HomeMy WebLinkAbout06-05-15 (3) 1505614134
EX(03-14)(FI)
REV-1500 OFFICIAL USE ONLY
Bureau of Individual TaxesCounty Code Year File Number
PO BOX 280601 INHERITANCE TAX RETURN 2 1 1 4 0 9 1 1
Harrisburg PA 17128-0601 RESIDENT DECEDENT
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY
0 9 1 4 2 0 1 4 1 0 2 9 1 9 2 5
Decedent's Last Name Suffix Decedent's First Name MI
F I T T I N G F A W N 6
(If Applicable)Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix Spouse's First Name MI
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FILL IN APPROPRIATE OVALS BELOW
a 1.Original Return ❑ 2. Supplemental Return ❑ 3. Remainder Return(date of death
Prior to 12-13-82)
❑ 4.Agriculture Exemption ❑ 5.Future Interest Compromise(date of ❑ 6. Federal Estate Tax Return Required
(date of death on or after 7-1-2012) death after 12-12-82)
Q 7. Decedent Died Testate ❑ 8. Decedent Maintained a Living Trust 0 9.Total Number of Safe Deposit Boxes
(Attach copy of will.) (Attach copy of trust.)
❑ 10. Litigation Proceeds Received ❑ 11. Non-Probate Transferee Return ❑ 12. Deferral/Election of Spousal Trusts
(Schedule F and G Assets only)
❑ 13. Business Assets ❑ 14.Spouse is Sole Beneficiary
(No trust involved)
CORRESPONDENT-THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
Name Daytime Telephone Number
D A V I D H .. S T O N E E S Q U I R E 7 1 7 7 7 4 7 4 3 5
First Line of Address
4 1 4 B R I D IS E S T R E E T
Second Line of Address
City or Post Office State ZIP Code
N E W C U M B E R L A N D P A 1 7 0 7 0 d :
Imo.C7>,.
Correspondent's e-mail address: D S T O N E a@ S T O N E L A W • NET C= o. _
K„ — xjo
REGISTER OT',WJLYS_QSE ONLY 7"
REGISTER OF WILLS USE ONLY CJ7
DATE FILED MMDDYYYY
TADATE FILED STAMP
i
' PLEASE USE ORIGINAL FORM ONLY
Side 1
I IIIIII VIII VIII VIII VIII VIII VIII VIII VIII VIII IIII IIII
1505614134 1505614134
1505614234
REV-1500 EX(FI) Decedent's Social Security Number
Decedent's Name: FAWN G . FITTING
RECAPITULATION
1. Real Estate(Schedule A) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . . 1
2. Stocks and Bonds(Schedule B) . . . . . . . . . . . . . . ... . . . . . . . . . . . . . . . . . . . . . . 2•
3 1 5 4 6 . 9 0
3. Closely Held Corporation, Partnership or Sole-Proprietorship(Schedule C) . . . . . 3.
4. Mortgages and Notes Receivable(Schedule D) . . . . . . . . . . . . . . . . . . . . . . . . . . 4.
5. Cash, Bank Deposits and Miscellaneous Personal Property(Schedule E). . . . . . . 5. 1 4 4 0 7 0 . 5 5
6. Jointly Owned Property(Schedule F) ❑ Separate Billing Requested . . . . . . . 6.
7. Inter-Vivos Transfers&Miscellaneous Nn-Probate Property
(Schedule G) b Separate Billing Requested . . . . . . . 7.
8. Total Gross Assets(total Lines 1 through 7) . . . . . . . . . . . . . . . . . . . . . . . . . . . 8. 1 7 5 6 1 7 . 4 5
9. Funeral Expenses and Administrative Costs Schedule H 9. 2 3 2 0 6 . 4 4
10. Debts of Decedent,Mortgage Liabilities,and Liens(Schedule 1) . . . . . . . . . . . . . 10.
11. Total Deductions(total Lines 9 and 10) . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 11. 2 3 2 0 6 . 4 4
-I
12. Net Value of Estate(Line 8 minus Line 11) . . . . . . . . . . . . . . . . . . . . . . . . . . . . 12. 1 5 2 4 1 .1 . 0 1
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which
an election to tax has not been made(Schedule J) . . . . . . . . . . . . . . . . . . . . . . 13.
14. Net Value Subject to Tax(Line 12 minus Line 13) . . . . . . . . . . . . . . . . . . . . . . 14. 1 5 2 4 1 1 . 0 1
TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate,or
transfers under Sec.9116
(a)(1.2)X.0 _ 0 . 0 0 15. 0 . 0 0
16. Amount of Line 14 taxable
at lineal rate x.045 1 5 2 4 1 1 . 0 1 16. 6 8 5 8 . 5 0
17. Amount of Line 14 taxable
at sibling rate X.12 0 . 0. 0 17. 0 . 0 0
18. Amount of Line 14 taxable 0 • 0 0 1 g. 0 • 0 0
at collateral rate X.15
19. TAX DUE . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . 19. 6 8 5 8 . 5 0
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT ❑
Under penalties of perjury,I declare I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief,
it is true,correct and complete.Declaration of preparer other than the person responsible for filing the return is based on all information of which preparer has
any knowledge.
SIGNATURE OF P R N RESPONSIBLE FO. ING RETURN DATE
ADDRESS
16 RIVERVIEW DR VE ENOLA PA 17025
SIGNATURE EP TH R THAN PERSON RESPONSIBLE FOR FILING THE RETURN DATE
6-s
ADDRESS
414 BRIDGE STREET NEW CUMBERLAND PA 17070
111111111111111 IN IN Side 2
1505614234 1505614234
REV-1500 EX (FI) Page 3 File Number
Decedent's Complete Address: 21 14 0911
DECEDENT'S NAME
FAWN G • FITTING
STREET ADDRESS
16 RIVERVIEW DRIVE
CITY STATE ZIP
ENOLA IPA 117025-
Tax
Payments and Credits:
1. Tax Due(Page 2,Line 19) (1) 61858 - 50
i 2. Credits/Payments
A.Prior Payments 61500 - 00
B.Discount 342 - 11
(See instructions.) Total Credits(A+B) (2) 6,842 -11
3. Interest
(3) 0 . 00
4. If Line 2 is greater than Line 1 +Line 3,enter the difference.This is the OVERPAYMENT.
Fill in oval on Page 2,Line 20 to request a refund. (4) 0 . 00
5. If Line 1 +Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. (5) 16 - 39
Make check payable to: REGISTER OF WILLS, AGENT.
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred ...................................................................... ❑ 0
b. retain the right to designate who shall use the property transferred or its income ...............................
❑ 191
c. retain a reversionary interest .......................................... ......................................................... ❑ 191
❑X
d. receive the promise for life of either payments,benefits or care? .......................................................
2. If death occurred after Dec.12,1982,did decedent transfer property within one year of death
without receiving adequate consideration? ....................................................................................... ❑
3. Did decedent own an"in trust for"or payable-upon-death bank account or security at his or her death? ......... ❑ ❑X
4. Did decedent own an individual retirement account,annuity or other non-probate property,which
Icontains a beneficiary designation?.................................................................................................. ❑ X
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
For dates of death on or after July 1, 1994,and before Jan. 1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse
is 3 percent[72 P.S.§9116(a)(1.1)(i)].
For dates of death on or after Jan. 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
[72 P.S.§9116(a)(1.1)(ii)].The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and
filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1,2000:
• The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent,an
adoptive parent or a step-parent of the child is 0 percent[72 P.S.§9116(a)(1.2)].
• The tax rate imposed on the net value of transfers to or for the use of the decedents lineal beneficiaries is 4.5 percent,except as noted in [72 P.S.§9116(a)(1)].
• The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent[72 P.S.§9116(a)(1.3)].A sibling is defined,
under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption,
REV-1503 EX+(8-12)
pennsylvania SCHEDULE B
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN STOCKS & BONDS
RESIDENT DECEDENT
I I
ESTATE OF FILE NUMBER
FAWN G . FITTING 21 14 0911
All property jointly owned with right of survivorship must be disclosed on Schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1 964 shares PPL Corp stock @ $32 .?25 each 31i546 - 90
TOTAL(Also enter on Line 2,Recapitulation) $ 311546-90
If more space is needed, insert additional sheets of the same size
REV-1508 EX+(08-12)
pennsylvania SCHEDULE E
DEPARTMENT OF REVENUE CASH, BANK DEPOSITS & MISC.
INHERITANCE TAX RETURN
RESIDENT DECEDENT PERSONAL PROPERTY
ESTATE OF: FILE NUMBER:
FAWN 'G . FITTING 21 � 14 0911
Include the proceeds of litigation and the date the proceeds were received by the estate'
All property jointly owned with right of survivorship must be disclosed on Schedule F.
ITEM VALUE AT DATE
'NUMBER DESCRIPTION OF DEATH
1. Emeritus-refund on assisted living 118?5.?9
2 House insurance refund on prop sold prior to death 439 - 48
3 M&T Bank-Checking Acct #j95068082 12?1190 . 16
Princ $127,190 . 16, Int $- 58
4 M&T Bank-Checking Acct #j95068082 Accrued Int 0 . 58
5 Money due from Barbara Frank 186 .73
6 US Treasury-refund on 2014 1040 tax return 277.00
7 VISA CC# . . . 2391-bal $36 . 17 less $50 credit on acct 13 . 83
8 Wells Fargo-Checking Acct # • . • • 4851 141086 - 94
Princ $14 ,086 .94 , Int *.. 04
9 Wells Fargo-Checking
Checking Acct # - • . • 4851 Accrued Int 0 . 04
TOTAL(Also enter on Line 5,Recapitulation) $ 1441070-55
If more space is needed,use additional sheets of paper of the same size.
