HomeMy WebLinkAbout07-24-15 � 1505614134
EX(03-14)(F�) ...:. , ..._ :.
REV-1500
Bureau of Individual Taxes County Code Year File Number
PO BOX 280601 INHERITANCE TAX RETURN 2 � 1 4 1 1 4 8
Harrisbur ,PA 17128-0601 RESIDENT DECEDENT
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY
1 1 1 1 9 2 0 1 4 0 9 1 1 1 9 4 9
DecedenYs Last Name Suffix DecedenYs First Name MI
HAL E J R KEN N ETH N�
(If Applicable)Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix Spouse's First Name MI
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FILL IN APPROPRIATE OVALS BELOW
a 1.Original Return � 2.Supplemental Return � 3.Remainder Return(date of death
Prior to 12-13-82)
� 4.Agriculture Exemption � 5.Future Interest Compromise(date of � 6.Federal Estate Tax Return Required
(date of death on or after 7-1-2012) death after 12-12-82)
Q 7. Decedent Died Testate � 8.Decedent Maintained a Living Trust 2 9.Total Number of Safe Deposit Boxes
(Attach copy of will.) (Attach copy of trust.}
� 10. Litigation Proceeds Received � 11.Non-Probate Transferee Return � 12.Deferral/Election of Spousal Trusts
(Schedule F and G Assets only)
❑ 13.Business Assets ❑ 14.Spouse is Sole Beneficiary
(No trust involved)
CORRESPONDENT-THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T0:
Name Daytime Telephone Number
J OE L R . Z U L L I N GE R 7 1 7 2 6 4 6 0 2 9
First Line of Address
1 4 NORTH MAI N STREET
Second Line of Address
S U I T E 2 0 0
City or Post Office State ZIP Code
C H A M B E R S B U R G P A 1 7 2 0 1
CorrespondenYs e-mail address:
REGISTER OF WILLS USE ONLY
REGISTER OF WILLS USE ONLY
DATE FILED MMDDYYYY
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PLEASE USE ORIGINAL FORM ONLY - -
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J 1505614234
REV-1500 EX(FI) DecedenYs Social Security Number
DecedenYSName: KENNETH M. HALE, JR 1 8 2 4 0 5 9 7 3
RECAPITULATION
1876756 , 23
1. Real Estate(Schedule A) ��
. . . .......... . . . . . . . . . . . .. . . . . . . . . . . . ..... .
2. Stocks and Bonds(Schedule B) . . . . . . . . .... . . .. . .. . . . . ...... . . . . . . . . .
2 1 6 9 4 6 4 , 3 1
3. Closely Held Corporation,Partnership or Sole-Proprietorship(Schedule C) .... . 3. '
4. Mortgages and Notes Receivable(Schedule D) . . . . . . . . . . . . ....... . . . . . . . 4. '
5. Cash,Bank Deposits and Miscellaneous Personal Properry(Schedule E). . . . ... 5.
7 9 8 1 1 2 , 5 2
6. Jointly Owned Property(Schedule F) ❑ Separate Billing Requested .... . . . 6. '
7. Inter-Vivos Transfers 8�Miscellaneous Non-Probate Property 1 6 4 �J 4 $ � . 2 7
(Schedule G) � Separate Billing Requested . . . . . . . 7.
8. Total Gross Assets(total Lines 1 through 7) ............ . . • • . . • • . -••-- . 8. 4 4 $ 9 8 1 4 , 3 3
9. Funeral Expenses and Administrative Costs(Schedule H) . . . . . ...... . . . . . . . 9• 3 $ 5 3 2 7 . 9 7
10. Debts of Decedent,Mortgage Liabilities,and Liens(Schedule I) ... . . . . . . . . . . 10. 3 1 1 � . 8 7
��, Total Deductions(total Lines 9 and 10) .... . .. . . . ..... . . . . . . . . ....... . 11. 3 $ 8 4 3 8 . 8 4
12. Net Value of Estate(Line 8 minus Line 11) . . . . . . . . . . . . . . . ....... . . . . . . 12� 4 1 0 1 3 7 5 . 4 9
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which �3 4 � � 1 3 7 5 . 4 9
an election to tax has not been made(Schedule J) .... . --..-- • • . . • • . . . • .
14. Net Value Subject to Tax(Line 12 minus Line 13) ...... . . . . . . . . ...... . . 14. � • � �
TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate,or
transfers under Sec.9116
(a)(L2)X.0 _ . 15. •
16. Amount of Line 14 taxable
at lineal rate X•0_ • 16. •
17. Amount of Line 14 taxable
at sibling rate X.12 ' ��' �
18. Amount of Line 14 taxable
at collateral rate X.15 ' �$- �
19. TAX DUE . . . . . . . . . . . . .......•--••--... . ..--•-- . . . . . . . ........ . . 19. '
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT ❑
Under penalties of perjury,I deGare I have examined this retum,including accompanying schedules and statements,and to the best of my knowledge and belief,
it is true,correct and complete.Declaration of preparer other than the person responsible for filing the return is based on all information of which preparer has
any knowledge.
SIGNATUR RSON RESPONSIBLE OR Flk�tJG RETURN r � �Y � DAT
,....\ _� , "Y,,� � � = �.'�C.��I.►7v-..u� �w°J/��� �e � .�' /ti�.._-
ADDR
P.O. BOX 250, 77 EAST KING STREET SHIPPENSBURG PA 17257
NAT RE OF PR ARER R T N ERSON NSIBLE FOR FILING THE RETURN D TE
�
AD SS
1 NORTH MAIN ST T, SUITE 2 CHAMBERSBURG PA 172 1
I IIIIII IIIII IIIII IIIII IIIII IIIII IIIII IIIII IIIII IIIII IIII IIII Side 2
� 1505614234 1505614234 �
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REV-1500 EX (FI) Page 3 File Number
Decedent's Complete Address: 2� 14 1148
DECEDENTS NAME
KENNETH M. HALE, JR ---
STREET ADDRESS
700 Newbur Road ------
CITY STATE Z�P
Shippensburg PA 17257
Tax Payments and Credits:
1. Tax Due(Page 2,Line 19) ���
2. Credits/Payments
A.Prior Payments
B.Discount
(See instructions.) Total Credits(A+B) (2)
3. Interest �3�
4. If Line 2 is greater than Line 1 +Line 3,enter the difference.This is the OVERPAYMENT.
Fill in oval on Page 2,Line 20 to request a refund. �4�
5. If Line 1 +Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. �5)
Make check payable to: REGISTER OF WILLS, AGENT.
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred ...................................................................... X
b. retain the right to designate who shall use the property transferred or its income ............................... ❑ �
c. retain a reversionary interest ..................................................................................................... ❑ ❑X
d. receive the promise for life of either payments,benefits or care? .......................................................
2. If death occurred after Dec.12,1982,did decedent transfer property within one year of death ❑ ❑
without receiving adequate consideration? ............... . . .. . . .. .. .. . .. X
. . . . . . . . . . ...............................................
3. Did decedent own an"in trust for"or payable-upon�eath bank account or security at his or her death? ......... ❑ 0
4. Did decedent own an individual retirement account,annuity or other non-probate property,which
contains a beneficiary designation?.................................................................................................. 0 ❑
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
For dates of death on or after July 1, 1994,and before Jan.1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse
is 3 percent[72 P.S.§9116(a)(1.1)(i)].
For dates of death on o�after Jan. 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
[72 P.S.§9116(a)(1.1)(ii)].The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and
filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1,2000:
• The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent,an
adoptive parent or a step-parent of the child is 0 percent[72 P.S.§9116(a)(1.2)].
• The tax rate imposed on the net value of transfers to or for the use of the decedenCs lineal beneficiaries is 4.5 percent,except as noted in[72 P.S.§9116(a)(1)].
• The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent[72 P.S.§9116(a)(1.3)].A sibling is defined,
under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption.
REV-1502 EX+(12-12)
pennsylvania SCHEDULE A
DEPARTMENT OF REVENUE REAL ESTATE
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
KENNETH M. HALE JR 21 14 1148
All real property owned solely or as a tenant in common must be reported at fair market value.Fair market value is defined as the price at which property
would be exchanged between a willing buyer and a willing seller,neither being compelled to buy or sell,both having reasonable knowledge of the relevant facts.
Real property that is jointly-owned with right of survivorship must be disclosed on Schedule F.
Attach a copy of the settlement sheet if the property has been sold.
ITEM Include a copy of the deed showing decedenYs interest if owned as tenant in common. VALUE AT DATE
NUMBER OFDEATH
DESCRIPTION
1. Tract of real estate, together with improvements thereon erected, lying and being situate 245,000.00
in Southampton Township, Franklin County, PA, being known as 700 Newburg Road,
Shippensburg, PA, appraised by Tim L. Ausherman, with copy attached
2. Gross proceeds from sale of 2 vacant lots situate on Middle Spring Road, in 45,000.00
Southampton Township, Cumberland County, PA, sold to Chad D. Alleman and Kristi
A. Alleman, with copy of settlement sheet attached
3. Gross proceeds from sale of farm real estate, together with improvements thereon 1,580,000.00
erected, situate in Southampton Township, Cumberland County, PA, known and
numbered as 25 Hale Road, Shippensburg, PA, to Lester M. Wenger and Lori L.
Wenger, his wife, with copy of settlement sheet attached
4. Received on proration of real estate taxes at sale of real estate in Item#2 of this 249.15
schedule
5. Received on proration of real estaste taxes at sale of real estate in Item#3 of this 6,507.08
schedule
TOTAL(Also enler on Line 1,Recapitulation.) $ 1 876 756.23
If more space is needed,use addfional sheets of paper of the same size.
REV-1503 EX+(8-12)
pennsylvania SCHEDULE B
DEPARTMENT OF REVENUE STOCKS & BONDS
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
KENNETH M. HALE JR 21 14 1148
All property jointly owned with right of survivorship must be disclosed on Schedule F.
VALUE AT DATE
ITEM
NUMBER DESCRIPTION OF DEATH
1. Account#697-11653, with Merrill Lynch, copy of valuation attached 33,259.32
2. 99 shares of MetLife @54.69 5,414.31
3. 34 shares Raytheon Co. @104.57 3,535.83
4. 6 shares of Twenty First Century Fox,lnc. @35.14 210.87
5. 4794 shares of Orrstown Financial @16.87 80,874.78
6. 3598.535 Delaware Group Mutual Fund @12.83 46,169.20
7. 200 shares common stock of General Motors-stock has no value 0.00
TOTAL(Also enter on Line 2,Recapitulation) $ 169 464.31
If more space is needed,insert additional sheets of the same size
REV-1508 EX+(08-12)
pennsylvania SCHEDULE E
DEPARTMENT OF REVENUE CASH, BANK DEPOSITS & MISC.
INHERITANCETAXRETURN pERSONAL PROPERTY
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
KENNETH M. HALE JR 21 14 1148
Include the proceeds of litigation and the date the proceeds were received by the estate.
Ail property jointly owned with right of survivorship must be disclosed on Schedule F.
VALUE AT DATE
ITEM OF DEATH
NUMBER DESCRIPTION
1. Gross proceeds from sale of coins by Gateway Gallery Auction on 2/28/2015 5,100.00
2. Gross proceeds from sale of personal property by Gateway Gallery Auction on 33,854.00
3/2/2015
3. Cash 131.97
4. Coins found at home with face value 19.86
5. Coins appraised by Carl L. Spidel, with copy attached and sold to Carl L. Spidel 4,821.15
6. Comcast refund 50.77
7. Cash found at decedenYs home 402.02
8. Proceeds from sale of 2011 Cadillac DTS 19,400.00
g. Penn National Insurance, refund of auto insurance 131.00
10. Penn National Insurance, refund of homeowner's insurance 108.00
11. Penn National Insurance, refund on Account#3755770922 225.00
12. Proceeds from sale of shelled corn 1,530.00
13. Gross proceeds from sale of cows 6,356.54
14. Gross proceeds from sale of cows per bill of sale 71,200.00
15. Received from Lester M. & Lori L. Wenger, reimbursement for various farm expenses 138.23
prior to death
16. Money Management Account#7156308, Farmers and Merchants Trust Company, 196,141.13
including interest accrued to date of death
TOTAL(Also enter on Line 5,Recapitulation) $ 7g8 112.52
If more space is needed,use additional sheets of paper of the same size.
Continuation of REV-1500 Inheritance Tax Return Resident Decedent
21 14 1148
KENNETH M. HALE, JR
DecedenYs Name Page 1 File Number
Schedule E-Cash, Bank Deposits, & Misc. Personal Property
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
17. Checking Account#9855123171, M&T Bank, including interest accrued to date of 1,624.08
death
18. Savings Account#15004224505171, M&T Bank, including interest accrued to date 89,718.12
of death
19. Checking Account#6100793109, Citizens Bank, titled Kenneth M. Hale, Jr. and 24,026.61
Judith E. Hale(Judith E. Hale predeceased on 5/13/2011), including interest accrued
to date of death
20. Certificate of Deposit#6260609473, Citizens Bank, including interest accrued to date 144,402.52
of deaht
21. Certificate of Deposit#6254685966, Citizens Bank, including interest accrued to date 104,115.87
of death
22. Checking Account#6100792404m Citizens Bank, including interest accrued to date 53,553.33
of death
23. Checking Account#6100795527, Citizens Bank, including interest accrued to date 41,062.32
of death
SUBTOTAL SCHEDULE E 458,502.85
GRAND TOTAL SCHEDULE E (Also enter on Line 5,Recapitulation) $ 798,112.52
REV-1510 EX+(08-09)
pennsylvania SCHEDULE G
DEPARITAENTOFREVENUE INTER-VIVOS TRANSFERS AND
INHERITANCE TAX RETURN MISC. NON-PROBATE PROPERTY
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
KENNETH M. HALE JR 21 14 1148
This schedule must be completed and filed if the answer to any of questions 1 through 4 on page three of the REV-1500 is yes.
