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HomeMy WebLinkAbout01-0287 PETITION FOR PROBATE & GRANT OF LETTERS Estate of CLYDE F. TRAYER No. 21-01- ;).8'7 also known as To: Register of Wills for the , deceased. County of Cumberland Social Security No. 174-05-3180 Commonwealth of Pennsylvania The Petition of the undersigned respectfully represents that: Your Petitioners, who is 18 years of age or older and the Executor named in the Last Will of the above decedent dated April 11 . 1996, and codicils dated none. The Executor named none died . Renunciations for none attached hereto. Decedent was domiciled at death in Cumberland County, Pennsylvania, with his last family or principal residence at 241 Traver Lane, North Middleton Township, Carlisle Decedent, then ~ years of age, died February 2 , 2001, at Carlisle Hospital Except as follows, decedent did not marry, was not divorced and did not have a child born or adopted after execution of the Will offered for probate; was not the victim of a killing and was never adjudicated incompetent: Decedent at death owned property with estimated values as follows: (If domiciled in PA) All personal property (If not domiciled in PA) Personal property in PA (If not domiciled in PA) Personal property in County Value of real estate in Pennsylvania, situated as follows: 263 LonQs Gap Road, North Middleton Township, Carlisle, Cumberland Countv Traver Lane (cottaQe). North Middleton Township. Carlisle. Cumberland Countv 241 Traver Lane. North Middleton Township. Carlisle. Cumberland Countv $21.000.00 $ $ $350.000.00 WHEREFORE, Petitioners respectfully requests the probate of the Last Will and Codicil(s) presented herewith and the grant of letters testamentary thereon. 5ignature(s) and Residence(s) of Petiti er(s): OATH OF PERSONAL REPRESENTATIVE COMMONWEALTH OF PENNSYLVANIA 55 COUNTY OF CUMBERLAND The Petitioner(s) above named swear(s) or affirm(s) that the statements in the foregoing petition are true and correct to the best of the knowledge and belief of Petitioner(s) and that as personal representative of the above decedent, petitioner(s) will well and truly administer the estate according to law. Sworn to or affirmed ~d subscribed before me this /.3 day of March ,2001. YlJ~1!. ~/~~.(!.a.~~. , Register /0 -":?'/7- 7 No. 21-01- 287 Estate of CLYDE F. TRAYER, deceased. DECREE OF PROBATE & GRANT OF LETTERS AND NOW, March 15th , 2001, in consideration of the Petition on the reverse side hereof, satisfactory proof having been presented before me, IT IS DECREED that the instrument(s) dated April 11. 1996 described therein be admitted to probate and filed of record as the Last Will of Clvde F. Traver ; and Letters Testamentary are hereby granted to John E. Traver ml1~l? ~h~ 'tu..(!,a,~~.~ Regist r of Wills ' FEES Probate, Letters, Etc. . . . . . . . $ 305.00 Short Certificates(-3- ) . . . . $ 9.00 Renunciation(s) ........... $ JCP .,. . . . . . . . . . . . . . . . . . $ 5.00 Other Will Paqes (-2-) .... $ 6.00 TOTAL: .... $ 325.00 Filed . ~c;~.~.? 1. ~PP.1. . . . . . . . . . . . 60 West Pomfret St.. Carlisle. PA 17013 ADDRESS 717 -249-2353 PHONE CALLED ATTORNEY MARCH 15, 2001 " '1 ~.- .,..... .- :.:J ... 'e'o'yr< ~C\ _1-r-0~t ~h"dc' )1) This is to certifY that the information here given is correctly copied from an original certificate of de 1I 1 (1\1!~ flkd With Dle <'s Local Registrar. The original certificate will be forwarded to the State Vital Records Office for perm;1r ,?flt bhng, WARNING: It is illegal to duplicate this copy by photostat or photograp;', No. 14 0".;' ~1h ?3;~C,~~.~..~."",:,/;"--J, .<2.....-- lA:A,,/..._ '"" --. . ;/' €.I Local Re!~istrlr Fee for this certificate, $2.00 p 7176017 FES o.~ 20m Date Rev. 2187 COMMONWEALTH OF PENNSYLVANIA. OEPARTMENT OF HEALTH. VITAL RECORDS CERTIFICATE OF DEATH NAME OF DECEDENT (Fit". Mickle. l_. .. Cl de F Jr.a.nJd.in TJr.a.yeJr. AGE (lata-VI UNDER . YEAR UNDER I. DIIr MonItw o.ye HouIa!:_ 8 9 Y... SEx SToCI FILE NUU8ER SOCIAL SECURITY NUMBER DAlE OF DEATH IMcnIh. 08", '.." DATEOFIIRTH I.MOOlh.~, '.t IIRTHI'lACIIC..... ..... SUlIe or fcreq1 COUflh'y) 2. Male 3. 17 4 - 05 - 31 80 .. 2 - 2 - 200 1 PUreE OF DEATH (Ct>edl. 0f'lIy IJfle - iN .nstrUCIIOOl on ochet 'SlOe. HOSPITAL; OTHER: ,_ .[l ER/OuIpot_ 0 DCA 0 :::::0 0 ='Yl 0 COUNTY OF OEArH CITY. 8ORO, 1WP OF DEATH 11.. Stale PA Old - he... CumbeJr.la.nd -' l?d.o :;;...-===.. IoIOTHER'SNAMEIF..1. _. _Sulname) ........TALSWUS._ --.- ~(Spoc'Yl 1.. W.idowed II. .7..0....__11> NOlr.th M'[ddleton Twp. ...... 1711. cily_. C_.Ooy, _ M./:L/5' MH. .;).001 27. MIlT I: ENer the ....... ."...,_ 01 ~IOAI which caused lhe dealh 00 not enter ,he mode 01 dying, such aa cardiac Of' respiratory ."dl, shOCk 01 heart fa",. Uat _one _on.....lino If -"'12 ,0> _TlCAUHCf'inol .... or c:ondiIion r-.ling '" GeIIh)--" p'N!JJ'1~/;)'-L. _ 10 EXAM ....1I FV Mol&"" .. ..J/~;I/~J ~ . DUE 10 lOR AS A CONSEOllENCE OF): H- I Appfox""'" . irMtvIiI beCwMn : CInMI and" I I I - PART.: 0Ihaf 19"- _conIribulIngto_.... not ~ in the ~Ql.-egiven in PART I. ~d F__'~-~ .. l : d. WERE AU10PSY FlNOINGS ~E PAIOAlO ~ET1OHOFCAUSE OF OEAI'H' 0UE101OR ASA CONSEOUENCE OF): OUElOlORASACONSEOUENCE OF): MANNER Of DEATH DATE OF INJURY (Manth. Day, ..." TIME OF INJURY tNJURY IJ'NORK? DESCRIBE HOW INJURY OCCURRED. Mol",.. 00 D o Homicide Pending Inwntigalion D o o PlACE OF INJURY. AI home, tarm, It..... factory, omt. buiIcIng, _.(Speclfyl _. .... 0 NoD -- ....0 No I!! M. 3Oc. - CoukI not be OIlermtned LOCArION lSIr_. Clv/Town. SIal.) ~1/~/tll 301. SIGNATURE ~,>E CW,?"TIFIER D 3'b. ~VU. LICENSE NUMBER DATE SIGNED 1_. Ooy. _l o 3...~{) ()~6n3" ~ 3111. /l' 3 -01 NAME AND ADDRESS CW PERSON WHO COMPlETED CAUSE CW DEATH (lIem 2n Tvpe Of Print!." ~'". , SevOA-/iA.' A ',J" ~-''''V'Y o yrv t1/"IN~ 4. ~ 141 tArz.e,'i'/~ P4- 32. I 7P /.3 DATE FILED {Month. Day. Yea" ... 210. ClIIIT_,CNock _....l -CERTIFYING PHYSICIAN (PhySDan cet'ltIytng cause oJ death when anolher phySIC,"," has pronounced death at\() c~led llern 23) To....... of My knowledQe. de... occurnd dull 10 the cauM(l) end manner .. .tated, . . . . . . . . . . . . . . . _ , . . . . . . . . . , . . . . ft. -I'ROHOUNCIHG AND CERTIFYIHQ PHYSICIAN (Ph\'SIC1iN1 bOth ptonouOCIOg oealh and cetlltYIIlQ to CIu$8 01 deiltl) To.... beet 01 my knowledgfl. de.", Gee...,," at ........... dille, and place, and due 10 ..,. eau"(I) and mann.r .. "'Ied.. .MEDlCAL exAMINERlCORONER on the 1M... of ...m"'.tlon and/or Investigation, in my opinion, de.lh occurred at the time, date, and place, and due to the cau..C') and 31a~nn.r a..tated..,............... -..... - -. .. -.. ,..,..,.,....."................ ....................,.......,..", 34. J1..j~ol ./; /. ~ ) ,,1.'-'17/ c.J- t"J '~1 ...- CJ 21-01-287 -' r~ '-~ . ..' 21-01-287 LAST WILL AND TESTAMENT I, CLYDE F. TRAYER, of North Middleton Township, Cumberland County, Pennsylvania, declare this instrument to be my Last Will and Testament, hereby expressly revoking all Wills and Codicils heretofore made by me. 1. I direct my executrix to pay all of my debts, funeral and administrative expenses as soon as may be done conveniently after my decease. 2. I authorize and empower my executor to sell any realty owned by me at my death, and not specifically devised herein, at either public or private sale, and to give good and sufficient deeds therefor, in fee simple, as I could do if living. 3. I devise and bequeath all of my estate of every nature and wherever situate as follows: (a) The Boat house property located along Longs Gap Road (Deed Book "P", Volume 12, Page 490) to C. Allen Trayer and if he is not living at the time of my death, to his children, share and share alike. (b) The house and approximately 2 acres located along Longs Gap Road (Deed Book "K", Volume 21, Page 1083) to John E. Trayer, and if he is not living at the time of my death, to his wife, Barbara 1. Trayer. (c) All the rest, residue and remainder including the farm at 241 Trayer Lane (Deed Book "Y", Volume 14, Page 368) to C. Allen Trayer and John E. Trayer, share and share alike. If C. Allen Trayer is not living at the time of my death, his share shall go to his children, share and share alike, and if John E. Trayer is not living at the time of my death, his share shall go to his wife, Barbara J. Trayer. , . 4. I nominate and appoint John E. Trayer to be the executor of this my Last Will and Testament; he is to serve as such without bond, Should he die before my death, renounce or refuse to serve for any reason, or die leaving any of my estate unadministered, I nominate and appoint C. Allen Trayer, as substitute executor, also to serve as such without bond, with the same powers as are given herein to my executor. 5. I hereby suggest that my personal representative retain the services of Irwin, McKnight & Hughes, as attorneys in the settlement of my estate. IN WITNESS WHEREOF, I have hereunto set my hand and seal this //'- day of April, 1996. /~ /.~ //)~ ~ :/., _ /,' ?1~ (SEAL) LYDE F. TRAYE Signed, sealed, published and declared by CLYDE F. TRAYER, the above named testator, as and for his Last Will and Testament, in the presence of us, who at his request, in his presence and in the presence of each other have subscribed our names as witnesses hereto. 2 ," , . .. . ACKNOWLEDGMENT AND AFFIDA VIT WE, CLYDE F. TRAYER, TERESA M. HENRY and CHERYL L. CLELAND, the testator and witnesses respectively, whose names are signed to the foregoing instrument, being first duly sworn, do hereby declare to the undersigned authority that the testator signed and executed the instrument as his Last Will and that he had signed willingly, and that he executed it as his free and voluntary act for the purpose herein expressed, and that each of the witnesses, in the presence and hearing of the testator, signed the Will as a witness and that to the best of their knowledge the testator was, at that time, eighteen years of age or older, of sound mind and under no constraint or undue influence. COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF CUMBERLAND Subscribed, sworn to and acknowledged before me by CLYDE F. TRAYER, the testator herein, and subscribed and sworn to before me by TERESA M. HENRY and CHERYL L. CLELAND, witnesses, this II' day of April, 1996. ,/' 1/ , ~.~" e --- CERTIFICATION OF NOTICE UNDER RULE 5.6(a) Name of Decedent: CLYDEF. TRAYER Date of Death: February 2. 2001 Estate No.: 21-01-0287 To the Register: I certify that notice of the beneficial interest required by Rule 5.6(a) of the Orphan's Court Rules was served on or mailed to the following beneficiaries of the above-captioned estate on March 29. 