HomeMy WebLinkAbout05-2018
183325
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
COUNTY,
PENNSYLVAN A
CLU~ ~'tfl..~
GREAT SENECA FINANCIAL CORP.,
A'MARYLAND CORPORATION,
ASSIGNEE OF RECOVERY PARTNERS
C/O THORNTON CAPITAL ADVISORS,
ASSIGNEE OF HOUSEHOLD AUTO
P.O. BOX 1651
ROCKVILLE, MD 20849-1651
Plaintiff
NO. OS -dD/(>
VS.
CIVIL ACTION - LAW
BARBARA J SCHRATZ
T SCHRATZ
81 CHERRY LN
CARLISLE PA 17013
Defendant (s)
NOTICE
You have been sued in Court. If you wish to defend against the claims set orth in
the following pages, you must take action within (20) days after this Compl int and
Notice are served, by entering a written appearance personally or by an att rney
and filing in writing with the Court your defenses or objections to the cIa' s set
forth against you. You are warned that if you fail to do so, the case may roceed
without you and a judgment may be entered against you by the Court without urther
notice for any money claimed or any other claim or relief requested by the laintiff.
You may lose money or property rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LA
CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OU
YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRIN
ER, OR
WHERE
A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE Y WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A
REDUCED FEE OR NO FEE.
NOTICIA
Le han demandado a used en la corte. Si used quarere defensas de esas deman as
expuestas en las paginas, siguientes, used tiene viente (20) dias de plazo a partir
de la fecha de lademanda y la notifiation. Used debe presentar una aparienc a
escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita 5 5
defensas 0 SUS objeciones a last demandas en corta de su persona. Sea avisa 0 que
si used no se defienda, la corte tomara medidas y psedido entrar una orden c ntra
used sin previa aviso 0 notificacion y por cualquier queja 0 alivio que es p dido
en la peticion de demanda. Used puede perder dinero 0 sus propledades 0 otr s
derechos importantes para used.
LLEVE ESTA DEMANDA A UN ABODOAGO IMMEDIATAMENTE. SI NO TIENE ABOGADO 0 SI N
EL DINERO SUFFICIENTE DE PAGAR TAL SERVICIO VAYA EN PERSONA 0 LLAME POR TELE
LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE
CONSEGUIR ASSITANCIA LEGAL.
TIENE
ONO A
PUEDE
Lawyer Referral Service
Cumberland County Bar Assn.
32 S. Bedford St.
Carlisle
800-990-9108
PA 17013
CVRNOTjPARET
W&A FILE NO. 131210463
183328
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
COUNTY, PENNSYLVAN A
GREAT SENECA FINANCIAL CORP.,
A MARYLAND CORPORATION,
ASSIGNEE OF RECOVERY PARTNERS
C/O THORNTON CAPITAL ADVISORS,
ASSIGNEE OF HOUSEHOLD AUTO
P.O. BOX 1651
ROCKVILLE, MD 20849-1651
Plaintiff
NO. oK - ..:J.6/,f CUll ~
VS.
CIVIL ACTION - LAW
BARBARA J SCHRATZ
T SCHRATZ
81 CHERRY LN
CARLISLE PA 17013
Defendant (s)
COMPLAINT
Now comes the Plaintiff, GREAT SENECA FINANCIAL CORP., ,by and thro
attorneys, and the law firm of Wo1poff & Abramson, L.L.P., and files this C
and in support avers as follows:
gh its
plaint
1. Plaintiff, GREAT SENECA FINANCIAL CORP.,
A MARYLAND CORPORATION,
ASSIGNEE OF RECOVERY PARTNERS
C/O THORNTON CAPITAL ADVISORS,
ASSIGNEE OF HOUSEHOLD AUTO
P.O. BOX 1651
ROCKVILLE, MD 20849-1651
is a business entity doing business within the Commonwealth of Pennsylvania nd the
other states of the United States.
2. Defendant, BARBARA J SCHRATZ
a last known address of
1S an adult individua with
81 CHERRY LN
CARLISLE PA 17013
COUNTY OF CUMBERLAND
3. Defendant, T SCHRATZ
a last known address of
, 15 an adult individua with
81 CHERRY LN
CARLISLE PA
COUNTY OF CUMBERLAND
2NDWR1/PARET
W&A FILE NO. 131210463
183333
4.
It is averred
The Terms
herein and
that Defendant(s) was/were issued an open end credi
and Conditions governing this account is attached h
marked as Exhibit l\Atl~
reto,
card acount.
incorporated
5. At all relevant times material hereto, Defendant(s) has/have said
charge card for the purchase of products, goods and/or for obtaining servic s.
6. Plaintiff provided Defendant(s) with copies of the Statements of
showing all debits and credits for transactions on the aforementioned credi
account to which there was no bona fide objection by Defendant(s). A true
correct copy of the Statement of Account is attached hereto, incorporated h
and marked as Exhibit "B".
ccount
card
nd
rein,
7. As of the date of this Complaint, the remaining balance due, owin
unpaid on Defendant's credit card account as a result of the charges made b
Defendant(s) and/or any authorized users is the sum of $ 9869.66.
and
said
8. Pursuant to the Credit Agreement and/or applicable Pennsylvania 1 w, any
unpaid or delinquent balances on said account shall continue to bear intere t at the
rate of 18.00%. See Exhibit "A" as previously identified herein.
9. As of the date of the filing of this Complaint, the amount of int rest
which has accrued is the sum of $ 696.01.
10. As of the filing of this Complaint, Plaintiff has incurred reason Ie
attorney's fees from the law office of Wolpoff & Abramson, L.L.P. in the collection
of the amounts due from Defendant(s) incident to the within action based up 20% of
the principal amount due and owing, and Plaintiff shall continue to incur s h
attorney's fees through the conclusion of the proceedings.
11. The amount of attorney's fee which has accrued is the sum of $ 19 3.93.
12. Despite reasonable and repeated demands for payment, Defendant(s)
refused and continue to refuse to pay all sums due and owing on the aforemen
account balance, all to the damage and detriment of the Plaintiff.
as/have
ioned
13. The amount in controversy is within the jurisdictional amount requ'ring
compulsory arbitration.
WHEREFORE, Plaintiff respectfully requests this Honorable Court enter J dgment
in favor of the Plaintiff and against Defendant(s) in the amount of $ 9869. 6,
plus attorneys fees in the amount of $ 1973.93, plus interest in the amount of
$ 696.01, plus costs of this action and any other relief as this Court dee s just
and reasonable.
Respectfully submitted,
Amy F. Doyle II
Daniel F. Wol son #20617
Bruce H. Cher is #18837
Philip C. Warholic #86341
Ronald M. Abramson #94266
Ronald S. Canter #94000
Donald P. Shiffer #89451
Andrew C. Spears #87737
WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff
Attorneys in the Practice of Debt Co lection
267 East Market St., York, PA 17403
(717) 846-1252
...................,.................
..... _"T"T'PO 'u..... .....1....."1_''''
lijjjj7
ATTORNEY VERIFICATION
I hereby state that I am the attorney for the Plaintiff, who is locate
outside of this jurisdiction and in order to file the within document in an
expedient and timely manner, am authorized to take this verification on beh If of
said Plaintiff in this action and verify that the statements made in the fo egoing
Complaint are true and correct to the best of my knowledge, information, an
belief, based upon information provided by the Plaintiff.
The undersigned understands that false statements herein are made subj ct to
the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification
to authorities.
Date:
Amy F. Doy e #87062
Daniel F. Wolfs #20617
Bruce H. Cherki #18837
Philip C. Warho1ic #86341
Ronald M. Abramson #94266
Ronald S. Canter #94000
Donald P. Shiffer #89451
Andrew C. Spears #87737
WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff
Attorneys in the Practice of Debt Co 1ection
267 East Market St., York, PA 17403
(717) 846-1252
PAVERF/PARET
W&A FILE NO. 131210463
183330
EXHIBIT "A"
.~
,
'" ~
,
f.
..,
.: '......... ':'-. ... .",.. '.' .~. .
... .'. . '.. ....._.}:...:..-...
'.' ;"', . ".. " . .....::..: :'..: ", r
'... ~.:'
.'
- '.
....._. ::.....,.; ..J......,. ..""/"'''''..;:~ '~"..'._ 1.;....,.. ::I'~"~"''''''''''\''';.:....''''':''.:''.~
: :. :'~:~~.\~!':.)"~~~4G'].;'':L.;r:~':,!-:',,\.~~~~~'~r\i:~.t'".. 'to ~:;\....,~~..:;;';.: :':';~.~.J.."~~~...>",\ c:....~.~."':'.:\ !t.X'(~ ," 0(
~;':-il""":~', ,~,....."" .".,....0,:....... .', . .. .' ........: , ....... .... , . ',. . .
..... ...
......! ':". ,:;':;',
" ...:.......,'
',..
. .....
. ..,..'.... ," ...... .~..:.'"" , :.:...~..: ,.')..1 .1,..../ .,:~. .:........:..t~....j.:f~i..
"Jf.";:'" .~J'f...,.,...'...I,. "~"", .A.~......c-.,~'l-,~:.......~..........-.: ...... -,.<...,. ....,...;. ":'~. ~'.~l."'~,,, ......~.~r.tC)
';. ': i: ~~.; . ,;.... "~.'. ": .' -:~"... . ~. ': ";": ~ ..~. ~ -. :. ~ ~.. . ",... '. . ......:.... . :..:. . . '".. .. .. ~:....
CAIlDM..MB..R
JIoND DISCLOSU
...-.