DESCRIPTION OF PROPERTY DATE OF DEATH %OF DECD'S EXCLUSION TAXABLE
ITEM INCLUDETHENAMEOFTHETRANSFEREE,THEIRRELATIONSHIPTODECEDENTAND
NUMBER THE DATE OF TRANSFER.ATfACH A COPY OF THE DEED FOR REAL ESTATE. VALUE OF ASSET INTEREST (IFAPPLICABLE) VALUE
1. IRA Account#697-72166, Merrill Lynch, named beneficiary- 25,140.72 100.00 25,140.72
Estate of Kenneth M. Hale, Jr., valuation of assets in
account and accrual is attached
2. IRAAccount#697-71542, Merrill Lynch, named beneficiary- 1,590,340.12 100.00 1,590,340.12
Hale Family Foundation, valuation of assets in account
and accruals is attached
3. Annuity Fund of Local No. One, I.A.T.S.E.,with named 30,000.43 100.00 30,000.43
beneficiary of Estate of Kenneth M. Hale, Jr., valuation
attached
TOTAL (Also enter on Line 7,Recapitulation) $ 1 645 481.27
If more space is needed,use addfional sheets of paper of the same size.
REV-1511 EX+(08-13)
pennsylvania SCHEDULE H
DEPARTMENT OF REVENUE FUNERAL EXPENSES AND
INHERITANCE TAX RETURN ADMINISTRATIVE COSTS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
KENNETH M. HALE JR 21 14 1148
DecedenYs debts must be reported on Schedule I.
ITEM AMOUNT
NUMBER DESCRIPTION
A. FUNERAL EXPENSES: 20,527.15
1. Fogelsanger-Bricker Funeral Home, funeral services
B, ADMINISTRATIVE COSTS:
1. Personal Representative Commissions:
Name(s)of Personal Representative(s) Orrstown Bank 190,000.00
StreetAddress 77 East Kinq Street P O. Box 250
�;�y Shippensburq State PA Z�P 17257
Year(s)Commission Paid: 2015
2 attomeyFees: Joel R. Zullinger 110,000.00
3. Family Exemption:(If decedenYs address is not the same as claimanYs,attach explanation.)
Claimant
Street Address
City State ZIP
Relationship of Claimant to Decedent
4. Probate Fees: JCS fee-35.50; automation 5.00; shorts 135.00; will 15.00; inventory 15.00; 1,850.50
return 15.00; letters 660.00; amended petition 20.00; additional probate 950.00
5 Accountant Fees:
6, Tax Retum Preparer Fees:
7. Tuscarora Wayne Insurance Company, homeowner's iinsurance on residence 2,636.00
8. Commonwealth of PA, vehicle registration 36.00
g. Date of death valuation of accounts 12.00
10. Timmons Oil Company, fuel oil for residence 677.34
11. Timmons Oil Company, fuel oil for residence 429'7$
12. Southampton Township-Cumberland County, utilities at residence 43.74
13. Timmons Oil Company, fuel oil for residence 459.66
14. Penelec, utilities for residence 69.15
15. Timmons Oil Company, fuel oil for residence 494.18
16. Penelec, utilities 33.09
17. Timmons Oil Company, fuel oil for residence 330.46
18. Penelec, utilities at residence 68.34
TOTAL(Also enter on Line 9,Recapitulation) S 385 327.97
If more space is needed,use addfional sheets of paper of the same size.
.._.:,:+��.r,rtvi.,.n_rr�. . r
Continuation of REV-1500 Inheritance Tax Return Resident Decedent
KENNETH M. HALE,JR 21 14 1148
DecedenYs Name Page 2 File Number
Schedule H -Funeral Expenses 8�Administrative Costs -B7.
ITEM AMOUNT
NUMBER DESCRIPTION
19. Timmons Oil Company, fuel oil for residence 378.61
20. Penelec, utilities at residence 137.84
21. Southampton Township-Cumberland County, utilities at residence 43.74
22. Timmons Oil Company, fuel oil for residence 420.52
23 Penelec, utilities 75.91
24. Timmons Oil Company, fuel oil for residence 235.87
25. Nancy's Lock& Key Service, change locks at residence 245.01
26. Carl L. Spidel, appraisal of coins 115.00
27. Hawkins' Construction Company, repair of window pane in exterior door at residence 156.61
28. Dan Steenstra Landscaping, snow removal 325.00
29. Ausherman Bros. Real Estate, appraisal of real estate 1,850.00
30. Tims Heating Service, service calls for repair work at residence 386.00
31. Tim's Heating Service, installation of new boiler and other repairs at residence 8,060.00
32. Dan Steenstra Landscaping, snow removal 260.00
33. Baxter Group, Inc., mold evaluation for decedent's residence 320.60
34. Mason Dixon Home Inspection Services, inspection of decedent's residence 350.00
35. Gary L. Fenton, yardwork at decedent's residence 445.20
36. Cumberland Law Journal, advertise grant of letters 75.00
37. The News-Chronicle, advertise grant of letters 129.50
38. Smith, Elliott, Kearns&Co., prepare individual tax returns for 2014 1,100.00
39. Vivian F. Coy, 2015 County real estate taxes paid at sale to Alleman 120.06
40. Tax Certification fee at sale to Alleman 20.00
41. 1% Realty Transfer Tax at sale to Alleman 450.00
42. Vivan F. Coy, 2015 County real estaste taxes paid at sale to Wenger 4,179.92
43. Tax Certification fee at sale to Wenger 30.00
44. 1% Realty Transfer Tax at sale to Wenger 15,800.00
45. Vivian F. Coy, Tax Collector, county real estate taxes on decedent's residence 517.36
46. U.S. Treasury, filing fee for Form 1023 for Hale Family Foundation, TUW 850.00
47. Gateway Gallery Auction, commission on sale of coins 1,7s5.00
48. Gateway Gallery Auction, commission and expenses on sale of personal property 13,996.10
49. Expenses at sale of cows 4,801.73
SUBTOTAL SCHEDULE H-B7 57,660.58
REV-1512 EX+(12-12)
pennsylvania SCHEDULE I
DEPARTMENT OF REVENUE DEBTS OF DECEDENT�
INHERITANCETAXRETURN MORTGAGE LIABILITIES&LIENS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
KENNETH M. HALE JR 21 14 1148
Report debts incurred by the decedent prior to death that remained unpaid at the date of death,including unreimbursed medical expenses.
ITEM VAOF DEADHTE
NUMBER DESCRIPTION
1. Balance due on credit card account 35.62
2. Balance due on credit card account 1.73
3. Penelec, utilities at decedent's residence 54.63
4. Verizon Wireless, balance due on account 20.57
5. Citizens Bank, final balance due on credit card account ending in 2043 1,502.22
6. CenturyLink, balance due on account at death 63.10
7. U.S. Treasury, 1040 income tax due for 2014 1,224.00
8. PA Department of Revenue, PA40 tax due for 2014 209.00
TOTAL(Also enter on Line 10,Recapitulation) $ 3 110.87
If more space is needed,insert additional sheets of the same size.
....,.aw iu�ii il y'l.r k
REV-1573 EX+(01-10)
pennsylvania SCHEDULE J
DEPARTMENT OF REVENUE BENEFICIARIES
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
KENNETH M. HALE JR 21 14 1148
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S)RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE
I TAXABLE DISTRIBUTIONS [Include outright spousal distributions and transfers under
Sec.9116(a)(1.2).]
1. NOTATION -The decedent made specific bequests in para-
graph II and paragraph III of his will to William E. Masemer.
William E. Masemer predeceased on 9/14/2013.
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET,AS APPROPRIATE.
II. NON-TAXABLE DISTRIBUTIONS:
A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN:
1.
B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS:
1. Shippensburg Public Library, 73 West King Street, Shippensburg, PA 17257 502,207.08
20%of residue 2,511,035.37 x 20% =502,207.08
2. Hale Family Foundation, c/o Orrstown Bank, Trustee, 77 East King Street, Shippensburg, 3,599,168.41
PA 17257
Item#2, Schedule G = 1,590.340.12
80%of residue 2,511,035.37 x 80% =2,008,828.29
TOTAL OF PART II-ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. S 4 101 375.49
If more space is needed,use additional sheets of paper of the same size.
� . JRZ - 5.1 hale.l April 25, 2o12 '
LAST WILL AND TSSTAMEN'I'
I, Renneth M. Hale, Jr. , of 70Q Newburg Road, Shippensburg,
Pe?�s_sy�V�ia., �eing of sound and dispasir�g mind, rti�mory and
iinderstanding, do hereby declare this ta be my will, hereby
revoking any and all farmer wills and codici].s thereto by me
heretofare made.
I.
I direct that all my just debts a.nd funeral e�cpenses,
includiag all expenses ot my last illness, shall be paid fram my
estate as soon as practicable after my decease as a part of the
EX�,7ense af the administration of my estate.
sx.
� I give and devise my home si.tuate a� 700 Newburg Road,
Shippensburg, Pennsylvania, and the contents thereaf to William E.
Masemer, if he survives me.
ITI.
I give and bequeath the sum of $60�, OOO .qO cash to William E.
Masemer, if he survives me.
..wan7lllfll�'ll"T17' � �
TV.
I give, devise and bequeath the residue of my estate of every
nature and wherever situate to Orrstown Bank w�.th principal affices
in Shippensburg, Cumberland Count_v, Perin.sylvania: IN �R�TST,
nevertheless, far the following uses and purposes:
A. The trus�ee shall pay in each tax year of this trust an
amount (herein the "Distribution Amaunt°) equal to five
(50} percent of the average af the fair market values of
the assets of the trust as of �.he close of the last
business day of the trust`s three previous tax years {or
� such lesser number of tax years as are ava�lable for the
first three tax years of the trust) . In the case of a
� short tax yeax, the distribution shall be calculated as
set forth in subparagraph B. below. In the case ot
.\
cantributa.ons to or distributions fram the trust,
\ including initial �unding, the Distribution Amount shall
be determined as set forth in subparagraph C. below.
B. For a shart tax yearf the Dis�ribution Amount shall be
based upon a prorated portion of the Distribution Amount
set forth a.bove comparing the number of days in the short
tax year to �he number of days in the calendar year in
which the short tax year is a part.
C. In a tax year in which assets are added to or distributed
from the truet (other than the Distribution Amount)
Page 2
�,.�rn u�ru...n-n7.'. . k
(hereinafter "Adjustment Year") , the Distribution .Amount
shall be increased (in the case of a contribution} ar
decreased (in the case of a dis�ribution} by an amount
egual ta five (5%) percent times the fair market value af
the assets contributed or distribu�ed tas of the date or
dates of the contribution or distribu�ion) , multiplied by
a fractian, the numerator of which is the number of days
from the contributi.an or distributian to tlze end of the
tax year and the denomi.nator of which is the days in the
tax year. Further, the year-end zralues for the two tax
years preceding the Adjustment Year shall be increased by
�he amount of such addition, or decreased by the amount
o� such distribution, for purposes of computing the
average values used in determining the Distribution
Amount for years followin.g the Adjustment �Year.
D. All computations of t3�e trust' s assets` fair market
value, or the value of any contributions or distributions
as se� forth above, shall includs accountir_g income a.�-d
principal, but no accruals shall be required. Tf the
trust includes assets for which there is not a ready
market, the trustee sha11 adapt such method af va.luation
as txustee deems reasona.ble in trustee's discreti.on under
the circumstances.
F. In addition to the Distribution Amovnt as determi.ned
above, the net accounting income earned in my estate and
allocable ta the residue shall be paid to the trv.st, and
Fage 3
�u i ■n� �
distributed in addition to the Distril�ution Amount set
forth above.
F. The Distribution Amounts �rom the trust shall be paid
first fromanet accounting income, next from net realized
short term capital gains, then fram net realized long
�erm capital gains, and as necessary from the pr�.ncipal
of the trust.
G. The purpose of the trust shall be �o aid those graduates
of Shippensburg Area Seniar High School who wish to
obtain an undergraduate bachelor' s degree at any college
or university in the Commonwealth of Pennsylvania, and
the Shippensburg Public Library.
� H. The distribution of funds from thas trust sha.11 be made
as follows:
1. Twenty percent of the Distributian Amount to the
Shippensburg Public Library; a.nd
2. Eighty percent of the Dis�ribution Amount to
students who can demonstra�e financial need
aeceptable to the selection committee named in
subparagraph a. herein. The selection committee
shall have svle discretivn ix� defining financial
need. Any graduate of Shippensburg Area Senior
High School can apply to the trust for scholarship
aid at any tim� after high school for his or her
ful7. undergraduate educatiQn. Distributians to a
studen� shall be for nv more �han four years o�
Page 4
�u � •c• .
college education. Befoxe funding additi.onal
students, the trustee shal7. take into accaunt the
number af students it is currently obligated to and
the amount of funds available each year. All
dis�ributions sha11 be in the sole and absolute
discretion of the trustee.
a. The trustee wi1.l create an advisory committee
to aid in its determination of appropriate
scholazship recipients; such eommittee shall
consist of the high school princigal, guidance
counselor and trust officer of arrstown Ba.nk.
b. A student shall lose eligibility for
additional funding if he or she becomes a
�s part-time student, fails to maintain
satisfactory academic pragress (in the sole
opinion of the trustee) and has nat previously
� withdrawn from his or her undergraduate
� pragram.
c. The trustee shall pay a student's full
tuition, room and board, and the cast of baoks
and other academic supplies afte� taking into
account any o�her schalarships and grants the
stizdent may receive.
I. This trust shall be known as the �Ial.e Family
Foundation_
Page 5
, � � � . ' �
V.
