HomeMy WebLinkAbout02-13-15 (2) 1505614134
EX(03-14)(FI)
REV_j 500
Bureau of Individual Taxes INHERITANCE TAX RETURN County Code Year File Number
PO BOX 280601 2 1 1 4 0 6 6 8
Harrisburg,PA 17128-0601 RESIDENT DECEDENT
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death MIVIDDYYYY Date of Birth MIVIDDYYYY
0 5 2 3 2 0 1 4 0 5 1 3 1 9 2 ?
Decedent's Last Name Suffix Decedent's First Name MI
L U C K T R E V A R
(if Applicable)Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix Spouse's First Name MI
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FILL IN APPROPRIATE OVALS BELOW
1.Original Return ❑ 2. Supplemental Return ❑ 3. Remainder Return(date of death
Prior to 12-13-82)
❑ 4.Agriculture Exemption ❑ 5.Future Interest Compromise(date of ❑ 6.Federal Estate Tax Return Required
(date of death on or after 7-1-2012) death after 12-12-82)
FX-1 7.Decedent Died Testate F-1 8,Decedent Maintained a Living Trust 9.Total Number of Safe Deposit Boxes
(Attach copy of will.) (Attach copy of trust)
❑ 10.Litigation Proceeds Received M 11. Non-Probate Transferee Return M 12. Deferral/Election of Spousal Trusts
(Schedule F and G Assets only)
❑ 13.Business Assets ❑ 14.Spouse is Sole Beneficiary
(No trust involved)
CORRESPONDENT-THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
Name Daytime Telephone Number
D A V I D H S T 0 N E E S Q U I R E ? 1 7 7 7 4 7 4 3 5
First Line of Address
4 1 4 B R I D G E S T R E E T
Second Line of Address
City or Post Office State ZIP Code
N E W C U M B E R L A N D P A 1 7 0 7 0
_7
Correspondent's e-mail address.. DSTONE@STONELAW - NET Vi
cj:)
REGISTER-OF WILLS US LY
tZ.)
REGISTER OF WILLS USE ONLY -TJ
DATE FILED MMDDYYYY
C�n Cl
DATE FILED STAMP
PLEASE USE ORIGINAL FORM ONLY
Side 1
l Illlll hill VIII 11111 Illll 11111 VIII VIII 11111 VIII 1111 Illi
1505614134 1505614134
1505614234
REV-1500 EX(FI) Decedent's Social Security Number
Decedent's Name: T R E V A R• L U C K
RECAPITULATION
1. Real Estate(Schedule A) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 1
2. Stocks and Bonds(Schedule B) ...... .. ... .. .. . . . ... . . . . . . . . . .. . ... . . 2.
3. Closely Held Corporation,Partnership or Sole-Proprietorship(Schedule C) . ... . 3.
4. Mortgages and Notes Receivable(Schedule D) . . . . . . . . . . . . . . . . . . . . . . . . . . 4.
5. Cash,Bank Deposits and Miscellaneous Personal Property(Schedule E). . . . . . . 5. 1 4 4 8 1 . 5 3
6, Jointly Owned Property(Schedule F) F1 Separate Billing Requested . . .. . . . 6. 4 9 8 8 . 6 5
7. Inter-Vivol Transfers&Miscellaneous N Probate Property
(Schedule G) M Separate Billing Requested . .. 7. 1 4 1 4 4 3 . 1 7
8. Total Gross Assets(total Lines I through 7) . . . . . . . . . . . . . . . . . . . . . . . . . 8. 1 6 0 9 1 3 . 3 5
9. Funeral Expenses and Administrative Costs(Schedule H) . . . . . . . . . . . . . . . . . . 9. 2 0 4 5 4 . 9 0
10. Debts of Decedent,Mortgage Liabilities,and Liens(Schedule 1) . . . . . . . . . . . . . 10. 7 9 . 4 1
11, Total Deductions(total Lines 9 and 10) . ... . . . ... . . . . ... . . li. 2 0 5 3 4 . 3 1
12. Net Value of Estate(Line 8 minus Line 11) ... .. . . ... . .. . . . . . . .. . .. . . .. 12. 1 4 0 3 7 9 . 0 4
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which
an election to tax has not been made(Schedule J) . . . .. . . . . . . . . . . . . . . . . . 13.
14, Net Value Subject to Tax(Line 12 minus Line 13) . . . . . . . . . . . . . . . . . . . . . . 14. 1 4 0 3 7 9 0 4
TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate, or
transfers under Sec.9116
(a)(1.2)x • 0 0 0 0 15. 0 . 0 0
16. Amount of Line 14 taxable
at lineal rate x • g 4 5 1 4 0 3 7 9 0 4 16. 6 3 1 7 . 0 6
17. Amount of Line 14 taxable
at sibling rate X A 2 0 0 0 17, 0 . 0 a
18. Amount of Line 14 taxable
at collateral rate X.15 0 0 0 18. 0 . 0 0
19, TAX DUE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19. 6 3 1 ? - 0 6
20, FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT FX_]
Under penalties of perjury,I declare I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief,
it is true,correct and complete.Declaration of preparer other than the person responsible for filing the return is based on all information of which preparer has
any knowledge.
SIGNATURE_QE.P_F_RSON RESPON G RETURN DATE
ADDRESS
3 cjv&�ef"d, ff 1-7b 70
SIGN=EAT THAN PERSON RESPONSIBLE FOR FILING THE RETt!fRN DATE
IS
ADDR
\�
414 BRIDGE STR ET NEW CUMBERLAND PA 17070
11111111111111111111111111111111111111111111111111111111 IN Side 2
1505614234 1505614234
REV-1500 EX (FI) Page 3 File Number
Decedent's Complete Address: 21 14 0668
DECEDENT'S NAME
TREVA R- LUCK
STREET ADDRESS
310 EVERGREEN STREET
CITY STATE ZIP
INEW CUMBERLAND IPA 11?0?0-
Tax Payments and Credits:
t. Tax Due(Page 2.Line 19) (1) 6,31? . 06
2. Credits/Payments
A.Prior Payments 61400-00
B.Discount 315-85
(See instructions.) Total Credits A+B (2) 61?15 - 85
3. Interest
4. If Line 2 is greater than Line 1 +Line 3,enter the difference.This is the OVERPAYMENT. (3) 0 .00
Fill in oval on Page 2,Line 20 to request a refund. (4) 398 -?9
5. If Line I +Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. (5) 0 .00
Make check payable to: REGISTER OF WILLS, AGENT.
