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HomeMy WebLinkAbout05-2155UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 com WM Speciality Mortgage LLC P.O. Box 57038 Irvine, CA 92619-7038 Plaintiff ATTORNEY FOR COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County V. Heather Moffitt f/k/a Heather Shamitko William G. Reagan II 224 B Street Carlisle, PA 17013 Defendant(s) NO. COMPLAINT IN MORTGAGE FORECLOSURE FF YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims set forth in the following pages, you must take ac ion within twenty (20) days after this Complaint and Notice are ser ed, by entering a written appearance personally or by attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fai to do so the case may proceed without you and a judgment ma be entered against you by the Court without further notice for any money claimed in the Complaint or for any other claim or re ief requested by the Plaintiff. You may lose money or propert or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. HIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYERS REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 AVISO Le han demandado a usted en la corte. Si usted quiere defen erse de estas demandas expuestas en las paginas siguientes, usted iene veinte (20) dias de plazo al partir de la fecha de la demanda y la notificacion. Hace falta ascentar una comparencia escrita o en persona o con un abogado y entregar a la corte en forma escrit sus defensas o sus objeciones a las demandas en contra de su per ona. Sea avisado que si usted no se dafiende, la corte tomara medi as y puede continuar la demanda en contra suya sin previo avLit o o notificacion. Ademas, la corte puede decidir a favor del demandante y requiere clue usted cumpla con todas las provision s de esta demanda. Usted puede perder dinero o sus propiedades u ros derechos importantes para usted. LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE AB ADO O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VA EN PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCIO SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSE UIR ASISTENCIA LEGAL. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE The amount of your debt is as stated in the attached document. The name of the to whom the debt is owed is as named in the attached document. Unless you notify us 30 days after receipt of this Notice and the attached document that the validity of debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do us in writing of a dispute within the 30 day period, we will obtain verification of the debt or a copy of a judgment against you, and mail it to you. If you do not dispute the debt, itl is not an admission of liability on your part. Also, upon your written request within the 10 day period, we will provide you with the name and address of the original creditor if differenj from the current creditor. If you notify us in writing within the 30 day period as stated above, we will cease of your debt, or any disputed portion of it, until we obtain the information that is and mail it to you. Once we have mailed to you the required information, we will) then continue the collection of your debt. This law firm is deemed to be a debt collector and this Notice and the attached document is an attempt to collect a debt, and any information obtained will be used for that UDREN LAW OFFICES, P.C. /s/ Mark J. Udren, Esquire Woodcrest Corporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, NJ 08003-3620 (856) 669-5400 1. Plaintiff is the Corporation designated as such caption on a preceding page. If Plaintiff is an assignee is such by virtue of the following recorded assignments: Assignor: Option One Mortgage Corporation Assignments of Record to: WM Speciality Mortgage LLC Recording Date: LODGED FOR RECORDING the n it 2. Defendant (s) is the individual designated as such o the caption on a preceding page, whose last known address is a set forth in the caption, and unless designated otherwise, is the real owner(s) and mortgagor(s) of the premises being foreclosed. 3. On or about the date appearing on the Mort age hereinafter described, at the instance and request of Defendant(s), Plaintiff (or its predecessor, hereinafter called Plaintiff) 1 ned to the Defendant(s) the sum appearing on said Mortgage, ich Mortgage was executed and delivered to Plaintiff as security for the indebtedness. Said Mortgage is incorporated herei by reference in accordance with Pa.R.C.P. 1019 (g). The information regarding the Mortgage being foreclosed i; follows: MORTGAGED PREMISES: 224 B Street MUNICIPALITY/TOWNSHIP/BOROUGH: Carlisle Borough COUNTY: Cumberland DATE EXECUTED: 12/14/99 DATE RECORDED: 12/27/99 BOOK: 1589 PAGE: 297 The legal description of the mortgaged premises is attached and made part hereof. as 4. Said Mortgage is in default because the required paym?nts have not been made as set forth below, and by its terms, breach and failure to cure said breach after notice, all secured by said Mortgage, together with other charges authorize by said Mortgage itemized below, shall be immediately due. 5. After demand, the Defendant(s) continues to fail or refuses to comply with the terms of the Mortgage as follows: (a) by failing or refusing to pay the installments of principal and interest when due in the amounts indi( below; (b) by failing or refusing to pay other charges, if indicated below. 6. The following amounts are due on the said Mortgage . 4/15/05: !ated any, of Principal of debt due $44,1$3.01 Unpaid Interest at 11.25% from 1/1/05 to 4/15/05 (the per diem interest accruing on this debt is $13.62 and that sum should be added each day after 4/15/05) 1,44 .93 Title Report 325.00 Court Costs (anticipated, excluding Sheriff's Sale costs) 28).00 Escrow Overdraft/(Balance) 325.66 Late Charges (monthlyy late charge of $26.52 should be added in accordance with the terms of the note each month after 4/15/05) 69 .03 Suspense Balance (176 80) Total Fees Due 213.07 Attorneys Fees (anticipated and actual to 50 of principal) 2,20).15 TOTAL $49,50 .05 7. The attorney's fee set forth above are in conformit with the mortgage documents and Pennsylvania law, and will be colle ted in the event of a third party purchaser at Sheriff's Sale. If the mortgage is reinstated prior to the sale, reasonable attorn y's fees will be charged in accordance with the reduction provision of Act 6, if applicable. 8. The combined notice specified by the Pennsylvania Homeowner's Emergency Mortgage Assistance Program, Act 91 of 983 and Notice of Intention to Foreclose under Act 6 of 1974 has teen sent to each defendant, via certified and regular mail, in accordance with the requirements of those acts, on the ate appearing on the copy attached hereto as Exhibit "A", and made hereof, and defendant(s) have failed to proceed within the limits, or have been determined ineligible, or Plaintiff ha: been notified in a timely manner of Defendant(s) eligibility, WHEREFORE, the Plaintiff demands judgment, in rem, agi the Defendant(s) herein in the sum of $49,502.05 plus inter costs and attorneys fees as more fully set forth in the Compla and for foreclosure and sale of the Mortgaged premises. i, part time not inst est, int, , +,uyv ir.u UDREN LAW OFFICES, P.C. Attorney for Plaintiff Attorney I.D. No. 04302 HQ, ALL THAT CERTAIN LOT, PIECE OF GROUND, WITH THE IMPROVEMENTS THEREON ERECT SITUATE IN THE FIFTH WARD OF CARLISLE BOROUGH, CUMBERLAND COUNTY, PENNSYLV I MORE PARTICULARY BOUNDED AND DESCRIBED IN ACCORDANCE WITH A SURVEY MADE SY I B. WHITTOCK, R.E., NOVEMBER 1, 1975, AS FOLLOWS, TO WIT; BEGINNING AT A POINT AT THE INTERSECTION OF THE EASTERN LINE OF FIFTY FOUR 54) FEET WIDE FACTORY STREET WITH THE EASTERN LINE SIXTY (60) FEET WIDE "B" STR ET; THENCE ALONG THE SOUTHERN LINE OF SAID SIXTY (60) FEET WIDE "B" STREET, SO U7.11 SEVENTY SIX (76) DEGREES EAST, A DISTANCE OF THIRTY FOUR (34) FEET TO A POI AT THE NORTHEASTERN CORNER OF PREMISES KNOWN AS 220 "B" STREET; THENCE ALONG TIE WESTERN LINE OF SAID PREMISES KNOWN AS 220 "B" STREET AND THROUGH THE CENTE LINE OF THE PARTITION WALL SEPARATING THE DWELLING HOUSE KNOWN AS 224 "B" STREET, SOUTH FOURTEEN (14) DEGREES WEST, A DISTANCE OF FIFTY-EIGHT (58) FEET TO A POINT THE NORTHERN LINE OF LAND NOW OR LATE OF FLORENCE LACKEY; THENCE ALONG THE NORT RN LINE OF SAID LACKEY LAND, NORTH SEVENTY-SIX (76) DEGREES WEST, A DISTANCE O THIRTY-FOUR (34) FEET TO A POINT ON THE EASTERN LINE OF FIFTY-FOUR (54) WIDE FACTORY STREET, NORTH FOURTEEN (14) DEGREES EAST, A DISTANCE OF FIFTY-EIGHT (58) FEET TO A POINT ON THE SOUTHERN LINE OF SIXTY (60) FEET WIDE "B" STREET, THE PLACE OF BEGINNING. HAVING THEREON ERECTED ONE HALF OF A DOUBLE TWO AND ONE HALF STORY FRAME DW KNOWN AS 224 "B" STREET, AND BEING A PORTION OF LOT NOS 1 k 2, SECTION 8 OF PLAN OF LOTS OF CARLISLE LAND AND IMPROVEMENT COMPANY RECORDED IN MISCELLAN RECORD BOOK 11 PAGE 572. O N O ro w H O M q q O O 3 0 ro m y y ? ? MITI µ0 ?mbm b ZHOHCHZ(7) k k k ro k k k y C H CyCKC °Ob>n K 53[3tlx HM'Z tj G) O> m H C N Y H,q C m o 0 y Y C m E M H m O (aq]? H m a H °??mm? boz myHyOM xf zG1 r [?