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HomeMy WebLinkAbout12-30-14 PETITION FOR GRANT OF LETTERS REGISTER OF WILLS OF >la�� ��n�� COUNTY, PENNSYLVANIA Petitioner(s)named below,who is/are 18 years of age or older, apply(ies)for Letters as specified below,and in support thereof aver(s) the following and respectfully requests the grant of Letters in the appropriate form: STANLEY R.STAMBAUGH and CRAIG STAMBAUGH Decedent's Information +_ Name: KATHRYN G STAMBAUGH File No: a/k/a: (Assigned by Register) a/k/a: a/k/a; Social Security No: Date of Death: 1112912014 Age at Death: 85 Decedent was domiciled at death in �.�l„yr)QA A County, PA (State)with his/her last principal residence at 1000 WEST SOUTH STREET,CARLISLE 17013 CARLISLE -.L)rn6JW Street address,Post Office and Zip Code City,Township or Borough l _ County Decedent died at )AE Ah Street address,Post office and Zip Code City,Township or Borough County State Estimate of value of decedent's property at death: If domiciled in Pennsylvania........................ All personal property $ If not domiciled in Pennsylvania................. Personal property in Pennsylvania $ If not domiciled in Pennsylvania................. Personal property in County $ Value of real estate in Pennsylvania........... $ TOTAL ESTIMATED VALUE $ 2 T�'�t7 t� Real estate in Pennsylvania situated at (Attach additional sheets,if necessary.) Street address,Post Office and Zip Code City,Township or Borough County []X A. Petition for Probate and Grant of Letters Testamentary 1 ,�7-„' 1 Petitioner{s}aver{s}that he/she/they is/are the Executor(s)named in the Last Will of the Decedent,dated �(11'i � ! and Codicil(s) thereto dated r-V (State relevant circumstances,e.g.,renunciation,death of executor,etc.) Except as follows:after the execution of the instrument{s}offered for probate,Decedent did not mar ,was not divorced,w of a party to g*ndingrTl, divorce proceeding wherein the grounds for divorce had been established as defined in 23 Pa.C.S.§�3323(g),and did not eCthildbornej adopted;and Decedent was neither the victim of a killing nor ever adjudicated an incapacitated person. ;t3 t rt QX NO EXCEPTIONS❑EXCEPTIONS tmt C-> -fit ❑B. Petition for Grant of Letters of Administration (If applicable) c..a.; . .n.; . .n.c..a.;pe e/r1e lre; sante a sentia; fora minoritate ;��}. -11 If Administration,c.t.a or d.b.n.c.t.a.,enter date of Will in Section A above and complete list of heirs. V,-,7 , l7 Except as follows:Decedent was not a party to pending divorce proceeding wherein the grounds for divorce had been estabiistle s definedl"'' F rn in 23 Pa.C.S.§3323(g)and was neither the victim of a killing nor ever adjudicated an incapacitated person. GO n NO EXCEPTIONSF]EXCEPTIONS Petitioners},after a proper search has/have ascertained that Decedent left no Will and was survived by the following spouse(if any)and heirs(attach additianalsheets,ifnecessary): Name Relationship Address MARK D.STAMBAUGH Son 517 SUSAN RD CAMP HILL,PA 17011 CRAIG STAMBAUGH Son 8 FIREHOUSE DRIVE LITTLE EGG HARBOR,NJ 08087 STANLEY R.STAMBAUGH Son 713 SHERWOOD RD NEW CUMBERLAND,PA 17070 Form RW-02 rev.10-11-2011 Copyright(c)2011 form software only The Lackner Group,Inc. Page 1 of 2 Oath of Personal Representative Official Use Only COMMONWEALTH OF PENNSYLVANIA } } SS: COUNTY OF } Petitioner(s)Printed Name Petitioner(s)Printed Address STANLEY R.STAMBAUGH 713 SHERWOOD RD NEW CUMBERLAND,PA 17070 CRAIG STAMBAUGH 8 FIREHOUSE DRIVE LITTLE EGG HARBOR,NJ 08087 C tTi O 30 t� G7 Ck ---1 > e— ..�., C7 C7 The Petitioner(s)above-named swear(s)or affirm(s)the statements in the foregoingPetition are true and correct for 1�9 bds rof the wled belief of Petitioner(s)and that,as Personal Representative(s)of the ecedent,Petioners)will well and ruly admimste$the' stat cordinblaw. ;6 G Sworn to or affirmed and subscribed before me th's qday of 20l -"d By: a' -n For the Register Date BOND Required? ❑ Yes ❑ No To the Register of Wills: FEES Please enter my appearance by my signature below: Letters............................................ $ Attorney Signature: ( )Short Certificate(s).......... ( )Renunciation(s)............... Aj 1 JA ( )Codicil(s)......................... ( )Affidavit(s)....................... Printed Name: Richard G Scheib Bond.............................................. Supreme Court Commission................................... ID Number: 66721 Other Firm Name: Scheib Law Offices Address: 11 REITZ BLVD SUITE 102 LEWISBURG,PA 17837 Phone: 570/523-3200 Automation Fee............................. Fax: 570/523-3311 JCSFee......................................... TOTAL........................................... $ E-mail: tehoover@dejaud.com DECREE OF THE REGISTER Date of Death: 11/29/2014 Social Security No: Estate of KATHRYN G STAMBAUGH File No: a/k/a: AND NOW, Deccmber 3b in consideration of the foregoing Petition, satisfactory proof having been presented before me,IT IS DECREED that Letters Testamentary are hereby granted to STANLEY R.STAMBAUGH and CRAIG STAMBAUGH in the above estate and(if applicable)that the instrument(s)dated NnI 'Z -101 described in the Petition be admitted to probate and filed of reco*str Will(and Co icil(s))of Decedent. Wills copyright(c)2011 form software only The Lackner Group,Inc. Page 2 of 2 LAST WILL AND TESTAMENT OF KATHRYN G. STAMBAUGH I, KATHRYN G. STAMBAUGH having my legal residence at 122 Sunset Drive, New Cumberland, York County, Pennsylvania, 17070, do hereby declare this to be my Last Will and Testament, revoking all other Wills and Codicils heretofore made by me. I declare that I am married to