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Home My WebLink About11-18-14 � 1505611185 REV-1500 EX(02-1�)(FI) OFFICIAL USE ONLY PA Department of Revenue County Code Year File Number Bureau of Individual Taxes �NHERITANCE TAX RETURN 21i li 4 �19 8 PO BOX 280601 Harrisbur9, PA 17128-0601 RESIDENT DECEDENT ENTER DECEDEN7 INFORMATION BELOW Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY 02212014 08�71918 DecedenYs Last Name Suffix DecedenYs First Name M I TURNER JANE � (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name M I Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE - - REGISTER OF WILLS FILL IN APPROPRIATE BOXES BELOW � 1. Original Return � 2. Supplemental Return � 3. Remainder Return(Date of Death Prior to 12-13-82) � 4. Limited Estate ❑ 4a. Future Interest Compromise(date of ❑ 5. Federal Estate Tax Return Required death after 12-12-82) � 6. Decedent Died Testate � 7. Decedent Maintained a Living Trust 1 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust.) ❑ 9. Litigation Proceeds Received ❑ 10. Spousai Poverty Credit(Date of Death ❑ 11. Election to Tax under Sec.9113(A) Between 12-31-91 and 1-1-95) (Attach Schedule O) CORRESPONDENT- THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIR��CTED TO: Name Daytime Telephor�lumber � � �7 � rn BRADLEY J • GUNNISON 717-237-�+�'�1 � � � ' � --_ �� REGISTER:OFVyfiLL6t1SEgN4Y �- �J r-,�. f`r'1 ` LL � . r.7 First Line of Address ' ' � ��, n ; :1 ],00 PINE STREET �`' ��' c-' i � t� r7 Second Line of Address � � O N 'T7 PO BOX 1166 City or Post Office State ZIP Code DATE FILED HARRISBURG PA 171,081166 Correspondent's e-mail address: B G U N N I S 0 N a�M W N • C 0 P'I Under penalties of perjury, I declare that I have examined this retum,including accompanying schedules and statements,and to the best of my knowledge and belief, it is true,correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. SIGNATURE OF PERSON R SIBLE FOR FaLING�ETURN DATE i� � � !/ ADDRESS SEE ATTACHED SIG TURE OF PREPAR OTHE THANREPRESENTATIVE DATE u`,�t,,�r,�, t� �'i� a�o1�! ADDRESS PO BOX 17,66 HARRISBURG, PA 17108-1166 PLEASE USE ORIGINAL FORM ONLY Side 1 I 1505611185 � � �' �� 15�5 611],8 5 QM1A4647 3.000 � � 1505611185 REV-1500 EX(02-�1)(FI) OFFICIAL USE ONLY PA Department of Revenue County Code Year File Number Bureau of Individual Taxes INHERITANCE TAX RETURN 21 14 019 8 PO BOX 280601 Harrisburg, PA'17126-060� RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Dat2 Of DBeth MMDDYYYY Date Of Blrth MMDDYYYY 0221,2014 08�71918 DecedenYs Last Name Suffix DecedenYs First Name M I TURNER JANE � (If Applicable) Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name M I Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE - - REGISTER OF WILLS FILL IN APPROPRIATE BOXES BELOW � 1. Original Return � 2. Supplemental Return � 3. Remainder Return(Date of Death Prior to 12-13-82) � 4. Limited Estate ❑ 4a. Future Interest Compromise(date of ❑ 5. Federal Estate Tax Return Required death after 12-12-82) � 6. Decedent Died Testate � 7. Decedent Maintained a Living Trust 1 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust.) ❑ 9. Litigation Proceeds Received ❑ 10. Spousal Poverty Credit(Date of Death ❑ 11. Election to Tax under Sec.9113(A) Between 12-31-91 and 1-1-95) (Attach Schedule O) CORRESPONDENT- THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number BRADLEY J • GUNNISON 71,7-237-5479 REGISTER OF WILLS USE ONLY First Line of Address ],OD PINE STREET Second Line of Address PO BOX 1166 City or Post Office State ZIP Code DATE FILED HARRISBURG PA 171081166 CorrespondenYs e-mail address: B G U N N I S O N a��1 W N • C 0 M Under penalties of perjury, I declare that I have examined this retum,including accompanying schedules and statements,and to the best of my knowledge and belief, it is true,correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. SIGNATSJF�E OF PERSON SPONSIBLE FOR FILING RETURN / DATE (.[lt �.� t �1 O h l 1'��d_�7'` ADDRESS SEE ATTACHED SIGNAT RE OF PARER ER THRN REPRESENTATIVE DATE 4llt't��i'� ADDRESS PO BOX 1166 HARRISBURG, PA 17108-1166 PLEASE USE ORIGINAL FORM ONLY Side 1 � 15 0 5 61118 5 oMasa�s.000 15 0 5 61118 5 � Estate of JANE C. TURNER 516-20-6418 Executors {Page 1) Name Carolyn T. Benedict Address 157 Chestnut St. PO Box 476 Mt. Wolf, PA 17347- Tax ID - - Name Ann Turner Address 3345 Covered Bridge Drive West Dunedin, FL 34698- Tax ID - - � 1505611285 REV-15Q0 EX(FI} Decedent's Social Security Number �ecedent'sName TURNER JANE C RECAPITULATION �. Reai Estate(Schedule A) . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1. 4 8 3,��D . Q 0 2. 5tocks and Bonds(Schedule B). . . . . . . . . . . . . . . . . . . . . . . . . 2. Q . �� 3. Ciosely Heid Corporation,Partnership or Sole-Proprietwship(Schedule C}, , , , , 3. Q • �Q 4. Mortgages and Nates Receivabie(Schedule D) , , , , , , , , , , , , , , , , , q. � . �� 5. Cash, Bank Deposits and Miscellaneous Personal Property(Schedule E) , , . . . 5. 4 4 ,4�6 � 7 3 6. Jointly Owned Property(Schedufe F) � Separate Biiling Requested , , , , g. 4 5,61,8 • 4 2 7. Inter-Vivos Transfers&Misceilaneous Non-Probate Property (schedu�e G) � Separate Biiling Requested . . . . �. 1,�6�,9 4 0 • 15 S. Total G ross Assets(total Lines 1 through 7} . . . . . . . . . . . . . . . . . . g. 1,6 3 3,9 6 5-3 5 9. Funerai Expenses and Administrative Costs(Schedule H). . . . . . . . . . . . . g, ],3 8�5],7 • 4 4 1 d. Debts of Decedent, Mortgage Liabilities,and Liens(5cheduie p , , , , , , , , , �p. 17,2 9 0 • �4 1 1. Tatai deductions(total Lines 9 and 10), , , , , , , , , , , , , , , , , , , , , ��, I,S S,8�8 •1,8 12. Net Vatue of Estate(line 8 minus Line 11) , , , , , , , , , , , , , , , , , , , �2, ]„ 4 7 8,1,5 7• 1,7 13. Gharitable and Governmental BequestslSec 9113 Trusts for which an election to tax has not been made(Schedule J}, , , , , , , , , , , , , , , , �g. � , �� 14. Net Value SubJect to Tax(Line 12 minus Line 13) , , , , , , , , , , , , , , , �q, 1,4 7 8�15� • 1� TAX CALCULATIQN -SEE INSTRUGTIONS FQR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousai tax rate,or transfers under Sec.9116 (a)�12)X.O� � • �� 15. � • �� 16. Amount of Line 14 taxable at�inea�ratex.o 45 1„478,1,57 �17 �s. 66,517 � 07 17. Amount of Line 14 ta�bie at sibling rate X.12 D • 0 D �7. � - �� 18. Amount of Line 14 taxabie at col{aterai rate X.15 (]- �� 18. � • �� 19. TAX DUE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19. 66�5�,� • �7 20. FILL IN THE BOX IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT � Side 2 � 7,505611285 1505611285 J OM4648 3.000 REV-1500 EX(FI} Page 3 File Number Decedent's Complete Address: 21 14 019 8 DECEDENT'S NAME T RNER JANE � STREET ADDRE55 C�N A STATE ZIP LEMOYNE PA 7,7043 Tax Payments and Credits: �. Taxaue(�age2,�ine�s} (�) 66,51,7 • 0? 2. Credits(Payments A. Prior Payments 6 6 ��0 • �� B. Discount 3�3 2 5 • 8 5 Total Credits(A+g� �2y 6 9�3 2 5 • 8 5 3 Interest (3) � • �� 4. If�ine 2 is greater than Line 1 +Line 3,enter the difference.This is the OVERPAYMENT. Fill in box on Page 2,Line 20 to request a retund. (4) 2 i 8 0 8 • �8 5. �f line� +Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. (5) � • 0 Q Make check payable to: REGISTER OF WILLS, AGENT. PLEASE ANSWER THE FOLLOWING QUESTIONS BY P1�1ClNG AN "X" IN THE APPRQPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or incame of the property transferred . . . . . . . . . . . . . . . . . . . . . . . : � � b. retain the right to designate who shall use the property transferred or its income . . . . . . . . . c. retain a reversianary interest . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . d receive the promise for life of either payments,benefits or care? . . . . . . . . . . . . . . . . . . ❑ � 2. If death occurred after Dec. 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . � � 3. Did decedent own an"in trust for"or payable-upon-death bank account or security at his or her death? . ❑ � 4. Did decedent own an individuai retirement account, annuity, or other non-probate property,which contains a beneficiary designatio�? . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . � � IF THE ANSWER TO ANY OF THE ABQVE QUESTIONS IS YES, YOU MUST COMPLETE SCNEDULE G AND FILE IT AS PART dF THE RETURN. Fcx dates of death on or after July 1, 1994, and before Jan. 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent[72 P.S.�9116(a)(1.1)(i)J. Fw dates of death on or after Jan. 1, �995, the tax rate imposed on the net value of transfers ta or far the use of the surviving spouse is 0 percent (72 P.S.�9116 (a)(�.1�(ii}j.The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and filing a tax retum are still applicabie even if the surviving spouse is the oniy beneficiary. For dates of death on or after July 1,20Q0: • The tax rate imposed on the net vaiue of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an adoptive parent or a stepparent of the child is 0 percent[72 P.S.g9116(a)(1.2)J. • The tax rate imposed on the net value of transfers to or for the use of the decedent's Iineai beneficiaries is 4.5 percent,except as nated in[72 P.S.§9116(a)(1}). • The tax rate imposed on the net vaiue of transfers to or for the use of the decedenYs sibiings is 12 percent [72 P.S.�9116(a)(1.3)j. A sibling is defined, under Sectian 9102,as an individuai who has at Ieast one parent in common with the decedent,whether by biood or adoption. OM4671 2 OOD REV-1502EX+�,z_,z, SCHEDULE A pennsylvania DEPARI'MEM'Or REVENUE REAL ESTATE INHERITANCE TAX RETURN RESIDENT�CEDENT ESTATE OF: Fi�E NUM�R: JANE C. TURNER 21 14 0198 Ail real property owned solety or as a tenant in common must be reported at fair market value.Fair market value is defined as the price at which property would be exchanged between a willing buyer and a wiliing seller,neither being compeiled ta buy or sell,both having reasonabie knowiedge of the rHevant facts. Real property that is jointlyowned with rigM of survivorship must be disciosed on Schedule F. Attach a copy of the settlement sheet if the property has bee�sdd. ITEM inciude a copy of the deed shawing d�edent's inieresi'rf ovmed as tenani in common. VALUE AT DATE NUMBER DESCRIP710N QF DEATH 1. Real Estate located at 1059 Brandt Avenue, Lemoyne, Cumberland County, Pennsylvania 483,000.00 Valued per sale; See attached copy of settlement statement TOTAL {Also enter on Line 1,Recapitutation.) S 483,000.40 2wasss z o0o If more space is needed, use additionai sheets of paper of the same size. REV-7506 EX+(08-12) pennsylvania SCHEDULE E DEPARTMENiOFREVENUE CASH, BANK DEPOSITS 8� MISC. 'RESIDENTDECEDENT�RN PERSONAL PROPERTY ESTATE OF: FILE NUMBER: JANE C. TURNER 21 14 0198 Include the proceeds of litigatian and the date the proceeds were received by the estate. Ali propert 'ointl owned with ri ht of survivorship must be disdosed on Schedule F, ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. Personal Property; See attached appraisal 16,4Q0.00 2 Personal Property {Dining Room Furniture} - Sale proceeds 1,574.98 3 2Q10 Cadillac DTS 19,Q00.00 Valued per sale proceeds 4 Deutsche Asset & Wealth Management Individual Retirement Account 2,830.39 IRA was payable to decedent's estate; Value reported is proceeds received 5 PEO Sisterhaod 35.00 Membership Dues Refund 6 State Farm Insurance - Insurance Refund {household contents) 18.51 7 State Farm Insurance - Homeowners Insurance Refund 169.85 $ PA Department of Revenue; Estimated refund re deaedent's 2014 income tax return 358.00 9 United States Treasury; Estimated refund re decedent's 2014 income tax return 4,020.Q0 TOTAL{Also enter on line 5,Recapitulation) S 44,406.73 2wasAD 2.00o If more space is needed,use additional sheets of paper o(the same size. f2E1l-1509 DC+(01-10} pennsylvania SCNEDULE F DE.'ARTMEN7 OF REVENUE INHERITANCE TAX RETURN JOINTLY-OW NED PRt3PERTY RESIpENT DECEDENT ESTATE OF: FILE NUMBER: JANE C. TURNER 21 14 0198 !f an asset became joiMty owned within one year of the decedeM's date of death,it must be reported on Schedule Cs SURJNING JOINTlBJAM(S)PIAME{SJ ADDI�SS Ra.AT10NSF�TO DEC�tT A Benedict, Carolyn T 157 Chestnut Street, PO Box 476, Mt. Wolf, PA 17347 Daughter JOINTLY OWNED PROPERTY: �TrEa L1ATE DESCi�PTiQN QF PROP@2TY 9G OF Q4TE OF DEATH �T� FORJ�NT NWDE INGLUDENkt+EOFflt1�NC�ALINSTITUTIOfJAN�BIINK�CCOUNTNW.BERORdIMtAft �T�OFDFAT}'I DEC�H�IT�S VAIUEOF N�XY$ER TENANT Ja(� �DEN71fYINGN'JASER.AT'AGNOEEDFORJpNT�YMEtDREA:ESTATE. VAL�OFASSE� INTH�ST DK.�T�SIM1�TEREST 1 A 12/26/19 8M&T Bank Checking Account No. 86655418 91,236.50 5Q.0000 45,618.25 See attached bank letter Interest accrued to 2/21/2014 0.44 0.22 � TOTAL (Also enter on Line 6, Recapituiation) S 45,618.47 9W46AE 2.00D If more space is needed,use additional sheets of paper of the same size. REv-�s�oex+�oa-os> SCHEDULE G pennsylvania DEPARTMENTOFREVENUE INTER-VIVOS TRANSFERS AND INHERITANCE TAX RETURN MISC. NON-PROBATE PROPERTY RESIDENT DECEQENT ESTATE OF FILE NUMBER JANE C. TURNER 21 14 0198 This schedule must be completed and filed if the answer to any af questions 1 through 4 on page three of the REV-1500 is yes. DESCRIPTION OF PROPERIY o EXCLUS{ON TAXABLE ITEM :t..K."«..IAETi-EMWAEOF Tt£TRA�5FEREE,Tf�EIR RELATIONSfNP TO DECEDEIvi AhD DATE OF DEATH /o OF DECD�S NUMBE T£DilEOf TRA'`5 ER ATTX�iACAPY OF TFE DEED FOR REAI ESTATE VALUE OF ASSET INTEREST IF PPPUCABLE VALUE � Bryn Mawr Revocable Trust Aacount 963,875.19 100.0040 O.QO 983,875.19 The decedent created a revocable trust per a trust agreement dated March 25, 2010 as amended an June 15, 2011; See copy of trust agreement attached. The trust assets are in an investment account held with Bryn Mawr Trust Company. See attached list and date of death valuatians on the account holdings. Interest acerued to 2/21/2014 3,064.96 100.0000 3,064.96 The following gifts were made within one year of the decedent's death: 2 Ann Turner (daughter) 40,000.00 100.000Q 3,000.00 37,000.00 Cash gift of $20,000 made 6/26/13 and cash gift of $20,000 made 12/23/13 3 Carolyn Benediet (daughterj 40,000.00 100.0000 3,000.00 37,000.00 Cash gift of $20,000 made 6/28/13 and cash gift of $20,000 made 12/23/13 FOR INFORMATION PURPOSES ONLY: 4 Charles Turner Unified Credit Trust 2,667,767.43 0 0.00 0.00 TOTAL(Also enter on line 7,Recapitulation)S 1 060 940.15 If more space is needed,use additionai sheets of paper of the same size. 9W46AF 2.000 Estate of: JANE C. TURNER 21 14 0198 Sahedule G (Page 2) Item DOD Value Taxable Vo. Description af Asset � Interest Exclusion Value This was a sole use trust created by decedent's husband, Charles Turner. Mr. Turner's estate (PA File Na. 21-12-0$60} made an election to tax the trust at his death, therefore nothing is repartable at this time Total (Carry forward to main scheduley 0.00 REV-t 57 i EX+(0&13} � pennsylvania SGHEDULE H i DEPARTb£NTOFREVENUE FUNERAL EXPENSES AND NHERITANCETAXRETURN ADMINISTRATIVE COSTS RESDENTDECEDENT ESTATE OF FILE NUMBER JANE C TURNER 21 140198 DecedenYs debts must be reported an Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: � West Shore Country Club � Funeral Lunchean 2,112.08 ! � Total from continuatian schedulea . . . . . . . . . 687.19 I B. ADMINISTRATIVE CQSTS: 1. ( Personal Representative Gammissions: 3 0,7 5 0.0 0 Name(s}of Personal Representative(s)GFF. nTmArHF.D Street Address City State ZIP Year(s)Commission Paid:UNDSTERMINED 2. AttorneyFees: MCNeeS Wallace & Nurick LLC (estimated) 31,000.o0 3. Famiiy Exemption:(if decedent's address is not the same as ciaimanYs,attach e�lanation.) Ciaimant Street Address �ity State ZIP Relationship of Claimant to Decedent I 4. ` Probate Fees: 5 8 8.5 0 5. AccountantFees: 1,Q00.00 6. Tax Retum Preparer Fees: 7. 1 Cumberland Law Journal Legal Advertiaing 75.00 2 Journal Multimedia ILegal Advertising 158.40 � Total from continuation achedules . . . . . . . . , 72,146.67 TOTAL(Also enter on Line 9,Recapitulation) $ 13 8,517.44 3W46AG 2.000 If more space is needed,use additional sheets of paper of the same size. Estate of JANE C. TURNER 516-20-6418 Executors tPage 1) Name Carolyn T. Benedict Address 157 Chestnut St. PO BOx 476 Mt. Wolf, PA 17347- Tax ID - - Name Ann Turner Address 3345 Covered Bridge Drive West Dunedin, FL 34698- Tax ID - - Estate of: JANE C. TURNER 21 14 0198 Schedule H Part 1 (Page 2} Item No. Description Amount 2 Parthmore Funeral Home 687.19 Total {Carry forward to main schedule) 687.19 Estate of: JANE C. TURNER 21 14 0198 Schedule H Part 7 (Page 2) 3 Robert Ensminger Appraisers Personal Property Appraisal 400.00 4 Landrea Appraisals Real Estate Appraisal 425.00 5 Cumberland Caunty Register of Wills Short Certificates 25.00 6 US Postal Service Box Rental 146.00 7 M&T Bank Lost key charge 25.00 $ Bryn Maw= Trust Campany Trustee fees related to decedent's revocable trust account 3,185.B5 9 Carolyn Benedict Reimburement for expenses related to appointment as executor and administering the estate 10.36 10 MeNees Wallace 6 Nuriok LLC Costs Advanced as follows: Duplicating $ 61.40 Courier Service 54.26 Postage 36.65 Loeal Courier 4.00 156.31 11 MeNees Wallace & Nurick LLC Reserve for closing costs re duplicating, postage, etc. 250.00 12 American Clear Water Balance Due 50.88 13 PPL Electric Service 1,200.43 14 Pennsylvania American Water Company Water Service 328.58 15 Lemoyne Borough Sewer Charges 573.00 Total (Carry forward to main schedule) 6,776.41 Estate of: JANE C. TURNER 21 14 0198 Schedule H Part 7 (Page 3} 15 Penn Waste Trash Service 87.00 17 UGI Gas Service 690.35 18 Verizon Fhone, Internet and Cable Services 766.20 19 Zeplin Security Security System 314.75 20 Sale of 1059 Brandt Avenue, Lemoyne, PA; See attached settlement statement Cammissions $ 24,375.00 Misc. Fees 25.00 Transfer Tax 4,830.00 29,230.00 THE FOLLOWING EXPENSES ARE RELATED TO GETTING THE DECEDENT'S RESIDENCE READY TO BE LISTED FOR SALE, AND WERE ALSO REQUZRED FOR SELLING THE RESIDENCE: 21 HH Gregg Purchase of dishwasher and microwave necessary for listing and selling decedent's residence 1,059.96 22 Leggett Air conditioner maintenance 370.00 23 Mark McCauslinfHMT Maintenance Lawncare Services 5,920.00 24 Cropt Bro. Inc. Plumbing Services 328.93 25 Merry Maids Cleaning Service A97.00 26 Commonwealth Corporation TileJGrout Cleaning 565.43 27 Commonwealth Corporation Carpet cleaning and repair 1,387.51 28 R.J. Fisher & Associates Survey Work 400.00 Total (Carry forward to main schedule} 41,567.13 Estate of: JANE C. TURNER 21 14 0198 Schedule H Part 7 (Page A) 29 Ann Turner Expenses paid related to getting the house ready for sale including document shredding, paint, new blinds, new garage remotes, trash bins, light fixtures, etc. 1,373.86 30 Winding Hill Windows window washing 328.60 31 Jeff Parr Porch Painting 625.00 32 Duty's Locksmith services 233.12 33 Root's Nurseries Shrubs 188.53 34 F6F Construction Repairs, installation of new double doors 630.00 35 Spooky Naok Greenhouses Exterior Planters 48.76 36 Carolyn Benedict Expenses paid getting the decedent's house ready for sale re document shredding, paint, new blinds, new garage remotes, trash bins, light fixtures, etc. 3,249.26 37 Your Chimney Sweep Roof Cleaning 520.00 38 Home Depot Supplies, purchases made getting decedent's house ready for sale 53.00 39 CF Acri & Son Eleatrical Work 563.00 40 Fleagle's Painting Painting done at decedent's residence to get property ready for sale 15,990.00 Total {Carry forward to main schedule) 23,803.13 REV_,S,ZEX`"2-'2' SCHEDULE I pennsylvania DEPARTMENTOF REVENUE DEBTS OF DECEDENT, INHERITANCETNCRETURN MORTGAGE LIABILITIES 8� LIENS RESIDENT DECEDENT ESTATE OF FILE NUMBER JANE C. TURNER 21 14 0198 Report debts i�curred by the decedent prior to death that remained unpaid at the date of death,inciuding unreimbursed medical expenses. ITEM VALUE AT QATE NUMBER DESCRIPTION OF DEATH � Bayada Home Health Care Balance Due 1,008.40 2 Home Instead Home Nursing Services 137.24 3 M6T Bank Outstanding checks from Account No. 86655418; Al1 checks were attributable to decedent 3,752.22 4 PA Department of Revenue Tax due re decedent's 2013 Pennsylvania individual income tax return 2,639.00 5 PA Department of Revenue Estimated Tax Payment re decedent's 2014 tax 800.00 6 United States Treasury Tax due re decedent's 2013 Individual Income Tax Return 4,305.58 7 United States Treasury Estimated Tax Payment re decedent's 2014 individual income tax return 4,500.00 8 t7S Bank Credit Card Balance 148.70 TOTAL(Also enter on Line 10,Recapitulation) 5 17 290.74 zwasaH z o0o if more space is needed, insert additional sheets of the same size. REV-15�3EX+t01-10) SCHEDU�E J pennsylvania pEPARTMENT OF REVENUE B EN EFf C IARI ES INHER(TANCE TAX RETURN RESIDEM DECE�NT ESTATE OF: FILE NUMBER: JANE C. TURNER 21 14 0198 REtATIONSHIP TO DECEDENT AMOt1NT dR SHARE NUMBER NAME AND RDDRESS OF PERSON(S)RECEIVING PROPERTY do Not List Trustee{s) OF ESTATE I TAXABLE DISTRIBUTIONS[InGude outright spousal distributions and transfers under Sec.9116(a)(1.2).