HomeMy WebLinkAbout14-6761 COMMONWEALTH OF PENNSYLVANIA
COURT OF COMMON PLEAS NOTICE OF APPEAL
Judicial District, County Of FROM
MAGISTERIAL DISTRICT JUDGE JUDGMENT
COMMON PLEAS No. / -7
NOTICE OF APPEAL
Notice is given that the appellant has filed in the above Court of Common Pleas an appeal from the judgment rendered by the Magisterial District
Judge on the date and in the case referenced below.
NAVIFaAPR LLANT MAG.DIST.NO. NAME Or MDJ
Alb w-d h/. hAb6l /Wr 0' 1and
ADDRES4D,FOPPELLJ,W TY ZIP ODE
—?0 C�) ILa royl CISTATE
DATE 01
)UDGMNTINTHE C EOF(P (Defend n')'
'414A)11t""P'!511 /V n'"�� /
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DOCKET No. SIGNATURE OFA EL NT OR ATTORNEY OR AGENT
0 9M3 61
This block will be signed ONLY when this notation is required under Pa. If a/e/lant was Claimant (see Pa. R.C.P.D.7 Na 00 0 16) in action
R,C.P.D.J. No. 1008B.
This Notice of Appeal, when received by the Magisterial District Judge, will before a Magisterial District Judge, A COMPLAINT MUST BE FILED
operate as a SUPERSEDEAS to the judgment for possession in this case. within twenty
(20)days after filing the NOTICE of APPEAL.
Signature of Prothonotary or Deputy
PRAECIPE TO ENTER RULE TO FILE COMPLAINT AND RULE TO FILE
(This section of form to be used ONLY when appellant was DEFENDANT(see Pa.R.C.P.D.J. No. 1001(7) in action before Magisterial District
Judge. IF NOT USED, detach from copy of notice of appeal to be served upon appellee.
PRAECIPE: To Prothonotary —
Enter rule upon 7 1-3 ,/t- P-1V 4,1- 4 appellee(s),to file a complaint in this appeal
Name of appellee(s)
(Common Pleas No. within twenty(20)days after se>4;b of rule or suffer t ofj ant of non pros.
Signature ofappt//a or bttomey-�r agent
1
74 llr-exl ',!�o tea/RULE: To rlD/3AJ"k– 6)- '�ger appellee(s)
Name of appellee(s)
(1) You are notified that a rule is hereby entered upon you to file a complaint in this appeal within twenty(20)days after the date of service
of this rule upon you by personal service or by certified or registered mail.
(2) 'If you do not-fitt a complaint within this time, a JUDGMENT OF NON PROS MAY BE ENTERED AGAINST YOU.
(,i�.Tht-'date o.f sriice ofthis,rule if service was by mail is the date of the mailing.
Date:IhJ/ L201"
V VA k
Signature of Prothonotary or Deputy
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CRt
?GMENT/TRANSCRIPT FORM WITH THIS NOTICE OF APPEAL.
U'N 0 ♦H I
AOPC 312-05,
1.
3!,3`733
COMMONWEALTH OF PENNSYLVANIA- NOtIC@ Of Judgment/Transcript CIVIC
COUNTY OF CUMBERLAND
Case
Mag. Dist. No: MDJ-09-1-03 TD Bank USA, N. A., As Successor in Interest
MDJ Name: . Honorable Richard S. Dougherty TO Target National Bank
Address: 98 South Enola Drive, Suite 1 V.
Enola, PA 17025 Michael W Webster Jr.
Telephone: 717-728-2805
Michael W Webster Jr.
58 Sharon Road Docket No: MJ-09103-CV-0000119-2014
Enola, PA 17025 Case Filed: 8/25/2014
Disposition Summary (cc Cross Complaint)
Docket No Plaintiff. : Defendant Disposition Disposition Date
MJ-09103-CV-0000119-2014 . TD Bank USA, N.A.,As Michael W Webster Jr.
Successor in Interest To Target Judgment for Plaintiff 11/06/2014
NationalBank
_...._..
Judgment Summary __.........._... __....._ _.. .__..._._.
.Participant Joint/Several Liability Individual Liability. Amount
Michael W.Webster Jr. $0.00 $6,093.52 $6,093.52
TD Bank USA, N.A.,As Successor in Interest $0.00 $0.00 $0.00
To Target National Bank
Judgment Finding (*PostJudgment)
In the matter of TD Bank USA, ,N. A., As Successor .in Interest To Target National Bank vs. Michael W Webster Jr. on
MJ-09103-CV-0000119-20,14, on 11/06/2014 the judgment was awarded as follows:
Judament Component Joint/Several Liability Individual Liability Deposit Applied Amount
Civil Judgment $0.00 $5,923.02 $5,923.02
Filing Fees $0.00 $170.50
$170.50 .
Grand Total: $6,093.52 .
ANY PARTY HAS THE RIGHT TO APPEAL WITHIN 30 DAYS AFTER THE ENTRY OF JUDGMENT BY FILING A NOTICE OF APPEAL WITH
THE PROTHONOTARY/CLERK OF COURT OF COMMON PLEAS, CIVIL DIVISION. YOU MUST INCLUDE A COPY OF THIS NOTICE OF
JUDGMENT/TRANSCRIPT FORM WITH YOUR NOTICE OF APPEAL.
EXCEPT AS OTHERWISE PROVIDED IN THE RULES OF CIVIL PROCEDURE FOR MAGISTERIAL DISTRICT JUDGES,IF THE JUDGMENT
HOLDER ELECTS TO;.ENTER THE JUDGMENT IN THE COURT OF COMMON PLEAS, ALL FURTHER PROCESS MUST COME FROM THE
COURT OF COMMON PLEAS AND NO FURTHER PROCESS MAY BE ISSUED BY THE MAGISTERIAL DISTRICT JUDGE.
UNLESS THE JUDGMENT IS ENTERED IN THE COURT OF COMMON PLEAS, ANYONE INTERESTED IN THE JUDGMENT MAY FILE A
REQUEST.FOR ENTRY OF SATISFACTION WITH THE MAGISTERIAL DISTRICT JUDGE IF THE JUDGMENT DEBTOR PAYS IN FULL,SETTLES,
OR OTHERWISE COMPLIES WITH THE JUDGMENT.
Nov
06 2014
Date Magisterial District Judge Richard S.Dougherty.
I certify that this is a true and correct copy of the record of the proceedings containing the judgment.
Date Magisterial District Judge
MDJS 315 Page 1 of 2 Printed: 11/06/2014 8:51:04AM
TD Bank USA, N. A., As Successor in Interest To Docket No.: MJ-09103-CV-0000119-2014
Target National Bank
V.
Michael W Webster Jr.
Participant List
Plaintiff(s)
TD Bank USA, N.A.,As Successor in Interest To Target National Bank
Go Gregg Morris, Esquire
213 East Main Street
Carnegie, PA 15106
Defendant(s)
-_Michael W`WebMerJr.
58 Sharon Road
Enola, PA 17025
Complainant's Attorney(s)
Gregg Lawrence Morris, Esq.
Patenaude&Felix,A.P.C.
213 East Main Street
Carnegie, PA 15106
MDJS 315 Page 2 of 2 Printed: 11/06/2014 8:51:04AM
HE PRO f HON,) -i�'k
� I( NOV 21 Ptd 3: 25
CUMBERLAND CDUN'ry
PENNSYLVANIA
PROOF OF SERVICE OF NOTICE OF APPEAL AND RULE TO FILE COMPLAINT
(This proof of service MUST BE FILED WITHIN TEN(10)DAYS AFTER filing of the notice of appeal. Check applicable boxes.)
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF IoL<�a ;ss
AFFIDAVIT: I hereby(swear)(affirm)that I served
r0
❑ a copy of the Notice of Appeal, Common Pleas No. upon the Magisterial District Judge designated therein on
(date of service)1112i , ❑ by personal service ❑ by(certified)(registered)mail,
sender's receipt attached hereto, and upon the appellee, (name) on Td
. 20 / ❑by personal service❑ by(certified)(registered)mail,
sender's receipt attached hereto.
(SWORN) (AFFIRMED ND SUBSCRI ED BEFORE ME
THIS�jat DAY OF��J2 /
Sign t official b ore w, affidavit was made Signature jofaffianet
Prolbo*wry,Cumberland Co ty,,10 rliaie,PA
(� My Conrrrdasion dpires the First Monday of Jan.2018
Title of official
(DomesticU.S. Postal ServiceT. i U.S. Postal ServiceTM
CERTIFIED MAIL,m RECEIPT :1 CERTIFIED MAILT. RECEIPT
Only, Provided)(Domesticmailonly, insuranceCoverage
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For delivery information
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C'�14 DEC -8 Fri 2:
CUMBERLAND CQUE';'
PENNSYLVANIA
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO
TARGET NATIONAL BANK
Plaintiff
v.
MICHAEL W WEBSTER *JR
Defendant(s)
NO. 14-6761
COMPLAINT IN CIVIL
ACTION
Filed on behalf of:
TD BANK USA, N.A., AS
SUCCESSOR IN INTEREST TO
TARGET NATIONAL BANK
Counsel of Record for This Party:
Gregg L. Morris, Esquire
Pa I.D. #69006
Patenaude & Felix, A.P.C.
213 E. Main Street
Carnegie, PA 15106
(412) 429-7675
PF_PA_11 Cmplt Cyr Sht P&F File No. 14-26547
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO
TARGET NATIONAL BANK
Plaintiff
v.
MICHAEL W WEBSTER *JR
Defendant(s)
NOTICE TO DEFEND
You have been sued in Court. If you wish to defend against
the claims set forth in the following pages, you must take
action within TWENTY (20) DAYS after this Complaint and
notice are served, by entering a written appearance personally
or by an attorney, and filing in writing with the Court your
defenses or objections to the claims set forth against you. You
are warned that if you fail to do so the case may proceed
without you and a judgment may be entered against you by the
court without further notice for any money claimed in the
Complaint or for any other claim or relief requested by the
Plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER
AT ONCE.IF YOU DO NOT HAVE A LAWYER GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW. THIS
OFFICE CAN PROVIDE YOU WITH INFORMATION
ABOUT HIRING A LAWYER
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS
OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER
LEGAL SERVICES TO ELIGIBLE PERSONS AT A
REDUCED FEE OR NO FEE.
CUMBERLAND COUNTY BAR
ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
717-249-3166
PA 21Notice to Defend
NO. 14-6761
Usted ha sido demandado en corte. Si usted desea defenderse
de las demandas que se presentan mas adelante en las
siguientes paginas, debe tomar accion dentro de los proximos
veinte (20) dias despues de la notificacion de esta Demanda y
Aviso radicando personalmente o por medio de un abogado
una comparecencia escrita y radicando en la Corte por escrito
sus defensas de, y objecciones a, las demandas presentadas
aqui en contra suya. Se le advierte de que si usted fall de
tomar accion como se describe anteriormente, el caso pude
proceder sin usted y un fallo por cualquier suma de dinero
reclamada en la demanda o cualquier reclamation o remedio
solicitado por el demandante puede ser dictado en contra suya
por la Corte sin mas aviso adicional. Usted puede perder
dinero o propiedad au otros derechos importantes para usted.
USTED DEBE LLEVAR ESTE DOCUMENTO A SU
ABOGADO INMEDIATAMENTE. SI USTED NO TIENE
UN ABOGADO, LLAME 0 VAYA A LA SIGUENTE
OFICINA. ESTA OFICINA PUEDE PROVEERLE
INFORMACION A CERCA DE COMO CONSEGUIR UN
ABOGADO
SI USTED NO PUEDE PAGAR POR LOS SERVICIOS DE
UN ABOGADO, ES POSSIBLE QUE ESTA OFICINA LE
PUEDA PROVEER INFORMACION SOBRE AGENCIAS
QUE OFREZCAN SERVICIOS LEGALES SIN CARGO 0
BAJO COSO A PERSONAS QUE CALIFICAN.
CUMBERLAND COUNTY BAR
ASSOCIATION
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
717-249-3166
P&F File No. 14-26547
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO
TARGET NATIONAL BANK
NO. 14-6761
Plaintiff
V.
MICHAEL W WEBSTER *JR
Defendant(s)
COMPLAINT IN CIVIL ACTION
AND NOW, comes Plaintiff, TD BANK USA, N.A., AS SUCCESSOR IN INTEREST
TO TARGET NATIONAL BANK , by and through its attorney, GREGG MORRIS, ESQUIRE
and the law offices of PATENAUDE & FELIX, A.P.C. and files the following Complaint in
Civil Action, and in support thereof aver as follows:
1. Plaintiff, TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET
NATIONAL BANK , is a national banking association registered with the Office of the
Comptroller of the Currency and for the purpose of this litigation, maintaining a place of
business c/o PATENAUDE AND FELIX, A.P.C., 213 EAST MAIN ST., CARNEGIE,
PENNSYLVANIA 15106.
2. Defendant is MICHAEL W WEBSTER, JR, an adult individual, believed to
currently reside at 58 SHARON RD ENOLA, PA 17025-1826.
3. Defendant(s) obtained extensions of credit, purchases or cash advances on the
following opened ended credit card account number XXXXXXXXXXXX1831 issued by Target
National Bank.
PA_05D Civil Cmplt Crdt Crd P&F File No. 14-26547
4. The Defendant(s) made payments on the account with the last payment posting on
November 08, 2013, but have/has refused to pay, and now refuses to pay the balance due and
owing on the aforesaid account in the sum of $5,923.02 plus interest and costs.
5. Plaintiff, TD BANK USA, N.A., purchased the debt and now owns the aforesaid
account. A copy of the bill of sale and assignment is attached here as Exhibit "A" and
incorporated herein by reference.
6. The Defendant(s) has/have made or authorized a number of purchases and as of
6/2/2014 3:00:00 AM, Defendant(s) owes $5,923.02 on said account plus interest.
7. Plaintiff maintains accurate books of account recording all credits and debits for
this account.
8. Despite repeated demands, Defendant(s) have/has failed to make the required
installment payments when due and therefore the full amount of the account is now due and
payable.
9. A copy of the Account Statements are attached hereto as Plaintiffs Exhibit "B"
and incorporated herein by reference.
PA_05D Civil Cmplt Crdt Crd P&F File No. 14-26547
WHEREFORE, Plaintiff demands Judgment in its favor, and against Defendant(s), in
the amount of $5,923.02, plus interest as set forth herein from the date of breach, with continuing
interest at the legal rate thereon from the date of Judgment plus costs. The damages requested
are less than the maximum amount for compulsory arbitration as set by the Court.
Date: December 04, 2014
Respe f y submitted:
Pate & Felix, A.P.C.
ee
PA 15106
12) 429-7675
PA_05D Civil Cmplt Crdt Crd P&F File No. 14-26547
EXECUTION COPY
ASSIGNMENT AND ASSUMPTION AGREEMENT
This Assignment and Assumption Agreement, dated as of March 13, 2013 (the
"Assignment and Assumption") is entered into by (i) Target National Bank, a national banking
association; Target Receivables LLC, a Minnesota limited liability company ("TRLLC" and
together with Target National Bank, the "Sellers," and each a "Seller"), as the Sellers, and TD
Bank USA, N.A., a national banking association (the "Purchaser"), as the Purchaser, pursuant to
subsection 3.1(b) of the Purchase and Sale Agreement, dated as of October 22, 2012, as amended
by the First Amendment thereto, dated as of March 13, 2013 (as amended, the "Purchase and
Sale Agreement"), by and among the Sellers, Target Corporation, a Minnesota corporation (the
"Parent") and the Purchaser, and (ii) Target National Bank, as the depositee (in such capacity,
the "Depositee") and the Parent, as the depositor (in such capacity, the "Depositor") as parties to
the Deposit Account Agreement #1 and Deposit Account Agreement #2, each dated as of April
28, 2009 (collectively, the "Deposit Account Agreement"), pursuant to subsection 3.1(d) of the
Purchase and Sale Agreement.
Section 1. Definitions.
Capitalized terms used but not defined in this Assignment and Assumption have
the same meaning as set forth in the Purchase and Sale Agreement, or if such term is not defined
therein, the Credit Card Program Agreement (the "Credit Card Program Agreement"), dated as
of October 22, 2012, by and among the Parent, Target Enterprise, Inc., a Minnesota corporation
and the Purchaser.
Section 2. Assignment.
(a) Purchase Agreement.
(i) The Sellers hereby sell, convey and assign to the
Purchaser, free and clear of all Liens, the Acquired Assets, including, without
limitation, each Private Label Account and Co -Branded Account owned by Target
National Bank as of the Cut -Off Time and existing as of the Closing Date,
including Closed. Accounts and Written -Off Accounts as of the Closing Date (the
"Accounts").
(ii) All purchases and cash advances in connection with.
the Accounts and the Cardholder Indebtedness related to such Accounts
outstanding as of the Closing Date or thereafter effected shall create the
relationship of debtor and creditor between the Cardholder and the Purchaser,
respectively.
(iii) The Sellers acknowledge and agree that, following
the Closing Date, (x) they shall have no right, title or interest in or to, any of the
Accounts or the Account Documentation related to such Accounts or any
EXHIBIT
proceeds of the foregoing, and (y) the Purchaser shall extend credit directly to
Cardholders.
(b) Deposit Account Agreement.
(i) The Depositee hereby transfers and assigns to the
Purchaser all of its rights and obligations under the Deposit Account Agreement,
including all deposit Liabilities currently outstanding.
(ii) On the Closing Date, the Depositee hereby pays to
the Purchaser an amount equal to the Deposit Liabilities held by the Depositee for
the Depositor, as estimated per subsection 3.l (d)(i) of the Purchase and Sale
Agreement (which payment shall be made by a deduction from the Purchase Price
and is subject to final adjustment as provided in subsection 3.1(d) of the Purchase
and Sale Agreement).
(iii) The Depositor and Depositee agree to terminate
those two certain Pledge and Security Agreements, each dated as of April 28,
2009, and the pledges therein.
(iv) The Depositor and Depositee agree that
notwithstanding any other provision of the Deposit Account Agreement, no
interest shall accrue thereunder on or after the Closing Date.
Section 3. Assumption.
(a) Purchase Agreement.
(i) The Purchaser hereby assumes and shall pay, defend,
discharge and perform as and when due the Assumed Liabilities upon the terms
and conditions set forth in the Purchase and Sale Agreement. For greater certainty,
the Purchaser will notbe assuming or agreeing to pay, defend, discharge and
perform the Excluded Liabilities.
(ii) The Purchaser hereby agrees to purchase all the
Acquired Assets and on and after the Closing Date, the Purchaser shall be the sole
and exclusive owner of the Accounts and other Acquired Assets, and shall have
all rights, powers, and privileges with respect thereto as such owner.
(iii) Except as expressly provided in the Credit Card.
Program. Agreement, the Purchaser shall be entitled to (x) receive all payments
made by Cardholders on Accounts, and (y) retain for its account all Cardholder
Indebtedness related to Accounts and such other fees and income authorized by
the Credit Card Agreements and collected by the Purchaser with respect to the
Accounts and the Cardholder Indebtedness related to such Accounts.
(b) Deposit Account Agreement.
2
(i) The Purchaser hereby assumes all rights and
obligations of the Depositee under the Deposit Account Agreement, including all
deposit Liabilities thereunder to the extent outstanding as of the Closing Date, as
set forth in the Purchase and Sale Agreement.
(ii) On the Business Day following the Closing Date, the
Purchaser hereby agrees to pay the amount of such deposit Liabilities assumed, as
estimated per subsection 3.1(d) of the Purchase and Sale Agreement, to the
Depositor.
Section 4. Credit Card Program Agreement.
The terms of the operation of the Program with respect to the Acquired Assets and
Assumed Liabilities will be subject to the terms and conditions of the Credit Card Program
Agreement. The Parent and/or its Affiliate(s) and the Purchaser shall have the rights set forth in
the Credit Card Program Agreement in accordance with the terms thereof.
Section 5. Counterparts.
This Assignment and Assumption may be executed in two or more counterparts
(and by different parties on separate counterparts), each of which shall be an original, but all of
which together shall constitute one and the same instrument.
Section 6. Effect of Headings.
The Section headings herein are for convenience only and shall not affect the
construction hereof.
Section 7. Severability.