REV-1511 EX+(08-13)
pennsylvania SCHEDULE H
DEPARTMENT OF REVENUE FUNERAL EXPENSES AND
INHERITANCE TAX RETURN ADMINISTRATIVE COSTS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
FAWN G . FITTING 21 14 0911
Decedent's debts must be reported on Schedule I.
ITEM
NUMBER DESCRIPTION AMOUNT
A. FUNERAL EXPENSES:
1. Parthemore Funeral Home-funeral expenses 1,111 -73
2 Parthemore Funeral Home-funeral expenses 9,411. 95
B. ADMINISTRATIVE COSTS:
Personal Representative Commissions:
Name(s)of Personal Representative(s)
Street Address
City State - ZIP
Year(s)Commission Paid:
2, Attorney Fees: David H Stone-, Esquire 8 ,780 . 00
1 Family Exemption:(if decedent's address is not the same as claimants,attach explanation.)
Claimant
Street Address
City State ZIP
Relationship of Claimant to Decedent
4, Probate Fees: See *5 below
5. Accountant Fees:
6. Tax Return Preparer Fees:
7. Shareowner Services-commission on sale of stock 72 .84
2 Shareholder Services-commission on sale of stock 72 . 84
3 Charlotte County Utilities-debt of decedent 107.04
4 Stone LaFaver & Shekletski-Reimb for advertising 265 . 54
5 Fawn Ross-Reimb for probate costs and filing ITR 370 -50
6 Check written by decedent but not cleared by bank 2,809 . 00
7 Register of Wills-addl short cert 5. 00
8 Reserve for closing expenses 200 - 00
TOTAL(Also enter on Line 9,Recapitulation) $ 23,206 - 44
If more space is needed,use additional sheets of paper of the same size.
REV-1513 EX+(01-10)
pennsylvania SCHEDULE J
DEPARTMENT OF REVENUE
BENEFICIARIES oICC
INHERITANCE TAX RETURN CI�ICr /1R G�7
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
FAWN G . FITTING 21 14 0911
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S)RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE
I TAXABLE DISTRIBUTIONS (Include outright spousal distributions and transfers under
Sec.9116(a)(1.2).)
1. FAWN C ROSS Lineal 761205 . 51
16 RVIERVIEW DRIVE .
ENOLA PA 17025-
2 MARGARET GLUSCO Lineal ?61205 - 50
33 MAGGIE CIRCLE
YORK PA 17402-
Note : Barbara K Frank, one of the
named beneficiaries , died October 30,
2014 without children and within 6P
days of decedent ' s death . Therefore,
her share will be added into the
residue of the estate as mentioned
on Page 4 of the will
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET,AS APPROPRIATE.
II. NON-TAXABLE DISTRIBUTIONS:
A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN:
1
B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS:
1.
I
I
TOTAL OF PART.11-ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. $
If more space is needed,use additional sheets of paper of the same size.
4,
{ LAST WILL AND TESTAMENT
(Pour-Over Will)
OF
FAWN G.FITTING
IDENTITY
I, FAWN G. FITTING, residing in the County of Cumberland, Commonwealth of Pennsylvania,
being of sound mind and memory, and not acting under duress or undue influence of any person
whomsoever, hereby declare this to be my Last Will and Testament, and I do hereby revoke all other
former Wills and Codicils to Wills heretofore made by me. My Social Security Number is 196-14-3737.
I have the following children: Fawn C. Ross, bom February 11, 1943 and currently residing in
Enola, PA 17025, and Barbara K Frank, born December 11, 1946 and currently residing in Port
Charlotte, FL 33952, and Margaret D. Glusco, bom November 27, 1957 and currently residing in York,
PA 17402.
DEBTS,TAXES AND ADMINISTRATION EXPENSES
I have provided for the payment of all my debts, expenses of administration of property wherever
situated passing under this Will or otherwise,and estate, inheritance, transfer, and succession taxes, other
than any tax on a generation-skipping transfer that is not a liability of my Estate (including interest and
penalties, if any)that become due by reason of my death,under THE FAWN G.FITTING REVOCABLE
LIVING TRUST executed on even date herewith(the "Revocable Trust"). If the Revocable Trust assets
should be insufficient for these purposes,my Executor shall pay any unpaid items from the residue of my
Estate passing under this Will, without any apportionment or reimbursement. In the alternative, my
Executor may demand in a writing addressed to the Trustee of the Trust an amount necessary to pay all or
part of these items,plus claims,pecuniary legacies,and family allowances by court order.
PERSONAL AND HOUSEHOLD EFFECTS
It is my intent that all my personal and household effects were transferred to the Revocable Trust
as a result of the Declaration of Intent signed this date. If there are any questions regarding the ownership
or disposition of these assets, it is my desire that such assets pour into the Revocable Trust, signed by me
this date in accordance with the provisions of the section titled"Residue of Estate."
RESIDUE OF ESTATE
I give, devise and bequeath all the rest, residue and remainder of my property of every kind and
description (including lapsed legacies and devices), wherever situated and whether acquired before or
after the execution of this Will,to the Trustee under that certain Trust executed by me on the same date of
the execution of this Will. The Trustee shall add the property bequeathed and devised by this item to the
corpus of the above described Trust and shall hold, administer and distribute said property in accordance
with the provisions of the said Trust, including any amendments thereto made before my death.
POUR-OVER WILL
Page I
Testatrix
If for any reason the said Trust shall not be in existence at the time of death,or if for any reason a
court of competent jurisdiction shall declare the foregoing testamentary disposition to the Trustee under
said Trust as it exists at the time of my death to be invalid, then I give all of my Estate including the
residue and remainder thereof to that person who would have been the Trustee under the Trust, as
Trustee, and to their substitutes and successors under the Trust, described herein above, to be held,
managed, invested, reinvested and distributed by the Trustee upon the terms and conditions pertaining to
the period beginning with the date of my death as are constituted in the Trust as at present constituted
giving effect to amendments, if any, hereafter made and for that purpose I do hereby incorporate such
Trust by reference into this my Will.
EXECUTOR
I hereby nominate and appoint Fawn C. Ross to serve without bond as my Independent Executor
of this my Last Will and Testament.
In the event the first named Executor shall predecease me or is unable or unwilling to act as my
Executor for any reasons whatsoever, then and in that event,I hereby nominate and appoint Margaret A
Glusco to serve without bond as my Independent Executor.
Whenever the word"Executor" or any modifying or substituted pronoun therefore is used in this
my Will, such words and respective pronouns shall be held and taken to include both the singular and the
plural, the masculine, feminine and neuter gender thereof, and shall apply equally to the Executor named
herein and to any successor to substitute Executor acting hereunder, and such successor or substitute
Executor shall possess all the rights, powers, duties, authority, and responsibility conferred upon the
Executor originally named herein.
EXECUTOR POWERS
By way of Illustration and not of limitation and in addition to any inherent, implied or statutory
powers granted to executors generally, my Executor is specifically authorized and empowered with
respect to any property, real or personal, at any time held under any provision of this my Will: to allot,
allocate between principal and income,assign,borrow,buy, care for,collect,compromise claims,contract
with respect to, continue any business of mine, convert,deal with, dispose of, enter into, exchange, hold,
improve, incorporate any business of mine, invest, lease, manage, mortgage, grant and exercise options
with respect to, take possession of,pledge,receive,release,repair,sell,sue for,make distributions in cash.
or in kind of partly in each without regard to the income tax basis of such asset and in general,exercise all
of the powers in the management of my Estate which any individual could exercise in the management of
similar property owned in its own right upon such terms and conditions as to my Executor may seem best,
and execute and deliver any and all instruments and do all acts which my Executor may deem proper or
necessary to carry out the purpose of this my Will,without being limited in any way by the specific grants
or power made,and without the necessity of a court order.
My Executor shall have absolute discretion,but shall not be required, to make adjustments in the
rights of any Beneficiaries, or among the principal and income accounts to compensate for the
consequences of any tax decision or election, or of any investment or administrative decision, that my
executor believes has had the effect, directly or indirectly, of preferring one Beneficiary or group of
POUR-OVER WILL
Page 2
Testatrix
Beneficiaries over others. In determining the Federal Estate and Income Tax liabilities of my Estate,my
Executor shall have discretion to select the valuation date and to determine whether any or all of the
allowable administration expenses in my Estate shall be used as Federal Estate Tax deductions or as
Federal Income Tax deductions.