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred ...................................................................... 11 IR
b. retain the right to designate who shall use the property transferred or its income ........................... Q 191
c. retain a reversionary interest ............ .........__......................._........................ ........ ...... ...... 171 0
d. receive the promise for life of either payments,benefits or care? .................................................... 1771 191
2. If death occurred after Dec.12,1982,did decedent transfer property within one year of death
without receiving adequate consideration? .......................................................................................
3. Did decedent own an'in trust for"or payable-upon-death bank account or security at his or her death? ......... 0 El
4. Did decedent own an individual retirement account,annuity or other non-probate property,which
contains a beneficiary designation?..................... ........ ....................... .............................. ............ 0 ❑
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
For dates of death on or after July 1, 1994,and before Jan. 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse
is 3 percent[72 P.S.§9116(a)(1.11)(i)].
For dates of death on or after Jan. 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
[72 P.S.§9116(a)(11 A)(ii)].The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and
filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1,2000:
• The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent,an
adoptive parent or a step-parent of the child is 0 percent[72 P.S.§9116(a)(1.2)].
• The tax rate imposed on the net value of transfers to or for the use of the decedents lineal beneficiaries is 4.5 percent,except as noted in[72 P.S.§9116(a)(1)].
• The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent(72 P.S.§9116(a)(1.3)),A sibling is defined,
under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption.
REV-1508 EX+(08-12)
pennsylvania SCHEDULE E
DEPARTMENT OF REVENUE CASH, BANK DEPOSITS & MISC.
INHERITANCE TAX RETURN
RESIDENT DECEDENT PERSONAL PROPERTY
ESTATE OF: FILE NUMBER:
TREVA R • LUCK 21 14 0668
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property jointly owned with right of survivorship must be disclosed on Schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
AAA insurance Agency-'premium refund 1 .05
2 Continental Life Insurance Co-premium refunds 444 . 23
3 Discover-refunds received ?8 . 51
4 John Hancock-long term care premium refund 21l35 .63
5 Miscellaneous coins/cert found in safe deposit box 184 -00
6 Monumental Life Ins Co-cancer insurance refund 58 . 85
? SecurChoice-Prepaid Funeral Acct #?08989 11,499 .85
8 Summit Physicians Services-refund received 79. 41
TOTAL(Also enter on Line 5,Recapitulation) $ 14,481 - 53
If more space is needed, use additional sheets of paper of the same size.
REV-1509 EX+(01-10)
pennsylvania SCHEDULE F
DEPARTMENT OF REVENUE ,JOINTLY-OWNED PROPERTY
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
TREVA R • LUCK 21 14 0668
If an asset was made jointly armed within one year of the decedent's date of death,it must be reported on Schedule G.
SURVIVING JOINT TENANT(S)NAME(S) ADDRESS RELATIONSHIP TO DECEDENT
A. JAMES A LUCK 310 EVERGREEN STREET San
NEW CUMBERLAND, PA 170?0-
B.
C.
JOINTLY-OWNED PROPERTY:
LETTER DATE DESCRIPTION OF PROPERTY %OF DATE OF DEATH
ITEM FOR JOINT MADE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR DATE OF DEATH DECEDENT'S VALUE OF
NUMBER TENANT JOINT IDENTIFYING NUMBER, ATTACH DEED FOR JOINTLY-HELD REAL ESTATE. VALUE OF ASSET INTEREST DECEDENTS INTEREST
t A 04/19/10 Citizens Bank-Chking Acct 8,708 . 93 50 . 4 ,354 . 4?
#6226017531 joint w/James A Luck
dtd April 17, 2010, Princ $8,708 .93
2 A 1/9/D1 112 int in time share consisting 1,268 . 35 50 - 634 .18
of real estate in Smithfield Twp- ,
Monroe County, PA joint w/James A
Luck as jtwros at assessed value
$159,450 X CLR 4 . 55 = $725,497. 50
divided by 11 units = $65,954 . 32
divided by 52 weeks = $1,268 .35
divided by 2 = $634 .18 dtd 1-9-2001
TOTAL(Also enter on Line 6,Recapitulation) $ 4 ,988 -65
If more space is needed,use additional sheets of paper of the same size.
REV-1510 EX+(08-09)
pennsylvania SCHEDULE G
DEPARTMENT OF REVENUE INTER-VIVOS TRANSFERS AND
INHERITANCE TAX RETURN MISC. NON-PROBATE PROPERTY
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
TREVA R . LUCK 21 14 0668
This schedule must be completed and filed if the answer to any of questions 1 through 4 on page three of the REV-1500 is yes.
