HomeMy WebLinkAbout06-11-15 (2) � pennsylvania 15 0 5 61410 5
°e"u""E"r°"�`«h EX(03-14)(FI)
REV-1500 CMI°''�ICIAL USE ONLY
Bureau of Individual Taxes C%a�.inty Code Year File Number
PO BOX 280601 INHERITANCE TAX RETURD�� /i1 � �f
Harrisburg, PA 17128-0601 RESIDENT DECEDENT _���'� � 7 ��
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death MNIDDYYYY Date of Birtti MMDDYYYY
09122014 07081935
DecedenYs Last Name Suffix DecedenYs I'=irst hE�ime MI
Turby Heather L
(If Applicable)Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix Spouse's F=irst Narne MI
THIS RETURN MUST BE FILED IN DUPLiCATE W!"IfFi l"h9E=
REGISTER OF WILLS
F1L�IN APPROPRIATE OVALS BELOW
� 1.Original Retum p 2.Suppiemental Return � 3. Remainder Retum(date of death
prior to 12-13-82)
p 4.Agriculture Exemption(date of p 5.Future Interest Compromise(date of � 6. Federal Estate Tax Return Required
death on or after 7-1-2012) death after 12-12-82)
p 7. Decedent Died Testate p 8.Deeedent Maintained a Living Trust ___ 9. Total Number of Safe Deposit Boxes
(Attach copy of will.) (Attach copy of trust.)
p 10.Litigation Proceeds Received O 11.Non-Probate Transferee Return C�� 12. Deferral/Election of Spousal Trusts
(Schedule F and G Assets Only)
O 13.8usiness Assets � 14.Spouse is Sole Benefiaary
(No trust invoived)
CORRESPONDENT—THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTU►L 7AX I�e F ORMATION SHOULD 8E DIRECTED T0:
Name t=,�::�ytime Telephone Number
Gilbert E Murray ill (�17) 648-0144
First Line of Address
4540 Laurelwood Dr
Second Line of Address
City or Post Office State ZIP Code
Harrisburg PA 17110 ,
::��
Corcespondent's email address: Qmurra�/eXlt �comcast.net � � ��' �� �
-------_ _ , •
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REGISTER OF WILLS USE`ONLS:=i `'--�
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. ��._ .�..�Y
REGISTER OF WILLS USE ONLY : �� : ', ',����-� � ':���� ("����!
DATE FILED MMDDYYYY `--�
. � . �.. , . ....1
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DATE FILED STAMP - ���
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------ C J"1 '�� r;]
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PLEASE USE ORIGINAL FORM ONl.li�
Side 1
� �(�����(��������)��������������)����)����������������������) �
15�5614105 1505614105
�
J 15�56142fl5
REV-1500 EX(FI)
I�ecedenYs Social Security Number
DecedenYs r,ame: Heather L Turby �M� 171-28-1124
RECAPITULATION
1. Real Estate(Schedule A). ............................................ 1. 85���.��
2. Stocks and Bonds(Schedule B) ....................................... 2. �.��
3. Closely Held Corporation,Partnership or Sole-Proprietorship(Schedule C) ..... 3. �.��
4. Mort a es and Notes Receivable Schedule D 4. �.��
9 9 � )...........................
5. Cash,Bank Deposits and Miscelianeous Personal Property(Schedule E)...... . 5. 11 OO.H 1
6. JoinUy Owned Property(Schedule F) O Separate Billing Requested ....... G. 0.0�
7. Inter-Vivos Transfers&Miscellaneous Non-Probate Properry
(Schedule G) O Separate Billing Requested........ 7'. �.��
8. Total Gross Assets{total Lines 1 through 7)............................. 8. H3�OO.g 1
9. Funeral Expenses and Administrative Costs(Schedule H)............. ...... 9. 1422�.5�
10. Debts of Decedent,Mortgage Liabilities and Liens(Schedule I)........... .... 1U. 36191.26
11. Total Deductions(total Lines 9 and 10)................ ................ . 1'I. 5341 1.�6
12. Net Value of Estate(Line 8 minus Line 11) .............................. 1:�. 29689.05
13. Charitable and Governmental BequestslSec.9113 Trusts for which
an eiection to tax has not been made(Schedule J) ........................ 13.
14. Net Value Sub"ect to Tax Line 12 minus Line 13 1�a. 29689.05
1 � ) ............ ........... .
TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES ` �
15. Amount of Line 14 taxable
at the spousal tax rate,or
transfers under Sec.9116
(a)(1.2)X.0_ 15.
16. Amount of Line 14 taxable 1336.00
at Iineal rate X.045 29689.05 16.
17. Amount of Line 14 taxable
at sibling rate X.12 17
'18. Amount of Line 14 taxable
at collateral rate X.15 18
19. TAX DUE ......................................................... 19.
1336.00
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT 0
Under penalties of perj�ry,I declare I have examined this retum,induding acwmpanying schedules and st�tem�:its,and to the best of my knowledge and belief,
it is true,correct and complete.Deciaration of preparer other than the person responsibte for filing the redum is based on all information of which preparer has
any knowledge. �.__....
SIGNATURE OF PERSON RESPONS IN R / D/ATE
�__.,.__-_l i�' /� ' l�
ADDRESS
Gilbert E Murray III 4540 Laurel Wood Drive arrisburg PA_17710
SIGNATURE OF PREPARER OTHER THAN PERSON RESPONSIBLE FOR FILING THE RETURN DATE
ADDRESS
i iiiiii iiiii uiii i�i�iiii�iiiii uii�i�i�iiiii iiiii iiii iiii S,de 2 �
� � 614 15�5614205
REV-15Q0 EX (FI) Page 3 Fils INumt�arr ��/C� ^ �����
I
Decedent's Complete Address: �_....
DECEDENTS NAME
Heather L Turby _ _-_ _ _ _
STREET ADDRESS
759 Erford Road _ _ _ _ _
__ __ _ _ _ _ _ _
- _ -_ _ _— _ _ _ _ _ ZIP
CITY _ _ il"ATI;
Camp Hill � � PA � 17011
Tax Payments and Credits:
1. Tax Due(Page 2,Line 19) (1) 1336.00
2. CreditslPayments
A.Prior Payments _ _ __ _
B.Discount __ _ _ ___
(See instructions.) Total Creclit;>(,4,�•B) (2)
3. Interest �3)
4. If Line 2 is greater than Line 1 +Line 3,enter the difference. This is the OVERPAYMENT. (4)
Fill in oval on Page 2,Line 20 to request a refund.
