HomeMy WebLinkAbout12-30-14 (2) � REV-� r'J��E"c02—„' � 1505610143
1� OFFICIAL USE ONLY
PA Department of Revenue pennsylvania County Code Year File Number
Bureau of Individual Taxes DEPARTMENTOFREVENl1E
Po Box.zsoso� INHERITANCE TAX RETURN 2 1 14 0 0 3 0 6
Harrisburg, PA 17128-0601 RESIDENT DECEDENT
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death Date of Birth
03 31 2014
DecedenYs Last Name Su�x DecedenYs First Name MI
TREECE AUDREY J
(If Applicable)Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix Spouse's First Name MI
Spouse's Social Security Number
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF i�VILLS
FILL IN APPROPRIATE OVALS BELOW
� 1. Original Return ❑ 2. Supplemental Return � 3,Remainder Return(Date of Death
Prior to 12-13-82)
� 4. Limited Estate � qa.Future�nterest Compromise � 5. Federal Estate Tax Return Required
(date of death after 12-12-82)
6 Decedent Died Testate � � Decedent Maintained a Living Trust 8. Total Numbe�of Safe DepOsit Boxes
� (Attach Copy of Will) (Attach Copy of Trust)
� 9. Litigation Proceeds Received � 10.Spousal Poverty Credit(Date of Death � ��.Election to tax under Sec.9113(A)
between 12-31-91 and 1-1-95) (Attach Schedule O)
CORRESPONDENT-THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
Name Daytime Telephone Number
ROBERT P KLINE 717 770 2540
REGISTER OF�S USE O�LY
� � � �
t'r't
First Line of Address � �7 � �? C7
�;� rn
� c� cn �
714 BRIDGE STREET t� ;� Pn-- W --� `�
. F-�"Z 'yr-j C7
_ �
Second Line of Address _ �� !' , e�
PO BOX 4 61 � �' �"�> c� -� `.'�� �
�.:�7 D�AtTE FtL�D "'I
City or Post Office State ZIP Code - �7 � �� �
NEW CUMBERLAND PA 17070 �� '�
N � � .
p � i
CorrespondenYse-manaddress: rkline@klinelawoffice.com �'
Under penalties of perjury,I declare that I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief,
it is true,correct and complete.Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge.
SIGN URE OF PERSON RESPONSI E FOR FJLING RETURN DATE
-��
Leslie Mark Treece �
ADDRESS
751 Collina Drive, Lewisberry, PA 17339
SIGNATURE,O RER OT�THAN REPRESENTATIVE DATE
` �� )-� �.�.��_ Robert P Kline Zq '�j� �,.���j
,
ADDRESS �
Kline Law Office
714 Bridge Street, New Cumberland, PA 17070
Side 1
� 1505610143 1505610143 �
� 1505610243
REV-1500 EX
DecedenYs Sociai Security Number
oe�ede�rs Name: T R E E C E, A U D R E Y J
RECAPITULATION
1. Real Estate(Schedule A).......................................................................................... 1. 9 5 , 5 0 0 . 0 0
2. Stocks and Bonds(Schedule B)............................................................................... 2.
3. Closely Held Corporation, Partnership or Sole-Proprietorship(Schedule C).......... 3.
4. Mortgages&Notes Receivable(Schedule D).......................................................... 4.
5• Cash, Bank Deposits&Miscellaneous Personal Property(Schedule E)................ 5. 2 5 , 2 7 0 . 3 6
6. Jointiy Owned Property(Schedule F) ❑ Separate Biiling Requested............. 6.
7. Inter-Vivos Transfers&Miscellaneous Non-Probate Property
(Schedule G) � Separate Billing Requested............. 7.
g. Total Gross Assets(total Lines 1 through 7).......................................................... g. 1 2 0 , 7 7 0 . 3 6
9. Funeral Expenses and Administrative Costs(Schedule H)..................................... 9. 1 8 , 1 1 8 . 6 7
10. Debts of Decedent,Mortgage Liabilities and Liens(Schedule I)............................. 10. 1 0 0 , 12 3 . 6 4
11. Total Deductions(total Lines 9 and 10)..................................................................��. 1 1 8 , 2 4 2 . 3 1
�2• Net Value of Estate(Line 8 minus Line 11).............................................................�2, 2 , 5 2 8 . 0 5
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which
an election to tax has not been made(Schedule J)................................................. 13.
14. Net Value Subject to Tax(Line 12 minus Line 13)................................................. 14. 2 , 5 2 8 . 0 5
TAX COMPUTATION-SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate,or
transfers under Sec. 9116
(a)(1.2)X.00 15.
16. Amount of Line 14 taxable
at lineai rate x .045 2 , 5 2 8 . 0 5 �6� 113 . 7 6
17. Amount of Line 14 taxable
at sibling rate X ,�2 17.
18. Amount of Line 14 taxable
at collateral rate X .15 18.
19. TAX DUE.................................................................................................................19. 1 1 3 . 7 6
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT. ❑
Side 2
� 1505610243 1505610243 �
REV-1500 EX Page 3 File Number 21 - 14 - 00306
Decedent's Complete Address:
DECEDENT'S NAME
Treece, Audrey J
STREET ADDRESS
609 Fifth Street
CITY STATE ZIP
New Cumberland PA T 17070
Tax Payments and Credits:
1. Tax Due(Page 2, Line 19) (1) 1 13.76
2. Credits/Payments
A• Prior Payments
B. Discount
Total Credits(A +g) (2) 0.00
3. Interest
(3) 0.00
4. If Line 2 is greater than Line 1 +Line 3,enter the difference. This is the OVERPAYMENT. (4)
Check box on Page 2,Line 20 to request a refund —
5. If Line 1 +Line 3 is greater than Line 2,enter the difference. This is the TAX DUE. (5) 113.7 6
Make Check Payable to: REGISTER OF WILLS, AGENT.