=J (']H TI mz° zmo n H w C q m H z b Hn A Y H O C H H m?k m m°z n z id m d m nm n rt k iD H [d b O N ICi O K H m ? ro n =H O 3 m Xf m n m m CnC H 2 3 00 o m ° yHy 3Q ? G ti ro Z Y z n v m ? kM N W H m M 7J N H O W U r0* x b K C h] Y' m y o Ha n d k z nm H O H 7] N W k 41 O O ? O k ro n O C b x n 0 :$ 10 N N Y' N O a n n HOG m m m C z Y try o m N O .. m .. w o £ m C Tl O N Y 3 Y'H O N x H k m n H o a N H O'A NON wY cc? nz?wnw m N 3 3 2 O? m rn ozortnc? K k m r H I n mm may x,3 r-3 m;rm mO z x EAQ z M H X H Y'w C ? 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M v ynz a t y?xH z uN o K O V x M C X. l*1 ti dO C K m TTii E5[mw m a lA KU1 H .b m y z z m ?n a [ it 2 b Hm C'C T H £ M TJ L m :4 m N KZ 03 C m r H Z O o ro Ho za C ? ymy?nro r O H ,,33 H A C ] OH9" Y C y?K K ? m mx v H N H O S C o b M m H z, m N H `mm° H? zo H z y o Hal o Z> q n M. C C Z z m H HP ma w? b E ? n H ?+ y n K C H r ° ? z o rox b 3 z0 oz Hy x a H 0 N N n 0 ro 3 I x k ro p H H m p II ro N w N M b C [?] b H H N Ku m N Ul ?3 V E R I F I C A T I O N Mark J. Udren, Esquire, hereby states that he is the att rney for the Plaintiff, a corporation unless designated otherwise; that he is authorized to take this Verification and does so beca e of the exigencies regarding this matter, and because Plaintiff must verify much of the information through agents, and because has personal knowledge of some of the facts averred in the fore oing pleading; and that the statements made in the foregoing ple ding are true and correct to the best of his knowledge, informatio and belief and the source of his information is public record and reports of Plaintiff's agents. The undersigned understands that this statement herein is made subject to the penalties f 18 Pa.C.S. Section 4904 relating to unsworn falsificatio to authorities. Mark J. Udrek,?V-SWIRE UDREN LAW OFI ES, P.C. t j V V I tn? O 'J9' C V\ ? .? vT trl t" ^n N r->t J 1 *l y SHERIFF'S RETURN - REGULAR CASE NO: 2005-02155 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND WM SPECIALITY MORTGAGE LLC VS MOFFITT HEATHER ET AL DAVID MCKINNEY , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon MOFFITT HEATHER F/K/A HEATHER SHAMITKO the DEFENDANT at 224 B STREET , at 1823:00 HOURS, on the 5th day of May , 2005 CARLISLE, PA 17013 by handing to HEATHER MOFFITT AKA HEATHER SH AMITKO AKA HEATHER REAGAN a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Additional Comments DEFENDANT TOLD DEPUTY THAT SHE 1 OF Sheriff's Costs Docketing 18.00 Service 3.70 Affidavit .00 Surcharge 10.00 .00 31.70 Sworn and Subscribed to before me this // e day of 7h1 A.D. P17othonotary So Answers: R. Thomas Kline 05/06/2005 UDREN LAW OFFICES By : c; Deputy Sheriff • SHERIFF'S RETURN - REGULAR CASE NO: 2005-02155 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND WM SPECIALITY MORTGAGE LLC VS MOFFITT HEATHER ET AL DAVID MCKINNEY , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon REAGAN WILLIAM G II the DEFENDANT , at 1823:00 HOURS, on the 5th day of May , 2005 at 224 B STREET CARLISLE, PA 17013 HEATHER MOFFITT AKA HEATHER by handing to SHAMITKO AKA HEATHER REAGAN a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Additional Comments HEATHER USES ANY OF THE THREE LAST NAMES. SHE IS WIFE OF WILLIAM REAGAN II. Sheriff's Costs: So Answers: Docketing 6.00 Service .00 Affidavit 00 Surcharge 10.00 R. Thomas Kline .00 16.00 05/06/2005 UDREN LAW OFFICES Sworn and Subscribed to before me this // k, day of 1?xf A.D. P othonotary By: Deputy Sheriff UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 WM Speciality Mortgage LLC P.O. Box 57038 Irvine, CA 92619-7038 Plaintiff V. Heather Moffitt f/k/a Heather Shamitko William G. Reagan II 224 B Street Carlisle, PA 17013 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 05-2155 civil PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant (s) Heather Moffitt f/k/a Heather Shamitko and William G. Reagan II for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint $49,502.05 Interest Per Complaint 817.20 From 04/16/05 to 06/14/05 Late charges per Complaint 26.52 From 04/16/05 to 06/14/05 TOTAL $50,345.77 I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice Ytas been given in accordance with Rule 237.1, 4 copyrpf which is attaq+hed hereto. S, P Attorney for Plaintiff DAMAGES ARE HEREBY ASSESSED AS INDICATED DATE /,y ?, P PRO THY UDREN LAW OFFICES, P.C. BY: MARK J. UDREN, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 WM Speciality Mortgage LLC P.O. Box 57038 Irvine, CA 92619-7038 Plaintiff V. Heather Moffitt f/k/a Heather Shamitko William G. Reagan II 224 B Street Carlisle, PA 17013 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 05-2155 civil AFFIDAVIT OF NON-MILITARY SERVICE STATE OF NEW JERSEY COUNTY OF CAMDEN SS THE UNDERSIGNED being duly sworn, deposes and says that the averments herein are based upon investigations made and records maintained by us either as Plaintiff or as servicing agent of the Plaintiff herein and that the above Defendant(s) are not in the Military or Naval Service of the United States of America or its Allies as defined in the Servicemembers' Civil Relief Act (108 P.L. 189; 117 Stat. 2835; 2003 Enacted H.R. 100), and that the age and last known residence and employment of each Defendant are as follows: Defendant: Age: Residence: Employment: Defendant: Age: Residence: Employment: Heather Moffitt f/k/a Heather Shamitko Over 18 As captioned above Unknown William G. Reaga II Over 18 As captioned abo e / Unknown Sworn to and subscribed before me this 14th day of June, 2005. 0it;\A?K-V Av ary mn?i 1Va e: - MAIM& U . Ujir' 1V, EJt2. Title: ATTORNEY FOR PLAINTIFF Company: UDREN LAW OFFICES, P.C. UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003 ATTORNEY FOR PLAINTIFF WM Speciality Mortgage LLC Plaintiff V. Heather Moffitt f/k/a Heather Shamitko William G. Reagan II Defendant(s) TO: Heather Moffitt f/k/a Heather Shamitko 224 B Street Carlisle, PA 17013 COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 05-2155 civil DATE of Notice: June 1, 2005 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, 0 SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARR AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMAT ON O$TAINED WILL BE USED FOR THAT PURPOSE. // 1--U I arc ze squire Woodcrest rporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, New Jersey 08003-3620 UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003 WM Speciality Mortgage LLC Plaintiff V. Heather Moffitt f/k/a Heather Shamitko William G. Reagan II Defendant(s) TO: William G. Reagan II 224 B Street Carlisle, PA 17013 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 05-2155 civil DATE of Notice: June 1, 2005 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, O SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA O LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARR AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION TAINED WILL BE USED FOR THAT PURPOSE. ' Mar r squire Woodcrest C rporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, New Jersey 08003-3620 -?- ? d ? C? ? ? ? U2 fi w -? ? ? o ? c`: u' ? -! :,?- -'? , ` -.- s. zit.;, ,, ? ss ?? n .-- - _ r .r ??? ?, ?, :< .c. lJZ UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 WM Speciality Mortgage LLC P.O. Box 57038 Irvine, CA 92619-7038 Plaintiff V. Heather Moffitt f/k/a Heather Shamitko William G. Reagan II 224 B Street Carlisle, PA 17013 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 05-2155 civil PRAECIPE FOR WRIT OF EXECUTION TO THE SHERIFF: Issue Writ of Execution in the above matter: Amount due $50,345.77 Interest From 06/15/05 2,397.12 to Date of Sale 12/07/05 Per diem @$13.62 (Costs to be added) OFFICES, P.C ATTORNEY FOR PLAINTIFF N V'l W W G V `? Ul ?