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HomeMy WebLinkAbout02-0899 REV~ 1500 EX .. {6-00) CAPB HpRL EplO CRAC KOTK ES C P o 0 R N R 0 E E S N T REV-1500 INHERITANCE TAX RETURN RESIDENT DECEDENT o E C E o E N T COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE OEPT.2B0601 HARRISBURG, PA 17128-0601 DECEDENT'S NAME (LAST, FIRST, AND MIDDLE INITIAL) Mock Alfred J. DATE OF DEATH (MM-DD-YEAA) (!/ OFFICIAL USE ONLY /7-,/;)-/0 FILE NUMBER 21-02-899 COUNTY CODE YEAR SOCIAL SECURITY NUMBER 160-24-7942 THIS RETURN MUSl BE FILED IN DUPLICATE WITH THE NUMBER REGISTER OF WILLS SOCIAL SECURITY NUMBER x o o None 539.94 None None None None 1,486,774.84 16,402.60 None x X X X .0 0 o 45 .12 .15 3. date of death . Remainder Return prior to 12-13-82) S. Federal Estate Tax Return Required 8. Total Number of Safe Deposit Boxes 11. Election to tax under Sec. 9113(A) (date of death between 12-31.91 and 1-1-95) (Attach Sc;h 0) :', THIS SE:cTION MuST BE:COMPUTE:D. ALL CORRESPONDllNCE &. CONFIDElIITIALTAA INFORMATION SHOULD liE El.IAECTEO TO:. NAME COMPLETE MAILING ADDRESS Copyright (c12000 form software only The Lackner Group, Inc. Ro er B. Irwin Es . FIRM NAME (If Applicable) IRWIN McKNIGHT & HUGHES TELEPHONE NUMBER 60 West Pomfret Street West Pomfret Professional Bldg. Carlisle, PA 17013 OFFICIAL USE ONLY (8) 1,487,314.78 (11) 16,402.60 (12) 1,470,912.18 (13) (14) 1,470,912.18 (15) (16) (17) (18) (19) 0.00 307.44 0.00 0.00 307.44 71 49-235 1. Real Estate (Schedule A) 2. Stocks and Bonds (Schedule B) 3. Closely Held Corporation, Partnership or Sole-Proprietorship 4. Mortgages & Notes Receivable (Schedule 0) S. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) 6. Jointly Owned Property (Schedule F) o Separate Billing Requested 7. Inter-Vivos Transfers & Miscellaneous Non~Probate Property (7) (Schedule G or L) 8. Total Gross Assets (total Lines 1-7) 9. Funeral Expenses & Administrative Costs (Schedule H) (9) 10. Debts of Decedent. Mortgage Liabilities, & Liens (Schedule I) (10) 11. Total Deductions (total Lines 9 & 10) 12. Net Value of Estate (Une 8 minus Line 11) 13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been made (Schedule J) 14. Net Value Subject to Tax (Line 12 minus Line 13) OAT~OF BIRTH (MM-DD-YEAR) 01/07/2002 05/03/1919 IF APPLICABLE SURVIVIN. SPOUSE'S NAME (LAST, IRST, AND MIDDLE INITIA Mock, Kathleen A. X 1. Original Return 4. Limited Estate X 6. Decedent Died Testate 2. 4.. X 7. Supplemental Return Future Interest Compromise (date of death after 11-11-B2) Decedent Maintained a LIving Trust (I\ttact'l copy of Will) o 9. Litigation Proceeds Received (A1tach copy of Trust) Spousal Poverty Credit 010. (1) (2) (3) R E C A P I T U L A T I o N (4) (5) (6) C o M P T U A. T X A T I o N SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, or transfers under Sec. 9116(aX 1.2) 1,464,080.28 16. Amount of Line 14 taxable at lineal rate 6,831.90 17. Amount of Line 14 taxable at sibling rate 18. Amount of Line 14 taxable at collateral rate 19. Tax Due FormREV-1S00 EX (Rev. 6-00) Decedent's Complete Address: STREET ADDRESS 232 Avon Drive CITY I STATE I ZIP Carlisle PA 17013 Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) 2. Credjts/Payments A. Spousal Poverty Credit B. Prior Payments C. Discount (1) 307.44 0.00 Total Credos ( A + B + C) (2) '~--w/ 3. Interest/Penalty it applicable D. Interest E. Penalty Total Interest/Penalty ( D + E) (3) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 1 Line 20 to request a refund (4) 5. If Line 1 + Line 3 is greater than line 2, enter the difference. This is the TAX DUE. (5) A. Enter the interest on the tax due. (SA) B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (5B) Make Check Payable 10: REGISTER OF WillS, AGENT 0.00 3Di Oqq ::sill Lj :~t~~~:~:~~~:w~~mf~i~:1~~[[~W;~~::i~~~1~f:l~i~~::~~::~[~811~~:i~~:::!::~,:1i:~~mf~:~:1i~~~~~~:~I~f~:1:~[~:81R~. . 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred; ~ ~~x b. retain the right to designate who shall use the property transferred or its income; . c. retain a reversionary interest; or. d. receive the promise for life of either payments, benefits or care? 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? . D []] 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? 0 rn 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? [R] 0 IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES. YOU MUST COMPLETE SCHEDULE G AND FilE IT AS PART OF THE RETURN. Under penalties of perjury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. R OTHER THAN REPRES TATIVE 3. oL-. Kathleen A. Mock 232 Avon Drive ----------------------------------------------------- Carlisle, PA 17013 IRWIN McKNIGHT & HUGHES 60 West Pomfret Street - - - - - - - - - - - - - - - - - - - - - ~ - - - - - - - - - - - ~ - - - - - - - - - - - - - - - - - - - Carlisle PA 17013 DATE 1~#/.2- DATE For dates of death 0 or er July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3% 72 P.S. 9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. 9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is 0% [72 P.S. 9116 (a) (1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P.S. 9116(1.2) [72 P.S. 9t 16(a)(1)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% [72 P.S. 9116(aX 1.3)]. A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. Copyright (el 2000 form software only The Lackner Group, Inc. Form REV-1S00 EX (Rev. 6-00) AEV-1503 EX + (1-97) COMMONWEALTH OF PENNSYLVANIA lNHERlT ANCE TAX RETURN RESIDENT DECEDENT ESTATE OF SCHEDULE B STOCKS & BONDS FILE NUMBER Alfred J. Mock SSit 160-24-7942 01/07/2002 21-02-899 All property jointly-owned with right of survivorship must be disclosed on Sched\lle F. ITEM VALUE AT DATE NUMBER DESCRIPTION UNIT VALUE OF DEATH 1 22 shares C.R.I., Inc. ; Capital Realty Investors -I 17.27 379.94 2 5 shares C.R.I., Inc. , Captial Realty Investors II 32.00 160.00 3 10 shares Carlyle Real Estate L. P. XIII 0 0.00 TOTAL (Also enter on line 2, Recapitulation) 539.94 (If more space is needed, insert additional sheets of the same size) CopyrIght (t.) i996 form software only CPSystems, Inc. Form REV-1503 EX (Rev. 1-97) REV-1510 EX + (1 ~97) SCHEDULE G INTER-VIVOS TRANSFERS & MISC. NON-PROBATE PROPERTY COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Alfred J. Mock SSfl 160-24-7942 01/07/2002 FILE NUMBER 21-02-899 This schedule must be completed and filed if the answer to any of questions 1 through 4 on page 2 is yes. ITEM NUMBER 1 DESCRIPTION OF PROPERTY AELAW8~M~I~ t~ b~~~5~~/tWJ~~~~lT~EJF t~~~RSFEA. ATTACH ACOPYOFTHE DEED FOR REAL ESTATE. Equitable Life Assurance Society; bene-K.A. Mock EXCLUSION (IF APPLICABLE) % OF DECD'S INTEREST DATE OF DEATH VALUE OF ASSET 12,290.72 2 Sunarnerica Life Insurance Company/MetLife Investors - sons, Frederick & Andrew Mock beneficiaries 6,831.90 3 PNC Bank, Delaware, TUA w/A1fred J. Mock; 09/13/2000 1,467,652.22 TOTAL (Also enter on line 7, Recapitulation) $ (If more space is needed, insert additional sheets of the same size) Copyright(c) 1996 farm software only CPSystems, Inc. TAXABLE VALUE 12,290.72 6,831. 90 1,467,652.22 1,486,774.84 Form REV-1510 EX (Rev. 1-97) REV- 15 1 1 ex + (1-97) COMMONWEALTH OF PENNSYLVANIA INHERIT A.NeE TAX RETURN RESIDENT DECEDENT SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS ESTATE OF Alfred J. Mock Debts of decedent must be reported on Schedule I. ITEM NUMBER A. B. SS1ft 160-24-7942 FILE NUMBER 21-02-899 01/07/2002 DESCRIPTION AMOUNT 1 FUNERAL EXPENSES, Hoffman-Roth Funeral Home 6,915.00 2 Sunnyside Restaurant 477 . 60 1. ADMINISTRATIVE COSTS, Personal Representative's Commissions Name of Personal Aepresentative(s) Social Security Number(s) / EIN Number of Personal Representative(s) Street Address City State Zip Year(s) Commission Paid: 2. 3. Attorney's Fees IRWIN McKNIGHT & HUGHES Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Kathleen A. Mock Street Address 232 Avon Drive City Carlisle State~Zip17013 Relationship of Claimant to Decedent Sp OUS e 5,000.00 3,500.00 4. Probate Fees 5. 500.00 Accountant's Fees 6. Tax Return Preparer's Fees 7. 1 Other Administrative Costs Register of Wills - filing fee 10.00 TOTAL (Also enter on line 9, Recapitulation) $ 16,402.60 (It more space is needed, insert additional sheets of the same size) copyright (e) 1996 form software only CPSystems, Inc. Form REV-1511 EX (Rev. 1-97) REV-1513 EX + (9~OO) SCHEDULE J BENEFICIARIES COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Alfred J. Mock SS# 160-24-7942 NUMBER I. 01/07/2002 1 NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY TAXABLE DISTRIBUTIONS [include outright spousal distributions, and transfers under Sec. 9116(a)(1.2)] Alfred Mock Marital Trust f/b/o Kathleen Mock Carlisle, PA 17013 RELATIONSHIP TO DECI;'DENT Do Not List Trustee(s) Trust Trust Spouse FILE NUMBER 21-02-899 AMOUNT OR SHARE OF ESTATE remainder 1,000,000.00 tangibles ENTER DOLLAR AMTS. FOR DISTRIBUTIONS SHOWN ABOVE ON LN. 15 THRU la. AS APPROPRIATE, ON REV 1500 COVER SHEET II. NON-TAXABLE DISTRIBUTIONS, A. SPOUSAL DISTRIBUTIONS UNDER SEC. 