5. If Line 1 +Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. �51
Make check payable to: REGISTER OF WILLS, a��^�GENT.
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "'��("' I�I 'THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
. . ............................ ❑�
b. retain the nsht to desmn te who hall use the property transferred or its income ... ❑
. ............................ ❑ �
� 9 9
...................................
p Y.... . ..... ...........� .......... , �
c. retain a reversionary interest............... �������""""""""""' �
d. receive the promise for��12 1982e did decedentt ansfer�p operty within one year of deatJ i ❑ ❑
2. �f death occurred afternDec. � ' r a able-u on-death bank account or secunty at
without receiving adequate consideration. ......... ���•••• •�••••���������"""""""' � �
..................................................
3. Did decedent own an m trust fo�'o p y p 'h�s ar i i�er death?.............. ❑ �
4. Did decedent own an individual retirement account,annuity or other non-probate prop�erty,�n�4�iich
contains a beneficiary designation? ........................................................................................ .............................. � �
IF THE ANSWER TO ANY Of THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCtIEDI�I�..E G AND FILE IT AS PART OF THE RETURN.
For dates of death on or after July 1,1994,and before Jan.1,1995,the tax rate imposed on the ne#���alui��:rf transfers to or for the use of the surviving spouse
is 3 percent[72 P.S.§9116{a)(1.1)(i)].
For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to �ar for the use of the surviving spouse is 0 percent
[72 P.S.§9116(a)(1.1)(ii)j.The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disdosure of assets and
filing a tax retum are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1,2000:
• The tax rate imposed on the net value of transfers from a deceased child 21 years of age or}roung�:�at death to or for the use of a naturai parent, an
adoptive parent or a step-parent of the child is 0 percent[72 P.S.§9116(a)(1.2)].
• The tax rate imposed on the net value of transfers to or for the use of the decedenYs lineal benefici�iries i::�4.5 percent,except as noted in[72 P.S.§9116(a)(1)].
. The tax rate impose as anhindiv dualUwho has ateleast one parent in com on w th the debeldenil he:!I�er by blood or adopt o(n,�1.3)].A sibling is defined,
under Section 9102,
REV-1502 EX+(02-15)
� pennsylvania SCHEDULE A
DEPARTMENT OF REVENUE REAL ESTATE
INHERITANCE TAX REfURN
RESIDENT DECEDENT -
ESTATE OP: FILE NUMBER:
Heather L Turby ' �
__.�s:_v/'�—��:C>
All real property owned solely or as a tenant in common must be reported at fair market value.F�air rnarkf:';value is defined as the price at which property
would be exchanged between a willing buyer and a wiiling seller,neither being compeiled to buy or sell,b�otl7 ha��ii°c�reasonable knowledge of the relevant facts.
Real property that is jointly-owned with right of survivorship must be disclosEr���on Schedule f.
Attach a copy of the settlement sheet if the property has been sold.
ITEM Include a copy of the deed showing decedenYs interest if owned as tenant iri corr�n•on. VALUE AT DATE
NUMBER OF DEATH
DESCRIPTION
1• 759 Erford Road Camp Hill PA 17011 (Primary Residence) 85000.00
Appraised Value On 03-21-2015 By Affirmative Certified Appraisers
TOTAL(Also enter on l.ine '., Recapitulation.) $
85000.00
If more space is needed,use additionai sheets of paper of the:sarn:�size.
REV-1508 EX+ (02-15)
� pennsylvania
SCNEDULE E
DEPARTMENT OF REVENUE CASH, BANK DEPOSITS & MISC.
INHERITANCE TAX RETURN pERSONAL PROPERTY I�
RESIDENT DECEDENT _�__;__,..,_
ESTATE OF: FILE NUMBER:
Heather L Turby ,�[�/L�` Ua ��c.�
Include the proceeds of litigation and the date the proceeds were rereiv�d b„�the estate.
All property joinNy owned with right of survivorship must be discl�oseci s�!n Schedule P.
� VAIUE AT DATE
ITEM DESCRIPTION OF DEATH
NUMBER --------
�, Clothing-GivenTo Charity 0.00
2 Fumiture-Given To Charity 0.00
3 Belco-Checking Account 1100.81
4 ING Life Insurance Proceeds -7942.00-EXEMPT 0.00
5 Liberty Mutual Insurance-5000.00-EXEMPT 0.00
Vehicle Was Leased and Retumed To Dealer-No Lease Termination Fees 0.00
--------_ 1100.81
TOTAL(Also enter on I_ine !a, Recapitulation) $
If more space is needed,use additional sheets of paper of the s�:�rne size.
REV-1511 EX+ (02-15)
� pennsylvania SCHEDULE H
DEPARTMENTOFREVENUE FUNERAL EXPE
NSES AND
INHERITANCE TAX REfURN ADMINISTRATIVE COSTS l.// Q� //,,
RESIDENT DECEDENT _,L___.,_ �I �/ I -D �+ ��.li
ESTATE OP FILE NUMBER
Heather L.Turby --------_ ����— ��V g��'
Decedent's debts must be reported on Schedule 2. _
ITEM AMOUNT
NUMBER DESCRIPTION __,_,__._
A. fUNERAL EXPENSES:
1' Neumyer Funeral Home-1334 N 2nd St Harrisburg PA "�"00
�oss.nu
Harrisburg East Cemetary
Head Stone-To Be Purchased soo.00
g. ADMINISTRATIVE COSTS:
1. Personal Representative Commissions; 2500.00
Name(s)of Personal Representative(s) Gilbert E Mur'ray III . . ___
Street Address 4540 Laurelwood Dr _ ___ ___ _ ___ --- - -
Cit Harrisburg _ - State_ F'�'� i'I�� 171 l0 __
Y _ _ __ __ _
Year(s)Commission Paid: OnCe __ ----
250.50
2. Attorney Fees:
3. Family Exemption: (If decedenYs address is not the same as claimant's,attach explanation)
Claimant _ _ ___ _ __ _ _ _ _ __ _ _
___
Street Address ---
City __ State ':IP _ _ _ __.
