HomeMy WebLinkAbout05-2155UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
com
WM Speciality Mortgage LLC
P.O. Box 57038
Irvine, CA 92619-7038
Plaintiff
ATTORNEY FOR
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
V.
Heather Moffitt
f/k/a Heather Shamitko
William G. Reagan II
224 B Street
Carlisle, PA 17013
Defendant(s)
NO.
COMPLAINT IN MORTGAGE FORECLOSURE
FF
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the
claims set forth in the following pages, you must take ac ion
within twenty (20) days after this Complaint and Notice are ser ed,
by entering a written appearance personally or by attorney and
filing in writing with the Court your defenses or objections to the
claims set forth against you. You are warned that if you fai to
do so the case may proceed without you and a judgment ma be
entered against you by the Court without further notice for any
money claimed in the Complaint or for any other claim or re ief
requested by the Plaintiff. You may lose money or propert or
other rights important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. HIS
OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF
YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL
SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYERS REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
AVISO
Le han demandado a usted en la corte. Si usted quiere defen erse
de estas demandas expuestas en las paginas siguientes, usted iene
veinte (20) dias de plazo al partir de la fecha de la demanda y la
notificacion. Hace falta ascentar una comparencia escrita o en
persona o con un abogado y entregar a la corte en forma escrit sus
defensas o sus objeciones a las demandas en contra de su per ona.
Sea avisado que si usted no se dafiende, la corte tomara medi as y
puede continuar la demanda en contra suya sin previo avLit o o
notificacion. Ademas, la corte puede decidir a favor del
demandante y requiere clue usted cumpla con todas las provision s de
esta demanda. Usted puede perder dinero o sus propiedades u ros
derechos importantes para usted.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATAMENTE, SI NO TIENE AB ADO
O SI NO TIENE EL DINERO SUFICIENTE DE PAGAR TAL SERVICIO, VA EN
PERSONA O LLAME POR TELEFONO A LA OFICINA CUYA DIRECCIO SE
ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSE UIR
ASISTENCIA LEGAL.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
NOTICE
The amount of your debt is as stated in the attached document. The name of the
to whom the debt is owed is as named in the attached document. Unless you notify us
30 days after receipt of this Notice and the attached document that the validity of
debt, or any portion of it, is disputed, we will assume that the debt is valid. If you do
us in writing of a dispute within the 30 day period, we will obtain verification of the debt or
a copy of a judgment against you, and mail it to you. If you do not dispute the debt, itl is not
an admission of liability on your part. Also, upon your written request within the 10 day
period, we will provide you with the name and address of the original creditor if differenj from
the current creditor.
If you notify us in writing within the 30 day period as stated above, we will cease
of your debt, or any disputed portion of it, until we obtain the information that is
and mail it to you. Once we have mailed to you the required information, we will) then
continue the collection of your debt.
This law firm is deemed to be a debt collector and this Notice and the attached document is
an attempt to collect a debt, and any information obtained will be used for that
UDREN LAW OFFICES, P.C.
/s/ Mark J. Udren, Esquire
Woodcrest Corporate Center
111 Woodcrest Road, Suite 200
Cherry Hill, NJ 08003-3620
(856) 669-5400
1. Plaintiff is the Corporation designated as such
caption on a preceding page. If Plaintiff is an assignee
is such by virtue of the following recorded assignments:
Assignor: Option One Mortgage Corporation
Assignments of Record to: WM Speciality Mortgage LLC
Recording Date: LODGED FOR RECORDING
the
n it
2. Defendant (s) is the individual designated as such o the
caption on a preceding page, whose last known address is a set
forth in the caption, and unless designated otherwise, is the real
owner(s) and mortgagor(s) of the premises being foreclosed.
3. On or about the date appearing on the Mort age
hereinafter described, at the instance and request of Defendant(s),
Plaintiff (or its predecessor, hereinafter called Plaintiff) 1 ned
to the Defendant(s) the sum appearing on said Mortgage, ich
Mortgage was executed and delivered to Plaintiff as security for
the indebtedness. Said Mortgage is incorporated herei by
reference in accordance with Pa.R.C.P. 1019 (g).
The information regarding the Mortgage being foreclosed i;
follows:
MORTGAGED PREMISES: 224 B Street
MUNICIPALITY/TOWNSHIP/BOROUGH: Carlisle Borough
COUNTY: Cumberland
DATE EXECUTED: 12/14/99
DATE RECORDED: 12/27/99 BOOK: 1589 PAGE: 297
The legal description of the mortgaged premises is attached
and made part hereof.
as
4. Said Mortgage is in default because the required paym?nts
have not been made as set forth below, and by its terms,
breach and failure to cure said breach after notice, all
secured by said Mortgage, together with other charges authorize by
said Mortgage itemized below, shall be immediately due.
5. After demand, the Defendant(s) continues to fail or
refuses to comply with the terms of the Mortgage as follows:
(a) by failing or refusing to pay the installments of
principal and interest when due in the amounts indi(
below;
(b) by failing or refusing to pay other charges, if
indicated below.
6. The following amounts are due on the said Mortgage .
4/15/05:
!ated
any,
of
Principal of debt due $44,1$3.01
Unpaid Interest at 11.25%
from 1/1/05
to 4/15/05
(the per diem interest accruing on
this debt is $13.62 and that sum
should be added each day after
4/15/05) 1,44 .93
Title Report 325.00
Court Costs (anticipated, excluding
Sheriff's Sale costs) 28).00
Escrow Overdraft/(Balance) 325.66
Late Charges
(monthlyy late charge of $26.52
should be added in accordance
with the terms of the note
each month after 4/15/05) 69 .03
Suspense Balance (176 80)
Total Fees Due 213.07
Attorneys Fees (anticipated and actual
to 50 of principal) 2,20).15
TOTAL $49,50 .05
7. The attorney's fee set forth above are in conformit with
the mortgage documents and Pennsylvania law, and will be colle ted
in the event of a third party purchaser at Sheriff's Sale. If the
mortgage is reinstated prior to the sale, reasonable attorn y's
fees will be charged in accordance with the reduction provision of
Act 6, if applicable.
8. The combined notice specified by the Pennsylvania
Homeowner's Emergency Mortgage Assistance Program, Act 91 of 983
and Notice of Intention to Foreclose under Act 6 of 1974 has teen
sent to each defendant, via certified and regular mail, in
accordance with the requirements of those acts, on the ate
appearing on the copy attached hereto as Exhibit "A", and made
hereof, and defendant(s) have failed to proceed within the
limits, or have been determined ineligible, or Plaintiff ha:
been notified in a timely manner of Defendant(s) eligibility,
WHEREFORE, the Plaintiff demands judgment, in rem, agi
the Defendant(s) herein in the sum of $49,502.05 plus inter
costs and attorneys fees as more fully set forth in the Compla
and for foreclosure and sale of the Mortgaged premises.
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UDREN LAW OFFICES, P.C.
Attorney for Plaintiff
Attorney I.D. No. 04302
HQ,
ALL THAT CERTAIN LOT, PIECE OF GROUND, WITH THE IMPROVEMENTS THEREON ERECT
SITUATE IN THE FIFTH WARD OF CARLISLE BOROUGH, CUMBERLAND COUNTY, PENNSYLV I
MORE PARTICULARY BOUNDED AND DESCRIBED IN ACCORDANCE WITH A SURVEY MADE SY I
B. WHITTOCK, R.E., NOVEMBER 1, 1975, AS FOLLOWS, TO WIT;
BEGINNING AT A POINT AT THE INTERSECTION OF THE EASTERN LINE OF FIFTY FOUR 54)
FEET WIDE FACTORY STREET WITH THE EASTERN LINE SIXTY (60) FEET WIDE "B" STR ET;
THENCE ALONG THE SOUTHERN LINE OF SAID SIXTY (60) FEET WIDE "B" STREET, SO U7.11
SEVENTY SIX (76) DEGREES EAST, A DISTANCE OF THIRTY FOUR (34) FEET TO A POI AT
THE NORTHEASTERN CORNER OF PREMISES KNOWN AS 220 "B" STREET; THENCE ALONG TIE
WESTERN LINE OF SAID PREMISES KNOWN AS 220 "B" STREET AND THROUGH THE CENTE LINE
OF THE PARTITION WALL SEPARATING THE DWELLING HOUSE KNOWN AS 224 "B" STREET, SOUTH
FOURTEEN (14) DEGREES WEST, A DISTANCE OF FIFTY-EIGHT (58) FEET TO A POINT THE
NORTHERN LINE OF LAND NOW OR LATE OF FLORENCE LACKEY; THENCE ALONG THE NORT RN
LINE OF SAID LACKEY LAND, NORTH SEVENTY-SIX (76) DEGREES WEST, A DISTANCE O
THIRTY-FOUR (34) FEET TO A POINT ON THE EASTERN LINE OF FIFTY-FOUR (54) WIDE
FACTORY STREET, NORTH FOURTEEN (14) DEGREES EAST, A DISTANCE OF FIFTY-EIGHT (58)
FEET TO A POINT ON THE SOUTHERN LINE OF SIXTY (60) FEET WIDE "B" STREET, THE PLACE
OF BEGINNING.
HAVING THEREON ERECTED ONE HALF OF A DOUBLE TWO AND ONE HALF STORY FRAME DW
KNOWN AS 224 "B" STREET, AND BEING A PORTION OF LOT NOS 1 k 2, SECTION 8 OF
PLAN OF LOTS OF CARLISLE LAND AND IMPROVEMENT COMPANY RECORDED IN MISCELLAN
RECORD BOOK 11 PAGE 572.
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V E R I F I C A T I O N
Mark J. Udren, Esquire, hereby states that he is the att rney
for the Plaintiff, a corporation unless designated otherwise; that
he is authorized to take this Verification and does so beca e of
the exigencies regarding this matter, and because Plaintiff must
verify much of the information through agents, and because has
personal knowledge of some of the facts averred in the fore oing
pleading; and that the statements made in the foregoing ple ding
are true and correct to the best of his knowledge, informatio and
belief and the source of his information is public record and
reports of Plaintiff's agents. The undersigned understands that
this statement herein is made subject to the penalties f 18
Pa.C.S. Section 4904 relating to unsworn falsificatio to
authorities.
Mark J. Udrek,?V-SWIRE
UDREN LAW OFI ES, P.C.
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SHERIFF'S RETURN - REGULAR
CASE NO: 2005-02155 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WM SPECIALITY MORTGAGE LLC
VS
MOFFITT HEATHER ET AL
DAVID MCKINNEY , Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
MOFFITT HEATHER F/K/A HEATHER SHAMITKO the
DEFENDANT
at 224 B STREET
, at 1823:00 HOURS, on the 5th day of May , 2005
CARLISLE, PA 17013 by handing to
HEATHER MOFFITT AKA HEATHER SH AMITKO AKA HEATHER REAGAN
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing Her attention to the contents thereof.