Lloyd R. Stambaugh and that all references to my husband are to him. I further declare the following three (3) children are born to me, Stanley R. Stambaugh, Mark D. Stambaugh, and Craig A. Stambaugh, and all references to my children are to them. ITEM ONE: I direct that all my valid debts and the expenses of my last illness and funeral be paid from my estate as soon as practicable after my death. ITEM TWO: I give and bequeath all of my tangible personal property to my residuary heirs, under Item Four, below as follows: A. All items of tangible personal property shall be inventoried and valued at a fair market value. B. I may leave a Memorandum listing some of the items of my tangible personal property which I wish certain persons to have and request that my wishes as set forth in the memorandum be observed by my Personal Representative. Any items of tangible personal property not so designated shall be divided and distributed among my residuary heirs as follows: 1. Each of my heirs may select one item, in rotation, in order determined by lot, until such time at which the items chosen by each heir reach such heir's proportionate 1 share of the total value of my estate, or until such time as each heir wishes to make no further selections. 2. Any items not selected shall be sold and the net proceeds added to the residue of my estate. 3. To the extent my heirs are unable to agree, the decision as to what may constitute "one item" for purposes of this selection shall be made by my Personal Representative. 4. Any disputes concerning this method of allocation shall be resolved by my Personal Representative in my Personal Representative's sole discretion. 5. To the extent my Personal Representative is unable to resolve a dispute among two or more of my heirs concerning the in-kind distribution of any of my personal property, I direct my Personal Representative to sell the disputed property and the net proceeds there from be added to the residue of my estate. ITEM THREE: I give and devise any interest I may own in any real property together with the insurance thereon to my residuary heirs under Item Four, below. My Personal Representative may either distribute any real property at its then fair market value to one or more of my residuary heirs under and in accordance with Item Four below, or may sell any such real property and the net proceeds there from be added to the residue of my estate. ITEM FOUR: I give, bequeath and devise all of the residue of my estate, of whatsoever nature and wheresoever situate, to my sons, STANLEY R. STAMBAUGH, MARK D. STAMBAUGH, and CRAIG A. STAMBAUGH, in equal shares per stirpes, subject to the provisions of Item Seven below. In determining the value of a beneficiary's share of my residuary estate, I direct that the value of my residuary estate be augmented by the value of any personal and real property distributed in-kind under Items Two and Three, above. ITEM FIVE: Notwithstanding the provisions of Item Four above, in the event my husband,LLOYD R. STAMBAUGH, survives me and it is determined by either a court or an authority 2 of competent jurisdiction or in the event my Personal Representative reasonably believes that my husband will be required to elect against my estate so to prevent him from being ineligible to receive or to continue to receive any governmental assistance benefits, then I give to my Personal Representative as TRUSTEE IN SEPERATE TRUST, an amount equal to my husband's statutory elective share under 20 PA C.S.A. Chapter 22, and I direct the Trustee to retain, invest, reinvest and distribute, any income and principal of the trust share set aside for my husband, as follows: A. The Trustee may, in the Trustee's sole discretion, may distribute for the benefit of my husband, discretionary amounts of principal for special needs not otherwise provided by governmental financial assistance and benefits or by the providers of services. Such amounts shall not be distributed directly to such beneficiary. B. "Special needs" refer to the requisites for maintaining the good health, safety and welfare of such beneficiary when in the discretion of my Trustee such requisites are not being provided by any public agency, office or department of any state or of the United States. "Special needs" shall also include, but not be limited to, medical and dental expenses, annual independent check-ups, equipment, programs of training, education, treatment and rehabilitation, private residential care, transportation (including vehicle purchase), maintenance, insurance and essential dietary needs. "Special needs" may include spending money, electronic equipment such as radios,record players,television sets, computer equipment, camping, vacations, athletic contests, movies, trips and money to purchase appropriate gifts for relatives and friends. C. The Trustee shall have no obligation to expend trust assets for such needs, but if the Trustee in its sole discretion decides to expend trust assets, under no circumstances should any amounts be paid to or reimbursed to the federal government, any state or any governmental agency for any purpose, including for the care, support and maintenance of my husband. D. No part of the trust share set aside for my husband shall be used to supplant or replace public assistance benefits of any state or federal agency which has a legal responsibility to serve persons with illnesses or handicaps which are the same or similar to the disorders of such beneficiary. 