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Home My WebLink About04-30-15 (2) ' � N 1506610105 � Q ��_� ��nn�� m��-��nw�� »� OFFICIAL USE ONLY n^Department mRevenue ��a�a County Code Year File Number ~~'`~~~'^''~-'~'~''~~^ |m�ERITAm�ETAX RETURNPO BOX 280601 ENTER DECEDENT INFORMATION BELOW �! Harrisburg,PA -o6oi 17128 RESIDENT DECEDENT � Social Security Date mDeath mwomTYY� Date ofBirth ____um�»*vy i � 02X02/2015 | � 10101920 --''- -' Decedent's Last Name aumv Decedent's First Name m, -----------------------'-----'--' �----'--� ---------------------------'� �--| � Betty _____._� yN_| (if Applicable)Enter Surviving Spouse's Information Below Spouse's Last Name avmx Spouse's pinuwa m| -------------------�----'------| ''--'---- r--------___'__________�__ Spouse's Social Security Number �—�-----�---- THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL oxAPPROPRIATE OVALS BELOW mNm 1.Original Return c=) c.Supplemental Return c=) o. Remainder Return(Date mDeath Prior m12-1*ou) c=:) *.Limited Estate C=:) *x.Future Interest Compromise(date m c=:) ». Federal�Estate Tax Return Required death after 1x'1u-8u> C= 6.Decedent Died Testate cD r.Decedent wo/mamououvmonon B.Total Number mSafe Deposit Boxes (Attach Copy of Will) (Attach Copy ofno»4 C=D o.Litigation Proceeds Received C-') 10.Spousal Poverty Credit(Date of Death C=3 11. Election mTax under Sec.9113(A) Between 12-31-91 and 1-1-95) (Attach Schedule 0) CORRESPONDENT-THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD 13E DIRECTED TO: momn Daytime Telephone Number r------------�----�----�------'----------------` r-�--------�---- - .Peter J. Russo (717)5O14755 � ......... REGISTER OF MLLS USE OkU �o �o m rn co� First Line of Aduress �--------�-�----- -------� - ---' -�- ' -' --- � Cn �o '5OOOETrindleRoad -4 cz� �---------- ---- ' - - ' ' -� ' --------- -- Second Line'xAddress --' _ - -'_ - _ - - -_- _ zz c� �Suite 2U3 City or pvx om:o o�� - ' -_-_----____-_ �_ --__- Mechanicsburg PA i /17050 r- M.______________ �_ _` / � ......... c»` �n Correspondent's e-mail address:pruSSO@pjrlaw.com Under penalties of perjury,I declare that I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief, it is true,correct and complete.Declaration of preparer other than the personal representative Is based on all information of which preparer has any knowledge. S I G11111 F PERSON RESPONSIBLE FOR FILING RETURN DATE 'Brawlm&,OF�-Pl PAR HER THAN REPRESENTATIVE DAT ADDRESS PLEASE USE ORIGINAL FORM ONLV- S|dm1 N N �� 1505610106 1505610105 �� _ 1505610105 REVi EX(o2-11)(FI) -1500 & OFFICIAL USE ONLY PA Department of Revenue pennsytvania Bureau of Individual Taxes DEP11T111T OP 111ENUE County Code Year File Number PO BOX 28o6oi INHERITANCE TAX RETURN - Harrisburg,PA 17128-0601 RESIDENT DECEDENT ~— ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY 02/02/2015 10/19/1920 . _� !_ _ _ .__-._._._. _.. I_.__..__2 1__111 __._ _I_.._,___ _.--., Decedent's Last NameSuffix Decedent's First Name MI ;„Betty - �--_, i Brubaker M _ , (If Applicable)Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI _ ' I _. . _ _ _. __- -� 111.1 i Spouse's Social Security Number THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW Qp 1.Original Return C=) 2.Supplemental Return O 3. Remainder Return(Date of Death Prior to 12-13-82) O 4. Limited Estate O 4a.Future Interest Compromise(date of O 5. Federal Estate Tax Return Required death after 12-12-82) O 6. Decedent Died Testate O 7.Decedent Maintained a Living Trust 8. Total Number of Safe Deposit Boxes (Attach Copy of Will) (Attach Copy of Trust.) O 9.Litigation Proceeds Received O 10.Spousal Poverty Credit(Date of Death O 11. Election to Tax under Sec.9113(A) Between 12-31-91 and 1-1-95) (Attach Schedule O) CORRESPONDENT- THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number Peter J. Russo i (717) 591-1755 1 REGISTER OF WILLS USE ONLY v First Line of Address rj o _ -.--.- 5006 E. Trindle Road Second Line of Address f ii Suite 203CD i n D' � A`fE�LED. City or Post Office State ZIP Code _, . . 1.1_1 'Mechanicsburg ! PA 17050 Correspondent's e-mail address: prusso@pjrlaw.Com Under penalties of perjury,I declare that I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief, it is true,correct and complete.Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. SIGNATURE OF PERSON RESPONSIBLE FOR FILING RETURN DATE ADDRESS P PAR HER THAN REPRESENTATIVE 4 Z�[I S ADDRESS G• SOd(o £nA T,r,,rdlc 2A , S w-6 ZA3 YYk c6n%.a 21 1"7 Q SV PLEASE USE ORIGINAL FORM ONL Side 1 1505610105 1505610105 J + 1505610205 REV-1500 EX(FI) Decedent's Social Security Number Decedent's Name: Betty M. Bruaker i RECAPITULATION 1. Real Estate(Schedule A). .. .. . .. ... ............ .......... . ..... .. ... . 1. 120,000.00 2. Stocks and Bonds(Schedule B 3. Closely Held Corporation, Partnership or Sole-Proprietorship(Schedule C) .. .. . 3. i 4. Mortgages and Notes Receivable(Schedule D) . . ..... ..... ..... ..... ..... 4. 5. Cash,Bank Deposits and Miscellaneous Personal Property(Schedule E). ..... . 5. ; 4,790.24 6. Jointly Owned Property(Schedule F) O Separate Billing Requested ... . ... 6. 7,018.91 7. Inter-Vivos Transfers&Miscellaneous Non-Probate Property (Schedule G) O Separate Billing Requested........ 7. 0.00 8. Total Gross Assetstotal Lines 1 through 7 ( g ). .... . .... . .... . ..... ..... .. . 8. 131,809.15 , 9. Funeral Expenses and Administrative Costs(Schedule H). . ... . .... . ..... ... 9. 9,120.78 10. Debts of Decedent, Mortgage Liabilities and Liens(Schedule 1)............... 10. 2,326.82 11. Total Deductions(total Lines 9 and 10)... . . . .. . ..... .. .... .. .. .. . ...... 11. , 11,447.60 12. Net Value of Estate(Line 8 minus Line 11) . . ........ .. .. ...... . . ..... . .. 12. 120,361.55 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which i an election to tax has not been made(Schedule J) .... . .. .. . ..... ..... .... 13. 14. Net Value Subject to Tax(Line 12 minus Line 13) ..... ........ ..... . . .... 14. ! 120,361.55 TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate,or transfers under Sec.9116 (a)(1.2)X.0- 15.1 16. Amount of Line 14 taxable at lineal rate X.o45 ! 118,861.55 : 16. 5,348.77 17. Amount of Line 14 taxable at sibling rate X.12 t ! 17. 18. Amount of Line 14 taxable at collateral rate X.15 i 1,500.00 ! 18.1 225.00 19, TAX DUE ........ ... .. ... .. ..... ... . .. .. . .. .. ..... . .. . ....... . .... 19. 5,573.77 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT p Side 2 1505610205 1505610205 R,EV-1500 Ex(FI) Page 3 File Number Decedent's Complete Address: DECEDENT'S NAME Betty M. Brubkaer STREETADDRESS 1303 Kelton Road CITY STATE ZIP Camp Hill PA 17011 Tax Payments and Credits: 1. Tax Due(Page 2,Line 19) (1) 5,573.77 2. Credits/Payments A.Prior Payments B.Discount 278.69 Total Credits(A+B) (2) 278.69 3. Interest 4. If Line 2 is greater than Line 1 +Line 3,enter the difference. This is the OVERPAYMENT. (3) Fill in oval on Page 2,Line 20 to request a refund. (4) 5. If Line 1 +Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. (5) 5,295.08 Make check payable to: REGISTER OF WILLS, AGENT. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred.......................................................................................... ❑ N b. retain the right to designate who shall use the property transferred or its income ............................................ ❑ N c. retain a reversionary interest .............................................................................................................................. ❑ E d. receive the promise for life of either payments,benefits or care?...................................................................... ❑ ■ 2. If death occurred after Dec.12,1982,did decedent transfer property within one year of death without receiving adequate consideration?.............................................................................................................. ❑ 3. Did decedent own an"in trust for"or payable-upon-death bank account or security at his or her death?.............. ❑ 4. Did decedent own an individual retirement account,annuity or other non-probate property,which containsa beneficiary designation? ........................................................................................................................ ❑ 0 IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1,1994,and before Jan. 1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent[72 P.S.§9116(a)(1.1)(i)]. For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent [72 P.S.§9116(a)(1.1)(ii)].The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1,2000: • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent, an adoptive parent or a stepparent of the child is 0 percent[72 P.S.§9116(a)(1.2)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent,except as noted in[72 P.S.§9116(a)(1)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent[72 P.S. §9116(a)(1.3)].A sibling is defined, under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption. REV-1502 EX+(12-12) [ � pennsylvania SCHEDULE A DEPARTMENT OF REVENUE INHERITANCE TAX RETURN REAL ESTATE RESIDENT DECEDENT ESTATE OF: FILE NUMBER: Betty M. Brubaker 2015-00171 All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller,neither being compelled to buy or sell,both having reasonable knowledge of the relevant facts. Real property that is jointly-owned with right of survivorship must be disclosed on Schedule F. Attach a copy of the settlement sheet if the property has been sold. ITEM Include a copy of the deed showing decedent's interest if owned as tenant in common. VALUE AT DATE NUMBER OF DEATH DESCRIPTION 1 1303 Kelton Road,Camp Hill, PA 17011 120,000.00 i I I TOTAL(Also enter on Line 1, Recapitulation.) $ 120,000.00 If more space is needed,use additional sheets of paper of the same size. APPRAISAL OF REAL PROPERTY LOCATED AT: 1303 Kelton Rd DEED REF U14 403 (SEE ATTACHED DEED) Camp Hill,PA 17011 FOR: Terry Brubaker AS OF: 04/07/2015 BY: Paul C Hickey PA STATE CERTIFIED RESIDENTIAL APPRAISER HICKEY APPRAISALS LLC 804 BEACON HILL RD,NEW CUMBERLAND,PA 17070 PHONE(717)856-9048 FAX(717)695-3925 Form GA6—'WInTOTAL"appraisal software by a la mode,Inc.—1.800-ALAMODE BorrowerlClient File No. 15043 Pro Address 1303 Kelton Rd City Camp Hill County CUMBERLAND State PA Zi Code 17011 Lender Ten Brubaker TABLE OF CONTENTS Invoice .............................................................................................................................................................................................................................. 1 CoverPage ....................................................................................................................................................................................................................... 2 Tableof Contents .............................................................................................................................................................................................................. 3 Summaryof Salient Features..............................................................................................................................................................................................4 Letterof Transmittal .......................................................................................................................................................................................................... 5 GPResidential ............................................................................._...................................,,.................,...........................,,,...........,...................,,..............6 AdditionalComparables 4.6............................................................................................................................................................................................... 9 GPResidential Addendum ................................................................................................................................................................................................ 10 SupplementalAddendum .................................................................................................................................................................................................. 12 SubjectPhotos................................................................................................................................................................................................................... 15 SubjectPhotos Interior....................................................................................................................................................................................................... 16 SubjectPhotos Interior....................................................................................................................................................................................................... 17 SubjectPhotos Interior.........................................................................................................................---..............................._...................,..............,... 18 SubjectPhotos Interior....................................................................................................................................................................................................... 19 SubjectPhotos Interior....................................................................................................................................................................................................... 20 BuildingSketch(Page-1)................................................................................................................................................................................................. 21 BuildingSketch(Page-2).................................................................................................................................................................................................22 ComparablePhotos ........................................................................................................................................................................................................... 23 ComparablePhotos 4-6......................................................................................................................................................................................................24 NeighborhoodMap.............................................................................................................................................................................................................25 Deed ................................................................................................................................................................................................................................. 26 AppraiserCertification 6130(2015.............----......................................._.......................,,.................................,...........................,....._....................... 27 USPAPIdentification ......................................................................................................................................................................................................... 28 USPAPIdentification pdor service....................................................................................................................................................................................... 29 Form TOCNP—'WinTOTAU'appraisal software by a la mode,Inc.—1.800-ALAMODE P 4 SUMMARY OF SALIENT FEATURES Subject Address 1303 Kelton Rd Legal Description DEED REF U14 403 (SEE ATTACHED DEED) City Camp Hill County CUMBERLAND State PA Tip Code 17011 Census Tract 0109.00 Map Reference 25420 Sale Price $ Date of Sale Borrower/Client Lender Terry Brubaker Size(Square Feet) 1,057 Price per Square Foot $ Location AVERAGE Age 64 Condition AVERAGE Total Rooms 6 Bedrooms 3 Baths 1 Appraiser Paul C Hickey Date of Appraised Value 04/07/2015 Final Estimate of Value $ 120,000 Form SSD—'WinTOTAL°appraisal software by a la mode,Inc.—1-800-ALAMODE HICKEY APPRAISALS LLC 804 BEACON HILL RD NEW CUMBERLAND,PA 17070 Terry Brubaker Re: Property: 1303 Kelton Rd Camp Hill,PA 17011 Borrower: File No.: 15043 In accordance with your request.I have appraised the above referenced property. The report of that appraisal is attached. The purpose of the appraisal is to estimate the market value of the property described in this appraisal report,as improved,in unencumbered fee simple title of ownership. This report Is based on an physical analysis of the site and improvements,a locational analysis of the neighborhood and city,and an economic analysis of the market for properties such as the subject. The appraisal was developed and the report was prepared in accordance with the Uniform Standards of Professional Appraisal Practice. The value conclusions reported are as of the effective date stated in the body of the report and contingent upon the certification and limiting conditions attached. It has been a pleasure to assist you. Please do not hesitate to contact me if I can be of additional service to you. Sincerely, 10'J- V"J Paul C Hicke RL139135 PA STATE CERT RES APPRAISER Hickey Appraisals,LLC P # RESIDENTIAL APPRAISAL SUMMARY REPORT FileNo.: 15043 Property Address: 1303 Kelton Rd City:Camp Hill State:PA Zip Code:17011 H County: CUMBERLAND Legal Description: DEED REF U14 403 SEE ATTACHED DEED w Assessor's Parcel#: 13230545164 Tau Year:2015 R.E.Taxes:$2,004 Special Assessments:$0 Borrower if applicable): Current Owner of Record: Bruebaker Betty M and Walter occupant: Owner El Tenant Z Vacant Manufactured Housing rn Project Type: 0 PUD Condominium Cooperative Z Other describe S.F.DETACHED HOA:$0per year F1 per month Market Area Name: Lower Allen Tvvp Ma Reference: 25420 Census Tract: 0109.00 The purpose of this appraisal is to develop an opinion of: X Market Value as defined or other type of value describe This report reflects the following value 'rf not Current,see comments): Ll Current the Inspection Date is the Effective Date Retrospective Prospective Z Approaches developed for this appraisal: Sales Comparison Approach Cost Approach Income Approach See Reconciliation Comments and Scope of Work Lu Property Rights Appraised: N Fee Simple Leasehold leased Fee El Other describe z Intended Use: IS TO ESTABLISH THE REASONABLE MARKET VALUE OF THE SUBJECT PROPERTY IN AN OPEN AND FAIR MARKET AS U5 OF THE APPRAISAL RETROSPECTIVE DATE OF 2/2/2015 PER CLIENT INSTRUCTIONS. a Intended Users)(by name or type): THE INTENDED USER IS THE CLIENT NAMED WITHIN THE REPORT. Client: Terry Brubaker Address: PRIVATE Appraiser: Paul C Hickey Address: 804 Beacon Hill Road New Cumberland PA 17070 Location: L UrbanN Suburban Rural Predominant One-Unit Housing Present Land Use Change in Land Use Built up: ®Over 75% ❑25-75% ❑Under 25% Occupancy PRICE AGE One-Unit 95% ®Not Likely o Growth rate: [:]Rapid ®Stable ❑Slow ®Owner 95 $(000) (yrs) 2-4 Unit % ❑Likely* ❑In Process f- Property values: ❑Increasing ®Stable ❑Declining ®Tenant 5 75 Low 3 Multi-Unit % *To: Fe Demand/supply: ❑Shortage ®In Balance ❑Over Supply ®Vacant(0-5%) 575 High 150 Comm'I 5% U Marketing time: ®Under 3 Mos.