CONTESTS AND SPECIFIC OMISSIONS
If any beneficiary under this will, singly or in conjunction with any other person or persons, directly or
indirectly:
I. contests in any court the validity of this will or, in any manner, attacks or seeks to impair or
invalidate any of its provisions;
2. contests in any court the validity of the Testator's/Testatrix's Will or, in any manner, attacks or
seeks to impair or invalidate any of its provisions;
3. seeks to obtain an adjudication in any proceeding in any court that this trust or any of its
provisions or that Testator's/Testatrix's Will or any of its provisions is void;
4. claims entitlement by way of any written or oral contract to any portion of the
Testator's/Testatrix's estate, whether in probate or under this instrument;
5. unsuccessfully challenges the appointment of any person named as Executor or successor
Executor of the Testator's/Testatrix's Will;
6. objects in any manner to any action taken or proposed to be taken in good faith by the Executor
of the Testator's/Testatrix's Will;
7. objects to any construction or interpretation of this Will, or any provision of it, that is adopted or
is proposed in good faith by the Executor;
8. unsuccessfully seeks the removal of any person acting as the Executor of the
Testator's/Testatrix's Will;
9. files any creditor's claim in Testator's/Testatrix's estate (without regard to its validity), whether
the claim arose before or after the date of this instrument,but excepting claims for cash advanced
or paid for expenses of the Testator's/Testatrix's last illness or funeral paid by said claimant;
10, attacks or seeks to invalidate any designation of beneficiaries for any life insurance policy on
Testator's/Testatrix's life;
11. attacks or seeks to invalidate any designation of beneficiaries for any pension or IRA or other
form of qualified or non-qualified asset or deferred compensation account, agreement or
arrangement;
12. attacks or seeks to invalidate any will which Testator/Testatrix has created or may create during
Testator's/Testatrix's lifetime, or any provision thereof, as well as any gift which
Testator/Testatrix has made or will made during Testator's/Testatrix's lifetime, whether before or
after the date of this instrument;
13. attacks or seeks to invalidate any transaction by which Testator/Testatrix sold any assets(whether
to a relative of Testator's/Testatrix's or otherwise);or
14. refuses a request of Testator's/Testatrix's, Executor or other fiduciary to assist in the defense
against any of the foregoing acts or proceedings,
then that person's right to take any interest given to him or her by this trust shall be determined as it would
have been determined if the person had predeceased the execution of this will instrument without issue
surviving.
POUR-OVER WILL
Page 3 �4
Testatrix
The provisions of the foregoing paragraph shall not apply to any disclaimer by any person of any benefit
under this will. In the event that any of this provision is held to be invalid, void or illegal,the same shall
be deemed severable from the remainder of this provision and shall in no way affect, impair or invalidate
any other provision in this will; and if such provision shall be deemed invalid due to its scope or breadth,
such provision shall be deemed to exist to the extent of the scope or breadth permitted by taw.
SIMULTANEOUS DEATH
If any other Beneficiary should not survive me for sixty (60) days, then it shall be conclusively
presumed for the purpose of this my Will that said Beneficiary predeceased me.
FAWN G. FITTING
Testatrix
This instrument consists of 6 typewritten pages, including the Attestation Clause, Self-Proving Clause,
signature of Witnesses, and acknowledgment of officer. I have signed my name at the bottom of each of
the preceding pages. This instrument is being signed by me on this day of
POUR-OVER WILL
Page 4
ATTESTATION CLAUSE
The Testatrix whose name appears above declared to us, the undersigned,.that the foregoing
instrument was his/her Last Will and Testament, and he or she requested us to act as witnesses to such
instrument and to his/her signature.thereon. The Testatrix thereupon signed such instrument in our
presence. At the Testatrix's request, the undersigned then subscribed our names to the instrument in our
own handwriting in the presence of the Testatrix. The undersigned hereby declare, in the presence of
each of us, that we believe the Testatrix to be of sound and disposing mind and memory.
Signed by us on the same day and year,as this Last Will and Testament was signed by the
Testatrix.
WITNESSES; ADDRESSES:
r
11
(Printed Name of Witness) City, State,Zip
(Printed Name ofWitness) City, State, ip
POUR-OVER WILL
Page 5
Testatrix
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
SELF-PROVING CLAUSE
BEFORE ME, the undersigned authonitv. on this, day personally appeared FAWN G. FITTING,
E. 4A) and U4z4w, nu,,Aw - known to me
to be the Testatrix and the witnesses, respectively, whose names are subscribed to the foregoing
instrument in their respective capacities, and all of them being by me duly sworn, FAWN G. FITTING,
Testatrix, declared to me and to the witnesses, in my presence, that the instrument is his/her Will and that
he or she had willingly made and executed it as his/her free act and deed for the purposes therein
expressed; and the Witnesses, each on his or her oath, stated to me in the presence and hearing of the
Testatrix, that the Testatrix had declared to them that the instrument is his Will and that he or she
executed the same as such and wanted each of them to sign it as a witness; and upon their oaths, each
witness stated further that he or she did the same as a witness in the presence of the Testatrix, and at his
request and that he or she was at that time eighteeri(18)years of age or over and was of sound mind,and
that each of the witnesses was then at least fourteen(14)years of age.
FAWN G. FITTING
Testatrix or
Wy,
1�ness,
0 XV
(Printed Name of Witness
Wi ess
4X: akmjy\
(Printed Nameof Witness)
SUBSCRIBED AND ACKNOWLEDGED before me by FAWN G. FITTING, Testatrix, and
subscribed and sworn to before me by &M+t,4 &2 and
witnesses, this the 2 day of
Notary tic,Commonwealth of Pe
COMMONWEALTH OF PENNSYLVANIA
Notarial Seal
Gene Paul Keddy,Notary Ptblc
East Hernoold Twp.,Lancaster County
POUR-OVER WILL My Commission Expires Aug.2,2010
Page 6 Member,Pennsylvania Association of Notanes
REVOCABLE LIVING TRUST AGREEMENT
THIS AGREEMENT AND DECLARATION OF TRUST, made effective the day of
20 , by FAWN G. FITTING, Grantor, Settlor and Trustee, who resides at 209
--�b
Reno Ave"P, New Cui efland, County of Cumberland, Commonwealth of Pennsylvania, does hereby
establish a Trust upon the conditions and for the purposes hereafter set forth.
WITNESSETH:
WHEREAS, in order to provide the future comfort and security to himself and the other
beneficiaries hereafter mentioned, Grantor desires to create a revocable trust for the purposes hereinafter
set forth;
ARTICLE ONE
Terms of the Trust
Section 1.01 -Trust Estate Defined
NOW, THEREFORE, in consideration of the premises and of the Covenants herein contained this
Revocable Trust is formed to hold title to real and personal property for the benefit of the Settlor of this
Trust and to provide for the orderly use and transfer of these assets upon the death of the Settlor. The
"Trust Estate" is defined as all property transferred or conveyed to and received by the Trustee held
pursuant to the terms of this instrument. The Trustee is required to hold, administer, and distribute this
property as provided in this Trust Agreement.
The name of this Trust Agreement shall be:
THE FAWN G.FITTING REVOCABLE LIVING TRUST AGREEMENT
DATED \J�t/ L44 cZj , 20
Section 1.02-Definitions of Terms
As used in this Trust Agreement:
I The term"Settlor"shall mean FAWN G.FITTING.
2. The term "Descendant" shall mean the lawful issue of a deceased parent in the line of
descent,but does not include the issue of any parent who is a descendant of the deceased
person in question and who is living at the time in question.
3. The terms "Child" and "Descendant" include any issue born to decedent, a child legally
adopted by the decedent,and a posthumous child of a decedent. A posthumous child is to
be considered as living at the time of his or her parent's death.
4. The term"Survives"or"Surviving",unless otherwise indicated herein, shall be construed
to mean surviving the decedent for at least sixty (60) days. If the person referred to dies
REVOCABLE LIVING TRUST AGREEMENT
Pagel
within sixty (60) days of the death of the decedent, the reference to him or her will be
construed as if he or she had failed to survive the decedent; provided, however, that any
such person will have, during such period, the right to the use and enjoyment as a life
tenant of all property in which his or her interest will fail by reason of death during such
period.
5. The term "Issue" will include all natural and adopted children, if applicable, and
descendants and those legally adopted into the line of descent.
6. The term "Per Stirpes" means strict per stirpes and does not mean per capita with
representation. Beneficiaries entitled to take under a "per stirpes" clause will include
both natural and adopted children and their descendants.
7. The terms "Trust Assets" and "Trust Estate" include all assets of any trust created
hereunder and income derived from such assets and all proceeds of any description
derived from the sale,exchange,or other disposition of such assets.
8. When required to give reasonable effect to the context in which used, pronouns in the
masculine, feminine, or neuter gender include each other, and nouns and pronouns in the
plural or singular number include each other.
Section 1.03-Trustee Designation
Settlor is hereby designated as Trustee. The term "Trustee" as used in this Trust Agreement shall refer to
Settlor so long as he or she serves as Trustee, and/or to any successor Trustee who assumes the role of
Trustee. These Trustees shall serve in the order as provided in Section 8.01 of this Trust Agreement.
Section 1.04-Additions to Trust Properties
I The Trustee, at any time during the continuance of this Trust in his or her sole discretion after
consideration of the possible tax consequences to all concerned, is authorized to receive into the
Trust additions of cash and other properties from any source whatsoever,whether,by gift, will,or
otherwise. However, the Trustee shall accept all assets which any person or persons may give,
devise, or bequeath by Last Will and Testament to this Trust, and shall accept all assets
transferred to this Trust pursuant to the provisions of any other Trust document or documents.
2. In addition, any person or persons may designate this Trust as the Beneficiary, Primary or
Contingent, of any death benefits to include insurance benefits, pension benefits, or other
benefits. Until such benefits mature,the Trustee shall have no responsibility with respect to those
benefits.
Section 1.05-Apportionment
The Trustee of the Trust is directed to apportion receipts and expenditures of the types described below
between principal and income as follows:
I Whenever the principal, or any part thereof, of the Trust property is invested in securities
purchased at a premium or at a discount, any premium will be charged against principal and any
discount will be credited to principal;
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2. Any stock dividends and rights to purchase additional stock issued on securities held in trust will
be treated as principal. All other dividends, except liquidating distributions, will be treated as
s income; and
3. The amount of any applicable depletion allowance for federal income tax purposes will be treated
as income.
