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Home My WebLink About14-6970 Supreme Coutof Pennsylvania Cour` an Pleas AIPOVIA� For Prothonota Us Only: TIME STAMP Ci et Docket No: CUMB County The information collected on this form.is used solely for court administration purposes. This form does not supplement or replace thefiling and service ofpleadings or other papers as required by law or rules of court. s Commencement of Action: ® Complaint ❑ Writ of Summons ❑Petition C ❑ Transfer from Another Jurisdiction ❑Declaration of Taking Lead Plaintiffs Name: Lead Defendant's Name: PORTFOLIO RECOVERY ASSOCIATES,LLC JUSTIN MCCOY I � i O Are money damages requested? ®Yes ❑ No Dollar Amount Requested: X within arbitration limits N (Check one) outside arbitration limits A Is this a Class Action Suit? ❑Yes N No Is this an MDJ Appeal? ❑Yes ®No Name of Plaintiff/Appellant's Attorney:Robert N.Polas,Jr./Carrie Brown/Mark R.Garvey/Gregory J.Babcock ❑ Check here if you have no attorney(are a Self-Represented[Pro Se]Litigant) i Nature of the Case: Place an "X" to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim,check the one that you consider most important. TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL APPEALS ❑ Intentional ❑ Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Board of Assessment ❑ Motor Vehicle ❑ Debt Collection: Credit Card ❑ Board of Elections ❑ Nuisance 0 Debt Collection:Other ❑ Dept.of Transportation ❑ Premises Liability ❑ Statutory Appeal: Other S ❑ Product Liability(does not include E mass tort) ❑ Employment Dispute: ❑ Slander/Libel/Defamation Discrimination ❑ Zoning Board C ❑ Other: ❑ Employment Dispute: Other ❑ Other: T I ❑ Other: 0 MASS TORT N F] Asbestos ❑ Tobacco REAL PROPERTY MISCELLANEOUS r-1ToxicTort-DES ❑ Ejectment � ❑ Toxic Tort-Implant E] Common Law/Statutory Arbitration C:] Toxic Waste ❑ Eminent Domain/Condemnation ❑ Declaratory Judgment ❑ Other: C] Ground Rent ❑ Mandamus ❑ Landlord/Tenant Dispute ❑ Non-Domestic Relations ❑ Mortgage Foreclosure:Residential Restraining Order ❑ Mortgage Foreclosure:Commercial ❑ Quo Warranto ❑ Partition ❑ Replevin PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other: ❑ Dental ❑ Other: ❑ Legal ❑ Medical ❑ Other Professional: 17-22501 ' Robert N. Polas,Jr., Esquire PA Bar#201259 Carrie Brown,Esquire PA Bar#94055 Mark R. Garvey,Esquire PA Bar#312686 Gregory J. Babcock,Esquire PA Bar#205061 Portfolio Recovery Associates,LLC �F'r , 120 Corporate Blvd , Norfolk, VA 23502 �-"I;" ;;-�,. f. • 11. 26 TELE: 1-866-428-8102 F.. `' '.''' Pr FAX: (757)518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PA CIVIL ACTION-LAW PORTFOLIO RECOVERY ASSOCIATES,LLC 120 CORPORATE BLVD NORFOLK, VA.23502 No. Plaintiff, V. JUSTIN MCCOY 901 S SPRING GDN ST LOT 83 CARLISLE PA 17015 Defendant. NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty (20) days after this Complaint and Notice are served,by entering a written appearance,personally or by an attorney, and filing in writing with the Court your defenses or objections to the.claims set forth against you. You are warned that if you fail to do so,the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER,THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service-CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 17-22501 (717) 249-3166 C'o �u r�> ilk uS(o This communication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Robert N. Polas,Jr.,Esquire PA Bar#201259 Carrie Brown,Esquire PA Bar#94055 Mark R. Garvey,Esquire PA Bar#312686 Gregory J. Babcock,Esquire PA Bar#205061 Portfolio Recovery Associates,LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PA CIVIL ACTION-LAW PORTFOLIO RECOVERY ASSOCIATES,LLC 1.20 CORPORATE BLVD NORFOLK,VA 23502 Demandante, No. V. JUSTIN MCCOY 901 S SPRING GDN ST LOT 83 CARLISLE PA 17015 Demandado. NOTICIA USTED HA SIDO DEMANDADO/A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte(20)dias despues que esta Demanda y Aviso es servido,con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas.puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante.Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA. SI USTED NO TIENE UN ABOGADO,VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO.ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS.QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service-CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle,PA 17013 (717) 249-3166 17-22501 Esta comunicacion es de.un cobrador de deudas y es un intent do cobras una deuda. Cualquier infromaci.on sera utilizada para ese proposi.to. D Robert N. Polas,Jr.,Esquire PA Bar#201259 Carrie Brown,Esquire PA Bar#94055 Mark R. Garvey,Esquire PA Bar#312686 Gregory J. Babcock,Esquire PA Bar#205061 Portfolio Recovery Associates,LLC 120 Corporate Blvd Norfolk,VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PA CIVIL ACTION-LAW PORTFOLIO RECOVERY ASSOCIATES,LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. V. JUSTIN MCCOY 901 S SPRING GDN ST LOT 83 CARLISLE PA 17015 Defendant. COMPLAINT 1. Plaintiff, Portfolio Recovery Associates,LLC is a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant,JUSTIN MCCOY, is an adult individual with last known address of 901 S SPRING GDN ST LOT 83, CARLISLE PA 17015. 3. It is averred that Defendant was indebted to GE CAPITAL RETAIL BANK/GE CAPITAL RETAIL BANK/WAL-MART on December 12, 2008 with account number ************7130(hereafter referred to as "Account"). 4. By using the Account,Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto,Defendant has used said Account for the purchase of products,goods and/or for obtaining services. This corn.rnunication is from a debt collector and.is an attempt to collect a debt. Any information obtained will be used for that purpose. 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. A copy of the charge off statement is attached hereto and collectively marked as Exhibit "A." 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on June 30, 2013. 8. Plaintiff is the purchaser, assignee and/or successor in interest GE CAPITAL RETAIL BANK/ GE CAPITAL RETAIL BANK/WAL-MART and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs Bill of Sale is attached hereto and collectively marked as Exhibit "A." 9. As of the date within Complaint,the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of$1,602.72. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant,JUSTIN MCCOY , in the amount of$1,602.72,plus c sts of this action and any other relief as the Court deems just and rea ie A. Brown, Esquire,#94055 Robert N. Polas,Jr.,Esquire,#201259 Mark R. Garvey,Esquire,#312686 Gregory J. Babcock,Esquire,#205061 Attorneys for Plaintiff 17-22501 This co.manunication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, Ricky L.Vaughan hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date: NOV 0 3 2014 By. Ricky L.Vaughan Custodian of Records 17-22501 This communication is from a debt collector and is an attempt to collect a debt. Anv information obtained will be used for that numose. X IBI 'A This communication is from a debt collector and is an attempt to collect a.debt. Any information obtained will be used for that purpose. WaImarf Save money.Live better. Wal mart® JUSTIN MCCOY Visit us at walmart.com/credit Credit Card Account Number: 7130 Customer Service:1-800-641-4526 Summary of Account Activity Payment Information Previous Balance $1,602.72 New Balance $0.00 -Other Credits $1,602.72 Amount Past Due $0.00 New Balance $0.00 Total Minimum Payment Due $452.00 Payment Due Date 02/14/2014 Credit Limit $1,300 Late Payment Warning:lf we do not receive your minimum Available Credit $0.00 payment by the date listed above,you may have to pay a late Cash Advance/Quick Cash Limit $200 fee up to$35.00. Available Cash $0.00 Statement Closing Date 02/12/2014 Days in Billing Cycle 26 Transaction Summary Tran Date Post Date Reference Number Description of Transaction or Credit Plan Type Amount 02/12 02/12 F911200DVO0999990 CHARGE OFF ($1,271.28) ACCOUNT-PRINCIPALS 02/12 02/12 F911200DVO0999990 CHARGE OFF ACCOUNT*FINANCE ($331.44) CHARGES' FEES TOTAL FEES FOR THIS PERIOD $0.00 INTEREST CHARGED 02112 02/12 INTEREST CHARGE ON PURCHASES $0.00 02/12 