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred:.................................................................................0 0
b. retain the right to designate who shall use the property transferred or its income:....................................� 0
c. retain a reversionary interest; or...............................................................................................................� ❑x
d. receive the promise for life of either payments, benefits or care?..............................................................jJ '��x,
2. If death occurred after Dec. 12, 1982, did decedent transfer property within one year of death without
�-—
receiving adequate consideration?.....................................................................................................................�_I I�
— �—,
3. Did decedent own an"in trust for" or payable upon death bank account or security at his or her death?......... ! i I,x'
__ �
4. Did decedent own an individual retirement account, annuity, or other non-probate property which
contains a beneficiary designation?...................................................................................................................� �x I
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETUR
For dates of death on or after July 1, 1994 and before Jan. 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving
spouse is 3 percent[72 P.S. §9116(a)(1.1)(i)).
For dates of death on or after January 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
[72 P.S. §9116(a)(1.1)(ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of
assets and filing a tax return are still applicable even if the surviving spouse is the oniy beneficiary.
For dates of death on or after July 1,2000:
•The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an
adoptive parent,or a stepparent of the child is 0 percent[72 P.S. §9116(a)(1.2)).
•The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent,except as noted in
[72 P.S.§9116(a)(1)].
•The tax rate imposed on the net value of transfers to or for the use of the decedenYs siblings is 12 percent[72 P.S. §9116(a)(1.3)1. A
sibling is defined under Section 9102, as an individual who has at least one parent in common with the decedent,whether by blood or adoption.
-j , pennsylvania
� SCHEDULE A
DEPARTMENT OF REVENUE
R SEDENTDEC ENT URN REAL ESTATE
FILE NUMBER
ESTATE OF Treece, Audrey J 21 - 14 - 00306
All real property owned solely or as a tenant in common must be re�orted at fair market value. Fair market value is defined as the price
at which property would be excl�anged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having
reasonable knowledge of the relevant facts. Real property which is jointly-owned with right of survivorship must be disclosed on
schedule F.
Attach a copy of the settlement sheet if the property has been sold.
Include a copy of the deed showing decedenYs interest if owned as tenant in common.
ITEM DESCRIPTION VALUE AT DATE OF
NUMBER DEATH
1 609 Fifth Street, New Cumberland Boro, Cumberland Co. #25-24-0811-177 (appraisal 95,500.00
attached)
TOTAL(Also enter on Line 1, Recapitulation) 95,500.00
:� pennsylvania SCHEDULE E
� DEPARTMENTOFREVENUE CASH BANK DEPOSITS AND MISC.
INHERITANCE TAX RETURN f
RESIDENTDECEDENT PERSONAL PROPERTY I
ESTATE OF Treece, Audrey J FILE NUMBER
21 - 14 -00306
Include the proceeds of litigation and the date the proceeds were received by the estate.All property jointly-owned with the right of
survivorsh�p must be disclosed on schedule F.
ITEM VALUE AT DATE OF
NUMBER DESCRIPTION DEATH
1 New Cumberland FCU#91137 24,907.98
2 Bankers Life Insurance Health Supplement refund 362.38
TOTAL(Also enter on Line 5, Recapitulation) 25,270.36
REV-1511�EX+(10-09)
�` pennsylvania SCHEDULEH
'\! DEPARTMENT OF REVENUE FUNERAL�ISESAND
rr
R SEDENT DECEDENT URN ,qpM�NISTRAl1VE COSTS
FILE NUMBER
ESTATE OF Treece, Audrey J 21 - 14-00306
Decedent's debts must be reported on Schedule I.
ITEM
NUMBER FUNERAL EXPENSES: DESCRIPTION AMOUNT
A. 1 Stone& Murray Funeral Home � 7,570.67
�
I
2 Gingrich Memorials 2,520.00
B. ADMINISTRATIVE COSTS:
�. Personal Representative's Commissions
Name of Personal Representative(s)
Street Address
City State Zip II
Year(s)Commission Paid i
2. Attorney's Fees Kline Law Office ' 3,000.00
3. Family Exemption: (If decede�t's address is not the same as claimanYs,attach explanation)
Claimant
Street Address
City State Zip
Relationship of Claimant to Decedent
4. Probate Fees Register of Wills 608.50
Advertising (Cumberland Law Journal/Carlisle Sentinel) 191.20
5. AccountanYs Fees
6. Tax Return Preparer's Fees
7. Other Administrative Costs j
� P. Scott Archibald Real Estate Appraisals ' 225.00
See attached � 4,003.30
TOTAL(Also enter on line 9, Recapitulation) 18,118.67
Schedule H
COMMONWEALTH OF PENNSYWANIA FUI IGtQI EJ��S� j
INHERITANCE TAX RETURN A�dministr2tive Cos�s caitinued
RESIDENT DECEDENT
ESTATE OF Treece, Audrey J FILE NUMBER
21 - 14 -00306
2 Dirty Dog Cleaning & Hauling 300.00
3 New Cumberland Boro (sewer/trash) 351.48
4 PA American Water 249.94
5 Verizon 72.91
6 PPL Electric � 372.60
� Allen Towing 83.00
$ Erie Insurance Group ; 611.00
9 Walmart(paint& supplies) 173.47
�o Tom Miller Painting Services 200.00
�� Robin Gasperetti, Tax Collector(2014-15 school tax) 1,178.50
1z ABC Fuel Oil Company 410.40
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Page 2 of Schedule H
-�; pennsylvania SCHEDULE I
�. DEPARTMENTOFREVENUE DEBTS OF DECEDENT MORTGAGE
INHERITANCE TAX RETURN �
RESIDENTDECEDENT LIABILITIES & LIENS
FILE NUMBER
ESTATE OF Treece, Audrey J 21 - 14 -00306
Report debts incurred by the decedent prior to death that remained unpaid at the date of death, including unreimbursed medicai expenses.