Section 1.06 -Discretionary Termination
The Trustee may terminate any Trust when, in the opinion of the Trustee, the principal is reduced to such
an extent that it is not in the best interest of the Beneficiary or Beneficiaries to continue the Trust. The
judgment of the Trustee with respect to this decision to terminate will be final and not subject to judicial
review. If the Trustee terminates a Trust according to this Section, the date the Trust terminates will be
deemed the date fixed for termination of the Trust, and the Trustee will distribute the assets of the
terminating Trust to the Beneficiary or Beneficiaries pursuant to this Agreement.
Section 1.07-Amendment and Revocation
At any time during the life of the Settlor, the Settlor may, by a duly executed instrument filed with the
Trustee:
1. Amend this Trust Agreement in any manner; and/or
2. Revoke this Trust Agreement in part or in whole. If the Trust Agreement is revoked in whole,the
Trustee shall transfer title to all Trust property of every kind and description back into the
individual name of the Settlor. The instrument of amendment or revocation shall be effective
} immediately upon its proper execution by the Settlor, but until a copy has been received by a
�•`' Trustee, that Trustee shall not incur any liability or responsibility either (i) for failing to act in
accordance with such instrument or(ii) for acting in accordance with the provisions of this Trust
Agreement without regard to such instrument.
3. Withdraw from the Trust Estate all or any part of the principal and accumulated income of the
Trust to satisfy liabilities lawfully incurred in the administration of this Trust.
Section 1.08-Revocation or Alteration by Settlor Alone
The rights of revocation, withdrawal, alteration, and amendment reserved in this Article may only be
exercised by the Settlor and may not be exercised by any other person, including an agent, a guardian,or
a conservator.
Section 1.09-Irrevocability
Except as otherwise provided, on the death of Settlor, the designation of Beneficiaries of specific gifts in
this Trust shall become irrevocable and not subject to amendment or modification.
Section 1.10-Settlor Powers
The Settlor shall be the Trustee unless and until he or she resigns in writing or is determined incompetent
under the terms provided herein. The Settlor shall retain all absolute rights to discharge or replace any
Successor Trustee so long as the Settlor is competent.
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Page 3
ARTICLE TWO
Trust Administration
Section 2.01 -Trust Income
During the life of the Settlor, the Trustee-shall at least annually, unless otherwise directed by Settlor in
writing,pay to or apply for the benefit of Settlor,all of the net income from the Trust Estate.
Section 2.02-Protection of Settlor in Event of Incapacity
During the life of the Settlor, should Settlor become incapacitated as defined in Section 2.03 below, the
Trustee may, in the Trustee's absolute discretion, pay income and principal for the benefit of the
incapacitated Settlor, and may pay to or apply for the benefit of that Settlor such sums from the net
income and from the principal of the Estate of the Trustee,in the Trustee's absolute discretion,believes is
necessary or advisable for the medical care,comfortable maintenance,and welfare of the Settlor.
Section 2.03-Incapacity
In the event that any Trustee or any Beneficiary hereunder comes into possession of any of the following:
I A jurisdictionally applicable court order holding the party to be legally incapacitated to act on his
or her behalf and appointing a guardian or conservator to act for him or her;or
2. Written certificates which are duly executed, witnessed, and acknowledged of two licensed
physicians,each certifying that the physician has examined the person and has concluded that,by
reason of accident, mental deterioration, or other cause, such person has become incapacitated
and can no longer act rationally and prudently in his or her own financial best interest;or
3. Evidence which such Trustee or Beneficiary deems to be credible and currently applicable that a
person has disappeared,is unaccountably absent, or is being detained under duress, and that he or
she is unable to effectively and prudently look after his or her own best interests, then in that
event and under those circumstances:
a. Such person is deemed to have become incapacitated, as that term is used in this Trust
agreement; and
b. Such incapacity is deemed to continue until such court order, certificates, and / or
circumstances are inapplicable or have been revoked.
A physician's certificate to the effect that the person is no longer incapacitated shall revoke a certificate
declaring the person incapacitated. The certificate which revokes the earlier certificate may be executed
by either the original certifying physician or by two other licensed,board certified physicians. No Trustee
shall be under any duty to institute any inquiry into a person's possible incapacity. The reasonable
expense of any such inquiry shall be paid from the Trust Assets.
Section 2.04-Principal Invasion
During the life of the Settlor, should the net income of assets contained in this Trust at the time of the
Settlor's incapacity be insufficient to provide for the care, maintenance,or support of the Settlor as herein
defined, the Trustee may, in the Trustee's sole and absolute discretion, pay to or apply for the benefit of
the Settlor or any of their dependents, such amounts from the principal of the Trust Estate as the Trustee
deems necessary or advisable for the care,maintenance,or support of the Settlor.
REVOCABLE LIVING TRUST AGREEMENT
Page 4
Section 2.05-Residence
If the Settlor's residence property is a part of the Trust, the Settlor shall have possession of and full
management of the residence and shall have the right to occupy it free of rent. Any expenses arising from
the maintenance of the property and from all taxes, liens, assessments, and insurance premiums, are to be
paid from the Trust to the extent that assets are available for payment. It is the intent of the Grantor to
retain all homestead rights available to him or her under the applicable state law.
ARTICLE THREE
AdministrationlDistribution of Trust
Section 3.01 -Death
On the death of the Settlor, the Trustee shall distribute the principal of the Trust and any accrued or
undistributed income from the principal of the Trust in such a manner and to such persons, including the
Estate of the Creditors,as directed in this Trust Agreement.
Section 3.02-Payment of Death Expenses
On the death of the Settlor, the Trustee shall pay from the Trust Estate constituting the Settlor's last
illness, funeral,burial and any inheritance,estate,or death taxes that may be due by reason of the Settlor's
death, unless the Trustee in his or her absolute discretion determines that other adequate provisions have
been made for the payment of such expenses and taxes.
Section 3.03-Trust Income and Principal Distribution
I The Trustee shall apply and distribute the net income and principal of each of the shares of the
resulting Trust Estate, after giving effect to the section of this Trust Agreement entitled "Special
Directives"to the following Beneficiaries in the indicated fractional shares:
Fawn C Ross 113
Barbara K. Frank 113
Margaret D. Glusco 113
2. If any of the above Beneficiaries, or any other Beneficiary, is under the age of 21 years when the
distribution is to be made, the Trustee shall have authority to distribute the same, in whole or in
part, to a custodian for the minor appointed under a Uniform Gifts or Transfers to Minors Act, or
the Trustee may retain any such property and administer and distribute the same for the benefit of
the minor, paying to or for the benefit of such minor so much of the income and principal of the
retained property from time to time as the Trustee deems advisable for the health, education,
support, and maintenance of the minor. When the person for whom the property is held attains
the age of 21 years, the property shall thereupon be distributed to him or her free of trust unless
otherwise stated in this Agreement. If the minor should die before attaining the age of majority,
the property shall then be paid and distributed to the estate of the minor.
3. If all of the Settlor's Beneficiaries and their children should fail to survive the final distribution of
0N the Trust Estate, all of the Trust Estate not disposed of as hereinabove provided shall be
distributed as provided for in this Trust Agreement.
REVOCABLE LIVING TRUST AGREEMENT
Page 5
Section 3.04-Principle of Representation
If a Beneficiary of the Settlor should fail to survive to collect his or her share, that share shall pass to the
surviving issue of that deceased Beneficiary per stirpes and with right of representation.
ARTICLE FOUR
Trustee Powers&Provisions
Section 4.01 -Non-Income Producing Property
During the life of the Settlor, the Trustee is authorized to retain in the Trust, for so long as the Trustee
may deem advisable, any property received by the Trustee from the Settlor, whether or not such property
is of the character permitted by law for the investment of Trust funds.
Section 4.02-Trustee Powers
-The Trustee shall have all powers conferred upon a Trustee by law for the orderly administration of the
Trust Estate. If any property is distributed outright under the provision of this Trust Agreement to a
person who is a minor, distribution may be made under the Pennsylvania Uniform Transfer to Minors Act
("PAUTMA"). The Trustee is further authorized to sign,deliver,and/or receive any documents necessary
to carry out the powers contained within this Section.
The Trustee of any trust created under this Trust Agreement (including any substitute or successor
Trustee) will have and be subject to all of the powers, duties, and responsibilities granted or imposed by
the Pennsylvania Consolidated Statutes (20 Pa. C.S. Section 101 et seq.) as such Statute may provide at
the time of administration of the Trust, except to the extent that the same are inconsistent with the
provisions of this Agreement.
Section 4,03-Specific Powers of Trustee
In addition,the Trustee will have the following specific powers:
1. Trust Estate: The Trustee may leave invested any property coming into its hands hereunder in
any form of investment even though the investment may not be of the character of investments
permitted by law to trustees, without liability for loss or depreciation in value. The Trustee may
sell,mortgage,exchange,or otherwise dispose of and reinvest property which may at any time be
a part of the Trust Estate upon such terms and conditions as the Trustee may deem advisable.
The Trustee may invest and reinvest the Trust Assets from time to time in any property, real,
personal, or mixed, including without limitation, securities of domestic and foreign corporations
and investment trusts or companies, bonds, debentures, preferred stocks, common stocks,
mortgages, mortgage participation, and interests in common trust funds, all with complete
discretion to convert realty into personalty or personalty into realty or otherwise change the
character of the Trust Estate, even though such investment (by reason of its character, amount,
proportion to the total Trust Estate, or otherwise) would not be considered appropriate for a
fiduciary apart from this provision and even though such investment caused part or all of the total
Trust Estate to be invested in investments of one type or of one business or company.
2. Holding Property: The Trustee may hold property in the Trustee's name, as trustee, or in the
name of a nominee without disclosing the Trust.
