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Home My WebLink About14-6966 Supreme Coin tof Pennsylvania CourApf Common Pleas + ,. �> For Prothonotary Use Only: "l110 STA 1P •Civll CoversShket Docket No- cum 41 o:CUMBFtRLAN` The information collected on this form is used solely for court administration purposes. This form does not supplement or replace thefiling and service o leadin s or other papers as required b law or rules o court. F S Commencement of Action: ® Complaint ❑ Writ of Summons ❑Petition E ❑ Transfer from Another Jurisdiction ❑Declaration of Taking C Lead Plaintiffs Name: Lead Defendant's Name: T PORTFOLIO RECOVERY ASSOCIATES,LLC NANCY BYRNS I S O Are money damages requested? ® Yes ❑ No Dollar Amount Requested: X within arbitration limits N (Check one) outside arbitration limits A Is this a Class Action Suit? ❑ Yes ® No Is this an MDJAppeal? ElYes ® No Name of Plaintiff/Appellant's Attorney:Robert N.Polas,Jr./Carrie Brown/Mark R. Garvey/Gregory J.Babcock ❑ Check here if you have no attorney(are a Self-Represented [Pro Se] Litigant) Nature of the Case: Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL APPEALS ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Board of Assessment ❑ Motor Vehicle ❑ Debt Collection: Credit Card ❑ Board of Elections ❑ Nuisance ® Debt Collection: Other ❑ Dept.of Transportation ❑ Premises Liability ❑ Statutory Appeal: Other ❑ Product Liability(does not include S mass tort) ❑ Employment Dispute: E ❑ Slander/Libel/Defamation Discrimination ❑ Zoning Board C ❑ Other: ❑ Employment Dispute: Other ❑ Other: T I ' ❑ Other: O MASS TORT ❑ Asbestos N ❑ Tobacco ❑ Toxic Tort-DES REAL PROPERTY MISCELLANEOUS ❑ Toxic Tort-Implant ❑ Ejectment ❑ Common Law/Statutory Arbitration B ❑ Toxic Waste ❑ Eminent Domain/Condemnation ❑ Declaratory Judgment ❑ Other: ❑ Ground Rent ❑ Mandamus ❑ Landlord/Tenant Dispute ❑ Non-Domestic Relations ❑ Mortgage Foreclosure: Residential Restraining Order ❑ Mortgage Foreclosure: Commercial ❑ Quo Warranto ❑ Partition ❑ Replevin PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other: ❑ Dental ❑ Other: ❑ Legal ❑ Medical ❑ Other Professional: 17-32627 Robert N. Polas,Jr.,Esquire PA Bar# 201259 Carrie Brown,Esquire PA Bar# 94055 ,� T Mark R. Garvey,Esquire PA Bar# 312686 i� Fri ,' Gregory J. Babcock,Esquire PA Bar# 205061 Portfolio Recovery Associates,LLC 120 Corporate Blvd r �:r i 10: S� Norfolk,VA 23502 ., TELE: 1-866-428-8102 per;"'t" � COUNTY FAX: (757) 518-0860 A Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PA CIVIL ACTION-LAW PORTFOLIO RECOVERY ASSOCIATES,LLC 120 CORPORATE BLVD NORFOLK, VA 23502 No. Plaintiff, V. NANCY BYRNS 157 PRESIDENT AVE SHIPPENSBURG PA 17257 Defendant. NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty(20)days after this Complaint and Notice are served,by entering a written appearance,personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you.You are warned that if you fail to do so,the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service-CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 S' 17-32627 (717)249-31.66 11� bD(_11GtC This communication is from a debt collector and is an attempt to collect aebt. Any information obtained will be used for that purpose. Robert N. Polas,Jr.,Esquire PA Bar#201259 Carrie Brown,Esquire PA Bar# 94055 Mark R. Garvey,Esquire PA Bar# 312686 Gregory J. Babcock,Esquire PA Bar# 205061 Portfolio Recovery Associates,LLC 120 Corporate Blvd Norfolk,VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PA CIVIL ACTION-LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Demandante, No. V. NANCY BYRNS 1.57 PRESIDENT AVE SHIPPENSBURG PA 17257 Demandado. NOTICIA USTED 14A SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte(20) dias despues que esta Demanda y Aviso es servido,con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted.Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO,V AYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO.ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS.QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service-CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717)249-3166 17-32627 Esta comunicacion es de im cobra.dor de deudas v es tui intent do cobrar una deuda. Cualquier infromaciotl sera utilizada para ese proposito. Robert N. Polas, Jr.,Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar# 94055 < Mark R. Garvey,Esquire PA Bar# 312686 Gregory J. Babcock, Esquire PA Bar# 205061 Portfolio Recovery Associates,LLC 120 Corporate Blvd Norfolk,VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PA CIVIL ACTION-LAW PORTFOLIO RECOVERY ASSOCIATES,LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. V. NANCY BYRNS 157 PRESIDENT AVE SHIPPENSBURG PA 17257 Defendant. COMPLAINT 1. Plaintiff,Portfolio Recovery Associates,LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd,Norfolk,VA 23502. 