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HomeMy WebLinkAbout14-6968 Supreme Cu�f Go of Pennsylvania �f C�to Court n Pleas For Prothonotary Use Only: TIMI:STAMP Ci 11 -� V 9ve, m et 14 Docket No: AW CUMARALA4,Meounty ( The information collected on this form is used solely for court administration purposes. This form does not supplement or replace thefiling and service ofpleadings or other papers as required by law or rules of court. s Commencement of Action: E [N Complaint 0 Writ of Summons oPetition C j E] Transfer from Another Jurisdiction C]Declaration,of Taking Lead Plaintiffs Name: Lead Defendant's Name: T I PORTFOLIO RECOVERY ASSOCIATES,LLC NASER ALMOAMAR 0 Are money damages requested? 0 Yes 0 No Dollar Amount Requested: X within arbitration limits N I (Check one) outside arbitration limits A Is this a Class Action Suit? 0 Yes 0 No Is this an MDJ Appeal? 11 Yes 0 No Name of Plaintiff/Appellant's Attorney:Robert N.Polas,Jr./Carrie Brown/Mark R.Garvey/Gregory J.Babcock ❑ Check here if you have no attorney(are a Self-Represented[Pro Se]Litigant) Nature of the Case: Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim,check the one that you consider most important. TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL APPEALS n Intentional 0 Buyer Plaintiff Administrative Agencies n Malicious Prosecution 0 Board of Assessment F-i Motor Vehicle 0 Debt Collection:Credit Card 0 Board of Elections 0 Nuisance ® Debt Collection:Other C1 Dept. of Transportation 0 Premises Liability 0 Statutory Appeal:Other S n Product Liability(does not include E mass tort) El Employment Dispute: n Slander/Libel/Defamation Discrimination E] Zoning Board C C3 Other: r-1 Employment Dispute: Other 0 Other: T I E] Other: 0 MASS TORT N [I Asbestos f-1 Tobacco REAL PROPERTY MISCELLANEOUS n Toxic Tort-DES 0 Ejectment F1 Common Law/Statutory Arbitration B n Toxic Tort-Implant 0 Eminent DomainlCondemnation n Declaratory Judgment 0 Toxic Waste C] Ground Rent F1 Mandamus F1 Other: E] Landlordfrenant Dispute F1 Non-Domestic Relations 0 Mortgage Foreclosure:Residential Restraining Order 0 Mortgage Foreclosure:Commercial n Quo Warranto n Partition n Replevin PROFESSIONAL LIABILITY 0 Quiet Title 0 Other: 0 Dental 0 Other: E3 Legal E] Medical n Other Professional: 17-24428 Robert N.Polas,Jr.',Esquire PA Bar#201259 Carrie Brown,Esquire PA Bar#94055 Mark R. Garvey,Esquire PA Bar#312686 Gregory J. Babcock,Esquire PA Bar#205061 ` F 1 i ;J TI., Portfolio Recovery Associates,LLC C ` 120 Corporate Blvd Norfolk,VA 23502 TELE: 1-866-428-8102 +(#!S YLVill''IA i Y FAX: (757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PA CIVIL ACTION-LAW PORTFOLIO RECOVERY ASSOCIATES,LLC f 120 CORPORATE BLVD ��- ��U► V No. NORFOLK,VA 23502 Plaintiff, ' V. NASER ALMOAMAR 1421 SILVER CRK DR MECHANICSBURG PA 17050 Defendant. NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20)days after this Complaint and Notice are served,by entering a written appearance,personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER,OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP.THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER,THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service-CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717)249-3166 17-24428 c a 3 � %3q This communication is from a debt collector and is an attempt to collect a d Anv information obtained will be used for that purpose. Robert N.Polas,Jr.,Esquire PA Bar#201259 Carrie Brown,Esquire PA Bar#94055 Mark R. Garvey,Esquire PA Bar#312686 Gregory J.Babcock,Esquire PA Bar#205061 Portfolio Recovery Associates,LLC 120 Corporate Blvd Norfolk,VA 23502 TELE: 1-866-428-8102 FAX: (757) 51.8-0860 . Attorne s for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PA