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HomeMy WebLinkAbout07-23-15 � ni i iii� � R GUARDIANSHIP OF INCAPACITATED PERSON COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA ORPHANS' COURT DIVISION ESTATE OF JOAN A. SCHRADER , AN INCAPACITATED PERSON ACCOUNT OF MANUFACTURERS AND TRADERS TRUST COMPANY , GUARDIAN No.2013-168 PETITION FOR ADJUDICATION/ STATEMENT OF PROPOSED DISTRIBUTION PURSUANT TO Pa. O.C.Rule 6.9 ;., � r-, � Q C1'7 � � This form may be used in all cases involving the Audit of the Account of a Guard�n�the E�te �? o of an incapacitated person. If space is insufficient, riders may be uttcrched. �--.�'� �� ,-c'.. `;{ � ';� .:.. r"' W �'� ri1 ::,_� r_� � . .� ; c> � _�' -7i INCL UDE ATTACHMENTS AT THE BACK OF THIS FORNT. � N r-�� c� : - .; �w r,-i . N C!� O � `n Name of Counsel: Ivo V. Otto III Supreme Court I.D.No.:2��63 Name of Law Firm: Martson Law Offices Address: 10 East High Street, Carlisle,PA 17013 Telephone: ��17)243-3341 Fax: ��17)243-1850 Form OC-03 rev.�0.�3.06 Page 1 of 6 � � �\ iui i ill� 1 Estate of JOAN A. SCHRADER ,An Incapacitated Person 1. Name(s)and address(es) of Petitioner(s): Petitioner: Petitioner: Name: M&T Banlc, Guardian Aa�,ess: One West High Street Carlisle,PA 17013 2. Date of Adjudication of Incapacity: June 28,2013 Date of Appointment as Guardian: June 28, 2013 Attach copy(ies) of Decree(s). 3. A. Explain the reason for filing this Account(if incapacitated person has died, state date of death, name and address of personal representative and of his or her counsel and attach a Short Certificate if available. If incapacitated person has been adjudged to have regained capacity, state date of Decree. If Account is filed for any other reason, state address of incapacitated person): The Guardian offers this Account to acquaint interested parties with the transactions that have occurred during the Administration from July 10, 2014 to June 30, 2015. B. Have prior accountings been filed? . . . . . . . . . . . . . . . . . . . . . . . . . . . �Yes �No If yes, state accounting periods and dates of adjudication. July 22,2013 to July 9, 2014; adjudicated on August 26, 2014 4. Describe in detail any questions requiring adjudication and state the position of the Petitioner(s) as to each question: Form OC-03 rev. 10.13.06 Page 2 of 6 i IIII I NII� I Estate of JOAN A. SCHRADER , An Incapacitated Person 5. Written Notice of the Audit as required by Pa. O.C. Rules 6.3, 6.7 and 6.8 has been or will be given to all parties in interest listed in item 6 below. In addition, notice of any questions requiring adjudication as discussed in item 4 above has been or�vill be given to all persons affected thereby. A. If Notice has been given, attach a copy of the Notice as well as a list of the names and addresses of the parties receiving such Notice. B. If Notice is yet to be given, a copy of the Notice as well as a list of the names and addresses of the parties receiving such Notice shall be submitted at the Audit together with a statement executed by a Petitioner or counsel certifying that such Notice has been given. C. If any such party in interest is not sui juris (e.g., minors or incapacitated persons), Notice of the Audit has been or will be given to the appropriate representative on such party's behalf as required by Pa. O.C. Rule 5.2. 6. List all parties of whom Petitioner(s)has/have notice ar knowledge, having or claiming any interest in the estate, including the incapacitated person's heirs at law. This list shall: A. State each party's relationship to the incapacitated person and the nature of each party's interest(s): Name and Address of Each Par in Interest I Relationship and Comments if an� I Interest Joan Schrader Self 508 Cocklin Street Mechanicsburg,PA 17055 Gary Fisher Husband 508 Cocklin Street Mechanicsburg,PA 17055 Frederick A.Schrader Brother 2715 Carter Farm Court Alexandria,VA 22306 Form OC-03 rev. 10.13.06 Page 3 of 6 1 1111 I �II■ 1 Estate of JOAN A. SCHRADER , An Incapacitated Person B. Identify each party who is not sui juris (e.g., minors or incapacitated persons). For each such party, give date of birth,the name of each Guardian and how each Guardian was appointed. If no Guardian has been appointed, identify the next of kin of such party, giving the name, address and relationship of each. 7. Is the Cout't being asked to direct the filing of a Schedule of Distribution? . . . . . . . . . . . . . . . . . . . . . . . . . . �Yes �No FormOC-o3 rev. l0.13.06 Page 4 of 6 f IIII I IIII� 1 Estate of JOAN A. SCHRADER , An Incapacitated Person Wherefore, your Petitioner(s)ask(s)that distribution be awarded to the parties entitled and suggests that the distributive shares of income and principal (residuary shares being stated in proportions, not amounts) are as follows: A. Income: Proposed Distributee(s) Arnoun[/Proportion Not applicable. B. Principal: Proposed Distribu[ee(s) Amount/Proportion Not applicable. Submitted By: (flll petitioners must sign. Add additional lines if necesscrry): James A. Smiley, Vice President BY tG•2 �. w(,�^� � N e of Petitioner: M& ��k,Guardian Name of Petitioner: Form OC-03 rev. 10.13.06 Page 5 of 6 iui i i�i■ � Estate of JOAN A. SCHRADER , An Incapacitated Person Verification of Petitioner (Verification must be by at least one petitioner.) The undersigned hereby verifies '� �t111t he/she he is aae Vice President of the above-named name ofcorporation Manufacturers and Traders Trust Co. and] that the facts set forth in the foregoing Petition for Adjudication/Statement of Proposed Distribution which are within the personal knowledge of the Petitioner are true, and as to facts based on the information of others,the Petitioner, after diligent inquiry, believes them to be true; and that any false statements herein are made subject to the penalties of 18 Pa. C.S. § 4904 (relating to unsworn falsification to authorities). G�,,�° -, S' ature of Petitioner *Corporate petitioners must complete bracketed info�mation. Certification of Counsel The undersigned counsel hereby certifies that the foregoing Petition for Adjudication/ Statement of Proposed Distribution is a true and accurate reproduction of the form Petition authorized by the Supreme Court, and that no changes to the form have been made beyond the responses herein. �� / Signature of Counsel for Petitioner Form OC-03 .ev.�o.ls.o6 . Page 6 of 6 I IIII 1 IIII� 1 � IN RE: ) IN THE COURT OF COMMON PLEAS ) OF CUMBERLAND COT�iTY G; �_- ;�� JOAN SCHRADER ) ORPHANS' COURT DI�S�N �__ '`' �� ) "'. �- .:' �� �. �. �, �, �-� �:• ) NO.2013-168 %� ;,> - rv ' =:i � o r �-�- p �.:� � _� �' �.� :.' `•' .� . i`: �` ��' Rl - C7 C3 �-. `...� .�.� ; �7 =r f RDER � r'_ " � -� �-, i �;, �� AND NOW, thisZ�da o , 2013, the ruli� .of the �urt�on" e � �' Q Y g � � � c _ ::: -i Petition to Adjudicate Joan Schrader Incapacitated and Appoint a Guardian of Her Estate is that y the appointment of a Limited Guardian for Joan Schrader is appropriate and necessary for the limited purpose of management of her financial assets and real estate and making investment and financial decisions. The Stipulated Proposed Findings of Fact and Conclusions of Law filed under seal in this case are hereby adopted in full as the Findings and Conclusions of this Court. All prior Orders of Court are modified as follows below. Manufacturers and Traders Trust Company ("M&T Bank") is hereby appointed as the Limited Guardian for Joan Schrader under the following terms: 1. Joan Schrader's brokerage account (the "Fund") currently managed by Merrill Lynch Wealth Management, Account Numbers ending in the last four digits 5115, 0680, 0681, 0682 and 7657 shall be transferred to M&T Bank for the pi��-pose of managing, investing, reinvesting and making appropriate payment of Joan Schrader's expenses. Such transfer is directed to take place in such a way as to avoid incurring tax liability. 2. The Limited Guardian shall have, hold, manage, invest, and reinvest the Fund, and collect the income and pay and use an amount not to exceed 7% annually of the balance of the Fund calculated as of December 315` of the preceding year (the "Annual Expenditures") as the Limited Guardian, in the Limited Guardian's sole discretion, without further Order of Court, � iui_i �i■ i from time to time shall deem necessary to provide for the proper maintenance, support, and wellbeing, including medical, hospital, nursing, or nursing home care of Joan Schrader. Unexpended amounts from an Annual Expenditure for any year shall be accrued and may be used for the foregoing purposes in a later year without further Order of Court. 3. So long as there remain sufficient Fund assets to provide for Joan Schrader's lifetime care, maintenance, support and wellbeing, including medical, hospital, nursing or nursing home caze as determined in the sole discretion of the Limited Guazdian, Limited Guardian shall place $4,000.00 per month into a checking account in the name of, and for the benefit of Joan Schrader, with the understanding that Joan Schrader has free and unrestricted use of these funds and that their intended use is for daily household and personal expenses not otherwise paid by Limited Guardian. This amount shall be considered part of the Annual Expenditures of the Limited Guazdian as referenced in paragraph 2 above. 