. an.. ,..., 11_
b....~,...
-..-
-...........-
~ TO 'I'EIMSlBI or :DEFIHITJON or UIII
I. this Cudm.mbe, AIr..DltJII Dbcw..u. Sbl<...1lI
~ncloud .heet ,ntJtled -Impo IntormatioD Rep.rd:
Account- (collective". the -Acre melt' and il Jour
.....m..... tho _..,.,..1IId ..It,1o all ..._.
th. ...dlt c:a.nI applicatlo.. .redlt cud 0' act
certillcate, the word "CanI" ...... a , mdIt ..... or....
ClOdIt canlI ... haft Issued Iq ,.. this AlntIllOlll, t
...., ...... and 'OUJ"" ref.. \0 R bold llIIIk (IIeftda),1
Vepa, 11.- and tho word . _ tho opoIl ..
credit... ha.. estahUslled lor JOlI which ....1>0 __
Card or other ....... apprvvod bJ .... oa..., DOl ... ,... ..
.hecb to make _11\I10 III or "'oar aIIilIata
'lbls Ave....... (and aI\Y ) ...... ,... AcooIIIII
and,.. and ... will be bound .., . tho tlm. ,..-l
or Alntm<nt. roa _10... this onI1lor....-
""""'hold or.lwltahIe _ r ..., _ this """""
osm, ft .;!houI JI01inr ant l'eee. " AtcorDllIt .joiIII Me
and _ Joinl Accountholder ""'" p 10 JlO1 and lie Jo
indlviduall)o ,espo...lbl, lor all am d., _, this AI
rqanD... of .,., dMlroe or ....... prucoedlncs or aI\Y II
thaI may dlecl lI.blll" betw... If ant of,.. .-. I
di!cWminll1lal>1IIt< lor unountI under this ~
cIo.e the ACCOUnt. ID that eVIDt JOI mQ conti..... to
oolStandlnl balance under tho to '" this Aareemenl. Row
will 110I be able., _.,.,.... ontho-.
ROMJSE TO PAl.
roo promise '" J>01 a<<onIIoI to Ibe
(a) mdIt ellle_ II)' III \0 ,... or
thla A..o.nt; (b) Fl.....
.admIn/!trallwt dIaIpa (~
reseuch .Iwp) provided In this
1lllDme)" I... as...nnJtied ."
. _ credllllmlt thai......, atond
pymlDU or cheeks or mORe7 0
othenoiw roslridlvrlY ,ndor5ed
_Ill in IuD orloslnc.,., "'our
lIAXDlI:")I ClEIlIf LIllI\'
roo willlICll _tho mdIt limit ... Ill\ lor JllIl. rllll ..
ClOdIt Ill' aI\Y ....... appmod '" III _tho loIII unpaid It
your A...... reaches _ mdIt AI... dIocr-eliorl, we J
Ibe amount of .,., IWt of 01\ _ Acc:ooml, Indu<
. Advanc:es. roa .".. thai .,., lion 1hnItaIIo... ..., .
11I1 time wlll1M _ \0 JllIl" .. tho Ilmfl It applied I
"'bs....tiaI portioo rI. ............. ... _ IlIll \0 allow l
u.pald 1Won... Includm, CharI.. and otller .h
_ yotI1 mdllllmll establlthod lD from limo \0 liIIlo. Vi
ft<Iulrod to mab Cuh Aom- . c1.dm, ....plllll en
.hoc"", Automaled TcIler )la, ('Ani") _),'
crodlllo, pun:hueo II ,... req II ,.. Imo aceeded ,.
limit, b.11I w, do, you """' \0' ..lhal...... &IIlU
cmrilrnII ,.. Ind applk:a!Jle _ lmmedlalelr. Vi
reqlllred to moll. adYanca wIIIcb tho _ rI. '"
IlmII ...n It 10'" AtcDUlll ,.., naI mdIll>allalllo. ,
male, . pa)'lllell\, yotI1na1Jah1e ..., 1101 reIIe<t thai Jl'l
1Ip\014_
/"
. r
8WDIENlI
whkh
", ..p."
.. , ".
w. wiJI -100 , ""'m.nt -n.a eaeh billini c,d< ill ,.,. ,
b... . balu.. III mea, olll ,bo..;.. (.. 01 lb. billinl cy.Ie):
(.) pl1Jn'DtI, mdIts, pun:huea, Cub Adnnc.., f'inJnc:e CIwpo,
and.nolher c:lwi<o owl. to_ A=>un~ (b) <lI. minbnmn paymonl
1011 midi molt. (calJed <lI. 'Mlnimum P_.nl, ...d the _ 1\ II
r.quosled; Jlld (.) JOOl ~ CT<dIl.
p.ADIBNJ
Eodl montIl,.,. .... JlOl'" ot IeJat the MInimum ~111 rel\edod..
JOOl _ W. lI1II!I ...... the MlnlmIDD Paym.nt within 26 .
JlIor the dooe rI the blillnl qcle (..ned the "Poyme11l INe Dole"). It
yoo..w..,.., Dll\7 JlOl mon tIw1 the Mlnbnum I'a1Jnent Jlld JlIIIf limo
,.., II"'l P"1tho entire""""'" owed (..ned "Newl3alJnce").
rOt billlna "tI.. beJinnlhf 00 or J!\er Mo11, 1999, Ill. Minim_
f'l\YmonI _ monIlI ,.;n be eqUJ! to the puler":
(.) (I) 2..5_ ol the New _ or 116, wbi.b._ b VWC' (0. tIlo
......",. olthe New _1f1eSl t!wlllS), p.... .
(U) IIIf pasl due amount> opl>'Jrinl on your ...,.menl; or
(b) Ill. .,...". bywhlcb <lI. New _ _1Our cnidlt UmlI.
All pi""'''' b7 mail must be mod. b)' .ho<1 or monOJ order. Toa
...... _ .., )>I"..nl YO. MO ..., be retomod to you w1lhoat
applJlnlll to JOOl Aocount Jlld _ p.....ntment or prolesl, lor IIIf
........ indudiJla If the ched< .. mono: order IE (I) .... dr.i.... OIl tb&
U.s. Pool 0lII.. or I lInanc:iallnollbllloo located in the United Stats;
(2) mminII I IipWun; (3) cImrD l'iIh dIlIerent n....ri< and _
ar1\OlD!1:!; (4~ ~ ondoned; (5) Jl<"ld>Ied; (6) not payable Ia
Housebold rodJt Services, lac. or Ho...hold BenI< (1l.val!J), NA;
(7) not dra... In U.s. don... on lund!l on d.pooit in the U.s.; (8) noI
paid IlJlOIl ,""",ntm.n~ or (9) cImrD 00 . credll can! _ or _
.bed Issued by H.....bold BanI< or Ib aJWaIa You_ to J>01I11f
baDl Of tlnancial institution coUtdion fHSi We incm for anJ check
payment! mad. in U.s. dolbn dra'WD on a ftnanclal instibJtioll ftDI
located In the Unil<d Slata AD pa,ym.nt! under thio Agreemenl mllll
be nnlved .t the acldreu specified 011 ,"our bI1Jinlltatemeat.
Dbputed pafD'tDU, indudinl thOJf marked .Payment In ru.u- or
otberwise rettridiYeb' endor&ed must be m.Ut.d to the C~\om"
Semce adcIr!:sa IbowII on;your monthlY statement.
I'IJWiCII awGIll
TInance CIwps 1ft lbe tolaI of (.) periodic r...... CIw1..and
(D) Cub _ ree f\nance CIwpa.
(a) 'PuiocUr Pln&.bH ChaJ"ft'S. These are romputHI b;y multipb1nl
the 'DaIIJ P.riodk Rale' by th. A"'''Il' D.nr BalllJIce of YO"
Accollllt and then multiplJlnl the noull by the number of do,. In
the bllllnl cycle. Por bWinl <1<'" begitlnlDs on or aller JUIlII 1,
J988, to ,et the "Dally B&lance", we tab the besinnJnJ debit
balanet of)lOW' Account '*h ..,., add 11I1 nrw purchases andl.
Cash /.dYaD... (wh.ther in cash, b)' ...dlt can!.heek, b)' ATM <If
otherwiH). Ul1 prmoUl daTI periodic rtna.nCt Char.ear \M
Annual r.. (VappUc:abI.), Cub Allvance I.... any 1ale .twpo,
an)' onrlimJt It. and other adrnlni3tratlYe charsa (indudlnl
.r.dIlllIt \nSlIr>nco) on your A1:'Ollll~ and JUbtncl any P")'llI.nlII
anellor credits applied to lour Account. U a debit transacUoa
poolS oller the beginnins ol your bllllnl cy.le, but the _tIoa
occurred prior to the beginnlnt of your MOina cycle, the d&IJJ
balance wiJI be al\lusled to in.lude lb. lTan5actlon amount and
any pro..... do,... periodk I'lnsnce Clw-J.., lor ea.b do, lbt
_ .... out!lJndinI prior to the begitlnlDs 01 the .umnl
bllllnl cyclo. TIIeIl we add all th. DaIIJ BaIJn... lor tile bllllnC
qcle loptllet IlIIl dlvid. the loW b)' tbe number 01 dayo In t/Io
billlns cycle. This p.. us the A....;. DaJJr Balance.
The Dall1 P.riodIc: JIate """ to delennlne your periodic nr..-
CIlarp wlII be I ftriehl..... wbI.h _.........
The Sprud, Annual P,,,,olal' Rale, Dilly Periodl. Jlote and
minimum nt. 01 Finance Cba". lor tb. Cu.tom." APR are
.hOWD on the encl05ed sheet entitled .hnport.anl Inform.ation
JIeprdIhf YOIIl Accounl.'