Any fiduciary under this will shall have the following powers
in addition to those vested in them by law ar�.d by other provisions
of my will applicable to all praperty whe�her principal or income,
including pxoperty held for minors, exercisable withaut Court
approval, and effective until actual distribution of all property:
A. To retain any and all of the assets of my estate, real or
personal, without regard to a.ny principle of
diversification of risk.
B. To invest in a11 forms of property including stack,
common trust funds and martgage investment funds without
restriction to investments authoriaed for Pennsylvania
� fiduciaries as they deem proper, withaut regard tQ any
� principle of diversification of risk.
C. To sell at public or private sale, to exchange vr ta
lease for any period of time any real ar personal
property and to give options for sales, exchanges ar
leases, for such prices and upon such terms or conditions
as they deem proper.
D. To allocate receipts and eacpenses to principal or incQme
or partly to each as they from time to time think proper.
�
E. To compromise any claim or controversy.
F. To distribute in cash or in kind or partly in each.
G. To hold property in their names without designation af
any �idu.ciary capacity or in the name of a nominee or
Page 6
unregistexed.
VT.
I direct that a11 taxes that may be assessed in consequence of
my death of whatever nature and by whatever jurisdiction imposed,
sha.11 be paid from my residuary estate as a part of the expense of
the administration of my estate.
VI2.
� The interest of the beneficiaxies hereunder shall not be
subject to anticipation ar to volvntary or involuntary alienation;
and the principal and income shall be paid by the trustee or
guardian directly to or for the use of the beneficiaxy entitled
1 thereto, without regasd to any assigntnent, ord�r, attachment or
claim whatever.
VIII.
I appoint William E. Masemer as executar of this my will.
Sho�ld William E. Masemer predecease me, faz�. �o qualify or cease
to act, 2 appoint the Orrstown Bank of ShippensTaurg, Pennsylvania,
as executor of this my will.
Page 7
, ' t ' � �
=X.
No bond shall be required of any fiduciary hereunder in any
jurisdiction.
TN WTTNESS WHEREOF, I hereunto set my hand and seaZ to this my
I.ast wi11 and testament, consisting af nine tygewritten pages, the
first seven of which bear my signature in the margin for the
purpase of identification this �irC� day ot
MaY , 2 Q,�. .
�
;
,
c S��
Signed, sealed, published and declared by the abave-named
testator as and for his last will and testament in our presence,
who in his presence, at his request and in the presence vf each
other have hereunto set our hands as attesting witnesses �
. , �, �o ra� �(�, C� �v�n��
�?-��- -��u r�.,-.-����,o�. �I�_P�
�
We, Kenneth M. Hale, Jr. , 1 ri ua L. �.c 1-2t/ and
�U�� �-• �'�'� , the testator and the witnesses respectively,
whose names are signed to the attached or �oregoing instrumen�,
being first duly sworn, da hereby declare to the undersigned
authority that the testator signed and executed the instrument as
his I.a.st will and testament and that he executed it as his free and
Page 8
s
voluntary act for the purposes therein expressed and that each of
the witnesses, in the presence and hearing of the said testator
signed the will as witnesses and to the best of their knQwledge
said signer was at that time eighteen years o� age or older, of
sound mind and under no constraint or undue ' fl ence.
Te
� ,
Witness
/'����
Witness
Subscribed, sworn to and acknowledged
before me by the above-named sign.er and
subscri.bed and sworn to be€ore me by the
above-named witnesses this 7 �� day of
�'V� , a6t�, .
Nota lic
cor�rtt�w���eF a�u
N�fa1 Seal
iingela M.Sd�ae€fer,Notary Puhl'�c
Shlppans6urq Boro.Nm6eda�d County
MY Cammisston D�res MaY 15,z�15
h1EMBER,PEtiNS�'lvAlUA/lS�CFATiON OF NOTARF6
Page 9
Subject Address 700 Newburg Rd
Legal Description Deed Book Vol.0035H page 00447
City Shippensburg
County Cumberland
State PA
Zip Code 17257
Census Tract 0131.01
Map Reference 25420
Sale Price $
Date of Sale
Borrower Estate of Kenneth Hale
Lender Orrstown Bank Trust Dept.
S¢e(Square Feet) 2,722
Price per Square Foot $
Location Average
Age 50
Condition Average
Total Rooms 9
Bedrooms 4
Baths 2.1
Appraiser Tim L Ausherman
Date of Appraised Value 01/14/2014
_ Opinion of Value $ 245,000
This Appraisal Report is one of the following types:
� Appraisat Report This report was prepared in accordance with the requirements of the Appraisal Report option of USPAP Standards Rule 2-2(a).
� Restricted Appraisal Report This report was prepared in accordance with the requirements of the Restricted Appraisal Report option of USPAP Standards Rule 2-2(b}.The
intended user of this report is limited to the identified client.This is a Restricted Appraisal Report and the rationale for how the appraiser arrived
atthe opinions and conclusions setforth in the report may not be understood properly withoutihe additional information in the appraiser's workfile.
�I� � � ' �
I certify that,to the best of my knowledge and belief:
• The statements of fact contained in this report are true and correct.
• The report analyses,opinions,and conclusions are limited only by the reported assumptions and are my personal,impartial,and unbiased professional analyses,
opinions,and conciusions.
• I have no(or the specrfied)present or prospective interest in the property that is the subject of This report and no(or specifieci)personal interest with respectto the
parties involved.
• I have no bias witli respect to the property that is the subject of this report orthe parties involved with this assignment.
• My engagement in this assignment was not contingent upon developing or reporting predetermined resutts.
• My compensation for completing this assignment is not contingent upon the developmerrt or reporting of a predetermined value or direction in value that favors the cause
of the client,the amountof the value opinion,the attainment of a stipulated resutt,orthe occurrence of a subsequent event directly related to the intended use of
this appraisal.
• My analyses,opinions,and conclusions were developed and ihis report has been prepared,in conformiry with the Uniform Standards of Professional Appraisal Practice.
• This appraisal report was prepared in accordance with the requirements of Title Xl of FlRREA and any implementing regulations.
�'
� I haveNOT pertormed services,as an appraiser or in any other capacity,regarding the properiy that is the subject of this report within the three-year period
immediatety preceding acceptance of this assignment
❑ I HAVE pertormed services,as an appraiser or in another capacity,regarding the property that is the subject of this report within the three-year period immediately
preceding acceptance of this assignment.Those services are described in the comments below.
.�. �
� i have NOT made a personal inspection of the property that is the subject of this report.
� I HAVE made a personal inspection of the property that is the subject of ihis report
,...� � � .
Unless otherwise noted,no one provided significant real property appraisal assistance to the person signing this certification.!f anyone did provide sign�carrt assistance,they
are hereby identified along with a summary of the extent of the assistance provided in the report.
�11 � ` 1
AddiGonal USPAP related issues requiring disclosure and/or any state mandated requirements: _
�• � � •� �• : 'I'
� A reasonable marketing time for the subject property is day(s) utilizing market conditions peitinent to the appraisal assignment.
� A reasonable exposure time for the subject property is 150 day(s).
�. „ �• �' "' � ! �
Signature Signature
Name Tim L Ausherman Name __
Date of Signature Date of Signature _
State Certrfication# GA000149L State Certification# _ _
; iviarKei H�ea ivanie: 5outnam ton t w iviap neieieucc. Z54ZU • . . �G����� i ia�i. Ul3l.0 I
' The purpose of this appraisal is to develop an opinion of: � Ma�ket Value(as defined),or ❑ other type of value(tlescribe)
This report reflects the following value(rf not Current,see comments): � Current(the Inspection Date is the Effective Date) ❑ Retrospective ❑ Prospective
Z Approaches developed forthis appraisai: � Sales Comparison Approach ❑ Cost Approach � Income Approach (See Reconciliation Comments and Scope of Work}
� Property Rights Appraised: I$ Fee Simple ❑ Leasehold ❑ Leased Fee ❑ Other(describe) __
� Intended Use: The intended use is to establish market value for Estate of Kenneth Hale
� _.—
Q Intended User{s)(by name ortype): Orrstown Bank and the estate of Kenneth Hale _._.
', Client Orrstown Bank Trust De t. Address: 77 East Kin St Shi ensbur Pa 17257
i;;��, Appraiser. Tim L Ausherman Address: 229 North Second St, Chamb2rsbur PA 17201
Location: ❑ Urban � Suburban ❑ Rural Predominant One-Unit Housing Present Land Use Change in Land Use
Buift up: ❑ Over 75% �$I 25-75% ❑ Under 25% Occupancy pRICE AGE One-Unit 40% � Not Likely
z Growth rate: ❑ Rapid � Stable ❑ Slow � Owner g� $(000) (yrs) 2-4 Unit 0% ❑ Likely* ❑ In Process*
� Property values: ❑ Increasing �i Stabie ❑ Declining ❑ Tenant 5 55 �oW 5 Multi-Unit p % *To:
� Demand/supply: ❑ Shortage ($i In Balance ❑ Over Supply � Vacant(0-5%) 350 High �5p Comm'I 0 %
y Marketing time: ❑ Under 3 Mos. � 3-6 Mos. ❑ Over 6 Mos. ❑ Vacant(>5%) 150 Pred 40 other 60 %
W Market Area Boundaries,Description,and Market Conditions(including support forthe above characteristics and trends): Bounded bv Shippensburq to the
� south Newburq to the north Orrstown Rd to the west and Britton Rd to the east.Subiect propert�y is located at the comer o�Fish Hatchery Rd
� and Newburq Rd approx 1 5 miles from Shippensburq Area is a mix of primarily sinqle family homes and other land used for aqricultural
�J purposes Overall market conditons are slow in the area. It is common for sellers to assist b�ers with closinq costs
w
Y
�.
�, --
,��'I;; ---
il;� Dimensions: irre ular Site Area: 2.33 acre
,��I Zoning Class'rfication: Aqricultural/Conservation Description: Residential use
Zoning Compliance: � Legal ❑ Legal nonconforming(grandfathered) ❑ Illegal ❑ No zoning
I�� Are CC&Rs applicable? ❑ Yes � No ❑ Unknown Have the documeMs been reviewed? ❑ Yes ❑ No Ground ReM('rf applicable) $ N/A/
;, Highest&Best Use as improved: � Prese�t use,or ❑ Other use(explain) __
� Actual Use as of Effective Date: Residental use Use as appraised in this report: Residential
Z' Summary of Highest&Best Use: Hiqhest and best use presently is a sinqle family home. __._
� --
a:
v Utilities Public Other Provider/Description Off-site Improvements Type Public Prnate Topography Rollinq
w Electricity � ❑ . Street Asphalt � [] Size Above avera e
4: Gas ❑ ❑ . Curb/Gutter None ❑ � Shape irreqular
� Water ❑ � .well Sidewalk none ❑ ❑ Drainage ade uate
�, Sanitary Sewer ❑ � septic system Street Lights None ❑ ❑ �eW Avera e
'I:i' Storm Sewer ❑ ❑ Alle none � ❑
' Other site elements: � Inside Lot ❑ Comer Lot ❑ Cul de Sac ❑ Underground Utilities ❑ Other(describe;�
I';�ill' FEMA Spec'I Flood Huartl Area ❑ Yes � No FEMA Flood Zone X fEMA Map# 42041 C0333E FEMA Map Date 03/16/2009
4;�', Site Comments: Site is above street qrade and is rollinq _
i�ilii'' _
�����'i�l
''',;�';
'�,: General Description Exterior Description Foundation Basement ❑ None Heating HW
�",: #of Units 1 ❑ Acc.Unit Foundation Block/av Slab None Area Sq.Ft. 1 41 Type Hw
I�'' Exterior Walls Brk&alumn/av Crawl S ace none q�Finished 4 Fuel oil
"I'o #of Stories 2 P
i Type � Det. ❑ Att. ❑ Roof Surface Shin le/av Basement Full _ Ceiling Suspend
�,' Design(Style) Ca e cod Gutters&Dwnspts. alum/av Sump Pump � Walls Panel Cooling ac
' �Existing ❑Proposed ❑Und.Cons. WindowType Double Hun !av Dampness ❑ Floor vin I Central
y' Actual Age(Yrs.) 50 Storm/Screens Insul wind Settlement none obs Outside Entry es Other
Z Effective Age(Yrs.) 30 Infestation unknown
� Interior Description Appliances Attic �None Amenities Car Storage ❑ None
�, Floors c t hdw/vinlav Refngerator � Stairs ❑ Freplace(s)# 1 Woodstove(s)# Garage #of cars ( 1 Tot.)
�, Walls laster/av Range/Oven � Drop Stair ❑ Patio none Attach. 1
� Trim/Finish wood/av Disposal � Scuttle ❑ Deck None Detach.
Dishwasher � Doorway ❑ Porch Porch Bn•"10
W Bath Floor Vin I/av Ca ort
s' Bath Wainscot Fiber las.av Fan/Hood ❑ Floor ❑ Fence None �
~° Microwave � Heated ❑ Pool None Driveway
�i Doors ollc/av
� Surface as halt
Z Washer/Dryer ❑ Fnished ❑
� Finished area above grade corrtains: g Rooms 4 Bedrooms 2.1 Bath(s) 2,722 Square Feet of Gross Living Area Above Grade
d Additional features: Open front porch enclosed rear porch central vac ___
�.
ci ---
W' Describe the condition of the property(including physical,functional and e�emal obsolescence): Overall condition of sublect propertv is averaqe the front
o .. ... _ . . . . . . . - . �-. - -••-
Z cuuniuiouu�c�ioaic�iiaiwim _..._—_
� Date: ---
F;, Pnce: ---
f,' Source(s):
� ; SALES COMPARISON APPROACH TO VALUE 'rf develo ed ❑ The Sales Comparison Approach was not developed for this appraisal.