DESCRIPTION OF PROPERTY
ITEM INCLUDE THE NAME OF THE TRANSFEREE,THEIR RELATIONSHIP TO DECEDENT AND DATE OF DEATH %OF DECO'S EXCLUSION TAXABLE
NUMBER THE DATE OF TRANSFER.ATTACH COPY OF THE DEED FOR REAL ESTATE. VALUE OF ASSET INTEREST OF APPLICABLE) VALUE
1. Annaly Cap Mgmt Inc stock 263.04 100 .00 263 .04
22 . 4254 shs X $11 . 73 per sh
from Merrill Lynch IRA
2 Cash Acct 0 .29 100. 00 0 . 29
from Merrill Lynch IRA
3 CenturyLink Inc stock 365. 57 100.00 365.57
9 . 8246 shs B $37.05 per sh
from Merrill Lynch IRA
4 Federal Natl Mtg Assoc-$1000 Bond 1,401.43 100.00 1,401 . 43
dtd 11-3-2000 a 6 . 625% from
Merrill Lynch IRA
5 Federal Natl Mtg Assoc-Int accr 1. 47 100 .00 1 . 47
from Merrill Lynch IRA
6 FIA Card Svs NA Rasp 59,054 .82 100 00 59,054 . 82
$59 ,054 .82 from Merrill Lynch IRA
7 Margin Acct 0 .53 100 .00 0 . 53
from Merrill Lynch IRA
8 Microsoft Corp stock 12,052 .80 100 . 00 12,052 . 80
299 . 933 shs a $10 . 185 per sh
from Merrill Lynch IRA
9 Microsoft Corp stock-Div accr 83 .98 100 . 00 83. 98
from Merrill Lynch IRA
10 PPL Corporation stock 155.74 100 .00 155. 74
4 .6429 shs a 33 . 545 per sh
from Merrill Lynch IRA
11 Solar Capital Ltd stock 272 .54 100 .00 272. 54
13 shs a 20. 965 per sh
from Merrill Lynch IRA
12 TA Retirement Plus TOD 45,245 .03 100 . 00 451245 . 03
w/James A Luck, David P Luck, and
Margaret L Stauffer as benef
13 US Treasury $1000 Bond 1,186.87 100 .00 1,186. 87
dtd 11-16-2009 a9 4 . 375%
from Merrill Lynch IRA
14 US Treasury $1000 Bond-Int accr 0.95 100 .00 0. 95
from Merrill Lynch IRA
15 US Treasury $1000 Note 1,102 .26 100 . 00 1,102 - 26
dtd 2-15-2011 a@ 3. 625%
from Merrill Lynch IRA
16 US Treasury $1000 Note-Int accr 9 . 71100 - 00 9 . 71
from Merrill Lynch IRA
TOTAL (Also enter on Line 7,Recapitulation) $ 141,443- 17
If more space is needed,use additional sheets of paper of the same size.
Continuation of REV-1500 Inheritance Tax Return Resident Decedent
TREVA R. LUCK 21 14 0668
Decedent's Name Page 3 File Number
Schedule G -Inter-Vivos Transfers & Misc. Non-Probate Property
DESCRIPTION OF PROPERTY
ITEM INCLUDE THE NAME OF THE TRANSFEREE.THEIR RELATIONSHIP TO DECEDENT AND GATE OF DEATH %OF DECD'S EXCLUSION TAXABLE
NUMBER THE DATE OF TRANSFER,ATTACH A COPY OF THE DEED FOR REAL ESTATE. VALUE OF ASSET INTEREST (IF APPLICABLE) VALUE
17 US Treasury $2000 Note 2,028 . 20 100 .00 2,028 .20
dtd 8-31-2010 a9 1»25%
from Merrill Lynch IRA
18 US Treasury $2000 Note-Int accr 5.71 100 .00 5.71
from Merrill Lynch IRA
19 US Treasury $5000 Note 5,448. 04 100 . 00 51448 . 04
dtd 11-16-2009 09 3. 375
from Merrill Lynch IRA
20 US Treasury $5000 Note-Int accr 3 . 67 100 .00 3. 67
from Merrill Lynch IRA
21 US Treasury $6000 Note 6,063-63 100 .00 61063.63
dtd 11-30-2009 a 2 . 125%
from Merrill Lynch IRA
22 US Treasury $6000 Note-Int accr 60 . 95 100 . 00 60 . 95
from Merrill Lynch IRA
23 AT&T Inc stock 47 shs a9 35.40 per 1„663.80 100.00 11663. 80
sh TOD to James A Luck, David P
Luck , and Margaret L Stouffer
24 ML Bank Deposit Program 4 ,261.00 100.00 4,261 . 00
from Merrill Lynch IRA
25 Frontier Communications Corp stock 17. 30 100 .00 17 . 30
3 shs @ 5.7675 per sh TOD to James
A Luck, David P Luck, and Margaret
L Stouffer
26 Verizon Communications Common stock 693. 84 100 .00 693 .84
14 shs a 49. 56 per sh TOD to James
A Luck, David P Luck, and Margaret
L Stouffer
Note : The beneficiaries for all
of the Merrill Lynch accounts
are James A Luck, David P
Luck, and Margaret L . Stouffer
SUBTOTAL SCHEDULE G 20,246 -14
GRAND TOTAL SCHEDULE G (Also enter on Line 7,Recapitulation) $ 141,443.17
REV-1511 EX+(08-13)
pennsylvania SCHEDULE H
DEPARTMENT OF REVENUE FUNERAL EXPENSES AND
INHERITANCE TAX RETURN ADMINISTRATIVE COSTS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
TREVA R . LUCK 21 14 0668
Decedent's debts must be reported on Schedule 1.
ITEM
NUMBER DESCRIPTION AMOUNT
A. FUNERAL EXPENSES:
1. Stone & Murray Funeral Home-funeral expenses 11,473 . 42
B. ADMINISTRATIVE COSTS:
1, Personal Representative Commissions:
Name(s)of Personal Representative(s)
Street Address
City State ZIP
Year(s)Commission Paid:
2. Attorney Fees: David H Stone, Esquire 51000 . 00
3, Family Exemption:(If decedents address is not the same as claimants,attach explanation.) 31500 -00
Claimant James A Luck
Street Address 310 Evergreen Street
city New Cumberland State PA ZIP 17070
Relationship of Claimant to Decedent S o n
4. Probate Fees: See 01 below
5 Accountant Fees:
6. Tax Return Preparer Fees:
7. James Luck-Reimb for probate costs 108 . 50
2 James Luck-Reimb for filing Inh tax ret & Inv 30 . 00
3 Register of Wills-addrl probate costs 30 . 00
4 Stone LaFaver & Shekletski-Reimb for recording fee 87 . 98
$81 . 50 and cert mailing fee $6 . 48
5 Notary fees on unclaimed property 25 . 00
6 Reserve for closing expenses 200 . 00
TOTAL(Also enter on Line 9,Recapitulation) $ 20,454 - 90
If more space is needed,use additional sheets of paper of the same size.
REV-1512 EX+(12-12)
pennsylvania SCHEDULE I
DEPARTMENT OF REVENUE DEBTS OF DECEDENT,
INHERITANCE TAX RETURN MORTGAGE LIABILITIES&LIENS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
TREVA R . LUCK 21 14 0668
Report debts incurred by the decedent prior to death that remained unpaid at the date of death,including unreimbursed medical expenses.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
Summit Physicians Services-debt of decedent ?9 . 41
TOTAL(Also enter on Line 10,Recapitulation) $ ?9 - 41
If more space is needed,insert additional sheets of the same size.