- lv cZ in C ..? C to c p a G Ci C l i - v C_ :r _Tj A G .. C" WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 05-2155 Civil COUNTY OF CUMBERLAND) CIVIL ACTION-LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WM SPECIALITY MORTGAGE LLC Plaintiff (s) From HEATHER MOFFITT F(KIA HEATHER SHAMITKO, WILLIAM G. REAGAN If (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $50,345.77 L.L. $.50 Interest FROM 6115105 TO DATE OF SALE 12(7!05 - PER DIEM @ $13.62 - $2.397.12 Atty's Comm % Due Prothy $1.00 Atty Paid $129.70 Other Costs Plaintiff Paid Date: JUNE 14, 2005 CURTIS R. LONG Prothonota (Seal) C //rA/! ?. Deputy REQUESTING PARTY: Name MARK J. UDREN, ESQUIRE Address: UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 Attorney for: PLAINTIFF Telephone: 856-669-5400 Supreme Court ID No. 04302 UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 WM Speciality Mortgage LLC P.O. Box 57038 Irvine, CA 92619-7038 Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE V. Heather Moffitt f/k/a Heather Shamitko William G. Reagan II 224 B Street Carlisle, PA 17013 NO. 05-2155 civil Defendant(s) C E R T I F I C A T E Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff in the above-captioned matter and that the premises are not subject to the provisions of Act 91 because it is: ( ) An FHA insured mortgage ( ) Non-owner occupied ( ) Vacant ( X ) Act 91 procedures have been fulfilled. ( ) Over 24 months delinquent. This certification is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. OFFICR,9- P.C. Ma,fk J. Udlef , ESQUIRE ATTORNEY FOR PLAINTIFF - m Fq fS5 C- ALL THAT CERTAIN LOT, PIECE OF GROUND, WITH THE IMPROVEMENTS THEREON ERECTED, SITUATE IN THE FIFTH WARD OF CARLISLE BOROUGH, CUMBERLAND COUNTY, PENNSYLVANIA, MORE PARTICULARY BOUNDED AND DESCRIBED IN ACCORDANCE WITH ASURVEY MADE BY WILLIAM B. WHITTOCK, R.E., NOVEMBER 1, 1975, AS FOLLOWS, TO WIT; BEGINNING AT A POINT AT THE INTERSECTION OF THE EASTERN LINE OF FIFTY FOUR (54) FEET WIDE FACTORY STREET WITH THE EASTERN LINE SIXTY (60) FEET WIDE "B" STREET; THENCE ALONG THE SOUTHERN LINE OF SAID SIXTY (60) FEET WIDE "B" STREET, SOUTH SEVENTY SIX (76) DEGREES EAST, A DISTANCE OF THIRTY FOUR (34) FEET TO A POINT AT THE NORTHEASTERN CORNER OF PREMISES KNOWN AS 220 "B" STREET; THENCE ALONG THE WESTERN LINE OF SAID PREMISES KNOWN AS 220 "B" STREET AND THROUGH THE CENTER LINE OF THE PARTITION WALL SEPARATING THE DWELLING HOUSE KNOWN AS 224 "B" STREET, SOUTH FOURTEEN (14) DEGREES WEST, A DISTANCE OF FIFTY-EIGHT (58) FEET TO A POINT ON THE NORTHERN LINE OF LAND NOW OR LATE OF FLORENCE LACKEY; THENCE ALONG THE NORTHERN LINE OF SAID LACKEY LAND, NORTH SEVENTY-SIX (76) DEGREES WEST, A DISTANCE OF THIRTY-FOUR (34) FEET TO A POINT ON THE EASTERN LINE OF FIFTY-FOUR (54) WIDE FACTORY STREET, NORTH FOURTEEN (14) DEGREES EAST, A DISTANCE OF FIFTY-EIGHT (58) FEET TO A-POINT ON THE SOUTHERN LINE OF SIXTY (60) FEET WIDE "B" STREET, THE PLACE OF BEGINNING. HAVING THEREON ERECTED ONE HALF OF A DOUBLE TWO AND ONE HALF STORY FRAME DWELLING KNOWN AS 224 "B" STREET, AND BEING A PORTION OF LOT NOS 1 & 2, SECTION 8 OF THE PLAN OF LOTS OF CARLISLE LAND AND IMPROVEMENT COMPANY RECORDED IN MISCELLANEOUS RECORD BOOK 11 PAGE 572. BEING KNOWN AS: 224 B STREET, CARLISLE, PA 17013 PROPERTY ID NO.: 06-20-1798-105 TITLE TO SAID PREMISES IS VESTED IN HEATHER MOFFITT AND WILLIAM G. REAGAN II, JOINT TENANTS WITH THE RIGHT OF SURVIVORSHIP AND NOT AS TENANTS IN COMMON BY DEED FROM HEATHER SHAMITKO N/K/A HEATHER MOFFITT AND WILLIA G. REGAN,II DATED 12/14/99 RECORDED 12/27/99 IN DEED BOOK 213 PAGE 987. UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 WM Speciality Mortgage LLC P.O. Box 57038 Irvine, CA 92619-7038 Plaintiff V. Heather Moffitt f/k/a Heather Shamitko William G. Reagan II 224 B Street Carlisle, PA 17013 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 05-2155 civil Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129.1 WM Speciality Mortgage LLC, Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 224 B Street Carlisle, PA 17013 1. Name and address of Owner(s) or reputed Owner(s): Name Address Heather Moffitt f/k/a Heather Shamitko William G. Reagan II 224 B Street Carlisle, PA 17013 224 B Street Carlisle, PA 17013 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address None '*. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. See Caption above. 5. Name and address of every other person who has any record lien on the property: Name Address None 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Dept 1 Courthouse Square Carlisle, PA 17013 Domestic Relations Section Commonwealth of PA, Department of Revenue 13 N. Hanover St. Carlisle, PA 17013 Bureau of Compliance, Dept. 280946 Harrisburg, PA 17128-0946 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 224 B Street Carlisle, PA 17013 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn falsification to authorities. P DATED: June 14, 2005 MW J. Udren, ESQ. A ornev for Plaintiff M: n t-; C.t1 .a UBREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 WM Speciality Mortgage LLC P.O. Box 57038 Irvine, CA 92619-7038 Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE V. Heather Moffitt f/k/a Heather Shamitko William G. Reagan II 224 B Street Carlisle, PA 17013 NO. 05-2155 civil Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Heather Moffitt f/k/a Heather Shamitko 224 B Street Carlisle, PA 17013 Your house (real estate) at 224 B Street, Carlisle, PA 17013 is scheduled to be sold at the Sheriff's Sale on December 7, 2005, at 10:00 AM in the Commissioners Meeting Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $50,345.77, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) 4 YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669-5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669- 5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 c-> d o ?? u. -?, -; ? ??? :?? -r, m _? . -c ? ?7? ern -' ? _ _ - `-? ? c;' cn UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 WM Speciality Mortgage LLC P.O. Box 57038 Irvine, CA 92619-7038 Plaintiff ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE V. Heather Moffitt f/k/a Heather Shamitko William G. Reagan II 224 B Street Carlisle, PA 17013 NO. 05-2155 civil Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: William G. Reagan II 224 B Street Carlisle, PA 17013 Your house (real estate) at 224 B Street, Carlisle, PA 17013 is scheduled to be sold at the Sheriff's Sale on December 7, 2005, at 10:00 AM in the Commissioners Meeting Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $50,345.77, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856)-669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) Y'OU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669- 5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 4, ? a .w. -csm ;... ? 7 c5 ?m c.n UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 WM Speciality Mortgage LLC P.O. Box 57038 Irvine, CA 92619-7038 Plaintiff V. Heather Moffitt f/k/a Heather Shamitko William G. Reagan II 224 B Street Carlisle, PA 17013 Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 05-2155 civil SUGGESTION OF BANKRUPTCY To the Prothonotary: Kindly note on the record that the above Defendant, William Gene Regan, II has filed Chapter 13 Bankruptcy in the Middle District of Pennsylvania on June 9, 2005, Bankruptcy Case No. 1:05-BK-03852- MDF. Mark J. ?kA squire UDREN LAW OFFICES, P.C. Attorney for Plaintiff - r - o 'n v? - N -'p N .. -- .,r- 'r7 l9 -< UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 WM Speciality Mortgage LLC ;COURT OF COMMON PLEAS P.O. Box 57038 :CIVIL DIVISION Irvine, CA 92619-7038 ::Cumberland County Plaintiff V. -NO. 05-2155 civil Heather Moffitt f/k/a Heather Shamitko William G. Reagan II 224 B Street Carlisle, PA 17013 Defendant(s) PRAECIPE TO WITHDRAW JUDGMENT TO THE PROTHONOTARY: Kindly withdraw the Judgment entered on June 14, 2005 upon Heather Moffitt f/k/a Heather Shamitko and William G. Reagan II in the amount of $50,345.77. Defendant(s), Heather Moffitt f/k/a Heather Shamitko and William G. Reagan II filed a CHAPTER 13 BANKRUPTCY ON JUNE 9, 2005 - #05-03852. UDREN LAW /QFFI CJ-$ , P.C. Mark J. Udren, Es ire ATTORNEY FOR PLAI IFF DATED: January 29, 2007 Vi UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 ATTORNEY FOR PLAINTIFF WM Speciality Mortgage LLC :COURT OF COMMON PLEAS P.O. Box 57038 :CIVIL DIVISION Irvine, CA 92619-7038 :Cumberland County Plaintiff V. :MORTGAGE FORECLOSURE Heather Moffitt €NO. 05-2155 CIVIL f/k/a Heather Shamitko William G. Reagan II 224 B Street Carlisle, PA 17013 Defendant(s) PRAECIPE FOR JUDGMENT FOR FAILURE TO ANSWER AND ASSESSMENT OF DAMAGES TO THE PROTHONOTARY: Kindly enter judgment in favor of the Plaintiff and against the Defendant(s) Heather Moffitt, f/k/a Heather Shamitko and William G. Reagan II for failure to file an Answer to Plaintiff's Complaint within 20 days from service thereof and for foreclosure and sale of the mortgaged premises, and assess Plaintiff's damages as follows: As set forth in Complaint $49,502.05 Interest Per Complaint 8,907.48 From 4/16/05 to 1/29/07 Late charges per Complaint 556.92 From 4/16/05 to 1/29/07 TOTAL $58,966.45 I hereby certify that (1) the addresses of the Plaintiff and Defendant are as shown above, and (2) that notice has be given in accordance with Rule 237.1, a copy of which is attached reto. LAW PVF-11CES, P.C. Atto v for Plaintiff DAMAG ARE HEREBY ASSESSED AS INDICATE DATE: Q0 ' ' ?t PRO P THY UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003 856-669-5400 WM Speciality Mortgage LLC Plaintiff V. Heather Moffitt f/k/a Heather Shamitko William G. Reagan II Defendant(s) TO: Heather Moffitt f/k/a Heather Shamitko 224 B Street Carlisle, PA 17013 COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 05-2155 civil DATE of Notice: June 1, 2005 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, 0 SI NO TIENE DINERO SLTFICIE17E PARA. TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION „OBTAINED WILL BE USED FOR THAT PURPOSE. iFaarT e squire Woodcrest gorporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, New Jersey 08003-3620 UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire. ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003 856-669-5400 WM Speciality Mortgage LLC Plaintiff V. Heather Moffitt f/k/a Heather Shamitko William G. Reagan II Defendant(s) TO: William G. Reagan II 224 B Street Carlisle,,PA 17013 ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 05-2155 civil DATE of Notice: June 1, 2005 IMPORTANT NOTICE YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAYBE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA ACCION REQUIRIDA.DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0 ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO, 0 SI NO TIENE DINERO SUFICIENTE PARR TAL SERVICIO, VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA LEGAL. SERVICIO DE REFERENCIA LEGAL Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION AINED WILL BE USED FOR THAT PURPOSE. J;r Mart r squire Woodcrest C rporate Center 111 Woodcrest Road, Suite 200 Cherry Hill, New Jersey 08003-3620 UDREN LAW OFFICES, P.C. BY: MARK J. UDREN, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 WM Speciality Mortgage LLC Plaintiff V. Heather Moffitt f/k/a Heather Shamitko William G. Reagan II Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 05-2155 CIVIL AFFIDAVIT OF NON-MILITARY SERVICE STATE OF NEW JERSEY SS COUNTY OF CAMDEN THE UNDERSIGNED being duly sworn, deposes and says that the averments herein are based upon investigations made and records maintained by us either as Plaintiff or as servicing agent of the Plaintiff herein and that the above Defendant(s) are not in the Military or Naval Service of the United States of America or its Allies as defined in the Servicemembers' Civil Relief Act (108 P.L. 189; 117 Stat. 2835; 2003 Enacted H.R. 100), and that the age and last known residence and employment of each Defendant are as follows: Defendant: Heather Moffitt f/k/a Heather Shamitko Age: Over 18 Residence: As captioned above Employment: Unknown Defendant: William G. Reagan II Age: Over 18 Residence: As captioned abov Employment: Unknown I r\ Z:?:? 'Z Nam K J. UDR EN, ESQ. Tit ATTORNEY FOR PLAINTIFF Sworn to and subscribed Com ny: UDREN LAW OFFICES, P.C. before me this 30t'' day of January, 2007. Not ary --Publ i c t, IN THE UNITED STATES BANKRUPTCY COURT FOR THE MIDDLE DISTRICT OF PENNSYLVANIA IN RE: William Gene Reagan, II € CHAPTER 7 Heather Lynn Reagan a/k/a Heather Lynn Moffitt a/k/a Heather Lynn Shamitko = CASE NO. 1-05-03852 MDF WM Speciality Mortgage LLC Movant VS. William Gene Reagan, II Heather Lynn Reagan a/k/a Heather Lynn Moffitt a/k/a Heather Lynn Shamitko Debtor(s) and Leon P. Haller, Esquire Trustee RESPONDENTS ORDER MODIFYING AUTOMATIC STAY Upon consideration of the Motion of WM Speciality Mortgage LLC for Relief from Automatic Stay, as well as the Certification of Default filed by same, it is hereby ORDERED AND DECREED THAT: The I 1 U.S.C. §362 Automatic Stay of all proceedings is hereby modified with respect to premises located at: 224 B Street Carlisle, PA 17013 so as to allow the Movant to foreclose on its mortgage and allow the purchaser of said premises at Sheriffs Sale (or purchaser's assignee) to take any legal action for enforcement of its right to possession of said premises; and it is further ORDERED THAT: The relief granted by this order shall survive the conversion of this bankruptcy case to a case under any other Chapter of the Bankruptcy Code. By the Coml, 71 Dated: January 3, 2007 This document is electronically signed and filed on the same date. SHERIFF'S RETURN - REGULAR CASE NO: 2005-02155 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND WM SPECIALITY MORTGAGE LLC VS MOFFITT HEATHER ET AL DAVID MCKINNEY , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon MOFFITT HEATHER F/K/A HEATHER SHAMITKO the DEFENDANT at 224 B STREET at 1823:00 HOURS, on the 5th day of May , 2005 CARLISLE, PA 17013 by handing to HEATHER MOFFITT AKA HEATHER SH AMITKO AKA HEATHER REAGAN a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Additional Comments DEFENDANT TOLD DEPUTY THAT SHE USES ANY OF THE THREE LAST NAMES. Sheriff's Costs: Docketing 18.00 Service 3.70 Affidavit .00 Surcharge 10.00 .00 31.70 Sworn and Subscribed to before me this day of A. D. Prothonotary So Answers: - R. Thomas KlineR. Thomas Klineu Surcharge 10.00 05/06/2005 UDREN LAW OFFICES By: Deputy Sheriff SHERIFF'S RETURN - REGULAR CASE NO: 2005-02155 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND WM SPECIALITY MORTGAGE LLC VS MOFFITT HEATHER ET AL DAVID MCKINNEY Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE REAGAN WILLIAM G II was served upon DEFENDANT at 224 B STREET the at 1823:00 HOURS, on the 5th day of May , 2005 CARLISLE, PA 17013 HEATHER MOFFITT AKA HEATHER by handing to SHAMITKO AKA HEATHER REAGAN a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Additional Comments HEATHER USES ANY OF THE THREE LAST NAMES. SHE IS WIFE OF WILLIAM REAGAN II. Sheriff's Costs: Docketing 6.00 Service .00 Affidavit .00 Surcharge 10.00 Sworn and Subscribed to before me this day of A. D. So Answers: R. Thomas Kline 05/06/2005 UDREN LAW OFFICES By: W f/:: Deputy Sheriff Prothonotary T D ? w C? ?o O? b (7> s co q t.: t?? UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 WM Speciality Mortgage LLC :COURT OF COMMON PLEAS Plaintiff :CIVIL DIVISION ::Cumberland County V. 'MORTGAGE FORECLOSURE Heather Moffitt -:NO. 05-2155 CIVIL f/k/a Heather Shamitko William G. Reagan II Defendant(s) PRAECIPE FOR WRIT OF EXECUTION TO THE SHERIFF: Issue Writ of Execution in the above matter: Amount due $58,966.45 Interest From 1/30/07 1,838.70 to Date of Sale 6/13/07 ongoing Per Diem of 13.62 to actual date of sale including if sale is held at a later date (Costs to be added) $ UDREN LAW OFFICES, P.C. EY FOR PLAINTIFF ,.