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE 2 Alfred Mock Residual Trust f/b/o Kathleen A. Mock Carlisle, PA 17013 TOTAL OF PART 11- ENTER TOTAL NON- TAXABLE DISTRIBUTIONS ON LINE 13 OF REV 1500 COVER SHEET $ (1f more space is needed, insert additional sheets of the same size) Copyright (c) 2000 form software only The Lackner Group, Inc. 3 Kathleen A. Mock 232 Avon Drive Carlisle, PA 17013 B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS 0.00 Form REV-1513 EX (Rev. 9-00) , , LAST WILL AND TESTAMENT !, ALFRED J. MOCK, of the Borough of Carlisle, Cumberland County, Pennsylvania, being of sound mind, disposing memory and full legal age, do hereby make, publish and declare this instrument to be my Last Will and Testament, hereby expressly revoking all Wills and Codicils heretofore made by me. ONE: I direct my Executor or Executrix, as the case may be, to pay all of my debts, funeral and administrative expenses as soon as may be done conveniently after my decease. Furthermore, I direct that all state, inheritance, succession and other death taxes imposed or payable by reason of my death and all interest and penalties thereon with respect to all property composing of my gross estate for death tax purposes, whether or not such property passes under this Will, shall be paid by the Executor or Executrix of my estate. TWO: I bequeath my tangible personal property (exclusive of cash, securities, choses in action, and all other tangible evidences of intangible personal property) to my wife, KATHLEEN A. MOCK, if she shall survive me, or if she shall predecease me, to those of my children who shall survive me for an equitable distribution thereof. THREE: I hereby give, devise and bequeath all of my estate of whatever nature and wherever situate to the then Trustee(s) of my Revocable Living Deed of Trust, dated September 13,2000, as the same may be amended, as an addition thereto and to be distributed in accordance therewith. GZ/} -- , , FOUR: All death taxes (including penalties and interest thereon) payable by reason of my death (except generation skipping taxes for which liability would otherwise be determined in accordance with Section 2603(a)(l) or Section 2603(a)(2) of the Internal Revenue Code of 1986, as the same may be amended, or the corresponding provision of any subsequent Internal Revenue laws ("Code")) shall be paid out of and charged against the principal of my residuary estate, even though assessed against property not passing under this Will or passing under a Paragraph of this Will other than that disposing of my residuary estate. All other devises and legacies made herein or by Codicil hereto shall be tax free. 2. Anything herein to the contrary notwithstanding, the provisions of this Paragraph shall in no way limit the right of my estate to recover any amounts pursuant to Section 2207 A or Section 2207B of the Code or under any similar state statutory right of apportionment unless (and only to the extent) the instruments giving rise to the property transfers which create such statutory right of recovery or apportionment (or other instruments) specifically provide for the payment of the incremental death taxes attributable to the inclusion of such property in my estate. 3. Anything herein to the contrary notwithstanding, my Executor shall have the right to request from the Trustees of my aforesaid Revocable Deed of Trust, dated September 13, 2000, as the same may be amended, such sums as they deem necessary for the payment of death taxes, debts and administration expenses of my estate, from that portion of the trust estate that is available to Trustee for such purpose, in addition to the assets of my estate. However, my Executor shall not be authorized to request from the Trustee for the foregoing purposes any cash or property received in the trust estate by the exercise of a special or limited power of appointment. Notwithstanding the foregoing, I direct my Executor not to accept any property which is not includible in my gross estate for federal estate tax purposes, or would not otherwise &7; ~ 2 be includible if not so paid over. Taxes on all future interests may, in the discretion of my Executor, be prepaid. FIVE: My Executor as Trustee shall hold any property vested in an incapacitated person (whether on account of minority or otherwise) until termination of the incapacity. My Executor as Trustee, in his or her sole discretion, shall determine the onset and duration of incapacity. During incapacity, whether the beneficiary is entitled to principal or only to income, my Executor as Trustee may accumulate income or expend income and principal directly for the health, maintenance, education and support of such person without the intervention of any Guardian and without application to any court. Payments may be made to the parents of a minor. to a custodian under the applicable gifts or transfers to minors act, or to the person with whom the incapacitated beneficiary is living, without any liability on my Executor as Trustee to ensure the application thereof. My Executor as Trustee shall have all powers recited in the preceding Paragraph of this Will. For purposes of this Paragraph, "minority" shall be defined as being under the age of eighteen (18) years. SIX: I hereby nominate and appoint my spouse, KATHLEEN A. MOCK, to serve as Executrix of this my Last Will and Testament. If she has predeceased me, failed to qualifY, or ceased to serve as Executrix for whatever reason, I then appoint my son, FREDERICK C. MOCK and PNC BANK, DELAWARE to serve as Co-Executors of this my Last Will and Testament. If FREDERICK C. MOCK has predeceased me, failed to qualifY, or ceased to serve as Co-Executor for whatever reason, I then appoint my son, ANDREW J. MOCK to serve as a Co-Executor of this my Last Will and Testament in his place, said substitute personal representatives having the same powers as are given to the original Executrix hereof. ~ 3 SEVEN: No Executor, Executrix or Trustee acting hereunder shall be required to post bond or enter security in this or any other jurisdiction. EIGHT: No person or persons shall benefit hereunder unless such beneficiary shall survive me for a period of at least sixty (60) days. NINE: No beneficiary may assign or anticipate his or her interest in any income or principal held or distributable hereunder; and no beneficiary's creditors may attach or otherwise reach any such interest. TEN: If any person or institution entitled to share in any distribution under the terms of this my Last Will and Testament becomes an adverse party in any proceeding to contest the probate of this Last Will and Testament, such person or institution shall forfeit his, her or its entire interest inherited hereunder and all provisions in favor of such person or institution shall be declared void and of no effect. The share of such person or institution so forfeited shall be then distributed equally to the remaining residuary heirs of my estate as set forth hereunder. ELEVEN: My Trustee or Executor or Executrix of my estate shall have the following powers, in addition to those vested in it by law: My Executor or Trustee, as the case may be, at his, her or its discretion, may compromise claims, borrow money or retain property for such length of time as he, she or it may deem proper, sell lease, pledge, mortgage, transfer, exchange, convert or otherwise dispose of or grant option of all or any portion of my estate or the trust estate for such prices and on such terms in public or private transactions as he, she or it may deem proper; and invest trust property and income without restrictions to legal investments. The determination of the Trustee with respect illY 4 to the advisability of making payments out of the income or principal to any child or beneficiary inheriting hereunder shall to conclusive and binding on all persons howsoever interested in the respective trust. Further, the Trustee shall be authorized to receive additions to the respective trust of any kind or any property whatsoever from sources other than my estate and at any time in the sole discretion of the Trustee. IN WITNESS WHEREOF, I have hereunto set my hand and seal this 13th day of September, 2000. 