� �, Heather pougherty 31 Deerfield Road Malvern, PA 19355 $30,OQ0 cash beguest (per trust agreement) Granddaughter 30,000.00 2 Stephen Junker 11792 Quarter Horse Drive Irwin, PA 15642 $30,000 cash bequest (per trust agreement) Grandson 30,000.00 ENTER DOLLAR AMOUNTS FQR DISIRIBUTIONS SHOWN ABOVE ON LINES 15 THR�UGH 18 OF REV-1500 COVER SHEET,AS APPROPRIATE. �� t�N-TAXABIEDISTRIBUTIONS A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN: 1. 8.CHARITABLE AND GOVERNMENTA�DISTRIBUTIONS. 1. TOTAL OF PART II•ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON IiNE 13 OF REV-1500 COVER SNEET. S 0.00 If more space is needed,use additinnai sheets of paper af the same size. 9W46AI 2.000 Estate of: JANE C. TURNER 21 14 0196 Schedule J Part 1 (Page 2j Ztem No. Descriptian Relation Amount 3 Lee Turner ?11 Indiana Avenue Lemoyne, PA 17043 Gash Bequest - $128,286 (per trust agreement) 1/4 share of personal property - $4,100 Son 132,286.00 4 Richard D. Turner 2382 Lost Ball Drive Montrose, CO 81401 Cash Beguest - $128,186 (per trust agreement) 1/4 share of personal property - $4,100 Son 132,286.00 5 Trust f/b/o Garolyn Benedict cfo Byrn Mawr Trust Co. & Carolyn Benedict, Trustees, One West Chocolate Avenue Hershey, PA 17033 1/4 share of estate/trust residue - $235,6A5.18 Trust 235,645.18 6 Trust f/b/o Lee Turner Bryn Mawr Trust Co. 6 Lee Turner, Trustees One West Chocolate Avenue Hershey, PA 17033 1/4 share of estate/trust residue - $235,645.17 Trust 235,645.17 7 Trust f/bjo Richard D. Turner Bryn Mawr Trust Co. & Richard D. Turner Trustees, One West Chocolate Avenue Hershey, PA 17033 1/4 share of estate/trust residue - $235,645.17 Trust 235,645.1? Estate af: JANE C. TURNER 21 14 0198 Schedule J Pa=t 1 (Page 3) Item No. Description Relation Amount 8 Matthew Junker 225 Farmbrook Drive Greensburg, PA 15601 $30,000 cash bequest (per trust agreement) Grandson 30,000.00 9 Trust fJb/o Ann Turner Bryn Mawr Trust Ca. & Ann Turner, Trustees One West Chocalate Avenue Hershey, PA 17033 1/4 share of estate/trust residue - $235,645.18 Trust 235,645.18 10 Ann Turner c/o 1059 Brandt Avenue Lemoyne, PA 17043 Gift within ane year - $37,004 1{4 share of personal property - $4,100 Daughter 41,100.00 11 Carolyn T. Benediat 157 Chestnut Street PO Box 476 Mt. Wol£, PA 17347 Cash Bequest {under trust agreement} - $53,186 Joint Account - $45,61$.4? Gift within one year - $37,000 1J4 share of personal property - $4,100 Daughter 139,904.4? ESTATE CJF JANE C . TURNER N CJ . 21 -14-0198 COPY - SHC3RT CERTIFI �ATE AND DECEDE � T'S VVILL DATED MARC H 25 20 'I 0 AN D � CC� DICI LS DATED J U N E 15 2� 11 AND JUNE 28 � � 2Q12 COMMONWEALTH OF PENNSYI.VANIA SHORT CERTIFICATE COUNTY OF CUMBERLAND , I, L1SA M. GRAYSD/V, ESQ. Register for the Probate of Wills and Granting Letters of �dministration in and for CUMBERLAND County, do hereb,y certify that on the 4th day af March, �`wo Thousand and Fourteen Le t t ers TESTAMENTARY in common form were granted by the Register of said Count�, on the estate of JANEC TURNER , late of LEMOYNEBOROUGH fFirst,Middle,Lasfl a/k f a V JANE C TURNER in said county, deceased, to CAROLYN T BENEDlCT and lFirst,Middle,Last1 � ANN TURNER (FirsL Middle,LesYi and that same has not since been revoked. IN TESTIM0IV� WHEREOF, I have hereunto set my hand and affixed the seal of said office at CARLISLE, PENNSYLVANI�, this 29th day af �pri.Z Two Thousand and Fourteen. Fi 1 e No. 2�14- �0198 PA Fi1e No. 27- 14- 0198 I)a te of Dea th 2/2112014 S.S. # 516-20-6418 � Reg� er f �Ils ��. Gc....�., " � ep fy NOT VALID WITHOUT ORIGINAL SIGNATURE AND IMPRESSED SEAL LAST WfLL AND TESTAMENT OF JANE C. TURNER i, JANE C. TURNER, of Lemoyne, Cumberiand, Caunty, Pennsylvania, make this Wili, hereby revaking all my former Wills and Codicils. I am presently ma�ried to CHARLES W. TURNER {"hA�►Fiusband"} and have four(4) (iving chiidren, CAROLYN T. BENEDfCT, ANN TURNER, RICHARD D. TURNER and LEE C. TURNER (col4ectively, `My Children"). ARTICLE ONE TANGIBLE PERSONAL PROPERTY § 1.1 I bequeath all my tangibfe personal p�operty, including by way of illustration but not by way of limitation, my househald fumiture and furnishings, paintings, books, automabiles, jewe(ry and personal effects, exclusive of any such property used in a trade or business, in accordance with the terms of a signed and dated rnemorandum I may prepare. !f no such memorandum is focated or received by my Executor within sixtyr (60) days of being appointed as such, after a reasanable search for such memarandum, my Executar shall be held harmless for dsstributing such assets as hereafter provided. I bequeath any property not disposed of by such memorandum, or all of such prope�ty if no such mernorandum is so located or received, to My Husband, if he survives me. If Nfy Nusband daes not survive me, 1 bequeath all such peoperty to My Chiidren, fiving at my death, to be divided amang them in as nearly equal shares as they agree. In the event of irreconcilable disagreement among My Children, they shal!take alternate tums sefecting individual items with my aldest Child making the first selection. Any items not so selected shall be sold and the proceeds shall pass as a pa�t af my residuary estate. § 1.2 To the extent practicable in the Executar's so(e discretion, { bequeath any policies of insurance on such property to the beneficiary entitled to such property. § 1.3 I direct that the expenses af staring, packing, shipping, insuring and de(ivering any such praperty to the beneficiary entitled thereto shall be paid by the Executor as an administrative expense of my estate. ARTICLE TWt? RESIDUE § 2.1 l devise and bequeath al!the res#, residue and remainder of my estate ta the then serving trustee af"The Jane C. Turner Revocable Trust" as amended and restated u�der Agreement dated as af even date herewith, by myself, as Settlor, and myself, as Trustee, as the same may have been or may be further amended or restated prior to my death ("My Revocable Trust"), to be distributed in accardance with the terms af said trust agreement, or if said trust agreement is not in effect at the time af my death, in accordance with the terms specified therein on the date af this Wiil ar of its last publication by Codicil or otherwise. ARTICLE THREE APPOINTMENT OF FIDUCIARIES § 3.1 I appoint CHARLES W. TURNER and HERSHEY TRUST COMPANY as co- Executors of this Will. If CHARLES W. TURNER is unab{e or unwilling to act or continue to act, for any reason whatsoever, I appaint CAROLYN T. BENEDICT and LEE C. TURNER as co- Executors to act with HERSHEY TRUST CQMPANY. If CARC?�YN T. BENEDICT ar LEE C. TURNER is unable or unwilling to act or continue to act for any reason whatsoever the remaining of them shal{ act as ca-Executar with HERSHEY TRUST COMPANY. All references herein to the "Executor"shafl mean my originaliy appointed Executors or the successar Executors, as the case may be. § 3.2 I appaint the then serving trustee of My Revocable Tnast as Guardian af the estates of any minor beneficiaries under this Will, including the proceeds of any life insurance on my life payable to such minors and any other property, rights ar claims with respect to which I am entitled to appoint a guardian and have not otherwise specifically dane so. The Guardian shal! have full authority to use such assets, both principa! and income, in any manner the Guardian shall deem advisabie for the best interests of the minor, including preparetory, college and graduate education, and professional, vocational or technical training, without securing a court order. -2- ARTICLE FOUR PQWERS OF FIDUCIARIES §4.1 No fduciary under this Will shali be required to give bond or other security for the faithfu! perfarmance of the fiduciary's duties. §4.2 Any such fiduciary shali have, withaut restriction or qualificatian, ail powers given by law, inciuding without fimitation thase under the Pennsyivania Probate, Estates and Fiduciaries Code, in addition to the foilawing pawers: §4.2.1 To invest in, accept and retain any real or personal property, including stock of a corporate fiduciary or its holding company, without restriction to legal investments. §4.2.2 To sell, exchange, partition or lease for any period af time any real or personal praperty and to give options#herefor for cash or credit, with or without security. §4.2.3 Ta borrow money from any persan including any fiduciary acting hereunder, and to rnortgage ar pledge any real or personal property, § 4.2.4 To hold shares of stock o�other securities in nominee registration farm, including that of a clearing corporation or depository, or in baak entry farm or unregistered o�in such ather form as will pass by delivery. §4.2.5 Ta engage in litigatian and compromise, arbitrate or abandon claims. §4.2.6 To deteRnine the apportionment of receipts and expenses, including e�raordinary cash dividends, stack dividends, capital-gain dividends of regu{ated investment companies and proceeds and expenses of the sale af unproductive real estate, between income and principal, such apportionment ta be made so as ta balance fairly the interests of any income beneficiary and the remaindermen. §4.2.7 To jain with My Husband or her personal representative in the ftling of a joint income tax retum for any period far which such a return may be permitted, withaut requi�ing her or her estate to indsmnify my estate against liability for the tax attributabie to her incame, and to consent, for fsderal gift tax purposes, to having gifts made by My Husband during my lifetime treated as having been made haff by me. §4.2.8 To make distributions in cash, or in kind at current values, or partly in each, aHocating spec�c assets to particular distributees on a non-pro rata basis, and for such purposes to make reasanable determina#ions of cureent values. §4.2.9 To make elections, decisions, concessions and settlements in connection with a!I income, estate, inheritance, gift or other tax retums a�d the payment -3- of such taxes, without obligatian to adjust the distributive share of income ar principa( of any person affected thefeby. §4.2.10 To ailocate, in the Executor's sole and absolute discretion, any portion of my exemption under Section 2631(a) of the lntemai Revenue Code, to any property as to which I am the transferor, including any property transfer�ed by me during rny fifetime as tv which I did nat make an allocatian priar to my death. §4.2.11 To disclaim any interest ! may have in any estate if the Executor deems such disclaimer to be in the best interests of my estate and the beneficiaries thereof. ARTiCI.E FtVE RROVtSlON FOR TAXES § 5.1 All estate taxes, inhe�itance taxes, transfer taxes and other taxes of a similar nature payable by reasan of rny death to any gavernment or subdivisian thereof upon or with respect to any property subject to any such tax, and eny penalties thereon, shal! be paid by the Executor out of the principal of that portion af my estate disposed of by Article Two af this Will and alfocated among beneficiaries in accordance with the provisions af My Revocable Trust. Aff interest with respect to any such taxes shall be paid by the Executor out of the income or principal or partfy out of the income and partly out of the principal of such portian of my estate, in the absolute discretion of the Executar. My Executor shall not make apportianment amang or seek reimbursement frarn the beneficiaries, recipients or owners of such property for any such taxes, penalties o�interest, except as provided in My Revacable Trust. Notwithstanding any provision of this Article Five ta the contrary, the Executar shall not pay any such taxes, penalties or interest attributable to any property included in my estate solely because of a power of appointment thereover that I possess but have not exercised or any qualified terminable interest property. ARTiCLE SIX PROVISION FOR DEBTS AND EXPENSES § 6.1 I direct that any af my legally enforceable�ebts, any expenses of my last illness, funeral and burial, and any of the administrative expenses of my estate, shall be paid from the principal of that portion of my estate disposed of by Article Twa of this Will. -4 - ARTICLE SEVEN BUSINESS INTERESTS § 7.1 In the event any business interest should be an asset af my estate, whether the same involves a proprietary interest, a partnership interest, a membership interest in a (imited (iabiEity company or stock in a closely held corporation, whether whally owned, controlled by me �r owned in substantia! part by me, I authorize the Executor, subject to the terms af any agreerrtent I may have made far the sale of my interests, to cantinue said business until such time as the Executor shall deem it advisable to sell, to liquidate or to distribute the same in kind. With respect to any sale or exchange af the stock of any such business interest and in the absence of any such agreement entered into by me prior to my death, I direct the Executor to consider and to determine the appropriateness of a sale or redemption of such stock in accordance with Section 303 of the Internal Revenue Code to the business entity and a possible deferral of federal estate tax payments under Section 6166 of the Intemal Revenue Code. it is my desire that fo the extent possible any business interest that I may own at the time of my death be continued ar disposed of onfy in an arderly manner so as to maximize the proceeds of any disposition. If an efection under the fa�egoing provisions will effect such desire, the Executor is encouraged to pursus such election if the Executar deerns such election also to be in the best interests of my estate and the beneficiaries thereof. The Executor shall have all rights and powers in connection with such business as I had when iiving, including specificalfy the power at any time and from time to time to aperate or to join in the operation of the same as a going concern, to form ar ta reform a general or(imited partne�ship ar limited liability campany, to incorporate or ta reincorporate and to liquidate ar to sel�the same or any part thereof as the Executor deems it advisabfe for the best interests of my estate and o#the beneficiariss thereaf without the necessity of any order of coutt and without any liability for foss resulting from the operation of said business except when such loss is the result af gross negligence or fraud on the part of the Executor. ARTlCLE EIGHT MtSCE�IANEQUS PROYfSIONS § 8.1 As used in this Will, the term "Intemal Revenue Gade" shall mean the Intemal Revenue Code of 1986, as amended from time ta time, or the correspanding pravisian af subsequent law. -5- § 8.2 If My Husband and I die under such circumstances that it is impossible to determine which of us survived, it shall be canclusively presumed and this Wi0 shall be construed as if My Husband had predeceased me. tf any person, other than My Husband, and I die under such circumstances that it is impossible to determine which af us survived, it shall be conclusively presumed and this WiN shall be construed as if such person had predeceased me. § 8.3 Wheneve�a fiduciary is direc#ed to distribute p�operty to or far the benefit af any beneficiary who is under(a}twenty-five (25) years of age, or (b) a legal disability or othervvise suffe�s from an illness or mental or physical disability that would make distribution directly to such beneficiary inapprapriate (as determined in such fiduciary's sole discretion exercised in good faith), the fiduciary may distribu#e such property to the person who has custody of such beneficiary, may appty such praperty for the benefit af such bene�ciary, may distribute such praperty ta a custodian f�r such beneficiary, whether then serving or selected and appainted by the fiduciary (including the frduciary}, under any app(icable Uniform Transfers to Minors Act or Uniform Gifts to Minors Act to be held until such beneficiary reaches finrenty-five {25) years of age, may distribute such property to the guardian of such beneftciary's estate, may distribute such property directly#o such beneficiary's estate, or may distribute such property directiy to such beneficiary (except if any of the canditions hereinbefore described in (b) apply), without liability on the part of the fiduciary to see to the applicatian of such property. This provision shall rtot in any way operate to suspend such beneficiary's absolute ownership af such property ar to prevent the absolute vesting thereof in such beneficiary. § 8.4 An individual fiduciary shall receive compensation in accordance with the law of Pennsylvania in effect at the time of payment, unless the fiduciary waives compensation. A corporate fiduciary shall be compensated by agreement with the individual fiduciary, or, in the absence af such agreement, in accordance with its fee schedule as in effect at the time of payment. I authorize a cotporate fiduciary to charge additiona!fees for services it provides to my estate or a trust hereunder that are not corrtprised within its duties as fiduciary, for example, a fee charged by a mutual fund it administers in which my estate or a trust hereunder invests, a�a fee for providing an appraisal, ar a fee for providing corporate finance o�investment banking services. I alsa recognize that a corpo�ate fiduciary may charge separateiy far some services comprised within its duties as such fiduciary, for example a separate fee for investing cash balances or preparing tax returns. Such separate charges shall nat be treated as - 6- improper or excessive merely because they are added on to s basic fee in calculating #otai campensation for service as fiduciary. IN WtTNESS WHEREOf, I have hereunto set my hand a�d seal this 25th day of March, 2Q10. �,�ll/h. � (SEAL) NE C. TURNER Signed, sealed, pubiished and decfared by the above named JANE C. TURNER, as and for her�ast Wiil, in the presence of us and each of us, who, at her request and in her presence and in the presence of each ather, have hereunto subscribed our names as witnesses thereto the day and year last above written. �(�„ .S�d�,��rin+tfl^ � S�-�o c t,�c. fvkch�'t�k►� P� r� Residing at � d `� �— � Residing at .