3 E. No interest in the principal or income of the trust share set aside for such beneficiary shall be anticipated, assigned or encumbered or shall be subject to any creditor's claim or to legal process prior to its actual receipt by my husband. My husband is specifically prohibited from any right to receive, demand, secure, give, assign, transfer, mortgage, borrow against or will any trust assets or income. F. It is my intention to conserve and maintain this trust share for the special needs of my husband. Therefore, no part of this trust share, neither principal nor undistributed net income, shall be subject to the claims of voluntary or involuntary creditors for the provisions of care and services, including residential care by any public entity, office, department or agency of any state or government agency or of the federal government of the United States. G. In the event it is determined by either a court or an authority of competent jurisdiction that these trust assets render my husband ineligible to receive any governmental assistance benefits, or if the Trustee in its sole discretion determines that notwithstanding the provisions set forth above, this trust share may be subject to garnishment, attachments, execution or bankruptcy proceedings by a creditor of such beneficiary or by the federal or state government or any agency or subdivision thereof, then my Trustee shall terminate the trust share set aside for husband and distribute the remaining principal and accrued income pro rata to my residuary heirs under Item Four, above,the contingent beneficiaries. H. I request but do not direct that the contingent beneficiaries conserve, manage and distribute the proceeds of the former trust share set aside for my husband in accordance with the provisions as set forth above. I. In determining whether the existence of the trust share has the effect of rendering my husband ineligible to receive any governmental assistance benefits,the Trustee is hereby granted full and complete discretion to initiate administrative or judicial proceedings for the purpose of determining eligibility. All costs related thereto, including reasonable attorney's fees, shall be a proper charge to this trust share of my husband. 4 ' t J. If my husband should die before the complete distribution of this trust estate, this trust shall terminate and the Trustee shall distribute the balance of the trust property to my residuary heirs under Item Four,above,my contingent beneficiaries. ITEM SIX: Should any beneficiary of mine be under the age of twenty-five (25) years, my Personal Representative shall hold such beneficiary's share of my estate, as Trustee, IN TRUST and shall invest, reinvest and distribute the principal and net income of such beneficiary's share as follows: A. Until such beneficiary attains the age of twenty-five (25)years, my Trustee, in my Trustee's sole but reasonable discretion,may pay or apply the income and any or all of the principal of such beneficiary's share for the health, maintenance, support and education of such beneficiary considering all other sources of income available to such beneficiary and known to my Trustee. Upon such beneficiary attaining the age of twenty-five (25) years, my Trustee shall distribute the balance of the principal and accumulated income, if any, of each such beneficiary's share to such beneficiary. B. Should the principal of the Trust Estate, in the sole opinion of my Trustee,be or become too small to warrant placing or continuing of such fund in trust or should its administration be or become impractical for any other reason,my Trustee, in the exercise of their sole discretion, may pay such share absolutely to the person maintaining such beneficiary or may place such shares in the beneficiary's name in an interest-bearing deposit in any bank, bank and trust company or national banking association of his choosing, payable to the beneficiary at majority, or if said beneficiary has reached his or her majority,then to him or her directly. C. All shares of principal and income hereby given shall be free from anticipation, assignment, pledge or obligation of my beneficiary(s), and shall not be subject to any execution or attachment. ITEM SEVEN: Should any beneficiary of mine be a Supplemental Needs Person as defined below, such beneficiary's share of my estate shall be held, administered, and distributed according to the provisions that follow: 5 A. Distributions of Income and Principal. The Trustee shall collect income and, after deducting all charges and expenses attributed thereto, may apply for Beneficiary's benefit, in-kind, or in cash, so much of the income and principal (even to the extent of the whole) as the Trustee deems advisable in the Trustee's sole and absolute discretion, subject to the limitations set forth below. The Trustee shall add the balance of net income not paid or applied to the principal of the Supplemental Needs Trust. 1. Maximize Benefits. Consistent with the purpose of the Supplemental Needs Trust, before expending any amounts from the net income and/or principal of this trust, the Trustee shall consider the availability of all benefits from government or private assistance programs for which Beneficiary may be eligible. The Trustee, where appropriate and to the extent possible, shall endeavor to maximize the collection and facilitate the distribution of these benefits for Beneficiary's benefit. 2. No Reduction in Benefits. None of the income or principal of the Supplemental Needs Trust shall be applied in such a manner as to supplant, impair or diminish any governmental benefits or assistance for which Beneficiary may be eligible or which Beneficiary may be receiving. 