'!'b. o.JIy Periodl. Rae. lor the CD!lom&Q' APR will be hosed ..
1i36blII ol the sum 01 <lI. bi8best Prime JWe publlilled In "" Wall
','~... ..-. ~..
".
t..'~; :;:.~~.:~ :~~~~;~.?;:~~:~~.~.;: :~.:'":
:~~}~:~;!~i11'~~~~j~~.;.1
_.Iolfrro4l on the lounh '!'bll!>der
month in whIcb the bi1\ina puiod .
U 1lw K'c>I1Strot1 JounJlJi or the Prime
fourth '!'bunda1, the ..,. wiJI be dele
Prime RaIe b pobllshed In 1lw Wall
P.riodic RaIe b applicable 10 the billlnll
the llnt d&J It the na1 SlttIedins
II your Mlnlmum I'a1Jnent b IIIJde the P.,menl Due DaI
I your _111 Is relUmed ....-
lonler be .1lpble lor.., speelal
Perctnl.a.le ble you mal haft and '1
.ban8ecllo the Custo...., API.
You quaIiI) lor the ~ AI'Il...... )OUr MInImum I'I,ml
.....ivedJlldpc&edtoJOOlAo:ounl . . f,8lb,ysatthe~
Dale. Ill"'" MInlmum P8rmenl b 58 or dlQ> IoIe, JOOl M.
wiJI DO lonler be .Uslble lor the API! and your II
IrJJnco wiIJ dwlse to the De6uJJt API. .. .., llme the 0....
API! e=edo tho De6uJJt APR, then the API! ,.;n OPI
11>< baIanct ol_ _ 'Y1lW JlUl)'be .....-
....... ..,. II\er ,.., rHSl&b1bb and your _ III
lllandInsbsix__
r.. biIlinl ",I" be8iMinI on or II\er
RaIe lor the De6uJJt APR will be .......
Indo:> ph= 2lU4% ("Sprad") and b
be8ino on or aIIer the llnt day of
"""""Ie, lor biI1lns ",... beo:inninIl
lJ1AIWJ: lor the DeIadb APIl ....!il
of .01668_ (.orreopondlni to I 21m
JA'IE). Tbo mInl.... .... of
APi will be . o.JIy P.riodl. Ra!e_ol
21m
Rile win incrtase fOur applicabJe D
CUslDma1)' and Dd:urJt APIls, - JIUI)' .
and the Minimum ~ due...,....
ror bllll., <1.1.. b.llonlna on o. . May 1, 1989, p.ri.
nnan.. CIwJes on pun:ba5eo to _ on the cIole ol
pun:base lransICti.. (lnclucllns . lees and billed
unpald f\nance CIwps) ...,.pt tIIII periodlt nnan.. Cho
wiJI be incumd on ..... credII can! pun: Ilthe II... Ilolonc
....,. 8lJlem.nl b paid in lllII >>1thin 25 after the _ oj
billini ",Ie (..ned JOOl"Grace Pe . II the New _ b
paid in Ill1llor 111)' cycle after lwvinI bee pold irllllll or lwvinIl
I zero bJIance lor the p_ qcI., pe TInance CIwps
be incurred on new credit card pun: comprisinC thai: i
_!tom the _ dale. For bWina qcIolnunedll
lolIowing 0... lor which lhete .... . New tI1Jl .... ... :
in lllIIwithin 25 day> loI1owm& the dooe the pt'<Yious bmq <:
periodic f\nance CIwps will be on .redlt can! purcb
!tom the cIole of the _ and on . bIDed but 11II:
pun:ba5eo !tom tIl. be . olthe 'qde.
'Cu!I Advanceo' includ. all ......... 0 b)' cub IdYonc:ed '
tht ~ouatttl throUlh 1.1l ATM, DJ c:h c:k 01 other .c:ash-ll
I.ransactJons which wiD be ddennined hJ III. Periodic FiftI
Charles on Casb Advances, inc)udlna mncel and purcb.:
made by md1t can! cllec:k. wlII ...... m the _ of the (
Allvance troIsI<tlon lllltIJ the Cash is paid irllllll. Peri
rlnance Char Ie. 01\ Cuh Advaneu bleb. &CClut after
IUI1ement date wW appear on the next
U periodJe Finanee Charlet are .. bt
pooled will Ill.. periodic I'irwxe
the DaIIJ P.riodIc: JIate In .110<1 em the
A .""", irl your maUlns _ me,
blDlnr .,....
(b) Cuh A.dvu.~ f" Tm~ Cha:....!lL
compuled on the JJ1\OU/lI of acIl Cub
_n. Tbo Cuh AdYance ree
Mvan.... inc:lucIIni Cash Advanceo
4~ 0( the Cuh Advance, with . minlm
15. Alr( Cash .IlMnce Fee f\nance
Annual P."....,. Ilate.
Fillanc:e Clwp w\I!
.. of the cIole at
larall C
b)' credIl COllI .bed
P1N....>iCE CRAllGI
JIUI)' Inctuoe the ..
I
I
t
~.
I
I
J
.
,.
f
, '.
..
j,
.
.~ :-,.~., ,,:', ~ ,",
_, . :,... ..... . ..t':'
, ,"
....
~ .:i~*~~'&l~~~;~"~.' l
,,',..... ....
.::~~~~~tl.~~!~:.:'~";':
lW/OOlI! /'IIWiCl CII.U6Il
Then ...w be . llInimum FlNANCIl CHAIGE 01 12 for adl blllla(
qde ID .mtcll . periodi. I'inal1ee Chup b pa,.JJle. Alr1l1lnbnua
nna.... CharJt ~ u.m... tile actual Alu1ual P....IllaI. .....
AIIN11\I.rD
The "bnportanllntonnalion JlqanlInf TOU1 A=unI" ...... IndIcaIa
1Jbether or Dot 1OU1 At'~Dunl b JUbjec1 \0 a.b AMuaJ Fee. If JaGI'
_ hu an MrwaI Fee,,.,., _Ill JlI1' n.......rund>ble AnnaaI
MemI>eDhIp 'ee.. each 1"'1l""1-" opoll 111.. amount to bo
oeI "'''' ""'" lime III lImL You _llIal tile Annual Fee, It &1\7. will
I>< dwtod '" y<lOJ Ac<ouDl.
LAn CIIAIllI
U... do not ........ the MInimum P.,.,.ni1Oilhln 2$ u,. alIer lho
_ Glib. blDlna qdo,,.. _10 JlI11 m dwIL ,
J.mJlIIED cur.a al.U6t
Jou asne &0 pll '29 each time 1001 pa)1Jltnt 011. ,our .Account ..
~tumed unoatis!Ied II, ]<>W bank o. other _ill institUtion. T..
_Ihallllbhe ,"",I>< added loyoorA<:tounl.
YOb ape. lo pa, III each time I credit card check la returned
W1WIsIied .., as IIlr Ill)' _ TIll> r.. will I>< added 10 l""1 Cub
_or baIaJa
OVUJJIIII 111
Yo. _ .. JlI1 a 12ll ree ror each hiUl", qcle ,.. e>.H<I ~
cred1I JIJn/&.
IESE.UCII CIlAISI
You _to PIJ n... each AIeo.up 1Xrf11,.. '"'1- and $Ii lor adl
_...01 COW'" JOqIoeol.
1JI'IJCA7l0ll OF nDlE1III
YOUI )>J1JDenu will be aUocated 1111 mUlDer _. determt.e ill
accordanc:< willi appIkahl.Ia", and "",'- fn>m lime 10_
CBANGI OF TElliS (lad,dl.. rb.... Chl1")' Bl1IlJICT 70
Al'I'IJCAIlLE LlII', ll'E lVJ CIWIGf 01 'J'LlMINATE ANI 7EDI or '1'1III
AGRtDIEN'I 01 ADD I\'llf TEPllI AT ANI 'l1lIE, JlI'CLlIDJIIG \I'I11Iour
LnDTATlON ADDlIiG OIINClfASJIIG nFS. INCl.!.ASlNG TOUR 1I0Nl1lU
IflNlMIllI FAJIIEII'l AmlINCJUSING TEE un 01 AMOM or
l1NA"CE CIlA.IGI,OI CIlANGIlIG TEE IImOD or COAll'lITllIG TBJ
!.IWCE UFON lI'BlCE r1NAl'lCI CWCES AlE ASSESSED. FRIOI
WJJTrEN NOTICE \I'IU IE PlOWED TO JOllll'BElIlEQIDIED J1
APFUCAllLI LAlI. CEA1iGElI MAl ArrLl TO 10TB NI'lI AIm
Ol'TBTA"DJliG IALAIiCES. WlIIW ASSIGN 101111 ACCO\Jll'l TO OUl
A!TWATIS 01 TO &lMJ; UI1lEI FlNANQAL oormmON AT ANI '1'1III.
