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HomeMy WebLinkAbout08-19-15 g, `REC611DED OFFICE OF' RECISTF R OF ' ILLS ?OIS NG 19 8M 8 21 #11340-1-5A/HDR/jab/FSA/5/20/2015 12:00 PM CLERK OF IN RE: : IN THE COURT OF COMM®N1AS C 0 D R T ESTATE OF : CUMBERLAND COUNT16U]��N ,,�YLYA IA P A ANN S. MCCORMICK, DECEASED. : ORPHANS' COURT DIVISION NO. 2011-01163 FAMILY SETTLEMENT AGREEMENT s+ THIS AGREEMENT is made and entered into this�/day of '2015, WITNESSETH: I. DEFINITIONS: The following words and phrases when used in this Agreement shall have the following meanings unless clearly indicated otherwise: Ann. The term"Ann"means, Ann S. McCormick,who was born on March 27, 1927, and died on October 5, 2011. Ann's Estate. The term"Ann's Estate"means Ann's Probate Estate. Ann's Executrix. The term"Ann's Executrix" means Deneen McCormick as Executrix of"Ann's Estate". SAS. The term"SAS"means the law firm of Smigel,Anderson& Sacks, LLP. Ann's Fiduciary. The term"Ann's Fiduciary"refers to Ann's Executrix. Pennsylvania Court. The term"Pennsylvania Court"means the Orphans' Court Division of the Court of Common Pleas of Cumberland County Pennsylvania. Probate Estate. The term"Probate Estate"means those assets which are distributable to a decedent or to his or her successors,personal representatives, or heirs-at-law. Estate Beneficiaries. The term"Estate Beneficiaries"refers to the following persons as those UNC e persons legally entitled to benefit from Ann's Estate: Deneen McCormick,Kathleen McCormick, Christine Riley and Patricia McCormick. II. THE CIRCUMSTANCES leading up to the execution of this Agreement are as follows: A. Dispositive Provisions Under the Governing Instruments: 1. Ann's Estate. Ann died testate. Ann's Estate shall be distributed pursuant to her Last Will and Testament dated February 14, 2001. 2. Informal Accountings. The informal accounting of Ann's Executrix' administration of Ann's Estate, stated from October 31, 2011 to May 31, 2015, is attached hereto as Exhibit A and is incorporated herein by reference. 3. The Parties' Willingness to Forgo Court Approved Accountings. The Estate Beneficiaries desire to forever settle and compromise any and all claims and rights which they may possess, now or hereafter, in Ann's Estate without the cost and delay of court adjudication and confirmation of accounts for these entities. Moreover, Ann's Fiduciary is willing to finalize Ann's Estate by distributing the Estate, provided the Estate Beneficiaries all execute this Agreement to provide each other with satisfactory release, refunding and indemnification protections. III. RECEIPT, RELEASE, REFUNDING AND INDEMNIFICATION AGREEMENT: NOW, THEREFORE, in consideration of the foregoing and intending to be legally bound,jointly and severally,the Estate Beneficiaries for themselves, their heirs, personal representatives, 2 successors, and assigns hereby do as follows, to wit: A. Represent and warrant that they have each read and understand this Agreement and confirm the facts set forth above are true, correct and complete to the best of their knowledge, information and belief. B. Declare that they each have had the opportunity to review the informal accounting of Ann's Estate (Exhibit A hereto), and based upon an examination(or on their decision not to make such an examination), they each are satisfied that they have sufficient information to make an informed waiver of their right to a formal accounting, which would otherwise be filed with the Pennsylvania Court, and do hereby waive the filing and auditing of such accounting. C. Accept and approve the informal accounting of Ann's Fiduciary(Exhibit A hereto), examined or not, as if it had been duly filed with and audited, adjudicated and confirmed absolutely by the Pennsylvania Court. D. Approve the proposed final distribution set forth in Exhibit A and each acknowledge receipt thereof in full satisfaction of their share of Ann's Estate. E. Agree to refund, on demand, all or any part of the aforesaid distribution, which has been determined by Ann's Fiduciary or by the Pennsylvania Court, or by any court of competent jurisdiction to have been improperly made. F. To the extent of the aforesaid distributions, the Estate Beneficiaries each hereby agree to indemnify and hold harmless one another, and their heirs,personal representatives, successors and assigns, from and against any and all claims, loss, 3 liability or damage (whether or not related to the negligence of either of Ann's Fiduciary) which Ann's Fiduciary may suffer, or to which she may be subjected by reason of her administration of Ann's Estate,to date, including the informal accounting attached hereto and the distributions described herein. G. Absolutely, unconditionally, and irrevocably release, remise and forever discharge Ann's Fiduciary, from any and all manner of actions, causes of action, suits, liens, debts, dues, sums of money, accounts, reckonings, bonds, bills, specialties, covenants, contracts, controversies, agreements,promises, variances, trespasses, damages,judgments, extents, executions, claims, demands, losses, costs and expense whatsoever in law, admiralty or equity, in any way arising from or in any way regarding the distributions described herein. H. Agree that this Agreement constitutes the entire understanding between the parties hereto concerning the subject matter hereof, and supersedes any and all prior written agreements and any and all prior or contemporaneous oral agreements or understandings relating to the subject matter hereof. I. Agree that this Agreement may not be amended, modified, superseded, canceled, renewed or extended, nor may any term or condition hereof be waived, except by a written instrument or document signed by all the parties hereto, or in the case of a waiver, signed by the party sought to be charged therewith. No waiver by any party of the breach of any provision hereof shall be deemed to constitute a waiver of any continuing or subsequent breach of such provision or any other provision 