3. No Assignment. Beneficiary shall not have the power to assign, encumber, direct, distribute or authorize distributions from the Supplemental Needs Trust. 4. Supplemental Needs Trust Savings Clause. Notwithstanding any provision to the contrary, in the event that the Supplemental Needs Trust is challenged or faces imminent invasion by any governmental department or agency in such a way as to affect Beneficiary's eligibility for benefits available under any governmental program, the Trustee is empowered to amend the trust so as to maintain Beneficiary's eligibility for benefits under such governmental program. 5. Definition of "Supplemental Needs". "Supplemental needs" refers to the requisites for maintaining the good health, safety, and welfare of Beneficiary when, in the sole and absolute discretion of the Trustee, such requisites are not being provided by any public agency, office, or department of any state or of the United States. 6 "Supplemental needs" shall also include, but not be limited to, medical and dental expenses, annual independent checkups, clothing and equipment, programs of training, education, treatment and rehabilitation, private residential care, transportation (including vehicle purchases), maintenance, insurance, and essential dietary needs. "Supplemental needs"may include spending money; additional food; clothing; electronic equipment such as radio, recording and playback, television and computer equipment; camping; vacations; athletic contests; movies; trips; and money to purchase appropriate gifts for relatives and friends. However, in deciding whether to make these distributions the Trustee must first consider the impact on certain government benefits as is directed in paragraph 8. below, entitled"Distribution Guidelines." The Trustee shall have no obligation to expend trust assets for such needs, but if the Trustee, in its sole and absolute discretion, decides to expend trust assets, under no circumstances should any amounts be paid to, or reimbursed to, the federal government, any state, or any governmental agency for any purpose, including for the care, support, and maintenance of Beneficiary. 6. Objective to Promote Independence of Beneficiary. While actions are in the Trustee's sole and absolute discretion, the Trustee should be mindful that it is my wish that Beneficiary live as independently,productively, and happily as possible. 7. Not Available Resource to Beneficiary. It is my intent to create a Supplemental. Needs Trust that conforms to Pennsylvania law, in order to provide for Beneficiary's Supplemental Needs. I intend that the trust assets be used to supplement, not supplant, impair or diminish, any benefits or assistance of any Federal, state, county, city, or other governmental entity for which Beneficiary may otherwise be eligible or which Beneficiary may be receiving. Consistent with that intent, it is my desire that, before expending any amounts from net income and/or principal of the trust,the Trustee consider the availability of all benefits from government or private assistance programs for which Beneficiary may be eligible and that, where appropriate and to the extent possible, the Trustee endeavors to maximize the collection of such benefits and to facilitate the distribution of such benefits for the benefit of Beneficiary. All actions of the Trustee shall be directed toward carrying out 7 this intent and the discretion granted the Trustee under this agreement to carry out this intent is absolute. For purposes of determining Beneficiary's eligibility for any such benefits, no part of the principal or undistributed income of the Supplemental Needs Trust shall be considered available to Beneficiary for public benefit purposes. Beneficiary shall not be considered to have access to principal or income of the trust, and he or she has no ownership, right, authority, or power to convert any asset into cash for his or her own use. The Trustee shall hold, administer, and distribute all property allocated to the Supplemental Needs Trust for the exclusive benefit of Beneficiary during his or her lifetime. All distributions from the trust are in the sole and absolute discretion of the Trustee, and Beneficiary is legally restricted from demanding trust assets for his or her support and maintenance. In the event the Trustee is requested to release principal or income of the Supplemental Needs Trust to or on behalf of Beneficiary to pay for equipment, medication, or services that any government agency is authorized to provide, or in the event the Trustee is requested to petition a court or any other administrative agency for the release of trust principal or income for this purpose, the Trustee is authorized to deny such request and is authorized in its sole and absolute discretion to take whatever administrative or judicial steps may be necessary to continue Beneficiary's eligibility for benefits, including obtaining legal advice about Beneficiary's specific entitlement to public benefits and obtaining instructions from a court of competent jurisdiction ruling that neither the trust corpus nor the trust income is available to Beneficiary for eligibility purposes. Any expenses of the Trustee in this regard, including reasonable attorney's fees, shall be a proper charge to the Supplemental Needs Trust. 