HomeMy WebLinkAbout08-07-15 Pennsylvania 1505618403
vim✓ DEPARTMENT OF REVEN
=X(03-14)
REV-1500 OFFICIAL USE ONLY
Bureau of Individual Taxes County Code Year File Number
PO BOX 280601 INHERITANCE TAX RETURN
Harrisburg, PA 17128-0601 RESIDENT DECEDENT 21 15 0004
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY
12 22 2014 03 06 1936
Decedent's Last Name Suffix Decedent's First Name MI
PAXTON ROBERT E
(If Applicable)Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix Spouse's First Name MI
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FILL IN APPROPRIATE OVALS BELOW
❑X 1. Original Return 2. Supplemental Return 3. Remainder Return(date of death
prior to 12-13-82)
4. Agricultural Exemption(date of 5. Future Interest Compromise(date of 6. Federal Estate Tax Return Required
death on or after 7-1-2012) death after 12-12-82)
7. Decedent Died Testate 8. Decedent Maintained a Living Trust 9. Total Number of Safe Deposit Boxes
(Attach copy of will) (Attach copy of trust.)
F] 10. Litigation Proceeds Received 11. Non-Probate Transferee Return 12. Deferral/Election of Spousal Trusts
(Schedule F and G Assets Only)
13. Business Assets 14. Spouse is Sole Beneficiary
(No trust involved)
CORRESPONDENT-THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
Name Daytime Telephone Number
HUBERT X GILROY 717 243 3341
First Line of Address
10 EAST HIGH STREET
Second Line of Address
City or Post Office State ZIP Code
CARLISLE PA 17013
Correspondent's email address: hgilroy(aD_martsonlaw.com
REGISTER OF WILLS USE ONLY
REGISTER OF WILLS USE ONLY
DATE FILED MMDDYYYY
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1505618403 1505618403 j
1505618411
REV-1500 EX
Decedent's Social Security Number
Decedent's Name: Paxton, Robert E.
RECAPITULATION
1. Real Estate(Schedule A)....................................................................................... 1. 133-,900 . 00
2. Stocks and Bonds(Schedule B)............................................................................. 2. 50 - 58
3. Closely Held Corporation,Partnership or Sole-Proprietorship(Schedule C)......... 3.
4. Mortgages and Notes Receivable(Schedule D).................................................... 4.
5. Cash,Bank Deposits and Miscellaneous Personal Property(Schedule E).......... 5. 74 - 62
6. Jointly Owned Property(Schedule F) ❑ Separate Billing Requested............ 6. 6 ,290 - 23
7. Inter-Vivos Transfers&Miscellaneous Non-Probate Property
(Schedule G) ❑ Separate Billing Requested............ 7.
8. Total Gross Assets(total Lines 1 through 7)........................................................ 8. 140,315 - 43
9. Funeral Expenses and Administrative Costs(Schedule H).................................... 9. 20 ,391 - 18
10. Debts of Decedent,Mortgage Liabilities and Liens(Schedule 1)............................ 10. 65 - 00
11. Total Deductions(total Lines 9 and 10)................................................................ 11. 20 ,456 - 18
12. Net Value of Estate(Line 8 minus Line 11).......................................................... 12. 119 ,859 - 25
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which
an election to tax has not been made(Schedule J)............................................... 13.
14. Net Value Subject to Tax(Line 12 minus Line 13)............................................... 14. 119 ,859 - 25
TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate,or
transfers under Sec. 9116
(a)(1.2)X.00 15. 0 . 00
16. Amount of Line 14 taxable
at lineal rate X .045 119,859 - 25 16. 51393 - 67
17. Amount of Line 14 taxable
at sibling rate X.12 0 . 00 17• 0 . 00
18. Amount of Line 14 taxable
at collateral rate X.15 0 . 00 18. 0 . 00
19. TAX DUE................................................................................................................ 19. 5 -,393 - 67
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT ❑
Under penalties of perjury,I declare I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief,
it is true,correct and complete.Declaration of preparer other than the person responsible for filing the return is based on all information of which preparer has
any knowledge.
SIGNAT R�SOt RES=FOR FILING RETURN Tammy I Kuhn DATEg^
ADDRESS ay_
15 Robin D ' , C lis A 15
SIGNATU OF O TH RESENTATIVE Hubert X. Gilroy DA
ADDRESS tl
10 East High Street, Carlisl , PA 17013
X1 I1111111 1111111111 11111 11111111 INSide 2
505618411 1505618411
REV-1500 EX Page 3 File Number 21-15-0004
Decedent's Complete Address:
DECEDENT'S NAME
Paxton, Robert E.
STREET ADDRESS
15 Robin Drive
CITY STATE ZIP
Carlisle PA 17015
Tax Payments and Credits:
I. Tax Due(Page 2,Line 19) (1) 5,393.67
2. Credits/Payments
A. Prior Payments
B. Discount 0.00
Total Credits(A +B) (2) 0.00
3. Interest (3)
4. If Line 2 is greater than Line 1 +Line 3,enter the difference. This is the OVERPAYMENT. (4)
Check box on Page 2,Line 20 to request a refund
5. If Line 1 +Line 3 is greater than Line 2,enter the difference. This is the TAX DUE.. (5) 5,393.67
Make Check Payable to REGISTER OF WILLS AGENT
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "V IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred;.................................................................I............. ❑ ❑x
b. retain the right to designate who shall use the property transferred or its income;.................................. 11
c. retain a reversionary interest; or............................................................................................................... F-1 ❑x
d. receive the promise for life of either payments,benefits or care?............................................................ ❑ ❑x
2. If death occurred after Dec. 12, 1982, did decedent transfer property within one year of death without
receiving adequate consideration?.................................................................................................................... ❑ ❑x
3. Did decedent own an"in trust for" or payable upon death bank account or security at his or her death?....... ❑ ❑x
4. Did decedent own an individual retirement account,annuity,or other non-probate property which
contains a beneficiary designation?.................................................................................................................. ❑ ❑x
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
,�/1..-.....,a.�..`.�.^,a., .,..�.f,. F''y .. ��J �.��eawu. Tf� � .d '.,,,,�...,,,.,,,ua,,,✓�'1� -k��'.. �..... ,.,�. .,,,..� .n .,,,.� ,,..,.s....r.. .,.,...,:�, t.+..
For dates of-death on or after July 1,1994 and before Jan. 1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse
is 3 percent[72 P.S.§9116(a)(1.1)(i)].
For dates of death on or after January 1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
[72 P.S.§9116(a)(1.1)(ii)]. The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and
filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1,2000:
• The tax rate imposed on the net value of transfers from a deceased child 21ears of age or younger at death to or for the use of a natural parent,an
adoptive parent,or a step-parent of the child is 0 percent[72 P.S.§9116(a)(1.2)].
• The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent,except as noted in[72 P.S.§9116(a)(1)].
• The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent[72 P.S.§9116(a)(1.3)]. A sibling is defined,
under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption.
Rev-1502 EX+(12.12)
SCHEDULE A
pennsylvania REAL ESTATE
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Paxton, Robert E. 21-15-0004
All real property owned solely or as a tenant in common must be reported at fair market value.Fair market value is defined as the price at which property would be
exchanged between a willing buyer and a willing seller,neither being compelled to buy or sell,both having reasonable knowledge of the relevant facts.
Real property that Is jointly-owned with right of survivorship must be disclosed on schedule F.
Attach a copy of the settlement sheet if the property has been sold
Include a copy of the deed showing decedent's interest if owned as tenant in common.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1 Residence-Located at 15 Robin Drive,South Middleton Township, Cumberland County,PA, 133,900.00
known as Tax Parcel No.40-23-0598-006, being described in Deed dated December 22, 1983,
and recorded in Cumberland County, PA,Deed Book N,Volume 30, Page 687,and being
conveyed to Robert E. Paxton and Donna M. Paxton, his wife. Donna M. Paxton died on
August 17,2011, leaving title solely vested in Robert E. Paxton, decedent herein. See
attached valuation per Fair Market Value Analysis.
TOTAL(Also enter on Line 1, Recapitulation) 133,900.00
(If more space is needed,additional pages of the same size)
Copyright(c)2012 form software only The Lackner Group, Inc. Form PA-1500 Schedule A(Rev. 12-12)
Rev-1503 EX+(08-12)
SCHEDULE B
pennsylvania STOCKS & BONDS
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Paxton, Robert E. 21-15-0004
All property jointly-owned with right of survivorship must bedisclosed on Schedule F.
ITEM CUSIP VALUE AT DATE
NUMBER NUMBER DESCRIPTION UNIT VALUE OF DEATH
1 Series EE savings bond -See attached. 50.58
TOTAL(Also enter on Line 2, Recapitulation) 50.58
(If more space is needed,additional pages of the same size)
Copyright(c)2012 form software only The Lackner Group,Inc. Form PA-1500 Schedule B(Rev.08-12)
Rev-1508 EX+(08-12)
SCHEDULE E
pennsylvania CASH, BANK DEPOSITS, & MISC.
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN PERSONAL PROPERTY
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Paxton, Robert E. 21-15-0004
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property jointly-owned with the right of survivorship must be disclosed on schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1 CenturyLink-Refund 47.17
2 State Farm Insurance-Refund 27.45
TOTAL(Also enter on Line 5, Recapitulation) 74.62
(If more space is needed,additional pages of the same size)
Copyright(c)2012 form software only The Lackner Group,Inc. Form PA-1500 Schedule E(Rev.08-12)
Rev-1509 EX+(01-10)
pennsylvania SCHEDULE F
DEPARTMENT OF REVENUE JOINTLY-OWNED PROPERTY
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF F21-15-0004
ILE NUMBER
Paxton, Robert E.
If an asset was made joint within one yearof the decedent's date of death,it must be reported on schedule G.
SURVIVING JOINT TENANT(S)NAME ADDRESS RELATIONSHIP TO DECEDENT
A. Tammy J. Kuhn 15 Robin Drive Daughter
Carlisle, PA 17015
B.
C.
JOINTLY OWNED PROPERTY:
DESCRIPTION OF PROPERTY o DATE OF DEATH
LETTER DATE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT E D' VALUE OF
ITEM FOR JOINT MADE NUMBER OR SIMILAR IDENTIFYING NUMBER.ATTACH DEED FOR DATE OF DEATH DECD$ DECEDENT'S INTEREST
NUMBER TENANT JOINT JOINTLY-HELD REAL ESTATE. VALUE OF ASSE INTEREST
1 A 04/05/1976 Citizens Bank Checking Account No. 5,611.48 50.000% 2,805.74
6100726827
2 A 08/23/2004 Citizens Bank Savings Account No. 3,933.64 50.000% 1,966.82
6244693154
A 08/23/2004 Accrued income on Item 2 through date of 0.02 50.000% 0.01
death
3 A 09/23/2013 Members 1st Federal Credit Union- 3,034.26 50.000% 1,517.13
Certificate of Deposit,Account No.242265-46
A 09/23/2013 Accrued income on Item 3 through date of 1.05 50.000% 0.53
death
TOTAL(Also enter on Line 6, Recapitulation) 6,290.23
(If more space is needed,additional pages of the same size)
Copyright(c)2010 form software only The Lackner Group,Inc. Form PA-1500 Schedule F(Rev.01-10)
REV-1511 EX+(08-13)
pennsylvania SCHEDULE H
DEPARTMENT OF REVENUE FUNERAL EXPENSES AND
INHERITANCE TAX
RESIDENT DECEDENT RETURN ADMINISTRATIVE COSTS
ESTATE OF FILE NUMBER
Paxton, Robert E. 21-15-0004
Decedent's debts must be reported on Schedule I.