REVOCABLE LIVING TRUST AGREEMENT
Page 6
3. Release of Power: If the Trustee deems it to be in the best interest of the Trust and its
Beneficiaries, the Trustee, by written instrument signed by such Trustee, will have the power and
authority to release, disclaim,or restrict the scope of any power or discretion granted in this Trust
Agreement or implied by law.
4. Agents, Employees: The Trustee may employ one or more agents to perform any act of
administration, whether or not discretionary, including attorneys, auditors, investment managers,
or others, as the Trustee shall deem necessary or advisable, The Trustee may compensate agents
and other employees and may delegate to them any and all'discretions and powers.
5. Leases: The Trustee may lease any Trust Assets generally or for oil, gas, and mineral
development, even though the lease term may extend beyond the term of the Trust of which the
property is a part. The Trustee may enter into any covenants and agreements relating to the
property so leased or concerning any improvements which may then or thereafter be erected on
such property.
6. Common Funds: The Trustee may hold any of the Trust Assets in a common fund with property
from other trust estates and may make investments jointly with any other trust, the property of
which is included in the common fund.
7. Securities: With respect to securities held in the Trust Estate, the Trustee may exercise all the
rights, powers, and privileges of an owner, including but not limited to, the power to vote, give
proxies, and to pay assessments and other sums deemed by the Trustee necessary for the
protection of the Trust Estate. In addition, the Trustee may participate in voting trusts,
foreclosures, reorganizations i, consolidations, mergers, and liquidations, and in connection
therewith, to deposit securities with and transfer title to any protective or other committee under
such terms as the Trustee may deem advisable. In addition,the Trustee may exercise or sell stock
subscription or conversion rights and may accept and retain as an investment any securities or
other property received through the exercise of any of the foregoing powers, regardless of any
limitations elsewhere in this instrument relative to investments by the Trustee. In addition, The
Trustee may Buy, sell exchange,assign, convey, settle and exercise commodities future contracts
and call and put options on stocks and stock indices traded on a regulated options exchange and
collect and receipt for all proceeds of any such transactions. Establish or continue option accounts
for the principal with any securities of a futures broker. In general, exercise all powers with
respect to commodity and option transactions that the principal could if present.
N
8. Purchases from Estate: The Trustee may purchase property of any kind from the Executor or
Administrator of the Estates.
9. Lending: The Trustee may make loans, secured or unsecured, to the Executor or Administrator
of the Estate, to any Beneficiary of the Trust, or to the Trustee. Further, the Trustee may use
Trust Assets to guarantee obligations of any income Beneficiary of the Trust (unless such
Beneficiary is serving as Trustee).
10. Distributions to or for Beneficiaries: The Trustee may make any distribution contemplated by
this Trust Agreement (1) to the Beneficiary; (2) if the Beneficiary is under a legal disability or if
the Trustee determines that the Beneficiary is unable to properly manage his or her affairs, to a
person furnishing support, maintenance, or education for the Beneficiary or with whom the
Beneficiary is residing for expenditures on the Beneficiary's behalf; or(3) if the Beneficiary is a
minor, to a trustee of an existing trust established exclusively for the benefit of such minor,
whether created by this Trust Agreement or otherwise, or to a custodian for the Beneficiary, as
selected by the Trustee, under the Pennsylvania Uniform Transfer to Minors Act. Alternatively,
REVOCABLE LIVING TRUST AGREEMENT
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= the Trustee may apply all or a part of the distribution for the Beneficiary's benefit. Any
distribution under this paragraph will be a full discharge of the Trustee with respect thereto. On
any partial or final distribution of the Trust Assets, the Trustee may apportion and allocate the
assets of the Trust Estate in cash or in kind, or partly in cash and partly in kind, or in undivided
interests in the manner deemed advisable at the discretion of the Trustee and to sell any property
deemed necessary by the Trustee to make the distribution. The Trustee may distribute gifts of up
to the maximum allowable per year per donee out of principal and/or interest.
11. Insurance: The Trustee may purchase new life insurance, pay the premiums on existing life
insurance on the life of any Trust Beneficiary, purchase annuities (either commercial or private)
from any corporation, trust, or individual, and may procure and pay the premiums on other
insurance of the kinds, forms, and amounts deemed advisable by the Trustee to protect the
Trustee and the Trust Estate.
12. Borrowing: The Trustee may borrow money from the Trust Estate and others. To secure the
repayment thereof, the Trustee may mortgage, pledge, or otherwise encumber part or all of the
Trust Assets, and in connection with the acquisition of any property, the Trustee may assume a
liability or may acquire property subject to a liability.
13. Repairs: The Trustee may make ordinary and extraordinary repairs and alterations to buildings
or other Trust Assets.
14. Reserves: The Trustee may establish such reserves out of income for taxes, assessments, repair,
and maintenance as the Trustee considers appropriate.
15. Continuation of Business: The Trustee may continue any business or businesses in which the
. Trust has an interest at the time of the Settlor's death for so long as the Trustee may, in its sole
'�✓ discretion,consider necessary or desirable,whether or not the business is conducted by the Settlor
at the time of his/her death individually, as a partnership, or as a corporation wholly owned or
controlled by him, with full authority to sell, settle, and discontinue any of them when and upon
such terms and conditions as the Trustee may, in its sole discretion, consider necessary or
desirable.
16. Retain Property for Personal Use: The Trustee may retain a residence or other property for the
personal use of a Beneficiary and to allow a Beneficiary to use or occupy the retained property
free of rent and maintenance expenses. -
17. Dealings with Third Parties: The Trustee may deal with any person or entity regardless of
relationship or identity of any Trustee to or with that person or entity. The Trustee may hold or
invest any part of or all of the Trust Estate in common or undivided interests with that person or
entity.
18. Partitions, Divisions, Distributions: The Trustee will have the power to make all partitions,
divisions, and distributions contemplated by this Trust Agreement. Any partitions, divisions, or
other distributions may be made in cash, in kind, or partly in cash and partly in kind, in any
manner that the Trustee deems appropriate(including composing shares differently). The Trustee
may determine the value of any property, which valuation will be binding on all Beneficiaries.
No adjustments are required to compensate for any partitions, divisions, or distributions having
unequal consequences to the Beneficiaries.
19. Claims,Controversies: The Trustee may maintain and defend any claim or controversy by or
against the Trust without the joinder or consent of any Beneficiary. The Trustee may commence
REVOCABLE LIVING TRUST AGREEMENT
Page 8
or defend at the expense of the Trust any litigation with respect to the Trust or any property of the
Trust Estate-as the Trustee may deem advisable. The Trustee may employ, for reasonable
compensation,such counsel as the Trustee shall deem advisable for that purpose.
20. Merger of Trusts: If at any time the Trustee of any trust created hereunder shall also be acting as
trustee of any other trust created by trust instrument or by trust declaration for the benefit of the
same beneficiary or beneficiaries and upon substantially the same terms and conditions, the
Trustee is authorized and empowered, if in the Trustee's discretion such action is in the best
interest of the Beneficiary or Beneficiaries,to transfer and merge all of the assets then held under
such trust created pursuant to this Trust Agreement to and with such other trust and thereupon to
terminate the trust created pursuant to this Trust Agreement. The Trustee is further authorized to
accept the assets of any other trust which may be transferred to any trust created hereunder and to
administer and distribute such assets and properties so transferred in accordance with the
provisions of this Agreement.
21. Termination of Small Trust: Any corporate Trustee which is serving as the sole Trustee of any
Trust or any Share thereof may at any time terminate such Trust or Share if, in the Trustee's sole
judgment, the continued management of such Trust or Share is no longer economical because of
the small size of such Trust or Share and if such action will be deemed to be in the best interests
of the Beneficiary or Beneficiaries. In case of such termination, the Trustee will distribute
forthwith the share of the Trust Estate so terminated to the income Beneficiary,per stirpes.' Upon
such distribution, such Trust or Share will terminate and the 'Trustee will not be liable or
responsible to any person or persons whomsoever for its action. The Trustee will not be liable for
failing or refusing at any time to terminate any Trust or a Share thereof as authorized by this
paragraph.
22. Power to Determine Income and Principal: Dividends payable in stock of the•issuing
corporation, stock splits,and capital gains will be treated as principal. Except as herein otherwise
specifically provided,,the Trustee will have full power and authority to determine the manner in
which expenses are to be borne and in which receipts are to be credited as between principal and
income. The Trustee has the power to determine.what will constitute principal or income and
may withhold from income such reserves for depreciation or depletion as the Trustee may deem
fair and equitable. In determining such matters, the Trustee may give consideration to the
provisions of the Pennsylvania Statutes (or its successor statutes) relating to such matters, but it
will not be bound by such provisions.
23. Generation-Skipping Taxes and Payment: If the Trustee considers any distribution or
termination of an interest or power hereunder as a distribution or termination subject to a
generation-skipping tax,the Trustee is authorized:
a. To augment any taxable distribution by an amount which the Trustee estimates to be
sufficient to pay such tax and charge the same to the particular trust to which the tax
related without adjustment of the relative interests of the Beneficiaries;
b. To pay such tax, in the case of a taxable termination, from the particular trust to which
the tax relates without adjustment of the relative interests of the Beneficiaries. If such tax
is imposed in part by reason of the Trust Assets, the Trustee will pay only the portion of
such tax attributable to the taxable termination hereunder taking into consideration
deductions, exemptions, credits, and other factors which the Trustee deems advisable;
and
G
REVOCABLE LIVING TRUST AGREEMENT
Page 9
• - C. To postpone final termination of any particular trust and to withhold any portion or all of
the Trust Estate until the Trustee is satisfied that the Trustee no longer-has any liability to
pay any generation-skipping tax with reference to such trust or its termination.
