The URL can be used to link to this page

Home My WebLink About14-7416 Supreme Court-,of Pennsylvania Cop�f Pleas f;" „ For Prothonotary Use Only: TIMESTAMP CIVTl�COveAlket Docket No: CUMBIE, I ty The information collected on this form is used solely for court administration purposes. This form does not supplement or replace thefiling and service ofpleadings or other a ers as required by law or rules o court. S Commencement of Action: gg Complaint ❑ Writ of Summons ❑Petition E ❑ Transfer from Another Jurisdiction ❑Declaration ofTaking C Lead Plaintiffs Name: Lead Defendant's Name: T ' . PORTFOLIO RECOVERY ASSOCIATES,LLC TERESA IRIZARRY I O Are money damages requested? S Yes ❑ No Dollar Amount Requested: X within arbitration limits N (Check one) outside arbitration limits Is this a Class Action Suit? ❑Yes S No Is this an MDJAppeal? ❑Yes S No A Name of Plaintiff/Appellant's Attorney:Robert N.Polas,Jr./Carrie Brown/Mark R Garvey/Gregory J.Babcock ❑ Check here if you haw no attorney(are a Self-Represented[Pro Sel Litigant) Nature of the Case: Place an"X”to the left of the ONE case category that most accurately describes your PRIMARY CASE. If you are making more than one type of claim, check the one that you consider most important. TORT(do not include Mass Tort) CONTRACT(do not include Judgments) CIVIL APPEALS ❑ Intentional p Buyer Plaintiff Administrative Agencies ❑ Malicious Prosecution ❑ Board of Assessment ❑ Motor Vehicle ❑ Debt Collection:Credit Card ❑ Board of Elections ❑ Nuisance S Debt Collection:Other ❑ Dept.of Transportation ❑ Premises Liability ❑ Statutory Appeal:Other ❑ Product Liability(does not include S mass tort) ❑ Employment Dispute: E ❑ Slander/LibellDefamation Discrimination ❑ Zoning Board C E3Other: ❑ Employment Dispute:Other F] Other: T I I ❑.Other: MASS TORT O ❑ Asbestos N F-1 Tobacco F-1 ToTort-DES REAL PROPERTY MISCELLANEOUS E] Toxic Tort-Implant E3 Ejectment E] Common Law/Statutory Arbitration E] Eminent Br E] Toxic Waste Domain/Condemnation ❑ Declaratory Judgment ❑ Other: O Ground Rent ❑ Mandamus ❑ Landlord/Tenant Dispute ❑ Non-Domestic Relations F-1 Mortgage Foreclosure:Residential Restraining Order ❑ Mortgage Foreclosure:Commercial ❑ Quo Warranto ❑ Partition ❑ Replevin PROFESSIONAL LIABILITY ❑ Quiet Title ❑ Other: ❑ Dental ❑ Other: ❑ Legal ❑ Medical ❑ Other Professional: 13-76459 Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R Garvey, Esquire PA Bar#312686 Gregory J. Babcock, Esquire PA Bar#205061 l� • �;; 1 j Portfolio Recovery Associates LLC 120 Corporate Blvd 'it��L Pt 13 Norfolk, VA 23502 TELE: 1-866-428-8102 1 t_N,`"jfY" �j FAX:(757) 518-0860 L.11 Q Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY,PA CML A CTION-LA W PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD () NORFOLK, VA 23502 NO: Plaintiff, V. TERESA IRIZARRY 338 HUMMEL AVE LEMOYNE PA 17043-1950 Defendant. NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action withing twenty(20) days after this Complaint and Notice are served, by entering a written appearance, personally or by an attorney, and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice of any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Lawyer Referral Service- CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 13-76459 (717) 249-3166 This connnunication is from a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R Garvey, Esquire PA Bar#312686 Gregory J. Babcock, Esquire PA Bar#205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX:(757) 518-0860 Attorneys for Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION- LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Demandante, No. V. TERESA IRIZARRY 338 HUMIVIEL AVE LEMOYNE PA 17043-1950 Demandado. NOTICIA USTED