REV-1513 EX+(01-10)
pennsylvania SCHEDULE J
DEPARTMENT OF REVENUE BENEFICIARIES
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
TREVA R - LUCK 21 14 0668
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S)RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE
J TAXABLE DISTRIBUTIONS (Include outright spousal distributions and transfers under
Sec.9116(a)(1.2).J
t DAVID P LUCK Lineal 461793.01
271 WINDSOR DRIVE
EPHRATA PA 27522-
2 JAMES A LUCK Lineal 46,793 .02
310 EVERGREEN STREET
NEW CUMBERLAND PA 17070-
3 MARGARET L STOUFFER Lineal 461793 . 01
501 S WASHINGTON STREET
GREENCASTLE PA 17225-
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET,AS APPROPRIATE.
II. NON-TAXABLE DISTRIBUTIONS:
A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN:
t.
B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS:
1.
TOTAL OF PART II-ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. $
If more space is needed,use additional sheets of paper of the same size.
R
P
LAST WILL AND TESTAMENT
OF ,
TREVA R. LUCK
I, TREVA R. LUCK, of the Borough of New Cumberland, Cumberland
County, Pennsylvania, declare this to be my last will and revoke any
will previously made by me.
ITEM I : I bequeath my automobiles, household and personal
effects and other tangible personalty of like nature (not including
cash or securities) together with any existing insurance thereon to
my children, JAMES A. LUCK, DAVID P. LUCK, and MARGARET L. STOUFFER,
as are then living, to be divided among them by my Executor with due
I
i
regard for their personal preferences in as nearly equal shares as
i
practical .
ITEM II : I devise and bequeath all the rest, residue and
i
remainder of my estate of every nature and wherever situate to my
children, JAMES A. LUCK, DAVID P. LUCK, and MARGARET L. STOUFFER, or
I
to their issue, per stirpes .
jITEM III : I appoint my Executor and his successors guardian of
I
any property which passes, either under this will or otherwise, to a
minor and with respect to which I am authorized to appoint a guardian
i and have not otherwise specifically done so, provided that this
appointment of a guardian shall not supersede the right of any fidu-
I
Page 1 of 4
I
;I I
j
I
i
clary in its discretion to distribute a share where possible to the
minor or to another for the minor ' s benefit. Such guardian shall have
the power to use principal as well as income from time to time for the
minor' s support and education (including college education, both
graduate and undergraduate) without regard to his or her parent' s
ability to provide for such support and education, or to make payment
for these purposes, without further responsibility, to the minor or to
the minor' s parent or to any person taking care of the minor.
ITEM IV: I appoint my son, JAMES A. LUCK, Executor of this my
last will. Should my son, JAMES A. LUCK, fail to qualify or cease to
act as Executor, I appoint my son and daughter, DAVID P. LUCK and
MARGARET L. STOUFFER, Co-Executors of this my last will.
I .
ITEM V: No fiduciary acting hereunder shall be required to post
bond or enter security for the faithful performance of his or her
duties in any jurisdiction.
IN WITNESS WHEREOF, I, TREVA R. LUCK, have hereunto set my hand
and seal this day of 2006 .
TREVA R. LUCK
Page 2 of 4
14
}
COMMONWEALTH OF PENNSYLVANIA
. SS :
COUNTY OF CUMBERLAND
We and �r ,
the witnesses whose names are signed to the attached or foregoing
instrument, being duly qualified according to law, depose and say that
we were present and saw Testatrix sign and execute the instrument as
her last will; that Testatrix signed willingly and that she executed
it as her free and voluntary act for the purposes therein expressed;
that each of us in the hearing and sight of the Testatrix signed the
will as witnesses; that to the best of our knowledge, the Testatrix
was at that time eighteen or more
g years of age, of sound mind and
under no constraint or undue influence .
I
W' ess
I
i
Witness
i
Sworn to or affirmed to and ackno dged before me by
and
witnesses, this <�_5 day of 2006 .
C_'OPANIONWEA:LTH of PENNSYLVANIA Notary Public
1 i;_„4i?IAL SEAL
DANIEL `-^ >+:��i rta.nl, Notary Public
New Cu .6f0iar,tt r:rv..Cumberland Co.
My Commission Expires Jan. 21,2009
Page 4 of 4
1
I
i
it I
REV-485 EX(05-04) 48500041046
SAFE DEPOSIT 4&
BOX INVENTORY
PA Department of Revenue PLEASE USE ORIGINAL FORM ONLY
Social Security or Death Certificate Number Date of Death County Code Year File Number
193-24-3530 05/23/2014 21 14 0668
Decedent's Last Name Suffix First Name Ml
Luck Treva R
ONO
ADDRESS OF DECEDENT STREET CITY: STATE: ZIP CODE:
310 Evergreen Street New Cumberland PA 17070
NAME AND ADDRESS OF PERSON REQUESTING THE OPENING OF THE SAFE DEPOSIT BOX
NAME: David H. Stone, Esquire
STREETADDRESS: CITY: STATE: ZIP CODE:
414 Bridqa Street New Cumberland PA 17070
NAME,ADDRESS AND RELATIONSHIP(IF ANY)TO DECEDENT,OF PERSON(S)PRESENT AT THE BOX OPENING
a. NAME: RELATIONSHIP:
James A. Luck son/executor of estate
STREET ADDRESS: CITY: STATE: ZIP CODE:
310 Evergreen Street New Cumberland PA 17070
b. NAME: RELATIONSHIP:
STREET ADDRESS; CITY: STATE: ZIP CODE:
c. NAME: RELATIONSHIP:
STREETADDRESS: CITY: STATE: ZIP CODE:
NAME AND ADDRESS OF FINANCIAL INSTITUTION WHERE THE SAFE DEPOSIT BOX IS LOCATED
NAME:
PNC Bank
STREETADDRESS: CITY: STATE: ZIP CODE:
331 Bridge Street New Cumberland PA 17070
NAME OF PERSON MAKING LAST ENTRY DATE AND TIME OF LAST ENTRY
James A. Luck 10/20/10 0:00 am
DATE OF CONTRACT TO RENT BOX " NUMBER OFBOX i TITLE UNDER WHICH BOX IS REQUESTED
02/17/2994 7648 Treva R. Luck
NAME AND ADDRESS OF PERSON(S)HAVING ACCESS TO BOX
a. NAME: b. NAME:
Treva R. Luck James A. Luck
STREET ADDRESS: STREET ADDRESS:
310 Evergreen Street 310 Evergreen Street
CITY: STATE: ZIP CODE: CITY: STATE: ZIP CODE:
New Cumberland PA 17070 New Cumberland PA 17070
M NAME AND TITLE OF EMPLOYEE TAKING THE INVENTORY
Roxanne Crater
M
WAS A WILL IN THE BOX? El YES R1 NO If yes, a. Date of will:
b. Name and address of personal representative,If named in the will
NAME:
STREETADDRESS: CITY: STATE: ZIP CODE:
c, Name and address of attorney,If any
NAME:
STREET ADDRESS: CITY: STATE: ZIP CODE:
48500041046 48500041046
REV-485 EX SAFE DEPOSIT BOX INVENTORY Page of
INSTRUCTIONS
(1) Cash:Report total only.
