HomeMy WebLinkAbout06-30-15 CUMBERLAND COUNTY REGISTER OF WILLS—STATE OF PENNSLYVANIA
In the Matter of the Est.:-,.c of: VERIFIED CLAIM
FAYE A. 11IPPLE, Case No.t 21150421
Deceasl-
ry
C=:�
To the fiduciary to whom letters were issued for the above named estate: o � M c_>
Creditor:
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WELLS FARGO DEALER SERVICES
c/o BAKER SANDERS,LLC
100 Garden City Plaza Suite 500 ``7 ::73
C: c a
Garden City,New York 11530 Co
The creditor listed above is the owner and holder of a claim in the amour, of $16,408.64., ¢�r
)
T,,e fats upon which this claim is based on a purchase money automobile loan.
elaim detail for claim basis and/or supporting Affidavit statement.
WELLS F.'.Rf'O 13Ir�4:�ER SERVIt� ES
,d r re Representative
VERIFICATION
STATF.OF NORTH CAROLINA )
ss.
COUNTY OF PITT )
ThP-o ,n&-r-si.gned-beirg-fir-st-duty-swore-de-pose„-and says;-- — —
I am an authorized representative of the claimant of the foregoing claim;I have read the foregoing claim and know
the contents thereof;the same is true of my own knowledge,except as to the matters therein stated to be alleged
upon information and belief,and as to those matters I believe it to be true;the reason why this verification is made
by me and not by claimant is that the claimant is a corporation;the source of my information and the grounds of my
belief as to all matters in claim not stated upon my own knowledge are investigations which I have made or caused
to be made concerning the subject matter of this claim and information acquired by me in the course of my duties as
an authorized representative of the corporation.
Sworn to before me this WELLS FARGO DEALER SERVICES
??t day of d¢ 2015 `�I1111111//
JA C �4'i
I. 'P�`PAY pUe�s��i� 4A '
e e rderWative
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BAKER, SANDERS, LLC
ATTORNEYS AT LAW
100 GARDEN CITY PLAZA, SUITE 500
GARDEN CITY,NEW YORK 11530
TEL: (516)577-9770 FAX: (516)741-2107
TOLL FREE TELEPHONE: (877)741-7370
June 3, 2015
RE: WELLS FARGO FINANCIAL NATIONAL BANK v. FAYE A. HIPPLE
Dear Clerk of the Court:
Please be advised that we represent, WELLS FARGO FINANCIAL NATIONAL BANK,
Plaintiff herein.
Enclosed is a probate claim filed against the Defendant, along with one copy, and a business
reply mail envelope. Please file the claim and return a stamped copy in the provided self-
addressed envelope.
Should you have any questions or further requirements regarding this matter, please do not
hesitate to contact me at(516) 577-9770 ext. 1218
Baker Sanders, LLC f/k/a/Baker Sanders Barshay
Grossman Fass Muhlstock &Neuwirth, LL
Attorney for Plai iff
By:
M. Maggio
WELLS FARGO DEALER SERVICES
In re Estate of: FAYE A. HIPPLE'
Case No.: 21150421
Claim detail is as follows:
Account No.: ******5138
Loan No.: 7790336603
Creditor: Wells Fargo Dealer
Services
Claim Amount: $16,408.64
This claim is based on a purchase money automobile loan. The amount of the claim is
$16,408.64.
Wells Fargo Dealer Services
P.O.Box 19733
Irvine,CA 92623
June 1,2015
Subject:Payoff quote for account number 7790336603
Collateral:2011 JEEP COMPASS-4 CYL.
Vehicle identification number(VIN): 1J4NF1 FBlBD197396
Dear BAKER SANDERS,LLC:
We are providing you with a payoff quote for your loan.This payoff amount is valid through the date listed below,
provided that no additional transactions are posted to the account.If you choose to pay off the loan after the date
listed,please include the daily interest amount for each additional day.Please consider mailing and online
processing times when including daily interest in order to pay the account in full.
Effective date: 06/02/2015
Payoff amount: $16,408.64
Daily interest:$4.43
What you need to do
• Please make your check or money order payable to Wells Fargo Dealer Services. Remember to fill in all sections
on the money order.Do not send cash.
• Write"payoff'on the check or money order,and include the 10-digit account number or 17-digit VIN(vehicle
identification number).