❑3.6 Mos. ❑Over 6 Mos. ❑Vacant >5% 130 Fred 65 % c Market Area Boundaries,Description,and Market Conditions(including support for the above characteristics and Vends): COMMERCIAL USE IN THE AREA IS a LIMITED TO THE TYPE TYPICALLY FOUND.THE SUBJECT IS LOCATED IN A PREDOMINANTLY RESIDENTIAL AREA AMONG ix PROPERTIES OF SIMILAR STYLE AND MARKET APPEAL.THIS AREA IS CONVENIENTLY LOCATED IN RESPECT TO SCHOOLS SHOPPING,EMPLOYMENT AND TRANSPORTATION ACCESS HOMES WITHIN THE NEIGHBORHOOD ARE OCCUPIED AND APPEAR Y TO BE WELL MAINTAINED.MARKETING TIME IS CURRENTLY 1-3 MONTHS WHEN HOMES ARE PRICE WITHIN THE CURRENT X MARKET RANGE WITHIN THE DEVELOPMENT. BOUNDARIES ARE INTERSTATE 581 TO THE NORTH INTERSTATE 83 TO THE EAST CARLISLE ROAD TO THE SOUTH AND 18TH STREET TO THE WEST. Dimensions: SEE DEED Site Area: .24 AC Zoning Classification: R1 Description: SINGLE FAMILY ESTABLISH.RESIDENTIAL Zoning Compliance: ®Legal ❑Legal nonconfo min randfathered E]Ille al E]No zonin Are CC&Rs applicable? Yes No Unknown Have the documents been reviewed? ❑Yes ®No Ground Rent if applicable) $ / Highest&Best Use as Improved: ®Present use,or ❑Other use(explain) Actual Use as of Effective Date: RESIDENTIAL Use as appraised in this report: RESIDENTIAL Z Summary of Highest&Best Use: THE SUBJECTS HIGHEST AND BEST USE IS ITS CURRENT USE WHICH IS RESIDENTIAL WHICH IS ALSO ITS CURRENT ZONING USE. a Utilities Public Other Provider/Description ON-site Improvements Type Public Private Topography LEVEL w Electricity ® ❑ PUBLIC Street ASPHALT ® ❑ Size .24 AC Gas ® ❑ PUBLIC Curb/Gutter CONCRETE ® ❑ Shape IRREGULAR H Water ® ❑ PUBLIC Sidewalk CONCRETE ® ❑ Drainage AVERAGE h Sanitary Sewer ® ❑ PUBLIC Street Lights YES ® ❑ View SIMILAR HOMES Storm Sewer ❑ ❑ NONE Alley NONE ❑ ❑ Other site elements: ®Inside Lot ❑Comer Lot ❑Cul de Sac ❑Underground Utilities ❑Other describe FEMA S ec'I Flood Hazard Area Lj Yes X No FEMA Flood Zone X FEMA Map#42041 CO282E FEMA Map Date 03/16/2009 Site Comments: THE SIZE SHAPE AND LANDSCAPING OF THIS SITE IS TYPICAL OF SITES IN THIS NEIGHBORHOOD NO APPARENT ADVERSE EASEMENTS ENCROACHMENTS SPECIAL ASSESSMENTS SLIDE AREAS ETC NEGATIVELY AFFECT THE VALUE.NO KNOWN OR OBSERVED ADVERSE ENVIRONMENTAL CONDITIONS WERE NOTED AT THE TIME OF THE INSPECTION FOR THIS APPRAISAL. General Description Exterior Description Foundation Basement None Heating #of Units 1 ❑Acc.Unit Foundation CONC BLOCK Slab N/A Area Sq.Ft. 696 Type FWA #of Stories 1 Exterior Walls BRK ALUM Crawl Space PARTIAL %Finished 0 Fuel GAS Type ®Det.❑Att. ❑ Root Surface COMP SHNGLE Basement 696 S.F. Ceiling JOIST Design(Style) RANCH Gutters&Dwnspts.ALUMINUM Sump Pump❑DRAIN Walls CONIC BLK Cooling ®Existing ❑Proposed ❑Und.Cons.Window Type DBL SGL HUNG Dampness ❑none noted Floor CONCRETE Central YES N Actual Age(Yrs.) 64 Storm/Screens YES/SOME Settlement NONENOTED Outside Entry NONE Other Effective A e rs. 25 Infestation NONENOTED Te Interior Description Appliances Attic LlNone Amenities Car Storage ❑None > Floors CA VNL AVG Refrigerator ® Stairs ❑ Areplace(s)# 1 Woodstove(s)# Garage #of cars ( 2 Tot.) Walls PLASTER DRYWALL Range/Oven ® Drop Stair ❑ Patio N/A Attach.cL _ Trim/Finish WOOD Disposal ❑ Scuttle ® Deck N/A Detach._ w Bath Floor VINYL Dishwasher ❑ Doorway ❑ Porch FRONT Blt:In _ Bath Wainscot C.T. Fan/Hood ❑ Floor ❑ Fence N/A Carport 1 u- Doors WOOD Microwave ❑ Heated El Pool N/A Driveway 1 = Washer/Diyer Finished Lj SHED SHED Surface CONCRETE g Finished area above grade contains: 6 Rooms 3 Bedrooms 1 Baths 1 057 Square Feet of Gross Living Area Above Grade a Additional features: SEE NARRATIVE ADDENDA. K U Y) Describe the condition of the property(including physical,functional and external obsolescence): NO FORMS OF FUNCTIONAL OR EXTERNAL OBSOLESCENCE WAS NOTED DURING THE INSPECTION. THE PHYSICAL DEPRECIATION OBSERVED AT THE TIME OF THE INSPECTION WAS LIMITED TO THAT WHICH WOULD BE EXPECTED FROM NORMAL WEAR AND TEAR OF A HOME OF THIS AGE/EFFECTIVE AGE. THE SUBJECT FUNCTIONAL UTILITY STYLE CONDITION USE CONSTRUCTION APPEAL MARKETABILITY GENERALLY CONFORM TO OTHER PROPERTIES WITHIN THE SUBJECT NEIGHBORHOOD AS DESCRIBED WITHIN THIS APPRAISAL REPORT. M' RESIDENTIAL Form Copyright©2007 by a la mode,inc.This form may be reproduced unmodified without written permission,however,ala mode,inc.must be acknowledged and credited. GPRES2—'WinTOTAL"appraisal software by a la mode,inc.—1-800-ALAMODE 3/2007 RESIDENTIAL APPRAISAL SUMMARY REPORT FlIeNo.: 15043 My research Udid did not reveal any prior sales or transfers of the subject property for the three years prior to the effective date of this appraisal. a Data Source(s): PUBLIC RECORDS/MULTIPLE LISTING DATA O 1st Prior Subject Sale/Transfer Analysis of saleAransfer history and/or any current agreement of sale/listing: THE SUBJECT PROPERTY HAS NOT y Date: TRANSFERRED WITHIN THE PAST 3 YEARS AS LISTED ABOVE.ALL PRIOR TRANSFERS OF THE x Price., TRANSFERRED SALES UTILIZED WITHIN THE REPORT ARE BEYOND 12 MONTHS FROM THE U. Source(s):MLS/COUNTY RECORDS COMPARABLE SALES CLOSING DATE. �+ 2nd Prior Subject Sale/Transfer Date: I— Price: SWUM:MLS/COUNTY RECORDS SALES COMPARISON APPROACH TO VALUE if develo ed The Sales Gan arisonApproach was not developed for this ap aisal. FEATURE I SUBJECT COMPARABLE SALE#1 COMPARABLE SALE#2 COMPARABLE SALE#3 Address 1303 Kelton Rd 1293 Warwick Rd 1188 Shoreham Rd 405 Norman Rd Cam Hill PA 17011 Camp Hili PA 17011 Camp Hilt PA 17011 Camp Hill PA 17011 Proximity to Subject 0.25 miles E 0.19 miles NE 0.26 miles E Sale Price $ S 131 900 Is 119 900 $ 132.000 Sale Pdce/GLA $ /s.ft.$ 127.69 IstiA.1 S 113.43 is.tt. $ 127.78 is.ft. Data Sources CPMLMLS#10253074 CPMLMLS#10259378 CPMLMLS#10259983 Verification Sources CMBLD CTY REC DOM 3 CMBLD CTY RECS DOM 9 CMBLD CTY RECS DOM 14 CMBLD CTY RECS VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +• $Ad ust. DESCRIPTION _±Q$Adjust. DESCRIPTION +- S Adjust. Sales or Financing CONV CONY FNA Concessions Close Cost 2,500 -2,500 NONE Close Cost 7,500 -7,500 Date o1 Sale/Fime 07/17/2014 10/31/2014 12/05/2014 RI hts Appralsed Fee Sim ie FEE SIMPLE FEE SIMPLE FEESIMPLE Location AVERAGE AVERAGE AVERAGE AVERAGE Site 24 AC 21 AC 0.14 AC 0.20 0 View SIMILAR HOMES SIMILAR HOMES SIMILAR HOMES SIMILAR HOMES Desi n(Style) RANCH RANCH RANCH RANCH Oualit of Construction BRK ALUMIAVG ALUMINIUM/AVG BRK ALUM/AVG ALUMINIUM/AVG A e 64 62 64 62 Condition AVERAGE AVERAGE AVERAGE AVERAGE+ -2.00 Above Grade Total Bd ms Baths Total Bdrms Baths Total Bdrms Baths Total Bdrms Baths Roam Count 6 3 1 6 3 1 6 3 1 6 3 1 Gross Uvin Area 1,057 s .ft. 1,033 s .fi. p 1,057 s.ft. 0 1,033 s .h. 0 Basement&Finished PART(696) FULL -1,000 PART(696) FULL -1,000 Rooms Below Grade UNFINISHED UNFINISHED UNFINISHED UNFINISHED Functional Utility AVERAGE AVERAGE AVERAGE AVERAGE Heatin/Conlin GFWAICA GFWAICA GFWA/CA GFWAICA x Ener Efficient Items NONE NOTED NONE NOTED NONE NOTED - NONE NOTED Gara e1Ca 1C CARPORT 1C CARPORT 1C CARPORT iC DET GAR -1.0001 04 Porch/PatiwDeck PORCH PORCH C-PATIO PORCH,C-PATIO -1,000 a AUX HEATING 1 FIREPLACE NONE +1,00 1 FIREPLACE NONE +1.00 EXTERIOR ITEMS SHED NONE +500 FENCE SHED O rn a a a Net Adjustment(Total) + $ -2 q9OOA$ $ + $ 11 500 Adjusted Sale Price Net 1.5% Net 8.7%1 W of Comparables Gross 3.8%$ 129 119 900 Gross tp.2%$ 120 500 Summary of Sales Comparison Approach ALL SALES ARE CLOSED TRANSACTIONS AND DATES UTILIZED ARE SETTLEMENT DATES NOT W CONTRACT DATES. ALL COMPARABLE SALES ARE CONSIDERED GOOD INDICATORS OF VALUE AND WEIGHED IN THE FINAL RECONCILIATION,A COMPLETE AND THOROUGH SEARCH OF MULTIPLE LISTING DATA AND/OR PUBLIC RECORDS WAS CONDUCTED AS OF THE EFFECTIVE DATE OF THIS REPORT. THE SEARCH WAS FOR SIMILAR SALES WITHIN 12 MONTHS AND THE NEIGHBORHOOD AS DESCRIBED HEREIN FOR LIKE KIND COMPARABLE SALES SIMILAR IN STYLE GLA AGE CONDITION AND SITE. THE BEST MATCHED AVAILABLE COMPARABLE SALES WERE SELECTED AND UTILIZED WITHIN THIS APPRAISAL REPORT AS OF THE APPRAISALS EFFECTIVE DATE, LIKE SUBJECT COMP 2 IS ALSO A MATCHED FLOOR PLAN RANCH STYLE HOME WHICH HAS A DATED KITCHEN AND BATH. COMP 2 UNDER CONTRACT IN 9 DAYS. COMPS 3 AND 5 HAS UPDATED KITCHEN AND BATH. COMP 1 LIKE SUBJECT HAS A DATED KITCHEN. IF SUBJECT PROPERTY WAS LISTED FOR SALE A LISTING PRICE OF$1125,000M$129,000 WOULD BE A GOOD STARTING POINT UNDER CURRENT MARKET CONDITIONS,DUE TO THE LIMITED NUMBER OF CURRENT ACTIVE LISTING IN THE AREA HOME ARE SELLING WITHIN 1-3 MONTHS WHEN PRICED ACCORDINGLY. COMP 4(ACTIVE LISTING)IS A GOOD EXAMPLE OF A HOME PRICE WELL ABOVE ITS MARKET RANGE(LISTED 11/03/2014 AT_ 1149,900)AND NOW HAS BECOME STAGNATED ON THE MARKET WITH OTHER HOMES SELLING IN THE NEIGHBORHOOD AT A� HIGHER LEVEL THAN WHERE COMP 4 IS CURRENTLY LISTED, COMP 4 IS ALSO A POSSIBLE SHORT SALE PER MLS LISTING SHEET. Indicated Value by Sales Comparison A roach$ 120.000 RE51 DE NTIAL 1W1,110 2007 by a W mode,Inc.TM form may be reproduced urnmWfied wrbout w Men permission,howem,a la mode,Inc.must be ackrovdedged and credited. Form GPRES2—'WinTOTAL'appraisal software by a la mode,Inc.—1.800-ALAMODE 3/2807 RESIDENTIAL APPRAISAL SUMMARY REPORT FIIeNo.: 15043 COST APPROACH TO VALUE if developed) The Cost Approach was not developed for this appraisal. Provide adequate information for replication of the following cost figures and calculations. Support for the opinion of site value(summary of comparable land sales or other methods for estimating site value): MLS#10234772 1629 SHEEPFORD RD,MECHANICSBURG PRICE-$24,000 CLOSING DATE-10/14/2013 DOM-172 ACRES 21 MLS#10225538 927 E LISBURN RD,MECHANICSBURG PRICE-$30,000 CLOSING DATE-9/22/2014 DOM-694 ACRES.44 MLS#10254574 1601 CARLISLE RD,CAMP HILL PRICE-$45,000 CLOSING DATE-06/27/2014 DOM-1 ACRES 39 = ESTIMATED REPRODUCTION OR 0 REPLACEMENT COST NEW OPINION OF SITE VALUE................................................................=$ 30,000 Source of cost data: MLS LAND SALES DWELLING S .Ft.@$ =$ O Quality rating from cost service: N/A Effective date of cost data: N/A S .Ft.@$ =$ a. Comments on Cost Approach(gross living area calculations,depreciation,etc.): S .Ft.@$ _$ Q S .Ft.@$ =$ y S .Ft.@$ =$ 0 _$ Garage/Carport S .Ft.@$ =$ Total Estimate of Cost-New =$ Less Physical lFunctional I External Depreciation I I =$ Depreciated Cost of Improvements ............................................. _$ "As-is"Value of Site Improvements ............................................. _$ =$ Estimated Remaining Economic Life it re wired: Years INDICATED VALUE BY COST APPROACH..................................... _$ = INCOME APPROACH TO VALUE if develo ed The Income A roach was not developed for this appraisal. Estimated Monthly Market Rent$ N/A X Gross Rent Multiplier =$ Indicated Value by Income Approach aSummary of Income Approach(including support for market rent and GRM): a Q ru 0 0 z PROJECT INFORMATION FOR PUDs if appiicable The Subjct is part of a Planned Unit Development. Legal Name of Project: c Describe common elements and recreational facilities: D a Indicated Value by:Sales Comparison Approach$ 120,000 Cost Approach if develo ed $ N/A Income Approach if developed)$ Final Reconciliation THE INCOME APPROACH IS DETERMINED NOT TO BE MEANINGFUL AND HAS NOT BEEN UTILIZED. THE COST APPROACH IS NOT CONSIDERED TO BE RELIABLE DUE TO THE AGE AND IMPOSSIBLITY OF ESTIMATING THE ACTUAL DEPRCIATION AND HAS NOT BEEN UTILIZED.THE SALES COMPARISON APPROACH IS CONSIDERED THE BEST APPROACH TO z MARKET VALUE FOR THE SUBJECT PROPERTY DUE TO THE AMOUNT OF DATA AVAILABLE FOR MATCHED MARKET SALES 0 LITTLE MORE WEIGHT PLACED ON COMP 2 DUE TO MATCH STYLE HOME IN SIMILAR CONDITION. H g This appraisal is made®"as is", LJ subject to completion per plans and specifications on the basis of a Hypothetical Condition that the improvements have been Z3completed, ❑subject to the following repairs or alterations on the basis of a Hypothetical Condition that the repairs or alterations have been completed, ❑subject to zO the following required inspection based on the Extraordinary Assumption that the condition or deficiency does not require alteration or repair: U W This report is also subject to other Hypothetical Conditions and/or Extraordinary Assumptions as specified in the attached addenda. Based on the degree of Inspection of the subject property,as Indicated below,defined Scope of Work,Statement of Assumptions and Limiting Conditions, and Appraiser's Certifications,my(our)Opinion of the Market Value(or other specified value type),as defined herein,of the real property that is the subject of this report is: $ 120,000 ,as of: 02/02/2015 ,which is the effective date of this appraisal. If indicated above,this Opinion of Value is subject to Hypothetical Conditions and/or Extraordinary Assumptions included in this report. See attached addenda. rn A true and complete copy of this report contains 28 pages,including exhibits which are considered an integral part of the report.This appraisal report may not be properly understood without reference to the information contained in the complete report. 2 Attached Exhibits: ®Scope of Work ®Limiting Cond./Certifications ®Narrative Addendum ®Photograph Addenda ®Sketch Addendum ®Map Addenda ®Additional Sales ❑Cost Addendum ❑Flood Addendum ❑Manuf.House Addendum a ❑Hyriothetical Conditions ®Extraordinary Assumptions ❑ ❑ ❑ Client Contact: _Terry Brubaker Client Name: Terry Brubaker E-Mail: ter brubakerl mail.com Address: PRIVATE APPRAISER SUPERVISORY APPRAISER(if required) or CO-APPRAISER(if applicable) W )7 � / Supervisory or Q Appraiser ame: Paul,�'F-lickev Co-Appraiser Name: z Company: HICKEY APPRAISALS LLC Company: H Phone:(717)856-9048 Fax: N/A Phone: Fax: E-Mail: PCHICKEY(,a,)hickeyappraisals.com E-Mail: Date of Report(Signature): April 08,2015 Date of Report(Signature): License or Certification#: RL139135 State: PA License or Certification#: State: Designation: PA STATE CERTIFIED RESIDENTIAL APPRAISER Designation: Expiration Date of License or Certification: 06/30/2015 Expiration Date of License or Certification: Inspection of Subject: ®Interior&Exterior ❑Exterior Only ❑None Inspection of Subject: ❑Interior&Exterior ❑Exterior Only ❑None Date of Inspection: 04/07/2015 Date of Inspection: m R ES I D E NTIAL Copyright©2007 by a la mode,inc.This form may be reproduced unmodified without written permission,however,a la mode,inc.must be acknowledged and credited. Form GPRES2—'WinTOTAU'appraisal software by a la mode,inc.—1-800-ALAMODE 3/2007 P # ADDITIONAL COMPARABLE SALES Fie No,: 15043 FEATURE SUBJECT COMPARABLE SALE#4 COMPARABLE SALE#5 COMPARABLE SALE#6 's Address 1303 Kelton Rd 205 Norman Rd 315 Manchester Rd a Camp Hill PA 17011 Camp Hill PA 17011 Camp Hill PA 17011 Proximity to Sub ect0.09 miles NE 0.12 miles SE Sale Price $ $ 104,900 $ 139,900 Is Sale Price/GLA S /s .ft.$ 84.12/sq-ft-1 $ 121.97/s.ft. Data Sources CPMLMLS#10261363 CPMLMLS#10267218 Verification Sources CMBLD CTY REC DOM 142 CMBLD CTY RECS DOM 2 CMBLD GTY RECS VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +• $Adjust. DESCRIPTION +H$Adjust. DESCRIPTION +- $Adjust. Sales or Financing ACTIVE LISTING ACTIVE LISTING Concessions Date of Sale/rme ACTIVE LISTING ACTIVE LISTING -4.19 Ri hts A raised Fee Simple Fee Simple Fee Simple Location AVERAGE AVERAGE AVERAGE Site .24 AC .15 AC 0.14 AC 0 View SIMILAR HOMES SIMILAR HOMES ISIMILAR HOMES Design(Style) RANCH RANCH RANCH Quality of Construction BRK ALUM/AVG BRK VNL/AVG VINYUAVG Age 64 65 63 Condition AVERAGE AVERAGE AVERAGE+ -2.000 Above Grade Total Bdrms Baths Total Bd ms Baths Total I Bdrms I Baths —TotablBrimusl Baths Room Count 6 1 3 1 1 7FF-3 2 -2,000 6 3 1 Gross Uvinq Area 1.057 S .ft. 1,247 5 .ft. -1.9001 1,147 SCIA. 0 s .ft. Basement&Finished PART(696) PART(696) FULL -1,000 Rooms Below Grade UNFINISHED UNFINISHED UNFINISHED Functional Utility AVERAGE AVERAGE AVERAGE Heating/Cooling GFWA/CA GFWA1CA GHWBB/CA zpq Energy Efficient Items NONE NOTED NONE NOTED NONE NOTED Cara a/Cert ort 1C CARPORT 1C CARPORT 1C+CRPT IC DET GAR -3000 Porch/PattQ(Deck PORCH PORCH DECK -1,000 POR-,SCR-POR 1 m i?AUX HEATING 1 FIREPLACE 1 FIREPLACE NONE +1,000 EXTERIOR ITEMS SHED FENCE NONE +500 x 4 Net Adjustment(Total) + $ -4 900 + M::- T$ -10 697 ❑+ $ a Adjusted Sale Pdce Net 4.7% Net 7.6% Net % of Comparables Gross 4.7%$ 100 Opo Gross 9.8%$ 129,203 Gross %1$ O Summary of Sales Comparison Approach COMPS 4 AND 5 ARE ACTIVE LISTINGS LISTING PRICE WAS USED IN THE SALES COMPARISON a2 GRID. COMP 5 WAS GIVEN A-3%LIST PRICE TO SALES PRICE ADJUSTMENT FOR THE AVERAGE LIST PRICE TO SALES PRICE SALES RATIO PER THE CENTRAL PENN MLS WHICH SHOWS A 97%SALES RATIO. fay COMP 4 CURRENT LIST PRICE APPEARS TO BE IN LINE WITH OR BELOW CURRENT MARKET CONDITIONS THEREFORE NO LIST TO SALE PRICE ADJUSTMENT WAS MADE. COMP 4(ACTIVE LISTING)IS A GOOD EXAMPLE OF A HOME PRICE WELL ABOVE ITS MARKET RANGE(LISTED 1110312014 AT $149,900)AND NOW HAS BECOME STAGNATED ON THE MARKET WITH OTHER HOMES SELLING IN THE NEIGHBORHOOD AT A HIGHER LEVEL THAN WHERE COMP 4 IS CURRENTLY LISTED.WHICH INDICATES HOW IMPORTANT IT IS TO TRY TO PRICE HOMES ACCORDINGLY WHEN THEY ARE FIRST PLACED ON THE MARKET FOR SALE. COMP 4 IS ALSO A POSSIBLE SHORT SALE PER MLS LISTING SHEET. ,r I 4. s i. r`? CopyrighlO 2007 by a la mode,inc.This form may be reproduced unmodified without written permission,however,a la mode,inc.must be acknowledged and credited. rd- RESIDENTIAL Form GPRES2.