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1
Supreme CofixtafPennsylvania
COU oCCoanmo~ Pleas For Prothonotary Use Only:
C�iYil er Sheet "•� .
1 Docket No: f
ERLAlCounty
The information collected on this form is used solely for court administration purposes. This form does not
supplement or replace the filing and service ofpleadings or other papers as required by law or rules of court. '
s Commencement of Action:
Complaint a Writ of Summons Petition
Transfer from Another Jurisdiction 0 Declaration of Taking
E
` Lead Plaintiff's Name:
,• Lead Defendant's Name:
C.`. MIDFIRST BANKYJ JEFFREY L. QUACKENBUSH
Dollar Amount Requested: Owithin arbitration limits
Are money damages requested? El Yes' No (check one) Boutside arbitration limits
Is this a Class Action Suit? 0 Yes No Is this an MDJAppeal? 0 Yes No
X; Name of Plaintiff/Appellant's Attorney: Leon P. Haller / Jill M. Wineka
0 Check here if you have.no attorney(are a Self-Represented [Pro Sej Litigant)
Nature of the Case: Place an"X"to the left of the ONE case category that most accurately describes your
PRIMARY CASE. If you are making more than one type of claim,check the one that
you consider most important.
TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL APPEALS
C Intentional Buyer Plaintiff Administrative Agencies
•0 Malicious Prosecution 0 Debt Collection:Credit Card Board of Assessment
0 Motor Vehicle Debt Collection:Other ( Board of Elections
0 Nuisance Dept.of Transportation
Premises Liability Statutory Appeal:Other
Product Liability(does not include
mass tort) [ Employment-Dispute:
E Slander/Libel/Defamation Discrimination
C..' 0 Other:
0 Employment Dispute:Other [3 Zoning Board
0 Other:
Other:
MASS TORT
0 Asbestos
:N 0 Tobacco
0 Toxic Tort-DES
0 Toxic Tort-Implant REAL PROPERTY MISCELLANEOUS
0 Toxic Waste 0 Ejectment 0 Common Law/Statutory Arbitration
0 Other: 0 Eminent Domain/Condemnation 0 Declaratory Judgment
B0 Ground Rent Mandamus
0 Landlord/Tenant Dispute Non-Domestic Relations
Mortgage Foreclosure:Residential Restraining Order
>: PROFESSIONAL LIABLITY 0 Mortgage Foreclosure:Commercial O'Quo Warranto
Dental0.l Partition 13 Replevin
0 Legal 0 Quiet Title 0 Other:
0 Medical 0 Other:
0 Other Professional:
Updated 11112011
MIDFIRST BANK, IN THE COURT OF COMMON PLEAS
Plaintiff CUMBERLAND COUNTY, PENNSYLVANIA
vs.
CIVIL ACTION LAW
JEFFREY L. QUACKENBUSH, TRACY L. ACTION OF MORTGAGE FORECLOSURE
QUACKENBUSH AND THE SECRETARY OF
HOUSING AND URBAN DEVELOPMENT
Defendants
THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT
COLLECTION PRACTICES ACT, 15 U.S.C. 1601.
The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any
information obtained will be used for that purpose. The amount of the debt is stated in this
Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor, within thirty
(30) days after your receipt of this notice disputes the validity of the aforesaid debt or any
portion thereof owing to the Plaintiff, the undersigned attorney will assume that said debt is
valid. -If the Debtor notifies the undersigned attorney in writing with the said thirty(3 0) day
period that the aforesaid debt, or any portion thereof, is disputed,the undersigned attorney shall
obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon
written request by Debtor to the undersigned attorney within said thirty (30) day period, the
undersigned attorney will provide debtor with the name and address of the original creditor if
different from the current creditor.
PURCELL, KRUG &HALLER
1719 North Front Street
Harrisburg, PA 17102
(717) 234-4178
Attorney I.D.# 15700
Attorney for Plaintiff
MIDFIRST BANK, IN THE COURT OF COMMON PLEAS
Plaintiff CUMBERLAND COUNTY,PENNSYLVANIA
VS.
CIVIL ACTION - LAW
JEFFREY L. QUACKENBUSH, TRACY L. ACTION OF MORTGAGE FORECLOSURE
QUACKENBUSH AND THE SECRETARY OF
HOUSING AND URBAN DEVELOPMENT
Defendants
COMPLAINT IN MORTGAGE FORECLOSURE
1., The Plaintiff is MIDFIRST BANK, a Federally Chartered Savings Association, whose address is 999
N.W. GRAND BOULEVARD, OKLAHOMA CITY, OK 73118.
2. The Defendants, JEFFREY L. QUACKENBUSH and TRACY L. QUACKENBUSH, are adult
individuals whose last known address is 1415 3RD STREET, ENOLA, PA 17025.
3. Defendant, THE SECRETARY OF HOUSING AND URBAN DEVELOPMENT (hereinafter referred
to as HUD), is an instrumentality of the United States of America with an address of 451 SEVENTH
STREET, SW, WASHINGTON, DC 20410.
4. HUD holds a Mortgage against the below property pursuant to Mortgage dated May 24, 2013 and
recorded August 21, 2013 as Instrument Number 201327844 in the amount of$4,847.74. A copy of
said Mortgage is attached hereto as Exhibit "A".
5. On or about, August 09, 2004,the Defendants executed and delivered a Mortgage Note in the sum of
3
$59,834.00 payable to GMAC MORTGAGE CORPORATION, which Note is attached hereto and
marked Exhibit B".
6. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note, in order to
secure payment of the same,the Defendants made, executed, and delivered to Mortgage Electronic
Registration Systems, Inc. as Nominee for GMAC MORTGAGE CORPORATION, a certain real estate
Mortgage which is recorded in the Recorder of Deeds Office of the within County and Commonwealth
on August 18, 2004 in Mortgage Book 1877, Page 3486 conveying to original Mortgagee the subject
premises. The Mortgage was subsequently assigned to MIDFIRST BANK and was recorded on July 25,
2014 in the aforesaid County as Instrument Number 201416235. On May 24, 2013, the Plaintiff and the
Defendants executed a Loan Modification Agreement. The Loan Modification Agreement was recorded
June 28, 2013 as Instrument Number 201321383. The said Mortgage, Assignment and Loan
Modification Agreement are incorporated herein by reference.