Mail your payoff to: Send an overnight payoff to:
Wells Fargo Dealer Services Wells Fargo Dealer Services
PO BOX 25339 Payoff Processing-MAC E2717-01H
Santa Ana,CA 92799-5339 1575o Alton Parkway
Irvine,CA 92618-3825
• If the certificate of title should be sent to a different individual or business,please provide mailing instructions
along with a signed authorization from the account holder.
If you have any questions,please call us at 1-8oO-289-8004,Monday—Friday,5:oO a.m.to 7:00 P.m.Pacific
Time.
Thank you.We appreciate your business.
Wells Fargo Dealer Services
OF/LTR-79(05/06/15)
Wells Fargo Dealer Services is a division of Wells Fargo Bank,N.A.@ 2011 Wells Fargo Bank, N.A.All rights reserved.
iTop - Transaction History Detail Print Page 1 of 1
Payment History Details
Customer Name:FAYE A HIPPLE I Loan Number:7790336603 Print
Posting Transaction Transaction Next Due Princial Interest CPI CPI Late Other Unapplied CPI Principal Payment
Date Description Amount Date pInterest Charges Charges Amount Balance Balance Variance
05/07/2015 LATE CHARGE ($6.19) - - - - - ($0.19) - - - - -
ADDED
04/06/2015 LATE CHARGE ($6.19) - - - - ($6.19) - - - -
ADDED
02/19/2015 WEB $310.00 03/27/2015 $180.13 $129.87 - - - - - - $15,940.14 $0.48
DIRECTDEBIT
PAYMENT
01/21/2015 WEB $310.00 02/27/2015 $156.26 $153.74 - - - - - $16,120.27 $0.36
DIRECTDEBIT
PAYMENT
12/18/2014 WEB $310.00 01/27/2015 $204.69 $105.31 - - - - - - $16,276.53 $0.24
DIRECTDEBIT
PAYMENT
11/25/2014 WEB $310.00 12/27/2014 $111.79 $198.21 - - - - - - $16,481.22 $0.12
DIRECTDEBIT
PAYMENT
10/15/2014 NEW LOAN ($16,593.01) 11/27/2014 ($16,593.01) - - - - - - - $16,593.01 -
Close Window
http://itop.wf.local/iTop/Customer/Details/Popups/PrintablePaymentHistory.aspx 6/1/2015
Account View Pagel of 2
II title aianacgement system
dealertracktechnoirqies� Wells Fargo
Search Work Queues Reports Utilities User Setup
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..... .....
Perfected
Account Actions>>
NIN/HIN: 134NFIFBIBDI97396 Status:Perfected(PT) Titling State: PA Year:2011 LOAN
Account: Loan 7790336603 LoanSuffix:002 Branch:779 Make:JEEP Model:COMPASS-4 C
Overview
Primary customer:FAYE A HIPPLE Recovery type:
Secondary customer: Amount Financed:
Home phone:7177324479 Financed date:10/15/2014
Address:318 ERFORD RD
CAMP HILL,PA 17011 Booked date:10/13/2014
Alert when perfected: Expected payoff date:10/27/2020 I
P Client l CMS z
Payoff date:
User Defined 1: Perfected date:10/31/2014
Origin: State:PA l
User Defined 3: Account subtype:None j
Lienholder Status Code: Expected Contract Type: I i
Business Unit:
Dealer ID/Name
_...__........_.........
._..._._.__-___.
.�.. �.._
,..Customers
Orr,er Order i�diT ;}' c? iorr:e Phone Bus»c^ss t%hic:e Ad:!rr,s
FA 'A i11Pf'L: UCdKNK1 N 7-77,Q4419 313 ERi"(RD R:)
Y
O- CAP=i,I41..t.,PA,z?GI
............ ....._.......... ...._........... ...._............ ................ ...._.................................................................. .._ _............... _............ .......................... ... .._......_.. ._..... ._..... i
Property ............ ....... ......._ .. .._._..,. ........ .. __..... 7
VIN/HIN Make Model Year Damaged? Insurance Total Loss? Account Coiiateral Ty Ne l
114NFlFBlBD197396 JEEP COMPASS-4 C 2011 VEH
........... ......... . .. . ......... ......... ............... ....... .... _.... . ........................
............
Dealer Info........ ..........._...... I
ID: Type:
Name: Status:
Address: Dealership:
Phone: Contact Name: fi
Fax: Contact Phone: ,I
EMailNote: i
........ ......................... .............. . . ............ .._..........:.. ......................_.. ,................... ............. .. ......... 1
LienFiling ........ _ _..... _ ........ _...........,.. .. __. ._ _.__.. _-------_.................... ------------------___ _...