(2) Stocks:List in detail every common or preferred certificate,warrant or other rights found in box.Stocks are to be designated by
name of company,certificate number,date of certificate,name in which stock is registered,and number of shares and class of stock.
(3) Obligations of U.S.Government:Number of items,date of issue,face value,names in which registered and type of ownership,
i.e.,jointly held,payable on death,etc.
(4) Bonds:Designate by name,amount,serial number,or other designation.(Bearer Bonds)
(5) Bank and Savings and Loan Passbooks:State name of depositor,number of book,last date appearing in book,name of bank
and branch,and balance.
(6) Jewelry,Coins,Stamps,Manuscripts,etc:List and describe as fully as possible.
(7) Deeds,Mortgages,Current Insurance Policies or other evidences of Indebtedness:List and describe as fully as possible.
(8) All other contents.
(9) Return completed form to: DEPARTMENT OF REVENUE
INHERITANCE TAX DIVISION
DEPT.260601
HARRISBURG,PA 17126-0601
ITEM ITEM DESCRIPTION
NO.
1 miscellaneous bills&coins-totalling$4.00
2 -6 x$.50-Kennedy
-1 x$.50-Ben Franklin
-1 x$1.00-silver certificate
-1 x$2.00-silver certificate
1 x$.50-Kennedy
-3 x$1.00-Eishenhower
1 x$2.00-silver certificate
1 x$1.00-silver certificate
4 x$.50-Kennedy
1 x$.50-Kennedy
2 x$.50-Kennedy
1 x$,50
1 x$2.00-silver certificate
1 x$1.00-silver certificate
3 miscellaneous coins-$60.00
4 miscellaneous coins-$100.00
I CERTIFY ENA Q0 P RJU Y THAT THE ABOVE RECORD IS PERSON RECEIVING COPY OF
CO T D C TE T E T OF MY KNOWLEDGE AND BELIEF. SAFE DEPOSIT BOX INVENTORY:
ONATU SIGNATURE
PRINT N ME PRINT NAME AND CHECK APPROPRIATE BOX BELOW.
David H. Stone
PRINT TITLE 4 -
DAT£ CHECK APPROPRIATE BOX.
Attorney for Estate iJ Executor(trix) C3Administretor(trix)
Estate Representative M Joint owner of safe deposit box
NOTE:Attach additional $12"x 11"sheet(s)if necessary or use duplicates of this page of form.
The Department is authorized by law,42 U.S.C.§405(c)(2)(C)(i),to require disclosure of Social Security numbers in connection with administering state tax laws.The Department uses the
Social Security number to identify the decedent and personal representatives of the estate.The Commonwealth may also use the information in exchange of tax information agreements
with Federal and local taxing authorities.The state law prohibits the Commonwealth's personnel from disclosing confidential lax information except for official purposes.
NON NEGOTIABLE
UniChoice Cooperative, Inc.
7441 Allentown Blvd.
Harrisburg PA 17112
For the Prepaid Funeral Trust .Annuity for the benefit of Treva R. Luck
(PNC BANK, TRUSTEE, OM R) AP0888997
Account: 708989 May 29, 2014 $ ***11,499.85
Stone & Murray Funeral Home Face $ 10,185.00
408 'Third Street Interest 1,604.85
New Cumberland, PA 17070 Less taxes - 290.00
Total benefit $ 11,499.85
---------------______--- - 710$t
PNC BANK,N.A.
SecuCho'ice TM NORTHWEST PA 010
�1r 60-73-433
7441 ALLENTOWN BLVD.,HARRISBURG,PA 17112
ELF,VM THOUSAND FOUR HUNDRED NINETY NINE AND 85/100
May 29, 2014 $ ***11,499.85
PAY
TO THE
ORDER CASH WITHIN 60 YS
OF Stone & Murray Funeral Home
408 Third Street
New Cumberland, PA 17070
Y !
AUfHORVED S71MMURE
11'07 L088112 1;0433007381: 64304585 2911•
Citizens Bank
AIK 1-800-773-7373 Circle Gotd
P.O.Box 7000 I Call Citizens special,dedicated Gold Account Statement
ROP450 Customer service Line any time for account
Providence,RI 02940 information,current rates,and answers to
your questions.