Section 4.04-Special Provision for S Corporation Stock
Notwithstanding what is otherwise provided in this Trust Agreement, if at any time the Trust contains any
stock of a corporation which elects or has elected treatment as an "S Corporation" as defined by Section
1361(a)(1) of the Internal Revenue Code (or any corresponding successor statute), such stock will be
segregated from the other assets of such and treated as a separate trust. The Trustee will further divide the
separate trust into shares for each Beneficiary and such shares will be distributed outright or held in trust
as herein provided. In addition, all other provisions of this Trust Agreement will apply to each share held
in trust (and constituting a separate trust) except that the Trustee will distribute all of the income from
each separate trust to its Beneficiary in convenient installments at least annually. It is the Settlor's intent
that each separate trust will be recognized as a "Qualified Subchapter S Trust" ("QSST") under Section
1361(d)(2) of the Internal Revenue Code (or any corresponding successor statute). Notwithstanding any
provisions of this Trust Agreement to the contrary, the Trustee's powers and discretions with respect to
the administration of.each separate trust (including methods of accounting, bookkeeping, making
distributions, and characterizing receipts and expenses) will not be exercised or exercisable except in a
manner consistent with allowing each separate trust to be treated as a QSST as above described.
ARTICLE FIVE
Trustee Powers with a Probate Estate
Section 5.01 -Coordination with Settlor's Probate Estate
Q1. At any time during the continuance of this Trust,including subsequent to the death of Settlor,the
Trustees may,in their sole and uncontrolled discretion,distribute to the deceased Settlor's
Probate Estate cash and/or other property as a Beneficiary of the Trust.
2. All other provisions to the contrary notwithstanding, under no circumstances shall any restricted
proceeds,as hereinafter defined,be either directly or indirectly: (i)distributed to or for the benefit
of the Settlor's Executors or the Settlor's Probate Estate;or(ii)used to pay any other obligations
of the Settlor's Estate. The term"Restricted Proceeds"means:
a. All qualified plans,individual retirement accounts,or similar benefits which are received
or receivable by any Trustee hereunder,and which are paid solely to a Beneficiary other
than the Executor of the Settlor's Gross Estate for Federal Estate Tax purposes;and
b. All proceeds of insurance on the Settlor's life which,if paid to a Beneficiary other than
the Settlor's Estate,would be exempt from inheritance or similar death taxes under
applicable state death laws.
Section 5.02 -Direction to Minimize Taxes
In the administration of the Trust hereunder, its Fiduciaries shall exercise all available tax related
elections, options, and choices in such a manner as they, in their sole but reasonable judgment (where
appropriate,receiving advice of tax counsel),believe will achieve the overall minimum in total combined
present and reasonably anticipated future administrative expenses and taxes of all kinds. This applies not
only to said Trust, but also to its Beneficiaries, to the other Trusts hereunder and their Beneficiaries,and
to the Settlor's Probate Estate.
REVOCABLE LIVING TRUST AGREEMENT
Page 10
I
Without limitation on the generality of the foregoing direction (which shall to that extent supercede the
n. usual fiduciary duty of impartiality), such Fiduciaries shall not be accountable to any person interested in
this Trust or to Settlor's Estate for the manner in which they shall cavy out this direction to minimize
overall taxes and expenses (including any decision they may make not to incur the expense of a detailed
analysis of alternative choices). Even though their decisions in this regard may result in increased taxes
or decreased distributions to the Trust, to the Estate, or to one or more Beneficiaries, the Fiduciaries shall
not be obligated for compensation readjustments or reimbursements which arise by reason of the manner
in which the Fiduciaries carry out this direction.
Section 5.03-Judgment and Discretion of Trustee
In the absence of proof of bad faith, all questions of construction or interpretation of any trusts created by
this Trust Agreement will be finally and conclusively determined solely by the Trustee, according to the
Trustee's best judgment and without recourse to any court. Each determination by the Trustee is binding
on the Beneficiaries and prospective Beneficiaries hereunder, both in being and unborn, as well as all
other persons, firms, or corporations. The Trustee, when exercising any discretionary power relating to
the distribution or accumulation of principal or income or to the termination of any trust, will be
responsible only for lack of good faith in the exercise of such power. Each determination may be relied
upon to the same extent as if it were a final and binding judicial determination. In the event of a conflict
between the provisions of this Trust Agreement and those of the Pennsylvania Statutes, the provisions of
this Agreement will control.
ARTICLE SIX
Resolution of Conflict
r�<
Section 6.01 -Resolution of Conflict
Any controversy between the Trustee or Trustees and any other Trustee or Trustees,or between any other
parties to this Trust, including Beneficiaries,involving the construction or application of any of the terms,
provisions, or conditions of this Trust shall, on the written request of either or any disagreeing party
served on the other or others, shall be submitted to arbitration. The parties to such arbitration shall each
appoint one person to hear and determine the dispute and, if they are unable to agree,then the two persons
so chosen shall select a third impartial arbitrator whose decision shall be final and conclusive upon both
parties. The cost of arbitration shall be borne by the losing party or in such proportion as the arbitrator(s)
shall decide. Such arbitration shall comply with the commercial arbitration rules of the American
Arbitration Association, 140 West 51st Street,New York,NY 10200.
Section 6.02-Incontestability
The beneficial provisions of this Trust Agreement are intended to be in lieu of any other rights,claims,or
interests of whatsoever nature, whether statutory or otherwise, except bona fide pre-death debts, which
any Beneficiary hereunder may have in Settlor's Estate or in the properties in trust hereunder.
Accordingly, if any Beneficiary hereunder asserts any claim(except a legally enforceable debt), statutory
election, or other right or interest against or in Settlor's Estate, or any properties of this Trust, other than
pursuant to the express terms hereof, or directly or indirectly contests, disputes, or calls into question,
before any court, the validity of this Trust Agreement,then:
1. Such Beneficiary shall thereby absolutely forfeit any and all beneficial interests of whatsoever
kind and nature which such Beneficiary or his or her heirs might otherwise have under this Trust
REVOCABLE LIVING TRUST AGREEMENT
Page 11
Agreement and the interests of the other Beneficiaries hereunder shall thereupon be appropriately
and proportionately increased; and
2. All of the provisions of this Trust Agreement, to the extent that they confer any benefits,powers,
or rights whatsoever upon such claiming, electing, or contesting Beneficiary, shall thereupon
become absolutely void; and
3. Such claiming, electing, or contesting Beneficiary, if then acting as a trustee hereunder, shall
automatically cease to be a Trustee and shall thereafter be ineligible either to select, remove, or
become a Trustee hereunder.
Section 6.03—Trust Contests and Specific Omissions
If any beneficiary under this trust, singly or in conjunction with any other person or persons, directly or
indirectly:
I. contests in any court the validity of this trust or, in any manner, attacks or seeks to impair or
invalidate any of its provisions;
2. contests in any court the validity of the Settlor's Trust or, in any manner, attacks or seeks to
impair or invalidate any of its provisions;
3. seeks to obtain an adjudication in any proceeding in any court that this trust or any of its
provisions or that Settlor's Trust or any of its provisions is void;
4. claims entitlement by way of any written or oral contract to any portion of the Settlor's estate,
whether in probate or under this instrument;
5. unsuccessfully challenges the appointment of any person named as Trustee or successor Trustee
of this Trust,
6. objects in any manner to any action taken or proposed to be taken in good faith by the Trustee
Settlor's Trust;
7. objects to any construction or interpretation of this Trust,or any provision of it, that is adopted or
is proposed in good faith by the Trustee;
8. unsuccessfully seeks the removal of any person acting as Trustee of any Trust created under this
instrument;
9. files any creditor's claim in Settlor's estate(without regard to its validity),whether the claim arose
before or after the date of this instrument, but excepting claims for cash advanced or paid for
expenses of the Settlor's last illness or funeral paid by said claimant;
10. attacks or seeks to invalidate any designation of beneficiaries for any life insurance policy on
Settlor's life;
11. attacks or seeks to invalidate any designation of beneficiaries for any pension or ERA or other
form of qualified or non-qualified asset or deferred compensation account, agreement or
arrangement;
12. attacks or seeks to invalidate any trust which Settlor has created or may create during Settlor's
lifetime, or any provision thereof, as well as any gift which Settlor has made or will made during
Settlor's lifetime,whether before or after the date of this instrument;
13. attacks or seeks to invalidate any transaction by which Settlor sold any assets (whether to a
relative of Settlor's or otherwise);or
14. refuses a request of Settlor's Trustee, Executor or other fiduciary to assist in the defense against
any of the foregoing acts or proceedings,
then that person's right to take any interest given to him or her by this trust shall be determined as it would
have been determined if the person had predeceased the execution of this trust instrument without issue
REVOCABLE LIVING TRUST AGREEMENT
Page 12
surviving.
The provisions of the foregoing paragraph shall not apply to any disclaimer by any person of any benefit
LL under this trust or under the Settlor's Trust. In the event that any provision of this Article is held to be
invalid, void or illegal, the same shall be deemed severable from the remainder of the provisions of this
Article and shall in no way affect, impair or invalidate any other provision in this Article; and if such
provision shall be deemed invalid due to its scope or breadth, such provision shall be deemed to exist to
the extent of the scope or breadth permitted by law.
Section 6.04-Benefits Confidential
The Settlor further declare that it is his/her desire and intent that the provisions of this Trust Agreement
are to remain confidential as to all parties. The Settlor directs that only the information concerning the
benefits paid to any particular Beneficiary shall be revealed to such individual and that no individual shall
have a right to information concerning the benefits being paid to any other Beneficiary.