2001 Name Address John E. Traver C. Allen Traver 261 Trayer Lane. Carlisle. P A 17013 87 E. Yellow Breeches Rd.. Carlisle. P A 17013 Notice has now been given to all persons entitled thereto under Rule 5.6(a) except none. Date: 03/29/01 ~ . dt"-. Name Roger B. Irwin. Esquire Address 60 West Pomfret Street Carlisle. PA 17013 Telephone (717) 249-2353 Capacity: Personal Representative x Counsel for Personal Representative '-~:) ....> COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND 1. J ss: John E. Trayer being duly sworn according to law, deposes and says that he is the Executor of the Estate of Clyde F. Trayer late of _-Bp_~th_!1:iAdle!Q!!_ImNtlsh!-B___ I Cumberland County, Pa., deceased and that the within is an inventory made by John E. Trayer __ _ "' the said Executor of the entire estate of said decedent, consisting of all the personal propc!rty and real estate, except real estate outside the Commonwealth of Pennsylvania, and that the figures opposite each item of the Inventory represent it's fair value as of the date of decedent's death 0 Sworn and subscribed before me, J Carlisle, PA 17013 Notarial Seal Jacqueline L. Drawbaugh, No~ Public Carlisle Boro, Cumberland COunty My Commission Expires Aug. 14, 2003 Member, pennsYlv~~ Association of Notaries Death Day Address Date of 02 Month 2001 Year INSTRUCTIONS I. An inventory must be filed within three months after appointment of personal representative. 2. A supplement inventory must be filed within thirty days of discovery of additional assets. 3. Additional sheets may be attached as to personalty or realty 4. See Article IV, Fiduciaries Act of 1949, OM ..c: Ul ~ 0 -0 Q) tI) >- E-I CD H ~ I- W '" 'M ::c ~ c::: I- P<:: s:: III ;:l 0 r-- w -< ~ 0 II) 0' :::> 00 D.. I- ~ -I-J U C".I 0 In Q) II) CD Ul ::c 0 01 ~ >- 0 w c::: W ...-l C III CD I J: "" ..... D.. E-I '1:l D.. ~ C .-l I- ..J LL '1:l III .. Z s:: 0 E-I 0 LL -' -< 0 . OM D.. 'M == ::c I W -< w I'<-< , ;::;:: .-l 0 c::: >. ~ -< 0 C".I > Z ~ ..c: ... H H Z 0 c H Z C Q -I-J :s ::.:: 0 In Z >< H 0 ~I u c::: H 0 U ;::;:: Z w -< U Z 4IIto D.. -0 H ~ C III Q) Z - -;: bO H 0 II) 0 ~ ..Q -0 ~ P<:: II) E H ... CD 0 III :s u: 0 -' U CICI lnventory of the real and personal estate of CLYDE F. TRAYER deceased :~' ., , ~ ~ ~~ r . ~ .. ""'~' j <D ..l ~ I t 0;> 1 x ~ w I '" <0 ~,. fU 0.J \., \~ 'f;,:;.\ I :> ..... .-1 ' 1 c~ ." . W < '\~~' 1 a: . . <! ; ~.~. 0 c ~ .' . '. ~"', ~ ~( I I- -.0 -0 -.:t z ::J f"~ f' " \~ .~ I Lt) 0 . t ~ IJl ,~, <.0 <( 'l.l') U1 1 en ;fI ~ _.I [ ~ .J I <( [ <( [ 0 0 I .-<j Cl cc Z I- <i: . w r m...Ja: c... J 1- 0 ~ l""\ r z~a:UJ I- Vol o (I) I-CD Z ;,. ..... r >< <((I)z~ ::J 1OCr: 8 c( UJo::J 0 Cl (t W t- ~oz ~ I t- <( UJL Ct: c.. <( :::: I w ...J <( UJ t- - I- 0 [ c( c( w 0 UJ t- O I- a: (f) r z U) .....J 1 <:C w W .....J I > c a: s ...J Z LL I > c( ..J ~ 0 U) r z w <C a: I z 0 - w w z 0 0 l- t a. c( - iD (f) r !:: u. (TJ CJ a: U. w ! w , a: 0 bJ I ::E: 0 Z I [ .:1" i=' en [ l' oc .... ~ I [I) .... z [ <0:: a 0 (J) I z U1 t'.... to <0:: W 1-.. -~ 0- f > en [J) ti. In --' >- w m (Tl enw>< 0 1- er: r-- _W f', ~:J~ <D f1: W U. W f-Q .... I wz--, 0 Z ll.w<o:: cO lJ.! er.: " 0 ru en>- .... Ci 0 ..... [ u..>::J '" i!l L.t. 0 d..J 0 0 Z # ;:::: :l!j i= - oWe 0 s- W , U C~ 0 <I CJ oc_ <( :x: l Iu..~ <0:: 0 a: 6 ..J ~ .... f- ru 0 ...J ru u I ~oe 11. a: ll. l'J a: 0 zlX f- '-, "'- 0-: '. W <0:: f-:!: . u. ..,. 0 ~w iTI n.l wo W I flJ I WZILO~ C ~- ..... 0 I ~~O<D:J W ,...., ~ ...1 LL ocCU w;> ::;,::;. ~o m f-O u ~f-~~ffi > ~ i.X Z wi ~<I >- '. 0, E US~" ...J I jjj 0;: ~. <! lD.... Ocr: D:tf) ~C} ::l 0111 (I) <( ::;oc "'_ '-' ill ::;<O::w~oc 0 ..:) u ~ l"U ~1- u.. ~u u.. ~ UJ [ ll.a::ll.OC ...... f- <0:: a: (I) w 0 ::; 0 OW::JW<o:: a: L <( z W f- Z <( ! oomOI f- W W ~ W ::; f- en :J f- CI) --' <0:: <0:: 0 0 <0:: UJ I ill u:: z 0 11. 0 0 a: I I ! \ /~- ~/7- 7 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE si/ ~ ot- 'WQ' /' REV-1547 EX AFP 112-11) BUREAU OF INDIVIDUAL TAXES INHERITANCE TAX DIVISION DEPT. Z80601 HARRISBURG, PA 171Z8-0601 NOTICE OF INHERITANCE TAX APPRAISEMENT, ALLOWANCE OR DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX ROGER B IRWIN ESQ IRWIN ETAL 60 W POMFRET ST CARLISLE l~PA 17013 DATE ESTATE OF DATE OF DEATH FILE NUMBER COUNTY ACN 06-18-2001 TRAYER 02-02-2001 21 01-0287 CUMBERLAND 101 CLYDE F Amount Remitted CUT ALONG THIS LINE MAKE CHECK PAYABLE AND REMIT PAYMENT TO: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 RETAIN LOWER PORTION FOR YOUR RECORDS ~ - - - - - - REV=is'47-EX-iFP (i2"':ooY-No'TicE -OF yNHERiTANCi-YAirAppRAisEMENT-,--iLLOWANCi-oi----------------- DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX ESTATE OF TRAVER CLVDE F FILE NO. 21 01-0287 ACN 101 DATE 06-18-2001 TAX RETURN WAS: ( X) ACCEPTED AS FILED ( ) CHANGED RESERVATION CONCERNING FUTURE INTEREST - SEE REVERSE APPRAISED VALUE OF RETURN BASED ON: ORIGINAL RETURN 1. Real Estate (Schedule A) (1) 350,000.00 NOTE: To insure proper 2. Stocks and Bonds (Schedule B) (2) .00 credit to your account, 3. Closely Held Stock/Partnership Interest (Schedule C) (3) .00 submit the upper portion 4. Mortgages/Notes Receivable (Schedule D) (4) .00 of this form with your 5. Cash/Bank Deposits/Misc. Personal Property (Schedule E) (5) 20,338.49 tax payment. 6. Jointly Owned Property (Schedule F) (6) 16,704.03 7. Transfers (Schedule G) (7) .00 8. Total Assets (8) 387,042.52 APPROVED DEDUCTIONS AND EXEMPTIONS: 17 ,715.43 9. Funeral Expenses/Adm. Costs/Misc. Expenses (Schedule H) (9) 10. Debts/Mortgage Liabilities/Liens (Schedule I) (10) 609.26 11. Total Deductions (11) 18.384 69 12. Net Value of Tax Return (12) 368,657.83 13. Charitable/Governmental Bequests; Non-elected 9113 Trusts (Schedule J) (13) .00 14. Net Value of Estate Subject to Tax (14) 368,657.83 NOTE: If an assessment was issued previously, lines 14, 15 and/or 16, 17, 18 and 19 will reflect figures that include the total of ALL returns assessed to date. ASSESSMENT OF TAX: 15. Amount of Line 14 at Spousal rate (15) .00 X 00 = .00 16. Amount of Line 14 taxable at Lineal/Class A rate (16) 368,657.83 X 045 = 16,589.60 17. Amount of Line 14 at Sibling rate (17) .00 X 12 = .00 18. Amount of Line 14 taxable at Collateral/Class B rate (18) .00 X 15 = .00 19. Principal Tax Due (19)= 16,589.60 TAX CREDITS: PAYMENT RECEIPT DISCOUNT (+) AHOUNT PAID DATE NUMBER INTEREST/PEN PAID (-) 05-02-2001 AA496544 829.48 15,760.12 TOTAL TAX CREDIT 16,589.60 BALANCE OF TAX DUE .00 INTEREST AND PEN. .00 TOTAL DUE .00 IE IF PAID AFTER DATE INDICATED, SEE REVERSE ( IF TOTAL DUE IS LESS THAN $1, NO PAYMENT IS REQUIRED. FOR CALCULATION OF ADDITIONAL INTEREST. IF TOTAL DUE IS REFLECTED AS A ""CREDIT"" (CR), YOU MAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORM FOR INSTRUCTIONS.) ~ ('J lJ STATUS REPORT UNDER RULE 6.12 Name of Decedent: CLYDE F. TRAYER Date of Death: February 2.2001 No. 21-01-0287 Pursuant to Rule 6.12 of the Supreme Court Orphans' Court Rules, I report the following with respect to completion of the administration of the above-captioned estate: 1. State whether administration of the estate is complete: -1L. Yes _ No 2. If the answer is No, state when the personal representative reasonably believes that the administration will be complete: 3. If the answer to No.1 is Yes, state the following: a. Did the personal representative file a final account with the Court? Yes ~No b. The separate Orphans' Court No. (if any) for the personal representative's account is: c. Did the personal representative state an account informally to the parties in interest? ~ Yes No d. Copies of receipts, releases, joinders and approvals of formal or informal accounts may be filed with the Clerk of Orphan's Court and may be attached to this report. Date: 11/12/01 L" 2A-t1 /1;. dL Signature ~ IRWIN, McKNIGHT & HUGHES Roger B. Irwin. Esauire Name (please type or print) 60 West Pomfret Street Address Carlisle. P A 17013 City, State, Zip (717) 249-2353 Telephone Number x Personal Representative Counsel for Personal Representative Capacity: REV-1500 INHERITANCE TAX RETURN RESIDENT DECEDENT 'j"V-1500 64' (6-00) CAPB HpRL EplO CRAC KOTK ES C P o 0 R N R D E E S N T C o M T P A U X I T I o N D E C E D E N T COMMONWEALTH OF PENNSYLVANIA DEPA.RTMENT OF REVENUE DEPT. 280601 HARRISBURG, PA 17128~OSOl DECEDENT'S NAME (LAST, FIRST, AND MIDDLE INITIAL) Tra er C1 de F. DATE OF DEATH (MM~DO-YEAR) DATE OF BIRTH (MM-OD-YEAR) X 1. original Return 4. Limited Estate X 6. Decedeot Died Testate 2. Supplemental Return 4a. Future Interest Compromise (date of death after 12-12-82) 7. Decedent Maintained a LIving Trust (Attach copy of Trust) (Attach copy 01 Will) o 9. LItigation Proceeds Recelved D 10. OfFICIAL USE ONLY 6 / (r :;.11- '1 FILE NUMBER 21-01-0287 NUMBER COUNTY CODE YEAR SOCIAL SECURITY NUMBER 174-05-3180 THIS RETURN MUST BE FILED IN DUPUCATE WITH THE REGISTER OF WILLS SOCIAL SECURITY NUM EA 3. date of death . AemamderReturn prior to 12-13-S2) 5. Federal Estate Tax Return Required 8. Total Number of Safe Deposit Boxes Spousal Po...erty Credit 0 11. Election to tax under Sec. 9113(A) (date of death between 12-31-91 and 1-1-95) (Attach Sch 0) ';:,lTl!!l$KC;l'lflU4Q$f:fi;i;QMI!~gQ;~'tQi'lR!i~~~r;,gF!j)iaNTl~'1tg,1~_11l'JQl\l,$fI()ijIip,rIl!i,lilmE<:'liO:t<ll..'. NAME COMPLETE MAlUNGAODRESS Ro er B. Irwin Es . FlAM NAME (If Applicable) IRWIN McKNIGHT & HUGHES TELEPHONE NUMBER 60 West Pomfret Street West Pomfret Professional Bldg. Carlisle, PA 17013 49- 3 Real Estate (Schedule A) Stocks and Bonds (Schedule B) Closely Held Corporation, Partnership or Sole-Proprietorship 4. Mortgages & Notes Receivable (Schedule D) 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) 6. jointly Owned Property (Schedule F) o Separate Billing Requested 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (7) (Schedule G or L) 8. Total Gross Assets (total Lines 1-7) 9. Funeral Expenses & Administrative Costs (Schedule H) (9) 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) (10) 11. Total Deductions (total Lines 9 & 10) 12. Net Value of Estate (Line 8 minus Line 11) 13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been made (Schedule j) 14. Net Value Sub"ect to Tax (line 12 minus line 13) (1) (2) (3) R E C A P I T U L A T I o N (4) (5) (6) SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES 15. Amount of line 14 taxable at the spousal tax rate, or transfers under Sec. 9116(aX1.2) 16. Amount oj Line 14 ta,able at lineal rate 368,657.83 17. Amount of Line 14 taxable at sibling rate 18. Amount of line 14 taxable at collateral rate 19. Tax Due 20. Copyright (c) 2000 form software only The Lackner Group, Inc. 350,000.00 Notifr None OFFICIAL USEONL Y None 20,338.49 >-' 16,704.03 None 17,775.43 609.26 (8) 387,042.52 (11) 18.384.69 (12) 368.657.83 (13) (14) 368,657.83 x X X X .0 0 .045 .12 .15 (15) (16) (17) (18) (19) 0.00 16,589.60 0.00 0.00 16,589.60 Form REV-1500 EX (Rev. 6-00) Decedent's Complete Address: STREET ADDRESS e 241 Traver Lane CITY I STATE I ZIP Carlisle PA 17013 Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) 2. Credits/Payments A. Spousal Poverty Credit B. Prior Payments C. Discount (t) 16,589.60 0.00 829.48 Total Credits ( A + B + C) (2) 829.48 3. Interest/Penalty if applicable D. Interest E. Penalty TotallnterestlPenalty ( D + E) (3) 4. If line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 1 Line 20 to request a refund (4) 5. If line 1 + line 3 is greater than line 2. enter the difference. This is the TAX DUE. (5) A. Enter the interest on the tax due. (SA) B. Enter the total of Line S + SA This is the BALANCE DUE. (5B) Make Check Payable to: REGISTER OF WILLS, AGENT 0.00 0.00 15,760.12 0.00 15,760.12 11::'mm~:rl!