(AC)—'WinTOTAU'appraisal software by a la mode,inc,—1-800-ALAMODE 3/2007 Assumptions, Limiting Conditions & Scope of Work FileNo.: 15043 Pm Address: 1303 Kelton Rd C' :Camp Hill State:PA Zip Code:17011 Client: Terry Brubaker Address: Appraiser: Paul C Hickey Address: 804 Beacon Hill Road New Cumberland PA 17070 STATEMENT OF ASSUMPTIONS&LIMITING CONDITIONS —The appraiser will not be responsible for matters of a legal nature that affect either the property being appraised or the title to it.The appraiser assumes that the title is good and marketable and,therefore,will not render any opinions about the title.The property is appraised on the basis of it being under responsible ownership. —The appraiser may have provided a sketch in the appraisal report to show approximate dimensions of the improvements,and any such sketch is included only to assist the reader of the report in visualizing the property and understanding the appraiser's determination of its size.Unless otherwise indicated,a Land Survey was not performed. —If so indicated,the appraiser has examined the available flood maps that are provided by the Federal Emergency Management Agency(or other data sources)and has noted in the appraisal report whether the subject site is located in an identified Special Flood Hazard Area.Because the appraiser is not a surveyor,he or she makes no guarantees,express or implied,regarding this determination. —The appraiser will not give testimony or appear in court because he or she made an appraisal of the property in question,unless specific arrangements to do so have been made beforehand. —If the cost approach is included in this appraisal,the appraiser has estimated the value of the land in the cost approach at its highest and best use,and the improvements at their contributory value.These separate valuations of the land and improvements must not be used in conjunction with any other appraisal and are invalid if they are so used.Unless otherwise specifically indicated,the cost approach value is not an insurance value,and should not be used as such. —The appraiser has noted in the appraisal report any adverse conditions(including,but not limited to,needed repairs,depreciation,the presence of hazardous wastes,toxic substances,etc.)observed during the inspection of the subject property,or that he or she became aware of during the normal research involved in performing the appraisal.Unless otherwise stated in the appraisal report,the appraiser has no knowledge of any hidden or unapparent conditions of the property,or adverse environmental conditions(including,but not limited to,the presence of hazardous wastes,toxic substances,etc.)that would make the property more or less valuable,and has assumed that there are no such conditions and makes no guarantees or warranties,express or implied,regarding the condition of the property.The appraiser will not be responsible for any such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the appraiser is not an expert in the field of environmental hazards,the appraisal report must not be considered as an environmental assessment of the property. —The appraiser obtained the information,estimates,and opinions that were expressed in the appraisal report from sources that he or she considers to be reliable and believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such items that were furnished by other parties. —The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniform Standards of Professional Appraisal Practice,and any applicable federal,state or local laws. —If this appraisal is indicated as subject to satisfactory completion,repairs,or alterations,the appraiser has based his or her appraisal report and valuation conclusion on the assumption that completion of the improvements will be performed in a workmanlike manner. An appraiser's client is the party(or parties)who engage an appraiser in a specific assignment.Any other party acquiring this report from the client does not become a party to the appraiser-client relationship.Any persons receiving this appraisal report because of disclosure requirements applicable to the appraiser's client do not become intended users of this report unless specifically identified by the client at the time of the assignment. —The appraiser's written consent and approval must be obtained before this appraisal report can be conveyed by anyone to the public,through advertising,public relations,news,sales,or by means of any other media,or by its inclusion in a private or public database. An appraisal of real property is not a'home inspection'and should not be construed as such.As part of the valuation process,the appraiser performs a non-invasive visual inventory that is not intended to reveal defects or detrimental conditions that are not readily apparent.The presence .F of such conditions or defects could adversely affect the appraiser's opinion of value.Clients with concerns about such potential negative factors are encouraged to engage the appropriate type of expert to investigate. ;a t* The Scope of Work is the type and extent of research and analyses performed in an appraisal assignment that is required to produce credible assignment results,given the nature of the appraisal problem,the specific requirements of the intended user(s)and the intended use of the appraisal report.Reliance upon this report,regardless of how acquired,by any party or for any use,other than those specified in this report by the Appraiser,is prohibited.The Opinion of Value that is the conclusion of this report is credible only within the context of the Scope of Work, Effective Date,the Date of Report,the Intended User(s),the Intended Use,the stated Assumptions and Limiting Conditions,any Hypothetical Conditions and/or Extraordinary Assumptions,and the Type of Value,as defined herein.The appraiser,appraisal firm,and related parties assume no obligation,liability,or accountability,and will not be responsible for any unauthorized use of this report or its conclusions. Additional Comments(Scope of Work,Extraordinary Assumptions,Hypothetical Conditions,etc.): APPRAISAL COMPLETED UNDER THE ASSUMPTION THAT THE CONDITION OF THE SUBJECT PROPERTY ON 02/02/2015 WAS CONSISTENT WITH THE CONDITION OF THE SUBJECT ON THE DATE OF INSPECTION ON 4/7/2015. J S t RESIDENTIAL Cotnvi0htm 2007 by a la mode,Inc.This form may be reproduced unmodified wghout widen permission•however,a to mode,inc.must be a0myviedped and credited. Form GPRES2AD—'WinTOTAL°appraisal software by a la mode,Inc.—1.800-ALAMODE 3/2007 P # Certifications FileNo.: 15043 Property Address: 1303 Kelton Rd City:Camp Hill State:PA Zip Code:17011 Client: Terry Brubaker Address: Appraiser: Paul C Hickey Address: 804 Beacon Hill Road New Cumberland PA 17070 APPRAISER'S CERTIFICATION I certifythat,to the best of my knowledge and belief: —The statements of fact contained in this report are true and correct. —The credibility of this report,for the stated use by the stated user(s),of the reported analyses,opinions,and conclusions are limited only by the reported assumptions and limiting conditions,and are my personal,impartial,and unbiased professional analyses,opinions,and conclusions. —I have no present or prospective interest in the property that is the subject of this report and no personal interest with respect to the parties involved. —I have no bias with respect to the property that is the subject of this report or to the parties involved with this assignment. —My engagement in this assignment was not contingent upon developing or reporting predetermined results. —My compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client,the amount of the value opinion,the attainment of a stipulated result,or the occurrence of a subsequent event directly related to the intended use of this appraisal. —My analyses,opinions,and conclusions were developed,and this report has been prepared,in conformity with the Uniform Standards of «" Professional Appraisal Practice that were in effect at the time this report was prepared. —I did not base,either partially or completely,my analysis and/or the opinion of value in the appraisal report on the race,color,religion, sex,handicap,familial status,or national origin of either the prospective owners or occupants of the subject property,or of the present owners or occupants of the properties in the vicinity of the subject property. Unless otherwise indicated,I have made a personal inspection of the property that is the subject of this report. —Unless otherwise indicated,no one provided significant real property appraisal assistance to the person(s)signing this certification. Additional Certifications: rY "A, DEFINITION OF MARKET VALUE*: Market value means the most probable price which a property should bring in a competitive and open market under all conditions requisite to a fair sale,the buyer and seller each acting prudently and knowledgeably,and assuming the price is not affected by undue stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the passing of title from seller to buyer under conditions whereby: 1.Buyer and seller are typically motivated; 2.Both parties are well informed or well advised and acting in what they consider their own best interests; 3.A reasonable time is allowed for exposure in the open market; 4.Payment is made in terms of cash in U.S.dollars or in terms of financial arrangements comparable thereto;and 5.The price represents the normal consideration for the property sold unaffected by special or creative financing or sales concessions granted by anyone associated with the sale. *This definition is from regulations published by federal regulatory agencies pursuant to Title A of the Financial Institutions Reform,Recovery,and Enforcement Act(FIRREA)of 1989 between July 5,1990,and August 24,1990,by the Federal Reserve System (FRS),National Credit Union Administration(NCUA),Federal Deposit Insurance Corporation(FDIC),the Office of Thrift Supervision(OTS), and the Office of Comptroller of the Currency(OCC).This definition is also referenced in regulations jointly published by the OCC,OTS, FRS,and FDIC on June 7,1994,and in the Interagency Appraisal and Evaluation Guidelines,dated October 27,1994. Client Contact: Terry Brubaker Client Name: Terry Brubaker E-Mail: ter brubakerl mail.com Address: APPRAISER SUPERVISORY APPRAISER(if required) �Y or CO-APPRAISER(If applicable) N Supervisory or a Appraiser ame: Paulickey Co-Appraiser Name: Company: HICKEYAPPFtAISALSLLC Company: Vi Phone: (717)856-9048 Fax: N/A Phone: Fax: E-Mail: PCHICKEYCalhickeyappraisals.com E-Mail: Date Report Signed: April 08,2015 Date Report Signed: License or Certification#: RL139135 State: PA License or Certification#: State: Designation: PA STATE CERTIFIED RESIDENTIAL APPRAISER Designation: Expiration Date of License or Certification: 06/30/2015 Expiration Date of License or Certification: 6Dat'e ection of Subject: ®Interior&Exterior E]Exterior El Only None Inspection of Subject: Interior&Exterior ❑Exterior Only ❑None of Inspection: 04/07/2015 Date of Inspection: RESIDENTIAL Copyright®2007 by a la mode,Inc.This form maybe reproduced unmodified widiout witton permission,however,ala mode,Inc.must be acknowledged and credited. Form GPRES2AD—'WinTOTAU'appraisal software by a la mode,Inc.—1-800-ALAMODE 3/2007 Y Borrower Client Supplemental Addendum File No.15043 PropertyAddress 1303 Kelton Rd city Camp Hill County CUMBERLAND State PA Zj Code 17011 Lender Terry Brubaker SEE NARRATIVE ADDENDA.CLARIFICATION OF ASSUMPTIONS,LIMITING CONDITIONS,CERTIFICATIONS AND SCOPE OF WORK THE FOLLOWING IS NOTED IN ORDER TO DEFINE TERMS AS THEY ARE USED IN THE APPRAISAL REPORT.THIS IS NOT INTENDED TO BE A MODIFICATION OF THE CERTIFICATION,BUT A CLARIFICATION,WHICH IS REQUIRED TO BE IN COMPLIANCE WITH USPAP. THE URAR APPRAISAL FORM WAS USED TO REPORT THE RESULTS OF MY(OUR)APPRAISAL.THE SCOPE OF WORK EXPLANATIONS DISCUSSED HERE AND WITHIN THE BODY OF THE REPORT,REFERENCE BY NUMBER AND PAGE, THE SCOPE OF WORK,ASSUMPTIONS AND LIMITING CONDITIONS AND CERTIFICATIONS AS SHOWN ON PAGES 4-6 OF THE FNMA FORM 1004/FREDDIE MAC FORM 70 TO FURTHER DEFINE,CLARIFY AND DOCUMENT WHAT THE APPRAISER(S)DID AND OR DID NOT DO IN ORDER TO DEVELOP THE APPRAISAL AND REPORT THE VALUE OPINION, BASED ON THE COMPLEXITY OF THIS APPRAISAL ASSIGNMENT AND OR AS A RESULT OF A SUPPLEMENTARY AGREEMENT OR ENGAGEMENT LETTER AS ACCEPTED BY THE APPRAISER(S)AND CLIENT IDENTIFIED WITHIN THE APPRAISAL REPORT. IF NO WRITTEN SPECIFIC AND OR SUPPLEMENTAL SCOPE OF WORK WAS AGREED UPON WITH THE CLIENT(PRIOR TO ACCEPTING THE ASSIGNMENT,BY FORMAL ENGAGEMENT LETTER AND INCLUDED IN THIS REPORT)THE SCOPE OF WORK OUTLINED HERE AND WITHIN THE REPORT,IS CONSIDERED TO BE REPRESENTATIVE OF WHAT TYPICAL USERS OF APPRAISAL SERVICES WOULD REQUIRE AND IN GENERAL,WHAT APPRAISERS WOULD PROVIDE AS REASONABLE,ACCEPTABLE AND SUFFICIENT FOR THE STATED INTENDED USER'S NEEDS. SCOPE OF WORK(PG 4&PG 5,CERT.2):ITEM(1)-IT SHOULD BE NOTED THAT THE APPRAISER(S)CONDUCTED A VISUAL INSPECTION OF ONLY THE READILY ACCESSIBLE AREAS OF THE PROPERTY,VIEWING ONLY THOSE COMPONENTS OF THE PROPERTY WHICH WERE CLEARLY VISIBLE FROM THE GROUND OR FLOOR LEVEL.NO TESTS WE MADE OF THE MECHANICAL,PLUMBING AND ELECTRICAL SYSTEMS AS SUCH TESTS ARE NOT WITHIN THE STANDARD GUIDELINES OF FNMA OR FHLMC. COMMENTS ON THE CONDITION OF THE FOUNDATION,ROOF, EXTERIOR,INTERIOR,FLOORS,MECHANICAL,PLUMBING,ELECTRICAL,INSULATION AND ALL OTHER MATTERS RELATING TO THE CONSTRUCTION OF THE SUBJECT PROPERTY IS BASED ON A CASUAL OBSERVATION ONLY AND WHICH MAY HAVE BEEN LIMITED BY THE PLACEMENT OF PERSONAL PROPERTY,FURNISHINGS,ETC.SO AS TO PRECLUDE OBSERVATION OF THE ITEMS BLOCKED BY SAME.THERE WAS NOT OBSERVATION OF THE ATTIC, CRAWL SPACE OR OTHER AREAS THAT WOULD NOT BE VISIBLE BY THE TYPICAL VISITOR TO THE HOME AND OR COMPONENTS THAT ARE HIDDEN WITHIN WALLS. ALTHOUGH THE REPORT MAY CITE A GENERAL RATING OF THE ADEQUACY AND OR CONDITION(BASED ON OBSERVATION ONLY)IT SHOULD BE CLEARLY UNDERSTOOD THAT THESE STATEMENTS ARE A GENERAL GUIDE FOR COMPARISON PURPOSES(AS PART OF THE VALUATION PROCESS)AND ARE NOT A DETAILED REPORT ON THE PHYSICAL AND OR OPERATIONAL CONDITION OF THESE ITEMS.THE APPRAISER(S)IS NOT AN EXPERT IN THESE MATTERS AND ANY OPINION STATED IS ADVISORY BASED ONLY UPON OBSERVATION.THIS REPORT IS NOT A HOME INSPECTION.WHILE OTHERS MAY CHOOSE TO RELY ON THE REPORT,THEY SHOULD NOT RELY ON IT TO DISCLOSE CONDITION AND DEFECTS.SUCH KNOWLEDGE GOES BEYOND THE SCOPE OF THIS APPRAISAL AND AS SUCH,COMMENTS ON OBSERVED CONDITIONS GIVEN IN THIS REPORT SHOULD NOT BE TAKEN AS A GUARANTEE THAT A PROBLEM DOES NOT EXIST. THE FOLLOWING CHART IS TO ASSIST THE INTENDED USER IN UNDERSTANDING THE SCOPE OF A COMPLETE VISUAL INSPECTION: Complete Visual Inspection Includes: Complete Visual Inspection Does/Did NOT Include: List the amenities Testing or activating mechanicals stems View readily observable exterior areas Activating appliances View readily observable interior areas Observation of crawls aces and attics Note quality of materials and workmanship Observation of areas not readily accessible Measure the exterior of the improvements Building Code compliance issues bserve the floor plan and room layout Moving furniture or personal property ssess the functional utility of the property Mold Assessment ote the subject's conformity to the market area. Removing or moving)floor coverings ote style/design. Testing or inspection of the well and septic. bserve the general condition of the improvements Reporting ersonal property. bserve a representative sampling of closets, Roof Condition report beyond an observation from rindows,electrical switches,and doors. round level. Photograph exterior and view site around the Radon Assessment m rovements ITEM(2,3,4&5)WHERE IT STATES"INSPECT THE NEIGHBORHOOD"THE OBSERVATION WAS LIMITED TO DRIVING THROUGH THE AREA AND A REPRESENTATIVE NUMBER OF STREETS,REVIEWING MAPS AND OTHER APPROPRIATE DATA INCLUDING OBSERVING THE COMPARABLES FROM THE STREET,TO DETERMINE THE GENERAL FACTORS THAT MAY OR MAY NOT INFLUENCE THE VALUE OF THE SUBJECT PROPERTY AND RESEARCH TO THE EXTENT FURTHER DEFINED IN THE SECTIONS BELOW. REPAIRS/DETERIORATION(PG.4,ITEM 5&PG.5,CERT.2):THE TERMS DEFICIENCY AND LIVABILITY HAVE NOT BEEN DEFINED IN THE APPRAISAL REPORT. AN EFFORT WAS MADE TO REPORT ONLY THOSE REPAIR ITEMS THAT, IN THE APPRAISER'S OPINION,WILL AFFECT SAFETY,ADEQUACY,AND MARKETABILITY OF THE PROPERTY. DETERIORATION CONSISTENT WITH THE AGE OF THE HOME HAS NOT BEEN ITEMIZED. Form TADD—'WInTOTAL"appraisal software by a la mode,Inc.