�,,�1C,g,,,`'�,F�_-�-- r�1— -7 - GOMMUNWEALTH t�F PENNSYLVANIA : : 5S. COUNTY OF DAUPHIN : We, JANE C.TURNER, the testatrix,� �n��i�.� and _1,'�.Sck�. �• /k� �i�� , the witnesses, whose names are signed to the attached or foregoing instrument, being first duly swom, do hereby declare ta the undersigned authority that the testatrix signed and executed the instrument as her Last Will; that the testatrix signed willingly and execu#ed it as her free and voluntary act for the purposes therein expressed; that each subscribing witness in the hearing and sight of the testatrix signed the Will as a witness and that to the best of his or her knawledge the testatrix was at that time eighteen (18) years of age ar older, of sound mind and under no constraint or undue influence. �� L�,r��— "Y t,�.�rin.-�-s'+'l ANE C. TURNER Witness Witness Subscribed, sworn to and acknowfedged before me by JANE C. TURNER,the testatrix, and subscribed and sworn to before me by �'�r�� M�"� and �l.`L•�c.t� P. µ��(e,,�� , the witnesses, this 25th day of March, 2010. ��,�-�cs.�-�--��1. �.,-` Notary Public (SEAL) COMM()tvhE.�-I"H OF PENPt31`LYANU� - Marteu�ne K Acxl.� P�ub11a MY��pa�k�me t-0,2�T10 -8- coo�ci�To LAST W1LL AND T�STANENT OF JANE C. TURNER I, JANE C. TURNER, of Cumberland County, Pennsylvania, malce this Codicil to my Will dated March 25, 2�10, which I hereby reaffirm, except as follows: 1. I hereby revoke Articie Three af my said Wll in its entirety and substitute the foll�wing new Artic{e Three in its stead: ARTICLE THREE APPOINTMENT OF FIDUCIARIES §3.1 I appoint CHARLES W. TURNER as Executor of this Will. If CHARLES W. TURNER is unabie ar unwiiling to act or con#inue to act, for any reasan wha#soever, I appoint CAROLYN T. BENEDICT as successor Executrix. If CAROLYN T. BENEDICT is unable ar unwilling to act ar continue to act for any reason whatsosver, I appoint LEE C. TURNER as successor Executor. Af! references herein to the "Executor" shai! mean my originaily appointed Executor or the successar Executor or Executrix, as the case may be. § 3.2 I appoint the then serving trustee of My Revocable Trust as Guardian af the es#ates of any minor beneficiaries under this Will, including the proceeds of any life insurance on my {ife payable ta such minors and any other property, rights or claims with respecf to which 1 am entitled to appoint a guardian and have not otherwise specifically done so. The Guardian shall have full authority to use such assets, both principal and income, in any manne�the Guardian shail deem advisable for the best interests of the minor, including preparatory, college and graduate education, and professianal, vocational ar#echnical training, without securing a court order. IN WITNESS WHEREOF, I have hereunta set my hand and seal this «� day of June, 2011. {A2431513:1� . . (SEAL) ANE C. TURNER Signed, sealed, pubiished and declared by the above named JANE C. TURNER, as and for a Codicil to her last Will, in the presence of us and each of us, who, at her request and in her presence and in the presence of each other, have hereunto subscribed our names as witnesses thereto the day and year last above written. �r�V�'t'�►z`'"`-- Residing at Mcch�'''�csl"'�:9 P A , / �.C� !.! C��1G�� Residing at ��u'�.f-n�Civrw�`�'�Zi-�L {�t't I f t {A2431513:1} ' 2' COMMONWEALTH OF PENNSYLVANIA : � : ss: COUNTY OF ( P�� We, JANE C. TURNER, the testatnx, and ��4��• �'�^�j"� and �CtF-� Q• �t'C�..k�� , the wit�esses, whose names are signed to the attached or foregaing instrument, being first duiy sworn, do hereby declare to the undersigned authority that the testatrix signed and executed the instrument as a Codicil to the testatrix's last Will; that the testatrix signed willingly and executed it as her free and volunfary act for the purposes therein expressed; that each subscribing witness in the hearing and sight of the testatr"rx signed the Codicil as a witness and that to the best of his or her knowledge the testatrix was at that time 18 years of age or oider, of sound mind and under no constraint ar undue influence. � �,.�.f/2�s-s-�C.'f� NE C.7URNER Witness �c.�- . � �:.�...�.._- ,�� S �) Subscribed, sworn to and acknowledged before me by JANE C. TURNER, the testatrix, and subscribed and sworn to before me by �r��`� • �^^�r'^ and t1-��t�� , ��E�-�lf , witnesses, this (� day of June 2011. `�-�-t_.�-r-�--�t. ,��-�.� Notary Pub(ic (SEAI.} �on►wEa�sH oF�r�nmvr+r� no�nd s� Mar�anne!t.Aui,riotary PubNc y��+��10�4 {A2431513:1} -3' CODICIL TO LAST WlLL AND TESTANENT OF JANE C. TURNER I, JANE C. TURNER, of Cumberiand County, Pennsylvania, make this Codicil to my Wiil dated March 25, 2t?10, and amended by Codicif dated June 15, 2011, which i hereby reaffirm, except as follows: 1. I hereby revake Article Three of my said Wiil in its entirety and substitute the following new Article Three in its stead: ARTICIE THREE APPOINTMENT OF FIDUCtARIES § 3.1 1 appoint CHARLES W. TURNER as Ea�ecutor of this wll. {f CHARLES W. TURNER is unable or unwilling to act or continue to act, for any reason whatsoever, I appoint GAROLYN T. BENEDICT and ANN TURNER as successor Co-Executors. lf either of them is unable or unwilling to act or continue to act for any reason whatsoever, the vacancy shall nat be filled and the other then serving shall act or continue to act as sole Executrlx. All references herein to the "Executor"shall mean my originally appainted Executo�or the successor Co- Executrices ar sole Executrix, as the case may be. § 3.2 I appoint the#hen serving trustee of My Revocable Trust as Guardian of the estates of any minor beneficiaries under this Will, including the praceeds of any life insurance on my life payable to such minors and any ather property, rights ar claims with respec#to which I am entitled to appoint a guardian and have not otherwise speci�cally done so. The Guardian shall have full authority to use such assets, bath principal and income, in any manner the Guardian shall deem advisable for the best interests of the minor, including preparatory, collsge and graduate education, and professional, vocatianal ar technical training, without securing a court order. {A2922396:1} IN WITNESS WHEREOF, ! have hereunto set my hand and seai this 28�' day af June, 2012. ,� {SERL) E C.TURNER Signed,sealed, published and declared by the above named JANE C. TURNER, as and for a Codicil to he� last Will, in the presence of us and each of us, who, at her request and in her presence and in the presence of each ather, have hereunto subscribed our names as witnesses thereto the day and year last above written. '�' � Residing at M��i�b�� PA I�OSb G� �. �'�G� Residing at ��.th�tir�rtC.,rw�'�7,rJ7'T fi� I '"7� 1 I r {A292239fi:11 -2 - COMMONWEALTH OF PENNSYLVANIA : : ss: COUNTY OF CUMBERLAND : We, JANE C. TURNER, the testatrix, and �radfe4 �nn►San and JCttn�• y�'�-�lf , the witnesses, whose names are signed to the attached or foregoing instrument, being first du(y swom, do hereby declare ta the undersigned authority that the testatrix signed and executed the instrument as a Codici) to the testatrix's last Will; that the testatrix signed willingly and executed it as her free and voluntary act for the purposes therein expressed; that each subscribing witness in the hearing and sight of the testatrix signed the Codicil as a witness and that to the best of his or her knowledge the testatrix was at that time 18 years of age or older, of saund mind and under no constraint or undue influence. � �� NE C. TURNER Witness �. W�ss , Subscribed, sworn to and acknowledged before me by JANE C. TURNER, the testatrix, and subscribed and sworn to before rne by �l�.t��-L�. ��ro„ and .�tr.�. �. �t...k.(.c_. , witnesses, this 28�'day of June 2012. ��-+�--�+.,,^—, �• �,,-' Notary Public {SEAL} �.vMMoriw�at.TM oF�Nsnvarau rwtartai sea� MMtanne H.Au1,NatarY Publk � C]ty of Harttsburg,Dyupt�ts Gounh Pty�pmmk551pn E�cpfres)nne 10,2014 {A2922396:1} - 3- ESTATE C� F JAN E � . TURNER N t� . 21 -'I 4-0198 CC) PY - TRIJST AGREEMENT DATED MARC H 25 201 U AN D � FIRST AMEND � ENT DATED JUNE 15 2Q11 � AMENDMENT QF AGREEMENT �F TRUST THE JANE C. TURNER REVUCABLE TRUST THIS AGREEMENT is made and entered inta this 1��day of June, 2011, by and among JANE C. TURNER, of Cumberland County, Pennsyfvania, as Settlor (the "Settlor"), and JANE C. TURNER, CHARLES W. TURNER (the "Seftlor's Husband°) and BRYN MAWR TRUST COMPANY, as co-Trustees (collectively, the "Trusteen). WITNESSETH: WHEREAS, the Settlar and the Trustee entered inta the Living Trust of Jane C. Turner dated January 12, 1999 {the "Living Trust"), as amended and restated by Agreements dated April 18, 2008 and March 25, 2010 (as amended and restated, the Living Trust is referred ta herein as the "Trust Agreement"); and WHEREAS, Article Eleven of the Trust Agreement reserves to the Settlor the �ight to revoke ar amend the Trust Agreement in whole or in part. NOW, THEREFORE, the Settlor hereby amends the Trust Agreemen# as follows: 1. Bryn Mawr Trust Company shall serve as Co-Trustee in place of the Hershey Trust Company, subject ta the pravisions of Article Seven hereof. 2. Article Seven of the Trust Agreement is hereby deleted and the following new A�ticle Seven is inserted in its place: ARTlC�E SEVEN APPOINTMENT OF FIDUCIARIES §7.1 Upon the death, resignatian or incapacity af#he Settfor to act as the Trustee hereunder as certified in writing by the Settlor's then persanal attending physician or as adjudicated by a court of competent jurisdiction, the Settlor's Husband and Bryn Mawr Trust Company sfiall continue ta act as the Trustee. -- §7.2 Upon the death, resignation or incapacity of the Seftlor's Husband, the child of the Settlor then living, wiiling and able to act as co-Trustee from time to time may act concurrently with the Trustee with respect to any trust created hereunder of which said child is the primary beneficiary. § 7.3 Any corporate Trustee shall be a banking co�poration with fiduciary powers. Except with respect to the corporafe Trustee of the Unified Credit Trust, the individual Trustee {A2430734:1} serving from time to time shall have the power to remave the then corporate Trustee for any reason; however, such pawer shail only exist in the event that a successor corporate or individual Trustee is immediately appointed by the then ind+vidual Trustee(s} and quaiified to serve. § 7.4 The Trustees sha(i act by majority vote. Except for specific reference herein to the "individual" or"corporate" Trustae, al! references herein to the "Trustee" shall mean the originally appointed Trus#ee, the successor individual Trustee or the individuaf and corpora#e Trustees, as the case may be. 1N WtTNESS WHEREOF, the Settlor and the Trusfee have hereunto a�xed their hands and seals andlor caused this instrument to be duly executed on the day and year first written above. WfTNESS: SETTLfJR: I�[,G-fi..� �Cc.�c..,�� 4.Jt�'}ittl/?/ {S ER L) ' J � E C. TURNER WI ESS: TRUSTEE: � �. �{�� . :J��it�/�� (SEAL) t' NE C. TURNER ( WITNESS: TRUSTEE: r�' �� / _ ��-V� ��- I,�Ti.�'ri� �i �i�zc.t ._ (SEAI.} ' CHARLES W. TURNER WITNESS: TRUSTEE: BRYN MAWR TRUST COMPANY � - � B : SEAL Y t } Name: f�� . ��r u.l�;;�; Title: Sr. V"�u rts.r�� .4- {A2430734:1} - 2 - COMMONWEALTH UF PENNSYLVANIA : ^� : ss. COUNTY OF t��P�+r^� : On this, the I�day of June, 2011, before me, a notary public, fhe undersigned afficer, � personally appeared JANE C. TURNER, known to me (or satisfactariEy proven)to be the person whose name is subscribed to the within instrument, and acknowledged that she executed the same for the purposes therein contained. tN WITNESS WHEREOf, I hereunto set my hand and official seal. ��}'�,c.�-/-*.,"-�--��. �. Nofary Public (SEAL) coMrroNwwEa.Trt aF r�rtm.var,�a r�oc�w se� Marianne H.Aoi,Natary Puak CQMMONWEALTH OF PENNSYLVANIA � ��'�,,°a,`�"la�ia ;� : ss. COUNTY OF �)�"��Nt N : On this, the ��day af June, 2011, before me, a notary public, the undersigned officer, personally appeared CHAR�ES W. TURNER, known to me {or satisfactorily proven}to be the person whose name is subscribed to the within instrument, anci acknowledged that he executed the same for the purposes therein contained. IN WiTNESS WHEREOF, { hereunto set my hand and official sea1. . L�� . Notary Public (SEAL} CQFIMONWEAI.TH OF PFNNSYLYAhIL4 Natartai Seal Marfaone FI.Aul,Notary Pubik Clty d Ha�rt�D.Dsuplwn County -3- Mr c,ortar�iss,on 6�i�cs 7une 10,m14 {A2430734't} COMMONWEALTH OF PENNSYLVANIA : ~� ~ : ss. COUNTY OF (JCl �pt� , � : J�� On this, the`�day of,ylar�, 2011, befora me, a Nfltary Pubiic, the undersigned officer, personally appeared� i�t� 1 .Pi�T-�LL1,�l�, who acknowledged himself/herself to be the ��,�{jj,?Q �/_ f�-�, of BRYN MAWR TRUST COMPANY,a corpora#ion, and that he/she as such officer, being authorized ta do so, executed the foregoing instrument for the purpose therein contained by signing the name of the corporation by himselflherseif as such officer. IN WITNESS WHEREOF, I have hereunta set my hand and official seal. � / �� Notary Pu c {SEAL} C�MMONWFALTH OF PENNSYLVANUi Natarlal 5eai Ketfy),Groscost,NOtary Pubik Swatara Twp„Dauphln County My Gommisslon E�cplres Feb,i2,1A14 Memtrer.PennsvMaMa AssodaUon of Notarles {A243�734:1} - � - t • ( � AMENDMEAtT AND RESTATEMENT C3F AGREEMENT OF TRUST THE JANE C. TURNER REVOCABLE TRUST THtS AGREEMENT is made and entered into this 25th day of March, 2010, by and among JANE C. TURNER, of Cumberiand County, Pennsylvania, as Settlor (the "Settlor"�, and JANE C. TURNER, CHARLES W. TURNER (the "Settlor's Husband"} and HERSHEY TRUST COMPANY, as co-Trustees (collectively, the "Trustee"). WITNESSETH: WHEREAS, the Settlar and Trustee, entered into the Living Trust of Jane C. Turner dated January 12, 1999 (the "Living Trust"}, as amended and restated by the Amendment and Res#atement of Revocable Deed of Trust of Jane C. Turner dated April 18, 2408 (the "Amendment and Restatement") (the Living Trust and the Amendment and Restatement are coilectiveiy referred to herein as the "Trust Agreemenf"); and WHEREAS, Paragraph XXVII.B. of the Trust Agreement reserves to the Settlar the righf to revoke or amend the Trust Agreement in whole or in part. NOW, THEREFORE, The Settlor hereby amends and compfetely restates the Trust Agreement to read as follaws: ARTfCLE ONE TRUST ASSETS § 1.1 The Settlor, ar any other party or person, may from time to time make policies of insurance on the Settlor's life, individual retirement account benefits, and/or qualified or non-qualified retirement plan benefits payable to the Trustee, or may transfer assets to the Trustee, subject to the terms of this Agreement, by inter vivos grant or by Will. The trust assets shall include the proceeds of al! insurance policies payable to the Trustee and afl such other benefits or added assets (collectively, the "Trust Assets"), which shalf be held, administered, distributed and governsd by the Trustee, fN TRUS7 NEVERTHELESS, in accordance with the provisions of this instrument and any amendments hereto. ARTICLE TWO DURlNG THE SETTI.OR'S LIFETIME § 2.1 During the Settior's lifetime, the Trustee shall have, hoid, rnanage, inuest and reinvest the Trust Assets, collect the income, and: § 2.1.1 The Trustee sha11 pay vr apply the entire net income as the Settlor may from time to time direct in writing. The Trustee shall also pay to the Settlor such sums from or portions of the principai of the trust as the Settlor may from time to time request in writing delivered to the Trustee during the Settlor`s lifetime. § 2,1.2 The Trustee shall pay and use such portion or all of the income and principal of the Trust Assets as the Trustee shall deem necessary from time ta time to provide for the praper maintenance, support, medical, hospital, nursing a�nursing home care of the Settlor and of the Settlor's Husband. ARTICLE THREE UPt�N THE SETf'L.OR'S DEATH § 3.9 Upan the death of the Settlor, the Trustee shall divide and distribute the Trust Assets as follows: § 3.1.1 If the Settlor's Husband survives the Settlor, the Trustee shatl retain i� trust a pecuniary sum equal to the amount, if any, that when added to any p�operty passing other than under this Trust which is included in the Seftlor's gross estate for federa! estate tax purposes but does not qualify for the marital or charitable deduction, will produce a federal estate tax in the Settlor's estate prior to the use of the credits hereinafter described equai#o the total of the Settlar's unified credit (the applicable credit amount) and the state death tax credit {if then in effect and to the extent that the use of said credit does not result in an increase in the state death taxes otherwise payable) available against such tax. Said amount shal! be computed prior to the payment of death taxes and it shall be assumed that an electian was made to qualify all qualified terminable interest property for the federal estate tax marital deduction except with respect to the assets aAocated to the trust created under this §3.1.1, whether ar not such electian is actuaify made. Any property in the Settlor's taxable estate that is property that by its nature does not qualify for the federal estate tax marital deduction sha11 be allocated to this trust even if as a resu(t it is averFunded. Such sum shall be composed of cash, or partly of cash and partly of property in kind, valued as of the date af distributian and shall be he{d, administered and disposed of in accordance with the provisions of Article Four hereof(the "Unified Gredit Trus#"). § 3.1.2 If the Settlar's Husband is not then living, the Trustee shall make the following distributions: § 3.1.2.1 Fifty-three thousand, one hundred eight-six dollars ($53,186) to the Settlor's daughter, CARO�YN T. BENEDICT ("Carolyn"), provided that if Carolyn does not survive the Settlor, the amaunt that would have been distributed to her shall instead be disiributed to her then living issue, per - 2 - stirpes with any share al}ocable ta a beneficiary then under the age of twenty-five (25} years being distributed to a custodian for such beneficiary, whether then serving or selected and appointed by the Trustee (inciuding the Trustee), under any applicable Uniform Transfers to Minors Act or Unifvrm Gifts to Minors Act to be heid fo�such beneficiary until such beneficiary reaches age twenty-five (25); § 3.1.2.2 One hundred twenty-eight thousand, one hund�ed eighty- six dollars ($128,186} to the Settior's son, LEE C. TURNER ("Lee") provided that if Lee does not survive the Settlor, the amount that would have been distributed to him shall instead be distributed to his then living issue, per stirpes with any share aliocable to a beneficiary then under the age of twenty-five (25) years being distributed to a custodian for such beneficiary, whether then serving or selected and appointed by the Trustee {including the Trustee}, under any applicable