Relationship of Claimant to Decedent __ ._ -----
4. Probate Fees:
0.00
5. Accountant Fees:
6. Tax Return Preparer Fees: 0.00
7.
�^----f 14220.50
TOTAL(Also er�tf�r on Y ine 9, Recapitulation) $
If more space is needed,use additional sheets of paper oi tl�e sarr�e size.
�'� pennsytvania
REV- X��IS�NT OF REVENUE II
SCHEDULE I
DEBTS OF DECEDENT,
INHERITANCE TAX RETURN MORTGAGE LIABILITIES & LIENS�� �/ —/�� Q�$7(�
RESIDENT DECEDENT _�____.,
ESTATE OF
FILE NUMBER
Heather L Turby __.___..��(��� ��g 7�
Report debts incurred by the decedent prior to death that remained unpaid at the date of deatlh,imclm,i�ding unreimbursed medical expenses.
ITEM VALUE AT DATE
NUMBER DESCRIPTION _______,_ OF DEATH
1.
1 Capital One Credit Card 1723.66
2 Belco Credit Union 7298.50
3 Integrity Bank - HELOC 225�t.42
4 Marlisa Murray - Reim -Nurse Care In Home Visits 3 t o.00
5 Camp Hill Fire Dept - Ambulance i oo.00
( Holy Spirit Emergency Services 20�.00
� Holy Spirit Ambulance 65.00
g HUD Sheet-Seiling Expenses For 759 Earford Road(Indudes Appraisal Fee 1 2219.42
9 HUD Sheet- Seller Assist Expenses 1695.26
TOTAL(Also enter on I�ine l':l, Recapitulation) � 36191.26
If more space is needed,insert additional sheets of the same<ai::e,
REV-1513 EX+ (02-15)
� pennsylvania SCHEDULE )
DEPARTMENT OF REVENUE gENEFICIARIES ,et
INHERITANCE TAX REfURN � /�/L,/„ � y�J�
RESIDENT DECEDENT �•� `
ESTATE OF: 1� FILE NUMBER:
Heather L Turby _ _ � � � �g�—
RELATfiONSHIP 10 DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(5)RECEIVING PROPERTY Do Nr�t Li:sR'1'rustee(s) OF ESTATE
TAXABLE DISTRIBUTIONS[Include outright spousal distributions and transfers under
Sec.9116(a)(1.2).]
1 Gilbert Murray-4540 Laurel Wood Dr Harrisburg PA 17110 Son 25.00%
2 Marlisa Murray-69 N 31 St Camp Hill PA 17011 Dau�hter 25.00 %
25.00 %
3 Christopher Murray-2105 Lennox St Harrisburg PA 17104 Son
Eric J Turby ( Son )Deceased 03-26-1998
Eric's Portion Of Estate Passes To His Two Children:
David Turby- 145 15th St Apt E New Cumberland PA 17070 Gr�nndrl��ild 12.50 %
� 12.50 %
Megan Turby- 145 15th St Apt E New Cumberland PA 1707( Gr�ndch�ald
Amal Mahrouki-69 N 31st St Camp Hill PA 17011 Gr�andc�°�ild $ 1,500.00
Basil Mahrouki-69 N 31st St Camp Hill PA 17011 Gr<ind�cr�ild $ 1,500.00
I
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF'`F'_EV_1`.i(IU COVER SHEET,AS APPROPRIATE.
II NON-TAXABLE DISTRIBUTIONS
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NO�T TAKf:Pd:
1.
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS:
1.
TOTAL OF PART II— ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-]_';i�0 COVER SHEEL �
If more space is needed,use additional sheets of paper of Che san e size.
OMH A�Prova�rvo.����-�""'
i�E�T�r o
' m ent MUD-1)
" � •° q. Settlement Statem �
� �
C���N O.J�r.v
8. Type of loan �. Loan Number. E', !�lortgage Insurance Case Number:
1.�FNA 2QRHS 3.nXConv.Unins. 6. FileN�mber. �595318
15047 ,_ _.,.._
n.[]w 5.n Gonv.Ins.
C. Note: Tbis form is furnished to giu�e you a sfatement of actuathe��a e shown he e(or rnfo�mationat purpo�ses a��d�a���.�=��mcludP��thQ fotais.
ltems marked"(p.��)"Were paicl outside the dos�ng, Y F. f�Vai ne a+';fuldress°��.ender.
E. Name and Add�ess of Seller:
D. Name and fuidress of Borrower. g�,��;;�iieham�;�Bank
Eslale of Heather L Turby 3501 t;ona��rd Rc�ad,Suife 350
Amal S.Mahrouki 759 Erford Road Y�i i�,'r'�17492
12 Dulles Drive W e5t �amp Hill,PA 17011
Camp H11.PA 17011
- - � I. Seltlement Date:
_---------------'- H. SettlementAgenC
G. ProperiY Location: MidstateAbsUad ComPa�Y qpril 15,2015
759 Erford Road 2331 MarketSireet
Gamp HiA,PA 17011 ^....{.�li__.('..1.7)763-1383
Camp Hill,PA 17011 -
Cumberiand County.Penns�Avania p�y�oi Settiement: �
2331 Markei Slreet
Camp Hill,PA 17011 _ -_
K. Summary of Seller's trans�rr.g i�an
J. Summary of Borrower s trensaction 400. C'xossAmount Due to EI_�14er. .�_��. -j�,j50.00
100. GrossAmount Uue from Borrower. 72 75��� qpL Cont�act sales rice__._____.____ ��, `"-
101. Contrad sales rice 402. Personal property__.,___.___ ----h----
102. Persona�roPerty A,530.95 403. , - --- _--. "`-- I __..
103. SetUement Char es to Borrower(LinP 1400) . - q�4.____._._______--,- ,_.-,. '-
104_ i 405. ----- -'-`-
105. -� � Ad"ustments for items pai�.,�.,��?i�ler in advanceJ __..--
Acl'ustments for items Rai___d bg.se��er in advanc�_T__._-- q06 C'rtvlTo__�_,_`N�?a%es_ -.-- - ���
to OA I SM 5 to 01/01116 268.43
106. CitYlTownTaxes - 268A3 40Z CounlyTaxes _.,__. . �! -
04l15f15 to 0110'1116 ' - f11 15115 to 07/01/15 I 236�,77
107. County Taxes 236.11 408_School7axes _ ��g 77
108. ScYiool Taxes 04/15/15 io 07/01/15
109. Sewer 2nd C]tr.04f15115 to 07/Ot/15 , �116.77 409. Sew` e____.`���a���alt'S 1'.i l0 1'01ft�__.�����'�"�'
ain „_"-�- _-
_ ____.