4. Without limiting the foregoing, included in the Limited Guardian's Annual Expenditures as referenced in paragraph 2,the Limited Guardian shall directly pay the following expenses of Ms. Schrader: a. all federal,state,and local taxes,including estimated taxes; b. municipal and school real estate taxes associated with the ownership of Joan Schrader's home; c. insurance and maintenance expenses required for the upkeep of Joan Schrader's personal residence located at 508 Cocklin Street, Mechanicsburg, Cumberland County, Pennsylvania ("Personal Residence");and d. All medical bills not covered by insurance or other third party payor. -2 - iui i n� i r 5. The Limited Guardian may request this Court to authorize additional expenditures in excess of the Annual Expenditures, where necessary,to provide for the purposes set forth in paragraph 2 above. 6. The Personal Residence of Joan Schrader shall not be sold, transferred, refinanced, mortgaged, encumbered or otherwise disposed of without the consent and joinder of the Limited Guardian. The sale of the Personal Residence of Joan Schrader and acquisition of future living arrangements for Joan Schrader are within the discretion of the Limited Guardian. 7. The Limited Guardian shall be compensated in accordance with its fee schedule in effect from time to time for managed trusts. In addition, a fee of $IS.00 per check will be charged for the payment of any bills. 8. The Court makes no finding regazding the present testamentary capacity of Joan Schrader. THE OUR : J. Thomas A.Pl cey Common Pleas Judge Distribution: Ivo V. Otto, III,Esquire Thomas A.French,Esquire -3 - ini i u�i■ � WIL.I.IAD4 F. NIARTSnN �,�IARTS O N U:1VID.�. F'L't"I..SIDf()NS JOHN B.FOWLER III CHRIS"COPHP:R E.RICF DANIEL K. DEARDORFF** ST:"CH T.1�I<)SEk3F.Y TH<�M�J. W���MS* L AW O F F I C E S ��T�F ,.�ti,X�:�L Ivo V.O'[�'o III Dnv��W. Pn�uc HUBERT X. GILROY 'Bo�aD CeRne�e�Crnc Tiuw�SracuLisr IO EAST HIf;H S'IREET CARLISLE,PENNSYLVAM.� 17f)13 "Bo�CEnrieien Wowce�es' GEORGE B. F.qLI.ER)R.* T:(71�243-3341 F: (71�243-1850 wwwmartsonla�v.cam CoMeer,swrioN SnecuusT July 23, 2015 VIA CERTIFIED MAIL VIA CERTIFIED MAIL Ms. Joan A. Schrader Mr. Gary Fisher 508 Cocklin Street 508 Cocklin Street Mechanicsburg, PA 17055 Mechincsburg, PA 17055 VIA CERTIFIED MAIL Mr. Frederick A. Schrader 2715 Carter Farm Court Alexandria, VA 22306 RE: Estate of Joan A. Schrader, an incapacitated person Our File No. 15121.1 Dear Sir/Madam: Enclosed is a Notice of Filing Second and Partial Account and Petition for Adjudication and Call for Audit or Confirmation, along with a copy of the Second and Partial Account and Petition of Manufacturers and Traders Trust Company, Guardian for Joan A. Schrader. As stated on the Notice,the Account will be presented for confirmation in Court Room No. 1 of the Cumberland County Courthouse, Carlisle, PA, at 9:30 a.m. on Tuesday, August 25, 2015. Please contact our office should you have any questions or concerns. Very truly yours, , _.\ MAR`�SON LAW OFFICES �` �� Ivo V. Otto III IVO/mas Enclosures cc: Manufacturers and Traders Trust Company (w/enc.) Thomas A. French, Esquire (w/enc.) F:�FILES\Clien[sU5121 SchraderWecountsU5121.1.notice.ltrl.wpd INFORMATION ' ADVICE • ADVpCACY sM iui i �i� � IN RE: : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY,PENNSYLVANIA ESTATE OF JOAN A. SC�-IRADER, . AN INCAPACITATED PERSON : ORPHANS' COURT DIVISION : N0. 21-13-168 NOTICE OF FILING SECOND AND PARTIAL ACCOUNT AND PETITION FOR ADJUDICATION AND CALL FOR AUDIT OR CONFIRMATION NOTICE IS HEREBY GIVEN that Manufacturers and Traders Trust Company,Guardian for Joan A. Schrader, an incapacitated person, has this date filed the Second and Partial Account and Petition for Adjudication in the above-captioned Estate in the Office of the Clerk of the Orphans' Court in and for Cumberland County,Pennsylvania,where the same is filed as public record and may be inspected. Copies of the Account and Petition are enclosed far your information. YOU ARE FURTHER NOTIFIED that any exceptions or objections to said Account or Petition must be filed in writing at the office ofthe Clerk ofthe Orphans'Court,Cumberland County Courthouse,Carlisle, PA 17013, aforesaid prior to the confirmation of said Account scheduled as set forth below. iJNLESS written exceptions or objections are filed prior thereto, said Account will be presented by the Clerk ofthe Orphans'Court to the above-captioned Court in Court Room No. 1 (the courtroom is subject to change)of the Cumberland County Courthouse, Carlisle, Pennsylvania, at 9:30 a.m.prevailing time, on Tuesday, August 25, 2015, at which time said Account will be confirmed and distribution ordered in accordance with the Petition for Adjudication. MART`SON AW OFFICES , �.._ By� 2 , - Ivo V. Otto III, Esquire 10 East High Street Carlisle, PA 17013 (717)243-3341 Attorney for the Estate of Joan A. Schrader, an incapacitated person Date of Notice: July 23, 2015 NOTICES TO: Ms. Joan A. Schrader Mr. Gary Fisher 508 Cocklin Street 508 Cocklin Street Mechanicsburg,PA 17055 Mechanicsburg, PA 17055 Mr. Frederick A. Schrader 2715 Carter Farm Court Alexandria, VA 22306 1 1111 . 1 II�I■ 1 �,J /�j.�l��� �� IN THE COURT OF COl�II�70N PLEAS OF CUMBERLAND COUNTY, PA. ORPHANS' COURT DIVISION NO. 2013-168 GUARDIAN FOR JOAN A. SCHRADER, AN INCAPACITATED PERSON UNDER COURT ORDER DATED 6/28/2013 ------------------------------------------------------ ------------------------------------------------------ SECOND AND PARTIAL ACCOUNT OF Manufacturers and Traders Trust Company, Guardian ---------------------------------------------------------------------- ---------------------------------------------------------------------- Date of First Receipt of Funds: July 22, 2013 Accounting for the period: July 10, 2014 to June 30, 2015 ---------------------------------------------------------------------- ---------------------------------------------------------------------- Purpose of Account: The Guardian offers this Account to acquaint interested parties with the transactions that have occurred during the Administration. It is important that the Account be carefully examined. Requests for additional information, questions or objections can be discussed with: . James A. Smiley, Vice President Manufacturers and Traders Trust Company One West High Street Carlisle, PA 17013 (717) 240-4505 Or Martson, Deardorff, Williams, Otto, Gilroy & Faller 10 E. High Street Carlisle, PA 17013 rv c� � � rn. � `� �- � o � c.�..- — Cz7 -p �---- r,�7 .�"J rn _� c� ._._f c-a ..a ,,,. r- rv ,��-� r�� � �' __ e`� W ._ � � ��. , � ,.'.'� ..' - ,- ,,,� ��� -..rt ti;� ��"� c',? � -�t - c:.� ._: c� _ . f V t�' t't'1 . __� � Q - 1 - -r� .,;� � � � � � iui i i�■ � SUMMARY OF ACCOUNT PAGES PRINCIPAL Receipts 3-8 $ 2,106,240.25 Net Gain on Sales or Disposition 9-13 4,306.63 $ 2,110,546.88 Decrease in Reappraisement 14-16 -3,457.06 $ 2,107,089.82 Less Disbursements: Administration - Misc. Exp. 17 $ 15.00 -15.00 Balance before Distributions $ 2,107,074.82 Distributions to Beneficiaries 18 -48,000.00 Principal Balance on Hand 19-22 $ 2,059,074.82 For Information: Investments Made 23-24 Changes in Holdings 25-47 INCOME Receipts 48-60 $ 70,582.17 Less Disbursements 61-62 -40,637.67 Balance before Distributions $ 29,944.50 Distributions to Beneficiaries 63-66 -10,069.03 Income Balance on Hand 67 $ 19,875.47 COMBINED BALANCE ON HAND $ 2,078,950.29 ------------------ ------------------ Verification 68 - 2 - i ui i �■ � PRINCIPAL RECEIPTS ASSETS AS PER FIRST AND PARTIAL ACCOUNTING ADJUDICATED: Bonds $25,000 Allegheny County PA 5& due 10/15/22 $ 27,607.95 $25,000 Centennial PA School 4� due 12/15/16 26,941.14 $25,000 Chester County PA 5g due 7/15/27 26,918.47 $25,000 Clark County NV 4� due 11/1/18 27,439.82 $25,000 Cumberland County PA 4� due 5/1/21 27,549.53 $40,000 Hawaii State 4.5� due 11/1/19 45,297.91 $25,000 Hazelton PA Area School 4� due 3/1/21 26,210.80 $25,000 Lower Merion PA School 4� due 5/15/15 26,002.90 $25,000 New York St Twy 4� due 4/1/17 27,128.81 $25,000 Pennsylvania St Tpk 5?s due • 12/1/20 28,188.57 $25,000 Pennsylvania State 5� due 4/15/17 27,073.45 $25,000 Pennsylvania State Econ 5g due 1/1/20 28,161.39 $25,000 Southern Lehigh PA School 4� due 9/1/24 25,630.51 Common Stocks 200 Shs. AT&T Zncorporated 7,104.00 FORWARD $ 377,255.25 - 3 - 1 1111 '... 