ITEM DESCRIPTION AMOUNT
NUMBER
A. FUNERAL EXPENSES:
See continuation schedule(s) attached 8,336.03
B. ADMINISTRATIVE COSTS:
1. Personal Representative's Commissions
Name of Personal Representative(s)
Street Address
City State ZiD
Year(s)Commission Paid
2. Attorney's Fees 7,331.00
See continuation schedule(s)attached
3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation)
Claimant
Street Address
City State ZiD
Relationship of Claimant to Decedent
4. Probate Fees 310.50
See continuation schedule(s) attached
5. Accountant's Fees
6. Tax Return Preparer's Fees
7. Other Administrative Costs 4,413.65
See continuation schedule(s)attached
TOTAL(Also enter on line 9, Recapitulation) 20,391.18
Copyright(c)2013 form software only The Lackner Group,Inc. Form PA-1500 Schedule H(Rev.08-13)
SCHEDULE H
FUNERAL EXPENSES AND ADMINISTRATIVE COSTS
continued
ESTATE OF FILE NUMBER
Paxton, Robert E. 21-15-0004
ITEM
NUMBER DESCRIPTION AMOUNT
Funeral Expenses
1 Hoffman-Roth Funeral Home 8,336.03
H-A 8,336.03
Attorney Fees
2 Martson Law Offices-Attorneys fees 7,331.00
H-B2 7,331.00
Probate Fees
3 Register of Wills-Probate fee 310.50
H-B4 310.50
Other Administrative Costs
4 Advanced Disposal-Pending disposition of real estate 42.09
5 Advanced Disposal-Pending disposition of real estate 42.09
6 Advanced Disposal-Pending disposition of real estate 42.09
7 Carlisle Petroleum -Pending disposition of real estate 404.85
8 Centurylink-Pending disposition of real estate 102.06
9 Certified mail delivery 6.98
10 Jennifer L.Varner,Tax Collector-2015 real estate taxes-pending disposition of real estate 381.20
Copyright(c)2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H(Rev.6-98)
SCHEDULE H
FUNERAL EXPENSES AND ADMINISTRATIVE COSTS
continued
ESTATE OF FILE NUMBER
Paxton, Robert E. 21-15-0004
ITEM
NUMBER DESCRIPTION AMOUNT
11 Jennifer L.Varner,Tax Collector-2015 school real estate taxes-pending disposition of real 1,255.07
estate
12 Legal advertising-Cumberland Law Journal 75.00
13 Legal advertising-The Sentinel 201.16
14 Lowe's-Dehumidifier-pending disposition of real estate 279.00
15 PPL-Pending disposition of real estate 95.18
16 PPL-Pending disposition of real estate 24.37
17 PPL-Pending disposition of real estate 24.16
18 PPL-Pending disposition of real estate 18.15
19 PPL-Pending disposition of real estate 53.89
20 PPL-Pending disposition of real estate 81.61
21 PPL-Pending disposition of real estate 69.24
22 South Middleton Township Municipal Authority-Water/sewer pending disposition of real 135.22
estate
23 South Middleton Township Municipal Authority-Water/sewer pending disposition of real 147.32
estate
24 State Farm Insurance-Homeowner's insurance 793.00
25 T&J Appliance Service-Repair washing machine pending disposition of real estate 139.92
Copyright(c)2002 form software only The Lackner Group,Inc. Form PA-1500 Schedule H(Rev.6-98)
SCHEDULE H
FUNERAL EXPENSES AND ADMINISTRATIVE COSTS
continued
ESTATE OF FILE NUMBER
Paxton, Robert E. 21-15-0004
ITEM
NUMBER DESCRIPTION AMOUNT
H-B7 4,413.65
Copyright(c)2002 form software only The Lackner Group,Inc. Form PA-1500 Schedule H(Rev.6-98)
Rev-1512 EX+(12.12)
SCHEDULE 1
pennsylvania DEBTS OF DECEDENT,
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN MORTGAGE LIABILITIES AND LIENS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Paxton, Robert E. 21-15-0004
Report debts Incurred by the decedent prior to death that remained unpaid atthe date of death,including unreimbursed medical expenses.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1 Carlisle Regional Medical Center-Debt of decedent 65.00
TOTAL(Also enter on Line 10, Recapitulation) 65.00
(If more space is needed,additional pages of the same size)
Copyright(c)2012 form software only The Lackner Group, Inc. Form PA-1500 Schedule I(Rev. 12-12)
REV-1513 EX+(01-10)
pennsylvania SCHEDULE J
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN BENEFICIARIES
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Paxton, Robert E. 21-15-0004
RELATIONSHIP TO
NUMBER NAME AND ADDRESS OF DECEDENT SHARE OF ESTATE AMOUNT OF ESTATE
PERSON(S)RECEIVING PROPERTY (Words) ($$$)
Do o t Trustee(s)
I� TAXABLE DISTRIBUTIONS (include outright spousal
distributions,and transfers
under Sec.9116(a)(1.2)]
Tammy J. Kuhn Daughter 100% of residue 119,859.25
15 Robin Drive
Carlisle, PA 17015
Total 119,859.25
Enter dollar amounts for distributions shown above on lines 15 through 18 on Rev 1500 cover sheet,as appropriate.
NON-TAXABLE DISTRIBUTIONS:
II. A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN
B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
TOTAL OF PART 11-ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET
Copyright(c)2010 form software only The Lackner Group, Inc. Form PA-1500 Schedule J(Rev.01-10)
FAFILES\C1ients\14373 Paxton\14373.Lwill.h
LAST WILL AND TESTAMENT
I,ROBERT E.PAXTON,of South Middleton Township,Cumberland County,Pennsylvania,
being of sound and disposing mind and memory,do hereby make,publish and declare this to be my
Last Will and Testament, hereby revoking any and all former Wills or Codicils made by me.
1.
I direct that all my legally enforceable debts, funeral expenses, testamentary expenses and
all death taxes(whether such taxes may be payable by my estate or by any recipient of any property)
shall be paid from my residuary estate as soon as practicable after my decease and as part of the
administration of my estate. My Executrix shall have no duty or obligation to obtain reimbursement
for any such tax so paid, even though on proceeds of insurance or other property not passing under
this Will.
2.
If my wife survives me by thirty(30)days,then I give,devise and bequeath all of my estate,
of whatever nature and wherever situate, unto my wife, DONNA M. PAXTON, absolutely.
3.
In the event my said wife shall predecease or fail to survive me by more than thirty(30)days,
then I give,devise and bequeath all of my estate,of whatever nature and wherever situate, unto my
daughter, TAMMY J. KUHN, absolutely.
4.
In the event my said daughter shall predecease or fail to survive me,then I give, devise and
bequeath all of my estate,of whatever nature and wherever situate,unto my son-in-law,STEVEN G.
KUHN, absolutely.
5.
In the event I am not survived by my said wife, daughter, or son-in-law,then I give, devise
and bequeath all of my estate, of whatever nature and wherever situate, in the following manner:
Fifty percent(50%) thereof unto ST. JUDE'S CHILDREN'S RESEARCH HOSPITAL, and Fifty
percent(50%) thereof unto HUMANE SOCIETY OF HARRISBURG AREA.
6.
I nominate, constitute and appoint my daughter, TAMMY J. KUHN, as Executrix of my
e 0.
[Initials]
Page 1 of 3 Pages
estate. In the event my said daughter shall be unable or unwilling to serve in such capacity,then I
appoint my son-in-law, STEVEN G. KUHN, to act in such capacity.
7.
I direct that all fiduciaries acting under this Will, whether or not named herein, shall not be
required to give bond for the faithful performance of their duties in any jurisdiction.
8.
I authorize and empower my Executrix and her successor, in their sole and absolute
discretion,to purchase or otherwise acquire and retain any investments of which I die seized or any
real or personal property of any nature;to sell, lease,pledge,mortgage,transfer,exchange, dispose
of or grant options in regard to any or all property of any kind forming a part of my estate for such
terms and such prices as they may deem advisable; to borrow money for any purposes connected
with the protection and preservation of my estate;to mortgage or pledge any real or personal property
forming a part of my estate or to join in or secure the partition of same; to compromise any claims
or demands of my estate against others or of others against my estate;to make distribution in kind
and to cause any share to be composed of cash, property or undivided fractional shares in property
different in kind from any other share; to employ agents, attorneys and proxies and to delegate to
them such power as my Executrix and her successor consider desirable and to pay reasonable
compensation for such services as may be rendered by such agents, attorneys and proxies; and to
execute and deliver such instruments as may be necessary to carry out any of these powers. In
addition,I direct that my Executrix and her successor shall have the power to conduct an inventory
of any safe deposit box necessary to the administration of my estate.
IN WITNESS WHEREOF I have hereunto set my hand and seal this ZIC-3 y of
2011. n �p
j��-rA (SEAL)
Obert E. Paxton
SIGNED, SEALED,PUBLISHED AND DECLARED by the above-named Testator,as and
for his Last Will and Testament, in the presence of us,who at his request,have hereunto subscribed
our names as witnesses thereto, in the presence of the said Testator and of each other.
r
61
Jy
Page 2 of 3 Pages
COMMONWEALTH OF PENNSYLVANIA )
SS.
COUNTY OF CUMBERLAND )
We,Robert E. Paxton, Seth T.Mosebey,and C D r rI Y c* L- f)D y^ec S ,
the Testator and the witnesses, respectively, whose names are signed to the foregoing instrument,
being first duly sworn, do hereby declare to the undersigned authority that the Testator signed and
executed the instrument as his last Will and that the Testator has signed willingly, and that the
Testator executed it as his free and voluntary act for the purposes therein expressed, and that each
of the witnesses, in the presence and hearing of the Testator, signed the Will as a witness and that
to the best of his/her knowledge the Testator was at that time eighteen years of age or older,of sound
mind and under no constraint or undue influence.
6A?te Z447&:t�
Robert E. Paxton, Te tator
J,
Witness
Witness
Subscribed, sworn to and acknowledged before me by Robert E. Paxton, the Testator, and
subscribed and sworn to before me b th T.Mosebey and 6 rr i rte O lyer s
the witnesses, this / 5 `qday of , 2011.
_ G XL'
No ary Public
2LNgDNW& Tx OF, v�r>ta
NOT)1RI61L SM
Victoria L Cato,Notary Public
Carlisle.Bora,Cumberlaad County
my commis-sionE Lfira D ffmba N 20 44
Page 3 of 3 Pages
- N
�---- -� Outstanding Agents.
- _ Outstanding Result Its.
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TED
"eaR Estate Services PiropcsaR
For marketing the property located at:
15 Robin Drive, Carlisle,PA
r
C3 M
00 - � i
Prepared Especially for: Prepared by:
Tammy Kuhn Gloria J. Minnich,ABR, CSP
408 Heisers Lane Agent
Carlisle, PA 17015 RE/MAX 1§t Advantage
6375 Mercury Drive, Ste 101
Mechanicsburg, PA 17050
Office: 717-591-5555
Office Fax: 717-591-7273
Cellular: 717-579-2311
Email: gjminnich@comcast.net
REALTOR` Date: February 5, 2015
This analysis has not been performed in accordance with the Uniform
Standards of Professional Appraisal Practice which require valuers to act as
unbiased, disinterested third parties with impartiality, objectivity and
independence and without accommodation of personal interest. It is not to
be construed as an appraisal and may not be used as such for any purpose.
m 2015 REINM International,Inc.Allrights reserved.
Each Office Independently Owned and Operated.
�c4� 1
Outstanding Agents.
Outstanding Results.
I�
Real
Estate Ssal
Prepared Especially for:
Tammy Kuhn
408 Heisers Lane
Carlisle, PA 17015
For marketing the property located at:
15 Robin Drive, Carlisle, PA
a.
Prepared by:
Gloria J. Minnich,ABR, CSP
Agent
RE/MAX 1st Advantage
6375 Mercury Drive, Ste 101
Mechanicsburg, PA 17050
Office: 717-591-5555
Office Fax: 717-591-7273
Cellular: 717-579-2311
Email: gjminnich@comcast.net
a
Date: February 5, 2015
w
REA LTW
This analysis has not been performed in accordance with the Uniform Standards of Professional Appraisal Practice which require valuers to act as unbiased,
disinterested third parties with impartiality,objectivity and independence and without accommodation of personal interest.It is not to be construed as an appraisal
and may not be used as such for any purpose.
0 2015 RE/MAX International,Inc.All rights reserved.
Each Office Independently Owned and Operated.
wool�11117�
February 5, 2015
Tammy Kuhn
408 Heisers Lane
Carlisle, PA 17015
Dear
Thank you very much for giving me the opportunity to present the enclosed proposal to market
your home.' I appreciate the time you spent with me reviewing the features of your home and
outlining your financial goals and time considerations.
You will receive competent and professional service when you select me and RF/MAX Realty
Professionals, Inc. to represent you. We have represented many families in this area concluding
transactions that realize maximum value in a reasonable time. I hope you will select me as your
agent in this very important transaction.
This proposal includes a comprehensive market analysis that will assist us in determining the
market value and pricing of your home. I hope the information included on me and RF/MAX
Realty Professionals, Inc. will confirm that I am best qualified to market your home.
Sincerely,
Gloria J. Minnich, ABR, CSP
Agent, REALTOR®
Each Office Independently Owned and Operated.
MARKETING CONDITIONS REPORT FOR
15 ROBIN DRIVE, CARLISLE PA 17015
POSITIVES TO CONSIDER:
The Home offers:
a one car garage.
a covered patio.
a fenced in yard
good street appeal from the front
large driveway accommodating 4+vehicles.
.Home has Central Air Conditioning
Lot is .44 acres
The home is on Public water and Public Sewer.
(It was difficult to evaluate the lot condition as there was snow on the ground at the time
of visit but it did look like the landscaping was well cared for).
NEGATIVES TO CONSIDER:
Location as home is directly in front of the Carlisle Airport is a major factor.