..__........ __............._...... ......._............. ..._. ...... .....__.. ... .............. .._....._.,.. .................. ..._.... .......... .. ...._...
- Release 7 i
.... ....... .._.. ........._.. ................................._ .......,,............................ __....... ,. _....._.. .�_........�_E
I
Duplicate Title
Request Date: Action Date:
Status: Last Worked By:
State: Required State Forms: I
Reason Requesting Dept:
Operations Code: Billable: ( :
https://title.fdielt.com/AccountView/AccountCollateralView.aspx?view=AccountCollateral... 6/1/2015
Account View Page 2 of 2
f..Follow Up ......................._......_.._._..-.._..._......._.._.......__......_ .......__....._...._._.._._......_ ._...
_ ..........................._........_._...__........-......................_....._._........._......_...................................._._.......__...............................
Client Adivitles
DirectLending Services ........-......................_................_.........._...................._..._.._.._..._._ ......... ......
i Additional Documents
I IDocument Type Location Batch lReceived Date pull Reason Pulled date Address Tracking Mail Carrier
Contract lVault WA-0018474-0311/04/2014 I I I �I
I�-Obsolete Docs _-......__.-....-....._._.-._...--_--- .._..... -..__.., .___....__-_._._.........._ ......-........-:__......_.............
...._-_--......__�
Title Actions»
1 VIN/HIN: 134NFlFBIBD197396 State:PA Title Number:70202790 Title-Eleetronici Year: 2011 Make/Builder:JEEP Model: Perfecting
;
—._._.__....__.-.........._........................_..........__.,._.._............._.................................................._..........._........._.._......._._......_..................._........_._.._.:...__........-........._........_..._.._..._..........................._.....
Overview""" i
Owner(s):HIPPLE,FAYE A closed Date:
Lienholder:WELLS FARGO DEALER SERVICES Closed Reason:
I Match Type:AUTOMATIC Document Location:
{ Match Date:10/31/2014 I
{ Issuance Date:10/31/2014
I; Imported Date:10/31/2014 1
....__.................------.........__....................._..:....._.._....._............-.......-....................................__....---..............................................__._.._...__.........-._............_.......__._................-_..........._.......................-................._._..........._.........__........................
.....I
I'•Owners
i
TypeName Address City State/Province Postal Code
Business HIPPLE,FAYE A 318 ERFORD RD CAMP HILL PA 17011 i
.......................... ._..____.........._......................._.................._._...__.........-_........_..........................._........................_..._........................................_........................................
_..�i
I Property i
i Odometer Reading:0054148 Net/Unladen Weight:00000
Odometer Accuracy:Actual Mileage Gross Weight:00000
i Prior Odometer Reading Date: Gross Combined Weight:00000
Body:SW Branding:
1 #of Passengers:000
j
Liens i
! Name Address Lienholder ED Lien Date Lien Expiration Date t
j WELLS FARGO DEALER SERVICES PO BOX 997517 12228717001 10/31/2020 I�
SACRAMENTO,CA 958997517 I;
,......__.._.....................-._..........................._..........._......... --....................._........................................ ......... .......................... ......................__..........._................_..._................_........................................_......._..._ __........__.......... ..� _-
r Title Maint _ -
il
Notes (Date/Time stamps in this section reflect Pacific Time) Add Note j
Notes -�
_ ..--_.......__......._...........-..........-....- _ __..__._....._:_._._:...._..._...... __ --_
�------.___...____._...-._...-----._._.__.m...__.__-__._......._..�......._.-.._...._.__...._--�.... __.�..
Show All (''Show User Notes Only C. Show Activity History Only
11 Date User Context Activity Note
( 11/04/2014 08:44 PM Sunny Yang(CMS)GUI Created Ancillary Contract logged
_ Document _
i 10/31/2014 11:56 PM System Client Export , Send Upload File Sent upload file to Lender.
10/31/2014 11:56 PM System State Import, _ Create Title Received electronic document from State.
10/31/2014 11:56 PMS stem State Import Perfect Account Account and Document were automatically matched. 1
10/16/2014 12:54 AMS stem Client Import Create Account Account created via a Client Import file. I I
(......................_......................------......-............_._........._............-....... ...---....................---..._............-............_........_._..... .._....._......................_..........._.........._........_............._._._......_.......-............-.....................