Additional Comments
DEFENDANT TOLD DEPUTY THAT SHE 1
OF
Sheriff's Costs
Docketing 18.00
Service 3.70
Affidavit .00
Surcharge 10.00
.00
31.70
Sworn and Subscribed to before
me this // e day of
7h1 A.D.
P17othonotary
So Answers:
R. Thomas Kline
05/06/2005
UDREN LAW OFFICES
By : c;
Deputy Sheriff
• SHERIFF'S RETURN - REGULAR
CASE NO: 2005-02155 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WM SPECIALITY MORTGAGE LLC
VS
MOFFITT HEATHER ET AL
DAVID MCKINNEY
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
was served upon
REAGAN WILLIAM G II the
DEFENDANT , at 1823:00 HOURS, on the 5th day of May , 2005
at 224 B STREET
CARLISLE, PA 17013
HEATHER MOFFITT AKA HEATHER
by handing to
SHAMITKO AKA HEATHER REAGAN
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing Her attention to the contents thereof.
Additional Comments
HEATHER USES ANY OF THE THREE LAST NAMES.
SHE IS WIFE OF WILLIAM REAGAN II.
Sheriff's Costs: So Answers:
Docketing 6.00
Service .00
Affidavit 00
Surcharge 10.00 R. Thomas Kline
.00
16.00 05/06/2005
UDREN LAW OFFICES
Sworn and Subscribed to before
me this // k, day of
1?xf A.D.
P othonotary
By:
Deputy Sheriff
UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
WM Speciality Mortgage LLC
P.O. Box 57038
Irvine, CA 92619-7038
Plaintiff
V.
Heather Moffitt
f/k/a Heather Shamitko
William G. Reagan II
224 B Street
Carlisle, PA 17013
Defendant(s)
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
NO. 05-2155 civil
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against the
Defendant (s) Heather Moffitt f/k/a Heather Shamitko and William G. Reagan
II for failure to file an Answer to Plaintiff's Complaint within 20 days
from service thereof and for foreclosure and sale of the mortgaged
premises, and assess Plaintiff's damages as follows:
As set forth in Complaint $49,502.05
Interest Per Complaint 817.20
From 04/16/05 to 06/14/05
Late charges per Complaint 26.52
From 04/16/05 to 06/14/05
TOTAL $50,345.77
I hereby certify that (1) the addresses of the Plaintiff and
Defendant are as shown above, and (2) that notice Ytas been given in
accordance with Rule 237.1, 4 copyrpf which is attaq+hed hereto.
S, P
Attorney for Plaintiff
DAMAGES ARE HEREBY ASSESSED AS INDICATED
DATE /,y ?,
P PRO THY
UDREN LAW OFFICES, P.C.
BY: MARK J. UDREN, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
WM Speciality Mortgage LLC
P.O. Box 57038
Irvine, CA 92619-7038
Plaintiff
V.
Heather Moffitt
f/k/a Heather Shamitko
William G. Reagan II
224 B Street
Carlisle, PA 17013
Defendant(s)
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
NO. 05-2155 civil
AFFIDAVIT OF NON-MILITARY SERVICE
STATE OF NEW JERSEY
COUNTY OF CAMDEN
SS
THE UNDERSIGNED being duly sworn, deposes and says that the
averments herein are based upon investigations made and records
maintained by us either as Plaintiff or as servicing agent of the
Plaintiff herein and that the above Defendant(s) are not in the
Military or Naval Service of the United States of America or its Allies
as defined in the Servicemembers' Civil Relief Act (108 P.L. 189; 117
Stat. 2835; 2003 Enacted H.R. 100), and that the age and last known
residence and employment of each Defendant are as follows:
Defendant:
Age:
Residence:
Employment:
Defendant:
Age:
Residence:
Employment:
Heather Moffitt
f/k/a Heather Shamitko
Over 18
As captioned above
Unknown
William G. Reaga II
Over 18
As captioned abo e /
Unknown
Sworn to and subscribed
before me this 14th day
of June, 2005.
0it;\A?K-V Av
ary mn?i
1Va e: - MAIM& U . Ujir' 1V, EJt2.
Title: ATTORNEY FOR PLAINTIFF
Company: UDREN LAW OFFICES, P.C.
UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003
ATTORNEY FOR PLAINTIFF
WM Speciality Mortgage LLC
Plaintiff
V.
Heather Moffitt
f/k/a Heather Shamitko
William G. Reagan II
Defendant(s)
TO: Heather Moffitt f/k/a
Heather Shamitko
224 B Street
Carlisle, PA 17013
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
NO. 05-2155 civil
DATE of Notice: June 1, 2005
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS
PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU
WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO
HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
NOTIFICACION IMPORTANTE
USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA
ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION
DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION,
EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0
ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE
PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA
NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO,
0 SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA
0 LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA
ESCRITA ABAJO PARR AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA
LEGAL.
SERVICIO DE REFERENCIA LEGAL
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS
LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMAT ON O$TAINED WILL BE USED FOR THAT
PURPOSE. // 1--U I arc ze squire
Woodcrest rporate Center
111 Woodcrest Road, Suite 200
Cherry Hill, New Jersey 08003-3620
UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003
WM Speciality Mortgage LLC
Plaintiff
V.
Heather Moffitt
f/k/a Heather Shamitko
William G. Reagan II
Defendant(s)
TO: William G. Reagan II
224 B Street
Carlisle, PA 17013
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
NO. 05-2155 civil
DATE of Notice: June 1, 2005
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS
PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU
WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO
HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
NOTIFICACION IMPORTANTE
USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA
ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION
DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION,
EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0
ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE
PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA
NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO,
O SI NO TIENE DINERO SUFICIENTE PARA TAL SERVICIO, VAYA EN PERSONA
O LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA
ESCRITA ABAJO PARR AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA
LEGAL.
SERVICIO DE REFERENCIA LEGAL
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS
LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION TAINED WILL BE USED FOR THAT
PURPOSE. '
Mar r squire
Woodcrest C rporate Center
111 Woodcrest Road, Suite 200
Cherry Hill, New Jersey 08003-3620
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UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
WM Speciality Mortgage LLC
P.O. Box 57038
Irvine, CA 92619-7038
Plaintiff
V.
Heather Moffitt
f/k/a Heather Shamitko
William G. Reagan II
224 B Street
Carlisle, PA 17013
Defendant(s)
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
NO. 05-2155 civil
PRAECIPE FOR WRIT OF EXECUTION
TO THE SHERIFF:
Issue Writ of Execution in the above matter:
Amount due $50,345.77
Interest From 06/15/05 2,397.12
to Date of Sale 12/07/05
Per diem @$13.62
(Costs to be added)
OFFICES, P.C
ATTORNEY FOR PLAINTIFF
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA) NO 05-2155 Civil
COUNTY OF CUMBERLAND) CIVIL ACTION-LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due WM SPECIALITY MORTGAGE LLC Plaintiff (s)
From HEATHER MOFFITT F(KIA HEATHER SHAMITKO, WILLIAM G. REAGAN If
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the gamishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $50,345.77 L.L. $.50
Interest FROM 6115105 TO DATE OF SALE 12(7!05 - PER DIEM @ $13.62 - $2.397.12
Atty's Comm % Due Prothy $1.00
Atty Paid $129.70 Other Costs
Plaintiff Paid
Date: JUNE 14, 2005
CURTIS R. LONG
Prothonota
(Seal) C //rA/! ?.
Deputy
REQUESTING PARTY:
Name MARK J. UDREN, ESQUIRE
Address: UDREN LAW OFFICES, P.C.
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
Attorney for: PLAINTIFF
Telephone: 856-669-5400
Supreme Court ID No. 04302
UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
WM Speciality Mortgage LLC
P.O. Box 57038
Irvine, CA 92619-7038
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
V.
Heather Moffitt
f/k/a Heather Shamitko
William G. Reagan II
224 B Street
Carlisle, PA 17013
NO. 05-2155 civil
Defendant(s)
C E R T I F I C A T E
Mark J. Udren, Esquire, hereby states that he is the attorney
for the Plaintiff in the above-captioned matter and that the
premises are not subject to the provisions of Act 91 because it is:
( ) An FHA insured mortgage
( ) Non-owner occupied
( ) Vacant
( X ) Act 91 procedures have been fulfilled.
( ) Over 24 months delinquent.
This certification is made subject to the penalties of 18 Pa.
C.S. Sec. 4904 relating to unsworn falsification to authorities.
OFFICR,9- P.C.
Ma,fk J. Udlef , ESQUIRE
ATTORNEY FOR PLAINTIFF
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ALL THAT CERTAIN LOT, PIECE OF GROUND, WITH THE IMPROVEMENTS THEREON ERECTED,
SITUATE IN THE FIFTH WARD OF CARLISLE BOROUGH, CUMBERLAND COUNTY, PENNSYLVANIA,
MORE PARTICULARY BOUNDED AND DESCRIBED IN ACCORDANCE WITH ASURVEY MADE BY WILLIAM
B. WHITTOCK, R.E., NOVEMBER 1, 1975, AS FOLLOWS, TO WIT;
BEGINNING AT A POINT AT THE INTERSECTION OF THE EASTERN LINE OF FIFTY FOUR (54)
FEET WIDE FACTORY STREET WITH THE EASTERN LINE SIXTY (60) FEET WIDE "B" STREET;
THENCE ALONG THE SOUTHERN LINE OF SAID SIXTY (60) FEET WIDE "B" STREET, SOUTH
SEVENTY SIX (76) DEGREES EAST, A DISTANCE OF THIRTY FOUR (34) FEET TO A POINT AT
THE NORTHEASTERN CORNER OF PREMISES KNOWN AS 220 "B" STREET; THENCE ALONG THE
WESTERN LINE OF SAID PREMISES KNOWN AS 220 "B" STREET AND THROUGH THE CENTER LINE
OF THE PARTITION WALL SEPARATING THE DWELLING HOUSE KNOWN AS 224 "B" STREET, SOUTH
FOURTEEN (14) DEGREES WEST, A DISTANCE OF FIFTY-EIGHT (58) FEET TO A POINT ON THE
NORTHERN LINE OF LAND NOW OR LATE OF FLORENCE LACKEY; THENCE ALONG THE NORTHERN
LINE OF SAID LACKEY LAND, NORTH SEVENTY-SIX (76) DEGREES WEST, A DISTANCE OF
THIRTY-FOUR (34) FEET TO A POINT ON THE EASTERN LINE OF FIFTY-FOUR (54) WIDE
FACTORY STREET, NORTH FOURTEEN (14) DEGREES EAST, A DISTANCE OF FIFTY-EIGHT (58)
FEET TO A-POINT ON THE SOUTHERN LINE OF SIXTY (60) FEET WIDE "B" STREET, THE PLACE
OF BEGINNING.