Rt 81 is right behind the home which creates noise and is a factor.
Home has some dated features (carpeting, bathrooms, and kitchen)
Kitchen counter is marred.
Bedrooms are small.
Basement walls need to be dry locked. Even though there is not an water in the
basement, there are signs of dampness in the corners of the basement. This needs to be
evaluated. It just may need to be painted with a dry-lock paint to improve condition.
Suggested List price is based on the home being offered "As-Is".
If the home owner would want to do the upgrades prior to listing, the list price can be increased.
However, there is no way that you can change the fact that the Airport and Rt. 81 is directly in
the rear of the property. And, that will affect the value in today's market. There are too many
competing properties in more desirable locations.
The home offers 1232 scq.ft. Research shows similar homes selling between $106 and $121 per
sq.ft. That would put this home at between $ 130,592 and $ 149,072 (but, this would only be
if the negatives conditions were not present).
Respectfully yours,
Gloria Minnich
RE/MAX 1St Advantage
6375 Mercury Drive, Ste 101
Mechanicsburg, PA 17050
(717)591-5555
Cell- 717-579-2311
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Subject Property Profile for
15 Robin Drive, Carlisle, PA
Pitt P—M
The following features have been identified to aid in the search.for properties that are
comparable to yours. This will help in determining proper pricing for your home.
City: Carlisle Alunicipality: South Middleton .dire;: .44
Year Built: 1972 Bedrooms: 3 Full Baths: 1
llall Baths: 1 Abv Grd S.F 1232 Style: Ranch
-1iYhtrior: Brick/Vinyl Couslruclion: Frame Ilealit kq: Oil FA
Ileaiinp: Gooliug: Central Fireplaces:
harkht,�: 1 car garage 117rl ina: off street Ext Few:
Ext.Feat: Shed Ext Feat: Covered patio Ext Fent: Fenced Yard
Amenity: Atttenity: Baceiwnt: Full
Bcue neut: Finished Other Roont: Sunroom 01her Roona:
Gloria J.Minnich,ABR,CSP
Office:717-591-5555
Office Fax:717-591-7273 0
Cellular:717-579-2311
Email:gjminnieh@comcast.net
Each Office Independently Owned and Operated.
a »�
Comparative Market Analysis Summary ., .
Recently Sold
Address Munic Style Beds Fbath Hbath Aby Gr Sold Price List Price Cooline
602 S Spring Garden St South Middleton Ranch 2 2 0 1248 $132,000 $134,900 Ceiling Fan
165 Linn Drive Carlisle Ranch 3 2 0 1165 $135,000 $145,000 Central Air
1002 Forge Road South Middleton Ranch 4 1 1 1260 $152,000 $160,000 Ceiling Fan
163 Oak Hill Road Lower Frankford Ranch 3 1 0 1344 $153,000 $157,000 Central Air
Average of Properties:$143,000 Min:$132,000 Max:$153,000 Median: $143,500
Gloria J.Minnick,ABR,CSP
Ofice:717-591-5555
Ofice Fax:717-591-7273
Cellular:717-579-2311
Email:gjminnichCcomcast.net
Each Office Independently Owned and Operated.
OWN
incl
V
Map of Comparable Properties
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Ref Status Address
1 Subject Property 15 Robin Drive,Carlisle,PA
2 Recently Sold 602 S Spring Garden Street
3 Recently Sold 165 Linn Drive
4 Recently Sold 1002 Forge Road
5 Recently Sold 163 Oak Hill Road
Gloria I Minnich,ABR,CSP
Office:717-591-5555
Office Fax:717-591-7273
Cellular:717-579-2311
i
Email:gjminnich@comcast.net
Each Office Independently Owned and Operated.
r..
Map of Comparable Properties
zobom
PERFVi
74
9d4
1'I
641
74
11
465
aid
Ref# Status Address
1 Subject Property 15 Robin Drive,Carlisle, PA
2 Recently Sold 602 S Spring Garden Street
3 Recently Sold 165 Linn Drive "
4 Recently Sold 1002 Forge Road
5 Recently Sold 163 Oak Hill Road
Gloria J.Minnich,ABR,CSP
Office:717-591-5555
Office Fax:717-591-7273
Cellular:'717-579-2311
Email:gjrriinnich@comcast.net
Each Office Independently Owned and Operated.
` - — --- -
.57-ROM
`yd -�
Comparable Properties
Ret-eptly Sold
602 S Spring Garden St
��-isy� h List Price:$]34,900 Sold Price:$132,000 DOM.'20
Lista SgFt:$108 Sold$SgFt:$106 Munic:South Middleton
y•..a; ,
Year Built:1960 Acres:0.34 Prkng:1 Car Garage
:.: ..ate �`�""` r..�. .�• .:
Bedrooms:2 SgFt:1248 Prkng:Integral
Full Baths:2 Style:Ranch Bsmnt:Full
r +..
•"'+•" _ HalfBaths:0 Ext:Stone Exter:Patio
Heat:Oil Cons(:Frame Exter:Porch
r, "" Cool:Ceiling Fan Oth Rm:Four Season Room Amen:
Fireplaces:] Oth Rm: Amen:
,,. Remarks:Ranch Home With Paver Walkway Leading To Lovely Garden Areas.Large Living
Room With Two Sided Fireplace That Also Fronts Into Dining Arca. Four Season Room
With Skylights Overlooks Rear Yard. Full Bath Has A Walk In Tub Enclosure With Scat.
Partially Finished Basement With Walkout And Laundry Room.Central Air.Paver Patio In
Rear.A Gardener's Delight.
Recently Sold
165 Linn Drive
List Price:$145,000 Sold Price:$135,000 DOM, 50
List$SgFt:$124 Sold$SgFt:$116 Munic:Carlisle
Year Built:]950 Acres:0.27 Prkng:]Car Garage
Bedrooms:3 SgF1:1165 Prkng:OffStrect Parki
Full Baths:2 Style.Ranch Bsmnt:Finished
Half Baths:0 Ext:Stonc Exter:
eZ,» Heat:Forced Air Const:Stick Built Exter.
� '.'� Cool:Central Air Oth Rm:Den Amen:
Fireplaces: Oth Rm: Amen:
Remarks:Whether Downsizing Or Just Getting Started This Is A Place You'llWant To Call
Home.Offering Freshly Painted Kitchen Cupboards And New Roof Sheeting And Shingles
In 2012. Come Check Out The Excellent Location And Appealing Convenience To
Downtown This Quaint Rancher Has To Offer.
Racial),Sold
1002 Forge Road
List Price:$160,000 Sold Price:$152,000 DOM. 108
List$SgFi:$127 Sold$SgFt:$121 Mimic:South Middleton
'/ >J Y+' L Year Built:1970 Acres:0.37 Prkng:1 Car Carport
Bedrooms:4 SgFt:1260 Prkng:Off StreetParki
r
Full Baths:] Style:Ranch Bsmnt:Full
I r Half Baths:I Ext:Brick Exter:Patio
Heat:Baseboard Const:Stick Built Exter:
_.5r }` �,'_ F' Cool:Ceiling Fan Oth Rm:Laundry Room Amen:
y� — Fireplaces:1 Oth Rm:Officc/Computer Amen:
-" •:`*� x� Remarks:Very Comfortable Brick Rancher In South Middleton Township. ThisLovcly
Home Offers 3 Or 4 Bedrooms,Beautiful Hardwood Floors, New Countcr-Tops In The
Kitchen, Partially Finished Basement For Entertaining Or Storage. Also Features Fenced
Backyard,Car-Port,And Newer Roof.Well Maintained And Ready For New Owners!
Gloria J.Minnich,ABR,CSP
Ofre:717-591-5555
pu'sOnce Fax:717-591-7273
ie`4 Cellular.717-579-2311 V,I Fey Q
Email:gjminnich@comcast.net
Each Office Independently Owned and Operated.
Comparable Properties
Reccildy Siad
_ 163 Oak Hill Road
'
Sold Price:$153,000 DOM: 4
List Price:$157,000 Munic:Lower Frankford
m List$SgFt:$117 Sold$SgFt:$114
Year Prkngr Off Street Park'
ar Built:1983 Acres:1.29 1344
� Sg Ft: 4 Prkng:
Bedrooms:3 Bsmnt:Exposed/Walkout
Full Baths:1 Style:Ranch
Ext:Vinyl Exter:Deck
Half Baths:0 Const:Frame Exter:Out Buildings
Heat:Forced Air
Cool:Central Air Oth Rm:Family Room Amen:
Fireplaces:1
Oth Rm: Amen:
Remarks:Welcome To This Very Spacious 3 Bedroom Ranch WithEDej gh� clh°�eWith
Front Porch. Large Living Room With Brazilian Cherry Flooring,
Access 10 The Rear Deck And Huge Finished Walk-Out Basement With 12 Foot Ceilings,
Coal Stove And Bar,This Home Offers Plenty Of Living Space.
Gloria J.Minnich,ABR,CSP MIL Ar Re
office:717-591-5555
Office Fax:717-591-7273
Cellular:717-579-2311
Email:gjminnich@comcast,net
Each Office Independently Owned and Operated.
U0 ,r
Comparative Market Analysis
602 S Spring Garden 165 Linn Drive 1002 Forge Road 163 Oak Hill Road
St
Status S S S S
List Price $134,900 $145,000 $160,000 $157,000
List$SgFt $108 $124 $127 $117
Sold Price $132,000 $135,000 $152,000 $153,000
Sold$SgFt, $106 $116 $121 $114
Contract Date 07/21/14 06/10/14 06/27/14 06/09/14
Sold Date 08/29/14 07/29/14 09/05/14 07/28/14
DOM 20 50 108 4
City Carlisle Carlisle Carlisle Carlisle
Municipality South Middleton Carlisle South Middleton Lower Frankford
Acres 0.34 0.27 0.37 1.29
Year Built 1960 1950 1970 1983
Bedrooms 2 3 4 3
Full Baths 2 2 1 1
Half Baths 0 0 1 0
Abv Grd SF 1248 1165 1260 1344
Style Ranch Ranch Ranch Ranch
Exterior Stone Stone Brick Vinyl
Construction Frame Stick Built Stick Built Frame
Heating Oil Forced Air Baseboard Forced Air
- -- - - -
Heating Oil Electric Oil
Cooling Ceiling Fan Central Air Ceiling Fan Central Air
Fireplaces 1 1 1
Parking 1 Car Garage 1 Car Garage 1 Car Carport Off Street Parki
Parking Integral Off Street Parki Off Street Parki
Ext Feat Patio Patio Deck
Ext Feat Porch Out Buildings
Ext Feat Storm Doors Porch
Ext Feat Exist
Amenity
Amenity
Basement Full Finished Full Exposed/Walkout
Basement Partially Finish Full Partially Finish Full
Other Room Four Season Room Den Laundry Room Family Room
Other Room Office/Computer
Gloria J.Minnich,ABR,CSP
Office:717-591-5555
Office Fax:717-591-7273
Cellular:717-579-2311
Ernail:gjminnich@comcast.nct
Each Office Independently Owned and Operated.
,•a� o e
i
Comparative Market Analysis
15 Robin Drive, 602 S Spring Garden 165 Linn Drive 163 Oak Hill Road
Carlisle,PA St
Adjustments Adjustments Adjustments
Sold Price $132,000 $132,000 $135,000 $135,000 $153,000 $153,000
Sold$SgFt $106 $116 $114
List Price $134,900 $145,000 $157,000
List$SgFt $108 $124 $117
Contract Date 07/21/14 06/10/14 06/09/14
Sold Date 08/29/14 07/29/14 07/28/14
DOM 20 50 4
City Carlisle Carlisle Carlisle Carlisle
Municipality South Middleton South Middleton Carlisle Lower Frankford
Acres .44 0.34 0.27 1.29
Year Built 1972 1960 1950 1983
Bedrooms 3 2 3 3
Full Baths 1 2 2 1
Half Baths 1 0 0 0
Abv Grd SF 1232 1248 1165 1344
Style Ranch Ranch Ranch Ranch
Exterior Brick/Vinyl Stone Stone Vinyl
Construction Frame Frame Stick Built Frame
Heating Oil FA Oil Forced Air Forced Air
Heating Oil Oil
Cooling Central Ceiling Fan Central Air Central Air
Fireplaces 1 1
Parking 1 car garage 1 Car Garage 1 Car Garage Off Street Parki
Parking off street Integral Off Street Parki
Ext Feat Patio Deck
Ext Feat Shed Porch Out Buildings
Ext Feat Covered patio Storm Doors Porch
Ext Feat Fenced Yard Exist
Amenity
Amenity
Basement Full Full Finished Exposed/Walkout
Basement Finished Partially Finish Full Full
Other Room Sunroom Four Season Room Den Family Room
Other Room
$143,000 $132,000 $135,000 $153,000
Gloria J.Minnich,ABR,CSP
Office:717-591-5555
Office Fax:717-591-7273 vpm
Cellular:717-579-2311
+ Entail:gjminnich@comcast.nct
3 Each Office Independently Owned and Operated.
NOW,�tin
Lw k
� ire J
Comparative Market Analysis
15 Robin Drive, 1002 Forge Road
Carlisle,PA
TT.