4 hereof. Except as otherwise provided herein, the rights and remedies expressly granted hereunder shall be cumulative with respect to, and shall not be deemed to exclude any other rights and remedies to which any party shall be entitled at law or in equity. J. Agree that this Agreement shall be binding upon and inure to the benefit of the parties hereto and their respective heirs, successors, assigns,personal representatives, and those who may hereafter claim through any of the parties. K. Agree that this Agreement shall be governed by and construed in accordance with the laws of the Commonwealth of Pennsylvania, without regard to choice-of-law provisions. The Pennsylvania Court shall have exclusive jurisdiction over any action to enforce or interpret the terms of this Agreement. The parties hereby consent to said Pennsylvania Court exercising personal jurisdiction over them in any suit or action arising out of the enforcement of this Agreement. L. Agree that any references to persons or things shall be deemed to refer to such persons or things in the singular or plural and in the masculine, feminine or neuter gender as the context shall require. M. Agree that this Agreement shall be deemed to be severable, so that if any provision hereof shall be determined by a court of competent jurisdiction to be invalid or unenforceable, the remaining provisions hereof shall continue to remain valid and enforceable in accordance with their terms. 5 N. Agree that this Agreement may be executed in multiple counterparts, each of which may contain the signatures of one or more of the parties, all of which, taken together, shall constitute one and the same document. IN WITNESS WHEREOF, the Estate Beneficiaries/Ann's Fiduciary have placed their hands and seals on the attached Consents to Family Settlement Agreement. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 6 TN RE: : IN THE COURT OF COMMON PLEAS ESTATE OF : CUMBERLAND COUNTY,PENNSYLVANIA ANN S.MCCORMICK,DECEASED : ORPHANS' COURT DIVISION NO.2011-01163 CONSENT TO FAMILY SETTLEMENT AGREEMENT THE UNDERSIGNED,Deneen McCormick(individually and as Executrix of the Estate of Ann S. McCormick, deceased),hereby consents to and joins in the Family Settlement Agreement(the"Agreement"), for the purposes expressed therein. The undersigned also acknowledges receipt of a copy of the Agreement and all Exhibits thereto. ENEEN MCCORMICK COMMONWEALTH OF PENNSYLVANIA SS. COUNTYOF 1 , , On this,the r,1/Sf of ,2015,before me,the undersigned officer,personally appeared DENEEN MCCORMICK,known to me or satisfactorily proven to be the person whose name is subscribed to the within instrument,and acknowledged that she executed the same for the purposes therein set forth. IN WITNESS WHEREOF,I have hereunto set my hand and official seal. A - COMMON EAL . OF PENNSYLVANIA Notary Public Notarial Notary My Commission Expires: Nicole S.Beds,Notary Public / East Pennsboro Twp.,cumberland county My Commission Expires Oct 20,2016 MEMBER,PENNSYLVANIA ASSOCIATION OF NOTARIES ri 3. IN RE: IN THE COURT OF COMMON PLEAS ESTATE OF CUMBERLAND COUNTY,PENNSYLVANIA ANN S.MCCORMICK,DECEASED ORPHANS'COURT DIVISION NO.2011-01163 CONSENT TO FAMILY SETTLEMENT AGREEMENT TBE UNDERSIGNED,Kathleen McCormick,individually,hereby consents to and joins in the Family Settlement Agreement(the"Agreement"),for the purposes expressed therein. The undersigned also acknowledges receipt of a copy of the Agreement and all Exhibits thereto. KATHLEEN MCCORMICK STATE OF —ra<ft SS. COUNTY OF On this,the me of cA 2015,before me,the undersigned officer,personally appeared KATHLEEN MCCORNUCK,known to me or satisfactorily proven to be the person whose name is subscribed to the within instrument and acknowledged that she executed the same for the purposes therein set forth, IN WITNESS WHEREOF,I have hereunto set my hand and official seal. U JENNIFER K MILLER Nary Public My Commission Expires September 25,2018 My Commission Expires: IN RE: :IN THE COURT OF COMMON PLEAS ESTATE OF :CUMBERLAND COUNTY,PENNSYLVANIA ANN S.MCCORMICK,DECEASED. :ORPHANS' COURT DIVISION NO.2011-01163 CONSENT TO FAMILY SETTLEMENT AGREEMENT THE UNDERSIGNED, Christine Riley, individually, hereby consents to and joins in the Family Settlement Agreement (the "Agreement"), for the purposes expressed therein. The undersigned also acknowledges receipt of a copy of the Agreement and all E i;s thereto. CHRISTINE RILEY STATE OF SS. COUNTY OF ��� SrJlPFi '�L On this, the � of RL , 2015, before me, the undersigned officer, personally appeared CHRISTINE RILEY,known to me or satisfactorily proven to be the person whose name is subscribed to the within instrument, and acknowledged that she executed the same for the purposes therein set forth. IN WITNESS WHEREOF,I have hereunto set my hand and official seal. 16commission JENNIFER S.BARTN Notary Public Massachusetts Expires Mar 10,2017 9 e IN RE: :IN THE COURT OF COMMON PLEAS ESTATE OF :CUMBERLAND COUNTY,PENNSYLVANIA ANN S.MCCORMICK,DECEASED. :ORPHANS'COURT DIVISION NO.2011-01163 CONSENT TO FAMILY SETTLEMENT AGREEMENT TIE UNDERSIGNED, Patricia McCormick, individually, hereby consents to and joins in the Family Settlement Agreement(the"Agreement'j,for the purposes expressed therein. The undersigned also acknowledges receipt of a copy of the Agreement and all Exhibits v P CIA MCC RNIICK STATE OF WWYorv, , ll : SS. COUNTY OF 'SAO 1 I< On this, the0 � of 2015, before me, the undersigned officer,personally appeared PATRICIA MCCORAHM known to me or satisfactorily proven to be the person whose name is subscribed to the within instrument,and acknowledged that she executed the same for the purposes therein set forth. IN WITNESS WHEREOF,I have hereunto set my hand and official seal. CECELIA DMITRASH' NOTARY PUBLIC,STATE OF NE14V'r'U No.1 DM6312709 oual'rhed in Suffolk County Tenn expires October 6,2018 10 1 Checkbook for Estate at PSECU Date Check# Method Recon Payee Category Amount Balance 7-Nov-11 Deposit D 11 From Ann's Old Acct Transfer 6,386.84 6,386.84 7-Nov-11 Deposit