*OMI. -(a, mow. +r. ? '?r?. vi O a C c C C C ` a O r ? h ? Tri WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 05-2155 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due WM SPECIALITY MORTGAGE LLC, Plaintiff (s) From HEATHER MOFFITT F/K/A HEATHER SHAMITKO AND WILLIAM G. REAGAN II (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $58,966.45 L.L. $.50 Interest FROM 1/30/07 TO DATE OF SALE 6/13/07 - ONGOING PER DIEM OF $13.62 TO ACTUAL DATE OF SALE INCLUDING IF SALE IS HELD AT A LATER DATE - $1,838.70 Atty's Comm % Atty Paid $153.70 Due Prothy $1.00 Other Costs Plaintiff Paid Date: FEBRUARY 1, 2007 (Seal) a Curt' R. LoOP' ota ry By: Deputy REQUESTING PARTY: Name MARK J. UDREN, ESQUIRE Address: UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 Attorney for: PLAINTIFF Telephone: 856-669-5400 Supreme Court ID No. 04302 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 WM Speciality Mortgage LLC :COURT OF COMMON PLEAS Plaintiff :CIVIL DIVISION ,Cumberland County V. :MORTGAGE FORECLOSURE Heather Moffitt :NO. 05-2155 CIVIL f/k/a Heather Shamitko William G. Reagan II Defendant(s) C E R T I F I C A T E Mark J. Udren, Esquire, hereby states that he is the attorney for the Plaintiff in the above-captioned matter and that the premises are not subject to the provisions of Act 91 because it is: ( ) An FHA insured mortgage ( ) Non-owner occupied ( ) Vacant ( x ) Act 91 procedures have been fulfilled. ( ) Over 24 months delinquent. This certification is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. LAW OFFICES, P.C. rk J. dre , ESQUIRE TORNEY PLAINTIFF C; ?a «s ? ' i ? i M -As UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 WM Speciality Mortgage LLC :COURT OF COMMON PLEAS Plaintiff =CIVIL DIVISION ::Cumberland County V. :MORTGAGE FORECLOSURE Heather Moffitt NO. 05-2155 CIVIL f/k/a Heather Shamitko William G. Reagan II Defendant(s) AFFIDAVIT PURSUANT TO RULE 3129.1 WM Speciality Mortgage LLC, Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 224 B Street, Carlisle, PA 17013 1. Name and address of Owner(s) or reputed Owner(s): Name Address Heather Moffitt 224 B Street, Carlisle, PA 17013 f/k/a Heather Shamitko William G. Reagan II 224 B Street, Carlisle, PA 17013 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address none 4. Name and address of the last recorded holder of every mortgage of record: Name Address WM Speciality Mortgage LLC P.O. Box 57038 Irvine, CA 92619-7038 5. Name and address of every other person who has any record lien on the property: Name Address none 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Department 1 Courthouse Square Carlisle, PA 17013 Domestic Relations Section Commonwealth of PA, Department of Revenue 13 North Hanover Street Carlisle, PA 17013 Bureau of Compliance, PO Box 281230 Harrisburg, PA 17128-1230 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 224 B Street, Carlisle, PA 17013 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. sec. 4904 relating to/ unsworn falsification to authorities. LAW OFFICES, P.9. DATED: January 30, 2007 Mark J. Udren, ESQ. Attorney for Plaintiff C" a t7 -TI cz _ X CJ K I 'I* UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 WM Speciality Mortgage LLC :COURT OF COMMON PLEAS Plaintiff :CIVIL DIVISION :Cumberland County v. ':MORTGAGE FORECLOSURE Heather Moffitt :NO. 05-2155 CIVIL f/k/a Heather Shamitko William G. Reagan II Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY To: Heather Moffitt f/k/a Heather Shamitko 224 B Street Carlisle, PA 17013 Your house (real estate) at 224 B Street, Carlisle, PA 17013 is scheduled to be sold at the Sheriff's Sale on June 13, 2007, at 10:00am in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $58,966.45, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) I ",%. YOU MAY STILL BE ABLE TO SAYS YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TARE PLACE. 1. If the Sheriff's sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669- 5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 J A - =.,'y t'? i ...,-. ? ?'? ?._ ?? i?? _?, ...F-S 1'i? i ? T -? 1 i, "? a-.-_i °-? t?) l .? ? ? --t' . UDIEN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 WM Speciality Mortgage LLC :COURT OF COMMON PLEAS Plaintiff :CIVIL DIVISION :Cumberland County V. :MORTGAGE FORECLOSURE Heather Moffitt NO. 05-2155 CIVIL f/k/a Heather Shamitko William G. Reagan II Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY To: William G. Reagan II 224 B Street Carlisle, PA 17013 Your house (real estate) at 224 B Street, Carlisle, PA 17013 is scheduled to be sold at the Sheriff's Sale on June 13, 2007, at 10:00am in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $58,966.45, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856)-669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU kAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TARE PLACE. 1. If the Sheriff's Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669- 5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ? ? -` .? ? ...+ _ ?? ?'-a -- 1.:? ,• .y ;r r .._ t f• UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 WM Speciality Mortgage LLC COURT OF COMMON PLEAS P.O. Box 57038 :CIVIL DIVISION Irvine, CA 92619-7038 :Cumberland County Plaintiff V. :NO. 05-2155 CIVIL Heather Moffitt f/k/a Heather Shamitko William G. Reagan II 224 B Street Carlisle, PA 17013 Defendant(s) PRAECIPE TO FILE PROOF OF SERVICE TO THE PROTHONOTARY: Kindly file the attached Proofs of Service with regard to the captioned matter. UDREN LAW OFFICES, P.C. Date: June 4, 2007 BY: Mark J. Udre , Esquire Attorney for 'Plaintiff 0 1% f Z WNI Specialty Jlartgagc. I.I.C. et. al., Plaintill(o VS. Ilearlrer Moffltt aka HeMberSharnitlco. et. aL. Defendant(s) V DREG t-JLNV MICk S NIs. Henni Cramwarly 1 I1 Woodcrest Rd, Suite 200 Chem 1101, N,1 08003-3620 Service of Proms by APS International, Ltd. 1-800-328-7171 r? r?tMx? cnuv rt. " APS Internatlomal Plarr rj 7800 Clenm. Rd Allaneapoiis. NIN 55139-3122 APS File 0: MU42'Oil AFFIDAVIT OF SERVICE -- Individual S-M ice of Process on: --William G. Reagan, 11 Court Cuse No. 05-2155 Chit State uf: G ss, "Ou } County of: Name of Server: 3?1 c r... ?i'.w?P?>C? undctsigned, toting dull sworn deposes and says that at tic time of scricc. s he was of legal age and was not a party to this action: Datcll'imcof Sericc: that on the -204-dav of .204? Place of Service: at 911 Springers Lane. 0E • in New Cumberland. PA 17070 Documents Served: the undcrsigned screed the docturtunts described as: Notice of Sheriffs Sale of Real Properly Service of Procc-4% on: A true and correct copy of the aforesaid dcx:umenl(s) was served on: William G. Reagan, 11 Person Served, and }(? By personally delivering them into the hands of' the person to be served. Method of Service: / r By delivering them into the hands of a fie ".n of suitable age. who verified. or who upon questioning stated, that he: she resides with William C.. Reagan, If at the place of service, and «hosc relationship to file person is: Description of Person The person receiving documents is described as fbllotvs: Receiving Documents: Sex A; Skin Color; Hair Color 61 Facial flair a& e Approx. AUC : Approx. Might ? approx. Weight 22.0 A _ To the best off rit • knowledge and belief. said rso was not ngaacd in the US Military at the time of sericc. Signature of Server. 1_"ndcrsigned declares under penalty of perjury- Su s ribcd a sworn before me this that the foregoing is true and correct. day c ' ?U naturcofsdma Notap• Public wommi ao?r{ xpucs) AIM', Into oration . Md. N GWW Seel Oont le l-Trimble, Nlafruy Pubic Carlisle 8w0, CumbsMnd Courriy W Cant*Wm E*bes Sept 11, 2010 Member, Penmovanla Assoola m of fVotules MAY 25,2001 00;23 CAG 952.831.8150 Page 1 qty - ; -? 3 C,a, co UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 WM Speciality Mortgage LLC :=COURT OF COMMON PLEAS P.O. Box 57038 :CIVIL DIVISION Irvine, CA 92619-7038 :Cumberland County Plaintiff V. Heather Moffitt f/k/a Heather Shamitko :NO. 05-2155 CIVIL William G. Reagan II 224 B Street Carlisle, PA 17013 Defendant(s) AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1 Plaintiff, by its/his/her Attorney, Mark J. Udren, Esquire, hereby verifies that: 1. A copy of the Notice of Sheriff's Sale, a true and correct copy of which is attached hereto as Exhibit "A", was sent to every recorded lienholder and every other interested party known as of the date of the filing of the Praecipe for the Writ of Execution, on the date(s) appearing on the attached Certificates of Mailing. 2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail and certified mail on the date appearing on the attached Return Receipt, which was signed for by Defendant(s) on the date specified on the said Return Receipt. Copies of the said Notice and Return Receipt are attached hereto as Exhibit "B". 3. If a Return Receipt is not attached hereto, then service was by personal service on the date specified on the attached Return of Service, attached hereto as Exhibit "B". 