Adjustments Adjustments Adjustments
Sold Price $152,000 $152,000
Sold$SgFt $121
List Price $160,000
List$SgFt $127
Contract Date 06/27/14
Sold Date 09/05/14
DOM 108
City Carlisle Carlisle
Municipality South Middleton South Middleton
Acres .44 0.37
Year Built 1972 1970
Bedrooms 3 4
Full Baths 1 1
Half Baths 1 1
Abv Grd SF 1232 1260
Style Ranch Ranch
Exterior Brick/Vinyl Brick
Construction Frame Stick Built
Heating Oil FA Baseboard
Heating Electric
Cooling Central Ceiling Fan
Fireplaces 1
Parking 1 car garage 1 Car Carport
Parking off street Off Street Parki
Ext Feat Patio
Ext Feat Shed
Ext Feat Covered patio
Ext Feat Fenced Yard
Amenity
Amenity
Basement Full Full
Basement Finished Partially Finish
Other Room Sunroom Laundry Room
Other Room Office/Computer
$143,000 $152,000
Gloria J.Minnich,ABR,C SP
Office:717-591-5555
Office Fax:717-591-7273
Cellular.717-579-2311
Email®minnich@comcast.nct
Each Officc Independently Owned and Operated.
oo�00
Comparative Market Analysis
Graphed by Status
ReceWly Sold
Price Range of 4 Properties.
100K 117K
135K 152K 170K
Gloria J.Minnich,ABR,CSP O
Office:717-591-5555
office Fax:717-591-7273
Cellular:717-579-2311
Email:gjminnich@comcast.net
Each Office Independently Owned and Operated.
, �.
7777
Graphic Analysis of(decently Sold Properties
El List Price
O Sold Price
200,000 ...._......................................................................_..._..._..._......._................... ....
180,000 ......................................_......_..._...-......._.......................
.................._...__..._.. ...
160,000 ....._....-._...__....................................- - ..
..................................................
140.000 ....._.. . ..._.-...._... _..
120,000
100,000 ... ...-. ...... = b ....
80,000 -
60,000 —
40,000 .._ _ -..... ;_.... � ....
20,000
0
602 S Spring Garden 165 Linn DNe 1002 Forge Road 163 Oak Hill Road
St
Summary Statistics of 4 Properties:
Average .Price: $143,000
High Price: $153,000'
Low Price: $132.,000
Media.ii Price: $143,500
Average $ per SgFt: $114.25
Average''car Built: 1965
Average Sale Price % List Price: 95.83
Average Days Oti Market: 45
Gloria J.Minnich,ABR,CSP
ti
Office:717-591-5555
_
Office Fax:717-591-7273
" Cellular:717-579-2311 �—
r �
Email:gjminnich@comcast.net ��
k<v °� Each Office Independently Owned and Operated. �
,lM
7M
fi
Pricing Your Property to Sell
Pricing your property correctly is crucial. You want to sell your
property in a timely manner at the highest price possible.
Current market conditions determine the value.
Pricing too high or too low can cost you time and money.
Realistic pricing will achieve a maximum sale price in a
reasonable amount of time.
Analysis of the comparable properties
suggests a list price range of.•
$133,000 to $139,000
Gloria J.Minnich,ABR,CSP
Office:717-591-5555
Office Fax:717-591-7273
Cellular:717-579-2311
Email:gjminnich@comcast.net
Each Office Independently Owned and Operated.
t1
Nag
76y
Pricing Strategy
General Rules.
Let's review some important considerations. There are certain factors that are
beyond our control and certain factors that are within our control. Those
factors outside of our control are: the location of the property, the finished
square feet and types of rooms and the amenities that are in place. Those factors
we can control are: the appearance of the property inside and out, how
aggressively we market the property and the price, including terms. It is critical
for us to accept those factors that are beyond our control and to focus on pricing
and preparation.
Local Market Observations.
Our market is currently steady. Properties are not moving very fast but they are
not languishing for months either. Given the current interest rate situation we
should continue to experience relatively low mortgage rates and thus the market
should remain steady for awhile.
Suggested Price Strategy.
Due to the fact that this home is located so close to Rt 81 and the Airport, It
may take longer to sell the property. Therefore adjustments were made to the
suggested listing price. The home should have some updates Including new
carpet, kitchen counters, etc. My analysis of the comparable properties suggests
a list price range of $130,000 to $135,000. This range should achieve your
primary goal which is a reasonably quick sale.
Gloria J.Minnich,ABR,CSP
Office:717-591-5555
Office Fax:717-591-7273
Cellular:717-579-2311
Email:gjminnich@comcast.net
Each Office Independently Owned and Operated.
,._ �. .
FuE;
>;r
Pricing Your Home
Not only will you miss prospective buyers by overpricing your home, but you will affect how long
your home will remain on the market and what the eventual selling price will be.
Activity versus Timing
Timing is extremely important in the real
estate market.A property attracts the most
interest and excitement from the real estate
community and potential buyers when it is
first listed. Therefore, it has the highest
chance of a sale when it is new on the `° `
u
market. Setting a realistic price from the
beginning will help take advantage of this
initial period, and increase the chance of a 0 t 2 3 4 5
G
timely sale. 1
Number of Weeks on the Market
An experienced agent who knows the market and the marketing process can help you determine the
market value of your home, thereby giving you the best chance of quickly and smoothly selling your
home.
a% Timing versus Selling Price
When a home 1s overpriced at the start, it misses what
-2% r 6 can be the most critical time period in selling a home -
the first weeks after it's listed. Once this period is
axe passed and little traffic is generated at the initial price
level, it becomes necessary to seek a lower listing
-6% price. Depending on market conditions this cycle may
repeat several times before a sale is made, resulting in
-8% an eventual sale price that is well below the initial
10% listing price, and possibly lower than the market value
Lessthan 41012 131o24 More than for your home.
4weeks weeks weeks 24 weeks
Determining Your Home's Market Value
A comprehensive market analysis is essential to determine the value of residential property. Location
and characteristics of the property are the key elements in.determining value, therefore the basis for
valuation is similar properties in your area. The market analysis takes into account the amount
received from recent sales of comparable properties and the quantity and quality of comparable
properties currently on the market. The desired end result, of course, is to find a price that will attract
a willing and able buyer in a reasonable time.
Once the value of your home has been determined,you can decide on an offering price that will
achieve your goals. Generally, the price should not exceed the value by more than 5% or potential
buyers.may not even make offers.
Gloria J.Minnich,ABR,CSP
t` Office:717-591-5555
Office Fax:717-591-7273
Cellular:717-579-2311
Ernail:gjminnich@comcast.net
Each Office Independently Owned and Operated.
n �
loom
�O
Pricing Guidelines
Perhaps the most challenging aspect of selling a home is listing it at the correct price. It's one of
several areas where the assistance of a skilled real estate agent can more than pay for itself.
Too-high can be as bad as too low
If the listing price is too high,you'll miss out on a
percentage of buyers looking in the price range Asking Percentage
+ f096
where your home should be. This is the flaw in Price f5% of Buyers
thinking that you'll always have the opportunity
to accept a lower offer. Chances are the offers +10% 30%
won't even come in, because the buyers who
would be most interested in your home have been Markel Value so%
scared off by the price and aren't even taking the
time to look. By the time the price is corrected,
you've already lost exposure to a large group of
potential buyers. -15% so%
The listing price becomes even trickier to set when prices are quickly rising or falling. It's critical to be
aware of where and how fast the market is moving- both when setting the price and when negotiating
an offer.Again, an experienced,well-trained agent is always in touch with market trends - often even
to a greater extent than appraisers,who typically focus on what a property is worth if sold as-is, right
now.
Agent education, experience critical
When working with a real estate agent, it's critical that you have full confidence in that agent's
experience and education.A skilled, knowledgeable agent should be able to explain to you exactly why
your home needs to be priced at a certain level - compared to recent listings and sales of homes
similar to yours.
Experienced agents also know exactly what the current pool of buyers are looking for in relation to
particular styles and price ranges of properties.A skilled agent can recommend changes that will
enhance the salability of your home, thus increasing the price - and/or decreasing the length of time
before a sale.
It's critical to keep all ffiese aspects of'priciiig irl.mind, regardless of�Vvhorn.yoi.i choose to list your
home.
Gloria J.Minnich,ABR,C SIP
Office:717-591-5555
Office Fax:717-591-7273 OIL% are
Cellular:717-579-2311
Email:gjminnich@comcast.net
Each Office Independently Owned and Operated.
Alsk
CIRTRAI PEAn MtlMAIISTf 100.
PROPERTY REPORT
15 Robin DR, Carlisle, PA 17015
Y.
g
�t
�vf .
s
Presented by
Gloria Minnich
Pennsylvania Real Estate License:R$199454L
Outstanding Ag-t.
owsm ding Results
j
Mobile:(717)579-2311 ( Work:(717)591-5555 1 Fax(717)591-7273
giminnich@conicast.net
RE/N= Ist ADVANTAGE
6375 Mercury Drive
Mechanicsburg,PA,PA 17050
*>fRPR. Copyrign 2015 Realtors 9opertyResagroaOLLC.AtRiRigghhtsRe er4ed. e�\ 1/23/2015
+Ir I torrn bon is not uaranteed.E ual Housing �7�rjj
IAYALProperty Report 15 Robin DR,Carlisle,PA 17015
CGaTRAi PEan MUM-UST,too.
15 Robin DR, Carlisle, PA 17015
Y
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Lewd: Subject Property
Public Record
k', TT
_ v`I ' 12/3012014. kill
Last E c'i+e:-. .a � 201
RVA' Est. Riat-qe: $119,907—$146,553 "e09 priog Pe Sea. Ft,
VIM fl e"
fi "1 8'?Change_ Last 1, Ylo xt:2 i.X2,390
C."hcange Last 12 Ni n[hs:-24.3%
This report contains data acrd information that is publicly available and/or licensed from thhapar aes and is provided to you on an"as is"and'os available"basis.The
information is not verified or guaranteed.Neither this report nor the estimated value of a prnperly is an appraisal of the property.Any valuation shown in this report Iran been
generated by use of prnprietary computer software that assembles publicly available property records and certain proprietary data to arrive at an approximate estimate of a
properly's value.RPR and its informationproviders shall not be hablefor arry claim or loss resulting from the content of,or errors or orrrissions irr,information contained in this
report.
"fir Fr.z„a copyngh 2015 Re,I'l,—PID Al RghtsRes md. ,�* 112312015
i Infomuntwn is not guaranteed.Equal Housng Opportunity. L_I 2
AL
Property Report 15 Robin DR,Carlisle,PA 17015
cr:nrapt MCI mum•urr,tno.
Home Facts
Realtor
Home Facts Public Facts Listing Facts Refinements
Property Type Single Family Residence —
Property Subtype Single Famil —
Bedrooms 3 —
_....... ..... . ......._... . ......................... ....,...
Total Baths 2
Full Baths
Partial Baths 1 —
t.i\Ang Area(sq ft) 1,232 —
Lot Size O.44 acres —
Lot Dimensions 19166 SF —
Basement(sq ft) - — 1,232
Garage
Garage(spaces}
Year Built 1972 —
Total Rooms 6 —
.. ....... . ... ..... .. ... ....... ....... .. .........
Healing Forced air unit —
Coding None —
Exterior Walls Siding(AlumNinyl) —
Number of Buildings 0 —
Number of Stones 1 —
Homeowner Facts
Owner Name Paxton,Robert E&Donna M
Mailing Address 15 Robin Dr Carlisle PA 17015.9294
Owner Occupied Y
�y 5=15 Copyright 2015 Psaltors Property Resource@LLC.Ali RghtsPerserved. 1123/2015
Information isnot guaranteed,Equal Fbusng Opportunity. 3 of 20
AL I Property Report 15 Robin DR,Carlisle,PA 17015
CenTRAt ",.".
Comparative Analysis
0 Confirm the Property Facts Your realtor confinned the property facts for this pioperfy so
they could be used in selecting hares.
0 Average of Comps $140,486
Comps form the foundation of this analysis. Your agent Range:$130,308—$148,622
has selected key comps for you to review.
(or 5114 per sq.ft.)
0 Adjustments --$ 291
Your agent has some insight into how your home relates 3
to these corgps that have adjusted the result.