D 11 From Joint Acct Transfer 9,015.15 15,401.99 7-Nov-11 Deposit D 11 From Ann's Old Acct Transfer 8.60 15,410.59 8-Nov-11 E E 11 AT+T Utilities (8.65) 15,401.94 Camp Hill Emergency 8-Nov-11 110811 P 11 Physcians Medical (54.35) 15,347.59 8-Nov-11 110802 P 11 Charles Crockett Household Exp (90.00) 15,257.59 8-Nov-11 110809 P 11 Home Instead Medical (3,549.58) 11,708.01 Messiah Village Home 8-Nov-11 110810 P 11 Care Medical (106.00) 11,602.01 MS Hershey Medical 8-Nov-11 110814 P 11 Center Medical (150.00) 11,452.01 Pennsylvania AME 8-Nov-11 E E 11 (Water) Utilities (85.05) 11,366.96 Pinnacle Health 8-Nov-11 110812 P 11 Hospital Medical (20.00) 11,346.96 Pinnacle Health 8-Nov-11 110813 P 11 Hospital Medical (135.00) 11,211.96 8-Nov-11 E E 11 UGI Utilities (30.64) 11,181.32 8-Nov-11 E E 11 Verizon Utilities (32.21) 11,149.11 8-Nov-11 CC Cashier 11 Tanner Hunsicker Prep for Sale of House (2,300.00) 8,849.11 8-Nov-11 CC Cashier 11 Tanya Heist Prep for Sale of House (200.00) 8,649.11 8-Nov-11 Deposit D 11 Deposit Checks 768.64 9,417.75 8-Nov-11 Deposit D 11 Deposit Cash from drawer 50.60 9,468.35 10-Nov-11 E E 11 State Farm Auto (88.04) 9,380.31 Deneen McCormick- 13-Nov-11 101 Paper 11 reimb Funeral and Estate Exp (350.00) 9,030.31 14-Nov-11 111401 P 11 Sun Motor Auto-accident repair (62.12) 8,968.19 14-Nov-11 111409 P 11 Essis and Sons Household Exp (75.00) 8,893.19 Mitch Pastula- 14-Nov-11 111410 P 11 plumber Household Exp (55.00) 8,838.19 17-Nov-11 E E 11 Verizon Utilities (30.67) 8,807.52 17-Nov-11 E E 11 AT+T Utilities (17.14) 8,790.38 17-Nov-11 E E 11 UGI Utilities (39.96) 8,750.42 17-Nov-11 111702 P 11 Charles Crockett Household Exp (20.00) 8,730.42 Messiah Village Home 17-Nov-111 111711 P 12 Care Medical (7.25) 8,723.17 Merrill Lynch-Non 19-Nov-11 Deposit D 11 Trust Transfer 63,132.93 71,856.10 19-Nov-11 Debit Card Debit 11 CVS Household Exp (19.98) 71,836.12 20-Nov-11 Debit Card Debit 11 USPS Stamps+Conseco (40.79) 71,795.33 21-Nov-11 112102 P 11 Charles Crockett Household Exp (90.00) 71,705.33 21-Nov-11 112115 P 11 East Penn Twp Utilities (151.80) 71,553.53 21-Nov-11 112116 P 01 Andrews+Patel Medical (90.00) 71,463.53 22-Nov-11 Debit Card 1 Debit 1 it Giant lFuneral Dinner 1 (31.09) 71,432.44 22-Nov-111 102 1 Paper 1 12 jHansei Daniel I Medical 1 (250.00) 71,182.44 Checkbook for Estate at PSECU Date Check# Method Recon Payee Category Amount Balance Smigel,Anderson and 23-Nov-11 112317 P 11 Sax Legal Fees (940.00) 70,242.44 24-Nov-11 Debit Card Debit 11 A+Mini Market Funeral Dinner (7.64) 70,234.80 25-Nov-11 Debit Card Debit 11 Simply Turkey Funeral Dinner (122.75) 70,112.05 27-Nov-11 Debit Card Debit 11 Panera Bread Funeral Lunch (38.45) 70,073.60 27-Nov-11 Debit Card Debit 11 Holiday Inn Funeral Lodging (102.51) 69,971.09 27-Nov-11 Debit Card Debit 11 Holiday Inn Funeral Lodging (107.91) 69,863.18 27-Nov-11 Debit Card Debit 11 Gullifty's Funeral Dinner (117.19) 69,745.99 27-Nov-11 Debit Card Debit 11 Holiday Inn Funeral Lodging (126.55) 69,619.44 27-Nov-11 Debit Card Debit 11 Holiday Inn Funeral Lodging (323.73) 69,295.71 27-Nov-11 Debit Card Debit 11 Holiday Inn Funeral Lodging (431.64) 68,864.07 28-Nov-11 Debit Card Debit 11 Holiday Inn Funeral Lodging (1.50) 68,862.57 28-Nov-11 Debit Card Debit 11 Peppinos Funeral Lodging (38.57) 68,824.00 28-Nov-11 Debit Card Debit 11 Holiday Inn Funeral Lodging (127.55) 68,696.45 28-Nov-11 103 P 12 Christine Riley Funeral and Estate Exp (458.55) 68,237.90 28-Nov-11 104 P 11 Patty McCormick Funeral and Estate Exp (7,919.00) 60,318.90 28-Nov-11 Interest Interest 11 Interest Interest 2.65 60,321.55 East Penn Ambulance 29-Nov-11 112918 P 12 Service Medical (125.00) 60,196.55 29-Nov-11 E E 12 Comcast Utilities (233.39) 59,963.16 29-Nov-11 E E 12 PA-AME Water Utilities (16.42) 59,946.74 29-Nov-11 E E 12 AT&T Utilities (373.08) 59,573.66 2-Dec-11 Deposit Deposit 12 Medical Exp-Refund Medical 1,796.68 61,370.34 2-Dec-11 Debit Card Debit 12 Neill Funeral Home Funeral and Estate Exp (272.49) 61,097.85 5-Dec-11 120520 P 12 Medco Medical (147.50) 60,950.35 6-Dec-11 Deposit Deposit 12 Car Ins+ML Trust Misc 109.82 61,060.17 9-Dec-11 Ck E 12 Neill Funeral Home Funeral and Estate Exp (272.49) 60,787.68 13-Dec-11 121316 P 12 West Shore EMS Medical (990.10) 59,797.58 13-Dec-11 Debit Card E 12 USPS-Chris Riley Estate Chk and Docs (10.95) 59,786.63 USPS-Kate 13-Dec-11 Debit Card E 12 McCormick Estate Chk and Docs (1.08) 59,785.55 13-Dec-11 Debit Card E 12 USPS Estate Stamps (7.92) 59,777.63 14-Dec-11 Debit Card E 12 Dollar General Misc (5.07) 59,772.56 14-Dec-11 Debit Card E 12 Rite Aid Misc (30.00) 59,742.56 15-Dec-11 E E NA AT+T Utilities (8.01) 59,734.55 16-Dec-11 E E 12 UGI Utilities (62.91) 59,671.64 16-Dec-11 121602 P 12 Chuck Crocket Household Exp (60.00) 59,611.64 20-Dec-11 E E 12 AT&T Utilities (173.43) 59,438.21 20-Dec-11 E E 12 Quest Diagnostic Medical (20.00) 59,418.21 Smigel,Anderson and 21-Dec-11 121602 P 12 Sax Legal Fees (1,740.00) 57,678.21 21-Dec-11 105 P 12 Jack Riley Reimb-old checks (220.00) 57,458.21 29-Dec-11 106 P 01 Register of Wills Est Estate Tax (2,500.00) 54,958.21 29-Dec-11 107 P 01 Deneen McCormick Executrix Fee-Part 1 (6,500.00) 48,458.21 31-Dec-11 Interest Interest 12 Interest Interest 5.12 48,463.33 3-Jan-121 108 P 01 Deneen McCormick Executrix Fee-Part 2 (6,500.00) 41,963.33 Checkbook for Estate at PSECU Date Check# Method Recon Payee Category Amount Balance Includes 272.49 from 5-Jan-12 D Deposit 01 Deposit funeral home 367.14 42,330.47 Pennsylvania AME 6-Jan-12 E E 01 (Water) Utilities (14.66) 42,315.81 Cumberland Law 6-Jan-12 010622 P 01 Journal Estate Legal Notice (75.00) 42,240.81 10-Jan-12 011015 P 01 East Penn Twp Utilities (138.00) 42,102.81 17-Jan-12 E E 01 AT&T Utilities (139.87) 41,962.94 19-Jan-12 E E 01 UGI Utilities (100.54) 41,862.40 23-Jan-12 E E 01 Verison Utilities (39.27) 41,823.13 31-Jan-12 Interest Interest 01 Interest Interest 4.15 41,827.28 6-Feb-12 D Deposit 02 Readers Digest+ML 30.71 RD+51.27 ML 81.98 41,909.26 Floribunda Towne 10-Feb-12 109 P 02 Home