���,� FEATURE SUBJECT COMPARABLE SALE#1 COMPARABLE SALE#2 COMPARABLE SALE#3
Address 700 Newburg Rd 323 Roxbury Rd 23 Oak Ln 220 Clover Hill Rd
h� Shi ensbur PA 17257 Shi ensbur PA 17257 Shi ensbur PA 17257 Newbur PA 17240
� ' Proximity to Subject ,ii'�I � �,�����4�III'iil;',��:j IIP'iul"' � 31 miles S 1 59 mdes S 6 44 miles NW
�� � Sale Price $ ''ul���ii�l 'I'�II�16'��ilii��lll����i��lll�l��iil $ 215 000 '';�'I �'���i��hJilu��ll���l�,,� h�i �'���: $ 229 900 ������ "��''���i I�I� u ����'���� $ 299 900
��'� Sale Price/GLA $ /sq.ft.$ 11622/sq.ft. �� ' � '� °�il��� $ 91.30/sq.ft. � I� '���' ��V�� ,I'; $ 139.04/sqft iVilli�li'��i�l�li���pi�jll'i+�l ��'�i'ii � �'���
Data Source(s) ins ection MRIS#FL8263962 MRiS#FL8351152 ._ MRIS#C68284093
Verrfication Source(s) Courthouse Tax Records Tax Records Tax Records
�;'; VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +(-)$Adjust. DESCRIPTION __+(-)$Adjust. DESCRIPTION +(-)$Adjust.
I Sales or Financing N/A Conv 47 DOM Conv 13 DOM Conv 245 DOm
I Concessions N/A No concess No concess ___ No concess
Date of Sale/Time 04/16/2014 03/31/2014 _. 12/12/2014
Rights Appraised Fee Sim le Fee Sim le Fee Sim le __ Fee Sim le
�,,'�: Location Avera e Inferior +7 500 Avera e __ Avera e
+10 000 10019 +11 000 4.63 acre -11 500
�( Site 2.33 acres 20 038 _.
I�I'�j Uew Avera e Avera e Avera e _ Avera e
ii�j Design(Sryle) Ca e cod Colonial Ca e cod _ Ca e cod
,�,,,, Dualiry of Construction Brk&alumn/av Stone VinJav Brk&alumn/av Brick/ ood -7 500
�',' Age 50 74 63 _ 2$
��', Condflion Avera e Avera e Avera e _ Good -7 500
!'�� Above Grade Total Bdrtns Baths Total Bdrtns Baths Total Bdrms BaEhs Total Bdrtns Baths
! Room Count 9 4 2.1 7 3 1.1 +5 000 7 3 2.1 8 3 3 -2 500
;'� Gross Living Area 2 722 sq.ft. 1 850 sq.ft. +17 920 2 51$sq.ft. +4 560 2 157 sq.ft. +11 780
'� Basement&finished Basement Basement Basement Basement
�i'� Rooms Below Grade Fam rm Unfinshed +5 000 Fam rm _ _ Unfinshed +5 000
I"'I,', functional Util'ity Avera e Avera e Avera e _ � Avera e
,� ; Heating/Cooling Hw/ac Fha/ac Fhalac _� Fha/ac
`'�'_' Energy Efficient ftems SW Insul windows Insul windows _� Insul windows
c� 6arage/Carport 1 car 3 car ara e -10 000 1 car _� 2 car ara e -5 000
O Porch/Patio/Deck Porches Porch +2 000 Porches Porch/ azebo dec -2 000
a`I KitChen Std Kitchen Std Kitchen Std Kitchen Cust Kitchen -5 000
°'� +1 000 2 f I I -1 000 Woodstove
Q Fire lace s 1 I None 7�
p, Other None None None I None
� Other None Accesso A art -7 500 None � Sho -10 000
�� Net AdjUstmertt(TOtal) �p,u��l�i�I��i; ' I'I�"",''' ��,,, � + ❑ - $ 30 920 � + ❑ - $__ 14 560 ❑ + � - $ -34 220
v' Adjusted Sale Pnce ����'��I��I��;;�I'��I���;i���� ,���;;i�ll�I��III,I�,I � t��ieti�� 14,4'° i,�iii� Net �,�� �6.3���n�� �Ilili,�I Ne�i; 11�.4 �
��� of Comparables �'� ''„i�i�l �II'�','I I�, a>'Gr ���� 30.7�^$ 245 920!��i��Gro ' �7.2 p $ 244,460 Gro ' � 2��:fi �� $ 265 680
a' Summary of Sales Companson Approach Overall market conditions improved in 2014 with a decrease in marketinq time.It is common for sellers
N; to assist buvers$5000 in closinq costs Subiect propertv is similar to comparable sale#2 Few sales exist within the market area comparable
���,;�,��j to the subiect property —.._
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= ESTIMATED ❑ REPRODUCTION OR ❑ REPLACEMENT COST NEW OPINION OF SITE VALUE ______ ____________ __ ___ _$
DWELLING Sq.Ft.@$ ____ _$
v, Source of cost data: _
p Quality rating from cost service: Effective date of cost data: _ Sq.Ft @$ ___ _�
a Comments on Cost Approach(gross living area calculations,depreciation,etc.): Sq.Ft @$ ____ _$
a — Sq.Ft.@$ _$
� Sq.Ft.@$ ---- _$
� _$
O ----
v Garage/Carport Sq.Ft.@$ ____ _$
Total Estimate of Cost-New _ _$
Less Physieal Functional Extemal
Depreciation =�l )
DepreciatedCostoflmpravements _____________ __$
�I' "As-is”Value of Site Improuemer�s _____________ ________$
_$
_ _$
--
` Estimated Remaining Economic Liie(rf required): Years INDICATtD VALUE BY COS i kPPROACH ___________________ =S
_' INCOME APPROACH TO VALUE if develo e � The Income Approach was not developed for this appraisal.
Q, Estimated Monthly Market Rent$ N/A X Gross Rerrt Muftiplier N/q =� ___ Indicated Value by Income Approach
� Summary of Income Approach(including suppod for market rent and GRM): __
a
n: ---
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�
0
�' ---
�i
'i�'I!, pROJECT INFORMATION FOR PUDs rf a licable) ❑ The Subject is part of a Planned Unit DevelopmeM.
,' Legal Name of Project: _
�' Describe common eleme�ts and recreational facilities:
p --
�
n:, —
���� ----
�I�'
I�, Indicated Value by:Sales Comparison Approach$ 245 000 Cost Approach(if developed)$ N�q Income Approach(if developed)$
`,';! Final Reconciliation Emphasis was placed on the sales comparison approach to value which is best reflective of market value.Cost approach
nii� approach was not developed due to aqe of the subiect propertv and amount of depreciation that has taken place. Income approach was
�I;II';!, developed and provides additional support for the indication of value illustrated in the sales camparison approach.
��
z' ----
o.
Q This appraisal is made � "as is", ❑ subject to completion per plans and spec'rfications on the basis of a Hypothetical Condition that the improvements have been
� completed, ❑ subject to the following repairs or alterations on the basis of a Hypothetical Condition that the repairs or alterations have been completed, ❑ subject to
Z the following required inspection based on the E�raordinary Assumption that the condition or deficiency does not require atteration or repair.
O
C�' --
W
�.
Id', ❑ This report is also subject to other Hypothetical Conditions and/or E�raordinary Assumptions as spec�ed in the attached addenda.
i,,;iil Based on the degree of inspection of the subject property, as indicated below, defined Scope of Work, Statement�of Assumptions and Limiting Conditions,
,,il�i,i and Appraiser's Certfications, my (our) Opinian of the Market Value (or other specified value type), as defined herein, of the real property that is the subject
�� of this report is: $ 245,000 ,as of: 01/14/2014 , which is the effective date of this appraisal.
�,.'^ If indicated above, this Opinion of Value is subject to Hypothetical Conditions and/or Extraordinary Assamptions included in this report. See attached addenda
�, A true and complete copy of this report contains �p pages, including e�ibits which are considered an integral part of the report. This appraisal repoR may not be
W properly understood without reference to the information contained in the complete report.
� Attached 6chibits:
�'' ❑ Scope of Work � Limiting Cond./Certifications ❑ Narrative Addendum C� Photograph Addenda ❑ Sketch Addendum
Q�! ❑ Map Addenda ❑ Additional Sales ❑ Cost Addendum Cl Flootl Addendum ❑ Manuf.House Addendum
G
¢ ❑ H othetical Conditions ❑ Exh'aordina Assum tions ❑ ❑ ❑
'!ii;i'i, Clier�CoMact: Client Name: Orrstown Bank Trust Dept.
'II' E-Mail: Address: 77 East Kin St Shi ensbur Pa 17257
APPRAISER SUPERVISORY APPRAlSER(if required)
'!;;� ar CO-APPRAISER(if applicable)
���
w
� Supervisory or
Q` Appraiser Name: Tim L Ausherman Co-Appraiser Name: __
� Company: Ausherman Bros. Real Estate Inc. Company: _
u;: Phone: (717)264-6715 x202 F�� (717)264-4973 Phone: __ F�:
���c�l,� E-Mail: timappr(cr�pa net E-Mail: _
1II.II II ■1:■ �
;,;i uataaource�s� �ns ection MKIS�FrLt5U453t525 _.
���, Verrfication Source(s) Courthouse Tvc Records
,; VALUE ADJUSTMENTS DESCRIPTION DESCRIPTION +(-)$Adjust. DESCRIPTION +(-)$Adjust. DESCRIPTION +(-)$Adjust.
'ii Sales or Financing N/A Conv 99 DOM
' Concessions N/A No concess
�';�!;'' Date of Sale/Time 08/23/2013 __ -
i RigMs Appraised Fee Sim le Fee Sim le —
!�P?!'�f' Location Avera e Avera e _
I` Site 2.33 acres 32000 sf +8 000 _
�', View Avera e Avera e __
�� i Design(Style) Ca e cod Ca e cod
, Qual'iiy of Construction Brk&alumn/av Brk&alumn/av ___
, Age 50 50 _.
' Condition Avera e Good -7 500 �
Above Grade Total Bdrms Baths Total Btlrms Baths Total Bdrms Baths Total Bdrms Baths
i Room Count 9 4 2.1 13 4 3.1 -5 000 I�
'`� Gross Living Area 2 722 sq.ft. 3 336 sq.ft. -11 800 sq_ft. sq.ft.
— . �
': Basement&Finished Basement Basement
` Rooms Below Grade Fam rm Fam den -5 000 _
i Functional Utility Avera e Avera e __
�'r� Heating/Cooling Hw/ac Fha/ac __ 1
;'','i'� Energy Efficient Items Sw Insul wind _.
������'��I��i;� Garage/Carport 1 car 2 car ara e -5 000 _ �
r; Porch/Patio/Deck Porches Porches
��i Kitchen Std Kitchen Std Kitchen ___ i
�';�f�:Fire lace s 1 f I 1 I 1 woodst __ �
��:Other None None _. �
=;Other None
V �I
a Net AdjustmeM(fota� ii'i'i ili" ,' ❑ + � - $ -26 300 ❑ + ❑ � ❑ } ❑ $
a' ' i I �i �I�ullllill I i , � �i ���. ii . p�,. I I � .�„I i i I ��i�il�ir��.
nu! Ad�UstedSalePnce ii�llill,l� �' iil,�llil�lli!�li'll����� e�����l,il�l�l�l�l��l�,9.7 n ��iIIII��Qt ' III���° Netllllllllllli�� I'�'��
O.I �i�lll�i� �it � � r' �� ����il�i1��111�9V'll'll���l;l��il��� r� I �I�II�I�� �� li II���I!�Y i liillllilllllllllll�i �Iliil � ;o
K; ofComparables �� �4 � � � �,�'�!� � �I iI���iI�I�G �J�,f�„�� ��15.7��$ 243 700 hll G � ���i��i��- � �I���G[o I��I � ��$
tp� Summary of Sales Comparison Approach Comp#4 was added for additional support. _._
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I' ' •'• ' Main File No.. Paqe#7 of 14 �
Assum tions & Limitin Conditions FIeNo.: .
City: Shi ensbur State: pq Zip Code: 17257
�� Property Address: 700 Newbur Rd ----
��� Client: Orrstown Bank Trust De t. Address: 208 East Oran e St Shi ensbur PA 17257
�``�'' Appraiser. Tim L Ausherman Address: 229 North Second St Chambersbur PA 17201
�`��.
;{; STATEMENT OF ASSUMPTIONS&LIMITING CONDITIONS
,�p -The appraiser wili not be responsible for matters of a legal nature that affect either the property being appraised or the title to it.The appraiser
;.�,;
�.� assumes that the title is good and marketable and,therefore,will not render any opinions about the title.The properry is appraised on the basis
�°:� of it being under responsible ownership.
�3.
�,�; -The appraiser may have provided a sketch in the appraisal report to show approximate tlimensions of the improvements, and any such sketc
:: is includetl oniy to assist the reatler of the report in visualizing the property and untlerstanding the appraiser's determination of its size.Unless
; otherwise indicatetl, a Land Survey was not performed.
�' -If so intlicatetl,the appraiser has examinetl the available flood maps that are provitled by the Federal Emergency Management Agency (or other
\�� tlata sources) and has noted in the appraisal report whether the subject site is located in an identifietl Special Flood Hazartl Area. Because the
= appraiser is not a surveyor, he or she makes no guarantees,express or implied, regartling this tletermination.
�:' -The appraiser will not give testimony or appear in court because he or she matle an appraisal of the properry in question, unless specific
; arrangements to do so have been made beforehand.
�_ -If the cost approach is includetl in this appraisal,the appraiser has estimated the value of the land in the cost approach at its highest and best
y,
use,and the improvements at their contributory value.These separate valuations of the lantl and improvements must not be used in conjunction
\� with any other appraisal and are invalid if they are so used. Unless otherwise specifically intlicatetl,the cost approach value is not an insurance
,.: value, and should not be used as such.