8. Distribution Guidelines. Consistent with the purpose of the Supplemental Needs Trust, before expending any amounts from the net income and/or principal of the trust, the Trustee shall consider the availability of all benefits from government or private assistance programs for which Beneficiary may be eligible. The Trustee, where appropriate and to the 8 extent possible, shall endeavor to maximize the collection and facilitate the distribution of these benefits for the benefit of Beneficiary. In making distributions,the Trustee will: (a) consider any other known income or resources of Beneficiary that are reasonably available; (b) take into consideration all entitlement benefits from any government agency, such as Social Security Disability payments (SSDI), Medicaid, Department of Public Welfare, Supplemental Security Income (SSI), and any other special purpose benefits for which Beneficiary is eligible; (c) take into consideration resource and income limitations of any such assistance program; (d) make expenditures so that Beneficiary's standard of living will be comfortable and enjoyable; (e) not be obligated or compelled to make specific payments; (f) not pay or reimburse any amounts to any governmental agency or department, unless proper demand is made by such governmental agency and reimbursement is required by the state; and (g) not be liable for any loss of benefits. 9. Use of Care Manager. The Trustee shall have the option of utilizing the services of a Care Manager to assist in advising on how best to provide for Beneficiary's needs. The primary objective of the Care Manager shall be to assist the Trustee to carry out the purposes of the Supplemental Needs Trust to ensure that Beneficiary maintains a safe living situation, receives counseling services when appropriate and lives as independently as possible. A Care Manager shall be a professional Clinical Licensed Social Worker, Professional Conservator, an Elder Care Coordinator associated with an elder law firm, or care management agency that has experience in the field of assessment of conditions similar to those of Beneficiary and is familiar with the public benefits to which Beneficiary may be entitled. 9 (a) Distribution Advisement. If the Trustee uses a Care Manager, the Care Manager shall advise the Trustee concerning discretionary distributions to be made from the trust that are helpful and appropriate for Beneficiary's needs including payment for medical care, counseling services, and daily support. (b) Care Manager Account for Periodic Payments. If the Trustee uses a Care Manager, the Care Manager may from time to time establish periodic payments for part or all of the payments authorized under this agreement and maintain a separate bank account for disbursement by the Care Manager. Any account shall be carried in the name of the Supplemental Needs Trust and shall have the trust's federal tax identification number. At least monthly, the Care Manager shall provide information on receipts and disbursements from this account to the Trustee. This account shall contain no more than an amount reasonably necessary for Beneficiary's needs for a period of sixty (60) days. (c) The Trustee shall not be held liable for any actions of the Care Manager unless the Trustee has actual knowledge of and gave consent or approval of the Care Manager's proposed actions before such actions were actually taken. The Care Manager shall not make any distributions that may cause a reduction of public benefits unless the Trustee has consented to the distribution. (d) Annual Care Plan. If the Trustee uses a Care Manager, the Care Manager shall provide to the Trustee, at least annually, a written care plan for purposes of evaluation of Beneficiary's medical and psychosocial status. The care plan shall include recommendations concerning resources and services beneficial to Beneficiary. (e) Quarterly Assessments. If the Trustee uses a Care Manager, the Care Manager shall, at least quarterly, visit Beneficiary to assess his or her physical and emotional needs including the appropriateness of present 10 placement, monitoring attendant care, accessing required resources, making and keeping medical appointments, and accessing socialization activities. (f) Compensation of the Care Manager. If the Trustee uses a Care Manager, the Care Manager shall be entitled to fair and reasonable compensation for the services it renders. The amount of compensation shall be an amount equal to the customary and prevailing charges for services of a similar nature during the same period of time and in the same geographic locale. (g) The Resignation of a Care Manager. Any Care Manager may resign by giving thirty (30) days' written notice to the Trustee. (h) Replacement of Care Manager. The Trustee may terminate the Care Manager without cause and name a replacement. If a Care Manager cannot serve for any reason,the Trustee may name a replacement, which may begin to serve immediately. If the Care Manager must be replaced, then the successor Care Manager shall also be a professional Clinical Licensed Social Worker, Professional Conservator, or care management agency who has experience in the field of assessment of conditions similar to those of Beneficiary and is familiar with the public benefits to which Beneficiary may be entitled. 10. No Seeking of Order to Distribute. For purposes of determining Beneficiary's state Medicaid program equivalent eligibility,no part of the principal or undistributed income of the Supplemental Needs Trust may be considered available to Beneficiary. The Trustee will deny any request by Beneficiary to: (a) release principal or income of the trust to or on behalf of Beneficiary to pay for equipment, medication, or services that the state Medicaid program equivalent would provide if the trust did not exist; or (b) petition a court or any other administrative agency for the release of trust principal or income for this purpose. 