HAVING THEREON ERECTED ONE HALF OF A DOUBLE TWO AND ONE HALF STORY FRAME DWELLING
KNOWN AS 224 "B" STREET, AND BEING A PORTION OF LOT NOS 1 & 2, SECTION 8 OF THE
PLAN OF LOTS OF CARLISLE LAND AND IMPROVEMENT COMPANY RECORDED IN MISCELLANEOUS
RECORD BOOK 11 PAGE 572.
BEING KNOWN AS: 224 B STREET, CARLISLE, PA 17013
PROPERTY ID NO.: 06-20-1798-105
TITLE TO SAID PREMISES IS VESTED IN HEATHER MOFFITT AND WILLIAM G.
REAGAN II, JOINT TENANTS WITH THE RIGHT OF SURVIVORSHIP AND NOT AS
TENANTS IN COMMON BY DEED FROM HEATHER SHAMITKO N/K/A HEATHER
MOFFITT AND WILLIA G. REGAN,II DATED 12/14/99 RECORDED 12/27/99 IN
DEED BOOK 213 PAGE 987.
UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
WM Speciality Mortgage LLC
P.O. Box 57038
Irvine, CA 92619-7038
Plaintiff
V.
Heather Moffitt
f/k/a Heather Shamitko
William G. Reagan II
224 B Street
Carlisle, PA 17013
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
NO. 05-2155 civil
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.1
WM Speciality Mortgage LLC, Plaintiff in the above action, by its
attorney, Mark J. Udren, ESQ., sets forth as of the date the
Praecipe for the Writ of Execution was filed the following
information concerning the real property located at: 224 B Street
Carlisle, PA 17013
1. Name and address of Owner(s) or reputed Owner(s):
Name Address
Heather Moffitt
f/k/a Heather Shamitko
William G. Reagan II
224 B Street
Carlisle, PA 17013
224 B Street
Carlisle, PA 17013
2. Name and address of Defendant(s) in the judgment:
Name Address
SAME AS #1 ABOVE
3. Name and address of every judgment creditor whose judgment is a
record lien on the real property to be sold:
Name Address
None
'*. Name and address of the last recorded holder of every mortgage
of record:
Name Address
Plaintiff herein. See Caption above.
5. Name and address of every other person who has any record lien
on the property:
Name Address
None
6. Name and address of every other person who has any record
interest in the property and whose interest may be affected by the
sale:
Name Address
Real Estate Tax Dept
1 Courthouse Square
Carlisle, PA 17013
Domestic Relations Section
Commonwealth of PA,
Department of Revenue
13 N. Hanover St.
Carlisle, PA 17013
Bureau of Compliance, Dept. 280946
Harrisburg, PA 17128-0946
7. Name and address of every other person of whom the plaintiff has
knowledge who has any interest in the property which may be
affected by the sale:
Name Address
Tenants/Occupants 224 B Street
Carlisle, PA 17013
I verify that the statements made in this affidavit are true and
correct to the best of my personal knowledge or information and
belief. I understand that false statements herein are made subject
to the penalties of 18 Pa.C.S. sec. 4904 relating to unsworn
falsification to authorities.
P
DATED: June 14, 2005
MW J. Udren, ESQ.
A ornev for Plaintiff
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UBREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
WM Speciality Mortgage LLC
P.O. Box 57038
Irvine, CA 92619-7038
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
V.
Heather Moffitt
f/k/a Heather Shamitko
William G. Reagan II
224 B Street
Carlisle, PA 17013
NO. 05-2155 civil
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: Heather Moffitt
f/k/a Heather Shamitko
224 B Street
Carlisle, PA 17013
Your house (real estate) at 224 B Street, Carlisle, PA 17013 is
scheduled to be sold at the Sheriff's Sale on December 7, 2005, at
10:00 AM in the Commissioners Meeting Room, 2nd Floor, Courthouse,
Carlisle, PA, to enforce the court judgment of $50,345.77, obtained
by Plaintiff above (the mortgagee) against you. If the sale is
postponed, the property will be relisted for the Next Available
Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate action:
1. The sale will be cancelled if you pay to the mortgagee the back payment,
late charges, costs and reasonable attorney's fees. To find out how much
you must pay, you may call: (856) 669-5400.
2. You may be able to stop the sale by filing a petition asking the Court to
strike or open the judgment, if the judgment was improperly entered. You
may also ask the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact
one, the more chance you will have of stopping the sale. (See notice on
page two on how to obtain an attorney.)
4
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold to
the highest bidder. You may find out the price bid by calling 856-669-5400.
2. You may be able to petition the Court to set aside the sale if the
bid price was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the full
amount due in the sale. To find out if this has happened, you may call 856-669-
5400.
4. If the amount due from the Buyer is not paid to the Sheriff, you will
remain the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount
due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that
time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for your
house. A schedule of distribution of the money bid for your house will be filed
by the Sheriff within 30 days after the sale. This schedule will state who will
be receiving that money. The money will be paid out in accordance with this
schedule unless exceptions (reasons why the proposed distribution is wrong) are
filed with the Sheriff within ten (10) days after Schedule of Distribution is
filed.
7. You may also have other rights and defenses, or ways of getting your
home back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER
OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO FIND OUT
WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
ASSOCIATION DE LICENCIDADOS
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
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UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
WM Speciality Mortgage LLC
P.O. Box 57038
Irvine, CA 92619-7038
Plaintiff
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
V.
Heather Moffitt
f/k/a Heather Shamitko
William G. Reagan II
224 B Street
Carlisle, PA 17013
NO. 05-2155 civil
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
TO: William G. Reagan II
224 B Street
Carlisle, PA 17013
Your house (real estate) at 224 B Street, Carlisle, PA 17013 is
scheduled to be sold at the Sheriff's Sale on December 7, 2005,
at 10:00 AM in the Commissioners Meeting Room, 2nd Floor,
Courthouse, Carlisle, PA, to enforce the court judgment of
$50,345.77, obtained by Plaintiff above (the mortgagee) against
you. If the sale is postponed, the property will be relisted for
the Next Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate action:
1. The sale will be cancelled if you pay to the mortgagee the back payment,
late charges, costs and reasonable attorney's fees. To find out how
much you must pay, you may call: (856)-669-5400.
2. You may be able to stop the sale by filing a petition asking the Court
to strike or open the judgment, if the judgment was improperly entered.
You may also ask the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact
one, the more chance you will have of stopping the sale. (See notice on
page two on how to obtain an attorney.)
Y'OU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold
to the highest bidder. You may find out the price bid by calling 856-669-
5400.
2. You may be able to petition the Court to set aside the sale if the
bid price was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the
full amount due in the sale. To find out if this has happened, you may call
856-669-5400.
4. If the amount due from the Buyer is not paid to the Sheriff, you
will remain the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount
due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that
time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for
your house. A schedule of distribution of the money bid for your house will
be filed by the Sheriff within 30 days after the sale. This schedule will
state who will be receiving that money. The money will be paid out in
accordance with this schedule unless exceptions (reasons why the proposed
distribution is wrong) are filed with the Sheriff within ten (10) days after
Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting
your home back, if you act immediately after the sale.
YOU SHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
ASSOCIATION DE LICENCIDADOS
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
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UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
WM Speciality Mortgage LLC
P.O. Box 57038
Irvine, CA 92619-7038
Plaintiff
V.
Heather Moffitt
f/k/a Heather Shamitko
William G. Reagan II
224 B Street
Carlisle, PA 17013
Defendant(s)
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
NO. 05-2155 civil
SUGGESTION OF BANKRUPTCY
To the Prothonotary:
Kindly note on the record that the above Defendant, William Gene
Regan, II has filed Chapter 13 Bankruptcy in the Middle District of
Pennsylvania on June 9, 2005, Bankruptcy Case No. 1:05-BK-03852-
MDF.
Mark J. ?kA squire
UDREN LAW OFFICES, P.C.
Attorney for Plaintiff
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UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
WM Speciality Mortgage LLC ;COURT OF COMMON PLEAS
P.O. Box 57038 :CIVIL DIVISION
Irvine, CA 92619-7038 ::Cumberland County
Plaintiff
V. -NO. 05-2155 civil
Heather Moffitt
f/k/a Heather Shamitko
William G. Reagan II
224 B Street
Carlisle, PA 17013
Defendant(s)
PRAECIPE TO WITHDRAW JUDGMENT
TO THE PROTHONOTARY:
Kindly withdraw the Judgment entered on June 14, 2005 upon
Heather Moffitt f/k/a Heather Shamitko and William G. Reagan II
in the amount of $50,345.77. Defendant(s), Heather Moffitt
f/k/a Heather Shamitko and William G. Reagan II filed a CHAPTER
13 BANKRUPTCY ON JUNE 9, 2005 - #05-03852.
UDREN LAW /QFFI CJ-$ , P.C.
Mark J. Udren, Es ire
ATTORNEY FOR PLAI IFF
DATED: January 29, 2007
Vi
UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
ATTORNEY FOR PLAINTIFF
WM Speciality Mortgage LLC :COURT OF COMMON PLEAS
P.O. Box 57038 :CIVIL DIVISION
Irvine, CA 92619-7038 :Cumberland County
Plaintiff
V. :MORTGAGE FORECLOSURE
Heather Moffitt €NO. 05-2155 CIVIL
f/k/a Heather Shamitko
William G. Reagan II
224 B Street
Carlisle, PA 17013
Defendant(s)
PRAECIPE FOR JUDGMENT FOR FAILURE TO
ANSWER AND ASSESSMENT OF DAMAGES
TO THE PROTHONOTARY:
Kindly enter judgment in favor of the Plaintiff and against the
Defendant(s) Heather Moffitt, f/k/a Heather Shamitko and William G.
Reagan II for failure to file an Answer to Plaintiff's Complaint within
20 days from service thereof and for foreclosure and sale of the
mortgaged premises, and assess Plaintiff's damages as follows:
As set forth in Complaint $49,502.05
Interest Per Complaint 8,907.48
From 4/16/05 to 1/29/07
Late charges per Complaint 556.92
From 4/16/05 to 1/29/07
TOTAL $58,966.45
I hereby certify that (1) the addresses of the Plaintiff and
Defendant are as shown above, and (2) that notice has be given in
accordance with Rule 237.1, a copy of which is attached reto.
LAW PVF-11CES, P.C.
Atto v for Plaintiff
DAMAG ARE HEREBY ASSESSED AS INDICATE
DATE: Q0 ' ' ?t
PRO P THY
UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003
856-669-5400
WM Speciality Mortgage LLC
Plaintiff
V.
Heather Moffitt
f/k/a Heather Shamitko
William G. Reagan II
Defendant(s)
TO: Heather Moffitt f/k/a
Heather Shamitko
224 B Street
Carlisle, PA 17013
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
NO. 05-2155 civil
DATE of Notice: June 1, 2005
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS
PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU
WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO
HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
NOTIFICACION IMPORTANTE
USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA
ACCION REQUIRIDA DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION
DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION,
EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0
ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE
PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA
NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO,
0 SI NO TIENE DINERO SLTFICIE17E PARA. TAL SERVICIO, VAYA EN PERSONA
0 LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA
ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA
LEGAL.