;,; -The appraiser has notetl in the appraisal report any adverse contlitions (inclutling, but not limited to, needed repairs, depreciation,the presence
`��� of hazardous wastes,toxic substances,etc.) observed during the inspection of the subject property, or that he or she became aware of during the
�:; normal research involved in performing the appraisal. Unless otherwise stated in the appraisai report,the appraiser has no knowletlge of any
��; hidden or unapparent contlitions of the properry, or adverse environmental conditions(including, but not limited to,the presence of hazardous
�� wastes,toxic substances, etc.)that would make the property more or less valuable, antl has assumetl that there are no such conditions and
�>
:�; makes no guarantees or warranties,express or implied, regarding the contlition of the property.The appraiser will not be responsible for any
� such conditions that do exist or for any engineering or testing that might be required to discover whether such conditions exist. Because the
�
,�� appraiser is not an expert in the field of environmental hazards,the appraisal report must not be consideretl as an environmental assessment o
�`� the properry.
`, The appraiser obtained the information, estimates, antl opinions that were expressed in the appraisal report from sources that he or she
'�� considers to be reliable antl believes them to be true and correct. The appraiser does not assume responsibility for the accuracy of such items
�
� that were fumished by other parties.
N� -The appraiser will not tlisclose the contents of the appraisal report except as provided for in the Uniform Standartls of Professional Appraisal
,° Practice, and any applicable federal, state or local laws.
�:;. -If this appraisal is indicated as subject to satisfactory completion, repairs, or alterations,the appraiser has based his or her appraisal report
'" and valuation conclusion on the assumption that completion of the improvements will be performed in a workmanlike manner.
k; -An appraiser's client is the party (or parties) who engage an appraiser in a specific assignment. Any other parry acquiring this report from the
r::;; client does not become a party to the appraiser-client relationship. Any persons receiving this appraisal report because of disclosure requirements
; applicable to the appraiser's client do not become intended users of this report unless specifically itlentified by the client at the time of the
���; assignment.
� -The appraiser's written consent and approval must be obtained before this appraisal report can be conveyetl by anyone to the public,through
�� advertising, public relations, news,sales, or by means of any other media,or by its inclusion in a privaie or public database.
"; -An appraisal of real properry is not a'home inspection' and should not be construed as such. As part of the valuation process,the appraiser
`; performs a non-invasive visual inventory that is not intended to reveal defects or detrimental contlitions that are not readily apparent.The presence
'`t< of such conditions or tlefects could adversely affect the appraiser's opinion of value. Clients with concerns about such potential negative factors
k� are encouraged to engage the appropriate type of expert to investigate.
;;
;�.
��
�:�'�i'��'�'..
mR E S 1 D E NT I A L Copynght0 2007 by a la mode,inc.This form may be reproduced unmotlified without rvritten permission,however,a la mode,inc.must be acknowledged antl credited.
� Form GPRES2AD LT-"TOTAL"appraisal software by a la mode,inc.-1-8Q0-ALAMODE 3/2007
I IIII II •1• �
Main File No.. Pa e#8 of 14
Definitions & Sco e of Work FileNo.: .
Property Address: 700 Newbur Rd ��Y� Shi ensbur _ State: pq Zip Code: 17257
'�.3 Clierrt: Orrstown Bank Trust De t. Address: 208 East Oran e St Shi_pensbura PA 17257
��' Appraiser. Tim L Ausherman Address: 229 North Second St,Chambersbur PA 17201
,�.� DEFINITION OF MARKET VALUE*:
'`� Market value means the most probable price which a properry should bring in a competitive and open market under all conditions requisite
� to a fair sale,the buyer and seller each acting prudently and knowledgeabry, and assuming the price is not affected by undue stimulus.
:_�; Implicit in this definition is the consummation of a sale as of a specified date antl the passing of title from seller to buyer under conditions
a� whereby:
<':
- 1. Buyer and seller are typically motivated;
�;: 2. Both parties are well informetl or well ativisetl and acting in what they consitler their own best interests;
��< 3.A reasonable time is allowed for exposure in the open market;
���� 4. Payment is made in terms of cash in U.S. dollars or in terms of financial arrangements comparable thereto; and
. 5.The price represents the normal consitleration for the property sold unaffected by special or creative financing or sales concessions
�; granted by anyone associated with the sale.
� *This definition is from regulations published by fetleral regulatory agencies pursuant to Title XI of the Financial Institutions
,�^ Reform, Recovery, antl Enforcement Act(FIRREA) of 1989 between July 5, 1990, and August 24, 1990, by the Federal Reserve System
�, (FRS}, National Credit Union Administration (NCUA), Fetleral Deposit Insurance Corporation (FDIC),the Office of Thrift Supervision (OTS),
=S> antl the Office of Comptroller of the Currency(OCC).This definition is also referenced in regulations jointly published by the OCC,OTS,
'� FRS, and FDIC on June 7, 1994, antl in the Interagency Appraisal and Evaluation Guidelines, dated October 27, 1994.
.o
,�
�4'�
,��y
� The Scope of Work is the type and e�ent of research and analyses performed in an appraisal assignment that is required to produce credible
���� assignment results,given the nature of the appraisal problem,the specific requirements of the intended user(s)and the intended use of the
�:
� appraisal report.Reliance upon this report,regardless of how acquired,by any parry or for any use,other than those specified in this report by
�' the Appraiser,is prohibited.The Opinion of Value that is the conclusion of this report is credible only within the context of the Scope of Work,
� Effective Date,the Date of Report,the Intended User(s),the Intended Use,the stated Assumptions and Limiting Conditions,any Hypothetical
� Conditions and/or Extraordinary Assumptions,and the Type of Value,as defined herein.The appraiser,appraisal firm,and related parties assume
'� no obligation,liability,or accountability,and will not be responsible for any unauthorized use of this report or its conclusions.
s�fi.
��'
��'
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�;:
'�: Additional Comments(Scope of Work,Extraordinary Assumptions,Hypothetical Conditions,etc.):
;�::
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m R ES f D E(�TI A;L Copyrighto 2007 by a la mode,inc.This form may be reproduced unmodrfied without writ[en permission,however,a la mode,inc.must be acknowletlged and cretlited.
Form GPRES2AD LT-"TOTAL"appraisal software by a la mode,inc.-1-800-ALAMODE 3/2007
Main File No.. Page#9 of 14_
Certifications FIeNo.: .
�' Properiy Address: 700 Newbur Rd ���Y� Shi ensbur State: pq Zip Code: 17257
Client: Orrstown Bank Trust De t. Address: 208 East Oran e St Shi ensburq PA 17257
� Appraiser. Tim L Ausherman Address: 22g North Second St Charnbersbur PA 17201
��°: APPRAISER'S CERTIFICATION
I certify that,to the best of my knowledge and belief:
��°` -The statements of fact contained in this report are true and correct.
���: -The cretlibility of this report,for the stated use by the stated user(s),of the reported analyses, opinions, and conclusions are limitetl only by
��`;' the reported assumptions and limiting conditions, and are my personal, impartial, and unbiasetl professional analyses, opinions, and conciusions.
� -I have no present or prospective interest in the properry that is the subject of this report and na personal interest with respect to the parties
;`: involvetl.
,;<;', -I have no bias with respect to the property that is the subject of this report or to the parties involved with this assignment.
�' -My engagement in this assignment was not contingent upon developing or reporting predetermined results.
-My compensation for completing this assignment is not contingent upon the tlevelopment or reporting of a predetermined value or tlirection
; in value that favors the cause of the client,the amount of the value opinion,the attainment of a stinulatetl result,or the occurrence of a subsequent
��`; event directly related to the intendetl use of this appraisal.
' -My analyses, opinions, and conclusions were developed, and this report has been prepared, in conformity with the Uniform Standards of
, Professional Appraisal Practice that were in effect at the time this report was prepared.
-I ditl not base,either partially or completely, my analysis antl/or the opinion of value in the appraisal report on the race, color, religion,
�,j sex, hantlicap,familial status,or national origin of either the prospective owners or occupants of the subject property,or of the present
`s�; owners or occupants of the properties in the viciniry of the subject property.
�; - Unless otherwise indicated, I have matle a personal inspection of the property that is the subject of this report.
�i -Unless otherwise indicatetl, no one provitletl significant real property appraisal assistance to the person(s) signing this certification.
'�;
1�'
� Additional Certifications:
�;
;��;
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,� Client CoMact: Client Name: Orrstown Bank Trust Dept.
� E-Mail: Address: 208 East Oran e St Shi ensbur PA 17257
hF..
��;; APPRAISER SUPERVISORY APPRAISER(if required)
or CO-APPRAISER(if applicable)
;';'
,;:
''x,
�
� Supervisory or
E,�„ Appraiser Name: Tim L Ausherman Co-Appraiser Name: ___
Z Company: Ausherman Bros. Real Estate Inc. Company: ___
� Phone: (717)264-6715 x202 F�� (717)264-4973 Phone: _ Fax:
� E-Mail: timappr(a�pa net E-Mail:
:ti� —
>?r:'� Date Report Signed: 1/16/2015 Date Report Signed: _
License or Cert'rfication#: GA000149L State: pq License or CeRification�: State:
�s Designation: Designation:
�n; Expiration Date of License or CeR'rfication: 06/30/2015 Expiration Date of License or CeRification:
ra
; Inspection of Subject: � Interior&Exterior ❑ EMerior Only ❑ None Inspection of Subject: [__I Ir�erior&E�enor ❑ E�enor Only ❑ None
��; Date of Inspection: 01/14/2014 Date of Inspection:
m�E S!D E NTIA L Copyright0 2007 by a la mode,inc.This form may be reproduced unmodified without wr�ten permission,however,a la mode,ine.must be acknowletlgetl and cretlitetl.
Form GPRES2AD LT-"TOTAL"appraisal software by a la mode,inc.-1-800-ALAMODE 3/2007
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700 Newburg Rd
Sales Price
Gross Living Area 2,722
�� �,,�.� Total Rooms 9
� ���� ?� Total Bedrooms 4
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��� ���� � Total Bathrooms 2.1
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t' � . ,,.� yX�,i.:,,,� ����')St, ffi��a� C4
a� ��. �nrt�� � View Average
� � ,r,,,,���,��� � � Site 2.33 acres
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� 700 Newburg Rd
� � � Sales Price
�" � � Gross Living Area 2,722
; _' ��^� :;��� � ,- Total Rooms 9
��•a:€ �.�`.. � �' �`� ° �� � Total Bedrooms 4
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���� ,e Wa �,�'� •���� 700 Newburg Rd
�'Ati���� ����°° � �,�; �.0 'r� �" Sales Price
Gross Living Area 2,722
_.
Total Rooms 9
Tota e rooms 4
Total Bathrooms 2.1
Location Average
View Average
Site 2.33 acres
Quality Brk&alumn/avg
F,
Age 50
��
Y
�
���
� � ��1 � , �� ,_.
. . , ��r� �a.��.�t.�� �� 4��_>k'� �,,...�<,.�,�.md��. �����'s� �.._.___
3
. 1II.II II ■1:� . �
. �u �m. . +ei � . . 'a'Aa
-_._.�,�-�---..s Comparable 1
"�`�"�----.._.��', 323 Roxbury Rd
II9 Sales Price 215,000
'I Gross Building Area
��i
Age 74
_ � n , � '�
_ � t. : ', Total Rooms
' � ^'' Total Bedrooms
��,.�. ,��:� � Total Bathrooms
� ���� Location
� �� ' �� �~' '�� View
,�
' Site
� Quality
; S Age
��
i
�
a '�
,
�
�I,�G
�'`�'�
` Comparabie 2
�'� ��� ��� � 23 Oak Ln
, _ -
,
., ,,,;i', `;
�,� Sales Price 229,900
i �_
li �
'� ' Gross Building Area
°�� ' � � Age 63
��;�„ � Total Rooms
�t���
��� `�� � Total Bedrooms
':� �
Tot
al Bathrooms
� ��
��" � �'�'� ���� Location
"M�m; � View
� � ' Site
`" �� Quality
a +�' � `.� A92
� ��
. ��� M
i,�.� ,� �c�. � ' ���
iA a � ra a�r �+ � �;
i.,� + P �
,m�?ai� y� r���y�.F�` ; '� s .. ;�.
y �" � _� ..'� """"� ,:�+ �J"� �
k m.��,ti � , , . �.
�,�: �i��0.=r�`3w� �b� ^. . ... � .: �*�4'W�.
��„, � � �,��"" y � �.. �
;�,,�,..._;,w-.��..w � ����,.�.� r �
;�„�J,t�"�.���� :>� ,,.;,;r��''v'."'.�-��'� a
, �5�,� .. �
,.�G� ��r;�� ;�:" �m.,n�u
'� � 'x � � � �' �„" :,��. � ,.� �� : ��I, Comparable 3
R� ��� '`� �� � �� 220 Clover Hill Rd
a�v $ '� �, ,:s ,,,ta� ;: ' �
^��� � ' � �;� ` �+ �. ;r ";:� � ;I Sales Price 299,900
�� ,,.. � .�
�">� ,. = � , �.'� 4 '"' ° �; Gross Building Area
� ,,�„ �.. �� � � .�;{ Age 28
=� N • �', �" '� ; `, � Total Rooms
*�$�� y� � j `}� x� � ,�'`' Total Bedrooms
r. t� ;. wY�a .�.