In case any provision in this Assignment and Assumption shall be invalid, illegal
or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not
be affected or impaired thereby.
Section 8. Governing Law.
THIS ASSIGNMENT AND ASSUMPTION SHALL BE GOVERNED BY,
AND CONS'T'RUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF NEW
YORK, WITHOUT REFERENCE TO ITS CONFLICT OF LAWS PROVISIONS (OTHER
THAN SECTION 5-1401. OF THE GENERAL OBLIGATIONS LAW), AND THE
OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HEREUNDER SHALL BE
DETERMINED IN ACCORDANCE WITH SUCH LAWS.
•
Section 9. Effective Date.
This Assignment and Assumption shall become effective as of the day and year
first above written.
[REMAINDER OF THE PAGE BLANK]
IN WITNESS WHEREOF, the parties hereto have caused this Assignment and
Assumption to be duly executed by their respective officers as of the day and year first above
written.
TARGET CORPORATION,
as the Parent and as the Depositor
By: iL
Name: Sara J. Ross
Title: Assistant Treasurer
TARGET RECEIVABLES LLC, as a Seller
By: 4tikek,
Name: Sara J. Ross
Title: Vice President and Assistant Treasurer
TARGET NATIONAL BANK,
as a Seller and, the Depositce
By:
Name: Spencer o inson
Title: Vice President
TD BANK USA, N.A.. as the Purchaser
By: (\i/A"kilt c tt
'.....-4,
- -
Name: Michael Collins
Title: President and CEO
ASSIONNIENT AND ASSUMPTION
TAROETa
111
900
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1631
Account Identification Number: 00034001981 Statement Closing Date: December 28, 2011
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Fees Charged
Interest Charged
$5,454.38
-$348.00
+ $0.00
+$0.00
+$0.00
+$102.27
New Balance
Total Credit Limit
Cash Limit
Available Credit
Portion Available for Cash
$5.208.65
$5,400.00
$0.00
$191.35
$0.00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date 12/28/2011
Days In Billing Cycle 30
For questions, an address change or to report
a lost or stolen card, go online or call us:
Target.com/redcard
1-888-755-5856
1-800-347-5642
1-612-307-8622 (Cali Collect)
Manage My REDcard
Target Credit Services
TDD/TDY
Outside the U.S.
Calling will not preserve your Mlling-error rights
Payment Information
New Balance
Minimum Payment Due
Payment Due Date
Late Payment Warning: If we do
payment by the date listed above,
$35.00 late fee.
Minimum Payment Warning: If y
payment each period, you will pay
you longer to pay off your balance.
$5,208.65
$155.00
1/25/2012
not receive your minimum
you may have to pay up to a
ou make only the minimum
more in interest and it will take
For example: .
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Only the minimum
Payment
19 years
$13,728
$201
3 years
$7,236
(Savings=.86,492)
f you would like infer mat on about credit counseling services.
call 1-600-991-8433.
Important Messages
Product Safety
Guest safety continues to be a top priority for Target. Visit Target.com or any Target in-store kiosks for product safety
alerts and recall information.
TARGET•
NEW PHONE. HOME OR
E-MAIL ADDRESS?
PLEASE UPDATE ON
REVERSE SIDE.
OFFICE COPY
Target National Hera. en •NWete et rarpn Stores
NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION
INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE 10 TARGET NATIONAL LANK
1111111111111111111111111111111111
TARGET NATIONAL BANK
P.O. BOX 660170
DALLAS TX 75266-0170
1.llllllllllfillllllnquil"llllllll1ll"IIIII1IIIrI'IIIIIIIII•
MICHAEL W VVEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number XXXX-XXXX-XXXX-1831
Account Identification Number 00034001981
New Balance $5,208.65
Minimum Payment Due $155.00
Payment Due Date January 25, 2012
Amount
Enclosed $
EXHIBIT
1 E,
TARGET,'
N
i,1111
ii
.;i
•00000•
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: December 28, 2011
MICHAEL. W WEBSTER JR Page 2 of 2
Transactions
Trans Date
Description of Transaction or Credit
Location
Amount
,,.{.••:: ,i4 •.r :1' •.+dam?t ..b :.. ... �: .i ., :�. ,..
,e ,..`.". •�t,::4::�}•i?l"ti::I:.C!H;.r :. 1?.':�: ,..ytt •+«-:�!• �:ii�::x ;�•t,i'�;''
• .: u:.Li.lf p:lttt
PHONE PAYMENT
MECHANICSBURG, PA
TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD
'Q•'t ; ...c fl ' , :' ti%'
••,:Lii}y.�?�,. t t.
" t•,�+t ai•� 'it :j!.�y' t'�. a '�t' •?r; -:: . t; �:
INTEREST CHARGE -PURCHASES
-$348.00
-$348.00
Rii, .ra..;:[�j nf�t;" '4i; '4 �' •:�, .di1t„i; :.rt'.i;,�?iitile�o:°riiK''..P ii �:•�eM•
. vxe�i...:.•i:i '�tih rK :.ti' . <x'” �'�{??' �: t ���• I
... u;,::n[ ...: SL• t .C•; Si�., 9a?.;>• j',I!•.. ,.;,; .:"'R;: *:'l,:c. � ? S1a.
$102.27
TOTAL INTEREST CHARGED FOR THIS PERIOD $102.27
Total fees charged in 2011
Total interest charged in 2011
$95.00
$1,183.71
Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account,
Purchases
Cash Advances
22.90% (v)
22.90% (v)
(v) = Variable Rate
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
Benefits Summary
The REDcard saves you 5% off our
already low prices at Target stores
and at Targetcom. Use your
REDcard today and every day, and
enjoy savings on almost anything at
Target.
Some exclusions apply. See program rules in
your Target store for details,
Enroll in Take Charge of Education
and choose the eligible K-12 school
that you want to help, Schools use the
money they receive from this program
to buy what students need.
Subject to Take Charge of Education progam
rules. See store or Target.c mitcoe for details.
Enroll in Target Pharmacy
Rewards. Then, fill just 5
prescriptions with your REDcard at
Target Pharmacy, and you'll get your
very own 5% -off shopping day at
Target.
Subject to Target Pharmacy Rewards program
rules. See store or Target.com/pharmacy
rewards for details.
Special Announcements and Exclusive Offers
REDcard Free Shipping, for the holidays and every day.
Use your REDcard® for free standard shipping on all your Target.com purchases, plus an extra 5% off
our already low prices. So you save even more on your list this season and on shopping year-round.
Some restrictions apply. See program rules in store or at Target.com/redcard for details,
TARGET.
•00000-
n
u
1
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: January 28, 2012
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Fees Charged
Interest Charged
$5,208.65
• S 160.00
+$0.00
+$0.00
+$0,00
+$101.76
New Balance
$5,150,40
Total Credit Limit $5,400.00
Cash Limit $0.00
Available Credit $249.60
Portion Available for Cash $0,00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date 1/28/2012
Days in Billing Cycle 31
For questions, an address change or to report
a lost or stolen card, go online or call us:
Manage My REDoard
Target Credit Services
TDD/TDY
Outside the U.S.
Target.cornlredcard
1-888-755-5858
1-800-347.5842
1-612-307-8622 (Cali Collect)
Calling will not preserve your billing -error rights
Payment Information
New Balance
Minimum Payment Due
Payment Due Date
Late Payment Warning: If we do
payment by the date listed above,
$35.00 late fee.
Minimum Payment Warning: tf y
payment each period, you will pay
you longer to pay off your balance.
$5,150.40
$154.00
2/2S/20 12
not receive your minimum
you may have to pay up to a
ou make only the minimum
more in interest and it will take
For example:
11E s I , f
�•is Bt(f( tt c I 1 �+ nr a c 4
ttt� ZY a
I
y�t�t1
�irl7Li447 4 s
� r .4t'
Otis k,[�{(
P
i t
sw
it
Ott( tt',`
S'F
4t�l�k�f
_..
,),.)
,py
tFlt�Y>�fi�,
is"+wif
j"raj
'r
ti'1
thl i'�,iUtil %.1:9�F1 t.,Ii,� i,irae({F.ytrar{�YYU,,`l
. R� 5 1 thAlr lflf) �a
1
')?.'°1iI
f.
Only the minimum
Payment
19ears
Y
$13,559..
$199
3 years
$7,164
(Savings=56,395)
If you would like information about credit counseling services,
calf 1-800-991-8433.
Important Messages
Your 5% REDcard0 savings really add up.
Thanks for shopping and saving year-round with your Target Credit REDcard. In 2011 alone, you saved an extra $32.82
on top of Target's already low prices. Just use your REDcard when you shop at Target and watch your savings grow.
Some restrictions apply. See store or Target.com/redcard for details.
TARGET.
NEW PHONE. HOME OR
E-MAIL ADDRESS?
PLEASE UPDATE ON
REVERSE SIDE.
OFFICE COPY
Taryet Netlme18ank, in 9Ntlnl. d Txgel Stores
NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION
INCLUDE TIifS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL$ANR
1111111 111111 111 111111111111 II
TARGET NATIONAL BANK
P,O. BOX 660170
DALLAS TX 75266-0170
l'1111111111" 111111"1"11"11111111111"11111'1111111111111111
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number XXXX-XXXX-XXXX-1831
Account Identification Number 00034001981
New Balance $5,150.40
Minimum Payment Due $154.00
Payment Due Date February 25, 2012
Amount
Enclosed $
TARGET,
11
Ir
ID
111
1
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: January 28, 2012
MICHAEL W VVEBSTER JR Page 2 of 2
Trans Date Description of Transaction or Cretht
A
Location
Amount
an. 24 PAYMENT MADE AT TARGET
ofinSIMIL .
INTEREST CHAtiGE-PURCHASES
MECHANICSBURG, PA
TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD
10q.4g,0
-$160.00
-$160.00
;re , .;0!... •
•
tti
TOTAL INTEREST CHARGED FOR THIS PERtOD
Total fees charged in 2012
Total interest charged in 2012
$0.00
$101.75
S101.75
$101.75
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
't•
.,111hf,-,P11,e
40,
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
Benefits Summary
The REDcard saves you 5% off our
already low prices at Target stores
and at Targetcom. Use your
REDcard today and every day, and
enjoy savings on almost anything at
Target.
some exclusions apply. See program rules in
your Target Axe for details.
Enroll in Take Charge of Education
and choose the eligible K-12 school
that you want to help. Schools use the
money they receive from this program
to buy what students need.
Subject to Take Charge ot Education progam
rules. See store or Tergetoorrvicoe to details,
Free Shipping -at TargeLcom .
Now the REDcard delivers even more
savings_ Get Free,Shipping on your
purchases, plus 5% off everyday
when you use your REDcard at
Target.com,
Some restrictions apply. Please see
TargetoomfREDcard for details.
Special Announcements and Exclusive Offers
Why go 'paperless? Smart reasons to. switch...
By choosing online --only REDcard® statements, you're helping save trees and cutting clutter in your mailbox
each month. Download your monthly statement as a PDF, so it's easy to review and save. Make the switch
today at Target.comircam.
TARGET.
1111
SIE, ilii
IIII t i`
•00000•
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: February 28, 2012
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Past Due Amount
Fees Charged
Interest Charged
$5,150.40
-$0.00
+$0.00
+$0.00
$154.00
+$36.00
+$101.19
New Balance
$5,286.59
Total Credit Limit $5,400.00
Cash Limit $0.00
Available Credit $113.41
Portion Available for Cash $0.00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date 2/28/2012
Days in Billing Cycle 31
For questions, an address change or to report
a lost or stolen card, go online or call us:
Target.com/redcard
1-888-755-5856
1-800-347-5842
1-612-307-8822 (Call Coltect)
Manage My REDcard
Target Credit Services
TDDITDY
Outside the U.S.
Calling will net preserve your billing -error rights
Payment Information
New Balance $5,286.59
Minimum Payment Due $344.00
Payment Due Date 3/25/2012
Late Payment Warning: if we do not receive your minimum
payment by the date listed above, you may have to pay up to a
$35.00 late fee.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more in interest and it will take
you longer to pay oft your balance. For example:
Only the minimum
Payment
19 years
f you would like information about credit counseling services, ,
call 1-800-991-8433.
Important Messages
Missed Payment?
We didn't receive your minimum payment by your last due date. If you've made the payment since then, thank you! If you
haven't, please make a payment by going to Target.com/redcard and clicking on "Manage My REDcard" or by calling us
at (888) 608-7627. You can also make a payment at any Target store or with the enclosed envelope,
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on
your account may be reflected in your credit report.
TARGET.
NEW PHONE. HOME OR
EMAIL ADDRESS?
PLEASE UPDATE ON
REVERSE SIDE.
OFFICE COPY
Target Netoe l Bank. ort efaliate d Target Stores
NOTICE' SEE REVERSE SIDE FOR IMCORTANI INFORMATION
tNCLUOE THIS PORTION WITH YOUR PAYAIE NT MADE PAYABLE TO TARGET NATIONAL BANK,
Account Number XXXX-XXXX-XXXX-1831
pIIIIIIIIIIIIIINIHhAINIIIHI
TARGET NATIONAL BANK
P.O. BOX 660170
DALLAS TX 75266-0170
111111111/11"1111111"1"11"11111111'11"1111111111 11111111V
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Identification Number
New Balance
Minimum Payment Due
Payment Duce Date
Amount
Enclosed $
00034001981
$5,286.59
$344.00
March 25, 2012
TARGET.
•00000•
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: February 20, 2012
MICHAEL W WEBSTER JR Page 2 of 2
Transactions
Trans Date Description of Transaction or Credit
`1.it
If;��q!�!(' '.
Rr
JI,AItIGNih..
Feb. 25
`ii� pax
'•tl
ll
ails
No payments or credits were received last month.
LATE PAYMENT FEE
t..
t
•,a
ir
Location
Amount
^Af!s•i� i ;i i �; ; •�, `- _ ugh;. : ,:
'.. ,. ,•.7!;..;1:.;a,'i.::!i`Eii:,,9�!!.•'1.:, :,l;:t•:lii_ .(•>�'' .''s:'•ii1C:l;::.r
Vit. 4%:,:�.i'rh`$ r,:hl;�il:i•"^l��ea..r:�il'ii1�:'�<.
"iii=`;"
.1
I: 1..,:Si1,••r:Y a:
TOTAL FEES FOR THIS PERIOD
$35.00
$35.00
,i"re
•, 1
... , r °'h 1;Q;:C",•. °}ii'•'is! :'ik. i�i';�.:: ; ! ;r£tiiJ:'i!;ii jl:r�
INTEREST CHARGE -PURCHASES
TOTAL INTEREST CHARGED FOR THIS PERIOD
ii
Total fees charged in 2012
Total Interest charged in 2012
1
$35.00
$202.94
$101.19
$101.19
Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account
Purchases
Cash Advances
22.90% (v)
22.90% (v)
$5,203.67
$0.00
(v) = Variable Rate
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
.$101.19
• $0.00 •
Benefits Summary
The REDcard saves you 5% off our
already tow prices at Target stores
and at Targetcom. Use your
REDcard today and every day, and
enjoy savings on almost anything at
Target.
Some exclusions apply. See program rules in
your Target store for details.
Enroll in Take Charge of Education
and choose the eligible K-12 school
that you want to help. Schools use the
money they receive from this program
to buy what students need.
Subject to Take Charge of Education program
rules. See store or Target.wrNtooe for details.
Free Shipping at Target.com
Now the REDcard delivers even more
savings. Get Free Shipping on your
purchases, plus 5% off everyday
when you use your REDcard at
Terget.com.
Some restrictions apply. Please see
Target.conv1 EDcardfordetails.
Special Announcements and Exclusive Offers
Use your REDcarda, save 5% at Target—every day. .
Your REDcard has a big benefit: Now it saves you 5% at Target, on almost anything you want, any time you
shop: Just use your card to make our already low prices that much lower, See the program rules in store for
restrictions.
TARGET$
u
111101111111
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: March 28. 2012
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Fees Charged
Interest Charged
$5,286.59
-$344.00
+$427.74
+$0.00
+10.00
+$96.66
New Balance
Total Credit Limit
Cash Limit
Available Credit
Portion Available for Cash
$5,465.98
$5,400.00
50.00
$0.00
$0.00
The Cash Limit is a portion of the Total Credit Limit .
Statement Closing Date 3/28/2012
Days in Billing Cycle 29
For questions, an address change or to report
a lost or stolen card, go online or call us:
Manage My REDcard Target.comlredcard
Target Credit Services 1-888-755-$856
TDD,TDY 1-800-347-5842
Outside the U.S. 1-612-307-8622 (Call Collect)
Calling will not preserve your billing-errorrtgl>.s
Payment Information
New Balance
Minimum Payment Dur
Payment Due Date
$5,485.98
5151.00
4/25/2012
Late Payment Mining: If we do not receive your minimum
payment by the date listed above, you may have to pay up to a
$35.00 late fee.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more in interest and it will take
you longer to pay off your balance. For example:
5.3 1 i i tilt) i ly \ I � 1��1ccY33,Y
{3�.�f � '��li Vl�i f�k•t
,f Gr i t
,,Z,,1 I it,Y
Only the minimum
Payment
'i, AIS ti llllt,�Y it Int
3`��jj� A �r� Y'(. �� {Y.t
•{iy A ! S v f.
$ Y9 lit IY• ^ ` /.
19 years
•
Yyn ; Y )1� 'gvYli��lio' l t Y
� !,?i �1
$ PP��b`14 , f,1!
k}
! t t�1
fft4 ,,f'
/t ibV 1. SnStf
rl i'+LTih
Nti V
114.484
$211
3 years
$7.596
(Savings= 56,888)
if you would like Information about credit counseling services,
call 1-800-991-8433,
Transactions
Trans Date
Mar. 2
tl
'II
.4
r,
Description of Transaction or Credit
int
t3.
E -PAYMENT, TARGET.COM
Mar. 9 GIANT 6263
Location
Amount
•
)144' k5•
y w' :.i.. sit, �.,
� ,. : �F •: 1:' � t i . ,.. .'v,•;:'�, �.;:niii, !f:i'�tU•;' •^,iii:; : li�''�iQ' i�a!'�t"nif:'F�;��;,'l; � ;fN� ';I
TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD
-$344.00
4344.00
!2•:l '
ENOLA, PA
$73,71
(transactions continued on next page)
TARGET,
NEW PHONE. HOME OR
E-MAIL ADDRESS/
PLEASE UPDATE ON
REVERSE SIDE,
OFFICE COPY
Target N.Cwtal Oarrc..n .fllkata of Target Stores
NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION
tNCLUOE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK
TARGET NATIONAL BANK
P.O. BOX 660170
DALLAS TX 75266-0170
Ithllllllll"111111"tl"Ili,111llllltlhttlllltlllfltlllllllll'
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number XXXX-XXXX-XXXX-1831
Account Identification Number 00034001981
New Balance $5,465.98
Minimum Payment Due $151.00
Payment Due Date April 25, 2012 •
Amount
Enclosed $
TARGIT.
I
Q.
D
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: March 29, 2012
MICHAEL W WEBSTER JR Page 2 of 2
Transactions {cont.)
Trans Date Description of Transaction or Credit
.fflm�t��
Mar. 9
Mar. 10
Mar. 10
Mar. 11
Mar. 11
Mar. 21
SUSQ. HARLEY DAVIDSON
CADDY SHACK
PEPBOYS STORE 21
TURKEY HILL #280
TURKEY HILL #280
YAMAHA OF CAMP HILL
TOTAL
!,f � , ikt �,. I, .��� ;1' .' j `+I ''; .fi " trr�lh;i.l
,s,,,lnal�k?l�al1, 0�1 �1�t
INTEREST CHARGE -PURCHASES
'ii
Location
• 01011
HARRISBURG, PA
MECHANICSBURG, PA
MECHANICSBURG, PA
ENOLA, PA
ENOLA. PA
CAMP HILL, PA
PURCHASES AND OTHER DEBITS FOR THIS PERIOD
i• t 1•r .,.a '.�.. �Ff c: Ij'1'4t'k
;1i; v , : s �,^4 � �� •, t .' - v: .