~~'!!~~~~!:~:A~":~~rr~~i:~~!;!~~~~~~~:~~;:~~':~[~~I~~::~~ 1. ",.:"::' ;;'X'i;' IN THE~~~RO~RIA~E;BI.~CKS Did decedent make a transfer and: a. retain the use or income of the property transferred; b. retain the right to designate who shall use the property transferred or its income; . c. retain a reversionary interest; or . d. receive the promise for life of either payments, benefits or care? 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? . 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? . . . . . . . 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. Yes No ~~ D D D []] []] []] Under penalties of perJury, I declare that I have examined this return, includIng accompanying schedules and statements, and to the best of my knowledge and belief, it is true, correct and complete. Declaration of pre parer other than the personal representative is based on all information of which preparer has any knowledge. SIGNATURE OF PERSON RESPONSIBLE FOR FILING RETURN 7 /~ f..~C~ NATURE OF PREPARER OTHE 3.0&.:, <;(~(()I AN REPRESENTATIVE John E. Trayer _ _ _2.~!_ _I:"~y_",, _ ~_,,'!~_ - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -- Carlisle, PA 17013 IRWIN McKNIGHT & HUGHES 60 West Pomfret Street - - -Cariisi;'-,- - PA - - i i6i'3- - - - - - - - - - - - - - - - - - - - - - - - - -- DATE DATE For dates dea on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3% [72 P.S. 9116 (a) (1.1)(i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfors to or for the use of the surviving spouse is 0% [72 P.S. 9116 (a) (1.1) (ii)]. The statute does not exempt a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to Or for the use of a natural parent, an adoptive parent, or a stepparent of the child is 0% [72 P.S. 9116 (a) (1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5"10, except as noted in 72 P.S. 9116(1.2) [72 P.S. 9116(aXll]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12'% [72 P.S. 9116(a)(1.3)]. A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. Copyright (c) 2000 form software only The Lackner Group. Inc. Form REV-1500 EX (Rev. 6-00) REV-1502 EX + (1-97) , SCHEDULE A REAL ESTATE COMMONWEALTH OF PENNSYLVANIA INHERITANCETPlX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Clyde F. Trayer SS# 174-05-3180 02/02/2001 21-01-0287 All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a wilting seller, neither being compelled to buy or sell. both having reasonable knowledae of the relevant facts. Real property which is jOintly-owned with riaht of survivorship must be disclosed on Schedule F. ITEM VALUE AT DATE DESCRIPTION NUMBER OF DEATH 1 241 Trayer Lane, North Middleton Twp., Carlisle - Cumberland 200,000.00 County (appraisal attached) 2 263 Longs Gap Road, North Middleton Township, Carlisle - Cumberland County (appraisal attached) 100,000.00 3 Summer Cottage-Trayer Lane, North Middleton Township - Carlisle, Cumberland County (appraisal attached) 50,000.00 TOTAL (Also enter on line 1, Recap.ulation) S 350,000.00 (If more space is needed, insert additional sheets of the same size) CopyrIght (c) 1996 form software only CPSystems, Inc. Form REV-1502 EX (Rev. 1-97) REV-1508 EX +(1-97) COMMONWEALTH OF PENNSYLVANIA tNHERITANCETAX. RETURN RESIDENT DECEDENT ESTATE OF Clyde F. Trayer SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY 551ft 174-05-3180 02/02/2001 FILE NUMBER 21-01-0287 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on Schedule F. ITEM NUMBER DESCRIPTION 1 M&T Bank, checking account VALUE AT DATE OF DEATH 17 ,138.49 2 Miscellaneous personal property 3,200.00 TOTAL (Also enter on line S, Recapitulation) S 20,338.49 (If more space is needed, insert additional sheets of the same size) Copyright Ie) 1996 form software only CPSystems, Inc. Form REV-1508 EX (Rev. 1-97) AEV-1509 EX + (1-97) COMMON.WEALTH OF PEHN.SYLV-'NIA INHERITANCETI()( RETURN RESIDENT OECEDENT ESTATE OF Clyde F. Trayer SCHEDULE F JOINTL V-OWNED PROPERTY SSf! 174-05-3180 02/02/2001 FILE NUMBER 21-01-0287 If an asset was made joint within one year of the decedent's date of death, it must be reported on Schedule G. A. SURVIVING JOINT TENANT(S) NAME C. Allen Trayer ADDRESS 87 E. Yellow Breech Carlisle, PA 17013 RELATIONSHIP TO DECEDENT Son B. John E. Trayer 261 Trayer Lane Carlisle, PA 17013 Son c. JOINTLY -OWNED PROPERTY: LETTER DATE DESCRIPTION OF PROPERTY %OF DATE OF DEATH ITEM FOR JOINT MADE Include name of financial institution and bank DATE OF DEATH DECO'S VALUE OF account number or similar identlfyinfl number. NUMBER TENANT JOINT Attach deed fot joIntly-held real estate. VALUE OF ASSET INTEREST DECEDENT'S INTERES 1 A&B OS/23/99 M&T Bank, certificate 10,022.32 33.33% 3,340.77 1/851441 2 A&B OS/23/99 M&T Bank, certificate 10,022.32 33.33% 3,340.77 /851467 3 A&B OS/23/99 M&T Bank, certificate 10,022.50 33.33% 3,340.83 1/851483 4 A&B OS/23/99 M&T Bank, certificate 10,022.50 33.33% 3,340.83 /851516 5 A&B OS/23/99 M&T Bank, certificate 10,022.50 33.33% 3,340.83 /851558 TOTAL (Also enter on Une 6, Recapitulation) $ 16,704.03 T (If more space is needed insert additional sheets of the same size) Copyrtght(c) 1996 tormsottware only CPSystems, Inc. Form REV-1509 EX (Rev. 1-97) REV-t5tt EX +(1-97) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS ESTATE OF Clyde F. Trayer SSI! 174-05-3180 02/02/2001 FILE NUMBER 21-01-0287 Debts of decedent must be reported on Schedule I. ITEM NUMBER A. B. 1. AMOUNT DESCRIPTION 1 FUNERAL EXPENSES, Cremation Society of PA 61. 00 ADMINISTRATIVE COSTS, Personal Representative's Commissions Name of Personal Representative(s) Social Security Number(s) I EIN Number of Personal Representative(s) Street Address City State Zip Year(s) Commission Paid: 2. 3. Attorney's Fees IRWIN McKNIGHT & HUGHES Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Street Address 16,185.00 City Relationship of Claimant to Decedent State Zip 4. Register of Wills 325.00 Probate Fees 5. Accountant's Fees 6. Tax Return Preparer's Fees 7. 1 Other Administrative Costs Belvedere Medical Center 127.84 2 Chuck Bricker Auctioneer - appraisal fee 30.00 3 Cumberland Law Journal 75.00 4 Register of Wills 25.00 5 S.W. Barrett Real Estate - appraisal fee 850.00 6 The Sentinel - Legal - estate notice publication 90.59 Total of Continuation Schedule(s) 6.00 TOTAL (Also onter on lino 9, Rocapoulation) S 17,775.43 (If more space is needed, insert additional sheets of the same size) Copyright (c) 1996 form software only CPSystems, Inc. Form REV-1511 EX (Rev. 1-97) Estate of: Clyde F. Trayer Soc Sec #: 174-05-3180 Date of Death: 02/02/2001 Item If Description Continuation of Schedule H-B7 (Other Administrative Costs) Amount 7 Vital Records-death certificates (Dorothea) 6.00 6.00 REV-1S12 EX +(1-97) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN AES1DENT DECEDENT ESTATE OF Clyde F. Trayer SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES, AND LIENS SSff 174-05-3180 02/02/2001 FILE NUMBER 21-01-0287 Include unreimbursed medical expenses. ITEM NUMBER 1 Continuing Care RX DESCRIPTION AMOUNT 298.76 2 Forest Park Health Center 103.00 3 Group's Tax & Payroll Service 100.00 4 Penn Power & Light Co. 77.20 5 RWC Corporation 30.30 TOTAL (Also enter on line 10, Recapitulation) $ 609.26 (If more space IS needed, Insert additional sheets of the same size) CopyrIght (c) 1996 form software only CPSystems, Inc. Form REV-1512 EX (Rev. 1-97) REV-1St3 EX + (9-00) ESTATE OF Clvde F. Traver COMMONWEALTH OF PENNSYLVANIA INHERITANce TAX RETURN RESIDENT DECEDENT SCHEDULE J BENEFICIARIES SS# 174-05-3180 02/02/2001 FILE NUMBER 21-01-0287 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE Do Not List Trustee(s) OF ESTATE 1 NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY TAXABLE DISTRIBUTIONS [Include outright spousal distributions, and transfers under Sec. 91 t6(a)(1.2)] C. Allen Trayer 87 E. Yellow Breeches Rd. Carlisle, PA 17013 Son 1/2 remainder NUMBER I. 2 John E. Trayer 261 Trayer Lane Carlisle, PA 17013 Son 1/2 remainder ENTER DOLLAR AMTS. FOR DISTRIBUTIONS SHOWN ABOVE ON LN. 15 THRU la. AS APPROPRIATE, ON REV 1500 COVER SHEET II. NON- TAXABLE DISTRIBUTIONS, A. SPOUSAL DISTRIBUTIONS UNDER SEC. 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART 11- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV 1500 COVER SHEET $ (If more space is needed, insert additional sheets of the same size) Copyright (c) 2000 form software only The Lackner Group, Inc. 0.00 Form REV-1513 EX (Rev. 9-00) LAST WILL AND TESTAMENT I, CLYDE F. TRAYER, of North Middleton Township, Cumberland County, Pennsylvania, declare this instrument to be my Last Will and Testament, hereby expressly revoking all Wills and Codicils heretofore made by me. 1. I direct my executrix to pay all of my debts, funeral and administrative expenses as soon as may be done conveniently after my decease. 2. I authorize and empower my executor to sell any realty owned by me at my death, and not specifically devised herein, at either public or private sale, and to give good and sufficient deeds therefor, in fee simple, as I could do if living. 