2. Defendant,NANCY BYRNS, is an adult individual with last known address of 157 PRESIDENT AVE, SHIPPENSBURG PA 17257. 3. It is averred that Defendant was indebted to GE CAPITAL RETAIL BANK/GE CAPITAL RETAIL BANK on April 1, 2013 with account number************0387 (hereafter referred to as "Account"). 4. By using the Account,Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto,Defendant has used said Account for the purchase of products, goods and/or for obtaining services. This cono.niLmication is :frorn a debt collector and is an attempt:to collect a debt. Am information obtained will.be used for that pta-pose, 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. A copy of the charge off statement is attached hereto and collectively marked as Exhibit"A." 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on September 20, 2013. 8. Plaintiff is the purchaser, assignee and/or successor in interest GE CAPITAL RETAIL BANK/GE CAPITAL RETAIL BANK and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs Bill of Sale is attached hereto and collectively marked as Exhibit "A 9. As of the date within Complaint,the remaining balance due, owing and unpaid on Defendant's Account,as a result of Defendant and/or any authorized user's use of said Account is in the sum of$2,808.30. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE,Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant,NANCY BYRNS , in the amount of$2,808.30,plus c of this action and any other relief as the Court deems just and reaso le. arrie A. Brown,Esquire,# 94055 Robert N. Polas, Jr.,Esquire,# 201259 Mark R. Garvey,Esquire,# 312686 Gregory J. Babcock,Esquire,# 205061 Attorneys for Plaintiff 17-32627 This coMILMication is from a debt collector and is an attempt to collect a debt. Any information obtained will.be used for that pinpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Donna Dangerfield hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section'4904, relating to unsworn falsification to authorities. Date: 7014 By: Donna Dangerfield Custodian of Records 17-32627 This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. XHIBIT A This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. . ...: ..... bitdi BILI..: . .. . . . For u9 6.received.and in-further consideration of the riiutual:covenan4s:and conditions set forth in the... �� » ��. Forward Flow.Receivables Purchase A.greeinent{:thea .Agreement.),dated.as:t�f.this-1 day of lanuary;IOU by and between:General Electric Capital Corporation,GE.Capital retail Bank..'GENffl Lending,:Iric:,:.. . Moinogram'Credit Services;L:L:C,RFS Hdldih L.L.C.,and tiENl:Hdk3ing;L:L:C.{collectively"Selfie,)arid.. Portfolio Recovery Associates;LLG'("Buye�');Seller hereby daii fere,sells,conveys,:grants,and-delivers to; Buyer-'Jts successors find assi withoat.recor'rse ex t as.:set fortli:in'the A#eeiiient;,to the extenrofits:: .. ownership;the Receivables asset forth in the Notification Files:{as.defined:in the Agreement);delivered:by Seller io Buyer ofi.Mareh:19 2U14,.and.as furth6r described'iii:the Agreement: GE*Capital.Ret ' Sank Monogairi Credit Services;i,.i.,C.... Br ..By. Ken VWojcik Attorney in.Fa Ken Wojcik Title: .EVP Coli.ectiona&Recovery:_.: : —. . . Date-, � ( ...' '. ..... . . . . . . . . . . . .. .• L:C , RFS Holding,I:: ` General Eledtric Ca ital::Corporation' . ' :.•:'. .-: :' Attorney:in•Fac en Wojcik. :' B • Attorneyin-ftiAten Wojcik Date:.• .Q 7 •. ;�. :' .. ' . ' ''.................:.:.:.' . ' . . .. .. .. D . ate; 0 7 GEM:Holding,,L,.L.C;' :.. . .. -' EMB Lending;Inc.::":: :: B , . oraey Ken Wojcik.' Attorn.y e in Fact . en:Wojcrk :: •: • agate:.`�J:z�11.:•-�`'�'• .................................... Date:.. :' . . . . . . . l„ ales,:LI:C.. . ... ,.. . . art:o ao Recovery Associ um ' �Y �� CARECREDIT/GECRB Cardholder Name: NANCY A BYRNS GE Mone Account Number: -0387 y Statement Closing Date: 02/2312014 Summary of Account Activity Payment Information ' Previous Balance $2,773.30 New Balance $0.00 + New Purchases $0.00 Total Minimum Payment Due $760.00 Payments $0.00 Payment Due Date 02/26/2014 Credits,Fees 8 Adjustments(net) $2,773.30- PAYMENT DUE BY 5 P.M.EASTERN ON THE DUE DATE. +/- Interest Charge net $0.00 We may convert your payment into an electronic debit. See New Balance $0.00 reverse side. Credit Limit $4,500.00 Available Credit $0.00 Late Payment Warning:If we do not receive your Total Days in Billing Period 26 Minimum Payment Due by the Payment Due Date listed above, you may have to pay a late fee up to$35.00. Pay online for free at:gogecapital.com For GE Capital Retail Bank customer service or to report your card lost or stolen,call 1-866-893-7864. Best times to call are Wednesday-Friday. Promotional