SERVICIO DE REFERENCIA LEGAL
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS
LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION „OBTAINED WILL BE USED FOR THAT
PURPOSE.
iFaarT e squire
Woodcrest gorporate Center
111 Woodcrest Road, Suite 200
Cherry Hill, New Jersey 08003-3620
UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire.
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003
856-669-5400
WM Speciality Mortgage LLC
Plaintiff
V.
Heather Moffitt
f/k/a Heather Shamitko
William G. Reagan II
Defendant(s)
TO: William G. Reagan II
224 B Street
Carlisle,,PA 17013
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
NO. 05-2155 civil
DATE of Notice: June 1, 2005
IMPORTANT NOTICE
YOU ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN
APPEARANCE PERSONALLY OR BY ATTORNEY AND FILE IN WRITING WITH THE
COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST
YOU. UNLESS YOU ACT WITHIN TEN DAYS FROM THE DATE OF THIS NOTICE,
A JUDGMENT MAYBE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY
LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS.YOU SHOULD TAKE THIS
PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER GO TO OR
TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU
WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO
HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH
INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO
ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
NOTIFICACION IMPORTANTE
USTED SE ENCUENTRA EN ESTADO DE REBELDIA POR NO HABER TOMADO LA
ACCION REQUIRIDA.DE SU PARTE EN ESTE CASO. AL NO TOMAR LA ACCION
DEBIDA DENTRO DE UN TERMINO DE DIEZ (10) DIAS DE ESTA NOTIFICACION,
EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARARECER USTED EN CORTE 0
ESCUCHAR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA, USTED PUEDE
PERDER BIENES Y OTROS DERECHOS, IMPORTANTES. DEBE LLEVAR ESTA
NOTIFICACION A UN ABOGADO IMMEDIATAMENTE SI USTED NO TIENE ABOGADO,
0 SI NO TIENE DINERO SUFICIENTE PARR TAL SERVICIO, VAYA EN PERSONA
0 LLAME POR TELEFONO A LA OFICINA, CUYA DIRECCION SE ENCUENTRA
ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSISTENCIA
LEGAL.
SERVICIO DE REFERENCIA LEGAL
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
NOTICE: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, THIS
LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR AND THIS IS AN ATTEMPT TO
COLLECT A DEBT. ANY INFORMATION AINED WILL BE USED FOR THAT
PURPOSE. J;r
Mart r squire
Woodcrest C rporate Center
111 Woodcrest Road, Suite 200
Cherry Hill, New Jersey 08003-3620
UDREN LAW OFFICES, P.C.
BY: MARK J. UDREN, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
WM Speciality Mortgage LLC
Plaintiff
V.
Heather Moffitt
f/k/a Heather Shamitko
William G. Reagan II
Defendant(s)
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
NO. 05-2155 CIVIL
AFFIDAVIT OF NON-MILITARY SERVICE
STATE OF NEW JERSEY
SS
COUNTY OF CAMDEN
THE UNDERSIGNED being duly sworn, deposes and says that the
averments herein are based upon investigations made and records
maintained by us either as Plaintiff or as servicing agent of the
Plaintiff herein and that the above Defendant(s) are not in the
Military or Naval Service of the United States of America or its Allies
as defined in the Servicemembers' Civil Relief Act (108 P.L. 189; 117
Stat. 2835; 2003 Enacted H.R. 100), and that the age and last known
residence and employment of each Defendant are as follows:
Defendant: Heather Moffitt
f/k/a Heather Shamitko
Age: Over 18
Residence: As captioned above
Employment: Unknown
Defendant: William G. Reagan II
Age: Over 18
Residence: As captioned abov
Employment: Unknown I r\ Z:?:? 'Z
Nam K J. UDR EN, ESQ.
Tit ATTORNEY FOR PLAINTIFF
Sworn to and subscribed Com ny: UDREN LAW OFFICES, P.C.
before me this 30t'' day
of January, 2007.
Not ary --Publ i c
t,
IN THE UNITED STATES BANKRUPTCY
COURT FOR THE MIDDLE DISTRICT OF PENNSYLVANIA
IN RE: William Gene Reagan, II € CHAPTER 7
Heather Lynn Reagan a/k/a Heather Lynn
Moffitt a/k/a Heather Lynn Shamitko = CASE NO. 1-05-03852 MDF
WM Speciality Mortgage LLC
Movant
VS.
William Gene Reagan, II
Heather Lynn Reagan a/k/a Heather Lynn
Moffitt a/k/a Heather Lynn Shamitko
Debtor(s)
and
Leon P. Haller, Esquire
Trustee
RESPONDENTS
ORDER MODIFYING AUTOMATIC STAY
Upon consideration of the Motion of WM Speciality Mortgage LLC for Relief from
Automatic Stay, as well as the Certification of Default filed by same, it is hereby
ORDERED AND DECREED THAT: The I 1 U.S.C. §362 Automatic Stay of all
proceedings is hereby modified with respect to premises located at:
224 B Street
Carlisle, PA 17013
so as to allow the Movant to foreclose on its mortgage and allow the purchaser of said premises
at Sheriffs Sale (or purchaser's assignee) to take any legal action for enforcement of its right to
possession of said premises; and it is further
ORDERED THAT: The relief granted by this order shall survive the conversion of this
bankruptcy case to a case under any other Chapter of the Bankruptcy Code.
By the Coml,
71
Dated: January 3, 2007
This document is electronically signed and filed on the same date.
SHERIFF'S RETURN - REGULAR
CASE NO: 2005-02155 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WM SPECIALITY MORTGAGE LLC
VS
MOFFITT HEATHER ET AL
DAVID MCKINNEY
, Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
MOFFITT HEATHER F/K/A HEATHER SHAMITKO the
DEFENDANT
at 224 B STREET
at 1823:00 HOURS, on the 5th day of May , 2005
CARLISLE, PA 17013
by handing to
HEATHER MOFFITT AKA HEATHER SH AMITKO AKA HEATHER REAGAN
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing Her attention to the contents thereof.
Additional Comments
DEFENDANT TOLD DEPUTY THAT SHE USES ANY
OF THE THREE LAST NAMES.
Sheriff's Costs:
Docketing 18.00
Service 3.70
Affidavit .00
Surcharge 10.00
.00
31.70
Sworn and Subscribed to before
me this day of
A. D.
Prothonotary
So Answers: -
R. Thomas KlineR. Thomas Klineu Surcharge 10.00
05/06/2005
UDREN LAW OFFICES
By:
Deputy Sheriff
SHERIFF'S RETURN - REGULAR
CASE NO: 2005-02155 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
WM SPECIALITY MORTGAGE LLC
VS
MOFFITT HEATHER ET AL
DAVID MCKINNEY
Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE
REAGAN WILLIAM G II
was served upon
DEFENDANT
at 224 B STREET
the
at 1823:00 HOURS, on the 5th day of May , 2005
CARLISLE, PA 17013
HEATHER MOFFITT AKA HEATHER
by handing to
SHAMITKO AKA HEATHER REAGAN
a true and attested copy of COMPLAINT - MORT FORE
together with
and at the same time directing Her attention to the contents thereof.
Additional Comments
HEATHER USES ANY OF THE THREE LAST NAMES.
SHE IS WIFE OF WILLIAM REAGAN II.
Sheriff's Costs:
Docketing 6.00
Service .00
Affidavit .00
Surcharge 10.00
Sworn and Subscribed to before
me this day of
A. D.
So Answers:
R. Thomas Kline
05/06/2005
UDREN LAW OFFICES
By: W f/::
Deputy Sheriff
Prothonotary
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UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
WM Speciality Mortgage LLC :COURT OF COMMON PLEAS
Plaintiff :CIVIL DIVISION
::Cumberland County
V.
'MORTGAGE FORECLOSURE
Heather Moffitt -:NO. 05-2155 CIVIL
f/k/a Heather Shamitko
William G. Reagan II
Defendant(s)
PRAECIPE FOR WRIT OF EXECUTION
TO THE SHERIFF:
Issue Writ of Execution in the above matter:
Amount due
$58,966.45
Interest From 1/30/07 1,838.70
to Date of Sale 6/13/07
ongoing Per Diem of 13.62
to actual date of sale including if sale is
held at a later date
(Costs to be added) $
UDREN LAW OFFICES, P.C.
EY FOR PLAINTIFF
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WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA)
COUNTY OF CUMBERLAND)
NO 05-2155 Civil
CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY:
To satisfy the debt, interest and costs due WM SPECIALITY MORTGAGE LLC, Plaintiff (s)
From HEATHER MOFFITT F/K/A HEATHER SHAMITKO AND WILLIAM G. REAGAN II
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof;
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $58,966.45
L.L. $.50
Interest FROM 1/30/07 TO DATE OF SALE 6/13/07 - ONGOING PER DIEM OF $13.62 TO
ACTUAL DATE OF SALE INCLUDING IF SALE IS HELD AT A LATER DATE - $1,838.70
Atty's Comm %
Atty Paid $153.70
Due Prothy $1.00
Other Costs
Plaintiff Paid
Date: FEBRUARY 1, 2007
(Seal)
a Curt' R. LoOP'
ota
ry
By:
Deputy
REQUESTING PARTY:
Name MARK J. UDREN, ESQUIRE
Address: UDREN LAW OFFICES, P.C.
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
Attorney for: PLAINTIFF
Telephone: 856-669-5400
Supreme Court ID No. 04302
UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
WM Speciality Mortgage LLC :COURT OF COMMON PLEAS
Plaintiff :CIVIL DIVISION
,Cumberland County
V.
:MORTGAGE FORECLOSURE
Heather Moffitt :NO. 05-2155 CIVIL
f/k/a Heather Shamitko
William G. Reagan II
Defendant(s)
C E R T I F I C A T E
Mark J. Udren, Esquire, hereby states that he is the
attorney for the Plaintiff in the above-captioned matter and that
the premises are not subject to the provisions of Act 91 because
it is:
( ) An FHA insured mortgage
( ) Non-owner occupied
( ) Vacant
( x ) Act 91 procedures have been fulfilled.
( ) Over 24 months delinquent.
This certification is made subject to the penalties of 18
Pa. C.S. Sec. 4904 relating to unsworn falsification to
authorities.
LAW OFFICES, P.C.
rk J. dre , ESQUIRE
TORNEY PLAINTIFF
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UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
WM Speciality Mortgage LLC :COURT OF COMMON PLEAS
Plaintiff =CIVIL DIVISION
::Cumberland County
V.