ARTICLE SEVEN
General Provisions
Section 7.01 -Distribution in Kind or in Cash
On any division of the assets of the Trust Estate in to shares or partial shares, and on any final or partial
distribution of the assets of the Trust Estate,the Trustee, at his or her absolute discretion,may divide and
distribute undivided interests of such assets on a pro rata or non-pro rata basis, or may sell any part of or
all of such assets and may make divisions or distributions in cash or partly in cash and partly in kind. The
decision of the Trustee, either prior to or on any division or distribution of such assets, as to what
constitutes a proper division of such assets of the Trust Estate, shall be binding on all persons interested in
any trust provided for in this Trust Agreement.
Section 7.02-Spendthrift Provision
Neither the principal nor the income of the trust shall be liable for the debts of a Beneficiary. Except as
otherwise expressly provided in this Agreement, no Beneficiary of any trust shall have any right, power,
or authority to alienate, encumber, or hypothecate his or her interest in the principal or income of this
Trust in any manner, nor shall the interests of any Beneficiary be subject to the claims of his or her
creditors or liable to attachment, execution, or other process of law. The limitations herein shall not
restrict the exercise of any power of appointment or the right to disclaim.
Section 7.03-Definition of Children
The terms "Child" and "Children" as used in this Agreement mean the lawful issue of a Settlor. This
definition also includes children legally adopted by a Settlor.
Section 7.04-Handicapped Beneficiaries
Any Beneficiary who is determined by a court of competent jurisdiction to be incompetent shall not have
any discretionary rights of a Beneficiary with respect to this Trust, or to their share or portion thereof.
The Trustee shall hold and maintain such incompetent Beneficiary's share of the Trust estate and shall,in
the Trustee's sole discretion, provide for such Beneficiary as that Trustee would provide for a minor.
Notwithstanding the foregoing, any Beneficiary who is diagnosed for the purposes of governmental
benefits (as hereinafter delineated)as being not competent or as being disabled, and who shall be entitled
REVOCABLE LIVING TRUST AGREEMENT
Page 13
to governmental support and benefits by reason of such incompetency or disability, shall cease to be a
Beneficiary of this Trust. Likewise, they shall cease to be a Beneficiary if any share or portion of the
principal or income of the Trust shall become subject to the claims of any governmental agency for costs
or benefits, fees, or charges.
The portion of the Trust Estate which,absent the provisions of this section, would have been the share of
such incompetent or handicapped person shall be retained in trust for as long as that individual lives. The
Trustee, at his or her sole discretion, shall utilize such funds for the maintenance of that individual. If
such individual recovers from his or her incompetency or disability and is no longer eligible for aid from
any govemmental agency, including costs or benefits, fees, or charges, such individual shall be reinstated
as a Beneficiary after 60 days from such recovery and the allocation and distribution provisions as stated
herein shall apply to that portion of the Trust Estate which is held by the Trustee subject to the foregoing
provisions of this section. If said handicapped Beneficiary is no longer living and shall leave children
then living,the deceased child's share shall pass to those children per stirpes. If there are no children,the
share shall be allocated proportionately among the remaining Beneficiaries.
ARTICLE EIGHT
Successor Trustee Appointments
Section 8.01 -Trustees
E
All Trustees are to serve without bond. The following will act as Trustees of any Trusts created by this
Trust Agreement, in the following order of succession:
First: The undersigned,Fawn G.Fitting.
. zF.
Second: At the death or incapacity of Fawn G. Fitting, Fawn C. Ross shall serve as First
Successor Trustee,
Third: Margaret D. Glusco shall serve as Second Successor Trustee.
Last: A Trustee chosen by the majority of Beneficiaries,with a parent or legal guardian
voting for minor Beneficiaries; provided, however, that the children of any
deceased Beneficiary shall collectively have only one vote.
Section 8.02-Allocation and Distribution of The Trust Assets
The Trustees shall allocate,hold, administer, and distribute the Trust Assets as hereinafter provided:
1. Upon the death of the Settlor, the Trustee shall make any separate distributions the Trust Assets
in the manner hereinafter prescribed.
Section 8.03-Personal Property Distribution
Notwithstanding any provision of this Trust Agreement to the contrary, the Trustee must abide by any
memorandum by the Settlor, particularly that contained in the section entitled "Special Directives"
incorporated into this Trust Instrument, directing the disposition of Trust Assets of every kind including,
but not limited to, furniture, appliances, furnishings, pictures, china, silverware, glass, books, jewelry,
wearing apparel, and all policies of fire, burglary, property damage, and other insurance on or in
connection with the use of property. Otherwise,any personal and household effects of the Settlor shall be
distributed with the remaining assets of the Trust Estate.
REVOCABLE LIVING TRUST AGREEMENT
Page 14
Section 8.04-Liability of Trustee
1. The Trustee will not be responsible or liable for any loss which may occur by reason of depreciation in
value of the properties at any time belonging to the Trust Estate nor for any other,loss which may occur,
except that the Trustee will be liable for each Trustee's own negligence,neglect,default, or willful wrong.
The Trustee will not be liable or responsible for the acts, omissions, or defaults of any agent or other
person to whom duties may be properly delegated hereunder(except officers or regular employees of the
Trustee) if such agent or person was appointed with due care. The Trustee may receive reimbursement
from the Trust Estate for any liability, whether in contract or in tort, incurred in the administration of the
Trust Estate in accordance with the provisions hereof, and the Trustee may contract in such form that such
Trustee will be exempt from such.personal liability and that such liability will be limited to the Trust
Assets.
Section 8.05-Successor Trustees
Any Successor Trustee shall have all the power,rights, discretion, and obligations conferred on a Trustee
by this Trust Agreement. All rights, titles, and interest in the property of the Trust shall immediately vest
in the successor Trustee at the time of appointment. The prior Trustee shall, without warranty, transfer to
the Successor Trustee the existing Trust property. No Successor Trustee shall be under any duty to
examine, verify, question, or audit the books, records, accounts, or transaction of any preceding Trustee;
and no Successor Trustee shall be liable for any loss or expense from or occasioned by anything done or
neglected to be done by any predecessor Trustee. A Successor Trustee shall be liable only for his or her
own acts and defaults.
ARTICLE NINE
Rule Against Perpetuities
Section 9.01 -Perpetuities Savings Clause
Notwithstanding any other provision of this instrument, the Trusts created hereunder shall terminate not
later than twenty-one (21) years after the death of the last survivor of the Settlor and any other
Beneficiary or Beneficiaries named or defined in this Trust living on the date of the death-of the Settlor.
The Trustee shall distribute remaining Trust principal and all accrued or undistributed net income
hereunder to the Beneficiary or Beneficiaries. If there is more than one Beneficiary, the distribution shall
be in the proportion in which they are Beneficiaries; if no proportion is designated, then the distribution
shall be in equal,shares to such Beneficiaries.
ARTICLE TEN
General Provisions
Section 10.01 -Governing Law
It is not intended that the laws of only one particular state shall necessarily govern all questions pertaining
to all of the Trust hereunder.
1. The validity of the Trust hereunder, as well as the validity of the particular provisions of that
Trust, shall be governed by the laws of the state which has sufficient connection with the Trust to
support such validity.
REVOCABLE LIVING TRUST AGREEMENT
Page 15
2. The meaning and effect of the terms of this Trust Agreement shall be governed by the laws of the
Commonwealth of Pennsylvania.
3. The administration of this Trust shall be governed by the laws of the state in which the principle
office of the Trustee then having custody of the Trust's principal assets and records is located.
The foregoing shall apply even though the situs of some Trust Assets or the home of the Settlor, a
Trustee, or a Beneficiary may at some time or times be elsewhere.
Section 10.02-Invalidity of Any Provision
If a court finds that any provision of this Trust Agreement is void, invalid, or unenforceable, the
remaining provisions of this Agreement will continue to be fully effective.
Section 10.03-Headings
The use of headings in connection with the various articles and sections of this Trust Agreement is solely
for convenience and the headings are to be given no meaning or significance whatsoever in construing the
terns and provisions of this Agreement.
Section 10.04-Internal Revenue Code Terminology
As used herein, the words "Gross Estate," "Adjusted Gross Estate," "Taxable Estate," "Unified Credit,"
"State Death Tax Credit," "Maximum Marital Deduction," "Marital Deduction," and any other word or
words which from the context in which it or they are used refer to the Internal Revenue Code shall be
assigned the same meaning as such words have for the purposes of applying the Internal Revenue Code to
a deceased Settlor's Estate. Reference to sections of the Internal Revenue Code and to the Internal
w Revenue Code shall refer to the Internal Revenue Code amended to the date of such Settlor's death.
REVOCABLE LIVING TRUST AGREEMENT
Page 16
SPECIAL DIRECTIVES
f
` ttt
OF
FAWN G.FITTING
I, FAWN G. FITTING, a resident of the County of CUMBERLAND, Commonwealth of
Pennsylvania, being of lawful age, and of sound and disposing mind and memory, and not acting under
duress, fraud, or undue influence,hereby make,publish and declare this to be my Special Directive,and I
incorporate THE FAWN G.FITTING REVOCABLE LIVING TRUST AGREEMENT.
FIRST
The natural objects of my affection are:
My Children- Fawn C. Ross
Barbara K.Frank
Margaret D. Glusco
SECOND
Ark
I direct that all estate and inheritance taxes payable as a result of my death,not limited to taxes
assessed on property,shall be paid out of the residue of my Estate,and shall not be deducted or collected
from any Legatee,Devisee,or Beneficiary hereunder.
THIRD
In the event any of my named Beneficiaries should predecease me, all of that person's share of the
Trust Estate is to be divided equally among the remaining primary beneficiaries.