01 U !l/Jf2 ALFRED J. MOCK (SEAL) Signed, sealed, published and declared by ALFRED J. MOCK, the above named Testator, as and for his Last Will and Testament, in the presence of us, who, at his request and in his presence and in the presence of each other have subscribed our names as witnesses hereto. 5 ACKNOWLEDGMENT AND AFFIDAVIT WE, ALFRED J. MOCK, ROGER B. IRWIN and JAMES D. HUGHES the testator and witnesses respectively, whose names are signed to the foregoing instrument, being first duly sworn, do hereby declare to the undersigned authority that the testator signed and executed the instrument as his Last Will, and that he had signed willingly, and that he executed it as his free and voluntary act for the purpose herein expressed, and that each of the witnesses, in the presence and hearing of the testator, signed the Will as a witness and that to the best of their knowledge the testator was, at that time, eighteen years of age or older, of sound mind and under no constraint or undue influence. (Jf Q /1 OCIJ<: ALFRE,J{ J. MOCK /!~ rJ.~. ROG B IN COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND Subscribed, sworn to and acknowledged before me by ALFRED J. MOCK, the testator herein, and subscribed and sV'iom to before me by ROGER B. IRWIN and JAMES D. HUGHES, witnesses, this 13>!J;' day of September, 2000. Notarial Seal Betzi A. Morrison, Notary Public Carlisle Boro, Cumberl.,':! CQunty My Commission Expires Dec. 15, 2000 M,mber, PennsylVania Association of :' 00s THE ALFRED .J. MOCK REVOCABLE LIVING TRUST THIS REVOCABLE DEED OF TRUST, made this 13th day of September, :2000, between ALFRED J. MOCK, of the Borough of Carlisle, Cumberland Cmmty, Permsylvania ("Settlor") and PNC BANK, DELAWARE, a Delaware banking association with its principal offices located at 222 Delaware Avenue, Wilmington, Delaware, and KATHLEEN A. MOCK. of the Borough of Carlisle ("Trustees"), WITNESSETH: ARTICLE ONE NAME OF TRUST This trust instrument shall be known as the ALFRED J. MOCK REVOCABLE LIVING TRUST. ARTICLE TWO TRUST PROPERTY Settlor hereby transfers to the Trustees the property set forth on Schedule "A" which is attached hereto and made a parl hereof by this reference. Trustees shall hold such property and the proceeds thereof, together with any other property which may be added thereto (such property and additions being hereinafter called "principal"), IN TRUST, and apply the same and the net income therefrom upon the trusts herein set forth. ARTICLE THREE LIFETIME DISTRIBUTION During the lifetime of the Settlor, Trustees shall pay the net income to Settlor, for Settlor's lifetime, in such periodic installments as Settlor and the Trustees shall find convenient, but at least as often as monthly. In addition, Trustees shall from time to time: (I) pay to Settlor such of the principal as Settlor may be writing request, and (2) pay to or for the use of Settlor and/or Settlor's spouse, KATHLEEN A. MOCK, such of the principal as the Trustees, in their sole discretion, deem necessary for their health, maintenance and support. ARTICLE FOUR ADMINISTRATION UPON DEATH OF SETTLOR A. Upon the death of Settlor, if Settlor's Executor or Administrator shall certify to Trustees that there are insufficient liquid assets to satisfy all pecwliary bequests, funeral expenses, debts, administrative expenses, including Executor's or Administrator's commissions, all death taxes (including penalties and interest thereon) payable by reason of Settlor's death (except generation skipping taxes for which liability otherwise would be determined in accordance with Section 2603(a)(I) or Section 2603(a)(2) of the Internal Revenue Code of 1986, as the same may be amended or corresponding provisions of any subsequent Internal Revenue laws ("Code"), Trustees are authorized but not directed to payout of the residue of the trust estate held under Article FIVE hereof the amounts which said Executor or Administrator shall have certified to be needed, in addition to the liquid assets of Settlor's estate; provided, however, that Trustees shall not pay for the foregoing purposes any cash or property received hereunder by exercise of a special or limited power of appointment, nor shall Trustees pay for such purposes 2 any property that is otherwise not includable in Settlor's gross estate for federal estate ta, purposes. Trustees shall not be under a duty to inquire into the COlTectness of such certification by Settlor's Executor or Administrator ami may rely upon absolutely. If so directed by the Executor or Administrator of Settlor's estate. Trustees are authorized to pay directly to the appropriate ta'{ing authority the amount of such ta'{. Anything herein provided to the contrary notwithstanding, the foregoing provisions shall in no way limit the right of Settlor's estate to reeover any amounts pursuant to Sections 2207 A or 2207B of the Code or under any similar state statutory right of recovery or apportionment unless (and only to the extent) the instruments giving rise to the property transfers which create such statutory right of recovery or apportionment (or other instruments) specifically provide for the payment of the incremental death taxes attributable to the inclusion of such property in Settlor's estate. B. Upon the death of Settlor, subject to the provisions of Section A of this Article FOUR hereof, if Settlor's wife, KATHLEEN A. MOCK, survives him, the Trustees shall set aside out of the trust estate cash and other property equal in value to the maximLUn marital deduction allowable in finally determining the federal estate tax on Settlor's estate, less the value for federal estate tax purposes of all other property whieh passes or has passed to Settlor's wife. whether under the provisions of Settlor's will or otherwise, and with respect to whieh the marital deduction is allowed in Settlor's estate. The value of the property alloeated hereunder, after taking into consideration all allowed deductions (except the marital deduction) and after giving full effeet to all available credits and exemptions (except to the extent that utilization of any such credit other than the unified credit shall increase state death taxes by reason of Settlor's death), shall equal the least amount necessary to reduce the Federal estate tax assessed by reason of Settlor's death to the lowest amount possible. 3 Any property included in Settlor's estate at the time of Settlor's death and assigned or conveyed in kind to satisfy this Marital Trust shall be valued for the purposes of distribution at the value thereof as finally determined for Federal estate tax purposes; and other property so transferred shall be valued for that purpose at its cost. Cash, securities, and other property so distributed shall be selected in such manner as to have an aggregate fair market value fairly representative of the appreciation or depreciation in the value to the date or dates of each distribution of all property then available for distribution. Anything herein to the contrary notwithstanding, the Marital Trust created under Article FOUR hereof shall be entitled to a proportionate share amount of the income from the date of Settlor's death until it is actually funded. It is Settlor's intent that the Marital Trust shall qualify for the marital deduction. Any provision of this Revocable Deed of Trust shall be disregarded for purposes of this Marital Trust if it would disqualify any property held hereunder for the marital deduction or if it can be interpreted in such a manner so as to disqualify such property for the marital deduction. Notwithstanding any other provision of this Revocable Deed of Trust, if any property of the Marital Trust is or becomes unproductive, Settlor's wife, KATHLEEN A. MOCK, shall have the right to require the Trustees to make such property productive, and if the Trustees are unable to do so within a reasonable time, to dispose of it and invest the proceeds in a productive property within a reasonable time as she deems appropriate. In carrying out this provision, the decision of the Trustees as to which assets shall be distributed in satisfaction of this provision shall be binding and conclusive on all persons. Trustees shall rely upon the decision of Settlor's Executor as to the selection and exercise of all options and elections available to said Executor under the provisions of all pertinent Federal and state estate tax laws. 4 At any time during the administration of Settlor's estatc and bcfore thc complete fimding of the Marital Trust, Trustees shall pay to Settlor's wife all of the net incomc of the trust estate attributable to any property which passes under this agrcemcnt and which qualifies for the marital deduction. 