1 II�I■ 1 PRINCIPAL RECEIPTS (cont'd) FORWARD $ 377,255.25 Common Stocks (cont'd) 400 Shs. Automatic Data Processing Incorporated 28,888.00 200 Shs. Boeing Company 21,390.00 200 Shs. Bristol-Myers Squibb Company 9,634.48 200 Shs. Chevron Corporation 25,274.00 500 Shs. Conocophillips 32,795.00 400 Shs. Disney Walt Company 25,856.00 200 Shs. Dominion Resources Incorporated New 14,066.49 200 Shs. Du Pont E I De Nemours & Company 13,619.48 77 Shs. Express Scripts Holding C 5,145.14 200 Shs. Exxon Mobil Corporation 18,998.00 2,400 Shs. Fulton Financial Corporation 30,720.00 600 Shs. General Electric Company 14,772.00 50 Shs. International Business Machines Corporation 9,099.63 700 Shs. Johnson & Johnson 64,652.00 400 Shs. Lowes Companies Incorporated 17,900.00 400 Shs. Merck & Company incorporated 19,108.00 250 Shs. Phillips 66 14,710.00 300 Shs. Southern Company 13,235.72 200 Shs. The Hershey Company 18,574.00 FORWARD $ 775,693.19 - 4 - i ui i �■ � PRINCIPAL RECEIPTS (cont'd) FORWARD $ 775,693.19 Common Stocks (cont'd) 200 Shs. United Technologies Corporation 20,998.00 200 Shs. Verizon Communications 9,893.49 Mutual Funds 482.625 Shs. Aberdeen Global High Income FD-I 5,000.00 2,814.233 Shs. Blackrock II-Float Rat-Inst 29,440.69 5,813.416 Shs. DWS Floating Rate Plus Inst 55,000.00 2,495.01 Shs. Federated Muni Ultrashort Fd Inst 25,000.00 11,045.101 Shs. Federated Strategic Value Fund Div C1 I 65,204.41 9,617.487 Shs. Federated Ultra Short Bd-Ins 88,000.00 55,008.075 Shs. Franklin Income C1 Advr 130,000.00 1,540 Shs. IShares MSCI EAFE ETF 94,032.40 1,501 Shs. IShares MSCI Pacific Ex Japan ETF 67,710.11 1,940 Shs. IShares Russell 1000 Growth ETF 147,517.60 . 2,515 Shs. IShares Russell 1000 Value ETF 220,917.60 587 Shs. IShares Russell 2000 Growth Index ETF 69,776.69 551 Shs. IShares Russell 2000 Value ETF 50,499.15 FORWARD $ 1,854,683.33 - 5 - t 1111 ' 1 II�I■ � PRINCIPAL RECEIPTS (cont'd) FORWARD $ 1,854,683.33 Mutual Funds (cont'd) 6,069.428 Shs. Ridgeworth Seix FL Rate HI 2nc Fd-I 55,000.00 596 Shs. SPDR Dow Jones G1 Real Estate ETF 25,920.04 1,308 Shs. SPDR MSCI ACWI EX-US 43,164.00 504.032 Shs. Vanguard Int-Term Inv Grade C1 Inv 5,000.00 479.386 Shs. Vanguard Long Term Investment Grade C1 Inv 5,000.00 Preferred Stock 126 Shs. Aegon NV 8� Pfd 3,519.18 41 Shs. Aspen Insurance 7.25?s Pfd 1,067.64 124 Shs. Barclays Bank 7.1� Pfd Ser 3 3,106.21 92 Shs. Barclays Bank 7.75� Pfd Ser 2,325.76 94 Shs. Barclays Bank PLC Pfd 8.125� 2,382.90 154 Shs. Citigroup Cap Pfd 7.875� 12/15/67 4,287.36 79 Shs. DB Cont Capital Trust V 8.05� Pfd 2,205.68 132 Shs. DB Contingent Cap Tr III 7.6� Pfd 3,540.24 94 Shs. Dominion Resources Pfd 8.375� 2,475.02 153 Shs. Goldman Sachs Group Incorporated 6.5� Pfd 3,919.86 56 Shs. Hartford Financial Services Group 7.875� Pfd 1,618.96 FORWARD $ 2,019,216.18 - 6 - ! IIII . I II�I■ 1 PRINCIPAL RECEIPTS (cont'd) FORWARD $ 2,019,216.18 Preferred Stock (cont'd) 75 Shs. Health Care REIT 6.5� Pfd Ser J 1,920.75 81 Shs. Hospitality Properties Trust 7.125� Pfd Ser D REIT 2,073.60 158 Shs. ING Groep NV 6.125� Pfd 3,700.36 49 Shs. ING Groep NV 6.375� Pfd 1,168.16 129 Shs. ING Groep NV 7.2� Pfd 3,227.58 168 Shs. ING Group NV 7.05� Pfd 4,179.84 105 Shs. Morgan Stanley Cap III Pfd 6.25� 2,638.65 94 Shs. Morgan Stanley Cap IV Pfd 6.25� 2,350.00 58 Shs. Morgan Stanley Cap Tr Pfd 6.6� 1,455.80 27 Shs. Morgan Stanley VIII Pfd 6.45'c 676.08 32 Shs. PPL Capital Fnding 5.9� Pfd Ser g 728.96 90 Shs. Qwest Corp 7� Pfd 2�2�3•�0 77 Shs. Qwest Corp 7.375� Pfd 1,970.43 115 Shs. Qwest Corp 7.5� Pfd 2,976.20 13 Shs. Scana Corporation 7.7� Pfd 353.52 48 Shs. TCF Financial Co 7.5$ Pfd 1,251.84 55 Shs. Telephone & Data System 7� Pfd 1,425.60 172 Shs. Vornado Realty LP Pfd 7.875$ 4,549.40 37 Shs. Weingarten Realty 8.1� Pfd REIT �92•1� FORWARD $ 2,058,928.82 - 7 - I 1111 1 II�I■ � PRINCIPAL RECEIPTS (cont'd) FORWARD $ 2,058,928.82 Preferred Stock (cont'd) 63 Shs. Wells Fargo & Company 5.85� Pfd Ser Q 1,540.35 14 Shs. Wells Fargo & Company Pfd 8� 405.44 Foreiqn Stocks 600 Shs. BP PLC Sponsored ADR 26,064.00 $ 2,086,938.61 Principal Cash 16,476.64 $ 2,103,415.25 SUBSEQUENT RECEIPTS CASH: 07/10/14 Martson, Deardorff, Williams, Otto, Gilroy & Faller - Unused Reserve for Attorney Fee from First and Partial Account $ 1,500.00 07/10/14 Cumberland County Register of Wills - Unused Reserve for Filing Fees from First and Partial Account 1,325.00 2,825.00 TOTAL PRINCIPAL RECEIPTS $ 2,106,240.25 - 8 - 1 1111 . 1 II�I■ � PRINCIPAL GAINS OR LOSSES ON SALES OR OTHER DISP05ITIONS GAIN LOSS 07/15/14 75 Shs. Health Care REIT 6.5� Pfd Ser J Net Proceeds 1,928.76 Acquisition Value 1,920.75 $ 8.01 07/15/14 81 Shs. Hospitality Properties Trust 7.125� Pfd Ser D REIT Net Proceeds 2,083.07 Acquisition Value 2,073.60 9.47 08/06/14 158 Shs. ING Groep NV 6.125� Pfd Net Proceeds 3,968.47 Acquisition Value 3,700.36 268.11 OS/06/14 63 Shs. Wells Fargo & Company 5.85g Pfd Ser Q Net Proceeds 1,601.26 Acquisition Value 1,540.35 60.91 08/06/14 49 Shs. ING Groep NV 6.375� Pfd Net Proceeds 1,235.63 Acquisition Value 1,168.16 67.47 08/06/14 153 Shs. Goldman Sachs Group Incorporated 6.5� Pfd Net Proceeds 3,998.95 Acquisition Value 3,919.86 79.09 08/06/14 94 Shs. Morgan Stanley Cap IV Pfd 6.25� Net Proceeds 2,366.62 Acquisition Value 2,350.00 16.62 08/06/14 105 Shs. Morgan Stanley Cap III Pfd 6.25� Net Proceeds 2,644.63 Acquisition Value 2,638.65 5.98 08/29/14 168 Shs. ING Group NV 7.05� Pfd Net Proceeds 4,350.01 Acquisition Value 4,179.84 170.17 08/29/14 129 Shs. ING Groep NV 7.2� Pfd Net Proceeds 3,357.47 Acquisition Value 3,227.58 129.89 FORWARD $ 815.72 - 9 - i ui i �■ � PRINCIPAL GAINS OR LOSSES ON SALES OR OTHER DISPOSITIONS (cont'd) GAIN LOSS FORWARD $ 815.72 08/29/14 58 Shs. Morgan Stanley Cap Tr Pfd 6.6� Net Proceeds 1,473.01 Acquisition Value 1,455.80 17.21 08/29/14 27 Shs. Morgan Stanley VIII Pfd 6.45� Net Proceeds 681.66 Acquisition Value 676.08 5.58 08/29/14 132 Shs. DB Contingent Cap Tr III 7.6� Pfd Net Proceeds 3,644.10 Acquisition Value 3,540.24 103.86 08/29/14 55 Shs. Telephone & Data System 7& Pfd Net Proceeds 1,389.71 Acquisition Value 1,425.60 $ 35•89 08/29/14 32 Shs. PPL Capital Fnding 5.9� Pfd Ser B Net Proceeds 782.80 Acquisition Value 728.96 53.84 09/15/14 37 Shs. Weingarten Realty 8.1� Pfd REIT Net Proceeds 740.00 Acquisition Value 792.17 52.17 10/01/14 172 Shs. Vornado Realty LP Pfd 7.875� Net Proceeds 4,300.00 Acquisition Value 4,549.40 249.40 10/10/14 0.3333 Shs. CDK Global Holdings LLC Net Proceeds 9.60 Acquisition Value 8.98 •62 10/15/14 94 Shs. Dominion Resources Pfd 8.375� Net Proceeds 2,350.00 Acquisition Value 2,475.02 125.02 il/12/14 133 Shs. CDK Global Holdings LLC Net Proceeds 4,630.62 Acquisition Value 3,584.28 1,046.34 FORWARD $ 2,043.17 $ 462.48 - 10 - PRINCIPAL GAINS OR LOSSES ON SALES OR OTHER DISPOSITIONS (cont'd) GAIN LOSS FORWARD $ 2,043.17 $ 462.48 11/12/14 13 Shs. Scana Corporation 7.7� Pfd Net Proceeds 329.12 Acquisition Value 353.52 24.40 11/12/14 14 Shs. Wells Fargo & Company Pfd 8� Net Proceeds 407.07 Acquisition Value 405.44 1.63 11/12/14 41 Shs. Aspen Insurance 7.25� Pfd Net Proceeds 1,089.24 Acquisition Value 1,067.64 21.60 li/12/14 154 Shs. Citigroup Cap Pfd 7.875� 12/15/67 Net Proceeds 4,103.61 Acquisition Value 4,287.36 183.75 11/12/14 56 Shs. Hartford Financial Services Group 7.875� Pfd Net Proceeds 1,684.30 Acquisition Value 1,618.96 65.34 11/12/14 77 Shs. Qwest Corp 7.375� Pfd Net Proceeds 2,053.35 Acquisition Value 1,970.43 82•92 11/12/14 90 Shs. Qwest Corp 7� Pfd Net Proceeds 2,328.01 Acquisition Value 2,273.70 54.31 11/12/14 115 Shs. Qwest Corp 7.5� Pfd Net Proceeds 3,082.79 Acquisition Value 2,976.20 106.59 11/12/14 48 Shs. TCF Financial Co 7.5� Pfd Net Proceeds 1,293.45 Acquisition Value 1,251.84 41.61 12/04/14 Long Term Capital Gain Distribution on Federated Strategic Value Fund Div C1 I Net Proceeds 2,743.46 Acquisition Value .00 2,743.46 FORWARD $ 5,160.63 $ 670.63 - 11 - , .. . PRINCIPAL GAINS OR LOSSES ON SALES OR OTHER DISPOSITIONS (cont'd) GAIN LOSS FORWARD $ 5,160.63 $ 670.63 12/04/14 Short Term Capital Gain Distribution on Federated Strategic Value Fund Div C1 I Net Proceeds 260.45 Acquisition Value .00 260.45 12/18/14 Long Term Capital Gain Distribution on Vanguard Long Term Investment Grade C1 Inv Net Proceeds 45.06 Acquisition Value .00 45.06 12/18/14 Short Term Capital Gain Distribution on Vanguard Long Term Investment Grade C1 Inv Net Proceeds 22.53 Acquisition Value .00 22.53 12/18/14 Long Term Capital Gain Distribution on Vanguard Int-Term Inv Grade C1 Inv Net Proceeds 67.51 Acquisition Value .00 67.51 12/18/14 Short Term Capital Gain Distribution on Vanguard Int-Term Inv Grade C1 Inv Net Proceeds 12.09 Acquisition Value .00 12.09 12/22/14 Long Term Capital Gain Distribution on Aberdeen Global High Income FD-I Net Proceeds 202.61 Acquisition Value .00 202.61 12/22/14 Short Term Capital Gain Distribution on Aberdeen Global High Income FD-2 Net Proceeds 46.72 Acquisition Value .00 46.72 04/O1/15 Long Term Capital Gain Distribution on Vanguard Long Term Investment Grade C1 Inv Net Proceeds 26.32 Acquisition Value .00 26.32 FORWARD $ 5,843.92 $ 670.63 - 12 - PRINCIPAL GAINS OR LOSSES ON SALES OR OTHER DISPOSITIONS (cont'd) GAIN LOSS FORWARD $ 5,843.92 $ 670.63 04/O1/15 Short Term Capital Gain Distribution on Vanguard Long Term Investment Grade C1 Inv Net Proceeds 6.99 Acquisition Value .00 6.99 04/O1/15 Long Term Capital Gain Distribution on Vanguard Int-Term Inv Grade C1 Inv Net Proceeds 9.75 Acquisition Value .00 9.75 05/15/15 $25,000 Lower Merion PA School 4g due 5/15/15 Net PYoceeds 25,000.00 Acquisition Value 25.883.40 883.40 TOTALS $ 5,860.66 $ 1,554.03 NET GAIN TRANSFERRED TO SUMMARY $ 4,306.63 - 13 - PRINCIPAL REAPPRAISEMENT ACCOUN'I' REAPPRAISED VALUE VALUE REAPPRAISED AS OF 07/15/14 $25,000 Chester County PA 5� due 7/15/27 - Current