02/12 INTEREST CHARGE ON CASH $0.00 ADVANCES TOTAL INTEREST FOR THIS PERIOD $0.00 2014 Totals Year-To-Date Total Fees charged in 2014 $0.00 Total Interest charged in 2014 $30.86 Total Interest Paid in 2014 $0.00 Interest Charge Calculation Your Annual Percentage Rate(APR)s the annual interest rate on your account. Annual Percentage Balance Subject to Type of Balance Expiration Date Plan Type Rate Interest Rate Interest Charge Current Transactions Regular Purchases 8 Cash NA REG 22.90%(v) $0.00 $0.00 Advances Transactions on or before 1 210 212 01 0 Regular Purchases N/A REG 22.90% $0.00 $0.00 (v)=Variable rate Cardholder News and Information Statement not provided to customer. If your account has a deferred interest promotion and you would like us to apply a payment on your account to a specific balance,please call Customer Service to discuss options that may be available. Important Information about the 5¢off per gallon gas discount available with the use of a consumer Walmart®Credit Card or Walmart®Discover®card at participating WalmartO gas stations:For purchases made in Alabama and Florida,the 50 discount will appear as a credit on your next statement. PAYMENT DUE BY 5 P.M.(ET)ON THE DUE DATE NOTICE:We may convert your payment into an electronic debit.See reverse for details,Billing Rights and other important information. 5404 BFH 1 3 14 140212 ZX PAGE 1 of 1 9112 3100 0204 010D5404 Detach and mail this portion with your check.Do not include any correspondence with your check. —I Wa'mQr` ym Account Number 7130 Total Minimum Amount Pa ent Due Overlim nce Save money.Live better. Payment Due Past Due Date Amount $452.00 $0.00 02/14/2014 $0.00 $0.00 Payment Enclosed: ❑❑❑❑ ❑ . ❑❑ use blue or black ink. New address or email?Print changes on back. JUSTIN MCCOY LOT 83 901 S SPRING GARDEN ST CARLISLE PA 17015-9243 Make Payment To:WALMART/GECRB P.O.BOX 530927 ATLANTA,GA 30353-0927 GE-Cdstat :BILL:of SALE.... . . . .. . ..... . PRA PLCC:Fresh—March J014 . : .. For value received and in.further consideration Q, the mutual covenants and cnditions set forth in.the Forward Flow Receivables Purchase Agreement(the``Agreement''),dated as . this 16 ' day Of.JOin04r014 y;2 . ... by and between General Electric Capital Corporation,GE Capital Retail Bank,.GEM8'Lendin"Inc.; .. Notiog=Credit Services L.L.C.,RFS Holdin L.L:C•;and: l4oldin L;L,-C, (collectivel ``Seller" end: . �.. ffi� Portfolia Recove Associates;LLC:("Bu er");Seller- transfers,:sells;canoe.s. rants,:and derivers to Bu er,its successors and as'i s without recourse ecce t as:set:forth in the Agreement,to:the extent 0 . S. ownership,the Reeeivable's'as ser.forth in the NI ficati n.Files:(as defcned-in .Agreement),:delivered by: .: Seller to Buyer on:M461%2014,and as furtherdescribed in the Agreement: GECapital Retail Bank : ... Monogram.Credit:Services,L.L.C.': Ken Wojcik. .Q Attorney.in:F&W Ken Wojcik Title: EVP Collections&Reoovery_ Date: Date: 03;. 26:l . dung;L ... RFS Hol 1..C. . . . .. . .Gen. .l:le.... . iial. . . .. ... p orporatian : By:. . � : '\ By: �-W .... Attorney in Fen Wojcik tic 'r . AttornFaey in en Wojcik Date: . :1r . Date: -1t{ . . . . . . . . . . . . . . . . . . . . .-.: GEM HoliiinS,.LLC GEMB:Lending, lnc.,. . . . By Attorney in-Fad...Ken Wojcik By:. Attorney in -a��Q Ken Wojcik Dater: Date: 6 _ .. . .. Portfolio Recovery.;4ssociates,LLC Y .. B.'. l - . .. . Title: . . . . .. . .. � ,� i3✓laitr�. Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY OFFtCF OF T E, SF-ERIE- .1It DEC 15 Pli 3: 23 CUMBERLAND CCUN PENNSYLVANIA Portfolio Recovery Associates, LLC vs. Justin McCoy Case Number 2014-6970 SHERIFF'S RETURN OF SERVICE 12/03/2014 01:27 PM - Deputy William Cline, being duly sworn according to law, served the requested Complaint & Notice by "personally" handing a true copy to a person representing themsel -s t. be the Defendant, to wit: Justin McCoy at CCP Cumberland Co Prison, Middlesex Twp, Carlisle A 1 01 /L/ // Atirri r- LIAM LINE, DEPUTY SHERIFF COST: $34.78 SO ANSWERS, December 05, 2014 (c) CountySuito Sheriff, Teleosoft, inc. RONNY R ANDERSON, SHERIFF