3. I devise and bequeath all of my estate of every nature and wherever situate as follows: (a) The Boat house property located along Longs Gap Road (Deed Book "P", Volume 12, Page 490) to C. Allen Trayer and if he is not living at the time of my death, to his children, share and share alike. (b) The house and approximately 2 acres located along Longs Gap Road (Deed Book "K", Volume 21, Page 1083) to John E. Trayer, and if he is not living at the time of my death, to his wife, Barbara J. Trayer. (c) All the rest, residue and remainder including the farm at 241 Trayer Lane (Deed Book "Y", Volume 14, Page 368) to C. Allen Trayer and John E. Trayer, share and share alike. If C. Allen Trayer is not living at the time of my death, his share shall go to his children, share and share alike, and if John E. Trayer is not living at the time of my death, his share shall go to his wife, Barbara 1. Trayer. " : .. 4. I nominate and appoint John E. Trayer to be the executor of this my Last Will and Testament; he is to serve as such without bond. Should he die before my death, renounce or refuse to serve for any reason, or die leaving any of my estate unadministered, I nominate and appoint C, Allen Trayer, as substitute executor, also to serve as such without bond, with the same powers as are given herein to my executor. 5, I hereby suggest that my personal representative retain the services of Irwin, McKnight & Hughes, as attorneys in the settlement of my estate. IN WITNESS WHEREOF, I have hereunto set my hand and seal this 1/ day of April, 1996. .~ ';) --6i~ ~ '%~(SEAL) LYDEF.TRAYE Signed, sealed, published and declared by CLYDE F. TRAYER, the above named testator, as and for his Last Will and Testament, in the presence of us, who at his request, in his presence and in the presence of each other have subscribed our names as witnesses hereto, 2 . , .~l . ACKNOWLEDGMENT AND AFFIDA VIT WE, CLYDE F. TRAYER, TERESA M. HENRY and CHERYL L. CLELAND, the testator and witnesses respectively, whose names are signed to the foregoing instrument, being first duly sworn, do hereby declare to the undersigned authority that the testator signed and executed the instrument as his Last Will and that he had signed willingly, and that he executed it as his free and voluntary act for the purpose herein expressed, and that each of the witnesses, in the presence and hearing of the testator, signed the Will as a witness and that to the best of their knowledge the testator was, at that time, eighteen years of age or older, of sound mind and under no constraint or undue influence. y) COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF CUMBERLAND Subscribed, sworn to and acknowledged before me by CLYDE F. TRAYER, the testator herein, and subscribed and sworn to before me by TERESA M. HENRY and CHERYL L. CLELAND, witnesses, this /I' day of April, 1996. '",. SeoI ~~~=~ I.1y CclmrnIssiOn Expires Oct 3. 19l18 '" "'- P.mM&fBank May 2.200\ 1m: t:st"'e-S~IIt"tll Tilt l!.s181c or~ Oltte or I)...:::.tb (1).0.0.) CLYDEF1"RAYER 1/111001 To Whom It May COllCrol: Id~l1lmcd below is.lh.c itCcount i.nformation requested. L M&T Hank accounts. ill which lhe detedcnt's n:un.c appears: AN:oullt Account Number ^coountTi\.lc OpcnlngBl1lm:h WIle CLYDE F lRA YER JOlIN E TRAVER I'OA CLYDE f I'M YER JOHN E TRAYER CLYDE A TRAYER CL YDB F TRA YEl( JOHN F. TRAVER CLVOEA TRAVER CLYDE f i'RA YER JOHN E TRAVER CLYDE A TRAYER. CLYDE F TR^ Yf3R JOHN r; IRA YEn. CLYDE ^ TRAYCR CL YDF. F TRA 'lER JOHN E l-RA YER CLYDE A TRAYF.R ]. !..floa[\S, MQrl"gnges. or olhct oblitfttions tilled in the decedent' $ nme A(;CI)untNllmber AmolllltO.....cd CIlK 871().14 OPENED 9/1111. 3H:103910851441 OllENED SIOO CD CD 310039108.11467 OPENED 5/00 CD 31Q039to3~14&) OPENED 5/00 CD 310U3910S:S1558 ornNlill5/00 cr> 310039/0851516 OPENED SlOO D.O,D, ACl".'nlcd Illtct'C:lt Daran~s (Includcs^ccr, J<'It.) $17.146.$0 ssm 4335 433:i ,"W,&22.32 .1i22.12 "335 $10,022.32 $11.32 .n::;.; $10.022.50 $22.50 B3S SIO.012.50 $2250 4~35 .'j;10,022.50 $22.50 Account Descri~iQn NO Sare D...--posil1301t Iitl...u in the Decedent's I'\am<.l cxillred at out BfRce. Ifyoo have Iny questiol1l. about the inrormntion provided, plet$c eontact our Reoords Dcpartm~lUa.t (7J6) 635-4010 or ]-S(l()"724. 244() outside oftht Burral", NY calling area. Thank you. Sincerely, M&T 'BANK CORPORATlON UV _~~ L...,~~ Authorv.cdSig,n"turc OAT];: <{'- 7..~dl Marwf~"\C!UTcrll and Traders ;rl..:st Company. 1100 Wr.!\r!e Dfl\lO, PO. Box 767, &/ffaio, NY 14240-0767 f:! M&fBank RE: VERIFICATION Of ACCOIINT5 DEPOS I TOR: SOCIAL SECURITY NUMBER: ~ l\f,,(~ F= -['--"'y"r . --1...1<1- ()s>~I.I'"o To whom; t may concern: Ident Hi eu be T ow 1 s the (lcc:otint i nf<,rmdt i on recent 1y requested: ACCOUNT TYPE ~!L-__ _!:__f)____ ____.t:iL____ n ('()______ ('I) AccaUNT NUMBER ?--,IO()7,'l~O?-'\(pq~ Id:<L~ ~1~1-f,,<I "IOO~'" IO::>-'\IA,~ ~F -- 3""\"~~4'~ J, I CO :,~IO:)'\ 1.'1'1'1 ~F \l-- ",,'HI '1t,,~1<l 1100~C,ID)__"1--'00'1 KF-\l-- ,'1~ I') t~<;-o&-- ___?, IOO-~"it D_,;>910;r<; It F.... 311'-\ --1 fl> 5'1 J- OATE IS v.. fA'" <e .-P1J aPE~EO O~ cto.rJ --- S!7-'1/00 ..2l'1L oJ' IV, OO~.'10 ';(<;0 -----10, on", '1 () ";10'1 10,OO'1.,J , "I 0'1 _____.JO. OOC(, ,u . __~{'i'1 __ 10 ODe,. fc) . [f you have any questions reg~rding thi~ request, please don't hesitate to call me at (716) 535-4010. Sincerely, eC<..\....4~ ~~ 5" --:J---- 0 I Recorrls I-l;;-.nagement Manu!Xrurcl"lO and Tradars 1\'u::;I Compc.rry. 1100 Ykl,r'.e OrMJ, P.O_ 80x 76t. Buffalo, I'll' 1"240.0767 S. W. BARRETT REAL ESTATE & APPRAISAL SERVICES Fie No. a1..o065 APPRAISAL OF LOCATED AT: 241 Trayer Lane Carlisle, PA 17013 FOR: Irwin, McKnight & Hughes 60 West Pomtret Street Carlisle. PA 17013 BORROWER: Clyde F. TRAYER, Estate AS OF: February 2, 2001 BY: Cassandra J. Crockett Certified Residential Appraiser 124-128 NORTH HANOVER STREET, CARLISLE, PA 17013 717-243~646 AND FAX 717-243-8627 S. W. BARRETT REAL ESTATE & APPRAISAL SERVICES File No 01-0065 03/0112001 Irwin, McKnight & Hughes 60 West Pomfret Street Carlisle, PA 17013 File Number; 01-0065 In accordance with your request, J have personally inspected and appraised the real property at: 241 Trayer Lane Carlisle, PA 11013 The purpose of this appraisal is to estimate the market value of the subject property, as improved. The property rights appraised are the fee simple interest in the site and improvemellts. In my opinion, the estimated market value of the property as of February 2, 2001 is: $200,000 Two Hundred Thousand Dollars The attached report contains the description, analysis and supportive data for the conclusions, final estimate of value, descriptive photographs, limiting conditions and appropriate certifications. Respectfully submitted, ca~;'CUJ- Certified Residential Appraiser 124-126 NORTH HANOVER STREET, CARLISLE, PA 17013 717-243-6646 AND FAX 717-243-8627 SUMMARV APPRAISAL REPORT UNIFORM RESIDENTIAL APPRAISAL REPORT 01 0065 Procertv D_scrlol on FileNo. . Prot'lerlv Address 241 Traver Lane , CIIII Carlisle Slale PA Z1nCoeJe 17013 leoal DesaiDtion Deed Book 14.Y; Paae 368 Counlv Cumberland AssesSOf" Parcel No. 29-05.0425-092 Tax Year 00..01 R.E. Taxes $ 639.00 Special Assessmenls $ N/A Borrower ClYde F. TRAYER. E$tate CUlTent Owner Same Qccunant: \ 0""" 1 t Tenant XI Vacant " pronertvrinhtsannraised IXI FeeSlm"l. r I Leasehold I ProI&ctT""8 I PVO r I Condominium HUDNA onlY) HOAl N/A /Me Nelohborhood or Project Name North Middleton TownshlD ~-ReferenC9 05-0425 CensusTracl 0119.00 SaJaPtice$ N/A Date of Sale NfA Desainlion and $ amount of loan charneslconcessions to be oaid bvsellerN/A lender/Client hwln, McKnlaht & Huahes Address 60 West Pamfrst Street, Carlisle. PA 17013 ADoraiser Cassandra J. Crockett Address 126 North Hanover Street, Carlisle, PA 17013 location Urban ~ Suburban W Rural Predominant Single family housing Present land use % Land use change Buil\up Over 15% ~ 25-75% 8 Under 25% oc.cupanc.y PRICE AGE Onefamily~ o Nolllkely 00 likely I(IXXI) ()1'S) Qrowthrate RapId X Stable SlOw ~~""" ~low~ 2-4famiJY~ o In process Property values X 'oa."., ~ ~tab" B o.d.., looan\ 200+ Hi"h 100 MJl\i-family~ To: Residential Demand/supply Shortage X tlbalanc:e n CMr&JM X '''''''1(1)0%) ~ predominant ;f),S Commercial 0% Marketin time Under 3 rTO$. X 3.A mos. Over 6 mos. V.udJ_S'lo' 100 I 45 Vacant \ 45'/. Note: Race and the racial compositIon of the neighborhood ale not appraisal fact ora. Neighborhood boundaries and characteristics: Subi~ct Is bounded on the north b\l Rt.944; on the east bv Rt.34; on the south bv Carlisle . Borounh; and on the west bv Rt.74. . . Factors that affect the marketability of the properties in the neighborhoo4proximity to employment and 8menilies. employment stability, appeal to market, etc.): . Sublect orooortv Is located In an exoandtna area of sinate famllv homes and farms between Carlisle and the Perry county " IIne/mountalns. ShoDDlna and other amenities are within a short drlvlno distance. School system is Carlisle District and students are bused. SMSA 42-3240. Markel conditions In the subject neighborhood (including support for lhll above conclusions related to ltEend of property values, demand/supply, and marketing time --such as data on compelilive properlies for salein the neighborhood, descriptiorl of the prevalence of sales and financ ing concessions, etc.): Prooertv values are currentlv stable with an a'leraQ& markeUna Ume of 80.100 davs. Economic trends and lendlna rates have remained favorable. Sales concessIons occur Infreauentlv. There are new homes under construction In surrounding develooments, as well as resal6s available In the nelahborhood. . Project Information for PUD,S(lr applicable) -: Is the developer/builder in control oHhltlome Owners' Association (HOA)? ,U YES .~ NO Approximate total number of units In the subject project N/A . ApproXlmate total number of units for sale in the subject project N/A Describe common elements and recrealional facilitiesN/A Dimensions See leaal descrlDtlonltax maD Topography Rolllna Site area 96 Acres MIL ... CoInellot U Yes ~ No S~e Larger than normal Sp.d', "0;0' d",;,,,I;,, "J?:,p""con.erva'ion Shape Irregular Zoningcompliance !Xl Legal legalnonc:on~(Grandfathereduse)Ulllegal TI No zoning Drainage Aooears adeouate Highest & best use asirnnroved: X Presentuse Other use 'ey"lain\ View ResldentlalCountrvslde UtlliUes Public Olli" Off-site Improvements Type Public Private Landscaping Averaae Electricity 00 Street Gravel X ~vewaySurface Gravel G" 0 Curb/gutter None Apparent easemllnts Pipeline R..()-W * Water DWell Sldewalk. None FEMA Special Flood Hazard Area 00 Yes U No Sanilarysewer I 1 Sentlc Streetlights None FEMA Zone A,e Map Date4/1/82 Storm sewer I I Allev None fEMA Man Nn. 420361 A Comments (apparent adverse easements, encroachments, special assessmenl,sslide areas, lIIegal or legal nonconforming zoning, use, etc.): See Attached Addendum. GENERAL DESCRIPTION EXTERIOR DESCRIPTJON FOUNDATION BASEMENT INSULATiON No.ofUni\s. One Foundation Concrete Slab Full AreaSq.ft. NIA Roof 0 No. of Stories One ExleriorWaUs Aluminum Q;N.