Uniform Transfers to Minors Act or Uniform Gifts to Minors Act to be held for such beneficiary until such beneficiary reaches age twenty-five {25); § 3.1.2.3 One hundred twenty-eight thousand, one hundred eighty- six dollars ($128,186) ta the Settlor's son, RICHARD D. TURNER {"Dick"} provided that if Dick daes not survive the Settlor, the amount that would have been distributed to him sha!! instead be distributed to his then living issue, per stirpes with any share allocable ta a beneficiary then under the age of twenty-five (25) years being distributed to a custodian for such beneficiary, whether then serving or selected and appointed by#he Trustee {including the Trustee), under any applicable Unifarm Transfers to Minors Act or Uniform Gifts to Minors Act to be hefd for such beneficiary until such beneficiary reaches age twenky-five (25); § 3.1.2.4 Ninety thousand dollars ($90,OQ0) to be divided among the then living issue, per stirpes of the Settlor's deceased daughter, VALERIE TURNER with any share aHacable ta a beneficiary then under the age of twenty- five (25) years being distributed to a custodian for such beneficiary, whether then serving or selected and appointed by the Trustee (including the Trustee}, under any applicable Uniform Transfers to Minors Act or Uniform Gifts to Minors Act to be held for such bensficiary until such beneficiary reaches age twenty-five (25). § 3.1.2.5 The balance of the trust property shall be distributed equally between Carolyn, Lee, Dick and the Settlor's daughter, RNN TURNER ("Ann"} to be held in continued trust for the benefit of such beneficiary in accordance with the provisions of Article Six hereof. in the event Caralyn, Lee, Dick ar Rnn is not then living, the amount that would have been distributed to said deceased beneficiary shail instead be distributed to said beneficiaries then living issue, per stirpes, with any share allocable to a beneficiary then unde�the age af twenty-five {25) being distributed to a custodian for such beneficiary, whether then serving or selected and appointed by the Trustee (including the Trustee), under any applicable Uniform Transfers to Minors Act or Uniform Gifts to Minors Act to be held for such bene�ciary until such beneficiary reaches age twenty-five (25}. - 3 - § 3.1.3 The Trustee shail retain in trust such of the Trust Assets as shall nat have besn retained ar distributed pursuant to the preceding §3.1.1 and §3.1.2 to be held, administered and dispased of in accordance with the prpvisions of Article Five hereof{the "Residuary Marital Trust"}. The Executor�f the Settlor's estate shall have the right to elect on the federal estate tax return prepared on behalf of the Settlor"s estate to have a portion or all of the property distributed pursuant to this §3.1.3 treated as qualified terminabie interest property in order ta qualify such portion o�all of the property for the marita! deductian for federal estate tax purposes, which election shall be binding and conciusive upon the Trustee. If the Settlor's Executor elects to have a ' portion or all of such assets sa qualify, such elected assets may, at the discretion of the Trustee and so lang as the election to qualify such assets for the federal estate tax marital deducfion is not jeopardized, be held and administered by the Trustee as a separate trust estate with the balance, if any, of the assets which are gaverned by this §3.1.3 also held and administered as a separate trust estate or may be held and maintained by#he Trustee with the non-elected assets as one trust estate. in eifher case, any such trust or trusts shall be held, administered and disposed of in accordance with the pravisions of Articie Five hereof. ARTIGLE FQUR UNIFIED GREDtT TRUST § 4.1 The Trustee shall have, hold, manage, invest and reinvest the assets of the Unified Credit Trust, callect the income and §4.1.1 During the life of the Settlor's Husband, if the Settlor's Husband shall survive the Settlor, the Trustee sha11 distribute the net income in quarter-annual installments, ar more frequently if the Trustee deems it advisable, to or for the benefit of the Settlor's Husband. §4,1.2 During any calendar year, the Trustee shall distribute to the Settlor's Husband such amounts from the principal of the#rust property as the Settlor's Husband from time to time shall request, but not in excess of the greater af Five Thousand Dollars ($5,000.00} ar five percent {5%} of the aggregate value of the trust property as determined on the date of the�rst request in each calendar year for such distribution, which right of withdrawal shaN not be cumulative from year to year. Said right of withdrawal shall be exercisabfe only by a wri#ten instrument executed by the Settlor's Husband and delivered to the Trustee. §4.1.3 The Trustee may also distribute ta or for the benefit af the Settlor's Husband so much of the principa! af the trust property as the Trustee shall from time to time deem necessary or proper for the health, maintenance and support of the Settfor's Husband, taking into account other available funds, including the individual assets af the Settlor's Husband; pravided, however, that no such distribution shalf be made until all assets held in trust under Artieie Five of this Trust are first expended ar exhausted. §4.1.4 Upon the death of the Settlor's Husband, the Trustee shall distribute the balance of the trust prape�ty equally between Carolyn, Lee, Dick and Ann to be held in confinued trust for the benefit af such beneficiary in accardance with the provisions of -4- Article Six hereaf. In the event Caroiyn, Lee, Dick or Ann is not then living, the amount that wouid have been distributed to said deceased beneficiary shai! instead be distributed to said baneficiary's then living issue, per stirpes, with any share allocable to a beneficiary then u�der the age af twenty-five {25} being distributed to a custodian for such beneficiary, whether then serving or seiected and appainted by the Trustee (inciuding the Trustee), under any applicable Uniform Transfers to Minors Act or Uniform Gifts to Minors Act to be held far such beneficiary until such beneficiary reaches age twenty-five (25). ARTICLE FNE RESfDUARY MARITAL TRUST § 5.1 The Trustee sha11 have, hold, manage, invest and reinvest the assets af the Residuary Marital Trust, coilect the income and: § 5.1.1 The Trustee shall distribute the net income in quarter-annual installments, or more frequentfy if the Trustee deems it advisable, to ar for the benefit of the Settlor's Husband. § 5.1.2 During any calendar year, the Trusfes shaEl distribute to the Settlor's Nusband such amounis from the principal af the trust property as the Settlor's Husband from fime ta time shall request, but not in excess of the greater of Five Thousand Dollars (�5,000.00) or five percent (5%) of the aggregate value of the trust property as determined on the date of the first request in each calendar year for such distribution, which right of withdrawal sha(I not be cumulative from year to year. Said right of withdrawal shall be exercisable anly by a written instrument executed by the Settlor's Husband and delivered to the Trustee. § 5.1.3 The Trustee may also distribute to or for tne benefit of the Settlor's Husband so much of the principal of the trust property as the Trustee shall from time to time deem necessary or proper for the health, maintenance and suppart of the Settlor's Husband, taking into accaunt other available funds, inciuding her individual assets. § 5.1.4 Upon the death of the Settlor's Husband, § 5.1.4.1 If the Settlar's Husband survives the Settlar, the Trustee shall pay any accrued or undistributed net income to the personal representative of the Settlor's Husband. In addition, the Trustee shall also pay to the Settlor's Husband's personal representative or directly to the taxing authority, such amaunt, if any, from the principal af the trus# praperty, as the Settlor's Husband's personal representative certifies as being the additional amount of estate taxes, inheritance taxes, fransfer taxes and other taxes of a similar nature, and all interest and penalties with respect to any such taxes, attributable ta the inclusion of the value of this trust in the Settlo�'s Husband's estate for such tax purposes. § 5.1.4.2 Upon the death of the Settlor's Husband, the Trustee shall distribute the balance of the trust property equaify between Carofyn, Lee, Dick and Ann to be held in continued trust far the benefit of such beneficiary in - 5 - accordance with the provisions of A�ticle Six hereof. In the event Carolyn, Lee, Dick or Ann is not then living, the amount that would have been distributed ta said deceased beneficiary sha(I ins#ead be distributed to said beneficiaries then iiving issue, per stirpes, with any share allacable to a beneficiary then under the age af twenty-five (25) being distributed ta a custodian for such beneficiary, whether then serving or selected and appointed by the Trustee (including the Trusteej, under any applicable Uniform Transfers to Minors Act or Uniform Gifts to Minors Act to be held fo�such beneficiary until such beneficiary reaches age twenty-five {25}. ARTICLE SIX ISSUE'S TRUST § 6,1 The Trustee shall have, hold, manage, invest and reinvest the assets of the Issue's Trust, collect the incame and: § 6.1.1 While the beneficiary of the lssue's Trust (the "Beneficiary") is then living, the Trustee shall distribute ta or for the benefit of the Seneficiary the net income of the Issue's Trust in quarter-annual installments, or more frequently if the Trustee deems it advisable, and so much of the principa) as the Trustee shall from time to time deem is in the besf interest of the Beneficiary taking into account other availabie funds, including the Beneficiary's assets. § 6.1.2 If the Beneficiary dies befare complete termination of the )ssue's Trust, the Trustee shall distribute the property then held in trust as follows: § 6.1.2.1 If the Issue's T�ust is a Non-GST Exempt Tn.�st as defined in § 8.2.15 herein, the Trustee shall distribute the praperty then held in such trust to such person or persons in such proportions and under such terms, trusts and conditions as the Beneficiary shall appoint by specific reference to this general pawer of appointment in the Beneficiary's last Will. Any assets not so appointed shall be distributed to the Beneficiary's issue then living, per stirpes, or if none, to fhe issue then living of the parent of the Beneficiary who was a descendant of the Settlor, per stirpes, or if none, to the Settlo�'s issue then fiving, per stirpes, provided, hawever, that if any such issue entitled ta a distribution shail not then have attained the age of twenty-five (25) years, such issue's share shali be paid to the person who has custody of such beneficiary, whether then serving or selected and appointed by the Trustee (including the Trustee), under any applicabMe Uniform Transters to Minors Act or Uniform Gifts ta Minors Act to be held for such beneficiary until such beneficiary reaches age twenty-five (25). § 6.1.2.2 If the Issue's Trust is a GST Exempt Trust as defined in § 8.2.15 herein, the Trustee shall distribute the property then held in such trust to such af the Settlor's issus ather than the Beneficiary in such amounts and upon such trusts, terms and conditions as the Beneficiary by his or her last Will may appaint by specific reference to this special power of appointment. Before exercising such special power of appointment, The Settlor requests that the - 6- Beneficiary seek counsel regarding the generatian-skipping transfer tax effects af such exercise. Any property not so appointed shail be distributed to the Beneficiary's then (iving issue, per stirpes, or if nane, to the issue then living af the parent of the Beneficiary who was a descendant of the Settlor, per stirpes, or if none, to the Settlor's then living issue, per stirpes, provided, however, that if any such issue entitled to a distribution sha11 not then have attained the age of twenty-five (25) years, such issue's share shall be distributed to a custodian for such beneficiary, whether then serving or selected and appainted by the Trustee (including the Trustee), under any applicable Uniform Transfers to Minors Act or Uniform Gifts to Minars Act to be held far such beneficiary until such beneficiary reaches age twenty-five (25). ARTICLE SEVEN APpOINTMENT OF FIDUCIARlES § 7.1 Upon the death, resignation or incapacity of the Set#lor to act as Trustee hereunder as certified in writing by the Settlor's then personal attending physician ar as adjudicated by a court af competent jurisdictian, the Settlor's Nusband and Hershey Trust Company shall continue to act as Trustee. § 7.2 Upon the death, resignation or incapacity af the Settlar's Husband, the child of #he Settiar then living, willing and abie to act as c�-Trustee from time to time may act concurrently with the Trustee with respect to any trust created hereunder of which said child is the primary beneficiary. § 7.3 Any corporate Trustee shai{ be a banking corporation with fiduciary powers, Except with respect to the corparate Trustee of the Unified Credit Trust, the individual Trustee serving from time to time shall have the power to remove the then carpora#e Trustee for any reason; however, such power shalf only exist in the event that a successor corporate or individual Trustee is immediately appointed by the then ind�vidual Trustee(s) and qualified to serve. § 7.4 The Trusfees sha(I act by majority vote. Except for specific reference herein to the "individua(" or"corporate" Trustee, all references herein to the "Trustee" shall mean the originafly appointed Trusfee, the successor individual Trustee or the individua! and corparate Trustees, as the case may be. ARTICLE EIGHT POWERS OF FIDUCIARIES § 8.1 No fiduciary under this Agreement shall be required to give bond or other security far#ha faithful performance of the fiduciary's duties. - 7 - § 8.2 Any such fiduciary shall have all powers given by law, including without limitation those undar the Pennsylvania Probate, Estates and Fiduciaries Code, and in addition the following powers: § 8.2.1 To invest in, accept and retarn any reai or personal property, including stock of a corporate fiduciary or its holding company, without restriction ta legal investments; p�ovided, hawever, if any property that forms a part of the principal af the trust{s) es#ablished by Article Five of this Agreement is unproductive, the Settlor's Husband may at any tirne and from time to tirne by a written notice require the Trustee of said trust(s) holding such unproductive prope�ty either to make any or ali �f such property productive o�ta convert such property within a reasanable time after the Trustee receives such notice; § 8.2.2 To seli, exchange, partition or lease for any periad of time any real or personal property and to give aptions therefa�e for cash or credit, with or without security; § 8.2.3 7o borraw money from any person inc(uding any fiduciary acting hereunder, and to mortgage ar pledge any real or personal praperty; § 8.2.4 To hold shares of stock or other securities in nominee registration form, including that of a cEearing corporation or depository, or in book entry form or unregistered or in such other form as will pass by delivery; § 8.2.5 To make distributians in cash, �r in kind at current values, or partly in each, allocating specific assets to particular distributees oln a non-pro rata basis, and for such purposes ta make reasonable deferminations of current values; § 8.2.6 Ta terminate, following the death of the Settlar's Husband any trusf created herein, the principal af which is or becomes toQ small in the Trustee's discretion to make the establishment or continuance of the trust advisable, and to make immediate distribu#ion of the then remaining trust property fo the beneficiary then entitled to the income of the trust property or, if there is more than one beneficiary, to the bet�eficiaries then enti#led ta the income of the trust property, in praportion to their respective interests thereEn or, if such interests are not defned, in equal shares to such beneficiaries. The receipts and releases of the distributees will terminate absalutely the right of all persons who might otherwise have a future interest in the trust, whether vested or contingent, without notice to them and without the necessity of filing an account in any court; § 8.2.7 If the Settlor's Executor daes not make an eiection pursuant to lnternat Revenue Code Section 2056(b}(7}(B}(v)with respect to a!I oi`the assets held in trust under Article Five hereof, the trust estate thereunder may be divided into separate frusts pursuant fo the terms of the electian and such division shall be based upon the fair market value of the assets comprising the trust at the time af the division; § 8.2.8 To allocate between the trusts established by Articles Four and Five af this Agreement any property that is nat includible in the Settlor's estate for administration purposes, but which is paid directly to the Trustee and is not otherwise designated for a specific trust, in such shares as the Trustee deems appropriate; - 8 - provided, however, any partion of such property that does not form a part af the Settlar's gross estate far federal estate tax purposes shall be allocated to the trust estabiished by Articfe Four af this Agreement and shall not be used for the payrnent of death taxes, debts ar administration expenses; § 8.2.9 To execute any agreement relating to the disposition ar redemption of any business interest that may be a part of the trust estate, whether the same involves a proprietary interest, a partnership interest or stack in a ciosely heid corporation; § 8.2.10 To operate or arrange for the operation af any business interest held hereunder, and to join or become a party to, or to oppose, any reo�ganization, readjustment, foreclosure, merger, voting trust, dissolution, consolidation or exchange relating to any such business interest; § 8.2.11 To engage in litigation and compromise, arbitrate or abandan claims; §8.2.12 Ta determine the apportionment of receipts and expenses, inciuding extraordinary cash dividends, stock dividends, capital-gain dividends af regulated investment companies and proceeds and expenses of the sale of unproductive real estate, between income and principal, such apportionment to be rnade so as to balance fairiy the interests of any incame beneficiary and the remaindermen; § 8.2.13 To make elections, decisions, concessions and settiements in connection with all inc�me, estate, inheritance, gift or other tax returns and the payment of such taxes, without obligation to adjust the distributive share of income or principal of any person thereby affected; § 8.2.14 To merge, after the death af the Settlar, any trust created hereunder with any other trust or trusts created by the Settlor ar the Set#lar's Husband, under wii{ or deed, i#the terms of any such trust are then substantially similar and are held for the primary benefit of the same persnns, and if such merger shall not cause any adverse estate, income ar generatian skipping transfer tax consequences; and § 8.2.15 The Settlor's Executor is authorized to alMocate any af the Settlo�'s exemption from federal generation skipping transfer tax under §2631 of the Internal Revenue Code (the "Settlor's GST Exemption") ta any property as to which the Settlor is the deemed transferor under§2652{a) of the Internal Revenue Cade, regardless of whether or not the praperty with respect to which an election or allocation is made is park of the Settlar's prabate estate. Similariy, the Settlor's Husband's Executor may ailocate a portion o�all of the Settlor's Husband's Exemption (the "Settlor's Husband's GST Exemptian") frorn generation skipping transfer tax to praperty he{d hereunder of which the Settlor's Husband is deemed transferor. Any such election or allocation shall be binding upon the Trustee and any beneficiary of any trust created hereunder. 