„o. - 4,,, __- ---_------ - r __.__
ttt. _ - 412. _._.._,..,..
112. � 73,371.31
77,902.26 420.Gross Amount Due ita�Sellr:,r �-
120. Gross Amount Due from Borrower 500. Reductions in ArnQiant�'_y<'_Seller. -�
200. Amoonts Paid 6Y or in Behalf of Borrower .. 5pt_Excess depos�t(set iri5trucl�c isj �- 2,219.12
2U1. Deposit or earnesl money 70,000.0� 5Q2. Setticmen[c�harye tc:.°elie� Line 14.` 00) .___ _ -
202. Prina al amount ot new ban s� I 5n3 Exi�fing ban(s)laken su�e>_i b� 2;!,571A2
203. Existina ban(s)t_„___.aken Sub�eU t° �� 5,000.00 .504.Payoff First Mortgaqe'�,_to 1ntc�;�,rify Bank/13974U2339 _
204. Cumberland Go.Down Pa nent&Cbsin � 505,Payoff Secor�d Mortga;�e ___.__---- '� i !_
205. CostAssistance __ t 506. ...-- ------.__ �_
208. - 507. ---�---�--- - - _.
207. . ,� ----- 508. �--- -- I 1,69526
208. " _' r__-.
� �g9g.zf, 509. SellerAssist ..
209. Selle�Assist � AAjustmenbfordemsi,�nCa!dloySeller,o
Ad'ustments for ilems unpaid bv Sellerto .510 CiNlTown T2xes ___ ___..-. to
J_ _� ----'-------
210. CdylTowaTaxes - 5�1. Countv_??xe5_._._._.,.�--- �o �-
211. County Taxe______S_ toi - - 512. Schoo�Taxes _ _
io ---------------
212. School Taxes _-..- 513;_ .----------�----"'-
213. _- � "�_ 514. �-------�----�--�-�-
515. i
214. _------'-----__-
215_-._---- -- j 5i6. -..__..____._------"- i --
216. - 517. ---- -._ -
217. l-
-� 516. Inhe�itance Tax d""�',tu PI�C�.f.�pt of Revenue _ -�_
p�g " - 519. ReleasePropertyiF'�ng�C�(!'dills
219. 21i.485.£30
76,695.26 524. Total Reductiom J4nocr,n1!Due Selle�
22D.Totai Paid b /for Bortower 600. Ca___ gh a�settieme�nt.tolfr�:����?����e� 73,371.31
300. Cash at Settlement fromRo Bonowar 77,90226 601. Gross amount di�e,to ie�.Ile:r_(line 420} -i 2g,485.80
301. Gross amount due 6om Borrower line 120 � 76,695.26) Fi02. Less reductions dir,e�>eller Itine 520) qi�8g5.51
302. I.Pss amount paid bylfor 6orrower feie 220) T�� y.�i From Seller
❑ 1,207.00 603. Cash � I�____,
303. Cash �From To Borrower �-•--"""'
•aae«ns�nAa�wsreq'�" �e�,���`"t$j18o°"t��`�""da��mP�E� ofthisstatement&anyattachmentsre4e�rEsdtoi,:rein
The undersi9ned h y 'N � SeUer '
E>t��.de oT Hi {tfi L.Tu by�, / '�
BOffOWP.f � �,�_+v'�� //��� �x
I S. ahrouki• BY'-_, -��= �
(procr,eds�,4ill be held by Midstate Abstrad pending
F'.e��enue's�%+�cula(ion oi Inhei itance tax due to release
pra pf:rty}�
fncdier.lirg.�evien�n9.aM!eW��MJ�"adafG.��ef�at�xti-sltoaRES�cwaedna�sa`hmvaNirhrm�ondrin3�heseNemex
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g;<rnm_i�'ess�t hspays a narevfy va��d c,Y.�AH cdWq+�'}p�,".No wT�a����ry i s asscnea. HUD-1
p,�e,, Page t of 3 �M�{k(�UKI.AMAI..PFDf15047!'12)
,.-.'.�--�-
- .._.��.--}..� Paid From f'�id Frmn
.._..�. ..._..__.---
L..ci@lf__,,,�e���e��t C�13„IC�S� .- .__._-.-'.__.- Rorrowls Selieis
7pD.Toial Real Eslate Broker Fees ___ F����a� t=��,�s at
._----- ...__-_...._.-- Se[Uerc�cvit
-----------. .-_ _.-. -
-'_._ - --
Division ot cnm!nlsmon(fine 70pJ as o ws _ - _..._--_ Seltleme_n___--
1�_ �____-_'.'_'_.. _._.
_______- -__--
74��__ __-----'_' __._'___
7t)�.. �O----_-'___-- �--�- _.._.._. ---
�--- --_'_" ------
1U3.Comrti�ssion_ aip d al settlement ._ _- r.l.__-...
7(k4. ,_,�_...,.
705.
$ 895.0a from GFE#1) __._
800.ttems Pa able in Gonnection with Loan ((rom GFE#2) !
801.Our orginaUon charge eGfic Interest rete chosen $_____--------`"�-�� �� �� 895.00
R02.Your eseAit or diarge(points)tor the sp___ ` (trom GFE#n_._-_:.-.:.�--�-� -
(fr�m GFE� 1�C>:'�:,$'�'�'��00 B' 28.50
803.Your ad�LPd oriqinalan char�es______-- -
804.A raisal tee to l.enders Nli_ �,��-�_ ---�--�-�{�om C,FE#�) _-.------..- 93;00
£705_Lredit Report to CORELOGIC GREDCO�_-(from GFE#31 ,___._,_.__...- -
tu Corelo i�c 7ax Sern_c:e _____ 11.50
806.iax service - _ fram GFE#3L-___._.___..,
807.Flood certifi�ation to CoreLoqic Flood Services �Srom GFE#3i --�� ""-
-.-.__------ .-_-----__._.
II08. ._ _.-(trom GFE#3)______._�_ . -
809. - -'- (fromGFE�l3 _..---_.____- --
fl10. __ ------ mGFE#3) __'_._.....,
S 11. __�_.__....
900.Items Required b lender to Be Paid in Advance _ 128.32 ,
from GFE if�� -
16 C $8A200001day ( _-------_
901 Daiyinterestd�ar eg.sfrom o4�1���5 �0 05/01/15 frorziGFEk3
902.Mo�t a e insurance remium tor monlhs lo�_.._- -i-"-"� '� <17�7g�61_ 518.36 _
_�_9 _'L.__- �_y from GFE#11 -
903.Homeowne_r'S insurance for 1 0 Vears to AAstale Vehicle and PropCrtLs._Com an ��om GFE#11,,.__��.�._..-_. .�- - -
90A. (from GFE#11) ^�_.,,,,.,
905.
1000.Reserves De osiled with lender �""""-'""'-""!- �J52.o2
(from GFG It3 ,_, __ ,_„ ._
1001.Inillal deposit for your escrow ac�uni 43.19 cr month $ 729.57 ..__._.....,_._- ._ - -`
1002.Homeowner's insarance 3.000 monlhs e $ . P__ -----��-�-�
months Cal $ _Per month__$._---------._.-----
� $ 1,117,81 ..
1Q03.Morlqageinsurance -
1004.Property taxes '- ___,__.,_ -
`CauntYTaxes ! 3.000 months d $ 30.6ti per month __
� 1L(Hl0 months (a� $ 9326 per month__
.____.�.___.
Sd�ool Taxes �- $ _._---_--.-.-- �
1005. - ` �er month $ -_-.---.
��6 � months a�l $__.�_� ��
- monihs N 3 per month $ _.__......_..____..
100 7. $ ``�
- ---__--- .
1008. $ -295.36 _.._�_..
1009.AggregateEsaawAdjustment ^ , .
- 1100.Title Charges " , 1,�OD.00 _165.Ob
(from GF E��a�i;� ____
1101. Title services and lender's litle insurance --�"-`-� _� ___...
1102. Settlement or dnsin fee --'--$--�- �- 18.50
(from GF E A_"]-,---...
1103. Owner's title insurance to First Arnerican Tdle�nsurence ComPanY � ��_�},, J ,
1104. Lender's title insurance lo FirstAmerican Title Insurance Com an � `� .
70 000.00 -- ��-
1105. Lender's title li (imit $ �2,750.00 ---- ��-- '
1706 Owner's litle policy limit ._ 5 .. 8��.3z -
1107. A ent'S rtbn of the total ti11e insurance remium to Midstale AbstraG fbmpanv 90 1S
t108. Underwriter's ortion of the lotai tflle insurance remium to Firstivnerican Tille Insuran$ompai�_ _.�� .-
1109. � - --
1110. _-$---`-'--.._.
1111. S -------�--._.
1112. 5 ^_,___.,,.
1113.
7200.Govemment Recording and Transfer Charges ---` """ 180.OU _
(from GFE:i+�7!
to Reoorder of Deeds Office ��_ither �__
12p1,Government recordin d�ar es Releases 5 -� �
1202.Deed S 79 00 Mort4a9e$ 101.00 -�-�-� 543.75 _.
- to Rewrder of Deeds O�ce_ (trom GFF_R'�73�____.. _
1203.Transfer taxes D�d $ 543.75 Mort a e ---------- -
1204.Cft lCount [axlsfam s 543.75
Mort a e$ �--.... 32.00
1205.Slate ta�slam s Deed $ 543.75 _1.�_-------�'�'"""-' _
1206.Grant Remrd'u�g to Recorder of Deeds Office ��'-,-
1207. ,_.,,..
1300.Additional Sefliement Charges (from GFE_�4f��___ - -
1301.Re uired services that u can sh0 fo� -- $ _ .
------� 86222
1302. $ --__.
1303.2014Delin uent'taxes _ to CumberlandCountyTazC�aim ______-$ --- _367.fl8
�"-�- to Debhie Lupold,Treas ----------�� �
1304 2015 Counlyffownsfiip Taxes - 32.00 _
1305. Grant Release Pee to RedevelopmeN Auttiority oi Curnberland C � _____„_.__. - �Q pp
�366. SaNerCert.Fee to EastPennsboro7ownstuPAuthority $___.__.__�__._ - 210.27
1307. Sewer lhru 6l30 to East Pennsboro Townshipr\utl�ority $ _.,_...__..�.. - q,530.95 Z.z1g�12
1400.Total SetUement Charges(enter on�fnes 103,Section J and 502,Section K) ��,._._..._
'PdGUMideddv..in96yburw.ei(RI.SdIefSl�IcrxM�(i.).a(M�r}P�tVITI � �alomdit %�..
Pysiqiirgfayeldltnsslal•snvM1,lMtignalp'i��cknaJ:'�Fr��P�dacdnplelMc'.c(ry Oa4028��Ik.INec'V�'N' r f .:.�.r;�---------�. ___
'�s.-.:____'.-_ -
Midstate Abstract Compa ny,SetUf;i�:nt Ayent
Certi6ed to be a lrue a>py.
I IUf�-1
Page Z ui 3
(MAHROU KI.APAN-.PFD!150 A7/'6)
AffirtnativeCertifiedAppraisers{717)713-8425
23961/1595318
Uniform Residential Appraisal Repc»t F,�,��� ,s-oso2o
Th=re are 2 comeara�te �er*.ie�cUr.entl�efieted f�ztz in thz s.h�ecc nq GafioaC raa�ir ln^ricz(reT 5 106 000� __._ 114.000
The-re a�e 6 com aratle s21es in the su6�E¢t ntv hEceheod uithin Ihe ast iv+eive mo�lhs�a^ir. :�n sale n;:c fram S 7z q�!Q__.,, iu S 1�9 0�0
FEATURE SUBJECT COGIPARABLE SALE NU-i CO`.fPARFBIE SF.L�C_i____ COMPARABLE SA:E NO 3
759 Ecfo�d Rd 6A W Glenwood Dr 631 Estord Rd 631 Gates tn
Add�ess Cam Hill,PA 17011-1126 Cam Hili PA 17011-1200 Cam Hill PA 170'I1-E 423 _. Enota PA 17025-1610
Pra�imii In Sub'ect 0.22 miies NW 0.27 miles NW __ . 2.42 miles NW
Sa1e Price 5 72 750 5 103 000 5 __90'7C CI 5 72 000
sah:Ric:9ceo>s uv.aea 5 59.44 e. 5 84.15 s n. s 73.53 .e. _ 5 71.43 tt.
Data Snurce s CPML#1025943U'DOM 14 CPML#10259112;DOnh 99 , CPML#10250495'DOM 8Q
��erm�ation sc�rcz s) Co Tax RecordslReaiQuest Co Tax Records/ReaIC!uest__ Co Tax RecardslRealQuest
VALUEADJUS?FdENT5 �ESCRIPTICy L�ESCRIPTiON t�sr.:,,4T:n OESCRIPTIOfd i ^__ « : DES�RIPTION .o-�s^�:s-�.•,n
Sale�r Financing ArmLth ArmLth Armlth
Conces=ions VA•5065 -5100 Cash•0 __,_._^_ f) Cash•0 0
DaleofSalr/fime s11l14•c10/14 0 s03/1&cA2/15 _.__�__,_0 507/14'cO6N4 0
�aation N�Res� N;Res; N;Res; _____. N•Res;
��aschold/�ee Sim le Fee Sim le Fee Sim le Fee Sim te __.____ Fee Sim te
Site 4260 sf 4356 sf 0 6534 sf _______O 3485 sf 0
virN B;Wtr, N•Res; 2000 B;Wtr� __,,.__.___ N;Res� Z000
oesi r,st � SDZTwnhse SD2Twnhse SD2�Twnhse ________._ SD2•Twnhse
oualit e:Consnuctian Q4 Q4 Q4 __.__ Q4
nco�a�t e 50 48 0 49 ___ �) 26 0
Canditicn C4 C3 -5,OOD C3 � _______5 OI:N� C4
AbnveGraAe i�,�3� e;�; ea�s ���r�i a�rr.� e�rs ra+ s4�s e�m � ------..._ ��:�i ��Ts aam�
Raom Caant fi 3 1.1 6 3 1.1 6 3 1.1 5 2 1.1 0
c,ro�suv�� Prea25 1 224 .it. 1.224 s.f� 1 224� t� ___-----� 1��8 s� n 5400
B35eR10!71 R Finsned 595sf416sfin 595sf240sfin 0 595sfOsfin i�'J SOOsfQsfin �
Hoomsee�owGrade 1rtU6r0.06a0o 1rtObr0.Oba0o _.__ 3,O:�,Ip 3,�00
Func�ienat usla� Avera e Avera e Avera e ________ Avera e
Heati ICr,cl�n HWBB HWBB HW68 --------_ BBE 0
Encr Err�c�cr,tue❑�s None None None ____.____ Nnne
cara�,ir.�-ai None 1c 1dw -1.000 None �______.___._ None
PorchlPa;iotDctk Patio,Porch Patio,Porch Patia Parch ___,�__._„ Patio Porch
Nct 4d ustncnt[fum0 � X - 5 9 100 X' s -__- 2,GlJ'p X = - c 10 400
Adjuste6 Salr,Fnm Plet Ad;- -S.S°� pJel Adj -2-25� Net Adi 14.4��
�fComoarables Grosst�t 12.7% 5 93900 Grxst,d'. 8.9� � 8E",,(;C{0 C�c�s - 14.4�- 5 82400
i X dld did nol�esedch Ihe ialc cr iranSFv histt�y u:`thc suUjed prop��rty and ccmua�atdc 5ales.if nc1,explaio CPM1_,--'-_._. �
A1 researr.h did X did not reveal am �o��zles or iran�f��r>nfi Ihe sut,_tt r nart�fo�ihe!hree�ca'S o;io�to il^e 1 r� ��:�.n i�.��,?,�(�efiai-
Data wurr�(s CPML --- —
M resezrch did X did noi revzal an ic{sales of Iramfer,o`?he com arable seles'w tt�e ear prior to�h�date f o_;��_ err c ���iUle sate.
Daia s�xxre s) CPMI — `
R ort thz results ot lt�e rzsearch an�aral•sis ot the iar 531e a!rar�5t�hisi e(Ih=<u��.tE e eci��and� , araCie s�l p�._tld _I �or sales cn a e 3.
ITr'.ht JUB�ECT Cut�PARABLE SaLE MO 2 Cc. �AI_;!�_C�al;:NO.2 COPAFARABLE SALE"J0.3
Date flf Pricr Sal�Transta ----�"
Pnce o(Priar Sa�eRrzn;t�r CPML#0 --------. CPML#0
oara som�e s CPMI#0 CPML#i0 ----._
Eite.-.tiveDalec�DataSr,urczs) 03/21/2015 03/21/Z015 03/21i2Q'I5_.____ 03/21/2015
Niatysis o�pricr sate oc transF�bi5tory af the subjzct praperty and comparablz sales Tha subject has not bee�for sale c3r :��1d tor the'ast three years►Mor to
the effective date of this a raisal other than noted above. None of the com arable safes ha�i¢�l�re.ri for sale or sold far the st ear
rior to the effective date of this a raisal other than noted above. ____.__-_-.
Summnry oi 5a�es Companson�pproacn See Attached Addendum --------
Irdicated Vawe b�Sales Car ars�a oach s 85 000 ------
IndicatedVaiueb: SalzsCom arison oar.hEarJ��� CostA roar.fi iidevelo e E B�J,s�� _ In,�c�iazAPproach(i(deve�ooed�5 0
Due to the availabili of recent sales of wm arabie ro erties the Sales Com arison Apprcr�ch i:__�iven lhe reatest wei ht. The
value is su oRed b the Cost roach. The Income A roach was not tound to be a lic+�bte tr_�the subject in an owner occu ied
nei hbofiood. ---" "
This app a,s��is made X'as is,' subi�cl io compiefion p>r piarti and sprif".r..alimi on the basis o?a h�Folh�l e i r�;C'irn th i ' improv rrenl5 hace bc��comG�`�'d.
❑subj?C ta the(ollo,ring repairs cr aitxa5ons on Ihe basis o`a hypo:h2tical cmdi;ion that the repa,r,a attefaiions ha � n r,.:cf .e i r ❑suti ect la Ih,follor,4ng r�qw:ed
in��ticn Cased on Ihe extrzc�dinary assumplbn that the mnd�llcn e de;icier y dc�:�no!reryuh�a11��aGca er�epaic See r�1'tt�3Cher.''.;Addendum
8asedonacomple�evisualinspecUonoilheinteriorandexteriorareasofthesubJectpropzrty,deflr.edscopeoYvrork s�.atementofassumptionsandlimiting
conditfons,and app�niscr's cznif�cation,my(ourJ opinlon ot the market vxiue.as defined,o(the rea�Rroperty it,:+t is t!�¢::u6jeCt of this report is 5 a�J,�00
asot O3(21IZO15 whichistheaateofms ECGofl3ntl(tt¢etTEC[�vedat0otthisao n�s�:�,___ F n,�,�,,,F �i,u F�nrmr
uaf t�� �.:ws�h�..iyr _ r-acrt ::x,,,� .:;.e_�..��n�.;��
fif�k:-l.f.r:.F�m7Gfda+.hZLti'S J`I�rimnil�'.t i.c e
AKrmative
AffirmativeCeriifiedAppraisers(717)713-8425
2396111595318
Uniform Residential Appraisa{ Repo��r��. ������c �5-osoza
Tne ur ose ot ihis samman;p raisa!re ort i;tc prr�;;dz tfi=(zndecc!re. �,�iti z^a.cur�le.a�^adz e::'ef > r � E_��-....,.'�the �rcet��alve of Yis,ui+y�ret propert�.
Pwuut aa�ress759 Erford Rd u Cam Hi0 --_---__ sca��PA ziuCeae 17011-1126
ercrm�K Amal S Mahrouki o��,�:o;P�:N�c R_��,m Heather l Tur6 ____.____ ce�rt-Cumberland
te af Drscr t+on Ridfe Park,lot 14-i ___T_� ---_---^_.._,
Asv:iscv'sPa:c1� 09-17-1044-U04 7axvca+2014 . RETaxes51575
Nei bnod Name East Pe�nstoro Townshi tda Rr t�r�nr.c MLS Area 6! I 7 'V 044 _'enws iract 0102.03
Q,- aR X Ovnrr Tenan! Vzcan? 5�iatAssess^_o�sS 0 ��-'_--.E_..._''+>0 er ear rmonih
Pr ��ri Ri h A aised X Fce Sim e Leas�huid Ot.".�dc,ncr!hel -_'--'---..._
As�i, di�w X P:uchaSeTrars;t:;mn Ryiran�cT;a�st�?;cn G:�eritasrs:b�l ----_.__._.
Lend�lClicni SUS uehanna Bank }d�,_ss 3501 Concord Rd York PA 17402
__ __.
isihasutr'xt.r,,r.t�cwren�t attcrr�JF�rsaS�rha���'�oai��icrsak�inlh�t��alvorr�nth<�;�aio:heafe_�:s;da'eNf �. '�_�d?._._, X Y��s `1n
Reµ,rtdatasou�ca{s}uv4 o`t�tnge,icejsl.u�wdat�{s; DOM 0'not listed through MLS;FSSO;CenPenn ivSl.:________
i X iiicf ii�notan..lyz_ihecm,rsc�fc-.�ate �__..n.r;tcur.s�.'+�r�_�!:m Eap1.3..�h�«.sullsa.h_�.n.:!}s+s„t .r.�:���.h .��ra'r;y_R�:nn..f}����e,t,ri,.pr�te�r,.�.1
Artns ien th sate�under contract for�72750-not tisted throu h MLS;rto ersonat ro e wa�p�R c�l I'he sale;cwttract is maricet
oriented _
C:cu�traci Frice 5 72,750 C1.rn Con�rac102/20/2015 K r *1 ��r�h ee�tr o-e,.cl - i �`�__z [ �tlo ��ta Scur•e; PUb1iC RECAfd
is there,ny financial zsvs'.a�ce(I�an ch.:y�s s�i�ca ���.:sK;�s.�P.,.n_c•.:;,pa}T-,s__:�ar�r d�;d e=p.,.�E�e,�,���K,_ le�.'�.- h ! ,.r;�!' X Yes •:�
�r ves.�court tn..•tatal dat�ar arount and dasc�mc trz a�rru ta b�pa�t- $2183;;dosinq cost�issi,1..r�ce
Note:Raceartdtheraciatcort�asitianofthene�h6whoodarenota reisai(actors ���
"�',�._._...._
NeighborhootlC.haratiedstits One-UnitHousVngTrettAs '�. .rJva�i.:r'�.itifousing PresentLantlUse%
_'_r�,__�.___. --
Lacalia� Uihan X SuCurUar Rural ro ert Value> IncrFas:n X StaLAe i)eciinica __PRI�_:_ ��GE On?-Unit 85 a
BuilrUu X Ovcr 759G 25-15�� Ur,Ger 2555 DemandlSu Shcrta�e X In 8alance �vai S�u Ig �I_.5:0�.1_;,.,_, ^s 2-4 UNt 5'Y>
GovAh Ra id X Stz�fe S[�vJ hAarkeLar�Tima Urder;mlhs X 3-0mths r�.. r��iti._!�__ I'Le�.v 0 �dGiliF2mil• 5 0
Nei�hb�rt:oo38oundariz� Sea Attachet!Addendum _____!a y�h 100 Ccmm rdal 5:v
a
"I fi'i Pred. 40 0?hcr '��
Nai�huuhoed D�s�aiption See Attached Addendu[n _'__—_-._.
M3rk�t Caedifcn,(inciudiny su�a?t�the aho�:e cancu;s�t�rrsr See AttaChed AddendUm __..__��___.
D�mtnsions 30 X 142 A�ea 4260 sf Sn��e Rec[an Ufai__�__� v�ea'B;Wt�;
S ecific Za�;n Classifiwtir,n R2 Z.sim Desd:�licn Residentiat Multi Fami! ______._
Zor��rr:l�on lia c; X Le i L.^ai Flc�rcc t.muva;Gr�Mtt-erc.f Uk:' :e Z.uvJ 1�. .1 t4. �c 5 y
ts the hi�h..zt ard b-st t�sz�t`h���h,�d F�ep2rty as im�c�r�t;.a�F"cezs�Pcs F1ans�n� cec.c�;cns).he c�.:c+::u e �,!(J T..D t•:e U No.dc�:sihe Th�2SBnt u56
of the sub'ect ro is considered the hi hest and best use. ____—__._..
Utfiities Pu6iic Other(descri6e) Pu61ic Other(describrl ____,�7f(-sii��.lm roveme�is-7 e Pubiic Ptivale
Ei<<;tric� X war� X ____��re_c �1s haft X
Gas X Sani�ar `_ieuv�a X . _.411eY..�,N0�0
FEMA 5 uial Flood Haz�rd Area Yes X F:o FEA4A Fkrd Zone X FEMk h�fa = 42041 C01�]$E__ FEA!A Pdap Da1a 03116i2069
t4c ihc u?itities and Qff sitc�T re�.eme^ts 'cai fer the mc�kz'.a. -? X Yes ho �'Mo,dexrioc .
Art;ihetF any advarse�6��rrndii,:n.or��xlFrral iac�c.(za«T'�n:c�.nrmach;^;v+.ts,�:n�ir.�n^rNal cm�diiie*n,lanr!�ses - �� �No i?Yes.ArcnStn- NO
easements,encroachments or other adversities which could affed the marketabii' of the sull3ject ti+.9re noted from an ins'ection. No
surve was rovided. 8ase flood zone shoutd be determined b a surve or certificate. ____.___._.
G[fiERAI�ESCf:IFTiC+I FOUi:DATfvN EXTrR10RDE5CR1°71 �7__'_�tend �,n..i6en tNTERIdR materiaisicendlGon
Units X Qne Ones,cth A¢e�x Unit Com:rr.le Slah CrarA �a[e Cnun�aUon 6Va415 COOCi,!�ekBL4 �_�'f8 B FloaS C8 9�n /Av .
:ai Slxir.s 2 X Fun B s me�; a rtiat 8as�n^ni Exics er 1lzils WF&''(�ue�a,I�- t^ta�iti D atUAvera e
�hFr.�;iiF:A,.,�'Av frirrri�ir;si, WoodlAvera
T��e �et At[. X �-De;fr�m Urit Sasema�Ar_2 595 R Rec'��d�� . �..
X Existin Pro osad Ur,dcr CuRst �a�emen'Fi�.s.h 70 u Gu;�c+s a O:;v,rs cucs MeQall/Aver�ye satn Finer Vn lAvera e
Dzsi n strtel Twnhse o��>>a_E�i�aEr�t s�.m PUm dv��a��•:t •, Viny&Ia,ve�;�;�a eatnwainscr,� Fibe IasstAvera�
Year6�f111965 Eaidzntecf {r,tesla5oi StemSash'InSutata� NOI f�f� __ CarStora z X tione
EttecGve Ai e"1r>30 Dem �» S.ttl.:ment Sac�:-ns Yetill�itr8f 31i;; tk��v�va r o�Cars 0
HeaUn F.:A X HJJ88 Radan[ Ama�l f_S �i -r n S 'Ps�0 Drrv�"tra Sur�ace
AiLc Mana . ..
F�rt L�e 5 0 �.n 6�! ne Ga�a c F ar Cer., 0
Orop Stair Stairs Qther huci GdS R'�(�1 r . - �
Floa� X Scu!Ila Cnnlir: Cenitai Hi�Cnnu�:iemn X PeNa/Cetk O en }'�1_r�i OI�Btt Car cd �of Cars 6u:lt-in
Finished
Haated lndivldua! X oU��rNoae POQi None ��.r�1VIi I)B All Dzl.
. cr � r,cribcl
Ga�:tis h f. aatcr X R3��0�.:n D��+tr.n.h�- D:s o�ii .�'ucr�,:c :'dzsherf^ �-' 4 .�4 S u�reFeelnfGrocsLivinqAeaAboveGrade
Flnishea area above qrade r.ontaina 6 Rnoms 3 B�drmms 1.1 8 t s, �
aodaionai�eatures(spe���i ecergy ef nenu�ems�_) The features of the home are standard for the area �'hE�f eosemen[is finished to inciude a
recreatio�room. --�
Df±srnl��ihe.conditir.nnlhr.prnprfy(in�tu6ir�nut_d.�.;e%r5d+...r31��;n,renn��:atinns.r:ma1elinG.i;ir.) G4;NOUpd8t�25tTli[I���.k: fiOC15 ears; iC81 h51G81
de recialian due to nom+ai wear and tear --------
---�_.�:�„�5 X .'JU I;Y�5 tl.:s[dbe.
Arc the�o a�y physi_al d�ic�cnci�a a adre;se co-di5o�u iha�at t;t h tivaLiiiti wuntlnesa u st.idu�zl lotc;yrity i,f thu txi� �/;
Dees Ihe prnperty genzraNy cnnkxm te Ihe neighbo�hcnd�functi:,nat uti(ity.slyte.carc7itir,n.use,consiructien,2ic}? X Yas �_ W� I;No.dzs:t�Lu.
_.__..._
,,,:��:r :s.. .�:z . :�.,a,o� �,.,��,vx ca ,roaun�r�s�_
4iG.�:�Ll�.t-F^�en'6P.'.s117X.Y� flM1➢V�35i;r1��+:�01V ei .'. rs., kl��:U�:]V1:L.--.:
1#]_}[!h