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14-6455
'COMMONWEALTH OF PENNSYLVANIA COURT OF COMMON PLEAS NOTICE OF APPEAL Judicial District, County Of C"n)Q9 0/-0 FROM MAGISTERIAL DISTRICT JUDGE JUDGMENT COMMON PLEAS No. 14- tpqF35 �-IVAerm NOTICE OF APPEAL. Notice is given that the appellant has filed in the above Court of Common Pleas an appeal from the judgment rendered by the Magisterial District Judge on the date and in the case referenced below. NAME OF APPELLANT MAG.DIST.NO, NAME OF MDJ /Y-) -(-Ik -� h ���\\0—ox ( 10-1--2!) , --A lya�niru ADDRESS OF APPELLANT ----) CITY STATE ZIP CODE I L-� D(,oil P-1 2� DATE OF JUDGMENT INTHLU EOF(PlainfM (Delendang 0- 0- 0 fto V-2\ CX-)R nn (-A - - L10a DOCKET No. SIGNATURE OF APPELLANT OR ATTORNEY OR AGENT This block will be signed ONLY when this notation is required under Pa. If appellant was Claimant (see Pa. R.C.P.D.J. No. 1001(6) in action R.C.P.D.J.No.10086. This Notice of Appeal,when received by the Magisterial District Judge,will before a Magisterial District Judge, A COMPLAINT MUST BE FILED operate as a SUPERSEDEAS to the judgment for possession in this case. within twenty (20)days afterfiling the NOTICE of APPEAL. Signature of Prothonotary or Deputy PRAECIPE TO ENTER RULE TO FILE COMPLAINT AND RULE TO FILE (This section of form to be used ONLY when appellant was DEFENDANT(see Pa.R.C.P.D.J. No. 1001(7)in action before Magisterial District Judge. IF NOT USED,detach from copy of notice of appeal to be served upon appellee. PRAECIPE: To Prothonotary Enter rule uporl-TO Cxor-, Lr-e appellee(s),to file a complaint in this appeal Name of appeffee(s) (Common Pleas No. [4- &455 Vi r1erm )within twenty(20)days after service of rule or suffer entry of judgment of non pros. Signature of appellant or attorney or agent RULE: To--TDEDCQ� ( nR appellee(s) Name or appetiee() (1) You are notified that a rule is hereby entered upon you to file a complaint in this appeal within twenty(20)days after the date of service of this rule upon you by personal service or by certified or registered mail. (2) If you do not file a complaint within this time,a JUDGMENT OF NON PROS MAY BE ENTERED AGAINST YOU. (3) The date of service of this rule if service was by mail is the date of the mailing. Date:. 5 20 , Signature of Prothonotary or Deputy YOU-MUST INCLUDE A COPY OF THE NOTICE OF JUDGMENT/TRANSCRIPT FORM WITH THIS NOTICE OF APPEAL. The appelle6 and the magisterial district judge in whose office the judgment was rendered must be served with a copy of this Notice pursuant to PaRC.P.M.D.J. 1005(A). *I 15-er)o pia AT� el opoqq ^216 Ic 313038 AOPC 312-05 F _ i -OFF' 1 TJl4 rQ'J -S PPS 12: 22 CUMBERLAND COUNTY PENNSYLVANIA i 4 COMMONWEALTH OF PENNSYLVANIA Notice of Judgment/TranSCript CIVi) . COUNTY OF CUMBERLAND Case Mag. Dist. No: MDJ-09-3-04 TD Bank USA MDJ Name: Honorable Kathryn H.Silcox V. . Address: 5275 East Trindle Road. Scott C Snyder Suite 110 Mechanicsburg,PA 17050 Telephone: 717-697-2201 Scott C Snyder Docket No: MJ-09304-CV-0000307-2014. 14 Longwood Dr Case Filed: 812612014, Mechanicsburg, PA 17050-7969 Disposition Summary (cc-cross complaint) Docket No Plaintiff, Defendant Disposition Disposition Date MJ-09304-CV-0000307-2014 TD Bank.USA Scott C Snyder Default Judgment for Plaintiff 10/13/2014 Judgment Summary Participant . Joint/Several Liability Individual Liability Amount Scott C Snyder $0.00 $5,898.69. $5,898.69 TD Bank USA $0.00 $0.00 $0.00. Judgment Finding (*Post Judgment) ... - ,_4n.. ._~ ..-.'�� ,"`._ -_ .__......... ____.•. . In the matter of TD Bank USA vs. Scott C Snyder an MJ-09304-CV-0000307-2014, on 10/13/2014 the judgment was awarded as follows: !Judgment Component Joint/Several Liability Individual Liability Deposit Applied A oun Civil Judgment $0.00 $5,731.19 $5,731.19 Filing Fees_ $0.00 $160.50 $160.50 Costs $0.00 $7.00 $7.00 Grand Total: $5,898.69 ANY PARTY HAS THE RIGHT TO APPEAL WITHIN 30 DAYS AFTER THE ENTRY OF JUDGMENT BY FILING A NOTICE OF APPEAL WITH THE PROTHONOTARYICLERK OF COURT OF COMMON PLEAS, CIVIL DIVISION. YOU MUST INCLUDE A COPY OF THIS NOTICE OF JUDGMENT!i RANSCRIPT FORM WITH YOUR NOTICE OF APPEAL. I=XCEPT AS OTHERWISE PROVIDED IN THE RULES OF CIVIL PROCEDURE FOR MAGISTERIAL DISTRICT JUDGES,IF THE JUDGMENT HOLDER ELECTS TO ENTER THE JUDGMENT IN THE COURT OF COMMON PLEAS, ALL FURTHER PROCESS MUST COME FROM THE COURT OF COMMON PLEAS AND NO FURTHER PROCESS MAY BE ISSUED BY THE MAGISTERIAL DISTRICT JUDGE UNLESS THE JUDGMENT IS ENTERED IN THE COURT OF COMMON PLEAS, ANYONE INTERESTED IN THE JUDGMENT MAY FILE A REQUEST FOR ENTRY OF SATISFACTION WITH THE MAGISTERIAL DISTRICT JUDGE IF THE JUDGMENT DEBTOR PAYS IN FULL,SETTLES, OR OTHERWISE COMPLIES WITH THE JUDGMENT. Date The Honorable Silcox . -17e7ify that t is ss a true 9nd correct copy o t e reMd of the procee ings containing the judgment. Date Magistenal District.Judge MDJS 315 Page 1 of 2 Printed:10/13/2014 10:13:51AM a TD Bank USA Docket No.; MJ=09304-CV-0000307-2014 V. Scott C Snyder Participant List Plaintiff(s) TD Bank USA Successor/Interest to Target Nat Bank C/o Gregg Morris Esq 213 East Main Street ' Carnegie,PA 15106 Defendant(t) Scott C Snyder 14 Longwood Dr . Mechanicsburg,PA. 17050-7969 Complainant's Attorneys) Gregg Morris, Esq. 213 E.MainStreet Carnegie,PA 15106 MDJS 315 Page 2 of 2 Printed: 10/13/2014 10:13:51AM PROOF OF SERVICE OF NOTICE OF APPEAL AND RULE TO FILE COMPLAINT (This proof of service MUST BE FILED WITHIN TEN (10) DAYS AFTER filing of the notice of appeal. Check applicable boxes.) COMMONWEALTH OF PENNSYLVANIA COUNTY OFC“-v/icnc; ss AFFIDAVIT: I hereby (swear) (affirm) that I served —19(in i VA -55 C -'N1 a copy of the Notice of Appeal, Common Pleas No. , upon the Magisterial District Judge designated therein on (date of service)l , 2011-A , 0 by personal service by (certified) (registered) mail, -TO _32nr), sender's receipt attached hereto, and upon theappellee, (name) , on LOA '1V , 201(4 0 by personal servic sender's receipt attached hereto. (SWORF)1,) (AFFIRMEDIMD SUBSCRIBED BEFORE ME THIS 10 DAY OF kJal , 20 Lk .1)`faitin Signature of official before whom affidavit was made aTitle afficial My commission expires on I On 201 (0 AOPC 312A-05 by (certified) (registered) mail, eit_e)11.11.04:Lek 4. Signature of affian COMMONWEALTH OF PENNSYLVANIA Notarial Seal Gretchen T. Giles, Notary Public Somerset Bore, Somerset County My Commission Expires Oct. 15, 2016 ME.SER 2PRIVS•,..1.4:A. ASSOCIATION OF NOTARIES m m ti m m ru O [� O Ui D a O N U.S. Postal ServiceTM CERTIFIED MAILTM RECEIPT (Domestic Mail Only; No insurance Coverage Provided) For delivery, information visit our website at www.usps.come ark. Postage Certified Fee Return Receipt Fee (Endorsement Required) Restricted Delivery Fee (Endorsement Required) Total Postage & Fees Sent To Wrimt, a- or PO Box No. }l,l_/07/291( H • IQOi gn6nY '009£ rU 0510 0002 2338 rR O t• PS Form 3800 U.S. Postal ServiceTM CERTIFIED MAILTM RECEIPT (Domestic Mail Only; No Insurance Coverage Provided) For delivery information visit our website at www.usps.come Postage Certified Fee Retum Receipt Fee (Endorsement Required) Restricted Delivery Fee (Endorsement Required) Total •Postage & Fees Here • 11/07/2014 PS Form 3800, August 2006 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK Plaintiff V. SCOTT C SNYDER Defendant(s) PF_PA_I I Cmplt Cvr Sht NO. 14-6455 COMPLAINT IN CIVIL ACTION Filed on behalf of: TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 P&F File No. 14-32097 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, NA., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK V. SCOTT C SNYDER Plaintiff Defendant(s) NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within TWENTY (20) DAYS after this Complaint and notice are served, by entering a written appearance personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 PA21Notice to Defend NO. 14-6455 Usted ha sido demandado en corte. Si usted desea defenderse de las demandas que se presentan mas adelante en las siguientes paginas, debe tomar accion dentro de los proximos veinte (20) dias despues de la notificacion de esta Demanda y Aviso radicando personalmente o por medio de un abogado una comparecencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqui en contra suya. Se le advierte de que si usted fall de tomar accion como se describe anteriormente, el caso pude proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demanda o cualquier reclamacion o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad au otros derechos importantes para usted. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME 0 VAYA A LA SIGUENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO 0 BAJO COSO A PERSONAS QUE CALIFICAN, CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 P&F File No. 14-32097 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A,, AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK V. SCOTT C SNYDER Plaintiff Defendant(s) NO. 14-6455 COMPLAINT IN CIVIL ACTION AND NOW, comes Plaintiff, TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK , by and through its attorney, GREGG MORRIS, ESQUIRE and the law offices of PATENAUDE & FELIX, A.P.C. and files the following Complaint in Civil Action, and in support thereof aver as follows: 1. Plaintiff, TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK , is a national banking association registered with the Office of the Comptroller of the Currency and for the purpose of this litigation, maintaining a place of business do PATENAUDE AND FELIX, A.P.C., 213 EAST MAIN ST., CARNEGIE, PENNSYLVANIA 15106. 2. Defendant is SCOTT C SNYDER, an adult individual, believed to currently reside at 14 LONGWOOD DR MECHANICSBURG, PA 17050-7969. 3. Defendant(s) obtained extensions of credit, purchases or cash advances on the following opened ended credit card account number XXXXXXXXXXXX4470 issued by Target National Bank. PA_05D Civil Cmplt Crdt Crd P&F File No. 14-32097 4. The Defendant(s) made payments on the account with the last payment posting on November 11, 2013, but have/has refused to pay, and now refuses to pay the balance due and owing on the aforesaid account in the sum of $5,731.19 plus interest and costs. 5. Plaintiff, TD BANK USA, N.A., purchased the debt and now owns the aforesaid account. A copy of the bill of sale and assignment is attached here as Exhibit "A" and incorporated herein by reference. 6. The Defendant(s) has/have made or authorized a number of purchases and as of 6/30/2014 3:00:00 AM, Defendant(s) owes $5,731.19 on said account plus interest. 7. Plaintiff maintains accurate books of account recording all credits and debits for this account. 8. Despite repeated demands, Defendant(s) have/has failed to make the required installment payments when due and therefore the full amount of the account is now due and payable. 9. A copy of the Account Statement is attached hereto as Plaintiffs Exhibit "B" and incorporated herein by reference. PA_05D Civil Cmplt Crdt Crd P&F File No. 14-32097 WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in the amount of $5,731.19, plus interest as set forth herein from the date of breach, with continuing interest at the legal rate thereon from the date of Judgment plus costs. The damages requested are less than the maximum amount for compulsory arbitration as set by the Court. Date: November 25, 2014 Respec... ul submitted: Patena Felix, A.P.C. ,PA 106 ) 429-7675 PA_05D Civil Cmplt Crdt Crd P&F File No. 14-32097 VERIFICATION The undersigned, Gregg L. Morris, hereby states that he is the attorney for Plaintiff in this action and verifies that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief. By virtue of the fact that the Plaintiffs representative is outside the jurisdiction of the Court and the verification cannot be obtained within the time allowed for the filing of this pleading, the pleading is submitted by counsel having sufficient knowledge, information and belief based upon the information provided to him by the Plaintiff and based upon his own personal knowledge. Plaintiff has represented to counsel that there is a debt due and owing from Defendant to Plaintiff in the amount as set forth within the foregoing pleading. Plaintiff has provided counsel with all relevant information in order to allow counsel to sign this verification. Plaintiff agrees to provide a verification signed by Plaintiff upon request by Defendant. The statements are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to autho Date: November 25, 2014 quire elix, A.P.C. n Street rnegie, PA 15106 412) 429-7675 PA_01 Atty Verification P&F File No. 14-32097 EXECUTION COPY ASSIGNMENT AND ASSUMPTION AG ,NT This Assignment and Assumption Agreement, datcd as of March 13, 2013.(the "Assignment and Assumption") is entered into by (i) Target National Bank, a national banking association; Target Receivables LLC, a Minnesota limited liability company ("TRLLC" and together with Target National Bank, the "Sellers," and each a "Seller"), as the Sellers, and TD Bank USA, N.A., a national banking association (the "Purchaser"), as the Purchaser, pursuant to subsection 3.1(b) of the Purchase and Sale Agreement, dated as of October 22, 2012, as amended by the First Amendment thereto, dated as of March 13, 2013 (as amended, the "Purchase and Sale Agreement"), by and among the Sellers, Target Corporation, a Minnesota corporation (the "Parent") and the Purchaser, and (ii) Target National Bank, as the depositee (in such capacity, the "Depositec") and the Parent, as the depositor (in such capacity, the "Depositor") as parties to the Deposit Account Agreement #1 and Deposit Account Agreement #2, each dated as of April 28, 2009 (collectively, the "Deposit Account Agreement"), pursuant to subsection 3.1(d) of the Purchase and Sale Agreement. Section 1. Definitions. Capitalized terms used but not defined in this Assignment and Assumption have the same meaning as set forth in the Purchase and Sale Agreement, or if such term is not defined therein, the Credit Card Program Agreement (the "Credit Card Program Agreement"), dated as of October 22, 2012, by and among the Parent, Target Enterprise, Inc., a Minnesota corporation and the Purchaser. Section 2. Assignment. (a) Purchase Agreement. (i) The Sellers hereby sell, convey and assign to the Purchaser, free and clear of all Liens, the Acquired Assets, including, without. limitation, each Private Label Account and Co -Branded Account owned by Target National Bank as of the Cut -Off Time and existing as of the Closing Date, including Closed Accounts and Written -Off Accounts as of the Closing Date (the "Accounts"). (ii) All purchases and cash advances in connection with. the Accounts and the Cardholder Indebtedness related to such Accounts outstanding as of the Closing Date or thereafter effected shall create the relationship of debtor and creditor between the Cardholder and the Purchaser, respectively. (iii) The Sellers acknowledge and agree that, following the Closing Date, (x) they shall have no right, title or interest in or to, any of the Accounts or the Account Documentation related to such Accounts or any proceeds of the foregoing, and (y) the Purchaser shall extend credit directly to Cardholders. (b) Deposit Account Agreement. (i) The Depositee hereby transfers and assigns to the Purchaser all of its rights and obligations under the Deposit Account Agreement, including all deposit Liabilities currently outstanding. (ii) On the Closing Date, the Depositee hereby pays to the Purchaser an amount equal to the Deposit Liabilities held by the Depositee for the Depositor, as estimated per subsection 3.1(d)(i) of the Purchase and Sale Agreement (which payment shall be made by a deduction from the Purchase Price and is subject to final adjustment as provided in subsection 3.1(d) of the Purchase and Sale Agreement). (iii) The Depositor and Depositee agree to terminate those two certain Pledge and Security Agreements, each dated as of April 28, 2009, and the pledges therein. (iv) The Depositor and Depositee agree that notwithstanding any other provision of the Deposit Account Agreement, no interest shall accrue thereunder on or after the Closing Date. Section 3. Assumption. (a) Purchase Agreement. (i) The Purchaser hereby assumes and shall pay, defend, discharge and perform as and when due the Assumed Liabilities upon the terms and conditions set forth in the Purchase and Sale Agreement. For greater certainty, the Purchaser will not be assuming or agreeing to pay, defend, discharge and perform the Excluded Liabilities. (ii) The Purchaser hereby agrees to purchase all the Acquired Assets and on and after the Closing Date, the Purchaser shall be the sole and exclusive owner of the Accounts and other Acquired Assets, and shall have all rights, powers, and privileges with respect thereto as such owner. (iii) Except as expressly provided in the Credit Card Program Agreement, the Purchaser shall be entitled to (x) receive all payments made by Cardholders on Accounts, and (y) retain for its account all Cardholder Indebtedness related to Accounts and such other fees and income authorized by the Credit Card Agreements and collected by the Purchaser with respect to the Accounts and the Cardholder Indebtedness related to such Accounts. (b) Deposit Account Agreement. (i) The Purchaser hereby assumes all rights and obligations of the Depositee under the Deposit Account Agreement, including all deposit Liabilities thereunder to the extent outstanding as of the Closing Date, as set forth in the Purchase and Sale Agreement. (ii) On the Business Day following the Closing Date, the Purchaser hereby agrees to pay the amount of such deposit Liabilities assumed, as estimated per subsection 3.1(d) of the Purchase and Sale Agreement, to the Depositor. Section 4. Credit Card Program Agreement. The terms of the operation of the Program with respect to the Acquired Assets and Assumed Liabilities will be subject to the terms and conditions of the Credit Card Program Agreement. The Parent and/or its Affiliate(s) and the Purchaser shall have the rights set forth in the Credit Card Program Agreement in accordance with the terms thereof. Section 5. Counterparts. This Assignment and Assumption may be executed in two or more counterparts (and by different parties on separate counterparts), each pf which shall be an original, but all of which together shall constitute one and the same instrument. Section 6. Effect of Headings. The Section headings herein are for convenience only and shall not affect the construction hereof. Section 7. Severability. In case any provision in this Assignment and Assumption shall be invalid, illegal or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not be affected or impaired thereby. Section 8. Governing Law. THIS ASSIGNMENT AND ASSUMPTION SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK., WITHOUT REFERENCE TO ITS CONFLICT OF LAWS PROVISIONS (OTHER THAN SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAW), AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER . SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS. 3 Section 9. Effective Date. This Assignment and Assumption shall become effective as of the day and year first above written. [REMAINDER OF THE PAGE BLANK] 4 r IN WITNESS WHEREOF, the parties hereto have caused this Assignment and Assumption to be duly executed by their respective officers as of the day and year first above written. TARGET CORPORATION, as the Parent and as the Depositor By: Name: Sara J. Ross Title: Assistant Treasurer TARGET RECEIVABLES LLC, as a Seller By: Name: Sara J. Ross Title: Vice President and Assistant Treasurer TARGET NATIONAL BANK, as a Seller and the Depositee By: Name: SpencerkYohnson Title: Vice President TD BANK USA, N.A., as the Purchaser By:1(\Ve4.1a,j)LL Name: Michael Collins Title: President and CEO ASSIGNMENT AND ASSUMPTION • TARGET. • •00000• u Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: June 22, 2014 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged $5,696.19 -$0.00 +$0.00 +$0.00 $1,197.00 +$35.00 +$0.00 New Balance $5,731.19 Total Credit Limit $0.00 Cash Limit $0.00 Available Credit $0.00 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 6/22/2014 Days in Billing Cycle 31 Important Messages Payment Information New Balance $5,731.19 Minimum Payment Due $5,731.19 Payment Due Date 7/19/2014 If you would like information about credit counseling services, call 1-800-991-8433. For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target Card Services TDD/TDY Outside the U.S. Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error tights Your account has been charged off. This is your final statement. Transactions Trans Date Description of Transaction or Credit Location Amount Payments And Other Credits No payments or credits were received last month. Fees Jun. 19 LATE PAYMENT FEE $35.00 TOTAL FEES FOR THIS PERIOD $35.00 (transactions continued on next page) TARGET. NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES Account Number XXXX-XXXX-XXXX-4470 II"I IIII III(III IIIVIIIVIIIII III Account Idntification Number Newew Balance Minimum Payment Due Payment Due Date Amount TARGET CARD SERVICES Enclosed $ P.O. BOX 660170 DALLAS TX 75266-0170 l'11111111111"1111111"1"11"11111111111"111111111+1111111111 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 II IIII'IIII11'11'I II'IIIIIIIII"11'I"'II'IIhI1 111111'I"II11111 00017416128 $5,731.19 $5,731.19 July 19, 2014 8003020573119057311990777700017416128771 *00000• h Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: June 22, 2014 SCOTT C SNYDER Page 2 of 2 Transactions (cont.) 2014 Totals Year -to -Data Total fees charged in 2014 Total interest charged in 2014 $210.00 $449.20 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Type of Balance Purchases Cash Advances Annual Percentage Rate (APR) 0.00% 0.00% Balance Subject. to Interest Rate $5,700.70 $0.00 There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Interest Charge $0.00 $0.00 17416128 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK v. SCOTT C SNYDER Plaintiff Defendant(s) NO. 14-6455 CERTIFICATION OF SERVICE OF COMPLAINT IN CIVIL ACTION Filed on behalf of: TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA 103A Cert Service P&F File No. 14-32097 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK v. SCOTT C SNYDER Plaintiff Defendant(s) NO. 14-6455 CERTIFICATION OF SERVICE I, GREGG MORRIS, attorney for Plaintiff, above named, hereby certify that a true and correct copy of COMPLAINT IN CIVIL ACTION was served this date by ordinary mail upon the following: HAROLD SHEPLEY & ASSOC. 209 W PATRIOT ST SOMEREST PA 15501 Date: November 25, 2014 , Gregg . Morris, Esquire Paten de & Felix, A.P.C. 213 E. Main Street Carnegie, 1 A-15106 ''.,(412) 429-7675 PA 103A Cert Service P&F File No. 14-32097 r I, GREGG MORRIS, attorney for Plaintiff, TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK , hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: Harold Shepley & Assoc 209 W Patriot St Somerest PA 15501 Date: November 25, 2014 e, A.P.C. Street A 15106 675 PA 65 Certificate of Service P&F File No 14-32097 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK v. SCOTT C SNYDER Plaintiff Defendant(s) NO. 14-6455 CERTIFICATION OF SERVICE OF COMPLAINT IN CIVIL ACTION Filed on behalf of: TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA 103A Cert Service P&F File No. 14-32097 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK v. SCOTT C SNYDER Plaintiff Defendant(s) NO. 14-6455 CERTIFICATION OF SERVICE I, GREGG MORRIS, attorney for Plaintiff, above named, hereby certify that a true and correct copy of COMPLAINT IN CIVIL ACTION was served this date by ordinary mail upon the following: HAROLD SHEPLEY & ASSOC, ESQ. 209 W PATRIOT ST SOMEREST PA 15501 Date: December 03, 2014 o '! , squire ate aude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA 103A Cert Service P&F File No. 14-32097 I, GREGG MORRIS, attorney for Plaintiff, TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK , hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: Harold Shepley & Assoc, Esq. 209 W Patriot St Somerest PA 15501 Date: December 03, 2014 et,.Awiwke_ rr, Esquire Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA 65 Certificate of Service P&F File No 14-32097 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR : IN INTEREST TO TARGET NATIONAL : BANK Plaintiff v. SCOTT C SNYDER Defendant CIVIL ACTION -LAW NO: 2014-6455 PRAECIPE TO ENTER APPEARANCE Filed on Behalf of Defendant: Scott C Snyder Counsel of Record: Robert D. Klingensmith, Esquire PA I.D. # 313960 HAROLD SHEPLEY & ASSOCIATES, LLC 209 West Patriot Street Somerset, PA 15501 (814) 444-0500 (814) 444-0600 (fax) rklingensmith@shepleylaw.com IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR : IN INTEREST TO TARGET NATIONAL : BANK • Plaintiff •CIVIL ACTION -LAW v. NO: 2014-6455 SCOTT C SNYDER • Defendant • PRAECIPE TO ENTER APPEARANCE TO THE PROTHONOTARY: Kindly enter the appearance of ROBERT D. KLINGENSMITH, ESQUIRE and the law firm of HAROLD SHEPLEY & ASSOCIATES, LLC, on behalf of the Defendant, SCOTT C SNYDER, in the above captioned matter. 4-o (1 L Robert D. Klingensmith, Esquire Attorney for the Defendant Harold Shepley and Associates, LLC 209 West Patriot Street Somerset, PA 15501 (814) 444-0500 (814) 444-0600 (fax) rklingensmith@shepleylaw.com IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR : IN INTEREST TO TARGET NATIONAL : BANK Plaintiff v. SCOTT C SNYDER Defendant CIVIL ACTION -LAW NO: 2014-6455 PRELIMINARY OBJECTIONS: Filed on Behalf of Defendant: SCOTT C SNYDER Counsel of Record: Robert D. Klingensmith, Esquire PA I.D. # 313960 HAROLD SHEPLEY & ASSOCIATES, LLC 209 West Patriot Street Somerset, PA 15501 (814) 444-0500 (814) 444-0600 (fax) rklingensmith@shepleylaw.com IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR : IN INTEREST TO TARGET NATIONAL : BANK • Plaintiff • • v. SCOTT C SNYDER Defendant • • • CIVIL ACTION -LAW NO: 2014-6455 DEFENDANT'S PRELIMINARY OBJECTIONS PURSUANT TO PA.R.C.P. 1028 AND NOW, comes the Defendant, Scott C Snyder, by and through his attorney, Robert D. Klingensmith, Esquire of Harold Shepley & Associates, LLC, and files the following Preliminary Objections to Plaintiff's Complaint: 1. Plaintiff filed a Complaint in Civil Action against Defendant demanding damages in the amount of $5,731.19. 2. Plaintiff's Complaint fails to conform to law or rule of court under Pa. R.C.P. 1028(a)(2). 3. Plaintiff's Complaint contains insufficient specificity as required under Pa.R.C.P. 1028(a)(3). Objection I Pa.R.C.P. 1028(a)(2) 4. The Plaintiff alleges to have purchased the alleged account from Target National Bank. 5. The assignment showing that the Plaintiff has appropriate standing is not attached to the Complaint. There is nothing in the Complaint that shows this individual alleged account was in fact purchased/assigned by the Plaintiff. The assignment attached does not show the individual account in question was in fact subject to the assignment. 6. When the Plaintiff is not the original credit holder, they must show they have proper standing to bring the lawsuit. This can be accomplished by a bill of sale or proof of assignment showing the individual account in question. 7. The assignment in no way shows the individual account was subject to the assignment. 8. Therefore, Plaintiff's Complaint fails to conform to law or rule of court under Pa.R.C.P. 1028(a)(2). WHEREFORE, Defendant respectfully requests that the Court order Plaintiff to file an Amended Complaint or dismiss this action with prejudice. Objection II Pa.R.C.P. 1028(a)(2) Attorney Verification 9. Pa.R.C.P. 1024(c) requires that all pleadings setting forth allegations be verified by the pleading party. 10. In the instant case the verification attached to the complaint was signed by the Attorney of record in the above captioned case. 11. In general, an attorney verification will be insufficient unless the parties lack sufficient knowledge or information or are outside the jurisdiction of the court and the verification cannot be obtained in time allowed for filing. 12. The verification signed in this case states that the verification was signed by the Attorney acting for the party because they had permission to do so. 13. There has been no indication in the verification that the parties lack sufficient knowledge of the matter, in fact all of the information came from the party in this case. 14. Furthermore, although Plaintiff is outside the jurisdiction of this court, there is no indication that the party to this lawsuit could not sign the verification in time to file the pleading. In fact, Defendant was never contacted to extend the time needed to file the Complaint. If such time was needed, the Defendant would have been happy to extend such time to Plaintiff. 15. Therefore, Plaintiff's Complaint fails to conform to law or rule of court under Pa.R.C.P. 1028(a)(2). WHEREFORE, Defendant respectfully requests that the Court order Plaintiff to file an Amended Complaint or dismiss this action with prejudice. Objection III 1028(a)(3) 16. Pa.R.C.P. 1019 (a) requires that the material facts on which a cause of action or defense is based shall be stated in a concise and summary form. 17. Pa. R.C.P. 1019(0 requires that averments of time, place and items of special damages shall be specifically stated. 18. Plaintiff in this matter claims that the Defendant opened and used a credit account issued by Plaintiff. 19. The copy of the Complaint in the Defendant's possession only has one statement attached to it. That statement is from June of 2014 and shows a previous balance of the amount allegedly owed in'this case. 20. The Complaint has failed to plead the various transactions and purchases which resulted in the alleged debt due. 21. Pursuant to Pa.R.C.P. 1019(0 Plaintiff has failed to provide information of the time and places any items were allegedly bought on the credit card. 22. By failing to include documentation of what items were purchased, when those items were bought and the amount of each purchase, Defendant is unable to ascertain the validity of the amount owed on the account. 23. Plaintiff has also failed to provide documentation of any cash advances made by Plaintiff. 24. Plaintiff has failed to provide a concise summary of the payments made by the Defendant on the alleged account as well as the date of last payment on the account. 25. Furthermore, Plaintiff basis its claim on an alleged agreement. 26. Plaintiff has failed to specify whether the agreement is oral or written as required under Pa.R.C.P 1019(h) 27. Furthermore, if the contents of the pleading are based on a writing, which it appears Plaintiff is alleging that it does, then Plaintiff has failed to attach a copy of the original account agreement and all amendments to any such agreement, or provide a reason why the original agreement is and all amendments to said agreement are not accessible and set forth the substances of the writings (Pa.R.C.P. 1019(i). 28. The agreement attached to the Complaint is undated and therefore it is concluded to not be the original agreement governing the terms of the account. 29. This lack of a writing is not sufficient under Pa.R.C.P. 1019(i). 30. As a result, Plaintiff's Complaint contains insufficient specificity as required under Pa. R.C.P 1028(3). WHEREFORE, Defendant respectfully requests that the Court order Plaintiff to file an Amended Complaint or dismiss this action with prejudice. Respectfully submitted, Robert D. Klingensmith, Esquire PA I.D.# 313960 Harold Shepley & Associates, LLC 209 West Patriot Street Somerset, PA 15501 Attorney for Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR : IN INTEREST TO TARGET NATIONAL : BANK . Plaintiff CIVIL ACTION -LAW v. NO: 2014-6455 SCOTT C SNYDER Defendant • CERTIFICATE OF SERVICE I served this Petition to Enter Appearance, Preliminary Objections and Brief in Support of Preliminary Objections by U.S. Mail, postage prepaid, at 213 E. Main Street, Carnegie, PA 15106 on Gregg Morris, Esquire, of Patenaude and Felix, A.P.C. the Attorney for the Plaintiff, TD BANK USA on December 12, 2014. I declare under penalty of perjury that this information is true. Date: December 12, 2014 }ny),Dt'D 21t1} Server's Signature Gretchen Giles — Legal Assistant Printed Name and Title Harold Shepley & Associates, LLC 209 West Patriot St. Somerset, PA 15501 Server's Address IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR : IN INTEREST TO TARGET NATIONAL : BANK Plaintiff v. SCOTT C SNYDER Defendant CIVIL ACTION -LAW NO: 2014-6455 Order of Court On this day of , upon consideration of defendant(s)' preliminary objections, it is hereby ORDERED that plaintiff(s)' complaint is stricken. Plaintiff(s) is (are) granted days leave to file an amended complaint. If the plaintiff(s) fail(s) to file an amended complaint within days of the date of this order, upon praecipe of defendant(s), the Prothonotary, shall dismiss the case with prejudice. BY THE COURT J. i IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK v. SCOTT C SNYDER Plaintiff Defendant(s) NO. 14-6455 AMENDED COMPLAINT IN CIVIL ACTION Filed on behalf of: TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PF_PA_1 lA Amended Cmplt Cyr Sht P&F File No. 14-32097 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK V. SCOTT C SNYDER Plaintiff Defendant(s) NOTICE TO DEFEND You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within TWENTY (20) DAYS after this Complaint and notice are served, by entering a written appearance personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the Complaint or for any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE.IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 NO. 14-6455 Usted ha sido demandado en corte. Si usted desea defenderse de las demandas que se presentan mas adelante en las siguientes paginas, debe tomar accion dentro de los proximos veinte (20) dias despues de la notificacion de esta Demanda y Aviso radicando personalmente o por medio de un abogado una comparecencia escrita y radicando en la Corte por escrito sus defensas de, y objecciones a, las demandas presentadas aqui en contra suya. Se le advierte de que si usted fall de tomar accion como se describe anteriormente, el caso pude proceder sin usted y un fallo por cualquier suma de dinero reclamada en la demanda o cualquier reclamacion o remedio solicitado por el demandante puede ser dictado en contra suya por la Corte sin mas aviso adicional. Usted puede perder dinero o propiedad au otros derechos importantes para usted. USTED DEBE LLEVAR ESTE DOCUMENTO A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE UN ABOGADO, LLAME 0 VAYA A LA SIGUENTE OFICINA. ESTA OFICINA PUEDE PROVEERLE INFORMACION A CERCA DE COMO CONSEGUIR UN ABOGADO SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE PUEDA PROVEER INFORMACION SOBRE AGENCIAS QUE OFREZCAN SERVICIOS LEGALES SIN CARGO 0 BAJO COSO A PERSONAS QUE CALIFICAN. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 717-249-3166 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK v. SCOTT C SNYDER Plaintiff Defendant(s) NO. 14-6455 AMENDED COMPLAINT IN CIVIL ACTION AND NOW, comes Plaintiff, TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK , by and through its attorney, GREGG MORRIS, ESQUIRE and the law offices of PATENAUDE & FELIX, A.P.C. and files the following Amended Complaint, and in support thereof aver as follows: Count I Account Stated 1. Plaintiff, TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK , is a national banking association registered with the Office of the Comptroller of the Currency and for the purpose of this litigation, maintaining a place of business c/o PATENAUDE AND FELIX, A.P.C., 213 EAST MAIN ST., CARNEGIE, PENNSYLVANIA 15106. 2. Defendant is SCOTT C SNYDER, an adult individual, believed to currently reside at 14 LONGWOOD DR MECHANICSBURG, PA 17050-7969. PF PA I 1 A Amended Cmplt Cyr Sht P&F File No. 14-32097 3. Defendant(s) obtained extensions of credit, purchases or cash advances on the following opened ended credit card account number XXXXXXXXXXXX4470 issued by Target National Bank. A copy of the Agreement is attached hereto as Exhibit "A" and is incorporated herein by reference. 4. The Defendant(s) made payments on the account with the last payment posting on November 11, 2013, but have/has refused to pay, and now refuses to pay the balance due and owing on the aforesaid account in the sum of $5,731.19 plus interest and costs. 5. Plaintiff, TD BANK USA, N.A., purchased the debt and now owns the aforesaid account. A copy of the affidavit, bill of sale and assignment is attached here as Exhibit "B" and incorporated herein by reference. 6. The Defendant(s) has/have made or authorized a number of purchases and as of 6/30/2014 3:00:00 AM, Defendant(s) owls $5,731.19 on said account plus interest. 7. Plaintiff maintains accurate books of account recording all credits and debits for this account. 8. Despite repeated demands, Defendant(s) have/has failed to make the required installment payments when due and therefore the full amount of the account is now due and payable. 9. A copy of the Account Statements are attached hereto as Plaintiffs Exhibit "C" and incorporated herein by reference. PF_PA_1 l A Amended Cmplt Cyr Sht P&F File No. 14-32097 WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in the amount of $5,731.19, plus interest as attached hereto or set forth herein and continuing interest thereon at the legal rate thereon from the date of Judgment plus costs. The damages requested are less than the maximum amount for compulsory arbitration as set by the Court. Count II Breach of Contract 10. The averments of paragraphs 1 through 9 are incorporated herein by reference as if the same were set forth herein at length. 11. Defendant opened the aforesaid account. A copy of the Account Agreement in effect at the time the account was opened or charges were made is attached hereto and collectively referred to as Plaintiff's Exhibit "A" and incorporated herein by reference. 12. Defendant is in default for failing to make payments as due. Plaintiff's Exhibit "C" is incorporated herein by reference. The documents speak for themselves. WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant, in the amount of $5,731.19 plus interest as attached hereto or set forth herein and continuing interest thereon at the legal rate from the date of Judgment plus costs. Count III Quantum Meruit 13. The averments of paragraphs 1 through 12 are incorporated herein by reference as if the same were set forth herein at length. 14. Plaintiff agreed to finance Defendant(s)' purchases or advances as more specifically set forth in billing statements for the account. 15. Plaintiff relied upon Defendant(s)' promise to pay based upon Defendant's failure to object to balance due and continued payments as more specifically set forth in the aforesaid statements. PA_01 Atty Verification P&F File No. 14-32097 16. Plaintiff continued to extend credit to Defendant(s) in reliance upon receipt of payment and failure to object to the aforesaid statements. 