$133,900
Recommended Price Range:$129,900—$135,900
(or$109 per sq,ft)
Last Updated:1/812015
��RPR- 1/23/2015
�pYni9nforrrrator�snot uar�need.EU�f-busnAll F6ghtsRE<_erved. ,�/%—___.._
9 4 g Opportunit. !_i 4 of 20
AYAL. Property Report 15 Robin DR,Carlisle,PA 17015
CIRTRAL Kaft MUM-Mr,'0'. 1
Comps and Adjustments
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er
tv bing
LEGEND: .: subject Property Pending listing Expired usting Distressed 1#Recent Sale Off Market
This Property
Pimim WS ZXAL Amoin. Vq It LivrV Area Lot Size Beds Baths, Built
in RPR
15 Robin DR $108 1,232 sq ft 0.44 acres 3 2 1972
Carlisle,PA 17015
Recently Sold
Addre,` Proxim in RPR Dale Atiriaint S'sq'Ir L;\i,V Arkin Lct Size Beds 84'r, Built Subjecf
To-RE0r-ATt.V'&= I Mi.N 205 days 8/29/2014 $132,000 $106 1,248 sq ft 0.34 acres 2 2 1960 Same
602 S Spfirxj Garden ST Scild Date Sold Anx,:liY
Carlisle,PA 17013
Wes f=)(_-kria Viiinicl,.:This home only has 2 bedrooms.Subject property has RT 81 just to the rear of the home and the Carlisle
Airport.
it TUREcUTLYSOLD -67 Mi.W 276 days 7/2912014 $135,000 $116 1,165 sq ft 0.27 acres 3 2 1950 Bettor
165 Um DR Sd,,'Date 5(�`d AjT"-nt Otk
Carlisle,PA 17013
CDpyfi"N201.5c%I(ors Property FewurceOLLCABIRightsRewrVed 1/23/2015
RPR' not guaranteed.Equal Flouing Opportunity. 5 of 20
1AYAL. Property Report 15 Robin DR,Carlisle,PA 17015
Cf9TRA4 MIT MULTIA11r,Inc.
3TOUEC"TLY SOLO,
6.57Mi.W 231 days 7/2812014 $153,000 $114 1,344sqft 1.29 acres 3 1 1983 Better
� R
163 Oakhill RD Sd'd D
es't
Carlisle,PA 17015
This home is on well and septic but has a larger lot.Seller ga,,e$3,000 in closing cost help to Buyer.Subject
property has RT 81 just to the rear of the home and the Carlisle Airport,
4 TRREt414-fLy-soib
1.34 KA,E 317 days 9/5/2014 $152,000 $121 1,260sqft 0.37 acres 4 2 1970 Same
1002 Forge Rd sold uxa-
Carlisle, PA 17015
RFR- Copyriht 15Z:ItoTsPropeTtyF�asoumeOLLC.AJigghtsFimrved1123/2015
Pnfog3ti not guaranteed.Equal Fbudng Opportunity. 6 of 20
AProperty Report 15 Robin DR,Carlisle,PA 17015
CenTRai Penn MUM-U!t,In@.
Property History
MedianEstimated Home $300K---- . ..... .......... . .. ...... ..... ............ ......... ._...,..:,. . ....,.., .:.......,, _ .<..,.. ,... ...........,.,.....
Value
This chart displays property estimates
for an area and a subject property,
where one has been selected. $225K . :..,..........
..... :.... .. .....,,.., ,,.._...,, ,.-...,.,..,...:...,......,...,.. ..,.., .,
Estimated home values are genera#ed �,,
by a valuation model and are not fomfai
appraisals.
Data Source:Valuation calculations
based on public records and MLS $150K:........... .. , .... .......
sources where licensed
Update Frequency:Monthly
This House $75K .... ... ...... .. .,, ......
■ 17015
Cumberland County
Penns}kvania
$Q......... .................... ..........._,...._..,..... ......., .__ .... .. , .. ....,........ . .,.,....,..._, .. . ... ... ..
Jan Jan Jan Jan Jan Jan Jan Jan Jan Jan
'06 '07 108 09 '10 '11 `12 '13 `14 '15
Sales History
Sates Date Sates Amount Price per sq.R
1/20/1984 $52,000 $42
Assessed Values Notesfrom Gloria Munich
Date Improvements Land Total Tax With some work to update,this home
2013 $108,400 $41,900 $150,300 — w€ll come up in wilue.However,there is
2012 $108,400 $41,900 $150,300 —
nothing that can be done about he
location with the airport and Rt.81 right
2010 $85,820 $20,800 $106,620 — behind the home.Therefore,t feel the
2009 $85,820 $20,800 $106,620 — present\elue is around the$129,900
2008 $85,820 $20,800 $106,620 — price range.
2007 $85,820 $20,800 $106,620
2006 $85,820 $20,800 $106,620 —
Legal Description
Parcel Number: Zoning: Census Tract: Abbreviated Description: City/Municipality/Township:
40-23-0598-006 — 420410125.012021 DIST:40 CITY/MUNVTWP:SOUTH Carlisle,PA 17015
MIDDLETON TOWNSHIP
BONNYBROOK HEIGHTS LOT PB 20
PG 11 MAP RERMAP 0598
Notes from Gloria INhnnich
Subject is a very nice home on a great lot.It has a fenced in yard,a 3 seasons room,and a covered patio.There is a shed which stays with the property.The only
negat€ve on the home is that it is right along Rt 81 which is noisy and the Carlisle Airport is right behind the home.This has a negative affect on the property and Wil
affect the time it takes to sell.The interior needs a bit of updating-needs new carpet.Oil heat is a negative because people are hesitant to purchase homes with oil
hear.So,we have to deduct from the present value because of these issues.
�
RPR Gopyg�t2015 Frm +�altorsPropertyRes�urce�LlG.NI F3ghtsRe�ved. ,/� 1/23/2t}15
Infoation isnot guaranteed.Equal t-busng Opportunity, 7 of 20
ALL
Property Report 15 Robin DR,Carlisle,PA 17015
COMM Knit MUM-1,11'r,ra"
Sales and Financing Activity
This chart shows a property's sales and financing history.It can be used to compare the value of the property as seen by public records,such as deeds and tax records,
with the estimated home value.Actions taken against the owner,such as the issuance of a Notice of Default,are noted.Sales acti\Ay,such as listing date and price
reductions,are highlighted.
Sale; Listing Financing Distressed Assessed: Ei Assessor �� AVM or Sales Camp ' Est.Loan
Activity , Activity Actions Value Market Value j RVW Valuation Balance
$300K........ . ....., . .......... .......... ......, ............... .... , . ., .... , ........ .
$225K,....,_,_................. .......... .. ....... ........... ... ......_... . _. ,.._.....,..a... ..
Ass, w �,� Ass. �_� Ass. Sales
Value; , . .« w ..1 aEue=.. «.. _ .Value:, Conte
5150K S150K S150K µ"`+ms Valuation:
S150K, .., .. ......,..-. .�.. .. . ..... . . . 4134K. -
$75K _.......,,,. ., . .....
D J ':1 A to J J A „ 'J D J ' ",t A `,1 J J r'. S v N D J F bt A. '.1 J J A S .. d 3 J
2012 2013 2014 2015
Data'Source:Public records and proprietary data;listing data from on-and off-market listings sources
Update Frequency:Valuations are updated twice monthly;actions on the home,such as listing activity or distressed property notices,are updated daily as made
available from public records sources
�� Capyrlght 2015 Realtors Property RDwurceeLi.C.All RghtsPeserved, /\ 1123/2015
Information isnot guaranteed.Equal Housing Opportunity. L_[ 8 of 20
/AnA - Property Report 15 Robin DR,Carlisle,PA 17015
COMI.PEAK MUMMIT'MC. I
Estimated Home Values
11174
if I
Iz i
:k P,
7
UMIMMM
,$100k S450k 320m
This map layer shows the aNerage estimated home\alues,based on the AVMs and RVMs(D for properties in an area.Source(s):Public records and MLS data Moe
licensed;updated Quarterly.
12-Month Change in Estimated Value
;4, 9 -,Ste..I
t
74! 'j" ',7 1
k e ti
4dinh;
This map layer shows the change in estimated home\dues ow the past 12 months,based on the AVMs and R\/Ms@)for properties in an area.Source(s):Public
records and MLS data wtwe licensed;updated Quarterly.
Copyright 2015 Pealtors PoDperty%souroaSLILC=Pewrv�J. 1/23/2015
-:0 RPfR nformation is not guarardeed.Equaf FbO nq nity. 9 of 20
IAYALProperty Report 15 Robin DR,Carlisle,PA 17015
CIRMAI Penn MUM-tlilr,IO'. I
Estimated Value per Square Foot
Oil—
t
RO•0vfy
0111, (41 j.
nv,
N
/j iCS 114
,:ck 4, Cht rLfl, 11
CJV4,
17-7117-1
<$25 $200 >$t•000
This map layer shows average estimated value per square foot of homes,based on the AVMs and RVMs(@ for properties in an area.Source(s):Public records and MLS
data where licensed;updated Quarterly,
Flood Zone
This property Is in Flood Zone:X(unshaded),Low Risk
Area of moderate flood hazard,usually the area between the limits of the 100-year and 50D-year floods.B Zones are also used to designate base floodplains of lesser
hazards,such as areas protected by lewes from 100-year flood,or shallow flooding areas with awrage depths of less than one foot or drainage areas less than I square
mile.
4
f,fT-4
tl
104 jLrC
X411
Ruxt„ry
:41
LIP b-liq
Low Risk High R,sk. Coastal
This map layer sham an area's good zone designation as determined by the Federal Emergency Management Agency(FEMA).A high-risk area has a I percent or
greater annual chance of flooding and a 26 percent chance of flooding oxer the life of a 30-year mortgage.Hgh--dsk areas are red or orange.The coast areas,sham in
purple,are also considered high risk.Green areas are low to moderate risk.A moderate-risk area is between risk limits of a 100-year and 500-year flood.White areas are
undetermined,and all other areas are considered no or low risk. For more details on the categories of flood risk,see http://support.narrpr.corrUent6es/319901-Wiat-is4i�--
flood-zore-heat-map.Source(s):FEMA;updated Annually.
Q)pydpht2Ol5ReaitofsPtopedyf�amumeVLLC.All RghtsRmrved. do—"% 1/23/20`15
0�15 f?PfR nforrnation is not guaranteed.Equal Houdng Opportunity. 1-1 10 of 20
ALL
Property Report 15 Robin DR,Carlisle,PA 17015
CORT&At PEDfl MUM-UfT,foo.
Neighborhood: Housing Stats and Charts
17015 Cumberiand County Pennsylvania
Median Estimated Nome Value $194K $174K $150K
Estimated Nome Value 12-Month Change 1.6°!0 0.1% 0.7%
Median Ust Price $209K $180K $160K
Ust Price 14Vlonth Change -6°!0 -2.7% -0.1%
List Price 12-Month Change 17.80!6 - 3.8°!°
Median Home Age 34 45 59
Own 83% 7211/0 70%
Rent 17% 28% 30%
Vacancy 0.23!0 1.19!0 -
$Value of All Buildings for which Permits Were Issued - $128M $3298
%Change in Permits for All Buildings -3l0
- ° 10%
%Change in$Value for Al Buildings - 8°!0 70!6
Median Estimated Home $300K�..............................................._„,..........,.:.,.......,,: :..,,, .,_....,,................-,................
..:,..,,..,....
Value vs.Median Listing
Price
This chart compares a 23P code's $225K--,
,..,
median estimated home value with its �.,.....
median listing price.Estimated home
values are generated by a valuation
model and are not formal appraisals. $150K .......... ....... ...:.............:........m,.,..,.....,.,,..., ...,,.....<._..,..,.,.,.,.....,... ,,....,._, >....,,,.......<._ ;....,
Data Source:Public records data;listing
price data from on-and off-market
listings sources
Update Frequency:Monthly $75K............ T. .
C tvbdian Estimated Value
Wdlan List Price
,Ian Jul Jan Jul Jan Jul .Tan
'12 '12 '13 '13 '14 '14 15
copyright 2015 PealtorsProperty t-sourcaOLMC.Ati t1ghtsFesarved. 12t 1123/2015
1��R Information isnot guaranteed.Equal Housing Oppo tunity. 7—r 11 of 20
Property Report 15 Robin DR,Carlisle,PA 17015
cEnrnat.rano mu>,n•usr,tnc.
Median Sales Price vs.Sales Media?) sales Price
Volume $30OK -- ,
This chart compares the price trend and S225K. ,
sales volume for homes in an area. �150K.
me prices typically fellow sales
volume,with a time lag,since sales $75K. . _. .. ..........., .. .. ........ .... ...... ..__,..... _.. .
activity is the driver behind price
movements. $0..... . .. .....
Data Source:Public records data Jan Jul Jan Jul J all Jul Jan
Update Frequency:Monthly 12 12 13 13 14 '14 115
Median Sales Price Salt's Voll1mg
SalesVolume 40. .............,. . .,.,.........,. , . .. ,......... .,,. ..............:.........