HA SIDO DEMANDADO/ A EN LA CORTE. Si usted desea defender conta la demanda puestas en las siguientes paginas, usted tienen que tomar accion dentro veinte (20) dias despues que esta Demanda y Aviso es servido, con entrando por escrito una aparencia personalmente o por un abogado y archivando por escrito con la Corte sus defensas o obejciones a las demandas puestas en esta contra usted. Usted es advertido que si falla de hacerlo el caso puede proceder sin usted y un juzgamiento puede ser entrado conta usted por la Corte sin mas aviso por cualquier dinero reclamdo en la Demanda o por cualquier otro reclamo o alivio solicitado por Demandante. Usted puede perder dinero o propiedad o otros derechos importante para usted. USTED DEBE LLEVAR ESTE PAPEL A SU ABOGADO ENSGUIDA SI USTED NO TIENE UN ABOGADO, VAYA O LAMME POR TELEFONO LA OFICINA FIJADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEGUIR UN ABOGADO. SI USED NO PUEDE PAGARLE A UN ABOGADO, ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA AGENCIAS. QUE PEUDAN OFRECER SERVICIOS LEGAL A PERSONAS ELGIBLE UN HONORARIO REDUCIDO O GRATIS. Lawyer Referral Service- CUMBERLAND County Bar Association Cumberland County Bar Association 32 South Bedford Street Carlisle, PA 17013 (717) 249-3166 13-76459 Esta coimnicacio.n es de un cobrado.r de deudas y es un intent do cobrar una deuda. Cualquier infromacion sera utilizada para ese proposito. Robert N. Polas, Jr., Esquire PA Bar#201259 Carrie Brown, Esquire PA Bar#94055 Mark R. Garvey, Esquire PA Bar#312686 Gregory J. Babcock, Esquire PA Bar#205061 Portfolio Recovery Associates, LLC 120 Corporate Blvd Norfolk, VA 23502 TELE: 1-866-428-8102 FAX: (757) 518-0860 Attorneys for Plaintiff IN TIW COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PA CIVIL ACTION- LAW PORTFOLIO RECOVERY ASSOCIATES, LLC 120 CORPORATE BLVD NORFOLK, VA 23502 Plaintiff, No. V. TERESA IRIZARRY 338 HUMMEL AVE LEMOYNE PA 17043-1950 Defendant. COMPLAINT 1. Plaintiff, Portfolio Recovery Associates, LLC js a Delaware Limited Liability Company with offices located at 120 Corporate Blvd, Norfolk, VA 23502. 2. Defendant, TERESA IRIZARRY, is an adult individual with last known address of 338 HUMMEL AVE, LEMOYNE PA 17043-1950. 3. It is averred that Defendant was indebted to GE CAPITAL RETAIL BANK/GE CAPITAL RETAIL BANK/WALrMART on December 14, 2009 with account number ************2909 (hereafter referred to as "Account"). 4. By using the Account, Defendant agreed to repay any incurred balances and/or charges made to the Account pursuant to the terms and conditions governing said Account. Failure to pay Defendant's incurred charges on the Account is considered a default. 5. At all relevant times material hereto, Defendant has used said Account for the purchase of products, goods and/or for obtaining services. This connnunication is fi-om a debt collector and is an attempt to collect a debt. A m, .x411 1..,--A 47-4:1-4 ...,. . 6. Defendant was provided with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned Account to which there was no bonafide objection by Defendant. A copy of the charge off statement is attached hereto and collectively marked as Exhibit "A" 7. Defendant was in default with respect to that debt for failure to make the required payments on the Account. The last payment made on this Account was on July 13, 2011. 8. Plaintiff is the purchaser, assignee and/or successor in interest GE CAPITAL RETAIL BANK/ GE CAPITAL RETAIL BANK/WAL-MART and Plaintiff is now the holder of the Account. A true and correct copy of the Plaintiffs Bill of Sale is attached hereto and collectively marked as Exhibit "A" 9. As of the date within Complaint, the remaining balance due, owing and unpaid on Defendant's Account, as a result of Defendant and/or any authorized user's use of said Account is in the sum of$1,013.84. 