17. Defendant(s) received goods, services or items of merchandise as more specifically described in said statements. 18. Despite demand from Plaintiff, Defendant(s) have failed or refused to pay the aforsaid balance due. WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant, in the amount of $5,731.19 plus interest as attached hereto or set forth herein and continuing interest thereon at the legal rate from the date of Judgment plus costs. Date: December 16, 2014 Res - ctfully submitted: P : ude & Felix, A.P.C. PA_01 Atty Verification P&F File No. 14-32097 ie,`' A 106 29-7675 VERIFICATION The undersigned, Adam Grim, does hereby verify subject to the penalties of 18 Pa. C.S. Section 4904 relating to unsworn falsification to authorities, that he is a Custodian of Records for Target Corporate Services Inc. the servicer and the Authorized Representative of TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK, Plaintiff herein, and that he is duly authorized to make this Declaration, and that the facts set forth in the foregoing document are true and correct to the best of' his knowledge, information and belief. Adam Grim, Authorized Representative TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK l'A 4 35 21767 .4:15 2 3 76 7 19:944 )(1 () I I argvt Veroicollon P&I, I Ile No 14 32097 Credit Card Agreement — Target® Visa® Card This Agreement explains the terms that you agree to follow for your Target Visa Account ("Account"). The card carrier we send with your credit card is a part of this Agreement. In this Agreement "we", "us", and "our" mean Target National Bank. "You" and "your" mean everyone who is liable for payment on this Account. "Card" refers to your Target Visa credit card. 1. USE OF YOUR ACCOUNT. When you apply for an Account, you promise to be bound by the terms of this Agreement. You promise to pay us for all credit extended under this Agreement and all other amounts owed to us by you according to the terms of this Agreement. If the Account is a joint Account, each of you is bound by this Agreement and each of you jointly and individually promises to pay us, and may be held liable for, all amounts owed to us on your Account. You also promise to pay us for charges incurred by anyone you allow to use your Account. If you give your Card to someone and authorize their use of the Card, you must regain possession to terminate their authorized use. You agree that you will not use or allow use of your Card or Account for any illegal transaction or purpose. You may use your Card to make purchases of goods or services wherever Visa credit cards are accepted ("Purchase(s)"). You may also use your Card to obtain cash advances from participating automated teller machines, financial institutions, or other locations ("Cash Advances)"). Your use of Target Visa convenience checks furnished by us, balance transfers, and your purchase of cash equivalents, such as casino chips or similar items, wagers, wire transfers, money orders, foreign currency, traveler's checks, vouchers redeemable for cash or other items readily convertible into cash are treated as Cash Advances under this Agreement. 2. CREDIT LIMIT. You agree that we may establish a credit limit for your Account, a portion of which will be available for Cash Advances (each, a "Credit Limit"). You agree that we may change a Credit Limit at any time for any reason not prohibited by law, including, but not limited to, changes in your credit capacity, your pattern of payments to us, or your purchasing behavior. We may, but are not required to, approve transactions that exceed your Credit Limit without liability to you and without obligating us to do so in the future. You agree to prevent your Account balance or Cash Advance balance from exceeding the applicable Credit Limit. 3. SPECIAL PROMOTIONS. Occasionally, we may provide you the opportunity to use your Account in connection with special promotions, including balance transfers by use of Target Visa convenience checks or otherwise. These promotions may be subject to terms and conditions in addition to or different from those provided in this Agreement, which will be described in our offer. Unless otherwise stated, however, all terms of this Agreement shall apply to any promotion. 4. PAYMENTS. Your billing statement will show the amount you owe us, which is the New Balance, and the smallest amount you have agreed to pay us for that billing period, which is the Minimum Payment Due. If any portion of the New Balance is delinquent, the statement will show the Amount Past Due. The statement will also tell you the Payment Due Date. The Minimum Payment Due each month will equal the greater of a) $10.00; orb) the sum of the following: 1% of your New Balance (rounded to the next higher whole dollar amount), any Periodic Finance Charges, any Retumed Payment Fees, and any Late Payment Fees. We may round your Minimum Payment Due to the next higher whole dollar amount. If there is an Amount Past Due, we will also add that amount to your Minimum Payment Due. If your New Balance is less than $10.00, the Minimum Payment Due will be the entire New Balance. You agree to pay us in United States Dollars for all amounts for which you are liable. If you pay by check, your check must be drawn on a depository institution located in the United States. If you do not pay the New Balance in full, you agree to pay by your payment Due Date at least the Minimum Payment Due. All payments and other credits will be applied in any manner we choose. We may apply payments and other credits to balances on your Account with a lower Annual Percentage Rate before balar>cis with a higher Annual Percentage Rate. You may, at any time, pay the total amount owing on your Account. 5. UNAUTHORIZED USE. If your Card or convenience checks are lost or stolen, or you think that someone is using your Account without your permission, you agree to notify us immediately. You can notify us by calling 1-888-755-5856, or by writing Target National Bank, c/o Target Credit Services, P.O. Box 702, MS 1C -F, Minneapolis, MN 55440-0702. If you notify us by telephone, you agree to confirm your notification in writing. You are not liable for unauthorized use of the Account that occurs after you notify us of the loss, theft or possible unauthorized use. Your liability for any unauthorized use will not exceed $50. You agree to assist us in determining the facts relating to any theft or possible unauthorized use of your Account and to comply with the procedures we may require for our investigation. All Cards and convenience checks are issued by us to you and you must return or destroy your Card and/or convenience checks if we request you to do so. 6. CREDIT AUTHORIZATIONS. Some transactions will require our prior authorization and you may be asked to provide identification. If our authorization system is not working, we may not be able to authorize a transaction. We will not be liable to you if any of these events happen or for any failure to authorize a transaction. We are also not responsible for the refusal of anyone to accept your Card or a Target Visa convenience check. 7. FINANCE CHARGES. • FINANCE CHARGE FOR BILLING PERIOD — The total Finance Charge on your Account for a billing period is the sum of any Periodic Finance Charges and any Transaction Finance Charges. However, there is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. • COMPUTATION OF PERIODIC FINANCE CHARGES — We maintain separate balances for your Purchases, Cash Advances and special promotional balances (each, a "Balance Type") and calculate a Daily Balance for each. We will figure a daily Periodic Finance Charge for each Balance Type by multiplying your Daily Balance of each Balance Type by the applicable Daily Periodic Rate. However, no Periodic Finance Charges will be imposed on Purchases for any day in a billing period if there is no Previous Balance on your Account or the sum of payments on your Account made by the Payment Due Date equals or exceeds the New Balance shown on your billing statement. At the end of the billing period, we will add up the daily Periodic Finance Charges on all Balance Types for each day in the billing period to get the total Periodic Finance Charge for the billing period. You can verity your Periodic Finance Charge for each Balance Type by multiplying the Average Daily Balance shown on the billing statement times the applicable Daily Periodic Rate, times the number of days in the billing period. • COMPUTATION OF DAILY BALANCES — To determine the Daily Balance for a Balance Type, we take the beginning balance for the Balance Type, add any new charges included in that Balance Type, and subtract any payments and credits applied to that Balance Type. We then multiply the resulting balance by the applicable Daily Periodic Rate and that daily Periodic Finance Charge is included in the beginning balance of that Balance Type for the next day. Purchases and Cash Advances are included in the Daily Balance as of the later of the transaction date or the first day of the billing period in which the Purchase or Cash Advance is posted to the Account Cash Advance Fees are included in the Daily Balance of Cash Advances, and International Service Assessment Fees and Other Charges are included in the Daily Balance of Purchases, when posted to the Account. • WHEN PERIODIC FINANCE CHARGES BEGIN TO ACCRUE FOR PURCHASES — New Purchases included in the Daily Balance in a billing period in which Periodic Finance Charges are not imposed on Purchases will begin to accrue Periodic Finance Charges as of the first day of the next billing period if Periodic Finance Charges are imposed on Purchases in that billing period. New Purchases included in the Daily Balance in a billing period in which Periodic Finance Charges are imposed on Purchases will begin to accrue Periodic Finance Charges as of the date the Purchase is included in the Daily Balance. A new Purchase is a Purchase that appears on a billing statement for the first time. • WHEN FINANCE CHARGES BEGIN TO ACCRUE FOR CASH ADVANCES — Periodic 2 Finance Charges begin to accrue on Cash Advances as of the date the Cash Advance is included in the Daily Balance. There is no time period within which you can repay a Cash Advance without owing Periodic Finance Charges. • DAILY PERIODIC RATES - DAILY PERIODIC RATE FOR PURCHASES—The Daily Periodic Rate for Purchases is .04356% (corresponding ANNUAL PERCENTAGE RATE 15.9%). - DAILY PERIODIC RATE FOR CASH ADVANCES —The Daily Periodic Rate for Cash Advances is .06000% (corresponding ANNUAL PERCENTAGE RATE 21.9%). - DAILY PERIODIC RATE FOR DELINQUENT ACCOUNTS — If two times in any twelve month period we do not receive at least the Minimum Payment Due by the Payment Due Date, or if at any time all or a portion of two Minimum Payments Due are late, a higher Daily Periodic Rate and corresponding Annual Percentage Rate will apply to your Balance Types and all new transactions beginning with the first day of the next billing period. The Daily Periodic Rate for all Balance Types will be .06821% (corresponding ANNUAL PERCENTAGE RATE 24.9%). After you have made your required Minimum Payment Due (if any) by the Payment Due Date in six consecutive billing periods, beginning with the first day of the next billing period we will reduce your Daily Periodic Rate for Purchases to .05178% (corresponding ANNUAL PERCENTAGE RATE 18.9%) and we will reduce your Daily Periodic Rate for Cash Advances to .06000% (corresponding ANNUAL PERCENTAGE RATE 21.9%). • TRANSACTION FINANCE CHARGES — The following Transaction FINANCE CHARGES will be assessed on your Account: - OTHER CASH ADVANCES — 3% of the amount of each new transaction (including the use of Target Visa convenience checks), with a minimum of $5.00 and no maximum. - INTERNATIONAL SERVICE ASSESSMENT FEE — 1% of the amount of each transaction made outside of the United States (excluding Puerto Rico and the U.S. Virgin Islands). This is the amount that Visa charges us for the transaction. The imposition of Transaction Finance Charges may result in an actual Annual Percentage Rate on your billing statement that is higher than the Annual Percentage Rate described above that corresponds with the Daily Periodic Rate used to determine Periodic Finance Charges. 8. OTHER CHARGES. The following fees ("Other Charges") may be assessed on your Account. • LATE PAYMENT FEE —You will pay a Late Payment Fee each time any amount due remains unpaid atter your Payment Due Date. The amount of the Late Payment Fee will be based on your Account balance on the date the fee is assessed: - $15.00 if your Account balance is $150.00 or less; - $29.00 if your Account balance is greater than $150.00 and less than $1000.00; - $35.00 if your Account balance is $1000.00 or more. Regardless of your Account balance, the Late Payment Fee will be $35.00 if your Account is subject to the penalty rate as described in section 7 of the Agreement in the paragraph called "DAILY PERIODIC RATE FOR DELINQUENT ACCOUNTS." • PHONE PAYMENT FEE — Each time you request over the phone that we transfer or draw funds from your deposit account to pay your Target Visa Account we may charge a reasonable tee for such service. The amount of the fee to you before you authorize the Phone Pay transaction. • RETURNED PAYMENT FEE — You will pay $29.00 each time an payment order (including an electronic payment) is not honored b institution. • RETURNED CONVENIENCE CHECK FEE — You will pay $29.0 decline to honor a Target Visa convenience check. • CONVENIENCE CHECK STOP PAYMENT FEE — You will pay $29.0 at your request, stop payment on a Target Visa convenience cher 3 • DOCUMENTATION REPRODUCTION FEE — We will not charge you for duplicate documents we reproduce for you in connection with a billing error notice or if our investigation indicates a billing error occurred. Otherwise, you will pay $2.00 for each duplicate Account document we reproduce for you at your request. • DOCUMENT RESEARCH FEE — If you request that we obtain an external document, such as a receipt, on your behalf from a merchant other than Target, we may pass along to you any fee that we are charged to obtain the information. We will not pass along the fee if the external document is already in our possession, if your request relates to a billing error notice, or if our investigation indicates a billing error occurred. If we pass along the fee, the amount of the fee will be disclosed to you before we process your request. • EXPEDITED DELIVERY FEE — At your request, we will expedite the delivery of an additional or replacement Card for your Account. You will reimburse us for delivery and other charges imposed on us by third parties for this expedited service. 9. EXCHANGE RATE FOR CURRENCY CONVERSION. If you incur a transaction in a foreign currency, the transaction will be converted by Visa into a U.S. Dollar amount. Visa will use the procedures set forth in its Operating Regulations in effect at the time the transaction is processed. The exchange rate is either (1) a rate selected by Visa from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate Visa itself receives, or (2) the government -mandated rate in effect for the applicable central processing date. 10. ACCORD AND SATISFACTION. We may accept letters, checks or other types of payments showing "payment in full" or using other language to indicate satisfaction of your debt ("Disputed Amounts") without waiving any of our rights to receive full payment under the terms of this Agreement. You agree to send any Disputed Amounts to the address for billing inquiries shown on your billing statement. 11. CREDIT INVESTIGATION AND REPORTING. We may check information about you or your credit history with credit bureaus or others. We may also report information about you, your Account, and our experiences with you to credit bureaus or to others as allowed by law. If you do not fulfill the terms of this Agreement, we may submit a negative report reflecting on your credit record to one or more credit bureaus. If you believe we have reported inaccurate information about your Account to a credit bureau, you should notify us by sending your Account number and a description of the information you believe to be inaccurate to the address for disputes regarding information we reported to credit bureaus shown on your billing statement. 12. DEFAULT/TERMINATION OF CREDIT PRIVILEGES. Subject to applicable law, you will be in default under this Agreement if you violate any term of this Agreement, fail to make the Minimum Payment Due by the Payment Due Date, or become the subject of bankruptcy or insolvency proceedings. Upon default or death, subject to applicable law, we may, in our sole discretion: (a) reduce your Credit Limit; (b) terminate the Account, at which time the terms of this Agreement will continue until we have been paid in full; (c) require immediate payment for each Balance Type and all related fees and charges described in this Agreement; (d) bring a legal action against you to collect money owed to us; (e) terminate any special promotional credit terms; or (f) take any other action permitted by applicable law. If we refer your Account to an attorney for collection, you must pay to us all costs and expenses of collection, including attorneys' fees, to the extent not prohibited by law. Even if you are not in default, we reserve the right to terminate your privileges to obtain credit on the Account at any time. Upon any termination of this Agreement by you or us, you will continue to be obligated to pay all amounts owing under this Agreement, and to otherwise perform the terms and conditions of this Agreement. 13. COMMUNICATIONS WITH YOU. We or our agents may call by telephone r,garding your Account. You agree that we may place such calls using an automatic dialing/announcing device. You agree that we may, for training purposes or to evaluate the quality of our service, listen to and record phone conversations you have with us 14. WHAT LAW APPLIES. This Agreement will be governed by federal law and to the extent state law applies, by the law of South Dakota. If there is any conflict between any of the terms and conditions of this Agreement and applicable federal or state law, this Agreement will be considered changed to the extent necessary to comply with the law. 15. CHANGE OF PERSONAL INFORMATION. You agree to tell us right away of any change in your name, address or telephone numbers. 16. ASSIGNMENT OF ACCOUNT. We may sell, assign or transfer your Account or any receivables created under your Account without notice to you. You may not sell, assign or transfer your Account without first obtaining our written consent. 17. NO WAIVER. We may waive or delay enforcing any of our rights under this Agreement without losing them. 18. CHANGES TO THIS AGREEMENT. We have the right to change this Agreement (including the right to add additional terms) and to apply those changes to any existing balance on the Account. We will provide you with notice of any such changes as required by applicable law. NOTICE TO NEW YORK RESIDENTS. A consumer credit report may be ordered in connection with this application, or subsequently with the update, renewal or extension of credit. Upon your request, you will be informed of whether or not a consumer credit report was ordered, and if it was, you will be given the name and address of the consumer reporting agency that furnished the report. NOTICE TO RHODE ISLAND AND VERMONT RESIDENTS. A consumer credit report may be ordered in connection with this application, or subsequently for purposes of review or collection of the Account, increasing the credit line on the Account, or other legitimate purposes associated with the Account. NOTICE TO OHIO RESIDENTS. The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. NOTICE TO WISCONSIN RESIDENTS. If you do not pay on time, we can declare the entire New Balance due and payable after we have given you proper written notice and you have failed to cure the default within fifteen (15) days after the notice; however, a right to cure does not exist if two defaults have been cured within the preceding twelve (12) months. We will not be affected adversely by provisions of any marital property agreement, unilateral statement or court decree under Sections 766.59 and 766.70 of Wisconsin law, unless we receive a copy of the document or have knowledge of its terms before the Account is opened. TV-FT224 (4/05) 5 OPTIONAL SAFETYNET• BALANCE PROTECTION PROGRAM TERMS AND CONDITIONS If you are enrolled in the optional SafetyNet Balance Protection Program, the SafetyNet Balance Protection Program Terms and Conditions are also a part of your Target Visa Card Credit Card Agreement. Call 1-888-556-0012 to request an additional copy of the SafetyNet Terms and Conditions. YOUR BILLING RIGHTS (KEEP THIS NOTICE FOR FUTURE USE) This notice contains important information about your rights and our responsibilities under the Fair Credit Billing Act. Notify Us in Case of Errors or Questions About Your Bill. If you think your bill is wrong, or if you need more information about a transaction on your bill, write us on a separate sheet at the address shown on the back of your statement under the summary of your billing rights. Write to us as soon as possible. We must hear from you no later than 60 days after we sent you the first bill on which the error or problem appeared. You can telephone us, but doing so will not preserve your rights. In your letter, give us the following information: • Your name and Account number. • The dollar amount of the suspected error. • Describe the error and explain, it you can, why you believe there is an error. If you need more information, describe the item you are not sure about. Your Rights and Our Responsibilities After We Receive Your Written Notice. We must acknowledge your letter within 30 days, unless we have corrected the error by then. Within 90 days, we must either correct the error or explain why we believe the bill was correct. After we receive your letter, we cannot try to collect any amount you question, or report you as delinquent. We can continue to bill you for the amount you question, including finance charges, and we can apply any unpaid amount against your credit limit. You do not have to pay any questioned amount while we are investigating, but you are still obligated to pay the parts of your bill that are not in question. If we find that we made a mistake on your bill, you will not have to pay any finance charges related to any questioned amount. If we didn't make a mistake, you may have to pay finance charges, and you will have to make up any missed payments on the questioned amount In either case, we will send you a statement of the amount you owe and the date that it is due. If you fail to pay the amount that we think you owe, we may report you as delinquent. However, if our explanation does not satisfy you and you write to us within ten days telling us that you still refuse to pay, we must tell anyone we report you to that you have a question about your bill. And, we must tell you the name of anyone we reported you to. We must tell anyone we report you to that the matter has been settled between us when it finally is. If we don't follow these rules, we can't collect the first $50 of the questioned amount, even if your bill was correct. Special Rule for Credit Card Purchases. If you have a problem with the quality of property or services that you purchased with a credit card, and you have tried in good faith to correct the problem with the merchant, you may have the right not to pay the remaining amount due on the property or services. There are two limitations on this right: (a) You must have made the purchase in your home state or, if not within your home state, within 100 miles of your current mailing address; and (b) The purchase price must have been more than $50. These limitations do not apply if we own or operate the merchant, or if we mailed you the advertisement for the property or services. 6 Affidavit of Sale I, Adam Grim hereby depose and state that° I am an authorized agent and Custodian of Records for Target Corporate Services Inc., the servicer for T.D. BANK, USA, N.A. as Successor in Interest to Target National Bank., which owned the account of the customer named below under the account number specified; As such, I am authorized to give this Affidavit of Sale, and possess sufficient knowledge to do so; Customer Namc: scorr C SNYDER Account No; XXXXXXXXXXXX4470 On or just prior to March 13, 2013, the above account, was purchased by T.D. BANK, USA, N.A. The end balance showing on the books and records of Target National Bank. was $5,731.19. The last payment showing on the books and records of Target National Bank,is $302.00. The date of the last payment was November H, 2013. To the best of the affiant's knowledge, information and belief, there are no unaccredited payments, counterclaims or offsets against such debt. Date: Print Name: Adam Grim Title: Custodian of Records for Custodian of Records for Target Corporate Services Inc., the servicer for T.D. BANK, k.iSA, N.A. Duly sworn to me before this day of 04:nary Public) My commission expires: JANiCi,E L. LOKEN ' PuLItc rota 17018 , 2014. EXECUTION COPY ASSIGNMENT AND ASSUMPTION AGREEMENT This Assignment and Assumption Agreement, dated as of March 13, 2013 (the "Assignment and Assumption") is entered into by (i) Target National Bank, a national banking association; Target Receivables LLC, a Minnesota limited liability company (" TRLLC" and together with Target National Bank, the "Sellers," and each a "Seller"), as the Sellers, and TD Bank USA, N.A., a national banking association (the "Purchaser"), as the Purchaser, pursuant to subsection 3.1(b) of the Purchase and Sale Agreement, dated as of October 22, 2012, as amended by the First Amendment thereto, dated as of March 13, 2013 (as amended, the "Purchase and Sale Agreement"), by and among the Sellers, Target Corporation, a Minnesota corporation (the "Parent") and the Purchaser, and (ii) Target National Bank, as the depositee (in such capacity, the "Depositce") and the Parent, as the depositor (in such capacity, the "Depositor") as parties to the Deposit Account Agreement #1 and Deposit Account Agreement #2, each dated as of April 28, 2009 (collectively, the "Deposit Account Agreement"), pursuant to subsection 3.1(d) of the Purchase and Sale Agreement. Section 1. Definitions. Capitalized terms used but not defined in this Assignment and Assumption have the same meaning as set forth in the Purchase and Sale Agreement, or if such term is not defined therein, the Credit Card Program Agreement (the "Credit Card Program Agreement"), dated as of October 22, 2012, by and among the Parent, Target Enterprise, Inc., a Minnesota corporation and the Purchaser. Section 2. Assignment. (a) Purchase Agreement. (i) The Sellers hereby sell, convey and assign to the Purchaser, free and clear of all Liens, the Acquired Assets, including, without limitation, each Private Label Account and Co -Branded Account owned by Target National Bank as of the Cut -Off Time and existing as of the Closing Date, including Closed Accounts and Written -Off Accounts as of the Closing Date (the "Accounts"). (ii) All purchases and cash advances in connection with the Accounts and the Cardholder Indebtedness related to such Accounts outstanding as of the Closing Date or thereafter effected shall create the relationship of debtor and creditor between the Cardholder and the Purchaser, respectively. (iii) The Sellers acknowledge and agree that, following the Closing Date, (x) they shall have no right, title or interest in or to, any of the Accounts or the Account Documentation related to such Accounts or any proceeds of the foregoing, and (y) the Purchaser shall extend credit directly to Cardholders. (b) Deposit Account Agreement. (i) The Depositee hereby transfers and assigns to the Purchaser all of its rights and obligations under the Deposit Account Agreement, including all deposit Liabilities currently outstanding. (ii) On the Closing Date, the Depositee hereby pays to the Purchaser an amount equal to the Deposit Liabilities held by the Depositee for the Depositor, as estimated per subsection 3.1(d)(i) of the Purchase and Sale Agreement (which payment shall be made by a deduction from the Purchase Price and is subject to final adjustment as provided in subsection 3.1(d) of the Purchase and Sale Agreement). (iii) The Depositor and Depositee agree to terminate those two certain Pledge and Security Agreements, each dated as of April 28, 2009, and the pledges therein. (iv) The Depositor and Depositee agree that notwithstanding any other provision of the Deposit Account Agreement, no interest shall accrue thereunder on or after the Closing Date. Section 3. Assumption. (a) Purchase Agreement. (i) The Purchaser hereby assumes and shall pay, defend, discharge and perform as and when due the Assumed Liabilities upon the terms and conditions set forth in the Purchase and Sale Agreement. For greater certainty, the Purchaser will not be assuming or agreeing to pay, defend, discharge and perform the Excluded Liabilities. (ii) The Purchaser hereby agrees to purchase all the Acquired Assets and on and after the Closing Date, the Purchaser shall be the sole and exclusive owner of the Accounts and other Acquired Assets, and shall have all rights, powers, and privileges with respect thereto as such owner. (iii) Except as expressly provided in the Credit Card Program Agreement, the Purchaser shall be entitled to (x) receive all payments made by Cardholders on Accounts, and (y) retain for its account all Cardholder Indebtedness related to Accounts and such other fees and income authorized by the Credit Card Agreements and collected by the Purchaser with respect to the Accounts and the Cardholder Indebtedness related to such Accounts. (b) Deposit Account Agreement. 2 (i) The Purchaser hereby assumes all rights and obligations of the Depositee under the Deposit Account Agreement, including all deposit Liabilities thereunder to the extent outstanding as of the Closing Date, as set forth in the Purchase and Sale Agreement. (ii) On the Business Day following the Closing Date, the Purchaser hereby agrees to pay the amount of such deposit Liabilities assumed, as estimated per subsection 3.1(d) of the Purchase and Sale Agreement, to the Depositor. Section 4. Credit Card Program Agreement. The terms of the operation of the Program with respect to the Acquired Assets and Assumed Liabilities will be subject to the terms and conditions of the Credit Card Program Agreement. The Parent and/or its Affiliate(s) and the Purchaser shall have the rights set forth in the Credit Card Program Agreement in accordance with the terms thereof. Section 5. Counterparts. This Assignment and Assumption may be executed in two or more counterparts (and by different parties on separate counterparts), each of which shall be an original, but all of which together shall constitute one and the same instrument. Section 6. Effect of Headings.. The Section headings herein are for convenience only and shall not affect the construction hereof. Section 7. Severability. In case any provision in this Assignment and Assumption shall be invalid, illegal or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not be affected or impaired thereby. Section 8. Governing Law. THIS ASSIGNMENT AND ASSUMPTION SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW YORK, WITHOUT REFERENCE TO ITS CONFLICT OF LAWS PROVISIONS (OTHER THAN SECTION 5-1401 OF THE GENERAL OBLIGATIONS LAW), AND TIIE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS. 3 Section 9. Effective Date. This Assignment and Assumption shall become effective as of the day and year first above written. [REMAINDER OF THE PAGE BLANK] 4 IN WITNESS WHEREOF, the parties hereto have caused this Assignment and Assumption to be duly executed by their respective officers as of' the day and year first above written. TARGET CORPORATION, as the Parent and as the Depositor By: L /(* Name: Sara J. Ross Title: Assistant Treasurer TARGET RECEIVABLES EEC, as a Seller By: Name: Title: •ej-, /6“ Sara J. Ross Vice President and Assistant Treasurer TARG Er NATIONAL BANK, as a Seller and the Depositee /-\\ ,/ By: )/1 Name: Spencer . ohnson Title: Vice President TD BANK USA, N.A., as the Purchaser W, By: , Name: Michael Collins Title: President and CEO ASSIGNMENT AND Asst,MPTION Account Number: SCOTT C SNYDER Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $8,500 $4,250 $7,931 $4,250 The Cash Limit is a portion of the Total Credit Limit Questions? Cali Us: Target Credit Services 1.888-755-5856 TDOtTDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Your Target Rewards Status 1111111111111111111111111111110 Previous Balance 648 Points Earned This Month 4 327 New Target Rewards Balance 975 Keep shopping with your REDcard. You're very close to accumulating 1,000 points, which earns you a Target Rewards certificate for your own 10% off shopping day at Target. subject to Target Rewards program rules. See store or Target.comlrewards for details, Payments & Credits Nov. 25 TARGET 00020990 Dec. 7 PAYMENT. THANKSi TARGET. NEW PHONE. HOME OR E -MAR. ADDRESS, PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target Nationr18enk, en 11 .3)00-7 1111111111 Statement Closing Date: December 22, 2007 Page 1 of 2 Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $385.72 -157.41 333.75 000 6.25 $588.38 Minimum Payment Due $12.29 Payment Due Date Through Take Charge of Education, we've given over $200 million to eligible K-12 schools since 1997. By using your REDcard, you can help too. Call 1-800-316-6142 to learn how. of Tomer boots January 18, 2008 The RX for savings - when you enroll in Target Pharmacy Rewards, every time you fill 10 prescriptions at Target using your REDcard you earn your own 10% off shopping day. Subject to Target Pharmacy Rewards program rules, See More or Target.corr!phernracyrewards for details. CARLISLE, PA Total Payments & Credits NOTICE SEE REVERSE SIDE POR IMPORTANT INFORUAT+ON %NCL UDE THIS PORTION WITH YOUR PAYMENT MACE PAYABLE TO TARGET NATIONAL BANK 111111111101111111111111111111 47,41 -150.00 4157.41 Account Number111111111111. 470 New Balance $.35 Minimum Payment Due $12.29 Payment Due Date January 16, 2008 I�lrirrlrl�rl�rl�itirltl�rll�r�rrllrrtrlllr+trli�rlll TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 IIIIILSIIIIIIrrIIrlrIlial,l'ILrlllr'II,IIlI,IllrrrlpJrlil SCOTT C SNYDER 14 LONGVVOOD DR MECHANICSBLIRG, PA 17050-7969 Amount Enclosed Account Number: 11111111111111114470 SCOTT C SNYDER Purchases Nov. 24 TARGET 00022020 Deo. 9 TARGET 00022020 V *OODOO Statement Closing Date: December22, 2007 Page 2of2 MECHANICSBURG, PA MECHANICSBURG, PA $58.25 275.50 Sub4otal Purchases $333.75 Total Purchases 3 Advances $33375 Finance Charges Days in Billing Period: 30 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0:0431296 15.74% $486.50 $8.29 $0.00 Cash 0.06778% 24.74% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $6.29 Actual ANNUAL PERCENTAGE RATE: 16.74% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. i 1111 i -00000' N Ip Account Number: �� 4470 Statement Closing Date: January 22, 2008 SCOTT C SNYDER Page 1 of 2 Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $8,500 $4.250 $7,883 $4,250 The Cash Limit is a portion of the Total Credit Limit Questions? Call Us: Target Credit Services TOO/TOY Outside the U S. 1-888-755-5856 1-800-347-5842 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error nghts Your Target Rewards Status Previous Balance Points Earned This Month Awarded This Biting Period 975 +91 1000 New Target Rewards Balance 66 A Target Rewards certificate is coining your way. By using your REDcard and accumulating 1,000 points, you've earned a 10% off shopping day at Target, Subject to Target Rewards program rules. See store or Target,comlrewards for details. TARGET. NEW PHONE. HOME OR E-NIA+L ADDRESS, PLEASE UPDATE ON REVERSE SIDE, OFFICE COPY Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $568,35 -50,00 90.85 0.00 7.72 $618.92 Minimum Payment Due $14.72 Payment Due Date Through Take Charge of Education, we've given over $200 million to eligible K-12 schools since 1997. By using your REDcard, you can help too. Call 1-800-316-6142 to learn how. Target National Bents, an aEliele or larger Storm February 18, 2008 The RX for savings - when you enroll in Target Pharmacy Rewards, every time you fill 10 prescriptions at Target using your REDcard you earn your own 10% off shopping day. Subject to Target Pharmacy Rewards program rules. See store or Target.comipharmacyrewards for details. NOTICE: SEE RE'ER SE FOR RMPORTN' T aaFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL RANK I{IIIIIIIIIIII III 111111111111111111111 Account Number New Balance Minimum Payment Due Payment Due Date IrltlrrltJrrlrtJrlrlrlJrrllrrrrrllrrrrlllrrtlrtrlll TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 11.1.1..111..111.111.11.,1,11.1..1111.1.1.111..11.1,111,..1111 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG, PA 17050-7969 Amount Enclosed 470 16.92 $14.72 February 16, 2008 TARGET. Account Number. 