Expiration Notification YOU MUST PAY EACH PROMOTIONAL BALANCE IN FULL BY ITS EXPIRATION DATE TO AVOID PAYING DEFERRED INTEREST CHARGES. PLEASE SEE THE PROMOTIONAL PURCHASE SUMMARY SECTION ON THIS STATEMENT FOR FURTHER DETAILS.YOU HAVE A PROMOTION(S)EXPIRING ON 10/28/14. Promotional Purchase Summary Promotional I Promotional Deferred Tran Date Description Initial Expiration Balance Interest Charge Purchase Date Amount 10/28/2014 $2,519.00 $0.00 04/01/2013 Deferred InteresUNo Interest If Paid In $4,320.00 Full A summary of your promotional purchase is provided above. If you have a DEFERRED INTEREST/NO INTEREST IF PAID IN FULL promotion:To avoid paying Deferred Interest Charges on these promotion(s),you must pay the entire applicable Promotional Balance by the Promotional Expiration Date. On a Fixed Payment(Extended Payment Plan)promotional purchase,the Interest Charge Is billed monthly and included as part of the Minimum Payment due. To make more than one payment see Make Payment To address or pay online at gogecapital.com. Transaction Summary Tran Date Post Date Reference Number Description Amount 02/23/2014 02/23/2014 F907200E600999990 CHARGE OFF ACCOUNT-PRINCIPALS $2,519.00 CR 02/2312014 02/23/2014 F907200E600999990 CHARGE OFF ACCOUNT*FINANCE $289.30 CR CHARGES' FEES 02/20/2014 02/20/2014 LATE FEE $35.00 TOTAL FEES FOR THIS PERIOD $35.00 INTEREST CHARGED 02/23/2014 02/23/2014 INTEREST CHARGE ON PURCHASES $0.00 TOTAL INTEREST FOR THIS PERIOD $0.00 2014 Totals Year-to-Date Total Fees Charged in 2014 $70.00 Total Interest Charged in 2014 $5.36 Total Interest Paid in 2014 $0.00 NOTICE: See reverse side and additional pages(if any)for important information concerning your account. 5302 DFH 1 3 25 140223 Z D PAGE 1 of 3 9072 3200 C6J2 OICA5302 Pay online at gogecapital.com or endom this coupon with your check.Please use blue or black ink. — Total Minimum Past Due Payment New Account Number Payment Due Amount Due Date Balance $760.00 $0.00 02/25/2014 $0.00 -0387 Payment Enclosed: s ❑[10 ❑ n❑ New address or e-mail? Payment due includes$0.00 past due.Please pay the past due amount PROMPTLY. Check the box at left and print changes on back If you only pay the Total Minimum Due it may not pay off the Promotional Purchase by the Expiration Date. NANCY A BYRNS 157 PRESIDENT AVE SHIPPENSBURG PA 17257-8401 Make Payment to: GE CAPITAL RETAIL BANK r PO BOX 960061 ORLANDO,FL 32896-0061 Cardholder Name: NANCY A BYRNS Account Number:-0387 Statement Closing Date:02/23/2014 Interest Charge Calculation Expiration Date Annual Balance Subject to Interest Charge Type of Balance Percentage Interest Rate Rate(APR) Purchases NA 26.99% $0.00 $0.00 Deferred Interest/No Interest If Paid In Full 10/28/2014 26.99% $0.00 $0.00 Cardholder News&Information Statement not provided to customer. Please remember that if we do not receive the total minimum payment due on your account by the due date,you will be assessed a late fee. In order to protect your account privacy,we are unable to provide account information to anyone other than the cardholder(s)or an authorized party.If you wish to permit us to speak to an authorized party such as a spouse about your account,please send written authorization to the General In uihas address. i \ -_ tCarrie A. Brown, Esquire Robert N. Polas Jr, Esquire Mark R. Garvey, Esquire Gregory J. Babcock, Esquire Attorney ID#94055/201259/312686/205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PA CIVIL ACTION -LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff No. 14-6966 V. NANCY BYRNS 157 PRESIDENT AVE SHIPPENSBURG PA 17257 Defendant PRAECIPE TO DISCONTINUE To the Prothonotary: Please mark the above-entitled case as discontinued without prejudice ctfull Submitt Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R. Garvey, Esquire PA Bar#312686 Gregory J. Babcock, Esquire PA Bar#205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 17-32627 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Caf ie A. Brown, Esquire Robert N. Polas Jr, Esquire Mark R. Garvey, Esquire Gregory J. Babcock, Esquire Attorney ID#94055/201259/312686/205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff No. 14-6966 V. NANCY BYRNS 157 PRESIDENT AVE SHIPPENSBURG PA 17257 Defendant CERTIFICATE OF SERVICE The undersigned does hereby certify that I served a copy of the foregoing Praecipe to Discontinue upon NANCY BYRNS, by First Class Mail, Postage Pre-Paid, a copy thereof on this day of , 20 T to: NANCY BYRNS 157 PRESIDENT AVE SHIPPENSBU 17257 obert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R. Garvey, Esquire PA Bar#312686 Gregory J. Babcock, Esquire PA Bar#205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 17-32627 Attorneys for Plaintiff This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose.