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HomeMy WebLinkAbout06-24-15 � . pennsytvania 15 0 5 61410 5 oernnrnentoFRev[nue EX(03-14)(FI) REV-1500 OFFICIAL USE ONLY Bureau of Individual Taxes County Code Year File Number Po aox zso6ol INHERITANCE TAX RETURN �� '� � r� L� Harrisburg, PA 17128-0601 RESIDENT DECEDENT � ��� ENTER DECEDENT INFORMATION BELOW Sociai Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY ' ' 12242014 1 10281928 _ �____ _ .... � �... _. _ . ._. Decedent's Last Name Suffix DecedenYs First Name MI Drallios , ' Olga (If Applicabie)Enter Surviving Spouse's Information Below Spouse's Last Name Su�x Spouse's First Name MI _.... _ __ __ _ THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW � 1. Original Return p 2.Suppiemental Return r�l 3. Remainder Return(date of death prior to 12-13-82) p 4.Agriculture Exemption(date of p 5. Future interest Compromise(date of p 6. Federal Estate Tax Return Required death on or after 7-1-2012) death after 12-12-82) p 7. Decedent Died Testate � 8. Decedent Maintained a Living Trust _� 9. Total Number of Safe Deposit Boxes (Attach copy of will.) (Attach copy of trust.) p 10. Litigation Proceeds Received p 11. Non-Probate Transferee Return p 12. Deferral/Election of Spousal Trusts (Schedule F and G Assets Only) O 13. Business Assets O 14. Spouse is Sole Beneficiary (No trust invoived) CORRESPONDENT- THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T0: Name Daytime Telephone Number _ _ __ Ann K. Drallios ': (717)241-5308 First Line of Address 1 Mayfield Ct. ' Second Line of Address _ _ _ _ _ _ __ City or Post Office State ZIP Code _ 'Carlisle ' ' PA '17013 ..... ..... ..... .... . .,.. .... . .....___ ... _.._. ......... ....... .. ......... ......... ..... .,...7 CorrespondenYs email address: annakaS@COfT1C8St.Ilet �� _., � c-- 1°1 C"> REGISTERfi�F ��LS USE 013LY ''':? �"� -_' ,a ._n ,, �, � �.. REGISTER pF WILLS USE ONLY �� '��� '� -�� r . ���-1 ......_ �� .' � _� �14TE F�t�.EQ�NM+f1bYX1t`1�...: , . ...� �.� ' � , `'7 . � - � -_ _.., , , ., ., . ..., _:,. _ c.. _ r1 DATE.FILEd'',STAMP � � - --- ' �R ' -r7 . C� PLEASE USE ORIGINA� FORM ONI.Y Side 1 � (���I��(I��I���II��������I����'I(I�II���'I(I'�I'�I�I�I�����I 1,50561,4105 7,5056141,05 J �� ..�=-�nn m-n-*-n��rronr� � J 1505614205 REV-1500 EX(FI) DecedenYs Social Security Number _ _ �e�ede�rs Name: Olga Drallios ' RECAPITULATION 1. Real Estate(Schedule A). . ... . . .. .. ... .. . . . . .. . .. . . . . .. . .. .. . . ... . .. . 1. ' 0.00 ' 2. Stocks and Bonds(Schedule B) 2. ', 0.00 `` 3. Closely Held Corporation, Partnership or Sole-Proprietorship(Schedule C) . . . . . 3. I 0.00 ' 4. Mort a es and Notes Receivable Schedule D 4. ' 0.00 ' 9 9 � ) . . .. . . . .. . .. . . . . .. .. . . . . . . . 5. Cash, Bank Deposits and Miscellaneous Personai Property(Schedule E). . . . . . . 5. ': 10,416.81 ' 6. Jointiy Owned Property(Schedule F) O Separate Billing Requested .. . . .. . 6. ', 0.00 ' �. 7. Inter-Vivos Transfers&Miscelianeous Non-Probate Property (Schedule G) O Separate Billing Requested.. . . . . . . 7. , 0.00 8. Total Gross Assets total Lines 1 throu h 7 8. ; 10,416.81 V ( 9 ).. . . . .. . .. . .. . .. .. . . . . .. .. . . . 9. Funeral Expenses and Administrative Costs(Schedule H). . .. .. . . . . .. .. .. . . . 9. ', 17,950.52 '; 10. Debts of Decedent, Mortgage Liabilities and Liens(Schedule I). . .. . .. . . .. . . . . 10. 0.00 : 11. Total Deductions(total Lines 9 and 10). . .. .. . . . .. . ... .. . . . .. . .. . . . . . . . . 11. ', 17,950.52 ' 12. Net Value of Estate(Line 8 minus Line 11) . .. .. .. . .. . . .. .. . . . . . . .. .. . . . . 12. ', 0.00 : .......,.,. ....._�_ . . _. 13. Charitable and Governmental BequestslSec.9113 Trusts for which an election to tax has not been made(Schedule J) .. . .. . . . . . . . . . . . .. .. . .. . 13. ', 0.00 14. Net Value Subject to Tax(Line 12 minus Line 13) .. . . . .. . . . . .. . . .. . . . . . . . 14. 0.00 ' TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxabie at the spousal tax rate,or transfers under Sec.9116 �a)�1.2)X.0- ', 15. ', �.00 '. __ _� _.. ,., ...e_ .- ...,,, �,.,. . ... ... -.__� .� .. _.��.�A„ .. 16. Amount of Line 14 taxable at lineai rate X.0_ ' 16. ' 0.00 ' �,mx_... � ......: : ,,.,,� __.... 17. Amount of Line 14 taxable at sibling rate X.12 �7. ' 0.00 ' ,P A,,,,.., �.., �...d,� ��,,,,,,.,��,, �.. ., - ._., , .m_ ., _..._,�,, 18. Amount of Line 14 taxable at collateral rate X.15 ', �f3, ' 0.00 ; 19. TAX DUE . . . . .. ... .. . . .. . . . .. .. .. . . . . .. .. .. . . . .. .. . . . . .. . . .. . . . . . . 1y. , 0.00 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT O Under penalties o°perjury,I declare I have examined this return,including accompanying schedules and statc:ments,and to the best of my knowledge and belief, it is true,correct and complete. Declaration of preparer other than the person responsibie for filing the return is based on all information of which preparer has any knowledge. SIG RE OF PER O RE NSIBLE F ILING RETURN DATE ot� � 06/�Eh'2015 ADDRESS 1 Mayfield Ct., Carlisle, PA 17013 SIGNATURE OF PREPARER OTHER THAN PERSON RESPONSIBLE FOR FILING THE RETURN DATE ADDRESS �I��I'�(I'�I�����������������I�I I���I������I�II�'I�I�������I Side 2 � 1,5056],4205 15056142�5 � _°�tir_inrr��rlm�... , REV-1500 EX (FI) Page 3 Ffle tdumber Decedent's Complete Address: DECEDENT'S NAME Olga Drallios -- _...._— — STREET ADDRESS 1 Mayfield Ct. _..- CITY � STA7E � ZIP Carlisle PA '� 17013 Tax Payments and Credits: 1. Tax Due(Page 2,Line 19) (1) 0.00 2. Credits/Payments A.Prior Payments 0.00 B.Discount (See instructions.) Total Credits(A+B) (2) 0.00 3. Interest (3) 0.00 4. if Line 2 is greater than Line 1 +Line 3,enter the difference. This is the OVERPAYMENT. Fill in oval on Page 2,Line 20 to request a refund. (4) 0.00 5. If Line 1 +Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. (5) 0.00 Make check payable to: REGISTER OF WILLS, AGENT. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred ............................................................ ............................. ❑ � b. retain the right to designate who shall use the property transferretl or its income .......................................... ❑ � c. retain a reversionary interest ............................................................................................................................. ❑ � d. receive the promise for life of either payments,benefits or care?..................................................................... ❑ � 2. If death occurred after Dec. 12, 1982,did decedent transfer property within one year�f tleath without receiving adequate consideration?.............................................................................................................. ❑ � 3. Did decedent own an"in trust for"or payable-upon-death bank account or security at his or her death?.............. ❑ � 4. Did decedent own an individual retirement account,annuity or other non-probate proper#y,which contains a beneficiary designation? .......................................................................................... ............................. ❑ � IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after July 1, 1994,and before Jan. 1, 1995,the tax rate imposed on the net value o#transfers to or for the use of the surviving spouse is 3 percent[72 P.S.§9116(a) (1.1)(i)]. For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or ior the use of the surviving spouse is 0 percent [72 P.S.§9116(a)(1.1)(ii)].The statute does not exempt a transfer to a surviving spouse from tax,ar�tl the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1,2000: • The tax rate imposed on the net value of transfers from a deceasetl child 21 years of age or younger at death to or for the use of a natural parent, an adoptive parent or a step-parent of the child is 0 percent[72 P.S.§9116(a)(1.2)]. • The tax rate imposed on the net value of transfers to or for the use of the tlecedent's lineal beneficiaries is 4.5 percent,except as noted in[72 P.S.§9116(a)(1)]. . The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent(72 P.S. §9116(a)(1.3)].A sibling is defined, under Section 9102,as an intlividual who has at least one parent in common with the decedent,whether by blootl or adoption. ,� m-o-�•ir irrm¢ � REV-15o8 EX+(o8-1z) � pennsylvania SCNEDULE E DEPARTMENTOFREVENUE CASH, BANK DEPOSITS & MISC. INHERITANCETAXRETURN PERSONAL PROPERTY RESIDENT DECEDENT ESTATE OF: FILE NUMBER: Olga Drallios Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly owned with right of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. M&T Bank Checking Account 9845069492 5,416.81 2. Clothing 1,000.00 3. Jewelry 4,500.00 TOTAL(Also enter on Li�7e 5, Recapitulation) $ 10,416.81 If more space is needed, use additional sheets of paper of the same size. .,� iu u,�r�r7�m-.. „ THE OLGA DRALLIOS TRUST SUMMARY OF TRUST TERMS ' Disaosition of Trust Pronertv Durin� the Life of Ol�a Drallios • Trustee must pay to Olga any portion of the trust property which she requests. • In addition, Trustee may also make payments of net income and/or principal to or for the benefit of Olga in the absence of any request by Olga. Disnosition of Trust Pronertv Unon Death of Otga • All trust principal outright to Anna Drallios if she survives Olga, otherwise per stirpes to Anna's issue who survive Olga. • If none of Anna and Anna's issue survive Olga,trust principal will be distributed per stirpes to Olga's issue. • In each case,property distributed to a beneficiary under age 25 will beheld in trust for that beneficiary until he/she reaches age 25. Trustees • Initial Trustee: Jonathan Skaff. • Successor Trustee: • There shall at all times be one Trustee. No beneficiary under age 25 may serve as Trustee of any trust. • Any Trustee may designate his own successor. • Any vacancy not filled by a designated successor will be filled by a successor appointed by Olga if she is of legal capacity, otherwise by Anna if she is of legal capacity, otherwise by the trust beneficiary. Notes: The word"issue"means a person's descendants, by blood or adoption,even if born out of wedlock. "The phrase"per stirpes to issue"means in equal shares to a person's living children, with the issue of a deceased child taking that child's share. 125310.194663 LIBB/f657122.1 RELEASE AND CONFIRMATION OF BENEFICIAL INTEREST IN DRALLIOS FAMILY TRUST WHEREAS, by instrument dated July 13, 2005, OLGA DRALLIOS of Carlisle, Pennsylvania ("Mrs. Drallios") signed a Declaration of Trust establishing the DRALLIOS FAMILY TRUST (the "Trust"), of which JONATHAN SKAFF (the "Trustee") is the Trustee; and WHEREAS, a Schedule of Beneficiaries was executed on July 13, 2005, by me, certifying that I was the holder of 100% of the beneticial interest in the Trust; and WHEREAS, it was not the intention of Mrs. Drallios to transfer any portion of the beneficial interest or title to the trust assets to me as beneficiary at the time of the creation of the trust but rather to retain the beneficial interest in the trust assets during her lifetime; and WHEREAS, I wish to correct an error in the records of the Trust with respect to the holder of the beneficial interest in the Trust: NOW THEREFORE, I, ANNA DRALLIOS, hereby,release any beneficial interest in the Trust and acknowledge that my mother OLGA DRALLIOS is the owner of 100% of the beneficial interest in the trust. Executed as a sealed instrument this ---��� daY of ) , 2009. Y % � - ;� ,�,} ;�, � ;��.���� ;�' ��".�"��/,�, t �nna Drallios, Beneticiary il�;�u Iv16e4 � ilsli;It,.;1�1�7� � DRALLIOS FAMILY TRUST � DECLARATION OF TRUST DATED JULY 13, 2005 SECOND AMENDED SCHEDULE OF BENEFICIAL INTERESTS Beneficiarv Percentage of Beneficial Interest JONATHAN SKAFF, T stee of The�,�lga Drallios 100% Revocable Trust, u/i/d � /�i�'�l, 2009 The above-named beneficiary of DRALLIOS FAMILY TRUST (of which Jonathan Skaff is now the Trustee) hereby approves the terms of said Trust, and in consideration of the execution of this amended Schedule of Beneficial Interests at his request by said Trustee, does hereby agree with the Trustee, for himself and his successors and assigns, to be bound by said Trust, and to save the Trustee harmless from any personal liability whatsoever, whether in tort or in contract, for any error of judgment, or for any loss arising out of any act or omission in the execution of the Trust so long as he acts in good faith, except that the Trustee shall be responsible for his own willful breach of trust, knowingly and intentionally committed. Executed under seal as of this �� � day of ;�,`� S 2009. r � BENEFICIARY: TRUSTEE OF DRALLIOS FAMILY THE OLGA DRALLIOS REVOCABLE TRUST: TRUST �) . � � -� � ; ..� �: �.% � � : 13y: � t �" �----''�"� - `�'� _ �--- f3y,. ;; ��..� � Jonathan 5kaff; `i'rustee Jo�rathan Skaff, Trustee i>>�iu i�;.u,�,� i i���a ir,�:��i�,�i � I, TRUSTEE'S CERTIFICATE PURSUANT TO M.G.L. c. 184, §35 DRALLIOS FAMILY TRUST DATED JULY 13,20�5 JONATHAN SKAFF, Trustee of DRALLIOS FAMILY TRUST (hereinafter the "Trust"), under instrument of trust dated July 13, 2005, of which OLGA DRALLIOS is the Donor, hereby certifies the following: (a) Jonathan Skaff is the current Trustee of the Trust. There shall at all times be at least one Trustee. Successor or additional Trustees may be appointed by all of the Beneficiazies. Any Trustee may be removed by all of the Beneficiaries. (b) The Trustee may hold title to any real estate owned by the Trust in his name as Trustee and have authority to act with respect to any such real estate, and has full and absolute power under said Trust to convey any interest in any such real estate and the improvements thereon, and no one dealing with the Trustee needs to inquire concerning the validity of anything the Trustee purports to do or needs to see to the application of any money paid or property transferred to or upon the order of the Trustee. (c) There are no facts which constitute conditions precedent to acts by the Trustee or which are in any other manner germane to affairs of the Trust. EXECUTED as a sealed instrument under the pains and penalties of perjury on `�, 2009. . �/� , , /' �� L� i Jonathan Skaff, Trustee �, COMMONWEALTH OF PENNSYLVANIA '' % / / �_.�!L�'X-c��—.�( , ss. On this �z''� day of �.�-.c,�{� �" , 2009, personally appeared before me JONA'I'HAN SKAFF, proved to me throf�gh satisfactory evidence oF identification to be the person whose name is signed on the foregoing document, which evidence consisted of _ ��`�� :'-,{'t�_ �--�--�--- , and acknowledged that he signed said document voluntarily for its statcd purpose. i ";n��:'l�.IL�fl i!F:'E'v�157!.b.�.;;1.; -------_._----�_ _ _.�__ ___� ` �P(.�Ri\I I'�I , � ,� ..,�,,�, � i,, � � � � _ _ _ _. . _ _ ____._ u��;�,'f�� i� ��Il � �. i!+�'�lii�i�l����ni(b ' I��(ilil (�itni;l ' � ;, j I IYiH�I(,���-1�1 I . .. .� . ...� . ASSIGNMENT AND ACCEPTANCE OF BENEFICIAL INTEREST IN DRALLIOS FAMILY TRUST OLGA DRALLIOS hereby assigns one hundred percent of the beneficial interest in DRALLIOS FAMILY TRUST to THE OLGA DRALLIOS REVOCABLE TRUST, under instrument of trust of even date herewith of which she is the Donor and JONATHAN SKAFF is the Trustee. Executed under seal as of this c��� day of� , 2009. ( '(�^�r , J � (. � Olga Drallios JONATHAN SKAFF, in his capacity as Trustee of THE OLGA DRALLIOS REVOCABLE TRUST hereby agrees to and accepts the foregoing assignment of interest, and in his capacity as Trustee of DRALLIOS FAMILY TRUST hereby acknowledges receipt of the foregoing assi nment of said interest. Executed under seal as of this �� � day of ; 1 ti:S' 2009. , A�/� J �I % � / ..� �..i _"_.'"___.__."_ . / Jo�than Skaff, a Trustee of The Olga i�allios Revocable Trust and as Trustee of Drallios Family Trust i �;;in i�.�-ir,n1 � ilil�i��,;��>>' l THIRD: Disposition of Property Ul�on Donor's Death. Upon the death of the Donor, the Trustee shall dispose of the remaining principal of the trust, including all property to �vhich he becomes entitled as a result of the Donor's death, as follows: l. The Trustee shall pay from said principal all sums that are payable by him pursuant to the provisions of Article EIGHTH. 2. The Trustee shall distribute the balance of said principal to the Donor's daughter ANNA DRALLIOS if she survives the Donor, otherwise per stirpes to ANNA's issue who survive the Donor, or in default of such issue, the Trustee shall distribute said principal per stirpes to the Donor's issue who survive the Donor. If none of the Donor's issue survive the Donor, the Trustee shall distribute said balance as though the Donor had then died possessed of the same, intestate, unmarried, without creditors and domiciled in Pennsylvania. FOURTH: Trust for Beneficiarv Less Than Twenty-Five Years of A_ge. Whenever any property becomes distributable by the Trustee to any beneficiary who is then less than twenty-five years of age, said property shall not be distributed to such beneficiary but shall instead be held by the Trustee as a separate trust as follows: 1. The Trustee may in his uncontrolled discretion at any time or times and for any reason pay any part or all of the net income and/or principal of the trust to said beneficiary, any net income not so paid to be added to the principal of the trust at such times as the Trustee shall determine and in any event upon the termination of the trust. 2. Unless sooner terminated by payments of principal as hereinabove providecl, the trust shall terminate upon the t�verity-tifth birthday of � �,s�,i�n������, � � ��s�;tf„��>ii i � i n...� o�.i� � said trust among such separate trusts as he in his uncontrolled discretion sees fit. If so directed by the legally appointed representative of the Donor's estate, the Trustee shall make such division or allocation. SEVENTH: Creditors/Spouse of Beneficiary. The interest of each beneficiary hereunder, whether in income or in principal, shall not be subject to alienation or anticipation and shall be free from control by any creditors or spouse of said beneficiary. EIGHTH: Pavment of Debts Expenses Le�acies and Taxes. 1. The Trustee is directed to pay promptly to the legally appointed representative of the estate of the Donor all sums that said representative shall request from him from time to time in writing within five years after the death of the Donor for the payment of any or all debts and funeral expenses of the Donor, expenses of administering the Donor's estate, pecuniary legacies under the Donor's will and all codicils thereto, estate taxes occasioned by the Donor's death and inheritance taxes on property passing or accruing from the Donor, whether or not any such taxes are attributable to the property passing hereunder. The Trustee need not inquire as to the correctness ar propriety of any amount so requested by said representative and shall not be responsible for the application thereof, the receipt of said representative being a complete discharge to the Trustee for any such payment. 2. The Trustee is authorized to resist, settle, compromise and/or pay the �vhole or any part of any or all of the items referred to in section 1 of this Article to the e�ctent to which said items are not s�ttled, com�r�mised or paid by said representative. The Trustee is directe�l to charge am� an�i all payments �Tiade � ���z>i��u<<,��,� � u��s���„snii i i including without limitation (i) any and all property received by them by gift, by will or otherwise from the Donor or anyone else, (ii) any shares, participations or other interests in a common trust fund or a mutual fund and (iii) any securities or obligations of any closely-held corporation and/or limited liability company in which the Donor has an interest at the time of her death, any beneficial interest in any business trust or interest in any partnership in which the Donor has an interest at the time of her death, and any ownership interest in or obligation of any corporation, company, association or organization that is determined by him to be associated with or a subsidiary, parent, affiliate or successor to the whole or any part of the business of any such corporation, limited liability company, business trust or partnership; (b) to make public or private offerings for the sale of any securities, to enter into agreements incident thereto containing representations, warranties and indemnity provisions and to incur liabilities in connection therewith; to participate in the formation, termination, dissolution, liquidation, reorganization, recapitalization, consolidation, sale or lease of any corporation, limited liability company, trust, partnership or other business organization, and to receive and retain any securities, partnership interest, beneficial interest or other property resulting therefrom; to deposit securities in a voting trust or with a committee, fiduciary or depositary representing holders of securities; to exercise in whole or in part any or all options or other rights to purchase securities of or interests in any business organization; (c) to operate, carry on or liquidate the business of any partnership or unincorporated business and to hire employees, make contracts, purchases and other commitments and incur and pay bills and other obligations in connection therewith; to transfer, convey, assign and set over thereto any property, upon such terms and conditions, including without limitation terms regarding participation in profits and losses, contributions to capital, liabilities for indebtedness and other matters incident thereto, as the Trustee in his discretion determines; (d) to vote, to give proYies with or without po�ver of substitution and to eYercise other rights of a holder of securities; (e) to hold unproductive property, includin�* �vithout limitation uninvc:stcd cash; 6 ,�!+;��,,n.