7. The land subject to the Mortgage is: 1413 THIRD STREET,ENOLA, PA 17025 f/k/a 415 NORTH 3RD
STREET, WEST FAIRVIEW,PA 17025 'and is more particularly described in Exhibit"C" attached
hereto.
8. The Defendants are the real owners of the property.
9. The Mortgage is in default due to the fact,that the Mortgagors have failed to pay the installment due on
June 01, 2014 and all subsequent installments thereon, and the following amounts are due on the
Mortgage:
UNPAID PRINCIPAL BALANCE $48,087.20
Interest at $5.27 per day $1,291.07
From 05/01%2014 To 01/01/2015 -
(based on contract rate of 4.0000%)
Accumulated Late Charges $250.80
Good through 12/04/2014
Escrow Deficit $534.19
Incurred Fees $1,602.44'
Suspense Credit ($221.63)
Attorney's Fee at 5% of Principal Balance $2,404.36
TOTAL $53,948.43
"Together with interest at the per diem rate noted above after December 31, 2014 and other charges
and costs to date of Sheriff's Sale.
The attorney's fees set forth above are in conformity with the Mortgage documents and
Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriff's Sale. If the
Mortgage is reinstated prior to the sale, reasonable attorney's fees will be charged that are actually
incurred by Plaintiff.
10. Notice of intention to foreclose and to accelerate the loan balance was sent to the Defendants b letters
dated January 13, 2014 as required by Pennsylvania Act No. 6 of 1974, as amended. Copies of the
January 13, 2014 Act 6 Notices are attached hereto and marked Exhibit "D".
11. The within Mortgage is insured by the Federal Housing Administration.under Title II of the National
Housing Act and, as such, is not subject to the provisions of Pennsylvania Act No. 91 of 1983.
12. The Defendants are not members of the Armed Forces of the United States of America, nor engaged in
any way which would bring them within the Service Members Civil Relief Act, as amended. Copies of
the website reports from the Department of Defense Manpower Data Center, confirming non-active
military duty are attached as Exhibit
WHEREFORE, Plaintiff demands judgment in mortgage foreclosure "IN REM" for the aforementioned
total amount due together with interest at the rate of 4.0000% ($5.27 per diem), together with other charges and
costs including escrow advances incidental thereto to the date of Sheriff's Sale and for foreclosure and sale of
the property within described.
By:
PURCE , KRUG & HALLER
Leon P. Haller, Esquire
I.D. # 15700
Jill M. Wineka
I.D. #58802
E .Attorneys for Plaintiff
1719 N. Front Street `
Harrisburg, PA 17102
(717-234-4178)
• �[_ �� MOLVP R67 E67$a,3
002ZSX
When recorded mail to:#:8258884
First American Title i11MIJ11911101no 8
Loss Mitigation Title Services 1348.1
P.O.Box 27670 s
Santa Ana,CA 92799
RE:QUACKENBUSH-PC REC SVC
Document Prepared by:
Justin Hayes
Midland Mortgage-A Division of MidFirst Bank
999 N.W. Grand Boulevard, Suite 100 -
Oklahoma City, OK 73118-6116
1-800-552-3000{ �I ®
FHA Case Number: 441-7538287703
SUBORDINATE MORTGAGE
THIS SUBORDINATE MORTGAGE ('Security Instrument') is given on May 24, 2013.
The mortgagors are JEFFREY L QUACKENBUSH & TRACY L QUACKENBUSH
("Borrower"). This Security Instrument is given to the Secretary of Housing and Urban
Development, which is organized and existing under the laws of the United States of America,
and whose address is 451 Seventh Street, SW,Washington, DC 20410 ("Lender"). Borrower
owes Lender the principal sum of four-thousand-eight-hundred-forty-seven dollars and
seventy-four cents (US $4,847.74). This debt is evidenced by Borrower's note dated the
same date as this Security-Instrument ("Note'), which provides for the full debt, if not paid
earlier, due and payable on 6/1/2043. This Security Instrument secures to Lender: (a) the
repayment of the debt evidenced by the Note, and all renewals, extensions and modifications of
the Note; (b) the payment of all other sums advanced to protect the security of this Security
Instrument; and (c) the performance of Borrower's covenants and agreements under this
Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, grant and
Page t of the Subordinate Mortgage g rr ; er Initial Li
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r
' M"IAP R67 E67 S3d3
convey to Lender the following described property located in CUMBERLAND County,
Pennsylvania:
See Exhibit "A"attached hereto and made a part hereof.
Being the same property conveyed to JEFFREY L. QUACKENBUSH AND TRACY L.
QUACKENBUSH by Deed of Trust recorded 10/18/1999 and recorded in Book 209 on Page
1022 in CUMBERLAND County, Pennsylvania
Tax ID#45171044043
which has the address of: 415 N THIRD STREET WEST FAIRVIEW, PA 17025("Property
Address");
TOGETHER WITH all the improvements now or hereafter erected on the property, and all
easements, appurtenances and fixtures now or hereafter a part of the property. All
replacements and additions shall also'be covered by this Security.Instrument. All of the _
foregoing is referred to in this Security Instrument as the "Property".
BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and
has the right to mortgage, grant and convey the Property and that the Property is
unencumbered, except for encumbrances of record. Borrower warrants and will defend
generally the title to the Property against all claims and demands, subject to any encumbrances
of record.
THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform
covenants with limited variations by jurisdiction to constitute a uniform security instrument
covering real property.
UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows:
1. Payment of Principal.
Borrower shall pay when due the principal of the debt evidenced by the Note.
2. Borrower Not Released: Forbearance by Lender Not a Waiver.
Extension of the time of payment of the sums secured by this Security Instrument
granted by Lender to any successor in interest of Borrower shall not operate to
release the liability of the original Borrower or Borrower's successor in interest.
Lender shall not be required to commence proceedings against any successor in
interest or refuse to extend time for payment or otherwise modify amortization of the
sums secured by this Security Instrument by reason of any demand made by the
original Borrower or Borrower's successors in interest. Any forbearance by Lender in
Page 2 of the Subordinate Mortgage r wer Initial la
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fALM7 R67E67s 3&3
exercising any right of remedy shall not be a waiver of or preclude the exercise of
any right or remedy.