11 The Trustee may, in its sole and absolute discretion, take necessary administrative or legal steps to protect Beneficiary's Medical Assistance, including obtaining a ruling from a court of competent jurisdiction that the trust principal is not available to Beneficiary for purposes of determining eligibility. Expenses for this purpose, including reasonable attorney's fees, are a proper charge to Beneficiary's Supplemental Needs Trust. 11. Indemnification of Trustee When Acting in Good Faith. The Trustee shall be indemnified from the trust property for any loss or reduction of public benefits sustained by Beneficiary as a result of the Trustee exercising, in good faith, the authority granted to the Trustee under this Article. 12. Termination and Distribution of Supplemental Needs Trust. If the Trustee,in its sole and absolute discretion, determines that Beneficiary is no longer dependent on others and is able to provide independent support,the Trustee shall distribute or retain the remaining Supplemental Needs Trust property according to the other provisions of my Will as though the provisions of this Article had not been effective. If the other provisions of my Will do not provide for the distribution or retention of the remaining property, then the Trustee shall distribute the remaining property to Beneficiary outright, free of trust. "Independent support" shall be satisfied at such time as Beneficiary has been gainfully employed for thirty-three (33) months of a thirty-six (36) month period immediately preceding the decision to terminate the trust share. The terms "gainful employment" and "gainfully employed" shall be construed to mean such full-time employment that produces sufficient net income to enable Beneficiary to contribute not less than 100 percent of the funds (exclusive of other sources of revenue) that are necessary to provide for the independent care, support, maintenance, and education of Beneficiary. The Trustee, in its sole and absolute discretion, shall determine whether or not Beneficiary has satisfied the condition of gainful employment. 12 13. Distribution Upon the Death of Beneficiary. Upon the death of Beneficiary,the Trustee shall distribute or retain the remaining Supplemental Needs Trust property according to the other Article of my Will that directed the property to be held pursuant to this Article. If the other Article does not provide for distribution upon the death of Beneficiary, then the Trustee shall distribute or retain the remaining Supplemental Needs Trust property as though Beneficiary had predeceased me. 14. Waiver of Court Invasion of Principal. Under no circumstances shall Supplemental Needs Trust principal be subject to any court-directed invasion pursuant to the provisions of the laws of Pennsylvania or any other state. 15. Prohibition Against Beneficiary Serving as Trustee. Notwithstanding any other provision of my Will, under no circumstances may Beneficiary serve as Trustee of any share that is being administered for his or her benefit under the provisions of this Supplemental Needs Trust Article. 16. Limitation on Power to Remove and Replace Trustee. Notwithstanding any other provision of my Will, Beneficiary has the power to remove and replace the Trustee of the Supplemental Needs Trust, but may not appoint himself or herself as the replacement Trustee. 17. No Power to Elect Optional Unitrust. Notwithstanding any provision of my Will or state law to the contrary, the Trustee may not elect to apply the optional unitrust provisions under Pennsylvania law to any Supplemental Needs Trust administered under this Article. 18. No General Power of Appointment. Notwithstanding any provision of my Will or state law to the contrary, Beneficiary shall not have a lifetime or testamentary general power of appointment as defined in Section 2041 of the Internal Revenue Code,.or as defined under Pennsylvania law, or the laws of any other state. 19. Application of Item. Any decision made by the Trustee under this Article shall be final, controlling and binding upon all beneficiaries subject to the provisions of this Article. 13 20. Definition of Supplemental Needs Person. The term "Supplemental Needs Person" means a person who: (i) is disabled; or (ii) is receiving, or is eligible to receive, assistance or other benefits under a means-based government program (such as Medicaid or Supplemental Security Income). As used above, the term "disabled" means disabled as defined in United States Code Title 42, Section 1382c(a)(3), or under Pennsylvania law related to means- based government programs. As used above, the term "assistance" means assistance or medical assistance as defined in United States Code Title 42, Section 1396d(a), or under Pennsylvania law related to means-based government programs. ITEM EIGHT: I appoint, my son, CRAIG A. STAMBAUGH, my Personal Representative. In the event my son, Craig, is unable or unwilling to act or continue to act as my Personal Representative, I appoint my son, STANLEY R. STAMBAUGH, my Personal Representative. I give to my said Personal Representative the same powers as are hereinafter given to my Trustee. Such powers shall be in addition to those conferred by law. ITEM NINE: I appoint my duly appointed Personal Representative, Trustee of the Trust(s) created pursuant to Items Five, Six, and Seven above. ITEM TEN: No bond shall be required of any fiduciary hereunder in any jurisdiction. No fiduciary hereunder shall have any liability for any mistake or error of judgment