—1-800-ALAMODE P #1 Supplemental Addendum File No.15043 Borrower/Client Prope Address 1303 Kelton Rd cfty Camp Hill County CUMBERLAND State PA Zi Cade 17011 Lender Terry Brubaker COST APPROACH(PG.5,CERT.4):THE COST APPROACH IS TYPICALLY UTILIZED WHEN IMPROVEMENTS ARE NEW, NEAR NEW OR ARE OF AN UNUSUAL CONSTRUCTION METHOD.ADDITIONALLY,THE COST APPROACH IS ONLY CONSIDERED APPROPRIATE WHEN SUFFICIENT LAND;BUILDING SITES,ETC.ARE AVAILABLE TO A POTENTIAL PURCHASER SO AS TO MAKE CONSTRUCTION OF IMPROVEMENTS SIMILAR TO THE SUBJECT,A VIABLE ALTERNATIVE TO PURCHASING THE SUBJECT.IN AREAS WHERE VACANT SITES(SIMILAR TO THE SUBJECT PROPERTY IN LOCATION,ZONING,USE AND UTILITY)ARE NOT AVAILABLE TO A POTENTIAL PURCHASER,USE OF THE COST APPROACH AND RELIABILITY ON THE SAME AS A VALUE INDICATOR COULD BE MISLEADING.IN CASES WHERE THE COST APPROACH IS NOT REQUIRED(PER USPAP)OR DEEMED NECESSARY TO THE DEVELOPMENT OF A RELIABLE VALUE OPINION,THE COST APPROACH HAS BEEN EXCLUDED AND SUCH EXCLUSION HAS BEEN SO STATED WITH THE BODY OF THE REPORT. IF THE COST APPROACH WAS USED IT REPRESENTS THE"REPLACEMENT COST ESTIMATE,"AND IS FOR "VALUATION PURPOSES ONLY."AS SUCH,IT SHOULD NOT BE RELIED UPON FOR INSURANCE PURPOSES.THE DEFINITION OF"MARKET VALUE"ON PAGE 4 OF THIS REPORT IS NOT CONSISTENT WITH THE DEFINITION OF "INSURABLE VALUE." IF THE COST APPROACH WAS PRESENTED,A COST SERVICE SUCH AS"MARSHALL&SWIFT' (OR OTHER SIMILAR SOURCE)WAS USED TO DEVELOP THE ESTIMATE.THE SITE VALUE OPINION IS BASED ON ONE OF SEVERAL METHODS:EXTRACTION,ALLOCATION,THE DEVELOPMENTAL METHOD OR FROM A REVIEW AND ANALYSIS OF SALES OF SIMILAR SITES WITHIN THE MARKET AREA. INCOME APPROACH(PG.5,CERT.4):THE INCOME APPROACH IS TYPICALLY UTILIZED WHEN SUFFICIENT INVESTOR OWNED PROPERTIES EXIST WITH THE SUBJECT'S IMMEDIATE AREA OR NEIGHBORHOOD AND WHEN INVESTORS REGULARLY ACQUIRE SUCH PROPERTIES THAT ARE SIMILARLY DESIRABLE TO THE SUBJECT FOR THE EXPRESS PURPOSE OF THE INVESTMENT INCOME THEY PROVIDE.WHILE RENTAL PROPERTIES MAY EXIST WITHIN ANY AREA,THEIR EXISTENCE ALONE SHOULD NOT BE CONSIDERED AS EVIDENCE OF A VIABLE RENTAL AND INVESTOR MARKETPLACE. AS SUCH,IN AREAS DOMINATED BY"OWNER OCCUPIED"UNITS,IT MAY NOT BE APPROPRIATE TO PRESENT OR EMPLOY THE INCOME APPROACH,UNLESS THE APPROACH CLEARLY REPRESENTS THE MOTIVATIONS AND ACTIONS OF INVESTORS IN THE MARKETPLACE AS IT RELATES TO THE SUBJECT PROPERTY AND IMMEDIATE AREA.IF THE APPROACH IS INCLUDED WITHIN THE REPORT,IT WAS BECAUSE SUFFICIENT DATA WAS FOUND TO SUPPORT CONCLUSIONS BY THE APPRAISER(S)THAT IT WAS APPROPRIATE AND MEANINGFUL TO THE ANALYSIS AND VALUE OPINION.IF THE APPROACH WAS NOT INCLUDED,IT WAS THE APPRAISER'S OPINION THAT THE DATA WAS INSUFFICIENT TO PROVIDE A USEFUL AND MEANINGFUL CONCLUSION. EXTENT OF DATA RESEARCH—SALES/LISTINGS (PG.5,CERT.5 THRU 9):SALES AND LISTINGS OF THE SUBJECT PROPERTY AND COMPARABLES HAVE BEEN RESEARCHED,VERIFIED,ANALYZED,AND REPORTED IN COMPLIANCE WITH CERTIFICATIONS 5 THRU 9 OF THIS URAR.SALES DATA(INCLUDING LISTED,CLOSED,PENDING AND EXPIRED LISTINGS)OF PROPERTIES THAT ARE GEOGRAPHICALLY,PHYSICALLY,FUNCTIONALLY AND ECONOMICALLY SIMILAR TO THE SUBJECT PROPERTY AND THAT ARE SUFFICIENTLY RECENT TO REFLECT CURRENT BUYER AND SELLER ACTIONS WERE RESEARCHED AND CONSIDERED.IF NECESSARY AND APPLICABLE,THE APPRAISER(S) ALSO RESEARCHED DATA ON COMPARABLE LAND AND IMPROVED SALES,INCOME AND EXPENSE INFORMATION AND CONSTRUCTION COSTS;CONFIRMED COMPARABLE SALES INFORMATION(AS NOTED UNDER"EXTENT OF INFORMATION VERIFICATION;"(SEE NEXT SECTION)AND ANALYZED THE INFORMATION IN APPLYING THE APPROACH(ES)USED. DEPENDING UPON THE AVAILABILITY AND RELIABILITY OF VARIOUS DATA SOURCES,THE APPRAISER(S)USED ANY COMBINATION OF REASONABLY AVAILABLE INFORMATION FROM CITY/COUNTY RECORDS,REAL ESTATE AGENTS, OWNER'S COMMENTS,BUYER'S DESCRIPTION,ASSESSOR'S RECORDS,MULTIPLE LISTING SERVICE(MLS)DATA, BROCHURES,WEB SITE LISTINGS AND VISUAL OBSERVATION TO IDENTIFY THE RELEVANT CHARACTERISTICS OF THE SUBJECT PROPERTY.COMPARABLES WERE SELECTED BASED ON PHYSICAL,FUNCTIONAL,ECONOMIC AND LOCATION CHARACTERISTICS WITH THE SALES CITED IN THE REPORT CONSIDERED TO BE MOST RELEVANT TO THE ANALYSIS OF SUBJECT PROPERTY.THESE SALES WERE ADJUSTED TO THE SUBJECT TO REFLECT THE MARKET'S REACTION TO DIFFERENCES(IF ANY). EXTENT OF INFORMATION VERIFICATION(PG.5,CERT.10&13): REPRESENTATIVE SAMPLES OF DISINTERESTED SOURCES FOR INFORMATION AND DATA VERIFICATION INCLUDE BUT ARE NOT LIMITED TO COUNTY/CITY ONLINE RECORDS—RECORDER,TREASURER,ZONING,GIS,ONLINE ASSESSOR PROPERTY DATABASES—SALES, PROPERTY CHARACTERISTICS,PERSONAL OBSERVATION—CONDITION,LOCATION,PHYSICAL ATTRIBUTES,REAL ESTATE TRANSACTION DECLARATION DOCUMENTS—SALE DATE,PERSONAL PROPERTY.IN ADDITION,THE SUBJECT'S MARKET AREA WAS EXAMINED TO DETERMINE THE DEMAND FOR AND MARKETABILITY OF THE PROPERTY WITHIN THE SUBJECT'S CLASSIFICATION. WHEN AND WHERE POSSIBLE,THE APPLICABLE INFORMATION WAS VERIFIED WITH SOURCES DEEMED TO BE RELIABLE AND FROM A DISINTERESTED PARTY OR CORROBORATED WITH A 3RD PARTY SOURCE. IN SOME CASES, THE MOTIVATIONS OF THE PARTIES AND OTHER FACTORS(TERMS,ARMS-LENGTH TRANSACTIONS,ETC.)MAY NOT HAVE BEEN AVAILABLE AND THE DATA WAS USED AT"FACE VALUE AS FACTUALLY ACCURATE." THE APPRAISER(S)WAS NOT SUPPLIED WITH A SURVEY OF THE SUBJECT SITE AND DID NOT CHECK THE LAND RECORDS FOR RECORDED EASEMENTS AND HAVE REPORTED ONLY APPARENT EASEMENTS AND ENCROACHMENTS. UNLESS OTHERWISE STATED WITHIN THE REPORT,NO EFFORT WAS MADE TO ASCERTAIN WHETHER THE SUBJECT IS LOCATED WITHIN THE APPROPRIATE SETBACKS,AS DICTATED BY ZONING,BUILDING OR OTHER REGULATIONS. PUBLIC I PRIVATE DATA SOURCES(PG.5,CERT.12):MY(OUR)APPRAISAL PRACTICE IS LIMITED TO (CUMBERLAND,DAUPHIN,PERRY AND YORK COUNTY). I HAVE ACCESS TO PUBLIC DATA;THE LOCAL MULTIPLE LISTING SERVICE;A NATIONALLY RECOGNIZED COST ESTIMATION SERVICE;FNMA FLOOD DATA AND MAPS;AND PRIVATE INFORMATION CONTAINED WITHIN MY OFFICE FILES CONSIDERED NECESSARY AND APPROPRIATE FOR THIS ASSIGNMENT. Form TADD—'WinTOTAL"appraisal software by a la mode,Inc.—1-800-ALAMODE P 1 Supplemental Addendum File No.15043 Borrower/Client Property Address 1303 Kelton Rd City Camp Hill County CUMBERLAND State PA Zi Code 17011 Lender Terry Brubaker ADVERSE FACTORS(PG 4 ITEM 5&PG.5,CERT.14):AS CITED IN THE"ASSUMPTIONS&LIMITING CONDITIONS,"IS SUBJECTIVE AND SUBJECT TO BROAD INTERPRETATION. MANY PROPERTIES WILL HAVE SOME FORM OF PHYSICAL DEPRECIATION,DEFICIENCY OR LIVABILITY ISSUES,DEPENDENT UPON THE MOTIVATIONS AND STANDARDS OF THE PARTY OBSERVING THE PROPERTY. A PROPERTY MAY ALSO BE IMPACTED TO VARYING DEGREES BY A WIDE-RANGE OF FACTORS INTERNAL OR EXTERNAL TO THE PROPERTY THAT COULD BE CONSIDERED"ADVERSE"BY SOMEONE. ABSENT DETAILED WRITTEN DIRECTIVES AND SPECIFIC GUIDELINES FROM THE LENDER/CLIENT,THE APPRAISER(S)MADE A VISUAL INSPECTION OF THE PROPERTY AND ITS MARKET ENVIRONMENT(AS CITED ELSEWHERE IN THE SCOPE OF WORK)AND NOTED FACTORS THAT MAY IMPACT THE MARKETABILITY AND LIVABILITY TO POTENTIAL BUYERS BASED UPON THE APPRAISER'S KNOWLEDGE OF THE MARKET AND OR AS EVIDENCED BY SALES OF PROPERTIES WITH SIMILAR OR COMPARABLE CONDITIONS.SUCH ITEMS NOTED IN THE REPORT WERE CONSIDERED WITHIN THE VALUATION APPROACHES THAT WERE APPLIED TO THE ANALYSIS. WHILE SOME IN THE MARKET MAY CONSIDER FACTORS SUCH AS DRUG LABS,REGISTERED SEX OFFENDERS, CRIMINAL ACTIVITY,INTERIM REHABILITATION FACILITIES HALFWAY HOUSES OR SIMILAR USES AS"ADVERSE," UNLESS CITED WITHIN THE REPORT,THE APPRAISER(S)HAS MADE NO ATTEMPT TO INVESTIGATE OR DISCOVER SUCH ACTIVITIES AS PART OF THIS ASSIGNMENT,UNLESS SUCH FACTORS WERE READILY APPARENT AND OBVIOUSLY IMPACTING THE SUBJECT PROPERTY AS EVIDENCED BY MARKET DATA.IF THE INTENDED USER HAS CONCERNS IN THESE AREAS,IT IS HIGHLY RECOMMENDED THAT THEY SECURE THIS INFORMATION FROM A RELIABLE SOURCE. DISCLOSURE/DISTRIBUTION(PG.6,CERT.21&CERT.23): REGARDLESS OF WHO PAID FOR THIS ASSIGNMENT, THE INTENDED USER IS ONLY THE CLIENT STATED WITHIN THE REPORT.THE APPRAISAL AND REPORT MAY BE INAPPROPRIATE FOR USE BY PARTIES OTHER THAN THE INTENDED USER AND COULD PLACE THEM AT RISK. DESPITE THE MEANS OF POSSESSION OF THE REPORT,THIS APPRAISAL SHOULD NOT BE USED OR RELIED ON BY ANYONE OTHER THAN THE STATED INTENDED USER AND FOR THE STATED/INTENDED PURPOSE. "THE INTENDED USER OF THIS APPRAISAL REPORT IS THE CLIENT.THE INTENDED USE IS TO EVALUATE THE PROPERTY THAT IS THE SUBJECT OF THIS APPRAISAL FOR MARKET VALUE AS OF THE EFFECTIVE DATE OF THE REPORT,SUBJECT TO THE STATED SCOPE OF WORK,PURPOSE OF THE APPRAISAL,REPORTING REQUIREMENTS OF THIS APPRAISAL REPORT FORM,AND DEFINITION OF MARKET VALUE.NO ADDITIONAL INTENDED USERS ARE IDENTIFIED BY THE APPRAISER." THE VALUE OPINION:THE VALUE OPINION STATED IN THE REPORT IS BASED ON MY(OUR)ANALYSIS AS OF THE EFFECTIVE DATE SHOWN IN THE REPORT.THE VALUE OPINION CONSIDERS THE PRODUCTIVITY,ECONOMIC AND PHYSICAL CONDITIONS OF THE PROPERTY ONLY AS OF THE DATE OF VALUE CITED.AS MARKET CONDITIONS CHANGE,THIS VALUE OPINION MAY NOT BE VALID IN ANOTHER TIME PERIOD.PERSONAL PROPERTY SUCH AS FURNISHINGS,EQUIPMENT OR OTHER ITEMS THAT MAY BE INCLUDED WITH A SALE OR TRANSFER OF THE PROPERTY WERE EXCLUDED FROM THE VALUE UNLESS SUCH ITEMS ARE NECESSARY FOR THE OPERATIONS OF THE PROPERTY(GARAGE DOOR REMOTES,POOL REMOTES,ETC)AND WOULD NORMALLY BE A PART OF THE MECHANICAL OR OPERATIONAL EQUIPMENT THAT IS CONSIDERED REALTY. Neighborhood-Market Conditions THE SUBJECT IS LOCATED IN Lower Allen Twp .IT PROVIDES AN AVERAGE ENVIRONMENT FOR THE HOUSE BEING APPRAISED.THERE ARE NO KNOWN FACTORS THAT WILL NEGATIVELY AFFECT THE MARKETABILITY OF THE HOUSE.ALL OF THE ITEMS IN THE NEIGHBORHOOD RATING GRID ARE RATED GOOD OR AVERAGE.THE PUBLIC SCHOOLS,PARKS,VIEWS,AND NOISE LEVEL ARE TYPICAL FOR THIS TYPE OF NEIGHBORHOOD.THIS IS A FAIRLY ACTIVE MARKET WITH NO SPECIAL FINANCING,LOAN DISCOUNTS,OR OTHER CONCESSIONS PREVALENT. Additional Features/Improvements-Condition of the Property THE SUBJECT IS A BRICK AND ALUMINUM EXTERIOR RANCH STYLE HOME WITH A ONE CAR CARPORT. THE FRONT PORCH ENTRY LEADS TO THE LIVING ROOM WHICH HAS A FIREPLACE AND CARPETING. THE DINING ROOM IS TO THE REAR AND HAS CARPETING. THE KITCHEN IS TO THE RIGHT OF THE DINING ROOM AND FEATURES OAK CABINETRY IN A BROKEN BOX DESIGN WITH CARPET FLOORS. THE REST OF THE HOME CONSIST OF THREE BEDROOMS WITH CARPETING AND THE MAIN BATH. THE PARTIAL BASEMENT IS UNFINISHED AND CONTAINS THE HOME MECHANICALS AND LAUNDRY AREA. PER FAMILY MEMBER THE ROOF WAS REPLACED IN 1998 AND CENTRAL AIR ADDED IN 1987. THE PRECEDING MENTIONED AS ADDITIONAL FEATURES MAY OR MAY NOT WARRANT INDIVIDUAL ADJUSTMENTS IN THE COST OF SALES ANALYSIS. THEY WERE WORTHY OF MENTION BECAUSE THEY DO INDEED AFFECT THE COST OF THE CONSTRUCTION,QUALITY OF CONSTRUCTION,APPEAL, UTILITY AND MARKETABILITY OF THE PROPERTY. IF ANY ADJUSTMENTS ARE REQUIRED THEY WILL BE TAKEN IN THESE CATEGORIES. 2014 USPAP CERTIFICATION THE APPRAISER CERTIFIES THAT HE HAS NO CURRENT OR PROSPECTIVE INTEREST IN THE SUBJECT PROPERTY OR PARTIES INVOLVED,THE APPRAISER ALSO STATES THAT HE HAS NOT PREFORMED ANY SERVICES REGARDING THE SUBJECT PROPERTY WITHIN A 3 YEAR PERIOD FROM THE ORDER DATE OF THE REPORT,AS AN APPRAISER OR IN ANY OTHER CAPACITY. EXPOSURE TIME Definition:USPAP 2014 "Exposure Time:estimated length of time that the property interest being appraised would have been offered on the market prior to the hypothetical consummation of a sale at market value on the effective date of the appraisal." THE SUBJECTS ESTIMATED EXPOSURE TIME IS 3-6 MONTHS WITH THE SUBJECT BEING PRICED WITHIN ITS MARKET VALUE RANGE. Form TADD—'WhTOTAL"appraisal software by a la mode,Inc.—1.800-ALAMODE Subject Photos Borrower/Client ProAddress 1303 Kelton Rd City CamD Hill County CUMBERLAND State PA Zi Code 17011 Lender Terry Brubaker Subject Front 1303 Kelton Rd Sales Price GIA. 1,057 Tot.Rooms 6 Tot.Bedrms. 3 Tot.Bathrms. 1 Location AVERAGE View SIMILAR HOMES Site .24 AC Quality BRK,ALUMIAVG Age 64 4r�. \\� Subject Rear ' M Subject Street fR • � �,,�, � is Form PIC4x6.SR—WInTOTAL"appraisal software by a la mode,Inc.—1.800-ALAMODE Subject Interior Photo Page Borrower/Client Property Address 1303 Kelton Rd City Camp Hill G0UntY CUMBERLAND State PA Zi Code 17011 Lender Terry Brubaker Subject Interior 1303 Kelton Rd Sales Price G.L.A. 1,057 Tot.Rooms 6 Tot.Bedrms. 3 Tot.Bathrms. 1 Location AVERAGE View SIMILAR HOMES Site .24 AC Quality BRK,ALUM/AVG Age 64 LIVING ROOM Subject Interior KITCHEN :4,b i ,4. Subject Interior KITCHEN ;. .4a ,w as Form PIC4x6.S1—'WinTOTAL"appraisal software by a la mode,Inc.—1-800-ALAMODE Subject Interior Photo Page Borrower/Client ProAddress 1303 Kelton Rd city Camp Hill County CUMBERLAND State PA Zl Code 17011 Lender Terry Brubaker Subject Interior J 1303 Kelton Rd Sales Price -� G.L.A. 1,057 ° 3 Tot.Rooms 6 r 1dt a,..',.°,' .. •�� ..,. ' Tot.Bedrms. 3 s Tot.Bathrms. 1 Location AVERAGE }x View SIMILAR HOMES Site .24 AC Ouality BRK,ALUMIAVG F. Age 64 Cyt 1 DINING ROOM 99 k•, • t 5 i E '1 Subject Interior L BEDROOM rel- J, t Y Subject Interior t rr FULL BATH K i Ir .a f3'a F f Form PIC46.S1—I inTOTAL°appraisal software by a la mode,Inc.—1.800-ALAMODE Borrowar/Client Pm er Ads 1303 Subject CI Interi Kelto Ra or ph. t. Cam Hitt to page � Bn+baker P #y Count CU MBERLAND ` _ State pA Code 17011 Subject inters 1303 Kelton Rd Or Sates Price G.I.A. Tot,Rooms 1,057 Tot.Bedrms, 3 Tot.Bathrms. 1 Location dew AVERAGE Site SIMILAR HOMES Quality .24 AC A9e BRK,ALUMlAVG BEDROOM Subject Interlor BEDROOM Subiect jnter►or BASEMENT Form PtC4x6.S1 °winTOTgII'appraisal software by, a la mode, 1'800•gIgMOQE BoRowerCltenl Pro a Address subject Inte1303 KeRd Photo Pa9e Lee /ton rior nder Cam Hip Gpunt CU MBERLANO 5tafe pA • ..... Code 17011 Subject Inte 1303 Kelton Rd rior Sales Price G.LA, Tot,Rooms 1,057 Tot Bedrms, 3 Tot,Bathrms, 1 Location View AVERAGE Site SIMILAR HOME Quality 2q AC HOME, BRKALUM/AVG BASEMENT FURNACE Subject Interior BASEMENT WATER HEATER Subject Interior BASEMENT ELECTRIC BOX Eonn PIC Qx6'Sl _"WtnTOtgL.appraiSal software by a la mode,inc.�.1-800•AlAM00E Subject Interior Photo Page Borrower Client ProperlyAddress 1303 Kelton Rd City Camp Hill County CUMBERLAND State PA Zi Code 17011 Lender Terry Brubaker Subject Interior 1303 Kelton Rd Sales Price G.L.A. 1,057 Tot.Rooms 6 Tat.Bedrms. 3 Tot.Bathrms. 1 Location AVERAGE View SIMILAR HOMES Site .24 AC Quality BRK,ALUMIAVG Age 64 CRAWLSPACE �!. Subject RIGHT SIDE ol �`► .cam Subject LEFT SIDE .l Form PIC4x5.Sl—WInTOTAL'appraisal software by a la mode,Inc.—1-800•ALAMODE Building Sketch Borrower Client PropertyAddress 1303 Kelton Rd city Camp Hill County CUMBERLAND State PA Zi Code 17011 Lender Terry Brubaker 29' iv Bedroom Bedroom z CL A N Basement Bath [696 Sq ft] Bedroom Fn V- zj I I 10' 29' Dining Kitchen 1 Car Carport Living [266 Sq ft] � Cov. Porch 14 First Floor 14' [1057 Sq ft] Form SKT.Bld$kl—'WinTOTAL"appraisal software by a la mode,inc.—1-800-ALAMODE Building Sketch Borrower Client PropeAddress 1303 Kelton Rd Cay Camp Hill County CUMBERLAND State PA L Code 17011 Lender Terry Brubaker Lwin AreaCalculation Details First floor _.�.. -_—_1057 Sq ft - --"19x19=361 29.24=696 Total Living Area(Rounded): 1057 Sq ft Non-INinp_Area, 1 Car Carport 266 Sq ft 19 x 14=266 Coy.Porch 56 Sq ft 4 x 14 = 56 Basement 696 Sq ft 29 x 24=696 Form SKINSId—'WinTOTAL"appraisal software by a la mode,inc.—1.800-ALAMODE Comparable Photos #1-3 Borrower cent I'mperly Address 1303 Kelton Rd Ci Camp Hill County CUMBERLAND State PA ZI Code 17011 Lender Tar Brubaker Comparable 1 ;+ 1293 Warwick Rd lE,r Prox,to Subj. 0.25 miles E Sales Price 131,900 G.L.A. 1,033 Tot,Rooms 6 Tot.Bednns. 3 Tot.Bathrms. 1 Location AVERAGE View SIMILAR HOMES _ Site 21 AC Quality ALUMINIUMIAVG Age 62 Comparable 2 1188 Shoreham Rd Prox.to Subj. 0.19 miles NE rrSt rt l � t Safes Price 119,900 3�" r G.L.A. 1,057 �r�1 Tot.Rooms 6 Tot.Bedrms. 3 Tot.Bathrms. 1 .w Location AVERAGE View SIMILAR HOMES Site .14 AC a Quality BRK,ALUM/AVG Age 64 4 Comparable 3 405 Norman Rd 7 Prox.to Subj. 0.26 miles E Safes Price 132,000 G.L.A. 1,033 y Tot.Rooms 6 Tot.Bedrms. 3 Tot.Bathrms. 1 Location AVERAGE . View SIMILAR HOMES + Site 20 Quality ALUMINIUWAVG Age 62 Form PIC4x6.CR—VInTOTAU appraWl software by a#a mode,Inc.—1.800-ALAMODE P # 4 Comparable Photo Page Borrower Client Property Address 1303 Kelton Rd City Camp Hill County CUMBERLAND State PA Zi Code 17011 Lender Terry Brubaker " Comparable 4 205 Norman Rd Prox.to Subj. 0.09 miles NE r ` ' Sales Price 104,900 G.L.A. 1,247 Tot.Rooms 7 Tot.Bedrms. 3 Tot.Bathrms. 2 Location AVERAGE View SIMILAR HOMES Site .15 AC Quality BRK,VNL/AVG Age 65 Comparable 5 ' 315 Manchester Rd Prox.to Subj. 0.12 miles SE Sales Price 139,900 G.L.A. 1,147 Tot.Rooms 6 Tot.Bedrms. 3 Tot,Bathrms. 1 Location AVERAGE View SIMILAR HOMES Site .14 AC Quality VINYUAVG Age 63 Comparable 6 Prox.to Subj. Sales Price G.L.A. Tot.Rooms Tot.Bedrms. Tot.Bathrms. Location View Site Quality Age Form PIC4x6.CR—'WinTOTAL"appraisal software by a la mode,Inc.—1-800-ALAMODE Neighborhood Map Borrower Client ProAddress 1303 Kelton Rd cfty Camp Hill County CUMBERLAND State PA ZiP Code 17011 Lender Terry Brubaker S� 1. a la mode inc` Ish \'o� / ' 42 J -PP xx L � r J. Qea — fit, / ¢5� r rpt \es 418 �O r r r J 7 ..+ SEt • 68 41A f Q a c Comparable 41B 81 - Columbus Ave Shoreham1188 •' 0.19 miles NE Columbus 205 r pl Q\ Chatham Rd Sr Lai �,o ycQ s r f Qa A/orman Rd St C/air Ra Manchester Rd ?a 4 COs ,111111111101 40B... `J/f r v n �\o315 Manchester Rd 1293 Warwick Rd � r r .25 miles E 1 c o`c Ae �o b Citadel Dr ie0� v -Clvrnse^M ' E Ti v ae 4081 t_' dzc Cptt Or 1 0• frq � GQ 9p• •\, 9dPo 0401OA d H S d Chetto* -01VI� m o. O \d1 49 3 250 yds �aTkb��n -ae.ne.Frn Form MAP.LOC—'WInTOTAL'appraisal software by a la mode,Inc.—1.800-ALAMODE #2 t LVfU Uf.G cIt''fEM tJl-i t.