Year Amortization $ 26,918.47 $ 26,892.23 $25,000 Southern Lehigh PA School 4� due 9/1/24 - Current Year Amortization 25,630.51 25,463.09 REAPPRAISED AS OF 09/02/14 $25,000 Hazelton PA Area School 4� due 3/1/21 - Current Year Amortization 26,210.80 26,077.71 REAPPRAISED AS OF 10/O1/14 $25,000 New York St Twy 4g due 4/1/17 - Current Year Amortization 27,128.81 27,077.94 REAPPRAISED AS OF 10/15/14 $25,000 Allegheny County PA 5� due 10/15/22 - Current Year Amortization 27,607.95 27,509.48 $25,000 Clark County NV 4g due 11/1/18 - Current Year Amortization 27,439.82 27,408.56 $25,000 Cumberland County PA 4� due 5/1/21 - Current Year Amortization 27,549.53 27,293.17 $40,000 Hawaii State 4.5� due il/1/19 - Current Year Amortization 45,297.91 45,179.29 $25,000 Pennsylvania State 5� due 4/15/17 - Current Year Amortization 27,073.45 26,711.83 REAPPRAISED AS OF 11/17/14 $25,000 Lower Merion PA School 4� due 5/15/15 - Current Year Amortization 26,002.90 25,943.68 FORWARD $ 286,860.15 $ 285,556.98 - 14 - PRINCIPAL REAPPRAISEMENT (cont'd) ACCOUNT' REAPPRAISED VALUE VALUE FORWARD $ 286,860.15 $ 285,556.98 REAPPRAISED AS OF 12/O1/14 $25,000 Pennsylvania St Tpk 5� due 12/1/20 - Current Year Amortization $ 28,188.57 $ 28,044.05 REAPPRAISED AS OF 12/15/14 $25,000 Centennial PA School 4� due 12/15/16 - Current Year Amortization 26,941.14 26,880.20 REAPPRAISED AS OF O1/02/15 $25,000 Pennsylvania State Econ 5� due 1/1/20 - Current Year Amortization 28,161.39 27,742.27 REAPPRAISED AS OF O1/15/15 $25,000 Chester County PA 5� due 7/15/27 - Current Year Amortization 26,892.23 26,865.46 REAPPRAISED AS OF 03/02/15 $25,000 Hazelton PA Area School 4� due 3/1/21 - Current Year Amortization 26,077.71 25,942.65 $25,000 Southern Lehigh PA School 4� due 9/1/24 - Current Year Amortization 25,463.09 25,293.68 REAPPRAISED AS OF 04/O1/15 $25,000 New York St Twy 4� due 4/1/17 - Current Year Amortization 27,077.94 27,026.20 REAPPRAISED AS OF 04/15/15 $25,000 Allegheny County PA 5� due 10/15/22 - Current Year Amortization 27,509.48 27,409.09 FORWARD $ 503,171.70 $ 500,760.58 - 15 - 1 1111 . 1 II�I■ I PRINCIPAL REAPPRAISEMENT (cont'd) ACCOUNT REAPPRAISED VALUE VALUE FORWARD $ 503,171.70 $ 500,760.58 $25,000 Pennsylvania State 5� due 4/15/17 - Current Year Amortization $ 26,711.83 $ 26,346.68 REAPPRAISED AS OF 05/O1/15 $25,000 Clark County NV 4� due li/1/18 - Current Year Amortization 27,408.56 27,376.72 $25,000 Cumberland County PA 4� due 5/1/21 - Current Year Amortization 27,293.17 27,034.47 $40,000 Hawaii State 4.5� due li/1/19 - Current Year Amortization 45,179.29 45,058.39 REAPPRAISED AS OF 05/15/15 $25,000 Lower Merion PA School 4g due 5/15/15 - Current Year Amortization 25,943.68 25,883.40 REAPPRAISED AS OF 06/O1/15 $25,000 Pennsylvania St Tpk 5� due 12/1/20 - Current Year Amortization 28,044.05 27,896.94 REAPPRAISED AS OF 06/15/15 $25,000 Centennial PA School 4� due 12/15/16 - Current Year Amortization 26,880.20 26,818.24 TOTALS $ 710,632.48 $ 707,175.42 DECREASE TRANSFERRED TO SUMMARY PAGE 3,457.06 $ 710,632.48 $ 710,632.48 - 16 - DISBURSEMENTS OF PRINCIPAL ADMINISTRATION - MISC. EXPENSES Cumberland County Recrister of Wills 04/15/15 Filing Fee S 15.00 $ 15.00 TOTAL DISBURSEMENTS OF PRINCIPAL $ 15.00 --------------- --------------- - 17 - 1 1111 ' 1 II�I■ 1 DISTRIBUTIONS OF PRINCIPAL TO BENEFICIARIES Joan A. Schrader - Distribution 07/31/14 $ 4,000.00 09/02/14 4,000.00 09/30/14 4,000.00 10/31/14 4,000.00 12/O1/14 4,000.00 12/31/14 4,000.00 02/02/15 4,000.00 03/02/15 4,000.00 03/31/15 4,000.00 04/30/15 4,000.00 06/O1/15 4,000.00 06/30/15 4,000.00 $ 48,000.00 TOTAL DISTRIBUTIONS OF PRINCIPAL TO BENEFICIARIES $ 48,000.00 --------------- --------------- - 18 - f 1111 1 II�I■ I PRINCIPAL BALANCE ON HAND FIDUCIARY VALUE AT ACQUISITION 06/30/2015 VALUE Bonds $25,000 Allegheny County PA 5� due 10/15/22 $ 29,476.00 $ 27,409.09 $25,000 Centennial PA School 4� due 12/15/16 26,253.75 26,818.24 $25,000 Chester County PA 5� due 7/15/27 28,365.25 26,865.46 $25,000 Clark County NV 4� due 11/1/18 27,341.75 27,376.72 $25,000 Cumberland County PA 4� due 5/1/21 28,246.50 27,034.47 $40,000 Hawaii State 4.5� due 11/1/19 45,354.00 45,058.39 $25,000 Hazelton PA Area School 4� due 3/1/21 27,538.75 25,942.65 $25,000 New York St Twy 4� due 4/1/17 26,396.50 27,026.20 $25,000 Pennsylvania St Tpk 5� due 12/1/20 28,983.00 27,896.94 $25,000 Pennsylvania State 5� due 4/15/17 26,792.75 26,346.68 $25,000 Pennsylvania State Econ 5� due 1/1/2o as,4fil.00 2�,�4z.2� $25,000 Southern Lehigh PA School 4� due 9/1/24 27,644.50 25,293.68 Common Stocks 200 Shs. AT&T Incorporated 7,104.00 7,104.00 400 Shs. Automatic Data Processing Incorporated 32,092.00 25,294.74 200 Shs. Boeing Company 27,744.00 21,390.00 FORWARD $ 417,813.75 $ 394,599.53 - 19 - I 1111 I 1 II�I■ I PRINCIPAL BALANCE ON HAND (cont'd) FORWARD $ 417,813.75 $ 394,599.53 Common Stocks (cont'd) 200 Shs. Bristol-Myers Squibb Company 13,308.00 9,634.48 200 Shs. Chevron Corporation 19,294.00 25,274.00 500 Shs. Conocophillips 30,705.00 32,795.00 400 Shs. Disney Walt Company 45,656.00 25,856.00 200 Shs. Dominion Resources Incorporated New 13,374.00 14,066.49 200 Shs. Du Pont E I De Nemours & Company 12,790.00 13,619.48 77 Shs. Express Scripts Holding C 6,848.38 5,145.14 200 Shs. Exxon Mobil Corporation 16,640.00 18,998.00 2,400 Shs. Fulton Financial Corporation 31,344.00 30,720.00 600 Shs. General Electric Company 15,942.00 14,772.00 50 Shs. International Business Machines Corporation 8,133.00 9,099.63 700 Shs. Johnson & Johnson 68,222.00 64,652.00 400 Shs. Lowes Companies Incorporated 26,788.00 17,900.00 400 Shs. Merck & Company Incorporated 22,772.00 19,108.00 250 Shs. Phillips 66 20,140.00 14,710.00 300 Shs. Southern Company 12,570.00 13,235.72 200 Shs. The Hershey Company 17,766.00 18,574.00 200 Shs. United Technologies Corporation 22,186.00 20,998.00 200 Shs. Verizon Communications 9,322.00 9,893.49 FORWARD $ 831,614.13 $ 773,650.96 - 20 - 1 1111 I 1 II�I■ 1 PRINCIPAL BALANCE ON HAND (cont'd) FORWARD $ 831,614.13 $ 773,650.96 Mutual Funds 1,005.612 Shs. Aberdeen Global High Income FD-I 9,060.56 10,249.33 2,934.115 Shs. Blackrock II-Float Rat-Inst 30,162.70 30,680.69 6,345.331 Shs. Deutsche Floating Rate Fund-Inst 57,996.33 60,000.00 2,495.01 Shs. Federated Muni Ultrashort Fd Inst 24,950.10 25,000.00 11,539.979 Shs. Federated Strategic Value Fund Div C1 I 66,931.88 68,208.32 9,617.487 Shs. Federated Ultra Short Bd-Ins 87,711.48 88,000.00 55,008.075 Shs. Franklin Income C1 Advr 127,068.65 130,000.00 1,540 Shs. IShares MSCI EAFE ETF 97,774.60 94,032.40 1,501 Shs. IShares MSCI Pacific Ex Japan ETF 65,143.40 67,710.11 1,940 Shs. IShares Russell 1000 Growth ETF 192,079.40 147,517.60 2,515 Shs. IShares Russell 1000 Value ETF 259,422.25 220,917.60 587 Shs. IShares Russell 2000 Growth Index ETF 90,738.46 69,776.69 551 Shs. IShares Russell 2000 Value ETF 56,179.96 50,499.15 6,624.984 Shs. Ridgeworth Seix FL Rate HI Inc Fd-I 58,498.61 60,000.00 596 Shs. SPDR Dow Jones G1 Real Estate ETF 27,308.72 25,920.04 FORWARD $ 2,082,641.23 $ 1,922,162.89 - 21 - iiii i �■ � PRINCIPAL BALANCE ON HAND (cont'd) FORWARD $ 2,082,641.23 $ 1,922,162.89 Mutual Funds (cont'd) 1,308 Shs. SPDR MSCI ACWI EX-US 45,021.36 43,164.00 1,016.633 Shs. Vanguard Int-Term Inv Grade C1 Inv 9,902.01 10,089.35 488.753 Shs. Vanguard Long Term Investment Grade C1 Inv 4,867.98 5,100.90 Preferred Stock 126 Shs. Aegon NV 8"� Pfd 3,487.68 3,519.18 124 Shs. Barclays Bank 7.1� Pfd Ser 3 3,221.52 3,106.21 92 Shs. Barclays Bank 7.75g Pfd Ser 2,383.72 2,325.76 94 Shs. Barclays Bank PLC Pfd 8.125� 2,443.06 2,382.90 79 Shs. DB Cont Capital Trust V 8.05� Pfd 2,198.57 2,205.68 Foreiqn Stocks 600 Shs. BP PLC Sponsored ADR 23,976.00 26,064.00 $ 2,180,143.13 $ 2,020,120.87 CASH (AUTOMATICALLY INVESTED) 38,953.95 38,953.95 TOTAL PRINCIPAL BAL�NCE ON HAND $ 2,219,097.08 $ 2,059,074.82 ------------------ ------------------ ------------------ ------------------ THE ABOVE CASH IS CURRENTLY INVESTED IN Wilmington Tax-Exempt Money Market Fund Select Shs - 22 - � ui i �■ � PRINCIPAL INVESTMENTS MADE 08/01/14 10.868 Shs. Blackrock II-Float Rat-Inst $ 113.90 08/07/14 496.032 Shs. Aberdeen Global High Income FD-I 5,000.00 08/07/14 555.556 Shs. Ridgeworth Seix FL Rate HI Inc Fd-I 5,000.00 08/07/14 531.915 Shs. DWS Floating Rate Plus Inst 5,000.00 08/07/14 503.525 Shs. Vanguard Int-Term Inv Grade C1 Inv 5,000.00 09/02/14 11.627 Shs. Blackrock II-Float Rat-Inst 121.62 10/O1/14 11.5 Shs. Blackrock II-Float Rat-Inst 119.03 11/03/14 12.107 Shs. Blackrock II-Float Rat-Inst 125.31 12/01/14 11.858 Shs. Blackrock II-Float Rat-Inst 122.85 12/04/14 494.878 Shs. Federated Strategic Value Fund Div C1 I 3,003.91 12/18/14 6.311 Shs. Vanguard Long Term Investment Grade C1 Inv 67.59 12/18/14 8.098 Shs. Vanguard Int-Term Inv Grade C1 Inv 79.60 12/22/14 26.955 Shs. Aberdeen Global High Income FD-I 249.33 01/02/15 11.187 Shs. Blackrock II-Float Rat-Inst 114.22 02/02/15 11.007 Shs. BlaCkrock II-Float Rat-Inst 112.38 03/02/15 9.282 Shs. Blackrock II-Float Rat-Inst 95.79 04/O1/15 10.288 Shs. Blackrock II-Float Rat-Inst 106.27 04/O1/15 3.056 Shs. Vanguard Long Term Investment Grade C1 Inv 33.31 04/01/15 0.978 Shs. Vanguard Int-Term Inv Grade C1 Inv 9•�5 FORWARD $ 24,474.86 - 23 - PRINCIPAL INVESTMENTS MADE (cont'd) FORWARD $ 24,474.86 05/O1/15 9.833 Shs. Blackrock II-Float Rat-Inst 101.87 06/O1/15 10.325 Shs. Blackrock II-Float Rat-Inst 106.76 TOTAL PRINCIPAL INVESTMENTS MADE $ 24,683.49 --------------- --------------- - 24 - 1 1111 . 