3. Successors and Assigns Bound; Joint and Several Liability Co-signers.
The covenants and agreements of this Security Instrument shall bind and benefit the
successors and assigns of Lender and Borrower. Borrower's covenants and
agreements shall be joint and several. Any Borrower who co-signs this Security
Instrument but does not execute the Note: (a) is co-signing this Security Instrument
only to mortgage,grant and convey that Borrower's interest in the Property under the
terms of this Security Instrument; (b) is not personalty obligated to pay the sums
secured by this Security Instrument; and (c) agrees that Lender and any other
Borrower may agree to extend, modify, forbear or make any accommodations with
regard to the term of this Security Instrument or the note without that Borrower's
consent.
4. Notices.
Any notice to Borrower provided for in this Security Instrument shall be given by
delivering it or by mailing it by first class mail unless applicable law requires use of
another method. The notice shall be directed to the Property Address or any other
address Borrower designates by notice to Lender. Any notice to Lender shall be
given by first class mail to: Department of Housing and Urban Development,
Attn: Single Family Notes Branch, 451 Seventh Street, SW, Washington, DC
20410 or any address Lender designates by notice to Borrower. Any notice
provided for in this Security, Instrument shall be deemed to have been given to
Borrower or Lender when.given as provided in this paragraph.
5. Governing Law: Severability.
This Security Instrument shall be governed by Federal law and the law of the
jurisdiction in which the property is located. In the event that any provision or clause
of this Security Instrument or the Note conflicts with applicable law, such conflict
shall not affect other provisions of this Security Instrument or the Note which can be
given effect without the conflicting provision. To this end, the provisions of the
Security Instrument and the Note are declared to be severable.
6. Borrower's Copy.
Borrower shall be given one conformed copy of the Note of this Security Instrument.
NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows:
7. Acceleration: Remedies.
Lender shall give notice to Borrower prior to acceleration following Borrower's breach
Of- any covenant or agreement in this Security Instrument (but not prior to
Page 3 of the Subordinate Mortgage B r er Initi U s
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V.DIMP RG7 E 67 S 3v3
acceleration under Section 3 unless Applicable Law provides otherwise). Lender
shall notify Borrower of, among other things: (a) the default; (b)the action required to
cure the default; (c) when the default must be cured; and (d) that failure to cure the
default as specified may result in acceleration of the sums secured by the Security
Instrument, foreclosure by judicial proceeding and sale of the Property. Lender shall
further inform Borrower of the right to reinstate after acceleration and the right to
assert in foreclosure proceeding the non-existence of a default or any other defense
of Borrower to acceleration and foreclosure. If the default if not cured as specified,
Lender at its option, may require immediate payment in full of all sums secured by
this Security Instrument without further demand and may foreclose this Security
Instrument by judicial proceeding. Lender shall be entitled to collect all expenses
incurred in pursuing the remedies provided in this paragraph 7, including, but not
limited to, attorneys' fees and costs of title evidence to the extent permitted by
applicable law.
If the Lender's interest in this Security Instrument is held by the Secretary and
the Secretary requires immediate payment in full under the paragraph 7 of the
Subordinate Note, the Secretary may invoke the nonjudicial power of sale
provided in the Single Family Mortgage Foreclosure Act of 1994 ("Act") (12
USC 3571 et jLq) by requesting a foreclosure commissioner designated under
the Act to commence foreclosure and to sell the Property as provided in the
Act Nothing in the preceding sentence shall deprive the Secretary of any
rights otherwise available to Lender under this paragraph or applicable law.
8. Release.
Upon payment of all sums secured by this Security Instrument, this Security
Instrument and the estate conveyed shall terminate and become void. After such
occurrence, Lender shall discharge and satisfy this Security Instrument without
charge to Borrower. Borrower shall pay any recordation costs. Lender may charge
such person or persons a fee for reconveying the Property, but only if the fee is paid
to a third party (such as the Trustee) for services rendered and the charging of the
fee is permitted under Applicable Law.
9. Waivers.
Borrower, to the extent permitted by applicable law, waives and releases any error or
defects in proceedings to enforce this Security Instrument and hereby waives the
benefit of any present or future laws providing for stay of execution, extension of
time, exemption from attachment, levy and sale, and homestead exemption.
10.Reinstatement Period.
Borrower's time to reinstate shall extend to one hour prior.to the commencement of
bidding at a sheriff's sale or other sale pursuant to this Security Instrument.
11.Purchase Money Mortgage.
Page 4 of the Subordinate Mortgage er Initial-W&
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49M w R 61 r 6]53 d3
If any of the debt secured by this Security Instrument is lent to Borrower to acquire
title to the Property,this Security Instrument shall be a purchase money mortgage.
12.Interest Rate After Judgment.
Borrower agrees that the interest rate payable after a judgment is entered on the
Note or in an action of mortgage foreclosure shall be the rate payable from time to
time under the Note.
Page 5 of the Subordinate Mortgage Borr wer INN
Please add the appropriate number of Initial lines for each signatory over 4
."ft A 67 E 67 93.3
BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in
this Security Instrument and in any rider(s) executed by Borrower and recorded with it. IN
WITNESS WHEREOF, Borrower has executed this Security Instrument.
BORROWER
JElfFREY UQUAC ENBUSH Date -
ltmfl /�
24/3
TRACY LVA0kENBL)-§H Date
Acknowledgement
STATE OF Pennsylvania, }
�'1tiY1 )SS:
COUNTY OF G
On the day of 2013 before me,the undersigned,a notary public in and
for said state, personally appeared JEFFREY L QUACKENBUSH & TRACY L QUACKENBUSH,
personally known to a or proved to me on the basis of satisfactory evidence to be the individual
whose name(s) is are subsc ' ed to the within instrument and ack ledged to me that he/sh�
executed the same I s/he i capacity(ies), and that by his/her eir signatures} on the instru ' ,
the individual(s)or the person upon behalf of which the individual(s)a ed,executed the instrument,
In witness whereof,I hereunto set my hand and official seal.
