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05-2323
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff No: ()5' - ;;U~.3 clc.J"L ~02-""l vs. COMPLAINT IN CIVIL ACTION RUSSELL A MILLER AKA RUSSELL MILLER Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 04193834 C A Pit KMJ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. Civil Action No RUSSELL A MILLER Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, is a corporation with offices at 3311 MILL MEADOW DR. HILLIARD , OH 43026 . 2, Defendant is an adult individual(s) residing at the address listed below: RUSSELL A MILLER 4906 SHASTA WAY MECHANICSBURG, PA 17050 3. Defendant applied for and received a credit card issued by Plaintiff bearing the account number 6011002286004239 . A copy of Plaintiff's Statement of Account s attached hereto, marked as Exhibit "A" and made a part hereof. 4. Defendant made use of said credit card and currently has a balance due and owing to Plaintiff, as of April 25, 2005 , in the amount of $7622,29 . 5, Defendant is in default by failing to make payments when due. 6. Plaintiff avers that the Agreement between the parties provides that Defendant will pay Plaintiff's attorneys' fees. 7. Plaintiff avers that such attorneys' fees will amount to $1000.00 8. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for Judgment in its favor and against Defendant, RUSSELL A MILLER ,individually, in the amount of $7622,29 with interest at the legal rate of 6.000% per annum from date of judgment plus attorneys' fees of $1000,00 , and costs. . ~,---:-7 brodt , EINBERG & REIS CO., L.P.A. ~eventh Avenue, Suite 2718 p' tis burgh , PA 15219 (~1~) 434-7955 ~Axf 412-338-7130 04X93834 C A Pit KMJ f This law firm is a debt collector akr~mpting to collect this debt for our client and any information obta~ned will be used for that purpose. payment due date $1 March 27, 2005 . 41 ~~~~~ 28 SDSN6AOl 0007638 RUSSEll MIllER 4906 SHASTA WAY MECHANICSBURG PA 17050-2565 Discover 2GOO Card is the FREE compact companion to your Account. You can use it everywhere Oisccver<BJ Card is welcomed. To request yours, call1.800.DISCOVER. PO BOX 15251 11I...11..",1,11..1,11",1 WILMINGTON DE 19886-5251 Address or telephone change? Please prin' change in Ihe space above. 1."11I,1..1..1.1..1"11",1.1",1,1,1,1,,,,11,1.1,,,,11I,1,,1 or go to Discovercaro.com. 000006011002286004239000000000000000132000 Discover Platinum Card Account Summary Closing Date: February 28, 2005 page 1 of 2 account number 6011 0022 8600 4239 previous balance $7,622.29 payment due date March 27, 2005 payments and credits 7,622.29 minimum payment due $1,320.00 purchases + 0.00 credit limit $6,300 cash advances 0.00 credit available + $0 cash credit limit $3,200.00 balance transfers + 0,00 cash credit avaiiable $0.00 FINANCE CHARGES + 0.00 new balance ; $0.00 EX~"B'T T ransaclions trans. post dale date Payments and Credits Feb 28 Feb 28 INTERNAL CHARGE-OFF $ -7,622.29 Nominal ANNUAL Transaction Average Daily ANNUAL Periodic Fee Daily Pef10dic PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rates RA TES RATES CHARGES CHARGES current billing period: 10 days Purchases $0 0,06847"/a 24.99% F 24.99% $0 none Cash Advances $0 0,06847"/a 24.99% F 24.99% $0 $0 The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. .~(.~/~QQ~ l~:~~ 6147716846 r-........::z=.. O~/..I..;; 1!y;r1.S /6 DISCeVER: PLATINUM IMPORTANT INFORMATION ABOUT YOUR ACCOUNT CARDMEMBER AGREEMENT The terms and conditions of your Account including how we calculate finance charges., our fees and an Arbitration of Disputes section. You have the right to reject the arbitration provision with respect to your new Account wrrhin 30 days after receiving your Card, as' explained if) !he "Acceptance of Agreement" section.. . .. . . . .. . .. . .. .. . .. . . .. . SEE fA GES 1 . 