ITEM DESCRIPTION AMOUNT
NUMBER
1 Champion Mortgage#1052926 93,840.66
2 FIA Card Services#4888931079412560 1,768.19
3 Carlisle Medical Group 96.41
4 Home Instead Senior Care 2,246.00
5 Judith A. Krebs Private Care 605.00
6 Direct TV 22.3$
7 United States Treasury (return Civil Service payment) 1,038.00
8 United States Treasury (return Social Security payment) 507.00
TOTAL(Also enter on Line 10, Recapitulation) 100,123.64
REV-1513 EX+(01-10)
�- pennsylvania SCHEDULE J
� DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN BENEFICIARIES
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Treece, Audrey J
21 - 14 -00306
RELATIONSHIP TO SHARE OF ESTATE AMOUNT OF ESTATE
NUMBER NAME AND ADDRESS OF PERSON(S) DECEDENT (Words) ($$$)
RECEIVING PROPERTY Do Not List Trustee(s)
I� TAXABLE DISTRIBUTIONS[include outright spousal
distributions,and transfers
under Sec.9116(a)(1.2)]
1 Leslie Mark Treece Child 25%
751 Collina Drive
Lewisberry, PA 17339
I
2 Janice R. Treece Child 25% �i
519 Reno Avenue Rear i
New Cumberland, PA 17070 �
3 James R. Treece Child 25%
4 Timothy A. Treece Child 25%
300 Ridge Road, Lot#44
Etters, PA 17319
Enter dollar amounts for distributions shown above on lines 15 through 18 on Rev 1500 cover sheet, as appropriate.
II. NON-TAXABLE DISTRIBUTIONS:
A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN
�
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B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
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TOTAL OF PART II-ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET 0.00
�
WILL OF
AUDREY J. TREECE
I, Audrey J. Treece, of Cumberland County, New Cumberland,
Pennsylvania, deciare this to be my last Will and hereby revoke all
prior Wills and Codicils.
1. I direct that all my just debts, funeral expenses,
gravemarker and administrativP expenses shall be paid
from my residuary estate as soon as practicable after my
� death.
2. l direct that ail inheritance, estate, transfer, succPssion
and death taxes of any kind whatsoever which may be
payable by reason of my death shall be paid out of my
residuary estate.
3. I direct that my entire estate be distributed as follows:
A. I leave my 1996 Saturn to James F. Treece.
B. I direct that the remainder of my estate be sold
and the proceeds be divided between my children
Lesiie N1ark Treece, J�nice R. treece, James F.
Treece and Ti�;iothy A. Treece in equal shares. �
C. Should any of rny children �redecease me their
share shall Iapse anc► be divided into equa! shares
between their children.
D. I reserve the right to attach a separate ;
memorandum.
!
4. I appoirit Leslie Mark Treece Executor of this my last Will. `
Shouid Leslie Mark Treece, predecease me or cease to j
act in such capacity, I appoint Janice R. Treece as the i
alternate. ;
;
LAWOFFI�ESOF 5. The Executor of this Will shall have fhe power to �
I
TEPHEN J. HOGG distribute my estate in kind or in cash, or partly in either. '
19 S.HAI�IOVER STREET . __� �
SUITE 101 , �` (
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CARLISLE,PA 17013 • ,/,''_..,-'-•:.;,:, �� -- ..-�t.__:;���_�.• I
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6. I direct that no Executor acting under this Will shall be
required to enter bond in any jurisdiction.
IN WITN,ESS WHEREO�, I have h��.reunfo set my hand this
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da of `�''r ��,:-..� -�
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��,..%/J,��/ -• � '.i'�/:• . '.�::;�y_�,
Audrey J. Treece�'::'� �`
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LAW OFFICES OF
'�PgiEN J. HOGG
�S. HANOVER STREET �
SUITE 101 j
CARLISLE,PA 17013 f
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The �?receding instrument consisting of this and two other pages
was on the day and date hereof signed, published and declared by
Audrey J. Treece as and for her last Will in the presence of us, who at
her request, in her presence and in the presence of each other have
subscribed our names as witnesses hereto.
,-
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`1NITNESS WI ESS
LAW OFFICES OF
EP�iE1V J. �IOGG
S.HANOVER STREET
SUITE 101
CARLISLE,PA 17013 i
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ACKfVOWLEDGMENT
State of Pennsylvania
ss
County of Cumberland
I, Audrey J. Treece, the Testatrix, whose name is signed to the
attached or foregaing instrument, having been duly qualified according
to law, do hereby acknowledge that I signed and executed the
instrument as my last Will; that I signed it willingly and as my f�ee and
voluntary act for the purposes therein exp+��ssed �� ; �.'.�i
%'✓��.(,f`'�'� :.�:...! i,� ;/ ./:_;�',;',>>r�...�•r;
Audrey ,1. Treece ��';�" "
Sworn to ar affirmed �r�d.acknowledge,d b�fore me�i,y Audrey J.