Owner Assoc Property Fees (800.00) 41,109.26 10-Feb-12 110 P 05 Kate McCormick Funeral and Estate Exp (6,717.28) 34,391.98 13-Feb-12 E E 02 UGI Utilities (88.05) 34,303.93 Heritage Medical 13-Feb-12 021323 E 02 Group Medical (12.78) 34,291.15 13-Feb-12 E E 02 PA American Water Utilities (15.57) 34,275.58 29-Feb-12 Interest Interest 02 Interest Interest 3.31 34,278.89 Smigel,Anderson and 2-Mar-12 030217 E 03 Sax Legal Fees (1,047.50) 33,231.39 2-Mar-12 D Debit 03 Appraise ML Asset Valuation (29.64) 33,201.75 2-Mar-12 111 P 03 Deneen McCormick Staging of House-Rental (355.80) 32,845.95 5-Mar-12 E E 03 AT+T Utilities (54.52) 32,791.43 12-Mar-12 D Deposit 03 ML Trust Account Interest 54.79 32,846.22 13-Mar-12 E E 03 PA American Water Utilities (15.57) 32,830.65 15-Mar-12 030924 P 03 Sue Kauffman Staging of House-Rental (355.80) 32,474.85 31-Mar-12 Interest Interest 03 Interest Interest 3.36 32,478.21 3-Apr-12 E E 04 PA American Water Utilities (14.66) 32,463.55 4-Apr-12 E E 04 UGI Utilities (76.92) 32,386.63 6-Apr-12 E E 04 AT&T Utilities (109.19) 32,277.44 13-Apr-12 E E 04 UGI Utilities (34.24) 32,243.20 Smigel,Anderson and 17-Apr-12 E E 04 Sax Legal Fees (55.00) 32,188.20 17-Apr-12 E E 04 Sue Kauffman Staging of House-Rental (355.80) 31,832.40 30-Apr-12 Interest Interest 04 Interest Interest 3.19 31,835.59 30-Apr-12 112 P 05 East Penn Property Tax (709.89) 31,125.70 5-May-12 ATM ATM 05 Wal Mart Storage Lock (9.51) 31,116.19 5-May-12 ATM ATM 05 Hee Haul Moving (260.00) 30,856.19 6-May-12 D D 05 BJs Moving (39.55) 30,816.64 8-May-12 D D 05 Ritters Hardware Moving (14.83) 30,801.81 7-May-12 D D 05 U-Haul Moving (76.30) 30,725.51 7-May-12 51124 P 05 Sue Kauffman Staging of House-Rental (355.80) 30,369.71 8-May-12 E E 05 PA Water Utilities (25.66) 30,344.05 8-May-12 E E 05 AT+T Utilities (109.80) 30,234.25 25-May-12 E E 05 UGI Utilities (29.86) 30,204.39 25-May-121 E E 06 1 East Penn Twp Utilities (151.80) 30,052.59 Checkbook for Estate at PSECU Date Check# Method Recon Payee Category Amount Balance 25-May-12 E E 05 AT&T Utilities (55.07) 29,997.52 29-May-12 E E 05 PA Water Utilities (5.58) 29,991.94 31-May-12 Interest Interest 05 Interest Interest 2.95 29,994.89 1-Jun-12 E E 06 Storage Center Furniture Storage (111.30) 29,883.59 1-Jun-12 D D 06 OfficeMax ??? (95.37) 29,788.22 6-Jun-12 113 P 06 Sue Kauffman Staging of House-Rental (277.61) 29,510.61 4-Jun-12 D D 06 Sterling Optical ERROR (383.95) 29,126.66 7-Jun-12 D D 06 Hampton Inn ERROR (168.37) 28,958.29 7-Jun-12 D D 06 Hampton Inn ERROR 33.90 28,992.19 7-Jun-12 E E 06 State Farm Ins-Homeowners (773.00) 28,219.19 15-Jun-12 E E 06 UGI Utilities (19.19) 28,200.00 Smigel,Anderson and 15-Jun-121 61517 E 06 Sax Legal Fees (157.50) 28,042.50 18-Jun-12 61810 E 06 Sentinel Legal Fees (210.78) 27,831.72 30-Jun-12 Interest Interest 06 Interest Interest 2.34 27,834.06 1-Jul-12 114 07 East Penn Taxes (711.75) 27,122.31 3-Jul-12 E 07 Storage Center Furniture Storage (111.30) 27,011.01 9-Jul-12 70915 07 East Pennsboro Twp Utilities (91.50) 26,919.51 9-Jul-12 E E 07 PA Water Utilities (15.62) 26,903.89 Smigel,Anderson and 25-Jul-12 72517 07 Sax Legal Fees (1,207.50) 25,696.39 31-Jul-12 Interest Interest 07 Interest Interest 2.29 25,698.68 3-Aug-12 E E 08 Storage Center Furniture Storage (111.30) 25,587.38 10-Aug-12 115 E 08 East Penn Taxes (2,367.65) 23,219.73 14-Aug-12 E E 08 UGI Utilities (36.25) 23,183.48 14-Aug-12 E E 08 PA Water Utilities (14.78) 23,168.70 30-Aug-12 Interest Interest 08 Interest Interest 2.03 23,170.73 5-Sep-12 E E 09 Storage Center Furniture Storage (111.30) 23,059.43 14-Sep-12 E E 09 UGI Utilities (18.12) 23,041.31 14-Sep-12 E E 09 PA Water Utilities (15.70) 23,025.61 14-Sep-12 E E 09 AT+T Utilities (53.09) 22,972.52 18-Sep-12 91817 E 09 Smigel,Anderson and 5 Legal Fees (125.00) 22,847.52 30-Sep-12 Interest Interest 09 Interest Interest 1.89 22,849.41 2-Oct-12 E E 10 Storage Center Furniture Storage (111.30) 22,738.11 5-Oct-12 E E 10 PA Water Utilities (15.70) 22,722.41 5-Oct-12 E E 10 AT+T Utilities (94.88) 22,627.53 29-Oct-12 ATM ATM 10 Kmart Lock+Moving stuff (37.08) 22,590.45 31-Oct-12 Interest Interest 10 Interest Interest 1.93 22,592.38 2-Nov-12 E E 11 Storage Center Furniture Storage (111.30) 22,481.08 21-Nov-12 E E 11 UGI Utilities (18.35) 22,462.73 21-Nov-12 E E 11 AT+T Utilities (33.49) 22,429.24 30-Nov-12 Interest Interest 11 Interest Interest 1.85 22,431.09 1-Dec-12 VOID VOID NA AT+T Utilities 8.01 22,439.10 4-Dec-12 E E 12 Storage Center Furniture Storage (111.30) 22,327.80 4-Dec-12 D D 12 Giant ERROR (56.13) 22,271.67 31-Dec-12 Interest Interest 12 Interest linterest 1.90 22,273.57 3-Jan-131 E E 01 Istorage Center I Furniture Storage (111.30) 22,162.27 9-Jan-131 10915 E 01 1 East Penn jUtilities (192.15) 21,970.12 Checkbook for Estate at PSECU Date Check# Method Recon Payee Category Amount Balance 9-Jan-13 E E 01 UGI jUtilities (38.29) 21,931.83 9-Jan-13 E E 01 AT+T Utilities (43.09) 21,888.74 31-Jan-13 Interest Interest 01 Interest Interest 1.50 21,890.24 3-Feb-13 E E 02 Storage Center Furniture Storage (111.30) 21,778.94 14-Feb-13 21417 E 02 Smigel,Anderson and S Legal Fees (135.00) 21,643.94 25-Feb-13 E E 02 UGI Utilities (72.92) 21,571.02 25-Feb-13 E E 02 AT+T Utilities (86.90) 21,484.12 28-Feb-13 Interest Interest 02 Interest Interest 1.11 21,485.23 3-Mar-13 E E 03 Storage Center Furniture Storage (111.30) 21,373.93 28-Mar-13 E E 03 Storage Center ERROR (4.65) 21,369.28 28-Mar-13 E E 03 Storage Center ERROR (5.71) 21,363.57 29-Mar-13 E E 03 Storage Center ERROR (7.06) 21,356.51 31-Mar-13 Interest Interest 03 Interest Interest 1.82 21,358.33 2-Apr-13 E E 04 Storage Center Furniture Storage (111.30) 21,247.03 5-Apr-13 E E 04 UGI Utilities (40.51) 21,206.52 5-Apr-13 E E 04 PA Water Utilities (98.31) 21,108.21 5-Apr-13 E E 04 AT+T Utilities (42.94) 21,065.27 29-Apr-13 117 04 Deneen McCormick Moving Exp-House+Sto (260.00) 20,805.27 30-Apr-13 116 04 East Penn Taxes (764.05) 20,041.22 30-Apr-13 Interest Interest 04 Interest Interest 1.73 20,042.95 1-May-13 E E 05 UGI