.. ,..i ` :44; • 1.1 :
TOTAL INTEREST CHARGED FOR THIS PERIOD
Total fees charged in 2012
Total interest charged in 2012
'Ih 111 x::5%1
$35.00
$298.59
Amount
$76.54
$57.67
$89.01
$12.88
517.59
$100.36
$427.74
.65
$95.65
Interes
Charge Calculation
Yots Annual Percentage Rate (APR) is the annual interest rate on your account,
u ti;
Purchases
Cash Advances
22.90% (v)
22.90% (v)
$5,258 02
$0.00
(a) = variable Rate
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
$95.65
$0.00
Benefits Summary
The REDcard saves you 5% off our
already low prices at Target stores
and at Target.com. Use your
REOcard today and every day, and
enjoy savings on almost anything at
Target,
Some exciusrorns apply. See program rules in
your Target store far details.
Enroll in Take Charge of Education
and choose the eligible K-12 school
that you want to help. Schools use the
money they receive from this program
to buy what students need.
Subject to Take Charged Education program
rules. See Mote or Target.corn/lcoe for details.
Enroll in Target Pharmacy
Rewards. Then, fill just 5
prescriptions with your REDcard al
Target Pharmacy, and you'll get your
very own 5% -off shopping day at
Target. •
Subject to Target Pharmacy Rewards program
rules. See store or Target.com/pharmacy
rewards for details.
Special Announcements and Exclusive Offers
REDcard Free Shipping at Target.com.
Now REDcard delivers even more savings: just use your REDcard at Target.com for 5% off plus Free
Shipping on aW your purchases, with no membership fee and no minimum purchase. So you're saving more
on nearly everything at Target — including hundreds of online -exclusive items — easy as Browse, Click, Ship
TARGET.
MINN
-00000`
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closin Date: � 28, 2012
MICHAEL W WEBSTER JR Page 1 of 2 9
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Fees Charged
Interest Charged
$5,465.98
-$400.00
+$0.00
+$0.00
+$0.00
+$103.38
New Balance
$5,169.36
Total Credit Limit $5,400.00
Cash Limit $0.00
Available Credit $230.84
Portion Available for Cash $0.00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date 4/28/2012
Days in Billing Cycle 31
For questions, an address change or to report
a lost or stolen card, go online or call us:
Target.comlredcard
1-888-755-5856
1-800-347.5842
1-612-307-8622 (Cat! Collect)
Manage My REDcard
Target Credit Services
TDD/TDY
Outside the U.S.
Calling will not preserve your biding -error rights
Payment Information
New Balance
Minimum Payment Due
Payment Due Date
$5,169.36
$156.00
5/2512012
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay up to a
$35.00 late fee.
Minimum Payment Warning: It you make only the minimum
payment each period, you will pay more in interest and it will take
you longer to pay off your balance. For example:
1Et
,;.1; r}slla dtl
t ilii ivs'r'Y�;t�ii ;
yx,.a h- m�, t ff 1
'ii9n~..l�t�..?l�
I I t 1 - 1
rtllWry Sar
' i P;Wl[<jC �i26`+,7trtf,1
c al i {2 'y0 4 }jit
i;ii ,''"T4} ekl �`li3
i 't q J ' ,7
'it l t it i tjlst
rT,t�[ijb.
{lpA S t I
I� I alit Fri
iT t {�[ti[;rt'. °
Only the minimum
Payment
19 yearn
$13,602
$200
3 years
$7,200
(Savings- $6.402)
f you would like information about credit counseling services,
call 1-800-991-8433.
Transactions
Trans Date Description of Transaction or Credit
Location
[ i,Tr;Gtr� �l{. �,;I� I I=i�V, <{� s � ! u ;r!'i 1 I ,.:r :ftv: .. �[, 'I
{{ ,"tl I R t16',• .l ,jilt t i i if�t l�y.P;;ilt'�} It' , i tl , ji i I ' f � •..ii .!hl [ 1 [ • •I
u. itili�.i�ill., �I!il;Si!i'ii!L•Hl:ilii 1 I d[ !tll!4,1'Ni il�'�i;itllt., {t .'i�ilt�•Htl S�[t"IfiiSaw....... ..,1?'If1t. .... .�-.�.4.:4it' II L 1 Z ..., ..
Apr. 1 E -PAYMENT, TARGET.COM
Apr. 26 PAYMENT MADE AT TARGET MECHANICSBURG, PA
TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD
Amount
-$200.00
-$200.00
-$400.00
(transactions continued on next page)
TANOET.
NEW PHONE. NOME OR
E-MAIL ADDRESS?
PLEASE VPDATE ON
REVERSE SIDE.
OFFICE COPY
Target National Bane. an affiliate C Israel Stores
NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION
INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK
11111111111111111111111111111!
TARGET NATIONAL BANK
P.O. BOX 660170
DALLAS TX 75266-0170
D i l l1111111"1111! 1"' 1 "11 "11111111' 1 1"1 l 111 r 11 L 1' 111111111'
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number XXXX-XXXX-XXXX-1831
Account Identification Number
New Balance
Minimum Payment Due
Payment Due Date
Amount
Enclosed
00034001981
$5,169.36
$156.00
May 25, 2012
ft
11111. +'i t jai i �ti
�,_ l .il Ij1
•;. I .I!
•00000*
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001961 Statement Closing Date: April 28, 2012
MICHAEL W WEBSTER JR Page 2 of 2
Transactions (cont.)
Trans Date
Description of Transaction or Credit
INTEREST CHARGE -PURCHASES
Location
Amount
si4"'j �gy`' Chit: f:'';:it, ti�'.2s.:;',..°;`ii''?Yt, 3^.r �i',ir:r':='i'. ),:1 :"!:v ::��:+<r ��'�F.;•iii
TOTAL INTEREST CHARGED FOR THIS PERIOD
.} rt[{;5f„f:liii'!GFli?,?o
Total fees charged in 2012
Total interest charged in 2012
$35.00
$401.97
$103.38
$103.38
Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account
Purchases
Cash Advances
(v) = Variable Rate
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
22.90% (v)
22.90% (v)
$5,316.17
$0.00
$103.38
$0.00
Benefits Summary
The REDcard saves you 5% off our
already low prices at Target stores
and at Targetcom. Use your
REDcard today and every day, and
enjoy savings on almost anything at
Target.
Some occlusions apply. See program rules in
your Target store for details.
Enroll In Take Charge of Education
and choose the eligible K-12 school
that you want to help. Schools use the
money they receive from this program
to buy what students need.
Subject to Take Charge of Education program
rules. See store or Targel.corn coe for details.
Enroll in Target Pharmacy
Rewards. Then, fill just 5
prescriptions with your REDcard at
Target Pharmacy, and you'll get your
very own 5% -off shopping day at
Target.
Subject lo Target Pharmacy Rewords program
rules, See store or Target.com/pharmacy
rewards for detaiis.
Special Announcements and Exclusive Offers
Now manage your REDcarde right on your mobile phone.
With new mobile REDcard management, you can check your credit card statement, track spending or
pay your bill right on your mobile phone — anytime, anywhere. Irs the convenience of online account
management, now in travel size. Sign up today at Target.com/rcam.
TARGET.
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001961 Statement Closing Date: May 28, 2012
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Past Due Amount
Fees Charged
Interest Charged
$5,169.36
-$0.00
+$43.85
+$0,00
$156.00
+$35.00
+$98.93
New Balance
$5.347.14
Total Credit Limit $5,400.00
Cash Limit $0.00
Available Credit $52.86
Portion Available for Cash $0.00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date 5128/2012
Days in Billing Cycle 30
For questions, an address change or to report
a lost or stolen card, go online or call us:
Target.com/redcard
1-888-755-5856
1-800-347-5842
1-612.307.8622 (Call Collect)
Manage My REDcard
Target Credit Services
TDD/TDY
Outside the U.S.
Calling will not preserve your billing -error rights
D
New Balance
Minimum Payment Due
Payment Due Date
$5,347.14
$344.00
6/25/2012
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay up to a
$35.00 late fee.
Minimum Payment Warning: If you make only the minimum
payment each period, you wit pay more in interest and it will take
you longer to pay off your balance. For example:
7 s F t' tri Tr t �
77 I Id it dt
sit art SI��iEs
r 3 e1
i�S.,,4.. ori ... ,i ' i . �i r. ?�.
? f �a "ri Yr r,t✓ai
{{ill 11 + i 1.1
,;� IAl
� t 1�}
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rr 1 c T
ilr}t i '�3 ti8 Il
E Y [{ 1, ff r ' �p
a
#
e 3It
te
p
t ( e �'Er;iyI
f::t.'
Only the minimum
Payment
19 years
$13,770
f you would like information about credit counseling services,
call 1-800-991-8433.
Important
e
ages
Missed Payment!
We didn't receive your minimum payment by your last due date. If you've made the payment since then, thank you:- If you
haven't, please make a payment by going to Target.comlredcard and clicking on "Manage My REDcard" or by calling us
at (888) 608-7627. You can also make a payment at any Target store or with the enclosed envelope.
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on
your account may be reflected in your credit report.
TARGET.
NEW PHONE, HOME OR
E-MAIL ADDRESS',
PLEASE UPDATE ON
REVERSE SIDE.
OFFICE COPY
Teryet Nehonel Bank. en emuete of Tercel Stores
NOTICE
E REVERSE SIDE FOR IMPORTANT INFORMATION
INCLUDE THIS PORTION WITH TOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK
111111111111111111111111111111
TARGET NATIONAL BANK
P.O. BOX 660170
DALLAS TX 75266-0170
!'1111111111L'IIIll1'L'1 d1"11111111'11" 11111'111'I'111111111'
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number
Account Identification Number
New Balance
Minimum Payment Due
Payment Due Date
Amount
Enclosed $$
XXXX-XXXX-XXXX-1831
00034001981
$5,347.14
$344.00
June 25, 2012
11
11
111
.00000'
11
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: May 28, 2012
MICHAEL W WEBSTER JR Page 2 012
Transactions
Trans Date
Description of Transaction or Credit
Location
Amount
-
No payments or credits were received last month.
1.1AMMINIV
•3
May 5 TARGET 00011619
MUT 11110111312111
May 25 LATE PAYMENT FEE
01) 1,1111116'A
INTEREST CHARGE-PU
.A11
WILLIAMSBUR , VA
TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD
HASES
TOTA
FEES FOR THIS PERIOD
.85
$35.00
• '
. .• •• : .
TOTAL INTEREST CHARGED FOR THIS PERIOD
Pr•-•••••••• •••''
; litkri41••••
Ty00
Total fees charged in 2012
Total interest charged in 2012
1 319111111411111
$70.00
$500.90
9
598 93
Interest Charge Calculation
Your Annual Percentage Rale (APR) is the annual interest rate on your account.
!,1
Ztt 1.4.41t
Purchases
Cash Advances
.010
IN(
If f 011.4 fill40114414.tilg RAO
'tVrog.flt,,,t,••t44)1W,...44ip — • •
22.90% (v),
22.90% (v)
55,256 66
50.00
041
(v) = Variable Rate
There is a Minimum Charge of 51.00 for any billing period in which an interest charge is (mposed.
t4 t.or
598.93
50.00
Benefits Summary
The REDcard saves you 5% off our
already low prices at Target stores
and at Target.com. Use your
REDcard today and every day, and
enjoy savings on almost anything at
Target.
Some exclusions apply. See program rules in
yout Target store for details.
2012 REDcard Savings: $2.20
Enroll in Take Charge of Education
and choose the eligible K-12 school
that you want to help. Schools use the
money they receive from this program
to buy what students need.
Subiact to Take Charge of Education program
rules. See store or Targel.cornftcoe for detaits.
Enroll in Target Pharmacy
Rewards, Then, fill just 5
prescriptions with your REDcard at
Target Pharmacy, and you'll get your
very own 5% off shopping day at
Target.
Subject to Target Pharmacy Rewards program
rulee. See store or Target.com/phermacy
'awards lot details.
Special Announcements and Exclusive Offers
Why go paperless? Smart reasons to switch...
By choosing online -only REDcard® statements, you're helping save trees and cutting clutter in your mailbox
each month. Download your monthly statement as a PDF, so it's easy to review and save. Make the switch
TARGET.
11
1111
�n
.11
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to
p
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: June 28, 2012
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Past Due Amount
Fees Charged
Interest Charged
$5,347.14
• -$160.00
+$0.00
+$0.00
$184.00
+$35.00
+$103.24
New Balance
$5,325.38
Total Credit Limit $5,400.00
Cash Limit $0.00
Available Credit $74.62
Portion Available for Cash $0.00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date 6/28/2012
Days in Billing Cycle 31
For questions, an address change or to report
a lost or stolen card, go online or call us:
Target.com/redcard
1-888-755-5856
1-800-347-5842
1-612-307-8622 (Call Collect)
Manage My REOcard
Target Credit Services
TDD/TOY
Outside the U.S.
Calling will not preserve your biding -error rights
Payment Information
New Balance
Minimum Payment Due
Payment Due Date
$5,325,38
$376.00
7/25/2012
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay up to a
$35.00 late fee.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more in interest and it will take
you longer to pay off your balance. For example:
11si1� t ltf� ( 4t t
o-rfr I i I t �}141P
Ttt .•,1It �td li
, t; i i srfi:iyis.
!'x,+, L, L'KF.�.4^
4 N
T�y ��4� tl
S T^����� iY1t
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a ii�s�#} ` itssz l)-? I t
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}I 51531
rryl}ii'
. Tr",
Only the minimum
Payment
19 years
$13,647
If you would like information about credit counseling services,
call 1-800-991-8433.
Important Messages
Missed Payment!
We didn't receive your minimum payment by your last due date. If you've made the payment since then, thank you! If you
haven't, please make a payment by going to Target.comlredcard and clicking on "Manage My REDcard" or by calling us
at (888) 608-7627, You can also make a payment at any Target store or with the enclosed envelope.
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on
your account may be reflected in your credit report.
TARGET.
NEW PHONE, HOME OR
E-MAIL ADDRESS?
PLEASE UPDATE ON
REVERSE SIDE.
OFFICE COPY
Target National Bantien affiliate of Terpet Stores
NOTICE SEE REVERSE SIDE FOR IMPORTANT INFORMATION
INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK
111111111 111111 1 II 11111 1 111
TARGET NATIONAL BANK
P.O. BOX 660170
DALLAS TX 75266-0170
l'1111111111"1111111"1"11"11111111111"11111'1111111111111111
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number XXXX-XXXX-XXXX-1831
Account Identification Number 00034001981
New Balance $5,325.38
Minimum Payment Due $376.00
Payment Due Date July 25, 2012
Amount
Enclosed $
TA#RoETs
•00000•
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: June 28, 2012
MICHAEL W WEBSTER JR Page 2 of 2
Transactions
Trans Date Description of
orAir
.,
Jun. 11
Jun. 25
Transaction or Credit
i, •
OP,
�.. ll�.•i. 49�ih{I .1'5[4.
E -PAYMENT-, TARGET.COM
ii : •i,�aii 4
Er
l
Location
Amount
d` • . , :As .ia:. '.. �r�'r� gip; :: 1.>,; : Y .t , „ �I:yi',:ii
'y' ''f;:lr i:i#�. •.i;k;i...�r'li ;a.,iit#`•k•t f' iiu;. :K'; ,:•
�
TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD
-S160.00
4160.00
(''i yl
LATE PAYMENT FEE
', t �: Vfl i :, ;.t'' ,V; :I...sl., i� '3:;,i:: •�' �°i:."+'" 'ski. � :: i 11. "'I � :':':1 ' �ft:t� e.
1: �,h. `i� i ���'t�'. < � �' :'i ..: .' ` ....� V?� . 7�q°q .. 4;�'}'rf •rti,:;.::".� � ht yes ��t �" �•f'i:i s . t•..,,� %::� . t.
'a•:1. si Fr �t .; ;i'ii. .,1 � « ,.i?F � til` ��'':?'U. }:!��•: ;��, _,.
TOTAL FEES FOR THIS PERIOD
$35.00
$35.00
• ,ill teY `ak: r R. ' !ii: !•:uY Y' : : itY: py::; :. qs ` s,: "'�.'sl '' c :e�::r', a:. 'il•.. �.i.:..,�.:»,
. ;.r'r`t•sjt;.,pY:S s:rG;i.:i, 'ia'ir , ,` .._ ,j�i sin`:.:#tf,1l!:['•;a,a`5. s' . ..::>lnR;�ri;...�; . . , '1:..,..
INTEREST CHARGE -PURCHASES
$103.24
TOTAL INTEREST CHARGED FOR THIS PERIOD $103.24
�t{ai f ti
rkill
i"��tat',lr
Total fees Charged in 2012
Total interest charged in 2012
$105.00
$604.14
Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Purchases
Cash Advances
(v) = Variable Rate
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
Benefits Summary
The REDcard saves you 5% off our
already low prices at Target stores
and at Target.corn. Use your
REDcard today and every day, and
enjoy savings an almost anything at
Target.
Some exclusions apply. Sea program rules in
your Target store for delads.
2012 REDcard Savings: $2.20
Enroll in Take Charge of Education
and choose the eligible K-12 school
that you want to help. Schools use the
money they receive from this program
to buy what students need.
Subject to Take Charge of Education program
rules. See store es Target.00m tcoe for details.
Enroll In Target Pharmacy
Rewards. Then, fill just 5
prescriptions with your REDcard at
Target Pharmacy, and you'll get your
very own 5% off shopping day at
Target.
Subject to Target Pharmacy Rewards program
rules. See store or Targel.corrvptwrmacy
rewards (or details.
Special Announcements and Exclusive Offers
It's here: REDcard Free Shipping at Target.com.
Now REDcard delivers even more savings: just use your REDcard at Target.com for 5% off plus Free
Shipping on all your purchases, with no membership fee and no minimum purchase. So you're saving more
on nearly everything at Target — including hundreds of online -exclusive items — easy as Browse,Click,Ship.
Some restrictions apply. See Target.comfredcard for details.
TARGET.
111
u
I `I
it
V
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date; July 28, 2012
MICHAEL W WEBSTER JR Page t of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Fees Charged
Interest Charged
$5,325.38
-$376.00
+$456.93
+$0.00
+$0.00
4599.64
New Balance
$5,505.85
Total Credit Limit $5.400.00
Cash Limit $0.00
Available Credit $0.00
Portion Available for Cash $0.00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date 7/28/2012
Days In Billing Cycle 30
For questions, an address change or to report
a lost or stolen card, go online or call us:
Target.com/redcard
1-688-755-5856
1-800.347-5842
1-612-307-8622 (Call Collect)
Manage My REDcard
Target Credit Services
TOD/TDY
Outside the U.S.
Calling will not preserve your billing -error rights
Payment Information
.New Balance
Minimum Payment Due
Payment Due Date
$5,505.85
$155.00
8/25/2012
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay up to a
$35.00 late fee.
Minimum Payment Warning: It you make only the minimum
payment each period, you will pay more in interest and }t will take
you longer to pay off your balance. For example;
rtCdrflj}(si
ve y��t,
ci7 t� a i n t t je� nI
w:it` K"..x;.42' 06 t;i I:i tho is �1
i 1fi�s Ii 3u•`,.
Irtj l". r y�,
!1
N �h ' :fy�v�(�`iii
f
.y `
, 12'•''fIt'
1=,
ii,"t !S
Ir{f•I4 •
� ` c• t�;i
� `dSSli II -.t h�itttti � h
Only the minimum
Payment
19 years
$14,573
$213
3 years
$7,668
(Savings= $6,905)
f you woutd like information about credit counseling services,
calf 1-800-991-8433.
Transactions
Trans Date Description of Transaction or
3I1W� tai!1ti4f.'1{ISIII11INA,MM791.I, .�ti . INMER4I.
Jul. 9 PHONE PAYMENT MECHANICSBURG, PA
Credit
;40,1 'i q:
Location
Amount .
ll�'!a1�1•. gf'1.�:,1::� ;1�1:;:;`l:ipi:�ilril
4376.00
TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD 4376.00
r arIrlr E s N . n S
Jul. 17 PAYPAL 'SJTTRMFB 402-93.5-7733, CA
$96.78
(transactions continued on next page)
TAROET.
NEW PHONE. HOME OR
E-MAIL ADDRESS?
PtEA$E UPDATE ON
REVERSE SIDE.