4. If service was by Order of Court, then proof of compliance with said order is attached hereto as Exhibit "B". All Notices were served within the time limits set forth by Pa Rule C.P. 3129. This Affidavit is made subject to e penalti of 18 Pa.C.S. Section 4904 relating to unsworn falsification to n ./) A Dated: June 28, 2007 UDREN F I ES, P.C. BY: Mark . U ren, Esquire Attorney for P intiff UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 WM Speciality Mortgage LLC :COURT OF COMMON PLEAS Plaintiff :CIVIL DIVISION :Cumberland County V. :MORTGAGE FORECLOSURE Heather Moffitt ::`NO. 05-2155 CIVIL f/k/a Heather Shamitko William G. Reagan II Defendant(s) AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1 WM Speciality Mortgage LLC, Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 224 B Street, Carlisle, PA 17013 1. Name and address of Owner(s) or reputed Owner(s): Name Address Heather Moffitt 224 B Street, Carlisle, PA 17013 f/k/a Heather Shamitko William G. Reagan II 90 Springers Lane, #5E New Cumberland, PA 17070 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address none 4. Name and address of the last recorded holder of every mortgage of record: Name Address WM Speciality Mortgage LLC P.O. Box 57038 Irvine, CA 92619-7038 5. Name and address of every other person who has any record lien on the property: Name Address none 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Department 1 Courthouse Square Carlisle, PA 17013 Domestic Relations Section Commonwealth of PA, Department of Revenue 13 North Hanover Street Carlisle, PA 17013 Bureau of Compliance, PO Box 281230 Harrisburg, PA 17128-1230 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 224 B Street, Carlisle, PA 17013 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 C.S. sec. 4904 relating to unsworn falsification to authoria-es. UDREN L*W O FFA qES , P.C. DATED: June 28, 2007 Mark Jf Udren, squire Attorney for Pl intiff UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 WM Speciality Mortgage LLC Plaintiff V. Heather Moffitt f/k/a Heather Shamitko William G. Reagan II Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County NO. 05-2155 CIVIL TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY OWNER(S): Heather Moffitt f/k/a Heather Shamitko & William G. Reagan II PROPERTY: 224 B Street, Carlisle, PA 17013 Improvements: RESIDENTIAL DWELLING The above captioned property is scheduled to be sold at the Cumberland County Sheriffs Sale on June 13, 2007, at 10:00 am, in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA. Our records indicate that you may hold a mortgage or judgment on the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A Schedule of Distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. 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C ? l ,?oEw 9 O ? N u E ?m'9 K d? rg?`?a r ta.aza?3 y"? ? v M ! N Q r ?` tD I t0 U co r N O qcr Cl Ln .O C d a c 0 C13 O C e a r m is o? y S w E LC7f o .? V N o ? z E CL N O CL ' O CL N o d ? m z o ? F^ d o? n ?a b m 4: ,r ?n r J EXNlBtT A C rn co W V co as O N L ca C rn .?- N .t- U" O ; Cl) N LL. L to 0- co N UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 WM Speciality Mortgage LLC COURT OF COMMON PLEAS P.O. Box 57038 CIVIL DIVISION Irvine, CA 92619-7038 Cumberland County Plaintiff v. NO. 05-2155 CIVIL n o p Heather Moffitt ' -" f/k/a Heather Shamitko William G. Reagan II i 224 B Street -' Carlisle, PA 17013 ' Defendant(s) ' ?? PRAECIPE TO FILE PROOF OF SERVICE tv TO THE PROTHONOTARY: c.a Kindly file the attached Proofs of Service with regard to the captioned matter. Date: June 4, 2007 UDREN LAW OFFICES, P.C. BY: Mark J. Udre , Esquire Attorney for 'Plaintiff EXvieff 5 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 WM Speciality Mortgage LLC :COURT OF COMMON PLEAS P.O. Box 57038 :CIVIL DIVISION Irvine, CA 92619-7038 :Cumberland County Plaintiff V. :NO. 05-2155 CIVIL Heather Moffitt f/k/a Heather Shamitko William G. Reagan II 224 B Street Carlisle, PA 17013 Defendant(s) PRAECIPE TO FILE PROOF OF SERVICE TO THE PROTHONOTARY: Kindly file the attached Proofs of Service with regard to the captioned matter. UDREN LAW OFFICES, P.C. Date: June 4, 2007 BY: Mark J. Udre4, Esquire Attorney for laintiff EXHIBIT B ArM Specialtj :Mortgage, LLC, et. al., Plaintiff(s) ' vs. Heather Moffitt aka Heather Shamitko, et. al., Defendant(s) 1 UDREN LAW OFFICES Ms. Henni CrommarO, i111 Woodcrest Rd, Suite 200 Cherry Hill, NJ 08003-3620 Service of Process by ' ? APS International, Ltd. l _ 1-800-328-7171 i .a1>s r'S'TvxcvArravAr. 1 APS International Plaza 7800 Glenrov Rd. \ v Minneapolis, N IN 55439-3122 \ APS File #: 083442-0001 AFFIDAVIT OF SERVICE -- Individual Service of Process on: --William G. Reagan, II Court Case No. 05-2155 Civil State of. ) ss. County of:-?? ) Name of Server: undersigned, being duly sworn, deposes and says that at the time of service, s/he was of legal age and was not a party to this action; Date/Time of Service: that on the day of y 204-7 at ff o'clock E!19 Place of Service: at 90 Springers Lane, #5E in New Cumberland, PA 17070 Documents Served: the undersigned served the documents described as: Notice of Sheriff's Sale of Real Property Service of Process on: A true and correct copy of the aforesaid document(s) was served on: William G. Reagan, II Person Served, and Method of Service: By personally delivering them into the hands of the person to be served. ? By delivering them into the hands of a person of suitable age, who verified, or who upon questioning stated, that he/she resides with William G. Reagan, H at the place of service, and whose relationship to the person is: Description of Person The person receiving documents is described as follows: Receiving Documents: Sex Skin Color; Hair Color?? tS1 ; Facial Hair IC6A9- Approx. Age ;Approx. Height Approx. Weight _e6 ? To the best of my knowledge and belief, said p rso was not ngaged in the L7SMilitary at the time of service. Signature of Server: Undersigned declares under penalty of perjury Subs ribed a sworn before me this that the foregoing is true and correct. day 20 G 1 j? iature of Server Notary Public (C ommission'f.'pires) APS Internation , Ltd. COMMONWEALTH OF PENN YI,VANIA Note W Seal Donelle L. Trimble, Notary Public Carlisle Boro, Cumberland County My Commission Expires Sept. 11, 2010 Member, Ponnsylvania Association of Notaries EXHIBIT B MAY 25,2007 00:23 CAG 952.831.8150 Page 1 WM Speciality Mortgage LLC In the Court of Common Pleas of VS Cumberland County, Pennsylvania Heather Moffitt f/k/a Heather Shamitko Writ No. 2005-2155 Civil Term William G. Reagan, II Shawn Harrison, Deputy Sheriff, who being duly sworn according to law, states that on March 15, 2007 at 1758 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendants to wit: Heather Moffitt f/k/a Heather Shamitko, by making known unto Heather Reagan (f/k/a Heather Moffitt f/k/a Heather Shamitko), personally, at 224 B Street, Carlisle, Cumberland County, Pennsylvania its contents and at the same time handing to her personally the said true and correct copy of the same. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant, to wit: William G. Reagan, II, but was unable to locate him in his bailiwick. He therefore returns the within Real Estate Writ, Notice of Sale and Description, as NOT FOUND, as to the defendant, William G. Reagan, II. Defendant moved and left no forwarding address with the post office. Shawn Harrison, Deputy Sheriff, who being duly sworn according to law, states that on April 17, 2007 at 1600 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Heather Moffitt f/k/a Heather Shamitko and William G. Reagan, II, located at 224 B Street, Carlisle, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Heather Moffitt f/k/a Heather Shamitko, by regular mail to her last known address of 224 B Street, Carlisle, PA 17013. This letter was mailed under the date of April 3, 2007 and never returned to the Sheriffs Office. So Answers: R. Thomas Kline, Sheriff B" Real Estat eputy EXHIBIT B {..? c,? ..? <. ?? - V? '.., i N ..1 , ?''3 \ r'- -xz . r ?Ey _ ?J _ W r .v •- =? t 1 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND I SS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriff s Deed in which WM Specialty Mtg LLC is the grantee the same having been sold to said grantee on the 11th day of July A.D., 2007, under and by virtue of a writ Execution issued on the 1 st day of Feb, A.D., 2007, out of the Court of Common Pleas of said County as of Civil Term, 2005 Number 2155, at the suit of WM Specialty MtgLLLC against Heather Moffitt aka Heather Shamitko & William G Reagan II is duly recorded in Deed Book No. instr 200730416, Page. IN TESTIMONY WHEREOF, I have hereunto set my hand and seal of said office this day of A.D. of Deeds W. Cumbedmd County, Wlb. PA Evkee the RN M=* of JW 2010 WM Speciality Mortgage LLC In the Court of Common Pleas of VS Cumberland County, Pennsylvania Heather Moffitt f/k/a Heather Shamitko Writ No. 2005-2155 Civil Term William G. Reagan, II Shawn Harrison, Deputy Sheriff, who being duly sworn according to law, states that on March 15, 2007 at 1758 hours, he served a true copy of the within Real Estate Writ, Notice and Description, in the above entitled action, upon the within named defendants to wit: Heather Moffitt f/k/a Heather Shamitko, by making known unto Heather Reagan (f/k/a Heather Moffitt f/k/a Heather Shamitko), personally, at 224 B Street, Carlisle, Cumberland County, Pennsylvania its contents and at the same time handing to her personally the said true and correct copy of the same. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a diligent search and inquiry for the within named defendant, to wit: William G. Reagan, II, but was unable to locate him in his bailiwick. He therefore returns the within Real Estate Writ, Notice of Sale and Description, as NOT FOUND, as to the defendant, William G. Reagan, II. Defendant moved and left no forwarding address with the post office. Shawn Harrison, Deputy Sheriff, who being duly sworn according to law, states that on April 17, 2007 at 1600 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Heather Moffitt f/k/a Heather Shamitko and William G. Reagan, II, located at 224 B Street, Carlisle, Cumberland County, Pennsylvania according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Heather Moffitt f/k/a Heather Shamitko, by regular mail to her last known address of 224 B Street, Carlisle, PA 17013. This letter was mailed under the date of April 3, 2007 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on July 11, 2007 at 10:00 o'clock A.M. He sold the same for the sum of $1.00 to Attorney Mark J. Udren, on behalf of WM Specialty Mortgage LLC. It being the highest bid and best price received for the same, WM Specialty Mortgage LLC, of 6501 Irvine Center Drive, Irvine, CA 92618, being the buyer in this execution, paid to Sheriff R. Thomas Kline the sum of $1,199.81. Sheriff s Costs: Docketing $30.00 Poundage 23.53 Posting Bills 15.00 Advertising 15.00 Acknowledging Deed 48.00 Auctioneer 10.00 Law Library .50 Prothonotary 1.00 Mileage 9.60 Levy 15.00 Surcharge 30.00 Post Pone Sale 20.00 Law Journal 425.00 Patriot News 476.51 Share of Bills 16.17 Distribution of Proceeds 25.00 Sheriffs Deed 39.50 $ 1199.81 So Answers: R. Thomas Kline, Sheriff Real FstatelSergeant qj. . l• 611 c? yj jz 196 W10 UDREN LAW OFFICES, P.C. BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY BILL, NJ 08003-3620 856-669-5400 WM Speciality Mortgage LLC Plaintiff V. Heather Moffitt f/k/a Heather Shamitko William G. Reagan II Defendant(s) ATTORNEY FOR PLAINTIFF COURT OF COMMON PLEAS CIVIL DIVISION Cumberland County MORTGAGE FORECLOSURE NO. 05-2155 CIVIL AFFIDAVIT PURSUANT TO RULE 3129.1 WM Speciality Mortgage LLC, Plaintiff in the above action, by its attorney, Mark J. Udren, ESQ., sets forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 224 B Street, Carlisle, PA 17013 1. Name and address of Owner(s) or reputed Owner(s): Name Address Heather Moffitt 224 B Street, Carlisle, PA 17013 f/k/a Heather Shamitko William G. Reagan II 224 B Street, Carlisle, PA 17013 2. Name and address of Defendant(s) in the judgment: Name Address SAME AS #1 ABOVE 3. Name and address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address none 4. Name and address of the last recorded holder of every mortgage of record: Name Address WM Speciality Mortgage LLC P.O. Box 57038 Irvine, CA 92619-7038 5. Name and address of every other person who has any record lien on the property: Name Address none 6. Name and address of every other person who has any record interest in the property and whose interest may be affected by the sale: Name Address Real Estate Tax Department 1 Courthouse Square Carlisle, PA 17013 Domestic Relations Section Commonwealth of PA, Department of Revenue 13 North Hanover Street Carlisle, PA 17013 Bureau of Compliance, PO Box 281230 Harrisburg, PA 17128-1230 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants/Occupants 224 B Street, Carlisle, PA 17013 I verify that the statements made in this affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of.18 Pa.C_S. sec. 4904 relating tq; unsworn falsification to authorities. LAW QF?ICES, P.Q! DATED: January 30, 2007 Mark J. Udren, ESQ. Attorney for Plaintiff UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 856-669-5400 WM Speciality Mortgage LLC "-,.COURT OF COMMON PLEAS Plaintiff :CIVIL DIVISION 'Cumberland County V. :MORTGAGE FORECLOSURE Heather Moffitt =NO. 05-2155 CIVIL f/k/a Heather Shamitko William G. Reagan II Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY To: Heather Moffitt f/k/a Heather Shamitko 224 B Street Carlisle, PA 17013 Your house (real estate) at 224 B Street, Carlisle, PA 17013 is scheduled to be sold at the Sheriff's Sale on June 13, 2007, at 10:00am in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $58,966.45, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856) 669-5400. 2. You may be able to stop the sale by filing a petition asking the court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TARE PLACE. 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669- 5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF BY: Mark J. Udren, Esquire ATTY I.D. NO. 04302 WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 8.56-669-5400 WM Speciality Mortgage LLC :COURT OF COMMON PLEAS Plaintiff :CIVIL DIVISION :Cumberland County V. .MORTGAGE FORECLOSURE Heather Moffitt NO. 05-2155 CIVIL f/k/a Heather Shamitko William G. Reagan II Defendant(s) NOTICE OF SHERIFF'S SALE OF REAL PROPERTY To: William G. Reagan II 224 B Street Carlisle, PA 17013 Your house (real estate) at 224 B Street, Carlisle, PA 17013 is scheduled to be sold at the Sheriff's Sale on June 13, 2007, at 10:00am in the Commissioners Hearing Room, 2nd Floor, Courthouse, Carlisle, PA, to enforce the court judgment of $58,966.45, obtained by Plaintiff above (the mortgagee) against you. If the sale is postponed, the property will be relisted for the Next Available Sale. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale, you must take immediate action: 1. The sale will be cancelled if you pay to the mortgagee the back payment, late charges, costs and reasonable attorney's fees. To find out how much you must pay, you may call: (856)-669-5400. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See notice on page two on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TARE PLACE. 1. If the Sheriff's sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling 856-669- 5400. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due in the sale. To find out if this has happened, you may call 856-669-5400. 4. If the amount due from the Buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have the right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. You may be entitled to a share of the money which was paid for your house. A schedule of distribution of the money bid for your house will be filed by the Sheriff within 30 days after the sale. This schedule will state who will be receiving that money. The money will be paid out in accordance with this schedule unless exceptions (reasons why the proposed distribution is wrong) are filed with the Sheriff within ten (10) days after Schedule of Distribution is filed. 