County of Residence:
lic
Commission Number: b's"011
nnted name of nota My Commission Expires: t
COMMONWEALTH of PENNSYLVANIA
NOTARIAL SEAL
DEBRA L GOGGIN
Nolsry Public
HIGHSPIRE BORG..DAUPHIN COUNTY
My Commission Expires Apr S.2017
Page 6 of the Subordinate Mortgage
i
' 6t"PR67 E 67 S3.13
Exhibit "A"
ALL THAT PARCEL OF LAND IN EAST PENNSBORO TOWNSHIP, CUMBERLAND COUNTY,
COMMONWEALTH OF PENNSYLVANIA,AS MORE FULLY DESCRIBEDJN DEED BOOK
209, PAGE 1022, ID#45-17-1044-043, BEING KNOWN AND DESIGNATED AS FOLLOWS:
BEGINNING AT A POINT ON THE EASTERN SIDE OF THIRD STREET AND THE DIVIDING
LINES OF LOT NO. 6;THENCE IN A NORTHWESTERLY COURSES ALONG THE EASTERN
LINE OF THIRD STREET,A DISTANCE OF THIRTY(30) FEET TO THE DIVIDING LINE OF
LOT NOW OR FORMERLY OF CHARLES CARROLL;THENCE ALONG THE DIVIDING LINE
OF LAND NOW OR FORMERLY OF CHARLES CARROLL IN A NORTHEASTERLY
DIRECTION, ONE HUNDRED FORTY ONE AND ONE HALF(141 1/2) FEET TO THE LINE OF
AN ALLEY;THENCE ALONG THE LINE OF SAID ALLEY IN A SOUTHEASTERLY
DIRECTION,THIRTY (30)FEET TO THE DIVIDING LINE OF LOT NO.6; THENCE ALONG
THE DIVIDING LINE OF LOT NO 6 IN A•SOUTHWESTERLY DIRECTION ONE HUNDRED
FORTY THREE AND ONE HALF(1431/2) FEET TO THE PLACE OF BEGINNING.
i
Page 7 of the Subordinate Mortgage.
MMMP R67 E 67 S7 n1
Midland Mortgage A Division of MidFirst Bank
P.O.Box 268806. Oklahoma City, OK 73126
Tel:800.SS2.3000+ Fax.405.767.5815 •MyMidlandAfortAage.com
Certificate of Residence
.Son SA^d er f , do hereby certify that the correct address of
the within-named mortgagee is 451 Seventh Street,SW,Washington, DC 20410.
Witness my hand this 7day of
Agent of Mortgagee .
Loan ID:0848
%£['.±at..r _.?i.:3.. .���:Aii::e.......s.�.�..._�_. ...✓..... >. .....e..... :.J. wi:I r.�ss.rr F'iv.. ..................I
s
ROBERT P. ZIEGLER '
RECORDER OF DEEDS
CUMBERLAND COUNTY
1 COURTHOUSE SQUARE
CARLISLE, PA 17013
717-240-6370
Instrument Number-201327844
Recorded On 8/21/2013 At 11:31:08 AM *Total Pages-9
*Instrument Type-MORTGAGE
Invoice Number- 145199 User ID-RZ
*Mortgagor-QUACKENBUSH,JEFFREY L
*Mortgagee-HOUSING&URBAN DEV SEC
*:Customer-FIRST AMERICAN TITLE CO
*iFEES
;STATE WRIT TAX $0.50 Certification Page
'.STATE JCS/ACCESS TO $23.50
;JUSTICE DO NOT DETACH
,RECORDING FESS - $19.50
RECORDER OF DEEDS
PARCEL CERTIFICATION $15.00 This page is now part
FEES of this legal document.
AFFORDABLE HOUSING $11.50 .
COUNTY ARCHIVES FEE. $2.'.00
ROD ARCHIVES FEE $3.00
TOTAL PAID $75.00
I Certify this to be recorded
in Cumberland County PA
o%I cy
/DZD S
o ° RECORDER O
*-Information denoted by an asterisk may change during
the verification process and may not be reflected on this page.
002ZSX
Ililllllllllllllllllllllll(I
Mt)Itistate
IRAN N0: 569293064
NOTE FHA.Case rte.
441-753828-7-703
August 9, 2004
[Datel
4'T5 N Third Stredt, West Fairview, PA 17.025
I. PARTMS [PropeM Address]
"Borrower"mesas each person signing at the end of this Note,and the person's successors and assigns. "Lender"
mesas -
GMAC Mortgage Corporation
and its sniccessomand.assigas.
2. BORROWER'S PROMISE TO PAY;INTEREST
In irn for a loan
Fifty oiNirie ieceived frofn1ender.Borrower promises to pa the principal sum of
Thousand flight Hundred Thirty Four and 00/100
.Dollars(U.S'..$ 59,.a34.00 ),Plus interest, to the order of Leader. Interest will be chaed on
Principal,from the date-of disbursement of the loan unpaid
Ptoceeds'by Lender,at the rate-of'Six. and 75/i.do
Percent ( 6.75.0 %)Per year until the hill amount of pridcipal has been pant,
-3.;. PROMISE TO PAY SECURED
Borrower's promise to pay is secured.by a.mortgage,deed of trust or similar security instrument that is dated the
same date as thi's Note and.called the"Security Instrument." The.Security Instrument protects the Lender from losses
wfiich.might result if Borrower defaults under This Note.
4: MANNER OF PAYMENT
(A) Time
Borrower shall make a payment of principal and interest to Lender on the first day of each month beginning
on .Oct'obe'r 1
of .September 2004 • Any Principal and interest.remaining on the &st day
B1 Place 2029 ,will be'due.on that date,which•is called the maturity date,
Payment shall be made at
P-.O.. Box 78.0, Waterloo, IA 50704-:0186, ATTtN: Payment Processing
Or at such.place as Leader.array designate in writing by notice to Borrower.
(C) Amount
Each monthly Paymem bf'principal and interest will be in the amount of U.S.$ 413.41
Ibis amount will be part of a larger monthly payment required by the Security Instrument, that shall be applied to
principal,interest and other items in the order described in the Security Instrument.
(D) Allbnge.to this Note.1or payment adj*i I#ruts
If an allgttge providing for payment a4jy'stmgnts'is eaiecdted by Boirgwer together with this Note, the
covenants of the allouge shall be incorporated into and shall amend and.suppicment the covenants of"'Note as if the
allonge were a part of ibis Note..[Check applicable box]
❑Graduated Payment A(longe Growing Equity Allonge ❑Other[specify]
'5: BORROWER'S RIGHT TO PREPAY
Borrower has the right to pay the:debt evidenced by this Note,in whole or in part,without charge or.penalty,on
the first day of any month. Lender shall accept prepayment on other days provided that borrower-pays interest on the
amount prepaid for the remainder of the month to the extent required by Lender and permitted by regulations of the
Secretary;. If Borrower makes a p'91111 prepayment, there will be no changes inthe due date or in the amount of the
dionthly payment uples's Lender agrees in writing to those changes.