�n:u> ! !liLi.'IhS+(�t I I . � i .u i�u� � (p) to refrain from making compensating adjustments to income or principal as a result of elections made or deductions taken on tax returns. TENTH: Investment Counsel; Dele�ation of Investment Responsibilities. The Trustee of any trust hereunder may at any time or times in his uncontrolled discretion employ investment counsel for such trust. The Trustee may consult with said counsel while so employed with respect to all matters concerning the investment of the trust assets and/or may delegate to said counsel all or any portion of their powers, authorities and discretions relating to the retention, sale or purchase of securities or other property. Should the Trustee choose to delegate said powers, authorities and discretions to said counsel, the Trustee shall not be liable for any losses or other consequences resulting from any action or inaction taken by said counsel. The Trustee may pay said investment counsel reasonable compensation for its services while so employed and charge any such payment as an expense of administering the trust. ELEVENTH: Liabilitv of Trustees. A Trustee shall not be liable for the default of any predecessor Trustee or for any error of judgment or law on his own part, but he shall be liable only for his own wilful default. Any Trustee or any firm, corporation or association in or with which he is in any way interested or connected may act as attorney for, deal and contract with and be employed by the Trustee, and any Trustee, or any director, officer or employee of a corporation acting as a Trustee, may be in any manner interested in or connected with any corporation, association or business in �vhich any trust is directly or indirectly interested, all in the same manner and with the same freedom as though not a Trustee or the director, officer or employee of a coiporation acting as a Trustee and without accountability t��r any profit, benefit or � ,;z��,�r�<<,��, I !Lsti'I�riShl l l i � � o�i� i shall constitute a full and complete discharge to the Trustee from further accountability or liability as to all matters and transactions stated therein or shown thereby and as to all persons, whether in being or under disability or not, who have been, are then or may thereafter become eligible to share in either the principal or the net income of said trust. THIRTEENTH: Successor Trustee. Any Trustee of any trust hereunder may resign at any time from said trust by a writing signed by him. Written notice of resignation shall be promptly given by the resigning Trustee to the person named herein to succeed said Trustee or named in any document designating a successor to said Trustee as provided herein. If there is no named successor to said Trustee, said notice shall be given to each person then entitled to participate in the selection of a Trustee because of a vacancy in said office. Failure to give any notice shall not invalidate the resignation, but it shall not be effective as against any person dealing in good faith with the apparent Trustee of said trust without knowledge thereof. Any individual serving as a Trustee of any trust hereunder shall cease to serve as Trustee if said individual becomes incapable of conducting business affairs. The Donor may at any time or times while she is living and of legal capacity remove any Trustee then serving in said office and appoint a successor Trustee by a writing signed by the Donor and delivered to the Trustee so removed, bearing the written acceptance of the successor Trustee so appointed. There shall at all times be one Trustee of each tnist hereunder. No beneficiary of any trust created under Article FOURTH shall serve as Trustee of any trust hereunder. At any time or times, a Trustee of any trust hereunder may, by an instrument signed by him and filed with the original of this trust instrument, designate an in:iividual ��r corporate fiduciary to succeed him as Trustee if he shall f���r �riy reason t��il or cease to I f) .���:�i��oa��z�>> ; �r��;�o�?