30......._ .. .. _.,. ... -_ . ., _.
20. .... .. . . ......
10
Jan Jul Jan Jul Jan Jul Jan
'12 '12 '13 '13 '14 '14 '15
Median Listing Price vs. hlydian List Nice
ListingVolume $300K •... .. ......... . .,.. ., ........ . ..,.. ..........----,. ....... . ..... ...
This chart compares the listing price and $225K _,. .. ..
listing vdume for homes in an area. $150K
............. .... ... .....,..,..... ... _,_.... . . . ..,.
Listing prices often follow listing vdume,
with a time lag,because supply can $75K........ ........ ._....... ..... _. ,,.. ..... .... . ... .._... ....-. .. ..._.:.,....,.....
drive pace movements.
Data Source:On.and off-market listings Jan Jul Jan Jul Jan Jul Jan
sources
Update Frequency:Monthly 12 12 13 13 14 14 15
®
kledian List Price L.iStia g t�vttlmf
Listing Volume 300 ,.. ..,., . . . . . . _.. ...
225-
150,
75-
Jan
5<•Jan Jul Jan Jul Jan Jill Jan
'12 '12 '13 '13 '14 '14 '15
Listing Inventory Single Family Residence r:
This chart shows the number of active FarmlRanchi 3
listings in a ZIP code. P.lobile/Manufactured=
Data Source:C)n-and off-market listings
sources Lot;/Land
Update Frequency:Daily
Other i
®OP Count Listings byPrapertyType
RPR Copyright 2015 Realtors Property R�murce®LLGAll RghtsReserved. �'y, _— � 1/23/2015
Information isnot guaranteed.Equal Housing Opportunity. I-1 12 of 20
ALProperty Report 15 Robin DR,Carlisle,PA 17015
cEnxnaa Penn MATr•usr,ma.
Inventory of Distressed short Sale
Properties pre-Foreclosure '5
This chart shows the count of distressed Foreclosure
properties in a ZIP code.
Data Source:Public records and MLS
data where licensed
Update Frequency:Daily
13 Inwritoryof Distressed Properties
Median Sales Price by Square This House
Footage 1,232 sq.ft."'$133,230
This chart shows the median price of Comp
homes reported sold in the past six
months,according to the size of the 2,000-2,200 sq.ft.
INng space,in the area of your search. 1,200-1,400 sq.ft,
The amount shown for the subject
property is sold data where available,or 1,000 -1,200 sq. ft. 9 r rp,
the property's estimated velue when "
sales data are una%ailable(such as a
non-disclosure state)or provided in
range format.
Data Source:Public records and MLS
data where licensed
Update Frequency:Monthly
This Nouse
Q Comps
Price per Bedroom of Homes E his House
Sold $44K 1
'This chart shows the distribution of Com,,s
homes reported sold in the past six
months at different prices per bedroom $boK-$701< O�
in the area of your search.The amount
shown for the subject property is sold $50K-$bOK s0
data where awailable,or the property's <$50KIP
estimated value when sales data are
unmailable(such as a nondisclosure
state)or provided in range format.
Data Source:Public records and MLS
data where licensed
Update Frequency:Monthly
This House
[] Comps
tp 1/23/2015
4v � �p 9famat Realtors roppertyRaEuumeO�GAll RghtsPpserved. /h�
9 4 g Opportunity. 7=J 13 of 20
IYALProperty Report 15 Robin DR,Carlisle,PA 17015
ef"TRI14POIn Mum-usy,Inc. I
Price per Square Foot of This House
Homes Sold los 1
This chart shows the distdbution of
homes reported sold in the past six
months at different prices per square $120-$135
foot in the area of your search. $105-$1201JEM -------
Data Source:Public records data
Update Frequency:Monthly < $90
This House
Comps
Price Range of Homes Sold This House
This chart shows the distribution of $133K i
homes reported sold in the past six Com,"
months within different price ranges in
the area of your search.The amount < $175K
sham for the subject property is sold
data wtiere"ilable,or the property's
estimated udue when sales data are
unaxeilable(such as a non-disclosure
state)or provided in range format.
Data Source:Public records data
Update Frequency:Monthly
This HOLISe
El comps
Age Range of Homes Sold This House
This chart sham the distribution of 43 yrs I
homes reported sold in the past six 0,n',P s'
months of different age ranges in the
area of your search. > 50 yrs OEM=
Data Source:Public records data 45 -50 yrs
Update Frequency:Monthly 30-35 yrs i'
This House
M comps
Size of Homes Sold > 2400 sq.I'L 777-�,,77-,TIA
IM
This chart shows the distribution of 2200-2400 sqft.
homes reported sold in the post six
months of different sizes in the area of 2000 -2200 sq.ft.
your search. 1800'^2000 sq.ft. 77-77,77,77
Data Source:Public records data
16 0 0-1800 s q.ft.
Update Frequency:Monthly
0 Sales Count By LiA ng Area
1400-1600 sq t vljb-���0'�"'
1200-1.4400 1400 sq.ft,
1200 sq.ft..W10"17�1;-L"I"'I"`11,1,11�;41�'.L�
Copyriph,2015 R-altorsProperty PesouroeOLLQ All H Pegamd. --01% 1/23/2015
RPR nromvion is not guardnteed.Equal Housi ng OpAnity. 151 14 of 20
1AYAL. Property Report 15 Robin DR,Carlisle,PA 17015
COMM PENN mUMMIT,IUC.
Number of Bedrooms in 6§ 1
Homes Sold s1 t
This chart shows the distribution of 4
homes reported sold in the past six
months,according to the number of 3
bedrooms,in the area of your search.
Data Source:Public records data Z
Update Frequency:Monthly 1 1
Sales Count by Bedroom
w
s #� ospopht2ol5tzaltorsPmpertyF�ucc�LLCAIRghtsf�sarved. 1123!2015
'�
Rm Information isnot guaranteed.Equal Housing oppo tunity. 15 of 20
AYAL. Property Report 15 Robin DR,Carlisle,PA 17015
CIRTRpi P9nn mulrwar,Inc. I
Neighborhood: People Stats and Charts
17015 CumberldanCounty Pennsylvania
_. ... ........ ........ .... ..
Population 21.9K 235K 127M
... ,. ..
.Population Density per Sq Mi 209 431 ......2�..
..... . ........ .. .... .... ..
Population Change since 2000 7.1% 10. . . ....
.1% 3.4%
Median Age 45 41 11 40
49/0........ ..49/0... ...... ....... ... ..
Male/Female Ratio o........ . ., o... .. ... ...... ...... ..... ..... ...... .. .... .....
.... 49%
.. . ........
High School Graduate 40% ..... ..
35% 37%
2-Year Degree 24/0
22% 24% o
_..
Bachelor Degree
_.
........ .. .. .. .......
17% 20% 17%
ost-graduate Degree 11% 12% 10%
Population of Children by Toddlers
lu
Age Group Elementary School
This chart shows the distribution of the Middle School
population of children by age range LZ
—
from birth to 17—in the area of your High School
search.
Data Source:U.S.Census
Update Frequency:Annually
■ 17015
Population of Adults by Age r 8-20
Group
21.-24
This chart shows the distribution of the 25-34
Population of adults by age range—
from 18 to 75-plus—in the area of your 35-54
search.
Data Source:U.S. Census 55-64
Update Frequency:Annually 65-74 1
N 17015 75 or Older .
Households With Children Married with Children
This chart shows the distribution of Married without Children
households with children,categorized by g
Sin 1e with Children
marital status,in the area of your
search.
Data Source:U.S.Census
Update Frequency:Annually
■ 17015
�}RP Copyriht 2015 Reaitors Property ResDuroe@LLG All RghlsF"rved. 4 ^�`--^ — 1/23/2015
Information isnot guaranteed.Equal Fbusng Opportunity: � 16 of 20
Property Report 15 Robin DR,Carlisle,PA 17015
ClEn"ALPenn MUITI-111T,the.
Household Income Brackets >$150K
This chart shows annual household $125K-$150K
inoorne levels,within an area.
Data Source:U.S.Census $I00K-$125K
Update Frequency:Annually $75K-$I00K
017015 $50K-$75K
$35K-$50K
$25K-$35K
<$25K
Presidential Voting Pattern Votes Dernocra -lix
This chart sham how residents of a Votes Republican
county voted in the 2012 presidential
election.
Data Source:USElectionAtias.org
Update Frequency:Annually
*>RfDR' Copyrilghl 2015 Realtors Property RasoumeOLLC A) Peserved do—*% 1/2312015
"f. ",A 1�j
miation isnot guaranteed,Equal Fbudng Op nity, 17 of 20
AVALProperty Report 15 Robin DR,Carlisle,PA 17015
CkOTROK PEOO MUM-UST,EOC.
Neighborhood: Economic Stats and Charts
17015 Cumberland County Pennsylvania
Income Per Capita $31,499 $31,350 $28,190
Median Household Income $63,004 $60,883 $52,267
Unemployment Rate — 3.6% 4.6%
Unemployment Number — 4.46K 291K
Employment Number — 119K 6.07M
Labor Force Number — 124K 6.37M
Unemployment Rate 10.0%. 1.. .......
This chart shows the unemployment 8 0°ro
trend in the area of your search.The
unemployment rate is an important dd\er
behind the housing market. 6.0% ....... .... ....... .... ...
Data Source:Bureau of Labor Statistics
Update Frequency:Monthly 4.0% ......,...,. a.......... .........................r ..... ............. . ,
Cumberland County
goo ,......... .. ...... ...................... ...... ...<.....,..n„.....>,. _. ..<. ..„., ,..,. ....,.. ,
Pennsylvania Jul Jan Jul Jan Jul Jan
`12 '13 '13 '14 '14 '15
Gt Copynght20E5RealtorsRopertyResouroeOLl_C.NIORgtrtsprsmed. /\ 112312015
In 0.1tion is not guaranteed.Equal Housing Opportunity. 18 of 20
lam& I Property Report 15 Robin DR,Carlisle,PA'17015
COTRat AEnn MULT1•uST,tno.
Occupational Categories Health Care and Social Assistance
'ibis chart sham categories of Retail Trade r
employment within an area. Manufacturing
Data Source:U.S.Census
Update Frequency:Annually Education r.
■ 17015 Transportation and Warehousing
Construction
Professional,Scientific andTechnical !®�
Public Administration
other���
Accommodation and Food
Finance and Insurance��
Administrative Support and Waste Management
Wholesale Trade
Agriculture, Forestry,Fishing and Hunting=
Arts,Entertainment and Recreation=
Information=
Real Estate,Rental and Leasing=
Utilitiesm 8o
Mining,45
BusinessManaoementl 16
Copydght
*>f fl#, 2015 Realtors
Property t�uroeVe t_LC All RghtsPasarved. 1!2312015
Intormation isnot guaranteed.Equal 1-busing Opportunity. 19 of 20
IAYALProperty Report 15 Robin DR,Carlisle,PA 17015
cenreat Penn mutzr-un,mo.
Neighborhood: Quality of Life Stats and Charts
Quality of Life in 17015
17015 Cumberland County Pennsylvania
Sevation(n feet) 701 731 —
Annual Rainfall(in inches) 35.51 37.93 41.91
Annual Snowfall(in inches) 30.05 31.57 45.58
Annual Sunny Days 83 83 73
Avg Travel Time to Work(in minutes) — 21 26
Water Quality-Health Violations — 0 —
Water Quality-Monitoring and Report Violations — 28.51 —
Superfund Sites 0 1 125
Brownfield Sites No No Yes
Average Commute Time <:15 Minutesw.
This chart shows average commute 15-30 Minutes r
times to work,in minutes,by
percentage of an area's population. 30-4.5 Minutes
Data Source:U.S.Census 45-60 Minutes
Update Frequency:Annually >1 Hour
■ 17015
How People Get to Work Drove.Alone/Carpool/Motorcycle
This chart shows the types of Work at Home
transportation that residents of the area Walks 149
you searched use for their commute.
Data Source:U.S.Census Public Transit) 35
Update Frequency:Annually Bicycle 0
Average Monthly Avg.January Min.Tempe■■
Temperature Avg,January Max.Temp
This chart shows a-,erage temperatures Avg,July Min.Temp
in the area you searched.
Data Source:NOAA Avo.July Max.Temp IL
Update Frequency:Annually
*
RPR' Copyright2016RealtorsF§opety ume@LLC RtI RghtsResenred. 112312015
Irrforrnation is not guaranteed.Equal Fbung gpportunity. 20 of 20
yAso _
Curb Appeal
Are you interested in putting your home on the market, but wonder what repairs and touch
ups to do?And then there's bankrolling the work, not to mention sacrificing weekends to
get it done.