Treece, the Testatrix, this �',�� day of .�•'��.•�`�"'��:�=-�-c'�'--� ;
2010.
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� vg�a�aFt�w�.D4e�� 9���yp�� �':� � /�''='��'�
�n�e��,��:�,����������,�� N.otary f'ublic/Attorney�'`� 'y
��_�'������.�cT����at�������-���,�� � /.,,>
rr.�._. �.,...�.,._��r�_�,.,�-_�_.���AVIT .�
S±ate of Pennsylvania
ss
County of Cumberland
We, �--��'��'� � �..�;'.t„t;�f ,�"��; and �1� �- �7���� , the
witnesses whose names are signed to the attached or foregoing
instrument, being duly qualified according to law, do depose and say
that we were present and saw the Tes�atrix sign and execute the
instrument as her last Will; that the Testatrix signed willingly anu
executed it as her free and voluntary act fc�r the purposes therein
expressed; that ��ch subscribing witness in the hearing and sight of
the Testatrix signed the Will as a witness; and that to the best of our
knawle�ye if�e Tesiairix was at tnat time 18 or more years of age, of
so 'nd mind and 'n.der no constraint or u due infiu ,ce.
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, Sv�_orn to or af��med and sub�e�ibed to before me by witnesses,
this ��;��day of ' %''C"��r����I�'�-���-�-r , 2010.
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�.8m����J.�3xs��„PicsBac�yy Pc��id� •'` � .��. � � ���;is
LAW OFFICES OF . �t.�i'�������s R,�r���L'F9a�Od'MJRGd�
g��'HEN J. HOGG �, �_,= 6� ���y ublic/Attorney � ;
�r�:�;as�E:�:,sy.�r����;��ti����;r��r�,2a1� ,� �
9 S.HANOVER STREET {-�--_.._..__.,�,.,_.,�..�._.,,.,�,.
SUITE 101 -
CARLISLE,PA 17013
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' WARIiAN'fY DEED Printed on Plankenhorns 100% Linen Recocd Paper
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� MADE the /f '`" day oF � lr'}'1- �
[-: in the yeaz nineteen hundred and s,even t)T-e i gi1 t (19 7 F) , •• �
f.-:;
BETWEEN DANI�L B. SCOTT and JANE C. SCOTT, his wife, of New CtxmUer-
land, CumUerland County, Pennsylvania, GRAIJTORS and parties oF the
i%'.::• � -
LK� ,-�Eirst� _art
_ P_.,._,�_._.. :. .
- - A N D -
GAL�Pd }�4. TREEC� and RUDRT'Y J. T?iT:�CE, h.is ivife, of the same
place, Gp.11NTrT:S and p�.rties or the second nart, I �
�
WITNESSETH, That in considetation oF FnP�TY THOUSAPdD ($n 0,0 0 0,0 0)- - - - - - -
- - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Dollus,
in hand paid, the zeceipt whereof is heteby aclmowledged, the said gcantozs do hereby grant II
and convey to che said grancees , their hei rs and assip,ns, �
. �
AT.T. TFIOSE T17C CERTAIPJ lots of land situa.te in the Torough of Ne1� I
Cumberland, County or Cumberland and State of Penns�rlvania, more
� particularlv bounded and described as follows, to wit: �
'--`BEGINTdING"at a. point, fifty (50) feet rast of the nor.theast corner nf �
Fif�h Street and P.osemont Avenue; THEIdCE noxth�vardly alon? the line II .
• i�
ol Lot No. 11 on t_he hexein mentioned Plan of Lots one hundred fortyl�
�
(140) feet to a noint; THl:PdCF easttvardly on a Iine narallel i�rith � �
Fi�th Street .fifty (5�) feet to a point; TIIF,NCE soutlt�vard.ly alon� the '
;
I'
western line of Lot P1o. 8, one htindred forty (140) feet to a noint ori
Fifth Street; TI-IFPdrE westtivar.�lly alona, I'ifth ,Str.eet, fifty (50) feet
to the Place of BEGINNING. I
i
BEING Lots Nos. 9 and 10, Blocic "P.", in the General nlan of George T9I
Buttorff's Second Addition to NeTa CumUerland, recorded in the Office
o� the Recorder of Deeds in and for Cumberland County in Deed Book
"N", Volume 5, Page 49i3, i
_� _ Fi�.VIrF6�TH�P.EfJN-EP.�CTED a sinp,le bricl: -dt•velling house No, 609 Fifth
Street, Ne�o Cumberland, Pennsylvania.
BFING THE SAMr PP.E12ISl;S wliich 6villian Hamme Sto�xc'n, Jr, and Dorothy
L. Stouch, liis- �oi�e, Uv deed ciated A4ay 10, 1973 and recorded in the �
Cumberland r,o,�nty Recorder's Office in Deed Book "D", Volume 2S, Pagll
422, granted and conveyed unto Daniel B. Scott and Jane C. Scott,
his tvife, �rantors Iierein. I�
z� 1 �� ��-��•%-� � �' : ��
/ y G �..• •• � COh4IJ�ON4dEAlTH OF FENV�YL✓Ai�lA =
� /�`-'. Borou h of
School Dist, Cumb. Co., Pa. Cumb. Co., Pa. _ DEPAP,ThhENT OF REVENUE il =
. �Real Estate Tr�nsfer Tax 1'/. Rcel Estate Tr�nsfer Taz j� � REALTY �� �I _
,C iAANSfER �1x�
6 _a a_?� bC-`� .a•� :�'.zo.i� qmt.�.��..... o . ^ JUN2078 ��� 4 0 0. �7iQ =
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`� afe .......�( Amf�....... ' _ , ! P.B.I I162 � �
I� -v-�c.r.�i�-CG�i cr �p it�.L!` /T l�l.-cL �
cvmb. Co. Dist. Col.A}t� !'� Cumb. Co. Dis4. Col. Agt. s�' �' I
- - BGt7K�/2'� Pl�GE Sfl I
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r "-% A1VD the said grantoi will GEPdrRALLY WARRAIVT AND FOREVER DEFEND the piopecty I
4 here y conveyed.