CIVIL ACTION -LAW PORTFOLIO RECOVERY ASSOCIATES,LLC 120 CORPORATE BLVD NORFOLK,VA 23502 No. Demandante, V. NASER ALMOAMAR 1421 SILVER CRK DR MECHANICSBURG PA 17050 Demandado. NOTICIA LISTED HA SIDO DEMANDADO/A EN LA que t marORT�.. Si dentro dveinte(20)dias despues que est Demanda en las siguientes paginas,usted rienen q y Aviso es servido,con entrando por escrito unaeaparencia las d perso s puestanalmentes enoesta contgra ust d. U ted es por escrito con la Corte sus defensas o obejcion uede ser entrado conta advertido que si falla de hacerlo el caso puedeier dinero reclamdo en la Demanda o por usted por la Corte sin mas aviso por cualqu cualquier of o reclamo o alivio solicitado por Demandante.Usted puede perder dinero o propiedad o otros derechos importante para usted. UN USTED DEBE LLEV AR ESTE PAPEL A SU O LAOOFIDO CINA FIJADAA AQUI ABAJO.ESTA OF CINA ABOGADO,V AYA O LAMME POR TELEFON PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UNFRECER SERVICIIOS LEGAL A PERSONAS INFORMACION ACERCA AGENCIAS.QUEPEUDAN O ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service-CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle,PA 17013 (717)249-3166 . 17-24428 Esta coniunicacion es de un cobrador de deudas y es un intent do cobrar una deuda. infromacion sera utilizada para ese proposito. Robert N.Polas,Jr.,Esquire PA Bar#201259 Carrie Brown,Esquire PA Bar#94055 Mark R.Garvey,Esquire PA Bar#312686 Gregory J.Babcock,Esquire PA Bar#205061 Portfolio Recovery Associates,LLC 120 Corporate Blvd Norfolk,VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorne s for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PA CIVIL ACTION -LAW PORTFOLIO RECOVERY ASSOCIATES,LLC 120 CORPORATE BLVD NORFOLK,VA 23502 No. Plaintiff, V. NASER ALMOAMAR 1421 SILVER CRK DR MECHANICSBURG PA 17050 Defendant. COMPLAINT I, Plaintiff,Portfolio Recovery Associates,LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd,Norfolk,VA 23502. 2. Defendant,NASER ALMOAMAR,is an adult individual with last known address of 1421 SILVER CRK DR,MECHANICSBURG PA 17050. 3• It is averred that Defendant was indebted to GE CAPITAL RETAIL BANK/GE CAPITAL RETAIL BANK/AMAZON-COM on January 6,2012 with account number ************3297 (hereafter referred to as "Account"). 4. By using the Account,Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account.Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto,Defendant has used said Account for the purchase of products, goods and/or for obtaining services. This communication is from. a debt collector and is an attempt to collect a debt. ,will he used for that purpose. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. A copy of the charge off statement is attached hereto and collectively marked as Exhibit"A." 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account.The last payment made on this Account was on June 13, 2013. 8. Plaintiff is the purchaser, assignee and/or successor in interest GE CAPITAL RETAIL BANK/ GE CAPITAL RETAIL BANK/AMAZON.COM and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs Bill of Sale is attached hereto and collectively marked as Exhibit"A." 9. As of the date within Complaint,the remaining balance due,owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of$1,349.76. 10. Despite reasonable and repeated demands for payment.Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE,Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant,NASER ALMOarieA. t of$1,349.76,plus c of this action and any other relief as the Court deems ju Esquire,#94055 Robert N.Polas,Jr.,Esquire,#201259 Mark R. Garvey,Esquire,#312686 Gregory J.Babcock,Esquire,#205061 Attorneys for Plaintiff 17-24428 This communication is frorn a dent collector and.is an attempt to collect a debt. l.t1r'I;7 t'd will be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Ricky L.Vaughan hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief,based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date: N(lV 0'� 11 By: Ricky L Vaughan Custodian of Records 17-24428 This communication is from a debt collector and is an attempt to collect a debt. Am,infnnnition obtained will be used for that purpose. XHIBI This communication is from a debt collector and is an attempt to collect a debt. Anv information obtained will be used for that purpose. amazon.com NASER A ALM Visit us at www.gecrb.com/amazon AccountNumbe3297 Customer Service: 1-866-771-1104 Summary of Account Activity Payment Information Previous Balance $1,349.76 New Balance $0.00 -Other Credits $1,349.76 Amount Past Due $0.00 New Balance $0.00 Total Minimum Payment Due $335.00 Payment Due Date 02/25/2014 Credit Limit $1,500.00 Late Payment Warning:lf we do not receive your minimum Available Credit ' $0.00 payment by the date listed above,you may have to pay a late Statement Closing Date 02/23/2014 fee up to$35.00. Days in Billing Cycle 26 Promotional Purchase Summary The applicable terms of your promotional purchases are below.DEFERRED INTEREST:To avoid paying Accrued Interest Charges on any DEFERRED INTEREST promotion(s),you must pay at least your minimum payment due,if any,each month and the entire applicable Current Balance by the Expiration Date.NO INTEREST promotions are not assessed interest charges during the promotional period.FIXED PAYMENT PLAN:Fixed equal payments and reduced interest rate will apply to promotional purchase until the Current Balance(which also includes related interest)is paid in full.For each promotional purchase,standard account terms will apply to any remaining balance after the Expiration Date.To make more than one payment,you can pay online at the online address stated above or you can mail in your payment to the address on the remit stub.This address is also available from our automated customer service system. Accrued Purchase Date Purchase Amount/Special Terns Interest Charges Current Balance Expiration Date 08/10/2013 $50.00/DEFERRED INTEREST WITH $0.00 $50.00 02/25/2014 PAYMENT 08/12/2013 $104.93/DEFERRED INTEREST WITH $0.00 $104.93 02/25/2014 PAYMENT 08/12/2013 $104.93/DEFERRED INTEREST WITH $0.00 $104.93 02/25/2014 PAYMENT 08/16/2013 $78.86/DEFERRED INTEREST WITH $0.00 $78.86 02/25/2014 PAYMENT 0811912013 $174.90/DEFERRED INTEREST WITH $0.00 $174.90 02/25/2014 PAYMENT 08/19/2013 $37.60/DEFERRED INTEREST WITH $0.00 $37.60 02/25/2014 PAYMENT Transaction Summary Tran Date Post Date Reference Number Description of Transaction or Credit Amount OTHER CHARGES 02/23 02123 F9342OOE600999990 CHARGE OFF ACCOUNT-PRINCIPALS ($1,133.56) 02/23 02/23 F9342OOE600999990 CHARGE OFF ACCOUNT'FINANCE CHARGES' ($216.20) TOTAL OTHER CHARGES ($1,349.76) FEES TOTAL FEES FOR THIS PERIOD $0.00 INTEREST CHARGED 02/23 02/23 INTEREST CHARGE ON PURCHASES $0.00 (Continued on next page) PAYMENT DUE BY 5 P.M.(ET)ON THE DUE DATE, NOTICE:We may convert your payment into an electronic debit.See reverse for details.Billing Rights Information and other important information. 