� �hr. � a�r
.i"". ; (,/. � . ,7 ..�' r'. •,�,, ,`.n'.; {
r�
ti � ' 'I Total Bathrooms
� �';� Location
View
Site
Quality
� � + A9e
r
�
� �IE��,
i�'i���''
i
Ill�il`
�����!�I
... . .. . .... .. . � u,.i.. � ■u� �
t - rltry
E ,��• •4� } ; Prox.to Subj. 2.01 miles S
, �,^ �.. Sales Pnce 270,000
` �,�a-+ G.L.A. 3,336
� :.,* Tot.Rooms 13
.�..' ��" r Tot.Bedrms. 4
} ', y� s �, II �'�'' Tot.Bathrms. 3.1
� R °�' � � r� � Location Average
, bti R�
View Average
� �
Site 32000 sf
�;;�?'�' Quality Brk&alumn/avg
Age 50
�
,
� ,
� �_y_
_�v�.���.,x��_�..�- �_��,,. ,"., Ja�'�,� Comparable 5
IProx.to Subj.
i Sales Price
G.L.A.
! Tot.Rooms
Tot.Bedrms.
Tot.Bathrms.
Location
� View
Site
Quality
Age
�.�
.,R,..�.,..,,:.,,,�,..,,
Comparable 6
Prox.to Subj.
i Sales Price
�
; G.L.A.
� Tot.Rooms
� Tot.Bedrms.
Tot.Bathrms.
� Location
View
Site
� Qualiiy
� Age
4
�
�
�
�
k
i .�.i � �i■ �
a la mode, inc. � �� ; �� ����w��.��.����d..�. ���.. w,�..,,�. ,,�e.,.. ���a
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ro
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�
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�.�' Newburg �
G-�`� -__ . �
:�997'. - � �s,iy-- O�ICVIIIE
� �c9� �
c1� �s
IM��,versville �, � �
� '6a7` � � s�u` ��L'i
r�+.�,�, — °' gldcy� �'�� St�uglastown
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x ,� �''.',
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� �}.
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ern S;� � '
a�„x�,y � � 4e
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,
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mbersburg ��,%� ��, °' �
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�
a
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;
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{ rv Enclosed Porch _
f 44' 24'
4 14
t
Bath
t Bedroom Dining Kitchen Den
m 15' 15'
� Bath(hal�
� Den
a Bath
`n ;p Bedroom Bedroom
i 24,
� Living
� Bedroom Garage �
q 10.68' N ? 10.66' � a 10.66'
i
o "� v -
� A ��' Porch A 24' 6 6'
18'
�
1
�
i
3
1
j
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TOTAL Sketch by a la mode,�nc. Area Calculations Summary
Living Area Calculation Details
Frst Floor 1824 Sq ft 18 x 24 = 432
30 x 26 = 780!
18 x 34 = 612
Second Floor 898 Sq ft 14 x 10 = 140
6x4.5 = 27i
6 x 4.5 = 27
44 x 16 = 704'
i
Total Living Area(Rounded): 27z2 54 ft
Non-living Area
Garage 384 Sq ft 16 x 24 = 384
Porch 104 Sq ft 4 x 26 = 104
�
� Porch 168 Sq ft 14 x 12 = 168.
�
!
i
i
i 'cu. i �i� �
Previous�2dHians are obsotete tortn HU0.1(3/86)ref Han�ook 430.5.2
3 � t
q. Settlement Statement U_S_DepaRment of Housing and Urban Development
B.T of Loan OMB A roval No_2502-0265
1. ❑FHA 2. ❑FmHA 3. ❑Conv.Unins. 6.File Number 7.Loan Number 8.Mortgage Insurance Gase Number
4. VA 5. Conv.ins. AL EMAN
u orm m y you a an m o pai, men age are TiUeE�ress Settlement System
Cj.NOt6: Kems marked"(p.an)'wer�peid aRside tlie dodn0:they an shawn here iar informabon pvpoaes sid are not induded In She totnla
����rKa�atr'�k`��,e'"u°n��so.k�`mi'eru�"Fw�aecae�"�'s s�iin�n�`ia`u.��s.o"od`�e se`�w«,"i'�o'��'�`ana`se�a'�i �oi o•f9�c��`�P�" Printed 03/16/2015 at 15:43 KSB
D.NAME OF BORROWER: Chad D,Alleman and Kristi A.Alleman
ADDRESS: 260 Middie S rin Road Shi ensbur PA 17257
E.NAME OF SELLER: The Estate of Kenneth M.Hale,Jr.
ADDRESS: cIo Orrstown Bank 77 West Kin Street Shi ensbur PA 17257
F.NAME OF LENDER:
ADDRESS:
G.PROPERTY ADDRESS: 2 Lots,Middle Spring Road,Shippensburg,PA 17257
Southam ton Townshi
H.SET'fLEMENT AGENT: Law Office of Thomas P Gieason
PtACE OF SE7TLEMENT: 49 West Oran e Street Shi ensbur PA 17257
I.SETTLEMENT DATE: 0 311 912 01 5
J.SUMMARY OF BORROWER'S TRANSACTION: K.SUMMARY OF SELLER'S TRANSACTION:
100.GROSS AMOUNT DUE FROM BORROWER 400.GROSS AMOUNT DUE TO SELLER
10�. Contrad sales rice 45 000.00 401. Contract sales rice 45 000.00
102. Personal 0 402. Personal ro ert
103. Settlement char es to 6orrower line 1400 844.00 403.
'104. '�.
�p5_ 405.
Ad"ustments for ttems aid b setler in advance Ad'ustments for items aid b seller in advance
106. C' Rown taxes 406. Cii/town taxes
907. Coun taxes 03/19115to12131N5 49.53 407. Coun taxes 03119/15to12131115 49.53
108. Schod Taxes 03/19H 5 to O6I30/15 81.22 408. School Taxes 03N 9I15 to0613N15 81.22
109. Co/Tw taxes Lot 4 03/19/9 5 to 12131/7 5 44.86 409. Co/Tw taxes Lot 4 03/19l15 to 12131/15 44.86
�10. Sd�ooi taxes Lot 4 03/19l15to06130115 73.54 410. School taxes Lot 4 03/'19115to06130115 73.54
111. 411.
'112. 412.
120.GROSS AMOUNT DUE FROM BORROWER 46 093.15 420.GROSS AMOUNT DUE TO SELLER 45 249.75
200.AMOUNTS PAID BY OR ON BEHALF OF BORROWER 500.REDUCTIONS IN AMOUNT DUE TO SELLER
201. it or eamest mone 501. Excess De sit see instructions
202. Princi al amount of new bans 502. Settlement char es to seiler ine 1400 590.06
203. Existin ban s taken sub'ed to 503. Existin loan s taken sub'ect to
204, 504. Pa off of Frst Mo a e Loan
205. 505. Pa off of second mortaa e loan
206_ �.
207. 507.
208. 508.
209. �.
Ad'ustments for items un aid b selle� Ad'ustments for items un id b seiler
210. C" ftown taxes 510. Ci /town taxes
211. Coun taxes 511. Coun taxes
212. School Taxes 512. Schooi Taxes
213. 513.
2�q, 514.
215. 515.
216. 516.
217. 517.
218. 518.
219. 519.
220.TOTAL PAID BY/FOR BORROWER 520.TOTAL REDUC710N AMOUNT DUE SELLER 590.06
300.CASH AT SETTLEMENT FROM OR TO BORROWER 600.CASH AT SETTLEMENT TO OR FRQM SELLER
301. Gross amount due from borrower ine 120 46 093.15 601. Gmss amount due to seller tine 420 45 249.15
302. Less amounts aid b /for borrower tine 220 6o2. Less reduction amount due seller line 520 590.06
303.CASH FROM BORROWER 46 093.15 603.CASH TO SELLER �6�-�
SUBSTfNTE FORM 1099 SELLER STATEMENT: The�nfonna[lon coMaineC herein is important tac infortnatlon and is being fumished to ihe Intemal Revmue Service. If you are required to file a tetum,
a nep 6gestce penairy or other sanction witl tx Imposed on you if thls Item Is required lo be reported arW the IRS detertnira ihat i[has noc been r_perted.The Contract Sates Price aesci�ea on
fine 407 above eonstihrtea ttie Gross Proceeds W ihis transadion.
You me requircd by law to prav(de the aetllemerrt agent(Fed Tax ID No:47-7037484)wi[hyour correct ta�ayer iderrtification number.tf you do not provide your cortect taxpayer tdentificalion
numbar,you may be wbject to eivd w�riminal penalties lmposed 6y taw.Under penaltles ot perjury.I ceRity tlwt Ihe number shown on[his ststemmt is my wrreet ta�ayer iden'Nicatim�umber.
TIN: 1 - - SELLER(S)SIGNATURE(S): �
SELLER(S)NEW MAILING A�DRESS:
SELLER(S)PHONE NUMBERS: �H) �
i n i �i■ �
fortn HU0.�(3186)rN Har�ook I305.2
prcvia:���pdftioru�ro obaWete
U.S.DEPART!NENT OF'HOUSING AND URBAN DEVELOPMENT File Number:ALLEMAN PAGE 2
` SETTLEMENT STATEMENT T'�t�e ess Sett�ement S tem Printed 03/16/2015 at 15:43 KSB
L. SETTLEMENT CHARGES PAID FROM PAID FROM
700. TOTAL SALESBROKER'S COMMISSION based on rice 545 000.00= BORROWER'S SELLER'S
Division of commission Iine 700 as follows: FUNDS AT FUNDS AT
701. $ to SETTLEMENT SETTLEMENT
702. to
703. Commission aid at Settlement
800.tTEMS PAYABLE IN CONNECTION WRH LOAN
801. Loan Ori ination Fee %
802. Loan Discount %
803. A raisai Fee
804. Credit Re rt
805.
806.
807.
808. -
809.
81Q.
811. --
900.ITEMS REQUIRED BY LENDER TO BE PAID IN ADVANCE
901. Interest From to $ !da
902. Mort e Insurance Premium for to
903. Hazard Insurance Premium for to
904.
905.
1000.RESERVES DEPOSITED WITti LENDER FOR
1001. Hazard Insurance mo• $ �mo
1002. Mort a e Insurance mo• Ima
1003.Ci Pro Tax mo. $ /mo
1004. Cou Pro Tax mo. $ /mo
'1005.School Taxes mo. $ /mo
1009.A re ate Ana sis Ad'ustment 0.00 0.00
1100.TTTLE CHARGES
1101. Settlement or Closin Fee
1102.Abstract or Title Searoh
'I 103.Title Examination
'I 104.Titie Insurance Binder
1105. Document P ration
1106. Nota Fees
1107.Attome 's fees to Thomas P.Gleason 300.00
mGudes above items No:
1108.Titie insurance
includes above items No:
1109. Lender's Covera e$
1110. Owner's Covera e$
1'111.
1112.
1113. _._.__
1200.GOVERNMENT RECQRDING AND TRANSFER CHARGES
1201. Recordin Fee.s Deed$94.00 �Mo e •Release$ 94.00
1202. Cit/Coun tax/stam Deed 5450.00 •Mort a e$ 450.00
1203. State Tax/stam s Deed$450.00 •Mort a e$ 450.00
�Zp4. Deed$ •Mort e$
1205.
1300.ADDRIONAL SEfTLEMENT CHARGES
1301. 2015 Count!fw .t�cc Lot#3 to Vivian F.Co Tax Collector - 63.00
1302.2014-15 School tax I..ot#3 to Vivian F.Co Tax Collector P.O.C. 287.85 Seller
1303. 2015 Coun !f .tax tot#4 to �vian F.Co Tax Collector 57.06
1304. 2014-15 School tax Lot#4 to Vivian F.Co Tax Collector P.O.C. 260.63 5elier
130.5.Tax Certification to Thomas P.Gleason 20.00
1400.TOTAL SE7TLEMENT CHARGES enter on lines 103 Section J and 502 Section 84d.00 590.06
HUD CERTIFICATION OF BUYERAN�SELIFR
1 have cereW IIy reviened the HUD-1 Settlemenl SLaOemerrt antl to the best of my knowledge and betief,tt is a true and aceurate statement af all feceipLs ard disbursements made on my a�couM
w by me in tliis Vansaetion.1 furtha�certify tl�+a[1 have receivetl a copy ot tlie HUD-1 SeClement Sfatement
. eman m`�
e enn . a , r.
WARNING:IT IS A CRIME TO IQJOWINGLY MA{�FALSE STATEMENTS TO THE The HUD-'1 Seulement Statement whicFn I nave preparad is a We and axurate account ot this
UNffED STATES ON THiS OR ANY S�MRAR FORM PEfVALT7ES UPON CONVICTION lransacUon. 1 have caused or wil[caux tlie fu�ds 6o be disbursed in accordance with this statemeM.
CAN INCLUDE A FINE AND pNPRISONMENT.FOR DEfA1LS SEE T7TLE 18:
U.S.COOE SECT70N 1007 AND SECTION 1010.
SETTLEMENT AGENT: DATE:
iu i �ie �
A. Settlement S'ta,teTTjeTit U.S.Department of Housing and Urban Development
�B.T e of Loan OMB A roval No.2502-0265
��. ❑FHA 2. ❑FmHA 3. ❑Conv.Unins. 6.File Number 7.Loan Number 8.Mortgage Insurance Case Number
4. ❑VA 5. ❑Conv.lns. WENGERLESTER
is orm is umis o grve you a s a emen o ac ua se emen cos s. moun s pai o an y e se emen agen ar<s�wn-
C.rlOf2: I[ems marked"(p.o.c.)"were paid outside the closing;they are shown here for Information purposes and are no[included���r,E�c�ca�s. TitleExpress Settlement System
WARNING:It is a crime to knowi�gly make false sta[ements to[he United States on this or any other similar form.Penalties upon printed 04/22/2015 at 14:13 KSB
conviction can include a fine and im nsonment.For details see:Title 18 U.S.Code Section 1001 and Section'I01 O.
D.NAME OF BORROWER: Lester M.Wenger and Lori L.Wenger
ADDRESS: 25 Hale Road Shi ensbur PA 17257 _
E.NAME OF SELLER: The Estate of Kenneth M.Hale,Jr.