1410 SCOTT C SNYDER Payments & Credits Jan. 14 PAYMENT. THANKS? Purchases Jan. 13 TARGET 00022020 Finance Charges Days in Billing Period: 31 N I •00400• I�w I Statement Closing Date: January 22, 2008 Page 2 of 2 Total Payments & Credits MECHANICSBURG, PA Sub -total Purchases Total Purchases & Advances -$50,00 -$50.00 $90.85 $90.85 $90.85 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rale Balance CHARGE CHARGE Purchases 0.04243% 15.49% $586.80 $7.72 $0.00 Cash 0.06709% 24.49% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $7.72 Actual ANNUAL PERCENTAGE RATE: 15.49% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers On January 15, get John Legend's new album Live from Philadelphia. The CD from this multi -platinum Grammy -winning recording artist showcases 19 songs, including the hits 'Where's the Love" featuring a duet with Corinne Bailey Rae, and "Slow Dance". The deluxe CD/DVD includes the concert CD, plus N minutes of concert footage, videos and interview. Available exclusively at Target and Target.com. TARGET N is •00000• f Account Number: 470 Statement Closing Date: February 22, 2008 SCOTT C SNYDER Page 1 of 2 insammimmommommilisimaummammilimmimmuniamommoi Target Visa Credit Card Account Summary Total Credit Limit $8,500 Cash Limit $4,250 Available Credit $7,824 Portion Available for Cash $4,250 The Cash Limit is a portion of the Total Credit Limit Questions? Call Us: Target Credit Services TDD/TDY Outside the U.S. 1-868-755-5858 1-800-347-5842 11-612-307-8622 (Cali Collect) Calling will not preserve your billing-ernwrights Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $616.92 -10000 149.51 0.00 8.83 $676.28 Minimum Payment Due $15.83 Payment Due Date March 18, 2008 Important Messages We've included some important information about your account with this statement, so be sure to read through the enclosed notice(s). Your Target Rewards Status Previous Balance 66 Points Earned This Month +150 New Target Rewards Balance 216 They add up fast. Every REDcard purchase earns you points toward a 10% off shopping day at Target. Subject to Target Rewards program rules. See store or Targel.comfrewards for details. TARGET NEW PHONE. NOME OR E-MAII ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Tsrpu NHlansl Sank, ar * Its of Help K-12 schools through Take Charge of Education. Cali 1-800-316- 6142 to find out more. Subject to Take Charge of Education program rules. See Target.corrutcoe tor details. root Stores Enroll in Target Pharmacy Rewards & get a 10% off day when you fill 10 Rx at Target with your REDcard. Subject to Target Pharmacy Rewards program rules. See store or Target. com(ptlarrnRcyrewerds for details. NOTICE'. SEE REVERSE SIDE FOR IMPORTANT !kF ORMATtOT4 iNCLUOE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 11111111111,111111111111111111111111111 Account Number I 470 New Balance 675.26 Minimum Payment Due $15.83 Payment Due Date March 18, 2008 I TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 IIrIr'IIIIIIIIT;tIrrIIIIIIIIIIIIII,IIIr1t1IIIItIIuI,IiIIlIIaIII SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG, PA 17050-7969 Amount Enclosed TARGET: Account Number: Vi#NN470 SCOTT C SNYDER Payments & Credits Feb. 12 PAYMENT. THANKS? Purchases Jan. 24 TARGET 00022020 Feb. 15 TARGET 00022020 Finance Charges Days in Billing Period: 31 Balance Type Purchases Cash 9 11 'R Statement Closing Date: February 22, 2008 Page 2 of 2 Total Payments & Credits MECHANICSBURG, PA MECHANICSBURG, PA Sub -total Purchases Total Purchases & Advances -$100.00 -$100,00 $81.80 67.71 $149.51 $149.51 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.04175% 15.24% $682.38 $8.83 $0.00 0.06641% 24,24% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $8.83 Actual ANNUAL. PERCENTAGE RATE: 15.24% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Account Number SCOTT C SNYDER 70 Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $8,500 $4,250 $7,701 $4,250 The Cash Limit is a portion of the Total Credit Limit Questions? Call Us: Target Credit Services 1-888-755-5856 TDDirDY 1-600-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Your Target Rewards Status Previous Balance Points Earned This Month 216 .167 New Target Rewards Balance 383 You're on your way to savings! Keep accumulating points toward a 10% off day of shopping at Target. Earn 1,000 points, and you'll have a 10% off sale day with your name on it Subject to Target Rewards program rules. See store or Targetcomfrawards for details. Payments & Credits Mar. 9 PAYMENT. THANKS! NEW PHONE, HOME PR E -MAL ADDRESS, PLEASE UPDATE ON REVERSE SCE. OFFICE COPY III Statement Closing Date: March 22, 2009 Page 1 of 2 Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $675.28 -50.00 166.17 0,00 TAT $799.90 Minimum Payment Due $19.47 Payment Due Date Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target Gornto°e for details. Toilet Notional Bonk. on offolloto otTorpot Sono% pril IS, 200$ Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. subject to Target Pharmacy Rewards program rules. See store or Target-corn/pharmacy rewards for details. Total Payments & Credits NOTICE SEE REVERSE SCE FOR IMPORTANT INFORMATION CLUDE THIS PORTION WRH YOUR PAYMENT MADE PAYABLE ro T ARGET NATIONAL BANK tIM111111110111111111111 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG, PA 17050-7969 I Account Number New Balance Minimum Payment Due Payment Due Date -$50.00 -$50.00 Amount Enclosed 470 8.90 $15.47 April 16, 2008 Account Number: 4470 SCOTT C SNYDER Purchases Mar. 20 TARGET 00022020 Finance Charges Days in Billing Period: 29 u Y u A Statement Closing Date; March 22, 200$ Page 2 of 2 MECHANICSBURG, PA $166.17 Sub -total Purchases $166.17 Total Purchases & Advances $166.17 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.03832% 13.99% $671.89 17.47 $0.00 Cash 0.06298% 22.99% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $7.47 Actual ANNUAL PERCENTAGE RATE: 13.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of 31.00 for any billing period in which a Finance Charge is imposed. Account Number: 11111111111111111101470 SCOTT C SNYDER Target Visa Credit Card Account Summary Total Credit Limit $8,500 Cash Limit $4,250 Available Credit $7,412 Portion Available for Cash $4,250 The Cash Limit is a portion of the Total Credit Limit Questions? Can Us: Target Credit Services TDDJTDY Outside the U.S. 1-888-755-5856 1-800-347-5842 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Your Target Rewards Status Previous Balance 383 Points Earned This Month +379 New Target Rewards Balance 762 A sale day is in your future! When you earn 1,000 points by shopping with your REDcard, you'll receive a 10% off day of shopping for the place you love to shop: Target. Subject to Target Rewards program rules. See store or Target.corntrewards for details. Payments & Credits Apr. 8 PAYMENT. THANKS! NEW PRONE. HOME OR E-MAIL ADDRESS, PLEASE UPDATE ON REVERSE SCE. OFFICE COPY A u iu 00000 N 0 Statement Closing Date: April 22, 2008 Page 1 of 2 Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $798.90 -100.00 378.26 0.00 10,81 51,087.97 Minimum Payment Due $21.91 Payment Due Date Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.corrdlcoe tor details. Tergal Natlonnl Sank. an albs* 01 Target Once* NOTICE May 17, 2008 Enroll in Target Pharmacy Rewards, Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store ar Targel.com/pharmacy rewards tot details, Total Payments & Credits E REVERSE SIDE FOR IMPORTANT rVORMATtON INCLUDE TRIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 1VIIIIIIIII IIIIIIIIIIIIIIIIIII III�II I $iI,II,I.Iu IrrIIIrlr'uIlr'IrrartIIH IlIIIrrrlrrlIII TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG, PA 17050-7969 -$100.00 -$100.00 Account Number 1470 New Balance 1,087.97 Minimum Payment Due $21.81 Payment Due Date May 17, 2008 Amount Enclosed $ TARGET. Account Number: 11111111111111114470 SCOTT C SNYDER Purchases Mar. 29 TARGET 00022020 Apr, 19 TARGET 00020990 d 11111111 •00000' Statement Closing Date: April 22, 2008 Page 2 of 2 MECHANICSBURG, PA CARLISLE, PA $156.09 222.17 Sub -total Purchases $378,26 Total Purchases 8 Advances $378.26 Finance Charges Days in Billing Period: 31 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Balance Type Periodic Rate Percentage Rate Balance CHARGE CHARGE Purchases 0.03832% 13.99% $910.13 $10.81 $0.00 Cash 0.06298% 22.99% $0.00 $0.00 50.00 Total FINANCE CHARGES: $10.81 Actual ANNUAL PERCENTAGE RATE: 13.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Account Number: SCOTT C SNYDER 470 Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $8,500 $4,250 $7,500 $4,250 The Cash Limit is a portion of the Total Credit Limit Questions? Call Us: Target Credit Services TDD/TDY Outside the U.S. 1-888-755-5856 1-800-347-5842 11-612-307-8622 (Call Collect) Ceiling will not preserve your billing -error rights Your Target Rewards Status .1.11111111111.111IM3 Previous Balance 762 Points Earned This Month -0 New Target Rewards Balance 762 A sale day is in your future! When you earn 1,000 points by shopping with your REDcard, you'll receive a 10% off day of shopping for the place you love to shop: Target. Subject to Target Rewards program rules. See store or Targel.comnewaids for details, Payments & Credits May 8 PAYMENT. THANKS, TARGET. NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE, OFFICE COPY 1 111 'C>0000* II II Statement Closing Date May 22, 2008 Page 1 of 2 Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $1,087.97 -100.00 0.00 0.00 12.00 $999.97 Minimum Payment Due $22.00 Payment Due Date Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help Schools use the money they receive from this program to buy what students need. Subject lo Take Charge of Education program rules. See store or Torgetoomncoe for details. Tonal NklIontl Bank an onikkie or Tame swam June 18, 2008 Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target SubecI I o Target Pharmacy Rewards program rules. See strata or Target comipharmacy rewards for details. Total Payments & Credits NOTICE SEE REVERSE SIDE FOR IMPORTANT INFORMATION aCLL)De THIS PORTION WITH YOUR PAMENT MADE RATABLE TO TARGET NATIONAL SANK 1111111111 1FIHI TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG, PA 17050-7969 Account Number New Balance Minimum Payment Due Payment Due Date -$10000 -$100.00 Amount Enclosed 470 9097 $22.00 June 16, 2008 TARGE1 Account Number: 111111111111111114470 SCOTT C SNYDER Finance Charges Days in Billing Period: 30 Balance Type Purchases Cash A rid Statement Closing Date: May 22, 2008 Page 2 of 2 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.03832% 13.99% $1,043.90 $12.00 $0.00 0.06298% 22.99% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $12.00 Actual ANNUAL PERCENTAGE RATE: 13.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Otters Not enrolled in Target Pharmacy Rewards? Sign up today! By using your REDcard to fill prescriptions at Target Pharmacy, you can earn Target Rx Rewards punches and Target Rewards points toward a 10% off day of shopping. Subject to Target Pharmacy Rewards and Target Rewards program rules. Sege Target.comtpharmacyrewards and Terget.conarre wards for details. TARGET Account Number: amile4470 SCOTT C SNYDER Target Visa Credit Card Account Summary Total Credit Limit $8,500 Cash Limit $4,250 Available Credit $7,381 Portion Available for Cash $4,250 The Cash Limit is a portion of the Total Credit Limit Questions? Call Us: Target Credit Services TDD/TDY Outside the U.S. 1888-755-5856 1-800-347-5842 11-612.307-8622 (Call Collect) Calling will not preserve your billing -error rights Your Target Rewards Status I i 1 1 I 1 I I I 1 Previous Balance Points Earned This Month 762 +258 Awarded This Billing Period 1000 New Target Rewards Balance 20 Congratulations, smart shopper! You've just earned a Target Rewards certificate good for 10% off a day of shopping at Target Keep using your REDcard to earn more savings. Subject to Target Rewards program rules. See store or Target.corrdrewards for details. Payments & Credits Jun. 8 PAYMENT. THANKS! TARGET. NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Te elNatu alSan i IA I 11 1 *00000* i Statement Closing Date: June 22, 2008 Page 1 of 2 Previous Balance Payments & Credits Purchases 8 Advances Other Charges FINANCE CHARGES New Balance $999.97 -165.89 272.99 0.00 11.31 $1,118.88 Minimum Payment Due $23.81 Payment Due Date Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See stone or Target.com?lcoe for details. July 17, 2008 Enroll In Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject 10 Target Pharmacy Rewards program rules. See store or Target.comlphannecy rewards for details. ee NOTICE: SEEIiEVE RSE 810E+0R IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TA/40E7 NATIONAL BANK 1111111111 Ill111l1lHIIIIIIIIII1 I -$150,00 Account Number470 New Balance 18.88 Minimum Payment Due $23.81 Payment Due Date July 17, 2008 111111111111.'1111'111111/1111.11.11111111I.111t11111 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 III II1111111111111111111111.$111111/1I11tI.IIII11I.1ISI III I.1 SCOTT C SNYDER 14 LONGIMOOD DR MECHANICSBURG, PA 17050-7969 Amount Enclosed Account Number: SCOTT C SNYDER Payments & Credits continued.. Jun 8 TARGET 00022020 70 l Ii 111 Statement Closing Date: June 22, 2008 Page 2 of 2 MECHANICSBURG, PA Total Payments & Credits -1589 -$165,89 Purchases Jun, 1 TARGET 00022020 Jun. 20 TARGET 00022020 Finance Charges Days in Billing Period: 31 Balance Type Purchases Cash MECHANICSBURG, PA MECHANICSBURG, PA Sub -total Purchases Total Purchases & Advances $160.51 112 48 $272.99 $272.99 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.03627% 1324% $1,050.19 $11.81 $0.00 0.06093% 22.24% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $11.81 Actual ANNUAL PERCENTAGE RATE: 1324% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. TARGET Account Number: SCOTT C SNYDER 70 Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $8,504 $425 $7,406 8425 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or calf us: Manage My REOcard Ti rget.com!redcard Target Credit Services 1-888-755-5866 TDDITDY 1-800-347-5842 Outside the U,S, 11.612-307-8622 (Call Collect) Galling will not preserve your billing -error rights 11 1 111 "00000* Statement Closing Date: July 22, 2008 Page 1 of 2 Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $1,118,88 -100.00 62.98 0.00 11.94 $ 1,093.80 Minimum Payment Due $22.94 Payment Due Date August 16, 2008 Important Messages We've included some important information about your account with this statement, so be sure to read through the enclosed notice. Your Target Rewards Status Previous Balance Points Earned This Month 20 +63 New Target Rewards Balance 83 Keep shopping with your REDcardt Earn 1,000 points and you'll get a 10% off day of shopping at Target. Subject to Target Rewards program rules. See store or Target.coM'rewards for details. NEW PHONE, HOME OR E-MAIL ADDRESS', PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Enroll in Take Chare of Education, & help students at the K -12 school of your choice. Subject to Take Charge of Education program rules. See store or Target.comncoe for detaAs. TOryet Heflin/I Bonken ankle Ot?Mpot Miles Enroll in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard at Target, to earn a 10% off sale day at Target Subject to Target Pharmacy Rewards program rules, See store or Target.comfphammcy rewards for details. NOTICE: SEE REVERSE SCE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 111111111011111111111111111111 Account Number 470 New Balance 1,093.80 Minimum Payment Due $22.94 Payment Due Date August 16, 2008 11I11r1I,I.rl,ll,Irlllilevil,1,,1I11,r1IlI,e,Ilrr111 TARGET NATIONAL SANK P.O. BOX 59317 MINNEAPOLIS; MN 55459-0317 I1,ill,r11111,I1„IIII:II►11,11,I1,11,111rILl„IIII,rllll,lll SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG, PA 17050-7969 Amount Enclosed Account Number: SCOTT C SNYDER Payments & Credits Jul. 6 PAYMENT. THANKSI Purchases Jun. 29 TARGET 00022020 Finance Charges Days in Billing Period: 30 Balance Type Purchases Cash 70 I If Statement Closing Date: July 22, 200$ Page 2 of 2 Total Payments & Credits MECHANICSBURG, PA Sub -total Purchases Total Purchases & Advances -$10000 -$10000 $62.98 $62.98 $62.98 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rale Percentage Rate Balance CHARGE CHARGE 0.03558% 1299% $1,118,44 $11.94 $0.00 0.06024% 21,99% $0.00 $0.00 90.00 Total FINANCE CHARGES: $11.94 Actual ANNUAL PERCENTAGE RATE: 12.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers REDcard: A most rewarding way to shop. You can earn savings and other exclusive benefits just by using your REDcard. If you're not already enrolled in Take Charge of Education and Target Pharmacy Rewards, sign up today at Target.com/redcard. Account Number: SCOTT C SNYDER 70 Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $8.500 $425 $7,357 $425 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target,comiredoard Target Credit Services 1-888-755-5866 TDDITDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing -.nor rights Your Target Rewards Status Previous Balance 83 Points Earned This Month +187 ........... ... New Target Rewards Balance 270 You're on your way to savingsl Keep accumulating points toward a 10% off day of shopping at Target Earn 1,000 points, and you'll have a 10% off sale day with your name on it. Subject to Target Rewards program rules. See store or Targel.corn/rewants for details. Payments & Credits Jul 25 TARGET 00020990 MEW PHONE, HOME ON E-4.4AIL ADDRESS? PLEASE UPDATE ON a EvERSE SIDE, OFFICE COPY II INII Statement Closing Date: August 22, 200e Page 1 of 2 Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $1,093.80 -165.56 201.69 0.00 13.01 $1,142.94 Minimum Payment Due 326.01 Payment Due Date Enroll In Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Targetcornetcoe for details. Target Nations, Rent on *Mlle* of T.rgin Stays CARLISLE, PA September 16, 2006 Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target, Subjed to Target Pharmacy Rewards program rules. See store or Target.comigharrnacy rewards for details, NOTICE: SEE REVERSE SIRE FOS. IMPORT/4111 INFORMATION INCLUDE THts PCNTiON WITH YOUR PAYMENT MADE RATA/RE To TARGET NATIONAL BAHR 11111111111131111111111111111111 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 IIkI1IIt.III1IIII1II.1I.It1III1IIII1It1IIII SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG, PA 17050-7969 Account Number New Balance Minimum Payment Due Payment Due Date -$1556 Amount Enclosed 470 , 42.94 $25.01 September I& 2008 TARGET. A I i i I Account Number: 70 Statement Closing Date: August 22, 2008 SCOTT C SNYDER Page 2 of 2 iiNMOMMMMMIMNIMNMOMMIMiiiiiiiiiiiiiaiMaiMOMOMMMMiiiMMI Payments & Credits continued.. . Aug. 7 PAYMENT. THANKS! -150.00 Total Payments & Credits Purchases Jul. 23 TARGET 00022020 Jul. 31 TARGET 00022020 Finance Charges Days in Billing Period: 31 Balance Type Purchases Cash Corresponding Daily Annual Periodic Rate Percentage Rate 0.03558% 12.99% 0.06024% 21.99% MECHANICSBURG, PA MECHANICSBURG, PA Sub -total Purchases Total Purchases & Advances Average Daily Balance $1,179.12 $0.00 -$165.56 $82.50 119.19 $201.69 $201.69 Periodic Transaction FINANCE FINANCE CHARGE CHARGE $13.01 $0.00 $0.00 $0.00 Total FINANCE CHARGES:. ;13.01 Actual ANNUAL PERCENTAGE RATE: 12.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Account Number: SCOTT C SNYDER 70 Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $8,500 $4.250 $7,419 $4,250 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Targetcomiredcard Target Credit Services 1-888-755-5856 TD13/1"DY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your biHing-enor fights DOOM IN Statement Closing Date: September 22, 2008 Page 1 of 2 Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $1,142 94 -75.00 0.00 0.00 12.41 $1,080.311 Minimum Payment Due $23.41 Payment Due Date Important Messages October 17, 2008 Important Statement Message Security Is important to us as it is to you - that's why we will be removing your account number from your credit card statement, beginning on your next statement If you need to call us for any reason, please have your credit card handy. Recently your maximum cash line was inadvertently decreased because of a system error. We've corrected the problem and re -set your cash line back to where it was. We're sorry for the mistake and hope it didn't cause any trouble for you. Have questions? Give us a call at (888) 755-5856 and we'll be glad to help. We hope you'll continue to enjoy all the benefits of using your Target Visa. NOTICE: The federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided that the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law concerning this creditor is the Office of the Comptroller of the Currency. Customer Assistance Group, 1301 McKinney Street, Suite 3450, Houston, TX 77010-9050. NEW PHONE, HOME OR E-MAIL ADDRESS/ PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target Net:1mM Bine. an Mate of T erget Stone NOTICE. SEE REVERSE SCE FOR IMPORTANT PIE ORMAT ION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 111111111111111111111111111111111 I TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 11111114111,11glill.1.11•1111111114111411111,11114111 I I SCOTT C SNYDER 14 LONGVVOOD DR MECHANICSBURG, PA 17050-7969 Account Number New Balance Minimum Payment Due Payment Due Date Amount Enclosed 70 ,060.35 $23.41 October 17, 2008 11111 1 1 1 1 1 1 1 1 Account Number: SCOTT C SNYDER Your Target Rewards Status Previous Balance 270 Points Earned This Month +0 New Target Rewards Balance 270 70 Enroll in Take Charge of Education, & help students at the K -12 school of your choice. Subject to Take Charge of Education program rules. See More or Terget.com/ coe for details. 11 11 u *00000* 11 11 Statement Closing Date: September 22. 2008 Page 2 of 2 Enroll in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard at Target, to earn a 10% off sale day at Target, Subject to Target Pharmacy Rewards program rules. See store or Target.vom(pharmacy rewdtds for details. Keep shopping with your REDcardt Earn 1,000 points and you'll get a 10% off day of shopping at Target. Subject to Target Rewards program rates. See store or Target,comgreward s for deta+fs. Payments & Credits Sep. 13 PAYMENT, THANKS! 475.00 Total Payments & Credits -575.00 Finance Charges Days in Billing Period; 31 Balance Type Purchases Cash Daily Periodic Rate 0.03558% 0.06024% Corresponding Annual Percentage Rate 12.99% 21.99% Average Daily Balance 51,124.83 60.00 Periodic FINANCE CHARGE $12.41 *0.00 Transaction FINANCE CHARGE $0.00 $0.00 Total FINANCE CHARGES: *12.41 Actual ANNUAL PERCENTAGE RATE: 12.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers Save paper, save trees, save time: Manage your REDcard online. Did you know you can save paper by signing up to get your REDcard statement online? To suppress your paper statements, visit Target.com/redcard and sign up with "Manage My REDcard." With online REDcard access, you can pay your bill, set up automatic monthly payments, review your rewards status and check your account activity with just a few clicks, Sign up today! TARGETi Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 SCOTT C SNYDER Target Visa Credit Card Account Summary Total Credit Limit $8,500 Cash Lirnit $4,250 Available Credit $7,505 Portion Available for Cash $4,250 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.comlredcard Target Credit Services 1.888-755-5856 TDDITDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights '00000. Statement Closing Date: October 22, 2008 Page 1 of 2 Previous Balance Payments 8 Credits Purchases 8 Advances Other Charges FINANCE CHARGES New Balance $1,080.35 -100.00 0.00 0.00 13.80 $894.15 Minimum Payment Due $23.80 Payment Due Date Important Messages November 16, 2008 Important Statement Message Security is important to us as it is to you - that's why we have removed your account number from your credit card statement. If you need to call us for any reason, please have your credit card handy. Your Target Rewards Status Nall l i I 1 l 1 1 1 Previous Balance 270 Points Earned This Month *0 New Target Rewards Balance 270 Keep shopping with your REDcardi Earn 1,000 points and you'll get a 10% off day of shopping at Target. Subject to Target Rewards program rules. See stare or Target.cornrrewards for details. NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Te+pet Na al Stoic Art a Enroll In Take Charge of Education, & help students at the K -12 school of your choice. Subject to Take Charge of Education program rules. See store or Target.corn!tcoe for details. tq of Tarper Stoma Enroll in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard at Target, to earn a 10% off sale day at Target Subject to Target Pharmacy Rewards progratn rules, See store or Target,comlpharmacy rewards for details, NOTICE: SEE REVERSE SIDE POR IMPORTANT INf ORMAFION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 1111111111111111111111111111111111111 Itll1trfrltr111111rItf,Ittiittetttkttttll�rtr TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG, PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 New Balance $994.15 Minimum Payment Due $23.80 Payment Due Date November 16, 2008 Amount Enclosed $ TARGET Account Number: XXXX-XXXX-XXXX•4470 Account identification Number: 00017416128 SCOTT C SNYDER Payments & Credits Oct. 12 PAYMENT, THANKS! Finance Charges Days in Billing Period: 30 Balance Type Purchases Cash N i Statement Closing Date: October 22, 2008 Page 2 of 2 Total Payments & Credits 4100.00 4100.00 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 004380% 15.99% $1,050.49 813.80 $0.00 0.0884616 24.99% $0.00 $0.00 $0.90 Total FINANCE CHARGES: $13.80 Actual ANNUAL PERCENTAGE RATE: 15.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers On November 11, get Christina Aquilera's Keeps Gettin' Better - A Decade of Hits, a collection of the singers most memorable songs. It features ten of her most popular hits and two brand new tracks, "Keeps Gettin' Better" and "Dynamite," which will only be available at Target® and Target.com. TARGET Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 SCOTT C SNYDER Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $8,500 54,250 $7,480 $4,250 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target,comireocard Target Credit Services 1-888-755-5856 TDD/TDY 1.800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Ceiling will not preserve your billing -error rights Your Target Rewards Status Previous Balance Points Earned This Month 270 +112 New Target Rewards Balance 382 You're on your way to savings? Keep accumulating points toward a 10% off day of shopping at Target Earn 1,000 points, and you'll have a 10% off sale day with your name on it. Subject to Target Rewards program rules. See store or Target.00mfrewards for details. Payments & Credits Nov. 13 PAYMENT. THANKS! TARGET NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE, OFFICE COPY 11 hO 00000« I'll Statement Closing Date: November 22, 2008 Page 1 of 2 Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $994.15 -100.00 111.51 0.00 14.28 $1,019.94 Minimum Payment Due $25.28 Payment Due Date Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject 10 Take Charge of Education program rules. See store or Target.convicoe (or details. TATO N/Mont Ronk. an altljel r arTargot Slays December 17, 2008 Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Targef.com'pharmacy rewards for delaihs. Total Payments & Credits NOTICE. SEE REVERSE ME FOR IMPORTANT INFORMATION INCLUDE TMIS PORTION WITH YOUR PAYMEJ3T MADE PAYABLE TO TARGET NATIONAL BANK 1111111111111111111111111111111111 I -$100.00 -$100.00 Account Number XXXX-XXXX-XXXX-4470 New Balance $1,019.94 Minimum Payment Due $25.28 Payment Due Date December 17, 2008 ltlrltrltlululrltlrlrlu!ltnrrllutr,lllrrrlrrrlll TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 Ilrl�Irrlllir!!!rsl111r�llr,Illrl!l��rlillll��1�!!�rlllr>t>IIl11 SCOTT C SNYDER 14 LONGVtOOD DR MECHANICSBURG, PA 17050-7969 Amount Enclosed $ Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 SCOTT C SNYDER Purchases Oct. 25 TARGET 00022020 Nov. 11 TARGET 00022020 Finance Charges Days in Billing Period: 31 Balance Type Purchases Cash iv iu ie '00000* NI Statement Closing Date: November 22, 2008 Page 2 of 2 MECHANICSBURG, PA MECHANICSBURG, PA Sub -total Purchases Total Purchases & Advances Corresponding Average Daily Annual Daily Periodic Rate Percentage Rate Balance 0.0438096 15.99% 51,051,61 0.06846% 24.99% 80,00 $72.23 39.28 $111.51 $111.51 Periodic Transaction FINANCE FINANCE CHARGE CHARGE $14.28 $0.00 $0.00 $0.00 Total FINANCE CHARGES: $14.28 Actual ANNUAL PERCENTAGE RATE: 15.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary, There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers Joy for them. Rewards for you.. Looking for inspired gift ideas? Try Target Gift Finder at Target.eom/giftfinder. Or, wrap up shopping with your cell phone by texting the gender & age of who you're shopping for to 827438'(TARGET). Well present you with a wealth of ideas. Then pay for your gifts with your REDcard to earn points toward a 10% off** day, your reward for another holiday well done. Standard messaging rates will apply. Other charges may apply. The list may be sent to multiple messages. Service available on participating carriers only. For help, send HELP GIFT to 827483. Mobile Gift Finder ends 12/31/2008, *Subject to Target Rewards program rules. See store or Target.com/rewards for details. REDcard: Target Visa Credit Card and Target Credit Card. Subject to application approval. TARGET, Account Number: XXXX XXXX-XXXX-4470 Account Identification Number: 00017416128 SCOTT C SNYDER Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $8,500 $4,250 $7,440 $4,260 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.comiredcard Target Credit Services 1-888-755-5858 TOD/TOY 1-800447-5842 Outside the U.S. 11-612-307.8622 (Call Collect) Calling will not preserve your billing -error rights Your Target Rewards Status Previous Balance 382 Points Earned This Month 1176 New Target Rewards Balance 558 A sale day is in your future! When you earn 1,000 points by shopping with your REDcard, you'll receive a 10% off day of shopping for the place you love to shop: Target. Subject to Target Rewards program rules. See store or Targel.cornh,ewards for details. Payments & Credits Dec. 2 PAYMENT. THANKS! NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target No AI Rams. Y 'OOOOO Statement Closing Date: December 22, 2008 Page 1 of 2 Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $1,019.94 -150.00 175.56 0.00 14.42 $1,069.92 Minimum Payment Due $26.12 Payment Due Date Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store of Target.com less for details. of Tsrgsr Stores NOT CE. SFE. R January 16, 2009 Enroll in Target Pharmacy Rewards, Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.comrpharmacy rewards for details. Total Payments & Credits fOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 1 I1IIIIIIIIIIIIIIIIIIIIIIINI11I11 I,Irlr,1,lul„i,l,l,l,lr,llunrllr,„Illn,lrulll TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS. MN 55459-0317 11.1.1..111114.11.•1.111,1,1.1.1.11..111,11.1111. SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG. PA 17050-7969 -$150.00 -$150.00 Account Number XXXX-XXXX-XXXX-4470 $1,059.92 $25.42 January 16, 2009 New Balance Minimum Payment Due Payment Due Date Amount Enclosed TARGET. Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017418128 SCOTT C SNYDER Purchases Nov, 23 TARGET 00022020 Finance Charges Days in Billing Period:. 30 Balance Type Purchases Cash Corresponding Daily Annual Periodic Rate Percentage Rate 0.0438096 15.99% 0.06846% 24.99% d u '00000 iu Statement Closing Date: December 22, 2008 Page 2 of 2 MECHANICSBURG, PA Sub -total Purchases Total Purchases & Advances Average Daily Balance $1,097.66 $0.00 Periodic FINANCE CHARGE $14.42 $0.00 $175.56 $175.56 $175.56 Transaction FINANCE CHARGE $0.00 $0.00 Total FINANCE CHARGES' $14.42 Actual ANNUAL PERCENTAGE RATE: 16.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. TARGET, Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number; 00017416128 SCOTT C SNYDER Target Visa Credit Card Account Summary Total Credit Limit $8,500 Cash Limit $4,250 Available Credit $7,468 Portion Available for Cash $4:254 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.cornrredcard Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Caning will not preserve your billing -error rights Your Target Rewards Status Previous Balance 558 Points Earned This Month +59 New Target Rewards Balance 617 A sate day is in your future! When you earn 1,000 points by shopping with your REDcard, you'll receive a 10% off day of shopping for the place you love to shop: Target. Subject to Target Rewards program rules. See store or Tatget.comirewarrds for details, Payments & Credits Jan, 9 PAYMENT. THANKS! TARGET. NEW PHONE. HOME OR E-MAIL ADDRESS' PLEASE UPDATE ON REVERSE SIDE, OFFICE COPY 14 Tel ekmnal gt poi "oo0o0' Statement Closing Date: January 22, 2009 Page 1 of 2 Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $1,059.92 -100.00 58.46 0.00 13.16 $1,03,1.54 Minimum Payment Due >e24.1e Payment Due Date Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rutes. See store or Tarrget.comitcoe for details. aT ES February 19, 2009 Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.comrpharmacy 'awards for details. Total Payments & Credits NOTICE SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORI ION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANS 11111 IIIIIIIIIFIIIIIIIIIIIIIINIIIlii I -$100.00 -$100.00 Account Number XXXX-XXXX-XXXX-4470 New Balance $1,031.54 Minimum Payment Due $24.16 Payment Due Date February 16, 2009 I,It1„111111„11111111111lluu►IItt,JII,,,I,tIIII TARGET NATIONAL BANK P.Q. BOX 59317 MINNEAPOLIS, MN 55459-0317 Ilrltir,Illi,I1II I,IIIrkkII1I,III11II1I1II,I,I,tluitl,II11ll SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG, PA 17050-7969 Amount Enclosed Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 SCOTT C SNYDER Purchases Jan. 11 TARGET 00022020 Jan. 18 TARGET 00022020 Finance Charges Days in Billing Period: 31 Balance Type Purchases Cash °00000" IN Statement Closing Date: January 22, 2009 Page 2 of 2 MECHANICSBURG,PA MECHANICSBURG, PA Sub -total Purchases Total Purchases 8 Advances $15.47 42.99 $58.46 $58.46 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.04106% 14.9996 $1.034.13 $13.19 $0.00 0.06572% 23.96% $0.00 $0.00 $0,00 Total FINANCE CHARGES: $13.16 Actual ANNUAL PERCENTAGE RATE: 14.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers Save paper, save trees, save time: Manage your REDcard online. Did you know you can save paper by signing up to get your REDcard statement online? To stop your paper statements, visit Target.comlredcard and sign up with "Manage My REDcard." With online REDcard access, you can pay your bill, set up automatic monthly payments, review your rewards status and check your account activity with just a few clicks. Sign up today! TARGET, Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 SCOTT C SNYDER Target Visa Credit Card Account Summary Total Credit Limit $8,500 Cash Limit $4,250 Available Credit $7,487 Portion Available for Cash $4.250 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.corn/redcard Target Credit Services 1-888-755-5856 TDDITDY 1-800-347-5842 Outside the U.S. 11.612-307.8622 (Call Collect) Calling will not preserve your billing -error rights A 110 '00000 111 d Statement Closing Date: February 22, 2009 Page 1 of 2 Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $1,031.54 -100.00 68.23 0.00 12.89 $1,012.66 Minimum Payment Due $23.89 Payment Due Date March 19, 2009 Important Messages Like many credit card issuers in this challenging economic environment, we are modifying some of the terms of our REOcard Agreement. The details of these changes are outlined in the enclosure. Please know that we remain committed to providing the great guest service, outstanding value, and exceptional support to our communities that you have come to expect from Target. Your Target Rewards Status Previous Balance 617 Points Earned This Month +69 New Target Rewards Balance 686 You're getting closet When you earn 1,000 points, you'll get a 10% off day of shopping at Target. Subject to Target Rewards program rules. See store or Targel.comlrewards for details. TARGET, NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Ta'gtr Na al BArk a Enroll in Take Charge of Education, & help students at the K - 12 school of your choice. Subject to Take Charge of Education program rules. See store or Target.comrtcoe for details. Me of r arcyl bToros INCLUDE THI TI NOTICE: SEE REVERSE SIL' R Enroll in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard at Target, to earn a 10% off sale day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.00nrpharmacy rewards for details. p EIFORMATION N WITH YOUR PAYMENT MADE PAYABLE 1 C' TARGET NATIONAL BANK 11111111111111111111111111111111111111 Account Number XXXX-XXXX-XXXX-4470 $1,012.66 $23.89 March 19, 2009 New Balance Minimum Payment Due Payment Due Date War tIIIIIItililllllsisdlII(tlllllt111III11/1tIIl TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 III I111.1111111.1111111.1111111It 1I11I.11111.11.1.11 I I I I f 111. l SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG, PA 17050-7969 Amount Enclosed Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 SCOTT C SNYDER Payments & Credits Feb. 10 PAYMENT. THANKS! Purchases Feb. 15 TARGET 00022020 Feb. 16 TARGET 00022020 Finance Charges Days in Billing Period: 31 Balance Type Purchases Cash Corresponding Daily Annual Periodic Rate Percentage Rate 0.04106% 14.99% 0.06572% 23.99% h Statement Closing Date: February 22, 2009 Page 2 of 2 Total Payments & Credits MECHANICSBURG,PA MECHANICSBURG, PA Sub -total Purchases Total Purchases & Advances Average Daily Balance $1,012.60 $0.00 -$100.00 -$100.00 $40.18 28.05 $68.23 $68.23 Periodic Transaction FINANCE FINANCE CHARGE CHARGE $12.89 $0.00 $0.00 $0.00 Total FINANCE CHARGES: $12.89 Actual ANNUAL PERCENTAGE RATE: 14.99% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers Maximize your REDcardSM rewards today. Are you making the most of what the REDcard has to offer? You could be missing some of the best benefits. Sign up to support your favorite K-12 school with Take Charge of Education when you use your REDcard. Turn your prescriptions into 10% off" with Target PharmacySM Rewards' by purchasing 10 prescriptions at Target with your REOcard. And save time and paper by managing your account online. Learn more at Target.comlredcard. *Subject to Target Pharmacy Rewards program rules. Not valid in AR, LA, MA, NJ, NY, or for prescriptions paid for by any insurance plan that is funded in whole or in part by the federal government, or where prohibited by law. See store or Target.com/pharmacyrewards for details. REDcardSM: Target Visa Credit Card and Target Credit Card. Subject to application approval. TARGET Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 SCOTT C SNYDER Target Visa Credit Card Account Summary Total Credit Limit $8.500 Cash Limit $4,250 Available Credit $7,344 Portion Available for Cash $4,250 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or can us: Manage My REOcard Target.com/redcard Target Credit Services 1-888-755-5856 TDD1TDY 1-800-347-5842. Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Your Target Rewards Status 11111.11111111 Previous Balance 686 Points Earned This Month 4-231 New Target Rewards Balance 917 A sale day is in your futurei When you earn 1,000 points by shopping with your REDcard, you'll receive a 10% off day of shopping for the place you love to shop: Target. Subject to Target Rewards program rules. See store or TargeLcorri/revaucts for details, Payments & Credits Mar, 10 PAYMENT. THANKS? OflI II II 11 II Statement Closing Date: March 22, 2009 Page 1 of 2 Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $1,012.66 -100.00 230,87 OE00 11.77 $1,165.30 Mintnwm Payment Due $23.77 Payment Due Date Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules, See store or Tfifgeli.COMACOO for details. April 16, 2009 Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target corn/pharmacy rewards for details, Total Payments & Credits -$100,00 4100.00 NEIN PHONE, HOME OR E-MAIL ADORESS? PLEASE LIPDArE ON REVERSE SIOE. OFFICE COPY Target Nolumil Doak, en ofIglete of Target Stamm NOTICE, SEE. REVERSE SLOE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAVAELE TO TAROET NATIONAL SANK 111111111111111111111 1111111111 Account Number XXXX- New Balance Minimum Payment Due Payment Due Date TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 ilililislillidoiii#1111•111111111L11111111111111111,1111111 SCOTT C SNYDER 14 LONGVVOOD DR MECHANICSBURG, PA 17050-7969 Amount Enclosed -XXXX-4470 $1,155.30 $23.77 April 16, 2009 Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 SCOTT C SNYDER Purchases Mar. 4 TARGET 00022020 Mar, 15 TARGET 00022020 II II *00()Chl If II Statement Closing Date:March 22, 2009 Page 2 of 2 MECHANICSBURG, PA MECHANICSBURG, PA Sub -total Purchases Total Purchases & Advances $102.44 128,43 $230,87 $230.87 Finance Charges Days in Billing Period: 28 Balance Type Purchases Cash Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.03901% 14,24% $1,077.97 $11.77 $0.00 0.06367% 23.24% 50.00 $0.00 $0.00 Total FINANCE CHARGES: $11.77 Actual ANNUAL PERCENTAGE RATE: 14.24% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is Imposed. Special Announcements and Exclusive Offers Save paper, save trees, save time: Manage your REDcard online. Did you know you can save paper by signing up to get your REDcard statement online? To suppress your paper statements, visit Target.com/redcard and sign up with "Manage My REDcard." With online REDcard access, you can pay your bilis, set up automatic monthly payments, review your rewards status and check your account activity with just a few clicks. Sign up today! Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 SCOTT C SNYDER Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $8,500 $4,250 $8,500 $4,250 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Ta rget.com/redcard Target Credit Services 1-888-755-5856 TDD/TOY 1-800-347-5842 Outside the US. 11-812-307.1522 (Call Collect) Calling will not preserve your billing-errornghts Your Target Rewards Status analIMENEMENIZEJ Previous Balance Points Earned This Month 917 •.p New Target Rewards Balance 917 You're getting closet When you earn 1,000 points, you'll get a 10% off day of shopping at Target. Subject to Target Rewards program rules. See store or Targetcomrrewards for details. Tsrysr Naaonal Ba TARGET NEW PHONE, HOME OR E -MM. ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY STATEMENT PAGE NOT PRINTED I hO °00000' u A Statement Closing Date: April 22, 2009 Page 1 of 2 Previous Balance Payments & Credits Purchases 8 Advances Other Charges FINANCE CHARGES New Balance $1,155.30 -1,155.30 0.00 0.00 0.00 $0.00 Minimum Payment Due 90.00 Enroll in Take Charge of Education, & help students at the K - 12 school of your choice. Subject to Take Charge of Education program rules. See store or Targetsomltcoe for details. an armee or Tarsal Gloms Enroll in Target Pharmacy Rewards, fill 10 prescriptions with your REDcard at Target, to earn a 10% off sale day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.comrpharmacy rewards for details. NOTICE'. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TPRGET NATIONAL BANK 11111111111111111111111111111111 Account Number XXXX-XXXX-XXXX-4470 $0.00 $0.00 May 17, 2009 New Balance Minimum Payment Due Payment Due Date IrlririirlrrlrrltlrlrlrlttllrirlrlliirrrlIIIIrltirlll TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459.0317 Ilrill„IIIlIIrlllrrlirrlllellrlrrllllrleiIIrllli*#lirrill,lel SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG, PA 17050-7969 Amount Enclosed Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 SCOTT C SNYDER 111 .00000'r IN I Statement Closing Date: April 22, 2009 Page 2 of 2 Payments & Credits Apr. 7 PAYMENT. THANKS! Finance Charges Days in Billing Period: 31 Balance Type Purchases Cash Corresponding Daily Annual Periodic Rate Percentage Rate 0.03901% 14,24% 0,06367% 23.24% Total Payments & Credits -$1,155.30 -$1,155.30 Average Periodic Transaction Daily FINANCE FINANCE Balance CHARGE CHARGE $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Total FINANCE CHARGES: $0.00 Actual ANNUAL PERCENTAGE RATE. 0.00% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers REDcardsu: A most rewarding way to shop. You can earn savings and other exclusive benefits just by using your REDcard. If you're not already enrolled in Take Charge of Education and Target PharmacysM Rewards, sign up today at Target.com/redcard. Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 SCOTT C SNYDER Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $8,500 $4,250 $8,500 $4,250 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.comiredcard Target Credit Services 1-888-755-5856 TDDITDY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Your Target Rewards Status Previous Balance 917 Points Earned This Month -4 New Target Rewards Balance 913 A sale day is In your future! When you earn 1,000 points by shopping with your REDcard, you'll receive a 10% off day of shopping for the place you love to shop: Target. Subject to Target Rewards program Tules. See store or Targetcomtrewards for details. Payments & Credits May 16 TARGET 00022020 TARGET NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE ME, OFFICE COPY II II IN II Statement. Closing Date: May 22. 2009 Page 1 of 2 Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $0.00 423 0.00 000 0.00 .94.23 Minimum Payment Due $0.00 Enroll In Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store Of Talget.comitcoe for detals. Tarpon Notional H0311. an MAIN* el Target 3 • ' • Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REOcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.com'pharmacy rewards for details.. MECHANICSBURG, PA Total Payments & Credits NOTICE. SEE REVERSE SPE FOR IMPOR TN4T INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TQ TARGET NATORAL RANK 111111111111111111111111111111111 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 1111118,i111•11111114$1111111111,111,1,11111mill SCOTT C SNYDER 14 LONGVVOOD OR MECHANICSBURG, PA 17050-7969 -$4.23 -$4.23 Account Number XXXX-XXXX-XXXX-4470 New Balance -$4.23 Minimum Payment Due $0.00 Payment Due Date June 16, 2009 Amount Enclosed TARGET. Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 SCOTT C SNYDER Finance Charges Days in Billing Period: 30 Balance Type Purchases Cash 00000* II Statement Closing Date: May 22, 2009 Page 2 of 2 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.04654% 16,99% $0.00 $0.00 $0.00 0.07120% 2599% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $0.00 Actual ANNUAL PERCENTAGE RATE: 0.00% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed, Special Announcements and Exclusive Offers Earn a 10% off shopping day at Target when you fill 10 prescriptions with your REDcard at Target Pharmacy. Subject to Target Pharmacy Rewards program rules. Offer not valid in AR, LA, MA, NJ, NY or for prescriptions paid for by any insurance plan that is funded in whole or in part by the federal government, or where prohibited by law. See store or Target.com/pharmacyrewards for details, TARGET Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 SCOTT C SNYDER if III Ii 06000' III Statement Closing Date: June 22, 2009 Page 1 of 2 Target Visa Credit Card Account Summary Total Credit Limit $8,500 Cash Limit $4,250 Available Credit $8,500 Portion Available for Cash 34.250 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Targetcomfredcard Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 11-812-307-8622 (Call Collect) Calling will not preserve your biNinp-error rights Your Target Rewards Status Previous Balance 913 Points Earned This Month -0 New Target Rewards Balance 913 A sale day is in your futurel When you earn 1,000 points by shopping with your REDcard, you'll receive a 10% off day of shopping for the place you love to shop: Target. Subject to Target Rewards program rules. See store or Targetcorritrewards tor details. Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance -$4.23 0.00 0.00 0.00 0.00 44.23 Minimum Payment Due $0.00 Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to 'Take Charge of Education program rules. See store or Tergetcomicoe for details. Payments & Credits No payments or credits were received last month Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target Subject to Target Pharmacy Rewards program rules. See store or Targelcomtpharmacy rewards for details, NEW PHONE,HOME OR ADDRESS7 PLEASE UPDATE ON REVERSE SCE. OFFICE COPY Target National Bank. an atetate of *4,301 Stoma NOTICE SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL. RANK 1111111111111111111111111111111111 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG, PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 -$4.23 $0.00 July 17, 2009 New Balance Minimum Payment Due Payment Due Date Amount Enclosed $ Account Number: XXXX-XXXX-XXXX-447O Account Identification Number: 00017416128 SCOTT C SNYDER '00000' II Statement Closing Date: June 22, 2009 Page 2 of 2 Finance Charges Days in Billing Period: 31 Balance Type Purchases Cash Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rale Balance CHARGE CHARGE 0,04654% 16.99% $0.00 $0.00 $0.00 0.07120% 25.99% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $0.00 Actual ANNUAL PERCENTAGE RATE: 0.00% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers The joys of summer, made more rewarding. Ready for a summer of family fun? Before you rush off, don't forget your REDcard. Whether you're planning a vacation or a backyard party, your REDcard earns you savings on the stuff you need to make it memorable. Use your REDcard each time you shop to earn points toward a 10% offshopping day at Target. Then prepare to save on all your summer essentials, from food to furniture to fashion. 'Subject to Target Rewards program rules. See stores or Targelcomirewards for details. REDcardSPot Target Visa Credit Card and Target Credit Card. Subject to application approval Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 SCOTT C SNYDER IF II .00000. II Statement Closing Date: July 22, 2009 Page 1 of 2 Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $8,500 $4.250 $8,500 $4,250 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TDD/TOY 1-800-347-5842 Outside the U.S. 11-612-307-8622 (Call Collect) Calling will not preserve your billing-enor rights Your Target Rewards Status 1111111011111.111111111.1111:3 Previous Balance 913 Points Earned This Month *0 New Target Rewards Balance 913 A sale day is in your future! When you earn 1,000 points by shopping with your REDcard, you'll receive a 10% off day of shopping for the place you love to shop: Target. Subject to Target Rewards program rules. See store or Target cam/rewards for details. Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance -$4.23 0.00 0.00 0.00 0.00 -$423 Minimum Payment Due $0.00 Enroll in Take Charge of Education, & choose the eligible K- 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Targralcorencoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Tergelcomtpharmacy rewords for details. Payments & Credits No payments or credits were received last month, TARGET. NEW PHONE, HOME OR E-MAIL ,ADDRE SST PLEASE UPDATE ON REVERSE $CE. OFFICE COPY Tamed air AsnIc on. /AIM* at 'T'g.t StOras NOTICE'. SEE FO INFORMA IN CI. LIOE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL E3ANK 11111111111111111111111111111111111111111111111111111111 TARGET NATIONAL BANK P.O.BOX 59317 MINNEAPOLIS, MN 55459-0317 SCOTT C SNYDER 14 LONGVV000 DR MECHANICSBURG, PA 17050-7969 Account Number XXXX-XXXX- XX -4470 New Balance -$4.23 Minimum Payment Due $0.00 Payment Due Date August 16, 2009 Amount Enclosed Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 SCOTT C SNYDER Finance Charges Days in Billing Period: 30 Balance Type Purchases Cash Corresponding Daily Annual Periodic Rate Percentage Rate 0.04654% 16.99% 0.07120% 25.99% "00.000* II Statement Closing Date: July 22, 2009 Page 2 of 2 Average Daily Balance $0.00 $0.00 Periodic Transaction FINANCE FINANCE CHARGE CHARGE $0.00 $0.00 $0.00 $0.00 Total FINANCE CHARGES: $0.00 Actual ANNUAL PERCENTAGE RATE: 0.00% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1,00 for any billing period in which a Finance Charge is imposed. Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 SCOTT C SNYDER Target Visa Credit Card Account Summary Total Credit Limit $8,500 Cash Limit $4.250 Available Credit $8,500 Portion Available for Cash $4,250 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target comiredcard Target Credit Services 1-888-755-5856 TOO/TOY 1-800-347-5842 Outside the U.S, 11-612-307-8622 (Call Collect) Ceiling wilt not preserve your hiring -error rights Your Target Rewards Status 1111 t 111111 Previous Balance Points Earned This Month 913 New Target Rewards Balance 913 A sale day is in your future! When you earn 1,000 points by shopping with your REDcard, you'll receive a 10% off day of shopping for the place you love to shop: Target. Subject to Target Rewards program rules. See store or Targetcom/ruwards for details. II II II II 00000' Ii II Statement Closing Date: August 22, 2009 Page 1 of 2 Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance -$4.23 0.00 0.00 4.23 0.00 $0.00 Minimum Payment Due $0.00 Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Targel.comitcoe or details. Payments & Credits No payments or credits were received last month. TARGET, NEW PHONE, HOME OR E-MAIL ADDRESS, PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY TiRget NationAl BARK. sr sektsu of TRrge Storrs Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards Pi Worn rules. See store or Target.carnipharmscy rewards for details. NOTICE' SEE REVERSE SlOE FOR IMPORTANT INFORMATION iNOLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NAIK3NAL BANK 11111115111111111111111111 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG. PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 New Balance $0.00 Minimum Payment Due $0.00 Payment Due Date September 16, 2009 Amount Enclosed Account Number: XXXX-XXXX-XXXX-4470 Account identification Number: 00017416128 SCOTT C SNYDER Other Charges Aug 22 CREDIT BALANCE REFUND Finance Charges Days in Bitting Period: 31 Balance Type Purchases Cash 11 1111111111 *0001X-' 111 Statement Closing Date August 22, 2009 Page 2 of 2 Total Other Charges $4.23 $4.23 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.04654% 16.99% $0.00 $0.00 $0.00 0,07120% 25.99% $0,00 $0.00 $0.00 Total FINANCE CHARGES; $0.00 Actual ANNUAL PERCENTAGE RATE: 0.00% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. TARGET. Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 SCOTT C SNYDER Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $6,500 SO $6,455 so The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Target com4edcarcl Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S, 1-612-307-8622 (Call Collect) Calling will not Freserve your billing -error rights Your Target Rewards Status I I .1, I 11 1 1 1 1 1 I Previous Balance Points Earned This Month New Target Rewards Balance 913 +45 958 A sale day Is in your future! When you earn 1,000 points by shopping with your REDcard, you'll receive a 10% off day of shopping for the place you love to shop: Target. Subject to Target Rewards program rules. See store or Tar0et.com/re,rurdsior details. II 111 'MOM. II Statement Ctosng Date: December 22, 2009 Page 1 of 2 Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance $0.00 0.00 44,31 0,00 0.00 $44.31 Minimum Payment Due Payment Due Date Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See stare or Ter gert.curnacoe for details. Payments & Credits No payments or credits were received last month, NEW PHONE, HOME OR E-MAIL AODRESS? PLEASE UPDATE ON REVERSE SIDE, OFFICE COPY Tin gel NetIonal Bonk. w tfiltele of rorget Stores $10.00 January 16. 2010 Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target Subject to Target Pharmacy Rewards program rules. See store or Target.comlpharrnacy rewards for details, NOTICE: SEE REVERSE WOE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 1111111111111111111111111111111111 I TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 11•1111111111111111111141111111“1111 111111•1111111.1 I SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG, PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 $44.31 $10.00 January 16, 2010 New Balance Minimum Payment Due Payment Due Date Amount Enclosed TARGET* Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 SCOTT C SNYDER Purchases Dec. 1 TARGET 00022020 Finance Charges Days in Billing Period: 30 Balance Type Purchases Cash Corresponding Daily Annual Periodic Rate Percentage Rate 0.04654% 1699% 0.07120% 2599% 00000, N II Statement Closing Date: December 22 2009 Page 2 of 2 MECHANICSBURG, PA Sub -total Purchases Total Purchases & Advances $44.31 $44.31 $44.31 Average Periodic Transaction Daily FINANCE FINANCE Balance CHARGE CHARGE $0.00 $0.00 $0.00 $0.00 $0.00 $0.00 Total FINANCE CHARGES: $0.00 Actual ANNUAL PERCENTAGE RATE: 0.00% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1.00 for any billing period in which a Finance Charge is imposed. TAROSTo Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 SCOTT C SNYDER Target Visa Credit Card Account Summary Total Credit Limit Cash Limit Available Credit Portion Available for Cash $6,500 $0 $6,164 $0 The Cash Limit is a portion of the Total Credit Limit Questions? Go online or call us: Manage My REDcard Targetcomiredcard Target Credit Services 1-888-755-5856 TOO/TOY 1-800-347-5842 Outside the U.S. 1-612-307-8622 (Call Collect) Calling will not ;reserve your billing -error rights Your Target Rewards Status Previous Balance 958 Points Earned This Month .336 Awarded This Billing Period -1000 New Target Rewards Balance 294 Congratulations, smart shopper I You've just earned a Target Rewards certificate good for 10% off a day of shopping at Target. Keep using your REDcard to earn more savings. Subject to Target Rewards program rules. See stare or Targel.comirewards for delails. NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE, SIDE. OFFICE COPY ,08000' II Statement Closing Date: January 22, 2010 Pa's 1 of 2 Previous Balance Payments & Credits Purchases & Advances Other Charges FINANCE CHARGES New Balance Minimum Payment Due $44.31 -44.31 335.77 0.00 0.00 $336.77 $10.00 Payment Due Date Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.cornrtcoe for details. Tervirt %Monet I, affIliele of tarslat SIceei February 16, 2010 Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subrct to Target Pharmacy Rewards program rules. See store or Target.00rnipharrnecy rewards to details. NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NA r:01,04 RANK III 11111111111011111111111111 Account Number XXXX-XXXX-XXXX-4470 New Balance $335.77 Minimum Payment Due $10.00 Payment Due Date February 16, 2010 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 II.I.IIIIttflJl1IIIt1I1lI11HII1l1tI11II1I1Ilt1lII1lItlJ SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG, PA 17050-7969 Amount Enclosed TARGET* Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 SCOTT C SNYDER Payments & Credits Jan, 8 PAYMENT. THANKS! Purchases Dec. 31 TARGET 00022020 Jan. 10 TARGET 00022020 Jan, 17 TARGET 00022020 Finance Charges Days in Billing Period: 31 Balance Type Purchases Cash II 00000* II III Statement Closing Date: January 22, 2010 Page 2of 2 Total Payments & Credits MECHANICSBURG, PA MECHANICSBURG, PA MECHANICSBURG. PA Sub -total Purchases Total Purchases & Advances -$4431 -$44.31 $9100 88.02 156.15 $335,77 $335.77 Corresponding Average Periodic Transaction Daily Annual Daily FINANCE FINANCE Periodic Rate Percentage Rate Balance CHARGE CHARGE 0.04654% 16.99% $0.00 $0,00 $0.00 0.07120% 25,99% $0.00 $0.00 $0.00 Total FINANCE CHARGES: $0.00 Actual ANNUAL PERCENTAGE RATE. 0.00% Your periodic rate(s) and corresponding Annual Percentage Rate(s) for purchases and cash advances may vary. There is a minimum FINANCE CHARGE of $1,00 for any billing period in which a Finance Charge is imposed. Special Announcements and Exclusive Offers Free Dr. Seuss reading event in stores—one way Target supports education. Bring the kids to your local Target store on Saturday, Feb. 27, 2010, from 9-11 am for a Seuss Celebration! This family event includes a story and snack time, and is free for everyone. Target supports education. It's part of our commitment to giving 5% of our income to communities. That's $a million every week. Speaking of education, do you know you could help your favorite school every time you use the REDcard? Enroll in Take Charge of Education and Target will donate up to 1% of your REDcard purchases to the eligible K-12 school of your choice*. Sign up for free and designate your school today at Target.comttcoe, If you're already enrolled, keep using your REDcard and watch the money add up for a school you care about. "Subject to Take Charge of Education program rules. See Target corn/tcoe or call 1-800.316-6142 for details, TARGET. 10 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number00017416128 Statement Closing Date: February 22, 2010 SCOTT C SNYDER Page 1 of 2 Summary of AccountActivity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $335.77 $50 00 +$160.12 +$o,00 +$0.00 +$5.84 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $451.73 $6,500.00 $0.00 $6,048.27 $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 2/2212010 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Targetcomiredcard 1-888-755-5856 1-800-347-5642 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TOD/TDY Outside the U.S. Calling will not (reserve your Ogling -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $451.73 $11.00 319/2010 Late Payment Warning: It we do not receive your minimum payment by the date listed above, you may have to pay up to a $39.00 laie fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it wilt take you longer to pay off your balance. For example: 1111 lekle it, Vt. 0014 10 A t AM, $17 3 years $612 (Sevrags=45184) f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit Feb. 11 Itgif vile0 Feb. 13 f.1) PAYMENT. THANKS! TARGET 00022020 TOTAL PAYMENT Location AND OTHER CREDITS FOR THIS PERIOD MECHANICSBU , PA Amount oo $148.79 (transactions continued on next page) TARGET. NEW PHONE. HOME CR E-MAIL ADDRESS"? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Taipei NalipRol Rep*. en 4511steur Tm9st Slams NOTICE SEE REVERSE SIRE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL RANK 1111111111111111 111111111111i III TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG, PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 New Balance Minimum Payment Due Payment Due Date Amount Enclosed $451.73 $11.00 March 19, 2010 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: F SCOTT C SNYDER Page 2 of 2 au 22, 2010 Transactions (cont.) Trans Date Description of Transaction or Credit fri •E t�iitRdi}sli 11;tKtlti'11WAREZ „.. Feb. 13 TARGET 00022020 f , E:lf�dtht���� 1? ? as1+!'u iEbII ��ri iJHtiw .. , r fi I td li aEt iili'lr i.in Iru! "' o dStil�i enti e.` ih,,,. t INTEREST CHARGE -PURCHASE Location MECHANICSBURG, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD Amount $11,33 $160,12 TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2010 Total interest charged in 2010 $0.00 $5.84 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. 'iiria39"iSk'is7; z E<'fF?1s1?t?3??ii#il;ixR4afS.i•,'•i c!?*er F'7a¢�x,c:x,.::: QW„e ki.: ,'`:.^` 'dn'. `3.t"i�; 'i! Purchases Cash Advances 20.24% (v) 27.24% (v) $339.94 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $5.84 $0.00 Benefits Summary Your Target Rewards Status Previous Balance 294 Points Earned This Month 161 New Target Rewards Balance 455 You're on your way to savings! Keep accumulating points toward a 10©% off day of shopping at Target. Earn 1,000 points, and you'll have a 10% off sale day with your name on it. Subject to Target Rewards program rules. See store or TergeLcom/rewarde for details. Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comrtcoe for details. Enroll In Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules, See store or Tarpel.00mlpharmacy rewards for details. Special Announcements and Exclusive Offers Improving the REDcard. To make your REDcard account easier to understand and comply with new regulations, we're enhancing your account billing statement. Please see the insert included with this statement to learn about the improvements underway and what they mean to you. TARGET, II 1IF Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: March 22, 2010 SCOTT C SNYDER Page t of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged New Balance $451.73 450,00 +$1,002.55 +$0.00 +$0.00 +$21.17 $1.425.46 Total Credit Limit $6,500.00 Cash Limit $0.00 Available Credit $5,074.55 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Dale 312212010 Days in Billing Cycle 28 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Target comfredcard 1-888-755-5858 1-800-347-5842 1-812-307-8622 (Call Collect) Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $1,425.45 $35.00 4/1912010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $39.00 late tee. Minimum Payment Warning: if you make only the minimum payment each period, you will pay more in interest and it wilt take you longer to pay off your balance. For example: f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit r. '11 .1..4445 Feb. 2 PAYMENT. THAWS! jtorP BEST BUY 14787 Location TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD ECHANICSBURG, PA Amount -$50.00 98 (transactions continued on next page) NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Tripe* 141WORAII Ri NT OP 017Th01.6 TYstpet StCre3 NOTICE SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL. SAW 1111111111111111111111111111111111 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 IIIIII•111111114111•111•11111111/011.111111111111 III SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG, PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 $1,425.45 $36.00 April 19, 2010 New Balance Minimum Payment Due Payment Due Date Amount Enclosed IIIIIIIU w II Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: March 22, 2010 SCOTT C SNYDER Page 2 of 2 Transactions(cont.) Trans Date Description of Transaction or Credit Location 4 .44144' Y'r -4; • ;1,1! Amount Mar. 7 * 4 TARGET 00022020 rIi4 MECHANICSBURG, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2010 Total interest charged in 2010 $21.01 $1,002.55 $2117 $21.17 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances (V = Variable Rate 2024% (v) 27.24% (v) ,:kaPo°0, $1.363.46 $0,00 There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed, $21.17 $0.00 Benefits Summary Your Target Rewards Status Previous Balance 455 Points Earned This Month +513 New Target Rewards Balance 968 A sale day is in your future! When you earn 1,000 points by shopping with your REDcard, youll receive a 10% off day of shopping for the place you love to shop: Target. Subject to Target Rewards program rules. See store or Targalcornirewards tar details. Enroll in Take Charge of Education, & choose the eligible K. 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comftcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Targel.cornipharmacy rewards for details. TAROETt ^00000` i Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: April 22, 2010 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $1,425.45 -$50.00 +5329.15 +40.00 +50.00 +$20.84 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash The Cash Limit is a portion of the Total Credit Statement Closing Date Days in Billing Cycle $1,731.44 $6.500.00 $0.00 $4,768.56 $0.00 4!2212010 31 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Target.com;redcard 1-888-755.5856 1-800-347-5842 1-612-307-8622 (Call Collect) Ceiling will not preserve your biding -error rights New Balance Minimum Payment Due Payment Due Date $1,731.44 $45,00 5119!2010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $39.00 late fee. Minimum Payment Warning: It you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Only the minimum Payment 17 years $4,167 $65 3 years $2,340 (Savings=$1,827) f you would like informa ion about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit Apr. 6 PAYMENT, THANKS! Apr. 3 TARGET 0 Location Amount Irr ,' 1 il?P r! 2020 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD MECHANICSBURG, PA -$50.00 -$50.00 $101.68 (transactions continued on next page) TARGET, NEW PHONE, HOME OR E-MAiL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Terf rl NSOanll BADE. ea rrRtill• of Tyrpet Stags NOTICE' SEE REVERSE SIDE %OR IMPORTANT INFORMATION INCLUDE THIS PORTION IMTH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 11111111101111111 I I liii 11111 Account Number XXXX-XXXX-XXXX-4470 New Balance Minimum Payment Due Payment Due Date TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 ItU SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG, PA 17050-7969 Amount Enclosed $1,731.44 $45.00 May 19, 2010 1 TAROS% II 11UIII ii Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: April 22,2010 SCOTT C SNYDER Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit Apr. Apr. 10 Apr. 11 Apr. 18 TARGET 00022020 TARGET 00022020 GIANT FOOD #120 TARGET 00022020 IN REST CHARGE TOTAL P URCHASES Locton MECHANICSBURG, PA MECHANICS8 URG, PA MECHANICSBURG, PA MECHANICSBURG, PA CHASES AND OTHER DEBITS FOR THIS PERIOD TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2010 Total interest charged in 2010 Amount $21, $67.31 ;93,90 $45.07 $32915 $26.84 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account, OfinglIntif .'.4 '11g. kt 1' lirife Purchases Cash Advances 20.24% (v) 27.24% (v) $1,561.57 $0,00 (v) = Variable Rate There is a Minimum Charge of $1,00 for any billing period in which an interest charge is imposed. $26.84 $0.00 Benefits Summary Your Target Rewards Status 1aw1a11011111.11 Previous Balance 968 Points Earned This Month +283 Awarded This Billing Period -1000 New Target Rewards Balance 251 Congratulations, smart shopper! You've just earned a Target Rewards certificate good for 10% off a day of shopping at Target. Keep using your REDcard to earn more savings. Subject to Target Rewards program rules. See store or Terget.cornirewards for details. Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target,cornitcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Targetcornipharmacy rewards for details. Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 Statement Closi SCOTT C SNYDER Page 1 of 2 Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $1,731.44 -$75.00 +5129.35 +$000 +$0.0o +$29.97 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash The Cash Limit is a portion of the Total Credit Li Statement Closing Date Pays in Billing Cycle $1,815.76 $6,500.00 $0,00 $4,684 24 $0.00 5122/2010 30 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com;redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error rights i iu *€X!000• iu Date: May 22, 2019 Payment Information New Balance Minimum Payment Due Payment Due Date $1,815.76 $49.00 8/ 19/2010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $39.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Only the minimum Payment 18 years $4,386 $68 3 years $2,448 (Savings=31.938) f you would like information about creditcounseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit verom tow May 9 PAYMENT. THANKS! Location TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD Amount -$75.00 -$75.00 (transactions continued on next page) TAROS T. NEW PHONE, NOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target N.tiQn.l Sank. .n .Khats of Target Stam NOTICE SEE REVERSE SIDE FOR IMPOR?ANT INFORMATION t NCLUOE TN1$ PORTION 1MTN YOUR PAYMENT MACE PAYABLE 10 TARGET NATIONAL BANK 11111 liii 1111111 111111111 '‚I'll' Account Number XXXX-XXXX-XXXX-4470 New Balance Minimum Payment Due Payment Due Date I.I i t111t11111111�11t1111�11111I11111111t11111t111 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 111111111i11t111111111111111111i11111111111t11111111111f111111 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG, PA 17050-7969 Amount Enclosed $1,815.76 $49.00 June 19,2010 III 11111111110 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: May 22, 2010 SCOTT C SNYDER Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit May 2 Location Amount BJ WHOLESALE #0025 CAMP HILL, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD $129.35 $129.35 INTEREST C ARGE.PLIRCHASES Total fees charged in 2010 Total interest charged in 2010 TOTAL INTEREST CHARGED FOR This PERIOD .04ikat+. rev.y4 .00 $83.52 $29.97 $29,97 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. 11414.1',1" NtNrIbi .0 Purchases Cash Advances 20.24% (v) 27 24% (v) 4'4 $1,801.35 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $29.97 $0.00 Benefits Summary Your Target Rewards Status Previous Balance Points Earned This Month 251 +65 New Target Rewards Balance 316 ...... You're on your way to savings! Keep accumulating points toward a 10% off day of shopping at Target. Earn 1,000 points, and you'll have a 10% off sale day with your name on it. Subject to Target Rewards program rules. See store or Terget.comireessrds for details. Enroll in Take Charge of Education, & choose the eligible K- 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comitcoe for detaits. Enroll in Target Pharmacy Rewards, Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Targetoornipbermacy rewards for details, Special Announcements and Exclusive Offers Make this statement history: Manage your REDcardsm online. Managing your REDcard account online is an easy way to save time - and paper - each month. Simply click to pay your bill, check your balance or track your rewards 24R, And switch to online -only REDcard statements for one less bill in your mailbox. To sign up, visit Target.com/redcard and log in to "Manage My REDcard," then select "Change Statement Delivery." Il 1110111 *00000* Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017418128 Statement Closing Date: June 22, 2010 SCOTT C SNYDER Page 1 of 2 Summary of Account Actw Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged interest Charged 51,815.76 -5100.00 $290.29 4 $0.00 +$0.00 +$33,30 New Balance 52,039.91 Total Credit Limit 56,500,00 Cash Limit 50.00 Available Credit 54,460.09 Portion Available for Cash 50.00 The Cash Limit is a portion d the Total Credit Limit Statement Closing Date 6/22/2010 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target comiredcard 1-686-755-5856 1-600-347-5842 Manage My REDcard Target Credit Services TDDiTOY Outside the U.S, 1-612-307-86n (Cali Collect) Calling will not preserve your billing -error rights New Balance $2,039.91 Minimum Payment Due 555.00 Payment Due Date 7/19/2010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a 539.00 late fee, Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example, 52,736 (Savings42.240) f you would like information about credit counseling services, call 1-800-991-8433. Irnportant Messages Important Notification This notice is to inform you that we are required by law to adjust the day on which we review the Prime Rate to determine your APRs. This change means we will no longer review the Prime Rate on two different days and use the higher of those two Prime Rates to determine your APRs. instead we will review the Prime Rate on one specific day of the month. Effective immediately, for each billing period the Prime Rate used to determine your APRs is the highest U.S. Prime Rate published in the "Money Rates" section of The Wall Street Journal on the last business day of the previous month. Any change in your APRs will take effect on the first day of the billing period. NEW PHONE. HOME OR E-MAIL ADoREss/ PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target NjOflhI Ear*. an anilime ol Target Sta.'s NOTICE SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL SANK 111111111111111111111 1111111 TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 ll1I1I11lIII.I1IJIL.lI1III.1I.IIJU.II..1Iklfl SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG, PA 17050-7969 Account Number XXXX,XXXX-XXXX-4470 New Balance $2,039.91 Minimum Payment Due $55.00 Payment Due Date July 19, 2010 Amount Enclosed 11 N • 00000* II Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: June 22. 2010 SCOTT C SNYDER Page 2 of 2 Transactions Trans Date esaiption of Transaction or Credit Jun. 8 PAYMENT. THANKS! May 24 May 31 Jun. 5 Jun. 15 Jun, 21 rt ..j.k`k14, ACV, SHE ETZ TARGET TARGET 00004135 00022020 00020990 CARLISLE PEDIATRICS BOWMANSDALE FAMILY PRACT TOTAL PURCHASESA Location Amount TOTAL PAYMENTSAND OTHER CREDITS FOR THIS PERIOD INTEREST CHARGE -PURCHASES • tett Total tees charged in 2010 Total interest charged in 2010 4100, DILLSBURG, PA $3954 MECHANICSBURG, PA $93,75 CARLISLE, PA $127,00 CARLISLE, PA $15.00 MECHANICSBURG, PA $15.00 • • L!1., • t'. TOTAL INTEREST CHARGED FOR THIS PERIOD $0.00 $117.68 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account, rr r Itkrtirtli Ptr • trrr Purchases Cash Advances 20.24% (v) 2724% (v) $1969.85 $000 (v) .4 Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $33.86 $0,00 Benefits Summary Your Target Rewards Status Previous Balance 316 Points Earned This Month +256 . , New Target Rewards Balance 572 A sale day is in your future! When you earn 1,000 points by shopping with your REDcard, you'll receive a 10% off day of shopping for the place you love to shop: Target. Subject to Target Rewards program rules. See store or Target.cornirewards for details. Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Targel.comacoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Targelcomipharmacy rewards for details. TARGET: 11 iu ti *00000' 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017 416128 Statement Closing Date: July 22, 2010 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $2,039.91 475.00 +$262.91 +$0.00 +$0,00 +$35.67 New Balance $2,263.49 Total Credit Limit $6,500.00 Cash Limit $0.00 Available Credit $4,236.51 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 7122/2010 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: Target.comiredcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDDITDY Outside the U.S, Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $Z263.49 $59.00 8/19/2010 Late Payment Warning: if we do not receive your minimum payment by the date listed above, you may have to pay up to a $39.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Only the minimum Payment 20 years $5,569 $64 3 years $3,024 (Savings=$2,545) € you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date l5g Description of Transaction or Credit Jul. 16 PAYMENT, THANKS' .II Location 44 r a i titin TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD Amount -575.00 -$75.00 (transactions continued on next page) NEW PHONE. HOME OR £-MA1t ADDRESS? PLEASE UPDATE ON REVERSE SIDE_ OFFICE COPY Target Netwttal Bar*. an .RUNIe $ T?