'The Trustee is directed to divide any trust created he�eunder into two or more separate trusts if necessary ta segregate the portion ar portions of the trust or trusts created hereunder over which the Sett{or's GST Exemption or the Settlor's Husband's GST Exemption has been alfocated {the "GST Exempt Trusts"} from the partian or portions of the trust or trusts created hereunder over which neither the Settfor's GST Exemption nor the Settlor's Husband's GST Exemption has been allacated (the "Non-GST Exempt Trusts"); pravided, however, that such separated trusts shall be held, admi�istered and - 9 - disposed of in accordance with the terms hereunder as identica! trusts in all other respects, except as pravided in §fi.1.6 hereof. §8.2.16 To make any election availabfe under the tax 1aws, including the power to make an electian to qualify any trust created hereunder as a Qualified Subchapter S Trust ("QSST"} or an Electing Smali Business Trust ("ESBT"). § 8.2.17 With respect to any trust hereunder that hoids shares of stock in any S carporatian, as defined by § 1361 of the Intemal Revenue Code ("S Carporation stock"), to segregate such S Corporation stock from the ather assets af any such S Corporation trust, to hofd such stock in a separate trust under simNar terms and conditions, and to take such actions and make such elections as may be reasanable necessary to qualify any such separate trust as a permitted S Corporatian shareholder under§ 1361(c}(2) of the interna! Revenue Cade. ARTIGLE NINE BUSINESS iNTERESTS § 9.1 In the event any business interest should be a Trust Asset, whether the same involves a praprietary interest, a pa�tnership interest, a membership interest in a limited iiabifity campany or stack in a clasely-held corporation, eithsr wholly owned, controlled by the Trustee or awned in substantia! part by the Trustee, the Trustee is authorized, subject to the terms of any agreement which the Settior or the Trustee may have made far the sale of such interest, to con#inue said business unti! such time as the Trustee shall deem it advisable to sell, liquidate or distribute the same in kind. With respect to any sale or exchange af the stock of any such business interest and in the absence of any such agreement entered into by the Settlor or the Trustee, the Trustee is directed to consider and determine the appropriateness of a safe or redemption of such stock in accordance with Section 303 of the internal Revenue Code to the business entity and a possible deferral of federal estate tax payments under Section 6166 of the Internal Revenue Code. It is the Settlor's desire that, to the extent possible, any such business interest be continued or disposed of only in an orderly manner so as ta maximize the proceeds of any disposition. If an e{ection uncfer the foregoing provisions will effect such desire, the Trustee is encouraged to pursue such election if it deems such electiQn also to be in the best interests of the trust{s) created hereunder and the beneficiaries thereof. The Trustee shafl have all rights and pflwers in connection with such business as an awner fhereof, including specificafly the power at any time and frorn time to time to operate ar to join in ttte operation of the same as a going concern, fo form or to reform a gsneral or limited partnership or limited liability company, ta incorporate ar to reincorparate and to liquidate or to seIl the same or any - 1Q - part thereof as the Trustee deems advisable for the best interests of the trust(s) created hereunder and the beneficiaries thereof withaut the necessity of any order of cou�t and without any liability for loss resulting from the aperation of said business, except when such loss is the result of gross negiigence or freud an the part of the Trustee. ARTICLE TEN PROVISION FOR TAXES, DEBTS AND EXPENSES § 10.1 All estate taxes, inheritance taxes, transfer taxes and other taxes of a simi(ar nature payabfe by reason of the Settiar's death to any government or subdivision thereof upon or with respect to any property subject to any such tax {solely far ths purposes of this Artic{e Ten, "Death Taxes"}, and any penalties thereon, shall be paid by the Trustee as follows: (a} if the Settlor's Husband survives the Settlor, al! such Death Taxes and penalties shall be paid out of the principai of the property, if any, disclaimed by the Settlor's Husband and, if none or to the extent such disciaimed praperty is insufficient, from the principal of that portion of the trust property disposed of by § 3.1.1 hereof; and (b} if the Settlor's Husband does not survive the Settlor, a11 such Death Taxes and penalties shall be paid fram the principal of that po�tion of the trust property disposed of by § 3.1.3 hereof. All interest with respect to any such Death Taxes and penafties shall be paid aut of the income or principa! or partly out af the income and partly out of fhe principal of such portion hereof, in the absolute discretion of the Trustee, The Trustee shalE not make apportionmen# among or seek reirnbursement from the beneficiaries, recipients or owners of such property for any such Death Taxes, penalties or interest. Notwithstanding any provision of this Article Ten to the con#rary, the Trustee shall nat pay any such Death Taxes, penalties or interest attributable to any property included in the Sett4or's taxable es#ate solely because of a power of appointment thereover that the Settlar possess but has not exercised or any qualified terminable interest property. § 10.2 The Trustee may pay any of tt�e Settlor's legally enforceable debts, any expenses �f the Settlor's last illness, funeral, burial and administrative expenses of the Settlor's estate or any portion thereof, in the Trustee's sole discretion, without reimbursement, out of the principal of that portion of Trust Assets disposed af by of Article Five hereof. - 11 - ARTICLE ELEVEN REVOCABILITY § 11.1 The Settior may, by instrument in writing defivered to the Trustee, modify, alter or revoke this instrument in whole or in part; provided, however, that the duties, powers, compensetion and liability of the Trustee shall not be changed without the written consent of the Trustee. ARTICLE TWELVE MtSGELLANEDUS PROV3SIONS § 12.1 As used in this Agreement, the term "Intemal Revenue Code" shall mean the Internal Revenue Code of 1986, as amended from time to time, or the canesponding provision of subsequent law. § 12.2 If the Settlor's Husband and the Settlor die under such circumstances that it is impossible to determine which survived, it shall be conclusively presumed and this Agreement shall be construed as if the Settlor's Husband had survived the Settlor. § 12.3 Whenever a discretionary distribution of net income or principal is permitfed pursuant to any trust created hereunder, if such distributian may be made in whale or in part to a person who is then a Trustee of such trust, such person may not participate in any way in the decision whether to make such distribution. Na T�ustee wha is under a legal obiigation ta support a beneficiary of a trust created he�eunder shall participate in the exercise of any discretion granted to the Trustee of that trust to distribute net income ar principal in discharge af that {egal obligation. Furthermore, no Trustee sha21 enter into any reciprocal arrangement with any other trustee far the purpase of indirectly exercising a power prohibited hereunder. § 12.4 Whenever the Trustee is directed to distribute property to or far the benefit of any beneficiary who is under (a) twenty-five {25) years of age, or (b} a legal disabifi#y or otherwise suffers from an illness or mental ar physical disability that wauld rnake distribution directly to such benefrciary inappropriate (as determined in the Trustee's sole discretion exercised in good faith), the Trustee may distribute such property to the person who has custody of such beneficiary, may apply such property for the benefit af such beneficiary, may distribute such praperty to a custodian for such beneficiary, whether then serving or selected and appointed by the Trustee {including the Trustee), under any applicable Unifarm Transfers to Minors Act or Uniform Gifts to Minors Act to be held for such beneficiary until such beneficiary reaches age twenty-five (25}, may distribute such property directly to such - 12 - beneficiary's estate, or may distribute such property directfy to such beneficiary (except if any of the conditions hereinbefore described in (b) apply), without liability on the part of the Trustee to see to the application af such property. This provision shall not in any way operate to suspend such beneficiary's absolute awnership of such property or to prevent the absoiute vesting thereof in such beneficiary. § 12.5 Except as atherwise mey be provided in this Agreement, during the cantinuance of any af the trusfs created hereunder and thereafter until the property is distributed to and received by any beneficiary hereunder, the principal sums thus heid in trust for any beneficiary, respectively, and the income thereof shall not be subject to or (iable for any contracts, debts, engagements, Eiabifities or torts of such beneficiary now or hereafter mede, contracted, incurred or cammitted, but shall be abs�lutely free from the same, and such beneficiary shal( have no power to sell, assign or encumber all o�any part of the principal sums or such beneficiary's interest therein, respectively, ar the income thereof, or to anticipate the income. § 12.6 An individual fiduciary shall receive compensation in accordance wifh the !aw af Pennsylvania in effect at the time of payme�t, unless the fiduciary waives compensation. A corporate fiduciary sha11 be compensated by agreement with the individual fiduciary, or, in the absence of such agreement, in accordance with its fee schedule as in effect at the time of payment. The Settlor authorizes a corporate fiduciary to charge additional fees far services it provides to a trust hereunder that are nof comprised within its duties as fiduciary, for example, a fee charged by a mutual fund it administers in which a trust hereunder invests, or a fee for providing an appraisal, or a fee for providing carporate finance or investment banking services. The Settlor also recognizes that a corporate fiduciary may charge separately for some services comprised within its duties as such fiduciary, for example a separate fee for investing cash balances or preparing tax returns. Such separate charges shall not be treated as improper or excessive merely because they are added on to a basic fee in calculating total compensation for service as fiduciary. § 12.7 Notwithstanding any other provision af this Agreemen#, but only to the e�ttent that any trust hereunder is subject to the Rule Against Perpetuities under applicable law, upon the expiration of twenty-one (21} years after the death of the last survivor af the Settlor's Husband and issue living at the Settlor's deatn, the trusts c�eated hereunder shall forthwith terminate and the trust property shall be distributed to the beneficiary then entitled to the - 13 - incame of the trust property or, if there is more than ane beneficiary, to the beneficiaries then entitled to the income of the trust property in proportion to their respective interests therein or, if such interests are not defined, in equal shares tv such beneficiaries. § 12.8 This instrumen# and any trust created hereunder shall be govemed by the laws of Pennsylvania and shail have its situs in Dauphin County, Pennsylvania. IN WITNESS WHEREOF, the Settlor ar�d the Trustee have hereunto affixed their hands and seals and/or caused this instrument to be duly executed on the date and year first written above. W(TNESS: SETTLOR: . ��G'^� GtiJ7-�' � �� (SEAL) NE C. TURNER VNITNESS: TRUSTEE: , � (SEAL) ANE C. TURNER WfTNESS: TRUSTEE: ��"o ,.` � (SEAL) ARLES W. TURNER W[TNESS: TRUS7EE: .l,1�.d��~��1��1�� ,'�c- (SEAL) E SHEY U T OMPANY By: �r- �..• r /t�lriu Its: �ic! r�tid�fiTi�' !1 e�,r" - 14 - COMMONWEALTH OF PENNSYLVANIA : : ss. COUNTY OF DAUPHIN � On this, the 25th day of March, 2010, before me, a notary pubiic, the undersigned officer, personally appeared JANE C. TURNER, knawn to me (or satisfactorily proven) to be the person whose name is subscribed to the within instrument, and acknawledged that she executed the same for the purpases therein contained. IN W(TNESS WHEREQF, I hereunto set my hand and official seai. L ~ � .�-�,,,,,�-J ?t . ,�(,�'`", Natary Pub(ic �,�„MQNV,�'�,�j �;p f'�tlYSYLYANIA SEAL +�arariatsea� { � Marianne H.Acri.Notary PubUc Ci of Haaisburg,pa�pt�� ►�y�ommission Ezpirss Juna 10.2p�0 COMMONWEALTH OF PEtVNSYLVANIA : : ss. COUNTY OF DAUPHIN � Qn this, the 25th day of March, 201Q, before me, a notary pubkic, the undersigned offrcer, personally appeared CHARC.ES W. TURNER, known to me (or satisfactarily proven) to be fhe person whose name is subscribed to the within instrument, and acknowledged that he executed the same far the purposes therein contained. IIV WiTNESS WHEREO�, I hereunto set my hand and official seal. �-�-�-�.�,�.,....-- ��. ��., Notary Public CUt�1;�1U�1A'Br.i'th UF PEIVhtS1tLVANIA (SEAL) ��g�� Niarianne H.Acrf,�Publlc C�Hartisbu�g,Daephk�C� MY ission Explras June 18,2010 - 15 - COMMONWEALTH OF PENNSYLVANIA : : ss. COUNTY OF ��-��-�-►ti- � On this, the ��k day of��, , 2010, before me, a Notary Public, the undersigned officer, personally appeared�dtde� 4�• r"U��, who acknowledged himseifiherself to be the V�4�.ri��i�' �_ of HERSHEY TRUST COMPANY, a corporatian, and that he/she as such officer, being authorized to do sa, executed the faregoing instrument for the purpose therein cantained by signing the name af the corporation by himself/herself as such officer. IN WITNESS WHEREOF, I have hereunto set my hand and official seal. ��,�UtQ �- C��-��vri,a_.rrr+- Notary Pubiic (SEAL} COMMONVVEAIsti OF PENNSYLVAN{A tJotarial Sea�l D'rdna L Jotuuon,Nc�ry Pt.�p Der►Y Twp•,DaupHn Caunty My Oorm�issiort E�ires Ji�y i8,2Q11 �Mfnbar,Pennsyivania AssoGation of NoterMs .r - 16 - C6MMONWEALTH OF PENNSYLVANIA REV-1162 EX(11-96) DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPT.280601 HARRISBURG,PA�7128-060� PENNSYLVANIA RECEIVED FROM: INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT NO. �D 019188 MCNEES WALLACE & tiURICK LLC 100 PINE STREET PO BOX 1166 HARRISBURG, PA 17108 ACN ASSESSMENT AMOUNT CONTROL NUMBER ----�--- fa,� -------- ------- 101 � $66,00�.00 ESTATE INFORMATION: SSrv: 5�6-z0-6ats ( FILE NUMBER: 2114-01 98 � DECEDENT NAME: TURNER JANE C � DATE OF PAYMENT: 05/21/2014 � POSTMARK DATE: 05/19I2014 ( couNrv: CUMBERLAND � DATE OF DEATH: (�2/21/2014 � � TOTAL AMOUNT PAID: $66,000.00 REMARKS: RECEIPT TO ATTY CHECK#42840 INITIALS: WZ SEAL RECEIVED BY: LISA M. GRAYS�N, ESQ. REGISTER OF WILLS TAXPAYER � 4$s000410�6 REV-485 EX(1-07) SAFE DEPQSIT BOX tNYENTORY pq p��y�� PLEASE t1SE ORIGINA�FORM dNLY c��c,,,��y�r p��c Date of peath County Gode Year File Nurnber 511 6' 2 0 6 4 1 �8 � D ��2 1-R2 p 1 4: � 2, 1` 1 4 -- 0 1. 9 -B __ ------ -� --__-_` --- - -.. . . _ _.. _ . Decedenf's last t�me _.. ...------- _:..... _ . _ . .._ ._ _. ._�'x, ,_ . �irst Name .._ .-_., _ _, _. ._._ ; MI -_ _ .. :-..: _ _ . _ . : � , A � �E � ' Z' U R I�i E R , : ;. � ` : , - . .. .- _ - -- - -- -. _ _. .h. J ` E . i ,. ..,. �._ . ` ° � :, __.__._ ------- �_._.:. ._ ;,_. - ._� _ : _ ---------_..- -- --- ------. ._...._ .---.�---- -------. ._.,..._._ _------------ — -. ADQRE33 OF DEC�ENT STR�T: CITY: STATE ZIP CODE: � 1059 Brandt Avenue Lemoyne PA 17043 NAME AND ADD SS OF PERSON RECiU S�TlNG TME OPENING OF TFtE SAFE DEPBSIT BOX wu,� Caro�yn T. Bened�lct ��pp �SG: CITY: STATE . ZIP CODE 157 C�estnut St. , PO Box 4'76 Mt. Wolf PA 1'�347 NAME,ADDRE33 AkD RELATIONSHIP(IF ANY)TO DECEDENT,OF PERSUN(S)�tESENT AT TME 80X OPENiNG � µq��: RB..AATIONSHIP: Carolyn T. Benedict Ca-Executor/daughter �J��i.es�nut St. , PO Box 476 ��t. Wolf � �1�� ! b. NAME RELATiONSHiP: . STREETqpDREgg: CITY: STATE: ZIP CQDE c ryqME RELATtONSi-ttP: STREET ADDRESS: Cf1Y: STATE: ZIP CODE ' NAME AND ADQRESS OF FtNANC1AL INSTfiUT10N WHERE THE SAFE DEPOSR BOX IS LOCATED NAME � M&T Bank STREETADDRESS CtTY: STATE 21P CODE � . 1200 Market Street Lemoyne PA 17043 ' . NAME OF PERSQN MAK!r�,lAST ENTRt! t2A'FE AND T{ME OF LAST ENTRY 'A rc 1 t� i. +�e.r�e�1.►C,.� P�'A i � a 3 a o r� C�►,. 3- a q �-, : pqTE C�F TQ RENT BOX ' NtJMBER OP BQX / TRLE UNDER WHtCN BQX!S REGISTERED Gci-c h�..r i 3. {1�t`t O '�` �r, -I �`.'rtio.r t� W� T�,�.r`��e r e�s� .j o.�'te C. I cu^rt�r- NAME ANO ADDRESS OF PERSON{Sy iiAlfiNG ACGESS TO BOX ��.i�'2ct` u� r_i C�� W��F'4> �, �E b. NAME STREET ADDRESS: STREETADDRESS: , ; C�7y: STATE ZIP CODE Cf1Y: STATE; ZIP CODE , �F��AND TRLE OF EMPLOYEE TAKlMG TttE INVENTORI' � NtAS A 1MLL IN TME BOX7 YES ❑ NQ K pes, a.Date d w1U: J � � ��f tr. Nam�and address of persona�ropresarttativ�,ff named 4�the wlll NAAAE: STREE7ADDRESS: CiTY: STATE ZIP CODE i �. kame and addresc of sttomay,r any . NAME STREET ADDRESS: CITY: STATE �P CQDE ---...._------- --- -- ---------------... �_.._. --__—._----....�_—. � 485Q0041046 485QD041Q46 J � of�.L� REV-485 DC SAFE QEPOSIT� BOX INVENTORY ��e lNSTRUCTIONS (ij Gash:Reporttatai nniy. (2) Stocks:List In detad every cammon or preEerred s;ertificate,warrant or other rights found In bax Stodcs�e to be designated by name of cornpany,certific�te number,d�e of certificate,name in which stodc is registered,arul numtier of shares and dass of stodc. {3} Qbiigations of U.S.Governme�Number of Iterns,date of'ssue,face vafue,names in whicFi registereci and type of ownership, i.e.,jair�tlY held�PaYabie an death,etc. (4) Bandc:Designate by name,amount,seriai number,or othsr designation.(Baarer Bon�} (5) Bank and Sattings and Loan Passbooks:State nart�e of deposNo,rwmber of boak,Iast date appearing in boolc,name oF bank and branch,and bafance. (fi) Jewelry.Cans,Stampa,Manuscripts,etc:L.fst ani!desaibe as fulty as possible. (7} Deeds,�Ifortgages,CurrecK insurance Policies or aNeer evidences of inde6tedness:t�st and describe as fu{y as possible. (8� Ali oti►�r contents. (9} Return compteted fo�m bo: DFPARTMENT OF REVENUE . INHERITANCE TAX OMSION PO SOX 290601 t�tARRISBURG,PA 1T126-0601 , �M REY DESCRIPTION NO. ! �._r t// 7rrZ5�"'r� �. ,, ' r P � f,... ^1 ! t�V. �+" ^ r 1 a� L 3 �'J; , �,�„ � 1�J� �1 �r .� .5' p -'� �s � 1� �a � �- i� � � -6 i-f '^�� Zd`'- �' /Z-Z�_�' '_� � ,-- - v.� � � !/ n f` ' ,�* ' G-� !_ ^ � L/r , � v � � � -. ` �r, - r � �r �.TG C� /� /�/ 7_ !D %� i _ � .