Slow down. Get a grip. There are some no cost/low cost ways to get
your home in showing shape and help you put your best foot, er...
house, forward to prospective buyers.
When real estate agents and buyers refer to curb appeal, x
it means the initial impact the home makes when the buy-
er first views it.Visualize a buyer driving up to your curb. �
What would he see? Landscaping in need of work? A
fence in need of paint? If the outside of the house is in
shambles, a buyer may not be motivated to get out of
the car and come inside!
So what things are important to fix-up and replace before you sell? Let's
cover them as the buyer sees them, from the outside, in.
Walk across the street from your home and pretend you're a buyer,viewing
the home for the first time. From the parking area, glance around the front yard. Note
hedges and trees that need to be trimmed.Are they cut back away from the front door,
the windows, and the porch area? This is not only for aesthetics but for safety reasons
as well (a big priority with buyers today.)A safe home is one that has a clear view of
the parking area and walk ways, free of obstructions and overgrown foliage.
What about paint trim near the front door and on the eaves? Could it use a new coat?
Make sure your front door is in good repair, too - including the screen door, if applicable.
Buyers' impressions as they enter the home set the stage for the rest of the showing.
Let's go inside the house. The cardinal rule before putting your home on the market is making
sure it's clean. In a competitive sales market,why would an eager buyer waste time viewing
a house that needed elbow grease?And a less than Spic and span house could also signal
that other maintenance in the house hasn't been kept up - like plumbing that leaks and
furnace systems in need of cleaning or repair. Don't forget that a house that doesn't show
well will often take longer to sell, costing you money in the long run.
Gloria J.Minnich,ABR,C SP
Office:717-591-5555
Office Fax:717-591-7273
Cellular:717-579-2311
Email:giminnich@comcast.nct F&/,A4n&
Each Officc Independently Owned and Operated.
1,woi
17
20 Tips For Selling Your Home
'As a homeowner,you can play an important part in '.
the timely sale of your property.When you take the
following steps,you'll help your RE/MAX Sales Agent
sell your home faster, at the best possible price.
1. Mahe the Most of-that First Impression-A well-manicured lawn,neatly
trimmed shrubs and a clutter-free porch welcome prospects.So does a freshly
painted,or at least freshly scrubbed,front door.If it's autumn,rake the leaves.
If it's winter,shovel the walkways.The fewer obstacles between prospects
and the true appeal of your home,the better.
2. Invest a Iew I lours Im Futtue Divicicnds-Here's your chance to clean up
in real estate.Clean up in the living room,the bathroom,the kitchen.Ifyour SOLD
woodwork is scuffed or the paint is fading,consider some minor redecoration.
Fresh wallpaper adds charm and value to your property.Prospects would rather
wi
see how great your home really looks than hear how great it could look,"with a»w
a little work." Of safe
3. Check faucets and Bulbs-Dripping water rattles the nerves,discolors sinks 7 11RCC4iii
and suggests faulty or worn-out plumbing.Burned out bulbs leave prospects in
the dark.Don't let little problems detract from what's right with your home.
4. Don't Shut Out a Sale-Ifcabinets or closet doors stick in your home,you 14. "Think U>lunic-Rock-and-roll will never die.
can be sure they will also stick in a prospect's mind.Don't try to explain away But it might kill a real estate transaction.When
sticky situations when you can easily plane them away.A little effort on your it's time to show your home,it's time to turn down
part can smooth the way toward a closing. the stereo or TV.
5. 'Think Safity-Homeowners learn to live with all kinds ofself-set booby traps: 15. Relax-Be friendly,but don't try to force con-
roller skates on the stairs,festooned extension cords,slippery throw rugs and versation.Prospects want to view your home
low hanging overhead lights.Make your residence as non-perilous as possible with a minimum ofdistraction.
for uninitiated visitors.
16. Don't;lpoknztic-No matter how humble
6. Make Roorn for Spacc-Remember,potential buyers are looking for more your abode,never apologize for its short-
thanjust comfortable living space.They're looking for storage space,too.Make comings.If a prospect volunteers a derogatory
sure your attic and basement are clean and free of unnecessary items. comment about your home's appearance,
7. Comicicr Your Closets-The better organized a closet,the larger it appears. let your experienced RF/MAX Agent handle
Now's the time to box up those unwanted clothes and donate them to charity. the situation.
8. Make'y''Ur Bathroom,Sparkle-Bathrooms sell homes,so let them shine. 17. Keep a Low Profile-Nobody knows your
Check and repair damaged or unsightly caulking in the tubs and showers.For home as well as you do.But RF,/MAX Sales
added allure,display your best towels,mats and shower curtains. Agents know buyers-what they need and
9. Creacc I I Cal"rl Iledruoms-Wake up prospects to the cozy comforts ofyour what they want_Your RF/MAX Agent will
bedrooms.For a spacious look,get rid of excess furniture.Colorful bedspreads have an easter time articulating the virtues
and fresh curtains are a must. of your home if you stay in the background.
10. Open up in the Daytime-Let the sun shine in!Pull back your curtains and 18. I:)o1A,I6rn Your I Ionic into a Second-I land
drapes so prospects can see how bright and cheery your home is. Store-When prospects come to view your home,
don't distract them with offers to sell those
11. [.,i hre n up at.Nigrht-Turn on the excitement by turning on all your lights, furnishings you no longer need.You may lose
both inside and outside,when showing your home in the evening.Lights add the biggest sale of all.
color and warmth,and make prospects feel welcome.
12. Avoid Crowd Scenes-Potential buyers often feel like intruders when they 19. 130'el to Experience-When prospects want
to talk price,terms, other real estate
enter a home filled with people.Rather than giving your house the attention
it deserves,they're likely to hurry through.Keep the company present to a matters,let them speak to an expert-your
RF/MAX Sales Agent.
minimum.
13. Watch Yrnn Pct,-Dogs and cats are great companions,but not when 20. I felp Your A ent-Your RE/MAX Agent
you're showing your home.Pets have a talent for getting underfoot.So do will have an easter time selling your home if
everybody a favor:Keep Kitty and Spot outside,or at least out of the way. showings are scheduled through his or her office.
You'll appreciate the results!
Gloria J.Minnich,ABR,CSP
Office:717-591-5555
Office Fax:717-591-7273 O
Cellular:717-579-2311
Ernail:gjminnich@comcast.net
Each Office Independently Owned and Operated.
NONE—
Why Use a REALTOR°?
When you're looking for help buying or selling
property, it's important to remember that the terms
"real estate agent" and "REALTOR®" are not SOLD
synonymous. REALTORS®can provide an extra level
of service, and to be a REALTOR®you must be a
member of the National Association of REALTORS®. ►r`- or
The equivalent organization in.Canada is the IC�lr1�7A
Canadian Real Estate Association. Both are non-profit LIT
trade organizations that promote real estate Real Es '
information, education and professional standards.
The National Association of REALTORS® also has earned a strong reputation for actively
championing private property rights and working to make home ownership affordable and accessible.
Code of Ethics
NAR and CREA members adhere to a strict code of ethics founded on the principle of providing fair
and honest service to all consumers. REALTOR'business practices are monitored at local board
levels.Arbitration and disciplinary systems are in place to address complaints from the public or board
members.
This local oversight keeps REALTORS® directly accountable to the individual consumers they serve.
Real estate licensees who are not REALTORS,work solely under state/provincial licensing
regulations.
RE/MAX REALTORS
RE/MAX real estate agents are required to be REALTORS® as a condition of membership in the
RE/MAX organization.As a percentage of membership, RE/MAX agents hold more REALTOR®
professional designations compared to any other national or international company.
The various designations are a symbol of achieving and maintaining advanced levels of education in
real estate sales and marketing. Look for the REALTOR® or"R" logo when shopping for real estate
assistance, for assurance of ethical standards and commitment to the community. Link a RE/MAX
agent to that"R" for additional assurance of experience, productivity and advanced education.
Gloria J.Minnich,ABR,CSP
Office:717-591-5555
Office Fax:717-591-7273 O
Cellular:717-579-2311
Email:gjminnich@comcast.net
Each Office Independently Owned and Operated.
I*
Ur
,®
Working With Your Real Estate Agent
Selecting the right real estate agent to help you buy or sell your home is essential to a smooth transaction.For the best
possible experience,you should consider a professional's background,personality and responsiveness.
Here are some tips to help you choose and work with your real estate agent.
How to 'choose a real estate agent
1. Consumers who do their homework can save thousands of dollars and experience a smooth transition.So don't waste
time and resources—decide what's most important to you,and then find a professional who specializes in that area.A
RE/MAX agent can help you no matter what your needs are.
2.Ask friends and family members for referrals. Someone you know and trust may have a RE/MAX agent in mind to help
you meet your real estate goals.
3. If you've already determined where you'd like to live,drive through neighborhoods in the area and survey them for
REALTOR®yard signs.Seeing the same name pop up on signs time after time may indicate that the agent is a specialist in
the area. If you're thinking about selling,monitor the signs in your own neighborhood.
4.Moving far away?On remax.com,you can connect with a RE/MAX agent around the world who can offer great
expertise and service.Consider services they offer,additional certifications,any specialties,and languages they speak.You'll
find the right professional to meet your real estate needs no matter where your home search takes you.
5.Pay attention to credentials.This will help you determine areas of expertise.You may be interested in these designations:
ABR(Accredited Buyer Representative),CDPE(Certified Distressed Property Expert),LHMS (Certified Luxury Home
Marketing Specialist), CRS (Certified Residential Specialist)and SRES (Seniors Real.Estate Specialist).There are dozens
of designations pursued for continuing education,so identify one or more that fit your needs.
What to ask in the interview
1.If selling,ask the real estate agent how he or she would establish a listing price.Request a Comparative Market Analysis,
also called a CMA,which shows the market value of similar homes in the area that are for sale or have recently sold.
2.Ask the agent how he or she would market your property.Understand that some agents may prefer to first tour your
home and then put together a customized marketing plan to present at a later meeting.But if he or she can't suggest a
strategy when asked,you might consider interviewing other candidates.
3.Ask the agent how often you should expect to hear from him or her.Know how and when you will communicate to
avoid unrealistic expectations.
4.Ask how long the agent has been licensed and how many buyers and sellers he or she has helped.
5.Ask about designations.Interest in continuing education is a strong indicator of motivation and professionalism.
6.Pay attention to the agent's listening skills.Does he or she cut you off before you've finished a sentence?There's nothing
worse than looking at houses you have no interest in because the real estate agent has not listened carefully to your needs,
or having your home on the market too long because it's priced incorrectly and the wrong buyers are being targeted.
Gloria J.Minnich,ABR,C SP
Office:717
Office Fax:717-591-7273
Cellular:717-579-2311
Email:gjminnich@comcast.net
Each Office Independently Owned and Operated. R F/,M K
mx -- -a
Working With Your Real Estate Agent continued
7.Aski the agent what his or her fee structure is.Does he or she require a percentage of the sales price or work for a flat
fee?Will.the agent be paid another way?
8.If you are unsatisfied with a prospect's plans or personality,thank him or her for taking the time to meet with you and
repeat the process with another real estate agent.It can be time-consuming,but it's worthwhile.
Once you've found the right real estate agent to represent you,hold up your end of the relationship.There are simple
things you can do to help your real estate agent get you the best deal.
How to work with your real estate agent
1. If you are selling,create an information sheet that lists your home's features and best qualities,especially those that
others might overlook.Your agent may be able to use the information when marketing your home.
2.Wlien selling,talk to the real estate agent about cosmetic improvements.Your home may need fresh paint or new carpet.
3.If selling,keep it clean.Eliminate cobwebs and dust.Keep the bathroom counters and mirrors wiped down.Vacuum
and sweep daily.
4.If buying,be clear about what you want.Make a list of your priorities numbered 1 through 10.You can always revise the
list,but give your agent something concrete so that he or she can research available listings more efficiently.
Food for thought
1. Hiring a REALTOR®will give you a strong advantage.Although many practitioners work part-time,RE/MAX Agents
are full-time professionals who provide their complete attention and expertise.
2.Your real estate agent is an authority you hire to help you make the right decisions,but you have the final word.
3.Your residence is likely to be the biggest single investment you'll ever make.Buy and sell wisely.
4.Office environment can say a lot about a businessperson.Is it clean and organized?Do the office hours make it easily
accessible?Are staff members pleasant and helpful?
5.Remember that home values fluctuate with the economy.
Gloria J.Minnich,ABR,C SP
Office:717-591-5555
Office Fax:717-591-7273
Cellular:717-579-2311
Email:giminnich@comcast.net
Each Office Independently Owned and Operated.
Vm
54
a c7• .� •' f
RE/N AX vs. the Industry
RE/MAX is #1 in U.S. market share. Nobody sells more real estate than RE/MAX.