+ fEt 10 v_ IC?1,ICU ICUL fl It tt -• -•-_ a Corporation organized and _n`e^, fire ILa�-s of Per_nsylvania, having its place of business of Loner -11en, County of Cumberland and State of -art, LTER F. BETJT i Efi and BETTY i.i. BFiJB {R, his Wife, of the Township of Lower ,kllen, County of Cumberland and State of Pennsylvania, GR.WIMS, parties of the second part M1WSSPA4, Viat the said party of the first part for and inconsideration of the sum of One Dollar ($1.00) and other valuable considerations, lawful money of the United States of America, unto it well and truly paid by the said parties of the second part of and before the sealing and delivery of time presents, the receipt whereof is hereby acknowledged, has granted, bargained, said, aliened, enfeoffed, released and confirmed, and by these presents does grant, bargain, sell, alien, enfeoff, release and confirm unto the said parties of the second part, their heirs and assigns, i AUL TIpat certain lot of land situate in the Tovmshiu o= Loner Allen, County of Cumberland and State of Pennsylvania, being more particularly bounded and described as follows, to wit: BEGINNING at a point on the northerly line of Kelton Road at life of Lot No. 17, Block "0" on the hereinafter mentioned Plan; t.hende along said lot in a southerly direction one hundred five (105) feet to a point at line of Lot No. 22, Block 11011 on said Plan; thence along; latter lot in a westerly direction thirty and sixty-four hundredths (30.64) feet to a point at line of Lot Yo. 20, mock "o"; thence along said Lot No. -90 and Lot No. 10, rlocl- "+;" in a northwesterly direction point on the southerly line of Kelton. Road; thence along Kelton Road in an easterly direction one hundred twenty-five and thirty-seven hundredths (125.37) feet to the place of beginning*. BEING Lot No. 18, Block "0" on the Plan of Lots of Highland Park showin` Blocks "P:i11� "N", ,tnn, "P1t, "Qtt, 111111, 'IS" and "T", said. Plan beinu recorded in the Cumberlanl County Recorder's Office in Pian Book i 4, Page EJB, �I Havina thereon erected a single dwelliru7 ho;-.9e No. t%o^ Kelton Form SCA—'WInTOTAL"appraisal software by a la mode,Inc.—1-800-ALAMODE Commonwealth of Pennsylvania 12 0055811 De a��-n-g-n-��OftSlate Bureau of Pro +91 -an� Q 1, ational Affairs PO 1309 5' rrisbur5-2649 0 Certificate Type 0 O Certificate Status Certified Residential Appraiser U" { •x Active 0 Initial Certification Date 04/13/2005 PAUL C HICKEY Certificate 804 BEACON HILL RD Number New Cumberland PA 17070 RL139135 Expiration Date 06130/2015 —" Signnture CUO1111iSal011Cr ur 1`rW'Wiona1 and OccuollionaI Alfons � Form SCA—'WinTOTAL"appraisal software by a la mode,Inc.—1.800-ALAMODE Borrower Client File No.15043 Property Address 1303 Kelton Rd City Camp Hill County CUMBERLAND State PA Zip Code 17011 Lender Terry Brubaker APPRAISAL AND REPORT IDENTIFICATION This Report is tme of the following types: ®Appraisal Report (A written report prepared under Standards Rule 2-2(a) ,pursuant to the Scope of Work,as disclosed elsewhere in this report.) ❑ Restricted (A written report prepared under Standards Rule 2-2(b) ,pursuant to the Scope of Work,as disclosed elsewhere in this report, Appraisal Report restricted to the stated intended use by the specified client or intended user.) Comments on Standards Rule 2-3 1 certify that,to the best of my knowledge and belief: —The statements of fact contained in this report are true and correct. —The reported analyses,opinions,and conclusions are limited only by the reported assumptions and limiting conditions and are my personal,impartial,and unbiased professional analyses,opinions,and conclusions. —Unless otherwise indicated,I have no present or prospective interest in the property that is the subject of this report and no personal interest with respect to the parties involved. —Unless otherwise indicated,I have performed no services,as an appraiser or in any other capacity,regarding the property that is the subject of this report within the three-year period immediately preceding acceptance of this assignment. —I have no bias with respect to the property that is the subject of this report or the parties involved with this assignment. —My engagement in this assignment was not contingent upon developing or reporting predetermined results. —My compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client,the amount of the value opinion,the attainment of a stipulated result,or the occurrence of a subsequent event directly related to the intended use of this appraisal. —My analyses,opinions,and conclusions were developed,and this report has been prepared,in conformity with the Uniform Standards of Professional Appraisal Practice that were in effect at the time this report was prepared. —Unless otherwise indicated.I have made a personal inspection of the property that is the subject of this report. —Unless otherwise indicated,no one provided significant real property appraisal assistance to the person(s)signing this certification(if there are exceptions,the name of each individual providing significant real property appraisal assistance is stated elsewhere in this report). Reasonable Exposure Time (USPAP defines Exposure Time as the estimated length of time that the property interest being appraised would have been offered on the market prior to the hypothetical consummation of a sale at market value on the effective date of the appraisal.) My Opinion of Reasonable Exposure Time for the subject property at the market value stated in this report is: 3 to 6 months Comments on Appraisal and Report Identification Note any USPAP-related Issues requiring disclosure and any state mandated requirements: APPRAISER: SUPERVISORY or CO-APPRAISER(if applicable): Signature: -4,Q 9, Signature: Name: Paul C Hickey Name: PA STATE CERTIFIED RESIDENTIAL APPRAISER Slate Certification#: RL139135 State Certification#: or State License#: or State License#: State: PA Expiration Date of Certification or License: 06/30/2015 State: _ Expiration Date of Certification or License: Date of Signature and Report: April 08,2015 Date of Signature: Effective Dale of Appraisal: 02/02/2015 Inspection of Subject: ❑ None X Interior and Exterior L Exterior-Only Inspection of Subject: ❑ None ❑ Interior and Exterior ❑ Exterior-Only Date of Inspection(if applicable): 04/07/2015 Date of Inspection(if applicable): Form ID14E—'WInTOTAU'appraisal software by a la mode,Inc.—1-800-ALAMODE P #2 Borrower/Client File No.15043 Property Address 1303 Kelton Rd city Camp Hill County CUMBERLAND State PA Zip Code 17011 Lender Terry Brubaker APPRAISAL AND REPORT IDENTIFICATION This Report is me of the following types: ®Appraisal Report (A written report prepared under Standards Rule 2-2(a) ,pursuant to the Scope of Work,as disclosed elsewhere in this report.) ❑ Restricted (A written report prepared under Standards Rule 2-2(b) ,pursuant to the Scope of Work,as disclosed elsewhere in this report, Appraisal Report restricted to the stated Intended use by the specified client or Intended user.) Comments on Standards Rule 2-3 1 certify that,to the best of my knowledge and belief: —The statements of fact contained in this report are true and correct. —The reported analyses,opinions,and conclusions are limited only by the reported assumptions and limiting conditions and are my personal,impartial,and unbiased professional analyses,opinions,and conclusions. —Unless otherwise indicated,I have no present or prospective interest in the property that is the subject of this report and no personal interest with respect to the parties involved. —Unless otherwise indicated,I have performed no services,as an appraiser or in any other capacity,regarding the property that is the subject of this report within the three-year period immediately preceding acceptance of this assignment. —I have no bias with respect to the property that is the subject of this report or the parties involved with this assignment. —My engagement in this assignment was not contingent upon developing or reporting predetermined results. —My compensation for completing this assignment is not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client,the amount of the value opinion,the attainment of a stipulated result,or the occurrence of a subsequent event directly related to the intended use of this appraisal. —My analyses,opinions,and conclusions were developed,and this report has been prepared,in conformity with the Uniform Standards of Professional Appraisal Practice that were in effect at the time this report was prepared. —Unless otherwise indicated.I have made a personal inspection of the property that is the subject of this report. —Unless otherwise indicated,no one provided significant real property appraisal assistance to the person(s)signing this certification(it there are exceptions,the name of each individual providing significant real property appraisal assistance is stated elsewhere in this report). Comments on Appraisal and Report Identification Note any USPAP related Issues requiring disclosure and any State mandated requirements: APPRAISER: SUPERVISORY or CO-APPRAISER(if applicable): Signature: Signature: Name: Paul C Hickey Name: PA STATE CERTIFIED RESIDENTIAL APPRAISER State Certification#: RL139135 State Certification#: or State License#: or State License#: State: PA Expiration Date of Certification or License: 06/30/2015 State: _ Expiration Date of Certification or License: Date of Signature and Report: April 08,2015 Date of Signature: Effective Date of Appraisal: 02/02/2015 Inspection of Subject: ❑ None N Interior and Exterior 0 Exterior-Only Inspection of Subject: ❑ None ❑ Interior and Extedor ❑ Exterior-Only Date of Inspection(if applicable): 04/07/2015 Date of Inspection(it applicable): Form ID14—'M1inTOTAL"appraisal software by a la mode,Inc.—1.800-ALAMODE REV-i5o8.EX+(o8-12) UVpennsylvania SCHEDULE E DEPARTMENT OF REVENUE CASH, BANK DEPOSITS & MISC. INHERITANCE TAX RETURN PERSONAL PROPERTY RESIDENT DECEDENT ESTATE OF: FILE NUMBER: Betty M. Brubaker 2015-00171 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly owned with right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. Personal Property 2,500.00 2. MetLife 6.30 3. Interest 0.17 4. US Treasury 1,415.77 5. Social Secruity 868.00 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. 18. 19. 20. 21. 22. TOTAL(Also enter on Line 5, Recapitulation) $ 4,790.24 If more space is needed,use additional sheets of paper of the same size. 0 0 0 0 0 0 0 0 0 0 0 0 0 0 00000 0 0 0 0 0 0 o O o 0 0 0 0 0 0 0 0 0 o 0 0 O O o 0 0 0 0 0 0 0 0 o 0 o 0 0 0 0 O O o 0 0 0 o 0 0 0 uiuiuio00oo000000 00000 6660066606 L00000 Lo M M N O M M N N M M W M O M O N N N N O o v .-- In N — m M a-- 00 O In In (D @ d N . 61). 60 <fl 64 ER b9 69 cf! ER K> FA EA Efl (A cA Ef3 fA EA ER c!3 cA 69 Efl (fl fA EA b9 69 ER EA EA EA 09 69 m N N C @ N N a 0 w m13 @ o c °o n a� y � y L L U m m a m.,.., 0 co CL c — C O m m c c Z 0 c 3 COa. 41) C@ rn � `m c a� N C C ' @ E N V7 to (A N 3 C L w T c C @ 'c6 r, N N O L - - i N �2S N to a) J E E y o as od _ to 0 .Fu .Fu •Fu •F Nwn @ m � m oY a05 m ) U w LL T_ U >,�n a) � .cLLL pa0U > 'o � > � W a) @ @ o L '0N U ODUUU � a @ oO m� @ m � a� o � L0 � X NLHH aamO 'i' @ c @ c � .0 'o � cwa o 0 3 cw my > 'a 'o 7 7 L 7 'o 'o E E@@ m •C a) C 0 0 0 0 Q '� U y Yp 0 C_ N 0 0 >> o c c@ cp c — N .�_ c >o >o >O >O o � C a) N p p .� p p 3 C7 C7 0 0 m m > U W W J J _J J W O N U_ > > > > LL O W I U U M U J J o a. M Y a @ E r- @ DD U oE E O p ` it w C O > m m w p Y 'd J O Y Oo0 000 0o SESBE E ES as as as 0006 66 LO cm » ¥ 00o = or q rr \i < ! > � _ @@mm @ @a � . I k ! . � k � 7 � / < / o / / k ƒ [ 2 e e o co 0 U) . Ecco a) Ioo q = & EE : 7tE 7 \ \ kk / � k \ / 43 $ co § § .j - � CL ! . Q) ) k E cc 00 CO \ E E « / \ I = c / k ! M&T Bank JAN.30-FEB.28,2015 00 0 06113M NM 017 000000 N BETTY M BRUBAKER TERRY W BRUBAKER JR 1303 KELTON RD CAMP HILL PA 17011-6109 SELECTED ACCOUNT SUMMARY E MAT TY E1�IDfNG. ACGpUNT AGC) INT! 1NTgREST EARtI Q Ef#?I .,.. .. .:: >. ..NUMBER ... :.:. ...;YEAR T�=rJATE :E< M&T CLASSIC CHECKING W/INTEREST 000000018294898 0.08 8,698.23 M&T PERSONAL SAVINGS 015004211136228 0.24 644.18 TOTAL DEPOSITS 9,342.41 M&T CLASSIC CHECKING WJINTEREST :ACCiills[T: BETTY M BRUBAKER TI fL i TERRY W BRUBAKER JR ACCOUNT NO. 18294898 HIGHLAND PARK INTEREST EARNED FOR STATEMENT PERIOD $0.06 ACCOUNT SUMMARY GINNING:. : b1�LiSIT :$Ia7W < CURIzN� EhICIInEG:::: :': BaLANCE: ;GRI CJITS: ... CIil:C1�S PJ t ! fl7H R bi.... }.: 11VTERE$ t?� BAL,o1acE NO. AMOUNT NO. AMOUNT NO. AMOUNT $1,693.65 3 $8,783.77 7 1 $1,317.74 6 $461.51 $0.06 $8,698.23 ACCOUNT ACTIVITY f�)$TING Wt) #IER DI DA[LY$& - AA =BITR4CRET S t� dC gI .., DI :. 01/30/2015 BEGINNING BALANCE $1,693.65 0210212015 In Branch Transfer/Deposit cam , $6,500.00 02/02/2015 US TREASURY 312 XXCIV SERV 1,415.77 f 0210212015 COMCAST CENTRAL CENTRAL PA $82.29 9,527.13 02/03/2015 SSA TREAS 310 XXSOC SEC f #5 SCA, G868.00 02/03/2015 CHECK NUMBER 2432 100.00 10,295.13 02/04/2015 CHECK NUMBER 2434 200.00 10,095.13 02105/2015 ATG MONTHLY DDA TO SAV 200.00 9,895.13 02/06/2015 PPL EU ELEC SVC 34.86 02/0612015 CHECK NUMBER 2433 129.07 9,731.20 02/13/2015 CHECK NUMBER 2437 569.71 9,161.49 02/18/2015 UGI HVAC Service RECUR BILL 11.00 02/18/2015 1 VERIZON Pa mentREC 53.36 PAGE 1OF3 M&T Bank JAN.30-FEB.28,2015 BETTY M BRUBAKER TERRY W BRUBAKER JR ACCOUNT ACTIVITY P1537lPfG i)EPOSkTS.&OTHER Wil Hi3RAYVA4S 8 flA.L tlWsaCTko#�IJBSCRIhI ION ... `. : ..... .. .k3A1.;tCt�.D€;... ...: 02/18/2015 CHECK NUMBER 2435 125.78 02/18/2015 CHECK NUMBER 2436 35,68 8,935.67 02/20/2015 UGI UTILITIES UGI BILL 80.00 8,855.67 02/23/2015 CHECK NUMBER 2438 157,50 8,698.17 (02/27/2015 [lNTERE-ST PAYMENT)jq 3 0.06 8,698.23 ENDING BALANCE $8,698,23 CHECKS PAID SUMMARY AMOUNT 2432 02/03/15 100.00 2433 02/06/15 129.07 2434 02/04/15 200.00 2435 02/18/15 125.78 2436 02/18/15 35.68 2437 02/13/15 569.71 2438 02/23/15 157.50 OVERDRAFT AND NSF FEE SUMMARY i OTAL 1'CJR I1i1S OfiAI e It CALENDAR Tfl IAL 0A RRtOR StATENI NT'C1!GLr:; :.... YEAiR Tf�OA'kE.....:; CAF�15t�bAIk I. AR. . :.:. TOTAL INSUFFICIENT FUNDS(NSF)FEES $0.00 $0.00 $0.00 TOTAL OVERDRAFT FEES $0.00 $0.00 $38.50 Total Insufficient Funds(NSF)Fees include per item fees charged when we return an item unpaid because there are not sufficient funds in the account to cover the item. Total Overdraft Fees include per item fees charged when we pay an item that overdraws the account as well as any Extended Overdraft Fees charged to the account. OVERDRAFT AND NSF FEE WAIVERS, REVERSALS AND REFUNDS SUMMARY ..: = TO AD)FOR 1 E.1+3+ID 4R .- - �L}�AL:�1}R t1R . :>... . .. .; YE 4R.<f7 HATE .:; . : .. CALENDAR Y OVERDRAFT&NSF FEE WAIVERS,REVERSALS&REFUNDS $0.00 $0.00 TOTAL OVERDRAFT&NSF FEES LESS ANY WAIVERS, REVERSALS&REFUNDS $0.00 $38.50 Note: Fee Waivers,Reversals&Refunds may include waivers,reversals or refunds applied to your account this year for fees assessed in the prior year. ANNUAL PERCENTAGE YIELD EARNED=0.00% PAGE 2OF3 M&T Bank JAN.30-FEB.28,2015 BETTY M BRUBAKER TERRY W BRUBAKER JR SHOW YOUR STYLE WITH A CUSTOMIZED DEBIT CARD!GET A CUSTOM IMAGE ON YOUR M&T DEBIT CARD FOR JUST$2.95.VISIT MTB.COM/CUSTOMCARD TO GET STARTED. USE OF THE M&T CUSTOM CARD DESIGN SERVICE IS SUBJECT TO PROGRAM TERMS AND CONDITIONS AND IMAGE GUIDELINES.A$2.95 IMAGE SET-UP FEE FOR EACH NEWLY APPROVED CUSTOM CARD DESIGN MAY APPLY.ONE FEE WILL BE CHARGED PER APPROVED CUSTOM DESIGN.REPLACEMENT CARDS WILL NOT INCUR THIS FEE IF THE CUSTOM DESIGN REMAINS UNCHANGED. M&T PERSONAL SAVINGS BETTY M BRUBAKER TIT#i :z::: TERRY W BRUBAKER JR ACCOUNT NO. 15004211136228 HIGHLAND PARK INTEREST EARNED FOR STATEMENT PERIOD $0.03 ACCOUNT SUMMARY .. .BgG1NNiNCG E71=PC1SIT.S&OTHE#?. WCPH©I2AWALS ....... CIIRREI+1 E1VD1t�kG BALANI1y .. ..<.>.... :.C.REDITS bFWER dEB1T ?... INT .REST PAf[] BALANG :. NO. AMOUNT NO. AMOUNT $12,344.15 1 $200.00 3 $11,900.00 $0.03 $644.18 ACCOUNT ACTIVITY #I�SItJUEP05kTS&OTHE=R WIfHDRA1fVAl5 8. : DAkLY CiAf .. ..: :..... . ... .. . TI AN$AC. CiESCR1I�IkoN O#t I]TS + ..;... t�T19El .k31WBkTS I3A1 AMC .. .. 01/30/2015 BEGINNING BALANCE $12,344.15 02/02/2015 In Branch Transfer/Withdrawal $6,500.00 02/02/2015 CUSTOMER WITHDRAWAL 4,400.00 1,444.15 02/05/2015 ATG MONTHLY DDA TO SAV $200.00 1,644.15 02/06/2015 CUSTOMER WITHDRAWAL 1,000.00 644.15 02/27/2015 INTEREST PAYMENT 3 5�, `- C 4.43 644.18 ENDING BALANCE $644.18 ANNUAL PERCENTAGE YIELD EARNED=0.01% PAGE 3 OF 3 M&T Bank S7'A`CirNtirNT F�>~�ibJ} r, MAR.01-MAR.27,2015 00 0 06113M NM 017 000000 N BETTY M BRUBAKER TERRY W BRUBAKER JR 1303 KELTON RD CAMP HILL PA 17011-6109 SELECTED ACCOUNT SUMMARY :>s:; :>: D ::2'i::;;a'::<2 :;a::2"t'>:::;::....._.......... .._........................................ ............Cti.... ...__...... �............__..... ........._.. ....._ ..............N..1TdGi:;%i;"Sii AN ::ATIE BALCE. M&T CLASSIC CHECKING W/INTEREST 000000018294898 0.15 7,803.87 M&T PERSONAL SAVINGS 015004211136228 0.25 850,49 TOTAL DEPOSITS 6,654,36 M&T CLASSIC CHECKING WANTEREST ACCQ lNT BETTY M BRUBAKER TERRY W BRUBAKER JR ACCOUNT NO. 18294898 HIGHLAND PARK INTEREST EARNED FOR STATEMENT PERIOD $0.05 ACCOUNT SUMMARY till.....a s<:S<:::<i3Ei..... ......S.JSA].... .. ::.•::: :::::.: ,[STH ......:). ::::::::-. t3AL•i�NCE..::.. :.:::::•:.:::. <3W#Ei7t S. .. ......._.... ......,.......... . ............. ........... ........ ... .:........... ...,................ ......INTI=RE51'.#? NO. AMOUNT NO. I AMOUNT NO. AMOUNT $8,698.23 0 $0.00 1 $394.00 7 1 $500.43 $0.07 $7,803.87 ACCOUNT ACTIVITY O 3 :>: a : :: ;:::< :;':; : :<:_'< W17I tiRA>iV#E <.:... .,::::;: :;:<:;>:;:;::: :>::<;:::.rlaISATi4N. !E$ i�iCQ�I.....;:.::: : :.< :;....,.. ..:. :: ,: ....: >:. .:".;..:.:, ;:.:...:...:. i1: ;:<:,: N .;:•;:;aiA1`ir<;;>: ::;<•:.;;;;:::.:;:: :.;:;;:;:.:•;: :.:.::.::.>:;:,>:::.;:::<:.;::;;;::;::;:;:•:;;:.;;:.;:::;;:::;;:_:.::« :.:-:;;:;.:;;:<:; ;::->;:;G>at: T.S. ... ...OTH>;i�.iSEBi'l•S i3Al..A Cta 03101/2015 BEGINNING BALANCE $8,698.23 03/02/2015 PENNSYLVANIA-AME PAYMENT $29.99 03/02/2015 COMCAST CENTRAL CENTRAL PA 82.29 8,585.95 03/04/2015 CHECK NUMBER 2439 394.00 8,191.95 03105/2015 ATG MONTHLY DDA TO SAV 200.00 03/0512015 PPL EU ELEC SVC 43.04 7,948.91 03/17/2015 UGI HVAC Service RECUR BILL 11.00 03117/2015 VERIZON PaymentREC 54.11 7,883.80 03124/2015 UGI UTILITIES UGI BILL 80.00 7,803.80 403i27-120-15-1 INTEREST PAYMENT SJI 7,803.87 ENDING BALANCE $7,803.87 PAGE 1 OF 3 M&T Bank MAR.01-MAR.27,2015 BETTY M BRUBAKER TERRY W BRUBAKER JR CHECKS PAID SUMMARY [1A OHS. i Nn:. .... D,4 fE: .. .. :;;:; ;ANI©.l1NT:::,::: #i 'CR.NO:•:::.,b A tE.::.-:.,.,..:.,...,AMOUNT:. ...CH G ;Na•. : ••::....7 .,.:•: :.:ANI(3UNT::; 2439 03104115 394.00 OVERDRAFT AND NSF FEE SUMMARY G pti i.. A: :: :>_i<:>::>t ::;::=.Q1A ::Ot27tIIS:::: i::si::: >::i>3A FCtR G E i� R7 Citi < . ry`.:: ii` �%��i't.i rii:i<�i2 is ::xi>:>?''»i:`a�i^�i;?i%�err?i� ...:..�.�:.::.. �<::.