� � C �� //� -� ' �, o �' � � / /� d r^ rlSf�_ � � t� �� . lZ � ._L � - D G C i �e �� P - - , � � r liri, 1�t C-� r -�" C l�- � � �G�� ,, ' I P� � � � �� 1 'tJ �r 1 0� � r �. �� '� k... f/% ? � . /� r f� G G i CERTIFY UNDER hY OF PER.lURY THAT THE ABOYE F�CORD 6 PERSON CEIVING CAPY OF CORRECT ANd CONf TQ THE BEST OF MT lO�IOWLEDGE AND BEL�F. SAFE DEPOSIT BOX INVENTORY: sl T'URE _ slGNAi1Jf� � p�ry� PR1NT NNAE IW D CF�CK APPROPRUI7E BOX BELOYV: Carol T. Benedict PPoNi TfitF UATE CttECK AFPROPRIATE BDJL• Ca-Executor � �j /� ��0�,��,,� NOTE:Attach addtttona(8'i:"x 1Y sheet{sj tf necessary ar use dupqcat�of this page of form. The De�rtrnern's a��ttnr�d by ta�r.42 U.S.G§605(c�(C�{j,to iaquire disdoarte a�Soaal SeaurKy numbers im m�nadon wAh adr�g sta6e iaz faws.The Deparbrgnt uses the Sooal Se�ily rwmber to idendfy fis deceder�ai►d personat r�tives d ihe esl�e.The Qarrano�maY also use he irdomm6on h exchange d�z cdorrrra6on agreemer�s wilh Federa!and bcal ' �tCior�es.The s#ate Iaw ptohibtls ttie Comnonweadh's pets�nai Ban ' wt�kder�6al�diorrnalion iar o�idai �ap�s. ,,,� OMB Approval No.2502-0265 ��•; A. Set�lement Statement (HUD-1} FINAL ,� �,Q FHA 2,Q�F�S 3.Q Conv.Unins. 6.File Number: 7.loan Number: 8.MoRgage Insurance Case Number: f4-19d5CS 2715110694 4.(�vA 5.Q Conv.Ins. C.Nate:This fnRn is fumished to give you a statemant of aduai aettbment costs.AmouMs paid to a�d by the settlement agents are shown Items marked "(p.o.c}"were paid outsida the Gosinp;they are shown liere for informatbnaf purposes and are not included in tt�tota�s Q.Name 8 Address of Borrower. E.Name&Address of 5eller. F.Name 8 Address of Lendec Orake D.Nichdas,J�L.Nichdas Estate of Jane C.Turne� Northwest Savings Bank 109 Wheadand Ftd.,Lewisberry,PA 1T339 108 Liberty St.,Warren,PA 16365 G.Property location H.Settlement Agant i.Settlement Date:09119r2014 '1059 Brandt Ave. Guardian Transfer Corporatiat Disbursemeat date:09'19V2Q14 Lamoyne,PA 17043 4075 M�icei St.,Camp HIII,PA 17011 Lemoyne eorough Phone:717-909�4700 Fax:717-723-0585 Place of Settlement: TitieExpress 4075 Mazk�SL,Camp H�I,PA 17011 Printed 09+1812014 at 3:37 pm by SLC . :. . . . . r .t • .. . , , , ..; , . , . `100: �GtosrAmou�NOurtrom Bortuwer, . , , : ,"�IOO.��iro�s�wuet�e�fa S�Ilet - '� 101. Cornract sales price 483,OOO.QO 401. Contrad sales pr`�ce 483,000.00 102. Personal 402. Personal ro d 103. Settlemenkcharyes�banroxrer(line 1400) 9,791.57 403. 104. 404. 1p5. 405. Ad ustments for items id b sNkr in advance Ad shnents(or itertn sid uiler in advance 106. City/town taxes to 406. Cityitown W�s to t47. County raxes 09/19C2014 to 12l3tt2014 660.89 407. Gounty taxes 09/19i2014 to 12t31t2Q14. 660.8.4 108. Schod tattes 09tt9l2414 to O6l3012015 3,715.92 408. Schooi 4axes 09/19f2014 to�6130f2015 3,715.92 109. 409. 110. d10. 111. d11. 112. 412. 12�• Gross Amourrt Due from Borrower A9T,17d.38 42G. Gross Amount Due to Selier 48J�37b•$1 200. ArnQuntsPaidb `orin;Behalfot;Borrowec _ `: � : "�` ;50U.�Red'ucHons;�t' .. unti�'u��tb`:Se11eF; 201. Deposit or earnest maney 15,000.00 5Q1. Excess deposit(see instrt�ctions) 202. Prindpal araunt of new ban(s) 280,000.00 50'1. Settlement charges to selfer(fir�e 1400} 54,785.16 203. Existin loa s t�cen sub'�to 503. ExlsUn ba s tak�sub to 20A. 504. Pa oif�first mort loan 205. 505. Payof(d seca�d matgage loan 2tt6. 506. 2W. 507. 208. �8. 209. 509. Ad ustmeots for ftems un aid b seqer Ad usknents for items un b selkr 210. Citpltown�axes to 5i0. Cityttawn tyces to 2t 1. County t�es ta 511. County ta�ces to 212. Sdwol taxes io 512. School ta�ces to 273. 513. 214. 514. 215. 515. 216. 516. � 217. 517. 219. 519. 219. 519. Z�• Totai Paid b lfor Barrower 295,000.00 520. r��Reduction Amou�rt Du!Shcer 54,765.16 300. :Gash�t SEttlement fromJto��orrower `. %' " " ' `60U:��Cseh.at`5ettleineriftoNrom er - 301. Gross amount d�.e from bonowed{line 120j 497,174.36 gp�. Gross arauM due to seller(line 420) 48T,37fibt 302. Less aar�+�ts paid bylfar b�rower(line 220} 2g6,ppQ.pp F>p2. I.ess redudions in anount due seller pine 520} 54,785.16 303. Cash nX From ❑ To BoRower Z�2�»�z8 8�3. Cach � To ❑ From Seiler 432,591.65 in o.� . �w am�.�nrs x ai�pt.yi.cYn.�uy wb a,@ c�wra nume«.Pa mwwnNaM r auw+a:e+s astlown u m4Nwon.iro�x Gw+o�w poNaa ur ronw b�REbPA ooar.a a.ntWlon.wn wam�ue�a.iiq ne flUYlM�i prouM. . ,• Zoo. Total°ReslEstate;6rokprFees-'�.. �..> , g24;375.� . - . ; � _ . :Raid Erom `:P�td:`From Qvis'ron'of�ission'Iic,e70o as'fd�ows: . - Bocrower's' Seller's 7Q� 24,375.40 [o �ksn�re Hamaway Haneservices Funds at Funds at 702. ,pq ;o `Settlement Seftlement 703. Commission paid at settiement 24,315.00 800. 'Item:R aSle in:Connectian wifh`.Losn 801. Our origination charge (Indudes Ori�naGon Pdnt 0.000%or$0.00� 55,575.00 i6om GFE q1} 802. Your ae.ciit a charge(pants)tw the�pecific interest rate chosen $-5,037.20 (fran GFE#2) 803. Your�osted originatlon charges (hom GFE A) 537. 804. Appcaisai fee to Premier Fundi Inc.FBO Northwest A aisai Ser(h�GFE#3) 375.00 805. Credit report to E uifa�c {hom GfE#3) 31.fi0 806. 7ax service to LeretaM�s Prolectw (fram GFE#3� 84.00 807. Fbod certificaiitn to Caei lC (from GFE#3) 7.00 806. to �960. ;YemssR"�ured �,.I:enderta:be Peid'in Advence w 901. D�ly int�charges trom from 09tf 9/2014 ta 10lOtl2014�$24.3058Iday {from GFE#10) 291.67 902. Matgage insurance pre�nium for monihs to (ham GFE#3j 903. Nomeownc�s insur�ce for 1 �rs�Erie St 562.00 P.O.C.B'��GFE#11j 904. rsbnths to fmm GFE#t t .: ,.: ... .. r . . rv ' 1001. IniBal deposit for your esana aocount (han GFE#9} 1002.Homeownet's insurance months $ O.ODlmonth S 1403.Mortgage insurance months $ 0.00/month 8 7004.Propertyiaxes months S 0.40/month $ 1tp5. mon[hs S 0,�/month S 1006.Assessments months 0.00/month � 10Q7.Aggregate AdjusUnent 8 1100:�=.TNleiCh 'ea�. _�_ �- �� 1101. Title serv�es and lenders title insurance S fran GFE#4 2,160•00 25•00 1102. SetGement a dosing fee (o S 1103. Ownec's Gtle insurance-First Amer�an Titie Insurance Gompany S from GFE#5 �.�•� 1104. Lender's Gtle insurance-First Ame�ican Title Insurance Company $2,075.W 1105. Lender's title pdicy limit S28(1,OOQ.00 Lender's Policy 1106. Owner's title policy limit$483,OQ0.00 Owner's Policy 1107. Agent's pation oi the total qtie insurance premium S2.B43.35 to Gu�dian 7ransfer Corporation t 108. Unden+riters porfian of the iofal title insurance premium g527.55 to First American Tdle Insuraz�ce Com an 1109. 1200:.;�oveinme��Recordiri antl Tri►nsfecGha es , , - _ , - 1201. Govemrnent recor�g charges $ (hom 6FE A7� 184.00 i202 p�$79.qp Mat a $105.00 Release i203. Tr�sfer taxes $ (from GFE#8) 4,830.00 1204.CitylCounty taxlstamPs Deed$4.830.00 Mat S 12(I5. State 7axlstamps p�$4 g3p.Qp Mort $ 4,$3Q.Q0 1206. Geed S Mort 3 1207. $ 130Q:Add�lor+aL�Setdeinei�tCha eg`, , ,. ; ;. . 1301.Required sert+ices�hat you c�shop for (fran GFE#6} 1342.SurveY io S 1303. to 1304. 2014/2015 Schod Tau bo goro h of Lerrio ne Tatt Coliecta 4,758.9 1305•Sew�&5-g/5&915-9��9 to Lemo ne Borou h Authorit 95. 13Q6. Escrow for inheritarx:e Tax to Guardian Transier 20,701.1 •�� • . . •:- • � • • . • � • 9,797.5T Sd,785.16 •Paid outside of clos�g by(B)orrower,�S)aller,{L)ender.(I)nvestor,&o(K�r."Gedil by lendar shown an page t."•CredN by sel{er shown on pa9e 1. .,.�t. .�y, . ,. . . .. -.. a_4".. , , , ,�,• . " 'y'�a �a �. '�: 4^$! ' � V e ti cy� � �i�� # .��{ a'�a�,t� �jy'� ��iCNll ',lO1VCf �, a. .. � u � ' : �Ch �.. ,��1it' '1111�t`t[t f@�... ��M.R�.�.a .t�*'`�`a "��a �`.��1.� �" : p��r; .._;4. .on�: .�?. �- �� ,...r" � 5,575.00 5,575.00 , .> • � �tS', ` `th F� , . �rii'�, ��.- 4� 5�037.20 -5,03720 ��l � �� a. s� �� r� . ; :��' � 537.SQ 537.80 . tahsfAi� X ��!i�,�i •;. � t� $�t,'rm„ a .k;`�'M r.�p3!�� ' ��^�. 4,900.OQ A 830.00 eChe` e� #t.`dd`ati'ii 'tiotr � e?;tJ�o&4STh"pii�A'��-ca:'€!�,hY�# �z�s'"�''�r � ��G� 's. ith}�i�m� < {��'��,�y`',�iY�JW �-; -�' ;.. . :.. . ,4. . . ; . . ,.r�9" 9��"�: : -_ ��°�� .x. �,, 2�.00 1&4.00 i . . . �=t. ';�,�t ," :. "" • ,�. � . °a 375.OQ 375.00 �+ �t M�C�.ss �x � r �,� 4 n ..�',f'�y�"p� ,`�'r. � :� � a '.;k`� 15�.80 31.� - �� `Y;�'"'��'a4+�1` � rt. ..A _ti . ;kJ' �.,�v.°+#.'1tiY+ v'F.� �.� � - - 4 fi }�,��, F,�;. _}' ,fi� -�" 7.00 7.00 �� , � . ��.3. `� !u�;{ ��'?,n�Tr, �'��t,`�"ir�i.i�'a�i, r, fi'` ,�•� .w i �;.�,s� �,�;��x�:;�:,�" �1.:;,' ;�. �`E+:uM'�,:$ �k� ":��.�' ��i� -�z ;� rj^' '� ��^:r ' ; " ,. �- 731.&0 681.60 . . � S -5Q20 -6.8598% �G' �.� ..t< a�„, � , ��"i, �� •� , - � ��y Q;-tt.��;��i-,; hP: __ , ' . ' ,s .,. � r .3..i. ,. �I' i' ; : „: • . ,,'' '�; • . 0.40 nt! . iii �� 1� p�i�t.', ,$h. • ;�" .�c ,3�e, r. '�:� . _ 311.64 291.67 . _ , � .. t ; 1,8{)0.00 1,562.00 r 3�f_ , �� k �,. ;>�"�1��t�t�b�; .9`�A9u ..., ..i�`..7 . r�1E � .. �� 1.d50.00 2,1&0.00 t,,�Sut�S��'F�`"' � s� .. � , `9� tv�'�> .� �a��,,,� �a�; 2,797.00 1,296.50 � e�-0�"'ikn,�.`, rx ��:1.i�� .�rr'='��: . 'dx� �s��i�: i�r�f,�. t�'��'�i". t �:K,� �. �?�'";'�.��'�'�:.,'3';'.� ^,r.'��;Yy A „�4-2T- � t""wi��fiw�ak%�.. �sYkt<o^� .,�t"�'.�-�;�;�� Loan Terms yy,� � i S +� �u� y��, �.� fi�;g� ia, t�£r ;z4"-��. . t�p(� M �1 ��j,f��;. �f IS��1��-�P �kFtG�� Yr.. `1��#��i� ''ny 4CW��.W K�y.�. .c •'f 1Hr'j.�,j� �i�+;,'1,� i4%`Nu 3��i .� ; "v� �.��. � « <, `�:�'�'` ,�x�r�� n, r��, ��;� F.. 15.years �y r �k'�#�Itl�`d}�1n�r t�Isa �zrt+'r``}+,�'�'_a-',v . t`s!��t�t�,`��t�t"�':'x'��` 3.125096 °'s{ y t' ii�� r".; """�x`` a „�.� � 1,95U.5Q Indudes � �r��St11h�`�.� Gl,, ri �L �+ 4� 3 a su��'� ' S�^� �� ,� �� " Q PrinciRal � � � ''� t ; ❑ r � v ' X (OfBfeSt ��t9t' E4 , a-„:_ ��. : �� a„ ��' � � �` ..Y �M�9�Insurance � n�' � �` 7�` � [�X No. ❑Yes,ft c�rise to a ma�dmum of 96. The first change �� y�,�'��'� F �� * *' � wili be on t ! and can change again every years after I ! . Every �' ��k".F�� t�.�a, � ' y: �,� , k� d�ange date,your interest rate can inaease or darease by %. Over the life o( y ae 0 r � � � k � '�� ; ��3 q,�• � "#A' ,�f ihe loan,your inlerest rate is guaranieed 10 never be fower than %or higher � .,,�'�i ��"�"r'�,� . _.$`''r�uf^�� .� �,f;` r`R�,.��: � i"�eY;� �18(1 �s. S.cr, , � r� r�4 .,�.�� f't'�:'�t.�i�f5'`� .;'s}i �° .., e�t�'.�' �,. fv �°�pK �` rti��'ri,s�' �,�a ,, � , � , ,�o��e. F�};;�- QX No. ❑Yes,it can rise to a ma�cimum of S � �'t�� * ��>s �e�,i� �� .�}�,� A�,�" � �X No. ❑Yes,the first increase can be on / / ard the r�wnthiy ��`� nte� �m� .' nsu�{��. se ,;��` �. „��'.` �unt ovred can rise to S _ ,w �,�+�- . � �� S .. �, � b�. The manimum it can ever rise lo is 3 . �, ' �' • �. . �� "� �X No. ❑Yes.7rour maximum prepayment penalty is S ?..�� '� ��. . ,�� -k,� S'd"`�� . '�tf+�'�gT; �+1 ,--� . .. r�� .. h s : {�,� k� ,. '�s`�".� �. � x X�, No. ❑Yes,you have a balloon payment ot S due in �'''��"F#��r,�� •.'��k � �° `�� '" �� . �az�»�a�-�.t�c ��t�� S�,'��r� � �+��,��.�,"`��a-:�i�e,; Years on t ! � `�xi�,,Ta�YF *k�,��6d, Ud19 �.,i :.�+rt' q'.�_�+„t,t-. {tt � � QX You do n�t have a monthly escrow payment fa items,such as propeRy taxes a � �. �" � �'``�� '; ��, :.:'. p� t �.�,��,� and homeowner's insurance. You must pay these items directiy yourseif. �+�'�� ys�� S��r s . 4 ��,. ��af+�+� �'. , ,� � Y � ' ,`�.,�,.` ,� a�, � ,r��, ❑You have an addi6onal manthiy escrow payment of� , �'�°��£�� ' ��`�� t�� - ,�, ��-�`��5�"4�3 .: ih�results in a totai initial monthi atnount o�d of S . This indudes r �: tlr Y � ,, , �e,,;�� }�'� � �?� �� 4� �;"��'� � ��4, ptincipai,interest,any mortgage Insurance�d any items chec�ead below: � ' ��.�`� � � � ��r �'� '"'�'�,`i'�-�� he � � 5�� '" � ��' ��. . w � ❑proP�tY taxes ❑Hom�mer's insur�ce .��'"f�;�� ,^�" r"�'�' � � .�� r� 5�� ❑ '� "�,� "� ��,� ��; ��,�� )h'��" ��t�, ,�;,� �Flood insuraru:e ��,��}r� W#��'�N��;h',>�t��y"m.��9� ,�„�'4h^'r`?i ��r�r'-�.�,'�r�.'� � ❑ Note: If you have any questions about the Settlement Charges and loan Terms listed on this form,please contact your lender. .1' HUD CERTIFiCATION QF BUYER AND SELIER I have carefully reviewed the Hll0.1 Settlement Statement and to the best of my knowletlge and belief,it is a true and atxurate statement o!a11 resxipts snd disbursements made o�my account or by me in this transaction I further certify that I have received a copy of the HUD�1 Setliement St�ement O�ake Q.Nichatas .-`� .` .1 ' .,)� (�i__ L�Q Jan L.Nichd4�s � � - " ��i�%;E Estate of Jane C ume� ., The HUD-1 Settlement St�emeM which I have prepared ts a trua and accurate account of this transaction 1 have caused or wiil cause the funds to be disbursed in accordance with this staiement. ...--- �—"' ��=��^`� j /9 �� -- �_,_,_,,,,,._,..,�._____-_ SETTIEMENT AGENT s" DA WARNING:IT tS A CRIME TO KN4WiNGLY MAKE FALSE STATEMENTS TO THE UNITED STATES ON THIS QR ANY SIMILAR FORNI.PENALTIES UPON CdNVtCTION CAN INCLUDE A FINE ANO iMPRtSONMENT.FOR DETAIIS SEE TITLE 18:U.S.CODE SECTIpN 1001 AND SECTlON 1 Ot 0. R.(JBERT ENS��IINGER APPF:AI�ERS ��.F�� v:��.-� �� ;��}8��,��.^�� :�� March 24, 2014 " I��,,�uc�t,�,� 4._�>�.� E;� �n �'}�3�r.; f,;� Carolyn T. Benedict, Co-Executrix ��-t>;->.�E � ��, :.�. P.O. Bax 476 �; ,�_��-:� � Mt. Wolf, PA 17347 1217CCWiT11�S.sZ-.C:OtTIC:eL�l.l7�l :�. �7-_� � ;=;z��.C' U� �.F•��'- 1,,,., ��,i'��".'=i o ert'�i::nsmin�er..nei ��v�4�.F��:nsriti�i�ers.i�et �@�I' MfS. BBt1@dlCt: In accardance with your request, I have appraised the listed persanal property of Jane C. Turner, Deceased. The property is located at 1059 Brandt Avenue, Lemoyne, PA 17Q43. I have made a physical inspection of the items fisted in the attached report on March 11, 2044. The values shown have been arrived at after a careful study of the property. I believe it to reflect a true measure af its estimated value as of February 21, 2Q14. The intended users ofi this report are the executor(s) or the administrator(s� of the estate, estate attorneys and the PA Department of Revenue. There are na ather intended users. The intended use of this repart is far estate purposes. Estimated value is defined as the appraiser's professional opinion of the estimated grass amount, expressed in terms af cash, which the listed assets wouid typicaliy realize if exposed for public sale at a properly advertised and professionaliy managed orderiy liquidation at a listed ar negotiated price usuaily within a short period af t+me of the effective date af this report. Furthe� cansideration is given to the ability of the assets ta draw sufficient prospective buyers ta insure competitive affers are cansidered. All items are valued on a per item basis, in "as is" candition, with purchase�s respansible for remaval of assets at their own risks and expenses. Any defetians or additians to the tatal package coufd change ihe psychological andtor monetary appeal necessary to gain the price indicated. Taking into accaunt all of the factars set forth in the pages that follaw, it is the opinion of the undersigned that the estimated value af the listed personal property is Eighteen Thousand Nine Hundred Dallars {$18,900.00.} Employment in and compensation for making this appraisal are in na manner cantingent upon the value reported and I certify that I have no financia! interest in the property appraised, present ar contemplated. Very truly yours; t��J �� G� Robert A. Ensminger Estate of Jane C.Turner ITEM VAlUE Baldwin Acrosonic piano ^_'�_ --_--_--- i $ 1,000,00 TV trays ' $ 35.00 Lamp ' $ _____ 30.00 - ---.._..._ Wing chair __ ; $ 100.00 Needlepoint foatstooi $ ___ 25.00 42" Sony pro"ection N $ ��.Od DVD VCR eombination unit � 24.00 Pair lam s --- $ 50.00 Candleskicks ; $ 40.00 Art lass butterfl I $ 5�.�� Chair � � 5a.�� Sony stereo system wJ Base speakers $ � 75.00 Round table $ 2Q.00 --- Oil on canvas picture ': $ 50.00 _ ---- -__ _�. 2 Leathercraft love seats $ S��.aa ___ _.__- -- E�d table & lamp __� $ _ _ 75.00 _ -- _ _ __ _ -- _ Smal! end table ; $ 35.00 Leather chest ' $ 100.00 Flaar lamp '-- Y ' $ 2Q.d� 4 bar staols $ l�Q.�fl 2 blue chairs $ 140.00 Triangular end table � $ 70.40 Pair lamps ' $ 20.00 ___- Safa $ 200.00 Wurlitzer Centura or an w/ cassette recorder � $ 200.00 Wing chair � _ $ 75.00 Small chest af drawers wJ desk leaf � $ 150.Q0 2 chairs ' $ 100.00 Smali chest of d�-awers w/ desk leaf $ 75.00 coffee table , $ 75.00 Curio cabinet $ 400.00 Pictures $ 1Q0.00 Wailace sterling silverware service for 12 and serving pieces - , based on closing value of silver on the date of death at i $21.845 per troy ounce. Note: silver prices fluctuate on a ' daily basis and may be worth more or less at any given point ' i.n ' $ 2,240.OQ Sterling si4verware - service for 4 _ $ 725.00 Sterlin tea set, plated tray I $ 850.00 Sterling salts $ 160.00 _ _ _ _ _ _ __ _ ._ Sterlin weighted candlesticks $ _ 5fl.00 Lenax Golden Wreath china - service for 8 $ 150.OQ _.......-- ---- ---- �enox Solitaire china - service for 12 $ 350.00 Dining room suite - table & 8 chairs, breakfrant, server, ! ' 2,5QQ.OQ servin table � Silver lated tea set ; $ 1Q0.00 Estate of Jane C.Turner Misc. bQne china $ 3Q.00 Misc in dining room $ �Q•d� Lladro "Mother,s Qay,� figurine _ ____ � � . 150.OQ _ Lladro "Spring is Here" figurine � $___ 25.Q0 Lladra girl feeding goose ; $ �Q•�� ___..._..._...--- --------._ Lladra "The Grandfather $ �� _._..._.__._ Lladro sittin�_girl w/ flowers $ _ 40.00 Lladro daisa figurine � 4��Q Rayaf Dalton Re al Lady ;__$ 45.00 Lenox The Goad Shepherd , $ _ 20.00 Misc. in curio cabinet $ 5Q.00 Dishes, glassware, utensils � ._ Sa•�� Pots, ans, bakeware _ _ . _ _ I � 5Q.00 Smail appiiances ' $ 75.00 Ru� _ � $ 60.Q0 Small table $ 40.00 Ciock i $ 90.00 Sany 32" N and stand '; $ 300.Oa Love seat & chair $ 150.00 End tables $ 120.Q0 -� ---- _ _ Globe _ __ _. � 40.00 Limited edition rints � ` � $ 1QO.OQ Misc in hall cia�et $ 1�.�Q _ _ _ ---- Remin ton modei 581_22 cai. Rifle, s/n 1016988 $ 2�a.Q� -- _ _----- Rug i $ __ 150.00 --._...--- ____ Chair � $ 35.00 _....---- -.-- ---- ---- Mahogany desk -- -- $ ._ 250.00 Leather desk chair � $ 100.�0 Desk chair ' $ 40.00 Misc. in den ._ _ . � _ _100.OQ _ Bedraom Suite - Queen bed, dresser & mirror, chest on chest, 2 ni�ht stands __ � --- `��a.a� Lamps i $ -- 2Q.00 Chair _.__ � 40.00 Sedroom Suite - High paster queen bed, large dresser &� mirror, armoire. & 2 niqht stands _ ___ ; � 1,500.00 Lamps � $ 50.00 __--.... ________ Chair ' $ 40.a0 -- _ _..... _. Boudoirs chair $ Sa.Qa Vanity & mirror $ 125.00 China cabinet $ 125.00 Coffee tabie I � 60.00 End table & bird cage � __ ��•QQ �ove seak & chair � $ 125.00 �am s $ 35.00 ____ ------ _.-- - Srass & glass end tables_ __ __ $ _ 60.00 Misc in master bedroam ; $ 75.00 Estate of Jane C.Turner Patio furniture - table & 4 chairs � $ 125.Q0 Patio furniture - 2 tables & 4 chairs ; $ 150.00 Patio furniture - tabie & 2 chairs ; � __ �� __ Flaor mirrar __ _ $ 75.00 , -------- Bench — -------- $ ------ 5C1.04 Nal! table $ 5Q.44 __--..-----..._ _.._ ___.___ ----__T Cloisonne pieces - $ ---------- 20.OQ Mirror � 40.Q0 Brass & lass shelf $ 65.00 Twin beds $ 125.00 Nestin tables $ SO.aa Washstand , $ 75.00 _ ___ _ — - -- __-- --_ , _ ___--- Mirrar $ 25.Q0 Chair $ 20•d� Misc. in bedroom ', $ 15.00 Velvet chair i $ 40,00 Misc. linens $ 35.00 Lenox Renaissance Nativit - Hol Famil $ �5�� Lenox Renaissance Nativit - 3 Kin s $ 75.00 Lenox Renaissance Nativity - The Angels (3) � $ 75.00 Lenox Renaissance Nativity - Camel & Driver $ _ 150.0� Lenox Renaissance (Vativity - Shepherds $ �_______ 1�d•�Q Lenox Renaissance 1Vativity - Animals , $ _________ 154.00 B ers Choice Caralers - 13 + lamp post & tree $ 3a0.04 Hoover wind tunnel vacuum ', $ 140.00 ----- ___.