6.. BORROWER'S FAILURE TO PAY
(A) Late Charge for Overdue Payments
If Lender has not received the full monthly payment required by the Security Instrument, as described'in
Paragraph 4(C)df this Note, by the uui¢of fifteen calendar days after the payment is due, Lender may collect a late
chargg in the amount of Pod and o0/100 peru;gnt( .4460 %)of fhe overdue amount of
each payment.
(B) Default
If regulations offer defaults failing to Pay in full any monthly payment,thea Lender may. except as limited by
the Secretary case
paymeat"defaults,require immediate payment in full of the principal bataace
remaining dine and all accrued interest.Lender n*choose not to exercise this option without waiving-its ri is in the
event of ariy subsequent default.In many ci,r,�:,M�, •re ' g
.gu4dgkt issued by the Secaetary will funic I ender's rights to
require immediate a
P yt t in full in the case:of payment defaults. Ws Note does not authorize acceleration whea.not
permitted by HUD regulations. As used in this Note, '
Develoee ? Y" means the Secretary of Housing and Urban
parent or his or her design .
FHA 1HnIt elatrFised Rate N
GMACM.FN.m;9q RX 1981)3) P.epa t of 2
2'60401598 Inhlele: .
(C) Payni%t of Costs and EapeiLses
If Lender tias recjuiirod iiiuiiediate payment in full, as described above, Lender may require Bon-6Ver to pay
costs and expenses including,reasonable and customary attorney's fees.for enforcing this Note io the extent not prohibited
by applicable law..Such fees and costs shall bear interest from the date of disburseatent at the same rate:w the principal
of this Note:
7.. WAIVERS
Borrower and my other person who has obligations under this Note waive the rights of presentmwt.and notice of
dishonor; "Presentment"means the right to require Lender-to demand payment of amounts due. "Notice of dishonor"
meads the right to re
quiiv Lender to give not{ce to other persons that amounts due have aot been paid.
S. GIVING OF NOTICES
Unless applicable law requires a different method,any notice that must be given to Boriower under this Note will
be given by delivering it or by marling it by fust class mail to Borrower at the property address above-or at a different
address if.Borrower has given Leader a'-notice of Borrowers different address.
Any.notice that must.be given to.Lender under this.Note-will be given by fust class mail to I.ender.at the address
stated in Paragraph 4(B)or at a different address-if Borrower is given•a notice of that differem:address.
9.. OBLIGATIONS OF PERSONS -UNDER T$IS NTE
O
If mo'ie than one
person argns this Note,each person is fully and personally obligat_ei!to keep ail of the promises
made in this Note,including the promise to pay the full arabutit owed.Ariy person whois:a guarantor,surety or endorser
of this Note is also obligated to do these.things.Any person who takes over these obligations,including'the obligations
of a guarantor,surety or endorser of this Note,is also obligated to keep all of the promises made-in this Note.Leader
may enforce its rights under.this Note against each person individually or-against:all signatories together. Any one
person signing this.Note may be required to pay all of the amounts owed under this Note:
BY SIGNING BELOW,Borrower accepts and a(g�.=' to the term's ai d cbventints contained in.this Note.
kfrey A ah -Borrower
Tack..... sh (
racy
-Borrower
- - - (Seal.)
Borrower
(Sea 1)
-8ortower
[Sign Original Only]
PAYTO THF•ORDER OF
WITHOUT RECOURSE MST BANK
GMAC MORTGAGE.CORPORATION
<? -11Aze4-XC4.,..
J. Vollmer
Limited Signintl Officer
GmAcm.-mm.008s:nrieso3) Peae 2 of 2
ALL THAT PARCEL OF LAND IN EAST PENRJ BORO TOT�oBIP, Cu?,MERLAND COUNTY,
CA"GMMONWEALT" OF PFNNSYLVAN7A, AS MORE FULLY'lMCRI•BED -IN DEED BOOK 209,
PAGE 1022; ID# 45-17.-10'44-04:3, BEING KNOWN ANFf�`�3ESIGNATED AS FOLLOWS:.
BEGINNING AT A POINT O1. 'TH_E EASTERN' SIDE. OF TH7 ;, STREET AND THE DIVIDING
ZINES OF 'LOT NO, 6.; THENCE .IN A NOR
THW$STERLY COIIRSE ALONG 'M'Ep ASTERN
LINE OF THIRD STREET,A DISTA2+TCE OF_
OF LOT .NOW OR FORMERLY OF' ...... E$ � � X30) F O TFIE DIVIDING TINE
OF LAND NOW OR FORMERLY OF CHARLES CARROI,TiN NG THE DIVIDING LINE
DIRECTION;-ONE HUNDRED FORTY ONE N ' EA.'TERLY
' >>1� } FEET TO THE LINE OF
AN ALLEY; THENCE ALONG THE LINE"'- .ALLEY I11T ;�
DIF2ECTION� THIRTY (30) FEET TQ - HEASTERLY
ISIiF II3 G LIMB C� . L0f5 N0. 6;THENCE ALONG
T DNI�7ING L?NE OF LOT NQ Ea ZiF A SOUTAl- RLY' bIREC ON ONL HUDTDRED
FORTY THREE'AND ONE HALF' {14�Cy�2} FEET T .PLACE OF`, BEGINNING
3
I
I
�i
At& Midland Mortgage ua..,nalscusn,r,.,r
A Divisioiz of MidFihst Baiik
01/13/14
M0441R145E1456/Plot 2 oval
JEFFREY L QUACKENBUSH
R 1415 3RD ST
ENOLA PA 17025-2393
NOTICE OF INTENTION TO FORECLOSE AND ACCELERATE LOAN BALANCE
UNDER SECTION 403 OF PENNSYLVANIA ACT NO.6 OF 1974
RE: 415 N THIRD STREET
WEST FAIRVIEW PA 17025-0000
Loan Number 0053550848
Dear Borrower:
The MORTGAGE held by MidFirst Bank (Lender), servlced,by Midland Mortgage, on your property located
at the address above 1S IN SERIOUS DEFAULT because you have not made monthly payments totaling
$2,137.37 for the months of 09/01/13 through 01/01/14.Late charges and other charges have also accrued
to this date in the amount of$706.66. The total amount now required to cure the default(or in other words,
to get caught up on your payments),as of the date of this letter,is$2,844.03.
You may cure this default within THIRTY-FIVE (351 DAYS of the date of this letter by paving to Midland
Mortgage the above payment of $2,844.03, plus any additional monthly payments and late charges which
may fall due during this period. Such payment must be made either by cashier's check, certified check or
money order,and made to Midland Mortgage at P.O Box 268888, Oklahoma City,OK 73126-8888.