Utilities (117.67) 19,925.28 6-May-13 E E 05 PA Water Utilities (18.09) 19,907.19 6-May-13 D D 05 ML Trust Account ML Asset Valuation 52.45 19,959.64 6-May-13 D D 05 ML Trust Account ML Asset Valuation 61,171.01 81,130.65 31-May-13 Interest Interest 05 Interest Interest 6.05 81,136.70 3-Jun-13 E E 06 UGI Utilities (97.06) 81,039.64 10-Jun-13 Deposit Deposit 06 Deposit Auction 993.20 82,032.84 28-Jun-13 E E 06 Deneen McCormick Inheritance (19,000.00) 63,032.84 30-Jun-13 Interest Interest 06 Interest Interest 6.56 63,039.40 1-Jul-13 W W 07 Patty McCormick Wire House Re-Payment (19,000.00) 44,039.40 1-Jul-13 E E 07 Wire Fee Wire Fee (10.00) 44,029.40 1-Jul-13 W W 07 Patty McCormick Wire DM Payment to Pat (7,754.82) 36,274.58 1-Jul-13 E E 07 Wire Fee Wire Fee (10.00) 36,264.58 1-Jul-13 W W 07 Deneen McCormick 7,754.82 44,019.40 9-Jul-13 119 P 07 Christine Riley Inheritance (8,000.00) 36,019.40 9-Jul-13 120 P 07 Christine Riley Inheritance (8,000.00) 28,019.40 15-Jul-13 118 P 07 Kate McCormick Inheritance (19,000.00) 9,019.40 16-Jul-13 121 P 07 Christine Riley Inheritance (3,000.00) 6,019.40 20-Jul-13 D D 07 Deposit Refund UGI 97.06 6,116.46 31-Jul-13 Interest Interest 07 Interest Interest 1.54 6,118.00 30-Aug-13 Interest Interest 08 Interest Interest 0.52 6,118.52 20-Sep-13 E E 09 Holy Spirit Medical (59.50) 6,059.02 30-Sep-13 Interest Interest 09 Interest Interest 0.50 6,059.52 31-Oct-13 Interest Interest 10 Interest Interest 0.51 6,060.03 30-Nov-13 Interest Interest 11 Interest Interest 0.50 6,060.53 31-Dec-13 Interest Interest 12 Interest Interest 0.51 6,061.04 31-Jan-141 Interest Interest 01 Interest Interest 0.51 6,061.55 28-Feb-141 Interest I Interest 1 02 Interest linterest 0.46 6,062.01 Checkbook for Estate at PSECU Date Check# Method Recon Payee Category Amount Balance 31-Mar-14 Interest Interest 03 Interest Interest 0.51 6,062.52 30-Apr-14 Interest Interest 04 Interest Interest 0.50 6,063.02 31-May-14 Interest Interest 05 Interest Interest 0.51 6,063.53 16-Jun-14 W W 06 Smigel,Anderson and S attorney fees (692.50) 5,371.03 30-Jun-14 Interest Interest 06 Interest Interest 0.48 5,371.51 31-Jul-14 Interest Interest 07 Interest Interest 0.46 5,371.97 31-Aug-14 Interest Interest 08 Interest Interest 0.46 5,372.43 30-Sep-14 Interest Interest 09 Interest Interest 0.44 5,372.87 31-Oct-14 Interest Interest 10 Interest Interest 0.46 5,373.33 30-Nov-14 Interest Interest 11 Interest Interest 0.44 5,373.77 31-Dec-14 Interest Interest 12 Interest Interest 0.46 5,374.23 15-Jan-15 E E 01 Smigel,Anderson and S Legal Fees (237.50) 5,136.73 Jan 2015 Interest Interest 01 Interest Interest 0.45 5,137.18 Feb 2015 Interest Interest 02 Interest Interest 0.39 5,137.57 March 2015 Interest Interest 03 Interest Interest 0.44 5,138.01 April 2015 Interest Interest 04 Interest Interest 1 0.42 1 5,138.43 5,138.43 591.97 RRG?R II� !7200' Attorney+Fee estimate 5,010.40 Estimated Remaining Balance 1,252.60 each child's amount Base Error Total Payment Patty 1,252.60 �19� 1,449.92 Chris 1,252.60 197.32. 1,449.92 Kate 1,252.60 197.32 1,449.92 Denny 1,252.60 7 660.63 Total 5,010.40 -0.015 5,010.39 P.O.Box 67013 (717)234-8484(Harrisburg) Harrisburg,PA 17106-7013 (800)237-7328(Nationwide) PSECO website - http://www.psecu.com 1 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 11/30/11 Post Eff Description Amount Balance 11/03 ID 01 REGULAR SHARE Beginning Balance 0.00 11/03 Payment: Transfer 6.00 6.00 From MCCORMICK,ANN S XXXXXXXXXX Share 01 11/03 Withdrawal Fee 1.00- 5.00 INITIAL DEPOSIT FEE 11/30 Ending Balance 5.00 Dividend YTD: Year to Date 0.00 ----------------------------------------------------- Post Eff Description Amount Balance 11/03 ID 04 CHECKING Beginning Balance 0.00 11/07 Payment: Transfer 6386.84 6386.84 From MCCORMICK,ANN S XXXXXXXXXX Share 04 11/07 Payment: Transfer 9015.15 15401.99 From MCCORMICK,PATRIC XXXXXXXXXX Share 01 11/07 Payment: Transfer 8.60 15410.59 From MCCORMICK,ANN S XXXXXXXXXX Share 01 11/08 BILLPAYER CHECK 110802 FOR $90:00 WAS MAILED TO CHARLES CROCKETT. 11/08 BILLPAYER CHECK 110809 FOR $3,549.58 WAS MAILED TO HOME INSTEAD. 11/08 BILLPAYER. CHECK 110810 FOR $106.00 WAS MAILED TO MESSIAH VILLAGE HOME CARE L. 11/08 BILLPAYER CHECK 110811 FOR $54.35 WAS MAILED TO CAMP HILL EMERGENCY PHYSICI. 11/08 BILLPAYER CHECK 110812 FOR $20.00 WAS MAILED TO PINNACLE HEALTH HOSPITALS. 11/08 BILLPAYER CHECK 110813 FOR $135.00 WAS MAILED TO PINNACLE HEALTH HOSPITALS. 11/08 BILLPAYER CHECK 110814 FOR $150.00 WAS MAILED TO MS HERSHEY MEDICAL CTR. 11/08 ELECTRONIC BILL 0014 FOR $30.64 WAS SENT TO UGI UTILITIES 11/08 ELECTRONIC BILL 0014 FOR $85.05 WAS SENT TO PENNSYLVANIA-AME a !� P.O.Box 67013 (717)234.8484(Harrisburg) o�N Harrisburg,PA 17106-7013 (800)237.7328(Nationwide) website http://www.psecu.COM 2 -PSECO JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 11/30/11 11/.08 ELECTRONIC BILL 0014 FOR $8. 65 WAS SENT TO AT&T . 11/08 ELECTRONIC BILL 0014 FOR $32.21 WAS SENT TO VERIZON 11/08 Withdrawal By Check 2300.00- 13110.59 11/08 Withdrawal By Check 200.00- 12910.59 11/08 Payment: By Check 768.64 13679.23 11/08 Payment: By Cash 50.60 13729.83 11/10 Withdrawal Direct Deposit STATE FARM RO 27 88.04- 13641.79 TYPE: SFPP ID: 9000307001 CO: STATE FARM RO 27 11/10 Withdrawal Direct Deposit AT&T 8.65- 13633.14 TYPE: E-BILL CO: AT&T 11/10 Withdrawal Direct Deposit UGI UTILITIES 30.64- 13602.50 TYPE: E-BILL CO: UGI UTILITIES 11/10 Withdrawal Direct Deposit VERIZON 32.21- 13570.29 TYPE: E-BILL CO: VERIZON 11/10 Withdrawal Direct Deposit PENNSYLVANIA-AME 85.05- 13485.24 TYPE: E-BILL CO: PENNSYLVANIA-AME 11/10 Check 110809 3549.58- 9935.66 11/14 BILLPAYER CHECK 111401 FOR $62.12 WAS MAILED TO SUN MOTORS. 11/14 BILLPAYER CHECK 111409 FOR $75.00 WAS MAILED TO ESSIS AND SONS. 11/14 BILLPAYER CHECK 111410 FOR $55.00 WAS MAILED TO MITCH PASTULA. 11/14 Check 110814 150.00- 9785.66 11/15 Check 110812 20.00- 9765.66 11/15 Check 110811 54.35- 9711.31 11/15 Check 110802 90.00- 9621.31 11/15 Check 110813 135.00- 9486.31 11/16 Check 000101 350.00- 9136.31 11/17 BILLPAYER CHECK 111702 FOR $20.00 WAS MAILED TO CHARLES CROCKETT. 