OF 3
Beginning April 24, 2014
through May 23, 2014
AV 01 055846 21946B187 D"5DGT
Contents
TREVA R LUCK Summary Page 1
310 EVERGREEN ST
NEW CUMBERLAND PA 17070-1324 Checking Page 2
Overdraft Line of Credit Page 3
N
d
U s 10 2
Circle Gold Summary
0
Account Account Number Balance Balance TREVA R LUCK
Last statement This Statement JAMES A LUCK
DEPOSIT BALANCE
Checking Circle Gold Checking w/Interest
XXXXXXX753-1
Circle Gold Checking w/Interest XXXXXXX753-1 7,561.33 8,708.93
nTotal Deposit Balance
8,708.93 -
LOAN BALANCE
Overdraft Line of Credit XXXXXXX753-1 .00 .00
nTotal Loan Balance
.00
Total Relationship Balance
8,708.93 —
N
fh-lber FDIC Equal Housing Lender
Property Assessment Page I of I
Return MSearrh Results
Property Owner Parcel# Pin # Township Location
SECURITY BANK&TRUST CO TRUST 16/2/1/1-8 16732102562122 Smithfield Township 53 RAINBOW ALY
Address Acreage Legal Land Use Class Deed
Description Book/Page
C/O WYNDHAM VACATION J BARRETT UNITS R49 TIME SHARE-
PO BOX 93 0.00 THRU R60 QUARTER Taxable 1016-177
SHAWNEE ON DELAWARE PA 18356 SHARES I
Sale Date Sale Amount Homestead Land Value Building Value
3/16/1980 $1.00 00 159,450
S9,4So
-7 qE L/9 7.
S- ?S V - 3�
http://www.co.monroe.pa.us/tax%20assessment/detail.aspx?pid=73300 8/6/2014
L
Z 4�; C
M. C RM
rn C�
>c IsC
rn --I
r-7
Fee Simple Deed r,
FHA 10252 r"
Tax Parcel No.P/0 16/2/1/1-8 00 :1>
Z:j D C, W 00
I_nCD a•
C, In C
THIS INDENTURE made the day of 17h-bv in the year of our
Lord, two thousand and one (2001).
BETWEEN, Treva R. Luck of 310 Evergreen St., New Cumberland, Pennsylvania 17070(hereinafter called
the Grantor(s), parties of the one part,
AND
James A.Luck,single and Treva R. Luck Widow of 310 Evergreen St.,New Cumberland, Pennsylvania
17070, (hereinafter called the Gratitee(s), parties of the other part,
WITNESSETH that the said Grantor for and in consideration of the sum of
One dollar and Zero cents
( $1.00 )
lawful money of the United States of America unto them well and truly paid.by the said Grantee(s),' at or
before the sealing and delivery thereof, the receipt whereof is hereby acknowledged, has granted, conveyed,
bargained and sold, released and confirmed, and by these presents does grant, convey, bargain and sell, release
and confirm unto the said Grantee(s), their heirs and assigns, as joint tenants with the right of suvivorship,
ALL THAT CERTAIN interest in land situate in Smithfield Township; Monroe County, Pennsylvania; known
as Interval No. (s) 20 of Unit No. R53, of Phase 11113, Area I, River Village, Stage 1, Shawnee Village Planned
Residential Development, as said Unit and Interval are described in a certain Declaration of Protective Covenants,
Mutual Ownership and Easements, dated February 22, 1980, and duly recorded in the Office of the Recorder of
Deeds of Monroe County, Pennsylvania, in Deed Book Volume 1016 at Page 103. The said Unit is more
particularly shown and described on the Final Plan for Phase ITIB, Area 1, River Village, Stage 1, Shawnee Village
Planned Residential Development, filed in the Office of the Recorder of Deeds of Monroe County, Pennsylvania, in
Plot Book Volume 42, at Page 103 et seq., subject, however, to the night of Shawnee Development, Inc., to amend
the said Final Plans to reflect the"as built"status of the Units.
This transaction is between Mother/son,therefore exempt from Pennsylvania Real Estate Transfer Tax.
BEING PART OF THE SAME PREMISES which Security Bank and Trust Company, by deed dated
6/11/80 and recorded in the Recorder's Office in and for Monroe County, Pennsylvania, in Record Book
Volume 1079, Page 187 on 12/19/80 granted and conveyed unto Donald D. Luck and Treva R. Luck, H/W.
The said Donald D. Luck departed this life on 12/30/93, thereby vesting title solely in Treva R. Luck as the
surviving tenant by the entireties, Grantor hereof, in fee.
TOGETHER WITH all rights and privileges and Under and Subject to the covenants and easements,
restrictions, reservations and conditions of record.
lit 3q �
TOGETHER with all and singular the improvements, ways, streets, alleys, driveways, passages, waters,
water-courses, rights, liberties, privileges, hereditaments and appurtenances, whatsoever unto the hereby
granted premises belonging, or in any way appertaining, and the reversions and remainders, rents, issues and
profits thereof; and all the estate, right, title, interest property, claim and demand whatsoever of the said
Grantor, as well at law as in equity, of, in and to the same,
TO HAVE AND TO HOLD the said lot or piece of ground described herein with the buildings and
improvements thereon erected, the hereditaments and premises hereby granted or mentioned, and intended so
to be, with the appurtenances, unto the said Grantees, their heirs and assigns, to and for the only proper use
and behoof of the said Grantees,their heirs and assigns forever.
AND the said Grantors, their heirs, and assigns do covenant, promise and agree, to and with the said Grantees,
their heirs and assigns by these presents, that the said Grantors, their heirs and assigns, all and singular the
hereditaments and premises hereby granted or mentioned and intended so to be, with the appurtenances, unto
the said Grantees, their heirs and assigns, against the said Grantors, their heirs, and assigns against all and every
person and persons whomsoever lawfully claiming or to claim the same or any part thereof, by, from or under
them, or any of them, shall and will SPECIALLY WARRANT and forever DEFEND,
IN WITNESS WHEREOF, the said party(ies) of the first part to these presents hereunder set their
hand(s) and seal(s).
SIGNED, SEALED AND DELIVERED
IN THE PRESENCE OF US:
Treva R. Luck
U ' il'G ; 5
r
STATE OF hhh Sl,/VA/ 7 SS:
COUNTY OF rh j z bi )
On this, the�th day of ��h h L/ , 2001, before me, a Notary Public,
personally appeared Treva R. Luck, known to me (or satisfactorily proven) to be the person whose name
is subscribed to the within instrument, and acknowledged that she executed the same for the purposes
therein contained, and desired the same might be recorded as such.
IN WITNESS THEREOF, I have hereunto set my hand and official seal.
Notar,
,OPublic
—NOTARIAL SEAL
WILLIAM A. YC?rlS�,A, Plotary/�Public
r•'tno r,'d,:ecro,C%'.'(i L,Me1.ld county
j`1;8S;Rine 27,200
Prepared by: The address of the above-named Grantee is:
Fidelity Home Abstract, Inc. c/o River Village U,Owners Assn.