5484 x2G 1 3 25 140223 Z D PAGE 1 of 3 9342 1000 APS6 OILAS404 Detach and mail this portion with your check.Do not Include any correspondence with your check. —I amazon.com• Account Number 3297 Total Minimum I Amount Payment Promotional Payment Due Past Due Due Date Payoff $335.00 1 $0.00 102/25/20i4j $551.22 1 $0.00 Payment Enclosed: s ❑❑❑❑ ❑ . ❑❑ Please use blue or black ink. Save a stamp,pay on-line at www.geerb.com/amazon New address or email?Print Changes on back. NASER A ALMOAMAR 1421 SILVER CREEK DR MECHANICSBURG PA 17050-8322 Make Payment to: GECRB/AMAZON PO BOX 960013 ORLANDO,FL 32896-0013 Transaction Summary(Continued) Tran Date Post Date Reference Number Description of Transaction or Credit Amount TOTAL INTEREST FOR THIS PERIOD $0.00 2014 Totals Year-to-Date Total Fees.Charged in 2014 $0.00 Total Interest Charged in 2014 $17.99 Total Interest Paid in 2014 $0.00 Interest Charge Calculation Your Annual Percentage Rate(APR)s the annual interest rate on your account. Expiration Annual Balance Subject Interest Type of Balance Date Percentage Rate to Interest Rate Charge Regular Purchase NA 25.99%(v) $0.00 $0.00 DEFERRED INTEREST WITH 02/25/2014 25.99%(v) $0.00 $0.00 PAYMENT DEFERRED INTEREST WITH 02/25/2014 25.99%(v) $0.00 $0.00 PAYMENT DEFERRED INTEREST WITH 02/25/2014 25.99%(v) $0.00 $0.00 PAYMENT DEFERRED INTEREST WITH 02/25/2014 25.99%(v) $0.00 $0.00 PAYMENT DEFERRED INTEREST WITH 02/25/2014 25.99%(v) $0.00 $0.00 PAYMENT DEFERRED INTEREST WITH 02/25/2014 25.99%(v) $0.00 $0.00 PAYMENT (v)=Variable Rate Cardholder News and Information Statement not provided to customer. - 5484 X2G 1 3 25 140223 Z DPAGE 2 of 3 9342 1000 APS6 OILA5484 5.484 X2G 1 3 25 140223 Z D PAGE 3 of 3 9342 1000 APS6 OILA5484 .. ..... .. : I G: E Cap : i#a1 . . BILL:of SALE PRA PLCC:Fresh—Mardi 2Q14 . ...... ............. :. For valve received and in.further consideration o the mutual covenanits and c6nditiofis set forth in the Forward Flow Receivables Purchase Agreement(the"Agreement'');dated as of this 16th dsy ofJ...Gary; 01.4 . ... by and between General Electric Capital Corporation',v>~Capital Retail Bank,.GEM..8 Lending;line; . : : .:Monogram Credit:Services; L.L.C.,RFS Holding,L.L.G.;and:{3EM Holding;L;.L;C. (collectively``Seller"}and Portfolio Recove Associates LLC:("Buyiel) Seller-.herebytransfers,:sells;conye' s,grants,:and delivers to �......... Buyer,its successors and assigns,without recourse ex y gn , sept as:sef:forth in the Agreement,to-the extent of its."'. ownership;the Receivables as set.forth in the Notification'.Files: as defcned:in the Agreementj,:delivered by; Seller to Buyer on:Marchl9,2014,'and as scribed n iflbte Aggreecnent: ... GE Capital:Retail Bank . ... ... Mono gram.Credit:Services,L.L.C. :' . �. W Y Ken=Wojcik. QAttorney in:F Ken Wojcik .. .. Titld: EVP Collections&Recover Date' :��7 i�. .. — y' .......... .. . . Date: d 2� l L( RFS Hold ing'L.L.C. General,Electric ital:tr .. .... orporati.n . $y:_ .. Atfomey in Fa en Vdojcik . AHorndy�n-Fa.....en Wojcik Date: 3::Zg 1 .. . ... . U3. g:jc Date; { . .. . . . . . . . . . . . . . . . . GEM Nolding; L.L;C . :. :. .. GEMB:LendinS Inc... By:. , Attorney inFa. Ken Wojcik ..... :By;. Attorney in a Ken Wojcik Date:: 0�-: :[ . . Date: Q _ Portfolio Recovery.Associates,LLC .. y, ... ... Title: . ... . Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY PRO 'HBO TAR'f: ''d [(1I DEC 19 P11 3: 34 CUMBERLAND COUNTY 4ERIFF PENNSYLVANIA ©Ff I .E OF -514 Portfolio Recovery Associates, LLC vs. Naser Almoamar Case Number 2014-6968 SHERIFF'S RETURN OF SERVICE 12/16/2014 Ronny R Anderson, Sheriff, being duly sworn according to law, states he made diligent search and inquiry for the within named Defendant to wit: Naser Almoamar, but was unable to locate the Defendant in his bailiwick. The Sheriff therefore returns the within requested Complaint & Notice as "Not Found" at 1421 Silver Creek Drive, Hampden Township, Mechanicsburg, PA 17050. Deputies were advised by a resident named Ahmad that the defendant moved back to Saudi Arabia. SHERIFF COST: $39.30 SO ANSWERS, December 16, 2014 RONR ANDERSON, SHERIFF (c) CountySuite Sherif`, Teleosoft, Inc. Robe'rt N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar # 312686 Gregory J. Babcock, Esquire PA Bar # 205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC . 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, v. NASER ALMOAMAR 1421 SILVER CRK DR MECHANICSBURG PA 17050 Defendant. (AI NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. 17-24428 Lawyer Referral Service - CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 In Tch,Iiiriony whereof, I here unto sot ray hand `t,rd r.te seta: v said Court at Carlisle, Pa. Protnonor, This communication is from a debt collector and is an attempt . o Any information obtained will be used for that purpose. e� Robert N. Polas, Jr., Esquire PA Bar # 201259 Carrie Brown, Esquire PA Bar # 94055 Mark R. Garvey, Esquire PA Bar it 312686 Gregory J. Babcock, Esquire PA Bar # 205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION - LAW PORTFOLIO RECOVERY ASSOCIATES, LLC . 120 CORPORATE BLVD NORFOLK, VA 23502 Demandante, No. v. NASER ALMOAMAR 1421 SILVER CRK DR MECHANICSBURG PA 17050 Demandado. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si. usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede.proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO, VAYA 0 LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE `A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE UN HONORARIO REDUCIDO 0 GRATIS. 17-24428 Lawyer Referral Service = CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 Esta conlunicacion es de un cobrador de deudas y es un intent do cobrar una deuda. Cualquier i.nfromacion sera utilizada para ese proposito. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Ricky L. Vaughan hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date: 17-24428 Nov Q 3 2014 By: Ricky L. Vaughan Custodian of Records This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. EXHIBIT A This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. amazon.com NASER A ALM Account Numbe 3297 Summary of Account Activity Previous Balance - Other Credits $1,349.76 $1,349.76 New Balance Credit Limit Available Credit Statement Closing Date Days in Billing Cycle $0.00 $1,500.00 $0.00 02/23/2014 26 Visit us at www.gecrb.com/amazon Customer Service: 1-866-771-1104 Payment Information New Balance $0.00 Amount Past Due $0.00 Total Minimum Payment Due $335.00 Payment Due Date 02/25/2014 Late Payment Warning:lf we do not receive your minimum payment by the date listed above, you may have to pay a late fee up to $35.00. Promotional Purchase Summary The applicable terms of your promotional purchases are below. DEFERRED INTEREST: To avoid paying Accrued Interest Charges on any DEFERRED INTEREST promotion(s), you must pay at least your minimum payment due, if any, each month and the entire applicable Current Balance by the Expiration Date. NO INTEREST promotions are not assessed interest charges during the promotional period. FIXED PAYMENT PLAN: Fixed equal payments and reduced interest rate will apply to promotional purchase until the Current Balance (which also includes related interest) is paid in full. For each promotional purchase, standard account terms will apply to any remaining balance after the Expiration Date. To make more than one payment, you can pay online at the online address stated above or you can mail in your payment to the address on the remit stub. This address is also available from our automated customer service system. Purchase Date 08/10/2013 08/12/2013 08/12/2013 06/16/2013 08/19/2013 08/19/2013 Purchase Amount/Special Terms $50.00/DEFERRED INTEREST WITH PAYMENT $104.93/DEFERRED INTEREST WITH PAYMENT $104.93/DEFERRED INTEREST WITH PAYMENT $78.86/DEFERRED INTEREST WITH PAYMENT $174.90/DEFERRED INTEREST WITH PAYMENT $37.60/DEFERRED INTEREST WITH PAYMENT Accrued Interest Charges Current Balance Expiration Date $0.00 $50.00 02/25/2014 $0.00 $104.93 02/25/2014 $0.00 $104.93 02/25/2014 $0.00 $78.86 02/25/2014 $0.00 $174.90 02/25/2014 $0.00 - $37.60 02/25/2014 Transaction Summary Tran Date Post Date Reference Number OTHER CHARGES 02/23 02/23 F934200E600999990 02/23 02/23 F934200E600999990 TOTAL OTHER CHARGES 02/23 02/23 (Continued on next page) Description of Transaction or Credit CHARGE OFF ACCOUNT -PRINCIPALS CHARGE OFF ACCOUNT *FINANCE CHARGES' FEES TOTAL FEES FOR THIS PERIOD INTEREST CHARGED INTEREST CHARGE ON PURCHASES Amount ($1,133.56) ($216.20) ($1,349.76) $0.00 $0.00 PAYMENT DUE BY 5 P.M, (ET) ON THE DUE DATE. NOTICE: We may convert your payment into an electronic debit. See reverse for details, Billing Rights Information and other important information. 5484 X2G 3 25 140223 Z DPAGE 1 of 3 9342 1000 APS6 01LA5484 Detach and mail this portion with your check. Do not include any correspondence with your check. amazon.com- Account Number3297 Total Minimum Payment Due $335.00 Amount Past Due Payment Due Date Promotional Payoff $0.00 02/25/2014 $551.22 $0.00 Payment Enclosed: Please use blue or black ink. Save a stamp, pay on-line at www.gecrb.com/amazon NASER A ALMOAMAR 1421 SILVER CREEK DR MECHANICSBURG PA 17050-8322 n ■ New address or email? Print Changes on back Make Payment to: GECRB/AMAZON PO BOX 960013 ORLANDO, FL 32896-0013 Transaction Summary(Continued) Tran Date Post Date Reference Number Description of Transaction or Credit TOTAL INTEREST FOR THIS PERIOD 2014 Totals Year -to -Date Total Fees Charged in 2014 Total Interest Charged in 2014 Total Interest Paid in 2014 $0.00 $17.99 $0.00 Amount $0.00 Interest Charge Calculation Your Annual Percentage Rate (APR)is the annual interest rate on your account. Expiration Annual Balance Subject Interest Type of Balance Date Percentage Rate to Interest Rate Charge Regular Purchase NA 25.99% (v) $0.00 $0.00 DEFERRED INTEREST WITH PAYMENT DEFERRED INTEREST WITH PAYMENT DEFERRED INTEREST WITH PAYMENT DEFERRED INTEREST WITH PAYMENT DEFERRED INTEREST WITH PAYMENT DEFERRED INTEREST WITH PAYMENT (v) = Variable Rate 02/25/2014 25.99% (v) $0.00 $0.00 02/25/2014 25.99% (v) $0.00 $0.00 02/25/2014 25.99% (v) $0.00 $0.00 02/25/2014 25.99% (v) $0.00 $0.00 02/25/2014 25.99% (v) $0.00 $0.00 02/25/2014 25.99% (v) $0.00 $0.00 Cardholder News and Information Statement not provided to customer. 5484 X2G 3 25 140223 Z D PAGE 2 of 3 9342 1000 APS6 01LA5484 :BILL: of SALE . PRA - PLCC:Fresh— March -2014 . For value received and in further consideration: of the mutual covenants and conditions set forth in •the. Forward Flow Receivables Purchase Agreement .(the ``Agreement''); dated as of this 16 ' day of January, 2014 tty and between General Electric Capital Corporation, GE Capital Retail Bank,GEMB.Lending, :.:Monogram Credit Services; L.L.C., RFS Holding, L.L.G.., and:GEM Folding; LI:C, (collectively `Seiler") a • Portfolio Recovery Associates; LLC:("Buyer"); Seller hereby transfers, sells; conveys, grants,: and delivers:to Buyer, its.successors and assigns, without recourse except as: set:forth in the Agreement, to:the extent of its. ownership; the Receivables as set forth in the Notification Files:(as defined: in the. Agreement), delivered by Seller to.Buyer on:March l9; 2014, 'and as further described in the:Agreement::: GE Capital Retail Bank :. :. Monogram Credit Services, L.L.C. Ken:Wojcik. ::..Title: EVP Collections & Recovery_ By: : Attorney. in:F Ken Wojcik :Date::Q7 RFS Holding; .. General Electric Capital Corporation : By : .......:... Attorney in Fa en Wojcik Attorney in Fe en Wojcik :: :.: Date: 3.~ 28 - Date: r4- 233- 8Date:- VI GEM Holdin L L C GEMB; Lending, Inc..: .:..: . . A:. .. ttorney in ' a . Ken:Wojcik By:. Attorney in a Ken Wojcik :: Date:: 0; 2$ t :..:. Date:c?-: 1it :Portfolio Recovery Associates, LLC