11/17 BILLPAYER CHECK 111711 FOR $7.25 --- Continued on following page --- 3 P.O.Box 67013 (717)234.8484(Harrisburg) Harrisburg,PA 17106.7013 (800)237-7328(Nationwide) PSECO website - http://www.psecu-COM 3 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 11/30/11 WAS MAILED TO MESSIAH VILLAGE HOME CARE L. 11/17 ELECTRONIC BILL 0011 FOR $39.96 WAS SENT TO UGI UTILITIES 11/17 ELECTRONIC BILL 0011 FOR $17.14 WAS SENT TO AT&T 11/17 ELECTRONIC BILL 0011 FOR $30.67 WAS SENT TO VERIZON 11/18 Check 111401 62.12- 9074.19 11/18 Check 110810 106.00- 8968.19 11/19 Withdrawal POS #00019214 19.98- 8948.21 POS CVS 02321 02321-- Harrisburg PA 11/19 Payment: at ATM #00004835/TR8071 63132.93 72081.14 ATM PSECU 2301 N CAMERON ST HARRISBURG PA 11/20 Withdrawal Check Card 40.79- 72040.35 11/18 2416407A2Q5FGQXP4 9402 USPS 41113600931110604 CAMP HILL PA 11/21 BILLPAYER CHECK 112102 FOR $90:00 WAS MAILED TO CHARLES CROCKETT. 11/21 BILLPAYER CHECK 112115 FOR $151.80 WAS MAILED TO EAST PENNSBORO TOWNSHIP. 11/21 BILLPAYER CHECK 112116 FOR $90.00 WAS MAILED TO ANDREWS AND PATEL ASSOCIATE. 11/21 Withdrawal Direct Deposit AT&T 17.14- 72023.21 TYPE: E-BILL CO: AT&T 11/21 Withdrawal Direct Deposit VERIZON 30.67- 71992.54 TYPE: E-BILL CO: VERIZON 11/21 Withdrawal Direct Deposit UGI UTILITIES 39.96- 71952.58 TYPE: E-BILL CO: UGI UTILITIES 11/21 Check 111409 75.00- 71877.58 11/22 Withdrawal POS #12704232 31.09- 71846.49 POS GIANT 6447 2300 LINGLESTOWN R HARRISBURG PA 11/23 BILLPAYER CHECK 112317 FOR $940.00 WAS MAILED TO SMIGEL ANDERSON AND SACKS L. 11/23 Check 111702 20.00- 71826.49 11/23 Check 112102 90.00- 71736.49 --- Continued on following page --- P.O.Box 67013 (717)234-8484(Har(sburg) Harrisburg,PA 17106-7013 (800)231.7328(Nationwide) PSECO website - http://www.psecu-COM 4 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 11/30/11 11/24 Withdrawal POS #00868799 7.64- 71728.85 POS APLUS 0509980900 459 NORTH ENOLA RD ENOLA PA 11/25 Withdrawal Check Card 122.75- 71606.10 11/24 243230OA87QOVK5VH 5814 SIMPLY TURKEY & MORQ34 CAMP HILL PA 11/27 Withdrawal Check Card 38.45- 71567.65 11/25 2442733A9LYHSBZ50 5814 PANERA BREAD #660 CAMP HILL PA 11/27 Withdrawal Check Card 102.51- 7.1465.14 11/24 2461043A903TADDDE 3501 HOLIDAY INN EXPRESS MECHANICSBURG PA 11/27 Withdrawal Check Card 107.91- 71357.23 11/24 2461043A903TADDQX 3501 HOLIDAY INN EXPRESS MECHANICSBURG PA 11/27 Withdrawal Check Card 117.19 71240.04 11/25 2443565AA5SL6NKSN 5812 GULLIFTY'S CAMP HILL PA 11/27 Withdrawal Check Card 126.55- 71113.49 11/24 2461043A903TADDDN 3501 HOLIDAY INN EXPRESS MECHANICSBURG PA 11/27 Withdrawal Check Card 323.73- 70789.76 11/24 2461043A903TADDQM 3501 HOLIDAY INN EXPRESS MECHANICSBURG PA 11/27 Withdrawal Check Card 431.64- 70358.12 11/24 2461043A903TADDQD 3501 HOLIDAY INN EXPRESS MECHANICSBURG PA 11/28 Withdrawal Check Card 1.50- 70356.62 11/25 2461043AB03SQPPVR 3501 HOLIDAY INN EXPRESS MECHANICSBURG PA 11/28 Withdrawal Check Card 38.57- 70318.05 11/26 2401339ABOOXHLVQQ 5812 PEPPINOS ITALIAN RESTA CAMP HILL PA 11/28 Withdrawal Check Card 127.55- 70190.50 11/26 2461043AB03S92WW4 3501 HOLIDAY INN EXPRESS MECHANICSBURG PA 11/29 BILLPAYER CHECK 112918 FOR $125.00 WAS MAILED TO EAST PENNSBORO AMBULANCE SE. 11/29 ELECTRONIC BILL 0004 FOR $233.39 WAS SENT TO COMCAST - CENTRA 11/29 ELECTRONIC BILL 0005 FOR $16.42 WAS SENT TO PENNSYLVANIA-AME 11/29 ELECTRONIC BILL 0019 FOR $373.08 WAS SENT TO AT&T MOBILITY 11/29 Check 112115 151.80- 70038.70 11/29 Check 000104 7919.00- 62119.70 --- Continued on following page --- P.O.Box 67013 (717)234-8484(Harrisburg) Harrisburg,PA 17106-7013 (800) 237-7328(Nationwide) PSECO website - http://www.psecu-COM 5 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 11/30/11 11/30 Check 111410 55.00- 62064i70 11/30 Check 112317 940.00- 61124.70 11/30 Payment: Dividend 0.100% 2.65 61127.35 Annual Percentage Yield Earned 0.100% from 11/07/11 through 11/30/11 - Based on Average Daily Balance of 40310.07 - 11/30 Ending Balance 61127.35 Dividend YTD: Year to Date 2.65 Number Amount Number Amount Number Amount Number Amount 000101 350.00 110810 106.00 110814 150.00 111702* 20.00 000104* 7919.00 110811 54.35 11140i* 62.12 112102* . 90.00 110802* 90.00 110812 20.00 111409* 75.00 112115* 151.80 110809* 3549.58 110813 135.00 111410 55.00 112317* 940.00 Asterisk next to number indicates skip in number sequence Total Dividend YTD: Year to Date 2.65 -------------------- Total Dividend YTD: Year to Date 2.65 P.O.Box 67013 (717)234-8484 (Harrisburg) Harrisburg,PA 17106.7013 (800)237-7328 (Nationwide) PSECO website - http://www.psecu.com 1 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 12/31/11 Post Eff Description Amount Balance 12/01 ID O1 REGULAR SHARE Beginning Balance 5.00 12/19 Payment: By Check 5.00 10.00 12/31 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 --------------------------------- Post Eff Description Amount Balance 12/01 ID 04 CHECKING Beginning Balance 61127.35 12/01 Withdrawal Direct Deposit PENNSYLVANIA-AME 16.42- 61110.93 TYPE: E-BILL CO: PENNSYLVANIA-AME 12/01 Withdrawal Direct Deposit COMCAST - CENTRA 233.39- 60877.54 TYPE: E-BILL CO: COMCAST - CENTRA 12/01 Withdrawal Direct Deposit AT&T MOBILITY 373.08- 60504.46 TYPE: E-BILL CO: AT&T MOBILITY 12/01 Check 111711 7.25- 60497.21 12/02 Payment: at ATM #00008834/TR8071 1796.68 62293.89 ATM PSECU 2301- N CAMERON ST HARRISBURG PA 12/02 Check 112918 125.00- 62168.89 12/05 BILLPAYER CHECK 120520 FOR $147.50 WAS MAILED TO MEDCO PAYMENT PROCESSING CE. 12/05 Payment: at ATM #00009975/TR8071 109.82 62278.71 ATM PSECU. 