Three Landmark Center River Rd.,Fort Depuy,2nd Mr.
East Stroudsburg, PA 18301 P.O.Box 93
(570) 424-5600 Shawnee-On-Delaware,PA 18356-0093
�oEEos oc4yoi 1 Herehy CERTIFY that this document is recorded in the
owe° 900 Recorder's Office of Monroe County,Pennsytvaria
,
o c /
AFNNsyLv p N
9' 20 Y � �� 2 97
Merrill Lynch
Wealth Management
Bank of America Corporation
Historical Date of Death Valuation
TREVA LUCK DOD
Date of Death 05/23/2014 Report Type Date Of Death
Valuation Date 05/23/2014 Number of Account(s) 1
Processing Date 06105/2014
TREVA R LUCK DCSD Number of Security(s) :6
TOD BENEFICIARIES ON FILE
310 EVERGREEN ST
NEW CUMBERLND PA 17070-1324 Account#872-45036
Shares Security High Ask Low/Bid Mean and/or Div and Int Security
or Par Description Adjustments Accruals Value
1 47.0000 AT&T INC (00206R1 02)
New York
05/23/2014 35.55000 35.25000 H/L
35.400000 1,663.80
2) 03,0000 FRONTIER COMMUNICATIONS(-35906m08)
CORP
NASDAQ GS
05/2312014 5.82500 5.71000 H/L
6.767500 17.30
3) 14,0000 VERIZON COMMUNICATNS COM(92343VI04)
New York
05/23/2014 49.74000 49.38000 HIL
49.560000 693.84
TREVA R LUCK DCSD Number of Security(s) :6
TOD BENEFICIARIES ON FILE
310 EVERGREEN ST
NEW CUMBERLND PA 17070-1324 Account#872-45036
Shares Security High I Ask Low/Bid Mean and/or Div and Int Security
or Par Description Adjustments Accruals Value
4) 41261.00010 ML BANK DEPOSIT PROGRAM(990286916)
1.000000 4,261.00
5) i 00.0000 MARGIN
0.53
6} TA REfl-Wr:UIENT PLU§{M940640866)___-,..
Face Amt:45245.07;Surrender Amt:44349.39;Death Benefit Amt:45245.03;
Estimated Amt:78564.74
Total Value $6,636.47
Total Accrual $0
Total $6,636.47
Total Security Value: $6,636.47
Total Accruals : $0
Total Combined Value: $6,636.47
The information herein has been obtained from a source we believe to be reliable,but we do not guarantee its accuracy or completeness.Merin Lynch does not provide tax,accounting or legal advice.Any tax
statements contained herein were not intended or written to be used,and cannot be used for the purpose of avoiding U.S.,federal,state or local tax penalties.Please consult your advisor as to any tax,accounting
or legal statements made herein.
Disclosures:
•There is NO fee associated with the use of this application at this time.
•Alternative Date of Death valuations are not available In this application.Please consult your tax advisor for assistance in obtaining this report.
•Report may Include trades that are not settled as of valuation date.
•All security positions are based on trade date.
2
•Money funds,money market and/or bond/fixed income mutual funds may or may not include dividends/interest accruals prior to month end payment.
•For accounts with Credit and/or Debit card(s),the cash position may not reflect reduction for purchases of goods or services which are paid for by automatic debit on the Wednesday before the last Friday of each
month.
•Cash balance may not reflect outstanding checks written prior to valuation date or unsettled cash as of valuation date.
•All items flagged"I"and highlighted in red reflect manually adjusted transactions(for price,shares,market value or security name)or positions with no available price.
•Asset positions provided to Bank of America/Merrill Lynch from an outside financial institution(.e.Annuities),may require the Securities Description line to be manually updated.
•Fee accruals are not captured in TMA accounts.
•All mortgage backed securities have the paydown factor/amortization factor automatically applied.
•If the account you are valuing is a"900"series account(international),the values will be reported based on the currency the account holds,not USD.Please also note that if this account is valued along with other
USD accounts,you will not receive an accurate valuation;please run these accounts separately from USD accounts held in the client's household.
The information herein has been obtained from a source we believe to be reliable,but we do not guarantee its accuracy or completeness.
Investment products provided are Merrill Lynch,Pierce,Fenner&Smith Incorporated:
Are Not FDIC Insured Are Not Bank or State Guaranteed May Lose Value
Merrill Lynch,Pierce,Fenner&Smith Incorporated Is a wholly owned subsidiary of Bank of America Corporation,and a registered broker dealer and member of FINRA and SIPC.
Merrill Lynch,Pierce,Fenner&Smith Incorporated Is not a tax or legal advisor.Clients should consult a personal tax or legal advisor before making tax or legal related Investment decisions.
Nothing discussed or suggested In these materials should be construed as permission to supersede or circumvent any Bank of America or Merrill Lynch,Pierce,Fenner&Smith Incorporated
policies,procedures,rules,and guidelines.