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� IN WITNESS WHEREOF, said gzanto� .have hereunto set their hand S and seals , the
F- day and year fust above-written. '
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� ' Sealed and delivaed in the pzesenm of �—�"
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I hereby certify, that the piecise residence of the gtanree 5 1 5 herein is as follows:
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' � � " Property Value Analysis Report
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- File No. Treece
P.SCOTT ARCHIBALD REAL ESTATE APPRAISALS Case No. 609 Sth
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Borrower Treece,Galen M.&Audrey J.(estate) Census 0108.00 Map Ref 25-24-0811-177
Property Address 609 Sth St. Check one: X SF PUD ❑Contlo 2�Units
City New Cumberland County Cumberland State Pa. Zip Code 17070
Phone No. n/a Loan Re uested$ n/a Term n/a Mos. Owners Est Value$ n/a
No.of Rooms No.of Bedrooms No,of Baths Family room or den: Gross Living Area Garage/Carport Porches,Patio Central Air:
6 2/3 1 ❑Yes X❑No 1,128 Sq.Ft. 1 Car Det Cov Por ❑Yes X❑No
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NEIGHBORHOOD
Location Urban X Suburban Rural Good Avg.Fair Poor
Built Up X Over 75% 25%to 75% Under 25% Property Compatibility n�n�
Growth Rate QX Fully Dev. Rapid Steady Slow General Appearance of Property � X �
Property Values Increasing X Stable Declining Appeal to Market U X U
Demand/Supply Shortage X In Balance Over Supply
Marketing Time Under 3 Mos. X 4-6 Mos. Over 6 Mos.
P�esent Lend Use 75 %1 Family 3 %2-0 Family 2 %Apts._%Condo 20 %Commercial %Industrial %Vacant_%
Change in Present Land Use X Not Likely Likely �Chg From to
PredominantOccupancy � Owner 8 Tenant 1 %Vacant
S/F Price Rng$ 80,000 to$ 200,000 140,000 =Predominant Value
S/F Age 20 to 80 Yrs. Predom.Age 50 Yrs.
Note:Freddie Mac does not consider race or the racial composiGon of the neighborhood to be reliable appraisal factors.
Comments on factors favorable or unfavorable,affecting marketability(e.g.public parks,schools,noise) Most amenities are located within a short
commutinq distance to the neiqhborhood The commercial land uses within the subject neiqhborhood consist of schools parks
restaurants various shops stores and businesses.
SUBJECTPROPERTY
Year Built 1940 Units 1 Stories 2 Property Rating Good Avg. Fair Poor
Type(det.,duplex,semildet.) Detached Condition of Exterior � � � �
Design(rambler,split) 2 Story Compatibility to Neighborhood X
Ext.Wall MaYI. Brick Roof MaPI. Com shin Appeal and Marketability X
Property in HUD-Identified Sp'I Flood hazard Area? ❑ Yes X No
Special Energy-Efficient Items None
Comments(favorable or unfavorable including deferred maintenance) The subject property is maintained in below average condition. There
appears to be some previous water penetration in the basement At the time of inspection there was no standinq water or
dam ness a arent.
..'�i- 's �,,.in=>: ��':_ .z.f', vs ,�a,.. � .;T�t;�,��a��, �a..^.� ,�"r�
Item d Sub'ect Pro ert Com arable No.t Com arable No.2 Com arable No.3
Address 609 5th St. 507 5th St. 437 7th St. 809 Sth St.
New Cumberland,Pa.17070 New Cumberland Pa 17070 New Cumberland Pa 17070 New Cumberland Pa 17070
Prox.to Sub' 0.08 miles NE 0.27 miles N 0.10 miles SW
Sale Price >$ 97 500 '$ 83 073 ` $ 107 900
Date of Sale Descri tion Descri tion Ad'ustment Descri tion Ad'ustment Descri tion Ad'ustment
Time Ad'ust. 7/2014-45dom 9/2014-409dom 3/2014-137dom
Location Suburban Suburban Suburban Suburban
SiteNiew 0.21 Acres 0.16 Acres 0.12 Acres 0.12 Acres
A e 74 rs 74 rs 90 rs 59 rs
Condition Avera e-/Brick Avera e-/Brick Avera e-/Frame +6 00 Avera e/Brick -10 00
Living Area Rm Total B-Rms. Baths Total B-Rms. Baths Total B-Rms. Baths Total 6-Rms. Baths
Count&Total 6 2/3 1 6 2/3 1.00 6 3 1.00 4 2 1.00
Gross Liv Area 1 128 S .Ft. 1 128 S .Ft. 1 120 S .Ft. 750 S .Ft. +3 78
AirCondition None Central -200 None None
Gara e/Ca ort 1 Car Det 1 Car Det 1 Car Det Off Street +2 00
Porches,Patio Cov Por Cov Por Cov Por Cov Por,Patio,Fence -2,00
Pools etc.