2301 N CAMERON ST HARRISBURG PA 12/06 Check 000102 250.00- 62028.71 12/07 Withdrawal Direct Deposit SCI Management 272.49- 61756.22 TYPE: 8882121422 ID: 5386040001 DATA: PEC1 CO: SCI Management 12/09 Withdrawal Check Card 272.49- 61483.73 12/08 2479262AN8B2REOJ5 7261 SCI MANAGEMENT LP HOUSTON TX 12/13 BILLPAYER CHECK 121316 FOR $990.10 WAS MAILED TO WEST SHORE EMS. 12/13 Withdrawal POS #19060237 10.95- 61472.78 POS USPS 413484955 1425 CROOKED HILL HARRISBURG PA 12/13 Withdrawal POS #19060238 1.08- 61471.70 POS USPS 413484955 1425 CROOKED HILL P.O.Box 67013 (717)234.8484 (Harrisburg) Harrisburg,PA 17106-7013 (800)237-7328 (Nationwide) website - http://www.psecu.COM 2 . PSECO JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 12/31/11 HARRISBURG PA 12/13 Withdrawal POS #19060239 7.92- 61463.78 POS USPS 413484955 1425 CROOKED HILL HARRISBURG PA 12/14 Withdrawal POS #00268045 5.07- 61458.71 POS DOLLAR-GENERAL 5034 HANN DR MECHANICSBURG PA 12/14 Withdrawal POS #64889276 30.00- 61428.71 POS RITE AID CORP. ENOLA-SUMMERDALE P ENOLA PA 12/16 BILLPAYER CHECK 121602 FOR $60.00 WAS MAILED TO CHARLES CROCKETT. 12/16 ELECTRONIC BILL 0003 FOR $62.91 WAS SENT TO UGI UTILITIES 12/16 Check 120520 147.50- 61281.21 12/19 Check 121316 990.10- 60291.11 12/20 ELECTRONIC BILL 0019 FOR $173.43 WAS SENT TO AT&T MOBILITY 1.2/20 ELECTRONIC BILL 0021 FOR $20.00 WAS SENT TO QUEST DIAGNOSTIC 12/20 Withdrawal Direct Deposit UGI UTILITIES 62.91- 60228.20 TYPE: E-BILL CO: UGI UTILITIES 12/20 Check 121602 60.00- 60168.20 12/20 Check 000103 458.55- 59709.65 12/21 BILLPAYER CHECK 122117 FOR $1,740.00 WAS MAILED TO SMIGEL ANDERSON AND SACKS L. 12/22 Withdrawal Direct Deposit QUEST DIAGNOSTIC 20.00- 59689.65 TYPE: E-BILL CO: QUEST DIAGNOSTIC 12/22 Withdrawal Direct Deposit AT&T MOBILITY 173.43- 59516.22 TYPE: E-BILL CO: AT&T MOBILITY 12/23 Check 122117 1740.00- 57776.22 12/28 Check 000105 220.00- 57556.22 12/31 Payment: Dividend 0.1000 5.12 57561.34 Annual Percentage Yield Earned 0.100% from 12/01/11 through 12/31/11 Based on Average Daily Balance of 60234.07 --- Continued on following page --- P.O.Box 67013 (717)234.8484 (Har(sburg) Harrisburg,PA 11106-7013 (800)231.7328 (Nationwide) PSECO website - http://www.psecu-COM 3 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 12/31/11 12/31 Ending Balance 57561.34 Dividend YTD: Year to Date 7.77 Number Amount Number Amount Number Amount Number Amount 000102 250.00 111711* 7.25 121316* 990.10 000103 458.55 112918* 125.00 121602* 60.00 000105* 220.00 120520* 147.50 122117* 1740.00 * As_terisk next to number indicates skip in number sequence Total Dividend YTD: Year to Date 7.77 -------------------- -------------------------------------------------- Total Dividend YTD: Year to Date 7.77 • P.O.Box 67013 (717)234.8484 (Harrisburg) Harrisburg,PA 17106-7013 (800)237-7328(Nationwide) PSECO website - http://www.psecu.com 1 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 01/31/12 Post Eff Description Amount Balance 01/01 ID 01 REGULAR SHARE Beginning Balance 10.00 01/31 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 ---------------------------------------------------------- Post Eff Description Amount Balance 01/01 ID 04 CHECKING Beginning Balance 57561.34 01/03 Check 000108 6500.00- 51061.34 01/05 Payment: at ATM #00009753/TR8071 367.14 51428.48 ATM PSECU 2301 N CAMERON ST HARRISBURG PA 01/05 Check 000106 2500.00- 48928.48 01/06 BILLPAYER CHECK 010622 FOR $75.00 WAS MAILED TO CUMBERLAND LAW JOURNAL. 01/06 ELECTRONIC BILL 0005 FOR $14.66 WAS SENT TO PENNSYLVANIA-AME 01/09 Check 112116 90.00- 48838.48 01/10 BILLPAYER CHECK 011015 FOR $138.00 WAS MAILED TO EAST PENNSBORO TOWNSHIP. 01/10 Withdrawal Direct Deposit PENNSYLVANIA-AME 14.66- 48823.82 TYPE: E-BILL CO: PENNSYLVANIA-AME 01/13 Check 011015 138.00- 48685.82 01/1.7 ELECTRONIC BILL 0003 FOR $100.54 WAS SENT TO UGI UTILITIES 01/17 ELECTRONIC BILL 0006 FOR $139.87 WAS SENT TO AT&T 01/17 Check 010622 75.00- 48610.82 01/19 Withdrawal Direct Deposit UGI UTILITIES 100.54- 48510.28 TYPE: E-BILL CO: UGI UTILITIES 01/19 Withdrawal Direct Deposit AT&T 139.87- 48370.41 TYPE: E-BILL CO: AT&T 01/23 ELECTRONIC BILL 0007 FOR $39.2. 7 WAS SENT TO VERIZON 01/25 Withdrawal Direct Deposit VERIZON 39.27- 48331.14 TYPE: E-BILL CO: VERIZON 01/30 Check 000107 6500.00- 41831.14 ick P.O.Box 67013 (717) 234.8484(Har(sburg) Harrisburg,PA 17106-7013 (800)237.7328(Nationwide) PSECO website - http://www.psecu.COM 2 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 01/31/12 01/31 Payment: Dividend 0.100% 4.15 41835.29 Annual Percentage Yield Earned 0.100% from 01/01/12 through 01/31/12 Based on Average Daily Balance of 48895.95 01/31 Ending Balance 41835.29 Dividend YTD: Year to Date 4.15 Number Amount Number Amount Number Amount Number Amount 000106 2500.00 000108 6500.00 011015* 138.00 000107 6500.00 010622* 75.00 112116* 90.00 * Asterisk next to number indicates skip in number sequence Total Dividend YTD: Year to Date 4.15 --------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------- Total Dividend YTD: Year to Date 4.15 P.O.Box 67013 (717)234-8484(Harrisburg) Harrisburg,PA 17106-7013 (800)231.1328(Nationwide) PSECO website - http://vvww.psecu.com 1 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 02/29/12 Post Eff Description Amount Balance 02/01 ID 01 REGULAR SHARE Beginning Balance 10.00 02/29 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 ---------------------------------------- --------- Post Eff Description Amount Balance 02/01 ID 04 CHECKING Beginning Balance 41835.29 02/06 Payment: at ATM #00007826/TR8071 81.98 41917.27 ATM PSECU 2301 N CAMERON ST HARRISBURG PA 02/13 BILLPAYER CHECK 021323 FOR $12.78. WAS MAILED TO HERITAGE MEDICAL GROUP LLP. 02/13 ELECTRONIC BILL 0003 FOR $88.05 WAS SENT TO UG,I UTILITIES 02/13 ELECTRONIC BILL 0005 FOR $15.57 WAS SENT TO PENNSYLVANIA-AME 02/15 Withdrawal Direct Deposit PENNSYLVANIA-AME 15.57- 41901.70 TYPE: E-BILL CO: PENNSYLVANIA-AME 02/15 Withdrawal Direct Deposit UGI UTILITIES 88.05- 41813.65 TYPE: E-BILL CO: UGI UTILITIES 02/16 Check 021323 - 12.78- 41800.87 02/22 Check 000109 800.00- 41000.87 02/29 Payment: Dividend 0.100% 3.31 41004.18 Annual Percentage Yield Earned 0.100% from 02/01/12 through 02/29_/12 Based on Average Daily Balance of 41622.68 02/29 ' Ending Balance 41004.18 . Dividend YTD: Year to Date 7.46 Number Amount Number Amount Number Amount Number Amount 000109 800.00 021323* 12.78 * Asterisk next to number indicates skip in number