1. Trustces shall pay the net income of the Marital Trust no less frequently than monthly, to Settlor's wife, KATHLEEN A. MOCK, for her lifetime. Any net income receivcd or earncd by the Marital Trust before the death of Settlor's wife and not paid to her shall be paid to her estatc. 2. In addition, the Trustees, from time to time, shall pay to Settlor's wife, KATHLEEN A. MOCK, such of the principal of the Marital Trust as she may so request in writing. Moreover, the Trustees are authorized, in their sole discretion, to pay to Settlor's wife or expend for her benefit as they may deem necessary or desirable so much of the principal of the Marital Trust to provide for her adequate health, maintenance and support, after taking into consideration other assets available for such purposes. 3. Upon the death of Settlor's wife, KATHLEEN A. MOCK, the Trustees may pay directly to the appropriate taxing authorities or to Settlor's wife's estate for transmission to such ta'l:ing authorities an amount equal to the difference between (a) the total death taxes payable by reason of her death and (b) the amount of such taxes that would have been payable had her estate not included the property held under this Trust (sometimes referred to herein as the "Marital Trust"). 4. Subject to the provlslOns of Section 3 of this Article FOUR. Trustees shall pay the then remaining principal of this Marital Trust, in equal shares, to those of Settlor's children, FREDERICK C. MOCK and ANDREW J. MOCK, who shall be then living and, per stirpes, to thc surviving issue of such of them who shall be then deceased. 5 ARTICLE FIVE RESIDUARY TRUST Upon the death of Settlor, subject to the provisions of Article FOUR, the Trustees shall hold the balance of the assets of this Revocable Deed of Trust, IN FURTHER TRUST, for the following uses and purposes: I, Trustees shall pay the net income of the Residuary Trust no less frequently than monthly, to Settlor's wife, KATHLEEN A. MOCK, for her lifetime . 2. In addition, the Trustees shall from time to time pay to Settlor's wife, KATHLEEN A. MOCK, such of the principal ofthe Residuary Trust not in excess of the greater of Five Thousand Dollars ($5,000.00) and, in addition, if Settlor's wife shall be living on the last day of each calendar year, an amount, if any, by which five percent (5%) thereof (calculated as of the end of the calendar year and taking into account withdrawals made earlier in the year at their date of distribution value) exceeds, in the aggregate, Five Thousand Dollars ($5,000.00) in anyone calendar year, as she may in writing request. This limited right to make withdrawals from the principal of the Residuary Tmst is noncumulative, so that an amount which might have been withdrawn during a particular calendar year may not be withdrawn in any subsequent calendar year. All such payments of principal shall be made by Trustees within 30 days after the receipt of an instrument in writing requesting such payment, so long as that instrument is received by Tmstees during the calendar year for which it is applicable, without regard to whether or not such payment is actually made after the close of the calendar year as to which the right of withdrawal is being exercised. This right of withdrawal shall not be effective as long as there are funds reasonably available for withdrawal in the Marital Trust held under the provisions of Article FOUR. 6 3. Moreover, the Trustees are authorized, in their sole discretion, to pay to Settlor's wife or expend for her benefit as they may deem necessary or desirable so much of the principal of the Residual Trust to provide for her adequate health, maintenance and support, after taking into consideration other assets available for such purposes. The authority granted Trustee in the foregoing paragraph to expend principal for the benefit of Settlor's wife shall not be exercised while there are funds reasonably available for such use in the Marital Trust held under the provisions of Article fOUR. 4, Upon the death of Settlor's wife, KATHLEEN A. MOCK, (or upon Settlor's death, if she predeceases Settlor), the Trustees shall pay the then remaining principal of the Residual Trust, in equal shares, to those of Settlor's children, FREDERICK C. MOCK and ANDREW J. MOCK, who shall be then living and, per stirpes, to the then living issue of such of them who shall be then deceased, ARTICLE SIX DEFINITIONS A. "Pay" means "pay over, transfer, conveyor distribute," B. "Issue" shall include persons adopted during minority into a line of descent benefited hereunder and their issue, even though the adoption occurs after the execution of this Revocable Deed of Trust C. Anything herein provided to the contrary notwithstanding, in the event that there is insufficient evidence that Settlor and Settlor's wife, KATHLEEN A. MOCK, died otherwise than simultaneously, it shall be conclusively presumed that Settlor's wife shall have survived Settlor. D. The term "Trustees" or "Trustees" shall include the original Trustees and any successor Trustees or Co-Trustees named to serve in such a capacity under this Trust instrument 7 E. A "per stirpes" distribution means that the child or children of a deceased beneficiary take the share to which their parent was entitled if the parent was then living. ARTICLE SEVEN ACCRUED INCOME No accrued income in the Residuary Trust created under Article FIVE hereof shall be paid to the estate of any deceased income beneficiary. The Trustees shall pay the same to the next succeeding beneficiary or beneficiaries. "Accrued income" shall include income received by Trustees but not paid out prior to the death of a beneficiary, as well as income accrued or payable but not yet received. ARTICLE EIGHT SPENDTHRIFT PROVISION All principal and income of the Trust shall be free from anticipation, assignment, pledges or obligations of the beneficiaries, and shall not be subject to any execution, attachment or other legal process or to voluntary or involuntary alienation. However, this provision shall not be construed to limit or restrict the exercise of a power of appointment or withdrawal granted herein. 8 ARTICLE NINE TRUSTEE'S POWERS A. The Trustees, and its or her successors, shall have the following powers, in addition to those given by law, to be exercised in their sole discretion without court approval: 1. To retain any securities, real estate and other property as long as it is deemed advisable, including shares of stock in a corporate Trustee, or any other property received by Trustees from Settlor, now or hereafter, regardless of the character of said investments or other property or whether they be such as are authorized by law for investment by fiduciaries. 2. To invest in such securities (including common and preferred stocks), real estate, and other property as they deem prudent, without restriction to so-called legal investments. 3. To (a) participate in any merger or reorganization; (b) deposit stocks under voting agreements; (c) give proxies. 4. To (a) sell or exchange any securities, real estate or other property at public or private sale; (b) lease property without restriction as to teml; (c) give options. 5. To make distributions in cash or in kind and without requiring assets to be allocated prorated. 6. To purchase securities at premiums. 7. To compromise claims. 8. Except as to the Marital Trust, to charge commissions of Tmstees and other administrative expenses to principal or income. 9. To register securities in the name of a nominee. 9 10. To apply income or principal to which a beneficiary is entitled (whether absolutely or by exercise of discretion) for his or her maintenance and support, if he or she, in Trustee's or Trustees' opinion, is incapacitated; provided, however, that this provision shall not affect the requirement for the payment of all of the income from the Marital Trust to Settlor's wife, KATHLEEN A. MOCK. II. To borrow money and to mortgage or pledge any real or personal property. 12. To treat stock dividends and extraordinary corporate distributions, of whatever size, in all trusts, as income or principal, or to apportion such dividends or distributions between income and principal; to charge the premiums of securities purchased at a premium either against income or principal or partly against income and partly against principal, and to determine what expenses, costs, taxes and charges of all kinds shall be charged against principal and what against income. In each case Trustees' decision with respect thereto shall be made in accordance with state law, or in the absence of such, in acordance with the general standards of trust administration. Capital gains distributions from mutual funds shall be allocated to principal. 