:MORTGAGE FORECLOSURE
Heather Moffitt NO. 05-2155 CIVIL
f/k/a Heather Shamitko
William G. Reagan II
Defendant(s)
AFFIDAVIT PURSUANT TO RULE 3129.1
WM Speciality Mortgage LLC, Plaintiff in the above action, by its
attorney, Mark J. Udren, ESQ., sets forth as of the date the
Praecipe for the Writ of Execution was filed the following
information concerning the real property located at: 224 B
Street, Carlisle, PA 17013
1. Name and address of Owner(s) or reputed Owner(s):
Name Address
Heather Moffitt 224 B Street, Carlisle, PA 17013
f/k/a Heather Shamitko
William G. Reagan II 224 B Street, Carlisle, PA 17013
2. Name and address of Defendant(s) in the judgment:
Name Address
SAME AS #1 ABOVE
3. Name and address of every judgment creditor whose judgment is
a record lien on the real property to be sold:
Name Address
none
4. Name and address of the last recorded holder of every mortgage
of record:
Name Address
WM Speciality Mortgage LLC P.O. Box 57038
Irvine, CA 92619-7038
5. Name and address of every other person who has any record lien
on the property:
Name Address
none
6. Name and address of every other person who has any record
interest in the property and whose interest may be affected by
the sale:
Name Address
Real Estate Tax Department
1 Courthouse Square
Carlisle, PA 17013
Domestic Relations Section
Commonwealth of PA,
Department of Revenue
13 North Hanover Street
Carlisle, PA 17013
Bureau of Compliance, PO Box 281230
Harrisburg, PA 17128-1230
7. Name and address of every other person of whom the plaintiff
has knowledge who has any interest in the property which may be
affected by the sale:
Name Address
Tenants/Occupants 224 B Street, Carlisle, PA 17013
I verify that the statements made in this affidavit are true and
correct to the best of my personal knowledge or information and
belief. I understand that false statements herein are made
subject to the penalties of 18 Pa.C.S. sec. 4904 relating to/
unsworn falsification to authorities.
LAW OFFICES, P.9.
DATED: January 30, 2007
Mark J. Udren, ESQ.
Attorney for Plaintiff
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UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
WM Speciality Mortgage LLC :COURT OF COMMON PLEAS
Plaintiff :CIVIL DIVISION
:Cumberland County
v.
':MORTGAGE FORECLOSURE
Heather Moffitt :NO. 05-2155 CIVIL
f/k/a Heather Shamitko
William G. Reagan II
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
To: Heather Moffitt
f/k/a Heather Shamitko
224 B Street
Carlisle, PA 17013
Your house (real estate) at 224 B Street, Carlisle, PA 17013 is
scheduled to be sold at the Sheriff's Sale on June 13, 2007, at
10:00am in the Commissioners Hearing Room, 2nd Floor, Courthouse,
Carlisle, PA, to enforce the court judgment of $58,966.45,
obtained by Plaintiff above (the mortgagee) against you. If the
sale is postponed, the property will be relisted for the Next
Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate action:
1. The sale will be cancelled if you pay to the mortgagee the back payment,
late charges, costs and reasonable attorney's fees. To find out how
much you must pay, you may call: (856) 669-5400.
2. You may be able to stop the sale by filing a petition asking the Court
to strike or open the judgment, if the judgment was improperly entered.
You may also ask the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact
one, the more chance you will have of stopping the sale. (See notice on
page two on how to obtain an attorney.)
I ",%.
YOU MAY STILL BE ABLE TO SAYS YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TARE PLACE.
1. If the Sheriff's sale is not stopped, your property will be sold
to the highest bidder. You may find out the price bid by calling 856-669-
5400.
2. You may be able to petition the Court to set aside the sale if the
bid price was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the
full amount due in the sale. To find out if this has happened, you may call
856-669-5400.
4. If the amount due from the Buyer is not paid to the Sheriff, you
will remain the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount
due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that
time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for
your house. A schedule of distribution of the money bid for your house will
be filed by the Sheriff within 30 days after the sale. This schedule will
state who will be receiving that money. The money will be paid out in
accordance with this schedule unless exceptions (reasons why the proposed
distribution is wrong) are filed with the Sheriff within ten (10) days after
Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting
your home back, if you act immediately after the sale.
YOU SHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
ASSOCIATION DE LICENCIDADOS
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
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UDIEN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
WM Speciality Mortgage LLC :COURT OF COMMON PLEAS
Plaintiff :CIVIL DIVISION
:Cumberland County
V.
:MORTGAGE FORECLOSURE
Heather Moffitt NO. 05-2155 CIVIL
f/k/a Heather Shamitko
William G. Reagan II
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
To: William G. Reagan II
224 B Street
Carlisle, PA 17013
Your house (real estate) at 224 B Street, Carlisle, PA 17013 is
scheduled to be sold at the Sheriff's Sale on June 13, 2007, at
10:00am in the Commissioners Hearing Room, 2nd Floor, Courthouse,
Carlisle, PA, to enforce the court judgment of $58,966.45,
obtained by Plaintiff above (the mortgagee) against you. If the
sale is postponed, the property will be relisted for the Next
Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate action:
1. The sale will be cancelled if you pay to the mortgagee the back payment,
late charges, costs and reasonable attorney's fees. To find out how
much you must pay, you may call: (856)-669-5400.
2. You may be able to stop the sale by filing a petition asking the Court
to strike or open the judgment, if the judgment was improperly entered.
You may also ask the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact
one, the more chance you will have of stopping the sale. (See notice on
page two on how to obtain an attorney.)
YOU kAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TARE PLACE.
1. If the Sheriff's Sale is not stopped, your property will be sold
to the highest bidder. You may find out the price bid by calling 856-669-
5400.
2. You may be able to petition the Court to set aside the sale if the
bid price was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the
full amount due in the sale. To find out if this has happened, you may call
856-669-5400.
4. If the amount due from the Buyer is not paid to the Sheriff, you
will remain the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount
due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that
time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for
your house. A schedule of distribution of the money bid for your house will
be filed by the Sheriff within 30 days after the sale. This schedule will
state who will be receiving that money. The money will be paid out in
accordance with this schedule unless exceptions (reasons why the proposed
distribution is wrong) are filed with the Sheriff within ten (10) days after
Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting
your home back, if you act immediately after the sale.
YOU SHOULD TARE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
ASSOCIATION DE LICENCIDADOS
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
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UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
WM Speciality Mortgage LLC COURT OF COMMON PLEAS
P.O. Box 57038 :CIVIL DIVISION
Irvine, CA 92619-7038 :Cumberland County
Plaintiff
V. :NO. 05-2155 CIVIL
Heather Moffitt
f/k/a Heather Shamitko
William G. Reagan II
224 B Street
Carlisle, PA 17013
Defendant(s)
PRAECIPE TO FILE PROOF OF SERVICE
TO THE PROTHONOTARY:
Kindly file the attached Proofs of Service with regard to
the captioned matter.
UDREN LAW OFFICES, P.C.
Date: June 4, 2007
BY:
Mark J. Udre , Esquire
Attorney for 'Plaintiff
0 1%
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WNI Specialty Jlartgagc. I.I.C. et. al., Plaintill(o
VS.
Ilearlrer Moffltt aka HeMberSharnitlco. et. aL. Defendant(s)
V DREG t-JLNV MICk S
NIs. Henni Cramwarly
1 I1 Woodcrest Rd, Suite 200
Chem 1101, N,1 08003-3620
Service of Proms by
APS International, Ltd.
1-800-328-7171
r? r?tMx? cnuv rt. " APS Internatlomal Plarr
rj 7800 Clenm. Rd
Allaneapoiis. NIN 55139-3122
APS File 0: MU42'Oil
AFFIDAVIT OF SERVICE -- Individual
S-M ice of Process on:
--William G. Reagan, 11
Court Cuse No. 05-2155 Chit
State uf: G ss,
"Ou
}
County of:
Name of Server: 3?1 c r... ?i'.w?P?>C? undctsigned, toting dull sworn deposes and says
that at tic time of scricc. s he was of legal age and was not a party to this action:
Datcll'imcof Sericc: that on the -204-dav of .204?
Place of Service: at 911 Springers Lane. 0E • in New Cumberland. PA 17070
Documents Served: the undcrsigned screed the docturtunts described as:
Notice of Sheriffs Sale of Real Properly
Service of Procc-4% on: A true and correct copy of the aforesaid dcx:umenl(s) was served on:
William G. Reagan, 11
Person Served, and }(? By personally delivering them into the hands of' the person to be served.
Method of Service: / r
By delivering them into the hands of a fie ".n
of suitable age. who verified. or who upon questioning stated, that he: she resides with
William C.. Reagan, If
at the place of service, and «hosc relationship to file person is:
Description of Person The person receiving documents is described as fbllotvs:
Receiving Documents: Sex A; Skin Color; Hair Color 61 Facial flair a& e
Approx. AUC : Approx. Might ? approx. Weight 22.0 A
_ To the best off rit • knowledge and belief. said rso was not ngaacd in the US Military at
the time of sericc.
Signature of Server. 1_"ndcrsigned declares under penalty of perjury- Su s ribcd a sworn before me this
that the foregoing is true and correct. day c ' ?U
naturcofsdma Notap• Public wommi ao?r{ xpucs)
AIM', Into oration . Md.
N GWW Seel
Oont le l-Trimble, Nlafruy Pubic
Carlisle 8w0, CumbsMnd Courriy
W Cant*Wm E*bes Sept 11, 2010
Member, Penmovanla Assoola m of fVotules
MAY 25,2001 00;23 CAG 952.831.8150 Page 1
qty - ; -? 3
C,a, co
UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
WM Speciality Mortgage LLC :=COURT OF COMMON PLEAS
P.O. Box 57038 :CIVIL DIVISION
Irvine, CA 92619-7038 :Cumberland County
Plaintiff
V.
Heather Moffitt
f/k/a Heather Shamitko :NO. 05-2155 CIVIL
William G. Reagan II
224 B Street
Carlisle, PA 17013
Defendant(s)
AFFIDAVIT OF SERVICE PURSUANT TO Pa.R.C.P.RULE 3129.1
Plaintiff, by its/his/her Attorney, Mark J. Udren, Esquire, hereby verifies
that:
1. A copy of the Notice of Sheriff's Sale, a true and correct copy of
which is attached hereto as Exhibit "A", was sent to every recorded
lienholder and every other interested party known as of the date of the
filing of the Praecipe for the Writ of Execution, on the date(s) appearing
on the attached Certificates of Mailing.
2. A Notice of Sheriff's Sale was sent to Defendant(s) by regular mail
and certified mail on the date appearing on the attached Return Receipt,
which was signed for by Defendant(s) on the date specified on the said
Return Receipt. Copies of the said Notice and Return Receipt are attached
hereto as Exhibit "B".
3. If a Return Receipt is not attached hereto, then service was by
personal service on the date specified on the attached Return of Service,
attached hereto as Exhibit "B".
4. If service was by Order of Court, then proof of compliance with said
order is attached hereto as Exhibit "B".
All Notices were served within the time limits set forth by Pa Rule C.P.
3129.
This Affidavit is made subject to e penalti of 18 Pa.C.S. Section 4904
relating to unsworn falsification to n ./) A
Dated: June 28, 2007 UDREN F I ES, P.C.