DIP AIlLT AlID 'lEUlIliUIOll or AGIEEIlIIIIT
YOII will I>< .. delault under lbls Aireement upon: (a) 1OVl1alllllt lD
make.. \wi tile Mlnbuum /'a:monIl'h<n dve; (b) your vlolallOll '"
'111 other plOrial.. 01 thb Apee"'enl; (.) ,o.r death; (d) '"'
becornlAI "" lUijed 01 banknlptq or imo""""l prvteedinp; (e) ,...,
becomill( tile ~... 01 ..tad.n.n!, rorecloson, ~_.... Ilea;
J.dpnenl.. pmI.hme.. proc:oedInp; (I) "'Ill f:Wure 10 SJPJlb'.. _
llJQ' 1nI0_... .....nabb' ...... -rr. (J) your IIlPplrinl-
willi mlsloadlq, Iabe, lnto"",1oIe or intom<! 1nI.......1oIl; (Il) _
reccipl 01 lnfonnaIj.. IIW ,.,., are unwillln& or unablt Co podomllle
k"'" or eondltlouo 0I1hls Aveemen\; (I) our _lpI oIln1onnat1oa
fn>m I!IInI parti...lntl.~ credit reportlJllOltnclol, _ ~
a ....... dellnq_ or charp.of wIlIIolher....nloro; 0),...,-
under UQ other IoQ Of .B1nm~nI: yov have with us or IJQ' of oar
amJiaJos; ~) """ -ina DIll 01 the U.s. or PlV'idina lIS with . .....us.
I>lailInI adtIras; 0) your bec:oJnlna "eo,"pe"n\; (m) your ......u.c
,..., credIllbolt; (.),.... _Ill Is returned lIll!OlisOed br l""1....
or ftnanc:iaJ InotItution ror arQ' _ or (D) &I\7'rodlI tan! rhedlll
rerumed onpafd ",... Aller _ deI.oll, _ A<tounl balauce ...
.._10 aa:rue I1nante Clwpo .. Ihe eontrad rate. U.... defAII, .
... _ the riIhI '" Ie_ or lIUSpeJld _ .redIt privlIepo ...-
thl. Aarermllt. '0 cblnle the "fOUl of ,our ACtClunt and tJall
Apftmenl, 10 require ,.,., '" JIll' l""1 ..tire Actounl balan<< lntIudIIoI
aU ...nltd bu1 W1pald <harps immedJal'Ir, and '" ... ,.,.,Ior "bal
l'lU ..... roo will pay .... """" ...... re...nable attomop' ,.. and
_ coIIedion ..... nJated 10 tilt c1e1allll1O tile uterlI penoIlIed "
tile Inrln tIle_ in1rhicb,..reoide.
_ _1lII Dnt to -..,i'" and
I'InaDc:e CharIoL
CIEDl1 A1IrBOJJUnOlCl
Some purchaoeo will JOq1Iire our prior
ubd II, tile ...rchaDllD proride Idenllll
.,...m Is JIDl '"'rtln&. ... ..., IIOl be alIlt
MIl 11',.. ..... &llIlcioal nallalIIe aodIL
ll'&I\7or__~W.areJlDl
&1\7 men:hanllD at<ejll or hoJlOr ,.., CoN.
CARll wmr.u.
CanIs are blued wIIb an uplnliOll da
__Card lor 01\7-
CARIlCAliCELWllll
W. can tennlnaIe '" reduc:o ,.., trodII .. &1\7 lime ud II
re...., ..bject .. tho RqWreIll..1I 0 applicable 1&". BaIo.
~ IIIllIer ihb ApomouI_ cndIt JImll bnduo
Ionnlnaled ...w ",n_ III ....... CI\aJ1fIIIIlIIl po!d .
and are ..bjo<llD aD tile _ and of.llIb ~
_ Co ~tum lD lIS or destroy _ (a) and 01\7 ...... c
tan! dl.clcs, and ......m IIOl honor &1\7 CUI! tbec:k ""'"
__ll'...rec:dwlbechetlaller _b..-JII
CLfJ!IlIG TOUl AllOO1IIIr
TOIl .... cann1 or d... ,oar _
81621, SaIlnu, CA 131112.1621 Toar
n.. days aIler ... ....ho II. U ,..
Imn><cflaStb pay "'"')thIne ,.. .... ...
bIIlllOl yeI blIW lD _II,.,., do...
bra.Ja.Dcee . COhtlbue to aecrue ~.-
suIUtcllD tile Ie"'" and "'_Ill 0/
10 re""" """ Card(.) and anr 1II1IIIOd
will .ol ..._ 01\7 tmIII CUI! <heel<
_lYe lho checlcaflu__"
UAIlDm POI l1IWITIIOlIZIlD IS
T ou .hould retdn tOpieo 0/ aD .
_menl, .. wblcll _ ,.. ahouId
and tile amounll unaI..nd. llJ\1 Jna)' I><
01 your cred1I c:anI. Tou 'W\II ... be
.......a/IAorJllllllOtiI)..oItIleJooo,
NodIIcadOll I11llSl be "... br 1orilIIl(
the Iosa, theft or .,....n.Ie ...._
CA 9Sl112.1622 Dt by <aIIIna .. 01 tile
bWlna ........nt. 1a 01\7 _, ,..,
l""1 cred1I tan! wlII JIDl aceod leG.
not\nc:luclo_by.pe_lo_
aulhorlCy lD ... tho Aa:ounl, and,.. I>< Uab1e lor all..."
....,. To termlnate tbla authority, ,.. m\l!l retrioft lho end
fn>m tho p~ authorir.od _ relunlll to .. Illho I
_.- a1..._alellor wIQ',..are_
SECDID'f
We are ....ndina ,.. .. lD1OtCUI'ed
Ill)' ....rill Inle_ IhalIllicJd
/J.npap In _loon.........,..,..
UlSf OllmlLEi\' CIElIII' CAID CIlECII
y.._Io~..~r
_ y""_~,,,"'c:allql
C/IA.~E OP lWIE, ADDJI.'l!, TELEPBO
r"" _ "'.... 1lI)lr01Dpl_ Gl' ....... 1ol""1_
addns, toIephono IlIIIIlbor or platt of mp~
BT01'ADIBIl'. .
W. will add. n. rn 10 lb. C.. Ad..oce baloa"" ..
payrn.1Il 01. cmlll tan! .....1 b I ppod.. JOGr requoo&. .
rlop payrn.r11 .a I cred1I can! . .., noti&lrtl ua \a WI
'.0. B.. 81622, Sail_ CA 1391 .1622 or by ..11I11I .
ltl.ph.... aWllber _ .. tile b ata_e... Whea "
1';3 . i ~HHHp3HU I U-f ~iUHiJi~:I~lJ,r:;: Ul! u ~
CQ :; H~~~;/K S"!f";!j fie c;jiE-aIE'2H.i!i i- ili; >:i or
!!3 j ~j5j!il!jl~at= i I!' 5~jrHt~~hsif.! f::~:' f
's:... r;/I,~lw5 Hl"'~ .. '2,5~ ~~.Jlat."'filf=Jl"! ;sat: wil
:; m.1I'NUiidi ! ji1 iI!lijf:mhi! '1 '11111 !:
~ ie~~Hs~5i,5a5iillo!:: ~ 2r8~ rji!i;Sa ~aI..,it'~"i II r- AJ.
~ f ~i ~] JIl{!J I",-slt$ ,. ~l!!5 !lh:;i!Hd~11.f!:' !'JJ!'~ sj I.
~ ~ 1 t> ~ . 1I"C.!l -& -8.. ~ 11 f i 'i -#" 2i ,08 ~ i . r ...!.. ~ g 1 == 1 t"!$ ~f' 18 1 f
~ i~~ :€: Hhtl~~ ~H l~!l f~~':i~fl'?d;li~lei i! 111. i r ~
- IS!! oS C> 0 S ~ g ll.! ; 'i!,g MoS j' - i h g E " ~ = h 5 - ; 1 oS ~ J.. a l 15 'i.l!
; gUll!'::i'-!"IP!.!.l 5 If;: lifH.iiJ.H~ind!lt:jl :'1" If
g:: ::l.!Il::.!l:is"'I.!!"~ ~i.=:;! -i$' . C:fl.E -..If:>:jUu.eJliil .. .:" 1
~ Nfl j! !:j;l!! H!!n i~t!Hi~: J fHlit~l11 h,sJlii, IIf1i':J!~ ,if
C> 8 f. . l; - ... ~ ;... 1:0 - b ; - II rl ~. . 11 a 0 !l .. ~~ ~ 0 = . r s .. "'i i g If.; "
~"8 l5~.f. l .'" (;...= ... - - 2f.ci fOo"'l .l!s:::: 5f roo i .i!
~ ill iHjHiUHhH Wi if fliiiilmlmlld mJll ~fI ~1~
.'a
!f
3,
I'll"
f/-
1d
....1
If
JJi
,rJ
'ah
'U
r~!
di
Ei41
u.
,ii"'
U~
:!I
':;-<.1
h~
~I fj~IE-,I'I' 1 ;11)1'.1 III ~.:
: 1 J~ ~ ~ .!I j., i J~f ..
ill ~-dU~rl !lj"'ijJ11J 11
'iI 11fli!i,!! I1'.slul-r
<e ,8 -!It f .Ii~~~ ,!.!I'll I
!: r-11-n'rf .s1~~~llJl J~
;; - 5 d ~ i 1 fill ~ f" .. II ~
sf J JI;~.5.f jl~hJ fS . r.:
r~ Iii iilf~ lfi1l:1l I!
:: !.Ii 1J1~~J i.f 111~ f~l l!.l
i:ll111i $;1-:hl~:i!2 ~f!