Special Energy- Full Basement Full Basement Full Basement Full Basement
Effcientltems Unfinished Unfnished Unfinished Den -200
Other A liances A liances A liances A liances
Net Ad'. Total Plus X Minus $ -2 000 X Plus Minus $ 6 000 Plus X Minus $ -8 220
Sub Value ' Net=-2%Grs=2% $ 95 500 Net=7% GfS=7% $ 89 073 Net=-8%GfS=18% $ 99 680
Gen.Comments I have considered all of the com arables in m o inion of the most robabale sale rice of the sub'ect ro e . This
a raisal is for the intended user onl and is not intended for an other users.
The information shown on this repor�is derived from an inspection of the neighborhood and exterior inspection of the subject property and market comparables.The
estimated market value is based upon this iniormation and the knowledge of the undersigned.This report is nol to be construed as an appraisal report.
Estimated Market Value $ 95,500 as of 12/06/2014
Completed By P.SCOTT ARCHIBALD Title APPRAISER-RL-0000s0-L
Signature Date 12/07/2D14
ATTACH CURRENT DESCRIPTIVE PHOTOGRAPHS OF SUBJECT PROPERTY AND STREET SCENE Freddie Mac Form 704 1/86
Produced by ClickFORMS Sofiware 800-622-8727 Page 1 of 11
, ' P.SCOTT ARCHIBALD REAL ESTATE APPRAISALS
SKETCH ADDENDUM File No. Treece
Case No. 609 5th
Borrower Treece,Galen M.&Audrey J.(estate)
PropertyAddress 609 5th St.
City New Cumberland County Cumberland State Pa. Zip Code 17070
LendedClient Robert P.Kline,Esq. Address 714 Bridge St.,New Cumberland Pa.17070
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Produced by ClickFORMS Software 800-622-8727 Page 2 of 11
, P.SCOTT ARCHIBALD REAL ESTATE APPRAISALS
LOCATION MAP ADDENDUM File No. Treece
Case No. 609 Sth
Borrower Treece,Galen M.&Audrey J.(estate)
Property Address 609 Sth St.
City New Cumberland Counry Cumberland State Pa. Zip Code 17070
Lender/Client Robert P.Kline,Esq. Address 714 Bridpe St. New Cumberland Pa.17070
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• P.SCOTT ARCHIBALD REAL ESTATE APPRAISALS
SUBJECT PHOTO ADDENDUM File No. Treece
Case No. 609 5th
Borrower Treece,Galen M.&Audrev J.(estate)
Property Address 609 5th St.
City New Cumberland County Cumberland State Pa. Zip Code 17070
LendedCiient Robert P.Kline,Esq. Address 714 Bridqe St. New Cumberland Pa.17070
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' P.SCOTT ARCHIBALD REAL ESTATE APPRAISALS
SUBJECT PHOTO ADDENDUM Fi�e No. Treece
Case No. 609 5th
Borrower Treece,Galen M.&Audrey J.(estate)
Property Address 609 5th St.
C� New Cumber�and Counry Cumberiand State Pa. Zip Code 17070
Lender/Client Robert P.Kline,Esq. Address 714 Bridpe St. New Cumberland Pa.17070
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� P.SCOTT ARCHIBALD REAL ESTATE APPRAISALS
SUBJECT PHOTO ADDENDUM File No. Treece
Case No. 609 5th
Borrower Treece Galen M &Audrey J (estate)
Properfy Address 609 Sth St
City New Cumberland Countv Cumberland State Pa Zip Code 17070
Lender/Client Robert P.Kline Esq. Address 714 Bridqe St New Cumberland Pa 17070
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P.SCOTT ARCHIBALD REAL ESTATE APPRAISALS
SUBJECT PHOTO ADDENDUM File No. Treece
Case No. fi09 5th
Borrower Treece Galen M &Audrey J (estate)
PropertyAddress 609 5th St
City New Cumberland County Cumberland State Pa Zip Code 17070
Lender/Client Robert P.Kline Esq. Address 714 Bridqe St. New Cumberland Pa 17070
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, ' P.SCOTT ARCHIBALD REAL ESTATE APPRAISALS
SUBJECT PHOTO ADDENDUM Fi�e No. Treece
Case No. 609 5th
Borrower Treece,Galen M.&Audrey J.(estate)
Property Address 609 Sth St.
City New Cumberland County Cumberland State Pa. Zip Code 17070
LendedClient Robert P.Kline,Esq. Address 714 Bridge St.,New Cumberland,Pa.17070
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' P.SCOTT ARCHIBALD REAL ESTATE APPRAISALS
COMPARABLES 1-2-3 File No. Treece
Case No. 609 5th
Borrower Treece Galen M &Audrey J (estate)
ProperlyAddress 609 Sth St.
Ciry New Cumberland County Cumberland State Pa. Zip Code 17070
LendedClient Robert P Kline Esq Address 714 Bridqe St New Cumberland Pa.17070
q � � ;��,� �;� ������� COMPARABLE SALE# 1
.. ,.
� 9 v��� �t � ° ;� ``� 507 5th St.
��'"` � � ���J� ���� �g� ��' New Cumberland,Pa 17070
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� �� ,� »� "��+�`� � � � 437 7th St.
�� �;` ' , h� ��" �' _ � � � � '���;,� ' New Cumbefland,Pa 17070
4�� � �a, �"r�� ��E„����s,y �,i��� .q��-
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+ New Cumberland,Pa 17070
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Produced by ClickFORMS Software 800-622-8727 Page 9 of 11
P.SCOTT ARCHIBALD REAL ESTATE APPRAISALS
� File No. Treece
� Case No. 609 Sth
PURPOSE AND USE OF LIMITED APPRAISAL
The purpose of this limited appraisal is to estimate market value by performing an evaluation of real property collateral for use in a proposed
undenvriting.This limited appraisal is forthe use of the party to whom it is addressed and any further use or dissemination without consent of the
appraiser and addressee is prohibited.