*Qat Storey NOTICE' SEE REVE Rae $IDe FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE To TARGET NATIONAL BANN 11111 hVAIIRI fI1III1lIIIIIII 111 Account Number XXXX-XXXX-XXXX-4470 New Balance $2,263.49 Minimum Payment Due $59.00 Payment Due Date August 19, 2010 Ir111•LILT,rlrrlrlrlrlilisilmirlLtrilllrrrlrrritl TARGET NATIONAL BANK P.O. BOX 59317 MINNEAPOLIS, MN 55459-0317 11 rlrlrrllllrrlllrldllrlrr1lrllrlrllrlrlllrr11r11Irllrlrllrll SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBIJRG, PA 17050-7969 Amount Enclosed 111111111111111 •00000' II Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: July 22, 2010 SCOTT C SNYDER Page 2 of 2 Transactions (cont.) s Date Description of Transaction Jul 1 TARGET 4r4r,lj'414 i 141,. edit Location 22020 MECHANICSBURG, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2010 Total interest charged in 2010 Amount $262.91 $262.91 35 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account, Purchases Cash Advances 20.24% (v) 27,24% (v) 4 4. $2,144.34 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed, $35.67 $0 00 Benefits Summary Your Target Rewards Status Previous Balance Points Earned This Month 572 .263 New Target Rewards Balance 835 A sale day is in your future! When you earn 1,000 points by shopping with your REDcard, you'll receive a 10% off day of shopping for the place you love to shop: Target. Subject to Target Rewards program rules. See store or Targetcomkewards for details. Enroll in Take Charge of Education, 8 choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. subject to Take Charge of Education program rules. See store or Targetcomdcoe for details. Enroll in Target Pharmacy Rewards, Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Terget Pharmacy Rewards program rules. See store or Target.com/pharmacy rewards for details, Special Announcements and Exclusive Offers Make this statement history: Manage your REDcardsn, online. Managing your REDcard account online is an easy way to save time - and paper - each month. Simply click to pay your bill, check your balance or tack your rewards 24/7. And switch to online -only REDcard statements for one less bill in your mailbox. To sign up, visit Target com/redcard and log in to "Manage My REDcard," then select "Change Statement Delivery." TARGET. 11 • Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: August 22, 2010 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged interest Charged $2,263.49 -$115.89 +$381.90 +$0.00 +$0,00 +$42,44 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $2,571.94 $6,500.00 $0.00 $3,928.06 50.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 812212010 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target.comaedcard Target Credit Services 1-888-755-5858 TDD/TDY 1-800-347-5842 Outside the U.S. 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error n-grts Payment Informa New Balance Minimum Payment Due Payment Due Date $2,571,94 $69.00 9/19/2010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example; $3,458 (Sevings=$2,328) f you would like information about credit counseling services, call 1-800-991-8433, Transactions Trans Date Description of Transaction or Credit Aug 8 Aug 12 oi 454411 (, TARGET 00022020 PAYMENT. THANKS! Location ECHANICSBURG, PA Amount -$100.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$115.89 (transactions continued on next page) NEW PHONE. HOME OR E-MAil. ADDRESS/ PLEASE UPDATE ON REVERSE $0E. OFFICE COPY Teri* Nettonti sow an offliEsto of Tarps! 5I', NOTICE SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITR YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK H111111111111111 111111111111 Account Number XXXX- -XXXX-4470 New Balance $2,571.94 Minimum Payment Due $69.00 Payment Due Date September 19, 2010 TARGET NATIONAL. BANK P.O.BOX 59317 MINNEAPOLIS, MN 55459-0317 ihiphill11111111111111,1111i11111.1111111•11111 11111411111 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG, PA 17050-7969 Amount Enclosed II II '0Q6904. Ii III II Target Visa Credit Card Account Number: XXXX-XXXX.XXXX-4470 Account Identification Number 00017416128 Statement Closing Date: August 22, 2010 SCOTT C SNYDER Page 2 of 2 Transactions (cont,) Trans Date Jul. 24 Jul, 24 Aug. 8 Aug. 14 Description of Transaction or Credit gfpn,44t TARGET TARGET TARGET TARGET 00022020 00022020 00022020 00022020 TOTAL P ' Location MECHANICSBURG, PA MECHANICSBURG, PA MECHANICSBURG, PA MECHANICSBURG, PA CHASESAND OTHER DEBITS FOR THIS PERIOD 041141' ,/ 01.,11*-- 41qt;',10 ,-,02.1Phifq REST CHARGE -PURCHASES 'A?#. Total fees charged in 2010 Total interest charged in 2010 TOTAL INTEREST CHARGED FOR THIS PERIOD • A. $0.00 $195.79 Amount $153.00 $15.89 $1555 $197.46 3 2. $42.44 Interest Charge Calcu 'on Your Annual Percentage Rate (APR) is the annual interest rate on your account. tr Purchases Cash Advances $2,468.88 $42.44 $0.00 (v) = Variable Rate There is a Minimum Charge of any billing period in Benefits Summary Your Target Rewards Status Previous Balance Points Earned This Month 835 -367 Awarded This Billing Period -1000 New Target Rewards Balance 202 Congratulations, smart shopped You've Just earned a Target Rewards certificate good for 10% off a day of shopping at Target. Keep using your REDcard to earn more savings. Subject to Target Rewards program rules See store or Targetoomerewerds for details. Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.cornitcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.comlpharmacy rewards for details. TARGET. 0 11 i i •00000* A Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date September 22, 2010 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $2,571.94 -$100.00 +$204.86 +$0.00 +$0.Oo +$44.38 New Balance $2,721.18 Total Credit Limit $6500.00 Cash Limit $0.00 Available Credit $3,778.62 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 9/22/2010 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REOcard Target Credit Services TDDiTDY Outside the U.S. Target.comfredcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Cali Collect) Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $2,721.18 $72.00 10/19/2010 Late Payment Warning: if we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: t you would like information about credit counseling services, call 1-800-991-8433. Important Messages Coming soon: Everyday 5%* savings with your REDcard. Starting October 17th, just use your REDcard for an anytime 5% discount at Target. And if you're enrolled in Target Pharmacy Rewards, you'll receive a 5% -offer* certificate with every five prescriptions you fill at Target Pharmacy with your REOcard. Watch for a notification letter in the mail for details. "Some exclusions apply. See program rules at Target.com/redcard. "Some exclusions apply, See program rules at TBrget.comiphamacytewards. TARGET! NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Ban* an i flliara or Target Stores NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL SANK 111111111 1111111 111111111 111111 III TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 IrrllallllljtlllP'IIIlsIllIIll�IIelll'IiIIlInIlII��Itl�tJlLIIEj SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $2,721,18 Minimum Payment Due $72.00 Payment Due Date October 19, 2010 Amount Enclosed $ Transactions Trans Date Description of Transaction or Credit (� yy St { � t ,S SIESiIFIC ,t i a1 ,1 �t �''�, h'ik .2 £ it.t Sep. 7 PAYMENT. THANKS! Location , r Amount -$100.00 -$100.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD AIMlil IE i� tt !i�� ii kj! t t �j�y�� i!��,7 k k�'��kg{t�f�i t' iFr h SrF";S S�.�yi. li g liklll �ifi.4411110111114011.11611. 1 E iji ? 1!111 1�1�',r11!Il1. 1 i< . . Sep.. 11 TARGET 00012211 Sep. 18 TARGET 00022020 Sep. 18 TARGET 00022020 INTEREST CHARGE -PURCHASES Your Target Rewards Status �■■1 ■ 1 f r TARGIVF q All -00000" Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: September 22, 2010 SCOTT C SNYDER Page 2 of 2 ri YORK, PA MECHANICSBURG, PA MECHANICSBURG, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2010 Total interest charged in 2010 $30.74 $9,16 $164.98 $204.88 $44.38 $44.38 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. ik' aft w;. Purchases Cash Advances 20.24% (v) 27.24% (v) $2.581.86 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $44.38 $0.00 Benefits Summary Previous Balance 202 Points Earned This Month +205 New Target Rewards Balance 407 You're on your way to savings! Keep accumulating points toward a 10% off day of shopping at Target. Earn 1,000 points, and you'll have a 10% off sale day with your name an it. Subject to Target Rewards program rules. See store or Target.00m!rewards for details. Enroll in Take Charge of Education, & choose the eligible K - 12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.corNicne for details. Enroll in Target Pharmacy Rewards. Then, fill just 10 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 10% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.comipharmacy rewards for details. TARE Ta 11 i i 1A •OOOOE• 1 i Target Visa Credit Card Account Number: XXXX-XXXX-XXXX44TO Account Identification Number: 00017416128 Statement Closing Date. October 22. 2010 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $2,721.18 -$125.00 +$70.86 4 MOO +$0.©0 +$48.29 New Balance $2,712.33 Total Credit Limit $6,500.00 Cash Limit $0.00 Available Credit $3,787.67 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 10/22/2010 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcar'd Target.com/redcard Target Credit Services 1-888-755-5856 TDDITDY 1-800-347-5842 Outside the U,S. 1-612-307-8622 (Call Collect) Calling will not preserve your billing-errorrighfs Payment Information New Balance Minimum Payment Due Payment Due Date $2,712.33 $73.00 11/19/2010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more In interest and it will take you longer to pay off your balance, For example: f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit Location Amount Oct. 5 PAYMENT RECEIVED -THANKS -$125.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$125.00 (transactions continued on next page) TARGET* NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE, OFFICE COPY Target National Bark, an at lhate of Target Stares NOTICE' SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 11111 liii 1111111 IIIIGIIIIIIII RI TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 IIIIII'IIIII1'1111I11IIr111III"r111111+111111111"111111'lII SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $2,712.33 Minimum Payment Due $73.00 Payment Due Date November 19, 2010 Amount Enclosed $ �r '00000" Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number. 00017416128 Statement Closing Date: October 22, 2010 SCOTT C SNYDER Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit Location Amount 4,1i sti ul Sep. 30 '14,0,1; r_p TARGET ,�6i.4i9'r ° rL 00022020 MECHANICSBURG, PA' TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2010 Total interest charged in 2010 $0.00 $285.46 $70.86 $70.86 $45,29 $45.29 Interes Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. ?s;s Purchases Cash Advances 20.24% (v) 27 24% (v) $2,722.46 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 far any billing period in which an interest charge is imposed. $45 29 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comtcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.caNpharmacy rewards for details. Special Announcements and Exclusive Offers Use your REDcard, save 5% at Target -every day. Your REDcard has a big new benefit: Now it saves you 5% at Target, on almost anything you want, any time you shop. Just use your card to make our already low prices that much lower. See the program rules in store for restrictions. N '00000• N Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: November 22, 2010 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged New Balance $2,712.33 -$282.56 +$445.55 +$0.00 40.00 440.28 $2,923.60 Total Credit Limit $6,500.00 Cash Limit $0.00 Available Credit $3:576.40 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 11122)2010 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888-755.5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $2,923.60 $78.00 12/19/2010 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it wilt take you longer to pay off your balance. For example: f you would like information about credit counseling services, call 1-800.991-8433. Transactions Trans Date Nov. 6 Nov. 7 Nov. 14 Description of Transaction or Credit Location `1(!+41 I �I,#?'sr lar•. 1 ttgidl; PAYMENT RECEIVED -THANKS TARGET 00022020 TARGET 00022020 MECHANICSBURG, PA MECHANICSBURG, PA Amount -$100.00 -$100.68 -$70.48 (transactions continued on next page) TARGET. NEW PHONE, HOME OR E-MAIL ADDRESS PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Tpii i NetianMl EsiS. Mn rRillale of Terpes Stares NOTICE' SEE REVERSE 810E FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL GANN 111111111 RIIII IIII III I Itl AI TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 Il II,IIIllt'tI'PIII IIIIiiIIiIIInitnJIllhlllIIIIIIldlItllltlll SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $2,923.60 Minimum Payment Due Payment Due Date Amount Enclosed $ $78.00 December 19, 2010 II 1111 • C0000* Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: November 22, 2010 SCOTT C SNYDER Page 2 of 2 Transactions cont,) Trans Date Description of Transaction or Nov 21 TARGET 00022020 Oct 30 Nov. 13 Nov. 20 Nov. 21 4 1 TARGET TARGET TARGET TARGET 4:44. 00022020 00022020 00022020 00022020 edit Location MECHANICSBURG, PA Amount -$11. TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD $262.56 MECHANICSBURG, PA$18220 MECHANICSBURG, PA $164.05 MECHANICSBURG, PA $32.24 MECHANICSBURG, PA $87.06 TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD erc..4 ItAtr,':-."4,1,v,;`,-,".t.'"::` INTEREST CHARGE -PURCHASES $48.28 TOTAL INTEREST CHARGED FOR THIS PERIOD $48.28 4 '0)/1 et. 7r.'"414. Total fees charged in 2010 Total interest charged in 2010 47' ' ..itiihig41.4o4414 $33374 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. 64411 There is a Minimum Charge of $1.00 for any billing pens d in which an interest charge is imposed. Benefits Summary The REDcard saves you 5% off our already tow prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll In Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject lo Take Charge of Education program rules. See store or Target.comilcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Terget,corniphannacy rewards for details. Special Announcements and Exclusive Offers Use your REDcarde, save 5% at Target - every day. Your REDcard has a big new benefit: Now it saves you 5% at Target, on almost anything you want, any time you shop. Just use your card to make our already low prices that much lower. See the program rules in store for restrictions. TAROS% 111 IINfflO II 400000' II Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number00017416128 Statement Closing Dale: December 22, 2010 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $2,923.60 -$122.41 4$0.00 4-$0.00 +$0.00 +$42.44 New Balance $2,849.63 Total Credit Limit $6,500.00 Cash Limit $0,00 Available Credit $3,650.37 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 12/2212010 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: Target.comtredcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TOD/TDY Outside the U.S, Calling will not preserve your billing -error rights New Balance Minimum Payment Due Payment Due Date $2,849.63 $77,00 1/19/2011 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it wilt take you longer to pay off your balance, For example: f you would like information about credit counseling services, call 1-800-991-8433, Transactions Trans Date Description of Transaction or Credit Location Amount • 1 Nov 28 TARGET 00022020 Nov. 28 TARGET 00022020 Dec. 18 PAYMENT RECEIVED -THANKS MECHANICSBURG, PA MECHANICSBURG, PA TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$10.07 -$12.34 -$100.00 -$122.41 (transactions continued on next page) NEW PHONE, HOME OR E-MAIL ADDRESS/ PLEASE UPDATE ON REVERSE S1DE. OFFICE COPY Ti' el Norl000l Biro, s' *Mbar* or Teroet Slums NOTICE' SEE REVERSE SIDE FOR IMPORTANT INCORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAwtaLe TO TARGET NATIONAL BANK 1111111111111111 hi TARGET NATIONAL BANK P.O.BOX 660170 DALLAS TX 75266-0170 11"11'11111111111111111111111"HuldlOPIII/111111111111111 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $2,849.63 Minimum Payment Due $77.00 Payment Due Date January 19, 2011 Amount Enclosed $ TAROT. N III II flu • 00000, I Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 Statement Closing Date: December n, 2010 SCOTT C SNYDER Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit Location Amount , , INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD 4 Total fees charged in 2010 Total interest charged in 2010 , $000 $382.18 $48.44 $48.44 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances 20,24% (v) 27.24% (v) (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing per $2,911.73 5000 d in which an interest charge is imposed. $4844 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Targetcom. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules ln your Target store Cc,, deiegs. Enroll In Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Terget.comdcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See More or Target.com/pharrnacy rewards for details. Special Announcements and Exclusive Offers Turn your family's prescriptions into 5%* savings. Enroll for free in Target Pharmacye Rewards to receive a 5% -off certificate with every five prescriptions filled at Target Pharmacy with your REDcarde. Combine your 5% -off certificate with your REDcard 5%** discount for even more savings. Sign up today at Targetcom/pharmacyrewards or call 1 -877 -Rx -TARGET. 'Some exclusions apply. See program rules tO Targetooralphermacyrewards. "Some exclusions apply. See program rules at Targetconeredcard. llhI .00(>00* Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 Statement Closing Date: January 22, 2011 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $2,849.63 -$100.00 +$298.58 +$0.00 +$0.00 +$62.64 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $3,100.75 $6, 500.00 $0.00 $3,399.25 $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 1/22/2011 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My RE0card Target Credit Services TOO/TOY Outside the U.S. Target.com/redcard 1-888-755-5858 1-800-347-5842 1-812-307-8822 (Call Collect) Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $3,100.75 $84.00 2/19/2011 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance, For example: $4,176 (Sevings=$3,0 f you would like information about credit counseling services, call 1-800-991-8431 Transactions Trans Date Description of Transaction or Credit Location Amount Jan, 11 PAYMENT RECEIVED -THANKS Jan. 1 TA 20990 TOTAL PAYMENT AND OTHER CREDITS FOR THIS PERIOD CARLISLE, PA -$100.00 100.00 NEW PHONE. MOVE OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY TANN NeRiOnal Dant, Ur oftliate of 7. or vs f co 136.02 (transactions continued on next page) NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET RATIONAL BANK 1111111111111111111111111f 1111111 TARGET NATIONAL BANK P.0. BOX 660170 DALLAS TX 75266-0170 1111/1111'611111"P1111111111111111111111111.1111111111"111111 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $3,100.75 Minimum Payment Due $84.00 Payment Due Date February 19, 2011 Amount Enclosed $ "(K)000" Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017415128 Statement Closing Date: January 22, 2011 SCOTT C SNYDER Page 2 of 2 Transactions (cont.) Tr Jan. Dec. 28 Description of Transaction or Credit TARGET TARGET 2 0 p. Location ECHANICSBUR , PA 00022020 MECHANICSBURG, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD 1.79 $140.77 $298.58 1'41,10;ii INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD 1,4.0434,Zt.,,,..tvottarehmUfsfiiaiveo.i4 Total fees charged in 2011 Total interest charged in 2011 $52.54 $52.54 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual Interest rate on your account. 49,1P'4rei,FfiTilt." r 4.4,4 Purchases Cash Advances 20.24% (v) 27.24% (v) $3,056.24 $0.00 (v) = Variable Rate There is a Minimum Charge of $100 for any billing period in which an interest charge is imposed, $52.54 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REOcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Educalion program rules, See store or Target.cornilcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Tar get torn/pharrnevy rewards for details. Special Announcements nd Exclusive Offers Save easy with your REDcards. No hustle. No hassle. All your trips to Target and Target.com are 5% off with the REDcard. Just use your card to make our already low prices even lower. No points to earn. No complex rules. And no need to shop around. Some restrictions apply to savings. See program rules in store or at Target.com/redcard for details. II HI Ill Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 Statement Closing Date: February 22, 2011 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $3,100.75 4100,00 + $92.46 +$0.00 +10.00 + $53.59 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $3,146.80 $6,500,00 $0.00 $3,353,20 $0,00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 2/22/2011 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target Credit Services TOD/TDY Outside the U.S. Targeloomiredcard 1-888-755-5856 1-4300-347-5842 1-612-307-8622 (Call Collect) will not preserve your billing -error nghts Payment Information New Balance Minimum Payment Due Payment Due Date $3,146.80 $86.00 3/19/2011 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: $4,212 (Savings=$3,149) If you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit Feb 10 PAYMENT RECEIVED -THANKS Location Amount TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$100.00 (transactions continued on next page) TARGET. NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE, OFFICE COPY ?,gel Nauonel SaFE. Rh' MAMMA gt Target SW** NOTICE SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL RANK 1111111111111111111111111111111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 Ifilithillupilluluilltili1111111111111111111111.111111111111111 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number Account Identification Number New Balance Minimum Payment Due Payment Due Date Amount Enclosed $ XXXX-XXXX-XXXX-4470 00017416128 $3,146.80 $86.00 March 19, 2011 V Y I •00000 N Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: February 22, 2011 SCOTT C SNYDER Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit +tIS� s r. 1+ lint Feb. 12 TARGET • 00022020 Location MECHANICSBURG, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD NTEREST CHARGE -PURCHASES ;t., TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2011 Total interest charged in 2011 $0.00 $106.13 Amount $92.46 $92.46 $53.59 $53.59 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances 20.24% (v) 27.24% (v) $3,117.49 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed, $53.59 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.00rnitcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REOcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.com/pharmacy rewards for details. Special Announcements and Exclusive Offers Turn your family's prescriptions into SW savings. Enroll for free in Target Pharmacy§ Rewards to receive a 5% -off certificate with every five prescriptions filled at Target Pharmacy with your REDcardr. Combine your 5% -off certificate with your REDcard 5%'t discount for even more savings. Sign up today at Target.comipharmacyrewards or call 1 -877 -Rx -TARGET. `Some exclusions apply. See program rules at Target. comtpharmacyrewards. "Some exclusions apply. See program rules at Target.convredcard. TARGET, II N -o000O• Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account identification Number: 00017418128 Statement Closing Date: March 22, 2011 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $3,146.80 -$100..000 +$0,00 +$o A0 •$0.00 +$48.67 New Balance $3,096.47 Total Credit Limit $6,500.00 Cash Limit $0.00 Available Credit $3,404.53 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 3/22/2011 Days in Billing Cycle 28 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target Credit Services TODITDY Outside the U.S. Target,comiredcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $3,095.47 $80.00 4/19/2011 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period. you will pay more in interest and It will take you longer to pay off your balance. For example: f you would like informs ion about credit counseling services, call 1-800.991-8433. Transactions Trans Date Description of Transaction or Credit Mar. 3 Location Amount PAYMENT RECEIVED -THANKS -$100.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$100.00 (transactions continued on next page) TAROET4 NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE, OFFICE COPY Tu poi .Notional 5pnk, 0n efFiNsfe W T4rq►f 5I0(04 NOTICE: SEE REVERSE SIPE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PA TAKE TO TARGET NATIONAL RANK 111111111 1111111 lIlIllIllIllIlI III TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 141111111414111+141411111b11l111147 ihilliiii11411"111111141 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $3,095.47 Minimum Payment Due $80.00 Payment Due Date April 19, 2011 Amount Enclosed $ TARGET* II II irni *0(0000' ii II UI Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number. 0001741612$ Statement Closing Date: March 22, 2011 SCOTT C SNYDER Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit 1,01t10 -.1K,: .:•• • • - "SF1r."'"d'I INTEREST CHARGE -PURCHASES Location Amount $48,67 TOTAL INTEREST CHARGED FOR THIS PERIOD $48.67 4.?1, Total fees fees charged in 2011 Tolal in weal charged in 2011 $0.00 $15480 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. ' .01 Purchases Cash Advances (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in wh 20.24% (v) 27.24% (v) $3,134.66 $0.00 h an interest charge is imposed. erestchargi $48.67 $0.00 , Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target corn. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details Enroll In Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Tergel.cornitcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See More or Target.corn(pharrnacy rewards for details. Special Announcements and Exclusive Offers Use your REOcarde, save 5% at Target — every day. Your REDcard has a big benefit: Now it saves you 5% at Target, on almost anything you want, any time you shop. Just use your card to make our already low prices that much lower. See the program rules in store for restrictions. u u Y •06000• V Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: April 22, 2011 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $3,095.47 -$100.00 +$241.33 +$0.00 +$0.00 +555.70 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $3,292.50 $6,500.00 $0.00 $3,207.50 $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 4122/2011 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.comfredcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD!TDY Outside the U.S. Calling will not preserve your billing -error rights New Balance Minimum Payment Due Payment Due Date $3,292.50 $89.00 5/19/2011 Late Payment Warning: if we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Only the minimum Payment 15 years $7,639 $123 3 years $4,428 (Savings=$3.211) f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit A 9 Location Amount ti;!'�`R, PAYMENT RECEIVED -THANKS -$100.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$100.00 (transactions continued on next page) lig 1J TARGET. NEW PNONE. NOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target Nekonel Bank, en elIleetr et Target Stores INCLUDE THI$ PORTION WIT NOTICE SEE REVERSE SIDE FOR IMPORTANT INFORMATION YOUR PAYMENT' MADE PAYABLE TO TARGET NATIONAL BANK lilt liii 11IINI IIIIIIIIIIII II TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 "111111111111111$111111"111"11111111111111111111'1111111111111 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $3,292.50 Minimum Payment Due $89.00 Payment Due Date May 19, 2011 Amount Enclosed $ III IflI Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: April 22, 2011 SCOTT C SNYDER Page 2 of 2 Transactions (cont.) Trans Date rant Apr. 2 Description of Transaction or Credit TARGET 00022020 Location MECHANICSBURG, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD 1 tlibelg§:Sal:161410111ar , N % •,13 Pe 333 3 INTEREST CHARGE -PURCHASES Amount $241.33 $241.33 TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2011 Total interest charged in 2011 .00 $210.50 $55.70 $55.70 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. I 33433VI.33'3313333yr"333.3 34 33 34 46$ Purchases Cash Advances wrgrva: ,,Eivito • i.v.1 2024% (v) 27.24% (v) $3,240.41 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $55.70 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.cornitcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules, See store or Targel.comlpharmacy rewards for details. Special Announcements and Exclusive Offers Click for less clutter: Switch to PDF statements. Ready for less paper in your mailbox? Start managing your REDcarclt, online to access your statements as PDFs. It's an easy way to review your statements and save them for your records. Log in at Target.com/rcam to sign up and make life a little simpler each month, II 'WOOD' II Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account identification Number: 00017416128 Statement Closing Date: May 22 2011 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $3,292.50 -$424.05 • $520, 35 +$0,00 +$61.08 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash The Cash Limit is a portion of the Total Credit Statement Closing Date Days in Billing Cycle $3,446.48 $650000 $0.00 $3,053.52 $0.00 Limit 5/22/2011 30 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Targelcomiredcard 1-888-755-5858 1-800-347-5842 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights II Payment Information New Balance Minimum Payment Due Payment Due Date $3,446.48 $93.00 8/19/2011 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you wilt pay more in interest and it will take you longer to pay off your balance, For example: f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit May 14 May 15 PT*1;33,1:431H,41Aitei;,,' TARGET 00022020 PAYMENT RECEIVED -THANKS TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD Location MECHANICSBURG, PA Amount $324.05 -$100.00 -$424.05 (transactions continued on next page) NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE WOE. OFFICE COPY Tariet,NntancRaNL, an a/NMI* at Torind Stare* NOTICESEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUSE THIS PORTION MTN YOUR PAYMENT MADE PO ABLE TO TARGET NATIONAL RATAL 1111111111111111 111111E11111U TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 II SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $3,446.48 Minimum Payment Due $93.00 Payment Due Date June 19, 2011 Amount Enclosed $ TAROST. u i N •ooaoo A 1111 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: May 22, 2011 SCOTT C SNYDER Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit iffiSSIMPS May 4 TARGET May 7 TARGET May 7 TARGET May 14 TARGET g�� tuo. IMMINF sot 00022020 00022020 00022020 00022020 Location Amount 0.40 $106 60 $302.09 $51.26 $520.35 $57.68 $57.68 MECHANICSBURG, PA MECHANICSBURG, PA MECHANICSBURG. PA MECHANICSBURG, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2011 Total interest charged in 2011 $0.00 $268.18 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances 20.24% (v) 27.24% (v) $3,467,68 $0,00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $57.68 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply, See program rules in your Target alone for details. Enroll In Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target oomftcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards orogen' rules. See store or Target.comfphnrmacy rewards for details. Special Announcements and Exclusive Offers Click for less clutter: Switch to PDF statements. Ready for less paper in your mailbox? Start managing your REDcard REDcardo online to access your statements as PDFs. It's an easy way to review your statements and save them for your records. Log in at Target.comlrcam to sign up and make life a little simpler each month. TARGET. 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416126 Statement closing Date: June 22, 2011 SCOTT C SNYDER Page 1 of 3 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $3,446.48 -$100.00 +$333.65 +$0,00 +$0.00 +$80.93 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $3,741.06 $6,500.00 $0.00 $2,758 94 $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 6/22/2011 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TDDITDY 1-800-347-5842 Outside the U.S. 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error ng/s NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Tergal National Bank, an aRlNare of Target Stows Payment Information New Balance Minimum Payment Due Payment Due Date $3,741.06 $99.00 7/19/2011 Late Payment Warning: if we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: tf you make only the minimum payment each period, you will pay more In interest and it wilt take you longer to pay off your balance. For example: If you would like information about credit counseling services, call 1-800-991.8433. NOTICE- SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT flII liii 1111111 IlIlIlIlIlIlIll III E PAYABLE TO TA T NATIONAL BANK Account Number XXXX-XXXX-XXXX-4470 Account Identification Number New Balance Minimum Payment Due Payment Due Date Amount Enclosed $ TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 I1hlllilliillillilllllllliIli"Ilitilllrlll"l"II'i'llulllr ll SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 00017416128 $3,741.06 $99.00 July 19, 2011 101 III 'WOW* II Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017418128 Statement Closing Date June 22, 2011 SCOTT C SNYDER Page 2 of 3 Important Messages Go Paperless Sweepstakes Less clutter, more trees, Were giving away $10,000 worth of Target GiftCards0 to cardholders who switch to online -only REDcarde statements," Visit Target,comficam for your chance to win, **See rules at Target.cornipaperlesa, NO PURCHASE NECESSARY. Sweepstakes ends 9/1/11 at 1159 p.m, CDT. Open only to legal residents of the 50 United States or D.C. who are Target Credit Card® or Target® Visa® Credit Card account holders and who enroll for paperless statements during the Promotion Period and are 18 years of age or older as of date of entry. See Official Rules at (Target.corn/paperless) for additional eligibility restrictions, prize descriptions/ restrictions/ARVs and complete details. Odds of winning depend on the number of eligible entries received. Void where prohibited. SPONSOR: Target Corporation, 1000 Nicollet Mall, Minneapolis, MN 55403. Trans Date Description of Transaction or Credit INAMMONVIPIENIIIMPFSMIEMONNit. Jun. 12 PAYMENT RECEIVED -THANKS Jun. 7 TARGET 00022020 Jun. 11 TARGET 00022020 Jun. 17 TARGET 00022020 Location owing 4CiplarlAiNtAllear iiiiA0744 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD TOTAL Ming ,31Z5Vit nair INTEREST CHARGE -PURCHASES tqcei=c;Riti' HANICSBURG, PA MECHANICSBURG, PA MECHANICSBURG, PA PURCHASES AND OTHER DEBITS FOR THIS PERIOD , Amount 1,4,fri4 -$100.00 100.00 7 $186.71 $135.37 $333.65 TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2011 Total Interest charged in 2011 $60.93 $60,93 Interest Charge Calculation Your Annual Percenta —on—, Purchases Cash Advances Rate (APR) the annual interest rate on your account Nvkz(F..4 variViiiiplifTtgof,4•:, 4 4,4 0. 14 20.24% (v) 27.24% (v) $3,544.43 $0,00 (v) Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. .40 $60.93 $0.00 TARGET, A A A *0000 A i Target Visa Credit Card Account Number: XXXX-XXXX-XXXX44I0 Account Identification Number 00017416128 Statement Closing Date: June 22, 2011 SCOTT C SNYDER Page 3 of 3 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rut es in your Target store fax details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comilcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.comltrharmacy rewards for details. Special Announcements and Exclusive Offers Manage Your REDcards Online Ready for less paper in your mailbox? Start managing your REDcarde online to access your statements as PDFs. It's an easy way to review your statements and save them for your records. Log in at Target.com/rcam to sign up and make life a little simpler each month. TAtil*Wir* irni III II Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-44T0 Account Identification Number: 00017416128 Statement Closing Date. July 22, 2011 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $3,741.06 -$150.00 +$17.40 +$0.00 +$0.08 4481.80 New Balance $3,670 26 Total Credit Limit $6.500.00 Cash Limit $0.00 Available Credit $2,829.74 Portion Available for Cash $0.00 The Cash Limit is a portion of the Tolal Credit Limit Statement Closing Date 7/22/2011 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target comirecicard Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights TARIM Te NEW PHONE, /40NIE OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE, OFFICE COPY TeL Ne/IonsA Ronk. on ofiloolo of Tivipol Strifes Payment Information New Balance Minimum Payment Due Payment Due Date $3,670.26 $99.00 8/19/2011 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Only the minimum Payment 16 years $8,842 5137 3 years $4,932 (Savingsw$3.710) f you would like information about credit counseling services, call 1-800-991-8433. NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WTH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL SARK 1111111111111111111111110111111 TARGET NATIONAL BANK P.O.BOX 660170 DALLAS TX 75266-0170 111111111111111+"11"1111111111111111i111111111111111111111 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017418128 New Balance $3,670.26 Minimum Payment Due $99.00 Payment Due Date August 19, 2011 Amount Enclosed $ 00022020 Location TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD Amount -$150.00 -$150.00 o MECHANICSBURG. PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD $17.40 $17.40 pl 7lHlRTAS I f1erlRNIV .y q NTEREST CHARGE -PURCHASES A A A *00000• A Target Visa Credit Card Account Number; XXXX-XXXX-XXXX-4470 Account Identification Number; 00017416128 Statement Closing Date: July 22, 2011 SCOTT C SNYDER Page 2 of 2 Important Messages Go Paperless Sweepstakes Less clutter, more trees. We're giving away $10,000 worth of Target GiftCards® to cardholders who switch to online -only REDcarde statements.