Work Items
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https:Htitle.fdielt.com/AccountView/AccountCollateralView.aspx?view=AccountCo llateral... 6/1/2015
RETAIL INSTALLMENT$ALE CONTRACT
SIMPLE FINANCE CHARGE
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NO COOLING OFF PERIOD
State law dose not provide tm a•cooling off-orcancellation period for INS Sate.Atter you sign this contract,
I,
may only Cancel N It the sellar egraea or for legal
Como.You n"Sara—1 this contract slmPly because ,
you change your mind.Thls notice does not apply
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and retain Ifs tight to rece/ve a pati o!the Flnenre Charge.
N0710E TO BUYER.
00 NOT SIGN THIS CONTRACT IN BLANK. ,
YOU ARE ENTITLED TO AN EXACT COPY OF THE CONTRACTYOU SIGN.
"N"Nyy�IYYKA�E,�E+�P/SJ�p'TO�PROTECT YOUR LEGAL RIGHTS.
BUyar 6l ns ./�,3/Oateielx3ria��t6lgnFX
You ag to the t m6 at t as�'tc/oMracLYou confirm that before you signed thl@ aantraDt,we gave R to you,
• and you ware free to Lake It and review ILYou seknowledge that you have reed balk sides o1 this eontracl,
including tlYe aroltratiat clause Olt the reverse aid¢,before signing below.You continn that you reeeWed a
awmplet@ly linea-In copy�wth/je{n��r^,ou sig it
9vyei Si: a��IMweowN /�ro1a 13 1,Cp.Su�Signa x Date 1
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ORIGNALUMOIOLOER
.OTHERIMPOFITANTAGR£EMENTS '
is FINANCE CHARGE AND PAYMENTS c. You may have to pay c.Ibolion costa.0 YOU default and -
.,. A, How"will Rpure Finsnm Barge.We wlnJigureme_... we havato Wfu coon a recover.the vehicle.You Win Pay r
Finance Chetge'on e'.dally basis at to Annual die reenohada atomeyo we and court costa as me law...I
Percentage Rate on the li m ort of the Amour pormua.Youwric W.pay any site."is" costs 11
Finances. amurtawmdetuS
b. How wit,will apply payments.We may"appy m
each d. We may take e vehicle from You.It you default Wit
payment who named and uapad part of Lha Finance. ...may take(repossess)the vG hide from.YOU.t wem ao. •-
:..Charge.to mat unpaid part of the Amount Finenooi.end , paoca}Utly'arid.me_bW allows k.-Il your"hide has on-
to Other amounts you ewe undo,this oontmot In any- ,.ebetiodc aeddng tleYlta,)9 agree that we may use'tho
.ider'Wedaoae. ... device to tid'pa Zgnii'a.'if we take the mucM,any.
a How late payment&or early pnyfneme change what.. ..acroseark".equbrneM,and nepumemam pada will silly
you must pay.WOAaeed the Finaraa Charge,im.1 d with One vehka.11 any porsoal toms am M the vabido,we
Payments,and Total Sale Price drawn on the host on may store gam far you of your agcr ce.It you mmol ask fa,
the aaaumption that you win Maio every payment an ''Ihesetemi bAdK—may FIN—Imamas the law GUM.
the day b is we,Your Finance Marge,Tota,of p. How you UkA'gW taw whtda beck It we take tL Ii We
taymerds,and Total Sate Price Will be From,t You Pat repossess CG*vehicle,you may gor It back by paying me .
late and"a i1 you pay eery.Changes rally take the Unpaid part of the Amhqunl Fimnmd Plus the earned and
'arm of a larger or smalkd and payment o,at our unpaid part of the Finance Charge;any btacharges,and
opnan,Itlareolf—sf paYmemSOfyGSameamauMes am,other•amounts lawfully due under the contract
ymrscheduted payment with a matter final PAYMM,. .{redeem},Your Fight to mass";ends wan wo Wit,the
We will semi yon a notice thebrg you about these' vehda.We will ten yTn#awnsrch to pay to nedeem,
changes Eek-ore fatal achedulod peyrnmt Is due. It we raposaesa the whide,we may.at our optbn,anew
.i You may PrePmY•You may Prepay all or Pon at ft.. you to get dm vehicle back before we soh X by Paying en
unpaid part of the Amount Financed at any naw with- ,Past ma PPymems tato charges,and any other amounts
out ponaly.If you m 40,YOU must pay the;.Riad and, dhieimcoumYordafavtid(roastato).blowntMlyou Myau
tigakf 1Lmm of one FUanm Charge am ate open prey rehetam and how imrdh a Poy t you may.