DEFIN�TION OF MARKET VALUE
Market value,as referenced in OCC Rule 12 CFR 34.42(�:
The most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale,the buyer
and seller,each acting prudently,and knowledgeably and assuming the price is not affected by undue stimulus.Implicit in this definition is the
consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby:(1)buyer and seller are
typically motivated;(2)both parties are well informed or well advised,and acting in what he considers his own best interest;(3)a reasonable
time is allowed for exposure in the open market;(4)payment is made in terms of cash in U.S.dollars or in terms of financial arrangements
thereto;and(5)the price represents the normal consideration forthe property sold unaffected by special or creative financing or sales concessions`
granted by anyone associated with the sale.*Adjustments to the comparable must be made for special or creative financing or sales concessions.
No adjustments are necessary for those costs which are normally paid by sellers as a result of tradition or law in a market area;these costs are
readily identifiable since the seller pays these costs in virtually all sales transactions.Special or creative financing adjustments can be made to
the comparable property by comparisons to financing terms offered by a third party institutional lender that is not already involved in the property
ortransaction.Any adjustment should not be calculated on a mechanical dollar for dollar cost of the financing or concession but the dollar amount
of any adjustment should approximate the markeYs reaction to the financing or concessions based on the appraiser's judgement.
DESCRIPTION OF LIMITED VALUATION PROCESS
In performing this preliminary value analysis,the valuation process consisted of:(1)Reviewing assessmenUpublic records and comparable
database listing information for the subject;(2)Conducting an inspection of the subject and its environs;(3)Analyzing sales of regiona�residential
real estate;(4)arriving at a value conclusion;(5)Writing this report.
Departures from specific appraisal guidelines induded:SR 1-3 because the appraiser has presumed,for the purpose of the limited appraisal,
that the existing use of the subject property is the highest and best use;SR 1-4 because only a sales comparison analysis of value was employed
in this limited appraisal since it is the primary valuation method for residential dwelling similarto the subject.Any additional uses of the departure
provision are specifically stated in the attached appraisal report or its attachments.
SALES HISTORY
According to the data utilized in preparing the report,the property❑ has X❑ has not transferred within the past 12 months.
LEVEL OF RELIABILITY
The use of the departure provision to allow a limited appraisal with a single approach to value reduces the level of reliability of this report.
RECONCILIATION
Complete weight was given to the Sales Comparison Approach as it is the approach used by most buyers when purchasing a single family
dwelling.The Income Approach was not applicable because of the lack of rental information and meaningful relevancy to the value of a dwelling
located in this primarily owner occupied neighborhood.On the other hand,the Departure Provision was utilized to estimate the Cost Approach
because the appraiser decided this omission in this limited appraisal assignment would not confuse or mislead the client or the intended users
of this report.The market value is estimated on the FHLMC form 704 or similar attached.
ASSUMPTIONS AND LIMITING CONDITIONS
*No responsibility is assumed for the legal discrimination or for matters indicating legal or title considerations.Title to the property is assumed
to be marketable.The property is appraised free and clear of any and all liens and emcumbrances,except as noted in the report.
'Information furnished by others during the course of the research has been verified to the extent possible and is believed to be reliable,but no
warranty is given for its accuracy.
'No responsibility is assumed forthe effect on value of hidden or unapparent conditions ofthe subsoil orstructures;orfor arranging engineering
studies to discover such conditions.
'No evidence of contamination or hazardous materials was observed.However,the appraiser is not qualified to detect potential hazardous waste
material that may have an effect on the subject property.The client may wish to retain such an expert if he desires.
'Sketches and other illustrative material are included only to assist the reader in visualizing the real estate and its environs,are based on data
developed and supplied by others,and are not meant to represent a survey or as-built plan.
'Any distribution of the total valuation among land,improvement,and/or other components applies only under the stated program of utilization
and must not be interpreted or used as individual values for other purposes.
"The appraiser is not required to provide consultation,testimony,or attendance in court by reason of this assignment,unless such services have
been assigned in contracting the assignment.
'Possession of the report or a copy thereof does not carry with it the right of publication,and it may not be used for any purpose by anyone other
than the addressee,without the written consent of the author and addressee.Even with such permission,out-of-context quoting from and/or
partial reprinting of the report is prohibited.The report is an integrated entity and is only valid in its entirety.
'Neither all nor part of the contents of the report shall be disseminated to the public relations,news,sales,or other media without the prior written
consent and approval of the author.
LIMITED SCOPE APPRAISAL CERTIFICATION
I certify to the best of my knowledge and belief that:the statements of fact contained in this report are true and correct;the reported analyses,
opinions,and condusions are limited only by the reported assumptions and limited conditions and are personal,unbiased,professional analyses,
opinions and conclusions;I have no present or prospective interest in the real estate and have no personal interest or bias with respect to the
stipulated result,or the occurrance of a subsequent event;the analyses,opinions and conclusions were developed and the report prepared in
conformance with and subject to the requirements ofthe Uniform Standards of the Professional Appraisal Practice of the Appraisal Foundation;
the appraisal assignment was not based upon a requested minimum valuation,a specific valuation,orthe approval of a loan;I personally prepared
all conclusions and opinions about the real estate that were set foRh in the appraisal report.If I relied on significant professional assistance from
any individual(s)in the performance of the appraisal or the preparation of the appraisal report,I have named such individual(s)and disclosed
the specific tasks pertormed by each in the reconciliation section of this appraisal report.I certify that any individual so named is qualified to
perform the tasks.I have not authorized anyone to make a change to any item in the report;therefore,if an unauthorized change is made to the
appraisal report,I will not take the responsibility for it.