- .js ""111 sJ:Z:llf"1N-it:=.t
,~ .In':i 'i I 'IS<",1..e.!!i1U,5
~ tUlle.li H.s'" ol'l~!rtj
i' I~~~H Ui~ ~nutIU ';1
I
1
1
1
j
i
J
f~~l-!lll;&Ul~~ 'H"lfJ~s lIef/a'
GJUl~!l:!.:f 'tlj~~J1-ill E H!i
.:i1 r." if'-!U'" 'U 7:!J j <.I!'
fI~i: ljffl~JI r: i;! ,f' .. HIn
.~ lt~ J ~1!1 s I ~ 'i s; ~ ~
ffl11H~'m. fJi:!d. Il~li'
lff~JfJ .t~ fill ~ = 'fro f.s:p 11
~i:fJ:it':11il!1!Hf:il !n,iif
" fh-! dl b 1Il ~ i 'i k "j. II !. 01
U1Ig'C:S s'S..! s i- :: ~a ~ 'ii .a
'Ut''Jifi rl~tH ril~~} l@"h'J:~
15 ... g. H'llll< 11:11 fii!ll..Ii-'S
Hf!!!l;j~ths :!Jlt:~!. ~~&~.h
~ JfflJ1JJh, !jCf J:f,udhi1iJil
dIU.:1oslH: Lh Uh]~..h H
1
I
J
I
'111
11
II
11
J,
~tI 1
If! J
fll, ,
t.t# SI
fill i4
~.1.52f
plltrili ~
ill' !s'
lih Slj
Bilfllf
l=~IJ
~!iilliJ
";t<~~ 5~~
.1
183333
EXHIBIT "B"
W
"
<
a.
~
a
W
W
Z
"
H
V>
V>
<
'"
'"
o
",a.
00:
"a
U
-'
a
I
W
V>
:J
a
I
"''''
"'O~
.00
'"'"
""w
OOvw
,"OZ
..,,,
~ H
-'OV>
< V>
Ii"- <
a
f-
uaa.
u,o:
<ua
u
'"
'"0-'
"'0<
O"'H
OO'U
,,"'Z
00"'<
V'Z
O"'H
"O~
"
f-f-<
zau
u w
Uf-Z
<::;:w
'>-V>
00 a.
-'f-
<
w
0:
"
3
3
*
H
N
,
-0
000
wO
00
''''
~-'
w<
.cH
EU
"Z
Z<
Z
+'H
c~
"
0<
UU
uw
<Z
w
V>
Z
V>
V>
,
~'"
Ii"" '"
WOO 0:
ova
'00
-v<
3v'
3,"~
* "'Ill
III W
a a
a ,
,
a
Z
H
,
f-
W
V>
V>
<
,
f-
<
W
0:
-"
'"
"'0:
"'W
"'a
OH
"'>
~a
"'0:
va.
o
~
W
.0
E
"
Z
ro
1l
w
::;:
III
W
a
,
~
W
"'.0
'" E
'" "
OZ
'"
W
a
Z
,
f-
U
U
<'"
,'"
30
3'"
'0
* "
a
Z
30 I 0
3t"- wO'lZ
-It..... l/Il.01
I- <tOt-
Vl uooz.;t
I I l'--HII)
0:: 300<t1D
o DJ W 3o:t...JM
azw 0100..0
<(...J 0 a.. * r-- I 0
I I I a * r-
..->-...... .....
CQ0!3 CCI I
Wr:l::3<{LU >-
ow*o...o U
I I I Cl
~o <
3: 3: I Vl
3:..- 3: 11- Cl
o * 00 '* 0
o UJ LU"'"
M NW W Z Z I
N .......~ ~ 0 >- 0 3:
o N<t <t I I- I 3za
M 02 Z c... ..... a. 1<(2
o '-...J lL I U 3: *3_
t-- I I I C'l I lOW I-
~ 0..- ~......M...... ...-00.. U
I-~ DJ DJ []J1D[]JwOOO> U
ZI-I-WNw<{wOw....!wOt- <t
UZOOI-OD::Dt"-OlllOOI I
UU 1<t1<(1Q)IHtQU "
<tuz......O::......DJ......l.O.........J......Ow 0::
,<{w3I3O::3r--3D::30a:: a
<{I 0-3U3<t3;:......3<t3Q , I
OO*Vl*a:J*r---*U*O*O*
3
3
*
3
3
*
a.
III
W
a
,
a
W
0:
U
"
H
0:
o
'"
'"
v
o
'"
'"
~
W
f-
<
0:
,
::;:
::;:
a
u
,
a
-'
a 3
I 3
, *
a W
H f-
, <
f- 0:
Z ,
W W
H W
-' ~
u ,
, >-
~uu
3~"
3V><
*C!lIO
-0
3
-'30
0*0
Iw
Wf-
V><
:Ja
a'
If- W
0: f-
~< <
01- 0 (()
(/I'<t,.....w
WIOZOO
WI-OwO'
ZZNO"'N.....
Cl.............O'3:
..... I 00 I ('.13
V).....O.....O*w
(/13'-3'- :E
<1:3;.....3;..... <(
. *..... '* 0 Z
.w l.U ...J
0-1- I- I
o:.<t <(N N
00:: 00 DJ
U I lOW
I- ON 0
...JZ U-""'" I
<(H I V
.......0......0 3:
(.)......03......... 3:
Z 3: .3:..... 0:: 11-
<1:30*000-
2*01- 0_
.....1- 0 <{NUl
o::u..;:E I I I:E
o <t I- WW<{
I- <( I :E 0 a z
HUO >- o..o...u..
ClWLU o..N I , I
wZU IO...........C"II
O::w<tl.OI-OlllDJOJ
UVl...J(OtIlC\lWWW
I 0..' ...J.........O 0 0
Cl I- 1 O'l I l.O I I I
o::<t.....W.....N.................
Dw3003.........333
'C!3CJl3N333
*'-'*tR-*0***
f-
V>
,
W
o
a.
,
III
W
a
,
3
3
*
>-
f-
H
U
,
W
o
a.
,
3
3
*
W
W
~
,
>-
u
"
f-<
V>'
'a
W:J
0-'
a.'
,
"'3
III 3
w*
Of-
'Z
~H<
3'U
3"H
*00:
:J'
-,~
'3
>-~3
f-3*
H3"
U*<
'Z-'
WH~
00:'
a. a. III
, '0:
"'''<
lila'
w:Ja
0-'''
, ,-,
~~ ,
33-
333
* * 3
W *
f-f-
<H
00
, W
"0:
au
:J'
-,,,
'a
~:J
3-'
3 3 31
3 3 0:::*.......
'* '* Cl e.. 3
LU LU ClH3
Z Z <(N*
o >-0 1 1 l-
I I-I LULUVl
e.. He.. 000
I U3 e..e..U
101 101 1 1
NOC'olC'olONC\le"
1ll01ll1ll01lllllCl
LUOLULUOLUI.1.J::::l
0000000-:>
101 101 1 1
.......0............0.................
30330333
30330333
*0**0***
Z
V>
V>
,
"'0
1ll0'"
wOo:
000
'00
-0<
30'
30'"
* o III
III W
a a
a ,
,
'"
III
W
a
,
a
Z
H
,
f-
W
V>
V>
<
,
'"
III
W
a
,
3
3
*
3
3
*
a.
N
,
'"
III
W
a
,
0:
a
a
<
,
'"
III
W
a
,
3
3
*
f-
V>
,
'"
Illw
wa
aa.
, ,
~'"
3 III
3w
* a
,
AJ G 't?i
~ t" (") ""
~ ," C:.:,) 0
Il " c::>
" ".,-, ..."
~ :r:'" --!
"- --~, r;, 'JJ G)
'\0 :::..1
f'- r-
"'"nl
W '- ff! , v:) --,I:;)
D (> "'""t1 ~~
~ ...... :To :'~ ~~:t
t> J"
:e ~ ,:'.,rn
;1
(,) ~D
-......r- -<
SHERIFF'S RETURN - NOT FOUND
.CASE NO: 2005-02018 P
COMMONTWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
GREAT SENECA FINANCIAL CORP
VS
SCHRATZ BARBARA J
R. Thomas Kline
,Sheriff or Deputy Sheriff, who being
duly sworn according to law, says, that he made a diligent search and
inquiry for the within named DEFENDANT
SCHRATZ T
but was
unable to locate Him in his bailiwick. He therefore returns the
COMPLAINT & NOTICE
, NOT FOUND , as to
the within named DEFENDANT
, SCHRATZ T
81 CHERRY LANE
CARLISLE, PA 17013
PER BARBARA, T SCHRATZ IS DECEASED.
Sheriff's Costs:
Docketing
Service
Not Found
Surcharge
6.00
.00
5.00
10.00
.00
21.00
So answE'eJ"J3:-"'- //?_=.,-?-O:./
~ //"--:;:..--
.' /" ~c:;.;..-~/ --:::>:< -. '-. ."
'.' .~/::-~~::::
I R. Thoma ine
Sheriff of Cumberland County
WOLPOFF & ABRAMSON
05/06/2005
Sworn and subscribed to before me
this
iG
il day of ~7
(J.OV-{ A.D.
(:k,. J () )u~;L-) ~
Pro notary )
SHERIFF'S RETURN - REGULAR
.CASE NO: 2005-02018 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
GREAT SENECA FINANCIAL CORP
VS
SCHRATZ BARBARA J
SGT. JODY SMITH
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT & NOTICE
was served upon
SCHRATZ BARBARA J
the
DEFENDANT
, at 1328:00 HOURS, on the 6th day of May
at CUMBERLAND CO SHERIFF'S OFFICE ONE COURTHOUSE SQUARE
, 2005
CARLISLE, PA 17013
by handing to
BARBARA J SCHRATZ
a true and attested copy of COMPLAINT & NOTICE
together with
and at the same time directing Her attention to the contents thereof.