BY:
Mark . U ren, Esquire
Attorney for P intiff
UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
WM Speciality Mortgage LLC :COURT OF COMMON PLEAS
Plaintiff :CIVIL DIVISION
:Cumberland County
V.
:MORTGAGE FORECLOSURE
Heather Moffitt ::`NO. 05-2155 CIVIL
f/k/a Heather Shamitko
William G. Reagan II
Defendant(s)
AMENDED AFFIDAVIT PURSUANT TO RULE 3129.1
WM Speciality Mortgage LLC, Plaintiff in the above action, by its
attorney, Mark J. Udren, ESQ., sets forth as of the date the
Praecipe for the Writ of Execution was filed the following
information concerning the real property located at: 224 B Street,
Carlisle, PA 17013
1. Name and address of Owner(s) or reputed Owner(s):
Name Address
Heather Moffitt 224 B Street, Carlisle, PA 17013
f/k/a Heather Shamitko
William G. Reagan II 90 Springers Lane, #5E
New Cumberland, PA 17070
2. Name and address of Defendant(s) in the judgment:
Name Address
SAME AS #1 ABOVE
3. Name and address of every judgment creditor whose judgment is a
record lien on the real property to be sold:
Name Address
none
4. Name and address of the last recorded holder of every mortgage
of record:
Name Address
WM Speciality Mortgage LLC P.O. Box 57038
Irvine, CA 92619-7038
5. Name and address of every other person who has any record lien
on the property:
Name Address
none
6. Name and address of every other person who has any record
interest in the property and whose interest may be affected by the
sale:
Name Address
Real Estate Tax Department
1 Courthouse Square
Carlisle, PA 17013
Domestic Relations Section
Commonwealth of PA,
Department of Revenue
13 North Hanover Street
Carlisle, PA 17013
Bureau of Compliance, PO Box 281230
Harrisburg, PA 17128-1230
7. Name and address of every other person of whom the plaintiff
has knowledge who has any interest in the property which may be
affected by the sale:
Name Address
Tenants/Occupants
224 B Street, Carlisle, PA 17013
I verify that the statements made in this affidavit are true and
correct to the best of my personal knowledge or information and
belief. I understand that false statements herein are made
subject to the penalties of 18 C.S. sec. 4904 relating to
unsworn falsification to authoria-es.
UDREN L*W O FFA qES , P.C.
DATED: June 28, 2007
Mark Jf Udren, squire
Attorney for Pl intiff
UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
WM Speciality Mortgage LLC
Plaintiff
V.
Heather Moffitt
f/k/a Heather Shamitko
William G. Reagan II
Defendant(s)
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
NO. 05-2155 CIVIL
TO: ALL PARTIES IN INTEREST AND CLAIMANTS
NOTICE OF SHERIFF'S SALE
OF REAL PROPERTY
OWNER(S): Heather Moffitt f/k/a Heather Shamitko & William G. Reagan II
PROPERTY: 224 B Street, Carlisle, PA 17013
Improvements: RESIDENTIAL DWELLING
The above captioned property is scheduled to be sold at the Cumberland County
Sheriffs Sale on June 13, 2007, at 10:00 am, in the Commissioners Hearing Room, 2nd
Floor, Courthouse, Carlisle, PA. Our records indicate that you may hold a mortgage or
judgment on the property which will be extinguished by the sale. You may wish to
attend the sale to protect your interests.
A Schedule of Distribution will be filed by the Sheriff on a date specified by the Sheriff
not later than 30 days after sale. Distribution will be made in accordance with the
schedule unless exceptions are filed thereto within 10 days after the filing of the
schedule.
EXHIBITA
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UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
WM Speciality Mortgage LLC COURT OF COMMON PLEAS
P.O. Box 57038 CIVIL DIVISION
Irvine, CA 92619-7038 Cumberland County
Plaintiff
v. NO. 05-2155 CIVIL n o p
Heather Moffitt ' -"
f/k/a Heather Shamitko
William G. Reagan II
i
224 B Street -'
Carlisle, PA 17013 '
Defendant(s)
'
??
PRAECIPE TO FILE PROOF OF SERVICE tv
TO THE PROTHONOTARY: c.a
Kindly file the attached Proofs of Service with regard to
the captioned matter.
Date: June 4, 2007
UDREN LAW OFFICES, P.C.
BY:
Mark J. Udre , Esquire
Attorney for 'Plaintiff
EXvieff 5
UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
WM Speciality Mortgage LLC :COURT OF COMMON PLEAS
P.O. Box 57038 :CIVIL DIVISION
Irvine, CA 92619-7038 :Cumberland County
Plaintiff
V. :NO. 05-2155 CIVIL
Heather Moffitt
f/k/a Heather Shamitko
William G. Reagan II
224 B Street
Carlisle, PA 17013
Defendant(s)
PRAECIPE TO FILE PROOF OF SERVICE
TO THE PROTHONOTARY:
Kindly file the attached Proofs of Service with regard to
the captioned matter.
UDREN LAW OFFICES, P.C.
Date: June 4, 2007
BY:
Mark J. Udre4, Esquire
Attorney for laintiff
EXHIBIT B
ArM Specialtj :Mortgage, LLC, et. al., Plaintiff(s)
' vs.
Heather Moffitt aka Heather Shamitko, et. al., Defendant(s)
1 UDREN LAW OFFICES
Ms. Henni CrommarO,
i111 Woodcrest Rd, Suite 200
Cherry Hill, NJ 08003-3620
Service of Process by
' ? APS International, Ltd.
l
_ 1-800-328-7171
i .a1>s r'S'TvxcvArravAr. 1 APS International Plaza
7800 Glenrov Rd.
\ v Minneapolis, N IN 55439-3122
\ APS File #: 083442-0001
AFFIDAVIT OF SERVICE -- Individual
Service of Process on:
--William G. Reagan, II
Court Case No. 05-2155 Civil
State of. ) ss.
County of:-?? )
Name of Server: undersigned, being duly sworn, deposes and says
that at the time of service, s/he was of legal age and was not a party to this action;
Date/Time of Service: that on the day of y 204-7 at ff o'clock E!19
Place of Service: at 90 Springers Lane, #5E in New Cumberland, PA 17070
Documents Served: the undersigned served the documents described as:
Notice of Sheriff's Sale of Real Property
Service of Process on: A true and correct copy of the aforesaid document(s) was served on:
William G. Reagan, II
Person Served, and
Method of Service: By personally delivering them into the hands of the person to be served.
? By delivering them into the hands of a person
of suitable age, who verified, or who upon questioning stated, that he/she resides with
William G. Reagan, H
at the place of service, and whose relationship to the person is:
Description of Person The person receiving documents is described as follows:
Receiving Documents: Sex Skin Color; Hair Color?? tS1 ; Facial Hair IC6A9-
Approx. Age ;Approx. Height Approx. Weight _e6
? To the best of my knowledge and belief, said p rso was not ngaged in the L7SMilitary at
the time of service.
Signature of Server: Undersigned declares under penalty of perjury Subs ribed a sworn before me this
that the foregoing is true and correct. day 20
G 1 j?
iature of Server Notary Public (C ommission'f.'pires)
APS Internation , Ltd. COMMONWEALTH OF PENN YI,VANIA
Note W Seal
Donelle L. Trimble, Notary Public
Carlisle Boro, Cumberland County
My Commission Expires Sept. 11, 2010
Member, Ponnsylvania Association of Notaries
EXHIBIT B
MAY 25,2007 00:23 CAG 952.831.8150 Page 1
WM Speciality Mortgage LLC In the Court of Common Pleas of
VS Cumberland County, Pennsylvania
Heather Moffitt f/k/a Heather Shamitko Writ No. 2005-2155 Civil Term
William G. Reagan, II
Shawn Harrison, Deputy Sheriff, who being duly sworn according to law, states that on
March 15, 2007 at 1758 hours, he served a true copy of the within Real Estate Writ, Notice and
Description, in the above entitled action, upon the within named defendants to wit: Heather Moffitt
f/k/a Heather Shamitko, by making known unto Heather Reagan (f/k/a Heather Moffitt f/k/a
Heather Shamitko), personally, at 224 B Street, Carlisle, Cumberland County, Pennsylvania its
contents and at the same time handing to her personally the said true and correct copy of the same.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a
diligent search and inquiry for the within named defendant, to wit: William G. Reagan, II, but was
unable to locate him in his bailiwick. He therefore returns the within Real Estate Writ, Notice of
Sale and Description, as NOT FOUND, as to the defendant, William G. Reagan, II. Defendant
moved and left no forwarding address with the post office.
Shawn Harrison, Deputy Sheriff, who being duly sworn according to law, states that on
April 17, 2007 at 1600 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster
and Description, in the above entitled action, upon the property of Heather Moffitt f/k/a Heather
Shamitko and William G. Reagan, II, located at 224 B Street, Carlisle, Cumberland County,
Pennsylvania according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the
above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff
mailed a notice of the pendency of the action to the within named defendant, to wit: Heather Moffitt
f/k/a Heather Shamitko, by regular mail to her last known address of 224 B Street, Carlisle, PA
17013. This letter was mailed under the date of April 3, 2007 and never returned to the Sheriffs
Office.
So Answers: R. Thomas Kline, Sheriff
B"
Real Estat eputy
EXHIBIT B
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COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
I SS:
I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that
the Sheriff s Deed in which WM Specialty Mtg LLC is the grantee the same having been sold to said
grantee on the 11th day of July A.D., 2007, under and by virtue of a writ Execution issued on the 1 st day
of Feb, A.D., 2007, out of the Court of Common Pleas of said County as of Civil Term, 2005 Number
2155, at the suit of WM Specialty MtgLLLC against Heather Moffitt aka Heather Shamitko & William G
Reagan II is duly recorded in Deed Book No. instr 200730416, Page.
IN TESTIMONY WHEREOF, I have hereunto set my hand
and seal of said office this day of
A.D.
of Deeds
W. Cumbedmd County, Wlb. PA
Evkee the RN M=* of JW 2010
WM Speciality Mortgage LLC In the Court of Common Pleas of
VS Cumberland County, Pennsylvania
Heather Moffitt f/k/a Heather Shamitko Writ No. 2005-2155 Civil Term
William G. Reagan, II
Shawn Harrison, Deputy Sheriff, who being duly sworn according to law, states that on
March 15, 2007 at 1758 hours, he served a true copy of the within Real Estate Writ, Notice and
Description, in the above entitled action, upon the within named defendants to wit: Heather Moffitt
f/k/a Heather Shamitko, by making known unto Heather Reagan (f/k/a Heather Moffitt f/k/a
Heather Shamitko), personally, at 224 B Street, Carlisle, Cumberland County, Pennsylvania its
contents and at the same time handing to her personally the said true and correct copy of the same.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states that he made a
diligent search and inquiry for the within named defendant, to wit: William G. Reagan, II, but was
unable to locate him in his bailiwick. He therefore returns the within Real Estate Writ, Notice of
Sale and Description, as NOT FOUND, as to the defendant, William G. Reagan, II. Defendant
moved and left no forwarding address with the post office.
Shawn Harrison, Deputy Sheriff, who being duly sworn according to law, states that on
April 17, 2007 at 1600 hours, he posted a true copy of the within Real Estate Writ, Notice, Poster
and Description, in the above entitled action, upon the property of Heather Moffitt f/k/a Heather
Shamitko and William G. Reagan, II, located at 224 B Street, Carlisle, Cumberland County,
Pennsylvania according to law.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the
above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff
mailed a notice of the pendency of the action to the within named defendant, to wit: Heather Moffitt
f/k/a Heather Shamitko, by regular mail to her last known address of 224 B Street, Carlisle, PA
17013. This letter was mailed under the date of April 3, 2007 and never returned to the Sheriffs
Office.
R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and
legal notice had been given according to law, he exposed the within described premises at public
venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on July 11, 2007 at
10:00 o'clock A.M. He sold the same for the sum of $1.00 to Attorney Mark J. Udren, on behalf of
WM Specialty Mortgage LLC. It being the highest bid and best price received for the same, WM
Specialty Mortgage LLC, of 6501 Irvine Center Drive, Irvine, CA 92618, being the buyer in this
execution, paid to Sheriff R. Thomas Kline the sum of $1,199.81.
Sheriff s Costs:
Docketing $30.00
Poundage 23.53
Posting Bills 15.00
Advertising 15.00
Acknowledging Deed 48.00
Auctioneer 10.00
Law Library .50
Prothonotary 1.00
Mileage 9.60
Levy 15.00
Surcharge 30.00
Post Pone Sale 20.00
Law Journal 425.00
Patriot News 476.51
Share of Bills 16.17
Distribution of Proceeds 25.00
Sheriffs Deed 39.50
$ 1199.81
So Answers:
R. Thomas Kline, Sheriff
Real FstatelSergeant
qj. .
l• 611
c? yj jz
196 W10
UDREN LAW OFFICES, P.C.
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY BILL, NJ 08003-3620
856-669-5400
WM Speciality Mortgage LLC
Plaintiff
V.
Heather Moffitt
f/k/a Heather Shamitko
William G. Reagan II
Defendant(s)
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
Cumberland County
MORTGAGE FORECLOSURE
NO. 05-2155 CIVIL
AFFIDAVIT PURSUANT TO RULE 3129.1
WM Speciality Mortgage LLC, Plaintiff in the above action, by its
attorney, Mark J. Udren, ESQ., sets forth as of the date the
Praecipe for the Writ of Execution was filed the following
information concerning the real property located at: 224 B
Street, Carlisle, PA 17013
1. Name and address of Owner(s) or reputed Owner(s):
Name Address
Heather Moffitt 224 B Street, Carlisle, PA 17013
f/k/a Heather Shamitko
William G. Reagan II 224 B Street, Carlisle, PA 17013
2. Name and address of Defendant(s) in the judgment:
Name Address
SAME AS #1 ABOVE
3. Name and address of every judgment creditor whose judgment is
a record lien on the real property to be sold:
Name Address
none
4. Name and address of the last recorded holder of every mortgage
of record:
Name Address
WM Speciality Mortgage LLC P.O. Box 57038
Irvine, CA 92619-7038
5. Name and address of every other person who has any record lien
on the property:
Name Address
none
6. Name and address of every other person who has any record
interest in the property and whose interest may be affected by
the sale:
Name Address
Real Estate Tax Department
1 Courthouse Square
Carlisle, PA 17013
Domestic Relations Section
Commonwealth of PA,
Department of Revenue
13 North Hanover Street
Carlisle, PA 17013
Bureau of Compliance, PO Box 281230
Harrisburg, PA 17128-1230
7. Name and address of every other person of whom the plaintiff
has knowledge who has any interest in the property which may be
affected by the sale:
Name Address
Tenants/Occupants 224 B Street, Carlisle, PA 17013
I verify that the statements made in this affidavit are true and
correct to the best of my personal knowledge or information and
belief. I understand that false statements herein are made
subject to the penalties of.18 Pa.C_S. sec. 4904 relating tq;
unsworn falsification to authorities.
LAW QF?ICES, P.Q!
DATED: January 30, 2007
Mark J. Udren, ESQ.
Attorney for Plaintiff
UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
856-669-5400
WM Speciality Mortgage LLC "-,.COURT OF COMMON PLEAS
Plaintiff :CIVIL DIVISION
'Cumberland County
V.
:MORTGAGE FORECLOSURE
Heather Moffitt =NO. 05-2155 CIVIL
f/k/a Heather Shamitko
William G. Reagan II
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
To: Heather Moffitt
f/k/a Heather Shamitko
224 B Street
Carlisle, PA 17013
Your house (real estate) at 224 B Street, Carlisle, PA 17013 is
scheduled to be sold at the Sheriff's Sale on June 13, 2007, at
10:00am in the Commissioners Hearing Room, 2nd Floor, Courthouse,
Carlisle, PA, to enforce the court judgment of $58,966.45,
obtained by Plaintiff above (the mortgagee) against you. If the
sale is postponed, the property will be relisted for the Next
Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate action:
1. The sale will be cancelled if you pay to the mortgagee the back payment,
late charges, costs and reasonable attorney's fees. To find out how
much you must pay, you may call: (856) 669-5400.
2. You may be able to stop the sale by filing a petition asking the court
to strike or open the judgment, if the judgment was improperly entered.
You may also ask the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact
one, the more chance you will have of stopping the sale. (See notice on
page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TARE PLACE.
1. If the Sheriffs Sale is not stopped, your property will be sold
to the highest bidder. You may find out the price bid by calling 856-669-
5400.
2. You may be able to petition the Court to set aside the sale if the
bid price was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the
full amount due in the sale. To find out if this has happened, you may call
856-669-5400.
4. If the amount due from the Buyer is not paid to the Sheriff, you
will remain the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount
due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that
time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for
your house. A schedule of distribution of the money bid for your house will
be filed by the Sheriff within 30 days after the sale. This schedule will
state who will be receiving that money. The money will be paid out in
accordance with this schedule unless exceptions (reasons why the proposed
distribution is wrong) are filed with the Sheriff within ten (10) days after
Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting
your home back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
ASSOCIATION DE LICENCIDADOS
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
UDREN LAW OFFICES, P.C. ATTORNEY FOR PLAINTIFF
BY: Mark J. Udren, Esquire
ATTY I.D. NO. 04302
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
8.56-669-5400
WM Speciality Mortgage LLC :COURT OF COMMON PLEAS
Plaintiff :CIVIL DIVISION
:Cumberland County
V.
.MORTGAGE FORECLOSURE
Heather Moffitt NO. 05-2155 CIVIL
f/k/a Heather Shamitko
William G. Reagan II
Defendant(s)
NOTICE OF SHERIFF'S SALE OF REAL PROPERTY
To: William G. Reagan II
224 B Street
Carlisle, PA 17013
Your house (real estate) at 224 B Street, Carlisle, PA 17013 is
scheduled to be sold at the Sheriff's Sale on June 13, 2007, at
10:00am in the Commissioners Hearing Room, 2nd Floor, Courthouse,
Carlisle, PA, to enforce the court judgment of $58,966.45,
obtained by Plaintiff above (the mortgagee) against you. If the
sale is postponed, the property will be relisted for the Next
Available Sale.
NOTICE OF OWNER'S RIGHTS
YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE
To prevent this Sheriff's Sale, you must take immediate action:
1. The sale will be cancelled if you pay to the mortgagee the back payment,
late charges, costs and reasonable attorney's fees. To find out how
much you must pay, you may call: (856)-669-5400.
2. You may be able to stop the sale by filing a petition asking the Court
to strike or open the judgment, if the judgment was improperly entered.
You may also ask the Court to postpone the sale for good cause.
3. You may also be able to stop the sale through other legal proceedings.
You may need an attorney to assert your rights. The sooner you contact
one, the more chance you will have of stopping the sale. (See notice on
page two on how to obtain an attorney.)
YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER
RIGHTS EVEN IF THE SHERIFF'S SALE DOES TARE PLACE.
1. If the Sheriff's sale is not stopped, your property will be sold
to the highest bidder. You may find out the price bid by calling 856-669-
5400.
2. You may be able to petition the Court to set aside the sale if the
bid price was grossly inadequate compared to the value of your property.
3. The sale will go through only if the buyer pays the Sheriff the
full amount due in the sale. To find out if this has happened, you may call
856-669-5400.
4. If the amount due from the Buyer is not paid to the Sheriff, you
will remain the owner of the property as if the sale never happened.
5. You have the right to remain in the property until the full amount
due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that
time, the buyer may bring legal proceedings to evict you.
6. You may be entitled to a share of the money which was paid for
your house. A schedule of distribution of the money bid for your house will
be filed by the Sheriff within 30 days after the sale. This schedule will
state who will be receiving that money. The money will be paid out in
accordance with this schedule unless exceptions (reasons why the proposed
distribution is wrong) are filed with the Sheriff within ten (10) days after
Schedule of Distribution is filed.
7. You may also have other rights and defenses, or ways of getting
your home back, if you act immediately after the sale.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A
LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE LISTED BELOW TO
FIND OUT WHERE YOU CAN GET LEGAL HELP.
LAWYER REFERRAL SERVICE
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
ASSOCIATION DE LICENCIDADOS
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
717-249-3166
800-990-9108
ALL THAT CERTAIN LOT, PIECE OF GROUND, WITH THE IMPROVEMENTS THEREON ERECTED,
SITUATE IN THE FIFTH WARD OF CARLISLE BOROUGH, CUMBERLAND COUNTY, PENNSYLVANIA,
MORE PARTICULARY BOUNDED AND DESCRIBED IN ACCORDANCE WITH A SURVEY MADE BY WILLIAM
B. WHITTOCK, R.E., NOVEMBER 1, 1975, AS FOLLOWS, TO WIT;
BEGINNING AT A POINT AT THE INTERSECTION OF THE EASTERN LINE OF FIFTY FOUR (54)
FEET WIDE FACTORY STREET WITH THE EASTERN LINE SIXTY (60) FEET WIDE "B" STREET;
THENCE ALONG THE SOUTHERN LINE OF SAID SIXTY (60) FEET WIDE "B" STREET, SOUTH
SEVENTY SIX (76) DEGREES EAST, A DISTANCE OF THIRTY FOUR (34) FEET TO A POINT AT
THE NORTHEASTERN CORNER OF PREMISES KNOWN AS 220 "B" STREET; THENCE ALONG THE
WESTERN LINE OF SAID PREMISES KNOWN XS •220 "B" STREET AND THROUGH THE CENTER LINE
OF THE PARTITION WALL SEPARATING THE DWELLING HOUSE KNOWN AS 224 "B" STREET, SOUTH
FOURTEEN (14) DEGREES WEST, A DISTANCE OF FIFTY-EIGHT (58) FEET TO A POINT ON THE.