SUPERVISORY APPRAISER'S CERTIFICATION
If a supervisory appraiser signed the appraisal report,he or she certifies and agrees that:I directly supervised the appraiser who prepared the
appraisal report,have reviewed the appraisal report,agree with the statements and conclusions of the appraiser,agree to be bound by the
appraiser's certification above,and am taking tull responsibility for the appraisal and the appraisal report.
PROPERTY ADDRESS: 609 5th St.,New Cumberland,Pa.17070
APPRAISER: SUPERVISORY APPRAISER (only if required)
Signature: Signature:
Name: P.SCOTT ARCHIBALD Name:
Date Signed: 12/07/2014 Date Signed:
State Certification#: RL-000060-L State Certification#:
or State License#: or State License#:
State PA. State
Expiration Date of Certification or License: 6/30/15 Expiration Date of Certification or License:
n Did n Did Not Inspect the Interior of the Properry n Did n Did not Inspect property
Produced by ClickFORMS Software 500-622-8727 Page 10 of 11
. P.SCOTT ARCHIBALD REAL ESTATE APPRAISALS
' File No. Treece
APPRAISAL COMPLIANCE ADDENDUM ca5e No. sos stn
BorrowedClient Treece Galen M.&Audre J. estate
Address 609 Sth St. Unit No.
City New Cumberland County Cumberland State Pa. Zip Code 17070
LendedClient Robert P.Kline Es .
This A raisal Com liance Addendum is included to ensure this a raisal re ort meets all USPAP 2014 re uirements.
� •a- s � �, �"��'� �;>�'��
� ;�°�;�.�.:,�:.:�s;�
�-
This Appraisal Report is one of the following types:
�Appraisal Report This report was prepared in accordance with the requirements of lhe Appraisal Report option of USPAP Standards Rule 2-2(a).
Restricted Appraisal Report This report was prepared in accordance with the requirements of the Restricted Appraisal Report option of USPAP Standards Rule 2-2(b).The
intended user of this report is limited to the identifed client.This is a Restricted Appraisal Report and the rationale for how the appraiser arrived
at the opinions and conclusions set forth in the report may not be understood properly without the additional information in the appraisefs workfile.
,��., m . � �y; �q ���ti ������� >�������o..���:��,��
� `�.� �. ��,.>-,��w� .:�..�,-
I certify that,to the best of my knowledge and belief:
The statements of fact contained in this repoR are true and correct.
The reported analyses,opinions,and conclusions are limited only by the reported assumptions and are my personal,impartial,and unbiased professional analyses,
opinions,and conclusions.
' Unless otherwise indicated,I have no present or prospective interest in the property that is the subject of this repoR and no personal interest with respect to parties involved
Unless otherwise indicated,I have performed no services,as an appraiser or in any other capacity,regarding the property that is the subject of this report within the three-year
period immediately preceding acceptance of this assignment.
I have no bias with respect to the property that is the subject of this report or the parties involved with this assignment.
' My engagement in this assignment was not contingent upon developing or reporting predetermined results.
' My compensation for completing this assignment is not contingemt upon the development or reporting of a pretletermined value or direciion in value that favors the cause
of the client,the amount of the value opinion,the attainment of a stipulated result,or the occurrence of a subsequent event directly related to the intended use of
this appraisal.
' My analyses,opinions,and conclusions were developed and this report has been prepared,in conformity with the Uniform Standards of Professional Appraisal Practice that
were in effect at the time this report was prepared.
' Unless othenvise indicated,I have made a personal inspection of the property that is the subject of this report.
' Unless otherwise indicaled,no one provided signifcant real property appraisal assistance to the person(s)signing this certification(if there are exceptions,the name of each
individual providing significant real property appraisal assistance is stated elsewhere in this report).
' This re ort has been re ared in accordance with Title XI of FIRREA as amended,and an im lementin regulations.
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g' �X I have NOT performed services,as an appraiser or in another other capacity,regarding the property that is the subject of the report within the three-year period
immediately preceding acceptance of this assignment.
❑I HAVE performed services,as an appraiser or in another capacity,regarding the property that is the subject of this report within the three-year period immediately
recedin acce tance of this assi nment Those services are described in the comments below
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' I X HAVE made a personal inspection of the property that is the subject of this report.
' I have NOT made a ersonal ins ection of the ro ert that is the sub'ect of this re orl.
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Unless otherwise noted,no one provided signifcant real property appraisai assistance to the person signing this certification.If anyone did provide significant assistance,they
are hereb identified alon with a summa of the extent of the assistance rovided in the re ort.
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Additional USPAP related issues requiring disclosure and/or any state mandated requirements:
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❑ A reasonable marketing time for the subject property is day(s)utilizing market conditions pertinent ro the appraisal assignment.
❑ A reasonable exposure time for the subject property is day(s).
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Signature Signature
Name P.SCOTT ARCHIBALD Name
Date of Signature 12/07/2014 Date of Signature
State Certification# RL-000060-L State Certification#
or State License# or State License#
State Pa. State
Expiration Date of Certification or License 06/30/2015 Expiration Date of Certif cation or License
Supervisory Appraiser Inspection of Subject Property:
Effective Date of Appraisal 12/06/2014 ❑ Did Not ❑ Exterior Only from street ❑ Interior and Exterior
USPAP Compliance Addendum 2014 Page 11 of 11
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