1 II�I�. � CHANGES IN PRINCIPAL HOLDINGS ACCOUNT VALUE Aberdeen Global Hicrh Income FD-2 482.625 Shs. Received $ 5,000.00 08/07/14 496.032 Shs. Purchased 5,000.00 978.657 Shs. $ 10,000.00 12/22/14 26.955 Shs. Reinvested Capital Gain 249.33 1,005.612 Shs. $ 10,249.33 12/22/14 Short Term Capital Gain Distribution 0.00 1,005.612 Shs. $ 10,249.33 12/22/14 Long Term Capital Gain Distribution 0.00 1,005.612 Shs. $ 10,249.33 Aecron NV S� Pfd 126 Shs. Received $ 3,519.18 ------------------ Allecthenv Countv PA 5� due 10/15/22 $25,000 Received $ 27,607.95 10/15/14 Current Year Amortization -98•47 $25,000 $ 27,509.48 04/15/15 Current Year Amortization -100.39 $25,000 $ 27,409.09 - 25 - , .. , CHANGES IN PRINCIPAL HOLDINGS (cont'd) ACCOUNT VALUE AlleQhenv Countv PA 5� due 10/15/22 (cont'd) ------------------ --------------------- ------------------ --------------------- ASAen Insurance 7.25� Pfd 41 Shs. Received $ 1,067.64 11/12/14 41 Shs. Sold -1,067.64 0 Shs. $ 0.00 ------------------ --------------------- ------------------ --------------------- AT&T Incorporated 200 Shs. Received $ 7,104.00 ------------------ --------------------- ------------------ --------------------- Automatic Data Processinq IncorAorated 400 Shs. Received $ 28,888.00 10/O1/14 0 Shs. Reduce book value from spin-off of 133.3333 shares CDK Global Holdings LLC -3,593.26 400 Shs. $ 25,294.74 ------------------ --------------------- ------------------ --------------------- - 26 - CHANGES IN PRINCIPAL HOLDINGS (cont'd) ACCOUNT VALUE CDK Global Holdinqs LLC 10/O1/14 133.3333 Shs. Received in spin-off from Automatic Data Processing Incorporated at a rate of 0.33333333 shares $ 3,593.26 10/10/14 0.3333 Shs. Sold -8•98 133 Shs. $ 3,584.28 11/12/14 133 Shs. Sold -3,584.28 0 Shs. $ 0.00 ------------------ Barclavs Bank 7.1� Pfd Ser 3 124 Shs. Received $ 3,106.21 Barclavs Bank 7.75� Pfd Ser 92 Shs. Received $ 2,325.76 Barclavs Bank PLC Pfd 8.125� 94 Shs. Received $ 2,382.90 Blackrock II-Float Rat-Inst 2,814.233 Shs. Received $ 29,440.69 08/O1/14 10.868 Shs. Reinvested Dividend 113.90 2,825.101 Shs. $ 29,554.59 09/02/14 11.627 Shs. Reinvested Dividend 121.62 2,836.728 Shs. $ 29,676.21 10/O1/14 11.5 Shs. Reinvested Dividend 119.03 2,848.228 Shs. $ 29,795.24 - 27 - i ui i �■ � CHANGES IN PRINCIPAL HOLDINGS (cont'd) ACCOUNT VALUE Blackrock II-Float Rat-Inst (cont'd) 11/03/14 12.107 Shs. Reinvested Dividend $ 125.31 2,860.335 Shs. $ 29,920.55 12/O1/14 11.858 Shs. Reinvested Dividend 122.85 2,872.193 Shs. $ 30,043.40 O1/02/15 11.187 Shs. Reinvested Dividend 114.22 2,883.38 Shs. $ 30,157.62 02/02/15 11.007 Shs. Reinvested Dividend 112.38 2,894.387 Shs. $ 30,270.00 03/02/15 9.282 Shs. Reinvested Dividend 95.79 2,903.669 Shs. $ 30,365.79 04/O1/15 10.288 Shs. Reinvested Dividend 106.27 2,913.957 Shs. $ 30,472.06 05/O1/15 9.833 Shs. Reinvested Dividend 101.87 2,923.79 Shs. $ 30,573.93 06/Ol/15 10.325 Shs. Reinvested Dividend 106.76 2,934.115 Shs. $ 30,680.69 Boeinq Company 200 Shs. Received $ 21,390.00 - 28 - CHANGES IN PRINCIPAL HOLDINGS (cont'd) ACCOUNT VALUE BP PLC Sponsored ADR 600 Shs. Received $ 26,064.00 Bristol-Myers Sauibb Companv 200 Shs. Received $ 9,634.48 Centennial PA School 4� due 12/15/16 $25,000 Received $ 26,941.14 12/15/14 Current Year Amortization -60.94 $25,000 $ 26,880.20 06/15/15 Current Year Amortization -61.96 $25,000 $ 26,818.24 Chester Countv PA 5� due 7/15/27 $25,000 Received $ 26,918.47 07/15/14 Current Year Amortization -26.24 $25,000 $ 26,892.23 O1/15/15 Current Year Amortization -26•�� $25,000 $ 26,865.46 - 29 - i ui i �■ � CHANGES IN PRINCIPAL HOLDINGS (cont'd) ACCOUNT VALUE Chevron Corporation 200 Shs. Received $ 25,274.00 --------------------- ------------------ --------------------- ------------------ CitiqrouA CaA Pfd 7.875� 12/15/67 154 Shs. Received $ 4,287.36 11/12/14 154 Shs. Sold -4,287.36 0 Shs. $ 0.00 --------------------- ------------------ --------------------- ------------------ Clark CountY NV 4� due il/1/18 $25,000 Received $ 27,439.82 10/15/14 Current Year Amortization -31.26 $25,000 $ 27,408.56 05/O1/15 Current Year Amortization -31.84 $25,000 $ 27,376.72 Conocophillips 500 Shs. Received $ 32,795.00 - 30 - CHANGES IN PRINCIPAL HOLDINGS (cont'd) ACCOUNT VALUE Cumberland Countv PA 4� due 5/1/21 $25,000 Received $ 27,549.53 10/15/14 Current Year Amortization -256.36 $25,000 $ 27,293.17 05/O1/15 Current Year Amortization -258.70 $25,000 $ 27,034.47 DB Cont Capital Trust V 8.05� Pfd 79 Shs. Received $ 2,205.68 DB ContincTent CaA Tr III 7.6� Pfd 132 Shs. ReCeived $ 3,540.24 08/29/14 132 Shs. Sold -3,540.24 0 Shs. $ 0.00 Disnev Walt Company 400 Shs. Received $ 25,856.00 - 31 - . 11111 I 1 II�I■ I CHANGES IN PRINCIPAL HOLDINGS (cont'd) ACCOUNT VALUE Dominion Resources Incorporated New 200 Shs. Received $ 14,066.49 ------------------ --------------------- ------------------ --------------------- Dominion Resources Pfd 8.375� 94 Shs. Received $ 2,475.02 10/15/14 94 Shs. Full Call -2,475.02 0 Shs. $ 0.00 ------------------ --------------------- ------------------ --------------------- Du Pont E I De Nemours & Companv 200 Shs. Received $ 13,619.48 ------------------ --------------------- ------------------ --------------------- DWS Floatinq Rate Plus Inst 5,813.416 Shs. Received $ 55,000.00 08/07/14 531.915 Shs. Purchased 5,000.00 6,345.331 Shs. $ 60,000.00 08/13/14 6,345.331 Shs. Delivered in exchange to Deutsche Floating Rate Fund-Inst -60.000.00 0.0 Shs. $ 0.00 - 32 - tni i �■ � CHANGES IN PRINCIPAL HOLDINGS (cont'd) ACCOUNT VALUE Deutsche Floatinq Rate Fund-Inst 08/13/14 6,345.331 Shs. Received in exchange from DWS Floating Rate Plus Inst $ 60,000.00 ------------------ --------------------- ------------------ --------------------- Express Scripts Holdinct C 77 Shs. Received $ 5,145.14 Exxon Mobil Corporation 200 Shs. Received $ 18,998.00 ------------------ --------------------- ------------------ --------------------- Federated Muni Ultrashort Fd Inst 2,495.01 Shs. Received $ 25,000.00 ------------------ --------------------- ------------------ --------------------- Federated Stratecric Value Fund Div C1 I 11,045.101 Shs. Received $ 65,204.41 12/04/14 494.878 Shs. Reinvested Capital Gain 3,003.91 11,539.979 Shs. $ 68,208.32 12/04/14 Short Term Capital Gain Distribution 0.00 11,539.979 Shs. $ 68,208.32 12/04/14 Long Term Capital Gain Distribution 0.00 11,539.979 Shs. $ 68,208.32 - 33 - CHANGES IN PRINCIPAL HOLDINGS (cont'd) ACCOUNT VALUE Federated Ultra Short Bd-Ins 9,617.487 Shs. Received $ 88,000.00 ------------------ --------------------- ------------------ --------------------- Franklin Income C1 Advr 55,008.075 Shs. Received $ 130,000.00 ------------------ Fulton Financial Corporation 2,400 Shs. Received $ 30,720.00 General Electric Company 600 Shs. Received $ 14,772.00 Goldman Sachs Group Incorporated 6.5� Pfd 153 Shs. Received $ 3,919.86 08/06/14 153 Shs. Sold -3,919.86 0 Shs. $ 0.00 - 34 - CHANGES IN PRINCIPAL HOLDINGS (cont'd) ACCOUNT VALUE Hartford Financial Services Group 7.875& Pfd 56 Shs. Received $ 1,618.96 11/12/14 56 Shs. Sold -1,618.96 0 Shs. $ 0.00 Hawaii State 4.5� due 11/1/19 $40,000 Received $ 45,297.91 10/15/14 Current Year Amortization -118.62 $40,000 $ 45,179.29 05/O1/15 Current Year Amortization -120.90 $40,000 $ 45,058.39 Hazelton PA Area School 4� due 3/1/21 $25,000 Received $ 26,210.80 09/02/14 Current Year Amortization -133.09 $25,000 $ 26,077.71 03/02/15 Current Year Amortization -135.06 $25,000 $ 25,942.65 - 35 - fIIII 1 II�I■ 1 CHANGES IN PRINCIPAL HOLDINGS (cont'd) ACCOUNT VALUE Health Care REIT 6.5� Pfd Ser J 75 Shs. Received $ 1,920.75 07/15/14 75 Shs. Sold -1,920.75 0 Shs. $ 0.00 Hospitalitv Properties Trust 7.125� Pfd Ser D REIT 81 Shs. Received $ 2,073.60 07/15/14 81 Shs. Sold -2,073.60 0 Shs. $ 0.00 ------------------ --------------------- ------------------ --------------------- ING Groep NV 6.125� Pfd 158 Shs. Received $ 3,700.36 08/06/14 158 Shs. Sold -3,700.36 0 Shs. $ 0.00 ------------------ --------------------- ------------------ --------------------- ING Groep NV 6.375� Pfd 49 Shs. Received $ 1,168.16 08/06/14 49 Shs. Sold -1,168.16 0 Shs. $ 0.00 ------------------ --------------------- ------------------ --------------------- - 36 - !11I1 . 