made in good faith. ITEM ELEVEN: I authorize my Personal Representative and Trustee to exercise the following powers in addition to those given by law,to be exercised in their sole discretion: A. To retain any or all of the assets of my estate, without regard to any principle of diversification, risk or productivity; B. To invest in all forms of property without restriction to investments authorized for any type of fiduciary; C. To compromise any claim or controversy; 14 D. To loan money to or buy property from my estate; E. To borrow money from any person, including any Executor or Trustee, and to mortgage or pledge any real or personal property; F. To sell at public or private sale, to exchange or to lease for any period of time, any real or personal property, and to give options for sales, exchanges or leases, all for such prices and upon such terms and conditions as they deem proper; G. To allocate receipts and expenses to principal or income or partly to each as they deem proper; H. To repair, alter or improve any real or personal property; I. To distribute in cash or in kind or partly in each at valuations fixed by them; J. To keep reasonable amounts of cash in a bank uninvested if deemed advisable for the protection of the principal; K. To subscribe for or to exercise options for stocks, bonds or other investments; to join in any plan of lease, mortgage, merger, consolidation, reorganization, foreclosure or voting trust and to deposit securities thereunder, and to generally exercise all the rights of security holders or employees of any corporation; L. To register securities in the name of a nominee or in such manner that title shall pass by delivery; M. To add to the principal of any trust created by this instrument any real or personal property received from any person by Deed, Will or in any other manner; N. To exercise all power, authority and discretion given by this instrument after the termination of any trust created herein until the same is fully distributed; O. To use their sole discretion in deciding whether stock dividends on stock they hold in trust should be apportioned to principal or income, except stock dividends of regulated invest- ment companies which shall be added to principal; P. To commingle the assets of any trust estate created by this Will in any one or more common funds for greater convenience and flexibility; Q. To employ agents, accountants, engineers and such other persons, professional or otherwise, as may be necessary for the proper administration of this estate or trust and to pay their compensation from such funds; and R. To disclaim all or any interest in a property passing to me or my estate. ITEM TWELVE: I realize that Personal Representatives are given discretion by law to make various elections which affect the income and estate taxes payable by estates and beneficiaries, as well as the relative shares of beneficiaries, such as taking administration expenses as deductions for either estate or income tax purposes, selecting options for the payment of employee death benefits, electing to take a qualified terminable interest as part of the marital deduction, selecting alternate valuation dates, postponing the payment of taxes, filing joint income tax or gift tax returns and redeeming corporate stock. The decisions made by my fiduciaries in any of these matters shall be binding upon, and not subject to question by, any affected persons. I rely upon my 15 fiduciaries to take into consideration the total income and estate taxes payable by reason of their decisions including those payable by my survivors, and they are authorized in their discretion, but not required, to make adjustments between income and principal as a result thereof. ITEM THIRTEEN: I direct that all estate, inheritance and other taxes in the nature thereof, together with any interest and penalties thereon, becoming payable because of my death with respect to the property constituting my gross estate for death tax purposes, whether or not such property passes under this my Last Will and Testament, shall be paid from the principal of my residuary estate, and no person receiving or having a beneficial interest in any such property, whether under this my Last Will and Testament or otherwise, shall at any time be required to contribute to or refund any part thereof; PROVIDED, however, that this direction shall not apply to the taxes on any property included in my estate solely because of a power of appointment thereover which I possess but have not exercised or on any qualified terminable interest or to any generation- skipping transfer taxes. ITEM FOURTEEN: No gift or beneficial interest shall be subject to anticipation, assignment, pledge, obligation, or alienation of my beneficiary(s), whether voluntary or involuntary, and the income and principal thereof shall not be subject to any execution or attachment. ITEM FIFTEEN: If any beneficiary, person or entity in any manner, directly or indirectly, contests or attacks this Will or any of its provisions, or objects to the accounts or actions of my fiduciaries, without probable cause, such beneficiary, person or entity shall pay all costs, including but not limited to attorneys' fees, arising in connection with such contest, attack or objection incurred by my estate, such trust or such fiduciary personally. In the event that such beneficiary, person or entity does not prevail in such action, any share or interest in my estate or such trust which would otherwise pass to such beneficiary, person, entity or remainderman under this Will shall be revoked and the property consisting of such share shall be disposed of in the manner provided herein as if that contesting person or entity had predeceased be without surviving issue. 