13. To conduct alone or with others any business in which Settlor is engaged or in which Settlor has an interest at his death, with all the powers of an owner with respect thereto, including the power to delegate discretionary duties to others, and to organize a partnership or corporation to carry on such business. To sell any business, real estate, or other property in which Settlor is engaged or in which Settlor has an interest at his death to such parties (including beneficiaries and Trustees, irrespective of any statute or rule of law limiting self-dealing) at such prices and on such terms as they deem appropriate, their selection among competing offers to be conclusive and not subject to question by anyone. 10 14. To employ, without reduction in the fees paid to the corporate Trustee hereunder, an accountant, investment advisor, legal counsel, agent, or custodian and to compensate such person or persons from incomc or principal; provided, however, that this provision shall not affect the requirement for the payment of all of the income from the Marital Trust to Settlor's wife, KATHLEEN A. MOCK. IS. To make disclaimers. 16. To combine any trust created hereunder with trusts created by Settlor or others having substantially identical terms and beneficiaries. 17. To divide the Marital Trust created under Article FOUR hereof into sub-trusts for purposes of administration should the Executor under Settlor's Will make the election under Section 2056(b)(7) of the Code with respect to a portion only of the Marital Trust and to the extent permitted by law, to allocate distributions of principal to Settlor's wife, KATHLEEN A. MOCK, therefrom to the sub-trust for which the election under Section 2056(b )(7) of the Code is made. 18. To the extent pennitted by law, to divide any trust created hereunder into sub-trusts for purposes of administration if the generation skipping tax inclusion ratio of such trust otherwise would not be zero or one. B. Persons dealing with Trustees are not required to see to the application made by Trustees of the funds or other property received by Trustees from such persons. C. Until Trustees shall receive from some person interested in this trust written notice of any death, birth, marriage or other event upon which the right to receive income or principal may depend, Trustees shall incur no liability to persons whose interests have been affected by such event D. No rule of law against self-dealing, divided loyalty, or conflict of interest shall be applied to render any transaction effected by the Trustees void, voidable, or otherwise subject to II . , attack solely for violation of such rule, nor shall the Trustees incur any liability. nor shall any Trustee's commissions for acting hereunder be reduced, solely for violation of such rule. Any transaction which involves self-dealing, divided loyalty, or conflict of interest by the Trustees shall be judged by the rules of law which would apply to the same transaction at arm's length between strangers free of any element of self-dealing, divided loyalty, or conflict of interest. Thus, by way of illustration and not of limitation, all Trustees are authorized, without giving any notice required by statute, to: 1. Employ and compensate any Trustee or any affiliate as broker. agent, or professional advisor for any purpose. 2. Borrow from the conunercial department of any corporate Trustee or any affiliate at current interest rates. 3. Buy, retain, and sell any debt or equity security issued or underwritten by any corporate Trustee or any affiliate and any debt security secured, supported, and/or otherwise enhanced by a letter of credit issued by any corporate Trustee or any affiliate. 4. Buy, retain, and sell any security of any investment company or trust registered under the Investment Company Aet of 1940 to which any corporate Trustee or any affiliate renders services for compensation. 5. Buy any property from or sell property to any beneficiary or Trustee acting hereunder or otherwise on arm's length terms. An "affiliate" means any entity which owns, directly or indirectly, an interest in any corporate Trustee, any entity in which any corporate Trustee owns an interest, directly or indirectly, and any entity in cominon control with any corporate Trustee. 12 . . ARTICLE TEN INCAPACITY OR MINOR BENEFICIARY Trustees shall hold any property for the benefit of an incapacitated person (whether on account of minority or otherwise), in trust, until the tennination of the incapacity. The Trustees, in its or her sole discretion, shall determine the onset and duration of incapacity. During incapacity, whether the beneficiary is entitled to principal or only to income, the Trustees may accumulate income or expend income and principal directly for the health, maintenance, education and support of such person without the intervention of any guardian and without application to any court. Payments may be made to the parents of a minor, to a custodian under the applicable gifts or transfers to minors act, or to the person with whom the incapacitated beneficiary is living, without liability on the Trustees to see to the application thereof. For purposes of this Article, "minority" shall be defined as being under the age of eighteen (18) years of age. ARTICLE ELEVEN TRUSTEES CONFLICT UPON DISTRIBUTION Anything hcrein providcd to the contrary notwithstanding, no beneficiary who is also a Trustee hereunder shall participate in any discretionary decision relating to the distribution of principal or income of any trust created hereunder to or for the benefit of such beneficiary, in discharge of a legal obligation of such beneficiary or Trustees, or in any discretionary decision relating to the allocation ofreceipts or disbursements to principal or income. In any such case, the decision of the corporate Trustee or a Trustee other than such beneficiary or parent of a beneficiary, shall control. 13 . , In addition to the foregoing, the corporate Trustee, acting alone, shall have the authority to vote shares of stock held in trust hereunder (other than the shares of the corporate Trustee or its parent corporation), either in person or by limited, general or special proxy, with or without substitution, notwithstanding anything elsewhere herein contained to the contrary, and the individual Trustee shall have no power to vote such shares either alone or in concert with the corporate Trustee, other than the shares of the corporate Trustee, or its parent corporation, which shares shall be voted solely by the individual Trustee. ARTICLE TWELVE DISCLAIMER If Settlor's wife, KA TIlLE EN A. MOCK, releases or disclaims her interest in all or any part of the Marital Tmst so that such disclaimed interest passes to the Residuary Trust, she shall retain, nevertheless, whatever rights she would have in the income and principal of the Residuary Trust; provided, however, that the Trustees shall hold the released or disclaimed interest as a segregated share within the Residuary Trust, and any provision of the Residuary Trust to the contrary notwithstanding, Settlor's wife shall have no right of withdrawal or power of appointment over any of the funds held in such segregated share, nor shall such funds be included in determining the amount, if any, available for withdrawal by her from the Residuary Trust. 14 . . ARTICLE TlllRTEEN GOVERNING LAW Any and all questions or disputes perlaining to the construction and administration of this Trust shall be determined in accordance with the laws of the Slate of Delaware. ARTICLE FOURTEEN INSURANCE I. The Trustees may compromise and settle any questions relating to any insurance policy. The Trustees need not institute litigation to collect the proceeds of any insurance policy unless the Trustees are reasonably indemnified for all expenses of such litigation. 2. Settlor shall pay all premIUms on lllsurance policies held hereunder. Trustees shall have no responsibility to see that insurance policies are kept in force. 3. Settlor reserves all rights, options and powers granted to the insured by the insurance policies held hereunder, and in particular, the rights (a) to change beneficiaries, (b) to borrow on insurance policies, and (c) to receive dividends, benefits and all other sums payable to the insured. After Settlor's death, the Trustees may exercise all rights, options and powers granted by the insurance policies held hereunder. 4. Settlor hereby relieves the insurance company issuing any policy from any responsibility to see to the execution or the performance of the trusts created hereunder. 