Sheriff's Costs:
Docketing
Service
Postage
Surcharge
So Answers:
18.00
3.70
.37
10.00
.00
32.07
?"i?':9z:;:,:~.~d<~ ~~
R. Thomas Kline
05/06/2005
WOLPOFF & ABRAMSON
Sworn and Subscribed to before
th' lilt.
me lS _-
day of
By: J9IJo~J~
Depu y Sheriff
7Yt-"'{ d2t'l!1 A . D .
(J';f; '- () '!hjPI1. '. ~
thonotary
1587
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
COUNTY, PENNSYLVANIA
o.
GREAT,SENECA FINANCIAL CORP.,
A MARYLAND CORPORATION,
ASSIGNEE OF RECOVERY PARTNERS
C/O THORNTON CAPITAL ADVISORS,
ASSIGNEE OF HOUSEHOLD AUTO
P.O. BOX 1651
ROCKVILLE, MD 20849-1651
Plaintiff
:
NO. 052018CIVILTERM
vs.
BARBARA J SCHRATZ
T SCHRATZ
Defendant (s)
PRAECIPE FOR JUDGMENT
Mr./Ms. Clerk:
Please enter Judgment in favor of Plaintiff and against Defendant(s),
BARBARA J SCHRATZ and T SCHRATZ
for want of ANSWER TO COMPLAINT.
( X )
9869.66
696.01
1973.93
Amount due $
Interest $
Attorney's Commission $
Filing costs $
TOTAL $ 12539.60 , plus interest
( X) I certify that the foregoing assessment of damages
amounts alleged to be due in the complaint and is calculable as
the complaint.
( X) Pursuant to Pa.R.C.P. 237 (Notice of Praecipe for final judgment or
decree), I certify that a copy of this praecipe has been mailed to each other party
who has appeared in the action or to his/her Attorney of Record.
( X) Pursuant to Pa.R.C.P. 237.1, I certify that written notice of the
intention to file this praecipe was mailed or delivered to the party against whom
judgment is to be entered and to his/her Attorney of Record, if any, after the
default occurred and at least ten days prior to the date of the filing of this
praecipe and a copy of the notice is attached.
and costs
is for specified
a sum certain from
DATE:
10/40 (
Signature:
eD
Amy F. Doyle 1187062
Daniel F. Wolf on #20617
Bruce H. Cherk s #18837
Philip C. Warholic #86341
Ronald M. Abramson #94266
Ronald S. Canter #94000
Donald P. Shiffer #89451
Andrew C. Spears 1187737
WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
4660 Trindle Road, 3rd Floor, Camp Hill, PA 17011
(717) 303-6700
JUDGMENT IS ENTE D AS
NOW,
{J~;t'j 17 ' 20A,
Prothonot
vision
By:
n.a....,.t-~~
~,
'-;~:",
, -~,
<.~/ 1
C";";
C.~
(-",
-'
,~",'i
:.:::l
:-,"j
--J
'...'.)
(.-
1584
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
COUNTY, PENNSYLVANIA
GREAT SENECA FINANCIAL CORP.,
A MARYLAND CORPORATION,
ASSIGNEE OF RECOVERY PARTNERS
C/O THORNTON CAPITAL ADVISORS,
ASSIGNEE OF HOUSEHOLD AUTO
P.O. BOX 1651
ROCKVILLE, MD 20849-1651
Plaintiff
No. 0520l8CIVILTERM
vs.
CIVIL ACTION - LAW
BARBARA J SCHRATZ
T SCHRATZ
Defendant (s)
AFFIDAVIT OF NON-MILITARY SERVICE
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
The undersigned counsel, being duly sworn according to law, depose and say
that I am the Attorney for the Plaintiff in the above-captioned matter, and that to
the best of my knowledge, information and belief Defendant,
BARBARA J SCHRATZ , above-named, is over 21 years of age; is last
known to reside at 81 CHERRY LN
CARLISLE PA 17013
County of CUMBERLAND
the United States or
Servicemembers Civil
, Pennsylvania; is not in the military service of
its Allies, or otherwise within the provisions of the
Relief Act and its Amendments.
.
COMMONWEALTH OF PENNSYLVANIA
Notarial Seal
Dins A. Sweitzer, Notary Public
Hampden Twp., Cumberland County
My Commission Expires Apr. 16,2008
Amy . Doyl 118 0
Daniel F. W lfson #20617
Bruce H. Ch rkis #18837
Philip C. Warholic #86341
Ronald M. Abramson #94266
Ronald S. Canter #94000
Donald P. Shiffer #89451
Andrew C. Spears 1187737
WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
4660 Trindle Road, 3rd Floor, Camp Hill, PA 17011
(7P) 303-6700
~ day of Or:\ch" , 2005 .
SWORN and SUBSCRIBED to before me this
'\..
PNMAJ<'F/PANnT
W~A FTTJ<' Nn l~l?lna~~
,
,
,-~
,-.,
,';::::,)
c:';)
,-:,.;"'\
C:::J
(;: ~ .
-,'
,-
-l']
--;'
1";-1
-.I
C,)
c-
c;"""';
1585
IN THE COURT OF COMMON PLEAS OF CUHBERLAND
COUNTY, PENNSYLVANIA
GREAT SENECA FINANCIAL CORP.,
A HARYLAND CORPORATION,
ASSIGNEE OF RECOVERY PARTNERS
C/O THORNTON CAPITAL ADVISORS,
ASSIGNEE OF HOUSEHOLD AUTO
P.O. BOX 1651
ROCKVILLE, MD 20849-1651
Plaintiff
No. 052018CIVILTERM
:
:
vs.
CIVIL ACTION - LAW
BARBARA J SCHRATZ
T SCHRATZ
Defendant (s)
AFFIDAVIT OF NON-HILITARY SERVICE
COMMONWEALTH OF PENNSYLVANIA
:
COUNTY OF CUMBERLAND
The undersigned counsel, being duly sworn according to law, depose and say
that I am the Attorney for the Plaintiff in the above-captioned matter, and that to
the best of my knowledge, information and belief Defendant,
T SCHRATZ , above-named, is over 21 years of age; is last
known to reside at 81 CHERRY LN
CARLISLE PA
County of CUMBERLAND
the United States or
Servicemembers Civil
, Pennsylvania; is not in the military service of
its Allies, or otherwise within the provisions of the
Relief Act and its Amendments.
COMMONWEALTH OF PENNSYLVANIA
Notarial Seal
Dina A Sweitzer, Notary Public
Hampden Tw?, Cumberland County
My Commission EX?lresApr, 16, 2008
Amy F. Doyle 1/87061-
Daniel F. Wol son #20617
Bruce H. Cher is #18837
Philip C. Warholic #86341
Ronald M. Abramson #94266
Ronald S. Canter #94000
Donald P. Shiffer #89451
Andrew C. Spears #87737
WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
4660 Trindle Road, 3rd Floor, Camp Hill, PA 17011
(~F) 303-670.Q.
~ day of Urtnh A , 20 0'5.
SWORN and SUBSCRIBED to before me this
PNMAl<'?/PAM(\T
WLA ~TT~ NO 1~1'ln4~~
C} ~,
=, r~
( ~-.:.:-' --h
(--"'1
C' --1
(.--:: -c-
- : ,
-
-J
(..<l
.r:-
f.-T'
1586
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
COUNTY, PENNSYLVANIA
GREAT SENECA FINANCIAL CORP.,
A MARYLAND CORPORATION,
ASSIGNEE OF RECOVERY PARTNERS
C/O THORNTON CAPITAL ADVISORS,
ASSIGNEE OF HOUSEHOLD AUTO
P.O. BOX 1651
ROCKVILLE, HD 20849-1651
Plaintiff
vs.
BARBARA J SCHRATZ
T SCHRATZ
Def endant (s)
No. 052018CIVILTERM
CIVIL ACTION - LAW
CERTIFICATE OF RESIDENCE
PA. R.C.P. 236
I, hereby certify that the precise residence of Plaintiff is:
GREAT SENECA FINANCIAL CORP.,
A MARYLAND CORPORATION,
ASSIGNEE OF RECOVERY PARTNERS
C/O THORNTON CAPITAL ADVISORS,
ASSIGNEE OF HOUSEHOLD AUTO
P.O. BOX 1651
ROCKVILLE, HD 20849-1651
and certify that the last known address of the within Defendant(s) is:
BARBARA J SCHRATZ
81 CHERRY LN
CARLISLE PA 17013
prUF.~/pANn_l
W&A FTIR NO. 1~12l0463
T SCHRATZ
81 CHERRY LN
CARLISLE PA
Amy F. Doyle 11870 2
Daniel F. Wol on #20617
Bruce H. Cher is #18837
Philip C. Warholic #86341
Ronald M. Abramson #94266
Ronald S. Canter #94000
Donald P. Shiffer #89451
Andrew C. Spears #87737
WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
4660 Trindle Road, 3rd Floor, Camp Hill, PA 17011
(717) 303-6700
0 ,-, (:)
.:-:.~....
~~.~- C'--.) -i-j
~,
_c' , C"_":l
C)
-'~
-
......J
-)
- "
(...)
.r.