OFFICE COPY
Target National Elena. .n emtiete 01 Target Stores
NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION
INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYAFIE TO TARGET NATIONAL SANK '
111111111 111111111 11111 11111111111
TARGET NATIONAL BANK
P.O. BOX 660170
DALLAS TX 75266-0170
IiIIIIIIIIIrrIIIIIIirt1uI1rriIIIIIII.II11IiIIIiIIIsIsIIIIIIIIr
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number. XXXX-XXXX•XXXX-1831
Account Identification Number 00034001981
New Balance • $5,505.85
Minimum Payment Due $155.00
Payment Due Date August 25, 2012
Amount
Enclosed $
YARO T
•00000
K
p�
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement' Closing Date: August 28, 2012 •
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Fees Charged
Interest Charged
$5.505.85
-$155.00
+$0.00
+$0.00
+80,00
+$105.34
New Balance
$5,456.19
Total Credit Limit $5,400.00
Cash Limit $0.00
Available Credit $0.00
Portion Available for Cash $0.00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date 8/28/2012
Days in Billing Cycle • 31
For questions, an address change or to report
a lost or stolen card, go online or cal us:
Manage My REDcard
Target Credit Services
TDDITDY
Outside the U.S.
Target.com/redcard
1-888-755-5856
1-800-347-5842
1-612-307-8622 (Call Collect)
Calling will not preserve your billing -error rights
TARGET.
NEW PHONE, HOME OR
E-MAIL ADDRESS?
PLEASE UPDATE ON
REVERSE SIDE.
OFFICE COPY
Target Nanonel MBank. en afR*eteol Target Stores
Payment Information
New Balance
Minimum Payment Due
Payment Due Date
$5,456.19
$159.00
9/25/2012
Late Payment Warning: If we do not receive you minimum
payment by the date listed above, you may have to pay up to a
$35.00 late fee.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more in interest and it will take
you longer to pay off your balance. For example:
? itS,tl`till,t. it
3 S i l t#
,r !'5F'TV''i;
i 1'` t Ixt1
{f;t�4��ais�`1�
lyggris1Yj `�l, .f+ i,l�;t
i u3rr LSIr
a , ii ,i
I:
tr l'It tliip
� rtiGl
��i^`
Only the minimum
Payment
19 years
$14,416
$211
3 years
$7'596
(SaOngsm$6,820)
f you would like information about credit counseling services,
call 1-800-991-8433.
NOTICE' SEE REVERSE SIDE FOR IMPORTANT INFORMATION
INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK
111111111111111111111111111111
TARGET NATIONAL BANK
P.O. BOX 660170
DALLAS TX 75266-0170
IIIi1IIIIIIIrrli(IIIIrIIrrtJ.,IIIIIIniIIrrIIIltrlurlrinllllllr
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number XXXX-XXXX-XXXX-1831
Account Identification Number 00034001981
New Balance $5,456.19
Minimum Payment Due $ t59.00
Payment Due Date September 25, 2012
Amount
Enclosed $
TARGET*
tl11�91�
°00000
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: August 28, 2012
MICHAEL W WEBSTER JR Page 2 or 2
Important Messages
Time to Take Your REDcard® on Vacation
"No extra fees" is good news in any language, and now your Target® Visa® Credit Card will no longer be charged an
International Service Assessment Fee ("ISA Fee") when you use it outside of the United States.
As of August 1, 2012, we have removed any reference to the ISA Fee from your Target Visa Credit Card Account
Agreement. Under your previous account terms, your account was charged a fee equal to 3% of any transaction made
outside of the U.S., Puerto Rico or U.S. Virgin Islands.
Keep in mind that cash advances made outside the U.S. are subject to the same Cash Advance Fee as in the U.S. and
that transactions incurred in a foreign currency are converted to U.S. Dollars under your current account terms.
Transactions
Trans Date
Aug. 1
Description of Transaction or Credit
ctil�l
E -PAYMENT, TARGET COM
TOT
Location
Amount
! :, •, t:n•: : inti' xj'i '': " :.: I, iii t '1'vi'1:.: y,i�i 1!'f •,•. P
., ,' 1 � .. „< 7, I r•a�' , iii�ii:"• ,.q ; .� • . !d. r' HitE, t;ti•;1i; .�,�':; .
-$155.00
AL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$155.00
tR�ti�,`,1.. �"i� Iii 1)'i" �'rt�:i;�•, ;'i '� h �•,,: �;� ti::
1 - -N1i' 1 4
INTEREST CHARGE -PURCHASES
�F.;ti ; r ),,,,,• ,, ii ••.` .ttPall '� ihi:4i 111'.' .111
:L i. ;z� tri Y ` i I
TOTAL. INTEREST CHARGED FOR THIS PERIOD
sr.;g
I?it•
,
xn
klt
•;Ii
lili'tlr�ifij
Total fees charged in 2012
Total interest charged in 2012
$105.00
$809.02
$105.34
$105.34
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
�'io{„•" til,
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
Benefits Summary
The REDcard saves you 5% off our
already low prices at Target stores
and at Target.com. Use your
REOcard today and every day, and
enjoy savings on almost anything at
Target.
Some exclusions apply. See program rules in
your Target store for details,
Enroll in Take Charge of Education
and choose the eligible K-12 school
that you want to help. Schools use the
money they receive from this program
to buy what students need.
Subiect to Take Charge of Education program
rules. See store or Target.00mltooe for details.
Enroll in Target Pharmacy,
Rewards. Then, fill just 5
prescriptions with your REDcard at
Target Pharmacy, and you'll get your
very own 5% off shopping day at
Target.
Subiect to Target Pharmacy Rewards program
rules. See store or Targel.comrpharrnacy
rewards for detai s.
i
TARGET.
N
BVI
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: 'September 28, 2012
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Fees Charged
Interest Charged
$5,456.19
-$159.00
+$64.40
+$0.00
+50.00
+$105.02
New Balance
$5,465.61
Total Credit Limit $5,400.00
Cash Limit $0.00
Available Credit $0.00
Portion Available for Cash $0.00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date 9/28/2012
Days in Billing Cycle 31
For questions, an address change or to report
a lost or stolen card, go online or call us:
Manage My REOcard
Target Credit Services
TDD/TDY
Outside the U.S.
Target.com/redcard
1-888-755-5856
1-800-347-5842
1-612-307-8622 (Call Collect)
Calling will not preserve your billing -error rights
Payment Information
New Balance
Minimum Payment Due
Payment Due Date
$5,466.61
$159.00
10/25/2012
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay up to a
$35.00 late fee.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more in interest and it will take
you longer to pay off your balance. For example:
...;,,,,,,,lith
, tl1 f s s'aie
- �r'r
6 I.ItC`'Ft„CN�iirti 3 t;�•y�
IIF�'ii$ # ) 'VV 1 Vfi �r -fid Mq
fiF.t`�?� C ,'4ra{�f3�if?il ,��.adYjuril'x.
yt i, $,G t •ty'
At'�5,4,,.� ! � .:��fll'i���a�
Only the minimum
Payment
19 years
$14,465
$211
3 years
$7,598
(Savings=$6.869)
f you would like information about credit counseling services,
call 1-800-991-8433.
Transactions
Trans Date
owl 1.
Sep.
1
lNr'1!l
Description of Transaction or Credit
ttf9 j�'�.i
E -PAYMENT, TARGET.COM
Sep. 11 GIANT 6263
Location
Amount
. li• c;• ..wt ^i:li AY'l l Ifui(iii)`” :.IY" • i,. t::V"•. • , )y:::
J ,ri,l.;i1, +W:�re'•:.0• :'< •,..rig., .t ii 1:, .i•;'t• i"lVr:
-$159.00
TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$159.00
ENOLA, PA
•:1,S
0!6";110.
512,31
(transactions continued on next page)
TARGET.
NEW PHONE. HOME OR
E—MAIL ADDRESST
PLEASE UPDATE ON
REVERSE SIDE.
OFFICE COPY
Target Nalxonel Bent. en eRllul. d Target Steres
t4OTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION
INCLUDE TNTS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK
111111111111111111111111110111111
TARGET NATIONAL BANK
P.O. BOX 660170
DALLAS TX 75266-0170
IIhll IIIIIrhtlIlllrrrlhrh,r'IIIIIIIITIIfIIlllrhItI'IIIIIIIIli
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number XXXX-XXXX-XXXX-1831
Account Identification Number 00034001981
New Balance $5,466.61
Minimum Payment Due $159.00
Payment Due Date October 25, 2012
Amount
Enclosed $
TARGET.
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981
MICHAEL W WEBSTER JR
11111 111
".00000•
Statement Closing Date: September 28, 2012
Page 2 of 2
Transactions (cont.)
Trans Date Description of Transaction or Credit
4r
Sep. 11
,p+ f:.t :',: t !aL-+ t,;r,•,'' 1it:� .ri::n::
t}
..r., 1115-1,Y.,01. x'. �9 ..R.F .. t.. r�•• ii+
Iii ia!lad i i<{t,),.ij :j Liss f it llN fl i:t j
BJ WHOLESALE #0025
Location
Amount
s•:'r+.:_,.:'��.. •v,•.i:•;:.u:!w�ii't�:;l.i4i:;.;.i'1:�2<in`Iv'ii::4:; ist;:;��;l,:N.,.:i;,.etiif�;:�'.!i'.tl;:;;.•.., :'•
CAMP HILL, PA
TOTAL. PURCHASES AND OTHER DEBITS FOR THIS PERIOD
INTEREST CHARGE -PURCHASES
$52,09
$64.40
.... ,.:'`11a;•:l'�. : Tl, 1!,I'�' �ii? i' :; :: ifr.e 1,
TOTAL INTEREST CHARGED FOR THIS PERIOD
yt
ii, itkei±'!
I�.ntC.
ii
Total fees charged in 2012
Total interest charged in 2012
(t l i4Y}�Jt�liF�.
$105.00
$914.04
$105.02
$105.02
interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
fi
Purchases
Cash Advances
22.90% (v)
22.90% (v)
`13
N' tt
$5,400.60
$0.00
(v) = Variable Rate
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed,
$105.02
$0.00
Benefits Summary
The REDcard saves you 5% off our
already low prices at Target stores
and at Target.corn, Use your
REDcard today and every day, and
enjoy savings on almost anything at
Target.
Some exclusions apply. See program rules in
your Target store kr details.
2012 REOcard Savings: $10.91
Enroll in Take Charge of Education
and choose the eligible K-12 school
that you want to help. Schools use the
money they receive from this program
to buy what students need.
Subiect to Take Charge of Education program
rules. See store or Target.conVtcoe for details.
Enroll in Target Pharmacy
Rewards. Then, fill Aust 5
prescriptions with your REOcard at
Target Pharmacy, and you'll get your
very own 5% off shopping day at
Target.
Subject to Target Pharmacy Rewards program
rWes. See store or Targel.comlpharmacy
rewards for details.
Special Announcements and Exclusive Offers
More Field Trips. More Books. More Computers. Thanks To REDcard holders.
Thanks to the REDcards purchases of those enrolled in Take Charge of Education, over $300 million has
gone to classrooms nationwide to help bring learning to life for kids. From art supplies to better
technology together we're making a big difference for little students. And we couldn't be more grateful for
this loyalty and support. Learn more at Target.com/TCOE.
TARGET.
111
111
i
.00000*
111
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: October 28, 2012
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Fees Charged
Interest Charged
$5,466.61
-$160.00
+$21.89
+$0.00
+$0.00
+$101.39
New Balance
$5,429.89
Total Credit Limit $5,400.00
Cash Limit $0.00
Available Credit $0.00
Portion Available for Cash $0.00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date 10/2812012
Days in Billing Cycle 30
For. questions, an address change or to report
a lost or stolen card, go online or call us:
Target.com/redcard
1-888-755-5856
1-800.347-5842
1-612-307-8622 (Call Collect)
Manage My REDcard
Target Credit Services
TDDTT DY
Outside the U.S.
Calling will not preserve your billing -error rights
Payment Information
New Balance
Minimum Payment Due
Payment Due Date
$5,429.89
$155.00
11/25/2012
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay up to a
$35.00 late fee.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more in interest and it will take
you longer to pay off your balance. For example:
i } i i !�`i 5ljl
7 F4�i
-ani<-,c bs i ➢ .3etw l4ej ?, i.
t
ill
t3jU
t,t 111
P ,, n . ek
� Y � I_ �#'
}" t t Lj
"�1tit sih
Fi t s
d�, tt, t1 � Y
til(! l4i-
l '
t S it
{Gtrrllii F 1�fpe,t S
�i I.
E I t ,I4¢c,lF
:' ilk I)i
€l1,101.11L3. , f_Ca.1:.n r5
Only the minimum
Payment
19 years
$14,367
$210
3 years
$7'560
(Savings --$6,807)
t you would like information about credit counseling services,
call 1-800-991-8433,
Transactions
Trans Date Description of Transaction or Credit Location
igt h yY liiiagInl011��.WANIOH '-'10,04T1
Oct. 3 E -PAYMENT, TARGET.COM
.,,
Amount
•5160.00
TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$160.00
(transactions continued on next page)
TARGET.
NEW PHONE. HOME OR
E-MAIL ADDRESS?
PLEASE UPDATE ON
REVERSE SIDE.
OFFICE COPY
?wiry Neeonei Sank. en afiIiete of Target Stores
NOTICE' SEE REVERSE SIDE FOR IMPORTANT INFORMATION
INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK
Account Number XXXX-XXXX-XXXX-1831
Account Identification Number 00034001981
$5,429.89
$1 55,
November 25, 201002
11111111111111111111111111111111
TARGET NATIONAL BANK
P.O. BOX 660170
DALLAS TX 75266-0170
1.1111111111..111111.,.1..11..0101.11..100,111+110111.
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
New Balance
Minimum Payment Due
Payment Due Date
Amount
Enclosed $
1
TARO1TT
u
'00000
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: October 28, 2012
MICHAEL W WEBSTER JR Page 2 of 2
Transactions (cont.)
Trans Date Description of Transaction or Credit
Oct. 14 TURKEY HILL #280
Location
Amount
Fu
u... �,i.' •.. � . `§)ilii j�{� ;I1�';`t-,i' `4ye2iy..'�'ui
ENOLA, PA
TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD
�!1iulStt�F i,'h"; : �! t. � £ j�"Mi "GSI "r r � fir:Ints',; ':11 •''�4 '"� r ,..•.t;i • . • .�;.; ,
rt t�tm k N�iLd Ji. l�k�tfi�h���►�t�'�b't �3, �.�I�`' � ' • N t�Vi�F,@A�.��„�4tH�A�F;�a!'•�` ' ..r!.!`':�i!;tl i0tC:trF'ii;?
INTEREST CHARGE -PURCHASES
$21,89
$21.89
$101.39
TOTAL INTEREST CHARGED FOR THIS PERIOD $101.39
Total fees charged in 2012
Total interest charged in 2012
interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Purchases
Cash Advances
22.90% (v)
22.90% (v)
$5,387.86
$0.00
(v) = Variable Rate
There is a Minimum Charge of $1.00 far any billing period in which an interest charge is imposed.
Benefits Summary
The REDcard saves you 5% off our
already low prices at Target stores
and at Targetcom. Use your
REDcard today and every day, and
enjoy savings on almost anything at
Target.
Some exclusions apply. See program rules in
your Target store for delarla.
2012 REDcard Savings: $10.91
Enroll in Take Charge of Education
and choose the eligible K-12 school
that you want to help. Schools use the
money they receive from this program
to buy what students need.
Subject to Take Charge of Education program
rules. See store or Target.comitcoe ter details.
Enroll in Target Pharmacy
Rewards. Then, fill just 5
prescriptions with your REDcard at
Target Pharmacy, and you'll get your
very own 5% off shopping day at
Target.
Subject to Target Pharmacy Rewards program
rules. See store or Target.00m/pharmacy
rewards for details.
Special Announcements and Exclusive Offers
More Field Trips. More Books. More Computers. Thanks To REDcard holders.
Thanks to the REDcarde purchases of those enrolled in Take Charge of Education, over $300 million has
gone to classrooms nationwide to help bring learning to life for kids. From art supplies to better
technology together we're making a big difference for little students, And we couldn't be more grateful for
this loyalty and support. Learn more at Target.comfTCOE.
TARGLTT
'00000•
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: November 28, 2012
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Past Due Amount
Fees Charged
Interest Charged
$5,429.89
-$0.00
+$0.00
+$0.00
$155.00
+$35.00
+$108.68
New Balance
$5,571.57
Total Credit Limit $5.400.00
Cash Limit $0.00
Available Credit $0,00
Portion Available for Cash $0,00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date 11/28/2012
Days in Billing Cycle 31
For questions, an address change or to report
a lost or stolen card, go online or call us:
Manage My REOcard Target.com/redcard
Target Credit Services 1.888-755-5856
TDD/TDY 1-800-347-5842
Outside the U.S. 1-612-307-8622 (Call Collect)
Calling will not preserve your billing -error rights
Payment Information
New Balance
Minimum Payment Due
Payment Due Date
$5,571.57
$351.00
12/25/2012
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay up to a
$35.00 late fee.
Minimum Payment Warning: If you make only the minimum
payment each period, you wilt pay more in interest and it will take
you longer to pay off your balance. For examp e:
IY4t.tp h(.�( ly Irl
t1 r t !il
r int}�t a t k
' k di f f ifl �
1 }ii` ` � `F '
P123 Y _ ) a17 �i
: l ....St �tlir t rz A„ (
L4 !{. IY, y (5 t
lila Pi lvr al {z if
� � � >(
1 L t
�f, C f.: , . ] 0 =1'41
}i(t itN (! `5 1i`i2 (�{YlN
341' }3 i,1.,4 ,,:.„14„11441'�rC't
f1t1 /arty!(. [%12
ll k C� 3
1'�� o R 12 {
I N
4,1.,1 �, = t ! >.
Ii %t� (Y{� {i l$LFF
l; l!' ISmtI„,13x",s
Only the minimum
Payment
19 years
$14,409
f you would like information about aeditcounseling services,
call 1.800.991-8433.
Important Messages
Missed Payment!
We didn't receive your minimum payment by your last due date. If you've made the payment since then, thank you! If you
haven't, please make a payment by going to Target.comlredcard and clicking on "Manage My REDcard” or by calling us
at (888) 608-7627. You can also make a payment at any Target store or with the enclosed envelope.
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on
your account may be reflected in your credit report.
TARGET.
NEW PHONE, HOME OR
E -MAR ADDRESS?
PLEASE UPDATE ON
REVERSE SIDE.
OFFICE COPY
Target National Banx. •n affiliate of Tippet Slow
NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION
INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK
111111111111111111111111111111111
TARGET NATIONAL BANK
P.O. BOX 660170
DALLAS TX 75266-0170
1,1111111111.911111,..1'.9.41111111,11.r11111.111r1.111111111,
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number XXXX-XXXX-XXXX-1831
Account Identification Number 00034001981
New Balance $5,571.57
Minimum Payment Due $351,00
Payment Due Date December 25, 2012
Amount
Enclosed $
TARopt.
.00000`
SMB
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: November 28, 2012
MICHAEL W WEBSTER JR Page 2 of 2
Transactions
Trans Date
F)y
Ils111
Description of Transaction or Credit
Nov. 25
04: ,'l
li
V.
No payments or credits were received last month.
�i.mar ,410:
i�
., 1.
LATE PAYMENT FEE
' 11100
INTEREST CHARGE -PURCHASES
tt it
lu?!Iit
ti{
•t
til
r F
'
._C?'ri.lt�
is
Total fees charged in 2012
Total interest charged in 2012
Location
Amount
S`i7< ''l"%1lt!', i.Ni^I'rt;l�i:ili:{': ,1�•� lis[ ! � !'• i:l''1ii' ii?: "1:
:'<tr?i .:'!"r.. ,".i5,�'r:'faAt ., ... _,Iy,•r„rv:i..: ., , ., �_,'•a.�;tp
??'r tii:,� ;.°;.� rii�!<i.s't`�ls{ati:,!,•;`�,.'?iai Fr�li q!r.!,i�:S;'i; it
TOTAL FEES FOR THIS PERIOD
$35.00
535.00
;);>`ii•;.:!:';tyd::yJ'rFl `nus';.,.;•
TOTAL INTEREST CHARGED FOR THIS PERIOD
lit
I t til
t!t
$140.00
$1,122.11
$106.68
$106.69
Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Purchases
Cash Advances
22.90% (v)
22.90% (v)
1�ki�;al1s
(v) = Variable Rate
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
Ii
rill ET
5106.68
$0.00
ti
Benefits Summary
The REDcard saves you 5% off our
already low prices at Target stores
and at Target.com. Use your
REDcard today and every day, and
enjoy savings on almost anything at
Target.