15 . . ARTICLE FIFTEEN REVOCABLE NATURE OF TRUST Settlor reserves the right to revoke or amend this Revocable Deed of Trust, in whole or in part, at any time and from time to time, by \vritten instrument delivered to Trustees. Settlor may exercise such right or any other right hereunder by and through his attorney-in-fact, provided said attorney-in-fact acts within the confines of this Agreement as it relates to the powers and duties of the Settlor. The Trustees shall assign and transfer to Settlor or his nominee, absolutely and free of trust, any insurance policies or other assets withdrawn by revocation. The duties. powers, compensation and liabilities of any corporate Trustee shall not be changed without its \\Titten consent. ARTICLE SIXTEEN PROVISIONS PERTAINING TO TRUSTEES A In the event that KATHLEEN A. MOCK is unable or unwilling to serve as individual Trustee of the trusts created hereunder for whatever reason, the Settlor's sons, FREDERICK C. MOCK and ANDREW J. MOCK, if both of them shall be then living and able to serve, or the survivor of them, shall serve as individual co-Trustees in her place. If none of the above-mentioned individuals is able to serve as individual Trustee hereunder for whatever reason, then, in that event, a successor individual Trustee shall be chosen by a majority of the beneficiaries, with a parent or legal guardian voting for minor beneficiaries, provided, however, the guardians of the beneficiaries may not serve as an individual Trustee. S. The Trustees or any successor Trustee may resign at any time, but the resignation shall not be effective until 30 days after written notice has been given to the Settlor, if he is living, or, in the event of his death, until 30 days after notice to the adult beneficiary or 16 . . beneficiaries who may then be entitled to receive income. Upon the death or resignation of the Trustees, a Successor Trustee shall be chosen in accordance with the procedures set forth above. C. After Settlor's death the corporate Trustee may be removed and another bank or trust company appointed as successor corporate Trustee by written notice signed by a majority of number of income beneficiaries not under a legal disability, without the necessity of petitioning the court. Upon resignation or removal, corporate Trustee shall deliver a statement of its activities to the date of such resignation or removal for which it has not reported to the person to whom corporate Trustee was directed to give notice of resignation or who was authorized to remove Trustee. Such person shall have sixty (60) days from receipt of such statement to file with the corporate Trustee any objections to its actions as Trustee. If no such objections are filed, Trustee shall be without any further liability or responsibility to any past, present, or future beneficiaries. Unless objections are filed, the corporate Trustee shall, within ninety (90) days after it resigns or within ninety (90) days after it is removed and has received notice of the appointment of a successor corporate Trustee, deliver any assets held hereunder to the successor Trustee. If Settlor does not appoint such a successor corporate Trustee, Trustee may petition the appropriate court to appoint such a successor Trustee. D. No Trustees shall be required to inquire into or audit the acts or doings of any other Trustees or to make any claim against any other Trustees or his or her estate. Any successor Trustees shall have and may exercise any or all of the powers, immunities, privileges and exemptions herein conferred on the original Trustees as fully and to the same extent as if such successor had originally been named Trustees herein. E. A corporate Trustee serving hereunder shall retain the usual compensation provided for such services under the published schedule of fees in use by it at the time such compensation becomes payable, and in the absence of such, reasonable compensation for services rendered. An individual Trustee shall serve without compensation but shall be 17 . . reimbursed for out-of-pocket expenses reasonably incurred in the administration of any trust established hereunder. F. No Trustees serving hereunder shall be required to enter bond or other security in any jurisdiction for the faithful performance of its duties hereunder. Further. Settlor releases and discharges any Trustees or successor Trustee from all liability for any act of omission or commission as long as they act in good faith. G. The corporate Trustee shall have custody of all books. records, securities and other assets of the trust estate. ARTICLE SEVENTEEN RULE AGAINST PERPETUITIES Anything in this Trust to the contrary notwithstanding, all property of every trust created herein shall vest in and be distributed to the persons then entitled to the income from such property at the expiration of twenty-one (21) year less one day after the death of the last surviving beneficiary of the Trust who was living at the date of the execution of tlus Trust, unless sooner vested as herein provided. The purpose of this provision is to prevent any possible violation of the rule against perpetuities and this provision should be so construed. At the expiration of such twenty-onc (21) ycar less one day period, the Trustees shall distribute the property of each Trust or share to the person or persons entitled or permitted to receive income from a Trust or share, in such proportions as the Trustees in its discretion shall determine. 18 " , ARTICLE EIGHTEEN COMMON DISASTER PROVISIONS In the event that none of Settlor's lawful descendrults survive the ultimate distribution of any trusts hereunder, then in that event whatever then remains of the trust estate shall be paid over, transferred, and conveyed, free of trust, as follows: A. Fifty percent (50%) thereof (or all thereof if there shall be no beneliciaries in Subsection B of this Article EIGHTEEN then living), to those persons who would take Settlor's intestate personal estate under the then existing laws of the Commonwealth of Pennsylvania if he had, in fact, died at that time. B Fifty percent (50%) thereof (or all thereof if there shall be no beneliciaries in Subsection A of this Article EIGHTEEN then living), to those persons who would take Settlor's spouse's intestate personal estate under the then existing laws of the Commonwealth of Pennsylvania if she had, in fact, died at that time. ARTICLE NINETEEN MISCELLANEOUS The Article headings used are for convenience only and shall not be resorted to for interpretation of this Trust. Wherever the context so requires, the masculine shall include the feminine and neuter and the singular shall include the plural. If any part of this Trust is held to be void or unenforceable, the balance of this Trust shall nevertheless be given full force and effect. 19 " . IN WITNESS WHEREOF. Settlor has hereunto sd his hand and seal; the individual Trustee has h~reunto set her hand and seal. and th~ corporate Trustee. ill acceptance of the trusts herein created, has caused these presents to be signed by one of its Vice Presidents and its corporate seal to be affixed. duly attested by its Assistant Secretary, on the day and year first aforesaid. ---- OJ ~ ~crj\(SEAL1 ALFRED J. tv! CK, Settlor PNC BANK, DELA WARE, Co-Trustee (SEAL) Vice President ---- \ '"........--/ 20 " , COMMONWEALTH OF I'ENNSYL VANIA ) :SS COUNTY OF CUMBERLAND ) On this, the I ~ tt:-day of ('R,Y)\OlnhlJ! 2000, before me this undersigned ofticer. personally appeared ALFRED---;[MOCK, ~n to me (or satisfactorily proven) to be the person whose name i3 subscribed to the within instrument, and acknowledged that she executed same for the purposes therein contained. COMMONWEALTH OF PENNSYL VANIA ) :SS COUNTY OF CUMBERLAND ) On this, the I ~-t' day of~~.m\)m-' 2000, before me this undersigned officer. persvnzJly appeared KATHLEEN A. MOCK, Co-Trustee, known to me (or satisfactonly proven) to be the person whose name is subscribed to the within instrument, and acknowledged that she executed same for the purposes therein contained. IN \VlTNESS WHEREOF, I hereunto set my hand and office seal. P,J4~ -AOl1iuilirh1Q_ I~otarial Seal Betzl A. Morrison. Notary Public Carlisle Bora, Cumberle 'J County My Commission Expires Dee 15, 2000 Momber, PennsylVania AssociAtion 01 : I '.les IN WITNESS WHEREOF, I hereunto set my hand and office seal. I~alariai Seal lielz! A, Morrison, Notary PutEc Cnrlisle Bora, Cumber12yj County Ml' Commission ExpilBs Dec, 15, 2000 M"ilIber, PennsylVania Association of ' ' 1I\ls COUNTY OF ) :SS ) STATE OF DELAWARE , 2000, before me this undersigned officer. , who acknowledged himself or herself of PNC Bank, Delaware, Trustees, a Delaware banking association, , being authorized to do so, executed the purposes therein contained by signing the name of the On this, the _ day of personally appeared to be and that he or she as such foregoing instrument same for the corporation by himself or herself as IN WITNESS WHEREOF, I hereunto set my hand and office seal. 21 ",,' . SCHEDULE "A" TO REVOCABLE LIVING TRUST OF ALFRED.I. l\lOCK DATED SEPTEMBER 13.2000 Cash: $10.00 ~. I ( ^ysT ----- cJJ 9 [j 0 0S~L) ALFRED 1. MO~K. Settlor PNC BANK, DELA W ARE. Co-Trustee (SEAL) Vice President ~._."