�i> > � i u ��u� � 2. After the death of the Donor, the Trustee shall use his best efforts to collect and receive all amounts payable to him as beneficiary of said policies after deducting therefrom all advances, loans, premiums and other charges then payable from said policies; provided, however, that the Trustee shall be responsible for the proceeds of said policies only as, if and when paid to him, and that except at his own option he shall not enter into or maintain any litigation to enforce payment of the proceeds of any of said policies until he has been indemnified to his sole satisfaction against all expenses and liabilities for which he may be obligated by such action on his part. FIFTEENTH: Amendment or Revocation. The Donor expressly reserves the right to amend this instrument and the trusts hereby created in any respect whatever and as often as desired, and also to revoke the same, either in whole or in part, by an instrument signed by the Donor and delivered to the Trustee. Upon termination of the trust pursuant to this Article the property then held in trust and then or thereafter payable to the Trustee, less such taxes, assessments and charges, including termination fees, as may properly be assessed against or charged upon the trust funds in the hands of the Trustee, shall be transferred and conveyed to the Donor, or as the Donor may in writing direct, and the Donor's receipt therefor shall be a sufficient acquittance of the Trustee. SIXTEENTH: Limitation of Trustees' Power. Notwithstanding any of the foregoing provisions to the contrary, no Trustee of any trust hereunder shall have the power, authority or discretion to make or participate in any discretionary decision to make or apply any payment to or for the benefit of the beneficiary of said trust in satisfaction of the obligation of said Trustee to support said beneficiary. l"? �)33?I��nl�n��� L113R'165�h11-I (d) the term `guardian' means the legally appointed guardian or conservator of the property of a beneficiary; (e) the term `property' means any property, �vhether real, personal or mixed; (fl a disposition herein `per stirpes' to the issue of a person shall be deemed to require a primary division into as many equal shares as there are children of such person who are living and children of such person who are deceased with living issue; and (g) the term `Code' means the Internal Revenue Code of 1986 and, except as otherwise provided herein, reference to any section of the Code shall be deemed to refer to such section of the Internal Revenue Code of 1986 as in effect on the date hereof and/or the corresponding provisions of subsequent federal tax laws. 2. The validity, interpretation, construction and administration of the trusts hereby created shall in all respects be governed by the laws of Pennsylvania. The descriptive headings of articles hereunder are included for convenience of reference only and shall not be construed to be a part of this instrument or in any respect as affecting or modifying its provisions. Where the context so permits, each of the masculine, feminine and neuter genders shall be deemed to denote the other two genders, the singular to denote the plural and the plural to denote the singular. Executed under seal this ��1 day of � � t 2009. , � �_� , , Olga D allios, �,D�orioi' ; � nathan Skaff, Trustee �,. l� : e,�����nGn��,� � ��s�ii�n�?��i i i i i i'. i i�u� � � THE OLGA DRALLIOS REVOCABLE TRUST DESIGNATION OF SUCCESSOR TRUSTEE JONATHAN SKAFF, Trustee of THE OLGA DR.ALLIOS REVOCABLE TRUST, under instrument of trust dated �'1 ; ��T '''� 2009 of which OL � , GA DRALLIOS is the Donor, pursuant to the power granted in Article THIRTEENTH of said instrument of trust hereby designates �41i1�'t f�rGi�l/ c�s of , � '�1 �S f• , to fill any vacancy in the office of Trustee of any trust thereunder which occurs in the event that he ceases to serve in said office. Executed under seal this � day of �� 2009. , �. �� � � ,,I athan Skaff, Trustee COMMONWEALTH OF PENNSYLVANIA : ���.���1 , SS. , On this /9'`� day of Gt.. c,�,�, �`" , 2009, before me, the undersigned notary public, personally appeared JONATHAN SKAFF, proved to me through satisfactory evidence of identification, which consisted of ,�LcJ �bo ,<;c.�-�--t-- , to be the person whose name is signed on the foregoing document, and acknowledged to me that he signed said document voluntarily for its stated purpose. ; n �� � , ��,�Lc �_�;—_ ���.I� .��,�.,���4�,ur:,+.�.�a-r;�;-F��.�,svr.va��w Notary Ptiblic � ��,�►r-uz�:a� �F;��. � ��� � ��r� ,�ir•�. i , i�, ,� � , ` " � ; ' ; � , � ����� �,,,,f, , ,��,. � ..�tt curtirrli,;�:�i�,n c:�pie�s: , . , _ . � ��i:,�,��� �„�: ; - I��31f) 193(�n4 � ,1� ��7r � 1��,���. ii ,.., ; ,.� , _�_..___ _. � I li;[3ilnSo l l'�+.I ____