Some exclusions apply. See program rules in
your Target store for details.
REDcard savings this year: $10.91
Enroll In Take Charge of Education
and choose the eligible K-12 school
that you want to help. Schools use the
money they receive from this program
to buy what students need.
Subject to Tolle Charge of Education program
rules. See store or Target.com/tcoe for details.
Enroll In Target Pharmacy .
Rewards. Then, fill just 5
prescriptions with your REDcard at
Target Pharmacy, and you'll get your
very own 5% off shopping day at
Target.
Subject to Target Pharmacy Rewards program
rules. See store or Target.com/pharmacy
rewards for details.
Special Announcements and Exclusive Offers
Breathe Easy with 30 extra days for returns.
When it's time for post -holiday returns, REDcard® helps you skip the stress, Pay with your REDcard and you
have 30 extra days for returns on our standard return policy - up to 120 days for most purchases. This bonus
Is just for REDcard holders, in effect for the holiday and every day. Some restrictions apply. See
Target.com/redcard for details.
TAROETT
11
,00000,
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: December 28, 2012
MICHAEL W VVEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debts
Cash Advances
Fees Charged
Interest Charged
$5,571.57
-5400,00
+5236.28
+$0.00
+so.0o
+5100.30
New Balance
Total Credit Limit
Cash Limit
Available Credit
Porton Available for Cash
55,508.15
55,400.00
50.00
50.00
$0.00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date 12/28/2012
Days in Billing Cycle 30
For questions, an address change or to report
a lost or stolen card, go online or call us:
Manage My REDcard
Target Credit Services
TDDITDY
Outside the U.S.
Target.comhedcard
1-888-755-5855
1-800-347-5842
1-612-307-8622 (Call Cofect)
Calling will not preserve your billing -error rights
Payment Information
New Balance
Minimum Payment Due
Payment Due Date
55, 508,15
5155.00
1/25/2013
Late Payment Warning: 11 we do not receive your minimum
payment by the date listed above, you may have to pay up to a
535.00 late fee.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more in interest and it will take
you longer to pay off your balance. For example:
tiS�YfEI � idS}}
p; �_�_yy y
;,1A,,...
;:-ll
or $y�. on r
Yl�,�(.
tNl li , f y
CSp�jfrkr k cvj�t}t
if
7)i (( J I r �tf�}4 w a lq$
h"t1 t I h N R��i{f
Jft 1;'),
yi,{Vri
(lt �r
am+�5I rt,;r},dpp
t!le
Only the minimum
Payment
19 years
$14,577
$213
3:years
37,668
(Savings=$6,909)
If you would like information about credit counseling services,
cat 1-800-991-8433.
Important Messages
Product Safety
Guest safety continues to be a top priority for Target. Visit Target.com or any Target in-store kiosk for product safety
alerts and recall information.
TAMMY.
NEW PHONE, NOME OR
E-MAIL ADDRESS? •
PLEASE UPDATE ON
REVERSE SIDE.
OFFICE COPY
Tapper Ataba'ar Barts, ore .agate d Target Stores
NOTICE SEE REVERSE SIDE FOR IMPORTANT INFORMATION
INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK
Account Number.. XXXX-XXXX-XXXX-1831
Account identification Number :00034001981
$5,508.15
$155.00
January 25, 2013
111111111111111 1 II 11111111 11111 111
TARGET NATIONAL BANK
P.O. BOX 660170
DALLAS TX 75266-0170
I.IIIIIIIIh-ullll...p.Ih„rIIIINI.II.tlll.hl,hhmllli,
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
New Balance
Minimum Payment Due
Payment Due Date
Amount
Enclosed $
TARGET.
DSU
11
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: December 28, 2012
MICHAEL W WEBSTER JR Page 2 of 2
Transactions
Trans Date Description of Transaction or Credit
411. r �•�;�4 i, 1 ill 1.
d. .r�
Nov. 29 PHONE PAYMENT
„4 •
Location
Amount
''''�i<'tt.yr,lr7;,lit;li:�nii;�,. !yl• �!'� �i;;.n:
MECHANICSBURG, PA
TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD
rt "-' ,f ;r �t.= t :.,.�y ,•^t, •
,fit . j • "� i'� t
•' �t`,�i��k ... .. ,.''• i ` ..•
:
Dec. 13 SILVER SPRINGS ANIMAL
Dec. 14
Dec. 15
Dec. 17
1 • ••l . i . •t -
LEVIN PROMOTIONAL PRODUCT
GLENN MILLERS BEER & SOD
TURKEY HILL #0091 069
4
• 14
l i .r
-$400,00
-$400.00
n"�.v ;'t;,i,Syp'1+''y.r� • t;.y:1.4444ik',t': l!i !: ,H� ,.:, iri'a „1ir111' �4'.:.if 1... •' t {1"�l,:A'
.i,+t.. iii•. �. , `I;l.iyati tips{:i�C. ;iG::p.i'-;•' IWk. .'eCi.iCi:. •SS, iiinlir�tiy?:...
MECHANICSBURG• PA
717-2338844, PA
LEMOYNE, PA
LEMOYNE, PA
TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD
INTEREST CHARGE -PURCHASES
$43.14
$59.16
$81.46
$72.52
$236.28
ii?! -'2!,;--.'6* •v yj �� r; A ' iit'l•,ii �
TOTAL INTEREST CHARGED FOR THIS PERIOD
4. '/' 944ti0 i.
Total fees charged in 2012
Total interest charged in 2012
$140.00
$1,222.41
t,y,11iI�E
$100.30
$100.30
Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Purchases
Cash Advances
(v) = Variable Rate
mom
22.90% (v)
22.90% (v)
$5,329,62
$0.00
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
$100.30
$0,00
Benefits Summary
The REDcard saves you 5% off our
already low prices at Target stores
and at Targetcom. Use your
REDcard today and every day, and
enjoy savings on almost anything at
Target.
Some exclusions apply. See program rules in
your Target store for details.
REDcard savings this year: 510.91
Enroll in Take Charge of Education
and choose the eligible K-12 school
that you want to help. Schools use the
money they receive from this program
to buy what students need.
Subject to Table Charge of Education program
rules. See stare a Targetcornrtcoe for details,
Enroll in Target Pharmacy
Rewards. Then, fill just 5
prescriptions.with your REDcard at
Target Pharmacy, and you'll get your
very own 5% off shopping day at
Target.
Subject to Target Pharmacy Rewards program
TWOS. See store or Targel.carnipharmecy
rewards for details.
Special Announcements and Exclusive Offers
Breathe Easy with 30 extra days for returns.
When it's time for post -holiday returns, REDcard® helps you skip the stress. Pay with your REDcard and you
have 30 extra days for returns on our standard return policy - up to 120 days for most purchases. This bonus
TARGET.
11
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Clo
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Past Due Amount
Fees Charged
Interest Charged
$5,508.15
-$0.00
+$0.00
+$0.00
$155.00
+$36.00
+$108.22
New Balance
Total Credit Limit
Cash Limit
Available Credit
Portion Available for Cash
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date
Days in Billing Cycle
$5,651.37
$5,400.00
$0.00
$0.00
$0.00
1/28/2013
31
For questions, an address change or to report
a lost or stolen card, go online or call us:
Target.com/redcard
1-888-755-5856
1-800-347-5842
1-612-307-8622 (Cat Collect)
Manage My REDcard
Target Credit Services
TDD/TDY
Outside the U.S.
Calling will not preserve your billing -error rights
D
g Date, January 28, 2013
Payment Information
New Balance
Minimum Payment Due
Payment Due Date
$5,651.37
$354.00
2/25/2013
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay up to a
$35.00 late fee.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more in interest and it will take
you longer to pay off your balance. For example:
�tf7sb tI IvT s 1. "'l ,let
litrr ffir IL`s
Ik f )11 2
`�i.,
FA � Ai4 .i.y.Yl}�:-,{
6914 { 31'j Fil dYI
3'`t� lj'
I l 5 4 ip�
IIlk�z,}k[t
ilnY./;V(i»f�S;ire: {Sxt,t, r��lYYa.
' JTI
I;u{I,f'�(�jl}.FI
til
" i+ i` {
,$14,615
Only the minimum
Payment
19 years
If you would like information about credit counseling services,
call 1.800-991.8433.
Important Messages
Missed Payment!
We didn't receive your minimum payment by your last due date. If you've made the payment since then, thank you! If you
haven't, please make a payment by going to Target.com/redcard and clicking on "Manage My REDcard" or by calling us
at (888) 608-7627. You can also make a payment at any Target store or with the enclosed envelope.
We may report information about your account to credit bureaus, Late payments, missed payments, or other defaults on
your account may be reflected in your credit report.
TARGET.
NEW PHONE. ILOME OR
E-MAIL ADDRESS?
PLEASE UPDATE ON
REVERSE SIDE.
OFFICE COPY
T.gq.t National B.
o a nnata
wg.t Stages
NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION
INCLUDE TW$ PORTION MTN YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK
111111111111111111111111111111111
TARGET NATIONAL BANK
P.O. BOX 660170
DALLAS TX 75266-0170
lalfIflllllrmfllh"f"1114/IIIIIIifI"IIIII'lll'lsllulllll'
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number XXXX-XXXX-XXXX-1831
Account Identification Number 00034001981
New Balance $5,651.37
Minimum Payment Due $354.00
Payment Due Date Fetxuary 25, 2013
Amount
Enclosed $
TARGET.
11
1
111
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: January 28, 2013
MICHAEL W WEBSTER JR Page 2 of 2
Transactions
Trans Date Description of Transaction or Credit
fl ' I11! � r r" n t �sr . � f rt ....:.ji, r� > p: , �: r : ,Ti
f :. ' ,=.f.€ff. i! Il(ii9€.,� �,,��';,'�iID (Il;-fj {'rs ;}`;il;Fni;4IE�; ; ti :
�ti,l�hu.t,r.f,.ulif��.�,r.l,:l�.t,1N'1l{:ift,:ti��l�.I��i;?��hff"s;rr,l'e1.,1�4yif�fAk��n }a.1�,.;
Location
'1!y .•4 .ts .1.
t'i 'i
No payments or credits were received last month,
ilY'irijl!^Ir� ,!I rNtr,'? t'fit;i iiS'S,!•�iir�jh ^ ¢!'. �t pp,tw,•.� r t , ,..ril;ap. „i;y;r' tq �;`y!"tu r��•S' •, t IF;iF•'l IU' .�,., j.
"r:stPri,�19 ��t1l Ill;�1 !3i�,i�{ti+?gll!4:+ifl 1;4,��i i3lil 1!ri�?lity ; { jut ih4i i, •fi, �, <^' i.. t' M x r.... �.
Jan. 25 LATE PAYMENT FEE
�Iil!� 74" Y ! '4i'� '�!' ii;e1r,� i'"'r�� ii',� :xt ,ya: v t•� ! ter, .n�!!S ",!ptr t - Ih:'L
TN ;t.� t:hryifl•fl!. 4�'I�i 1i �i�'"�EEIt?r°!�Mgfti' t �!l ;i�"y,Lllp I 'llf`l�l`;<lit:
!.A tFdsS!r!ti lilli?):,.o3hi:!:_ !i i'.lv JtN�,' 1,.37?f�iR!i! s• ,: tit •r!iii iii; i ttiili'II q'r
INTEREST CHARGE -PURCHASES
.44
�! r
TOTAL FEES FOR THIS PERIOD
Jarmo
Amount
�ttflu'At
11 rt, by
, rTM
is
Ya
535.00
$35.00
tt h ! f • O.' to
r.tin•''a
TOTAL INTEREST CHARGED FOR THIS PERIOD
Total fees charged in 2013
Total interest charged in 2013
$108.22
$108.22
Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on you account.
Purchases
Cash Advances
(v) = Variable Rate
22.90% (v)
22.90% (v)
55,564.81
$0.00
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
5108.22
50.00
Benefits Summary
The REDcard saves you 5% off our
already low prices at Target stores
and at Target.com, Use your
REDcard today and every day, and
enjoy savings on almost anything at
Target.
Some exclusions apply. See program rules in
your Target store for details.
Enroll in Take Charge of Education
and choose the eligible K-12 school
that you want to help. Schools use the
money they receive from this program
to buy what students need.
Subject to Take Charge of Education program
relies. See store or Target,00m/looe for details.
Enroll in Target Pharmacy
Rewards. Then, fill just 5
prescriptions with your REDcard at
Target Pharmacy, and you'll get your
very own 5% off shopping day at
Target.
Subject to Target Pharmacy Rewards program
rules. See store or Target.com/pharmacy
rewards for details.
Special Announcements and Exclusive Offers
Why go paperless? Smart reasons to switch...by choosing online -only REDcard statements, you're helping
save trees and cutting clutter in your mailbox each month. Download your monthly statement as a PDF, so
it's easy to review and save. Make the switch today at Target.com/rcam.
TARGET*
iso
•00000•
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001961 Statement Closing Date: February 28, 2013
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Fees Charged
Interest Charged
$5,651.37
-$354.00
+$0.00
+$0.00
+$0.00
+$108-04
New Balance
$5,405.41
Total Credit Limit $5,400.00
Cash Limit $0.00
Available Credit $0.00
Portion Available for Cash $0.00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date 2128/2013
Days in Billing Cycle 31
For questions, an address change or to report
a lost or stolen card, go online or call us:
Manage My REDcard
Target Credit Services
TDD/TDY
Outside the U.S.
Target.comiredeard
1-888-755-5856
1-800-347-5842
1-612-307-8622 (Ca(' Collect)
Calling will not preserve your billing -error rights
Payment Information
New Balance
Minimum Payment Due
Payment Due Date
$5,405,41
S162.00
3/25/2013
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay up to a
$35.00 late fee.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more in interest and it will take
you longer to pay off your balance. For example:
$8}il!<twa4(4ivN�YY!)IIYL
Rt� IO } i?{�y(
``.R.LS 'ft::{-1,...iVl,jtfsq
Oniy the minimum
Payment
i 4 ltv
fi{I<3"',:��?bq{ftJ'!
19 years
l 4t1~�yt�
b i+'.•4
(Cr`•'zt_
114
tt}�i ii,3{jSt
t.
Zig i:F(9}<;�t�,a
$14,280
lil
f3a
$209
3 years
$7.524
(Savings= 58,7361
f you would like information about credit counseling services,
calf 1-800-991-8433.
Transactions
Trans Date
,iii
h
Feb. 16
Description of Transaction or Credit
t,
V ,..'t.:
�lAr. i.
1 •Y 4 •.
! rf
Ir .,,
q��11'' L].� 1?I
h��,iN3 .e ! ,..
PHONE PAYMENT
Location
Amount
.� ..i7�•'•"1f?i S:'3i� hl';:'v':l• ; il,:: t:}v.t?t�:irl'�., �;'���I` �� �'�ij,lt:, i.�!" ;iati.j:��.� vv:.
MECHANICSBURG, PA
TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD
-x354.00
$354.00
(transactions continued on next page)
TARGET.
NEW PHONE, HOME OR
E-MAIL ADDRESS?
PLEASE UPDATE ON
REVERSE SIDE.
OFFICE COPY
Target Nalionel Bar*. an %%Meta or Target Stall
NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION
INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET NATIONAL BANK
111111111111111111111111111111
TARGET NATIONAL BANK
P.O. BOX 660170
DALLAS TX 75266-0170
111/1111111114111111m1111114,111111111111,011.1111111111111110
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number XXXX-XXXX-XXXX-1831
Account Identification Number 00034001981
New Balance $5,405.41
Minimum Payment Due $162.00
Payment Due Date March 25, 2013
Amount
Enclosed $
TAROETs
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981
MICHAEL W WEBSTER JR
iii
.00000•
Statement Closing Date: February 28, 2013
Page 2of2
Transactions (cont.)
Trans Date
INNIN�iu•�
M�'i�
Description of Transaction or Credit
Location
Amount
s,�!i;lfi- "I. �'�i`:a f :I•,,.• ..i'>.r�P 'i;iL� ir;,hll'�`,1',.'�.+,.,,..K Si' r�::,'':!i;;� it.?':,i ='x'�
ti1?UI:,,'::a!;'�. .�r,..i- ,`I;i;.., - i,- , :.;}c5.i.,i�"�y%i.'':� ,;�1!;,.f-.i�:u� �`r� 1��:; !'•`:�:' t;.,
INTEREST CHARGE -PURCHASES
TOTAL INTEREST CHARGED FOR THIS PERIOD
p
')
4e; J.Jtil.1u�:fi•
illlir74vr:1
14+irlii.
Total fees charged in 2013
Total interest charged in 2013
$35,00
$216.26
$108.04
$108.04
Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Purchases
Cash Advances
(v) = Variable Rate
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
22.90% (v)
22.90% (v)
$5,555.85
$0.00
$108.04
$0.00
Benefits Summary
The REDcard saves you 5% off our
already low prices at Target stores
and at Target.com. Use your
REDcard today and every day, and
enjoy savings on almost anything at
Target.
Some exclusions apply. Sea program rules in
you Target store for details.
Enroll in Take Charge of Education
and choose the eligible K-12 school
that you want to help. Schools use the
money they receive from this program
to buy what students need.
Subject lo Take Charge of Education program
rules. See store or Tatget,cornitcoe for details.
Enroll in Target Pharmacy
Rewards. Then, fill just 5
prescriptions with your REDcard at
Target Pharmacy, and you'll get your
very own 5% off shopping day at
Target.
Subject to Target Pharmacy Rewards program
rules. See store or Target.com,phfrmacy
rewards for details.
Special Announcements and Exclusive Offers
Why go paperless? Smart reasons to switch...by choosing online -only REDcard statements, you're helping
save trees and cutting clutter in your mailbox each month. Download your monthly statement as a PDF, so
it's easy to review and save. Make the switch today at Target.com/rcam.
R
"00000•
1111
N�
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date; March 28, 2013
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Past Due Amount
Fees Charged
Interest Charged
$5.405.41
-$0.00
+$0.00
+$0.00
$162.00
+$36.00
+$95.84
New Balance
$5.536.25
Total Credit Limit $5,400.00
Cash Limit $0.00
Available Credit $0.00
Portion Available for Cash $0.00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date 3/28/2013
Days in BNling Cycle 28
For questions, an address change or to report
a lost or stolen card, go online or call us:
Target.com/redcard
1-888.755.5856
1-800-347-5842
1-612-307-8622 (Call Coltect)
Manage My REDcard
Target Card Servlces
TDD/TDY
Outside the U.S.
Galling will not preserve your Wing -error rights
Payment Information
New Balance
Minimum Payment Due
Payment Due Date
55,538.25
$347.00
4!25/2013
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay up to a
$35.00 late fee.
Mintmum Payment Warning: If you make only the minimum
payment each period, you will pay more in interest and it will take
you longer to pay off your balance. For example:
1 Dt 1 iiI r trig E
!
��r577r1
1 r i } .,,
i�.£�iUY,rt!2f,''1Y.F.�,..'1:�, xnt"%yItii�fiti
L<.yySt y)
! t �nnR F -Oil tlf i i!
a � (} �rf`ri�t}lTl����
i l<"Y\h :,{y1r
�
{ Sy 1 (1U 1 i SYl..R ilk
�y.
1 + ....sRty1 }$T
$tN.f :< #$}•5.`71'{"
Only the m"nimum
Payment
19 years
$14,297
f you would like information about credit counseling services,
call 1-800-991-8433.
Important Messages
Important Message
Please take a moment to read an important update within the documents of this envelope. This contains important
information regarding an update in credit card terms and an updated Privacy Policy.
NEW PHONE. HOME OR
E-MAIL ADDRESS,
PLEASE UPDATE ON
REVERSE SIDE.