7. You may also have other rights and defenses, or ways of getting your home back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. LAWYER REFERRAL SERVICE Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ASSOCIATION DE LICENCIDADOS Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA 17013 717-249-3166 800-990-9108 ALL THAT CERTAIN LOT, PIECE OF GROUND, WITH THE IMPROVEMENTS THEREON ERECTED, SITUATE IN THE FIFTH WARD OF CARLISLE BOROUGH, CUMBERLAND COUNTY, PENNSYLVANIA, MORE PARTICULARY BOUNDED AND DESCRIBED IN ACCORDANCE WITH A SURVEY MADE BY WILLIAM B. WHITTOCK, R.E., NOVEMBER 1, 1975, AS FOLLOWS, TO WIT; BEGINNING AT A POINT AT THE INTERSECTION OF THE EASTERN LINE OF FIFTY FOUR (54) FEET WIDE FACTORY STREET WITH THE EASTERN LINE SIXTY (60) FEET WIDE "B" STREET; THENCE ALONG THE SOUTHERN LINE OF SAID SIXTY (60) FEET WIDE "B" STREET, SOUTH SEVENTY SIX (76) DEGREES EAST, A DISTANCE OF THIRTY FOUR (34) FEET TO A POINT AT THE NORTHEASTERN CORNER OF PREMISES KNOWN AS 220 "B" STREET; THENCE ALONG THE WESTERN LINE OF SAID PREMISES KNOWN XS •220 "B" STREET AND THROUGH THE CENTER LINE OF THE PARTITION WALL SEPARATING THE DWELLING HOUSE KNOWN AS 224 "B" STREET, SOUTH FOURTEEN (14) DEGREES WEST, A DISTANCE OF FIFTY-EIGHT (58) FEET TO A POINT ON THE. NORTHERN LINE OF LAND NOW OR LATE OF FLORENCE LACKEY; THENCE ALONG THE NORTHERN LINE OF SAID LACKEY LAND, NORTH SEVENTY-SIX (76) DEGREES WEST, A DISTANCE OF THIRTY-FOUR (34) FEET TO 'A POINT ON THE EASTERN LINE OF FIFTY-FOUR (54) WIDE FACTORY STREET, NORTH FOURTEEN (14) DEGREES EAST, A DISTANCE OF FIFTY-EIGHT (58) FEET TO A POINT ON THE SOUTHERN LINE OF SIXTY (60) FEET WIDE "B" STREET, THE PLACE OF BEGINNING. HAVING THEREON ERECTED ONE HALF OF A DOUBLE TWO AND ONE HALF STORY FRAME DWELLING KNOWN AS 224 "B" STREET, AND BEING A PORTION OF LOT NOS 1 & 2, SECTION 8 OF THE PLAN OF LOTS OF CARLISLE LAND AND IMPROVEMENT COMPANY RECORDED IN MISCELLANEOUS RECORD BOOK 11 PAGE 572. BEING KNOWN AS: 224 B STREET, CARLISLE, PA 17013 PROPERTY ID NO.: 06-20-1798-105 TITLE TO SAID PREMISES IS VESTED IN HEATHER MOFFITT AND WILLIAM G. REAGAN II, JOINT TENANTS WITH THE RIGHT OF SURVIVORSHIP AND NOT AS TENANTS IN COMMON BY DEED FROM HEATHER SHAMITKO N/K/A HEATHER MOFFITT AND WILLIAM G. REAGAN, II DATED 12/14/99 RECORDED 12/27/99 IN DEED BOOK 213 PAGE 987. WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) NO 05-2155 Civil COUNTY OF CUMBERLAND) CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: T, To satisfy the debt, interest and costs due WM SPECIALITY MORTGAGE LLC, Plaintiff (s) From HEATHER MOFFITT F/K/A HEATHER SHAMITKO AND WILLIAM G. REAGAN II (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof, (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $58,966.45 L.L. $.50 Interest FROM 1/30/07 TO DATE OF SALE 6/13/07 - ONGOING PER DIEM OF $13.62 TO ACTUAL DATE OF SALE INCLUDING IF SALE IS HELD AT A LATER DATE - $1,838.70 Atty's Comm % Atty Paid $153.70 Plaintiff Paid Due Prothy $1.00 Other Costs Date: FEBRUARY 1, 2007 (Seal) Curt's R. Lary By: Deputy REQUESTING PARTY: Name MARK J. UDREN, ESQUIRE Address: UDREN LAW OFFICES, P.C. WOODCREST CORPORATE CENTER 111 WOODCREST ROAD, SUITE 200 CHERRY HILL, NJ 08003-3620 Attorney for: PLAINTIFF Telephone: 856-669-5400 Supreme Court ID No. 04302 Real Estate Sale # 40 On February 21, 2007 the Sheriff levied upon the defendant's interest in the real property situated in Carlisle Borough, Cumberland County, PA Known and numbered as 224 B Street., Carlisle, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. Date: February 21, 2007 By Real Estate Sergeant S Z :b V h I LGOZ PROOF OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act No. 587, approved May 16, 1929), P. L.1784 COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND ss. Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid, was established January 2, 1952, and designated by the local courts as the official legal periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly issued weekly in the said County, and that the printed notice or publication attached hereto is exactly the same as was printed in the regular editions and issues of the said Cumberland Law Journal on the following dates, viz: April 20, 27 & May 4, 2007 Affiant further deposes that he is authorized to verify this statement by the Cumberland Law Journal, a legal periodical of general circulation, and that he is not interested in the subject matter of the aforesaid notice or advertisement, and that all allegations in the foregoing statements as to time, place and character of publication are true. i arie Coyne, itor SWORN TO AND SUBSCRIBED before me this 4 day of May, 2007 v )"m Pt"blic C REAL ESTATE SALE NO. 40 Writ No. 2005-2155 Civil WM Speciality Mortgage LLC vs. Heather Moffitt f/k/a Heather Shamitko and William G. Reagan, II Atty.: Mark Udren ALL THAT CERTAIN lot, piece of ground, with the improvements thereon erected, situate in the Fifth Ward of Carlisle Borough, Cumber- land County, Pennsylvania, more particularly bounded and described in accordance with a survey made by William B. Whittock, R.E., No- vember 1, 1975, as follows, to wit; BEGINNING at a point at the in- tersection of the eastern line of fifty four (54) feet wide Factory Street with the eastern line sixty (60) feet wide "B" Street; thence along the southern line of said sixty (60) feet wide "B" Street, South seventy six (76) degrees East, a distance of thirty four (34) feet to a point at the northeastern corner of premises known as 220 "B" Street; thence along the western line of said prem- ises known as 220 "B" Street and through the center line of the parti- tion wall separating the dwelling house known as 224 "B" Street, South fourteen (14) degrees West, a distance of fifty-eight (58) feet to a point on the northern line of land now or late of Florence Lackey; thence along the northern line of said Lackey land, North seventy-six (76) degrees West, a distance of thirty-four (34) feet to a point on the eastern line of fifty-four (54) wide Factory Street, North fourteen (14) degrees East, a distance of fifty- eight (58) feet to a point on the south- ern line of sixty (60) feet wide "B" Street, the place of beginning. Having thereon erected one half of a double two and one half story frame dwelling known as 224 "B" Street, and being a portion of Lot Nos. 1 & 2, Section 8 of the plan of lots of Carlisle Land and Improve- ment Company recorded in Miscel- laneous Record Book 11 Page 572. BEING KNOWN AS: 224 B Street, Carlisle, PA 17013. PROPERTY ID NO., 06-20-1798- 105. TITLE TO SAID PREMISES IS VESTED IN Heather Moffitt and William G. Reagan II, joint tenants with the right of survivorship and not as tenants in common by Deed from Heather Shamitko n/k/a Heather Moffitt and William G. Reagan, II dated 12/14/99 re- corded 12/27/99 in Deed Book 213 Page 987. THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin} ss Shannon D. Billhime, being duly sworn according to law, deposes and says: That she is a Staff Accountant with The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot- News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday/ Metro editions which appeared in the 18th and 25th day(s) of April and the 2nd day(s) of May 2007. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COPY SALE#40 Sworn to and subscribed before me this 18th day of May 2007 A.D. rnUMnNWEALTH OF PENNSYLVANIA Notarial Seal Terry L. Russell, Notary Public City Of Harrisburg, Dauphin County My Comm' sion Expi s June 6, 2010 q a A stic n of Notaries r „Dei =?ez? 4 NOTARY PUBLIC CUMBERLAND COUNTY SHERIFF'S OFFICE CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA. 17013 PAO E111M! 90b 0606 40 1.*OF Y Mn YS W-I MR filch IAINOrn G, % Nd DETION ALL THAT CEIAIN LOT, PIECE OF G WUNP. WTm_ TAE MOVEMENTS THEREON 9RECTED, SIT OM IN TAE FWni WARD OF CAKlSLE BOWN)G t, CUMBERLAND COUNTY, PENNSYLVANIA, MORE PAKnCULARLY BOUNDED AND DESCRIBED IN ACCORDANCE WITH A SURVEY MADE. BY WIIjN I. 11[4 K R-F., NURIM 1, 1775, AS's; TO FEET WIDE M STREET; THU G THE SOI nSW UNE (W (60) FEET Wfl* IBl S1RE!B1; SOM SEtNTY SIX (76) DEGREES EASt A DISTANCE OF TlMn?C?l? ("FEET TO A POINT AT .,tomA9IRN CORM OF PREMISES KNOWN AS 2'261B1 STREET; THENCE ALONG THE WIC( LINE OF =04WAS 276 -jWW AND MMW IN OR LJWE OF 10 fMf M WALL SEMKOW IM DWKLWG BMW KWWK AS 224 IN S'E'RiIE'1; SOUTH (14) DWREES 1f NT, A D?OFWr"M (59) MET To A POBYT'ON THE NORTHERN LINE OF LAND NOW OR LATE OF FLORENCE LACKEY; THENCE ALOE THE NORTHERN LINE OF SAID, LACKEY LAND, NOIlTH SE ITY-M . (76) DEGREES WBS , A DISTANCE OF THE FOUR (34)'FWT TO A POINT' ON THE EAS URN LINE OF Wff4lOUR (54) WIDE FAMWSTREET,NORTHFOIR MEP"M D1 S EAST, A OF FWff- EIGftT (58) FEET TO A PORIT ON THE SO TT M LINE OF SDTTY (60) FEET WIRE IN STREET, THE PLACE OF BHMNN HMWG THENON ERECIW ONE IfAL,F OF A DOUBLE TWO AND ONE HALF STORY FRAME DWEXJNG KNOWN AS 22411Th STREET, AND BEING A PORTION OF LOT NOS 1 do 2, SECTION 8 OF THE PLAN OF LOTS OF CARLISLE LAND AND YQMEN'T COMPANY RECOWW IN MOCELLANEWS RECORD BOOK 11 PAGE 572. BEM KNOWN AS: 224 B STREET, CARLISLE, PA 17013 PROPWY ID NO.: 06-20-179&105 T171E TO SAID PREMM IS VESTED IN HEAT IER MOFWT WIIL W G. REAGAN X XW. WITH THE mw OF S NOT AS TENANTS IN CON **AW- ,jWHER NAVA HBAMU 11111PF ff AFID Dili G. Tom, 11 DAIM 171140 17!1'1174 114 .9009273Imaw.