** Visit Target.comircam for your chance to win. **See rules at Target.com/paperless. NO PURCHASE NECESSARY. Sweepstakes ends 911/11 at 1159 p.m. CDT, Open only to legal residents of the 50 United States or D.C. who are Target Credit Card® or Target® Visa® Credit Card account holders and who enroll for paperless statements during the Promotion Period and are 18 years of age or older as of date of entry. See Official Rules at (Target.comipaperless) for additional eligibility restrictions, prize descriptions/ restrictions/ARVs and complete details. Odds of winning depend on the number of eligible entries received. Void where prohibited. SPONSOR: Target Corporation, 1000 Nicollet Mall. Minneapolis, MN 55403. Transactions Trans Date Description of Transaction or Credit 11 PAYMENT RECEIVED -THANKS Jul. 16 TARGET TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2011 Total interest charged in 2011 $6t.80 $61.80 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual nierest rate on your account. Purchases Cash Advances 20.24% (v) 27.24% (v) $3,715:16 $0.00 (v) m Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $61 80 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details, Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge or Education program rules. See store or Target.c<xn/tcoe for details, Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.00mlpharmacy TAROST% i A '00000• Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416126 Statement Closing Date SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $3,670.26 -$100.00 +$87.76 +$0.00 *50.00 +563.85 New Balance $3,721.89 Total Credit Limit $6,500.00 Cash Limit $0.00 Available Credit $2,778.11 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 8/22/2011 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TOD/TDY 1-800-347-5842 Outside the U.S. 1-612-307-8622 (Call Collect) Ceiling will not reserve your billing -error rights NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Rene. an sallaKe et Tergal Saxe, INCLUDE THIS PORTION ;M i A A August 22, 2011 Payment Information New Balance Minimum Payment Due Payment Due Date $3,721.89 $102.00 9/19/2011 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Only the minimum Payment $139 3 years $5,004 (Savings=$3,773) f you would like information about credit counseling services, call 1-800-991-8433. NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION YOUR PAYMENT MADE PAYABLE 'TO TARGET NATIONAL. BANK 111111111 1111111 IllIllIllIllIll Ill TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 l'1111111111"1111111 rlrrll"11III111uIIruIi111rIIlil'lllllllll' SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $3,721.$9 Minimum Payment Due $102.00 Payment Due Date September 19, 2011 Amount Enclosed $ I N i •04000• d u I Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017418128 Statement Closing Date: August 22, 2011 SCOTT C SNYDER Page 2 of 2 Important Messages Go Paperless Sweepstakes Less clutter, more trees. We're giving away $10,000 worth of Target GiftCardss to cardholders who switch to online -only REDcarde statements."" Visit Target.com/ream for your chance to win. -See rules at Target.com/paperless. NO PURCHASE NECESSARY. Sweepstakes ends 911111 at 11:59 p.m. CDT. Open only to legal residents of the 50 United States or D.C. who are Target Credit Cart or Target® Visa® Credit Card account holders and who enroll for paperless statements during the Promotion Period and are 18 years of age or older as of date of entry. See Official Rules at (Target.comipaperless) for additional eligibility restrictions, prize descriptions/ restrictionsiARVs and complete details. Odds of winning depend on the number of eligible entries received. Void where prohibited. SPONSOR: Target Corporation, 1000 Nicollet Mall, Minneapolis. MN 55403. Transactions Trans Date h Aug. 14 Aug, 8 Description of Transaction or Credit Location Amount PAYMENT RECEIVED -THANKS TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD TARGET 00025676 INNINIENNIN INTEREST CHARGE -PURCHASES -$100.00 -$100.00 HANOVER, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2011 Total interest charged in 2011 $87.78 $87.78 $63.85 $63.85 Interest Charcie Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. 2024% (v) 27.24% (v) $3,714.48 $0.00 $63.85 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Targelcom. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in ,mrrr i'orroat ebvn fry rMtaift Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.00rnitcoe for details, Enroll in Target Pharmacy Rewards, Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules, Sea store or Taroet,cotnlrtharrmacv TARGET. II KU II II Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-447O Account Identification Number: 00017416128 Statement Closing Date: September 22, 2011 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $3,721.89 -$11000 4183.60 +$000 +50.00 .56470 New Balance Total Credit Limit Cash Limit Available Credit , Portion Available for Cash $3,860,19 $6,500.00 $0.00 $2.639.81 $0,00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 9/22/2011 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REOcard Target.corniredcard Target Credit Services 1-888-755-5858 TOD/TOY 1-800-347-5842 Outside the U.S. 1-612-307-8622 (Call Collect) Calling wilt not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $3,860.19 $104.00 10/19/2011 Late Payment Warning: II we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee Minimum Payment Warning: If you make only the minimum payment each period, you will pay more In interest and it will take you longer to pay off your balance. For example: $5,184 (Savingsot$3,9 4 f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans ark Sep. 10 Sep. 10 Description of Transaction or Credit fiy v!,g14,,kv;WR, PAYMENT RECEIVED -THANK hi3,411‘11,0 TARGET IFI 00022020 Location Amount -::1,,,ImrthqUiti~140pgi4."40010b0 -St1000 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD 4110.00 A Z4'4' 3! `,1,,WINW,',Wg411:00rt,AWOPO MECHANICSBURG, PA $89.16 (transactionso inued on next page) TARGET, NEW PHONE. HOME OR E-MAli. ADDRESS? Pt EASE UPDATE ON REVERSE SIDE, OFFICE COPY Target Hollonsi aanh en *Mbyte of 'Swint It.ro6, NOTICE. SEE REVERSE sloe FOR IMPORTANT INFORktATION INCLUDE THIS PORTION vion4 YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 1111111111111111111111111 1111111 TARGET NATIONAL BANK P.O.BOX 660170 DALLAS TX 75266-0170 hillinuidldinifilpiOldpill,41411111$116111111 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XMX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $3,860.19 Minimum Payment Due $104.00 Payment Due Date October 19, 2011 Amount Enclosed $ i A 1A .00000 II Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number' 00017416128 Statement Closing pate: September 22, 2011 SCOTT C SNYDER Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit Location Amount sY ri icitf 11 in$ ijy $41,33 $53.11 $183,60 Sep. 16 Sep, 17 TARGET 00020990 TARGET 00022020 CARLISLE, PA MECHANICSBURG,PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2011 Total interest charged in 2011 $0.00 $519,46 $64.70 $64.70 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances 20,24% (v) 27,24% (v) (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an $3,763.87 $0.00 nterest charge is imposed. $64.70 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Targetcom. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.com/taoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Terget.com/pharmacy rewards for details. Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Clo SCOTT C SNYDER Page 1 of 2 Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $3,660.19 -$150.00 +$361.93 +$0,00 +$0.00 +$04.54 New Balance $4,136.68 Total Credit Limit $6,500.00 Cash Limit $0 00 Available Credit $2,363.34 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 10/2212011 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: Target,comiredcard 1-888-755-5856 1-800-347-5842 1.812-307-8622 (Cat Collect) Calling will nut preserve your billing -error rights Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. n 111 lli e: October 22, 2011 Payment information New Balance $4,136.66 Minimum Payment Due $106.00 Payment Due Date 11/19/2011 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: "➢ .1a Only the minimum Payment 17 years $9,887 $154 3 years $5' 544 (Savings=$4,343) f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit i Oct. 11 PAYMENT RECEIVED -THANK Location �1yt�5�E:1f�f�rfl ti Amount TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$150.00 (transactions continued on next page) NEW PHONE, HOME E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIGIE. R OFFICE COPY TMyot NatWest Bane. on affiliate of Target Store" NOTe7E. SEE REVERSE SIO FOR IMPORTANT INFORMATION !tacit/OE THIS PORTION WITH YOUR PAYMENT MADE PAYAetE T 11111 1111 111101 IlIlIlIlIllIll II TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 IiliIIIIIIIIifllllllIatl-Aliiilldluillrrlilll,Illrlrli II II SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 NA I ONAL BANK Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $4,136.66 Minimum Payment Due $106.00 Payment Due Date November 19, 2011 Amount Enclosed $ I "000000 II I Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Gate: October 22, 2011 SCOTT C SNYDER Page 2 ot 2 Transactions (cot Trans Date Description of Transaction or Credit 1,1,,t-4k,-,ikr , 19 TARGET 00020727 rt fP4;41..Y.4 4 Location 4,1 LANCASTER, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD Amount $361.93 $361.93 NTEREST CHARGEPURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD 3 Total fees charged in 2011 Total interest charged in 2011 A-A*01e.. 80,00 $584.00 $64,54 $64.54 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. .01.,hrrt,pirai rirt mi Purchases Cash Advances Variable Rate 20.24% (v) 27.24% (v) $3,879,49 $0.00 There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $64.54 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help, Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comitcoe tor details. Enroll in Target Pharmacy Rewards, Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program Win. See Siete or Targetcom/phermacy rewards for details. Special Announcements and Exclusive Offers More Field Trips. More Books. More Computers. Did you know that as a REDcarde holder, you can help your K-12 school get the stuff it needs just by enrolling in Take Charge of Education and shopping with your card? Since 1997, REDcard holders who have designated a school through the program have helped us give over $300 million to classrooms nationwide. Learn more and enroll at Target.com/TCOE. IF II rn 00000. II LI Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: November 22, 2011 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances ' Fees Charged Interest Charged $4.136.66 -$166.10 +$213.81 +$0.00 +$0.00 +$72.47 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $4,258.84 $6,500.00 $0,00 $2,243.18 $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 11/22/2011 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.comIredcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDDITDY Outside the U.S. Calling will not ;reserve your biNing-error rights Payment Information New Balance Minimum Payment Due Payment Due Date $4,256.64 $116.00 12/19/2011 Late Payment Warning: If we do not receive your minimum payment by the dale listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off yaw balance, For example: $5,724 (Sevings=$4,46 f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date El 0 Oct. 24 Nov. 7 Description of Transaction or Credit 4 041143'11) '!'"LiTtA b".` TARGET 00022020 PAYMENT RECEIVED -THANKS TOTAL. PAYMENTS AND OTHER CREDITS FOR THIS PERIOD Location ECHANICSBURG, PA Amount -$16, -$150.00 -$166.10 (transactions continued on next page) NEW PHONE, HOME OR E-MAIL ADDRESS' PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target NationSank, 6n lfTht 4 Twati Mom* NOTICE, SEE REVERSE SIOE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BAWL 11111111111111 11111111 1111111 TARGET NATIONAL BANK P.O.BOX 660170 DALLAS TX 75266-0170 141111111111111111"1"11"11111111111"111111/11HIIIIIIIP SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number X.XXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $4,256.84 Minimum Payment Due $116.00 Payment Due Date December 19, 2011 Amount Enclosed $ TARGET. II ,TKPOCt0' Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: November 22, 2011 SCOTT C SNYDER Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit 1/44r*Pi'IV:Itta.K41 Viitt Nov. 5 TARGET 00022020 TARGET 00022020 Location MECHANICSBURG, PA MECHANICSBURG, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD 44P,i.tof •,17 ;r1' Wisit Amount $67. $14652 $213.81 INTEREST CHARGE -PURCHASES Total fees charged in 201 Total interest charged in 2011 TOTAL INTEREST CHARGED FOR THIS PERIOD $72.47 $72.47 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual Interest rate on your account. tipe..74-41441 Purchases Cash Advances 20.24% (v) 27.24% (v) $4,215.70 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $72.47 $0.00 Benefits Summary The REOcard saves you 5% off our already low prices at Target stores and at TargeLcom. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge o Education program rules. See store or Target.comicroe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules, See store or Target.mirnipharmacy rewards for details, Special Announcements and Exclusive Offers It's here: REDcard Free Shipping at Target.com. Now REDcard delivers even more savings: just use your REDcard at Target.com for 5% off plus Free Shipping on all your purchases, with no membership fee and no minimum purchase. So you're saving more on nearly everything at Target -- including hundreds of online -exclusive items — easy as Browse, Click, Ship. Some restrictions apply. See Target.com/redcard for details. TARGET. •00000" II Hill Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: December 22, 2011 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $4,256.84 -$180 23 *5235.93 +$0.00 +50.00 +573.19 New Balance $4,385.73 Total Credit Limit $6,500.00 Cash Limit $0.00 Available Credit $2.114.27 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 12/22/2011 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDoard Tar gelcom/r edcard Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 1-612.307-8622 (Call Collect) Calling will not preserve your billing. error rigrts Payment Information New Balance Minimum Payment Due Payment Due Date $4,385.73 $118.00 1/19/2012 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee, Minimum Payment Warning: If you make only the minimum payment each period, you will pay more In interest and it will take you longer to pay off your balance. For example: If you would like information about credit counseling services, call 1-800-991-8433. Important Messages Product Safety Guest safety continues to be a top priority for Target. Visit Target.com or any Target in-store kiosks for product safety alerts and recall information. NEW PHONE. HOME OR E-MAIL ADDRESS'? PLEASE UPDATE ON REVERSE SIDE, OFFICE COPY Tavel, Nsue Sp*, ar, 011,ate cA Target Store' NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL SANK 1111111111111111111111111 111111 TARGET NATIONAL BANK P.O.BOX 660170 DALLAS TX 75266-0170 l'1111111111"111111"1"11"1/11111141"1111111111111 SCOTT C SNYDER 14 LONGW000 DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $4,385.73 Minimum Payment Due $118.00 January 19, 2012 Payment Due Date Amount Enclosed $ TARGET* 11 • 00000. IN I1 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: December 22, 2011 SCOTT C SNYDER Page 2 of 2 Transactions Trans Date Description of Transaction or Credit Location Amount Dec 9 TARGET 00022020 Dec. 15 PAYMENT RECEIVED -THANKS Nov. 26 Nov, 28 Nov 27 Dec. 17 TARGET TARGET TARGET TARGET •". 220. 00022020 00022020 00022020 TOTAL PAYMENT MECHANICSBURG, PA AND OTHER CREDITS FOR THIS P CHANICSBURG, PA MECHANICSBURG. PA MECHANICSBURG. PA MECHANICSBURG, PA PURCHASES AND OTHER DEBITS FOR THIS PER -$30.23 -$150.00 100 -$180.23 $41.29 $94.91 $67.54 $23 Vizi;o04,1.•-•,', ' • r01- • r • ' • VI '4 • ' • '“'", To? INTEREST CHARGE -PURCHASES P,Oltr Total fees charged in 2011 Total interest charged in 2011 TOTAL INTEREST CHARGED FOR THIS PERIOD $73. $73.19 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account Purchases Cash Advances (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed, 20.24% (v) 27.24% (v) $4.399.96 $0.00 $73.19 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Targetoom. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See siore or Target.comftcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program tUteS, See store or Target.cornipharmacy rewards for details. Special Announcements and Exclusive Offers REDcard Free Shipping, for the holidays and every day. Use your REDcarde for free standard shipping on all your Target corn purchases, plus an extra 5% off our already low prices. So you save even more on your list this season and on shopping year-round. RAMP regtrietiann nrinlv See nroaram rules in store or at Taraet.com/redcard for details. TARGET* II 11 II irni Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: January 22, 2012 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $4,385.73 -$150.00 +5248.03 +50.00 +$0.00 +$70.10 New Balance $4,561.92 Total Credit Limit $6,500.00 Cash Limit $0.00 Available Credit $1,938.08 Portion Available for Cash 50.00 The Cash Limit is a portion ol the Total Credit Limit Statement Closing Date 1/22/2012 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target Credit Services TDDriDY Outside the U.S. Target comedcard 1-896-755-5856 1-800-347-5542 1-612-307-8622 (Call Collect) Calling wilt not preserve your bilring-errot rights Payment Information New Balance Minimum Payment Due Payment Due Date $4,561.92 $124.00 2/19/2012 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Only the minimum Payment $170 18 years 3 years $6,120 (Savings -$4,866) f you would like information about credit counseling services, call 1-800-991-8433. Important Messages Your 5% REDcarde savings really add up. Thanks for shopping and saving year-round with your Target Credit REDcard. In 2011 alone, you saved an extra $119.03 on top of Targets already low prices. Just use your REDcard when you shop at Target and watch your savings grow. Some restrictions apply. See store or Target com/redcard for details. TAIRGETo NEW PHONE. HOME OR E-MAIL ADDRESS' PLEASE UPDATE ON REVERSE SteE, OFFICE COPY Target NahonAl Sank. en 'Mare of Target Store, NOME SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 11111111111111111111111111111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 I.liIlIiIlI,iuiiIliIuia II. l, lIpu ililili jill j*jj jlj SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $4,561.92 Minimum Payment Due $124.00 Payment Due Date February 19, 2012 Amount Enclosed $ 11111111 .00000• HUE Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: January 22, 2012 SCOTT C SNYDER Page 2 of 2 Trans Date Description Jan. 10 PAYMENT iainnintit Jan. 2 TARGET Dec. 29 TARGET 71Pigkl,Wkl 7*1 fr of Transaction or Credit PRIMit RECEIVED -THAW 00022020 00022020 111'3 111 Location TOTAL PAYMENTS AND OTHER CREDITS FOR THIS P • t ' ' • a. ' #1.1' # • 0 • MECHANICSBURG, PA MECHANICSBURG, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD IOD INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2012 Total interest charged in 2012 $0.00 $78.16 Amount -$150 103. $144,45 $24803 58 $78.16 $78.16 ; Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account, I.4,,Tatigogoov q m imPiNiir ' minoper qipt,. lsii, ,, ,, .:;.. .t- ,.,.17,.,i. -, ,,p.,. ru. • 'etOr'#01 , ;,,,,,, . I•it. Purchases Cash Advances 20,24% (v) 2724% (v) $4,547 10 *00� (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $78.16 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Targetcom. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store For details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target...omits°e for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.corrifpharmecy rewards for details, Special Announcements and Exclusive Offers Why go paperless? Smart reasons to switch... By choosing online -only REDcarde statements, you're helping save trees and cutting clutter in your mailbox each month. Download your monthly statement as a PDF, so its easy to review and save. Make the switch today at Target.com/rcam. Ii .00080. Iui Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017418128 Statement Closing Date: February 22, 2012 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $4.561.92 4150,00 440,00 +$0,00 +$0.00 +$78.24 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $4,490.16 $6,500.00 $0.00 $2,009.84 $0.00 The Cash Limit is a portion at the Total Credit Limit Statement Closing Date 2/22/2012 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target Credit Services TDDlTDY Outside the U.S. Target.com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8822 (Call Collect) Calling will not preserve your billing -error rig/Vs Payment Information New Balance Minimum Payment Due Payment Due Date $4,490.16 $124,00 3/19/2012 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and It will take you longer to pay off your balance. For example: 404 1,,,I4eti; falti Only the minimum Payment $167 17 years 3 years $6,012 (Savingsm$4,78 t you would like information about credit counseling services. call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit P., r Location Amount Feb. 13 PAYMENT RECEIVED -THANKS TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$150.00 -$150.00 (transactions continued on next page) NEW PHONE, HOME OR E-FAatt. ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Tarym National Bank. an .55.1. o Torwl Stares NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL SANS 111111111111111111111111 TARGET NATIONAL BANK P0.BOX 660170 DALLAS TX 75266-0170 l'1111111/11"1111111"1"11"1111111111"111111111111 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $4,490.16 Minimum Payment Due $124.00 Payment Due Date March 19, 2012 Amount Enclosed $ TARGET *00000' II 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: February 22. 2012 SCOTT C SNYDER Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit INTEREST CHARGE -PURCHASES Location TOTAL INTEREST CHARGED FOR THIS PERIOD +1115414CAMPRP kOV n4o4t10.41 Total fees charged in 2012 Total interest charged in 2012 $0.00 .40 Amount $78.24 $78.24 Interest Charge Calculation .ii.::10u!";r:34,7a1Percentage Rate (APR) is the annual interest rate on your account. Purchases Caen Advances 20.24% (v) 27.24% (v) $4,551.54 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $78.24 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. 2012 REDcard Savings: $5.20 Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education prow -am rules. See store or Target.com'lcoe ror auto& Free Shipping at Target.com Now the REDcard delivers even more savings. Get Free Shipping on your purchases, plus 5% off everyday when you use your REDcard at Target. corn. Some restrictions apply. Please see Target. for details. Special Announcements and Exclusive Offers Use your REDcardt, save 5% at Target—every day. Your REDcard has a big benefit: Now it saves you 5% at Target, on almost anything you want, any time you shop. Just use your card to make our already low prices that much lower. See the program rules in store for restrictions. i df �I *00000* i Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-44713 Account Identification Number: 00017416128 Statement Closing Date: March 22, 2012 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $4,490.16 -$150.00 +885.34 +80.0o +$0.00 +$72.80 New Balance $4,498.30 Total Credit Limit $6,500.00 Cash Limit $0.00 Available Credit $2.001.70 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 3/22/2012 Days in Billing Cycle 29 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target Credit Services TDDITDY Outside the U.S. Target.comiredcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Calling will nol preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $4,498.30 $118.00 4/19/2012 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay oft your balance. For example: $6,048 (Savings -34.786) If you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit Mar. 8 a, pitN Location Amount PAYMENT RECEIVED -THANKS 4150.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD 4150.00 (transactions continued on next page) TARGET. NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target Ni f al Bank, ae affiliate or Tergel Sexes NOTICE: see REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE TNIS PORTION WITH YOUR PA 'WENT MADE PAYABLE TO TARGET NATIONAL BANK Account Number XXXX-XXXX-XXXX-4470 tllNllllllllll Illllllllk IN TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 111111111111"111 111m1"11"1111111111"110111+1111111111 SCOTT C SNYDER 14 LONGWOOD DR MECI-HANICSBURG PA 17050-7969 Account Identification Number New Balance Minimum Payment Due Payment Due Date Amount Enclosed $ 00017416128 $4,498.30 $118.00 April 19, 2012 TARGET* A N i N I� Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: March 22, 2012 SCOTT C SNYDER Page 2 of 2 Transactions (cont.) Description of Transaction or Credit Location Amount $85.34 $85.34 $72.80 $72.80 TARGET 00022020 MECHANICSBURG. PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2012 Total interest charged in 2012 $0.00 $229.20 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual In erest rate on your account. Purchases Cash Advances 20.24% (v) 27.24% (v) $4,527.34 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $72 80 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Targetcom. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target Store for details. 2012 REDcard Savings: $9.48 Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.co nttcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5°/0 -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.com/pharrnecy rewards for details. Special Announcements and Exclusive Offers REDcard Free Shipping at Target.com. Now REDcard delivers even more savings: just use your REDcard at Target.com for 5% off plus Free Shipping on all your purchases, with no membership fee and no minimum purchase. So you're saving more on nearly everything at Target -- including hundreds of online -exclusive items -- easy as Browse, Click, Ship Some restrictions apply, See Target.com/redcard for details. pl •00000• 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX4670 Account Identification Number: 00017416128 Statement Closing Date: April 22, 2012 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $4,498.30 4150.00 +$225.19 +$0.00 +$0.00 +$80,38 New Balance $4,653.87 Total Credit Limit $6,500.00 Cash Limit $0.00 Available Credit $1,846.13 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 4/2212012 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Target.comiredcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error nghfs Payment Information New Balance Minimum Payment Due Payment Due Date $4,653.87 $127.00 5/19/2012 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: ��.`' i r s ry .s tyif a e I 12 i,' ;r t y 't'' its � r 3 . Y I t t ,"in.�j21 i• r , 51 2 3� µ Only the minimum Payment 18 years $11,227 $174 3 years $6, 264 (Savings=$4,963) f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit dal ;� ';l' M,ix i'.t,; sCl linin Apr. 14 PAYMENT RECEIVED -THANKS Location •w ,.r I:. TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD lnei` r i I S�1Iill ii= i II, :,43 , u.. hirl, It�1L' t,�1 �i €ti�;l�ri ri ,> �. is .i Mar. 24 TARGET 00022020 9 t jig, 4f,ii3 MECHANICSBURG, PA r4d{i Amount $150.00 -$150.00 $140.94 {transactions continued on next page) TARGET* NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Ter prt Nstiun•I Sew*. rn ofiAeir of Tsl,7et 9tans NOTICE'. SEE REVERSE SIDE rOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITN YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK Account Number XXXX-XXXX-XXXX-4470 I1IIIIIlIIIIIIII 111111111 1111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 I'IIPI IPI%"iiIliI"1"II"1111111+1111910111101' SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Identification Number New Balance Minimum Payment Due Payment Due Date Amount Enclosed $ 00017416128 $4,653.87 $127.00 May 19. 2012 A i II 1 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: April 22, 2012 SCOTT C SNYDER Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit Apr. 6 TARGET r.,ro i9sl�ll,i `i i' 00022020 :11 • Location r 5i si ,5._.1 is MECHANICSBURG. PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD t1> INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2012 Total interest charged in 2012 $0,00 $309.58 Amount $84.25 $225.19 $80.38 $80.38 ,tir Interest Charge Calculation Your Annual Percentage Rate (APR) Is the annual interest rate on your account. Q Purchases Cash Advances (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. 20.24% (v) 27,24% (v) $4.676.16 $0.00 $80.38 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Targetcom. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. 2012 REDcard Savings: $20.88 Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comitcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% -off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.co ruptrarmacy rewards for details. Special Announcements and Exclusive Offers Now manage your REDcarde right on your mobile phone. With new mobile REDcard management, you can check your credit card statement, track spending or pay your bill right on your mobile phone — anytime, anywhere. It's the convenience of online account management, now in travel size. Sign up today at Target,comlrcam. TARGETe i iu .00000 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: May 22, 2012 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $4,653.87 -$15000 +$103.54 +$0.00 +$0.00 +$78.82 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash The Cash Limit is a portion of the Total Credit Limit Statement Closing Date Days in Billing Cycle $4,686.23 $6,500.00 $0.00 $1,813.77 $000 5!2212012 30 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target.comfreedcard Target Credit Services 1-888-755-5858 TDO/TDY 1-800-347-5842 Outside the U.S, 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $4,686.23 $126,00 6'1912012 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: tf you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay oft your balance. For examp a: Only the minimum Payment $175 3 years $6,300 (Savtngs=$5028) f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit May 15 ,‘E l,a{".,:,!,i4:1� Location Amount PAYMENT RECEIVED -THANKS -$150.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$150.00 (transactions continued on next page) NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY 'forger Nommai SAM. an afllata at Tarps Stares NOTICE'. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL SANK IIII liii 1111111 IpBAlllllll TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 !111!1!1!ill"llllilmlulhllllllllltll"lilllllll' Iiiiillllt SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 1..1.Itittt. t. I. Ii... tit. 1. it 11t I It t I MS Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $4,686.23 Minimum Payment Due $126,00 Payment Due Date June 19, 2012 Amount Enclosed $ TARGET. III 111 HI II I 71, Iv Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date. May 22, 2012 SCOTT C SNYDER Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit IMINTINOP Apr. 28 TARGET 00022020 glinfrialratigejfgj INTEREST CHARGE -PURCHASES Location • MECHANICSBURG, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS P Total fees charged in 2012 Total interest charged in 2012 00 TOTAL INTEREST CHARGED FOR THIS PERIOD $0 00 $388.40 Amount $103.54 $ $78.82 $78,82 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances tovi...mveivot4 0'. 20.24% (v) 27.24% (v) • PV''....00 $4.738.25 $0.00 tiu (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $78.82 $0.00 Benefits Summary The REOcard saves you 5% off our already low prices at Target stores and at Target corn. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Sane exclusions apply. See program rules in your Target store for details, 2012 REOcard Savings: $26.02 Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules, See store or Targei.comilcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or TargeLoom(pharmacy rewards for details. Special Announcements and Exclusive Offers Why go paperless? Smart reasons to switch... By choosing online -only REDcard t statements, you're helping save trees and cutting clutter in your mailbox each month. Download your monthly statement as a PDF, so it's easy to review and save. Make the switch today at Target.comircam. ui u D •0Op00. Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: June 22, 2012 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $4686.23 -$150.00 +$0.00 +$0.00 +$0-eo +$80.31 New Balance $4,816.54 Total Credit Limit $6,500.00 Cash Limit $0.00 Available Credit $1,883.46 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 6(2212012 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.comiredcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error tights Payment Information New Balance Minimum Payment Due Payment Due Date $4,616.54 $ 127.00 7/19/2012 Late Payment Warning: if we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: if you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit Location Amount Jun. 12 PAYMENT RECEIVED -THANKS -$150.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$150.00 TARGET) NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target National Sano, art Musci, at Targe! Sims INCLUDE THIS PORTION Wi (transactions continued on next page) NOTICE: SEE REVERSE SIDE FOR IMPORTANT #NFORMATION YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL MNK 11111 IIII IIIII IIIIIIII fl h 111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 Ill IIIIII III Idlllrh,Ih;ihIIIIIIIIihII,IIIII}IIIuITIIIIIIIIII SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $4,616.54 Minimum Payment Due $127.00 Payment Due Dale July 19, 2012 Amount Enclosed $ TARGET* u 10 I •00000• A Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: June 22, 2012 SCOTT C SNYDER Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit • fi n 1 till INTEREST CHARGE -PURCHASES $80.31 TOTAL. INTEREST CHARGED FOR THIS PERIOD $80.31 Total fees charged in 2012 Total interest charged in 2012 $0.00 $468.71 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances 20.24% (v) 27.24% (v) (v) = Variable Rate There is a Minimum Charge of $1.00 for any bi $4,672.03 $000 ng period in which an interest charge is imposed. $80.31 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Targetcom. Use your REDcard today and every day, and enjoy savings on almost anything at Target Some exclusions apply. See program rules in your Target store for details. 2012 REDcard Savings: $26,02 Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.camttcoe for debits. Enroll In Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Targetcomtpharmacy rewards for details. Special Announcements and Exclusive Offers It's here: REOcard Free Shipping at Target.com. Now REDcard delivers even more savings: just use your REDcard at Target.com for 5% off plus Free Shipping on all your purchases, with no membership fee and no minimum purchase. So you're saving more on nearly everything at Target — including hundreds of online -exclusive items — easy as Browse,Click,Ship. Some restrictions apply. See Target.comlredcard for details. TARGET. Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Clo SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $4.61£.54 -x150.00 +$0.00 +$0.00 +$0.00 +$76.76 New Balance Total Credit Limit Cash Limit Available Credit Portion Available For Cash $4,543.29 $6,500.00 $0.00 $1.956.71 $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 7122/2012 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REOcard Target.comiredcard Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 1-612-307-8822 (Call Collect) Calling will not preserve your billing -error rights •00000• I ng Date: July 22, 2012 Payment Information New Balance Minimum Payment Due Payment Due Date $4,543.29 $123.00 8/19/2012 Late Payment Warning: if we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. Far example: r you would like informa on about credit counseling services. call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit yp E rt ,w3: I'd.{ liitil�'(:IF Ftk Jul. 15 Location i •a`I � i s l,i Amount PAYMENT RECEIVED -THANKS -$150.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -4150.00 (transactions continued on next page) NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target Ne a1 Sank. sr anMefe sd Terp•t Store, INCLUDE THIS PORTION NOTICE. SEE REVERSE SIDE FORIMPORTANT INFORMATION II YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 111111111 11IIIII IV&IIIIIIIIA TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 111111111111"1111 111"1"11"11111116111811111.111'111111111111 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 • 43 ■•• 0 Of ••• • •• • • ••.. Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $4,543.29 Minimum Payment Due $123.00 Payment Due Date August 19, 2012 Amount Enclosed $ TARGET* U d i 11 u Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: July 22, 2012 SCOTT C SNYDER Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit Matti �. Location Amount INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD Total tees charged in 2012 Total interest charged in 2012 $0.00 $545.46 $76.75 $76.75 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances (v) = Variable Rate There is a Minimum Charge of $1,00 for any billing period in which an interest charge is imposed. 20.24% (v) 27.24% (v) $4,613.76 $0.00 $76.75 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. 2012 REDcard Savings: $26.02 Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.com/tcae for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.comtphermacy rewards for details, Special Announcements and Exclusive Offers REDcarde everyday savings: It's a big honkin' deal. From splashy pool looks to sizzling cookouts, you'll find the summer's hottest prices at Target. And prepare to save even more with your REDcard: an extra 5% or our already low prices at Target or Target.com, plus free shipping on Target.com purchases. Start piling on the savings this season and year-round. "Some restrictions apply. See program rules in store or Target.comfredcard for details. 