72 PRIVACY POUCY A summary ,of the personal information we collect. when it may be shared with others, and how we safeguard the confidentiality and security of information. You may limit our sharing of such information with orher> . ......,. SEE PAGES 73 - 1S, BILUNG RIGHTS Important information aboU'l your ri9hts and our responsibilities under the Fair Credit Billing Act .. "_ ,..... _............ _...,.....,. SEE PAGES 16 -17 CASH BACK BONUS' PLUS TERMS'AND CONDITIONS The terms and conditions of the Cashback BonuS- Plus award program. including a de>cription of how we calculate the award and how it is paid. _........ .,............................ SEE PAGES 77 - 19 DESCRIPTION OF COVERAGE , The terms and conditions of the Scheduled Air Travel Accident Insurance and the Secondary Rental Car Collision Coverage th,at is provided at no charge to you when you use your Card to purchase airline tickets or rent an automobile.... . SEE PAGES 19 .26 Ie 21lO4 Dlseo.sr Bank. Momber FDIC Y~74001.0404TL 15 EXHIRIT . 'BBof .L!::II J. 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VERIFICATION The undersigned does hereby verity subject to the penalties of 18 P A. C.s. 94904 relating to unsworn falsifications to authorities, that he/she is Rnnpri- Ankin~ (Name) of Discover financial Services Inc" servicing agent of the plaintiff herein, that (Company) Accounts~anager (Title) he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Complaint are true and correct to the best oflrislher knowledge, information and belief. ~ALi1~ . (Signature) WWR# ()t-il q :sg<6l( "4 0 U'\ ~ ~ en trt ~ \> - .,j -r - - ~ -:t ?- 4 ~ ~ ~ ~ -.L (') (' <- r-' c-~ <..~~~ c.r> ~ :;. -< ~. . o -n .-\ ::r:-n r:1f;;' (\'I :'il,c;, , :" ';~~(~D, :::-'~ :,~ \.. I ',:;, z~~) c..) '-~ e SHERIFF'S RETURN - NOT FOUND CASE NO: 2005-02323 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND DISCOVER BANK VS MILLER RUSSELL A AKA RUSSELL M R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT MILLER RUSSELL A AKA RUSSELL MILLER but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT & NOTICE , NOT FOUND , as to the within named DEFENDANT , MILLER RUSSELL A AKA RUSSELL MILLER 4906 SHASTA WAY MECHANICSBURG, PA 17050 PER MOTHER, DEFENDANT IS LIVING IN PHILADELPHIA AREA. SHE IS NOT SURE OF HIS ADDRESS. Sheriff's Costs: Docketing Service Not Found Surcharge 18.00 7.40 5.00 10.00 .00 40.40 So answers ;".-,? -.....---'.' ? ./' '-4~ ./' . ,~ - :"?~ ""L~>.. , . R. Thomas Kt;ne Sheriff of Cumber and --':~ County WELTMAN WEINBERG REIS 05/10/2005 Sworn and subscribed to before me ...., /3- day of 7/1..-7 this ;2irt:; A.D. C'" . Jilt, () )M.tJ'/;:u ~ Pr0t onotary , IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff No, 05-2323-CIVIL vs, PRAECIPE TO SETTLE, DISCONTINUE AND END WITHOUT PREJUDICE TO REFILE RUSSELL A MILLER - AKA RUSSELL A MILLER Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF HECORD OF THIS PARTY: James C. Warmbrodt PA I.D #42524 WELTMAN, WEINBERG & REIS CO, LPA 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WVVR#0419382,4 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs, Civil Action No. 05-2323-CIVIL RUSSELL A MILLER - AKA RUSSELL A MILLER Defendant PRAECIPE TO SETTLE. DISCONTINUE AND END WITHOUT PREJUDICE TO REFILE TO THE PROTHONOTARY OF CUMBERLAND COUNTY: SIR: Settle, Discontinue and End the above-captioned matter upon the records of the Court without prejudice to refile and mark the costs paid, WELTMAN, WEINBERG & REIS CO" L.PA SWORN TO AN6iUBSCRIBED bef e this00 day >l(t~.., '", ,2005 C) t--..':> 0 (-;:J c- eo::) -n c.-It <-- c: r'~ t.......) en - c~' :~i c:' c;n .