emaunts due up is to data of your payment. it you am in dolautfor mom than 15 daps when"take the
4. YOUR OTHER PROMIS£STO U$ ... Whkdo,the amount YOU(fruit Pay a had"MOf relnsfate Wil$
a N the vehicle Is damaged.deamaired,or missing: also the spa.0 m taking Ire venkle,holding h,
You agree to pay Ire all you owe under this contract and Preparing It for sola,
evot t eta vetka is damaged,destroyed,or mNahg. L We WHO sell the vehicle B you do rat get It back,it You
O. Using the whlc$&.You agree act to remove he"hide m not redeem,or,at our oaten,retnsato.we coal sett the
from me U.S.or'Canada,or to son,rem,bees,or vehicle:We win and you a wnoan mnPo of sets snare
transfer any Interest In the•"hkb or this COMmd eeiiinhp Ino whka.
wicaps,ourwrtmn Petmi56ian,Ybu 9grecmtto omose We+NII ear y'the manoy hem Fla lab.toss wined.
me vehicle to maUSC seUuna,can5smtan,OF- ameasea.to the amount you owe.Armed amens°°aro
kwotuntey"master.If we Pay arny,repdr bills,dorege "Dom"we pay na A dd iamsut of to"the whddo.
bills,seer&fines,or charges an the vehicle,a the Lalling It,propeM1g t,ar sale,and tdlin it as the law
eaent permitod by I&w you agree to mPay me amount anew.Reasonable et.-"fees end court costs ma law
when we ask far lL 'permits are also allowed dradpo,m.It any money Is telt
c. Security let~. '(surphs),are col pay b to you ureas ea law meats&USto
You give-A aecurty interest In: Pay baEomaamelse.tmoney from thosets isnet anouph
• 'iia vehicle and an parts OF goods pd on It to pay the amount you data,you may haw to Pay Flat rest
An money or g001IS received(Proceeds)for Iia to m it yowl do not Pay this ancOcilt when WB wk.WO IIh9y
vehicle:.' charge you interest at a rate rat oamoding the hlghost
t All facumnco,maimmmarae:aeMte,or other lawfid ram win you Pay.
peremOta wo finance to,you;and g. What we day do about .punnet insurance,
All proceeds Imm insurance, maintenance, melahmafkCO,arm.,w pita,correct..This Contact
service,or char tarareds we memo for YOU,This may contain charges ler optional Insurance,mahtonerwa.
IrKk d.S any slurs of premiums or charges from service,G,other comaricK If we demand that you pay all
the contracts.. ,• YOU(?—atammo woiaposaess the vehicle,we may calm
.TIftlecures payment 01.1yeo ewo an no comma. benefits under Case common,ars cancer them to cloth
Of also Secures your other agreements in this ammo. refunds of Unearned charges to red"What YOU owe or
TOO con make sum gas ilk shows ret security Interest mpdr the"hide.11 the vehicle is a total loss because It N
(nen)in the vehicle. - congscstsd;damaged,or stolon,ws MY CLOM benefits
.d. lath rance you must have on the"bid.. under these contracts dretOohael them la Obteln rattans of
You agree to have physical damage insurance unearned charges to sduca what You dura.
covering bss'LR of damage to the'vehkte W the term h. Summar:/"Nail-Regarding PmpLgment.Rebels of
of INS contract.The insurance moat corer our entire Finance Charge and wvirwbmemant:You may PrOPOy all
Intosal In the vehicle AS well As your.II you do no n o da ammmt yo,two undo"tole ocotmcl withouthe"'this insurer",wo may,t we dhma.,buy or pe
ptysfcai damage hsumacs.if we decide to bury paneay.n you do se,Yuu d only taw to pay the earmand
physkal GUFFAW aeuramc,wo Will but inaurenm mat UlWWPan.tcars,hares chem.am anotterameuriNme
owns your interest and o a Interval in me vehkte.Wo Up to the date of ybur payment. Unearned finance
con to you the change ym.nhuet pay.The Charge con Chergoe'will net be rebated under this contract
be lite mat of the lasurenao and a finance charge at
the AnnuI Percentage Rate dump an the from of this because taro will Favre be any unearned finance
a cora nit W.at our Opnan.afro hIMUS,rete the laW charges to rebate.If you default end we tep03""the
penmis.•11 fie vehicle is bat or damaged YOU,alarm vahicb,we may,.16.1,option,allow Va.to get the
.11,111 we may use any meuranm aemfonana to mdum vehld.back believe ire Gell Of by paying all pass duo
what you awe or mpplr.oro whkda. , psy ,late chargan
es, d O.Pmaes(relations).