1 II�I•. � CHANGES IN PRINCIPAL HOLDINGS (cont'd) ACCOUNT VALUE ING Groep NV 7.2� Pfd 129 Shs. Received $ 3�22�•5$ 08/29/14 129 Shs. Sold -3,227.58 0 Shs. $ 0.00 ------------------ --------------------- ------------------ --------------------- ING Group NV 7.05� Pfd 168 Shs. Received $ 4,179.84 08/29/14 168 Shs. Sold -4,179.84 0 Shs. $ 0.00 ------------------ International Business Machines Corporation 50 Shs. Received $ 9,099.63 IShares MSCI EAFE ETF 1,540 Shs. Received $ 94,032.40 IShares MSCI Pacific Ex Japan ETF 1,501 Shs. Received $ 67,710.11 - 37 - f1111 I 1 II�I■ I CHANGES IN PRINCIPAL HOLDINGS (cont'd) ACCOUNT VALUE IShares Russell 1000 Growth ETF 1,940 Shs. Received $ 147,517.60 ------------------ --------------------- ------------------ --------------------- IShares Russell 1000 Value ETF 2,515 Shs. Received $ 220,917.60 ------------------ --------------------- ------------------ --------------------- IShares Russell 2000 Growth Index ETF 587 Shs. Received $ 69,776.69 ------------------ --------------------- ------------------ --------------------- IShares Russell 2000 Value ETF 551 Shs. Received $ 50,499.15 Johnson & Johnson 700 Shs. Received $ 64,652.00 Lower Merion PA School 4� due 5/15/15 $25,000 Received $ 26,002.90 11/17/14 Current Year Amortization -59•22 $25,000 $ 25,943.68 - 38 - CHANGES IN PRINCIPAL HOLDINGS (cont'd) ACCOUNT VALUE Lower Merion PA School 4� due 5/15/15 (cont'd) 05/15/15 Current Year Amortization $ -60.28 $25,000 $ 25,883.40 05/15/15 $25,000 Matured -25.883.40 $p $ 0.00 ------------------ --------------------- ------------------ --------------------- Lowes ComAanies Incorporated 400 Shs. Received $ 17,900.00 ------------------ --------------------- ------------------ --------------------- Merck & Companv IncorAorated 400 Shs. Received $ 19,108.00 Morcian Stanlev CaA III Pfd 6.25� 105 Shs. Received $ 2,638.65 08/06/14 105 Shs. Sold -2,638.65 0 Shs. $ 0.00 MorcTan Stanley Cap IV Pfd 6.25� 94 Shs. Received $ 2,350.00 08/06/14 94 Shs. Sold -2,350.00 0 Shs. $ 0.00 - 39 - � ui i �■ � CHANGES IN PRINCIPAI, HOLDINGS (cont'd) ACCOUNT VALUE Morqan Stanlev Cap Tr Pfd 6.6g 58 Shs. Received $ 1,455.80 08/29/14 58 Shs. Sold -1,455.80 0 Shs. $ 0.00 ------------------ --------------------- ------------------ --------------------- Morgan Stanlev VIII Pfd 6.45� 27 Shs. Received $ 676.08 08/29/14 27 Shs. Sold -676.08 0 Shs. $ 0.00 ------------------ --------------------- ------------------ --------------------- New York St Twv 4� due 4/1/17 $25,000 Received $ 27,128.81 10/O1/14 Current Year Amortization -50.87 $25,000 $ 27,077.94 04/01/15 Current Year Amortization -51.74 $25,000 $ 27,026.20 ------------------ --------------------- ------------------ --------------------- Pennsvlvania St Tpk 5� due 12/1/20 $25,000 Received $ 28,188.57 12/O1/14 Current Year Amortization -144.52 $25,000 $ 28,044.05 - 40 - iiii ' i u■ � CHANGES IN PRINCIPAL HOLDINGS (cont'd) ACCOUNT VALUE Pennsvlvania St Tpk 5� due 12/1/20 (cont�d) 06/O1/15 Current Year Amortization $ -147.11 $25,000 $ 27,896.94 --------------------- ------------------ --------------------- ------------------ Pennsvlvania State 5� due 4/15/17 $25,000 Received $ 27,073.45 10/15/14 Current Year Amortization -361.62 $25,000 $ 26,711.83 04/15/15 Current Year Amortization -365.15 $25,000 $ 26,346.68 Pennsylvania State Econ 5� due 1/1/20 $25,000 Received $ 28,161.39 O1/02/15 Current Year Amortization -419.12 $25,000 $ 27,742.27 Phillips 66 250 Shs. Received $ 14,710.00 - 41 - f 1111 I II�I■ 1 CHANGES IN PRINCIPAL HOLDINGS (cont'd) ACCOUNT VALUE PPL Capital FndincT 5.9� Pfd Ser B 32 Shs. Received $ 728.96 OS/29/14 32 Shs. Sold -728.96 0 Shs. $ 0.00 --------------------- ------------------ --------------------- ------------------ Qwest Corp 7� Pfd 90 Shs. Received $ 2,273.70 11/12/14 90 Shs. Sold -2,273.70 0 Shs. $ 0.00 --------------------- ------------------ --------------------- ------------------ Qwest Corp 7.375'& Pfd 77 Shs. Received $ 1,970.43 11/12/14 77 Shs. Sold -1,970.43 0 Shs. $ 0.00 --------------------- ------------------ --------------------- ------------------ Qwest Corp 7.5� Pfd 115 Shs. Received $ 2,976.20 11/12/14 115 Shs. Sold -2,976.20 0 ShS. $ 0.00 --------------------- ------------------ --------------------- ------------------ - 42 - 1IIII . I IIII.■ 1 CHANGES IN PRINCIPAL HOLDINGS (cont'd) ACCOUNT VALUE RidcTeworth Seix FL Rate HI Inc Fd-I 6,069.428 Shs. Received $ 55,000.00 08/07/14 555.556 Shs. Purchased 5,000.00 6,624.984 ShS. $ 60,000.00 --------------------- ------------------ --------------------- ------------------ Scana Corporation 7.7� Pfd 13 Shs. Received $ 353.52 11/12/14 13 Shs. Sold -353.52 0 Shs. $ 0.00 --------------------- ------------------ --------------------- ------------------ Southern Company 300 Shs. Received $ 13,235.72 --------------------- ------------------ --------------------- ------------------ Southern Lehicrh PA School 4� due 9/1/24 $25,000 Received $ 25,630.51 07/15/14 Current Year Amortization -167.42 $25,000 $ 25,463.09 03/02/15 Current Year Amortization -169.41 $25,000 $ 25,293.68 - 43 - 1 IIII '.. I IIII■ 1 CHANGES IN PRINCIPAL HOLDINGS (cont'd) ACCOUN'f VALUE SPDR Dow Jones G1 Real Estate ETF 596 Shs. Received $ 25,920.04 --------------------- ------------------ --------------------- ------------------ SPDR MSCI ACWI EX-US 1,308 Shs. Received $ 43,164.00 --------------------- ------------------ --------------------- ------------------ TCF Financial Co 7.5� Pfd 48 Shs. Received $ 1,251.84 11/12/14 48 Shs. SOld -1,251.84 0 Shs. $ 0.00 --------------------- ------------------ --------------------- ------------------ TeleAhone & Data System 7� Pfd 55 Shs. Received $ 1,425.60 08/29/14 55 Shs. Sold -1,425.60 0 Shs. $ 0.00 The Hershev Company 200 Shs. Received $ 18,574.00 - 44 - ioii i � ■ � CHANGES IN PRINCIPAL HOLDINGS (cont'd) ACCOUNT VALUE United Technolocries Corporation 200 Shs. Received $ 20,998.00 --------------------- ------------------ --------------------- ------------------ Vanquard Int-Term Inv Grade C1 Inv 504.032 Shs. Received $ 5,000.00 08/07/14 503.525 Shs. Purchased 5,000.00 1,007.557 Shs. $ 10,000.00 12/18/14 8.098 Shs. Reinvested Capital Gain 79.60 1,015.655 Shs. $ 10,079.60 12/18/14 - Short Term Capital Gain Distribution 0.00 1,015.655 Shs. $ 10,079.60 12/18/14 Long Term Capital Gain Distribution 0.00 1',015.655 Shs. $ 10,079.60 04/O1/15 0.978 Shs. Reinvested Capital Gain 9.75 1,b16.633 Shs. $ 10,089.35 04/O1/15 Long Term Capital Gain Distribution 0.00 1,016.633 Shs. $ 10,089.35 --------------------- ------------------ --------------------- ------------------ VancTuard Lonct Term Investment Grade C1 Inv 479.386 Shs. Received $ 5,000.00 12/18/14 6.311 Shs. Reinvested Capital Gain 67.59 485.697 Shs. $ 5,067.59 12/18/14 Short Term Capital Gain Distribution 0.00 485.697 Shs. $ 5,067.59 12/18/14 Long Term Capital Gain Distribution 0.00 485.697 Shs. $ 5,067.59 - 45 - ���i i ii�rc � CHANGES IN PRINCIPAL HOLDINGS (cont'd) ACCOUNT VALUE VancTuard Lonci Term Investment Grade C1 Inv (cont'd) 04/O1/15 3.056 Shs. Reinvested Capital Gain $ 33.31 488.753 Shs�.`� $ 5,100.90 04/O1/15 Short Term Capital Gain Distribution 0.00 , 488.753 Shs. $ 5,100.90 04/O1/15 � Long Term Capital Gain Distribution 0.00 488.753 Shs. $ 5,100.90 --------------------- ------------------ --------------------- ------------------ • Verizon Communications 200 Shs. Received $ 9,893.49 --------------------- ------------------ --------------------- ------------------ Vornado Realtv LP Pfd 7.875� 172 Shs. Received $ 4,549.40 10/O1/14 172 Shs. Full Call -4,549.40 0 Shs. $ 0.00 --------------------- ------------------ --------------------- ------------------ Weinqarten Realty 8.1� Pfd REIT 37 Shs. Received $ 792.17 09/15/14 37 Shs. Full Call -792.17 0 Shs. $ 0.00 - 46 - !dlll.'..1 Il�.k�, 1 CHANGES IN PRINCIPAL HOLDINGS (cont'd) ACCOUNT VALUE Wells Farqo & Companv 5.85� Pfd Ser Q 63 Shs. Received $ 1,540.35 OS/06/14 63 Shs. Sold -1,540.35 0 Shs. $ 0.00 --------------------- ------------------ --------------------- ------------------ Wells Farqo & Company Pfd 8� 14 Shs. Received $ 405.44 11/12/14 14 Shs. Sold -405.44 0 Shs. $ 0.00 --------------------- ------------------ --------------------- ------------------ - 47 - ioii i �■ � RECEIPTS OF INCOME ASSETS AS PER FIRST AND PARTIAL ACCOUNTING ADJUDICATED: Income Cash $ 11,871.64 Aberdeen Global Hiqh Income FD-I 07/31/14 Dividend 482.625 Shs. $ 32.21 08/29/14 Dividend 978.657 Shs. 41.43 09/30/14 Dividend 978.657 Shs. 55.77 10/31/14 Dividend 978.657 Shs. 51.27 11/26/14 Dividend 978.657 Shs. 39.83 12/31/14 Dividend 1,005.612 Shs. 72.02 O1/30/15 Dividend 1,005.612 Shs. 59.45 02/27/15 Dividend 1,005.612 Shs. 54.88 03/31/15 Dividend 1,005.612 Shs. 49.85 04/30/15 Dividend 1,005.612 Shs. 46.15 05/29/15 Dividend 1,005.612 Shs. 45.99 06/30/15 Dividend 1,005.612 Shs. 44.01 592.86 AecTon NV 8� Pfd OS/15/14 Dividend 126 Shs. $ 63.00 il/17/14 Dividend 126 Shs. 63.00 02/17/15 Dividend 126 Shs. 63.00 05/15/15 Dividend 126 Shs. 63.00 252.00 AlleQhenv Countv PA 5'k due 10/15/22 10/15/14 Interest $25,000 $ 625.00 04/15/15 Interest $25,000 625.00 1,250.00 Aspen Insurance 7.25� Pfd 10/O1/14 Dividend 41 Shs. 18.58 AT&T Incorporated 08/O1/14 Dividend 200 Shs. $ 92.00 11/03/14 Dividend 200 Shs. 92.00 02/02/15 Dividend 200 Shs. 94.00 05/O1/15 Dividend 200 Shs. 94.00 372.00 Automatic Data Processinq Incorporated 10/01/14 Dividend 400 Shs. $ 192.00 01/02/15 Dividend 400 Shs. 196.00 FORWARD $ 388.00 $ 14,357.08 - 48 - I.EIII . 1 II�I.