------------ ----- Bisseil car et cleaner '; $ 100.00 _ _--------- Misc in �arage -_..____ � 5Q.00 _...._._— __. .---- -- Side x Side refrigerator � __ _�_, $ 250.00 _..__. �` � �, � �. '� ��. � Less 2,500.OQ Dining Room Furniture Sold ADJUSTED TOTAL $16,400.00 Scope of Work The foliawing comments expand the Scope af Work to include any additionai research or analysis necessary, based on the complexity of this specific appraisal assignment. The scope of work explanations discussed here and within the body of the report further define, clarify and document what the appraiser did [or did not do] in arder to develop the appra+sal and report the value opinion, based on the compiexity af this appraisal assignment andlar as a resuit of a suppiementary Agreement or Engaqement Letter''as accepted by the appraiser, Robert A. Ensminger and his client. *tf na wriffen specific and ar supplemental Scope of Wark was agreed upan with the ctient(priar fo accepting the assignment, by forrnat en,qaqement/etter and included in this reporf) the Scope of Work outli��ed here and within the report, is considered to be represenfafive flt'whaf typical users of appraisal services would require and in general, what appraisers wouid provide as reasonable, accepfable and sufficienf for the s#afed infended users needs. COMP�ETE VISUAL INSPECTION: It shauld be nated that the Appraiser canducted a visual inspection of only the readily accessible areas of the assets, viewing only those components of the asset which were cieariy visible. No tests we made of any mechanicai, electrical or elecfronic systems as such tests are nat within the Scope of Work. Comments an the conditian of the asset are based on a casual observation anly and which may have been limited by the placement of assets sa as to preciude observation of the items blocked by same. Aithough the report may ci#e a general rating of the adequacy and or condition (based on observafion anly} it should be clearly understaod that these statements are a general guide far camparison purpases {as part af the valuation process) and are not a detailed report on the physical and or aperational condition of these items. The appraiser is not an expert in these matters and any opinian stated is advisory based only upon observation. While athers may chaase to rely on the report, they should not rely on it to disclase condition and stated defects. Such know(edge goes beyond the scape of this appraisal and as such, comments on observed canditions given in this report should nat be taken as a guarantee that a problem does nat exist. REPAIRSI�ETERlORATIaN: An effort was made to reporf those repair items that, in the appraiser's opinian, will affect safety, adequacy, and marketabiiity of the property. The Market Data ar Sates Comparisan Appraach to value compares recent sales of similar assets to the subject asset being appraised. Adjustments may be made to the comparable sale for such items as condition, ags, provenance. obsolescence and time of sale ta arrive at an indication of the most probabEe selling price of the asset. The Market Data Approach is based on the premise that#he asset is easily substituted in the market place far a similar asset of similar quality and price. The market is an established means of buying and selling assets through established channels in�luding auctions, second hand dealers, public and private sales. Auctions are the preferred method of marketing when a liquidation value is being sought. Auctians are usually properly advertised and professianally managed and assets can be liquidated in a relatively short periad of time. The arderly liquidation value as reported herein is nat consistent wifh the defini#ion af"insurable vaEue" and should not be relied upan for insurance purposes. The Cast Approach measures value by determining the current cost af an asset and adding for appreciation or deducting far depreciation. Several types of depreciation can be associafed with an asset including, but nat limited to physical deterioration, functional, economic and technological absolescence. Since depreciation is very subjective and sometimes difficult to prove, use of the cast approach and reNabili#y an the same as a value indicator could be misleading. In most cases the Cast Approach is not deemed necessary ta the development of a reliable value opinian, therefare the Gast Approach has been excluded and was not used in this �eport. Scope of Work (Cancluded} The INCOME APPROACH is typically developed when the value is related to the econamic return that an asset can praduce. It is usualiy not applied to individual assets due to the difficult task of identifying individual income streams. The Income Approach is typically used with assets that produce renfal income, especially large, movable construction equipment, and commercial transportatian vehicles. The appraiser has determined the Income Approach was not appropriate and meaningful to the anaiysis and value opinion. For this reason, the Income Approach was nat employed as a valuatian tool. EXTENT t}F DATA RESEARCH: Sales and listings of assets comparable to the assets being appraised have been researched, verified, analyzed, and reported. Sales data of assets geographically, physically, functionally and ecanamically sirnilar fo the subject assets and that are sufficiently recent to reflect current buyer and seller actions were researched and considered. If necessary and applicable, the appraiser also researched data on comparable income and expense infarmatian and replacement costs. Depending upon the avaiEability and reliability of various data sources, the appraiser used any combinafion of reasanably availabEe information fram owner's comments; buyer's descriptions; manufacturer's and dealer's web sites; brochures; Internet auction sites such as eBay or Auction Arms; informational web sites such as Kelley Blue Baok, NADA, Edmunds, Machinery Trader, Art Facts, Prices for Antiques and the like; posted auction prices of ather auctioneers; the appraiser's own experiences selling similar type assets at public auction and the appraiser's personal library. When and where possible, the applicable information was verified with sources deemed to be reiiable and from a disinterested party or corrobarated with a 3�d party source. 1n same cases, the motivatians of the parties and other factors (terms, arms-3ength transactions, etc.} may nat have been available and the data was used at"face value as factually accurate." DISC�t3SUREtDISTRIBUTIQN: Regardless of whp paid for this appraisal repo�t, the intended user is only the ciient stated within #he report. The appraisal and repart may be inapprapriate for use by parties other than the intended user and could place them at risk. Despite the means of possession of the repart, this appraisal should nat be used ar reEied an by anyane other than the stated irrtended users and for the stated/intended purpose. The Intended User of this appraisal repart is the Client. The Intended Use is to evaluate the assets that are the subject of this appraisal for reasons stated elsewhere in this report, subject ta the stated Scope of Wark, purpose of the appraisal, the developmental and reparting requirements of the Uniform Standards of Professional Appraisal Practice {USPAP,}, and the Definitian of Value. The nature af the assignment may infer Additianal Users of this report. Examples would where this appraisal is to be used for{a.� legal purposes whereby the clienYs attomey and authorized courf personnel become users of this report on behalf of the client; and {b.) estate purposes whereby the clienYs attorney and autharized taxing autharities become users af this repart. This repart is copyrighted by Robert A. Ensminger, �2010, and may be registered in the U.S. Copyright�ffice. Any repraduction, electronic ar otherwise, of analyses, drawings, photographs, cflntents, representatfons or opinions of value made in this report for purposes other than those stated in this report, is not permitted. THE VALUE QPINtON: The vaiue opinion stated in the report is based an my analysis as of the effective date shown in the report. The value opinian considers the productivity, ecanomic and physical conditians of the assets aniy as of the effective date of this appraisal. As market conditions are canstantly changing, this value opinian may not be vaiid in another time period. Statement af Assumptians and Limiting Conditions 1. In preparation of this appraisal repart, no investigation was made as ta the actual ownership of personal praperty herein appraised. Unless otherwise stated, the personai property has been valued in fee simple, unencumbered by liens and fractionai interests. 2. All apinians as ta values stated are those of the appraiser and are based upan the facts and data made available to me. The appraiser assumes no liability or responsibility fc�r changes in the market place or in technology, which may in some way, alter ar change the stated values. 3. No respansibility is assumed for infarmatian furnished by others and the appraiser assumes no responsibility far matters of a lega! nature. 4. This appraisal was made for the purpose stated and is not ta be used for any other purpose. 5. Possession of this appraisai report, or a copy thereaf, does not carry with it the right of publicatian. It may not be used for any purpose by any person other than the party to whom it is addressed and the stated users without the express written consent of the appraiser. 6. The appraiser, by reason af this appraisal, shall not be required to give testimony as an experfi witness in any legal hearing ar before any caurt of law unless advance arrangements have been made with the appraiser at an additional fee. 7. Leasehold improvements have not been taken into cansideration unless specifically noted in the appraisal report, 8. The appraiser has used his best professional judgment to accurately value the subject according to the specified definitions, and the values reported in the appraisa! documents represent the opinion af the appraiser as of the effective date of the appraisal. Such values are subject to significant alteration and wiil be affected by time, changes in condition, obsolescence, changes in the market place or in the economy and many other factors beyond the control af the appraiser. Reliance upon stated values for any purpose, beyond the effective date of this appraisai is inadvisable. 9. Authenticity of paintings and art work and provenance of antiques and decarative arts is assumed, but not guaranteed. Paintings and art wark under glass were nat examined out of frames and are assumed ta be as identified and in good condition unfess atherwise stated. Statement of Assumptions & Limiting Conditions (Concluded) 10. Services containing multiple pieces may or may not have been completely examined, and are assumed to be camplete and in goad condition, unless atherwise stated. An individual piece is assumed to be representative as ta condition. If values are given per set or per lot, the value is far the set or the lot, and no opinion is given as to an individual value, or to proportionate values. 11. PorceEains, pattery, ceramics, and other fragile items have not been examined to museurn standards or methods, for repairs or hidden damage, and are therefore subject to further examination. 12. Colored stones and diamonds may be enhanced by using one or more techniques including, but not limited to, clarity enhancement, resins, and heat treatment. In many cases, it is impossible to tell whether a natural stane has been enhanced without a detailed report from a qualified laboratory. The value determination in this repart assumes that no major enhancement has taken place unless so stated. 13. Ivory, jade, bronze, goEd, sterling silver, and simiiar materials have not been tested by laboratory standards, or methads for purity and authenticity, and are subject to further examination. 14. Coins and paper currency were nat exarnined for authenticity or counterfeits and were nat removed from baoks, flips, slabs, rolls ar other packaging, In most cases the package markings are assumed to contain the listed contents. 15. Machinery, equipment and vehicles were not operated and are assumed ta be in working condition unless noted. 16, Eleetronics and computers were not tested and are assumed to be in working arder unless nated. 17. Firearms were not examined internally and were not fired. Various component parts were not checked for matching serial numbers. All firearms are assumed to be in working order unless noted. 18. Measurements and weights are approximate. Woad identity is not guaranteed without further research. 19. It should be noted, that any additions or deietians to the total assets could change the psychological and or manetary appeal necessary to obtain the values indicated within this report. Certifications I certify that, to the best of my knowledge and belief: • The statements of fact contained in this report are true and correct. • The reported analyses, opinions, and conclusions are limited only by the reparted assumptians and limiting conditions and are my personal, impartial, and unbiased professianal analyses, opinions, and canclusions. • I have no present ar praspective interest in the property that is the subject af this report and no personal interest with respect to the parties involved. It is noted, however that the appraiser is also an auctioneer that regularly conducts liquidation services far c{ients. At the present time there are no contracts for future services. • I have no bias with respect to the property that is the subject of this report or to the parties 'rnvafved with this assignment. • My engagement in this assignment was not contir�gent upon developing or reporting predetermined results. • My campensatian for compieting this assignment is not cantingent upan the deveiopmer�t or reporting of a predetermined value or direction in value that favors the cause af the client, the amount of the value apinion, the attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisaf. • My analyses, apinions, and conclusions were deve(oped, and this report has been prepared, in conformity with the Unrform Standards af Professional Appraisal Practice, • I have made a personal inspection of the property that is the subject of this report. • No one has provided significant persanal property appraisal assistance to the persan signing this certificatian. • I have nat performed any business services, as an appraiser or in any ather capacity, for the party whose assets are being valued within the past three years. t��'��N•�� dy�r� Rabert A. Ensminger March 24, 2014 p Nr��T�a�►k 499 Mitchell Road,MiUsboro.DE 19466 Adjustment Services Phone 888-502-4349 F aY (302}934-2955 March 19,2014 McNees Wallace& Nurick LLC 100 Pine Street P.O. Box 11 b6 Harrisburg, PA 171Q8-1166 Re: Estate of Jane C. Turner Social Securit�516-20-6418 Date af Death: Februarv 21,20]4 Dear Sir or Madam: Per your inquiry on March 12,20l 4,p}ease be advised that at the time of death,the above-named decedent had on deposit with this bank the follawing: l. Type ofAccount CheckingAecount Accounl Number 8b655418 OwnQrship(Names af) Carolyn T, Benedict ( � Claarles W. Turner-�-�"-�'�c`f� c�` � �!7�( Jane C. Turner Opening Date 12/28/1968 Balance on Date ofDeath � 91,236.50 Accrued Interesr $ .�14 _ _ . Total $91,236.94 �,. Tjpe afAccount Insiallment Loan �. ,�,� jo� � �.�a��c� Account Number 1�044450408704998 �`� 5c�l1- �� Ownership(Names o� Charles W. Turner(Borrawer) ^ �J�Y� � '�((�-tA��f13 Jane C Turner(CaBorrower) �� .�..v�� {.-} �24�Z�� 4pening Date 08128/2007 �� p(� � � � � � � Balance on Date ofDeath $59862.57**This amaunt is not to be��j�� } used for payoff purpases. For a payoff � �/ t�i balance,pleare call l-St1(1-724-244D ,,Q��QI.� �� r� Current Batance $ 59862.57** This balance is not aU�� ?�� i�f�,,S a payoff balance �, �� --P��^�'" ' 3. Type ofAccount Safe Deposil&ox Bczr NumherlLocarion 1637IWest Shore PlcLa Ownership(Names of) Jane C. Turner(Co-Owner) Opening Date IOi 1311999 For any additional information on the above accaunts,induding ownership and any changes,closures and/or rtimbursement of funds, please catl ffie West Shorc Plazs at 717-731-1730. TLis ktter does cwt indude any accounts io whicb the decessed may have been lis�ed as Power of Attaney,Custodian of Uniform Transfers, Represenffitive Payee,or Trustee under a Writtee Agrrement Sincerely, Va}arie Mercer Adjusfiment Services Date af Death: 02121/2019 Estate of: JANE TURNER Valuation Dace: G2/21/2014 Account: 0000450�0041441 Prccessing Date: 0310912D'_4 Report Type: Date cf Death Number of Securi��es: 111 File ZD: EV?_2014C3u4_50=00�1941 Shares Securi'_y Mean andJor Div and I::t Security or Par Description High(Ask Low(Bid Adjustments Accr.uals Value 1) 392:6.79 Cash (CASH) 39,21b.79 2! 20000 EAST PENN PR 5CH DZST FCRNiERLY i2�4299R73) .nteractive Data Cornoration DTD: 0811712012 Mat: 11115/2019 2� 02f21/2019 ?01.�5900 Mkt 101.759000 20,351.E0 Int: 11I15/20i3 to G212112Q14 106.b7 3) 350G0 ELIZABETH TWP PA SAh nUT� SWR (286767CW5} Interactive Data Ccrparation CTD: 12115l2009 Mat: 12/25120'_5 2.15� 02121/2014 102.8600G Mkt 102.860000 3b,001.0U I,:t: 12115/2013 tc 02/21/2G14 137.9n 9) 1500C FORT LE BOEU: SCH DZST PA (34'7685iCC2) :nteractive Data Corporation DTD: 12/02/2011 Mat: 03/O1l2016 2.25� 0212112014 101.94700 Mkt 10i.447000 1�,217.05 Int: 0910112Q13 to Q2/2112q14 154.3$ �) :4000 GZRARB FA SCA DIST (376302FD2) Interactive Data Corporation DTD: 10124/2009 Mat: 11/1512017 2.75$ Q�l21/2019 101.17500 Mkt 1Q1.175C00 5Q,587.50 Int: 11115I2013 te 02/2112014 366.67 oj 30000 �:GNTINGDdN ?A (495Q1GGW4) :nteractive Data Corporation t�TD: '_0{15r'2009 Mat: 121fl1l2017 2,?5$ �2/21/2014 101.1990fl Mkt 101.1990QD 30,359.70 Zr,t: i2101(20i3 to 02121l2014 :83.33 7) 25400 LACKAWANNA RIL' BAS:N AU:H PA S (50�580DS6) Intezactive Data Corporation D:D: 12/1C12Q04 Mat: 09/01/2014 2.35� 02/21/2019 100.92200 Mkt 100.922C00 25,230.50 Snt: 09/0112Q13 to 02/21/2019 27�•43 8) 2�fl00 LEBANON PA AOTH SWR nEV (522858EH8) Interactive Data Carporation DTD: 12148/2011 ;�lat: 12J:512018 2.25€ 02121/2D14 10i.9550fl Mkt 101.956000 i5,989.OD Int: 12I15/2013 tQ 42I2i12014 103,13 9) 20�00 LYCOM2NG CNTY PA (5�3799KJQ) Znteractive Data Carporation DTD; Ob/011�00° Mat: 11115I2016 3� 0212112014 101.6290Q Mkt 101.629000 20,325.80 Int: l:l1512013 [0 02�`21/2014 160.00 10} �0000 SHARON PA CT_TY SCH DIST (819751EA2} Interactive Data Corporation DTD: Ol/0$j2010 Mat: G5J1�/20�9 3� 02/2112014 1D1.95700 Mkt 101.957000 5D,9?8.50 Int: 11115/24?3 to 0212i12Q14 900.00 11) 54004 SPRINGFiE::D 'WP SC- IIZS? PA MO t8516QOQH2) Z^teractive Data Ccrporation DTD: OSJ13J2010 Mat: 1'i/15i201b 2.8� 02/2112014 i02.553Q0 Mkt 102.5530DQ 51,2?6.50 �r.t: li/15/2013 to 02121l2014 3?3.