1 u 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 Statement Closing Date: August 22, 2012 SCOTT C SNYDER Page 1 of 3 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $4,543.29 -$125.00 +$275.86 +$0.00 +$0,00 +00.38 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash The Cash Limit is a portion of the Total Credit Limit Statement Closing Date Days in Billing Cycle $4,774.53 $6,500.00 $0.00 $1,725.47 $0.00 8/22/2012 3f For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target Credit Services TQD/TDY Outside the U.S. Target.comlredcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Calling will not preserve your tilling -error rights NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target Redone' Sena. an alTarata IN target Stores INCLUDE THIS PORTION WITH YOUR PA"M Payment Information New Balance Minimum Payment Due Payment Due Date $4,774.53 $128.00 9119/2012 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: f you would like information about credit counseling services, call 1-800-991-8433. NOTICE. SEE REVERSE SAX FOR IMPORTANT IF/rOPMATION T 1111111111111111111111111111M ill PAYABLE TO TARGET NATIONAL BANK Account Number )(.XXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $4,774.53 Minimum Payment Due $128.00 Payment Due Date September 19, 2012 Amount Enclosed $ TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 I1ldlIIIIII} IIIIII1 I"Ill,thIIIIhhhthhIIIII'III'hIIIIIIIII1 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 .■ ... . I. • I .a. Y �0 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: August 2Z 2012 SCOTT C SNYDER Page 2 of 3 Important Messages Time to Take Your REDcarde on Vacation "No extra fees" is good news in any language, and now your Target® Visa® Credit Card will no longer be charged an international Service Assessment Fee ("ISA Fee") when you use it outside of the United States, As of August 1, 2012, we have removed any reference to the ISA Fee from your Target Visa Credit Card Account Agreement. Under your previous account terms, your account was charged a fee equal to 3% of any transaction made outside of the U.S., Puerto Rico or U.S. Virgin Islands. Keep in mind that cash advances made outside the U.S. are subject to the same Cash Advance Fee as in the U.S. and that transactions incurred in a foreign currency are converted to U.S. Dollars under your current account terms. Transactions Trans Date Description of Transaction or Credit Location Amount ug. 18 PAYMENT RECEIVED -THANKS -$125.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$125.00 Aug. 3 TARGET 00022020 MECHANICSBURG, PA $79.99 Aug. 11 TARGET 00022020 MECHANICSBURG, PA $137.93 Aug. 18 TARGET 00022020 MECHANICSBURG, PA $57.94 TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD $275.86 INTEREST CHARGE -PURCHASES $80.38 TOTAL INTEREST CHARGED FOR THIS PERIOD $80.38 Total fees charged in 2012 Total interest charged in 2012 Interest Charge Calculation $625.84 Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances 20.24% (v) 27.24% (v) $4,675.87 $0.00 (v) w Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $80.38 $0.00 TAROS1' i *Ooo00* X11 Target Visa Credit Card Account Number, XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date; August 22, 2012 SCOTT C SNYDER Page 3 of 3 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target.. Some exclusions apply. See program rules in your Target store for details. 2012 REOcard Savings: $40.06 Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comttcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target. subject to Target Pharmacy Rewards program rules. See store of Target.erxnfphermecy rewards rex details. Special Announcements and Exclusive Offers REDcarde everyday savings: It's a big honkin` deal. From splashy pool looks to sizzling cookouts, you'll find the summer's hottest prices at Target®. And prepare to save even more with your REDcard: an extra 5% off* our already low prices at Target or Target.com, plus free shipping on Target.com purchases. Start piling on the savings this season and year-round. `Some restrictions apply. See program rules in store or Target.comiredcard for details. A ,1. Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date`. September 22, 2012 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged interest Charged $4,774.53 -5150.00 +$0.00 +$0.00 +$25.00 +U2.73 New Balance $4,732.26 Total Credit Limit $6,500.00 Cash Limit $0.00 Available Credit $1,767.74 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 9/22/2012 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.comiredcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $4,732.26 $154.00 10/19/2012 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period. you will pay more in Interest and it will take you longer to pay off your balance. For example: Only the minimum Payment 18 years $176 3 years $6,336 (Savings=$5.0 f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit • I(IIn ri. Fii Location Amount Sep. 22 PAYMENT RECEIVED -THANKS -$150.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$150.00 (transactions continued on next page) NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target Nstlensl sunkan *Maple O 1erget Steres NOTICE' SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 111111111011111 IllIlIllIllIll U TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 l'1111111111"1111111+111111111111111"111111111+1111111111 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX XXXX-4470 Account Identification Number 00017416128 New Balance $4,732.26 Minimum Payment Due $154.00 Payment Due Date October 19, 2012 Amount Enclosed $ TARGET; N n III A n� Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: September 22, 2012 SCOTT C SNYDER Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit i9 .a id07'.�,. 44 Sep. 19 LATE PAYMENT FEE 'red" INTEREST CHARGE -PURCHASES Total fees charged in 2012 Total interest charged in 2012 Location TOTAL FEES FOR THIS PERIOD s TOTAL INTEREST CHARGED FOR THIS PERIOD Amount $25.00 $82.73 $82.73 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances 20.24% (v) 27.24% (v) $4,812.83 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $82.73 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rotes in your Target store for details. 2012 REDcard Savings: $40.06 Enroll In Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Terget.comstcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target subject to Target Pharmacy Rewards program rules, See stare or Targel.00rnipharmacy rewards for details. Special Announcements and Exclusive Offers More Field Trips. More Books. More Computers. Thanks To REDcard holders. Thanks to the REDcards purchases of those enrolled in Take Charge of Education, over $300 million has gone to classrooms nationwide to help bring learning to life for kids. From art supplies to better technology together we're making a big difference for little students. And we couldn't be more grateful for this loyalty and support. Learn more at Target.corn TCOE. TARGET* Y u iu •04000 INS Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: October 22. 2012 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $4,732.26 -$154.00 +$43.39 +$0.00 +$36.00 +$79.78 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash The Cash Limit is a portion of the Total Credit Lim Statement Closing Date Days in Billing Cycle $4,73841 $6,50000 $0.00 $1,763.59 $0.00 10/22/2012 30 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Targetcom/redcard Target Credit Services 1-888-755-5856 TDDlTOY 1.800-347-5842 Outside the U.S. 1-812-307-8622 (Call Collect) Calling will not preserve your biding -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $4,738 41 $161.00 11/19/2012 Late Payment Warning: It we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late tee. Minimum Payment Warning: It you make only the minimum payment each period, you will pay more In Interest and it will take you longer to pay off your balance. For example: Only the minimum Payment $177 3 years $6,372 (Sawngs=$5,023) I you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Oct. 22 Description of Transaction or Credit VINES& lit PAYMENT RECEIVED -THANKS TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD Location I'?; Amount ,ri,a`;ti, qi 4i! -$154.00 -$154.00 (transactions continued on next page) TARGET, NEW PHONE. HOME OR E-MAJLA©DRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target Nagana Ss*, an ar{tlate W Target Blues INCLUDE THIS PORTION WITH NOTICESEE P SE SIDE FOR IMPORTANT INFORMATION UR PAYMENT MADE PAY.ASI E TO TARGET NATIONAL SANK Account Number XXXX-XXXX-XXXX-4470 Account Identification Number New Balance Minimum Payment Due Payment Due Date Amount Enclosed $ 11111 lID 1111111 IIIIUIIIIIIII II TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 PdiIIIINIIIsIIPIImIuiIIsiiIIIIIIIaII*iIIIIIJIIILItIunIII, SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 00017416128 $4,736.41 $161.00 November 19, 2012 TAROETT Qtl II I II '00000' Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date SCOTT C SNYDER Page 2 of 2 October 22, 2012 Transactions (cont.) Trans Date Description of Transaction or Credit Oct. 6 TARGET 00022020 MECHANICSBURG, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD fltin ISMge" kH l .1 'tlIafrr 1M kJ �}. +l j Oct. 19 LATE PAYMENT FEE Location Amount rf,n1 , FF4i �•. �it�i , INTEREST CHARGE -PURCHASES $43.39 $43.39 TOTAL FEES FOR THIS PERIOD 35,00 $35.00 $79,76 TOTAL INTEREST CHARGED FOR THIS PERIOD $79.76 Total fees charged in 2012 Total interest charged in 2012 $60.00 $788,33 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account, Purchases Cash Advances 20,24% (v) 27.24% (v) $4,794.72 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $79.76 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. 2012 REDcard Savings: $42.31 Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help, Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.conJtooe (or details, Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target,corn/phannacy rewards for details. Special Announcements and Exclusive Offers More Field Trips. More Books. More Computers. Thanks To REDcard holders. Thanks to the REDcarde purchases of those enrolled in Take Charge of Education, over $300 million has gone to classrooms nationwide to help bring learning to life for kids. From art supplies to better technology together we're making a big difference for little students. And we couldn't be more grateful for this loyalty and support. Learn more at Target.com/TCOE. TARGET. D 1 N 00000• Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number. 00017416128 Statement Closing Date: November 22, 2012 SCOTT C SNYDER Page 1 of 3 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged $4,736.41 -$73.39 +$399.67 +$0.00 $161.00 +0135.08 +388.47 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash The Cash Limit is a portion of the Total Credit Limit $5,184.16 $5,300.00 $0.00 $115.84 $0.00 Statement Closing Date 11/22/2012 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target.com/redcard Target Credit Services 1-888-755-5856 TDD/TDY 1-800-347-5842 Outside the U.S. 1-612-307-8622 (Call Collect) Calling will not peserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $5,184.16 $334.00 12/19/2012 Late Payment Warning: If we do not receive your minimum payment by the date fisted above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Only the minimum Payment 18 years $12,315 f you would like informa ion about credit counseling services, call 1-800-991-8433. Important Messages Credit Limit Notice The credit limit for your REDcard was recently lowered. The new limit is shown on this statement. TARGET. NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE, OFFICE COPY Target National Sank. en 'Aileen( Terpel SN et, NOTICE. SEE REVERSE SIDE FOR IMPORTANT 'N=ORMATION INCLUDE THIS PORTION OATH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK III IIIflIIYI 111111 11111111 Ill TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 II4IIIIhIIhhllIIIIIihI1hhIIIIUIItIhhIIIIhIIIhIshluh1111 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 • • l 1111 •11 1 IS III • II 1 9 •••• Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $5,184.16 Minimum Payment Due $334.00 Payment Due Date December 19, 2012 Amount Enclosed $ i '00000' Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number; 00017416128 Statement Closing Date: November 22, 2012 SCOTT C SNYDER Page 2 of 3 Important Messages (co Missed Paymenti We didn't receive your minimum payment by your last due date, If you've made the payment since then, thank you! If you haven't, please make a payment by going to Target.comtredcard and clicking on "Manage My REDcard" or by calling us at (888) 608-7627. You can also make a payment at any Target store or with the enclosed envelope. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. Transactions Trans Date Description of Transaction or Credit 4 1'1,014 Nov. 3 TARGET 00022020 Location Amount MECHANWCSBIJRG, PA TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$73.39 11 Oct. 22 TARGET 00022020 MECHANICSBURG, PA $39.00 Oct. 26 TARGET 00022020 MECHANICSBURG, PA $188.78 Nov. 3 TARGET 00022020 MECHANICSBURG. PA $128.95 Nov, 21 TARGET 00022020 MECHANICSBURG, PA $42.94 TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD $399.67 Nov. 19 LATE PAYMENT FEE INTEREST CHARGE -PURCHASES $35.00 TOTAL FEES FOR nos PERIOD $35.00 $86,47 TOTAL INTEREST CHARGED FOR THIS PERIOD $86.47 Total fees charged in 2012 Total interest charged in 2012 $95.00 $874.80 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances 20.24% (v) 27.24% (v) $5,030.45 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $86.47 $0.00 6 N mi "0640©* Aq Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: November 22, 2012 SCOTT C SNYDER Page 3 of 3 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. REDcard savings this year: $58.93 Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules, See store or Targeet.com/tcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target, Subject to Target Pharmacy Rewards program rules. See store or Tatget.cornipharmacy rawards for details. Special Announcements and Exclusive Offers Breathe Easy with 30 extra days for returns. When it's time for post -holiday returns, REDcardq) helps you skip the stress. Pay with your REDcard and you have 30 extra days for returns on our standard return policy - up to 120 days for most purchases. This bonus is just for REDcard holders, in effect for the holiday and every day. Some restrictions apply. See Target.comiredcard for details. TARGET. 11 If S I� "00D00• r n Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: December 22, 2012 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged $5,184.16 -$200.00 +$0.00 +$0.00 $134.00 +$36.00 +$03.66 New Balance $5,102.82 Total Credit Limit $5,300.00 Cash Limit $0.00 Available Credit $197.18 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 12/22/2012 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: TargeLcomiredcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Credit Services TDDITDY Outside the U.S, Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $5,102.82 $303.00 1119/2013 Late Payment Warning: if we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: if you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Only the minimum Payment 18 years f you would like information about credit counseling services, call 1-800-991-8433. Important Messages Missed Paymentt We didn't receive your minimum payment by your last due date. If you've made the payment since then, thank you! If you haven't, please make a payment by going to Targetcomiredcard and clicking on "Manage My REDcard" or by calling us at (888) 608-7627. You can also make a payment at any Target store or with the enclosed envelope. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. TARGETS NEW PHONE„ HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Tar17et Notional Banti, an ,!(!Mate or Tatoet Starr NOTICE: SEE REVERSE S:DE FOR IMPORTANT INFORMATION NCLUCE THIS PORTION WITH YOUR' PANN t III11IIYII0IIIIIIIIIIIIMEI DE PAYABLE 10 TARGET NATIONAL BANK TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 I�IIII IIIIIImtIlllllr11llrll*FllIltIIl*Ilulllll1Illr1'lilllllllo SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 $ IS 4•0 I •• ■•• S II S • •1•• Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $5,102.82 Minimum Payment Due $303.00 Payment Due Date January 19, 2013 Amount Enclosed $ TARGET* 11 11 110E10 •00400* 11 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: December 22, 2012 SCOTT C SNYDER Page 2 of 2 Important Messages (cont.) Product Safety Guest safety continues to be a top priority for Target. Visit Target.com or any Target in-store kiosk for product safety alerts and recall information. Transactions Trans Date Nov. 23 Description of Transaction or Credit PAYMENT RECEIVED -THANKS Dec. 19 LATE PAYMENT FEE 1u l I dtZe Location TOTAL PAYMENTS AND OTHER CRE INTEREST CHARGE -PURCHASES Amount -$200.00 TS FOR THIS PERIOD -$200.00 i� al eii { °JE ]i�ft7 .1'i4lcy % i ri+ TOTAL FEES FOR THIS PERIOD TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2012 Total interest charged in 2012 $130.00 $958.46 $35.00 $35.00 $83.66 $83.66 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances 20.24% (v) 27.24% (v) $5,029.49 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.. $83,66 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. REDcard savings this year: $58.93 Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comltcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Targel,comlpharrnacy rewards for details. TARGET. I m� Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged $5,102.82 -$200.00 +$1i!0.00 +$0!�.00 $103.00 +$35.00 +$88.96 New Balance $5.023.78 Total Credit Limit $5.100.00 Cash Limit $0.00 Available Credit $76.22 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 1/22/2013 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REOcard Target Credit Services TDD/TDY Outside the U.S. Targetcorntredcard 1-888-755-5856 1-800-347-5842 1-612-307.8622 (Call Collect) Calling will not {reserve your billing -error rights Mi M January 22, 2013 Payment Information New Balance Minimum Payment Due Payment Due Date $5.023.78 $273.00 2/19/2013 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Only the minimum Payment f you would like Information about credit counseling services, call 1-800-991-8433. Important Messages Credit Limit Notice The credit limit for your REDcard was recently lowered. The new limit is shown on this statement, TARGET. NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Tarpet Nrliunal anni , An Slim** d Tame, stain? NOTICE. SEE REVERSE $10 R IMPORTANT INFORMATION INCLUDE 1915 PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK 111111111 1111111 IIIIIIIIIII TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 I'1II1I II1I1"uI111m1fillr{IIIIIIII1II1JIIll1rlllri►IIIIIIIIIa SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 4 • 104400 I 1 •• •01 • 46 400 0 64 0 0 11•6 Account Number Account Identification Number New Balance Minimum Payment Due Payment Due Date Amount Enclosed $ XXXX-XXXX-XXXX-4470 00017416128 $5,023.78 $273.00 February 19, 2013 TAROIT. A '00000* i A Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date. January 22, 2013 SCOTT C SNYDER Page 2 of 2 Important Messages (cont.) Missed Payment! We didn't receive your minimum payment by your last due date. If you've made the payment since then, thank you! If you haven't, please make a payment by going to Target.comfredcard and clicking on "Manage My REDcard" or by calling us at (888) 608-1627. You can also make a payment at any Target store or with the enclosed envelope. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. Transactions Trans Date Description of Transaction or Credit Location Amount cy�'n Dec. 31 lH�lli"itidiii Jan. 19 PAYMENT RECEIVED -THANKS TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD LATE PAYMENT FEE TO. INI 1s'4t'.'l V:11"; INTEREST CHARGE -PURCHASES TOTAL FEES FOR THIS PERIOD hr TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2013 Total interest charged in 2013 $35.00 $85.96 -$200.00 -$200.00 $85.96 $85.96 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual Interest rate on your account. Purchases Cash Advances 20.24% (v) 27.24% (v) $5,000.70 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $85.96 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules to your Target store for details, Enroll in Take Charge of Education and choose the eligible -12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Targel.i om/icoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target, subject to Target Pharmacy Rewards program rules. See store or Target.corn/pharmacy rewards for details, TARGET. u u �u •00000• .0 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date February 22, 2013 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged $5,023.78 -$150.00 +$0.00 +$0.00 $123.00 +$36.00 +$30.57 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash The Cash Limit is a portion of the Total Credit Limit Statement Closing Date Days in Billing Cycle $4,994.35 $5,100.00 $0.00 $105.65 $0.00 212212013 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.corntredcard 1-886-755-5856 1-800.347-5842 1-612-307.8622 (Call Collect) Manage My REDcard Target Credit Services TDO/ TDY Outside the U.S. Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $4,994 35 $293.00 3/19/2013 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: f you would like information about credit counseling services, call 1-800-991-8433. Important Messages Missed Payment! We didn't receive your minimum payment by your last due date. If you've made the payment since then, thank you! If you haven't, please make a payment by going to Target.comlredcard and clicking on "Manage My REDcard" or by calling us at (888) 608-7627. You can also make a payment at any Target store or with the enclosed envelope. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. TARGET. NEW PHONE. HOME OR E-MAIL ADDRESS! PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY Target N.tlonei Bank an aSS at TorQet Stays NOTICE SEE REVERSE SIE COR IMPORTANT INFORMATION IC£ THIS PORTION WITH YOUR PAYMENT MACE PAYABLE TO TAR;ET-NATIONAL BANK 111111111111111111111111111111111 TARGET NATIONAL BANK P.O. BOX 660170 DALLAS TX 75266-0170 I'II IIIIII Ir,mill..uInIIiilIIIIII.IIuI,IIhIII.JsllIIIIIIII SCOTT C SNYDER 14 LONGW000 DR MECHANICSBURG PA 17050-7969 ...... , 8 .10 ... . 1111 111111 . .. . . .11.11 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $4,994.35 Minimum Payment Due $293.00 Payment Due Date March 19, 2013 Amount Enclosed $ TARGET, k Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date; February 22, 2043 SCOTT C SNYDER Page 2 of 2 Transactions Trans Date Description of Transaction or Credit Feb4 PAYMENT RECEIVED -THANKS Feb 19 TOTAL PAYNE LATE PAYMENT FEE AND OT Location CREDJTS F PERtOD TOTAL FEES FOR THIS PERIOD Amount -5150, 4150.80 35. EREST CHARGE -PURCHASES FlitleAAA Total fees charged in 2013 Total interest charged in 2013 $85.57 TOTAL INTEREST CHARGED FOR THIS PERIOD 585.57 57000 5171.53 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account, Purchases Cash Advances 20.24% (v) 27.24% (v) 54,977 90 $0,00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. 585.57 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclustons apply. See program rules in your Target store for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules, See store or Target,conutcoe for delaits. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target. Subject to Targel Pharmacy Rewards program rules. See afore or Targel.cornipharrnecy rewards for details. Special Announcements and Exclusive Offers Why go paperless? Smart reasons to switch...by choosing online -only REDcard statements, you're helping save trees and cutting clutter in your mailbox each month. Download your monthly statement as a PDF, so it's easy to review and save. Make the switch today at Target.com/rcam. TANGS% u uu Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 Statement Closing Date: March 22, 2813 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $4,994.35 -$300.00 +$0.00 +1,0.00 +50.00 +577.46 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $4,771.81 55.100.00 $0.00 $328.19 $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 3122/2013 Days in Billing Cycle 28 For questions, an address change or to report a lost or stolen card, go online or call us: rarget.comiredcard 1.888-755-5856 1-500-347-5842 1-612-307-8622 (Call Collect) Manage My REDcerd Target Card Services TDD/TDY Outside the U.S. Calling will not preserve your txlling.error rights Payment Information New Balance Minimum Payment Due Payment Due Date $4,771.81 $125.00 4/19/2013 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance, For example: $178 3 years $6,408 (Sevings-$5,14O) f you would like information about credit counseling services, call 1-800-991-8433. Important Messages Important Message Please take a moment to read an important update within the documents of this envelope. This contains important information regarding an update in credit card terms and an updated Privacy Policy. TAROIT. NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE S1D€. OFFICE COPY NOME' SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE TIPS PORTION WiTh YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES Account Number XXXX-XXXX-XXXX-4470 1111111111111111 11111111111111111 TARGET CARD SERVICES P.O. BOX 860170 DALLAS TX 75266-0170 I�IIIIIIIIIIr1llIIII1t1I��II�TIIIIIIIItIIr1IIIII1III1I1Innllhr SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Identification Number New Balance Minimum Payment Due Payment Due Date Amount Enclosed $ 00017416128 $4,771.81 $125.00 April 19, 2013 Tamale% III U II 011 II Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account identification Number: 000174161213 Statement Closing Date: March 22, 2013 SCOTT C SNYDER Page 2 of 2 Transactions Trans Date Description of Transaction or Credit 19 PAYMENT RECEIVED -THANK Location TOTAL PAYMENTS AND OTHER CREDITS F INTEREST CHARGE -PURCHASES THIS PERIOD TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2013 Total interest charged in 2013 $70.00 $248.99 Amount , -$300.00 $77.48 $77.46 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account, -74174511" fr e 1 Purchases Cash Advances 2024% (v) 27.24% (v) $4,989,02 $000 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $77.48 $0.00 Benefits Summary The REOcard saves you 5% off our already low prices al Target stores and at Targetcom. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store firx details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or TargetAxamitooe for eetalle, Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target Subject to Target Pharmacy Rewards program rules. See Wore or Target.cornipitarmacy rewards for details. Special Announcements and Exclusive Offers Why go paperless? Smart reasons to switch...by choosing online -only REDcard statements, you're helping save trees and cutting clutter in your mailbox each month. Download your monthly statement as a PDF, so it's easy to review and save. Make the switch today at Target.cornlrcam. TARGET* u UI 0 •00000• is u Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: April 22, 2013 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged $4.771.81 40.00 +$0.00 +$0.00 $125.00 +$35.00 +$82.79 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $4.889.60 55.100.00 $0.00 $210.48 $0.00, The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 4/22/2013 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.comiredcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Card Services TOD/TDY Outside the U.S, Calling will not preserve your bang -error rights Payment information New Balance Minimum Payment Due Payment Due Date $4,889.60 $291.00 5/19/2013 Late Payment Warning: It we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For examp e: If you would like information about credit counseling services, call 1-800-991-8433. Important Messages Missed Paymentt We didn't receive your minimum payment by your last due date. If you've made the payment since then, thank you! If you haven't, please make a payment by going to Target.comlredcard and clicking on "Manage My REDcard" or by calling us at (888) 608-7627. You can also make a payment at any Target store or with the enclosed envelope. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report TARGET* NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES 111111101111111 IIIIIIIIII II TARGET CARD SERVICES P.O. BOX 660170 DALLAS TX 75266-0170 IrllIIIIIIIlu lllhh1rlu11I11llhllu;IltmhhlillltIrlunlllr SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $4,889.60 Minimum Payment Due $291.00 Payment Due Date May 19, 2013 Amount Enclosed $ TAROiT. I A ISI *00000` Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: April 22, 2013 SCOTT C SNYDER Page 2 or 2 Transactions Trans Date Description of Transaction or Credit Cr Apr. 19 3e d �'rartr -tib' -ii No payments or credits were received last month. !it LATE PAYMENT FEE gs t., 24, Location Amount $35.00 TOTAL FEES FOR THIS PERIOD $35.00 i' 1 .,,ir; ?' INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2013 Total interest charged in 2013 $105.00 $331.78 $82.79 $82.79 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. ' n. `is't.:sp.�''"3'ie�''�`. ,:!`ki3�dSG%+viii°.3�ti�ifi`'`�i�t�°�aPiSKF°r'�.f'i�I;'siis��`3I.?�:k`;iai7� �:-:� �'".e+i°"r'`c` _�: `J:ts : P": •:,:'-��. Purchases Cash Advances 20 24% (v) 27.24% (v) $4,816.22 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $82.79 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Targetcom. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details, Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See stare or Target,sornacoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target. Subject to target Pharmacy Rewards program rules. See store or Target.co m/pharmacy rewards for details. TAROKS iuu Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: May 22, 2043 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged $4,869.60 -$125.00 +$145.40 +$0,00 $166.00 +$35.00 .$80.69 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash The Cash Limit is a portion of the Total Credit Limit Statement Closing Date Days in Billing Cycle $5,025.59 $5,100.00 $0.00 $74.41 $0.00 5/2212013 30 For questions, an address change or to report a lost or stolen card, go online or call us: Targetcomtredcard 1-888-755.5856 1.800.347-5842 1-612-307-8822 (Call Collect) Manage My REDcard Target Card Services TDDI'TDY Outside the U.S. Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $5,025.59 $331.00 6(1912013 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 tate fee. Minimum Payment Warning: if you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: x°`11 t}�lli3.� Only the minimu1111111 m= ; ; Payment f you would like information about credit counseling services, call 1-800-991.8433. Important Messages Missed Payments We didn't receive your minimum payment by your last due date. If you've made the payment since then, thank you! If you haven't, please make a payment by going to Target.comfredcard and clicking on "Manage My REDcard" or by calling us at (888) 608-1627. You can also make a payment at any Target store or with the enclosed envelope. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY NOTICE. SEE REVERSE S!DE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH Y R PAYMENT MADE PAYABLE TO TARGET CARD SERVICES Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $5,025.58 Minimum Payment Due $331.00 Payment Due Date June 19, 2013 Amount Enclosed $ 111111111111111111111111111111111 TARGET CARD SERVICES P.O. BOX 660170 DALLAS TX 75266-0170 IIhIIIIIIIIr1ull11"1„11"4IIIIIII'II" IIIII'lll+Ilnlllll` SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 TARGET* d N A A '00000 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: May 22, 2013 SCOTT C SNYDER Page 2 of 2 Transactions Trans Date Description of Transaction or Credit AVM 'WSW Apr. 26 PAYMENT RECEIVED -THANKS M,3i.O:r±1UilililM, in1iflIFl May 18 TARGET 00022020 May 19 attlifieRFAN LATE PAYMENT FEE Location TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD � *...,�,r•}lit MECHANICSBURG, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD ti ? italit t"' !SSINE't vitt INTEREST CHARGE -PURCHASES 014 TOTAL FEES FOR THIS PERIOD SI Amount -$12500 -$125.00 $145.40 145.40 $35.00 $35.00 Total fees charged in 2013 Total interest charged in 2013 TOTAL INTEREST CHARGED FOR THIS PERIOD $80.59 $80.59 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances 20.24% (v) 27.2496 (v) $4,844.72 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $80.59 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REOcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. REDcard savings this year: 37.30 Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comitcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.comtpharmacy rewards for details. Special Announcements and Exclusive Offers When you use your REOcard at Target.com, your purchases ship for free. No minimum purchase. And that's on top of the 5% savings you already receive just for shopping with your REOcard. Some restrictions apply. See program rules in store or at Target.comiREDcard for details. gy d Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: June 22. 2013 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $5.025.59 •$335.00 +$0.00 +$0.00 +$0.00 +$$4.31 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $4,774.90 $5,100.00 $0.00 $325.10 $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 6/22/2013 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target Card Services TDD/TDY Outside the U.S. Target,com/redcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Ceiling will not preserve your billing -error tights Payment Information New Balance Minimum Payment Due Payment Due Date $4,774.90 $132.00 7/19/2013 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: t you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Data Description of Transaction or Credit Location Amount (t€(4E41fail8 kzr ,lly , Jun. PAYMENT RECEIVED -THANKS TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$335.00 -$335.00 (transactions continued on next page) NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES iinumiiinmunumiw TARGET CARD SERVICES P.O. BOX 660170 DALLAS TX 75266-0170 I'iIIIIIIIIWIIIIII"'I"ll"IIIIIIII'II" IIIII'III'I'IInlIIir SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 II 6 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number New Balance Minimum Payment Due Payment Due Date Amount Enclosed $ 00017416128 $4,774.90 $132.00 July 19, 2013 1111 011 •00000' 1� A Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: June 22, 2013 SCOTT C SNYDER Page 2 of 2 Transactions (cont,) Trans Date Description of Transaction or Credit INTEREST CHARGE -PURCHASES Location TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2013 Total Interest charged in 2013 Amount $84.31 $84.31 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. 11; > .x ��.."Wt?�Y �i�^I�"��• ISI, t` ^.S •lH!� a Purchases Cash Advances 20.24% (v) 27.24% (v) $4.904.87 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $84.31 $0,00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. REDcard savings this year: 57.30 Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Targel.corn/tcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target:axNpharmacy rewards for details. Special Announcements and Exclusive Offers When you use your REDcard at Target.com, your purchases ship for free. No minimum purchase. And that's on top of the 5% savings you already receive just for shopping with your REDcard. Some restrictions apply. See program rules in store or at Target.com/REDcard for details. 11 100000 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416126 Statement Closing Date: July 22, 2013 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged $4,774.90 -$0.00 +$75.19 +$0.00 $132.00 +$35.00 +$81.16 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $4,966.25 $5,100.00 $0.00 $133.75 $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 71220013 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: Target.comiredcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Card Services TDD/T'DY Outside the U.S. Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $4,968.25 $297.00 8149/2013 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: f you would like information about credit counseling services, call 1-800.991-8433, Important Messages Missed Payment! We didn't receive your minimum payment by your last due date. If you've made the payment since then, thank you If you haven't, please make a payment by going to Target.comiredcard and clicking on "Manage My REOcard" or by calling us at {888) 606-7627. You can also make a payment at any Target store or with the enclosed envelope. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. NEN/ PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE, OFFICE COPY NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MAD 11111 IJ! 1111111 IIIIIIIIIIIII1I IJI PAYABLE 10 TARGET CARD SERVICES TARGET CARD SERVICES P.O. BOX 660170 DALLAS TX 75266-0170 j'lljlfijljl"Iljlijurjutj„ilIilJ$lr�jrrjiliirjlirjrjllltljjt' SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 • Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $4,966.25 Minimum Payment Due $297.00 Payment Due Date August 19, 2013 Amount Enclosed 5 w N '00000. i Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: July 22, 2013 SCOTT C SNYDER Page 2 of 2 Transactions Trans Date Description of Transaction or Credit Jun. 29 Jul. 19 No payments or credits were received last month. TARGET 00020990 LATE PAYMENT FEE ' ' Location P ri +'if`i. ;'lt iili Amount • CARLISLE, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD xFtpc� �i�a 'k.in INTEREST CHARGE -PURCHASES TOTAL FEES FOR THIS PERIOD TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2013 Total interest charged in 2013 $75.19 $75.19 $35.00 $35.00 $81.16 $81.10 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest tate on your account. Purchases Cash Advances (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. 20.24% (v) 27.24% (v) $4:878.68 $000 $81.16 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REOcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target slave for details. REDcard savings this year: 51110 Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Target.comitcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.comtpharmacy rewards for details. Special Announcements and Exclusive Offers Shop with confidence. It's easy with your Target REDcarde. Save 5%' on purchases at Target, every day. Enjoy free shipping" at Target.com and take an extra 30 days on returns at Target.' And don't forget our Target Price Match Guarantee." More is good. "Some restrictions apply. See program rules in-store or at Target.comlredcard for details. Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Clo SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $4,966.25 -5135.00 +$,149,31 +50.00 $162.00 +$36.00 +586.31 $5,100.87 $5,100.00 $0.00 $000 $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 8/2212013 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.com/redcard 1-888.755-5856 1-800-347-5842 1-612-307-6622 (Call Collect) Manage My REDcard Target Card Services TDDITDY Outside the U.S, Calling will not Deserve your billing -error rights N n ..,0000* I� ng Date: August 22, 2013 Payment Information New Balance Minimum Payment Due Payment Due Dale $5,100.87 $333.00 9/ 19/2013 Late Payment Warning: if we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: it you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Only the minimum Payment 18 years $12,082 f you would like information about credit counseling services, call 1-800-991-8433. Important Messages Missed Payment! We didn't receive your minimum payment by your last due date, If you've made the payment since then, thank youl If you haven't, please make a payment by going to Target.comlredcard and clicking on "Manage My REDcard" or by calling us at (888) 608-7627. You can also make a payment at any Target store or with the enclosed envelope. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. NEW PHONE, HOME OR E -MAR ADDRESS, PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY NOTICE: S E E4 SE SUE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES IIIIIIII1IIIOI IlIIIIIl1HIIIllI TARGET CARD SERVICES P.O. BOX 560170 DALLAS TX 75286-0170 l'1111111111"111/11"1"11"111111111114111101111111111P SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $5,100,87 Minimum Payment Due $333.00 Payment Due Date September 19, 2013 Amount Enclosed $ TARO'S?. h I im •0oofix• n Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number' 00017416128 Statement Closing Date: August 22, 2013 SCOTT C SNYDER Page 2 of 2 Transactions Trans Date Description of Transaction or Credit Jul. 27 PAYMENT RECEIVED -THANKS Location a'ti�_}lf 4s yph�`{:'1n'fr itEEih.,;k('y' TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD „ 4 fmm�Hq1 �`, I.fN "uii ! Aug. 1 TARGET Aug. 1 TARGET Aug. 12 TARGET 00025876 00070165 00022020 MAK Aug. 19 LATE PAYMENT FEE a +4'ti ii. Amount t'. -$135.00 -$135.00 ftih t lfiffr ;�� HANOVER, PA COLONIAL HEIG, VA MECHANICSBURG, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD INTEREST CHARGE -PURCHASES TOTAL FEES FOR THIS PERIOD TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2013 Total interest charged in 2013 $210.00 $663.15 $4.02 $41.10 $104.19 $149.31 35.00 5.00 $85.31 $85.31 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances 20.24% (v) 27.24% (v) $4,963.13 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $85.31 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. REDcard savings this year: $16.33 Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Tergelcomltcoe for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See store or Target.comtpharmacy rewards for details. TAROST• m *00000• D Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: September 22, 2013 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged interest Charged $5,100.87 -$335.87 +$0.00 +50.00 +$0.00 +$86.24 New Balance $4,851.24 Total Credit Limit $5,100.00 Cash Limit $0.00 Available Credit $248.76 Portion Available for Cash $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 9/22/2013 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.comlredcard 1-888-755-5858 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Card Services TDD/TOY Outside the U.S. Calling will not preserve your fulling-errorrighfs Payment Information New Balance Minimum Payment Due Payment Due Date $4,851.24 $134.00 10/1912013 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: f you would like information about credit counseling services, call 1-800-991-8433. • Transactions Trans Date Description of Transaction or Credit Et11n{l4h.� �I lli 6i {t�if(t�Ci F�(Sii<<....��4Yt Location Amount Aug. 31 Sep. 19 PAYMENT RECEIVED -THANKS PHONE PAYMENT GETTYSBURG, PA TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$135.00 4200,87 -$335.87 (transactions continued on next page) TAROS% NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY NOTICE. SEE REVERSE SLOE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT AIDE PAYABLE TO TARGET CARD SERVICES 11111 III 1111111 IlilIlIlIlIlIll Ill TARGET CARD SERVICES P.O. BOX 660170 DALLAS TX 75266-0170 141111111111"111111"1"11"11111111111"11111°11111111111111 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 • Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $4,851.24 Minimum Payment Due $134.00 Payment Due Date October 19, 2013 Amount Enclosed $ TARGET. n �A '00000* Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4410 Account Identification Number: 00017416128 Statement Closing Date: September 22, 2013 SCOTT C SNYDER Page 2 or 2 Transactions (cont.) Trans Date IC Description of Transaction or Credit 1:,46',004 rY'. Location Amount INTEREST CHARGE.PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2013 Total interest charged in 2013 $210.00 $749.39 $86.24 $66.24 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. 20.24% (v) 27.24% (v) $5,016.79 $0.00 $86.24 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See program rules in your Target store for details. REDcard savings this year: $16.33 Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Subject to Take Charge of Education program rules. See store or Tap get,comltcoe for details. Enroll in Target Pharmacy Rewards. Then, tilt just 5 prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target. Subject to Target Pharmacy Rewards program rules. See stare or Target.comfpharmacy rewards for details. Special Announcements and Exclusive Offers Earn money for your school at Target.comtTCOE. REDcard: Some restrictions apply. See Target.com/REDcard for details. Take Charge of Education: Subject to Take Charge of Education program rules. See Target.corn/TCOE or call 1-800-316-8142 TARGET. 11 II" 1110 Target Visa Credit Card Account Number: XXXX-XXXX. XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: October 22, 2013 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged $4,851.24 -$0.00 +$155.58 +$0. 00 $134.00 +436.00 +$82.80 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $5,124.72 $5,100 00 $0.00 $0.00 $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 10/22/2013 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: Target.comiredcard 1-888-755.5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Card Services TDD/TDY Outside the U.S. Galling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $5,124.72 $302.00 11/1912013 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: f you would Ike information about credit counseling services, call 1-800-991-8433. Important Messages Missed Payment! We didn't receive your minimum payment by your last due date. if you've made the payment since then, thank you! If you haven't, please make a payment by going to Target.comiredcard and clicking on "Manage My REDcard" or by calling us at {888) 608-7821. You can also make a payment at any Target store or with the enclosed envelope. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report TARGET. NEW PHONE, HOME OR E-MA,L ADDRESS, PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES liii, JIJI 1111111 IIIIAIIIIIIIIA TARGET CARD SERVICES P.O. BOX 660170 DALLAS TX 75266-0170 111111111111"111111u11r,11"11111111*IIr'111l1iphrjr111111111' SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 1 • Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $5,124.72 Minimum Payment Due $302.00 Payment Due Date November 19, 2013 Amount Enclosed $ TARGETS N •0©000' MIS Target Visa Credit Card Account Number: XXXX-XXXX•XXXX-4470 Account Identification Number: 00017416128 Statement Closing Dates October 22, 2013 SCOTT C SNYDER Page 2 of 2 Transactions Trans Date Description of Transaction or Credit IP' 14 iF Oct, 6 4�F.NrfrFjt^Y 7'1r,4J6�'S. No payments or credits were received last month. TARGET '.41(1.1.; 00022020 Oct. 19 LATE PAYMENT FEE Location 4ir6���fl�i ,lug{ �41A i.e.t MECHANICSBURG, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD • INTEREST CHARGE•PURCHASES �}t iwsii TOTAL FEES FOR THIS PERIOD TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2013 Total interest charged in 2013 i!I Amount 1 tY $155.58 $155.58 $35.00 $82.90 $82.90 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual Interest rate on your account Purchases Cash Advances 20.24% (v) 27.24% (v) $4,983.65 $0.00 (v) = Variable Rate There is a Minimum Charge of $1,00 for any billing period in which an interest charge is imposed. $82.90 $0,00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See in-store or Targel.comiredcard for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Take Charge of Education: Subject to Take Charge of Education program rules. See Targat.00m`tcoe or call 1-800-316-6142 for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 eligible prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target, Subject to Target Pharmacy Rewards program rules. See store or Targel.comipharrnacy rewards for details. Special Announcements and Exclusive Offers REDcard gives more. The benefits you love. Save 5W on purchases at Target, every day. Enjoy free shipping* at Target.com and take an extra 30 days on returns at Target.* And don't forget our Target Price Match Guarantee.* More is good. BVI m 1111 •©0000` Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date' November 22, 2013 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Fees Charged Interest Charged $5,124.72 -5302 00 +50.00 +50.00 +50.00 +588,81 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash The Cash Limit is a portion of the Total Credit Limit Statement Closing Date Days in Billing Cycle $4,909.53 $5,100.00 $0.00 $190.47 $0.00 11122(2013 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.comfredcard 1.888.755.5856 1-800-347-5842 1-612-307-8522 (Call Collect) Manage My REOcard Target Card Services TOOITOY Outside the U.S. Catling wilt not preserve your bitting -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $4,909.53 $136.00 12t19/2013 Late Payment Warning: If we do not receive your minimum payment by the date listed above. you may have to pay up to a $35.00 late fee. Minimum Payment Warning: if you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example; If you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit Nov. 11 PHONE PAYMENT Location GETTYSBURG, PA TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD Amount 2.00 -$302.00 (transactions continued on next page) TARGBITi NEW PHONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH v0L:R FAFMENT MADE PAY 11111 JIll 1111111 IIIIIAII11IIIA LE TO TARGET CARD SERVICES TARGET CARD SERVICES P.O. BOX 660170 DALLAS TX 75266-0170 Iil$Il IIIIIIa%ill II'tiltiIIiIlllllllltjl*iIIIIIuIlkIiIllillIIii SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number New Balance Minimum Payment Due Payment Due Date Amount Enclosed $ 00017416128 $4,909.53 $136.00 December 19, 2013 N u II III 1111111 .00000* Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date. November 22, 2013 SCOTT C SNYDER Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit Location Amount $86.81 $86.81 INTEREST CHARGE -PURCHASES • TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged In 2013 Total interest charged in 2013 $245.00 $919.10 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances (v) mt Variable Rate 20.24% (v) 27,24% (v) There is a Minimum Charge of $1.00 for any billing p $5,050.30 $0.00 od in which an interest charge is imposed. $86.81 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See in-store qr Target.comlredcard for details. Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help. Schools use the money they receive from this program to buy what students need. Take Charge of Education: Subject to Take Charge of Education program rotes. See Target.e»rnitooe or call 1-800-3184142 for details. Enroll in Target Pharmacy Rewards. Then, fill just 5 eligible prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target Subject to Target Pharmacy Rewards program rules. See stores or Target.00mlpharmacy rewards to details. Special Announcements and Exclusive Offers Ohl What fun it is to save. Ready for the best holiday ever? The season's perfect gifts, snacks and style have landed at Target. And REDcard sweetens the deal with 5% off our low prices at Target or Target.com, plus free shipping on Target.com purchases. Such a deal! TARGET. 8 fl '00000 101 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: December 22, 2013 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged interest Charged $4.909.53 -$0.00 +&14.31 +$0.00 $136.00 +835.00 +$83.16 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash The Cash Limit is a portion of the Total Credit Limit Statement Closing Date Days in Billing Cycle $5,071.99 $5,100.00 $0.00 $28.01 $0.00 1212212013 30 For questions, an address change or to report a lost or stolen card, go online or call us: Target.comiredcard 1-888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Card Services TDD/TDY Outside the U.S. Calling will not preserve your billing -en -or rights Payment Information New Balance Minimum Payment Due Payment Due Date $5,071.99 $304.00 t/ 19/2014 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: If you would like information about credit counseling services, call 1-800-991-8433. Important Messages Missed Payment! We didn't receive your minimum payment by your last due date. If you've made the payment since then, thank you! If you haven't, please make a payment by going to Target.comfredcard and clicking on "Manage My REDcard' or by calling us at (888) 608-7627. You can also make a payment at any Target store or with the enclosed envelope. We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on your account may be reflected in your credit report. TAROEY NEW PHONE, NOME OR E-MAIL ADDRESS' PLEASE UPDATE ON REVERSE SIDE, OFFICE COPY NOME : SEE REVERSE SIDE FOR UW RTANT tUPORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES 111111111 1111111 I1lI.IJIIIIJIIJI U TARGET CARD SERVICES P.O. BOX 660170 DALLAS TX 75266-0170 hl1llllllllrrulllli#�I�rllirllllllll�Ilrrlllllrlll#Irlunlllli SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $5,071.99 Minimum Payment Due $304.00 Payment Due Date January 19, 2014 Amount Enclosed $ 11 11 .00000. Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number' 00017416128 Statement Closing Date: December 22, 2013 SCOTT C SNYDER Page 2 of 2 Important Messages (cont.) Product Safety Message Guest safety continues to be a top priority for Target. Visit Target.com or any Target in-store kiosk for product safety alerts and recall information. Transactions Trans Date Description of Transaction or Credit Nov. 23 iPay,lba•r iso'+ 4..��,;4b t, i. alt. No payments or credits were received last month. TARGET 00022020 plop Ex:x?s:-C:� i4iJuw.,it4 lq !'c 4;4 - Location 6.� 1 MECHANICSBURG, PA TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD Amount $44.31 $44.31 TOTAL FEES FOR THIS PERIOD $35.00 $35.00 INTEREST CHARGE -PURCHASES TOTAL. INTEREST CHARGED FOR THIS PERIOD $83.15 Total fees charged in 2013 Total interest charged in 2013 $1,002.25 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances 20.24% (v) 27-24% (v) (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in $4,998.53 $0.00 hich an interest charge is imposed. $83.15 $0.00 Benefits Summary The REDcard saves you 5% off our already low prices at Target stores and at Target.com. Use your REDcard today and every day, and enjoy savings on almost anything at Target. Some exclusions apply. See in-store or Target.comlredcard for details, Enroll in Take Charge of Education and choose the eligible K-12 school that you want to help, Schools use the money they receive from this program to buy what students need. Take Charge of Education: Subject to Take Charge of Education program rules. See Target.comficoe or call 1-800-316-6142 for details, Enroll in Target Pharmacy Rewards. Then, fill just 5 eligible prescriptions with your REDcard at Target Pharmacy, and you'll get your very own 5% off shopping day at Target. Subject lc Target Pharmacy Rewards program rules. See store or Targel.comtpharmacy rewards for details. D D '00000" Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416126 Statement Closing Date' January 22, 2014 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged $5,071,99 -$0.00 +$0.00 +$0.o0 $304.00 +$35.00 +5$7.99 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $5,194.98 $5,100.00 $0.00 $0.00 $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 112212014 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target. comhedcard 1.888-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Manage My REDcard Target Card Services TDD/TOY Outside the U.S. Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $5,194.98 $478.00 2(19(2014 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Only the minimum Payment 18 years $12,096 f you would like information about credit counseling services, call 1-800-991.8433. Important Messages Payment Options for Your Account Your account is still past due. We know you want to keep your account in good standing, and we may be able to help by offering special payment options. To learn more, go to Target.comlredcard and click on "Manage My REDcard" or call us at (888) 608-7627. TARGET& NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE, OFFICE COPY NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES 1111111111111111 IIl11111191 TARGET CARD SERVICES P.O. BOX 660170 DALLAS TX 75266-0170 I*III VIII Il"Illlll"'I'}II"llIIIIII'II,.IIlllrlll'I'IIIIIlIII' SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $5,194.98 Minimum Payment Due $478.00 Payment Due Date February 19, 2014 Amount Enclosed $ TARGETS i 11 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: January 22, 2014 SCOTT C SNYDER Page 2 or 2 Important Messages (cont.) A Message from Target on the Payment Card Breach: Thank you for your continued support as we address the payment card crime against Target and many guests. We have removed the malicious program from our store systems so you can shop with confidence. You are not liable for any unauthorized credit card charges. Review your transactions at Target.comlrcam and call the number on your REDcard if you see charges you didn't make or if you desire a new card. Additional resources are available at Target.comipaymentcardresponse. Transactions Trans Date Description of Transaction or Credit Location Amount No payments or credits were received last month. „•.� i i.'�.,: h rS:ikkN�'iV41F j'�1 f Y'�f t'fl?iii l �� �' Jan. 19 LATE PAYMENT FEE INTEREST CHARGE -PURCHASES i� Iii trpiHT $35.00 TOTAL FEES FOR THIS PERIOD $35.00 $87.99 TOTAL INTEREST CHARGED FOR THIS PERIOD $87.99 Total fees charged in 2014 Total interest charged in 2014 $35.00 $87.99 Interest Charge Calculatiat Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances 20.24% (v) 27.24% (V) $,118.91 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $87.99 $0.00 TARGET4 ium 40D000. 111 Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: February 22, 2014 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged $5,194.98 -$0.00 +$0.00 +$0.00 $478.00 435.00 .$90.12 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $5320.10 $0.00 $000 $0.00 $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 2/22/2014 Days in Billing Cyde 31 For questions, an address change or to report a lost or stolen card, go online or call us: Manage My REDcard Target Card Services TDDTTDY Outside the U.S. Target.comiredcard - 1-588-755-5856 1-800-347-5842 1-612-307-8622 (Call Collect) Caning will not preserve your billing -error rights Payment Information New Balance $5,320.10 Minimum Payment Due $658.00 Payment Due Date 311912014 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance, For example: Only the minimum Payment 18 years $12,139 f you would like information about credit counseling services, call 1-800-991-8433, Important Messages Your Account is Past Due We still haven't received sufficient payment to bring your account current. If we don't set up payment arrangements soon, late fees and finance charges will continue to add to your balance, and your account will continue to be reported to the credit bureaus as past due. Even if you aren't able to pay your full minimum due right now, we may still be able to find a solution that works for you. To learn more, go to Target.com!redcard and click on "Manage My REDcard" or call us at (888) 608-7627 today. NEW PHONE, HOME OR E -MAL ,ADORESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY NOTICE. BEE REVERSE EIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES 111111111111101111111111111111111 TARGET CARD SERVICES P.O.BOX 660170 DALLAS TX 75266-0170 l'IIIIIIIIII"Il111111111111"1111111111110011/01111111 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 • • ***** 4 • 04 .4.1 • • Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017418128 New Balance $5,320.10 Minimum Payment Due $656.00 Payment Due Date March 19, 2014 Amount Enclosed $ TARGET. 1111 111 r •00000• Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: February 22, 2014 SCOTT C SNYDER Page 2 of 2 Important Messages (cont.) In light of the recent data breach, Target is offering all our guests one year of free credit monitoring and identity theft protection through Experian. You may request an activation code at creditmonitoring.target.com before April 23, 2014. We are doing all we can to protect your information so you can continue to shop with confidence at Target. To learn more, go to Target.com/databreach. Transactions Trans Date Description of Transaction or Credit Location Amount No payments or credits were received last month. Feb. 19 LATE PAYMENT FEE j t� i!{fE i � r+ �;�; •� � F !L i€W fi ))P� q=1 � f�Lratr 11 4:r3lrR� :�ifli!st i .f �.. .a tai 1 f�' J h •� It $35.00 TOTAL FEES FOR THIS PERIOD $35.00 p'' ilf:1 ! t r i 4;1; INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2014 Total interest charged in 2014 $70.00 $175.11 $90.12 $90.12 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Purchases Cash Advances 20.24% (v) 27.24% (v) $5242.92 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $90.12 $0.00 Y TAROIiT. u Q inn Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date; March 22, 2014 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged $5,320.10 -$0.00 #30.00 +$0,00 $656.00 +336.00 +183.30 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $5,438.40 $0.00 $0.00 $0.00 $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Dale 3122/2014 Days in Billing Cycle 28 For questions, an address change or to report a lost or stolen card, go online or call us: Target.00mhedcard 1888-755-5856 1-800-347-5842 1-812-307.8622 (Call Collect) Manage My REDcard Target Card Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error rights Payment information New Balance Minimum Payment Due Payment Due Date $5,438.40 $828.00 4/19/2014 Late Payment Warning: if we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late tee. Minimum Payment Warning; If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Only the minimum Payment 18 years $12,175 If you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credit Location Amount Ir aV t, No payments or credits were received test month. (transactions continued on next page) TAROCTs NEW PHONE. HOME OR E-MAIL ADDRESS, PLEASE UPDATE ON REVERSE SIDE, OFFICE COPY NOTICE SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARO SERVICES IJ1IJ III IIIA IIY911V I ID AI TARGET CARD SERVICES P.O. BOX 660170 DALLAS TX 75266-0170 Irlllllll Ill��ullllr�Tl�,Il�rllllllll�ll�,lllli�ln�lilluillllr SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $5,438.40 Minimum Payment Due $828.00 Payment Due Date April 19. 2014 Amount Enclosed $ Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 SCOTT C SNYDER -x0000* 01t m Statement Closing Date: March 22. 2014 Page 2 012 Transactions (cont) Trans Date {?tVet's Description of Transaction or Credit LATE PAYMENT FEE d:%SYi ti. INTEREST CHARGE -PURCHASES Location Amount u i�;f7 i�Fr t r il!: TOTAL FEES FOR THIS PERIOD TOTAL INTEREST CHARGED FOR THIS PERIOD Total Tees charged in 2014 Total interest charged in 2014 $105.00 $261.41 $35.00 $35.00 $83.30 $83.30 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual Interest rate on your account, Purchases Cash Advances AF �. 20.24% (v) 27.24% (v) it 15.365 12 $0.00 (v) - Variable Rate There is a Minimum Charge of 11 00 for any billing period in which an interest charge is imposed, $83.30 $0.00 B b d 1 II Y u w Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: April 22, 2014 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged $5,438.40 40.00 +$0.00 +$0.00 $828,00 +$36.00 +$94.34 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash The Cash Limit is a portion of the Total Credit Limit $5,567.74 $0.00 $0.00 $0.00 $0.00 Statement Closing Date 4/22)2014 Days in Billing Cycle 31 For questions, an address change or to report a lost or stolen card, go online or call us: Target.comlret/card 1-888-755-5856 1-800-347-5842 1-612-307-8622 {Call Collect) Manage My REDcard Target Card Services TDDITDY Outside the U.S. Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $6,587.74 $1,012.00 5/1912014 Late Payment Warning: It we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Only the minimum Payment 15 years $12,216 f you would like information about credit counseling services, call 1-600-991-8433. Transactions Trans Date Description of Transaction or Credit Location Amount il. q thlks;�+ilj+� No payments or credits were received last month. (transactions continued on next page) TARGET; NEW PHONE, HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY NCTICE'. SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES Aniuumnui11mnmu TARGET CARD SERVICES P.O. BOX 660170 DALLAS TX 75266-0170 I1IIIIIIIIII13IlIIlIt*IlullttllIIIIll,IIJIIlllltllhl'IIIIIII Ir SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $5,567.74 Minimum Payment Due $1,012.00 Payment Due Date May 19, 2014 Amount Enclosed $ TARGET. 11 ib Ib �N ,00040• Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: April 22, 2014 SCOTT C SNYDER Page 2 of 2 Transactions (cont.) Trans Date Description of Transaction or Credit Viii>;>s, »i Z'.�i ?1!#l"tl1uzlr� {hiif�ll�+n Apr. 19 LATE PAYMENT FEE Sal .41SESSIMIN INTEREST CHARGE -PURCHASES Location TOTAL FEES FOR THIS PERIOD TOTAL INTEREST CHARGED FOR THIS PERIOD Total fees charged in 2014 Total interest charged in 2014 $140.Q0 $355,75 Amount 35.00 $35.00 r ,I r ,.f $94.34 $94,34 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account, Purchases Cash Advances 2024% (v) 27.24% (v) $5:488.38 $0.00 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed $94.34 $0.00 TARGET. II INN 'OUDOO'• II Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: May 22, 2014 SCOTT C SNYDER Page 1 of 2 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged $5,567.74 -$0,00 +$0.00 +$0 00 $1,012.00 +$36.00 +$93.46 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash $5,696.19 $0.00 $0.00 $0.00 $0.00 The Cash Limit is a portion of the Total Credit Limit Statement Closing Date 5/22/2014 Days in Billing Cycle 30 For questions, an address change or to report a lost or stolen card, go online or call us: Target comiredcard 1-888-755-5656 1-800-347-$842 1-612-307-8622 (Call Collect) Manage My REDcard Target Card Services TDD/TDY Outside the U.S. Calling will not preserve your billing -error rights Payment Information New Balance Minimum Payment Due Payment Due Date $5,696.19 $1,197.00 6/19/2014 Late Payment Warning: If we do not receive your minimum payment by the date listed above, you may have to pay up to a $35.00 late fee. Minimum Payment Warning: If you make only the minimum payment each period, you will pay more in interest and it will take you longer to pay off your balance. For example: Only the minimum Payment 18 years f you would like information about credit counseling services, call 1-800-991-8433. Transactions Trans Date Description of Transaction or Credtt Location tamNitftiligtriprioRittipipit,:ViNWN, gigriViiiiiii****414441WAN, „ , f; N14, ‘q 1. ot A IX. I • • 21{ No payments or credits were received last month. Amount , (transactions continued on next page) NEIN PHONE HOME OR E-MAIL ADDRESS' PLEASE UPDATE ON REVERSE SIDE. OFFICE COPY NOTICE. SEE REVERSZ SIDE FOR IMPORTANT oNFORMATioN INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD sERV10ES 1111111111111111111111111 MIN TARGET CARD SERVICES P.O.BOX 660170 DALLAS TX 75266-0170 111111111111"111111"1"11111111111111"1111111111111111111 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number X,XXX-XXX)(-XXXX-4470 Account Identification Number 00017416128 New Balance $5,696.19 Minimum Payment Due $1,197.00 Payment Due Date June 19, 2014 Amount Enclosed $ IP 1 *00000* Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: May 22, 2014 SCOTT C SNYDER Page 2 of 2 Trans Date Description of Transaction or Credit May 19 LATE PAYMENT FEE Location TOTAL FEES FOR THIS PERIOD Amount $35,00 $35.00 INTEREST CHARGE -PURCHASES TOTAL INTEREST CHARGED FOR THIS PERIOD illiPiMegratMrpirS? Total fees charged in 2014 Total interest charged in 2014 $175,00 $449.20 $93.45 $93.45 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual Interest rate on your account. Purchases Cash Advances .4 • 20.24% (v) 2724% (v) $561739 $000 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $93.45 $0.00 TARGET* II 11 1 II Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-447O Account Identification Number; 00017416128 Statement Closing Date: June 22, 2014 SCOTT C SNYDER Page 1012 Summary of Account Activity Previous Balance Payments and Other Credits Purchases and Other Debits Cash Advances Past Due Amount Fees Charged Interest Charged 55,896.19 40.00 ..$0.()0 +50.00 51,197.00 +$33,00 +$0.00 New Balance Total Credit Limit Cash Limit Available Credit Portion Available for Cash The Cash Limit is a portion of the Total Credit Limit Statement Closing Date Days in Billing Cycle 55,731 19 50.00 $0.00 50.00 50.00 2014 31 Payment Information New Balance Minimum Payment Due Payment Due Date 55,731.19 55,731.19 7/19/2014 If you would like information about crec4t counseling services, call 1-800.991-8433. For questions, an address change or to report a lost or stolen card, go online or call us: Target,corniredcard 1-688-755-5858 1-800-347-5842 1-612-307-8622 (Call Collect) Calling will not preserve your billing -error rights Manage My R E Nerd Target Card Services TDD.rfDY Outside the U.S, Your account has been charged off, This is your final statement. Transactions Trans Date Description of Transaction or Credit Location Amount No payments or credits were received last month. 19 LATE PAYMENT FEE TOTAL FEES FOR THIS PERIOD 6 535.00 (transactions continued on next page) NEW PRONE. HOME OR E-MAIL ADDRESS? PLEASE UPDATE ON REVERSE SIDE, OFFICE COPY NOTICE KC REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYAELE TO "TARGET CARD SERVICES 111111111111111111111M NI 1 TARGET CARD SERVICES P0, BOX 660170 DALLAS TX 75266-0170 111111111111"111111"1"/111111111/11111111111111+11111 SCOTT C SNYDER 14 LONGWOOD DR MECHANICSBURG PA 17050-7969 Account Number XXXX-XXXX-XXXX-4470 Account Identification Number 00017416128 New Balance $5,731.19 Minimum Payment Due $5,731..19 Payment Due Date July 19, 2014 Amount Enclosed $ TARGET* d III I Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-4470 Account Identification Number: 00017416128 Statement Closing Date: June 22, 2014 SCOTT C SNYDER Page 2 of 2 Intere Cha Total fees charged in 2014 Total interest charged in 2014 e Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account, Purchases Cash Advances 0.00% 0.00% $5,700.70 $0.00 There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. $0.00 $0.00 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, NA., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK V. SCOTT C SNYDER Plaintiff Defendant(s) NO. 14-6455 CERTIFICATION OF SERVICE OF AMENDED COMPLAINT IN CIVIL ACTION Filed on behalf of: TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK Counsel of Record for This Party: Gregg L. Morris, Esquire Pa I.D. #69006 Patenaude & Felix, A.P.C. 213 E. Main Street Carnegie, PA 15106 (412) 429-7675 PA_103A Cert Service P&F File No. 14-32097 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK v. SCOTT C SNYDER Plaintiff Defendant(s) NO. 14-6455 CERTIFICATION OF SERVICE I, GREGG MORRIS, attorney for Plaintiff, above named, hereby certify that a true and correct copy of AMENDED COMPLAINT IN CIVIL ACTION was served this date by ordinary mail upon the following: ROBERT D. KLINGENSMITH, ESQ. 209 WEST PATRIOT STREET SOMERSET PA 15501 Date: December 16, 2014 r LI .! �►►�• , E-,. n ; & Felix, A. E. ain Street Carnegie, PA 15106 (412) 429-7675 PA 103A Cert Service P&F File No. 14-32097 I, GREGG MORRIS, attorney for Plaintiff, TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK , hereby certify that a true and correct copy of foregoing document was served this date by ordinary mail upon the following: ROBERT D. KLINGENSMITH 209 West Patriot Street Somerset PA 15501 Date: December 16, 2014 e .P.C. 13 E. Mai Street Carnegie, PA 15106 (412) 429-7675 PA 65 Certificate of Service P&F File No 14-32097 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK Plaintiff CIVIL ACTION-LAW V. NO: 2014-6455 PRELIMINARY OBJECTIONS SCOTT C SNYDER TO AMENDED COMPLAINT Defendant Filed on Behalf of Defendant: SCOTT C SNYDER Counsel of Record: Robert D. Klingensmith, Esquire PA I.D. #313960 HAROLD SHEPLEY &ASSOCIATES, LLC 209 West Patriot Street Somerset,PA 15501 (814)444-0500 (814) 444-0600 (fax) rklingensmith@shepleylaw.com IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR : IN INTEREST TO TARGET NATIONAL : BANK Plaintiff CIVIL ACTION-LAW V. NO: 2014-6455 SCOTT C SNYDER . Defendant DEFENDANT'S PRELIMINARY OBJECTIONS PURSUANT TO PA.R.0 P 1028 AND NOW, comes the Defendant, Scott C Snyder, by and through his attorney, Robert D. Klingensmith, Esquire of Harold Shepley &Associates, LLC, and files the following Preliminary Objections to Plaintiff's Amended Complaint: 1. Plaintiff filed a Complaint in Civil Action against Defendant demanding damages in the amount of$5,731.19. 2. Plaintiff's Complaint fails to conform to law or rule of court under Pa. R.C.P. 1028(a)(2). 3. Plaintiff's Complaint contains insufficient specificity as required under Pa.R.C.P. 1028(a)(3). Objection I Pa.R.C.P. 1028(a)(2) 4. The Plaintiff alleges to have purchased the alleged account from Target National Bank. 5. The assignment showing that the Plaintiff has appropriate standing is not attached to the Complaint. There is nothing in the Complaint that shows this individual alleged account was in fact purchased/assigned by the Plaintiff. The assignment attached does not show the individual account in question was in fact subject to the assignment. 6. When the Plaintiff is not the original credit holder, they must show they have proper standing to bring the lawsuit. This can be accomplished by a bill of sale or proof of assignment showing the individual account in question. 7. The assignment in no way shows the individual account was subject to the assignment. 8. Therefore, Plaintiff's Complaint fails to conform to law or rule of court under Pa.R.C.P. 1028(a)(2). WHEREFORE, Defendant respectfully requests that the Court order Plaintiff to file an Amended Complaint or dismiss this action with prejudice. Objection II 1028(a)(3) 9. Pa.R.C.P. 1019 (a)requires that the material facts on which a cause of action or defense is based shall be stated in a concise and summary form. 10. Pa. R.C.P. 1019(f) requires that averments of time,place and items of special damages shall be specifically stated. 11. Plaintiff in this matter claims that the Defendant opened and used a credit account issued by Plaintiff. 12. The copy of the Complaint in the Defendant's possession does not have a billing statement showing a zero balance. 13. The Complaint has failed to plead the various transactions and purchases which resulted in the alleged debt due. 14. Pursuant to Pa.R.C.P. 1019(f) Plaintiff has failed to provide information of the time and places any items were allegedly bought on the credit card. 15. By failing to include documentation of what items were purchased, when those items were bought and the amount of each purchase, Defendant is unable to ascertain the validity of the amount owed on the account. 16. Plaintiff has also failed to provide documentation of any cash advances made by Plaintiff. 17. Plaintiff has failed to provide a concise summary of the payments made by the Defendant on the alleged account as well as the date of last payment on the account. 18. Furthermore, Plaintiff basis its claim on an alleged agreement. 19. Plaintiff has failed to specify whether the agreement is oral or written as required under Pa.R.C.P 1019(h) 20. Furthermore, if the contents of the pleading are based on a writing, which it appears Plaintiff is alleging that it does, then Plaintiff has failed to attach the original agreement specific to the Defendant's account and all amendments to said agreement are not accessible and set forth the substances of the writings (Pa.R.C.P. 1019(i). 21. The agreement attached to the Complaint is undated and therefore it is concluded to not be the original agreement governing the terms of the account. 22. This lack of a writing is not sufficient under Pa.R.C.P. 1019(i). 23. As a result, Plaintiff's Complaint contains insufficient specificity as required under Pa. R.C.P 1028(3). WHEREFORE, Defendant respectfully requests that the Court order Plaintiff to file an Amended Complaint or dismiss this action with prejudice. Respectfully submitted, 9 �- L Robert D. Klingensmith, Esquire PA I.D.#313960 Harold Shepley &Associates, LLC 209 West Patriot Street Somerset, PA 15501 Attorney for Defendant IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR : IN INTEREST TO TARGET NATIONAL : BANK . Plaintiff CIVIL ACTION-LAW V. NO: 2014-6455 SCOTT C SNYDER Defendant CERTIFICATE OF SERVICE I served these Preliminary Objections and Brief in Support of Preliminary Objections by U.S. Mail, postage prepaid, at 213 E. Main Street, Carnegie, PA 15106 on Gregg Morris, Esquire, of Patenaude and Felix, A.P.C. the Attorney for the Plaintiff, TD BANK USA on January 5, 2015. 1 declare under penalty of perjury that this information is true. Date: January 5, 2015 , lw� Server's Signature Gretchen Giles —Legal Assistant Printed Name and Title Harold Shepley &Associates, LLC 209 West Patriot St. Somerset, PA 15501 Server's Address IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA TD BANK USA, N.A., AS SUCCESSOR : IN INTEREST TO TARGET NATIONAL : BANK Plaintiff CIVIL ACTION-LAW V. NO: 2014-6455 SCOTT C SNYDER Defendant Order of Court On this day of , upon consideration of defendant(s)' preliminary objections, it is hereby ORDERED that plaintiff(s)' amended complaint is stricken. Plaintiff(s) is (are) granted days leave to file a second amended complaint. If the plaintiff(s) fail(s) to file a second amended complaint within days of the date of this order, upon praecipe of defendant(s), the Prothonotary, shall dismiss the case with prejudice. BY THE COURT J.