10. Despite reasonable and repeated demands for payment. Defendant has refused and continues to refuse to pay all sums due and owing on the aforementioned Account, all to the damage and detriment of the Plaintiff. 11. ' The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable court enter Judgment in favor of Plaintiff and against Defendant, TERESA IRIZARRY, in the amount of$1,013.84, plus c of this action and any other relief as the Court deems just and r on le A Brown, Esquire, #94055 Robert N. Polas, Jr., Esquire, #201259 Mark R Garvey, Esquire, #312686 Gregory J. Babcock, Esquire, #205061 Attorneys for Plaintiff 13-76459 This convnunication is fi-om a debt collector and is an attempt to collect a debt. Amr -ki-;-A -411 1- .-A P-4-4. VERIFICATION The undersigned Custodian of Records for Portfolio Recovery Associates, LLC, David D. Sage hereby states that he/she is authorized to take this verification on behalf of said Plaintiff in the within action and verifies that the statements made in the foregoing Complaint are true and correct to the best of his/her knowledge, information, and belief based . upon information provided by the Plaintiff The undersigned understands that false statements herein are made subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to authorities. Date: NOV 19 2014 By: <------ µ� David D. Sage Custodian of Records 13-76459 This communication is from a debt collector and is an attempt to collect a debt. Anv infnrmnt;nn Aitn;m-d .x,;11 hA„OAA f}„-r1—+,.,,. XHIBIT A This communication is from a debt collector and is an attempt to collect a debt. Anv infnrmatinn nlh+ain A drill 1,n„Doll -F—r+Ike+-- GECN78 GE Money Bank BILL of SALE PRA Fresh— February 2012 For value received and in further consideration of the mutual covenants and conditions set forth in the Forward Flow Receivables Purchase Agreement (the "Agreement"), dated as of the 20th day of December,2011 6yai�d between General Electric Capital Corporation,GE Money Bank, GEMB Lending, 'Inc., Monogram Credit Services, L.L.C., RFS Holding, L.L.C., and GEM H61ding,`L:L.C. (collectively "Seller") and Portfolio Recovery Associates, LLC ("Buyer")"Seller:herebv transfers, sells, conveys, grants, and delivers to Buyer, its sudcessots and assigns;without recourse except as set forth.in the Agreement, to the extent of its ownership, the Receivables as set forth in'the Notification Files (as defined in'the Agreement),delivered by Seller to Buyer on each Transfer Date, and as further described in the Agreement: General EIectic Capital Corporation GEMB Lending. Inc. By: —, ,�� BY: Title: Glenn Marino-Vice President Title: Stephen Motta Director GE Capital Retail Bank Munovram'Credit Ser\ices, L.L.C. Title: Glenn Marino-EVP Title: Glenn Nfarino-President RFS Holding. L.L.C. GEM Holdina, L.L;C. By: By: Title. Vishal Gulati-CFO Title: Vishal Gulati-CFO GE Money Bank BILL of SALE PRA Fresh—February 2012 For value received and in further consideration of the'mutual covenants and conditions set forth in the Forward Flow Receivables Purchase Agreement (the "Agreement"), dated as of the 20"' day of December, 201 l by and between General Electric Capital Corporation, GE Money Bank, GEMB Lending, Inc., Monogram Credit Services, L.L.C., RFS Holding, L.L.C., and GEM Holding, L.L.C. (collectively "Seller") and Portfolio Recovery Associates, LLC ("Buyer"), Seller hereby transfers, sells, conveys, grants, and delivers to Buyer, its successors and assigns, without recourse except as set forth in the Agreement, to the extent of its ownership, the Receivables as set forth in the