(Sp;nt None % Finished NIA Ceiling-oo Type (Det.lAtt.) Detached Roof Surface Metal Basement None Ceiling N/A Wans-OO Design (Style) 1 Storv Gullers & Dwnspts. Aluminum Sulll' PWT9 None Walls NIA Floor-O ExistingtProposed Existlna Window Type DoubleHuna Dampness None Obs. floor NIA None -0 Age (Yrs.) est 85 Yrs StormlSaeens Ve. Settlement None Obs. OuisldeEnIry N/A ...... ===0 Effective Aae (Yrs,) 18.20 Manufactured House No Infestation None Obs. . ROOMS r';)ver Uvino D\ninn Kitchen "" FamiillRm. Rec.Rm. Bedrooms # Baths laundry Other AreaSn,Ft. Basement Levell Great Area 1 1 1 Area 893 . level 2 . 0 Finished area above radecontains: 3 Rooms' 1 Bedr~"'::~ 1 Batl1{s" 893 S uare Feet of Gross livinll Area INTERIOR Materials/Condition HEATING KITCHEN EQUIP. ATTIC AMENITIES CAR STORAGE: f"= Caroet Type EBB R..,,,,,,,, ~ None X Firllplace{s)#Stone X None 0 . Walls Panel Fuel Electric RangelOven X Stairs Patio Garage # of cars Trim/Finish Wood CoIlditionAveraoe Disposal DropStaif 0.01< Attached BathFloOl" Carpet COOLING Dishwasher SallUe POl".:h 9 x 16 x Detached 2 Salh Wainsoot Ceramic Central None f"IHood ~ "CO< Fence BliUt-ln Ooors Wooden Other None Miaowave Heated Pool Carport Averaae Condition CooditlorN/A Washer/Olv8r Finished Drivewau 2/Gvl Additional features{specisl energy ef1icient llems, elc.): Stone landscaolnn walls and frame shed. Condition or the improvements, depreclallor(physlcal, fUnctional. and eJ.t6l"nal~, fllpairs needed, quallty 01 construction remodeling/additions. etc.: Improve ments are In averalle condition with no nhvslcallnadeauacles 8D-';arent. . Adverse environmental conditions (such as, but10t limited to, hazardous wastes, toxic substances, etc.) present in the Improvement,son the sile, or In the Immediate vicir.lt'l ';)1 the subject 'PTOpllrty: No adverse environmental conditions are aODarent/disclosed. FN.X 1 OF 2 rl1lo..._pr_""...'O'CI~~'"""'.~(<<KI)lJ4.I121 1'0<1'.> M., r"", 10 s..~l f......loI.olf"""1000lS-ll3 Valuation Section SUMMARY APPRAISAL REPORT UNIFORM RESIDENTIAL APPRAISAL REPORT 190,000 Comments on Cost Approach (such as, sourceof cost esUmale, site value, square loot calculatlonand tor HUn, VA and FmHA, the estimated remaIning economic life of the property): Cost new from Marshall Swift Valuation Service Handbook and local cost analvsls. Land value from Market Data Como8rison. Denreclatlon based on aae life observed condition and Market Data Analvsis. Estimated Remalnina Economic Life Is 35-40 vears. ESTlMATEDSITEVALUE."...,...".,....,."",., = $ ESTIMATED REPRODUCTION COST -NEW OF IMPROVEMENTS: Dwelling 893 Sq,Ft. @$ 40.00 = $ 35,720 BsmlO ~.Ft.@$- = (} ;. Well/SentlcJFP/PorchlWalls/ShGd = 10,000 '""''''''''''''' ~Sq.F"IiI~ . 10,800 TOlaIEStlmatedCostN:Wi:"'" .,il......... = $ 56,520 Less Physical Functional External Est. Remaining Econ.life: 32 . DepretialiOn $25,000 $2,500 = $ 27,500 Depredated Value 131 Improvements . = $ "As-Is." Value of Site Improvements. , , . , . . = $ INDICATED VALUE BYCOST APPROACH... = $ ITEM T SUBJECT COMPARABLE NO.1 241 Trayer Lane 650 Burgners Road Address Carlisle lower Frankford~Carlisle Praxl~IoSub'ect " ':';,.."'- ~<.:i"',~; 5 Miles Sales Price $ N/A . ~~,.,\:~. ':~f i.:'-j $ 225,000 . ~Lkkea $ 0.00 III $ 182.33 III ,y.:\:'V~W~~1' $ Data and/Of Inspection Verificallon Saurces Deed/CHR Courthouse Records V~~~SI D!i DESCRIPTION 1 ",)1.''''"._ Sales or Finandng " None, Conv Concessions DateofSalelTlme N/A,," , ',~ 11/00 L~tior. Private Lane Paved Street lea;el-dcW"~ Fee SI~le Fee SlriWie Site 96 Acres MiL ** 85 Acres+/- View Resld/C~d Resld/Cntrvsd Des;;;- and A;;al Cottaoe/Ava 2 Storv/Ave I nl<lituof~ Avn/Frame Ava/Frame ~ 85 Yrs 100 Yrs+/~ Conditian Averane Averaee Above Grade TolaI' Bamo' B;oltl. ToLoI' 8ctmo' 8_111t : : Room CoUl\t 2 3: 1: 1.00 6: 4', 1.00' 8: 4: 1.00' 6: 3: 1.00' Gross lIvin" Area 8935=:Ft. 1,234 SiFt.: --6,800 1,840 Sn.Ft.: ~18,940 1,536 Sn.Ft. : . Basement & FlI'1ished None Partial Bsmt/ ~2,OOO Partial 8amtl ~2,OOO Partial BsmtJ Rooms Below Grade Unfinished Unfinished Unfinished Unfinished Functianal uW;;; One bedroom Suoerlor : ~3,OOO SUDerlor ; ~3,OOO SUDertor Heatin"lCoaJin" EBBINone CHAlNone: OHW/None: OFHAlNone . C~flidentJtems ~cal Mcal TVDlcal TVDlcal ~~ 2 Car Garaoe None : +4,500 None : +4,500 2 Car Garaae Porch, Patio, Deck, Porch/FP/Shed Porches/ShedJ 0 Porches/ 0 Porches! Fire"I~.....rS\'etc. Hearth/Flue Hearth/Flue Hearth Flue Fence Poal, ete. None Outbulldlnas: -10,000 None : Outbulldlnas Pil'leline ROW None/Sunerior: ~20,OOO None/Superior: ~20,OOO NonelSuDerlor : Net Adl:ffatal w' .rn-. -----rxr. '$ 25,300.1 f. X. '$ 27,440 II . IX. '$ Adjusted Sales PriQJ ~~ .. ~7A".~:fl c;;:-~~able ~ !~2Y. 11 $ 199,100 ..' $ 142,560N;~1"1~o%~k:~ $ 209,140 Comm8l\ts an Sales Camparlson (including the subject property's compatibility ta the nelghbarhoad, etc ) All comDarables are similar In tract size to the sub1ect sUe, are verified closed sales, and are the beat cu"entl~- available. Excess land was adlusted tfj) $2,OOO/acre; additional adlustments for frontaae alona Dttved, DubUc street, and nlneUne ROW were also taken. A smaller tract of 30 acres alonD the same nlnsline had recentlv lold for $182,000, and was considered in Qur research, but was not deemed comoarable for this renorl. Ra;V;-e of val us is $142,000 to $209,000. FlloNo 01..0065 29,020 10,000 229,000 COMPARABLE NO.2 230 Horseshoe Road lower Frankford~Carlisle 4 Miles COMPARABLE NO.3 80 Wildwood Road UDDer Frankford~Newvllle 8 Miles ~Jt":,,;:~:.;"'~;~ ',",.' , $ $ 152.99 ~ M$ 92.39 lZ1 ", 170.000 235,000 c ','~~~ Courthouse Records DESCRIPTION ,1.\$Ad<~._1 None,Conv Annr's DataJCrths.Rec. DESCRIPTION 1 H)1 AO;..bnlJnl None, Cony 5/00 : 3/98 -10,000 Paved Street -10,000 Paved street Fee SlmDle : Fee SlmDle +22,000 85 Acres+'- : +22,000 80.5 Acres+/~ ResldlCntMd Resld/CntrVsd 2 Storv(Ava : 2 StoNfAvo Avn/Frame : Ava/Frame 1 00 Yrs+/~ 100 Yrs+/~ Averane Averaae TotM'eohll' ..~ : ToI.1l'IlQmo' e~a.. : -10,000 : : +31,000 : -12,860 -2,000 ~2,OOO o ~1 0,000 .20,000 25,860 ITEM SUBJECT COMPARABLE NO, 1 COMPARABLE NO.2 COMPARABLE NO.3 Date, Price and Data Sou'ce b' pia sales None None None None wilhin'--af~h-aisal Courthouse Rec Courthouse Records Courthouse Records Courthouse Records Analysis af any current agreement of sale, aptian, Of listing af the subject property and analysis af any prY:r salescf$Jbjed and CDfllIa-ables .,.,;thin one yea- 01 the date of appraisal: No 'Drlor sales within on~ 'vear were found. lNOICATEO VALUE BY SALES COMPARISON APPROACH. .....,....". .,.,............,.., .", ...$ 200,000 . INDICATED VALUE BYINCOME APPROACU'lf 4"nlicablt" Estimated Market Rent $ N/A tWo. x Q-oss Rent MJlliniier N/A = $ N/A This appraisal is made ~ 'asls" TI subjed\tl\hertp<W$, altefallons, lnspedionscraxlditionSlisledbebw: .Q subject 10 CDlTllIelion perplans and spedficalions. CondilionsaIAp~: The aroDertv~has been aan~alsed In current condlUon. This aDDralsalls for client onlv, nontransferable. See attached addondum. Final Recondlialian:Cost and Market Ami~ls conslstentlv SUDDort mv estimated market value. GRM anal sls was found Inannronrlate for this anal sls, Greatest weloht Is 300lled to the Market Data Amiiusis. Sunnortlnn- tile information . substantiates these estimates. Tho purpose atthjs appraisal is ta estimate (he market value af the real praperty thai is the SlJbject af this report, based on the abave conditians and the certification, ronlingent and limiting CClndilians, and market value defil\iliol\hat n~\atedln \he altad'led Freddie MacFam439J1=aonie Mae Fam 10048 (Re-.ised 6/93 } . I (WE) ESTIMATE THE MARKET VALUE, AS DEFINED. OF THE REAL PROPERTY THAT IS THE SUBJEC'DFiHISREPORT,ASOF 0210212001 (WHICH IS THE D. ATE OF INSPECTION AND THE EFFECTIVE DATE OF THIS REPORT) lOBE $ 200,000 ~ . APPRAISER, /J I ~ /I n _ II SUPER\'ISOIfv APPRAISER ~N'1' IFRJQUIREO), , Sklnature (" I.JA4(/J'AA (4..hr.p'dT' Si!lnatur~ or::=:.- -V L--.-f-t- Name Cassandra J. Crockett (. Name Steven W. Barrett, SRPA, SRA Dale Report SiQned 2128/2001 Date Re Slaned 2/28/2001 StateCertlficatloo' Rl..o01348~L S\alePA SlateCertlllcallanM GA..o00298~L State PA Or Slale license # State OrStateUcense# RB-026921~A State PA F,_ "'-' F"'" III 6-93 ---C~sTcfentlal PACE 2 0, 2 ~ertUlQa ~enoral Appraiser h..... Moo F(mIll104 6-e3 Appraiser lhw,,","_-,,",""'''"oOClo.--. ~_oydooI(IIIIO)234"'U ODid OOo;'NoI InspectPraperty ~TC"r:.1 IAI I:tA......,......... ........., .........__ Article 2 j' Zone Regulations Section 200 Conservation Zone (C) 200.1. PurDose # This Zone seeks to protect large concentrations of environmentally-sensitive features that also have significant value for passive and active recreational pursuits. Specifically I forested areas, steep slopes, stream and creek valleys. wetlands and floodplains are included. Permitted uses within this Zone encourage the most appropriate consBTvationlrecreation activities for these areas; however, some forms of development are allowed under prescribed criteria. The provistons ot this Zone have beer. specifically formulated to satisfy Section 604.(1) of the Pennsylvania Municipalities Planning Code, which requires local zoning ordinances to "promote, protect and facilitate the preservation of the natural, scenic and historic values in the environment and preservation of forests, wetlands, aquifers and floodplains." I ~ , 200.2. Permitted Uses ~ ~ . . . . ~ 1. Agriculture, excludina commercial livestock operations and commercial mushroom operations, subject to the standards listed in Section 201 of tbis Ordinance; 2. Aquacullure and fisheries; 3. Family day-care facilities. as defined herein; 4. Horticulture and forestry-related uses, subject to the standards listed in Section 201; 5. Natural areas or wildlife refuges; 6. Public and nonprofit parks and playgrounds; 7. Public uses and public utilities structures; 8. Single-family detached dwellings and seasonal residences; 9. ECHO housing (see Section 422); 10. Home occupations (see Section 433); 11. Noncommercial keeping of livestock (see Section 443); 12. Sawmills (see Section 453); 13. Two-family conversions (see Section 460); 14. Flag lot residences (see Section 426); and 15. Accessory uses customarily incidental to the above permitted uses. North Middleton lowJlship 29 ADDENDUM Borrower: ClYde F. TRAYER Estate Property Address: 241 Traver Lane City: Carlisle Lender: Irwin, McKnight & Hughes File No.: 01-0065 Case No.: State: PA ZiD: 17013 Site Comments *Two petroleum pipeline rights-af.way pass through site per deed; ingress/egrees over private lane which is also a R-Q-W from paved street, approximately .5 mile. Zoning also limits use of the site. A portion of the site along creek appears to be in flood plain. U Original deed not showing parcels sold off (114 acres+/-); value reported based on current size of site per tax records. /l.,11l'nd...ml'l'1"1 ell SKETCH/AREA TABLE ADDENDUM " Case No l-propertYAddreSS241 Tr~y;" Lan; -- -=- -=-_ ~ _~=~ _C~_ ~arlls~_____ ~_ __ ___ __ __ _ ~u~_ty Cumberland Borrower Clyde F. TRAYER, Estate " ~~~~J~e~1 -I~ln.