ADDRESS: clo Orrstown Bank 77 East Kin Street Shi ensbur PA 17257 _
F.NAME OF LENDER: Weaverland Financial
ADDRESS: ---
G.PROPERTY ADDRESS: 25 Hale Road,Shippensburg,PA 17257
Southam ton Townshi _-_
H.SETTLEMENT AGENT: Law Office of Thomas P Gleason
PLACE OF SETTLEMENT: 49 West Oran e Street Shi ensbur PA 17257
I.SETTLEMENT DATE: 04122/2015
J. SUMMARY OF BORROWER'S TRANSACTION: K. SUMMARY OF SELLER'S TRANSACTION:
100.GROSS AMOUNT DUE FROM BORROWER 400.GROSS AMOUNT DUE TO SELLER
101. Contract sales rice 1 580 000.00 401. Contract sales rica___ 1 580 000.00
102. Personal ro ert 402. Personal ro ert ____
103. Settlement char es to borrower line 1400 18 793.00 403. __
104. 404. ___
105. 405. ____
Ad'ustments for items aid b seller in advance Ad'ustments for items aid b seller in advance
106. Cit /town taxes 406. Cit /town taxes _
107. Coun taxes 04122115 to 12/31/15 1 855.94 407. Count taxes 04/22/15 to 12/31/15 1 855.94
108. School Taxes 04/22115 to 06130/15 2 312.34 408. School Taxes 04/22/15 to 06/30/15 2 312.34
109. Co/Tw tvc 0310-001 04/22115 to 12131I15 475.18 409. ColTw tax 0310-001 _04/22115 to 12/31/15 475.18
110. School tax 0310-001 04/22/15 to 06/30115 592.03 410. School tax 0310-001 04/22115 to 06130I15 592.03
111. Co/Tw tax 0312-016 04/22115 to 12/31115 566.18 411. Co/Tw tax 0312-015 _04/22115 to 12f31/15 566.18
112. School tax 0312-016 04/22/15 to 06/30/15 705.41 412. School tax 0312-016 04122/15 to O6l30/15 705.41
120.GROSS AMOUNT DUE FROM BORROWER 1 605 300.08 420.GROSS AMOUNT DUE TO SELLER 1 586 507.08
200.AMOUNTS PAID BY OR ON BEHALF OF BORROWER 500.REDUCTIONS IN AMOUNT DUE TO SELLER
201. De osit or eamest mone 501. Excess De osit see instructions
202. Princi al amount of new loans 1 580 000.00 502. Settlement char es to seller line 1400 20 009.92
203. Existin loan s taken sub�ect to 503. Existin loan s taken subiect to
204. 504. Pa off of First Mort ace Loan
205. 505. Pa off of second mortqa e loan
206. 506. _._
207. 507. ---
208. 508. ---
209. 509.
Ad'ustments for items un aid b seller Ad'ustments for items un aid b seller
210. Cit /town taxes 510. Cit ltown taxes_.__
211. Count taxes 51 L Count taxes ____
212. Schooi Taxes 512. School Taxes __.__
213. 513. __._
214. 514. -_--
215. 515. ____
216. 516. _.
217. 517. -_-
218. 518. -._--
219. 519.
220.TOTAL PAID BYIFOR BORROWER 1 580 000.00 520.TOTAL REDUCT{ON AMOUNT DUE SELLER 20 009.92
300.CASH AT SETTLEMENT FROM OR TO BORROWER 600.CASH AT SETTLEMENT TO OR FROM SELLER
301. Gross amount due from borrower line 120 1 605 300.08 601. Gross amount due t�seiler line 420 1 586 507.08
302. Less amounts aid b /for borrower line 220 1 580 000.00 602. Less reduction amoirnt due seller line 520 20 009.92
303.CASH FROM BORROWER 25 300.08 603.CASH TO SELLER _ 1 566 497.16
SUBSTITUTE FORM�099 SELLER STATEMENT: The information contained herein is important tax information and is being furnished to the Internal Revenue Service. If you are required to file a retum,
a negligence penalry or other sanction will be imposed on you if this i[em is required[o be reported and the IRS de[ermines that it has not been r=ported. The Con[ract Sales Price described on
line 401 above consUtutes the Gross Proceeds of this Vansac[ion.
You are required by law to provide the settlement agen[(Fed.Tax ID No:47-'1037484)with your correct taxpayer identifcation number.If you rtic not provide your cwrect taxpayer identification
number,you may be subject to civil or criminal penalhes imposed by iaw.Under penalties of perjury,I certify that the number shown on this�tatement is my cortect taxpayer identification number.
TIN: � - - SELLER(S)SIGNATURE(S): ___ �
SELLER(S)NEW MAILING ADDRESS: ---
SELLER(S)PHONE NUMBERS: (H) -- ��
iu i oi:■ .. �
U.S.DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT File Number:WENGERLESTER PAGE 2
SETTLEMENT STATEMENT TitleExpress Settlement S stem Printed 04/22/2015 at 14:13 KSB
�. L. SETTLEMENT CHARGES __ PAID FROM PAID FROM
^ 700. TOTAL SALES/BROKER'S COMMISSION based on rice$1 580 000.00= BORROWER'S SELLER'S
Division of commission line 700 as foilows: __ FUNDS AT FUNDS AT
701. $ to __ SETTLEMENT SETTLEMENT
702. $ to _
703. Commission aid at Settlement -_.__
800.ITEMS PAYABLE IN CONNECTION WITH LOAN _.___
801. Loan Ori ination Fee %
802. Loan Discount % __
803. A raisal Fee _-_
804. Credit Re ort __.._.__
805.
806. -._-
807. ---
808. ---.--
809. --.---
810. _.
811. --
900.ITEMS REQUIRED BY LENDER TO BE PAID IN ADVANCE _
901. Interest From to $ /da _
902. Mort a e Insurance Premium for to
903. Hazard Insurance Premium for to
904. ---.--
905.
1000.RESERVES DEPOSITED WITH LENDER FOR ___
1001. Hazard Insurance mo. $ /mo _.
1002. Mort a e Insurance mo. $ /mo
1003. Cit Pro ert Tax mo. $ /mo
1004. Count Pro ert Tax mo. $ /mo __.__
1005. School Taxes mo. $ /mo
1009. A re ate Anal sis Ad'ustment 0.00 0.00
1100.TITLE CHARGES
1101. Settiement or Closin Fee
1102. Abstract or Title Search to A&A AbstraCt 237.00
1103. Title Examination
1104. Title Insurance Binder
1105. Document Pre
1106. Nota Fees
1107. a,ttome 's fees to Thomas P.Gleason 2 500.00
includes above items No:
1108. Title Insurance
includes above items No:
1109. Lender's Covera e$ ___
1110. Owner's Covera e$ _.__
1111. Wire transfer fees to Thomas P.Gleason/Orrstown Bank 24.00
1112. ---
1113.
1200.GOVERNMENT RECORDING AND TRANSFER CHARGES
1201. Recordin Fees Deed$109.00 �Mort a e$123.00 •Release$ __.__ 232.00
1202. Cit ICount tax/stam s Deed$15 800.00 •Mort a e$ 15 800.00
1203. State Tax/stam s Deed$15 800.00 •Mort a e$ _ 15 800.00
1204. Deed$ �Mort a e$
1205.
1300.ADDITIONAL SETTLEMENT CHARGES
1301. 2015 Co./Tw .tax 0312-001 to Vivian F.Co Ta�c Collector 2 677.55
1302. 2014-15 School tax 0312-001 to Vivian F.Co Tax Collector P.O.C. 9 2z23'9.95 Seller
1303. 2015 Co./Tw .tax 0310-001 to Vivian F.Co Tax Collector 685.54
1304. 2014-15 School tax 0310-001 to Vivian F.Co Tau Collector P.O.C.�13'l.79 Seller
1305. 2015 Co./Tw .tax 0312-016 to Vivian F.Co Tax Collector 816.83
1306. 2014-15 School tax 0312-016 to Vivian F.Co Tax Collector P.O.C. 3 T31.56 Seller
1307. Tax Cert Reimbursement to Thomas P.Gleason _._ 30.00
1400.TOTAL SETTLEMENT CHARGES enter on lines 103 Section J and 502 Section K 18 793.00 20 009.92
HUD CERTIFICATION OF BUYER AND SELLER
I have carefully reviewed the HUD-1 Settlemen[Statement and to the best of my knowledge antl belief,it is a true a d accurate statement of all re:ceipts and disbursements made on my account
or/b/y me in�h is transactio I further certify that I have received a copy of the HUD-'I Seklement Statement.
, l�/"! �Gf�-��"'�,�- � � ,�-� � - �
es er . enger on . nge � -
(�/�/�Sy�`-�i.�7�t.7� ��C_GG.7�C�,�
��,,.����:_�� �-�-� , �/�"
"fre EsTa el of��l-IOrRT,.Tr. �
WARNING:IT IS A CRIME TO KNOWINGLY MAKE FALSE STATEMENTS TO THE The HUD-1 Settlement Statemen!whicl�i I have prepared is a true and accurete account of this
UNITED STATES ON 7}i1S OR ANY SIMILAR FORM.PENALTIES UPON CONVICTION Vansaction. I have caused or will cause E�e funds to be dis.�rsed in accordance with[his statement.
CAN INCLUDE A FINE AND IMPRISONMENT.FOR DETAILS SEE TITLE'18: �'�� � .
U.S.CODE SECTION 100�AND SECTION'10'f0. '� r
SETTLEMENTAGENT: _`�1_�X„'��_�� _ DATE: �--I(Z����
� . . .
Bt. 18 �819 13:35:39 B88-Z94-5658 -> 71753Z934Z Merrill Lynch Page 881
��� Me�rritl Lynch
Weal�h Management�
Bank ot America Corporation
FACSIMILE COVER SHEET
TC3: paggy morrison
PHONE:
FAX: 17175329342
FROM: Morrill Lynch
SENDER:RaBtN KAMINSKI
DATE: Tha t]ac 1813:35:QQ EST 2014
PHONE: 717-263-d219
FAX: 17177734436
No.of Pago(sj(inciuding this pago): 31
Subjoet:FVN:Dato of Doath Valucs for Kon Hato
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MzrriU L ch Pierce Fenner 8 Smiih Inca oratad fnvestment roducts
Are Not FDtC Insured Are Not 8ank Guaranteed May Lose Value
�i 2013 Bank of America Corporation.All rights reserved.
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Peggy:
Attached are the three accounts of Ken Hale date of dea�h values
Please be advised that Ken hale ira 71542 beneficiariea are as follows:
Primary Hal.e Family Foundation 100Rs �
Contingent: Estate of Ken Hale
The bene ira 72166 beneficiary is Estate of Ken Hale 100�
-----Original Message-----
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r.state Valuation / Otrstown =inaacia2 Ad�isors
Date of Death: 11l14l20�g Es�ate oi: Kenneth H�le - Oi:�sida Holdings
Valuation Date: I1/Z9/202a Account: nD562
Pracessing �7ate: 02/11/2C,S5 Rego*'t Type: Date of death
Nu�zr of Secu::ties: 6
Fi1� Za: fi Hale a0562 Outside Holdings
Shares Security ^7ean and/or Biv and Int Security
o* ?�r Description Bigh/rlsk Low/Sid P.djusLrasnts sccruals value
1J 214 nL's�Ir.D IR:SFi SZr� ? L C (01922$608)
S?ON Y.B3 O�D
New YorF: Stocr`. ��enanae
D8/14/2a_r 1.300Q0 1.2500Q H/L
�.2�s000 r�/a
L�st grice acailaBle on 0$/1�1/2014
2} 99 tiETLI�' Y?2C i591553106)
COtS
New Yorb: SLc�-.Y. E::e2?zztge
31/19/2C1i§ 5s.9300d 5a.454Q0 H1L
54.640Qa0 5,914.31
Din: 4.35 ae: 13lQSl20i6 Rec: 1Z/07/203� ?ay: 12/12/2Q14 3�.b5
3) 3d R�fT4:Oti Cty (75�3i1�a7}
COtd 23a�7
Neca YorF StoL?c �char.ae
11/I9/20P4 14�1.57000 103.92000 H!L
2�3.995a0c� 3,535.83
4) 3�98.535 4£LAH�R: Gict3UP :CT?+�i:d £DS t2979285033
F'ND F�I3Zi£ PT.3, �
`rlUi.iFd� ':�llk'2 {y5 QFIOC2CZ Dl! 'id�SD�Q)
�?tis�zai� 12.6300(3 FS€:c
12,$30CQ0 ?6,164.20
5} 6 ?'S7FNs3 ��f CF:�^s'Y �0?f IIdC I9d230.�01)
C� �.
Id.�$DAQ $iQC� ?d'c2k�L
11/i9/203� 35.41000 39.88000 H/I,
3�.1��OJL1 210.87
6f �i794 4RrtSYO:+Zd �SPF� SVCS T_Nc (6d73601�5f
CO�
The �fiS#Q Stccl: t�k=t 1LC
11/19/2s3i� 17.00000 26.74000 ii/L.