If you do not cure the default within THIRTY-FIVE (35) DAYS, the Lender intends to exercise its right to
accelerate the mortgage payments.This means that whatever is owing on the original amount borrowed will
be considered due immediately and you may lose the chance to pay off the original mortgage in monthly
installments, If full payment of the amount of default is not made within THIRTY-FIVE (35) DAYS, the
Lender also intends to instruct its attorneys to start a lawsuit to foreclose your mortgaged property. If the
mortgage is foreclosed your mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If
the Lender refers your case to its attorneys, but you cure the default before before they begin legal
proceedings against you, you will still have to pay the reasonable attorney's fees, actually incurred, up to
$50.00. However,if legal proceedings are started against you,you will have to pay the reasonable attorney's
fees even if they are over $50.00. Any attorney's fees will be added to whatever you owe, which may also
Include reasonable costs. If you cure the default within the thirty-five day period you will not be required to
nav attorney's fees.
The Lender may also sue you personally for the unpaid principal balance and all other sums due under the
mortgage.
'If you have received a bankruptcy discharge of the debt secured by the Mortgage/Deed of Trust or you are currently in bankruptcy
under the protection of the automatic stay,this letter Is nol an attempt to collect the debt,but any default will need to be cured to avoid
foreclosure If your loan was in default at the time MidFlrsl Bank acquired the servicing of your loan'and you have not filed bankruptcy
or received a discharge of the debt secured by the Mortgage/Deed of Trust,we are required to advise you that this communication Is
from a debt collector,this is an attempt to collect a debt,and any Information obtained will be used for that purpose
Midland Mortgage Delinquency Assistance Center
P 0 Box 268806 Oklahoma City,OK 73126-8806 Tel 1.800.552.3000 Fax 1-405-767.5815 svvw rvlyMldlandMortgage com
Qualified Written Requests,Notice of Errors,Information Requests,and Credit Disputes must be sent to:
P 0 Box 268959 Otaahoma City.OK 73126-8959
64 , rl�
1I
hW MidlandMo +o+afaNs[ asn r=e=
a e
g g _
A Divisiaz of MidFirst Barrk
If you have not cured the default within the thirty-five day period and foreclosure proceedings have begun,
you still have the right to cure the default and prevent the sale at any timeup to one hour before the Sheriffs
foreclosure sale.You may do so by Dayinothe total amount of the unpaid monthly Payments olus anv late or
other changes then due as well as the reasonable attorne s fees and casts connected with the foreclosure
sale, and by performing an other reauirements if anv under the mortgage. It is estimated that the earliest
date that such a Sheriffs sale could be held would be approximately six months from the date of this letter.
A notice of the date of the Sheriff sale will be sent to you before the sale, Of course, the amount needed to
cure the default will increase the longer you Walt. You may rind out at any time exactly what the required
payment will be by calling Midland Mortgage at the following number: 1-800-552-3000.This payment must
be made by cashier's check, certified check or money order and made payable to Midland Mortgage at the
address stated above.
You should realize that a Sheriff's sale will end your ownership of the mortgaged property and your right to
remain in it. If you continue to live in the property after the Sheriffs sale, a lawsuit could be started to evict
you.
You have additional rights to help protect your interest in the property. YOU HAVE THE RIGHT TO SELL
THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT, OR TO BORROW MONEY
FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO
SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR
TRANSFEREE WHO WiLL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE
OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO
OR AT THE SALE, AND ANY OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED.
CONTACT MIDLAND MORTGAGE TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT
MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THiS DEFAULT CURED BY ANY THIRD PARTY
ACTING ON YOUR BEHALF.
If You cure the default, the mortgage will be restored to the same position as if no Adefaul# had occurred
However,you are not entitled to this right to cure your default more than three times in any calendar year.
It is important that you call our office as soon as possible to discuss the options available to you.. Our Loan
Counselors may be reached toll-free at 1-800-552-3000, Monday through Friday, 8:00 a.m, to 9:00 p.m.
(Central Time).
Sincerely,
Delinquency Assistance Center
Midland Mortgage,a Division of MidFirstBank
Loan Number 0053550848
'if you have received a bankruptcy discharge of the debt secured by the Mortgage/Deed of Trust or you are currently in bankruptcy
under the protection of the automatic slay,this letter is not an attempt to collect the debt,but any default will need to be cured to avoid
foreclosure. If your loan was in default at the time MidFirst Bank acquired the servicing of your loan and you have not filed bankruptcy
or received a discharge of the debt secured by the Mortgage/Deed of Trust,we are required to advise you that this communication is
from a debt collector.this is an attempt to collect a debt.and any information obtained will be used for that purpose
Midland Mortgage Delinquency Assistance Center
P 0 Box 268806 Oklahoma City.OK 73126-8806 Tel 1.800.552.3000 Fax 1.405-767-5615 vnvw MYMidtandMorlcage com
Qualified Written Requests,Notice of Errors,Information Requests,and Credit Disputes must be sent to:
P 0 Box 268959 Oklahoma City.0K 73126.8959
i
A10-41nn q
Midland
. n t+c +c o� ,
A Division.of MidFirst Barak
01/13/14
M0441R146E146atPtol2
oo:
TRACY LQUACKENBUSH
1' 1415 3RD ST
tem ENOLA PA 17025-2393
NOTICE OF INTENTION TO FORECLOSE AND ACCELERATE LOAN BALANCE
UNDER SECTION 403 OF PENNSYLVANIA ACT NO.6 OF 1974
RE: 415 N THIRD STREET
WEST FAIRVIEW PA 17025-0000
Loan Number 0053550848
Dear Borrower:
The MORTGAGE held by MidFirst Bank (Lender), serviced by Midland Mortgage, on your property located
at the address above IS IN SERIOUS DEFAULT because you have not made monthly payments totaling
$2,137.37 for the months of 09/01/13 through 01/01/14. Late charges and other charges have also accrued
to this date in the amount of$706.66 The total amount now required to cure the default (or in other words,
to get caught up on your payments),as of the date of this letter, is$2,844.03.
You may cure this default within THIRTY-FIVE (351 DAYS of the date of this letter, by paving to Midland
Mortgage the above payment of $2 844 03 plus any additional monthly payments and late charges which
may fall due during this period Such payment must be made either by cashier's check, certified check or
money order, and made to Midland Mortgage at P.O Box 268888,Oklahoma City,OK 73126-8888.