- /Y1!{/f/Jt/d}~f (SEAL) KATHLEEN A. MOCK. Co-Trustee 22 ",,' , (;.H.!., Inc. The CRI Building 11200 Rockville Pike Rockville, Maryland 20852 Telephone: (301) 468-9200 Fax: (301) 231-0396 CAI February 4, 2002 ~~;l;~aw~~ Ft:.8 - 8 2002 Irwin McKnight & Hughes West Promfret Professional Building 60 West Pomfret Street Carlisle, P A 17013-3222 IRWIN, McKNIGHT & HUGHES RE: Alfred 1. Mock Estate Capital Realty Investors-I, (CRI-l), Investor # 693, 22 Units Capital Realty Investors-II, (CRI-2), Investor # 1987, 5 Units Dear Mr. Irwin: We are in receipt of your request for information regarding the above-mentioned partnership interest. According to our records, these units are registered to Alfred J. Mock in an individual account. CRI-I was purchased on April 30, 1982 and CRI-II was purchased on May 30, 1983. The registration on this account has not changed since the inception of these partnerships. If you have any additional questions, please feel free to contact our Investment Communications Group at (301) 468-9200. Sincerely, ~,-"", ' ~~ Felicia Lane Investment Communications '~ (,,~. : _~ Jj>i'\-~" j.~.-~, -. ,ti t A Real Estate Financial Services Company Serving Investors World Wide ,",,' . AMERICAN PARTNERSHIP BOARD* /373 E. Doubletree Ranch R\Uld, Suite 230 ---- ----------- Phone~(Soii) 736-979'1 Scottsdale, AriZOna 85258 Lotlll: ("30) 363-6400 "'1\,.,.apboard.com fAX: ("SO) 368-6435 Ja.1lW}' 29.2002 Kathloon Mock 2J2.A"\lnO., Cadille, fA 17013 - <.I ~ N",J} , (, I y~ (;,!! , ' a '1 plJ OearKmlleen: ADlmcan Partnership Bow (APBl has !'eCf'ived pas, inquiries on yOur ltJl1ittd F8rtl\trsbip holding, and apprea~m the <::w~rtunity to provide you with cunnI ir..:ormatiol: reglll'dins \he second3l;-'matlait priCd for YOl:r UIlilll. lb. foilowillB reprulllllS :he moo'_, net price indicauon(,): Parln.nhip UuJts S;t'nit Total Clpitallleal~'lnv~rors I 22 $11~2i mo.oo Carlyl.}W.l Esu:e L.P. XIll to (SH.e{l) ($ 34,).00) Cap:taI11ealty !nvesrors 2 5 S32,CQ $ 16000 ADlllricao Partnership Board CocdUCIS aucrions for IUni~ pal".tIetShlps 011 :\ ...eekly buis over :he internet. 'The aueti,o:l 'YS':tll1 a11",v$ limited parlllet'llhi;> :.lIe", to reach a Jarge unh'erse ofouytt'S_ Ai a result, manYlell orders A."t s~ld 111 the audicn et a prenli:un to) lloe nk.'1I& pi."e. l"CV;ollS autlio!> resolllll can h viewed it www.apboatdcom, PI.utl net. that any di$ttf~uti()ns made b,' the (jene:al Parl11tt after the lI:l,ignmcn1 date: date of sale) ate deducted Ibm the sale proceeds at the tit:1e ofpaymem_ IfllO\! decide to panicipate in APBs ncthn for the ltle)f)'(,ur l1!lit~, please oOlllacl \lS IIlld have the {ollowin& icfonr.ation ready: · ElllICt o-.\'n.urJp Registration of Un':$ (o.uue "r nar.l1!S which app.al' On l". <trl:li<alc O~ General Partner Cotte-'\l<Jndence) . Social Securii}' num".r cr rOo, lD ~UI110e' Please feel fi-ee to contact us if yo a have all)- questicrs ,egarclbg the all:",e limited partnership!s) or 31:) ct:ltr Emite" . partnership boldings you n:ay 113,". If pu n.) longer b,,:d ,h.se ~nh! O' dQ not "ish 10 receive I:!,eated pn;ino; p<<iodica1ly, please call (8)0) 736.9'97 and '"e '.\ill remove :lie infotmatkn ",om <1'.11" record$_ Sincerely, I / I _ ( "- ~~~-~("\~~ Heather Driggs V SID # 34169 ",,' . MetLifelnvestors" January 28. 2002 Ms. Kathleen Mock 232 Avon Drive Carlisle. PA 17013 Claimant: Frederick C. Mock -RE; ~"___' '.~.' :1::~CQmp~~____.. Policy Number: . 1. .,' " Owner/Annuitant:. fed J..' . Joint Am....nt. KatAteen A. Mock -'." Beneflciary(ies): - "'ftrederick C. Mock Andrew J. Mock -0-.,..-- -'>-;""-' ! ~ Dear Ma.Mock: .. .. : ' , -' . , We are sorry to learn Qf:the death of Alfred Mock.. The following information will be helpful in settling thetlaim on this annuity policy. ' ..-.,. -,,' This ~~~s apPlied to provide guaranteed annuity income under 1 annuity option(s) ,M .', ,": . '", ulty With Payments Certain with payments of $683.19 beginning on July 1, witb final payment4ue on June 1, 2004 The beneficiary(ies) are entitled to the remaining annuity payments, to be payable throughout the designated period as was originally elected by the annuitant. These payments must continue and cannot be surrendered for a lump sum. Because the policy i~ a legaldocurnent,. certain forms need to be completed and returned before settlement of the claim can be processed. Listed below are the requirements to settle this claim. 1. A certified copy of the death certificate. 2. The Policy Claims Settlement Form. Please complete sections A, 8-6. and E in reference to this claim. Please be sure to include a tax withholding election. If you have any questions, please call me toll-free at 800-284-4536 extension 4178. Sincerely. Melissa Scheller Claims Representative ,."'''' __ _0'_- ~__........ ...___,. .,...._ EQUITABLE January 11, 2002 Kathleen A. Mock 232 Avon Drive Carlisle, PA 17013 Re: Single Premium Deferred Annuity Contract No. 31074143 Dear Mrs. Mock: We are sony to learn of the death of Alfred J. Mock and extend our sincere sympathy to you and your family. Enclosed is our Annuity Benefits Request guide. Included in this guide are all the necessary forms to be completed in order to obtain the benefits under the above numbered contract(s). The total death benefit payable is $12,290.72. (Of this amount $11,161.72 plus any interest paid is taxable). The completed and signed forms along with a certified copy of the death certificate and the annuity contract should be returned to us in the envelope provided for processing. PleaSe keep in mind that upon the death of the Annuitant, the contract terminates and ceases earning contract interest. Thus, it is to your advantage to submit the required documents as quickly as possible so that the contract proceeds may be distributed at the earliest date. We are committed to providing our customers with superior service. If we can assist you further, you may write to us at: The Equitable 200 Plaza Drive Secaucus, NJ 07094 Attention: SPDA Division, )'d Floor If you require immediate assistance, we may be reached at 800-628-7789. Sincerely, j) ~~ CS:rf Enclosure Carol Smith SPDA Consultant Ext. 2590 Equitable Life Assurance Society of the United States 200 Plaza Drive Secaucus, NJ 07094-3689 " . 0PNCADV1S0RS February 4, 2002 Roger B. Irwin, Esquire Irwin, McKnight & Hughes 60 West Pomfret Street Carlisle, PA 17013-3222 Re: Alfred J. Mock TIA #3884015 Dear Mr. Irwin: We have received your letter of January 31, 2002 and are enclosing a date of death valuation of Mr. Mock's trust, This valuation includes any accrued interest or dividends as of Mr. Mock's date of death. The official title of Mr. Mock's trust is: PNC Bank, Delaware, Trustee under Agreement With Alfred J, Mock, dated 9113/2000 The trust was established on 9/21/00. There were no changes of ownership since Mr. Mock's trust was established. Finally, to the best of our knowledge, Mr, Mock had no other accounts with PNC Bank. if you have any further questions or need any additional information, please do not hesitate to contact us. 1~IY your, ;\ ;' 4{: IQ d ',-.-f\obert L. Dayett ~I Vice-President ' (302) 429-1731 cc: Kathleen A. Mock AlfredJMock.docf A member of The PNC Financial Services Group 222 Delaware Avenue Wilmington Delaware 19B01 00 o o 00 ....... "'" "00 "..... .... "'''0 d .. . 0 "'''''' '" . U k " " . ....0. H . ~ I;: .. ~U: .. " ... . '" . .. ~ l.j !i! . .... ,Q . .... ... . .. . .. . H " d 0 o "' ... " . ." . " " o " ~ 0 " ... " o ...." . " " 0 O,Q ... " " ... 0 '" " '" . .. . .. . ~~ " . . o 0. ... .. ... o . ~ " " " k o '" 0. " ... . . ... 0 " " .. " d ... '" . '" " . ... 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COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPT.2B0601 HARRISBURG, PA 17128-0601 REV-1162 EX(1 1-96} RECEIVED FROM: PENNSYLVANIA INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT IRWIN ROGER B ESQ 60 W POMFRET ST CARLISLE, PA 17013 ~~~.