- M~KOlgh~& ~~g~~_ _ - ~-- -=-=jJ~~~ress 60.~8St Pomfret Street, C~!E~~!.j~ ~~1'3==~--==~- AppraIser Name Cassandra }._Crocke!!- _ _ __ Appr Address 126 North Hanover Street, Carlisle, PA 170_~____M____" File No 01.0065 Slate PA Zip 1701~_. 35.0' Laundry Storage c Q) " !rJ b "" <n E b ~ 0 Great Room .,.; ,-..: u 0 N 0 N -0 L_ Q) J <D Bath Kitchen iJ - 26.0' 9.0' '=! Porch b (J) oj 16.0' Comments: Scale: 1 = 10 AREA CALCULA.TIONS SUMMi)R,h " Code Description' SIz8 ) I ~ ;Totals "I.''--.irst 'loor 8:~'3.00 Pip Poroh 144.00 I 144.00 , I ' . LIVING, AREA B,REAKDOWN , . Breakdown' Subtotals First Floor 25.0 x 2.0 x 35.0 '.0 875.00 18.00 TOTAL LIVABLE (rounded) 893 2 Areas Total (rounded) 893 S. W. BARRETT REAL ESTATE & APPRAISAL SERVICES .' Fl. No. 01-0067 APPRAISAL OF LOCATED AT: Summer Cottage ~ Trayer Lane Carlisle, PA 17013 FOR: Irwin, McKnight & Hughes 60 West Pomfret Street Carlisle, PA 11013 BORROWER: Clyde F. TRAYER. Estate ASOF: February 2. 2001 BY: Cassandra J. Crockett Certified Residential Appraiser 124-126 NORTH HANOVER STREET, CARLISLE. PA 17013 711-243-6646 AND FAX 717-243-8627 S. W. BARRETT REAL ESTATE & APPRAISAL SERVICES File No 01-0067 03101/2001 Irwin, McKnight & Hughes 60 West Pomfret Street Carlisle, PA 17013 File Number: 01.0067 In accordance wllh your request, I have personally inspected and appraised the real property at: Summor Cottage - Trayer Lane Carlisle. PA 17013 The purpose of this appraisal is to estimate the market value of the subject property, as improved. The property rights appraised are the fee simple interest in the site and improvements. In my opinion, the estimated market value of the property as of February 2, 2001 is: $50,000 Fifty ThoLlsand Dollars The attached report contains the description, analysis and supportive data for the conclusions, final estimate of value, descriptive photographs, limiting conditions and appropriate certifications. Respectfully submitted, C~::::::;/l,aJd Certified Residential Appraiser 124.126 NORTH HANOVER STREET, CARLISLE. PA 17013 711-243-6646 AND FAX 717.24J.8627 " PronertuOescrlntlon FileNo. Pronsrtv Address Summer Cottaae - Traver Lane CI'" Carlisle Stale PA 71flCode 17013 l.....al Desai"tlon Deed Book 21-K; Page 1083 County Cumberland Assessor's Percel No. 29-06-0021-002 TaxYoar 00-01 R.E. Texes $ 484.00 SnecialAssessmenlsSN/A Borrower elude F. TRAYER Estate Current Owner Same Occuoant: I Owner Tenant X Vacant "ProllertvrinhlsanlYaised X FeaSlmole leasehold 1 Pro ectT""e I PUD I Condominium HUONA onl\l\ HOAS N/A /Mo. Neinhborhood orPro'ecl Name North Middleton Township Man Reference 06-0021 Census Tract 0119.00 Sale Pric.e $ N/A DaleofSaleN/A Descrinlion and $ arnounl 01 loan chamesJconcessions to be naidlwsenefN/A lender/Client Irwin. McKnlaht & Huahes Address 60 West Pomfret Street, Carlisle. PA 17013 Annraiser Cassandra J. Crockett Address 126 North Hanover Street, Carlisle, PA 17013 Location W lkban ~ Suburban ti Rural Predominant Single family housing Present land use "10 Land use change Buatup B Over 75% 00 25-15% Under 25% occupancy PRICE AGE Onefamily~ BNotllkelY 00 Likely $(000) (yr>l Growth rate Rapid ~ Stable 0 Slaw X Owner ~low~ 2-4famiIY~ In process Propo",,,'"" R ".""" S"", B D.d"", Tenant 200+ Hi"h 1 00 M.J11Harri1y.~ To: Residential Demand/supply Shortage, ~ klba<n:e CMJ':!lJPP'Y X V3Ca1t(Q.6%) i'~:_" Predominant P\fl" Commercial 0"1. MartetJnn lime Under 3 rros X 3-6 mas n Over 6 mos. Vecanl'_S,. 100 I 45 Vacant \ 450/. Note: Race and the racial composition of the neighborhood are not appraisal factors. Neighborhood boundaries and characteristics: Subiect Is bounded on the north bv Rt.944; on the east bv Rt.34; on the south by Carlisle . Borouah; and on the west bv Rt.74. . . Factors that affect the marketability of tha properties in the neighborhoo~proximity to employment and amenities, employment stability, appeal to market, etc.): . Sub.ect nronerty Is located In an expanding area of slnClle famil~ homes and farms between Carlisle and the Perry county .. line/mountains. ShoDDlna and other amenities are within a short drlvln distance. SMSA 3240. Market conditions in the subject neighborhood (Including support for the above conctuslons related to tt"ilend of property values. demand/supply, and marketing time ..such as data on compelitive properties lor salejn the neighborhood, description of the pre...alenca of sales and financing concessions, etc.): Pronertv values are currentlv stable with an average marketl~n time of 80.100 davs. Economic trends and lending rates have remained favorable. Sales concessions occur Infre uentiv~There are new homes under construction In surroundina develoDments, as weil as resales available In the ne~hborhood. . Project Information for PUDs(lf applicable). .Is the developer/builder in control of thEHome Owners' Association (HOA)? U YES ..~ NO Approximate total number of units in the subject project NIA , Approximate total number of units for sale in the subject project N/A Describe common elements end recnational facillties:N/A Dimensions See leaal descrlotlon/tax maD Topography Baslcallv Level Silearea 2 Acres M/L Comer Lot U Ves ~ No Size Larger than normal Specific zoning dassificalion and description Conservation Shape Irreaular Zoning compliance 00 Legal. lXIq LegaJoonOOl'l~(GrandfalhEf8d use)U lIIegal U No zoning Drainage Aooears adeCluate Hinhest&bestuseasim"roved: X Presentuse Otheruse(e: lain' View Creek Utilities Public Other Off.slte Improvements Type Public Private landscaping Average Elecbicity [R] Street Gravel 0 ~ OrivewaySurface Gravel Go, 0 Curbfguller None B Apparent easements None Apparent W",,, ~ creek Sidewalk None ~ FEMA Special Flood Hazard Area l!JYes _U No Sanitary sewer Street lights None R FEMA Zone A,B Map Oale4/1/82 Starmsewer AUev None FEMA Man No. 420367 A Comments (apparent ad...erse easements, encroachments, special assessment,ssllde 81'eas, Illegal or legal nonconforming zoning, use, etc.): There are no aDDarent adverse easements. encroachments or other adverse conditions. Subl~ct site Is located alona the Conodoaulnet Creek and Is In flood olaln. GENERAl DESCRIPTION EXTERIOR DESCRIPTION FOUNDATION BASEMENT INSULATION No. of Units 1 Foundation Block Slab None AreaSq.Ft. est 60 Roof 0 No. of Stories 2 ExtariorWalls Frame/Shngl aa.MSpaa:l Partial % Finished 0% Ceiling-O Type (DeI.lAtt.) Detached Roof Surface Shhlaie Basement Partial Ceiling Unfinished Walls-O Design (Style) Cottaae GLItters & Dwnspts. N/A SUfTl) PUfTll None Walls Block Floor-O Existing/Proposed Exlstina Window Type DoubleHung Dampness Ves- Floor Concrete None -00 Age (Yrs.) 85 Vrs Storm/Screens None Settlement None Obs. Outside Entry No "- -0 Effective Ane Yrs.\ 25.30 Manufactured House No Infestation None Obs. ~ ROOMS Foer Li'lino Dinino Kitchen 000 Famil Rm. Rec.Rm Bedrooms # Baths Laundrv Other AreaSq.Fl. B"",",,' Levell Great 1 1 9B2 . Level 2 1 2 . 9B2 . 0 FinishedareaaboveClradeconlains' 5 Roams. 3 Bedrooms' Bathrs\: 1,964 S uare Feet of Gross Livino Area INTERIOR MaterialslCondition HEATING KITCHEN EQUIP. ATTIC AMENITIES CAR STORAGE: Floors CameWlnvl Type None Refrigerator None 0 Fireplace(s)#~ [R] None 00 . Walls Plaster/Panel Fuel Range/O...en Stairs X Patio 0 Garage #olears Trim/Finish Wood Condi~on Disposal Drop Stair D.", 0 Attached BalhFloor Vlnvl COOLING Dishwasher Scullle Porch Wrap X Detached Bath Wainscot Plaster Central None FanlHood Floor Fence Built-In 000<. Wooden Other Miaowa...e Heated Poo' Carport Falr-AveraCle Condition Condition Washertrln'er Finished Drivewav Addiliana~f~atures f~~ecial energy elficientllems, etc.): Four brick fireolaces . two on each level - used for heat. - Existing plumbing fixtures .5 bath haven't been used for-years er famllv members. Attached shed for boat stora e. Condition of the improvem~~~~ depreclatior(physical, functional, and external), repairs needed, quallly of construction remodeling/additions, etc,: Imorove ments are In falr.avera e condition. Used as family's summer cottat'le. no water/sewer/heat. -A1wavs some water In basement I Der homeowner. . Adverse environmental conditions (such as, buhotllmlted to, hazardous wastes, toxic substances, etc.) present In the Improve men bon the site, or In the Immediate vicinity of the subject properly:No adverse environmental conditions are annarentldlsclosed. SUMMARY APPRAISAL REPORT UNIFORM RESIDENTIAL APPRAISAL REPORT 01 0067 f,""o., M... r..." 10 &-93 I'N3E lCF2 T~fIm"'~"'lho"';I~RIl>6_'_(!OllJn4.II2I F..,........Fo-mlOO4S.gJ a uallon oct on '"ESTIMATED SITE VALUE, . ~ $ 25,000 Comments on Cost Approach (such as, sourceol cost estimate, ESTIMATED REPRODUCTION COST .NEW OF IMPROVEMENTS: site value, square foot calculationand for HUD, VA and FmHA, the Dwelling 1,964 Sq. Ft. @$ 30.00 oS 58,920 eslimatedremalnlngeconomiclireoftheproperly): Bsmt. 60 Sq.Fl.@S~ ~ 1,080 Cost new from Marshall Swift Valuation Service . FP's/PorchesfCupolofShed ~ 15,000 Handbook and local cost analysis. land value from GaragaICarport N/A Sq,Fl.@S_ ~ 0 Market Data Comnarlson. Denreclatlon based on aoe life Total Estimated Cost New i I . . . . . oS 75,000 observed condition and Market Data Analysis. Less " PhYSlcal-r:u'n~ti~n~i' External Est. Remaining Econ. life: 25 Estimated Remalnlna Economic Life Is 30-35 years. . De~eClatlon $25,000 $15,000 ~ , 40,000 Depreciated Value or Improvements ~ , 35,000 'As-is-VaJueoISJlelmprovements. . ~ $ 3,000 INDICATED VALUE BY COST APPROACH ~ $ 63,000 ITEM SUBJECT COMPARABLE NO, 1 COMPARABLE NO.2 COMPARABLE NO.3 Summer Cottage - Trayer Lane 87 Channel Drive 271 Potato Road 380 Cactus Hill Road Address Carlisle N.Middleton-Carllsle Lower Frankford-Carllsle N.Mlddleton-Carllsle ProxJmitvto Sub'ect 1 Mile 3 Miles .5 Mile Sales Price $ N/A $ 45,000 ,.j. $ 55,500 $ 60,000 Price/GrossUv./liea $ 0.00 IlJ $ 44.64 lZl ,. ." $ 72.27 1lJ' ... , 81.08 (Zl Dataand/or Inspection Verification Sources Deed/Crths.Rec. MLS/Courthouse Records MLS/Courthouse Records MLS/Courthouse Records VAlUE.ADJUSTM::mS DESCRiPTION DESCRIPTION .