NORTHERN LINE OF LAND NOW OR LATE OF FLORENCE LACKEY; THENCE ALONG THE NORTHERN
LINE OF SAID LACKEY LAND, NORTH SEVENTY-SIX (76) DEGREES WEST, A DISTANCE OF
THIRTY-FOUR (34) FEET TO 'A POINT ON THE EASTERN LINE OF FIFTY-FOUR (54) WIDE
FACTORY STREET, NORTH FOURTEEN (14) DEGREES EAST, A DISTANCE OF FIFTY-EIGHT (58)
FEET TO A POINT ON THE SOUTHERN LINE OF SIXTY (60) FEET WIDE "B" STREET, THE PLACE
OF BEGINNING.
HAVING THEREON ERECTED ONE HALF OF A DOUBLE TWO AND ONE HALF STORY FRAME DWELLING
KNOWN AS 224 "B" STREET, AND BEING A PORTION OF LOT NOS 1 & 2, SECTION 8 OF THE
PLAN OF LOTS OF CARLISLE LAND AND IMPROVEMENT COMPANY RECORDED IN MISCELLANEOUS
RECORD BOOK 11 PAGE 572.
BEING KNOWN AS: 224 B STREET, CARLISLE, PA 17013
PROPERTY ID NO.: 06-20-1798-105
TITLE TO SAID PREMISES IS VESTED IN HEATHER MOFFITT AND WILLIAM G.
REAGAN II, JOINT TENANTS WITH THE RIGHT OF SURVIVORSHIP AND NOT AS
TENANTS IN COMMON BY DEED FROM HEATHER SHAMITKO N/K/A HEATHER
MOFFITT AND WILLIAM G. REAGAN, II DATED 12/14/99 RECORDED 12/27/99
IN DEED BOOK 213 PAGE 987.
WRIT OF EXECUTION and/or ATTACHMENT
COMMONWEALTH OF PENNSYLVANIA) NO 05-2155 Civil
COUNTY OF CUMBERLAND) CIVIL ACTION - LAW
TO THE SHERIFF OF CUMBERLAND COUNTY: T,
To satisfy the debt, interest and costs due WM SPECIALITY MORTGAGE LLC, Plaintiff (s)
From HEATHER MOFFITT F/K/A HEATHER SHAMITKO AND WILLIAM G. REAGAN II
(1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL
DESCRIPTION.
(2) You are also directed to attach the property of the defendant(s) not levied upon in the possession
of
GARNISHEE(S) as follows:
and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from
paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant
(s) or otherwise disposing thereof,
(3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession
of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a
garnishee and is enjoined as above stated.
Amount Due $58,966.45
L.L. $.50
Interest FROM 1/30/07 TO DATE OF SALE 6/13/07 - ONGOING PER DIEM OF $13.62 TO
ACTUAL DATE OF SALE INCLUDING IF SALE IS HELD AT A LATER DATE - $1,838.70
Atty's Comm %
Atty Paid $153.70
Plaintiff Paid
Due Prothy $1.00
Other Costs
Date: FEBRUARY 1, 2007
(Seal)
Curt's R. Lary
By:
Deputy
REQUESTING PARTY:
Name MARK J. UDREN, ESQUIRE
Address: UDREN LAW OFFICES, P.C.
WOODCREST CORPORATE CENTER
111 WOODCREST ROAD, SUITE 200
CHERRY HILL, NJ 08003-3620
Attorney for: PLAINTIFF
Telephone: 856-669-5400
Supreme Court ID No. 04302
Real Estate Sale # 40
On February 21, 2007 the Sheriff levied upon the
defendant's interest in the real property situated in
Carlisle Borough, Cumberland County, PA
Known and numbered as 224 B Street.,
Carlisle, more fully described on Exhibit "A"
filed with this writ and by this reference
incorporated herein.
Date: February 21, 2007 By Real Estate Sergeant
S Z :b V h I LGOZ
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
ss.
Lisa Marie Coyne, Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
April 20, 27 & May 4, 2007
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
i arie Coyne, itor
SWORN TO AND SUBSCRIBED before me this
4 day of May, 2007
v
)"m Pt"blic
C
REAL ESTATE SALE NO. 40
Writ No. 2005-2155 Civil
WM Speciality Mortgage LLC
vs.
Heather Moffitt f/k/a
Heather Shamitko and
William G. Reagan, II
Atty.: Mark Udren
ALL THAT CERTAIN lot, piece of
ground, with the improvements
thereon erected, situate in the Fifth
Ward of Carlisle Borough, Cumber-
land County, Pennsylvania, more
particularly bounded and described
in accordance with a survey made
by William B. Whittock, R.E., No-
vember 1, 1975, as follows, to wit;
BEGINNING at a point at the in-
tersection of the eastern line of fifty
four (54) feet wide Factory Street
with the eastern line sixty (60) feet
wide "B" Street; thence along the
southern line of said sixty (60) feet
wide "B" Street, South seventy six
(76) degrees East, a distance of
thirty four (34) feet to a point at the
northeastern corner of premises
known as 220 "B" Street; thence
along the western line of said prem-
ises known as 220 "B" Street and
through the center line of the parti-
tion wall separating the dwelling
house known as 224 "B" Street,
South fourteen (14) degrees West,
a distance of fifty-eight (58) feet to
a point on the northern line of land
now or late of Florence Lackey;
thence along the northern line of
said Lackey land, North seventy-six
(76) degrees West, a distance of
thirty-four (34) feet to a point on the
eastern line of fifty-four (54) wide
Factory Street, North fourteen (14)
degrees East, a distance of fifty-
eight (58) feet to a point on the south-
ern line of sixty (60) feet wide "B"
Street, the place of beginning.
Having thereon erected one half
of a double two and one half story
frame dwelling known as 224 "B"
Street, and being a portion of Lot
Nos. 1 & 2, Section 8 of the plan of
lots of Carlisle Land and Improve-
ment Company recorded in Miscel-
laneous Record Book 11 Page 572.
BEING KNOWN AS: 224 B
Street, Carlisle, PA 17013.
PROPERTY ID NO., 06-20-1798-
105.
TITLE TO SAID PREMISES IS
VESTED IN Heather Moffitt and
William G. Reagan II, joint tenants
with the right of survivorship and
not as tenants in common by Deed
from Heather Shamitko n/k/a
Heather Moffitt and William G.
Reagan, II dated 12/14/99 re-
corded 12/27/99 in Deed Book 213
Page 987.
THE PATRIOT NEWS
THE SUNDAY PATRIOT NEWS
Proof of Publication
Under Act No. 587, Approved May 16, 1929
Commonwealth of Pennsylvania, County of Dauphin} ss
Shannon D. Billhime, being duly sworn according to law, deposes and says:
That she is a Staff Accountant with The Patriot News Co., a corporation organized and existing under the
laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market
Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-
News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market
Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were
established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever
since;
That the printed notice or publication which is securely attached hereto is exactly as printed and published
in their regular daily and/or Sunday/ Metro editions which appeared in the 18th and 25th day(s) of April and the
2nd day(s) of May 2007. That neither he nor said Company is interested in the subject matter of said printed notice
or advertising, and that all of the allegations of this statement as to the time, place and character of publication are
true; and
That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this
statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed
and adopted severally by the stockholders and board of directors of the said Company and subsequently duly
recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M",
Volume 14, Page 317.
PUBLICATION
COPY
SALE#40
Sworn to and subscribed before me this 18th day of May 2007 A.D.
rnUMnNWEALTH OF PENNSYLVANIA
Notarial Seal
Terry L. Russell, Notary Public
City Of Harrisburg, Dauphin County
My Comm' sion Expi s June 6, 2010 q
a A
stic n of Notaries
r „Dei
=?ez?
4 NOTARY PUBLIC
CUMBERLAND COUNTY SHERIFF'S OFFICE
CUMBERLAND COUNTY COURTHOUSE
CARLISLE, PA. 17013
PAO E111M! 90b 0606 40
1.*OF Y Mn
YS
W-I MR filch
IAINOrn G, % Nd
DETION
ALL THAT CEIAIN LOT, PIECE OF
G WUNP. WTm_ TAE MOVEMENTS
THEREON 9RECTED, SIT OM IN TAE
FWni WARD OF CAKlSLE BOWN)G t,
CUMBERLAND COUNTY,
PENNSYLVANIA, MORE PAKnCULARLY
BOUNDED AND DESCRIBED IN
ACCORDANCE WITH A SURVEY MADE.
BY WIIjN I. 11[4 K R-F.,
NURIM 1, 1775, AS's; TO
FEET WIDE M STREET; THU
G THE SOI nSW UNE (W
(60) FEET Wfl* IBl S1RE!B1; SOM
SEtNTY SIX (76) DEGREES EASt A
DISTANCE OF TlMn?C?l? ("FEET TO
A POINT AT .,tomA9IRN
CORM OF PREMISES KNOWN AS 2'261B1
STREET; THENCE ALONG THE WIC(
LINE OF =04WAS 276
-jWW AND MMW IN OR
LJWE OF 10 fMf M WALL
SEMKOW IM DWKLWG BMW
KWWK AS 224 IN S'E'RiIE'1; SOUTH
(14) DWREES 1f NT, A
D?OFWr"M (59) MET To
A POBYT'ON THE NORTHERN LINE OF
LAND NOW OR LATE OF FLORENCE
LACKEY; THENCE ALOE THE
NORTHERN LINE OF SAID, LACKEY
LAND, NOIlTH SE ITY-M . (76)
DEGREES WBS , A DISTANCE OF THE
FOUR (34)'FWT TO A POINT' ON THE
EAS URN LINE OF Wff4lOUR (54) WIDE
FAMWSTREET,NORTHFOIR MEP"M
D1 S EAST, A OF FWff-
EIGftT (58) FEET TO A PORIT ON THE
SO TT M LINE OF SDTTY (60) FEET
WIRE IN STREET, THE PLACE OF
BHMNN
HMWG THENON ERECIW ONE IfAL,F
OF A DOUBLE TWO AND ONE HALF
STORY FRAME DWEXJNG KNOWN AS
22411Th STREET, AND BEING A PORTION
OF LOT NOS 1 do 2, SECTION 8 OF THE
PLAN OF LOTS OF CARLISLE LAND AND
YQMEN'T COMPANY RECOWW IN
MOCELLANEWS RECORD BOOK 11
PAGE 572.
BEM KNOWN AS: 224 B STREET,
CARLISLE, PA 17013
PROPWY ID NO.: 06-20-179&105
T171E TO SAID PREMM IS VESTED IN
HEAT IER MOFWT WIIL W G.
REAGAN X XW. WITH THE
mw OF S NOT AS
TENANTS IN CON **AW-
,jWHER NAVA HBAMU
11111PF ff AFID Dili G. Tom, 11
DAIM 171140 17!1'1174 114
.9009273Imaw.