(5"
11531
MAIN OFFICE
'TWO IRVlNGTON CENTRE
702 KING FARM BLVD., ROCKvtLLE, MD 20850
REGIONAL OFFICES
10605 JUDICIAL OR" BLDG. A-5. FAIRFAX. VA 22030
1108 E. MAIN ST., STE.1003, RICHMOND, VA 23216
5122 GREENWICH RD., VIRGINIA BEACH. VA 23462
919 N, MARKET ST., STE, 1300, WILMINGTON, DE 1989P
1 VALLEY BANK 8LDG. BOX 1226, CLARKSBUAG, WV 26302
2625 TQWNSGATE RD #330, WESTLAKE VILLAGE, CA 91361
4660 TRINDLE ROAD, 3RD FLOOR, CAMP HILL, PA 17011
3Q500 HIGH POINTE BLVD., SrE 250, NQVI, MI48375
300 CANAL VIEW BLVD., ROCHESTER, NY 14623
758 NORTH CARROLL AVE.. SOUTH LAKE. TX 76092
180 GLASTONBURY BLVD., GLASTONBURY, cr 06033
NATIONAL COLLECTION ATTORNEY NETWORK
AFFILIATED FIRM LOCATIONS (NOT REGIONAL
OFFICES OF WOLPOFF "ABRAMSON, L.LP.] 11'
BIHMINI$lAM, ALA~AMA PHOENIX, ARIZONA
ANCHORAGE, ALASKA CABOT,ARKANSAS
131210463
BARBARA J SCHRA TZ
81 CHERRY LN
CARLISLE PA 17013
LAW OFFICES
W 0 L P 0 F F 8< A BRA M SON, L. L. p,
Morns ys in ths Practice of Debt Collection
(A National Collection Attorney Network Firm)
4660 TRINDlE ROAD
3RO FLOOR
CAMP Hill, PA 17011
717-848-6203
OUTSIDE YORK METROPOUTAN AREA
(TOll FREE)
1-800-758-0075
FACSIMILE (717) 137-9051
PLEASE DIRECT ALL INQUIRIES TO YORK OFFICE
MAY 28, 2005
NATIONAL COLLECTION ATTORNEY NETWORK
AFFIUATED FIRM LOCATIONS [NOT REGIONAL.
OFFICES OF WOL.POFF & ABRAMSON, L..L..P~ *
ENGLElNOOD, COLORADO FAROO,NORIH AKOTA
FT. LAUDERDALE, FLORIDA CLEVELAND, OHIO
NORCROSS, GEORGIA OKlAHOMA CITY, OKLAHOMA
HONOLULU, HAWAII EUGENE, OREGON
BOISE, IDAHO PROVIDENCE, RHODE ISLAND
MERRILLVILLE, INDIANA COLUMBIA, SOUTH CAROLINA
CHICAGO, ILLINOIS KNOXVILLE, TENNESSEE
KANSASC1TY,KANSAS SANDY,UTAH
LEXINGTON, KENTUCKY MILWAUKEE, WISCONSIN
METAIRIE, LOUISIANA RAWUNS, WYOMING
M1NNEAPOUS, MINNESOTA
ST, LOUIS, MISSOURI
GREAT FALLS, MONTANA . The Nutlonel Collection
OMAHA, NEBRASKA Attorney NetwOrk 1. un
LAS VEGAS, NEVADA
MANCHESTER, N8N HAMPSHIRE IIlIfflllutlon of "pllI'lII. law n,m..
CEDAR KNOLLS, NEW JERSEY W&A Hours of Operation:
RALE1GH, NORTH CAROUNA 8 a.m. -11 p.m. E.S.T. M-F
I W&A File No, 131210463
Re: GREAT SENECA FINANCIAL CORP., ASSIGNEE OF HOUSEHOLD AUTO
vs. BARBARA J SCHRA TZ
Docket No. 052018CIVIL TERM
Dear BARBARA J SCHRA TZ
Enclosed herein please find a 10-Day Notice pursuant to Rule 237.1 of the
Pennsylvania Rules of Civil Procedure.
Enclosure
CC: BARBARA J SCHRA TZ
Sincerely,
r
Amy F. Doyle #87062
Daniel F. Wolf n #20617
Bruce H. CherI<. #18837
Philip C. Warholic #86341
Ronald M. Abramson #94266
Ronald S. Canter #94000
Donald P. Shiffer #89451
Andrew C. Spears #87737
WOLPOFF & ABRAMSON, L.L.P. f Counsel for Plaint
Attorneys in the Practice of Debt Collection
4660 Trindle Road, 3rd Floor, Camp Hill, PA 17011
(717) 303-6700
This is an attempt by a debt collector to coliect a debt and any information obtained
will be used for that purpose.
Non OD/P ANOTC
LTRHDl (05/23/oej
';..:
-~
"--<
~,
cc>
';'-.~.:,'
(.-.,-',
a
c')
-J
(..:
.r.-
<..fi
o
-n
~-
I"r
r
;
11532
MAIN OFFICE
TWO IRV\HGTOH CENTRE
702 KING FARM BLVD., ROCKVILLE, MD 208SO
REGIONAL OFFICES
10ecS JUDICIAL DR., BLDG. A-5, FAIRFAX, VA 22030
1108 E. MAIN ST., STE. 1003, RICHMOND. VA 23216
5122 GREENWICH RD., VIRGINIA BEACH, VA 23462
919 N.MARKET ST.,STE.1300,WILMINGTON,DE 19899
1 VALLEY BANK BLDG. BOX 1226. CLARKSBURG, WV 26302
2625 TOWNSGA TE RD #330, WESTLAKE VILLAGE, CA 91361
4660 TRINDlE ROAD, 3RD FLOOR, CAMP Hill, PA 17011
39500 HIGH POINTE BLVD., SrE 250, NOVI, MI48375
300 CANAL VIEW BLVD., ROCHESTER. NY 146:23
758 NORTH CARAOLLAVE., SOUTH LAKE. TX 76092
180 GlASTONBUR'y' BLVD., GlASTONBURY, CT 06033
NATIONAL COLLECTION ATTORNEY NETWORK
AFFIUATED FIRM LOCATIONS (NOT REGIONAL
OFFICES OF WOLPOFF & ABRAMSON, L.LP.l .
BIHMINGHAM, ALAI:;IAMA PHOENIX, ARIZONA
ANCHORAGE. ALASKA CABOT, ARKANSAS
131210463
T SCHRA TZ
A
81 CHERRY LN
CARLISLE PA
LAW OFFICES
W 0 l P 0 F F & A BRA M SON, L. L. P.
fJttorneys in the Practice of Debt Collection
(A National Collection Attorney Network Firm)
4660 TRINDLE ROAD
3RD flOOR
CAMP Hill, PA 17011
717-848-6203
OUTSIDE YORK METROPOUTAN AREA
(TOll FREE)
1-800-758-0675
FACSIMILE (717) 737-9051
PLEASE DIRECT ALL INQUIRIES TO YORK OFFICE
MA Y 28, 2005
NATIONAL COLLECTION ATTORNEY NE1'WORK
AFFILIATED FIRM LOCATIONS [NOT REGIONAL
OFFICES OF WOLPOFF & ABRAMSON, L.L.PJ '*
ENGLEWOOO, COLORADO FARGO, "lOATH AKOT A
FT. LAUDERDALE, FLORIDA CLEVELAND, OHIO
NORCROSS, GEORGIA OKLAHOMA CITY, OKLAHOMA
HONOLULU, HAWAII EUGENE, OREGON
BOISE, IDAHO PROVIDENCE, RHODE ISLAND
MERRILLVILLE, INDIANA COLUMBIA, SOUTH CAROLINA
CHICAGO, ILLINOIS KNOXVillE, TENNESSEE
KANSAS CITY, KANSAS SANDY, UTAH
LEXINGTON, KENTUCKY MilWAUKEE, WISCONSIN
METAIRIE, LOUISIANA RAWLINS. WYOMING
MINNEA.POllS, MINNESOTA
ST. LOUIS, MISSOURI
GREAT FALlS, MONTANA
OMAHA, NEBRASKA
LAS VEGAS, NEVADA
MANCHESTER, NEW HAMPSHIRE
CEDAR KNOLLS, NEW JERSEY
RALEIGH, NORTH CAROL.lNA
. TfHI Na1Ion.1 Collection
Altomey NetWOrk I. an
afftlhltlon of ..para. law firm..
W5A. Hours of Operation;
8 a.m. -11 p.m. E.S.T. M-F
I W&AFile No, 131210463
Re: GREAT SENECA FINANCIAL CORP., ASSIGNEE OF HOUSEHOLD AUTO
vs. T SCHRA TZ
Docket No. 0520 18CIVIL TERM
Dear T SCHRA TZ
Enclosed herein please find a 10-Day Notice pursuant to Rule 237.1 of the
Pennsylvania Rules of Civil Procedure.
Enclosure
CC: T SCHRA TZ
Sincerely,
Amy F. #8 062
Daniel F. Wolfso #20617
Bruce H. Cherkis #18837
Philip C. Warholic #86341
Ronald M. Abramson #94266
Ronald S. Canter #94000
Donald P. Shiffer #89451
Andrew C. Spears #87737
WOLPOFF & ABRAMSON. L.L.P. I Counsel for Plaint
Attorneys in the Practice of Debt Collection
4660 Trindle Road, 3rd Floor, Camp Hill, PA 17011
(717) 303-6700
This is an attempt by a debt collector to collect a debt and any information obtained
will be used for that purpose.
Non OD/P ANOTC
lffiHD! (05/23105)
(! ~:1 0
",:'-3
" .;Jl -on
= ......
, 1;'\
-...l
/-
C,.) ,
-,
.r.:- '~~
(j -<
11533
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
COUNTY, PENNSYLVANIA
GREAT SENECA FINANCIAL CORP.,
A MARYLAND CORPORATION,
ASSIGNEE OF RECOVERY PARTNERS
C/O THORNTON CAPITAL ADVISORS,
ASSIGNEE OF HOUSEHOLD AUTO
P.O. BOX 1651
ROCKVILLE, MD 20849-1651
Plaintiff
NO. 052018CIVILTERM
vs.