� , .:..,�::.:::.:: AR.TfI.T3A't.E: >` : :>. .... A . . AR;;ff >'; TOTAL INSUFFICIENT FUNDS(NSF)FEES $0.00 $0.00 $0.00 TOTAL OVERDRAFT FEES $0.00 $0.00 $38.50 Total Insufficient Funds(LSF)Fees include per item fees charged when we return an item unpaid because there are not sufficient funds in the account to cover the item. Total Overdraft Fees include per item fees charged when we pay an item that overdraws the account as well as any Extended Overdraft Fees charged to the account. OVERDRAFT AND NSF FEE WAIVERS,REVERSALS AND REFUNDS SUMMARY At,.rot2#'RI A f Nis` OVERDRAFT&NSF FEE WAIVERS,REVERSALS&REFUNDS $0.00 $0.00 TOTAL OVERDRAFT&NSF FEES LESS ANY WAIVERS,REVERSALS&REFUNDS $0.00 $38.50 ote: Fee Waivers,Reversals&Refunds may include waivers,reversals or refunds applied to your account this year for fees assessed in the prior year. ANNUAL PERCENTAGE YIELD EARNED=0.00% M&T PERSONAL SAVINGS NT BETTY M BRUBAKER TERRY W BRUBAKER JR ACCOUNT N0. 15OD4211136228 HIGHLAND PARK IINT RESTjEARNED FOR7STATENIENTYPERIOD]► $0-0i s ACCOUNT SUMMARY .._. b�PG1St2`�-�.01'#•t)=�t....::::-;.:::::;::;;::::;tAllTft#3�3N#tLS:&?:=-.:> ;> '>......_.. . ft :.:.>s:::< >:`: ::::::.>:::::; ;<:>::::::::::::it3TI Et 'OEBT#S":i:i; 3 'i: ?:• i #I37ERIwSfa?Att :....: .. .>::::.BAtAtIGE<' ::>::>:: BAt�1FtGi~.. ....... ...................GREf#1'ES. .. . NO. I AMOUNT NO. AMOUNT $644.18 2 $206.30 0 $0.00 $0.01 $850.49 PAGE 2 OF 3 M&T Bank MAR.01-MAR.27,2015 BETTY M BRUBAKER TERRY W BRUBAKER JR ACCOUNT ACTIVITY <:<I'?b3'tIAk�3f:: ':: �>:>��:; <s �: �::::..;_;<:.:;:<;.:;;:.:.:;;.;;;:::,..;.;;:.�.,:.:,:<• 's>^:•:; :•,:•c:; . :. I=PfD k. :&OT ER;:;:;:: D 1t1tA4S8::>:. :`:::': : Aic ::<� 4 RA#+#SAC3#(34t:G}EIPI ©k :.>::;:_:zs ><::: :,_:<:<>;>:;_:::;.::::;.:;:::,..:: _a;::.:;;;::..::,::::::._ ;:<::, ::,<s. T1A .E...... ......•................. .............. . :....... ............. ...... ..................:. ::,:::;;:.;>:.:Gf2E13#T5. .. ....... ...+ T#lEk2DE13# S.:-:::>s::::::.>:.IkANG ::::. 03/01/2015 BEGINNING BALANCE $644.18 03/0512015 ATG MONTHLY DDA TO SAV U� � $200.00 t 844.18 (03/1312015 METLIFE INC.DV02DT_0315 1 T!! _ 6.30 850.48 ,03/27/2015 INTEREST PAYMENT 1 0.011 850.49 ENDING BALANCE $850.49 ANNUAL PERCENTAGE YIELD EARNED=0.01% PAGE 3OF3 REV-1509 5X+ (02-15) pennsylvania SCHEDULE F DEPARTMENT OF CETAXRETURN JOINTLY-OWNED PROPERTY INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF: FILE NUMBER: Betty M. Brubaker 2015-00171 If an asset became jointly owned within one year of the decedent's date of death,it must be reported on Schedule G. SURVIVING JOINT TENANT(S)NAME(S) ADDRESS RELATIONSHIP TO DECEDENT A.Terry W. Brubaker,Jr. 403 State Route 435, Elmhurst Township, PA 18444 Grandson B. C. JOINTLY OWNED PROPERTY: LETTER DATE DESCRIPTION OF PROPERTY %OF DATE OF DEATH ITEM FOR JOINT MADE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR DATE OF DEATH DECEDENT'S VALUE OF NUMBER TENANT JOINT IDENTIFYING NUMBER.ATTACH DEED FOR JOINTLY HELD REAL ESTATE. VALUE OF ASSET INTEREST DECEDENT'S INTEREST 1. A. M&T Checking Acct 18294898 1,693.65 50 846.83 A M&T Savings Acct 15004211136228 12,344.15 50 6,172.08 TOTAL(Also enter on Line 6, Recapitulation) $ 7,018.91 If more space is needed, use additional sheets of paper of the same size. FM M&T Bank STAT�AI.. .....F JAN.30-FEB.28,2015 00 0 06113M NM 017 000000 N BETTY M BRUBAKER TERRY W BRUBAKER JR 1303 KELTON RD CAMP HILL PA 17011-6109 SELECTED ACCOUNT SUMMARY :.;;::: ............... ACCD..... : AG>;OUN : INTgREST BARN .: [MATURITY END[h[G TYfi?E> . .: :...,.:..: NUlNBER....,.;..:.: ::::YEARTOaDATE ... DATE BPcLANCE .... .... M&T CLASSIC CHECKING W/INTEREST 000000018294898 0.08 8,698.23 M&T PERSONAL SAVINGS 015004211136228 0.24 644.18 TOTAL DEPOSITS 9,342.41 M&T CLASSIC CHECKING W/INTEREST ;4ce�oi)rT: BETTY M BRUBAKER :TIT4E TERRY W BRUBAKER JR ACCOUNT NO. 18294898 HIGHLAND PARK INTEREST EARNED FOR STATEMENT PERIOD $0.06 ACCOUNT SUMMARY SEGINNIIVG fi1+Pd17$BOtHEt2 >. :CtJRltEIT ENDING SAt ANCty CRI=CFTS.. ....Ci 1ECK$PAt[? < ». #>TIER C11rBETS(} 1NTERI=S :fit) gA1 AME:E f NO. I AMOUNT NO. AMOUNT NO. AMOUNT $1,693.65 / 3 $8,783.77 7 1 $1,317.74 6 $461.51 $0.06 $8,698.23 ACCOUNT ACTIVITY POSTjNG DEPOSITS:&ETHER WITIiDRA1NALS&. DA[4Y. BATE . .....l.CT[ON gtr ORIPTI4N 1rRED1TS + OTi� t C3EB>TS BALt1i+lCE: 01/30/2015 BEGINNING BALANCE, $1,693.65 02/02/2015 In Branch Transfer/Deposit $6,500.00 , 02/02/2015 US TREASURY 312 XXCIV SERV 1,415.77 02/02/2015 COMCAST CENTRAL CENTRAL PA $82.29 9,527.13 02/03/2015 SSA TREAS 310 XXSOC SEC 868.00 02/03/2015 CHECK NUMBER 2432 100.00 10,295.13 02/04/2015 CHECK NUMBER 2434 200.00 10,095.13 02/05/2015 ATG MONTHLY DDA TO SAV 200.00 9,895.13 02/06/2015 PPL EU ELEC SVC 34.86 02/06/2015 CHECK NUMBER 2433 129.07 9,731.20 02/13/2015 CHECK NUMBER 2437 569.71 9,161.49 02/18/2015 UGI HVAC Service RECUR BILL 11.00 02/18/2015 VERIZON Pa mentREC 53.36 PAGE 1 OF 3 M&T Bank S�Art�Mti�!'f 1s1=;F21C3D JAN.30-FEB.28,2015 BETTY M BRUBAKER TERRY W BRUBAKER JR ACCOUNT ACTIVITY PO$TLNG' Ot=POSfTS&OTHER .W TN0RAWALS& DAEEY : ::TRALVSAGTION DESCRIPTION DATE..,... .. . ... ... : .... :.....:CREDITS ! ...>.. . OT*IER:a3E61T5 BAS ANCEi 02/18/2015 CHECK NUMBER 2435 125.78 02/18/2015 CHECK NUMBER 2436 35.68 8,935.67 02/20/2015 UGI UTILITIES UGI BILL 80.00 8,855.67 02/23/2015 CHECK NUMBER 2438 157.50 8,698.17 02/27/2015 INTEREST PAYMENT 0.06 8,698.23 ENDING BALANCE $8,698.23 CHECKS PAID SUMMARY .. . . C.HE:CIk A1b:..:.:'...i3i4LE, All IDl1Nt ivMSC:k L�(O. :'::...CIATE AMOUNT CHEC:LC LVO:. C3A tE.:..... . .. . . .A.MOUN,. .. 2432 02/03/15 100.00 2433 02/06/15 129.07 2434 02/04/15 200.00 2435 02/18/15 125.78 2436 02/18/15 35.68 2437 02/13/15 569.71 2438 02/23/15 157.50 OVERDRAFT AND NSF FEE SUMMARY - TQTAL F•QR Ls,_. TOTAL FDR CALENDAR 30TAt�flR.t?Rlbf� .<•STATEMENT CYL: :;>;;: <' .. YEAR TO DATE, CAL END TOTAL INSUFFICIENT FUNDS(NSF)FEES $0.00 $0.00 $0.00 TOTAL OVERDRAFT FEES $0.00 $0.00 $38.50 Total Insufficient Funds(NSF)Fees include per item fees charged when we return an item unpaid because there are not sufficient funds in the account to cover the item. Total Overdraft Fees include per item fees charged when we pay an item that overdraws the account as well as any Extended Overdraft Fees charged to the account. OVERDRAFT AND NSF FEE WAIVERS, REVERSALS AND REFUNDS SUMMARY .:....:..: TOTAL.fOR Cf1tENDAR.< OTAt:.f:.DR PRIOR . . . .. YEAP,TO DAT1E.„ CAE ENI7R YEAR OVERDRAFT&NSF FEE WAIVERS,REVERSALS&REFUNDS $0.00 $0.00 TOTAL OVERDRAFT&NSF FEES LESS ANY WAIVERS,REVERSALS&REFUNDS $0.00 $38.50 Note: Fee Waivers,Reversals&Refunds may include waivers,reversals or refunds applied to your account this year for fees assessed in the prior year. ANNUAL PERCENTAGE YIELD EARNED=0.00% PAGE 2 OF 3 M&T Bank JAN.30-FEB.28,2015 BETTY M BRUBAKER TERRY W BRUBAKER JR SHOW YOUR STYLE WITH A CUSTOMIZED DEBIT CARD!GET A CUSTOM IMAGE ON YOUR M&T DEBIT CARD FOR JUST$2.95.VISIT MTB.COM/CUSTOMCARD TO GET STARTED. USE OF THE M&T CUSTOM CARD DESIGN SERVICE IS SUBJECT TO PROGRAM TERMS AND CONDITIONS AND IMAGE GUIDELINES.A$2.95 IMAGE SET-UP FEE FOR EACH NEWLY APPROVED CUSTOM CARD DESIGN MAY APPLY.ONE FEE WILL BE CHARGED PER APPROVED CUSTOM DESIGN,REPLACEMENT CARDS WILL NOT INCUR THIS FEE IF THE CUSTOM DESIGN REMAINS UNCHANGED, M&T PERSONAL SAVINGSAGX�IJNz: BETTY M BRUBAKER :: :f17 ':': TERRY W BRUBAKER JR ACCOUNT NO. 15004211136228 HIGHLAND PARK INTEREST EARNED FOR STATEMENT PERIOD $0.03 ACCOUNT SUMMARY BEGINf�111dG E�EPOSITS 8©TIiE12' WITFID�tAWAL�8� CLIRRE1dl` FrND11J�:;'.;; BALANCE.: ...:.: .;... . . . .:..C!R11T$.+. ClFH.ER:E7EBtT& .>:..;.:::;;.:: :: INTRST;PAID-. ::.i. BALAN4E NO. AMOUNT NO. AMOUNT rl $12,344.15 / 1 $200.00 31 $11,900.00 $0.03 $644.18 ACCOUNT ACTIVITY > OSTING . i]EPC1$kTS.:&dTFIEf2 V1fIT1133RA11Vi4LS:8: L3AFLY;: TfJkNSAOIION ISESG1tIPION: .154X1:. :. : :.> t 01/30/2015 BEGINNING BALANCE $12,344.1_5 j 02/02/2015 In Branch Transfer/Withdrawal $6,500.00 02/02/2015 CUSTOMER WITHDRAWAL 4,400.00 1,444.15 02/05/2015 ATG MONTHLY DDA TO SAV $200.00 1,644.15 02/06/2015 CUSTOMER WITHDRAWAL 1,000.00 644.15 02/27/2015 INTEREST PAYMENT 0.03 644.18 ENDING BALANCE 644.18 ANNUAL PERCENTAGE YIELD EARNED=0.01% PAGE 3 OF 3 REV-1511 EX+(08-13) J pennsylvania SCHEDULE H DEPARTMENT OF REVENUE FUNERAL EXPENSES AND INHERITANCE TAX RETURN ADMINISTRATIVE COSTS RESIDENT DECEDENT ESTATE OF FILE NUMBER Betty M. Brubaker 2015-00171 Decedent's debts must be reported on Schedule I. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: 1' Myers-Harner Funeral Homes 6,949.00 2 3. B. ADMINISTRATIVE COSTS: 1. Personal Representative Commissions: Name(s) of Personal Representative(s) Street Address City State ZIP Year(s)Commission Paid: Z. Attorney Fees: Law Offices of Peter J.Russo 1,500.00 3. Family Exemption: (If decedent's address is not the same as claimant's,attach explanation.) Claimant Street Address City State ZIP Relationship of Claimant to Decedent 4. Probate Fees: 671.78 5, Accountant Fees: 6. Tax Return Preparer Fees: 7. TOTAL(Also enter on Line 9, Recapitulation) $ 9,120.78 If more space is needed, use additional sheets of paper of the same size. V F,RS4HARNER UN-Ea Ff..OlN1E, 114C. 1903,MARKETS"I RIt1 - CANO HILL. 1 E.�NSvLV `SIA 17011 ROBERT 11.H.ARueii i t i t . 'liEl i 717a379961 717.73;'-ails SUPERVISOR *', rw - PHONE F:S RtiSTIN 13,.RAKER FUNERAL OIRECIOR t.00ALI OWNED SAND OPFRA-rElD tuww.myers-harner.coln 6 nave'rs-harner(tt comcast.net February 20, 2015 Mr. Terry Brubaker, Jr. 403 State Route 435 Elmhurst Twp PA 18444 Services for Betty M. Brubaker February 7, 2015 Charges for Services Selected $ 4,620.00 Professional Services Use of Facilities Automotive Equipment $ 4,620.00 Charges for Merchandise Selected Casket $ 1,775.00 Cash Advanced Newspaper Notice/Local $ 349.00 Clergy 100.00 Certified Copies 60.00 Hair Dresser 45..00 $ 554..40 Total: $ 6,906 Received check from Insurance Company: 6385.12 Total: ;' 563.88 Non-guaranteed Items: Obituary (Added) $ 349.00 'Hair Dresser (Added) 45.00 Balance Due: $ 394.00 ^ ��~� PBER�8USS�ESQUIRE AD NUMBER PAGE NO. �amm� ^'~~��~---`~— 5D0gEAST TRMNDLEROAD 437751 1 of I °°°.c""�o,//"��c*° SUITE 203 K8ECHAN|CSBURG.P41705$-4327 03124/15 robik ovmE-SWENsU;smmcovmn 717-5914755 START DATE STOP DATE AD DESCRIPTION CLASS LINES EXECUTRIX NOTICE LETTERS OF TESTAM 10 PUBLIC NOTICff---- 437751 F- I Publication Insertions Rate Net Amount Gross Amount 3 THE SENTINEL-LEGAL 3 LGL $201.78 TOTAL AD CHARGE $201.78 3 PROOF OF PUBLICATION 01 PRF $7.00 3 MOBILE SITE MOB2 $3.00 PREVIOUSLY PAID ($10.00) PurchaseOrder EST. Brubaker PAY THIS AMOUNT $201.78 $242.14* *AFTER 04118115 Lee Enterprises no longer accepts credit card payments sent via e-mail. Emoi|ocontaining credit card numbers will beblocked. Please use the coupon below 8osend credit card payment 0oour lockbox. THE SENTINEL You may also send the coupon toosecure fax a1319-2814O14. c/o LEE NEWSPAPERS Thank you for advertising with The Sentinel! Deadline for PO BOX 540 in-column legal ads|o4:OUp.m.two business days prior to WATERLOO IA 50704'0540 date ofinsertion. For questions,call(717)24O'713O. Return this portion with your payment Legal Check# Credit Card 437751 Ad Number THE SENTINEL c/o LEE NEWSPAPERSBilling Date 03/24115 I— PO BOX 540 WATERLOO IA 50704'0540Amount Due $ 201.78 Acc Exp.Date: I Name on credit card Signature Please make checks payable to: THESENTINEL X� v�x ^ THE SENTINEL �� tLIEPETER J. RUSGD.ESQUIRE c/o LEE NEWSPAPERS 5UOGEAST TR|NDLEROAD PO BOX 742548 SUITE 203 CINCINNATI OH 45274-2W MECHAN|C88URG.PA17U5O4327 |^|,.i/1/|"'1 \1.,1.|."U 21540200000004377510000000000000002421400000201788 D coG �''4assocrP�`°� CUMBERLAND LAW JOURNAL 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 Tele: (717)249-3166 Fax:(717)249-2663 April 3, 2015 Cumberland Law Journal is published every Friday by the Cumberland County Bar Association and is designated by the Court of Common Pleas as the official legal publication for Cumberland County and the legal newspaper for publication of legal notices. TO: Peter J. Russo, Esquire RE: Betty M. Brubaker Estate Legal advertisements must be received by Friday Noon. All legal advertising must be paid in advance. Make all checks payable to: Cumberland Law Journal. Advertisement inserted on the following dates: March 20, March 27, and April 3, 2015 Advertising Cost $ 75.00 Proof of Publication $ 0.00 Second Proof Request $ 0.00 Payment received $ 0 .00 ------------- Total Amount Due $ 75.00 Payment received by RECEIPT FOR PAYMENT LISA M. GRAYSON, ESQ. Receipt Date : 2/13/2015 Cumberland County - Register Of Wills Receipt Time : 12 :41 : 55 One Courthouse Square Receipt No . : 1080480 Carlisle, PA 17613 BRUBAKER BETTY M Estate File No. : 2015-00171 Paid By Remarks : LAW OFFICES OF PETER J RUSSO CJ ----- ----- -------------- Receipt Distribution ------------------------ Fee/Tax Description Payment Amount Payee Name PETITION LTRS TEST 260 . 00 CUMBERLAND COUNTY GENERAL FUN WILL 15 . 00 CUMBERLAND COUNTY GENERAL FUN SHORT CERTIFICATE 50 . 00 CUMBERLAND COUNTY GENERAL FUN JCS FEE 35 . 50 BUREAU OF RECEIPTS & CNTR M.D AUTOMATION FEE 5 . 00 CUMBERLAND COUNTY GENERAL FUN INH TAX RETURN 15 . 00 CUMBERLAND COUNTY GENERAL FUN INVENTORY 15 . 00 CUMBERLAND COUNTY GENERAL FUN ---------------- Check# 6356 $395 . 50 Total Received. . . . . . . . . $395 . 50 REV-1512 EX+(12-12) pennsylvania SCHEDULE I DEPARTMENT OF REVENUE DEBTS OF DECEDENT, INHERITANCE TAX RETURN MORTGAGE LIABILITIES & LIENS RESIDENT DECEDENT ESTATE OF FILE NUMBER Betty M. Brubaker 2015-00171 Report debts incurred by the decedent prior to death that remained unpaid at the date of death,including unreimbursed medical expenses. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1• PPL Electric 127.51 2 UGI 160.00 3 Comcast 165.78 4 Verizon 107.47 5 Pennsylvania American Water 76.32 6 Hickey Appraisals 350.00 7 UGI HVAC 22.00 8 Check No.2432 100.00 9 Check No,2434 200.00 10 Check No.2433 129.07 11 Check No.2437 569.71 12 Check no.2435 125.78 13 Check No.2436 35.68 14 Check No.2438 157.50 15 16 17 18 19 20 21 22 23 24 25 TOTAL(Also enter on Line 10, Recapitulation) $ 2,326.82 If more space is needed,insert additional sheets of the same size. . I V, ® Questions?Please visit us online at Page 1 contact us by Mar 2. U pplelectric.com 1-800-DIAL-PPL �� "3 f!Ilt� �eI1" (1-800-342-5775) 76700-73003 Auto Pay PPL Echta utnido M-F:Sam to Spm Your Electric Usage Profile Billing Summary (Billing details on.back) Service to- Balance as of Feb 12,2015 $0.00 BETTY M BRUBAKER Charges: 1303 KELTON RD Total Supplier Charges $19.14 CAMP HILL, PA 17011 Total PPL Electric Utilities Charles $23.90 Meter:57263243 Your next meter reading is on or about Mar 13,2015. Total Charges $43.04 This section helps you understand your year-to-year Automatic Bill Payment on Mar 5,2015 ..::$43-64 electric use by month. Meter readings are actual unless Account Balance $43.04 otherwise noted. Cj 2014 [�2015 PPL Electric Utilities'price to compare for your rate is$0.09318 per kWh. This changes the 1st of Mar,Jun,Sept,and Dec.Visit papowerswitch.com 30 or www.oca.state.pa.us for supplier offers. Z* 25 3 20 Your Message Center o + With paperless billing;you can receive and-payyyour----15 PPL Electric Utilities bills online.The process is free, ° 10 quick,convenient and secure.To learn more or sign up, a visit pplelectric.com. s + Information about appliance energy use and tips on dt 0 M A M A s o N D saving energy are available through the Energy Library on our Web site,pplelectric.com/e-power 8 Months + Before digging around your home or property,you should always call the state's One Call notification s1 system to locate any underground utility lines. You can do this by simply dialing 811,which will connect you to Feb 2015 28 259 9 I 27F the One Call system. Be safe and call 811 before you dig. Feb 2014 29 I 604 21 24F -• Payment Methods _ Feb 11 Actual 8390 Online at: By phone:1-800-342-S775 Jan 14 Actual 8131 U pplelectric.com ©or call BillMatrix(service fee applies) at 1-800-672-2413 to pay using Visa, 28 Days kWh Billed 259 MasterCard,Discover or debit card. ® By Mail: Correspondence should be sent to: Mar 20147 Feb 2015 5389 449 2 North 9th Street Customer Services _ CPC-GENN1 827 Bausman Road —_ Mar 2013-Feb 2014 7745 645 Allentown,PA 18101-1175 Allentown,PA 18104-9392 Other important information on the back of this bill 4 10 PPL .,c U0116aa 76700-73003 Auto Pay AV 01 007219 69245E 30 A•"5DGT lll"l��l"'IIIIIIII,1(,l�t,,,I�lllll�,I,Jllllli�,l,�l`I"'II�'I BETTY M BRUBAKER PPL ELECTRIC UTILITIES 1303 KELTON RD 2 NORTH 9TH STREET CPC-GENN1 CAMP HILL,PA 17011-6109 ALLENTOWN, PA 18101-1175 l�`I�IIIIIlI1'I��I'llll�lt"1111„l�ll+lll�illl��"IIIIII�,III 1 8700000430470000043049 7670073003 r = Your Current Supplier Contact Info. Billing Details - (Bill Acct.76700-73003) Page 2 For questions regarding the generation and transmission Previous Balance $34.86 •portions of this bill,please contact your supplier at: Payment Received Feb 6 Starion Energy Phone: Y ,2015-Thank Youi _ -$34.86 Customer Services 800-600-3040 f F Balance as o $0 Q0 220 Main Street eb 12,2015 South,Suite 206 Charges for-Starion Energy(800-600-3040) Southbury,CT 06488 Supply Charge for Jan 14-Feb 11 Generation&Transmission Charges ENERGY CHARGE 259KH@0.073900 19.14 Manage Your Account Total Starion Energy Charges $19.14 Visit ppleiectric.com for self-service options Charges for-PPL Electric Utilities(1-800-342-5775) including: Residential Rate:RS for Jan 14-Feb 11 -View your bill,payment,and usage history. Distribution Charge: -Make a payment,set up a payment agreement. Customer Charge 14.13 -Start/stop service. 