OFFICE COPY
NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION
INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARO seRNCES
1111 1111111111
11111
111111111
TARGET CARD SERVICES
P.O. BOX 660170
DALLAS TX 75266-0170
IrlIIIIINIIrrll11114rllrrllllffnr11r1llllrlllrl'Gn111111
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number XXXX-XXXX-XXX)(-1831
Account Identification Number 00034001981
New Balance $5,536.25
Minimum Payment Due $347,00
Payment Due Date April 25, 2013
Amount
Enclosed $
TARGET.
If
`'00000'
U
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: March 28, 2013
MICHAEL W WEBSTER JR Page 2 of 2
Important Messages (cont.)
Missed Payment!
We didn't receive your minimum payment by your last due date. If you've made the payment since then, thank youl if you
haven't, please make a payment by going to Target.comlredcard and clicking on "Manage My REDcard" or by calling us
at (888) 608-7627. You can also make a payment at any Target store or with the enclosed envelope.
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on
your account may be reflected in your credit report.
Transactions
Trans Date Description of Transaction or Credit
�(;�yy}`�} l ft• r Nt;tq..
ill
Ji
� _ MRS
3tt6�lil�t� , . iiif?1h
Location
Amount
ti : U•n',� :.y; r•.}>m y.p.. •:,n,_ r_ t,„..,;•••11• '••ir. J.:: , a•::,Y . R:•x'.x '{y.i,
rl jt 1- .,• aar, 1 I. tl r;i.::i„ 1r ,k�i� l;i;a':''i
.i.. tj.:.f.1 ... _ , •. iii•J:ot `7 .'•f:. :}•., L••,.. .i..
No payments or credits were received last month.
1 �
" 1
I
.f o lh
n
Pliti>?a'
Mar. 25 LATE PAYMENT FEE
ti�
,,t�t
crit
ti 'I:• �y.
tl'n' r.•'
tri; ; : "!J ,'•:i"'..
INTEREST CHARGE -PURCHASES
,n:r•I,J;It};xihh' iiiNia•.:i;i.i::iklfi�fq
TOTAL FEES FOR THIS PERIOD
$35.00
$35.00
•
��� �{�� )�"i' . n. ;sr:lri.gtcr,.•. .;ii•::i:: , } i:i} ,.r; •Il.r �•s,}I.....yti�J"•'".t,
TOTAL INTEREST CHARGED FOR THIS PERIOD
rt
la1 5,:
+1'i
i'riF l st,fi ,
dYC}
11;
Total fees charged in 2013
Total interest charged in 2013
$7000
5312.10
$95,84
$95.84
Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Purchases
Cash Advances
22.90% (v)
22.90% (v)
$5,456.45
$0.00
(v) = Variable Rate
There is a Minimum Charge of $1,00 for any billing period in which an interest charge is imposed.
$95.84
$0.00
Benefits Summary
The REDcard saves you 5% off our
already low prices at Target stores
and at Target.com. Use your
REDcard today and every day, and
enjoy savings on almost anything at
Target.
Some exclusions apply. See program rules in
your Target slate for details.
Enroll in Take'Charge of Education
and choose the eligible K-12 school
that you want to help. Schools use the
money they receive from this program
to buy what students need.
Subject to Take Charge of Education program
rules. See store or Target.00rnitcoe for details.
Enroll in Target Pharmacy
Rewards. Then, fill just 5
prescriptions with your REDcard at
Target Pharmacy, and you'll get your
very own 5% off shopping day at
Target.
Subject to Target Pharmacy Rewards program
rules, See store or Tergei.comlphwrnacy
rewards for details.
i
Y
'00000'
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: April 28, 2013
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Fees Charged
Interest Charged
$5,536.25
-$400.00
+$86.80
+$0.00
+$0.00
+$104.94
New Balance
$5,327.99
Total Credit Limit $5,400.00
Cash Limit $0.00
Available Credit $72.01
Portion Available for Cash $0.00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date 4/2812013
Days in Billing Cycle 31
For questions, an address change or to report
a lost or stolen card, go online or call us:
Manage My REDcard Target.comrredcard
Target Card Services 1-888-755-5856
TDDITDY 1-800-347-5842
Outside the U.S. 1-612-307-8622 (Call Collect)
Calling will not preserve your billing -error rights
i
Payment Information
New Balance
Minimum Payment Due
Payment Due Date
$5,327.99
$158.00
5/25/2013
Late Payment Warning: II we do not receive you minimum
payment by the date listed above, you may have to pay up to a
$35.00 late fee.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more In interest and it will take
you longer to pay off your balance, For example:
y d. ! t
I of Ii 5Y Y I ?
ni r tt F
�
t"yT� I
���
.,,..T �, �
Only the minimum
Payment
I _
it,'?a
T r
�t�+1�it`j
1 %I
♦ t a
,.4( zi+�
19
-.} d , i
i ?
? ! }5
t t IyI I
SSS tr
. z3+;
years
t t k411. 51ii
(�f(j. f c� '
UY ey ° 1, �i
't
, '" I i 40
� r ia T
itt:j '� #• t7 �I l.. I-,
$14,058
$206
3 years
$7.416
(Savings=$6,642)
f you would like information about credit counseling services,
call 1-800-991-8433.
Transactions
Trans Date
L'ii "'t:,► Pt
Apr. 12
Description of Transaction or Credit
dr t ;lt.. i!a'},ir ;
PHONE PAYMENT
Apr. 19 TARGET 00011619
Location
Amount
MECHANICSBURG, PA
TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD
WILLIAMSBURG, VA
$28.80
(transactions continued on next page)
TAROETT
NEW PHONE. HOME OR
E-MAIL ADDRESS',
PLEASE UPDATE ON
REVERSE SIDE.
OFFICE COPY
NOTICE. SEE REVERSE SCE FOR IMPORT
TI
FORMATION
INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES
1111111IIN1111i
1111111111111111
TARGET CARD SERVICES
P.O. BOX 660170
DALLAS TX 75266-0170
1.411111111-111111-1-11-11111111.11-100.111.1.110111,
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number
Account Identification Number
New Balance
Minimum Payment Due
Payment Due Date
Amount
Enclosed $
XXXX-XXXX-XXXX-1831
00034001981
$5,327.99
$158.00
May 25, 2013
TARGET.
11
'00000'
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: April 28, 2013
MICHAEL W WEBSTER JR Page 2 of 2
Transactions (cont.)
Trans Date
} illry l
Apr. 19
.t
,`l
Description of Transaction or Credit
W1LLIAMSBURG NATIONAL G
Location
Amount
.9 ! �' �tT!�tXit'r:;?,e.'jHil'"�1!�I:tii:i!7{iti
<�#� •ge: G !.'. � e�l:..' �iui/1 .��r r..: at,•. ,t • c•:5°, .i
WILLIAMSBURG, VA
TOTAL PURCHASES AND 0TH
r.
$ at k
INTEREST CHARGE -PURCHASES
Total fees charged In 2013
Total interest charged in 2013
S FOR THIS PERIOD
•4i� � ';r• • • :,ti*Ei� .et �'� rk � o {::0,0',9'}-4I:':::!..1. `:• ::y 2 iRli, bl !Iii !. il.Sf•
TOTAL INTEREST CHARGED FOR THIS PERIOD
$104 94
Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
i;'ill1l
Purchases
Cash Advances
$0.00
(v) = Variable Rate
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
$ 104.94
$0.00
Benefits Summary
The REDcard saves you 5% off our
already low prices at Target stores
and at Targetcom. Use your
REDcard today and every day, and
enjoy savings on almost anything at
Target
Some exclusions apply. See program rules in
your Target store fa details,
REDcard savings this year: $1.38
Enroll In Take Charge of Education
and choose the eligible K-12 school
that you want to help. Schools use the
money they receive from this program
to buy what students need.
Subject la Take Charge of Education progem
rules. See store a Terget.com/tcoe for details.
Enroll in Target Pharmacy
Rewards. Then, fill just 5
prescriptions with your REOcard at
Target Pharmacy, and you'll get your
very own 5% off shopping day at
Target.
Subject to Target Pharmacy Rewards Program
rules, See store or Target.corrvpharmacy
rewords for details.
Special Announcements and Exclusive Offers
Why go paperless? Smart reasons to switch...by choosing online -only REDcard statements, you're helping
save trees and cutting clutter in your mailbox each month. Download your monthly statement as a PDF, so
its easy to review and save. Make the switch today at Target.com/rcam.
11
*Oo000•
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: May 28, 2013
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Fees Charged
Interest Charged
$5,327.99
-$200.00
+$101.78
•$0.00
+$0.00
+$102.4$
New Balance
$5,332,26
Total Credit Limit $5,400.00
Cash Limit $0.00
Available Credit $67.74
Portion Available for Cash $0.00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Dale 5/28/2013
Days in Billing Cycle 30
For questions, an address change or to report
a lost or stolen card, go online or call us:
Target.com/redcard
1.888-755.5856
1-B00-347-5842
1-612-307-8622 (Call Collect)
Manage My REDcard
Target Card Services
TDD/TDY
Outside the U.S.
Calling will not peserve your billing -error rights
New Balance
Minimum Payment Due
Payment Due Date
$5,332.26
$ 155.00
6/25/2013
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay up to a
$35.00 late fee.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more in interest and it will take
you longer to pay off your balance. For example:
I>'I+1`F^Sts'.4 lyll?3'S
1 L � � I`I
a1 ili�.' a �
2
d a
�ht ': y.
xg e.t�:1 ft<t
Only the minimum
Payment
p tl
Ri� }j 4
1u. }
t.
it 13
�F
,..
•r q's/ tr•
niA I, A $�i+a i I'
l$j k s . � z � � dU�*
Ilt1l
�i
bl t"i.... tv l;t,�,.,y'';
19 years
rtst
d� (j(t
t I r'i i'
k R
le 1
a tti.
9
t o ai
$14,074
, _
t
%{
a
$206
3 years
$7,416
(Savings=56,668)
f you would like information about credit counseling services,
call 1.800-991-8433.
Transactions
Trans Date Description of Transaction or Credit
NNW,.h�'I
n• }i
May 24 E -PAYMENT, TARGET CO
Apr. 27 BESTBUY RENEWA00015826
Location
Amount
,'ftlhij Y;zif: 'aa�i? 'niJi; N` W
TOTAL PAYMENTS AND OTHER CREDITS FOR THI
,CU
.aa:#I
888-2378289, MN
-$200.00
PERIOD -$200.00
r1 • t:f:l^i#rt
$69,99
(transactions continued on next page)
NEW PHONE. HOME OP
E—hNIL ADDRESS?
PLEASE UPDATE ON
REVERSE SIDE.
OFFICE COPY
NOTICE, SEE REVERSE SIDE FOR IMPORTANT INFORMAT< N
INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES
1111111111111111111111111111111 111
TARGET CARD SERVICES
P.O. BOX 660170
DALLAS TX 75266-0170
Mill$NlrrIIIIIIh"Ih►IIFrJIIIINIfHI(hllhlrlllfhhulltIJF
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number XXXX-XXXX-XXXX-1831
Account Identification Number
New Balance
Minimum Payment Due
Payment Due Date
Amount
Enclosed $
00034001981
$5,332,26
$155.00
June 25, 2013
TA ROET•
11111101
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: May 28, 2013
MICHAEL VV WEBSTER JR Page 2 of 2
Transactions (cont.)
Trans Date Description of Transaction or Credit
VININCIRSIMERNEUti
Apr. 27 BESTBUY RENEWA00015826
ONINEWINSNERMISM
Location
:•xt
888-2378289, MN
TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD
INTEREST CHARGE -PURCHASES
Amount
1,79
$10t78
‘.1.0 •
y 18N.
.1 ot.r
$102,49
TOTAL INTEREST CHARGED FOR THIS PERIOD $102.49
Total fees charged in 2013
Total interest charged in 2013
37000
351953
Your Annual Percentage Rate (APR) is the annual interest rate on your accountType of Bn.e .
"4'• "1"fltSUb
•Annuai Ptenta9e'44.110aft,-
Purchases 22.90% (v) $5,446,07
Cash Advances 22.90% (v) 3000
V","gittilltija,14
Alt,it1.1V'
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
Benefits Summary
The REDcard saves you 5% off our
already low prices at Target stores
and at Target.com. Use your
REDcard today and every day, and
enjoy savings on almost anything at
Target.
Some exclusions apply. See program rules in
your Target store for (Walls.
REDcard savings this year: $1.38
Enroll in Take Charge of Education
and choose the eligible K-12 school
that you want to help. Schools use the
money they receive from this program
to buy what students need.
Subject to Take Charge of Education program
rules. See store or Target.comitcoe for details.
Enroll in Target Pharmacy
Rewards. Then, fill just 5
prescriptions with your REDcard at
Target Pharmacy, and you'll get your
very own 5% off shopping day at
Target.
Subject to Target Pharmacy Rewards program
rules. See store or Targets:ern/pharmacy
rewards for details.
Special Announcements and Exclusive Offers
When you use your REDcard at Target.com, your purchases ship for free. No minimum purchase. And that's
on top of the 5% savings you already receive just for shopping with your REDcard. Some restrictions apply.
See program rules in store or at Target.com/REDcard for details.
h
S
u
i
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Numbers 00034001981 Statement Closing Date: June 211, 2013
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Past Due Amount
Fees Charged
interest Charged
$5,332.26
-$200.00
+$264.94
+$0.00
$155.00
+$28.00
+$108,82
New Balance
$5,528.02
Total Credit Limit $5,400.00
Cash Limit $0.00
Available Credit $0.00
Porton Available for Cash $0.00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date 6/28/2013
Days in Billing Cycle 31
For questions, an address change or to report
a lost or stolen card, go online or call us:
Manage My REOcard
Target Card Services
TDOTTDY
Outside the U.S.
Target.comfredcard
1-868-755-5856
1-800-347-5842
1-612-307-8622 (Cali Collect)
Calling will not Preserve your billing -error rights
New Balance
Minimum Payment Due
Payment Due Date
$5,528.02
$340.00
7/25/2013
Late Payment Weaning: If we do not receive your minimum
payment by the date listed above, you may have to pay up to a
$35.00 late fee.
Minimum Payment Warning: It you make only the minimum
payment each period, you will pay more in interest and it will take
you longer to pay off your balance. For example:
C l ti3t 1'
lye) ( 1
K
k �'�
iyj
tYC {fit
dJ
l
t tf(x
m C
°�
�'e`�� a
� V4
w&,„ f";., t7t
i fl
191 9 `
isk > ez. 4;
! N �
1�7i 5.#����r�
if' t kj
L .
nU t "tf�:l
e ;
!t
1lY
t`YIl1
t
t
'-,,,ni Pl Sid
{
�;
!41'}}@'i
t't�
ti.#,
1Px 3}>
`.
t�{4S>rt
Only the minimum
Payment
19 years
$14,282
you would like information about czedit counseling services,
call 1-800-991.8433.
Important Messages
Missed Payment!
We didn't receive your minimum payment by your last due date. If you've made the payment since then, thank you! 1f you
haven't, please make a payment by going to Target-comfredcard and clicking on "Manage My REDcard" or by calling us
at (888) 808-7827. You can also make a payment at any Target store or with the enclosed envelope.
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on
your account may be reflected in your credit report.
TARGET,
NEW PHONE. HOME OR
E -MAA ADDRESS?
PLEASE UPDATE ON
REVERSE Slog.
OFFICE COPY
NOME. SEE REVERSE SIDE FOR IMPORTANT INFORMATION
INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE T
111E1111111111
1111111111111
TARGET CARD SERVICES
TARGET CARD SERVICES
P.O. BOX 660170
DALLAS TX 75266-0170
ILIIIII111IP1rll1I1K1Jh11l=1ltIlH1 111sIIIII*II1 ILIlIlIl1ll1
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number XXXX-XXX}(-XXXX-1831
00034001981.
$5,528.02
$340.00
July 25, 2013
Account Identification Number
New Balance
Minimum Payment Due
Payment Due Date
Amount
Enclosed $
iu
�N
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number 00034001981 Statement Closing Date: June 28, 2013
MICHAEL W WEBSTER JR Page 2 of 2
Transactions
Trans Date
Description of Transaction or Credit
Jun. 19
Jun. 2
Jun. 4
Jun. 5
Jun. 19
j;f�l�ity ' i
Jun. 24
E -PAYMENT, TARGET.COM
PTC EZ PASS AUTO RE
EL RODEO
SHELL OIL 57543471007
RETURNED E -PAYMENT
Location Amount
TOTAL PAYMENTS A
1X:.41 t.
RETURNED PAYMENT FEE
it 11:':1 •::i' r..r
OTHER CREDrTS FOR TH15 PERIOD
-$200.00
-$200.00
• •.!, •.{., : ;.,.! i.''-;:1!;tii; •if.'f:l,gtt; r; + :.i 1j: 5. ;,:, ? 1 ` r; �:v..�+lt
.:,••••••••;�, ':6:;ri;:';S!J. .x; r!I ,L,i .`� , 1 t �,_�, .•t:'. u:r`
877-736-6727, PA
MECHANICSBURG, PA
ENOLA, PA
TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD
INTEREST CHARGE -PURCHASES
$35.00
$21.81
$8.13
$200.00
$264.94
$25.00
$25.00
TOTAL FEES FOR THIS PERIOD
i, .kn, kci,r .... �,:�,�;I 1; •':� •ynl :,xrp' � � 4%... '��': °:Sli'"r �!! , : ai i�l'I, :F�,''. .;tl:•t'ii i j' �:[li t�,
$105.82
TOTAL INTEREST CHARGED FOR THIS PERIOD $105.82
Total fees charged in 2013
Total interest, charged in 2013
$95.00
$625.35
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
=q .1:1•1,,l;.
4okir t•
fillT11.11F
svi
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
Benefits Summary
The REDcard saves you 5% off our
already row prices at Target stores
and at Target.com. Use your
REDcard today and every day, and
enjoy savings on almost anything at
Target.
Some exclusions apply. See program rules in
your Target store for details.
REDcard savings this year: $1.38
Enroll in Take Charge of Education
and choose the eligible K-12 school
that you want to help. Schools use the
money they receive from this program
to buy what students need.
Subject to Take Charge of Education program
rules. See store or Target.00rn tcoe for details.
Enroll in Target Pharmacy
Rewards. Then, fill just 5
prescriptions with your REDcard at
Target Pharmacy, and you'll get your
very own 5% off shopping day at
Target.
Subject to Target Pharmacy Rewards program
rules, See store or Targel.cnm/pharmacy
rewards for details.
TARGET.
iaa
!I:
0 MIN
•00000' y
Target Visa Credit Card Account Number: XXXX•XXXX•XXXX-1831
Account Identification Number:- 0003400.1981 - ' ` '` statement Closing Date: July 28. 2013
MICHAEL W WEBSTER JR �4. Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Past Due Amount
Fees Charged
Interest Charged
r •
4T45,528.02
+$0.00
t :r. +$0.00,
$340:00
+$35.00
+$108:07
New Balance
Total Credit Limit
Cash Limit
Available Credit
Portion Available for Cash
$5,668.09
t ,$5,400.00
$0.00
$0.00
$0.00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date 7%28/2013
Days in Billing Cycle % ! "t 30
For questions, an address change or to report
-
a lost or stolen card, go online or call us: -
-Manage My REDoard
Target Card Services
TDD/TDY
Outside the U.S.
- Target.com/redcard -
1.888-755-5856
1.800.347-5842
1-647307.8622 (Call Collect)
Calling will not preserve your billing -error rights
Payment Information
New Balance
Minimum Payment Due
Payment Due Date
$5,688.09
$536:00,
8/25/2013
Late Payment Warning: If we do not receive your minimum
payment by the date listed above; you -may have to pay up -to a
$35.00 late fee.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more in interest and It will take
you longer to pay Off 'your balance. For example:
:`Tf t+i yl 7,t $ 7 V a
•�g�7 rr�jIif
r
�
'
M ,;1 ki* �RT. �����kP
7
�
iii
n
i
yr, 7�
$14,324
!.
(
+y
m
$et
- f�I
,fi
Only the minimum 19 years
Payment
• f you-would-I"I ke-information=about-credit counseling services,
call 1.800-991-8433.
Important Messages
Payment Options for Your Account
Your account is still past due. We know you want to keep your account in good standing, and we may be able to help by
offering special payment option's. To learn more, go to Target.com/redcard and click on "Manage My REDcard" or call
us at (888)60&7627:. " •
o —.