U.S.BRAND U.S.NATIONAL OFFICES AGENTS
WORLDWIDE .• .
SI ES'
RriiMP�C • • . , , , ; 93,228
725,058 16.0% 29.5% 41 3,100 84,900
KUM % 644,297 4.2% 1.0% 7. 700 94,906
riury.. 410,543 20.9% 14.4% 61 7,100 103,800
ONE 118,160 1.6% 0.0% 32 2,300 31,200
E tRIA
Sotheby's 78,841 0.7% 11.8% 41 700 14,500
B HYms 55,712 0.7%° 1.6% 2 260 8,400
Weichert;• Not 1.5% 0.1% 1 370 14,000
Reaftorsreleased
Not
released 0.4% 0.2% 1 360 7,800
M5' Not
BERKSHIRE
HATHWAY released 0.1% 0.0% 1 330 14,000
11unw9enW
V2014 RE/MAX,I.I.C.Each office mdeoendent:y owned and operated.Oate is full-year or as of yeae nd 2013,as applicable.Except as noted.COldwell Banker,Century 21,ERA. ►1
Sotheby:and Better Homes and Gardens data is as reported by Realogy Corporation on SEC 10-K,Annt til Rupert for 2013;Keller VAlllanls.wmcherl.Real Llvmg and Berkshire
Hathaway HomeSerAcos data is from comoany wobs.tes and industry reports.'RE/MAX residential transaction sites may include some leases,estimated to be Iess than 1%,Kellar
Wdliarn5 rnlMrj,as transarngrt-In.,and does not 11-1-11.5.—id_ia'fmns.lr.Hons.-MMR 5t•ategy C-m,<tudv of unaided awareness.'l)S.
national media ad annnd.as a U�
percentage of spend of all national real estate franchises.as reported by Nielsen Ad Views.Others:9.7%.`Based on lists of courtr�es claimed at each franchisor's website.excluding
'I.1 (I
lout luny tlxst aro nut ind.m ienl cuunules(e.g.lerrnudie, tc.).140331
TRANSACTION SIDES: AVERAGE PER AGENT
RE/MAX agents averaged 17.8,compared to 8.4 sides for all competitors.
• moi] SOLD
QRealty Executives 11,3 (SOLD(
competitor
ERA 9.8
Prudential 9.5
Coldwell Banker/ 91 SALES VOLUME:
N RT
AVERAGE PER AGENT
T1 RE/MAX agents averaged 60%more than
� > p . Century 21 8,4 the average for all competitors.
Berkshire HHS 7.9
� •r �� Keller Williams 17.2 ;
LS/CUllZL9Si�.W�Ji'.i�� • •' A7 Sotheby's 1 6 g Competitors` ,.
-•• * million
Better Homes 6.6
&Gardens
TOP 100 BROKERAGES:
WHEN RANKED BY MOST TRANSACTION SIDES PER AGENT
RE/PAX
*Rankings calculated by RE/MAX
based on 2014 REAL Trends 500
data,citing 2013 transaction sides Q0. Coldwell Banker-2
for the 1,451 largest participating Century 21-2
U.S.brokerages.Prudential,Berkshire of the top 100
and Real Living do not include brokerages ., '
HomeServices of America.02014 "rr
re •.•.•••••••Non-Franchise-4
RE/MAX,LLC.All rights reserved.
Each RE/MAX office is independently
owned and operated. 140429
y
YSI +�',�y
+z di � r S S �r r /f7 x++F '�� ,"y�tY"':e.��, � �q�.1M��N��C"3t'My+S`.�,�y"• �aGp�'�t�f y�'.+.��t�.,,��:h,.
�.. 6� 'p�K + '• ) �i t"•Rh�I'CQ�M1k�,t a�Lyy�"y'N� ! ",3��'!N��-��W i'^! •'je' �xµ•r�S'Tb'•'7d
Y.: i r, G 4 j'K� `l�..�"a�'° •r"i! 7 f M5 '3°�r ''� � f �"Y'i
+:
/' i i x S,yN{ y •a Y ��., tf if 3.'�' ��'i=,eY" t� i«>ry+ w nx � W
Ott w 11. .1 g.
k� 4 •• r } �y� t i it K
(�-y r ' ' d r .• t �6r�� w .j� �'h •y7l rf �yh q `a'9` .� try�j� i'�31�4
� � r:�5r i t; � r `f�r �•r f,�Yrl�'�ih,�•�,,,=�a rw = ,�, .,��� �,h .'�p4'
i
e
TOP 100 BROKERAGES:
WHEN RANKED BV MOST
4, TRANSACTION SIDES PER AGENT
bj �F3r .t
%&V&lag @ Q&
• • 0O ME/MAX
of the top 100
brokerages
Coldwell Banker-2
...........Century 21-2
i ..................ERA-1
.........................•Non-Franchise-4
*Rankings calculated by RE/MAX basad
on 2014 REAL Trends 500 data,citing
2013 transaction sides for the 1,451
largest participating U.S.brokerages.Q
2014 RE/MAX,LLC.All rights reserved.
Each RE/MAX office is independently
owned and operated. 140429
;.... WORLD
WIDE
AGENT ; 54,491 93,228
COUNT
t TOTAL TOTAL
2,688 41220
NET CAIN NET GAIN
0
5.19 % 4.74
D� INCREASE INCREASE
l n
�_.
REVIEW OFFICE
couNT 3,360 6,481
TOTAL TOTAL
FRANCHISE i
SALES 220 710
(Aoar•5� 1
r� � *�yy�����• •. m y TOTAL TOTAL
' ��ta17/l►tG,Tw7 U.UIitL'JJt�I l —_ - --- �.
• AGENT 15.7 12.9
EXPERIENCE
AVERAGE YEARS AVERAGE YEARS
IN REAL ESTATE IN REAL ESTATE
. . . .
AVERAGE YEARS AVERAGE YEARS
•• • • • • WITH RE/MAX WITH RE/MAX
° RESIDENTIAL.
TRANSACTION 907,785 1.41 M
SI0E52 � TOTAL TOTAL
17.1 15.5
AVERAGE PER AGENT AVERAGE PER AGENT
COMMERCIAL
TRANSACTION 121138 23,585
ALL FIGURES ARE FULL YEAR OR AS OF SIDES TOTAL TOTAL
YEAR-END 2013,AS APPLICABLE.
, Includes regional sates. 'Residential _ ` -
transaction sides may include some ��
leases,estimated to be less than 1%.
'Among full-year agents. COMMISSION53 I $108,955 $103,020
42014 RE/MAX,LLC Each office is
independently owned and operated. AVERAGE PER AGENT AVERAGE PER AGENT
140353
Why Choose RE/MAX.?
The real estate network that has the most competitive
advantages to offer homebuyers and sellers will be an
industry leader. RE/MAX is that leader. Thanks to its
global network and stellar reputation, it's no wonder
people turn to RE/NM when they embark on the
homebuying or selling process.
When you look for the highest quality real estate service,
look to,a RE/MAX Agent. Nobody in the world sells
more real estate than RE/NIAX.
■ More than 40 Years "Above the Crowd'""
RE/MLI�X—now an established industry leader-celebrated its 40th anniversary in 2013 and looks ahead to
even greater real estate achievements in the years to come.Whether you're in the homebuying process or
looking to sell,choose a RE/MAX Agent.When you choose a RE/MAX Agent,you'll have a real estate agent
for life.
■ The Sign. That Brings You Home"
The red-over-white-over-blue RE/MAX yard sign and your RE/MAX agent lead you to properties in areas in
which you'll want to live and work. If you want to sell your property,the RE/MAX yard sign attracts those in
the homebuying process. Nobody sells more real estate than RE/MAX.
■ Advertising
Extensive advertising by individual RE/MAX agents, combined with national television advertising and broad
Internet exposure, inspires buyers and sellers to seek out RE/MAX Agents.When you list your home with a
RE/MAX agent, it will receive wide exposure.
■ The RE/MAX Balloon Logo
The red,white and blue RE/MAX Balloon,with its"Above the Crowd"' slogan, is one of the most
recognizable business logos in the world. RE/MAX boasts a global fleet of more than 100 Hot Air Balloons,
that make thousands of appearances each year.
Gloria J.Minnich,ABR,CSP
Office:717-591-5555
Office Fax:717-591-7273
Cellular:717-579-2311
Email:gjminnich@comcast.net
Each Office Independently Owned and Operated.
-Ago
Ti
m
The Hometown Experts with a
World of Experience'
International Regions
Wondering where can you find millions of property listings around the world in one place?You've
come to the right place. The RE/MAX property listings search connects you to our international
regions around the globe,where you can find the right house in just minutes. It's no wonder that
nobody in the world sells more real estate than RE/MAX.
With a few clicks of your mouse,you'll be transported to island getaways,European villas,Aussie lofts
and much more using this comprehensive property listings map.As you can see, RE/MAX is truly a
global network,with a presence in more than 90 countries on six continents.Your property listings
search on remax.com makes the home search process easier than ever.
RE/MAX Around the World
The colored areas on this map represent regions where.RE/MAX does business.You never know
where your next buyer might come from.
IMM,
.F f
"
io UA
Gloria J.Minnich,ABR,CSP
Office:717-591-5555
Office Fax:717-591-7273 Q
Cellular:717-579-2311
Email:gjminnich@comcast.net
Each Office,Independently Owned and Operated.
J
In Conclusion
When y' ou-choose Gloria J. Minnich
you will receive:
■ Excellent service and support.
■ A market analysis of your home.
■ A winning marketing plan.
Every effort to sell your home promptly.
■ The resources of RE/MAX 1st Advantage.
List Your Home Now
with Gloria J. Minnich!
Iry
13s
r
Gloria J.Minnich,ABR,CSP
Office:717-591-5555 WR
Office Fax:717-591-7273
Cellular:717-579-2311
Email:gjminnich@comcast.net RF/,jM
Each Oflicc Independently Owncd and Operated.
Inventory Report
Active Inventory
Print Date: 02/06/2015
Bonds: File P icing Date: 12/2014
Issue Next Interest Final Maturity
No. Series Denom I Serial Number Date Price Interest Value Rate Yield Date Date Note
1 1 EE 1 $501 L546509827 04/1996 $25.00 $25.58 $50.58 1.34% 3.85% 04/2015 04/2026
Invento Totals:
Bonds Price Interest Value
1
$25.001 $25.58 $50.58
CP
• CI-bond was Cashed In • EX-bond was EXchanged for an HH bond
• MA-bond is MAtured and not earning interest • NE-bond is Not yet Eligible for payment • NI -bond has Not yet been Issued
• P5-bond is a Series I or EE,was issued in or after May 1997 and includes a 3-month-interest Penalty until the bond is 5 years old
• * bond is a Series I or EE,was issued in or after January 1990 and may be tax exempt if used for post-secondary education
• () bond was Cashed In or EXchanged for an HH bond,but is being priced on a date prior to the cashed or exchanged date
Untitled 1 Page 1 of 1
20, 09 C
# as t�. .
z.
`- -
Account Number 6100726827
Account Title ROBERT E PAXTON/TAMMY J KUHN
Date Opened 4/5/1976
Account Type Checking
Principal Balance as of DOD $5611.48
Interest from Last Posting to DOD $ .00
Account Balance as of DOD $5611.48
YTD Interest to DOD $ .00
*Account number 6100726827 was an account that we acquired from Mellon Bank in
2002. The account was Joint when we acquired it and has remained a Joint account
through the date of death.
Citizens Bank ,
Account Number 6244693154
Account Title ROBERT E PAXTON/TAMMY J KUHN
Date Opened 8/23/2004
Account Type Savings
Princi al Balance as of DOD $3933.64
Interest from Last Posting to DOD $ .02
Account Balance as of DOD $3933.66
YTD Interest to DOD $ 39
*Account number 6244693154 has been a Joint account as far back as our seven year
retention period allows us to search.
A
MEMBERS 1St
FEDERAL CREDIT UNION
PRIMARY OWNER: Tammy J Kuhn
CERTIFICATE OF DEPOSIT:
Account Number/Suffix 242265-46*
Date Account Established 08/23/2014
Principal Balance at Date of Death $3,034.26
Accrued Interest to Date of Death $1.05
Total Principal and Accrued Interest $3,035.31
Name of Joint Owner Robert E Paxton
Date Joint Added 09/23/2013
*Rollover from CD 242265-45 opened 09/23/2013.
MEfyIBERS 1ST FEDERAL CREDIT UNION
Tessa L Klugh
Lending Insurance Support Specialist
January 30, 2015
Estate of: ROBERT E PAXTON
Date of Death: 12/22/2014
Social Security Number: 186-28-5612
�ch , fie m 3
5000 Louise Drive • P.O. Box 40 • Mechanicsburg, Pennsylvania 17055 • (800) 283-2328 • xvw-,c:members 1st.org