('l$M=::: DESCRIPTION .(.)$Ad-u'ltTJenl DESCRIPTION 1.(.)IAdjIJ.!rnoo1 Sales or Finandng ......;, ;... None, Cash None, Cony None, Cash Concessions DOM11 DOM 278 DOM1 DateofSalelTime N/A ,.. 1-.' '. 8/99 : 9/99 : 6/00 : Location Private Lane Paved Street -10,000 Paved Street -10,000 Similar LeaseI1clIdifee Sirde Fee Simple Fee Simple : Fee Slmnle Fee Simple : Site 2 Acres+/. .6 Acre+/- : +7,000 .7 Acres+/- : +6,500 .7 Acre+l- : +6,500 View Resld/Creek Resld/Creek ResldlCreek Resld/Creek Desion and Aooeal Cottaae/Ava Cottage/Avg Cottane/Avn : Cottage/Avg OJaSlv of ConstrucOOn Ava/Frame Ava/Brick -2,500 Ava/FrmNlnvl : Ava/Frame : Ao, 85 Yrs 60 Yrs+l- 50 Yrs+l- 50 Yrs+/. Condition Falr-Avg Similar Remodeled : .15,000 Up-dated -15,000 Above Grade Tolal'edrm.' B,ltI, Tctal'Bdt-m.' Ball,. TotaI'Bdrm.' ,,,. : ToIoI'9~,' 9all1. : Room Count 2 5: 3: 4: 2: 1.00 : .2,000 4: 2: 1.00- -2,000 4: 2: 1.00 : -2,000 Gross UvinnIvea 1,964 Sn.FI. 1.008 SoH +19,100 768 Sn.Ft. : +23,900 740 SoH : +24,500 . Basement & FlIlished Partial Bsmtl Full Bsmtl -2,500 Crawl Space 0 Crawl Space 0 Rooms Below Grade Unfinished Unfinished FunctionalUtililv No Wtr/Sew/Ht WelllPublcSwr : -10,000 Well/HldnTank : -5,000 Well/Septic : -7,500 Heatina/Coollna None .. OFHAlNone : -3,000 EBB/None : -3,000 Similar" : . En"""\! Eflicient !lems Tvalcal Typical Tvaical Tvnlcal Garane/Car""rt None None : None : None : Porch,Patio,Deck, PorchesfShedl Porches/Shed +2,500 Sun RoomlFP -1,000 Scrnd,Porch/ -1,000 Firelace1s\,etc. 4 FP's Deck/FP Fence,Poot, etc. None None : None None : : : : NetAdi. total\ I;'"'' < II 1+ !XI_ '$ 1,400 1+ IXI_ '$ 5,600 IIX . I '$ 5,500 AdjustedSa!esPrioo ,9t'9~&s;:Jtp~~~~j ~U.%~ ~9f~~kiA .". ." '."'t ofCom"arable Net:~a3.1o/," .~' $ 43,600 Net. .10.1%' $ 49,900 Net;.,9.2%'<~'>~ $ 65,500 Comments on Sales Comparison (including the subject property's compatibility to the neighborhood, etc. ): All comaarables are similar cottages along the Conodoaulnet Creek, are verified closed sales, and are the best currentl~'available; none were found with similar GLA. Excess land was ad lusted @ $S,OOO/acre. .. Fireplaces are used as onlv source of heat In subject property and comparable #3. Ranne of value Is $43,000 to $66,000. ITEM SUBJECT COMPARABLE NO.1 COMPARABLE NO, 2 COMPARABLE NO.3 Date. Price and Data Source flx IriJr sales None None None None wilhln\!earofa"....aisal Courthouse Rec Courthouse Records Courthouse Records Courthouse Records Analysis of any current agreement 01 sale, option, or listing of the subjecl property and analysis ofanypriasalesofsubjedand c:orrpa-ableswilhinoneyecr oflhedateofappralsal: No prior sales within one year were found. INDICATED VALUE BY SALES COMPARISON APPROACH ................. .$ 50,000 . INDICA TED VALUE BY INCOME APPROACHIf ArlOlicablel Estimated Market 'Rent $ N/A 1Ml. x Gross Rent Multinller N/A =$ N/A This appraisal is made ~ 'as is. . W subjedto Iherepars. alterations. Inspectionsaconditionslisted below ..Q subjed 10 CXlf1llletion per plans and specifications. Conditions of Ap~8jsal: The oroDertv has been appraised In current condition. This annraisalls for client onlv non-transferable. See attached addendum. final Recollciiiation:COSt and Market Analvsls consistentlv SUDport mv estimated market value. GRM analvsls was found inapcroprlate for this analvsls. Greatest wei ht Is a lied to the Market Data Analvsis. Su ortlng file Information . substantiates these estimates. The purpose of this appraisal is to estimate the market value of the real property that is the subject of this report. based on the above conditions and the oartincation. CXlnW1gent and limiting conditions, and market value definitiol1t1at lI"e stated In the attached Freddie Mac Fam4391fanllie Mae Fam 1004B (Re..tsed 6/93 I. . I (WE) ESTIMATE THE MARKET VALUE, AS DEfiNED, OF THE REAL PROPERTY THAT IS THE SUBJECUFTHISREPORT,ASOF 02102/2001 (WHICH IS T~E:?2: OF INSPECTION ANO THE EFFECTIVE OATE OF THIS REPORT) TO BE $ - 50,000 - , APPRAISER. ..,/, () (] _11., -d- S~=~-'YAP~NLtlF'Y'Q~ Slt'nature /".A-I-I-"", . S;,.,nat- 00,' (KjDldNot Name Cassandra J. Crockett // Name Steven W. Barrett, SRPA, SRA InspeclProperty Date Reoort SiQned 03/01/2001 Date Rennrt Sinned 03/01/2001 Slale Certification" RL.001348-L SlalePA Slate Certification" GA-000298-L State PA Or Slate license # State Or State License # RB-026921.A State PA Fr_.M.o~..",1O 6-'lJ l,.;ertlTlea Kcslocnll~1 I,: '.C:2'-,;:2 l,.;ertlll'?1J lion oral ' ppralser ~onni.M.oF..", 10lJ0l 6.ilJ VI Appraiser S SUMMARy APPRAISAL REPORT UNIFORM RESIDENTIAL APPRAISAL REPORT file No 01-0067 lllio.......upr_......N:.IIlo_~.....,yMootI(Ql23<I..,l7 SKETCH/AREA TABLE ADDENDUM " . . Case No File No 01.0067 I-~::e~~t~~i~ -~u-~m;r ~o=~e~~~y_e~_La~~Unl;-~C~~b!!~~n~~~~~~ .-. -~-------'--~;~-~~13 _._u_~~==:~= .. Borrow~r_ CI~o~.!R~.'!:~R,Eslate ___ ___ ____ _______,",_____._______.__ _.,_______._'..___H _Lende~!~e~t_~\l'\. Mc.Kn\9'~ HU9!'es UC ~d~~~~!"est P_~mfret Slreet,_~~lisle, PA~701!___~,._~______ _Appra~er Name Cassand!~ J~~~ckell __ _ _ ~ppr _A~~SS 126 North Hanover Street, Carlisle, PA 17013 34.0' .5 B. 34.0' 17.0' Porch o cO b ..; ~ Bedroom F:; Bedroom '~~iL ~0i _L.-.---- L' :..:....:\ I! '----"-1 0 AI Boat ai b Bedroom Kitchen ~ b ..; Storage ..; 8.0' 2]- 8.0' 10.0' 8.0' 8.0' Family b o '" Room b o '" b o '" Great Room b o ..,. --j-~ b o ..,. b o ..,. b o ..,. [::-;=~. [~~----=: . f:__ 18. ' 18.0' Wrap Balcony Wrap Porch 34.0' 34.0' i I I I I Comments: Scale: 1 = 12 1:.. F1 ! pIp LIVING AREA BREAKDOWN Breakdown Subtotals First Floor AREA CALCULATIONS SUMMARY, Description-::' ' Size: "J ) ~;Totai~ First Floor 982.00 S~cond Floor 982.00 Wrap Porch 820.00 Wr'ap Balcony 820,00 porch 102.00 Boat Storage 190,00 1964.00 13.0 x 34.0 442.00 18.0 x 30.0 540.00 Second Floor lJ,.O x H.O 442.00 18.0 x 30.0 540.001 GAR 174.2.00 190.00 . TOTAL LIVABLE (rounded) 1964 4 Areas Total (rounded) -- ----- ___ 1964 i APEX SOFlW"'f{~ 1lOO.8~&'!1Q511 AD,~lnO-",Ar."1! S. W. BARRETT REAl ESTATE & APPRAISAl SERVICES . . Fie No. 01..0066 APPRAISAL OF .,:~-.\~ y",' \1;.- "':~' . " ,::\.: ".1" t.' '\ LOCATED AT: 263 longs Gap Road Carlisle, PA 17013 FOR: Irwin, McKnight & Hughes 60 West Pomfret Street Carlisle, PA 17013 BORROWER: Clyde F. TRAYER, Estate AS OF: February 2, 2001 BY: Cassandra J. Crockett Certified Residential Appraiser 124.126 NORTH HANOVER STREET, CARliSlE, PA 17013 717-24J~646 AND FAX 717.24J~627 , . S. W. BARRETT REAL ESTATE & APPRAISAL SERVICES File No 01-0066 03/0112001 Irwin. McKnight & Hughes 60 West Pomfret Street Carlisle, PA 17013 File Number: 01-0066 In accordance with your request, I have personally inspected and appraised the real property at: 263 Longs Gap Road Carlisle, PA 17013 The purpose of this appraisal is to estimate the market value of the subject property, as improved. The property rights appraised are the fee simple interest in the site and improvements. In my opinion, the estimated market value of the property as of February 2, 2001 is: $100,000 One Hundred Thousand Dollars The attached report contains the description, analysis and supportive data for the conclusions, final estimate of value, descriptive photographs, limiting conditions and appropriate certifications. Respectfully submitted, !Z.tM<-C~;). ~ Cassandra J. Crockett Certified Residential Appraiser 124-126 NORTH HANOVER STREET, CARLISLE, PA 17013 717-243.6646 AND FAX 717.243.8627 . . Pr >"crt" Ocscrlntlon FiloNo. Pro"ert" Address 263 Longs GaD Road Cil" Carlisle Slale PA 7lflCode 17013 lanai Descrintion Deed Book 21-P; Paae 490 County Cumberland Assessor's Parcel No. 29-17-1581-013 TaxYear 00-01 RE. TaxesS 1,067.00 Snecial Assessments $ NIA Borrower Clvde F. TRAYER Estate Curren I Owner Same Occunant: I Owner IXI Tenant I I Vacant " Pro"artvrinhls3""raised X FeeSim Ie Leasehold ProieclTvne r- PVO n Condominium IHUONA 001\1\ HOAS N/A IMo Neiqhborhood or Proiect Nama North Middleton Township Map Reference 17.0581 Census Tract 0119.00 Sale Price $ N/A OateofSaleN/A Description and $ amount of loan charoes/concessions to be pakl by sellerN/A lender/Client Irwin, McKnight & Hughes Address 60 West Pomfret Street, Carlisle. PA 17013 Annraiser Cassandra J. Crockett Address 126 North Hanover Street. Carlisle, PA 17013 Location !d Urban !4! Suburban ~~ Rural Predominant Single family housing Present land use % Land use change Buill up B Over 75% IKl 25-75% 0 Under 25% occupancy PRICE AGE OnefamilY~ o Not likely IKl likely S(OOlI) (In\ Gmwlhrale Rapid ~ Stable LJ Slow ~OW"" ~LOW~ 2-4familY~ o In process Pmp,'" "'"'~ R 'OO""C9 0 S',b" 0 0,O'",c9 Tenant 200+ Hi"h 100 MJlli-farrily.~ To: Residential Demand/supply Shortage, ~ nbalanoa R ~suPP!Y A ~=~~: Predominant Commercial 2% Marketin" lime Under 3 rros X 3-6 mas Over 6 mos 100 I 45 Vacant \ 300/. Note: Race and the racial composition of the neighborhood are nol appraisal factors. Neighborhood boundaries and characteristics: Sublect Is bounded on the north bv Rt.944; on the east bv Rt.34; on the south bv Carlisle . Borough; and on the west bv Rt.74. . . Factors that affect the marketability of the properties in the nelghborhoo~proxlmity to employment and amenities, employment stability, appeal to market, etc,) . Subject prooerty Is located In an exoandina area of slnnle famllv homes and farms between Carlisle and the Perry county " line/mountains. Shoooina and other amenities are within a short drlvlno distance. School svstem Is Carlisle District and local elementarv school Is across the street. SMSA 42-3240. Market conditions In the subject neighborhood (including support for the above conclusions related to tl1eend of property values, demand/supply. and marketing time .. such as data on competitive properties far salein the neighborhood, description of the prevalence of sales and financing concessions, etc.): Prooertv values are currentlv stable with an average marketlna time of 80-100 davs. Economic trends and lending rates have remained favorable. Sales concessions occur Infrequentl\l. There are new homes under construction In surrounding developments, as well as resales available in the neighborhood. . Projecllnformalion for PUDs(lf applicable) - - Is the de~eloper/builder in control of thEHome Owners' Association (HOA)? UYES UNO Approximate total number of units in the subject project NIA Approximate total number of units for sale in the subject project NIA Describe common elements and recreational facililiesN/A Dimensions See leaal descriotionltax map Topography level to sloping Site area 1.5 Acres M/L Corner lot 0 Yes l:KrNo Size Tyolcal for area Specific zoning classification and description Suburban Residential Shape Irreaular Zoning compliance IKlLegaJ. 