If you do not cure the default within THIRTY-FIVE (35) DAYS, the Lender intends to exercise its right to
accelerate the mortgage Payments.This means that whatever is owing on the original amount borrowed will
be considered due immediately and you may lose the chance to pay off the original mortgage in monthly
installments. If full payment of the amount of default is not made within THIRTY-FIVE (35) DAYS, the
Lender also intends to Instruct its attorneys to start a lawsuit to forecloseour.morta ed ro ert . If the
mortgage is foreclosed your mortaaaed property wilt be sold by the Sheriff to nav off the mortgage debt. If
the Lender refers your case to Its attorneys, but you cure the default before before they begin legal
proceedings against you, you will still have to pay the reasonable attorney's fees, actually incurred, up to
$50 00. However, If legal proceedings are started against you,you will have to pay the reasonable attorney's
fees even if they are over$50 00. Any attorney's fees will be added to whatever you owe, which may also
Include reasonable costs. If_ryou cure the default within the thirty-five day period you will not be required to
Pay attornev's fees.
The Lender may also sue you personally for the unpaid principal balance and all other sums due under the
mortgage.
'If you have received a bankruptcy discharge of the debt secured by the Mortgage/Deed of Trust or you are currently in bankruptcy
under the protection of the automatic slay,this letter is not an attempt to collect the debt,but any default will need to be cured to avoid
foreclosure If your loan was In default at the time MldFIrst Bank acquired the servicing of your loan and you have not filed bankruptcy
or received a discharge of the debt secured by the MortgagelDeed of Trust,we are required to advise you that this communication is
from a debt collector,this is an attempt to collect a debt,and any Information obtained will be used for that purpose
Midland Mortgago Delinquency Assistance Center
P O Sox 268806 Oklahoma City.OK 73126.8806 Tei 1-800.552.3000 fax 1-IOS-767.5815 vwvw MyMidiandmoogace tom
Qualified Written Requests,Notice of Errors,Informatldn Requests,and Credit Disputes must be sent to:
P 0 Cox 2689S9 Oklahoma City.OK 7312G-8959
Midlan c�. Mortgage
u°.i,nucr uc
A Divisiotr.of MidFiat Barrk
If you have not cured the default within the thirty-five day period and foreclosure proceedings have begun,
you still have the right to cure the default and prevent the sale at anytime up to one hour before the Sheriffs
foreclosure sale.You may do so by paving the total amount of the unpaid monthly payments plus any late or ��y�.
other charges then due as well as the reasonable attorney's fees and costs connected with the foreclosure L
sale and by gerforming any other reguirements if any under the mortgage. It Is estimated that the earliest
date that such a Sheriffs sale could be held would be approximately six months from the date of this letter.
A notice of the date of the Sheriff sale will be sent to you before the sale. Of course, the amount needed to
cure the default will increase the longer you wait. You may find out at any time exactly what the required
payment will be by calling Midland Mortgage at the following number: 1-800-552-3000.This payment must
be made by cashier's check, certified check or money order and made payable to Midland Mortgage at the
address stated above.
You should realize that a Sheriffs sale will end your ownership of the mortgaged property and your right to
remain in it. If you continue to live in the property after the Sheriff's sale, a lawsuit could be started to evict
you.
You have additional rights to help protect your interest in the property. YOU HAVE THE RIGHT TO SELL
THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT,OR TO BORROW MONEY
FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY HAVE THE RIGHT TO
SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A BUYER OR
TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL THE
OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID PRIOR TO
OR AT THE SALE, AND ANY OTHER REQUIREMENTS UNDER THE MORTGAGE ARE SATISFIED.
CONTACT MIDLAND MORTGAGE TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT
MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY
ACTING ON YOUR BEHALF.
If you cure the default, the mortgage will be restored to the same position as if no default had occurred
However,you are not entitled to this right to cure your default more than three times in any calendar year.
It is important that you call our office as soon as possible to discuss the options available to you. Our Loan
Counselors may be reached toll-free at 1-800-552-3000, Monday through Friday, 8:00 a.m. to 9:00 p.m.
(Central Time).
Sincerely,
Delinquency Assistance Center
Midland Mortgage,a Division of MidFirstBank
Loan Number 0053550848
'If you have received a bankruptcy discharge of the debt secured by the Mortgage/Deed of Trust or you are currently in bankruptcy
under the protection of the automatic stay,this letter is not an attempt to collect the debt,but any default will need to be cured to avoid
foreclosure if your loan was in default at the time MidFirst Bank acquired the servicing of your loan and you have not riled bankruptcy
or received a discharge of the debt secured by the Mortgage/Deed of Trust,we are required to advise you that this communication is
from a debt collector,this is an attempt to collect a debt,and any Information obtained will be used for that purpose
Midland Mortgage Delinquency Assistance Center
P 0 Box 268806 Oklahoma City,OK 73126.8806 Tel 1.800.5523000 Fax 1-405-767-5815 mvw MyMldlandmorigage com
Qualified Written Requests.Notice of Errors,Information Requests,and Credit Disputes must be sent to:
P 0 Box 268959 01:41110ma City.09 73126.8959
Department of Defense Manpower Data Center
Results as of:Dec-72.2014 05:58:23 AM
SCRA 3.0
status'Report
' Pl=Uant to S—Mviceme-rrnbers Civil Relief Act,
Last Name: QUACKENBUSH
First Name: JEFFREY
Middle Name: L
Active Duty Status As Of: Dec-12-2014
On Active Du On Active Du Status Date
Active D Start Date Active Du End Date
NA NA Status Service Component
No NA
This response reflects the Individ-W---iy staNs based on the Active Duty Status Date
Left Active D Within 367 Da s of Active Duty Status Date
Active Dutv Stan Data I Active Duty End Date
NA Status
NA Service Com onent
No NA
This res onse reflects where the individual left active duly status within 367 da r----'- the Active Du Status Date
The Member or His/Her Unit Was Notified of a Future Call-Up to Active Du on Activo Du Status Date
Order Notification Stan Date '- Order Nofification End Date
NA Status Service Com sent
NA.r., :.No
This response reflects whether the ihdWidual or his/her unit has received earl notification to repos for active 1. NA
Upon searching the data banks of the Department of Defense Manpower Data Center,based on the information that you provided,the above is the status of
the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NCAA,Public Health,and
Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty.
Auk of
...