3
Merrill Lynch
Wealth Management
Bank of America Corporation
Historical Date of Death Valuation
LUCK IRA DOD
Date of Death 05/23/2014 Report Type Date Of Death
Valuation Date 05/23/2014 Number of Account(s) 1
Processing Date 06/05/2014
MLPF&S CUST FPO r __ Number of Security(s) : 13
TREVA R LUCK DCSD'IRA
FBO TREVA R LUCK DCSD
310 EVERGREEN ST
NEW CUMBERLND PA 17070-1324 Account#872-8-3668—
Shares
72-83668Shares Security High/Ask Low/Bid Mean and/or Div and Int Security
or Par Description Adjustments Accruals Value
1) 1,000.0000 FEDERAL NATL MTG ASSOC (31359MGK3) 1.47
BONDS
06.625% NOV 15 2030
LUXEMBOURG
DTD: 11/03/2000 MAT: 11/15/2030 6.63%
05/23/2014 140.57900 139.70700 HIL
140.143000 1,401.43
2) 1,000.0000 U.S.TREASURY BOND(912810QD3) 0.95
4.375% NOV 15 2039
04.375% NOV 15 2039
FRANKFURT
DTD: 11/16/2009 MAT: 11/15/2039 4.38%
05/23/2014 119.12500 118.25000 HIL
118.687500 1,186.87
1
MLPF&S CUST FPO Number of Security(s) :13
TREVA R LUCK DCSD IRA
FBO TREVA R LUCK DCSD
310 EVERGREEN ST
NEW CUMBERLND PA 17070-1324 Account#872-83668
Shares Security High I Ask Low I Bid Mean and/or Div and Int Security
or Par Description Adjustments Accruals Value
3) 5,000.0000 U.S.TREASURY NOTE (912828LY4) 3.67
3.375% NOV 15 2019
03.375%NOV 15 2019
FRANKFURT
DTD: 11/16/2009 MAT:11/15/2019 3.38%
05/23/2014 109.06250 108.85937 H/L
108.960935 5,448.04
-
.0000 U.S.TREASURY NOTE(91208--
1) 60.95
2.125% NOV 30 2014
02.125%NOV 30 2014
FRANKFURT
DTD: 11/3012009 MAT* 11/30/2014 2.13%
05/23/2014 101.06640 101.05468 H/L
101.060540 6,063.0
5) 2,000.0000 U.S.TREASURY NOTE(912828NV8) 5.71
1.250%AUG 312015
01,250%AUG 312015
FRANKFURT
DTD:08/31/2010 MAT:08/31/2015 1.25%
05/23/2014 101.41796 101.40234 H/L
101.410150 2,028.20
2
MLPF&S CUST FPO Number of Security(s) : 13
TREVA R LUCK DCSD IRA
FBO TREVA R LUCK DCSD
310 EVERGREEN ST
NEW CUMBERLND PA 17070-1324 Account#872-83668
Shares Security High!Ask Low!Bid Mean and/or Div and int Security
or Par Description Adjustments Accruals Value
10) 04.6429 PPL CORPORATION(693517106)
New York
05/2312014 33.73600 33.36000 H/L
33.545000 155.74
11) 13.0000 SOLAR CAPITAL LTD(834130100)
NASDAQ GS
05/23/2014 21.11000 20.82000 H/L
20.965000 272.54
12) 59,054.8200 FIA CARD SVS NA RASP(554990915)
1.000000 59,054.82
13) ! 00.0000 CASH
0.29
Total Value $89,395.23
Total Accrual $166.44
Total $89,561.67
Total Security Value: $89,395.23
Total Accruals : $166.44
Total Combined Value: $89,561.67
4
MLPF&S CUST FPO Number of Security(s):13
TREVA R LUCK DCSD IRA
FBO TREVA R LUCK DCSD
310 EVERGREEN ST
NEW CUMBERLND PA 17070-1324 Account#872-83668
Shares Security High I Ask Low I Bid Mean and/or Div and Int Security
or Par Description Adjustments Accruals Value
1,000.0000 U.S.TREASURY NOTE:(91-2-828P,X2) 9.71
3.625% FEB 15 2021
03.625%FEB 15 2021
FRANKFURT
DTD:02/15/2011 MAT:02/15/2021 3.63%
05/23/2014 110.34375 110.10937 H/L
110.226560 1,102.26
7) 22.4254 ANNALY CAP MGMT INC(035710409)
New York
05123/2014 11,76000 11.70000 HIL
11.730000 263.04
a) 09.8246 CENTURYLINK INC SHS(156700106)
New York
05/23/2014 37.37000 37.05000 H/L
37.210000 365.57
9) 299.9330 MICROSOFT CORP(594918104)
NASDAQ GS
05/23/2014 40.37000 40.00000 H/L
- 40.185000 12,052.80
IntlDiv:0.28 Ex:05/13/2014 Rec:05/15/2014 Pay:06/1212014 83.98
3
The information herein has been obtained from a source we believe to be reliable,but we do not guarantee its accuracy or completeness.Merrill Lynch does not provide tax,accounting or legal advice.Any tax
statements contained herein were not intended or written to be used,and cannot be used for the purpose of avoiding U.S.,federal,state or local tax penalties.Please consult your advisor as to any tax,accounting
or legal statements made herein.
Disclosures:
•There is NO fee associated with the use of this application at this time.
•Alternative Date of Death valuations are not available in this application.Please consult your tax advisor for assistance in obtaining this report.
•Report may include trades that are not settled as of valuation date.
•All security positions are based on trade date.
•Money funds,money market and/or bond/fixed income mutual funds may or may not include dividends/interest accruals prior to month end payment.
•For accounts with Credit and/or Debit card(s),the cash position may not reflect reduction for purchases of goods or services which are paid for by automatic debit on the Wednesday before the last Friday of each
month.
•Cash balance may not reflect outstanding checks written prior to valuation date or unsettled cash as of valuation date.
•All items flagged"!"and highlighted in red reflect manually adjusted transactions(for price,shares,market value or security name)or positions with no available price.
•Asset positions provided to Bank of America/Merrill Lynch from an outside financial institution(i.e.Annuities),may require the Securities Description line to be manually updated.
•Fee accruals are not captured in TMA accounts.
•All mortgage backed securities have the paydown factor/amortization factor automatically applied.
•If the account you are valuing is a"900"series account(international),the values will be reported based on the currency the account holds,not USD.Please also note that if this account is valued along with other
USD accounts,you will not receive an accurate valuation;please run these accounts separately from USD accounts held in the client's household.
The information herein has been obtained from a source we believe to be reliable,but we do not guarantee its accuracy or completeness.
Investment products provided are Merrill Lynch,Pierce,Fenner&Smith Incorporated:
Are Not FDIC Insured Are Not Bank or State Guaranteed May Lose Value
Merrill Lynch,Pierce,Fenner&Smith Incorporated is a wholly owned subsidiary of Bank of America Corporation,and a registered broker dealer and member of FINRA and SIPC.
Merrill Lynch,Pierce,Fenner&Smith Incorporated is not a tax or legal advisor.Clients should consult a personal tax or legal advisor before making tax or legal related Investment decisions.
Nothing discussed or suggested In these materials should be construed as permission to supersede or circumvent any Bank of America or Merrill Lynch,Pierce,Fenner&Smith Incorporated
policies,procedures,rules,and guidelines.
5