259 kWh at 3.500713000 per kWh 9.07 -Enroll in paperless billing,automatic bill pay, System Improvement Charge at 3.151 0.73 budget billing. PA Tax Adj Surcharge at-0.13300000% -0.03 -Report an outage,check outage status,and more. Total PPL Electric Utilities Charges $23.90 View your rate schedule at pplelectric.com/rates or Automatic Bill Payment on Mar 5 2t}S�S call 1-800-342-5775 to request a copy. y $?t3: 1,lnfarmation Account Balance $43.04 - ;generation prices and charges are set by the electric - generation supplier you have chosen. The Public Utility Commission regulates distribution rates and ,,services. The Federal Energy Regulatory Commission regulates transmission prices and services. PPL Electric Utilities uses about$0.33 of this bill to pay state taxes and about$1.41 is used to pay the PA Gross Receipts Tax. Understanding Your Bill Customer Charge-Monthly basic distribution charge to cover kWh(Kilowatt-hour)-The basic unit of electric ener y for costs for billing,meter reading,equipment,maintenance and which most customers are charged. The amount of electricity advanced metering when in use. used by ten 100-watt lights left on for 1 hour. Consumers are Distribution Charge-Charge for the use of local wires, usually charged for electricity in cents per kilowatt-hour. transformers,substations and other equipment used to deliver State Tax Adjustment Surcharge-Charge or credit on electric electricity to end-use consumers from the high voltage rates to reflect changes in various state taxes included in your transmission lines. bill. The surcharge may vary by bill component. System Improvement Charge -A charge used to recover costs Types)of Meter Readings: for repairing,improving,or replacingdistribution facilities in AActual-Reading by distribution company. order to provide safe,reliable,and fficient service. Supply Charge-Charge for the electricity you receive either ref from PPL Electric Utilities or the SupplierYou have chosen. The amount you pay per kilowatt-hour(kWh)may be a fixed or variable price. Rate RS-Rate for service to a private home. S43.04 - a� .' C?uestions?Please Visit us online at Page 1 W contact us by Mar 31. pplelectric.com��jj1800-DIAL=PPL INIftALIMLl (1-800-342-5775) 76700-73003 Auto Pay P+t.Eteartc uHIM4 M-F:Sam to 5pm Your Electric Usage Profile Billing Summary (Billing details on back) Service to: Balance as of Mar 16,2015 $0.00 BETTY M BRUBAKER Charges: 1303 KELTON RD Total Supplier Charges $23.50 CAMP HILL,PA 17011 Total PPL Electric Utilities Charges $26.11 Meter:57263243 Your next meter reading is on or about Apr 14,2015. Total Charges $49.61 This section helps you understand your year-to-year utomatic Bili Payment on Apr 6,2015 $49.61 electric use by month. Meter readings are actual unless Account Balance $49,61 otherwise noted. 2014 ❑2015 PPL Electric Utilities'price to compare for your rate is$0.09559 per kWh. This changes the 1st of Mar,Jun,Sept,and Dec.Visit papowerswitch.com 30 or www.oca.state.pa.us for supplier offers, � 2s Y Your Message Center _ � 20 20 • Withpaperless billing,you can receive and pay your 15 PPL Electric Utilities bills online.The process Is free, a 10 quick,convenient and secure.To learn more or sign up, s visit ppielectric.com. 0 • Information about appliance energy use and tips on J F M A M J J A s 0 N D saving energy are available throuh the Energy Library on our Web site,pplelectric.comile-power g Months • Before digging around your home or property,you should always call the state's One Call notification j (, om system to locate any underground utility lines. You can E� I 1 ; do this by simply dialing 811,which will connect you to Mar 2015 30 318 11 23F the One Cali system. Be safe and call 811 before you dig. Mar 2014 29 524 18 30F @Hbnftw ow ! Payment Methods Mar 13 Actual 8708 Online at: By phone:1-800-342-5775 — Feb 11 Actual 8390 pplelectric.com or call Bill Matrix(service fee applies) .. at 1-800-672-2413 to pay using Visa, 30 Days kWh Billed 318 MasterCard,Discover or debit card. - ® By Mail: Correspondence should be sent to: Apr 2014-Mar 2015 5183 432 2 North 9th Street Customer Services _ CPC-GENN1 827 Hausman Road Apr 2013-Mar 2014 7713 643 Allentown,PA 18101-1175 Allentown, PA 18104-9392 Other important information on the back of this bili 3 • ' it �' f'-Jill Dig@MD &aMm@W eap WLMactricUMMe# 76700-73003 Auto Pay AV 01 041561 91253B159 A**SDGT III( 'Iluli'111111101111111111��l�lli�i�'Il'lil��'Il"I'�III�I'1 BETTY M BRUBAKER PPL ELECTRIC UTILITIES 403 STATE ROUTE 435 2 NORTH 9TH STREET CPC-GENN1 ELMHURST TWP, PA 18444-7696 ALLENTOWN, PA 18101-1175 I��'III��JIIu�I�I��I�IIIII�I�IIIII�1�1111L��'��IIIII�IJ 1 4500000496150000049639 7670073003 e 0 Your Current Supplier Contact Info. Billing Details - (Bill Acct.76700-73003) Page 2 For questions regarding the generation and transmission Previous Balance $43.04 portions of this bill,please contact your supplier at: Starion Energy Phone: Payment Received Mar 5,2015-Thank You! $43.04 Dz� Customer Services 800-600-3040 $0.00 220 Main Street Balance as of Mar 16,2015 South,Suite 206 Charges for Starion Energy(800-600-3040) Southbury,CT 06488 Supply Charge for Feb 11-Mar 13 Generation&Transmission Charges ENERGY CHARGE 318KH@0.073900 23.50_ Manage Your Account Total Starion Energy Charges J $23.50 Visit pplelectric.com for self-service options Charges for-PPL Electric Utilities(1-800-342-5775) including: Residential Rate: RS for Feb 11-Mar 13 -View your bill,payment,and usage history. Distribution Charge: -Make a payment,set up a payment agreement. Customer Charge 14.13 -Start/stop service. 318 kWh at 3.525000000 per kWh 11.21 -Enroll in paperless billing,automatic bill pay, System Improvement Charge at 3,15% 0.80 budget billing. PA Tax Adj Surcharge at-0,13300000% _ -0.03 -Report an outage,check outage status,and more, Total PPL Electric Utilities Charges $26.11 View your rate schedule at pplelectric.com/rates or call 1-800-342-5775 to request a copy. Automatic Bill Payment an Apr 6,2015 $49.61 Account Balance $49.61 'Geri-04140 rmation - Generation prices and charges are set by the electric generation supplier you have chosen. The Public Utility Commission regulates distribution rates and services. The Federal Energy Regulatory Commission regulates transmission prices and services. PPL Electric Utilities uses about$0.36 of this bill to pay state taxes and about$1.54 is used to pay the PA Gross Receipts Tax. Understanding Your Bill Customer Charge-Monthly basic distribution charge to cover kWh(Kilowatt-hour)-The basic unit of electric energy#or costs for billing,meter reading,equipment,maintenance and which most customers are charged. The amount of electricity advanced metering when in use. used by ten 100-watt lights left on for 1 hour. Consumers are Distribution Charge-Charge for the use of local wires, usually charged for electricity in cents per kilowatt-hour. transformers,substations and other equipment used to deliver State Tax Adjustment Surcharge-Charge or credit on electric electricity to end-use consumers from the high voltage rates to reflect changes in various state taxes included in your transmission lines. bill. The surcharge may vary by bill component. System Improvement Charge -A char a used to recover costs Type{s)of Meter Readings; for repairing,improving,or replacin dgistribution facilities in Actual-Reading by distribution company. order to provide safe,reliable,and e5ficlent service, Supply Charge-Charge for the electricity you recelve either from PPL Electric Utilities or the Supplier ou have chosen. The amount you pay per kilowatt-hour(Wh)may be a fixed or variable price. Rate RS-Rate for service to a private home. $49.61 0000006 a Past Bill Information-UGI Utility The account balance on your last bill was ........................ $80.00 �ttsttSm609 ynher..:: el e s sfe Piet' Thank you for your payment of............................................. -80.00 a -.•Y...• �HI:c�: f Billing Summary for Service to: Your balance as of 03/03/2015........................................... 21 81 91 694001 BETTY-M BRUBAKER 1303 KELTON RD CAMP HILL PA 17011 Current Bill Information-UGI Utility Rate Classification: Customer Charge...................................................................... 8.55 Residential Heating Commodity Charge(158 CCF at$0.61101).................... 96.54 Billing Period: Distribution Charges(First 50 CCF at$0.33260)............ 16.63 01/27/2015 to 02/26/2015(30 days) Distribution Charges(Next 108 CCF at$0.26806).......... 28.95 Remote Device Read PA State Tax Surcharge.......................................................... -0.80 Questions? Total Current Charges-UGI Utility....................................... 149.87 Call 800-276-2722 or write to UGI at Budget Billing Amount............................................................ 80.00 PO BOX 13009 UGI Utility charges owed this bill ........................................................................................ $80.00 Reading,PA 19612-3009 Total Amount But by(03/24/2015)....................................................................................... $80.00 Your current UGI charges include State taxes totaling about$4.83. Meter Information-Next Read Date March 30,2015 7 90 Average CCF Per Day Meter Number Previous Reading Present Reading CCF Used 7.11 1165181 3324(remote) 3482(remote) 158 6.32 5.53 Messages from UGI 4.74 •Your current price to compare is$0.57282/CCF. 3.95 ■Your total annual usage is 796 CCF. Your average monthly usage is 66 CCF. 3.16 2.37 •Your a nnual budget year began with September 2014. 1.513 To date you have been billed $590.00 0.79 To date you have used $497.26 0.00 -Help prevent pipeline damage,accidents and service disruptions.Call 811 before you dig. F M A M J J A S 0 N 0 J F 'New!View a snapshot of your most recent bill and its due date online.Visit ugi.com,and 2014 Months 2015 click on'Account Summar under'Manage Your Account'on the left side of the page. •Are you or anyone you know planning to build a new home?Visit www.findnbuild.com for valuable tips and free mobile app. Last This Average Year Year "Save time.Save the planet.Sign up to view and pay your UGI bilis online at CCF/day 6.30 5.27 www.ugi.com/ebill. Daily temperature 27°F 22°F Keep this part for your records. Important information is on the back of this bill. UGI Utilities,Inc. Customer Number The amount due will be PO Box 15523 218191694001 deducted from your Wilmington,DE 19886-5523 checking account on March 24,2015. LAS Sf VICE '\�PAaMtlpl�AN r�ef�CiF RH March 24,2015 BETTY M BRUBAKER ABC PLAN - 1303 KELTON RD W1th l e�ltarge'47m. CAMP HILL PA 17011 ABC PLAN 280 218191694001032401000080000001000000000000000000000006 Ccpmcast. Account Number 09547 220164-01-9 Billing Date 03/07/15 Total Amount Due $82.29 Auto Pay 04/01/15 Page 1 of 2 Contact us: www.comcast.com 1.888-931.1379 B BRUBAKER Monthly Statement Summary Previous Balance 82'29 For service at: Payment-03/01/15-thank you =82.29 1303 KELTON RD CAMP HILL PA 17011-6109 New Charges-see below 82.29 Total Amount true News from Comcast Auto Pay o roar/1, Questions?Call 1-800-XFINITY(1.800-934-6489) ChargesNew You are enrolled in the Comcast Auto Pay Program.The XFINITY TV 72.94 . amount due which will be deducted from your bank account or a_._._ ) : ,.,.'� .'�, charged to your credit card may include charges incurred or Other Charges&Credits 4.25 credits issued after the statement prepared date.Details of N any charges or credits posted after the statement date will Taxes;Surcharges& Fees 5.10 appear on your next bill.The amount due will be debited from your account or charged to your credit card on your billing Total New Charges $82;29 Auto Pay date,which appears at the top of this billing statement. Thank you for being a Thank you for your prompt payment. For quick and convenient ways to manage your account and view your bill,please visit Comcast customerl www,Comeast.com/mygccount. Hearing/Speech Impaired Call 711 Detach and enclose this coupon with your payment please write your account number on your check or money order.Do not send cash. Ccomcast. Account Number 09547220164-01-9 Auto Pay04/01/15 PO Bax 965 TOLEDO OH 43697-0965 Total Amount Due $82.29 AV 01 002318 853168 13 A•*5DGT Amount Enclosed $ ll!'fF'��IIIII'I��III�iIIlltl'�Ull �l��l€�II'll€'I�IIIII€IIIIII 'I Make checks payable to Comcast B BRUBAKER 1303 KELTON RD CAMP HILL PA 17011-6109 COMCAST CABLE P 0 BOX 3005 SOUTHEASTERN PA 19398-3005 09547 220164 01 9 8 008229 @91mcast. Account Number 09547 220164.01-9 Billing Date 03/07/15 Service Details Total Amount Due $82.29 Auto Pay 04/01/15 Page 2 of 2 Contact us:Glwww.comcast.coma 1.888-931-1379 For closed captioning concerns and other accessibility issues affecting customers with disabilities,call 855-270-0379,go online for a live chat at www,com casts up port.00m/accessi bi lity Digital Starter 03/18-04/17 69,95 <http:/lwww.comcastsupport.com/accessibitity>,email accessibility@comcast.com Includes access to On Demand Programming <mailto:accessibility@oomcast.00m>or write to Comcast,1701 ....... ............................................... Additional Outlet Svc 03/18-04/17 2.99 John F Kennedy Blvd.,Phila.PA 19103-2838 Attn:N.W.Patel, Digital Adapter or fax:215-286-4700. ...................................................................................................................................................... Digital Adapter Service 03/18-04/17 0.00 Moving?Call 1-855-MOV-EDGE or visit Total XFINITY TV $72,94 http://www.comcast.com/moversedpe today!The XFINITY Movers Edge program makes it easy to stay connected to your TV,Internet and Voice service. - IMPORTANT INFORMATION: As of March 3,2016,-due to Broadcast TV Fee 03/18-04/17 3.25 changes in business costs,the X1 Platform Upgrade Fee .............................................................I--.................................................................................... decreased from$49.99 to$19.99 per occurrence. Price Regional Sports Fee 03/18- 04/17 1.00 excludes applicable taxes and fees. Total Other Charges&Credits $4.25 The portions of your XFINITY television and Internet services subject to safes tax are stated below(note that franchise fees i imposed on any taxable video charges are also subject to sales tax): TV Premium,Pay-Per-View or Video Equipment $3.18 Franchise Fee 03/18- 04/17 4.82 -.1.................I........._...................-................................................................................. Sales Tax 03/18-04/17 0.20 .............................................................. FCC Regulatory Fee 03/18- 04/17_ 0.08 Total Taxes,Surcharges&Fees $5.10 The Broadcast TV fee recovers a portion of the costs of retransmitting television broadcast signals. Regional Sports Fee recovers a portion of the costs to transmit certain regional sports networks. Lobby Hours A late fee of$9.50 will be assessed on accounts not paid within 4601 Smith St Harrisburg, PA 17109 38 days of the Billing Date of the invoice,and additional late fee Mon-Fri 9am-6pm, Sat 8:30am-4pm will be assessed day 68 of the billing cycle.To ensure proper credit,refer to the due date on the invoice and allow 5 to 7 days 4830 Carlisle Pike Mechanicsburg, PA 17055 for mailing and processing.If your payment is not reflected on Mon-Fri 9am-5pm the invoice,it may not have been received by the date the statement was printed. Franchise Authority: PA0620 Lower Allen Twp 2233 Gettysburg Rd Camp Hill,PA 17011 MRS BETTY MgeuBAKEn GET ANSWERS FAST 717�o��s Primary ^Click m�mm Apmumwomum 717761-7915 ��Nov -----'—'---'--~—' ^`= ^Call 11.80ARuONM.800.83 ,4966 verqon ^Customers with disabilities call 1.uOV.9, .O006(Voice mTTY) exUDam: Fobruary35,2015 Details of Current Charges Equipment and additional services to personalize your Verizon service- Services Flat Rate Unlimited Service 0.87 Dial Tone Line 8.88 Guardian Plan 1125 VLDTo/0lme3O 0.50 VLDShortfall Charge 3.49 Subtotal $36.99 2/25-3/24 Your One-TimeAceiveitles--` Charges for individual selections like movie rentals,directory assistance o, ~591@75 '- installation fees. Subtotal $J5 2/25-3/24 Includes both Verizon fees and governmental taxes and fres. Fnr Taxes, Governmental Fees Surcharges details,visit Federal Excise Tax .68 ve,izonzom/taxesandfees. R4State and Local Sales Tax 1.00 Telecommunications Relay Service 08 E911 1.25 Verizon Surcharges uFees — ' ---- - — RAGrosxRenoipmTaxGurcha,Ue 103 Federal Universal Service Fee 2.93 Federal Subscriber Line and Access - Recovery Charge &80 VLDCarrier Cost Recovery Charge 1,25 ~+ VLDLong Distance Administrative Charge 34 6u6tvt*| $16.37 ' Tota[Due $54.11 ~ ` ` . r Page»of« MM)M://, mmnwm*`tx Primary Phone: 717761-7915 GET ANSWERS FAST Account Number: 717 761-7915 Vs»mv Click m « vohzonovmAi"w�om `-~ ^Call 1.VVV.VERIZVN(1�oOV037AV6V . ^Customers with disabilities call Bill Date: February 25,2015 tVoVV74.600x(Voice mTTY) Account Summary N��|NOFFERS&8ENEFr[S �� Previous Balance "","v Online Bundle Off or PaymentRe*eived-ThaokYvu '53�38 �D17 8 \ Forward -~~-�—�-- Get FiOGTVSo|amMD. 25C25Mupa Balance n,�a �.D� Internet&Phone for$73.9A/mo.for 2 yrs. Get u$3novioa@prepaid card vwa 2-yr, anmt, Ends 3/21/15. Order at Services.Equipment 36.99 2/25-3a4 verizon.xnm/fios/3aiFor other deals Your One-Time Activities 75 call 1-8O8-267-8089,Taxes, fees, Fees&Other Charges 10�@7 terms, in�a||aUon. mma� FDv�oo& equip. charges ^^mo varies. T�ta� �uebVK�ar�� . - '--l7/�OlS Moving? $54.lIwill badeducted from your account on]/ ' '- ' Call Verizon before you move toset up Tuavoid elate payment charge, pay the Total Due uyMarch 23, your Internet,TVand phone for your 2015, For TV, data and wireless services, the late payment charge new home. Plus, ask about our great is15%o/$5, whichever isgreater. For all other services, the late new money-saving bundles. Don't wait. payment charge is125%. Call 1-86O'8g6-O837before you move, and besure mask irHOS|savailable You're Enrolled/mVerizon Auto Pay inyour area!Service availability varies. Ifyou need romake changes(oyour account information, visit venbzn,00n»lmyvevzom. Account Number:7177G1-7Q5OS2O3Y Auto Pay Amount: $54.11 022515 Auto Pay Scheduled-Do Not Send Payment 00012095014V 0.378 VPC057110042XX MRS BEM muRUoxKEn oozxEOowmm ' CAMP HILL vx no//-mm MA&{UX0y"111V1.life 111.