TARGET.
NEW PHONE. HOME OR
E-MAIL ADDRESS?
PLEASE UPDATE ON
REVERSE SIDE.
OFFICE COPY
NOTICE. SEE REVERSE SIDE FOR IMPORTANT INFORMATION
INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES
Account Number XXXX-XXXX-XXXX-1831
Account Identification Number • 00034001981
• $5,668.09
$536.00
August 25, 2013
11111111111111111111111111111111
TARGET CARD SERVICES
P.O. BOX 660170
DALLAS TX 75268-0170
flllllhNllrLullll�rL�L11LIltIIIIn111L,�llllrfurlrfmlllhT
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
New Balance
Minimum Payment Due
Payment Due Date
Amount
Enclosed $
OM
TARGET.
11
11;
; I
I
1i!
it
*00000*
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: August 28,2013
MICHAEL W WEBSTER JR Page 2 of 2
Transactions
Trans Date Description of Transaction or Credit
a
Location
Amount
,;••. A 44..0
`it'''. „It " ••• ""htt;
No payments or credits were received last month.
Aug 25 LATE PAYMENT FEE
ONAIN.oPii'4)
• k+.i
INTEREST CHARGE -PURCHASES
INJIMIN4450110:
Total fees charged in 2013
Total interest charged in 2013
TOTAL FEES FOR THIS PERK/0
500
$35O0
?
• ••• 4 ".• .; Iv; 14. r
TOTAL INTEREST CHARGED FOR THIS PERIOD
5.
841.77
$11135
Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on Your account.
ri-
1.144•111144;19•Rialfog'4%:!*11'1011100144,1,1,41,41140:
. .
22.90% (v)
22 90% (v)
(v) Variable Rate
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
TAROET.
•00000•
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Past Due Amount
Fees Charged
Interest Charged
$5,814.44
-$0.00
+$0.00
+$0,00
$740.00
+$35.00
+$114.23
New Balance
$5,963,67
Total Credit Limit $0.00
Cash Limit $0,00
Available Credit $0.00
Portion Available for Cash $0.00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date 9/28/2013
Days in Billing Cycle 31
For questions, an address change or to report
a lost or stolen card, go online or call us:
Target.com/redcard
1.888-755-5856
1-800-347.5842
1.612-307-8622 (Call Collect)
Manage My REDcard
Target Card Services
TDD/TDY
Outside the U.S.
Calling wilt nor preserve your billing -error rights
September 28, 2013
Payment Information
New Balance
Minimum Payment Due
Payment Due Date
$5,963.67
$948.00
10/25/2013
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay up to a
$35.00 late fee.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more in interest and it will take
you longer to pay off your balance. For example:
( you would like information about credit counseling services,
call 1-800.991-8433.
Transactions
Trans Date Description of Transaction or Credit
ki`lSi0..3 H I I
Location
Amount
{i �I
II
OW:v. r,`e:'ts`t"'Tv,.
401,17.
is 67777'7'. ..
No payments or credits were received lest month.
(transactions continued on. next page)
NEW PHONE. HOME OR
E -MA . ADORESS7
PLEASE UPDATE ON
REVERSE SIDE.
OFFICE COPY
NOTICE: SEE REVERSE SIDE FOR IMPORTANT {NFORMArION
INCLUDE THl5 PORTION WITH YOUR PAYMENT MADE PAYABLE 10 TARGET CARO SERVICES
IIINIillHllllllilnh
111111 111
TARGET CARD SERVICES
P.O. 80X 660170
DALLAS TX 75266-0170
111111111111"1111111"1"11"1111111111"111111111 +1111111111
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number .XXXX-XX
Account Identification Number
New Balance
Minimum Payment Due
Payment Due Date
Amount
Enclosed $
XXX- 1831
00034001981
$5,963.67
$ 948.00
October 25, 2013
,t
4t
, . • , x
T
i "
"
,t
° II Plt.
4{r.
�3�Li
s s
t 4 x
TI
r
Only the minimum
Payment
f Nyn
1
19
'
years
I `
$14,415
( you would like information about credit counseling services,
call 1-800.991-8433.
Transactions
Trans Date Description of Transaction or Credit
ki`lSi0..3 H I I
Location
Amount
{i �I
II
OW:v. r,`e:'ts`t"'Tv,.
401,17.
is 67777'7'. ..
No payments or credits were received lest month.
(transactions continued on. next page)
NEW PHONE. HOME OR
E -MA . ADORESS7
PLEASE UPDATE ON
REVERSE SIDE.
OFFICE COPY
NOTICE: SEE REVERSE SIDE FOR IMPORTANT {NFORMArION
INCLUDE THl5 PORTION WITH YOUR PAYMENT MADE PAYABLE 10 TARGET CARO SERVICES
IIINIillHllllllilnh
111111 111
TARGET CARD SERVICES
P.O. 80X 660170
DALLAS TX 75266-0170
111111111111"1111111"1"11"1111111111"111111111 +1111111111
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number .XXXX-XX
Account Identification Number
New Balance
Minimum Payment Due
Payment Due Date
Amount
Enclosed $
XXX- 1831
00034001981
$5,963.67
$ 948.00
October 25, 2013
1
N
11
01
'00000
Biu
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: September 28, 2013
MICHAEL W WEBSTER JR Page 2 of 2
Transactions (cont.
Trans Date Description of Transaction or Credit
LIN , ty
Sep. 25 LATE PAYMENT FEE
Location
Amount
�� l:' =M• ` f':;.r �,.rl=, : =y ..'r'..�.itt f;i i t:"ibr ; 'tN i; s? �r�'4 •<1' 2 �t.;;a:•g#`:..:.� F, {lr.Tiihl :! 4'IftIl'K; .�il N,Pi .F, it .; k,r"IlrSi (S.f rt.v.,y.•.
•t P` d4.G r R :, ..a,. ._!li✓
��1qq111�•������;�n���1{��JhMp',�ri{1) �, r � r, $ 5r�y�y1 �1,HHfU'{�i7 I(f� pqp��tyys}{rtrtF�i',i ; ii P
INTEREST CHARGE -PURCHASES
tZ
•
TOTAL FEES FOR THIS PERIOD
:�'�i•i�•,ii•aG;�r?'';r:^���ii:��.hYh;h,;:Ti;�l<:�'� �`��5
TOTAL INTEREST CHARGED FOR THIS PERIOD
Total fees charged In 2013
Total interest charged in 2013
$35.00
$35.00
$114.23
$114.23
Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Purchases
Cash Advances
(v) = Variable Rate
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
22.90% (v)
22.90% (v)
$5,874.00
$0.00
TARGIIT.
11
11111
•00000•
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: October 28, 2013
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Fees Charged
Interest Charged
$5,963.67
-$1,000.00
+$0.00
+$0.00
+$0.00
+$101.91
New Balance
$5,065.58
Total Credit Limit $0.00
Cash Limit $0.00
Available Credit $0.00
Portion Available for Cash $0.00
The Cash Limit is a potion of the Total Credit Limit
Statement Closing Date 10/2812013
Days in Billing Cycle 30
For questions, an address change or to report
a lost or stolen card, go online or call us:
Manage My REDcard
Target Card Services
TDD/TDY
Outside the U.S.
Targetcomhedcard
1-888-755-5856
1.800-347-5842
1-612.307-8622 (Call Collect)
Calling wilt not preserve your billing -error rights
Payment Information
New Balance
Minimum Payment Due
Payment Due Date
$5,065.58
$152.00
11/25/2013
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay up to a
$35,00 late fee.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more in interest and it will take
you longer to pay oft your balance. For example:
N"ii`i�i �}Sltr7rrxC
:city I yj� 'P
Wl,.i':{tFE•�,?ri��'�yz#t�'��Cl.:11����}'ijs'�;{t?�if`�,ir��;.��5�$�ffi�nl�3I��k,S?k�tix
Only the minimum
Payment
yy�ttti
1$1341!"{�d
t x1�ro3 y��,rd�'.7'5111
lliL�tr 1t4 ii i17�
19 years
�R II ;ts �ltJ,�I.
�r f 4a ti�9},}.
s'd
r�.CS,�al�il
$13,307
t A
t`,{C<(.
$196
3 years
$7,056
(Sevings=$6,251)
f you would like information about credit counseling services,
call 1-800-991-8433.
Transactions
Trans Date
Oct. 11
Description of Transaction or Credit
LW", FP- Y.:Il Iii:
PHONE PAYMENT
Location
Amount
,N.
,...Is`i • fi tibp.:,frli::'�� ft • •irv3 Y;NI,1<".i..� r.5 •h!II: .;',4 f:
ie, ..i' ::il«, h/.ti <i I.t.,..Sa.
MECHANICSBURG, PA -$1,000.00
TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD 41,000.00
(transactions continued on next page)
TARGET.
NEW PHONE, HOME OR
E-MAIL ADDRESS?
PLEASE UPDATE ON
REVERSE SIDE,
OFFICE COPY
NOTICE SEE REVERSE SIDE FOR IMPORTANT i!FORMA OCR
INCLUDE TILS PORTION WITH YOUR PAYMENT MADE PAYABLE 10 TARGET CARD SERVICES
Account Number XXXX-XXXX-XXXX-1831
Account Identitication Number 00034001981
New Balance
Minimum Payment Due
Payment Due Date
Amount
Enclosed $
111E11I011I11u111II111UI1I11
TARGET CARD SERVICES
P.O. BOX 660170
DALLAS TX 75266-0170
1.1111111111.911111...1..11..11111111.11 ..100.111.1,101111,
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
$5,065,58
$152.00
November 25, 2013
TARGET.
IN
i
•00000•
B
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account identification Number: 00034001981 Statement Closing Date: October 28. 2013
MICHAEL. W WEBSTER JR Page 2 of 2
Transactions (cont)
Trans Date
UM
P
I•
Description of Transaction or Credit
.•7
f [
INTEREST CHARGE -PURCHASES
Location
Amount
.. r
e , �: � •r�i° e'i;; ..M :.k, { tr;t a � r .� iw; ': •� ;r �1i'.1't{�.. 1. .��. . s .` x7 ;•tr.?ll;.,..:
v..F {.�:^'.;+;t .:. '..i•' . -. £. .tk , .j�.i,at':,I•• . `�I�f!'i� �i:.w:. �:, �4'.�(� ;�^.LF'., , .. •:r,�
TOTAL INTEREST CHARGED FOR THIS PERIOD
����?� `{' �i �!�`s'�4wiii�i��{4�{z r:5 �t�:.:�h �^� -.t�7 ,,•:7
Y. �:dil Gl,i�:�:isf,�a'�nif�Isrt,Ii:P�(I>ai�i{?i•"'r.-:.z��.x�+
Total fees charged in 2013
Total interest charged in 2013
u � r°'' ° { s� aF: (:t_-� {-i« s'ysi'� ��ii1 t}1 t"+
R �lin£!'. { ,,uu dill 1Pt!# obi
;~k: a:u ,� �x �a4;�iSr�i�'71Ptt! 1..�.s�3tt��{,—��K�?`�A
$200.00
$1,057.91
$101.91
$101.91
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
i ` i!t` li Ur U
time �itxtw V'+'•s
$401.91 -
$0.00
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
u
IMO
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: November 28, 2013
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Past Due Amount
Fees Charged
Interest Charged
$5,065.58
-$200.00
+$200.00
+$0.00
$ 152.00
+$26.00
+$99.68
New Balance
Total Credit Limit
Cash Limit
Available Credit
Portion Available for Cash
The Cash Limit is a portion of the Total Credit Limit
$5,190.26
$0.00
$0.00
$0.00
$0,00
Statement Closing Date 11128/2013
Days in Billing Cycle 31
For questions, an address change or to report
a lost or stolen card, go online or call us:
Target. com/redcard
1-888-755-5856
1-800-347-5842
1.612-307-8622 (Call Collect)
Manage My REDcard
Target Card Services
TDDJ TDY
Outside the U.S.
Calling will not preserve your billing -error rights
Payment Information
New Balance
Minimum Payment Due
Payment Due Dale
$5,190.26
$328.00
12/25/2013
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay up to a
$35.00 late fee.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more In Interest and It will take
you longer to pay off your balance. For example:
i
1l
+f
4! 1 K✓ Tr.'"h'o''F
it l yy r+i
4S+'151}S�+Yt3�
MF 4 t� i/.E41t t�i'tA�(4
... 'E r #l... -,it . 1i�:,��,ri?f
i ti ))'}yy 1,7
jpp
7E IES
;{ Ir I fit
;iC E,�.`t
S!
IH
Il
ll hrl'
{ i
,lift .it �' tai �.
1
\' IYsf 1 l ll'f{
tx ; ! 1 I , ?IX�I4 fi
frit 4-ta. .�x.'
Only the minimum
Payment
19 years
$13.336 .
f you would like information about credit counseling services,
call 1-800-991-8433.
Important Messages
Missed Payment!
We didn't receive your minimum payment by your last due date. If you've made the payment since then, thank you! If you
haven't, please make a payment by going to Target.comlredcard and clicking on "Manage My REDcard" or by calling us
at (888) 608-7627. You can also make a payment at any Target store or with the enclosed envelope.
We may report information about your account to credit bureaus. Late payments, missed payments, or other defaults on
your account may be reflected in your credit report.
TARGeT.
' EW PHONE, HOME OR
-MNL
ADDRESS?
,LEASE UPDATE ON
?EVERSE SIDE,
OFFICE COPY
NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFOR.VATION
INCLUDE THIS PORTION WITH TOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES
uI�IIIINIIIIIRIII11III11lllN
TARGET CARD SERVICES
P.O. BOX 660170
DALLAS TX 75266-0170
P/111111111ilIIIILLLI,.II.,IIIIIIIILIILLIIII111111IuIIIIIIIIrr
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number XXXX-XXXX-XXXX-1831
Account Identification Number 00034001981
New Balance $5,190.26
Minimum Peymenl Due $326.00
Payment Due Date December 25, 2013
Amount
Enclosed $
AU
�fl
•06000
WI
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: November 28, 201.3
MICHAEL W WEBSTER 'JR Page 2 of 2
Transactions
Trans Date
Nov.
Description of Transaction or Credit
E -PAYMENT, TARGETCOM
IliX! Il li .1 i l�„
Nov. 8 RETURNED E -PAYMENT
reim
Nov. 14
Fu
Location
Amount
TOTAL PAY
•$200.00
AND OTHER CREDITS FOR THIS PERIOD -$200.00
!t two.
,t
.00
$200.00
a
<.4tfalR^i l�i111itgj�tnur�'µ'CHA<SEStKA�}�N'D OT.^Hr:!6�E:: .TOTAL PURCHASES
�rPS"9r, D.:rEt•t3' 1.T,rS F::O:i R:!rTr.iH. IS:MaPbE: RIO^�D•:
:•r•' SIr,S :i<`<ut?i ,it
RETURNED PAYMENT PEE
TOTAL FEES FOR THIS PERIOD
$25.00
•2 ! 14;E:7r:it '..t t.`-ri2,0 �:
i•<tii:'
INTEREST CHARGE -PURCHASES
• TOTAL INTEREST CHARGED FOR THIS PERIOD
$99.68
$99.68
Total fees charged in 2013
Total interest charged in 2013
interest Charge Calculation
ual Percentage Rate (APR) is the annual interest rate on your
{A 1 •yl{ 7
22.90% (v)
22.90% (v)
Purchases •
Cash Advances
(v) = Variable Rate
$0.00
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
$0.00
TARGET.
'QROON`
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: December 26, 2013
MICHAEL W WEBSTER JR Page 2 of 2
important Messages (cont.)
Product Safety Message
Guest safety continues to be a top priority for Target. Visit Target.com or any Target in-store kiosk for
product safety alerts and recall information.
Transactions
Trans Date Description of Transaction or Credit
No payments or credits were received last month.
,�:� ;q� ., �� ..�`tt acltl� �'� �'1��11 � i iu c i �•�•�iq?�7 i�+,l�'�ii �' ,
tl�l. !!,!,gin!��i;i!at;I'�ih l linii glia`;:'. i„ �t1171 Y!i 1ti, . A'.j..
Dec. 25 LATE PAYMENT FEE
0,{ri; 111aErRIONS
i;
INTEREST CHARGE -PURCHASES
k!'
Location
.'.fit{{;i=>:.
Amount
�, iikpf, x��`... ti:;tt :���)' 7?;ii;i: } itl�t`t ;j i"; '•:ti �iy ? i� r!$
TOTAL FEES FOR THIS PERIOD
{tt'�I:tjV!?{ll ..•i' I 0-64''K11}7{`.t:!
il:r at h •, 7
TOTAL INTEREST CHARGED FOR THIS PERM)
Total fees charged in 2013
Total interest charged in 2013
$260.00
$1.256.25
$35.00
$35.00
:7;�(i<��
$98.68
$98,66
interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account,
Purchases
Cash Advances
22.90% (v)
22.90% (v)
$5,242.42
$0.00
(v) = Variable Rate
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
$96.66
$0.00
II
u
00000'
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: January 28, 2014
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Past Due Amount
Fees Charged
Interest Charged
$5,323.92
-$0.00
+$0,00
+$0,00
$514,00
;536.00
+$104.60
New Balance
$5.463.52
Total Credit Limit $0.00
Cash Limit $0.00
Available Credit $0.00
Portion Available for Cash $0.00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date 1/28/2014
Days in Billing Cycle 31
For questions, an address change or to report
a lost or stolen card, go online or call us:
Target.com/redcard
1.888-755-5856
1-800-347-5842
1-812-307-8622 (Call Collect)
Manage My REDcard
Target Card Services
TDD/TDY
Outside the U.S.
Calling will not preserve your billing -error tights
Payment Information
New Balance
Minimum Payment Due
Payment Due Date
$5,463.52
$707.00
2/25/2014
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay up to e
$35.00 late fee.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more in interest and it will take
you longer to pay off your balance. For example:
1 ik �t x rata,-..
rlI{'tllfl`:FYfR?TR`tl}1 ..
y+'tr+fitik
'
.-.I.v, .1 , IF,. .q,
Only the minimum
Payment
, t r c' Vy. ", ' sr t{(jjr4
2 1iY1 �iSFRl�
{I `t{t e a ii t' (, ,ii‘ if
`,t
19 years
�a jai � d
s II f Yf f
t�,p 17W,i �,IG,Y.`�.fpJrf;lt
$}3,421
If you would like information about credit counseling services,
call 1.600.991.8433.
Important Messages
Your Account is Past Due
We still haven't received sufficient payment to bring your account current. If we don't set up payment arrangements soon,
late fees and finance charges will continue to add to your balance, and your account will continue to be reported to the
credit bureaus as past due. Even if you aren't able to pay your full minimum due right now, we may still be able to find a
solution that works for you. To learn more, go to Target.comlredcard and click on "Manage My REDcard" or call us at
(888) 608-7627 today.
NEW PHONE, HOME OR
E-MAIL ADDRESS?
'LEASE UPDATE ON
REVERSE SIDE.
OFFICE COPY
NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION
INCLUOE THIS PORTION wI TN YOUR PAYMENT MACE PAYABLE TO TARGET CARD SERVICES
111111111111111
1111
INTI/
TARGET CARD SERVICES
P.O. BOX 660170
DALLAS TX 75266-0170
I11IIIIIIIb'nllllutuIrilluullhllllrlliIlilll.111.l'luillllr
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number . XXXX-XXXX- XXXX- 183 1
Account Identification Number 00034001981
$5,463,52
$707.00
February 25, 2014
New Balance •
Minimum Payment Due
Payment Due Date
Amount
Enclosed $
TARGET.
I Ill
•00000
Target Visa Credit Card Account Number: XXXX•XXXX-XXXX-1$31
Account Identification Number: 00034001981 Statement Closing Date: January 28, 2014
MICHAEL W WEBSTER JR Page 2 of 2
Important Messages (cont.)
A Message from Target on the Payment Card Breach: Thank you for your continued support as we
address the payment card crime against Target and many guests. We have removed the malicious program
from our store systems so you can shop with confidence. You are not liable for any unauthorized credit card
charges. Review your transactions at Target.com/ream and call the number on your REDcard if you see
charges you didn't make or if you desire a new card.