�3 ?age 1 This report was produced with Es�ateVa'<, a product af Es�ate Valuations & Pricing Systems, Inc. If ycu have questions, please contac= EVP Systems at (8i8) 313-6300 or www.evpsys.com. (Revision 7.3.1) Date of Death: fl2121/2019 Estate of: JRNE TtiRNER Valuation Date: Q2121l2019 Account: 000005010001941 Processing Date: Q3104/20�4 Report Type: Date of Death Number of Securities: lil Fi1e ID: EVZ_2D19D304_SOlOd01441 Shares Security Mean and/or Div and Znt Security or Par Descrintion High/Ask Low/Bid Adjustments Accruals Value '_2) i49 kBM SNDS INC i00095?100) GON. New York S[ock Exc:^.ar:ge 02%21/2019 27.84000 27.93000 H/L 2�.o35C00 4,117.62 13) 150 ABBOTT LABS {002824100) COM New Yc:k Stcck Exchange 02J21/2019 39.45G{!0 38.79Q00 H!L 39.120000 5,868.00 19) 44 ALLERGAN INC t�J1�490102) COM New York Stock Exchange 02l21/2014 12?.08�00 124.8800G HIL 12�.480GC�0 5,543.12 l�} BS ALLETE ItdC (�318�2230Gj COM NEW New Yo:k 5tcck Exc'.,.ange 02(21/2014 5i.97000 51.21000 H/L 51.590000 4,385.1� Div: 0.49 Ex: 02112/2014 Rec: 021i4l2014 Pay: 03tG112014 41.65 i6) 1G7 T,MERICAN F�NL GRpUP INC flHIO t0259321+34) COM New York Stock Exchange G2/21J2019 rb.510�0 56.02�04 HIL . 56.265Q00 5,02G.:56 i�) 125 A.MERSCAN WTR WKS CO INC NEW (0304201G3) CQM New York Scock Exchange 02/21/2019 95.45000 43.88000 HJL 44.165000 5,520.63 Div: 0.2E �x: 01/3012014 Rec: 02/G3/2014 Pay: 031D3/2014 35.00 _g} '�07 AMStiRG CCRP {Q3232F905} COM Ti:e NASDAQ Stock Markev LLC Q�121/2014 93.90000 42.b4000 H1L 93.325000 4,635.7fi i9) 1DD ANAiOG DE1�ICuS SNC (C32574105) CCM New York Stock Exchange 02121J2014 51,6G000 S1.C9000 H/L 5:.395000 5,139.50 20) 50 APACHE C6RP t�374111Q5) COM *]ew York Stock Exc'^:ange 02121/2D19 85.95000 89.530Q0 H/L 85.240G00 4,262.00 21} 15 APPLE SNC (037$33iC10) COM The NASDAQ Stoc'.t N.arket i.LC D212112014 539.57000 529.60040 HfL 529.585000 7,943.7c� 221 63 BADGER METcR INC t056525 08) COM New Ycrk Stock Exchar.ge G2J21J2014 53.13000 52.40000 H/L 52.?65�J00 3,324.20 Page 2 :his report was produced with EstateVai, a n:oduct of ESLate Vaivaticns & Pricing Systems, Inc. Zf you have questions, please centac� �L'F Systems at (SIB} 313-63C0 or www.evpsys.com. (Revision 7.3.1) Date of Death: �2J21J2019 Estate of: JANE TURNER Vaivation Date: 42121J2014 Account: OOOOQ5019001941 Processing Date: 03109/2019 Repor. Type: Date of Death Number af Securities: lil File ID: EVI_2Q144309_5010001491 Shares Security Mean and/or Div ar.d Ir,t Security or Par Description High/Ask LowJBid Adjustments Accruals Value 2?) 43 SARD C R INC t067393109) CdM New Yo_k Stack Excµ.ar,ge 02121f2019 192.24000 140.18000 H/L 141.210000 6,072.03 29} 64 BAY.TER INTL INC (�71813i09) COM New Ycrk Stock Exchar,ge Q2j2112014 59.95000 59.13000 HJL b9.5900D0 4,45D.56 25) 99 B�CTON 'JICKINSGN & CO {07G8$?109) COM New York Stock Exc�:ange 02/21/2014 i15.85QOQ 119.8800C HIL 115.365000 5,652.89 26) 20D BRAQY CORP (1096741Q6} CL A New York Stock Exchange G2121/2014 26.65000 25.1�014 H1L 25.415Q50 S,i83.Di Z?} :39 BRISTOL MYERS SQUIBB CG (110122108) COM Ne�a York Stock Exchanqe 02i21t2014 �9.57000 53.3fi00G �/L 53.9750�0 7,502.53 2$) 1�0 CBOE HLDGS :NC (12503M108) COM :he NASDAQ Stock Market i.LC 02{2112014 59.95000 54.C8000 H/L 54.515600 �,�51.50 29) 9J CACI INTL INC (12?1903G9) CL A New York Stock Excaange 02121/2019 75.65000 75.5101G H1L 75.fl80050 e,?5?.20 s6) 125 CAMDEN NATL CORP (1330341D8) CCM The N?SDAQ Stock Narket LLC 02121(2014 35.93750 35.65000 H!L 30.293750 4,53fi.72 31) 107 CASEYS GEN STORES ZNC (147528103) COM T;e NP.SDAQ Stock Mas�keL LLC 02/21/2019 67.90000 66.E9000 HIL 67.245000 �,2GG.57 32) 1CD CHURCH & DWZGHT INC (171390102) CCM New York Stock Exchar.ge D2121/2014 56.80000 b6.12000 HJL 66.4EG000 6,64b.00 Div: 0.?1 Ex: Q2,'13t2014 Aec: 02118l2014 Pay: 03l�312014 31.00 33) 3? C�,OROX CO DEL (189�541C9) COM New York Stack Exc'r.ange 02/21t2�719 $7.79000 86.9$00� H/L 8'1.385000 3,133.25 ?age 3 This report was produced with EstateVa'_, a product of Es:ate Va2uations & Pricing Systems, Snc. If ycu have questions, please conta�t EVF Systems at (819) 313-6300 or www.evpsys.com. (Revision 7.3.1) Date of Deat:^.: 02/21/2019 Estate of: JANE T�RNcR Valuation Cate: 02/21(2014 Account: OGOfl05010001491 Processing Date: C310912619 Report :ype: Date of Death Number of Securities: l:l Fi:e ID: EVZ_20190309_5010001441 Shares Security Mean andlor Civ and T_nt Security or Par Description High/Ask Low/Bid Adjustments Accruals Value 3$7 103 CCNOCOPHILLZPS (20825C1DSJ COM New York Stock Exc`anqe C2/2112019 65.03000 5t.fi340G H/L 64.830Q00 6,fi?7.99 Div: 0.69 Ex: 02113/2C14 Rec: 021=8/2014 Pay: 031D3/2019 7=.�? 3�y 250 CONVERSANT iNC i2?249Ji0�) COM NASDAQ Stock Market 02121/2019 25.09000 29.53D00 HIL 24.810000 6,202.50 soJ 100 COOFER TIR� 6 R�BR CO {216831107) CQM New York Stock Exchanqe 02121/2014 29.04000 23.7500C H/L 23.895000 2,389.50 3�) 3v0 CORNiNG INC (219350105} CCM New Ycrk Stcck Exchar,ge 021211i014 19.13500 18.95000 H/L 19.�92500 5,�12.75 381 43 CUBiC caRP (224Eo9i05) COM New York Stock Exc�ange 42/2112019 54.97C00 53.1G000 HlL 54.035G00 2,323.51 39) 05 DST SYS INC DEL i233326107) COM New York Stock Exchange 02/21/2014 94.6600� 93.8950Q H/L 94.371500 6,:34.54 40) '�OD DARD�N RESTAURANTS INC (237194105) COM New Yark Stock Exchar.ge 02121/2019 51.24C00 50.35000 H/L 50.795000 5,079.50 41} 75 DI�OND OFFSHORE CRIL�ING INC (2527_C102} COM New Ycrk Stock Exchange G2l21I2014 48.910DD 4?.8fi000 �1L 98.145000 3,610.88 Div: 0.875 Ex: 02J��i20i4 Rec: 02Ii9/2014 Pay: 03103/2014 65.E3 42) 75 EQT CORP (26$84L10�} COM New York Stcck Excha�:ge 02/21/2019 101.21C00 99.58000 H/L 100.3°5000 7,529.c3 Div: 0.03 �x: C2Ji2/2014 Rec: 02114J2419 Pay: 03{01J2014 2.25 43} 'i0D EBAY T_NC i278642103) COM The NASDA� Stock f�arkec LLC 0212112Q14 �5.51000 54.58�00 H!L 55.045000 S,SC9.�� 44) SS EMERSON ELEC CO (29101'_109) COM New York Stock Exchar,ge 02/21/2019 b4.15000 63.92000 H/L 63.785G00 5,921.73 Div: 0.43 Ex: 02I12/2Q14 Rec: 02/14J2019 Pay: 03110/2019 36.55 Pace 9 This report was produced with Esta�et�al, a product o: Estate Valuations & Pric'_ng Systems, Inc. If you have questions, please contact EVP Systems at i8�8) 313-6300 or www.evpsys.co�:. {Revision 7.3.i) Date of Death: 02/21/2019 Estate of: JANi TURNER Valuation Dace: Q2/21/2014 Account: �000050i0001941 Processing Date: 03l09J2a19 Repert 2ype: Date cf Death Number of Securities: 11'_ File ID: EVI_20140304_50�000144'. S�ares Security Mean andlor Civ and ir.t Security or Par Description High/Asx Low/Bid Adjustments Accruals iTalue 45! '_00 EQIIIFAX INC (29492�105) COM New York Stock Exchange C2J21/2014 69.47Q00 68.1700� H!L 68.82pOD0 D:v: 0.250G0� Ex: 02J21/2Q19 Rec: 02125(2019 Pay: Q3114/2014 + 0.250000 69.Oi�C00 b,907.�0 46) 75 EXXON NOBSL COFP {30231G102) COM New Yo:k Steck Exch�r.ge 02/2112019 45.58000 94.94000 H/L 45.2E0000 7,144.50 Div: 0.5? �x: 02/05I2014 Rec: Q2/10/2D14 Pay: G3/1OJ2014 47.25 4i) i05 FAM.ILY DLR STORES INC (307DOD;�9) COM New York Stock Exc�ange D212112019 65.640�0 64.80000 H/L 6�.320�00 0,653.60 4B) 105 FLOhSERVE CORP i343�4P'i05) COM New Ycrk Stock Exchange �2/21/2014 8:.8600D 60.9;OOD H/L 8i.385C00 8,545.93 49) 500 GENERAL ELEC:RIC CO (?69604103) COM New York Svack Exchange 02/21l2014 25.19000 29.94000 H!L 25.065�00 Div. 0.220d0� Ex: 02120J2019 Rec: 02/29/2019 Pay: 04/25/2014 + p.220000 25.2850p0 12,642.50 50) 85 HELMERICH & PAYNE INC i423452'i01) COM New York Stcck Exc^ange 02/2112014 95.130�0 93.13Q00 H/L 94.130000 S,OOl.CS Div: 0.625 Ex: 02112,J201� Rec: 02J19J2014 Pay: D3JC3l2014 53.13 51) 6D HESS CORP (42809H10�) COM New York Stock Exchange C2(21J2014 81.98000 80.i?000 H1L 81.325000 9,8�9.�0 52y 15D HEXCEL CORP NEW (428�9i=08) COM New York S�cck Exchar.ge Q2/2112019 44.1300� 43.C80��0 H1L 43.605C00 6,540.�5 53} 1C7 HONEYWELL INTL INC (4385;61061 COM New York Stock Exchange 02J2112014 94.44000 93.?140C H/L 99.0�5000 10,Q6E.G3 59) 142 riOFcMEL r00D5 CGRP (9904521Q0) COM New York Stock Ex�Farqe �2/21J2014 A6.83000 46.1$000 H/L 96.�OSG00 8,928.90 55) i00 J & J SNACK FOODS COR? (46E032109) COM The NASDA4 Stc�x Market LLC 02/21/2014 91.92000 89.5R000 HJL 90.SGQ000 9,OSO,OD Fage 5 :his report was produced with EstateVal, a p-advct of Estate Valuations & Pricing Systems, Znc. if you have questions, please ccntact EVP Systems at (8181 313-6300 or www.evasys.com. (�evisicn 7.3.1) Date of Dea�h: D2/2112019 Estate o': JANE TURNER Valuacicn Cate: 42121120?9 Account: OOOOQ5010001441 ?rocessinq Date: 03/04120�9 Report Type: Date of Death Number of Securities: 111 File ID: EVI 20190309 50100Q194i Shcres Security Mean and/cr Div and �r.t Security or Par Description HighJAsk LowlBid Adjustments Accruals Value 56} 90 JOHNSON & JOrNSON {476i601C4� COM New York Stcck Exchange e2J2112014 92.24�00 91,95000 H1L 91.647500 Div: 0.66DOCo Ex: Q2121/2019 Rec: 02125/2019 Pay: 03t11/2419 + 0.6fi00D0 92,50?500 8,325.58 57} 9b JQHNSON CTLS INC (4783661D7) COM New York Stock Exchanqe 02/21l201A 50.05000 49.5?D00 H/L 49.810000 4,�61.76 587 69 HIM9ERLY CLARX COR? (994368103) COM New York Stcck Exc�ange 02/21/2014 ilL 29Q00 109.76000 H/L 110.525000 7,073.60 59) �3 LABQRATORY CQRP ��ER HLDGS (5054D3909) COM N^cW New York Stock Exchange 02121/2014 93.76000 92.93000 H1L 93.095000 4,003.09 501 120 MTS sYS COR? (5537�7103) COM The NF.SDAQ Stock MarKet LLC 02l21/2014 73.26000 71.3o00fl H/L 72.310000 6,677.20 61) 250 �:ASIMO CORP i574�951CG) COM The NASDAQ Stock Market LLC 02121l2019 2�.390Q0 26.3c000 H1L 26.8i5000 6,718.7� 62j 15C �ASTERCARD INC (57636Q;Q9) CL A New Yark Stock Exchange 02/21/2014 76.350Q0 75.50000 HIL ?5.925000 11,388.75 6�) 100 N�TTHEWS IN:L CORP {577128101) CL A The NASDAQ Stock Market LLC 02/21/20i4 41.00000 40.56��00 H/L 90.7EOG00 4,0?8.00 b4) 300 MAXIMUS INC (5??433109) �OM New York S�ock Exchar.ge D212112n14 47.95000 4'.150�4 H/L 4?.550050 14,265.D2 Div: D.045 Ex: 02112/2015 Rec: 02114I2D14 Pay: 02128/2014 13.50 65) 85 MCCO�MICK & CO ZNC (Si97&0206} COM NON VTG �ew Ynrk S:ock Exc:^.ange 02121/2014 65.40Q00 55.87Q00 �/L 66.135G40 5,621.48 56) 100 MERCK & CO INC N?W {5$9suY105} COM Vew York Stock Exchange 02t2112fl19 56.340Q0 55.8200C HlL 56.080006 5,608.Q0 Page E This report was nroduced wi:h EstateVal, a product of Estate Valuations & Pricing Systems, Inc. If you have questions, please contact EVP Systems at (816I 313-6300 or www.evpsys.com. (Revisic^: 7.3..) Date of DeaLh: G2121/2019 Estate of: JAtiE TURNER Vaivatior Da�e: G2J2112014 Account: OOD�D50'OOQ1441 Processing Date: C3J09(2014 Repert 7ype: Date of Death Number of Securities: 11: File I�: EVI 2014p304 50100Q1441 Shares Security Mean andlor Div and =nt Security or Par Description High/Ask Low/Bid Adjustments Accruals Value b%) 2CD MICROSO?T CORP {594918109) COM Tne NASDAQ Stock Market LLC Oil21J2019 38.3500� 37.86000 H/L 38.105000 7,621.00 Div; 0.28 Ex: Q2I18120,4 Rec: 02/2C12014 Fay: 03/13/2019 55.00 b$) i37 MI�R6CAIP TECHNOLCGY :NC (5950?71�4) CON The NASDAQ Stock Market LLC 02/21/2019 45.48000 45.03000 H/L 95.255G00 5,199.94 Div: 0.355 Ex: �2119i24i4 Rec: 02/2112014 Pay: 03/C7/2024 48.64 69) 75 MCSA�C CC NEW (b1995C103) CCM New York Stock Excnange 02l21/201A 48.99Q00 47.98000 H1L 98.565400 3,63b.3& 70) 6G N�XTERA ENERGY INC {65339F1Q1) COM New Yark Stock Exchange Q2121I2019 93.4600D 92.38200 H1L 92.921000 5,575.26 71} 17� NOffDSON CORP {655653102) COM The NASDAQ Steck Market LLC 02/21/2014 70,96Dfl0 69.790D0 H/L 70.125000 Div: O.i800G0 Ex: 02r"21/2G19 Rec: 02/25J2014 Pay: 03J11(2019 + O.i8000D 70.305000 11,951.85 72} ?5 NORFOLK SOUTuERN CORP (c�584410E) COM New York Stock Exchange 02J�1{2014 91.69000 40.34000 H!L 40.97Qp00 6,822.75 Div: �.54 Ex: 02!C5/2014 Rec: 02/0?/2019 Pay: 03/1D/2014 40.50 73) 93 OCCIDENTAL PETE CpRP DEL {0745?910:) COM New York Stcck Exchar.qe C2(21/2019 95.47000 94.90700 8/L 95.93850Q 4,:03.86 7S) 95 OWENS & MINOR INC NEW (690732 02) COM New York S:cck Exe^ange 02121l2014 35.28990 34.95000 H/L 35.119950 3,33fi.40 7�� 107 PATTERSON COM?ANZES INC (?03395103) CON The NASDAQ Stock Marke� Li� 0212112014 40.99C00 40.22000 H/L 40.605d00 4,35fl.74 ?6) 15G PAYCHEX INC (704326107) CCM The NASDAQ Stock Market LLC 02121J2014 91.77000 40.90000 H/L 91.335000 6,20D.25 777 ?0 PEPSICO INC (713446106) COM New York Stock Exchange 02121/2424 78,910D0 ',7.9000D H/L 78.40500D 5,486.35 Page 7 This report was produced witn Esta.eVal, a prcducc e: Estate Valuatior:s & P:icing Systems, I.^.c. :f you have questiors, please contact EVP Systems at (fi18) 313-6300 or www.evpsys.com. (Revision ?.3.1) Date o` 6eath: 02/21/2014 Estate of: JANE TURN£R Valuaticn Date: 02/21/2019 Account: 000005010001941 Process:ng Date: D3J04f2419 Report Type: Date of Deatn Number cf Securities: 111 File ID: EVI_2Q140304_5010001441 S�ares Security Mean andlor Div and :nt Security cr Par Description High/Ask Low/Bid Adjustments Accruals Value �$) 52 PHILL:PS 66 (718546109) C4M New York Stock Excnange 02/21J2019 �5.69000 74.$100C HJL 75.250D00 3,913.00 Div: C.39 Ex: 42!'_312G14 Fec: 02/_&/2014 Pay: 03l�3/2019 20•28 79j 71 QUAKER CHEM CGRF (�9'3�6107) COM New Yozk Stock Exchange 02J21l2D14 71.49000 70.31000 H/L 70.904000 S,D3?.90 B0� �5 QUALCOMM INC i�47525103) COM The NASDAQ Stock Market L�C 02/21(2019 76.59500 75.5700Q H/L 7fi.057�46 5,?04.3? 81) 133 v�YMQND �&MLS FINANCIAL INC {759�30109) COM New York Stock Exchange 02/2112014 52,34000 51.78500 H/L 52.062500 fi,924.31 82) 69 SCHEIN HENRY INC iBOb9C7102) COM .he tiASDAQ Stock Market LLC C2121l2014 119.1500� i1�.45000 H!L 119.3C0000 7,5?1.20 83) 107 S�NSIEK2 TECHNO�-0GZES CORP (8i725T1�0) COM New York Steck Exc:^.ange 02f2112019 Si.49000 50.59000 x/L 50.990000 �,955.93 Div: 0.23 Ex: 0210512019 Rec: 02/G?{2419 Pay: 03/C3/2019 24.61 891 75 SIGMA ALDRICH GORP (8265521C1) COM The NASDAQ Stock Market LLC 02/21/2014 94.48d00 92.98000 H/L 93.73QC00 7,929.75 85) 15D SNYDERS-LANCE IVC {8335511C4) C6M The NASDAQ Stock Market LLC C2f21f2014 2�.0?D00 26.64000 H/L 26.855000 4,Q29.25 86} 86 SOUTHERh COP?FR CQ3F (85265V105) COM New York Stcck Exchar.ge Q2121/2019 31.92000 31.53000 H{L 31.7250�0 2,?28.3s Div: O.i2 Ex: Q2J13/2019 Rec: 02/1812019 Pay: 03J0912014 i0.32 8�) 125 STANJEX INTL CCR2 i85423i107) cor: Idew York Stcck Exc!,:ange 02121/2014 56.30000 55.07000 ii/L 55.685000 5,96D.63 Div: 0.1 Ex: 02/D'i/2014 Rec: 02/1i/2G14 Pay: Q212512014 12.50 88) �.CS STERIS CCR? (859i^2IG0) COM New York Stock Exchange 02/2112014 45.58000 95.1100C A!L 4�.345000 �,"761.23 Page 8 This report was produced with EstateVai, a product of Estate Vaivations & Pricing Systems, Znc. If you have questians, please cantact EVP Systems at (�i18) 313-630Q or www.evpsys.com. {Revisicn 7.3.1) Date of Deatn: 02t2112014 Estate of: JANE TURNER Valuaticn Date: 02l21/2014 Account: �000050:O�D1941 Processing Date: G3l04/2D19 Report Type: Date af Death Nu�ber ef Securit�es: ili F'_1e ID: EVI_2019C304_5010001441 S:�:ares Securiry Mean andlor Div and Int Secur;ty or Par Description High/Ask Low/Bid Adjustments Accruais Value 8@) �5 SYNTEL INC (87162H103) COM The tiASDAQ Stock Narket �LC 02/2112019 92.58000 90.00800 H1L 91.�9400� 6,&69.55 90} i25 SYSCO CORP {8718291�7) COM New Ycrk 5tock Exchange 02/21/2019 36.15000 35.9b000 H!L 36.05500� 4,506.86 91) 170 TJX CQS ZNC NEW i87�59C109) COM New York Stock Exchange 0212112014 60.98000 59.7500G �/L c0.1150Q0 10,219.55 Div: 0.195 Ex: 02/ll/2014 Rec: �2(1312Q14 Pay: 03106t2�19 24.55 �2j 93 :ECHNE CORP t873377100) COM The NASDAQ Stock N.arket �LC 02/21/2Q14 89.62004 88.34000 H/L 88.980D00 3,826.1; Div: 0.31 Ex: 02/1212014 Rec: 02/14/2014 Pay: D2128/2014 i3.33 43) 75 TELEFLEX INC (8�9369106} COM New York Stock Exc�ar.ge 02/2112019 :03.S100fl 97.6?000 H/L lOG.590C00 7,599.25 99) 1CG ?HERMO FISHER SC LNTIFiC INC (883556102) COM New Ycrk S�eck Exchar.ge G2121/2014 124.85000 1i3.08000 H/L 123.965G00 12,396.50 951 65 TIDEWAT�R INC (8864231C2) COM New York Stock Exchange 02121/201� 97.80000 47.2700C H/L 97.535��00 3,137.31 46a �5 TIMKEN CO t887389104} COM yew York Scack Excnange Q2/21J2014 59.42Cfl0 58.890Q0 H/L 59.13000d �iv: 0.25G000 Ex: 02120/2019 Rec: D2124/2019 Pay: 0310?l2019 + 0.250000 59.380000 4,�53.5a 97) 200 TOTAL SYS SVCS INC (891906109) CQM he� York Stock £xchange C2l2112014 30.170p0 29.72Q00 H/L 29.945000 5,969.00 98} 200 U S PHYSICAL THERA?Y INC (9C33?�108) COM The NASDAQ Stock Mar�e� ��C 02/21/2014 32.85200 31.43000 HIL 32.191000 6,428.20 49) 32 UNITED PARCEL SERL'ICE TNC (911312i06) CL 6 New York Stocx Exchange �2121I2019 95.725�0 95.79000 H1L 96.25750Q Div: 0.570000 Ex: 02?2412014 Rec: 02/24/2019 Pay: 03111/2014 + 0.67C00� 96.927500 3,:O1.E8 Page 9 T^is report was procuced with Esta4eL'al, a product of Estate Valuations & Pricing Systems, Ine. Zf ycu have cuestions, please centact EVF Systems at (818) 3`_3-6300 or www.evpsys.com. {Revis�on ?.3.1) Date of Death: 02/21/2014 Estate of: JANE TJRNER Valuation Cate: 02121f20i9 Account: 000005010001441 Processing Date: 03104/2014 Report Type: Date of Death Number cf Securities: li1 F;le ID: EVI_20140309_5010001441 Srares 5ecurity Mean and/or Div an3 Int Security or Par Description High(Ask �owJBid Ad;ustments Accruais Value 1Q0) 120 V F CORP {9182C9'_GB) COM New York Stock £xchange 02121l2014 58.77000 57.4900Q �!L 58.380000 7,005.60 101) 150 WE�LS FARGO & CO N�W (949746101) COM New York Stock Exchange 02l2112D14 96.06000 �5.98000 H{L 95.770000 6,665.50 D',v: 0.3 Ex: 0210wJ2014 Rec: 02/07/2019 Pay: 03/01/2014 45.00 =�25 100 WESTWQCD HL�GS GROUP INC (961�651D4) COM New York Stcck Exchar.ge 0212112014 54.22C00 58.9Q000 H/L 58.810000 5,881.00 103) iC0 WILLIAMS SONON.P. iNC (9694091Q1) COM New York Stock Exchange 0212112019 55.31000 59.SOODO H!L SS.OSSG00 S,SuS.SQ Div: 0.31 Ex: 01/22(2019 Rec: 01124l2014 Pay: 02124l2D14 3i.00 10S) 20D WISDOMTREE I2vTVTS IN� (97?1??109} COM Cther O:C 02J21/2014 15.C60Q0 14.29000 H/L i4.675D00 2,935.00 i05) 250 WOLVERINE WOR�C W_BE INC (9780971G3) COM New Ycrk Stock Exchanqe 02/21I2014 26.2390D 25.990DQ H/L 26.114500 6,528.63 =06} 116 WORLC FGEL SVCS CORP (9814i5106) CCM New York Stock Exchar.ge 02121f2014 94.81000 44.27000 H{L 99.540000 5,255.72 i0/) i25 XILINX ihC (983429i01y COM T:^,e NP.SDAQ Stock Marke: L�C 02121/2019 51,43�00 SQ.b0000 H/L 51.015Q00 0,3?6.88 Div: Q.25 Ex: Q210912014 Pec: 02/06/2014 Pay: 02127/2�19 31.25 10°� 60 BUNGE LiMITED (Gi6962105) CCM New York Stock Exchange 02121/2014 79.58�J00 74.ODD00 :]lL 79.290000 4,'75?.40 Div: 0.3 Ex: 02/13/2419 Rec: 02JI8l2C14 Pay: 03/0312019 18.00 ;09� 85 TIM HORTONS INC (8&�C6M1D3) CGM New York Stock Exchange 02/21/2014 53.57D00 52.27000 HIL 52.97QOD0 9,SOZ 45 liOJ 200 VALE S A (91912E105) A�R New York Stock Exchar.ge 0212112014 14.85000 :9.64000 H/L 14.i45GD0 2,949.00 Page 10 T:^.is report was produced with Esta�eVal, a preduct of Estate Valuatic.^.s & Pricing Systems, Ir.c. If you have questions, please contact EVP Systems at (818) 313-630C or www.evFsys.com. tRevisic.^. �.3.�) Date of Death: Q2121/2014 Estate of: JANE TURNER Valuation Date: Q2/2112014 Account: OG000501000149I Processing Date: 03104/2�14 Report Type: Date of Deac:^. Number of SecuriCies: 111 Fi'e ID: EVZ 20140304 SOl00G144i Shares Security Mean and/or Div ar.d int Security or Pa_ DescripGion HignlAsk Lew/Bid Adjustments Accruals Value 1:1) 1888.323 VAIQGOARD FZX£D INCOME S�CS eD (922D31936) S"RM INV�RA AD Mutual Fund (as qucted by NASDAQ) 02(21I2014 10.74000 Mkt 10.740QOfl 20,2$0.59 Gaily Div. Accrua: as c£ 02/21/2D14 23.95 io.al Value: 5983,875.19 Tctal Accrual: $3,QE9.96 Tocal: >986,940.15 Page 1: This report was pro4uced with EstateVal, a product of £state Valuations & Pricing Systems, Znc. If you have questions, please contact EVP Systems at (8181 3:3-6340 or www.evpsys.com. (Revision 7.3.1) �; �� , ��; I �� Ll� � �� ''�� ,� C �' � I�-� � �� : � . � � ��