°Yk 1O9717O7617915O52]O28U2149DOOOO6ODOOOOODOOOOOOUOO54114O000O . P E N N S Y L V A N I A 000102421003594495800000000100004633011 AMERICAN WATER b -- -----'T024-21-00359449-58 Account Numer PO Box 371412,Pittsburgh,Pa.15250-7412 Due Date "tarch 31,2015 For Service To:1303 KELTON RD Total Due 46.33 F1 Check this box for address changes and If Paid After Due Date 0746.80 after note new address on back. —--- — ---, J Amount Enclosed $ Paid electronically.Thank you. 020831 1 AV 0.3-78 20831102083'11021011 73 01 ACS018 003 BETTY M. BRUBAKER PENNSYLVANIA AMERICAN WATER 1303 KELTON RD PO BOX 37:1412 CAMP HILL, PA 17011-6109 PITTSBURGH,PA, 15250-7412 ...... ............ Pleas. tear along the dotted line and return this�pqrtiqn w..i.t,11.your payment., BILLING PERIOD AND METER READINGS BILLING SUMMARY • Billing date:March 9,2015 For Service To:1303 KELTON RD • Due Date:March 31,2015 For Account 1024-210035944958 • Billing period:Feb 05 to Mar 05(29 Days) Prior Balance • Next reading on or about:Apr 06,2015 . Balance from last bill 29.99 • Customer Type:Residential . Payments as of Mar2.Thank you! -29.99 • Meter Reading Measurement: Balance Forward 0.00 I unit=100 gallons of water Current Water Service • Billing Measurement: 100 gallons(CGL) Water Service Charge 15.00 Meter No. N043260059 Water Usage Charge($1.021.40000 x 16.00) 3.6.34 Size of meter 5/8'. Total Water Service Related Charges 3:11-34 Current Read 9.700(Actual) Other Charges Previous Read 9,684(Actual) State Tax Adjustment Surcharge -0.01 Total water used this 16 units Total Other Charges -0.01 billing period (1,600 gallons) Protection Program Plans . Customer Protection Water Line 5Z0 Total Water Use Comparison(in 100 gallons) . Customer Protection Sewer Line 9.50 • Current billing period 2015: 16.00 CGL . Total Protection Program Plans 15.06 • Same billing period 2014: 34L00 CGL TOTAL CURRENT CHARGES 46.33 Billed Use Graph(100 gallons) 35 TOTAL AMOUNT DUE $46.33 28 -/U3 Pay your bill online:www.water.paymybill.com 21 Pay by phone:24-hours a day,every day at 1-866-271-5522 - 14 Pay in person:Residential customers may obtain a listing of 7 payment locations by visiting www.amwater.com/myh2o �' Pay by mail:Remit your payment to the address shown above 2 M A M J J A S 0 N D J F M 2 O o p a u u u e c o e a a a 0 r r y n i g P t v c n b r 1 4 5 Important messages from Pennsylvania American Water • *�`*IMPORTANT WATER QUALITY MESSAGE: Your annual Water Quality Report can be viewed electronically at www.amwater.com/ccr/ mechaniesburg.pdf If you prefer a paper copy to be sent to you,please contact our Customer Service Center at 800-565-7292,This annual report also contains EPA required sampling results for a series of unregulated contaminants in our Mechanicsburg water system. - Have you recently changed your primary phone number?If you have,please update your account information online using My H2O Online at www.amwater.com/myh2o or call us at the number below so that we can update our records, • Approximately 4.44 percent,or$2.06:of state taxes are included in your current bill. • Any portion of the water charges which is not paid as of 03/31/2015 will be subject to a 1.50%penalty. • Go paperless,Reduce clutter with paperless billing,and save time and money with our automatic payment program.These are convenient, secure and environmentally friendly ways to receive and pay your bill.To get started,log on to www.amwater.com/myh2o. Customer Service: M-F 7arn to 7prn Emergency: 24/7 1-800-565-7292 www.pennsylvaniaamwater.com 681250622440 0208211021011ACS01SGTMIC001, 3 (ACS01S 0208310101400) AMERICAN PE N N S Y L V A N 1 A 00010242100359449580000000000002999018 AME RICAN WATER 1024-210035944958 PO Box 371412,Pittsburgh,Pa.15250-7412 � �• March 2,2015 For Service To:1303 KELTON RD - $29.99 Li Check this box for address changes and $30.21 after 3/2/15 note new address on back. IlillIIII Amount Enclosed $ Paid electronically.Thank you. n•IIIIILII,yllllillll(1111tH•Illllll••IIII•I••I•III 0015871 ATO.403 01587100158710016018 01 ACSKZU ODI 14.111.1•m11•11111•••II.1.1•llrlrulllillll(iilllr•IrUI•h BETTY M. BRUBAKER PENNSYLVANIA AMERICAN WATER 1303 KELTON RD PO BOX 371412 CAMP HILL, PA 17011-6109 PITTSBURGH, PA. 15250-7412 19��1��1�11��1111<I�III�I�I�IIIIlllllllllllllllll II III�I�IIIl�I�I�IIII[[IAlll��l�lll�ll Please tear along the,dotted Ione and return this portion with your payment.._ BILLING PERIOD AND METER READINGS BILLING SUMMARY • Billing date:February 6,2015 For Service To:1303 KELTON RD • Due Date:March 2,2015 For Account 1024-210035944958 • Billing period:Jan 06 to Feb 04(30 Days) Prior Balance • Next reading on or about:Mar 05,2015 Balance from last bill 31.01 • Customer Type:Residential Payments as of Jan28.Thank you! -31.01 • Meter Reading Measurement: Balance Forward 0.00 1 unit=100 gallons of water Current Water Service • Billing Measurement:100 gallons(CGL) Water Service Charge 15.00 Meter No. N043260059 Water Usage Charge($1.02140000 x 0.00) 0.00 Size of meter 5/8" Total Water Service Related Charges 15.00 Current Read 9,684(Actual) Other Charges Previous Read 9,684(Actual) State Tax Adjustment Surcharge -0.01 Total water used this 0 units Total Other Charges -0,01 billing period 1 (0 gallons) I Protection Program Plans • Customer Protection Water Line 5.50 Total Water Use Comparison(in 100 gallons) Customer Protection Sewer Line 9.50 • Current billing period 2015: 0.00 CGL • Same billing period 2014: Tota!Protection Program Pians 15.00 32.00 CGL TOTAL CURRENT CHARGES 29.99 Billed Use Graph(100 gallons) 35 TOTAL AMOUNT DUE $29.99 28 u Pay your bill online:www.water.paymybill.com 0) Pay by phone:24-flours a day,everyday at 1-866-271-5522 1a ! Pay in person:Residential customers may obtain a listing of 7 payment locations by visiting www.amwater.com/myh2o 1 Pay by mail:Remit your payment to the address shown above 2 F M A M J J A S 0 N D J F 2 O e a p a u u u e c o c a e 0 b r r y n I g p t v c n b 1 5 Important messages from Pennsylvania American Water • Important information regarding your Service Line Protection Program Terms and Conditions with AWR.Changes have been made to your Terms and Conditions with AWR,including the addition of a requirement for you to resolve disputes in arbitration.These changes will become effective on April 1,2015.Visit AWRUSA.com/terms to view your new terms and conditions. • Effective January 1,2015,the State Tax Adjustment Surcharge(STAS)was decreased from 0.00%to-0.04%. • Have you recently changed your primary phone number?If you have,please update your account information online using My H2O Online at www.amwater.com/myh2o or call us at the number below so that we can update our records. • Approximately 4.44 percent,or$1.33,of state taxes are included in your current bill. • Any portion of the water charges which is not paid as of 03/02/2015 will be subject to a 1.50%penalty. a • Go paperless.Reduce clutter with paperless billing,and save time and money with our automatic payment program.These are convenient, secure and environmentally friendly ways to receive and pay your bill.To get started,log on to www.amwater.com/myh2o. Customer Service: M-F 7am to 7pm Emergency: 24/7 1-500-565-7292 www_pennsylvaniaamwater.com 667500627740 051133!001601 ACSKZU ETM 1Coo 1 234 (ACSKZU 051'1330101EW) FROM: INVOICE PAUL HICKEY HICKEY APPRAISALS LLC INVOICE NUMBER 804 BEACON HILL RD 15043 NEW CUMBERLAND,PA 17070 DATE 4/8/2015 Telephone Number:717-856-9048 Fax Number: 717-695-3925 REFERENCE TO: Internal Order#: 15043 Terry Brubaker Lender Case#: Terry Brubaker Client File#: ESTATE Mein File#on form: 15043 Other File#on form: Telephone Number:570-617-3456 Fax Number: Federal Tax ID: 20-8527191 Alternate Number: E-Mail:terrybrubakerl@gmail.com Employer ID: HICKEY APPRAISALS LLC WWW.HICKEYAPPRAISALS.COM E-MAIL PCHICKEY@HICKEYAPPRAISALS.COM >3 DAY AVERAGE TURN TIME FROM INSPECTION TO YOUR DESK< >PA CERTIFIED RESIDENTIAL APPRAISER< >FEATURING ONLINE ORDERING AND STATUS TRACKING< SERVING:Cumberland,Dauphin,Perry and York Counties DESCRIPTION Lender:Terry Brubaker Client: Terry Brubaker Purchaser/Borrower: Property Address: 1303 Kelton Rd City:Camp Hill County:CUMBERLAND State:PA Zip: 17011 Legal Description:DEED REF U14 403 (SEE ATTACHED DEED) AMOUNT GP FORM 350.00 SUBTOTAL 350.00 PAYMENTS . AMOUNT Check#:753 Date: 4/7/2015 Description: PAID 350.00 Check#; Date: Description: Check#: Date: Description: SUBTOTAL 350.00 TOTAL DUE $ 0 Form NIV5—'WinTOTAL°appralsal software by a la mode,Inc.—1.800-ALAMODE Hickey Appraisals,LLC FM M&T Bank .. �, ma JAN.30-FEB.28,2015 00 0 06113M NM 017 000000 N BETTY M BRUBAKER TERRY W BRUBAKER JR 1303 KELTON RD CAMP HILL PA 17011-6109 SELECTED ACCOUNT SUMMARY .:: .ICARI+IHD.,. ,.:.M...A.'.T..U...i..1.T..Y i : ►YAE :::A COJNT..... :::,:: ::: TgRE ......:......: i: i ....-. .........;:...:.:E..i.;V. "a.'.:<:..::..:..`::..:.t:.:<:.: ' .::..:::;O..... DATE: MB. BALANCE •. M&T CLASSIC CHECKING W/INTEREST 000000018294898 0.08 8,698.23 M&T PERSONAL SAVINGS 015004211136228 0.24 644.18 TOTAL DEPOSITS 9,342.41 M&T CLASSIC CHECKING W/INTEREST Accouiv BETTY M BRUBAKER TERRY W BRUBAKER JR ACCOUNT NO. 18294898 HIGHLAND PARK INTEREST EARNED FOR STATEMENT PERIOD $0.06 ACCOUNT SUMMARY rIGINNIi :::f1E1�b91TS8Ot#I �t ::< . ttt�k2St�kt1C31�EG:::::::: BALANCtr>: bR bkTS f : . .. : . . CHECKS RAll7 b... �i�BCfS.............. � Ihl"tERE3T PD . ::::BALANCE: .:.. NO. I AMOUNT NO. AMOUNT NO. AMOUNT $1,693.65 3 $8,783.77 7 $1,317.74 6 $461.51 $0.06 $8,698.23 ACCOUNT ACTIVITY PtySTItJG RAfi1$PACTf4N bEiS(`rR�PTfON 33 :P0$ITS_gc OTFIER W l#t13RAl111A 9$� ' C3AfEl' bA E ;: CitEDIfiS * OTHEIT DEBIT. _:SAtAi�IGE 01/30/2015 BEGINNING BALANCE $1,693.65 02/02/2015 In Branch Transfer/Deposit $6,500.00 02/02/2015 US TREASURY 312 XXCIV SERV 1,415.77 02/02/2015 COMCAST CENTRAL CENTRAL PA $82.29 9,527.13 02/03/2015 SSA TREAS 310 XXSOC SEC 868.00 02/03/2015 CHECK NUMBER 2432 100.00 10,295.13 02/04/2015 CHECK NUMBER 2434 200.00 10,095.13 02/05/2015 ATG MONTHLY DDA TO SAV 200.00 9,895.13 02/06/2015 PPL EU ELEC SVC 34.86 02/06/2015 CHECK NUMBER 2433 129.07 9,731.20 02/13/2015 CHECK NUMBER 2437 569.71 9,161.49 02/18/2015 UGI HVAC Service RECUR BILL 11.00 02/18/2015 VERIZON Pa mentREC 1 53.36 PAGE 1 OF 3 XRT Bank JAN.30•FEB.28,2015 BETTY M BRUBAKER TERRY W BRUBAKER JR ACCOUNT ACTIVITY F 3 ir1NXa::: "":... ... 1]f POStI )RAVAL$8t$& T DAY ..... .. iOALANC I i f< 02/18/2015 CHECK NUMBER 2435 125.78 02/18/2015 CHECK NUMBER 2436 35.68 8,935.67 02/20/2015 UGI UTILITIES UGI BILL 80.00 8,855.67 02/23/2015 CHECK NUMBER 2438 157.50 8,698.17 02/27/2015 INTEREST PAYMENT 0.06 8,698.23 ENDING BALANCE $8,698.23 CHECKS PAID SUMMARY ICI<NC}:. :.l3AT A141btINi::: lr1tKN4t. .; )ttA7>= ... . AIVIOIIN# :.`.:Cii#vCK Nt} .;:.. 13477` AN10llM1 :< 2432 02/03/15 100.00 2433 02/06/15 129.07 2434 02/04/15 200.00 2435 02/18/15 125.78 2436 02/18/15 35.68 2437 02/13/15 569.71 2438 02/23/15 157.50 OVERDRAFT AND NSF FEE SUMMARY .. .:. .. .:......; ,:<>;,::.>.,,.: ;;;:..........:.:..:>:. :.::... :""::.:::.... Tb7ALOR.�HfS. . ." . . 1$'1ALtOR C�1LNDAR TOTA :ft�It P."f -::; R.Tf)-Owr AF tjfbA Y. TOTAL INSUFFICIENT FUNDS(NSF)FEES $0.00 $0.00 $0.00 TOTAL OVERDRAFT FEES $0.00 $0.00 $38.50 Total Insufficient Funds(NSF)Fees include per item fees charged when we return an item unpaid because there are not sufficient funds In the account to cover the item. Total Overdraft Fees include per item fees charged when we pay an item that overdraws the account as well as any Extended Overdraft Fees charged to the account. OVERDRAFT AND NSF FEE WAIVERS, REVERSALS AND REFUNDS SUMMARY ... :TL3AL: tR G4# t+lt}4Ft... fDTAti.: t}Ft F'121f11 ..,:.: ..-.::.:..: YEA�t 7"O.L3A7Fr". " GAF:�N131�if Y�Aft ,;.. ': ..... OVERDRAFT&NSF FEE WAIVERS,REVERSALS&REFUNDS $0.00 $0.00 TOTAL OVERDRAFT&NSF FEES LESS ANY WAIVERS,REVERSALS&REFUNDS $0.00 $38.50 Note: Fee Waivers,Reversals&Refunds may include waivers,reversals or refunds applied to your account this year for fees assessed in the prior year. ANNUAL PERCENTAGE YIELD EARNED=0.00% PAGE 2 OF 3 M&T Bank STATEMENT'? ..I- ................. JAN.30-FEB.28,2015 TATEMENT tslEklI- JAN.30-FEB.28,2015 BETTY M BRUBAKER TERRY W BRUBAKER JR SHOW YOUR STYLE WITH A CUSTOMIZED DEBIT CARD!GET A CUSTOM IMAGE ON YOUR M&T DEBIT CARD FOR JUST$2.95.VISIT MTB.COM/CUSTOMCARD TO GET STARTED. USE OF THE M&T CUSTOM CARD DESIGN SERVICE IS SUBJECT TO PROGRAM TERMS AND CONDITIONS AND IMAGE GUIDELINES.A$2.95 IMAGE SET-UP FEE FOR EACH NEWLY APPROVED CUSTOM CARD DESIGN MAY APPLY.ONE FEE WILL BE CHARGED PER APPROVED CUSTOM DESIGN.REPLACEMENT CARDS WILL NOT INCUR THIS FEE IF THE CUSTOM DESIGN REMAINS UNCHANGED. M&T PERSONAL SAVINGS ACCiQUNT.::: BETTY M BRUBAKER TERRY W BRUBAKER JR ACCOUNT NO. 15004211136228 HIGHLAND PARK INTEREST EARNED FOR STATEMENT PERIOD $0.03 ACCOUNT SUMMARY >. B}?GINIV1idG BAI AN E.. . : :> tAWAL$SIl.6& R . : PAD: : CE * QTEERD3iTS _._:.INTEREST 1JDING NO. AMOUNT NO. AMOUNT $12,344.15 1 $200.00 3 $11,900.00 $0.03 $644.18 ACCOUNT ACTIVITY Pf2S71NCa is .. :.;. : .; :;:<:.,.....:; DE�OSkT$;8�OTIiER WIT+1lDRAWAL [3AEEY' TRAN$AC710N CIESCR1PTlON :.. . .. . .::. . .. CItED11S �lHiil3a3EE31TS: . .< .. ...:E3A�.AiJCE:: .:;..:: 01/30/2015 BEGINNING BALANCE $12,344.15 02/02/2015 In Branch Transfer/Withdrawal $6,500.00 02/02/2015 CUSTOMER WITHDRAWAL 4,400.00 1,444.15 02/05/2015 ATG MONTHLY DDA TO SAV $200.00 1,644.15 02/06/2015 CUSTOMER WITHDRAWAL 1,000.00 644.15 02/27/2015 INTEREST PAYMENT 0.03 644.18 ENDING BALANCE $644.18 ANNUAL PERCENTAGE YIELD EARNED=0.01% PAGE 3OF3 FM M&T Bank S'E t. MirNT It job MAR.01-MAR.27,2015 00 0 06113M NM 017 000000 N BETTY M BRUBAKER TERRY W BRUBAKER JR 1303 KELTON RD CAMP HILL PA 17011-6109 SELECTED ACCOUNT SUMMARY ACCOUNT"" AGC?i)NT I3VTI=REST 1=,4�31�1EQ. 1VIATU#217Y E1D1Na . TYi?E. .. .... . . . NEiIVIBER..:. . YEACt-TOZATE::::. . DATE::::: ::. Bi4l.ANCE M&T CLASSIC CHECKING W/INTEREST 000000018294898 0.15 7,803.87 M&T PERSONAL SAVINGS 015004211136228 0.25 850.49 TOTAL DEPOSITS 8,654436 M&T CLASSIC CHECKING W/INTEREST <pcCG±Cli1N7 BETTY M BRUBAKER LI7IiE< :i: TERRY W BRUBAKER JR ACCOUNT NO. 18294898 HIGHLAND PARK INTEREST EARNED FOR STATEMENT PERIOD $0.05 ACCOUNT SUMMARY m mm-#�s-GINNING ; bElyOS1TS-90 HER CHE1r S... ::::::::. HE f!>rBCYS() TEFt1±ST iiD ::BALANCE. BALANCE CR D[TS. NO. I AMOUNT NO. AMOUNT NO. AMOUNT $8,698.23 0 $0.00 1 $394.00 7 $500.43 $0.07 $7,803.87 ACCOUNT ACTIVITY POS`tING. . . : OEPOSt*S`:;&{ETHER: W�CJti312AWi4L$8:,. YC�AritSACT10iv DESCRIPTION: . QAE:. . ........ ' C#tEDI § }..... OThIEI�DECIT$ �ALA1a10E 03/01/2015 BEGINNING BALANCE $8,698.23 03/02/2015 PENNSYLVANIA-AME PAYMENT $29.99 03/02/2015 COMCAST CENTRAL CENTRAL PA 82.29 8,585.95 03/04/2015 CHECK NUMBER 2439 394.00 8,191.95 03/05/2015 ATG MONTHLY DDA TO SAV 200.00 03/05/2015 PPL EU ELEC SVC 43.04 7,948.91 03/17/2015 UGI HVAC Service RECUR BILL 11.00 03/17/2015 VERIZON PaymentREC 54.11 7,883.80 03/24/2015 UGI UTILITIES UGI BILL 80.00 7,803.80 03/27/2015 INTEREST PAYMENT $0.07 7,803.87 ENDING BALANCE $7,803.87 PAGE 1 OF 3 FM M&T Bank ... ,� ir11 MAR.01-MAR.27,2015 BETTY M BRUBAKER TERRY W BRUBAKER JR CHECKS PAID SUMMARY . . GHCK 1+10 <> i3r�TE... . Af11101INT C#1EG[F NO ::::::OA . .. IVIOi1NT CNEC141d0: <>?j.'OATI= AIjQOUNT.<. 2439 03/04/15 394.00 OVERDRAFT AND NSF FEE SUMMARY ;:. . TOTAL 1 dR THIS..... ..... TOTAL_I 0R CA Ei�]DAR__: 'TOTA; RPRt(3R......: ........... :.. ..... . . ... ..:.;::>>:>: . ..... ... ..... . ...:.. ::.::::.STATEMENT C'YGEE ::: ::. .. ...YEAAI2. TOTAL INSUFFICIENT FUNDS(NSF)FEES $0.00 $0.00 $0.00 TOTAL OVERDRAFT FEES $0.00 $0.00 $38.50 Total Insufficient Funds(NSF)Fees include per item fees charged when we return an item unpaid because there are not sufficient funds in the account to cover the item. Total Overdraft Fees include per item fees charged when we pay an item that overdraws the account as well as any Extended Overdraft Fees charged to the account. OVERDRAFT AND NSF FEE WAIVERS,REVERSALS AND REFUNDS SUMMARY ............. .::. . .... .-. ......... ...:. ;;: TOTAI .Fblt. i4LEfi1i)Af� TOTAL.fOR PRLOR ......... :::.:;:::::::.: ::::::::Y1iAR:CO-bA7E GALEt+i{Ti�KR YEAI@ OVERDRAFT&NSF FEE WAIVERS,REVERSALS&REFUNDS $0.00 $0.00 TOTAL OVERDRAFT&NSF FEES LESS ANY WAIVERS,REVERSALS&REFUNDS $0.00 $38.50 Note: Fee Waivers,Reversals&Refunds may include waivers,reversals or refunds applied to your account this year for fees assessed in the prior year. ANNUAL PERCENTAGE YIELD EARNED=0.00% M&T PERSONAL SAVINGS A�GDuN'i':: BETTY M BRUBAKER TERRY W BRUBAKER JR ACCOUNT NO. 15004211136228 HIGHLAND PARK INTEREST EARNED FOR STATEMENT PERIOD $0.01 ACCOUNT SUMMARY G1tNING IJEPIJSITS&©#HER. WFTHDRAtf1iALS 8. lr if 17E11T xENDING. .: BALANC1r.. ::::: ;..:.:... ..C.R. 0ITS.+ . ............... . . : >OFk1:E12:01rBiTS: 1NITEREST-PAID.: ::::........BAI-ANGE:::..:..... NO. AMOUNT NO. T AMOUNT $644.18 2 $206.30 0 $0.00 $0.01 $850.49 PAGE 2 OF 3 FM M&T Bank MAR.01-MAR.27,2015 BETTY M BRUBAKER TERRY W BRUBAKER JR ACCOUNT ACTIVITY PE>S�iN EPOSiTS;&01 HER. ..Wi'F}YflRA1 -A DAILY.:: ........... TRA VSi+iC f10.. C1�S..R1PTfbN DA ..........-- REDit3 ...>... Q H>=R.nari3iTs E3ALAta10E.. .. ... 03/01/2015 BEGINNING BALANCE $644.18 03/05/2015 ATG MONTHLY DDA TO SAV $200.00 844.18 03/13/2015 METLIFE INC DV02DT0315 6.30 850.48 03/27/2015 INTEREST PAYMENT 0.01 850.49 ENDING BALANCE $850.49 ANNUAL PERCENTAGE YIELD EARNED=0.01% PAGE 3 OF 3 REV-1513 X+ (02-15) pennsylvania SCHEDULE DEPARTMENT OF REVENUE INHERITANCE TAX RETURN BENEFICIARIES RESIDENT DECEDENT ESTATE OF: FILE NUMBER: Betty M. Bruaker 2015-00171 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S)RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE I TAXABLE DISTRIBUTIONS[Include outright spousal distributions and transfers under Sec.9116(a)(1,2).] 1. Terry Brubaker,Jr. Grandson 50% Audrey Dilman Niece 1500.00 Ashlee Homer Granddaughter 50% Joseph Magaro (p,nhn3 loj dip—ca--AA--A Nephew Item ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET,AS APPROPRIATE. II NON-TAXABLE DISTRIBUTIONS A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN: 1. B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS: 1. TOTAL OF PART II— ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. $ If more space is needed,use additional sheets of paper of the same size,