16 ITEM SIXTEEN: Should any of the provisions of my Will be for any reason declared invalid, such invalidity shall not affect any of the other provisions of this Will and all invalid provisions shall be wholly disregarded in interpreting this Will. ITEM SEVENTEEN: This Will shall be construed, regulated and governed by and in accordance with the laws of the Commonwealth of Pennsylvania. IN WITNESS WHEREOF, I have at Mechanicsburg, Pennsylvania, on April 27, 2011, set my hand and seal to this my Last Will and Testament consisting of seventeen (17) pages plus any acknowledgement, affidavit and certification pages. SEAL KATHR G. STAMBAU SIGNED, SEALED, PUBLISHED AND DECLARED BY KATHRYN G. STAMBAUGH, the above named Testatrix, as and for her Last Will and Testament, in the presence of us, who, at her request and in her presence, and in the presence of each other, have hereunto subscribed our names as witnesses. 04Z, Wi ss Witn s Address Address 17 SELF-PROVING AFFIDAVIT COMMONWEALTH OF PENNSYLVANIA : . SS: COUNTY OF CUMBERLAND We, KATHRYN G. STAMBAUGH, To1n,r\ '(Z.,e.e,Sg- and -T-Q Ce i r ,la L-, Ca'I , the Testatrix and the witnesses respectively, whose names are signed to the attached or foregoing instrument, being first duly sworn, do hereby declare to the undersigned authority that the Testatrix signed and executed the instrument as her Last Will and Testament that she had signed willingly (or willingly directed another to sign for her), and that she executed it as her free and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence and hearing of the Testatrix, signed the Will as witness and that to the best of their knowledge the Testatrix was at that time eighteen years of age or older, of sound mind and under no constraints or undue influence. KATH YN G. STAMBAUG (JO/,Zm—Z��= — ITNESS �AVITNESS Subscribed, sworn to and acknowledged before me by KATHRYN G. STAMBAUGH, the Testatrix and the witnesses, on April 27, 2011. eat.: A Notary Public or PA Attorney _r NOTARIAL SEAL PAULA K WHITE Notary Public JUPPER ALLEN TWP.,CUMBERLAND COUNTY My Commission Expires Apr 5,2012 18 ESTATE MEMORANDUM OF KATHRYN Ga STAMBAUGH This informal letter of instruction to my family and Personal Representative serves to convey my personal wishes concerning distribution of selected personal effects. In any situation where the provisions of this letter may be deemed to be inconsistent with or contrary to the terms of my Will, or other formal Estate Planning Documents, it is my desire and intent that the provisions of my Will and other formal Estate Planning instruments shall govern and be controlling since I do not intend that this letter shall serve in any respect as a Will nor shall the terms of this letter override the provisions of a Will or a Trust executed by me whether it was signed prior or subsequent to the date of this letter. Distribution of Personal Property Description of Property Beneficiary 1. 1. 2. 2. 3. 3. 4. 4. 5. 5. 6. 6. 7. 7. 8. 8. 9. 9. 10. 10. 11. 11. 12. 12. 1 Description of Property Beneficiary 13. 13. 14. 14. 15. 15. 16. 16. 17. 17. 18. 18. 19. 19. 20. 20. 21. 21. 22. 22. 23. 23. 24. 24. 25. 25. Other Directions To My Family: 2 n ::arri C> co M cJ --I RENUNCIATION � g f— � :;0' w, REEGISTER OF WILLS D ►--► COUNTY, PENNSYLVANIA -17 5 , C, Estate of XV, Q j rV tJ 10M � Ab4L ,Deceased , in my capacity/relationship as Q rh Q� (Prtn ame) of the above Decedent, hereby renounce the right to administer the Estate of the Decedent and respectfully request that Letters be issued to -tGn 1 �Q N G V cthrL �q 1 . 0a �G'��t (Date) (Signature) Fire Ov g,- 1)`r '' K (Street Address) i !-e 1j,,4e , 0162-7 (City.State.Zip) Executed in Register's Office Executed out of Register's Office Sworn to or affirmed and subscribed Before the undersigned personally appeared the before me this 2jQtkl day party executing this renunciation and certified ofthat he or she executed the renunciation for the purposes stated within on this day of , Deputy for Register f ills Notary Public My Commission Expires: (Signature and Seal of Notary or other official qualified to administer oaths. Show date of expiration of Notary's Commission.) Form RW-06 rev.10.13.06 REGISTER OF WILLS CERTIFICATE OF CUMBERLAND COUNTY GRANT OF LETTERS PENNSYLVANIA C U 0 No. 2014- 01219 PA No. 21- 14- 1219 Estate Of: KATHRYN G STAMBAUGH 0 (First,Middle,Last( Late Of: CARLISLE BOROUGH CUMBERLAND COUNTY Deceased 1750 Social Security No: WHEREAS, on the 30th day of December 2014 an instrumenL�?Iated April 27th 2011 was admitted to probate as the last will o9Q) --0 L- :1 KA THR YN G S TA MBA UGH rr7 (First,Middle,Last) ) C") late of CARLISLE BOROUGH, CUMBERLAND County, c) who died on the 29th day of November 2014 and --ZI WHEREAS, a true copy of the will as probated is annextAhere,4. THEREFORE, -T, LISA M. GRAYSON, ESQ. Register of Wi 1-CP irk 6nd for CUM13ERLAND County, in the Commonwealth of Pennsylvania, hereby certify that I have this day granted Letters TESTAMENTARYto: STANLEY R STAMBAUGH and CRAIG STAMBAUGH who have duly qualified as EXECUTOR(RIX) and have agreed to administer the estate according to law, all of which ful l appears of record in my offi ce a t CUMBERLAND COUNTY COURT HOUSE, CARLISLE, PENNSYLVANIA. IN TESTIMONY WHEREOF, I have hereunto set my hand and affixed the seal of my office on the 30th day of December 2014. A?gfsftte7ofWills I'ox U De lul **NOTE** ALL NAMES ABOVE APPEAR (FIRST, MIDDLE, LAST)