000 LegalnOllCOnng(GrandfalheredU5e)Ulllegal U No zoning [Kainage ADoears adequate Hiohest & best use as imnroved: X Present use Other use (explain\ View Residential/School Utilities Public Other Off-site Improvements Type Public Private Landscaping Average Electricity ~ 200 amp Street Asphalt 00 B OrivewaySurface Stone G" Curb/gutter None ~ Apparent easements None Apparent Water OW,II Sidewalk None 0 FEMASpecial Fload Hazardkea U_Yes _~ No Sanitary sewer fEi Streetlights None R FEMA,Zone C Map Date411/82 Storm sewer Allev None FEMA Mao No. 420367 A Comments (apparent adverse easements, encroachments, special assessmentssJide areas, Illegal or legal noncorlforming zoning, use, etc.): Well common for area and has no adverse affect on marketabilitv. There are no adverse easements, encroachments or other adverse conditions. GENERAL DESCRIPTION EXTERIOR DESCRIPTION FOUNDATION BASEMENT INSULATION No, of Units One Foundation Block Slab None AreaSq,Ft. 1872 Rool 0 No. of Stories On, Exterior Walls Alum/Frame QaYA Space None % Finished Unfinished Ceiling~OO Type (Det./Alt.) Detached RoofSurtace Rubber Basement Full Ceiling Unfinished Walls ~fKl Design (Style) 1 StOry Gutters & Dwnspts. Aluminum SlJIlll Pump Two Walls Block Floor~O Existing/Proposed Existlna Window Type DoubleHung Dampness None Obs. Floor Concrete None-O Age (Yrs.) 54 Yrs Storm/Screens Yes Settlement None Obs. Outside Enlly Yes * ~" ==0 EffectiveA"e Yrs.\ 12-15 Manufactured House No Infestation None Obs. *Exoosed Basement . ROOMS Fover livino Dinino Kitchen 0" FamilvRm, Rec.Rm. Bedrooms # Baths Laundrv Other AreaSo.FI. Basemen! Area Level 1 1 1 1 3 2 1,552 . leve(2 . Finishedareaabove radecontains: 6 Rooms' 3 Bedroo 's\' 28ath/s\: 1.552 S uare Feet of Gross livino Area INTERIOR Materials/Condition HEATING KITCHEN EQUIP. ATTIC AMENiTIES CAR STORAGE: Floors CaroetNinvl Type BBHW Refrigerator 0 None 00 Fireplace(s)#Stone 00 None 0 . Walls Drywall Fuel Oil Range/Oven 00 Stairs 0 Patio 0 Garage 1 #olears TrimIFinish Wood CondilianAveraae Disposal 0 DropSlair 0 O'd< 0 Attached BalhFloor Vlnvl COOLING Dishwasher 0 Scuttle ~ POfch Two 00 Oetached Bath Wainscot Drywall/Fbrgls Central None 00 R - Fan/Hood Floor Fence Built.ln ~ Doors Wooden Other None Microwave R Heated Poof C~porl Averaae Condition ConditionN/A Washerlflrver Finished Orlvewav 2fStone Additional features (special energy efficient ilems, etc_): Heatolator fireniace; kitchen recentlv remodeledfuo-dated, some lumbin rSDlaced; celllno fans; block retaining walls; Intearal---;;ara;;e beneath rear Dorch area. Condition of the Impro.~ea~ents. depreciatior(physical, functional, and external), repai;~~~eded. q~~i~: of construction remodeling/additions, etc.: Imorove ments are In avera e condition with no ohvslcal or functional Inade uacles a arent. . Adverse environmental conditions (such as, bub10tlimited to, hazardous wastes, toxic substances. etc.) present in the Improvemenl,son the site, or tn tile immediate vicinity of the subject property: No adverse environmental conditions are a:;;~arentldlsclosed. SUMMARY APPRAISAL REPORT UNIFORM RESIDENTIAL APPRAISAL REPORT 01 0066 f...,'.....'cr,,'l{)6,J f'AU jor2 l~""m_pr_.....'O'CIDo_,...,.."..m..I"l...(IOO)l:;<em f.,...IMaof"",,0046.9J V I II S ell SUMMARY APPRAISAL REPORT UNIFORM RESIDENTIAL APPRAISAL REPORT Fllo No 01.0066 a va on . on ESTIMATED SITE VALUE, . ' d 30,000 Comments on Cost Approach (such as, source of cost astlmate. ESTIMATED REPRODUCTION COST-NEW OF IMPROVEMENTS: site value, square 1001 calculatlonand for HUD, VA and FmHA, the Dwelling 1,552 Sq.FI. @$ 40.00 '$ 62,080 estimated remaining economic life olthe property)' Bsmt. 1872 ~,H.@$~ , 14,976 Cost new from Marshall Swift Valuation Service . Well/FP/PorcheslWalls , 14,000 Handbook and local cost analvsls. Land value from Garage/Ca1la1 OrAd) SqFl.@$~ ~ 1,500 Market Data ComDarlson. DeDreclatlon based on ane Ilfe Total Estimated Cost Nlei-" .. 'Ii j'" .. ~ $ 92,556 observed condition and Market Data Analvsls. less _ Physical Functional External Est. Remaining ECl:ln. life: 38 Estimated Remalnln!:l Economic life Is 40-45 vears. . DelYedalion $18,000 ~ $ 18,000 Depredated Value of Improvements, . ~ $ 74,556 "A'1,-i'1,"ValueofS\telmpftlvemenls. ~ $ 3,500 INDICATED VALUE BY COST APPROACH. d 108,100 ITEM I SUBJECT COMPARABLE NO, I COMPARABLE NO, 2 COMPARABLE NO. 3 263 Longs Gap Road 105 Clarendon Place 191 Wagner Drive 512 School Avenue Address N.Mlddleton-Carlisle N.Mlddleton-Carllsle Middlesex-Carlisle Carlisle Borough Proxi~toSubieCl 1 Mile 2 Miles 3 Miles Sales Price $ N/A $ 106,000 " ,." $ 93,000 $ 84,900 PrlcelG-ossUv.AreCl I 64.43 ill $ 84.13 ill $ 81,29 ill $ 63.60 ill D<llaandlor Inspection VerificatiotlSources DeedlCrths.Rec. MLSICourthouse Records Aoar's OatalCrths.Records MLSICourthouse Records VALUE.ADJJSThENTS DESCRIPTION DESCRIPTION ! .(-)$ "-liIJ.rn>onl DESCRIPTION t(.\SAd...lmenl DESCRIPTION 1.(-)SAd,".lmO"t S<llesorFlnanang .'.:..,,;,,; None, FHA None,Conv None,Conv Concessions OOM 65 DOM18 DOM 339 OaleofSalefTime N/A 'CC .' 10/00 : 2100 : 6/99 : localion Suburban Suburban Suburban Suburban : LsaseI1oIdifee.<:irmA Fee Slmnle Fee Slmole Fee SimDle : F.ee SimDle : Site 1.5 Acres+l- .26 Aere+{- +4,000 .92 Acre+f- +2,000 .22 Acre+/- -t-4,500 View Resld/Cntrvsd Residential : Resld/Cntrvsd Residential OesionandAnneal 1 StOiVlAvg Ranch/Superior : -5,000 Ranch/SU;:;-erlor : -5.000 1 Storv/Avg : in....itvofCooslrlKfun Avg/Alum Avg/Brlck -2,500 Avo/Alum Avg/Stone : -2,500 A" 54 Yrs 29 Vrs 45 Yrs 50 Yrs+/- Condmon Avera e Average : Averaae : Average : Above Grade ToIaI'Bcrn.,' B.lhs TotO'sam.' B.lh. : T<:(al'B...m.' BOI~' : TOIoI'e"'m" ,~ : Room Count 2 6: 3: 2.00 1: 4: 2.00: 4', 2: 1.00: +2,000 5: 3: 1.00 : +2,000 GrossUvinaArea 1,552Wt. 1,260Sn,F/ : +5,840 1,144 S::-Fl. +8,160 1,335 So.Ft. +4,340 . Basement & Flf1ished Full BsmU Full Bsmtl Full Bsmtl None +5,000 Rooms Below Grade Unfinished Finished -3,500 Unfinished FunctionalUWi'" Averane Average : Average : Average : HealinnlCoofmQ OHW1None EBB/None : OHW/CA : -1,000 EBB/None . Enemv Effid9flt llerMl Tvoical Tvoical Tvolcal Tvolcal GaranelCaf""rl tear Inta Gar. t Car Garage : 2 Car GaraDo : -2,500 None : -t-2,OOO Porch,Pallo, Deck, Porches/FP DecklFP/ .1,000 Enclsd.Porch/ .1,000 Patio/Fencing 0 Fireolacels\,etc, Fenced Yard FP Fence,Pool,etc. None None None : None : : : : NetAdi.llolan c:;:: -;- 11 1+ lX1- 's 2,160 IIXI + I I. '$ 2,660 X . '$ 15,340 Adjusted$alesPrice ... .';('>; 'r qroSS:, 20.60/. , 0..055:'-23.3% f; Gro55:24.0% ofCo"'''arable Net '~2.0Df.' 103,640 . .. ,. ,'. . ~ 95,660 Ne!: ',:18.1.1. 100,240 $ N" '2.91f.~ \ $ $ Comments on Sales Comparison (Inciudlng the subject property's compatibility to the neighborhood. elc. ): All comoarables are similar In utllitv to the subiect oroDertv, are verified closed sales, and are the best currentlvvavallable. Excess land was adjusted lID $3,500facre. Additional adlustment taken for stvle/appeal. Range of value Is $95,000 to $104,000. ITEM SUBJECT COMPARABLE NO, 1 COMPAAABlE NO.2 COMPARABLE NO.3 Dale, Price and Data Source for prior sales None None None Nono withinve~ofan....aisal Courthouse Rec Courthouse Records Courthouse Records Courthouse Records Analysis of any current agreement of sale. option, Of Ilsting of the subject property and analysis of any priorsales ofsubjed: and comparable5- withlnone ..,ealo! the date 01 appraisal: No prior sales within one vear were found. INDICATED VALUE BY SALES COMPARISON APPROACH ....$ 100,000 . INDICATED VAl.UE BYINCOMEAPPROACH'lfAnolicablel Estim~~e~'M~k~t R~~i $ . 650 fM:j,xGrossRentMJitinlier 150 '$ 97 500 This appralsaJ is made _~ oasis" . y_~tottlefepars.alteralions,inS()edionsCft.onOlful'!s\is\edbe\oW ,!-! SUbjed:looomplellonperplansandspedfications. CondloonsofApp-alsal: The nronertv-has been appraisod in current condition. ThIs annraisaJ is for client onlv, nontransferable. See attached addendum. Final Reconciliation:Cost, Market and GRM Analvses consistentlv sunnort mv estimated market value. Greatest weinht Is anplied to the Market Data Analvsis. Suooortino file information substantiates these estimates. . The purpose of this appraisal Is to estimate themarketvalueofther eal property that is the subjed of this report based on the above condi!ion s and thecertificatioo,ronlir,gent and lilllitil1g col1dilions, and market value de~nltiorthatae stated in the attadIed Freddie MacFQrn\4391Fannie Mae Fcm\ 10045(Re'ffled 6193 ) I (WE) ESTIMATE THE MARKET' VAl.UE, AS DEFINED, OF THE REAL PROPERTY THAT IS THE SUBJEC1)f'THISREPORT.AS OF 02/0212001 . (WHICH IS THE DATE OF INSPECTION AND THE EFFECTIVE DATE OF THIS REPORT) TOBE$ 100,000 . APPRAISER';?", J () 12 D..-i- SUPER~""PR~~:~~rf~~_ ODid OODidNot Slonature A -, SIQnatur~ Name Cassandra J. Crockett /./ Name Steven W. Barrett, SRPA, SRA Inspect Property Date Recort SI!1ned 2128/2001 Date Re........thed 2/28/2001 State Certification II RL.001348-l SlatBPA State Certl!icatlon # GA..QOO298.L Slale PA Orsralellcense# Stale Or State license # RB.026921-A State PA r...H;....oc["..70 6-~J t..e IUIBO ,",OSloonuOl, , .~ 7 (If: 7 ",ertIHC(l l..1eneral F ppr;llser F.,...;......F"'..l~ '0.1 AIl~rai:;or p, 1",.b:m~Ull'-_"'''<C..\~\' ,.....',,'....l~"ln <::TE:'\lE:'''llM J:I^DDII;TT 1011;", II;C'-T"T"" SKETCH/AREA TABLE ADDENDUM . Case No I ~--------- _..."~--- ~ ~~~~rly ~~?!~ong_s_ ~~IJJ!()~'! ~_ittC.~~~s!~_______ _ .. B~row~~. _€::~~!_F..:..,!~_~_,!:~~, _~~~~!___ ~~~51~_r!<?~e_n_~__ Irw~,"!, ~~Kn~~~_~~ _fi~~_!~ ~p'~_~~er N~~assandr~ _J:E!~~ket~__ File No 01-0066 C?Un.lt._ Cum_b~r~Ol.n.~_____ Slal~~ ~ ___~~~!?_O~_ _ UC Address 60WeSt Pomfj.etstr;ei:Carii~! P~_!7013_________ '--~~_e~r ~d&eSS . 126-N~rth-~~~OV8r St;:e~ Carlisle. PA 1701_~__ ,_ 20.0' b (() ~ Porch 52.0' Kitchen ~- ..----. u__ '-.;'1 '-,i- Bedroom Bedroom b (() '" Bath I~ \ __ I 1.,--- I '.:___''.J Bath b <i <"> Living Room Dining Room b b oci Bedroom ~ ~ Porch 14.0' 23.0' Comments: Scale: 1 = 10 LIVING AREA BREAKDOWN Breakdown Subtotals ~ First Floor I 8.0 x 1.<1..0 1:l:1.00 26.0 x 52.0 1352.00 23.' . '80.0. "'361 r AREA CALCULATIONS SUMMARY, Code Description SIze ';'\ :,' lotals . GLA:i------Plrst Fioor:--------rS52-:J6Ti552. i'6 pIp porch 253.00 Porch 320.00 573.00 i I , I , I , TOTAL LIVABLE (rounded) 1552 3 Areas Total (rounded) I . ~l~_j __J AP"''' QnpWA"'" MO.R"'LOOU