Mary M.Snavely-Dixon,Director
Department of Defense-Manpower Data Center
4800 Mark Center Drive,Suite 04E25
Arlington,VA 22350
EG,
, � ,�
Department of Defense Manpower Data Center
Results as of:Dec-12-20114 05:56:42 AM
SCRA 3.0
Status Report
Pursuant to Scrvicemembers Civil Relief Act
Last Name: QUACKENBUSH
First Name: TRACY
Middle Name: L
Active Duty Status As Of: Dec-12-2014
On Active Duty On Active DutV Status Date
Active Duty Start Date
Active Duty End Date
NA NA Status Service Component
No
This response reflects the IndiNduals'actNe d -status based on NA
the Active Duty Status Date
Left Activ�DuWithln 367 Da sof Active Du �StatusActive D Start Date Active Du End NANA
NA
This response reflects where the individual left active d status within 367 da s preceding the Active on Status Date
The Member or H"Ier Unit Was Notified of a Future Call-Up to Active Du on Active Duty Status Date
Order Notification Start Date Order Notification End Date
Status
NA Service Com onent
NA
No NA
This res Dose reflects whether the IndhAdual ar hlsRter unit has received ea notification to re rt for active du
Upon searching the data banks of the Department of Defense Manpower Data Center,based on the information that you provided,the above is the status of
the individual on the active duty status date as to all branches of the Uniformed Services(Army,Navy,Marine Corps,Air Force,NCAA,Public Health,and
Coast Guard). This status includes information on a Servicemember or his/her unit receiving notification of future orders to report for Active Duty.
Mary M.Snavely-Dixon,Director z
Department of Defense-Manpower Data Center
4800 Mark Center Drive,Suite 04E25
Arlington,VA 22350
. ... ....::......
COMPANY NAME: MIDFIRST BANK
VERIFICATION
I verify that the statements made in the
personal knowledge and uinformation
foregoing on info g g Com faint are
p nnation and belief. P true and correct upon my
I understand that false statements herei
Section 4904 relating to unsworn falsification to
n are made subject to the penalties of 18 Pa. C.S.
authorities.
Dated 12/10/2014
By
James Wallace
Title Vice President
i
i
Ronny R Anderson
Sheriff
Jody S Smith
Chief Deputy
Richard W Stewart
Solicitor
SHERIFF'S OFFICE OF CUMBERLAND COUNTY
OFFICE 'FhE S.:EF<IF-
Midfirst Bank
vs.
Jeffrey L. Quackenbush (et al.)
Case Number
2014-7199
SHERIFF'S RETURN OF SERVICE
12/15/2014 Sheriff Ronny R Anderson, being duly sworn according to law, states he made diligent search and inquiry
for the within named Defendant to wit: The Secretary of HUD, but was unable to locate the Defendant in
the Sheriffs bailiwick. The Sheriff therefore deputizes the Sheriff of Dauphin County, Pennsylvania to
serve the within Complaint in Mortgage Foreclosure according to law.
12/16/2014 05:32 PM - Deputy Shawn Gutshall, being duly sworn according to law, served the requested Complaint
in Mortgage Foreclosure by handing a true copy to a person representing themselves to be Jeffry
Quackenbush, Owner, who accepted as "Adult Person in Charge" for Occu•ant at 415 Third Street n/k/a
1415 Third Street, East Pennsboro/West Fairview, Enola, PA 17025.
GUTSHALL, DEPUTY
12/16/2014 05:32 PM - Deputy Shawn Gutshall, being duly sworn according to law, served the requested Complaint
in Mortgage Foreclosure by "personally" handing a true copy to a person representing themselves to be
the Defendant, to wit: Jeffrey L. Quackenbush at 415 Third Street n/k/a 141. Third Street, East
Pennsboro/West Fairview, Enola, PA 17025.
- ' GUTSHALL, DEPUTY
12/16/2014 05:32 PM - Deputy Shawn Gutshall, being duly sworn according to law, served the requested Complaint
in Mortgage Foreclosure by handing a true copy to a person representing themselves to be Jeffrey
Quackenbush, Husband, who accepted as "Adult Person in Charge" for Tracy L Quackenbush at 415
Third Street n/k/a 1415 Third Street, East Pennsboro/West Fairview, Enola, PA 17025.
12/18/2014 09:20 AM - The requested Complaint in Mortgage Foreclosure served by the Sheriff of Dauphin County
upon Susan Melendez, who accepted for The Secretary of HUD, at US Attorney's Office, 228 Walnut
Street, Suite 220, Harrisbug, PA 17108. Jack Lotwick, Sheriff, Return of Service attached to and made
part of the within record.
SHERIFF COST: $95.95 SO ANSWERS,
December 24, 2014 RONNY R ANDERSON, SHERIFF
(c) CountySuitea Shc;: ift, e: e;csc,`I, Inc.
CO l
Shelley Ruhl
Real Estate Deputy
Matthew L. Owens
Solicitor
Commonwealth of Pennsylvania
County of Dauphin
Dauphin County
101 Market Street
Harrisburg, Pennsylvania 17101-2079
ph: (717) 780-6590 fax: (717) 255-2889
Jack Lotwick
Sheriff
Jack Duignan
Chief Deputy
Michael W. Rinehart
Assistant Chief Deputy
MIDFIRST BANK
VS
THE SECRETARY OF HOUSING AND
URBAN DEVELOPMENT
Sheriffs Return
No. 2014-T-3203
OTHER COUNTY NO. 2014-7199
And now: DECEMBER 18, 2014 at 9:20:00 AM served the within COMPLAINT IN MORTGAGE
FORECLOSURE upon THE SECRETARY OF HOUSING. AND URBAN DEVELOPMENT by
personally handing to SUSAN MELENDEZ * 1 true attested copy of the original COMPLAINT IN
MORTGAGE FORECLOSURE and making known to him/her the contents thereof at FEDERAL
BUILDING, 228 WALNUT STREET, SUITE 220 HARRISBURG PA 17108
* SECRETARY
Sworn and subscribed to
before me this 22ND day of December, 2014
COMMONWEALTH OF PENNSYLVANIA
NOTARIAL SEAL
Karen M. Hoffman, Notary Public
City of Harrisburg, Dauphin County
My Commission Expires January 8, 2018
So Answers,
Sheriff o auphin ty, Pa.
By
De Sheriff
Deputy: JOSHUA FRUHWIRTH
Sheriffs Costs: $41.25 12/17/2014