FOURTH
In the event all of my named beneficiaries predecease me,all of the trust estate is to be distributed
to my heirs at law.
FIFTH
I direct that if a beneficiary is indebted to me then his/her share of the Trust Estate will be
reduced by a prorated formula amount which shall be distributed equally to the other Beneficiaries.
SIXTH
I direct that, before any distribution of the assets of the Trust Estate to the named Beneficiaries,
certain specific distributions, if any, shall be made from the assets as set forth on the list attached hereto
and marked "Exhibit A."
REVOCABLE LIVING TRUST AGREEMENT
Page 17
DATED to be effective this day of
SETTLOR:
rx�
FAWN G.FITTING
ACCEPTED BY TRUSTEE:
FAWN G.FITTING
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
This instrument was acknowledged before me on the date herein set forth by FAWN G.FITTING
as Settlor and Trustee to certify which witness my hand and seal of office.
Notary U
7 - �
gliC,Commonwealth of Nnnsylvan-3i,-'
COMMONWEALTH OF PENNSYLVANIA
Notarial Seal
Gene Paul Keddy,Notary Public
East Hernplield Twp.,Lancaster County
My Commission E)pires Aug.Z 2010
Member,Pennsylvania Association of Notarles
REVOCABLE LIVING TRUST AGREEMENT
Page 18
THE FAWN G.FITTING
REVOCABLE LIVING TRUST AGREEMENT
Declaration of Intent
The undersigned hereby declares that, as Trustee of THE FAWN G. FITTING REVOCABLE
LIVING TRUST, he or she is acquiring and will hold in the name FAWN G. FITTING, but without
further reference to his/her fiduciary capacity, all items listed on the attached schedule(s) hereto and
incorporated herein as amended, from time to time, as well as household furnishings, automobiles,
jewelry, bank accounts, securities, bonds, clothing and other personal property of any kind in his/her
name and henceforth such assets shall and will belong to said Trust and not to him or her individually;
and he or she further declares that, except to the extent of interest provided to him or her under the terms
and provisions of said Trust, he or she has no personal interest in any of the above itemized personal
properties, it being intended and this Declaration constitutes an affirmation of Trust ownership and an
assignment to this Trust and shall be binding on his/her heirs,administrators, executors and assigns.
QLNITNESS WHEREOF, the undersigned has executed this instrument this day of
FAWN G. FITTING
Settlor/Trustee
T'.
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
BEFORE ME, the undersigned authority, on this day personally FAWN G. FITTING, known to
me to be the person whose name is subscribed to the foregoing instrument, and acknowledged to me that
he or she executed the same for the purposes and consideration therein expressed and in the capacity
therein stated.
SUBSCRIBED AND SWORN this day of
No ry Public,Commonwealth of PefiXylvania
COMMONWEALTH OF PENNSYLVANIA
Notarial Sea!
Gene Paul Keddy,Notary Public
East Hempfield Twp.,Lancaster County
My Commission E)pire-s Aug.2,2010
Member,Pennsylvania Association of Notaries
SPECIAL INSTRUCTIONS FOR PREPARING AND ATTACHING AN
"EXHIBIT A"
TO YOUR REVOCABLE LIVING TRUST AGREEMENT
If you have special instructions for bequests of property that were not included in the original
trust planning documents, it is important that they be prepared correctly in order to accomplish your
wishes. "Exhibit A" is not an amendment; it is a part of your original trust document.
I. The page(s) entitled "SPECIAL DIRECTIVES OF FAWN G. FITTING" found near the
end of the trust document entitled THE FAWN G. FITTING REVOCABLE LIVING
TRUST AGREEMENT needs to have a paragraph that basically says the following:
I direct that my trust estate(or personal property or
whatever the items in question are)be distributed
according to the list attached hereto and marked
"EXHIBIT A".
2. Make as many copies of your blank "EXHIBIT A" as it takes to distribute your personal
items, listing the individual property, the beneficiary of the property, and, if applicable,
the dollar or percentage amount of trust property you wish to bequeath.
3. When you finish, number and initial each page, and sign the last page. Be sure to sign
your signature and initials in front of your witnesses and a notary public. Date your
"Exhibit All the same date you signed your original trust agreement. (All gift pages
must be entitled "EXHIBIT A." All pages must be numbered. Each page must have a
place at the bottom for your initials;the last page must have a line for your full signature.
Your signature must have two witnesses and a notary.)
4. Attach the original signed and witnessed copy to your original REVOCABLE LIVING
TRUST AGREEMENT. Put a copy of your "EXHIBIT A" with any trust copies you
have stored,i.e.,safe deposit box.
5. See attached sample for further help. If you have any questions,please call the law firm.
LOOK FOR YOUR PERSONALIZED "EXHIBIT A" PAGES BEHIND THE FAWN G. FITTING
REVOCABLE LIVING TRUST AGREEMENT.
SAMPLE ONLY
"EXHIBIT A"
ADDITIONAL SPECIAL DIRECTIVES OF JOHN S.DOE,
TRUSTEE AND SETTLOR OF
THE JOHN S DOE REVOCABLE LIVING TRUST
I direct that JAMES DOE get my railroad pocket watch.
I direct that JANE DOE get the money in the FIRST NATIONAL BANK of Altuna,Texas,
Account#111-111-111.
I direct that JAMES DOE and JANE DOE each receive a '/z ownership in the house at 23
Lexington Avenue, Philadelphia,Pennsylvania.
I direct that my railroad stock be divided equally among the children of JAMES DOE.
I direct that my telephone stock be divided equally among the children of JANE DOE.
I direct that each of my grandchildren receive$5,000 from my trust estate. It is my intent that
this money be used for their college education.
I direct that my car go to my granddaughter,MELISSA DOE,and my truck go to my grandson,
JAMES DOE,JR.
"EXHIBIT A"
ADDITIONAL SPECIAL DIRECTIVES OF
JOHN S.DOE
Page of
t
"EXHIBIT A"
ADDITIONAL SPECIAL DIRECTIVES OF
FAWN G.FITTING
TRUSTEE AND SETTLOR OF
THE FAWN G. FITTING REVOCABLE LIVING TRUST
"EXHIBIT A"
ADDITIONAL SPECIAL DIRECTIVES OF
FAWN G.FITTING
Page of
e
"EXHIBIT A"
ADDITIONAL SPECIAL DIRECTIVES OF
FAWN G.FITTING
TRUSTEE AND SETTLOR OF
THE FAWN G.FITTING REVOCABLE LIVING TRUST
"EXHIBIT A"
ADDITIONAL SPECIAL DIRECTIVES OF
FAWN G.FITTING
Page of
"EXHIBIT A"
ADDITIONAL SPECIAL DIRECTIVES OF
FAWN G.FITTING
TRUSTEE AND SETTLOR OF
THE FAWN G. FITTING REVOCABLE LIVING TRUST
I
I
"EXHIBIT A"
ADDITIONAL SPECIAL DIRECTIVES OF
FAWN G.FITTING
Page of
"EXHIBIT A"
ADDITIONAL SPECIAL DIRECTIVES OF
FAWN G.FITTING
TRUSTEE AND SETTLOR OF
THE FAWN G.FITTING REVOCABLE LIVING TRUST
"EXHIBIT A"
ADDITIONAL SPECIAL DIRECTIVES OF
FAWN G.FITTING
Page of
e `
The foregoing instrument consists of , typewritten/handwritten pages including the
signature of Witnesses, and acknowledgment of officer. I have signed my name at the bottom of each of
the preceding pages.
DATED this ---�—£-day of
FAWN G.FITTING
Witness
Address
fitness
Z- I bS`Z�
Address
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF CUMBERLAND
This instrument was acknowledged before me on the day,of
r ,by FAWN G.FITTING as Settlor and Trustee to certify which witness my hand and al of
Office.
ublic,Commonwealth of P5PKsyjvanja
COMMONWEALTH O�NNSYLVANIA
Notarial sea!
Gene Paul Keddy.Notary Public
East HemPfield Twp..Lancaster County
My Commission mires Aug.2,2010
Membet,Pennsylvania Association of Notaries
REVOCABLE LIVING TRUST AGREEMENT
W
SCHEDULE A
REVOCABLE LIVING TRUST AGREEMENT,
PPL Corp., PPL Historical Quote - (NYSE) PPL, PPL Corp. Stock Price - BigCharts.com Page I of 1
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Q M&TBank
499 Mitchell Road,Millsboro,DE 19966 Records Management
Phone 888-502-4349
F ax (302)934-2955
October 1,2014
Stone LaFaver& Shekletski
Attorneys at Law
414 Bridge Street
P.O.Box E
New Cumberland,PA 17470
Re: Estate of Fawn G. Fitting
Social Security:
Date of Death: September 14,2014
Dear Sir or Madam:
Per your inquiry on September 26,2014,please be advised that at the time of death,the above-named decedent
had on deposit with this bank the following:
I. Type of Account Checking Account
Account Number 950680820
Ownership(Names ofi Fawn G. Fitting
Fawn C Ross(POA)
Opening Date 0212412001
Balance on Date of Death $ 127,190.16
Accrued Interest $ .58
Total $ 127,190.74
For any additional information on the above accounts,including ownership and any changes,closures and/or reimbursement of funds,
please call the Highland Park at 717-737-3322.
We were unable to locate any safe deposit box for the above-mentioned decedent.
This letter does not include any accounts in which the deceased may have been listed as Power of Attorney,Custodian of Uniform Transfers,
Representative Payee,or Trustee under a Written Agreement
Sincerely,
Valarie Mercer
Record Management
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