o. What happen. to mt.meo In&urenco, mein• pame
ans"CO.seavtm,or agar assume ohetpas•OF We- 4. WAARANTIES SELI-ER DISCLAOGS
get a refund of haun Am,msint,ma—,se-400,OF The tonowbg paragraph does not aced cry Wamamt"
other codlmd charges,you""that we may_ covering to yehide that ms vehicle manufacturer may
.Omclthe,fund tram whet ym oven. prdNde.The rating parigsphh else does Do appy at ah
A tFYOU PAY LATE OR BREAKYOUR OTHER PROMISES 11 you bought ere vehMo pdmidy far personal,amity,or
. you may metals charges,You WB pay a late targe ho sehdd US&
on each tae perymem as storm On Cas fart.The term this"the Soler makes a wri ten warnamY.or afthm
laavy 0onnrnoalalmotor which'means any raw or into a service contract within 90 days Iran the data of
.ad nater"hide which H()a auric or truck trader this contrnaL the Sitar makes m wain rilles,ekprese
having a manatadam'b gross vehicular weight Of fit- m Imptbd,an the vehicle,and them will be no Implied
team ttahsand(15.000)Pounds o mem.or(n)a semi- "".On of mochamobiny W Of flim...for A
minor or trader desgned far use In combination with a pmeauha,Purpose. .
trod[a,truck trade.Acceptance Of&late Payment or
latecharge does not'A%m99 you into paymam m moan 5. Used Car Buyers Guide.The information you sae On
ft,you may keep making late Payments' the wlndaw later for this-hide Is Part a1 thi-
n you Pay cars,We may also take the step.described contract mr rmetien an the window torch overrides
below. any contrary provtofans In the contact of sate.
b. You may have to pay at,you owe at onaa.it you Spanish Translation: Gula pare comp,mi do
brook your promises(defaut),we may demand that vanfculoa usadoa.LA Imwmeelbn qua ve on el
you pay as you oma m this crnlscl el ohm.Oefaut armutarb de,Is wMenllle Pont est._111cufo forme
rtaan&' perm dol presents comrsto.Le Intarmadtin del
• YOU Vt.a iramtentuate.an taro, tormutallo de ie wntanilta da)a sin aacto tads `
•
YOU gwa tatarf.htaprnaiatio m mtskadug hdo-
matlm on a credit appiiwdpn; siapos7den en comrano corttenide ret d comrato do
• You start a Proceeding in bon"tcy OF One Is -me.
Started apalrtd you OF your PMPery;Or .
• You break aid egr—Ms tolb aContract. a. Applicable Low
TO.Tem.urn you will owe con be the unpaid pert of me Federal low and The few Often step of the Senses address
Amoum Financed Plus the-mad and unpaid pan of she<h m the front of this mnfrad apply to this contract
,he
Finance Charge,erg late chargee,and any
amomts due because you dafeuned.
NOTICE:ANY HOLDER OF THIS CONSUMER CREDIT CONTRACT IS SUBJECT TO ALL CLAIMS AND DEFENSES WHICH
THE DEBTOR COULD ASSERT AGAINST THE SELLER OF GOODS OR SERVICES OBTAINED PURSUANT HERETO OR
MRN THE PROCEEDS HEREOF.RECOVERY HEREUNDER BY THE DEBTOR SHALL NOT EXCEED AMOUNTS PAID BY
THE DEBTOR HEREUNDER.
ARBITRATION CLAUSE
PLEASE REVIEW-IMPORTANT-AFFECTS YOURLEGAL RIGHTS .
1.EITHER YOU OR WE MAY CHOOSE TD HAVE ANY OISPUTE eETVG:EH US DECIDED BY ARBRRATION AND NOT M COURT OR BY
JURY TRIA4
2 IF A DISPUTE IS ARBITMTED YOU WatGIVE UPYOUR RIGHTTO PARTICIPATE AS A CU55 REPRESENTATVEOR CLASS M
OM ANY CLASS IXAIM YOV A(AY HAVE AONNST US INCLUOINO ANY RIGHT TD CLASS ARBITIiATI(aL OR ANY CONSOLIDATION OF
INOMl1UAL ARBITMThOM4.
S i0}fAT Y�SXfRANDwEIWOULO MAIN ifX3UrR MAY NOT BEA AMBLE iLN ARBRITERAnryN.TM�iNAUWSUD.AN00TNER RIGHTS
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