Notification Files (as defined in the Agreement), delivered by Seller to Buyer on each Transfer Date, and as further described in the Agreement. General Electric Capital Corporation GEMB Lending, lnc. By: By: Title: Glenn Marino-Vice President . Title: Stephen Motta-Director GE Capital Retail Bank Monogram Credit Services, L.L.C. By: By: Title: Glenn Marino-EVP Title: Glenn Marino-President RFS Holding, L.L.C. GEM Holding, L.L.C. By: q)�z By: Title: Z- Title: 3?lW'A Waimart Aoo« Save money.Live better. Wal mart® TERESA IRIZARRY s at wacreditCredit Card Account Number: —2909 Customer Service:1.800-641-4526 Summary of Account Activity Payment Information Previous Balance $1,013.84 New Balance $0.00 Other Credits .$1.013.84 Minimum Payment This Period $308.00 New Balance $0.00 Amount Past Due $0.00 Total Minimum Payment Due $308.00 Credit Limit $800 Payment Due Date 01/20/2012 Available Credit $0.00 Cash Advance/Quick Cash Limit $160 Late Payment Waming:lf we do not receive your minimum payment by the date listed above,you may have to pay a late Available Cash $0.00 Statement Closing Date 01/18/2012 fee up to$35.00. Days in Billing Cycle 28 Transaction Summary Tran Date Post Date Reference Number Description of Transaction or Credit Plan Typ7Amount 01/18 .01/18 F91120OD200999990 CHARGE OFF ACCOUNT-PRINCIPALS 01/18 01/18 F91120OD200999990 CHARGE OFF ACCOUNT*FINANCE CHARGES' FEES TOTAL FEES FOR THIS PERIOD $0.00 INTEREST CHARGED 01/18 01/18 INTEREST CHARGE ON PURCHASES $0.00 01/18 01/18 INTEREST CHARGE ON CASH $0.00 ADVANCES TOTAL INTEREST FOR THIS PERIOD $0.00 2012 Totals Year-To-Date Total Fees charged in 2012 $0.00 Total Interest charged in 2012 $0.00 Interest Charge Calculation Your Annual Percentage Rate(APR)s the annual interest rate on your account. Type of Balance Expiration Plan Annual Percentage Balance Subject to Interest Charge Date Type Rete Interest Rate Regular Purchases&Cash NA REG 22.90% $0.00 $0.00 Advances Cardholder News and Information If your account has a deferred interest promotion and you would like us to apply a payment on your account to a specific balance,please call Customer Service to discuss options that may be available. PAYMENT DUE BY-5-RM.(ET)ON THE DUE DATE. NOTICE:We may convert your payment into an electronic debit.See reverse for details,Billing Rights and other important information. 5404 BFH 1 5 18 120118 2X PAGE 1 of 1 9112 1400 0201 OlDD5404 Detach and mail this portion with your check.Do not.include any correspondence with your check. —I Walmart®a0, e rlim"Account Nuim' 2909 Total Minimum Amount Payment Due Ovew a ante Save money.Live better. j Payment Due Past Due Date Amount $308.00 1 410.00 01/20/2012 $0.00 $0.00 Payment Enclosed: $ ❑❑❑❑ ❑'. a 1f DIn�I�II�d��BII�IIII��IB�II��I�11��1111�110111�1 ease use blue or black ink, New address or email?Print changes on back. TERESA IRIZARRY 158 LINCOLN ST STEELTON PA 17113-2253 Make Payment To:WALMART/GECRB P.O.BOX 530927 ATLANTA,GA 30353.0927 Ronny R Anderson Sheriff Jody S Smith Chief Deputy Richard W Stewart Solicitor SHERIFF'S OFFICE OF CUMBERLAND COUNTY .L„i J. OFFICE OF TI. 2015 JAN 114 Phi 12: 5 Ct 'PENt.T PENNSYLVANIA Portfolio Recorvery Associates, LLC vs. Teresa Irizarry Case Number 2014-7416 SHERIFF'S RETURN OF SERVICE 01/02/2015 07:31 PM - Deputy Shawn Gutshall, being duly sworn according to law, served the requested Complaint & Notice by "personally" handing a true copy to a person representing themselves to be the Defendant, to wit: Teresa Irizarry at 338 Hummel Avenue, Lemoyne Borough, Lemoyne, PA 17043. Vii/%��i,.�►..,, . � - �fM-GUT'+: • LL, DEPUTY SHERIFF COST: $46.40 SO ANSWERS, January 05, 2015 (c) CountySuito Shsrit), Tebsosof). Inc. RONNY R ANDERSON, SHERIFF