1£.8�f300� $0,B'4.78
Tetal vaiue: $13b,2D4.43
_otal 4ccrua2: 5's-�_6�
To�al: $13£,239.b�
portfo�io Endnotes
PLEC2Z�d on �ebrna>y 9, 203� by:
� ,� ' :�
y r
1` /
'�`��lr�...��r z��-�1�.�'11`
Robin Surnhise3
Fiducaary Associate
Page 1
This regart :aas prqduced with zsta�eval, a product o•' Estate Valuations & Pa�icinq SystE>ms, snc. _f yau have qu�stions,
n3ease contact � Systems at (BI8) 313-6300 or on•rw.e�-psys.com. (F.?visian 7.4.Q}}
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_ . �� � �,�,--� �3�.(��j`..) '�� �
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� � �, �.. E �� �, � � � � � � � �J .�"' ��C �
FinalSettl�rnent
�axe o=�Y3- �S- Z� t�'"
owner �.�ct�.��s �' �.-��-1,� ��7� � �b ����-v�fi +���i�S�..�.. �- � ��
Address �"�t�'��ftU�-� S'v`C�,�.. ' ���2-V2.�.�C�t�tll'� i��t�( s< � ��, ('1. /�f�.h� _ ��JC� -'Sl�!%��fi�.� ��-
Date of Sale �� �-�" �-� Sale Locatian ��'`�rL ���'�`� C�..-L�� /�-U C�II�G}'
Auctioneer ����" ��! �-C�� �-�- Clerk _ Cashier --
---�
Other -
PROCEEDS OF SALE: Cash . . . . . . . . . . . . . . . . . . . ��
���'} � t
�hecks . . . . . . . . . . . . . . . . .
Uther . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Miscellaneous (see attached list} . . . . . . . . . . . . . . .
Totat Proeeeds af Sate . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . � �4 C�C�. �ef
LESS SELLER'S SALE EXPENSE:
Auctioneer's Fee . . . . . . . . . . . ��.�.�� . . . . . . . . . . . � �����rt�,, c�z'�
Other Seller's expenses �dva�a����y auctf��n��a�; -
Miscellaneous (see attached list) . . . . . . . . . . . . . . .
1'_t�-5, "r'/
Deduct Total �eiier's Sal� Expense . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . �
Totai Net Proceeds to Seller . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . � ��1� _�`'�
I, (or we),the seller of goods,merchandise,and/or property sold at public auction on abav��te and location,acknow{edge and accept
this sectlement of proceecis of sale.I tor we)agree to accept atl responsibility for proviain�r�,�erchantable Eitle to all goods,merchandise,
andlor property sold,and for delivery of title to the purchaser.
�#=�. Z� ZI�I� ______
� tDate> � t5eil�r's Signature3
� p :�
uctianeer or Cashier's Signat e) CSeUer's Signature)
iui i en �
.. ._. __... ____.
� � ',. �, . . ;.
, 2 21�3
'Y ; I '. . � .: �� � I L ` ". . . ,.i . .:.� �I�
���GATEWAY GAL'LERY AUCT!(7N,��INC. � � � '��� �' ���� ' ���' �
. , ., ;� �. . 643 KRINER ROAD'.: , �: ,. ' . „ �. . ;,,,�.TRnua.�
CHAMBER56URG.PA17202 , 60-430-313 ' � � "
� ��. � , , ,(�i»263-s5iz. - � , .� :. ; � � 3(10/2015���
„ .; , , ..
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,.
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i h � �
PAY,��ro rHe '`, r �; �
,. Kenneth Nafe Estate ` � ** � r $
ORDER OF � � < � � ' � ` 3,315 00 , � �
_ , ,
. ,:. , , � . ..
,..
.,.� .� , . : . � .. . .�. .. ., a
! .,, - ,..... r. ..� �. �.., -3 , ��� � , -
�
.Three Thousanel�Thre�Hundred Fifteen�and.001�00*'`*�'*'�**'�'�************x***�*�**�**�******************************« a
. ,, �OLLARS �
, , � ` ' , 3
� ., . � ;. � , �.
' . . _ th Hale Estate > .�� . � � �, ' ��' «
Kenne
�.e/o Susan Russell VP> ;"'� �" " �
. = , . .
� Or�stown Ba�k ° , ; . � }
� �Pa Box�250 � � �
, ��M� �Shippensbu�g, PA 17257 / I
� ` AUfHOR�ZED SIGNAT RE �
�r� -�:�e��8,�,uctig,�� ,
.��.�..:,�.a ���:n���.,,�.��. � - - - -.r�...�._.� � �� � -.-..R��
-- �,�
�i'OD 2 2 L3n■ �:0 3 1304 306�: L L���6 295�u°
GATEWAY GALLERY AUCTI�N, tNC. 2 213
Kenneth Hale Estate 3/10/2015
Feb 28 auction 3,315.00
10200 CHKG-genera Feb 28 auction � 3,315.00
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, v`�f t�.�I-tt C�
� �.�TE�VAY�
GRLLERY A � CT [ a �J
Final Settlement
I�at� ►�-��2�:f� `Z. �..-(�� S
�
Owner �E�f�t l'i�--�- 1�C.�- L-�i t�2't� J�'S f�b� f�-�- i2i��S���..'- �;��
Address �1��9 C.�t A-i?� S v`C�:� �- �t���`����� i'�.���'�. i�,�i r��;fG Zsd'���-1��, l��
Date of Sale �`�-'- �-� 5ale Location (����t..,=�t�-?� C�rf`�-�,C..�;� ��,�J (,'l('�s�'
Auctioneer �L�C-�t-� ����L'�� Clerk Cashier �`
Other -�
PROCEEDS OF SALE: Cash . . . . . . . . . . . . . . . . . . . � �� `���.�vr
Checks . . . . . . . . . . . . . . . . .
Other . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
Miscellaneous (see attached list> . . . . . . . . . . . . . . .
� L�/
Total Proceeds of Sale . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . � ��`t��`�
LESS SELLER'S SALE EXPENSE•
�
Auctioneer's Fee . . . . . . . . . . . . f��'� �'�Zd. . . . . . . . . . $ �����r�. ��
Other Seller's expenses advanced by auction�er:
�p�A�,�C.j �.(G� � (�2._�` �-t(?� �
�... � _ � '�.:`=�� , �
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i�r�►�.C� � �G-�. �. s`� �-T r�C•i���� --�'�
Miseellaneous (see attached list) . . . . . . . . . . . . . . .
tc7j
Deduct Total �eller's Sal� Expense . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . � \3 °l9'fn
Total Net Proceeds ta Seller . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . � �.�.�rf.�l
I,(or we),the setler of goods,merchandise,and/or property sold at public auction on above date and location,acknowledge and accept
this settiement of proceeds of sale.I tor we1 agree to accept all respernsibility for providing merchantable title to all goods,merchandise,
and/or property sold,and far delivery of title to the purchaser.
�i�'�-�2C,�- 2J Z.�t �
(Date> ' tSeller's Signature)
!
c ctioneerorCashier'sSignaiure) cSeller's5ignature)
iu i ers �
'�' 2 Z 18 ' ',
�9 �� �� '� � : �� � � �
GATEWAY GALLERY AUCTION INC, �
� . TRUST
643 KRINER ROAD •' ; ww"'•i"""u1°"°"et°'"
CHAMBERSBURG,PA17202 ' 60-430-313 ` : '
(717)263-6512 3����2��5 � � I,
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� PAYTOTHE�� � �.-; �, , � ** � � ��.���.� I
oR�EROF � . Kenneth Hale Estate , � , ` '� � �g,g57,90 � - �
�. : ,. .. . � . > , ' , ,. ...� . � " ': E
Nineteen Thousand EigFit Nundred Fifty-Seven and�90/100**"*"'""F''**�***`'*******'`******''**"****�'***"****x°""°******�**� = i
. ; , � �
,, , , � � � � ��� _. � �� � �� �� _ �
� ° . nOLLARS i �
:Kenneth Hale Estate . � '
��� clo Orrstown Bank �� � � - � " ,�� �
>_ . .,�, .
,, ..PO Box 250`� � � , � � �� � ', r- .. , �
�`Shippensburg, PA 17257
MEMO � , �'� 3 nun-ioeize��s�c TUAe � � �
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n'00 2 2 L8n■ �:� 3 L 304 306�: � 1���6 29 50��°
GATEWAY GALLERY AUCTfON, INC. 2 218
Kenneth Hale Estate 3110/2015
-1,250.00
-635.00
-262.20
22,005.10
10200 CHKG-genesa March 2 proceeds 19,857.90
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01-15—'15 13:19 FROM— K i ng St reet 717-532-9422 T-623 {�OQ(}'�/Q44�- F-879
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as�t�nt�nou Roaa,��s�c►,n���,������c
� PhOne 888 SQ2-4349 -
F s�c (302}434 2455
)anq�syF,2Et15 '
Qrrstown�'i�ancial Advisgr
77 East King Street
.P.O.Bvx 2S0 -
Shigpen�bnrg#PA I'�57
R�: Est�Ee of Kettt►eth M HaIe.3r
Sucisl Se,eurity: I8��40-59'73 � -
� bate of beath:Nevemher 19.2�t4
Uear Sir�Madatn: �
�'er yaur�nquiry on I�ea►ber I 7,2tf l4,plea�e 6e advised that at f�tane vf dea�i,the ahove-named dececlem
had on degasit with this bank the fotiawing
i. ?ypeofAcco�rt Ch�,kingflc�coum -
t�rGt��[I hfxmFipt 9855123171
� QK'�'�tP(N�nes o� K�rreth M tXal�.h:
� OpeningDate OSIl7/?Qll -
Batarree an Date ofDeaffi � 1,62�!t?
�Icc�rrerilr�est � .01
�-------...�_..T.---------------__.-___.
Total � 1,�a��
2. T�peofRcc�art Savings�4ccau�rt .
Aecaraat]Ve,mibv� ISfIf1�2245QSf?I _
fh,�rershlp{}Yames o,� Ker�netle i!��lale,J�: . .
Opening'!?rrte OS127l2011 - .
ffalrrrlce o,Pr 1?a�2 af beath S 89,715 3Q
' �Iecruedltuerest S ��?
. ��.......�_------___...---__-__.._...,,-._..-.--
Total $ 89,71�12
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01-15-'15 13_19 FR4M- K i ng St reet 717-532-8422 T-623 POOQ3f�10D4 F-879
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Account Number 6100793109
Account Title KENNETH M HALE JR/JUDITH E HALE
Date Ogened 3/29/19 80
Account Type Checking
Princi al Balance as af DOD $24026.47
Interest from Last Pasting ta DOD $ .l4
Account Balance as af DOD $Z4Q26.d 1
YTD Interest to DQD $1.66
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Account Number 6260609473
Aceaunt Title KENNETH M H�.LE 3R
Date Opened 7/1/201�- i
Account Type Time Depasits
Princi al BaIance as of DOD $14430937
Interest from Last Posting to DOD $93.15
Account Balance as of DOD $144402.52
YTD Interest to DOD $601.�5
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Account Number 6254685966
Account Trtle KENNETH M HALE JR
Date Opened 8/11/ZO10
Accaunt Type Tiine Depasits
Princi al Balance as of DOD $104110.31
Interest from Last Fostma to DOD $5.56
Account Balance as c�f DOD $104115.$7
YTD Interest to DOD � $618.22
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Account Number 610d792404
Account�tie KEI`INE`FH M F�ALE JR.
Date Opened g�2g�19&4
Account Type Checking
Princi al Balance as of DOD $53552.1�
Interest from Last Pasting to D4D $1.19
Account$alance as af DOD $5355a.�a
YTD Interest to DOD $28.Q8
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Accaunt Number 6100793527
Account Title I�ENNETH IvI HALE JR
Date Opened 3129/1980
Acconnt Type Checking
Princi al Balance as of DQI3 ( $4I062.06
Interest from Last Fosting fio DOD $.26
Account Baiance as of D�D $4146232
YTD Inter�st to DOD $1.6 S
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Q a�E N Annuity Fund
� � of Locat No. One, I.A.T.S.E.
�
320 West 46°ti Street,6`"Floor• New York,NY 10036 • Tet(212)247-5225 • Fax(212)977-9319 • www.fundoneiatse.com
i
Marcti 13, 2015
Susan A. Russell
ORRST�WN FINANClAL ADVISORS
77 East King Street
PO Box 250
Shippenburg PA 17257
Re: Estate ofi Kenneth M. Hale, Jr.
James Casey-Our member
Dear Ms. Russell:
This is in reply to the ietter that you had faxed to Scott Coof on Marrh 4, 2015.
P{ease be advised that Kenneth M. Ha(e Jr. had an annuity balance on 11/19/2014 of$30,000.43.
I am enc(osing the requested annuity application for the "Estate of l�enneth M. Hale Jr."to
complete if fhey wish to take an annuity disbursement.
Please feel free to contact our office ifi you have any questions.
Si�rcereiy yours, _�
�,� ��` �����,a,_��.;��__ � .c� � rl.��-��..
� .�" �-�._ �
IVlariann Zappalla �;
Annuity/Pension Sup ' r
Enclosure: Annuity application
_ _ ; _
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LAW OFFICES OF
ZULLINGER-DAVIS
PROFESSIONAL CORPORATION
SUZANNE M. TRINH JOEL R.ZULLINGER HAMILTON C.DAVIS
strinh(a�zullinger-davis.com jzullin�er(c�zullin�er-davis.com hdavis(a�zullinger-davis.com
Managing Shareholder Of Counsel Of Counsel
14 North Main Street,Suite 200 20 Gast Burd Street,P.O.Box 40
Chambersburg,PA 17201 Shlppensburg,PA 17257
717-264-6029 717-�32-5713
717-264-1884(FAX) 717-�30-5222(FAX)
July 23, 2015
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Register of Wills n � � '� ��;
Cumberland County Courthouse �'' �= `�' �� �'
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1 Courthouse Square �, : _. �
Carlisle, P� 17013 �: � f, �„-; �"� -�� �;
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Dear Register: � �""
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RE: Estate of Kenneth M. Hale,Jr.
Enclosed for filing in your office is an original and one copy of the PA Inheritance
TaY Return for the above estate, along with check payable to the Register in the amount of
$950.00 for the additional probate fee. There is no inheritance t� due with the filing of
the return. Please direct any questions to my Chambersburg office. Thank you.
Very tiuly yow-s, .
��'11'�� ��
Joel . Zullingei �j
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