BARBARA J SCHRATZ
Defendant (s)
TO: BARBARA J SCHRATZ
81 CHERRY LN
CARLISLE PA 17013
DATE OF NOTICE: ~ 'L'Y, ,7..roS
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU FAILED TO TAKE THE ACTION REQUIRED OF YOU IN
THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR
PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER
OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU
CAN GET LEGAL HELP.
Lawyer Referral Service
Cumberland County Bar Assn.
32 S. Bedford St.
Carlisle
800-990-9108
PA 17013
By:
lJ
Amy F. oyle #87062
Daniel F. Wolfs #20617
Bruce H. Cherki #18837
Philip C. Warholic #86341
Ronald M. Abramson #94266
Ronald S. Canter #94000
Donald P. Shiffer #89451
Andrew C. Spears #87737
WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
4660 Trind1e Road, 3rd Floor, Camp Hill, PA 17011
(717) 303-6700
IMPNOT/PANOTC W&A FILE NO. 131210463
CJ
CO.
r-)
c::)
,:-..~
L-,l
C:- -n
n
-'11
,
~-,.' 1
:::,
C;'?
~_--\ ~1"
,......:.. (.fl
11534
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
COUNTY, PENNSYLVANIA
GREAT SENECA FINANCIAL CORP.,
A MARYLAND CORPORATION,
ASSIGNEE OF RECOVERY PARTNERS
C/O THORNTON CAPITAL ADVISORS,
ASSIGNEE OF HOUSEHOLD AUTO
P.O. BOX 1651
ROCKVILLE, MD 20849-1651
Plaintiff
NO. 052018CIVILTERM
vs.
T SCHRATZ
Defendant(s)
TO: T SCHRATZ
81 CHERRY LN
CARLISLE PA
DATE OF NOTICE:
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU FAILED TO TAKE THE ACTION REQUIRED OF YOU IN
THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR
PROPERTY OR OTHER IMPORTANT RIGHTS.
YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER
OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU
CAN GET LEGAL HELP.
Lawyer Referral Service
Cumberland County Bar Assn.
32 S. Bedford St.
Carlisle
800-990-9108
PA 17013
By:
Amy F. Doyle #870 2
Daniel F. Wolfs n #20617
Bruce H. Cherki #18837
Philip C. Warholic #86341
Ronald M. Abramson #94266
Ronald S. Canter #94000
Donald P. Shiffer #89451
Andrew C. Spears #87737
WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
4660 Trindle Road, 3rd Floor, Camp Hill, PA 17011
(717) 303-6700
IMPNOT/PANOTC W&A FILE NO. 131210463 A
",
:. "
C)
-,.
--1
T
rh
,
(;..n
o
c
-~:
-.i
-()
Ui
1588,
IN THE COURT OF COMMON PLEAS OF CUMBERLAND
COUNTY, PENNSYLVANIA
GREAT SENECA FINANCIAL CORP.,
A MARYLAND CORPORATION,
NO. 052018CIVILTERM
Plaintiff
vs.
CIVIL ACTION + LAW
BARBARA J SCHRATZ
T SCHRATZ
Defendant (s)
NOTICE OF JUDGMENT
( x) Notice is hereby given that a
in the above-captioned matter has lien entered
$ 12539.60 , plus interest, on ~<k.., '7
against you in the amount of
, 20~.
( x) A copy of all documents filed with the Prothonotary in support of the
within judgment is/are attached.
~~
Prothon{tary Ci.' 1vist
By:
If you have any questions regarding this Notice, please contact the
fi 1 ing party.
Amy F. Doyle 1/87062
Daniel F. Wo1 son #20617
Bruce H. Cher is #18837
Philip C. Warho1ic #86341
Ronald M. Abramson #94266
Ronald S. Canter #94000
Donald P. Shiffer #89451
Andrew C. Spears #87737
WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff
Attorneys in the Practice of Debt Collection
4660 Trind1e Road, 3rd Floor, Camp Hill, PA 17011
(717) 303-6700
(This Notice is given in accordance with Pa.R.C.P. 236.)
NOTICE SENT TO:
BARBARA J SCHRATZ
T SCHRATZ
81 CHERRY LN
CARLISLE PA 17013
81 CHERRY LN
CARLISLE PA
C::TNTr jpANO.T
W&A FILE NO. 131210463
~ 0
-,1
(~) :-;1
;,~..! t-;\
--\
~>~ -,
-s:>-S:::>
~ ~ ~~ '
~ q ,...-
(..(;
-....
C
~
.,l
d-
c;....,
"
COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
CY
GREAT SENECA FINANCIAL CORP.,
ASSIGNEE of RECOVERY
PARTNERS c/o THORNTON
CAPITAL ADVISORS,
C,
ASSIGNEE of HOUSEHOLD AUTO =C:)
Plaintiff No. 05-2018-Civil Term
VS.
CIVIL ACTION
BARBARA J. SCHRATZ,
T. SCHRATZ,
Defendant
PRAECIPE FOR ENTRY OF APPEARANCE
TO THE CLERK OF SAID COURT:
Kindly enter my appearance on behalf of the Plaintiff in the above captioned matter.
Date: August 6, 2013 By:
_,A4wrf-R. Wge,Esquire
Atty. I.D. #81288
Attorney for Plaint'
P.O. Box 1426
Bethlehem, PA 18016
(610) 954-5393
COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
GREAT SENECA FINANCIAL CORP., .
ASSIGNEE of RECOVERY
PARTNERS do THORNTON •
CAPITAL ADVISORS,
ASSIGNEE of HOUSEHOLD AUTO rny} cyy_,__. -
µL� •tom- per...
Plaintiff : No. 05-2018-Civil Term �.� m-;-,
CA.—( > CD
VS. <p `"-
: CIVIL ACTION
BARBARA J. SCHRATZ,
crt
T. SCHRATZ,
Defendant
STIPULATION
AND NOW, this 7TH day of January, 2014, it is hereby stipulated and agreed by
and between the parties:
1. The parties agree that Defendant shall pay the judgment amount to
Plaintiff by making monthly payments of a minimum of$75.00 per month paid by Defendant and
mailed to Plaintiff, with the first such monthly payment due by the end of January, 2014 and each
following monthly payment due by the end of each month thereafter.
2. The parties agree that payments shall be made payable to "Alan Mege -
EEC", and mailed,to Law Offices of Alan Mege,P.O. Box 1426, Bethlehem, PA, 18016-1426.
3. The parties agree that this Stipulation be made into an Order of Court.
4. Upui, above-rererenccu payments, u.u,a.b ur;til..w
default, Plaintiff shall file a Praecipe to Satisfy.
5. Defendant need not comply with outstanding discovery or sanctions
Orders, where applicable, as long as Defendant is not in default of the payment arrangement.
IN WITNESS WHEREOF and intending to be legally bound,the parties hereto have set
their hands and seals the day and year first above written.
4,„4„.._
Barbara J. Schratii ' lan R. Mege, Esq.
Defendant Attorney for Plaintiff
IL
COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
GREAT SENECA FINANCIAL CORP., :
ASSIGNEE of RECOVERY
PARTNERS c/o THORNTON •
CAPITAL ADVISORS, • c,
ASSIGNEE of HOUSEHOLD AUTO : —
Plaintiff No. 05-2018-Civil Term
r-
v
vs. • r-
: CIVIL ACTION >�, x
BARBARA J. SCHRATZ,
T. SCHRATZ, • --,
Defendant • "'
ORDER
AND NOW, to wit, this day of U��-1 i'k&v,/ , 2014, the
Stipulation of the parties dated January 7, 2014 is hereby approved and made an Order of Court
in the above-captioned matter.
BY THE COURT:
J.
Distribution:
✓ Alan R. Mege, Esq., 70 E Broad St., Bethlehem, PA 18016
/ orin A. Snyder, Esquire, Attorney for Defendants, 129 South Pitt St., Carlisle, PA 17013
Q
l �
� �
COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA
GREAT SENECA FINANCIAL CORP., .
ASSIGNEE of RECOVERY
PARTNERS do THORNTON
CAPITAL ADVISORS, • c • 4
ASSIGNEE of HOUSEHOLD AUTO m c - ���{
Plaintiff : No. 05-2018-Civil Term
VS.
•
t33.
: CIVIL ACTION (-•)
BARBARA J. SCHRATZ, Crl
T. SCHRATZ, •<
•
Defendant
STIPULATION
AND NOW,this 7TH day of January, 2014, it is hereby stipulated and agreed by
and between the parties:
1. The parties agree that Defendant shall pay the judgment amount to
Plaintiff by making monthly payments of a minimum of$75.00 per month paid by Defendant and
mailed to Plaintiff, with the first such monthly payment due by the end of January, 2014 and each
following monthly payment due by the end of each month thereafter.
2. The parties agree that payments shall be made payable to "Alan Mege -
EEC", and mailed,to Law Offices of Alan Mtge,P.O. Box 1426, Bethlehem, PA, 18016-1426.
3. The parties agree that this Stipulation be made into an Order of Court.
4. Ups., ..,.,.},..«vii ui u,c above-referent payments,
default, Plaintiff shall file a Praecipe to Satisfy.
5. Defendant need not comply with outstanding discovery or sanctions
Orders, where applicable, as long as Defendant is not in default of the payment arrangement.
IN WITNESS WHEREOF and intending to be legally bound,the parties hereto have set
their hands and seals the day and year first above written.
Barbara J. Schrati Alan R. Mtge, Esq.
Defendant Attorney for Plaintiff