■ 1 RECEIPTS OF INCOME (cont'd) FORWARD $ 38$.00 $ 14,357.08 Automatic Data Processinq Incorporated (cont'd) 04/O1/15 Dividend 400 Shs. 196.00 584.00 Barclays Bank 7.1� Pfd Ser 3 09/15/14 Dividend 124 Shs. $ 55.03 12/15/14 Dividend 124 Shs. 55.03 03/16/15 Dividend 124 Shs. 55.03 06/15/15 Dividend 124 Shs. 55.03 220.12 Barclays Bank 7.75� Pfd Ser 09/15/14 Dividend 92 Shs. $ 44.56 12/15/14 Dividend 92 Shs. 44.56 03/16/15 Dividend 92 Shs. 44.56 06/15/15 Dividend 92 Shs. 44.56 178.24 Barclavs Bank PLC Pfd 8.125� 09/15/14 Dividend 94 Shs. $ 47.73 12/15/14 Dividend 94 Shs. 47.73 03/16/15 Dividend 94 Shs. 47.73 06/15/15 Dividend 94 Shs. 47.73 190.92 Blackrock II-Float Rat-Inst 08/O1/14 Dividend 2,814.233 Shs. $ 113.90 09/02/14 Dividend 2,825.101 Shs. 121.62 10/01/14 Dividend 2,836.728 Shs. 119.03 il/03/14 Dividend 2,848.228 Shs. 125.31 12/O1/14 Dividend 2,860.335 Shs. 122.85 O1/02/15 Dividend 2,872.193 Shs. 114.22 02/02/15 Dividend 2,883.38 Shs. 112.38 03/02/15 Dividend 2,894.387 Shs. 95•�9 04/O1/15 Dividend 2,903.669 Shs. 106.27 05/O1/15 Dividend 2,913.957 Shs. 101.87 06/01/15 Dividend 2,923.79 Shs. 106.76 1,240.00 Boeinq COIRpdny 09/05/14 Dividend 200 Shs. $ 146.00 12/O5/14 Dividend 200 Shs. 146.00 03/06/15 Dividend 200 Shs. 182.00 FORWARD $ 474.00 $ 16,770.36 - 49 - � sii '. � i�■ � RECEIPTS OF INCOME (cont'd) FORWARD $ 474.00 $ 16,770.36 Boeinq Companv (cont'd) 06/O5/15 Dividend 200 Shs. 182.00 656.00 BP PLC Sponsored ADR 09/19/14 Dividend 600 Shs. $ 351.00 12/19/14 Dividend 600 Shs. 360.00 03/27/15 Dividend 600 Shs. 360.00 06/19/15 Dividend 600 Shs. 360.00 06/22/15 Other Fee/Ex-Nonalloc Inc Not 2� due to an ADR Fee at a Rate of $0.005 per Share -3.00 1,428.00 Bristol-Myers Sauibb Company 08/O1/14 Dividend 200 Shs. $ 72.00 11/03/14 Dividend 200 Shs. 72.00 02/02/15 Dividend 200 Shs. 74.00 05/O1/15 Dividend 200 Shs. 74.00 292.00 Centennial PA School 4& due 12/15/16 12/15/14 Interest $25,000 $ 500.00 06/15/15 Interest $25,000 500.00 1,000.00 Chester Countv PA 5� due 7/15/27 07/15/14 Interest $25,000 $ 625.00 01/15/15 Interest $25,000 625.00 1,250.00 Chevron CorAoration 09/SO/14 Dividend 200 Shs. $ 214.00 12/10/14 Dividend 200 Shs. 214.00 03/10/15 Dividend 200 Shs. 214.00 06/10/15 Dividend 200 Shs. 214.00 856.00 CiticTroup Cap Pfd 7.875� 12/15/67 07/30/14 Dividend 154 Shs. $ 75.80 10/30/14 Dividend 154 Shs. 75.80 151.60 FORWARD $ 22,403.96 - 50 - �;oii . � i�■. � RECEIPTS OF INCOME (cont'd) FORWARD $ 22,403.96 Clark County NV 4�S due 11/1/18 11/03/14 Interest $25,000 $ 500.00 05/O1/15 Interest $25,000 500.00 1,000.00 ConocophilliAs 09/02/14 Dividend 500 Shs. $ 365.00 12/O1/14 Dividend 500 Shs. 365.00 03/02/15 Dividend 500 Shs. 365.00 06/O1/15 Dividend 500 Shs. 365.00 1,460.00 Cumberland Countv PA 4� due 5/1/21 il/03/14 Interest $25,000 $ 500.00 05/01/15 Interest $25,000 500.00 1,000.00 DB Cont Capital Trust V 8.05� Pfd 09/30/14 Dividend 79 Shs. $ 39.75 12/30/14 Dividend 79 Shs. 39.75 03/30/15 Dividend 79 Shs. 39.75 06/30/15 Dividend 79 Shs. 39.75 159.00 DB Continqent Cap Tr III 7.6� Pfd 08/20/14 Dividend 132 Shs. 62.70 Deutsche FloatincT Rate Fund-Inst 08/25/14 Dividend 6,345.331 Shs. $ 202.42 09/24/14 Dividend 6,345.331 Shs. 202.42 10/27/14 Dividend 6,345.331 Shs. 202.42 11/21/14 Dividend 6,345.331 Shs. 202.42 12/10/14 Dividend 6,345.331 Shs. 202.42 O1/26/15 Dividend 6,345.331 Shs. 203.05 02/23/15 Dividend 6,345.331 Shs. 201.15 03/25/15 Dividend 6,345.331 Shs. 201.78 04/24/15 Dividend 6,345.331 Shs. 201.78 05/22/15 Dividend 6,345.331 Shs. 2a1•�$ 06/24/15 Dividend 6,345.331 Shs. 208.13 2,229.77 Disnev Walt Companv O1/08/15 Dividend 400 Shs. 460.00 FORWARD $ 28,775.43 - 51 - � sii i i� r � RECEIPTS OF INCOME (cont'd) FORWARD $ 28,775.43 Dominion Resources Incorporated New 09/22/14 Dividend 200 Shs. $ 120.00 12/22/14 Dividend 200 Shs. 120.00 03/20/15 Dividend 200 Shs. 129.50 06/22/15 Dividend 200 Shs. 129.50 499.00 Dominion Resources Pfd 8.375� 09/15/14 Dividend 94 Shs. $ 49.20 10/15/14 Dividend 94 Shs. 16.40 65.60 Du Pont E I De Nemours & Company 09/12/14 Dividend 200 Shs. $ 94.00 12/12/14 Dividend 200 Shs. 94.00 03/13/15 Dividend 200 Shs. 94.00 06/12/15 Dividend 200 Shs. 98.00 380.00 DWS Floatinq Rate Plus Inst 07/25/14 Dividend 5,813.416 Shs. 185.45 Exxon Mobil Corporation 09/10/14 Dividend 200 Shs. $ 138.00 12/10/14 Dividend 200 Shs. 138.00 03/10/15 Dividend 200 Shs. 138.00 06/10/15 Dividend 200 Shs. 146.00 560.00 Federated Muni Ultrashort Fd Inst 08/O1/14 Dividend 2,495.01 Shs. $ 14.33 09/02/14 Dividend 2,495.01 Shs. 13.96 10/O1/14 Dividend 2,495.01 Shs. 13.01 11/03/14 Dividend 2,495.01 Shs. 13.09 12/O1/14 Dividend 2,495.01 Shs. 12.56 01/02/15 Dividend 2,495.01 Shs. 12•92 02/02/15 Dividend 2,495.01 Shs. 11.95 03/02/15 Dividend 2,495.01 Shs. 10.66 04/01/15 Dividend 2,495.01 Shs. 11.77 05/01/15 Dividend 2,495.01 Shs. 11.91 06/O1/15 Dividend 2,495.01 Shs. 13.01 139.17 FORWARD $ 30,604.65 - 52 - . . 1.dlII . I II�I■. 1 RECEIPTS OF INCOME (cont'd) FORWARD $ 30,604.65 Federated Strateaic Value Fund Div C1 I 07/31/14 Dividend 11,045.101 Shs. $ 165.68 08/29/14 Dividend 11,045.101 Shs. 192.18 09/30/14 Dividend 11,045.101 Shs. 188.87 10/31/14 Dividend 11,045.101 Shs. 135.85 li/28/14 Dividend 11,045.101 Shs. 255.14 12/24/14 Dividend 11,539.979 Shs. 324.27 O1/30/15 Dividend 11,539.979 Shs. 64.62 02/27/15 Dividend 11,539.979 Shs. 203.10 03/31/15 Dividend 11,539.979 Shs. 183.49 04/30/15 Dividend 11,539.979 Shs. 107.32 05/29/15 Dividend 11,539.979 Shs. 204.26 06/30/15 Dividend 11,539.979 Shs. 340.43 2,365.21 Federated Ultra Short Bd-Ins 08/O1/14 Dividend 9,617.487 Shs. $ 77.63 09/02/14 Dividend 9,617.487 Shs. 89.11 10/O1/14 Dividend 9,617.487 Shs. 91.48 11/03/14 Dividend 9,617.487 Shs. 91.54 12/O1/14 Dividend 9,617.487 Shs. 91.27 O1/02/15 Dividend 9,617.487 Shs. 91.56 02/02/15 Dividend 9,617.487 Shs. 77.09 03/02/15 Dividend 9,617.487 Shs. 76.49 04/O1/15 Dividend 9,617.487 Shs. 77.33 05/O1/15 Dividend 9,617.487 Shs. 77•02 06/O1/15 Dividend 9,617.487 Shs. 76.56 917.08 Franklin Income Cl Advr 08/05/14 Dividend 55,008.075 Shs. $ 566.58 09/04/14 Dividend 55,008.075 Shs. 566.58 10/03/14 Dividend 55,008.075 Shs. 566.58 11/O5/14 Dividend 55,008.075 Shs. 566.58 12/03/14 Dividend 55,008.075 Shs. 566.58 O1/07/15 Dividend 55,008.075 Shs. 566.58 02/04/15 Dividend 55,008.075 Shs. 566.58 03/04/15 Dividend 55,008.075 Shs. 566.58 04/06/15 Dividend 55,008.075 Shs. 566.58 O5/05/15 Dividend 55,008.075 Shs. 566.58 06/03/15 Dividend 55,008.075 Shs. 566.58 6,232.38 FORWARD $ 40,119.32 - 53 - . 1 EII1.. 1 II�I■ I RECEIPTS OF INCOME (cont'd) FORWARD $ 40,119.32 Fulton Financial Corporation 07/15/14 Dividend 2,400 Shs. $ 192.00 10/15/14 Dividend 2,400 Shs. 192.00 12/15/14 Dividend 2,400 Shs. 48.00 O1/15/15 Dividend 2,400 Shs. 192.00 04/15/15 Dividend 2,400 Shs. 216.00 840.00 General Electric Companv 07/25/14 Dividend 600 Shs. $ 132.00 10/27/14 Dividend 600 Shs. 132.00 O1/26/15 Dividend 600 Shs. 138.00 04/27/15 Dividend 600 Shs. 138.00 540.00 Goldman Sachs GrouA Incorporated 6.5� Pfd 08/Ol/14 Dividend 153 Shs. 62.16 Hartford Financial Services Grouo 7.875� Pfd 07/15/14 Dividend 56 Shs. $ 27.56 SO/15/14 Dividend 56 Shs. 27.56 55.12 Hawaii State 4.5� due 11/1/19 11/03/14 Interest $40,000 $ 900.00 OS/O1/15 Interest $40,000 900.00 1,800.00 Hazelton PA Area School 4� due 3/1/21 09/02/14 Interest $25,000 $ 500.00 03/02/15 Interest $25,000 500.00 1,000.00 Health Care REIT 6.5� Pfd Ser J 07/15/14 Dividend 75 Shs. 30.47 HosAitality ProAerties Trust 7.125� Pfd Ser D REIT 07/15/14 Dividend 81 Shs. 36.07 FORWARD $ 44,483.14 - 54 - i�ii . i i�:■. � RECEIPTS OF INCOME (cont'd) FORWARD $ 44,483.14 ING Groep NV 6.125� Pfd 07/15/14 Dividend 158 Shs. 60.48 International Business Machines Corporation 09/10/14 Dividend 50 Shs. $ 55.00 12/10/14 Dividend 50 Shs. 55.00 03/10/15 Dividend 50 Shs. 55.00 06/10/15 Dividend 50 Shs. 65.00 230.00 IShares MSCI EAFE ETF 12/24/14 Dividend 1,540 Shs. 901.18 IShares MSCI Pacific Ex Japan ETF 12/24/14 Dividend 1,501 Shs. 1,698.78 IShares Russell 1000 Growth ETF 09/30/14 Dividend 1,940 Shs. $ 533.54 12/31/14 Dividend 1,940 Shs. 711.61 03/31/15 Dividend 1,940 Shs. 628.30 1,873.45 IShares Russell 1000 Value ETF 09/30/14 Dividend 2,515 Shs. $ 1,197.08 12/31/14 Dividend 2,515 Shs. 1,554.63 03/31/15 Dividend 2,515 Shs. 1,293.66 4,045.37 IShares Russell 2000 Growth Index ETF 09/30/14 Dividend 587 Shs. $ 123.24 12/31/14 Dividend 587 Shs. 212.07 03/31/15 Dividend 587 Shs. 173.88 509.19 IShares Russell 2000 Value ETF 09/30/14 Dividend 551 Shs. $ 175.34 12/31/14 Dividend 551 Shs. 362.07 03/31/15 Dividend 551 Shs. 231.92 769.33 FORWARD $ 54,570.92 • - 55 - � Au i i� ■ i RECEIPTS OF INCOME (cont'd) FORWARD $ 54,570.92 Johnson & Johnson 09/09/14 Dividend 700 Shs. $ 490.00 12/09/14 Dividend 700 Shs. 490.00 03/10/15 Dividend 700 Shs. 490.00 06/09/15 Dividend 700 Shs. 525.00 1,995.00 Llovds Bankinq Pfd 7.75� 07/15/14 Dividend 337 Shs. 163.23 Lower Merion PA School 4� due 5/15/15 11/17/14 Interest $25,000 $ 500.00 05/15/15 Interest $25,000 500.00 1,000.00 Lowes Companies IncorAorated 08/06/14 Dividend 400 Shs. $ 92.00 11/05/14 Dividend 400 Shs. 92.00 02/04/15 Dividend 400 Shs. 92.00 O5/06/15 Dividend 400 Shs. 92.00 368.00 Merck & CompanY Incorporated 10/07/14 Dividend 400 Shs. $ 176.00 O1/08/15 Dividend 400 Shs. 180.00 04/08/15 Dividend 400 Shs. 180.00 536.00 Morqan Stanley CaA Tr Pfd 6.6� 07/15/14 Dividend 58 Shs. 23.93 Morqan Stanlev VIII Pfd 6.45� 07/15/14 Dividend 27 Shs. 10.88 New York St Twv 4� due 4/1/17 10/01/14 Interest $25,000 $ 500.00 04/O1/15 Interest $25,000 500.00 1,000.00 Pennsvlvania St Tpk 5� due 12/1/20 12/O1/14 Interest $25,000 $ 625.00 FORWARD $ 625.00 $ 59,667.96 - 56 - i Ai i i�� i RECEIPTS OF INCOME (cont'd) FORWARD $ 625.00 $ 59,667.96 P_ennsylvania St Tpk 5� due 12/1/20 (cont'd) 06/O1/15 Interest $25,000 625.00 1,250.00 Pennsylvania State 5� due 4/15/17 10/15/14 Interest $25,000 $ 625.00 04/15/15 Interest $25,000 625.00 1,250.00 Pennsylvania State Econ 5� due 1/1/20 O1/02/15 Interest $25,000 625.00 Phillips 66 09/02/14 Dividend 250 Shs. $ 125.00 12/O1/14 Dividend 250 Shs. 125.00 03/02/15 Dividend 250 Shs. 125.00 06/01/15 Dividend 250 Shs. 140.00 515.00 PPL Capital Fndinq 5.9� Pfd Ser B 07/30/14 Dividend 32 Shs. 11.80 Qwest Corp 7� Pfd 10/O1/14 Dividend 90 Shs. 39.38 4west Corp 7.375� Pfd 09/02/14 Dividend 77 Shs. 35.49 Qwest CorA 7.5� Pfd 09/15/14 Dividend 115 Shs. 53.91 Ridqeworth Seix FL Rate HI Inc Fd-2 OS/O1/14 Dividend 6,069.428 Shs. $ 190.99 09/02/14 Dividend 6,624.984 Shs. 223.18 10/O1/14 Dividend 6,624.984 Shs. 208.16 11/03/14 Dividend 6,624.984 Shs. 223.52 12/O1/14 Dividend 6,624.984 Shs. 216.37 12/18/14 Dividend 6,624.984 Shs. 20.02 FORWARD $ 1,082.24 $ 63,448.54 - 57 - , r�u i i� � i RECEIPTS OF INCOME (cont'd) FORWARD $ 1,0$2.24 $ 63,448.54 RidcTeworth Seix FL Rate HI Inc Fd-I (cont'd) O1/02/15 Dividend 6,624.984 Shs. 217.89 02/02/15 Dividend 6,624.984 Shs. 221.03 03/02/15 Dividend 6,624.984 Shs. 209.26 04/01/15 Dividend 6,624.984 Shs. 234.25 05/01/15 Dividend 6,624.984 Shs. 226.62 06/O1/15 Dividend 6,624.984 Shs. 234.71 2,426.00 Scana Corporation 7.7� Pfd 07/30/14 Dividend 13 Shs. $ 6.26 10/30/14 Dividend 13 Shs. 6.26 12.52 Southern Company 09/08/14 Dividend 300 Shs. $ 157.50 12/OS/14 Dividend 300 Shs. 157.50 03/06/15 Dividend 300 Shs. 157.50 06/08/15 Dividend 300 Shs. 162.75 635.25 Southern Lehiqh PA School 4� due 9/1/24 09/02/14 Interest $25,000 $ 500.00 03/02/15 Interest $25,000 500.00 1,000.00 SPDR Dow Jones G1 Real Estate ETF 10/01/14 Dividend 596 Shs. $ 213.04 O1/02/15 Dividend 596 Shs. 24�•2� 04/O1/15 Dividend 596 Shs. 123.38 583.69 SPDR MSCI ACWI EX-US O1/02/15 Dividend 1,308 Shs. 523.23 TCF Financial Co 7.5� Pfd 09/02/14 Dividend 48 Shs. 22.50 The HersheY Company 09/15/14 Dividend 200 Shs. $ 107.00 12/15/14 Dividend 200 Shs. 107.00 FORWARD $ 214.00 $ 68,651.73 - 58 - i IIII I III111 I RECEIPTS OF INCOME (cont'd) FORWARD $ 214.00 $ 68,651.73 The Hershev Company (cont'd) 03/16/15 Dividend 200 Shs. 107.00 06/15/15 Dividend 200 Shs. 107.00 428.00 United TechnoloQies Corporation 09/10/14 Dividend 200 Shs. $ 118.00 12/10/14 Dividend 200 Shs. 118.00 03/10/15 Dividend 200 Shs. 128.00 06/10/15 Dividend 200 Shs. 128.00 492.00 Vanguard Int-Term Inv Grade C1 Inv OS/O1/14 Dividend 504.032 Shs. $ 12.96 09/03/14 Dividend 1,007.557 Shs. 23.54 10/01/14 Dividend 1,007.557 Shs. 25.09 11/03/14 Dividend 1,007.557 Shs. 25.70 12/O1/14 Dividend 1,007.557 Shs. 24.85 01/02/15 Dividend 1,015.655 Shs. 25.77 02/02/15 Dividend 1,015.655 Shs. 25.54 03/02/15 Dividend 1,015.655 Shs. 22.70 04/O1/15 Dividend 1,015.655 Shs. 25.37 05/04/15 Dividend 1,016.633 Shs. 24.53 06/02/15 Dividend 1,016.633 Shs. 25.40 261.45 VancTuard Lonci Term Investment Grade C1 Inv 08/O1/14 Dividend 479.386 Shs. $ 18.98 09/02/14 Dividend 479.386 Shs. 18.78 10/O1/14 Dividend 479.386 Shs. 18.06 11/03/14 Dividend 479.386 Shs. 18.52 12/02/14 Dividend 479.386 Shs. 18.26 O1/02/15 Dividend 485.697 Shs. 18.83 02/03/15 Dividend 485.697 Shs. 18.86 03/02/15 Dividend 485.697 Shs. 16.95 04/OS/15 Dividend 485.697 Shs. 18.70 O5/01/15 Dividend 488.753 Shs. 17.98 06/O1/15 Dividend 488.753 Shs. 18.68 202.60 Verizon Communications 08/O1/14 Dividend 200 Shs. $ 106.00 FORWARD $ 106.00 $ 70,035.78 - 59 - i si i i� � � RECEIPTS OF INCOME (cont'd) FORWARD $ 106.00 $ 70,035.78 Verizon Communications _ (cont'd) 11/03/14 Dividend 200 Shs. 110.00 02/02/15 Dividend 200 Shs. 110.00 05/O1/15 Dividend 200 Shs. 110.00 436.00 Vornado Realtv LP Pfd 7.875� 10/01/14 Dividend 172 Shs. 84.66 WeincTarten Realtv 8.1� Pfd REIT 09/15/14 Dividend 37 Shs. 14.99 Wells FarQo & Company Pfd 8� 09/15/14 Dividend 14 Shs. 7.00 Wilminqton Tax-ExemAt Monev Market Fund Select Shs 08/O1/14 Interest $ 0.31 09/02/14 Interest 0.10 10/O1/14 Interest 0.29 11/03/14 Interest 0.31 12/01/14 Interest 0.30 01/02/15 Interest 0.31 02/02/15 Interest 0.48 03/02/15 Interest 0.39 04/O1/15 Interest 0.41 05/O1/15 Interest 0.37 06/O1/15 Interest 0.47 3.74 TOTAL RECEIPTS OF INCOME $ 70,582.17 --------------- --------------- ' - 60 - f IIII I III111 I DISBURSEMENTS OF INCOME Manufacturers and Traders Trust Companv - Market Value Fee 07/15/14 $ 3,164.76 08/15/14 3,144.92 09/15/14 3,178.22 10/15/14 3,020.73 11/17/14 3,164.09 12/15/14 � 3,071.12 O1/15/15 3,064.05 02/17/15 3,147.27 03/16/15 3,086.94 04/15/15 3,165.27 O5/15/15 3,186.10 06/15/15 3,095.65 $ 37,489.12 Barry L. Heckard, Sr. Tax Collector - Real Estate Taxes f/b/o Joan A. Schrader 08/11/14 2014 Mechanicsburg Area School District T� $ 1,976.69 03/11/15 2015 Per Capita Taxes 9,gp 03/11/15 2015 Cumberland County and Mechanicsburg Boro - Gary Fisher and Joan Schrader 947.06 2,933.55 FORWARD $ 40,422.67 - 61 - i IIII I IIII�I I DISBURSEMENTS OF INCOME (cont'd) FORWARD $ 40,422.67 Cumberland Countv Reqister of Wills 07/17/14 Filing Fee for First and Partial Account 215.00 TOTAL DISBURSEMENTS OF INCOME $ 40,637.67 -------------- -------------- - 62 - 1llll . 1 II�I�I 1 DISTRIBUTIONS OF INCOME TO BENEFICIARIES Countrv Meadows at Home - Services f/b/o Joan A. Schrader 07/18/14 $ 264.00 08/06/14 396.00 09/04/14 126.50 09/17/14 132.00 $ 918.50 BoroucTh of Mechanicsburcr - Utilitv Expense f/b/o Joan A. Schrader - 508 Cocklin St 07/18/14 $ 126.00 10/15/14 131.00 O1/20/15 144.10 04/21/15 112.90 514.00 Comcast Cable - Cable Expense f/b/o Joan A. Schrader/Gary Fisher - 508 Cocklin St 07/23/14 $ 180.04 08/12/14 144.57 08/12/14 Stop Payment Issued on Check #228568929 Dated 5/22/14 -144.57 08/21/14 172.11 09/22/14 172.11 10/21/14 172.14 11/24/14 172.14 12/23/14 172.14 O1/20/15 179.32 02/20/15 179.32 03/23/15 179.32 FORWARD $ 1,578.64 $ 1,432.50 - 63 - ifi � i� ■ i DISTRIBUTIONS OF INCOME TO BENEFICIARIES (cont'd) FORWARD $ 1,578.64 $ 1,432.50 Comcast Cable - Cable Expense f/b/o Joan A Schrader/Gary Fisher - 508 Cocklin St (cont'd) 04/21/15 179.36 05/22/15 179.36 06/23/15 179.36 2,116.72 PPL Electric Utilities - Utilitv Expense f/b/o Joan A. Schrader - 508 Cocklin St 08/06/14 $ 158.92 08/26/14 126.61 09/25/14 130.78 10/27/14 112.59 11/24/14 150.92 12/26/14 223.47 O1/27/15 298.32 02/24/15 332.69 03/27/15 404.20 04/27/15 285.07 O5/26/15 164.44 06/29/15 154.03 2,542.04 United Water Pennsvlvania - Utilitv Expense f/b/o Joan A. Schrader - 508 Cocklin St 07/21/14 $ 30.33 08/26/14 24.09 09/22/14 24.09 FORWARD $ 78.51 $ 6,091.26 - 64 - 11111 '. 1 II�I�I 1 DISTRIBUTIONS OF INCOME TO BENEFICIARIES (cont'd) FORWARD $ 78.51 $ 6,091.26 United Water Pennsvlvania - Utilitv Expense f/b/o Joan A. Schrader - 508 Cocklin St (cont'd) 10/21/14 - 24.36 10/23/14 24.36 12/22/14 30.68 O1/20/15 24.48 02/24/15 24.48 03/24/15 24.48 04/21/15 24.48 OS/21/15 30.82 06/23/15 '14.48 311.13 Arnold's Landscapinq LLC - Lawn Care Service f/b/o Joan A. Schrader and Gary Fisher 08/06/14 $ 223.66 10/02/14 August 172.99 10/02/14 September 263.41 il/12/14 Mowing, Grub Treatment and Winterizing 294.68 11/24/14 Final Lawn Care Service 84.80 1,039.54 Bobbv's Lawn Care Service - Lawn Care Service f/b/o Joan A. Schrader and Garv Fisher 11/12/14 475.00 FORWARD $ 7,916.93 - 65 - 1dlll . 1 II�I�I � DISTRIBUTIONS OF INCOME TO BENEEICIARIES (cont'd) FORWARD $ 7,916.93 Terminix ProcessincT Center - Termite Control ExAense f/b/o Joan A. Schrader/Garv Fisher 04/27/15 387.96 USAA - Insurance Premium Expense f/b/o Joan A. Schrader 10/06/14 Auto Policy #7103 5 09 Toyota $ 440.10 04/09/15 Auto Policy #7103 5 09 Toyota 578.16 06/08/15 Homeowners Policy #93A 508 - Conklin Street 745.88 1,764.14 TOTAL DISTRIBUTIONS OF INCOME TO BENEFICIARIES $ 10,069.03 - 66 - �i� i i�■ � INCOME BALANCE ON HAND FIDUCIARY VALUE AT ACQUISITION 06/30/2015 VALUE CASH (ALTPOMATICALLY INVESTED) $ 19,875.47 $ 19,875.47 TOTAL INCOME BALANCE ON HAND $ 19,875.47 $ 19,875.47 THE ABOVE CASH IS CURRENTLY INVESTED IN Wilmington Tax-Exempt Money Market Fund Select Shs Manufacturers and Traders Trust Company � � � BY ' es A. Smiley, Vice Pr ident ardian for Joan A. Sch der, An Incapacitated Person - 67 - Illll . 1 IIII�I 1 VERIFICATION Manufacturers and Traders Trust Company, Guardian for JOAN A. SCHRADER, an Incapacitated Person, hereby declares under oath that it has fully and faithfully discharged the duties of its office; that the foregoing Account is true and correct and fully discloses all significant transactions occurring during the accounting period; that all known claims against the Guardianship have been paid in full; that, to its knowledge, there are no claims now outstanding against the Guardianship; and that all taxes presently due from the Guardianship have been paid. This statement is made subject to the penalties of 18 PA. C.S.A. Section 4904 relating to unsworn falsification to authorities. � µ4a � Manu urers and Traders T us Company Dated: � ��� �1.�'�� - 68 -