~~~- fold ESTATE INFORMATION: SSN: , 60-24-7942 FILE NUMBER: 2102-0899 DECEDENT NAME: MOCK ALFRED J DATE OF PAYMENT: 10/07/2002 POSTMARK DATE: 0010010000 COUNTY: CUMBERLAND DATE OF DEATH: 01/07/2002 NO. CD 001694 ACN ASSESSMENT CONTROL NUMBER AMOUNT 101 I $307.44 I I I I I I I I TOTAL AMOUNT PAID: REMARKS: ROGER B IRWIN ESQUIRE CHECK# 19005 SEAL INITIALS: CW RECEIVED BY: REGISTER OF WILLS $307.44 MARY C. lEWIS REGISTER OF WillS IJ-9':;-/() Bl~~EAU OF INDIVIDUAL TAXES INHERITANCE TAX DIVISION DEPT. Z806Dl HARRISBURG~ PA 17128-0601 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE NOTICE OF INHERITANCE TAX APPRAISEHENT, ALLOWANCE OR DISALLDNANCE OF DEDUCTIONS AND ASSESSHENT OF TAX ROGER B IRWIN ESQ IRWIN ETAL 60 W POMFRET ST CARLISLE PA 17013 DATE ESTATE OF DATE OF DEATH ..FILE NUMBER 'COUNTY ACN 11-19-2002 MOCK 01-07-2002 21 02-0899 CUMBERLAND 101 A.aunt R8IIItted *' REY-IK7EllAFP Ill-OIl ALFRED J MAKE CHECK PAYABLE AND REMIT PAYMENT TO: REGISTER OF WILLS CUMBERLAND CD COURT HOUSE CARLISLE, PA 17013 CUT ALONG THIS LINE ~ RETAIN LONER PORTION FOR YOUR RECORDS ..... REY=is4j-ix-AFP--filFiizY-riiol'"icniF-YtiHiifiTANCE-YAX-APPRAisii'-Eriii"~--ALi.-oiiANcniR----------------- DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX ALFRED J FILE NO. 21 02-0899 ACN 101 ESTATE OF MDCK TAX RETURN NAS: I I X I CHANGED SEE DATE 11-19-2002 ATTACHED NDTICE I ACCEPTED AS FILED RESERVATION CONCERNINC FUTURE INTEREST - SEE REVERSE APPRAISED VALUE OF RETURN BASED ON: DRIGINAL RETURN 1. Real Estate (Schedule A) 2. Stocks and Bonds (Schedule B) 3. Closely Held Stock/Partnership Interest (Schedule C) ~. Mortgages/Notes Receivable (Schedule DJ S. Cash/Bank Deposits/Hisc. Personal Property [Schedule E) 6. Jointly Owned Property (Schedule f) 7. Transfers (Schedule SJ 8. Total Assets III 121 131 141 151 161 (7) .00 539.94 .00 .00 .00 .00 1.486.774.84 181 APPROVED DEDUCTIONS AND EXEMPTIONS: 9. Funeral ExPenses/Adm. Costs/Misc. Expenses (Schedule H) 10. Debts/Mortgage Liabilities/Liens (Schedule I) 11. Total Deductions 12. Net Value of Tax Return 13. Charitable/Government.l Bequests; Non-elected 9113 Trusts (Schedule J) 14. Net V.lue of Estate Subject to Tax 191 IlOI 13,442.54 .00 1111 1121 1131 1141 NOTE: I~ an assessment was issued previously. lines reflect ~1gures that include the total o~ ~ ASSESSMENT OF TAX: IS. Amount of line 14 at Spousal rat. (IS) 16. Anount of line 14 taxable .t line.l/Class A rate (16) 17. AlIOUnt of line 14 at Sibling r.te (17) 18. A.ount of line 14 taxable at Coll.ter.l/Class B rate (18) 19. Principal Tax Due NOTE: To insure proper credit to your account, sub.It the upper portion of this for. wIth your tax pay.ent. 1,487,314.78 13.44:1 1;4 1,473,872.24 .00 1,473,872.24 14. 15 and/or 16. 17. 18 and 19 will returns assessed to date. 1,467,040.34 X 00 = 6,831.90 X 045= .00 X 12 = .00 X 15 = 1191= .00 307.44 .00 .00 307.44 TAY CREDITS: . "....... ......r (+, AHOUNT PAID DATE NUMBER INTEREST/PEN PAID (-I 10-07-2002 CDOO1694 .00 307.44 TOTAL TAX CREDIT 307.44 BALANCE OF TAX DUE .00 INTEREST AND PEN. .00 TOTAL DUE .00 . IF PAID AFTER DATE INDICATED, SEE REVERSE FOR CALCULATION OF ADDITIONAL INTEREST. I IF TOTAL DUE IS LESS THAN $1, NO PAYNENT IS REQUIRED. IF TOTAL DUE IS REFLECTED AS A "CREDIT" (CRI, YOU HAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FDRN FOR INSTRUCTIONS. I REV.1470e:.r.~1 '* INHERITANCE TAX EXPLANATION COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE OF CHANGES BUREAU OF INDIVIDUAL TAXES DEPT. 280601 HARRISBURG PA 17128-0601 DECEDENTS NAME FILE NUMBER Alfred J Mock 2102-0899 REVIEWED BY ACN Deborah Washington 101 ITEM SCHEDULE NO. EXPLANATION OF CHANGES H B-3 Reduced to $539.94. Family exemption can only be claimed against assets subject to will or intestacy. ROW Page 1 ROGER B IRWIN ESQ IRWIN ETAL 60 W POMFRET ST CARLISLE PA 11:0,13 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE NOTICE OF DETERMINATION AND ASSESSMENT OF PENNSYLVANIA ESTATE TAX BASED ON FEDERAL ESTATE TAX RETURN DATE ESTATE OF DATE OF DEATH FILE NUMBER ? COUNTY ACN *' BUREAU OF INDIVIDUAL TAXES INHERITANCE TAX DIVISION DEPT. Z80601 HARRISBURG, PA 171Z8-D6Dl REV-485EXJoFPIDl_Il2) 11-19-2002 MOCK 01-07-2002 21 02-0899 CUMBERLAND 201 ALFRED J AIIOUlt R...i tted MAKE CHECK PAYABLE AND REMIT PAYMENT TO: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 NOTE: To insure proper credit to your .ccount, sub.it the upper portion of this for.. with your tax payment. CUT ALONG THIS LINE ~ RETAIN LONER PORTION FOR YOUR FILES ~ REv=iis3--Ex-AFP--m:.-ozi-----j,j(-Nofii:roF--DETERMINATION-ANU-ASSESSMENy------------------------- --- OF PENNSYLVANIA ESTATE TAX BASED ON FEDERAL ESTATE TAX RETURN .. ESTATE OF MOCK ALFRED J FILE NO.21 02-0899 ACN 201 DATE 11-19-2002 ESTATE TAX DETERMINATION 1. Credit For State Death Taxes as Verified .00 2. Pennsylvania Inheritance Tax Assessed (Excluding Discount and/or Interest) 307.44 3. Inheritance Tax Assessed by Other States or Territories of the United States (Excluding Discount and/or Interest) .00 4. Total Inheritance Tax Assessed 307.44 5. Pennsylvania Estate Tax Due .00 TAX CREDITS: PAYMENT RECEIPT DISCOUNT (+) AMOUNT PAID DATE NUMBER INTEREST/PEN PAID (- ) TOTAL TAX CREDIT .00 BALANCE OF TAX DUE .00 INTEREST AND PEN. .00 TOTAL DUE .00 -IF PAID AFTER THIS DATE, SEE REVERSE SIDE (IF TOTAL DUE IS LESS THAN $1, NO PAYMENT IS REQUIRED FOR CALCULATION OF ADDITIONAL INTEREST. IF TDTAL DUE IS REFLECTED AS A "CREDIT" ICRI, YOU HAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORM FOR INSTRUCTIONS.I Fl-P~-/o "v BUREAU OF INDIVIDUAL TAXES INHERITANCE TAX DIVISION DEPT. 280601 HARRISBURG, PA 17128-0601 ROGER B IRWIN ESQ IRWIN ETAL 60 W POMFRET ST CARLISLE PA 17013 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE NOTICE OF DETERMINATION AND ASSESSMENT OF PENNSYLVANIA ESTATE TAX BASED ON FEDERAL CLOSING LETTER DATE ESTATE OF DATE OF DEATH FILE NUMBER '03 ;GO ~N'f'(J :\'9 ACN *' REV-7UEXIFPIIl-1I2) 08-18-2003 MOCK 01-07-2002 21 02-0899 CUMBERLAND 202 Allount Re..itt.d ALFRED J \, [' ,\ MAKE CHECK PAYABLE AND REMIT PAYMENT TO: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 NOTE: To insure proper credit to your account, subnit the upper portion of this form with your tax payment. CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR FILES ..... iiE'y:736-EiCAFP-Tiii:.-ozj-----..-itofic'E-iii:--IiETERMiiiAfiOfi-ANIi-AssEiisMENy---------------------------- OF PENNSYLVANIA ESTATE TAX BASED ON FEDERAL CLOSING LETTER .. ESTATE OF MOCK ALFRED J FILE NO.21 02-0899 ACN 202 DATE 08-18-2003 ESTATE TAX DETERMINATION 1. Credit For State Death Taxes as Verified .00 2. Pennsylvania Inheritance Tax Assessed 307.44 (Excluding Discount and/or Interest) 3. Inheritance Tax Assessed by Other States .00 or Territories of the United States (Excluding Discount and/or Interest) 4. Total Inheritance Tax Assessed 307.44 5. Pennsylvania Estate Tax Due .00 6. Amount of Pennsylvania Estate Tax Previously Assessed Based on Federal Estate Tax Return .00 7. Additional Pennsylvania Estate Tax Due .00 TAX CREDITS: PAYMENT RECEIPT DISCOUNT (+) AMOUNT PAID DATE NUMBER INTEREST/PEN PAID (-) TOTAL TAX CREDIT .00 BALANCE OF TAX DUE .00 INTEREST AND PEN. .00 TOTAL DUE .00 -IF PAID AFTER THIS DATE, SEE REVERSE SIDE (IF TDTAL DUE IS LESS THAN $1, NO PAYHENT IS REQUIRED FOR CALCULATION OF ADDITIONAL INTEREST. IF TOTAL DUE IS REFLECTED AS A "CREDIT" ICRI, YOU HAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FOHN FOR INSTRUCTIONS. I ~~ Internal Revenue Service Cincinnati, OH 45999 Contact Person: Brian Kaufmann Badge Number: 17-14026 ~ ~ o~q~ Telephone: 1-866-699-4083 (Toll Free Number) July 2, 2003 !~ ,!~~~~ ~ ~~ Estate Tax Closing Document ~ ~; (Not a bill for tax due) ROGER B IRWIN 60 W POMFRET ST l~~ l~; i~,,,~~~ll~' ~, 1. ~ y, ,~ ,~, CARLISLE PA 17013 ~''~~~~'~'~-~~~'~a°'' ~~ ~'~sU,~4k:, Estate Name: ALFRED J MOCK. Social Security Number: 160-24-7942V Date of Death: 1/7/02 We have determined the following: NET ESTATE TAX: $ 0.00 STATE DEATH TAX CREDIT: $ 0.00 GENERATION-SKIPPING TAX: $ 0.00 These figures do not include any interest and penalties that may be charged. Please keep this document in your permanent records. You may need it to complete administration of the estate, such as: close probate proceedings, transfer title to property, and settle state taxes. Keep it with your cancelled check(s) to show that you have met the estate tax obligation. Proof of payment in the amount shown above releases you of personal liability (IRC 2204). If the time for payment in the amount shown above is extended under section 6161, 6163, or 6166, personal liability is not released until full payment has been received. We will not reopen this return unless you notify us of changes to the return, or there is evidence of misrepresentation of a material fact, a clearly defined substantial error based upon an established Service position or a serious administrative omission. (See IRC 7121). .-~~ ~. Field Director, Cincinnati Compliance Service Center