Additional resources are available at Target.com/paymentcardresponse.
Transactions
Trans Date
01184
Tuinagitient
Description of Transaction or Credit
No payments or credits were received fast month.
Location
Amount
ia�y�Cjy�i1�
•" :y�lil i{ i
1BIF it; I HB iNWIS ,.
Jan. 25 LATE PAYMENT FEE
r.tl ti si 5Vit
t ,
INTEREST CHARGE -PURCHASES
yi`.`•,ji'{k::i `'t=± IKI. �i' • �` iiif ,'•1��,i;i<f "!c'li�yrl ,Kelt;
TOTAL FEES FOR THIS PERIOD
$35.00
. $35.00
;:S+a� t, l i �(F; ,:•A'.y dii d}.1 11��7F+{�}� �'�il..'Ff! � fZi'I�i+
TOTAL INTEREST CHARGED FOR THIS PERIOD
Total fees charged in 2014
Total interest charged in 2014
$35.00
$104.60
$104.60
$ 104.60
Interest Charge Calculation
Your Annual Percentage Rata (APR) is the annual interest rate on your account.
8�iiilt ia,IA;
Purchases
Cash Advances
22.90% (v)
22.90% (v)
$5,378 84
$0.00
(v) = Variable Rate
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
N
•00000•
I
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: February 28, 2014
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Past Due Amount
Fees Charged
Interest Charged
$5,463.52
-$0.00
+$0.00
+$0.00
$707.00
+536,00
s$107.34
New Balance
$5,605.66
Total Credit Limit $0.00
Cash Limit $0.00
Available Credit $0.00
Portion Available for Cash $0.00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date 2/28/2014
Days in Billing Cycle 31
For questions, an address change or to report
a lost or stolen card, go online or call us:
Manage My REDcard
Target Card Services
TDD/TOY
Outside the U.S.
Target.com/redcard
1-888-755-5856
1-800-347-5842
1-612-307-8622 (Cad Collect)
Calling will not preserve your billing -error riglxs
Payment Information
New Balance
Minimum Payment Due
Payment Due Date
$5,605.86
$904.00
3/25/2014
Late Payment Warning; If we do not receive your minimum
payment by the date listed above, you may have to pay up to a
$35.00 late fee.
Minimum Payment Warning: If you make only the minimum
payment each period, you will pay more in interest and it will take
you longer to pay off your balance. For example:
Only the minimum
Payment
f you would like information about credit counseling services,
call 1-800-991-8433.
Important Messages
In light of the recent data breach, Target is offering all our guests one year of free credit monitoring and
identity theft protection through Experian. You may request an activation code at creditmonitoring.target,com
before April 23, 2014..We are doing all we can to protect your information so you can continue to shop with
confidence at Target. To learn more, go to Target.com/databreach.
TARGET.
NEW PHONE, HOME OR
E•MAIL ADDRESS?
PLEASE UPDATE ON
REVERSE SIDE.
OFFICE COPY
NOME' SEE REVERSE SIDE FOR IMPORTANT INFORMATPON
INCLUDE THIS PORTION WITH TOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES
11l1111I11111111 i 111111111111
TARGET CARD SERVICES
P.O. BOX 660170
DALLAS TX 75266-0170
l'illlllllll" III+II"'I" Il"Illlllll'll" IIIII'III'l'lllllllll'
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number XXXX-XXXX-XXXX-1631
Account Identification Number 00034001981
New Balance • • $5,605.86
Minimum Payment Due $904.00
Payment Due Date March 25, 2014
Amount
Enclosed $
1111
II
11
* 00000 *
U.
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: February 28, 2014
MICHAEL W WEBSTER JR Page 2 of 2
Transactions
Trans Date Description of Transaction or Credit
MISMONN'
MOW
Location
4,1•);t''' ficr,1,111:01,1ilt!1"-my*
No payments or credits were received last month.
Feb. 25 LATE PAYMENT FEE
'
NISSIMMES_ 4!i `itrgialljPIERSVORK
INTEREST CHARGE -PURCHASES
On 1V;1). • 11,:!
TOTAL FEES FOR THIS PERIOD
TOTAL INTEREST CHARGED FOR THIS PERIOD
Total tees charged in 2014
Total interest charged in 2014
$70.00
$211.94
$35.00
107.34
$107.34
Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
.10 1151:41Fa-1. 4.4741F:Pli
- 4, tii124!:0,41-.),, 9114 ..,:b7.0,1.441'0. •
Purchases.
Cash Advances
(v) = Variable Rate
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed,
22.90% (v)
22,90% (v)
$5,519.78
50.00
$107.34
$0.00
a
TARGET.
u
111
•0000D'
IJa
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: March 28, 2014
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Past Due Amount
Fees Charged
Interest Charged
$5,605.86
-$0.00
+$0.00
+$0.00
$904.00
+S36.00
•$99.39
New Balance
$5,740 25
Total Credit Limit $0.00
Cast) Limit $0.00
Available Credit $0.00
Portion Available for Cash $0.00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date 3/26/2014
Days in Billing Cycle 28
For questions, an address change or to report
a lost or stolen card, go online or call us:
Target.comiredcard
1-888-755-5856
1-800-347-5842
1-612-307-8622 (Calf Collect).
Manage My REDcard
Target Card Services
TOD/TDY
Outside the U.S.
Calling will not preserve your billing -error rights
Payment Information
New Balance
Minimum Payment Due
Payment Due Date
$5,740.25
$1,095.00
4/25/2014
Late Payment Warning: If we do not receive your minimum
payment by the date fisted above, you may have to pay up to a
$35.00 late fee.
Minimum Payment Warning; If you make only the minimum
payment each period, you will pay more in interest and it will take
you longer Io pay oft your balance. For example:
f you would like information about credit counseling services,
call 1-800-991-8433,
Important Messages
Account Seriously Past Due
Your REDcard account is seriously past due, but we may still be able to offer special payment arrangements to help you
clear up your account and get your finances back on track. Your first step is to call us at (888) 608-7627 or go to
Targetcomlredcard and click on "Manage My REDcard."
TARGET,
NEW PHONE. HOME OR
E-MAIL ADDRESS?
PLEASE UPDATE ON
REVERSE SIDE.
OFFICE COPY
NOTICE: SEE REVERSE SIDE FOR IMPORTANT' INFORMATION
INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES
1111111111111111
111111111111111
TARGET CARD SERVICES
P.O. BOX 660170
DALLAS TX 75266-0170
IihIIhIIIr.IIIIII,III,IIIrrIIIIIIIIsII.uflIII�IIIrI.Ilnlllili
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number .XXXX-XXXX-XXXX-1831
Account Identification Number 00034001981
New Balance $5,740.25
Minimum Payment Due $1,095.00
Payment Due Date April 25, 2014
Amount
Enclosed $
TARGET.
N
Q
•00000
u
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: March 28, 2011
MICHAEL W WEBSTER JR Page 2 of 2
Transactions
Trans Date
Description of Transaction or Credit
��' °�i, tI�!�,{(..i�;y`M1,ir:; •; r • .,phi
1L�J.., .il.. , iP7��11 • r. , r _
No payments or credits were received last month.
MEv-i�'ihiV,�r
Mar. 25 LATE PAYMENT FEE
:ifii(C .:i 4:1„: "ti%a,h' ^. 4.4,7; •
MANIMIUMEffit
INTEREST CHARGE -PURCHASE
Location
Amount
f.a.�t�,•ti�,'� +t hry^•r!n •::;if�;i .,pyd !t. i• . si('t:.•y �• � .vr p • r.n r� .
t4 rs 3*ir;,'i ? !:iit`i;';:, r' ;, •{? �l •ril''w: P;„',11601! . 1,::41:
rt ,Ile•, �f .,,Ili til:� •!�� r.'�'yf 41ia'I ,: !i!4 v: � 9tt ^` h, ,c!, !{.;? :+:
brAoihm l`i'1it....;•1r*111..4 1
t; n'l,tp
.�!
$35.00
TOTAL FEES FOR THIS PERIOD $35.00
'a�tl'`'I !D' • :a:• i ;t r; ` ' "xi'itgi t .`tun•5h :' r
!i ! Svi:
Ws� ` 't•: �kr l� t':� �I 1 ` ; •:!1{Ir �:"::iii!
• aftl• ::: „ i rid a!t:P tn`•'`i;.yy: .. i!� i:�.'!� 4�!6.:', ; i'
$99.39
TOTAL INTEREST CHARGED FOR THIS PERIOD $99.39
Total fees charged in 2014
Total interest charged in 2014
n}.•Y
5�tti `
$105.00
$311.33,
Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
'" !(' it i apt 1` u' T ll' ii' t i't' • !:f?t:i1',, t''i "i1^ Ix V I' fl r ' I' I i i .;_ft, :'1::•
4 1' •' ii ;trti, j' f. �' ii!i• ,� t jli•' 4t lt•Y ll,;fi{!If . i'i,i� I 7 J i•`. i �; �' I .,
, i• ,{ t+ ! tA•' ti
� ��t �4r¢..t}i�HH �` !# 4 ��{�: l . i
!�� j?(4, ti
�i:=.•:ii!,F I :FII ”' iSli' ° lii�11'1r'',�rii;;ill � r,�i:;:,ritf �r� `'
22.90% (v)
22.90% (v)
Purchases.
Cash Advances
$5,658.61,
$0.00
!f!
(v) = Variable Rate
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
$99.39
$0:00
TARGET.
R
• DDOO+J'
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: April 22, 2014
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Past Due Amount
Fees Charged
interest Charged
$5,740.25
-$0.00
+$0.00
+$0.00
$1,095,00
+$35.00
+$112.77
New Balance
Total Credit Limit
Cash Limit
Available Credit
Portion Available for Cash
$5,888.02
$0.00
$0.00
$0.00
$0.00
The Cash Limit is a portion of the Total Credit Limit
Statement Closing Date 4/28/2014
Days in Billing Cycle 31
For questions, an address change or to report
a lost or stolen card, go online or call us:
Target.com/redcard
1-886-755-5856
1-800-347-5842
1-612-307-8622 (Call Collect)
Manage My REDcard
Target Card Services
TODF1-DY
Outside the U.S.
Calling will not preserve your billing -error rights
Payment Information
New Balance
Minimum Payment Due
Payment Due Date
$5,888.02
$1,301.00
5/25/2014
Late Payment Warning: If we do not receive your minimum
payment by the date listed above, you may have to pay up to a
$35.00 late fee.
Minimum Payment Warning: if you make only the minimum
payment each period, you will pay more in interest and it will take
you longer to pay off your balance. For example:
f you would like information about credit counseling services,
call 1-800-991.8433.
Transactions
Trans Date Description of Transaction or Credit
I!tI i �tll�l ' fi ti�!...� I� fa"''rr I
hilt ;<<;'ll�I�,llel `, }1;,1!1; !�fli, �,I�,J ?>�`�` I ,rel, : I �!t 111 it �
No payments or credits were received last month.
Location
•
Amount
(transactions continued on next page)
TARGET*
NEW PHONE. NOME OR
E-MAIL ADDRESS?
?LEASE UPDATE ON
REVERSE SIDE.
OFFICE COPY
NOTICE. SEE REVERSE SIDE F
IMPORTANT INFORMATION
INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARO SERVICES
111111111111111 1111111111111111 E1
TARGET CARD SERVICES
P.O. BOX 660170
DALLAS TX 75266-0170
1.1111111111..111111-.1.,11-11111111.11..11111.111,1.1101 11.
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number XXXX-XXXX7XXXX-1831
Account Identification Number 00034001981
New Balance $5;888.02
Minimum Payment Due $1,301.00
Payment Due Date May 25, 2014
Amount
Enclosed $
HR
11
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: April 20. 2014
MICHAEL W VVEBSTER JR Page 2 of 2
Transactions (cont.)
Trans Date
alita
Apr. 25
Description of Transaction or Credit
ii
A 14 No.•
th (Tr •
LATE PAYMENT FEE
ILT. MEM
4%•
, +Xfifii4p,
INTEREST CHARGE -PURCHASES
Location
Amount
TOTAL FEES FOR THIS PERIOD
TOTAL INTEREST CHARGED FOR THIS PERIOD
'ff..411111viir ;VA
Total fees charged in 2014
Total interest charged in 2014
ST TS
.4.,,•„.4.„, • .4.
AMA
$140.00
$424.10
$35.00
$35.00
12.77
$112.77
Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account,
ifS
, IT lillh *. ifferT Jig P 1" 'r" trilla nifiril iiiii 'i 11' ,,, IA
22.90% (v) •
22.90% (v)
Purchases
Cash Advances
$5,799.11
$0.00
(v) ,=-Variable Rate . .
. ,
There is a Minimum Charge. of $1.00 for any billing period in which an interest charge is imposed,
$112.77
$0.00 • •
v
TARGET.
•00000•
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Date: May 28, 2014
MICHAEL W WEBSTER JR Page 1 of 2
Summary of Account Activity
Previous Balance
Payments and Other Credits
Purchases and Other Debits
Cash Advances
Past Due Amount
Fees Charged
Interest Charged
$5,888.02
-$0.00
+$0.00
+$0,00
$1,301.00
+135.00
+10.00
New Balance
Total Credit Limit
Cash Limit
Available Credit
Portion Available for Cash
$5,923.02
$0.00
$0.00
$0.00
$0.00
The Cash Limit is a porton of the Total Credit Limit
Statement Closing Date 5/28/2014
Days in Billing Cycle 30
C
Payment Information
New Balance
Minimum Payment Due
Payment Due Date
$5,923.02
$5,923.02
6/25/2014
If you would like information about credit counseling services,
call 1-800-991-8433.
For questions, an address change or to report a
lost or stolen card, go online or call us:
Target.corrthedcard
1-888-755-5856
1-800-347-5842
1-612-307-8622 (Call Collect)
Manage My REDcard
Target Card Services
TDO/TDY
Outside the U.S.
Calling will not preserve your billing -error rights
Important Messages
Your account has been charged off. This is your final statement.
Transactions
Trans Date
sa
May
Location
Amount
yti. ,l.:.rsinl tc�
'4134
No payments or credits were received last month.
SMEGrAinigi
LATE PAYMENT FEE
1yfli;�f�;i'"t:tj'�j2l;,�r>•Tj;� �•?i;u�2:1�1':cFs;i
•:.eri 1�14tf ; -'.l.t r:tl?i j!i`; j'.,' . 4 Nj'<
TOTAL FEES FOR THIS PERIOD
$35.00
$35.00
(transactions continued on next page)
TARGET.
NEW PHONE, HOME. OR
E-MAIL ADORES$1
PLEASE UPDATE ON
REVERSE SIDE,
OFFICE COPY
NOTICE SEE REVERSE 510E FOR IMPORTANT INCORMATION
INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES
111111It11111II1110E
11111111
TARGET CARD SERVICES
P.O. BOX 660170
DALLAS TX 75266-0170
IIIIIIIIIIIIHIlllllrr,Inll,,i'I nrll„IIIII,Inrl1hnllllr
MICHAEL W WEBSTER JR
58 SHARON RD
ENOLA PA 17025-1826
Account Number XXXX-XXXX-XXXX-1831
Account Identification Number 00034001981
New Balance $5,923.02
Minimum Payment Due $5,923.02
Payment Due Dale June 25, 2014
Amount
Enclosed $
A
TARGET.
Target Visa Credit Card Account Number: XXXX-XXXX-XXXX-1831
Account Identification Number: 00034001981 Statement Closing Cate: May 28, 2014
MICHAEL W WEBSTER JR Page 2 of 2
Transactions (cont.)
•4;,
Total fees charged in 2014
Total interest charged in 2014
$175.00
$424.10
Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Y0064144 '
,,,.:imilionoktwoontentimprgellitrit415114411/144Wi" 13#4
" 111
Inta4, 1**40;*Aviv
oh1,4,itn:
Purchases
Cash Advances
0.00%
0.00%
$5,892.68
$0.00
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
VERIFICATION
The undersigned, Gregg L. Morris, hereby states that he is the attorney for Plaintiff in
this action and verifies that the statements made in the foregoing pleading are true and correct to
the best of his knowledge, information and belief By virtue of the fact that the Plaintiffs
representative is outside the jurisdiction of the Court and the verification cannot be obtained
within the time allowed for the filing of this pleading, the pleading is submitted by counsel
having sufficient knowledge, information and belief based upon the information provided to him
by the Plaintiff and based upon his own personal knowledge. Plaintiff has represented to counsel
that there is a debt due and owing from Defendant to Plaintiff in the amount as set forth within
the foregoing pleading. Plaintiff has provided counsel with all relevant information in order to
allow counsel to sign this verification. Plaintiff agrees to provide a verification signed by
Plaintiff upon request by Defendant. The statements are made subject to the penalties of 18
Pa.C.S. Section 4904, relating to unsworn falsification to authorit es.
Date: December 04, 2014
s,
Felix, A.P.C.
. Main Street
Carnegie, PA 15106
(412) 429-7675
PA_01 Atty Verification P&F File No. 14-26547
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO )
TARGET NATIONAL BANK )
)
Plaintiff )
)
v. )
MICHAEL W. WEBSTER, JR. )
)
Defendant(s) )
)
NO. 14-6761
CERTIFICATION OF SERVICE
OF COMPLAINT IN CIVIL
ACTION
Filed on behalf of:
TD BANK USA, N.A., AS
SUCCESSOR IN INTEREST TO
TARGET NATIONAL BANK
Counsel of Record for This Party:
Gregg L. Morris, Esquire
Pa 1.D. #69006
Patenaude & Felix, A.P.C.
213 E. Main Street
Carnegie, PA 15106
(412) 429-7675
PA 103A Cert Service P&F File No. 14-26547
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,
PENNSYLVANIA
TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO
TARGET NATIONAL BANK
NO. 14-6761
Plaintiff
v.
MICHAEL W WEBSTER *JR
Defendant(s)
CERTIFICATION OF SERVICE
I, GREGG MORRIS, attorney for Plaintiff, above named, hereby certify that a true and
correct copy of COMPLAINT IN CIVIL ACTION was served this date by ordinary mail upon
the following:
MICHAEL W WEBSTER, JR
58 SHARON RD
ENOLA PA 17025-1826
Date: December 12, 2014
squire
ix, k P.C.
in Street
negie, PA 15106
(412) 429-7675
PA 103A Cert Service P&F File No. 14-26547
t °
I, GREGG MORRIS, attorney for Plaintiff, TD BANK USA, N.A., AS SUCCESSOR IN
INTEREST TO TARGET NATIONAL BANK , hereby certify that a true and correct copy of
foregoing document was served this date by ordinary mail upon the following:
Michael W. Webster, Jr.
58 Sharon Rd
Enola PA 17025-1826
Date: December 12, 2014
orris, iEsquire
& Felin A.P.C.
am Street —
arnegie, PA 15106
(412) 429-7675
PA 65 Certificate of Service ' P&F File No 14-26547
- OFF ICE
IN THE COURT OF COMMONS PLEAS OF CUMBERIA4D-C6604101.40 TA k
PENNSYLVANIA 213itt DEC 24 9: 45
MICHAEL W. WEBSTER, JR. C UMNR1_4AWCOUNTY
calaintit De•C-1- PENNSYLVANIA.
v.
TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO
TARGET NATIONAL BANK
Pir`C
RESPONSE TO COMPLAINT
AND NOW, comes the defendant, MICHAEL W. WEBSTER, JR., and files a response to the complaint filed
for , TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK, by attorney, GREGG
MORRIS, ESQUIRE and the law offices of PATENAUDE & FELIX, A.P.C. and files the following Response in
the Civil Action.
1. I carry a security clearance for my employment with the Federal Government.
2. I made TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET NATIONAL BANK, aware
of this and that I could come to a payment agreement without a legal judgment.
3. I was lead to believe and told that an agreement of settlement was reached and no Court
judgment would be required.
4. The plaintiff appeared in court and a judgment was entered.
5. I was lied to and deceived by TD BANK USA, N.A., AS SUCCESSOR IN INTEREST TO TARGET
NATIONAL BANK. I was Kim Papstein at the law office of PATENAUDE & FELIX, A.P.C., who is
a representative of the TO BANK USA, NA., AS SUCCESSOR IN INTREST TO TARGET
NATIONAL BANK.
•
40
0
0
0