sequence Total Dividend YTD: Year to Date 7.46 ------------------------------ Total Dividend YTD: Year to Date 7.46 P.O.Box 67013 (717)234-8484(Harrisburg) Harrisburg,PA 17106-7013 (800)231.7328(Nationwide) PSECO website - http://www.psecu.com 1 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 03/31/12 Post Eff Description Amount Balance 03/01 ID Oi REGULAR SHARE Beginning Balance 10.00 03/31 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 ------------------------------------------------------------------------------------ Post Eff Description Amount Balance 03/01 ID 04 CHECKING Beginning Balance 41004.18 03/02 BILLPAYER CHECK 030217 FOR $1,047.50 WAS MAILED TO SMIGEL ANDERSON AND SACKS L. 03/04 Withdrawal Check Card 29.64- 40974.54 03/02 2491631EES66DR6SP 7399 EVLUATION SERVICES 201-7848500 NJ 03/05 ELECTRONIC BILL 0006 FOR $54.52 WAS SENT TO AT&T 03/06 Check 000111 355.80- 40618.74 03/07 Withdrawal Direct Deposit AT.&T 54.52- 40564.22 TYPE: E-BILL CO: AT&T 03/07 Check 030217 1047.50- 39516.72 03/09 BILLPAYER CHECK 030924 FOR $355.80 WAS MAILED TO SUE KAUFFMAN. 03/13 ELECTRONIC BILL 0005 FOR $15.57 WAS SENT TO PENNSYLVANIA-AME 03/13 Check 030924 355.80- 39160.92 03/15 Withdrawal Direct Deposit PENNSYLVANIA-AME 15.57- 39145.35 TYPE: E-BILL CO: PENNSYLVANIA-AME 03/24 Payment: at ATM #00003974/PE0428 54.79 39200.14 ATM P.S.E.C.U. 2300 CAMERON STREE HARRISBURG PA 03/31 Payment: Dividend 0.100% 3.36 39203.50 Annual Percentage Yield Earned 0.100% from 03/01/12 through 03/31/12 Based on Average Daily Balance of 39577.80 03/31 Ending Balance 39203.50 Dividend YTO: Year to Date 10.82 Number Amount Number Amount Number Amount Number Amount 000111 355.80 030217* 1047.50 030924* 355.80 * Asterisk next to number indicates skip in number sequence P.O.Box 67013 (717)234-8484(Harrisburg) Harrisburg,PA 17106-7013 (800)237-7328(Nationwide) PSECO website - http://www.psecu.COM 2 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 03/31/12 Total Dividend YTD: Year to Date 10.82 Total Dividend YTD: Year to Date 10.82 P.O.Box 67013 (717) 234.8484(Har(sburg) Harrisburg,PA 17106.1013 (800)237.7328(Nationwide) PS.Eco website - http://www.psecu.com 1 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 04/30/12 Post Eff Description Amount Balance 04/0.1 ID 01. REGULAR SHARE Beginning Balance 10.00 04/30 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 --------------------------------------------------------------------------------------------- --------------------------------------------------------------------------------------------- Post Eff Description Amount Balance 04/01 ID 04 CHECKING Beginning Balance 39203.50 04/03 ELECTRONIC BILL 0005 FOR $14.66 WAS SENT TO PENNSYLVANIA-AME 04/04 ELECTRONIC. BILL 0003 FOR $76.92 WAS SENT TO UGI UTILITIES 04/04 ELECTRONIC BILL 0006 FOR $109.19 WAS SENT TO AT&T 04/05 Withdrawal Direct Deposit PENNSYLVANIA-AME 14.66- 39188.84 TYPE: E-BILL CO: PENNSYLVANIA-AME 04/06 Withdrawal Direct Deposit UGI UTILITIES 76.92- 39111.92 TYPE: E-BILL CO: UGI UTILITIES 04/06 Withdrawal Direct Deposit AT&T 109.19- 39002.73 TYPE: E-BILL CO: AT&T 04/12 BILLPAYER CHECK 041217 FOR $55.00 WAS MAILED TO SMIGEL ANDERSON AND SACKS L. 04/12 BILLPAYER CHECK 041224 FOR $355.80 WAS MAILED TO SUE KAUFFMAN. 04/13 ELECTRONIC BILL 0003 FOR $34.24 WAS SENT TO UGI UTILITIES 04/17 Withdrawal Direct Deposit UGI UTILITIES 34.24- 38968.49 TYPE: E-BILL CO: UGI UTILITIES 04/17 Check 041217 55.00- 38913.49 04/17 Check 041224 355.80- 38557.69 04/30 Payment: Dividend 0.100% 3.19 38560.88 Annual Percentage Yield Earned 0.100% from 04/01/12 through 04/30/12 Based on Average Daily Balance of 38828.02 04/30 Ending Balance 38560.88 Dividend YTD: Year to Date 14.01 Number Amount Number Amount Number Amount Number Amount P.O.Box 67013 (717)234.8484 (Harrisburg) Harrisburg,PA 17106-7013 (800)237-7328 (Nationwide) PSECO website - http://www.psecu.COM 2 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE, 8008XXXXXX 04/30/12 041217 55.00 041224* 355.80 * Asterisk next to number indicates skip in number sequence Total Dividend YTD: Year to Date 14.01 -------------------------------------------------- Total Dividend YTD: Year to Date 14.01 16 P.O.Box 67013 (717)234-8484 (Harrisburg) Harrisburg,PA 17106-7013 (800)237-7328 (Nationwide) PSECO website - http://www.psecu.com 1 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 05/31/12 Post Eff Description Amount Balance 05/01 ID 01 REGULAR SHARE Beginning Balance 10.00 05/31 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 ------------------------------------------------------------ Post Eff Description Amount Balance 05/01 ID 04 CHECKING Beginning Balance 38560.88 05/04 Withdrawal at ATM #00005254/PE0271 260.00- 38300.88 ATM P.S.E.C.U. 3635 SIMPSON FERRY CAMP HILL PA 05/05 Withdrawal POS #78871826 9.51- 38291.37 POS Wal-Mart Super Center 1886 WAL-SAMS MECHANICSBURG PA, 05/06 Withdrawal Check Card 39.55- 38251.82 05/05 2316808GE006D2015 5542 BJ'S WHOLESALE C 460 S CAMP HILL PA 05/08 ELECTRONIC BILL 0005 FOR $25.66 WAS SENT TO PENNSYLVANIA-AME 05/08 ELECTRONIC BILL 0006 FOR $109.80 WAS SENT TO AT&T 05/08 Withdrawal Check Card 14.83- 38236.99 05/06 2430173GGLD424VQK 5251 RITTERS LEMOYNE HARDWA LEMOYNE PA 05/09 Withdrawal Check Card 76.30- 38160.6.9 05/07 2444500GH5SANSRQN 7513 POSTAL CONNECTIONS MECHANICSBU PA 05/10 Withdrawal Direct Deposit PENNSYLVANIA-AME 25.66- 38135.03 TYPE: E-BILL CO: PENNSYLVANIA-AME 05/10 Withdrawal Direct Deposit AT&T 109.80- 38025.23 TYPE: E-BILL CO: AT&T' 05/11 BILLPAYER CHECK 051124 FOR $355.80 WAS MAILED TO SUE KAUFFMAN. 05/15 Check 051124 355.80- 37669.43 05/18 Check 000110 6717.28- 30952.15 05/24 Check 000112 709.89- 30242.26, 05/25 BILLPAYER CHECK 052515 FOR $151.80 WAS MAILED TO EAST PENNSBORO TOWNSHIP. 05/25 ELECTRONIC BILL 0003 FOR $29.86 1� P.O.Box 67013 (117)234-8484(Harrisburg) Harrisburg,PA 17106-7013 (800)231-1328(Nationwide) 'PSECO . website - http://www.psecU-COM 2 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 05/31/12 WAS SENT TO UGI UTILITIES 05/25 ELECTRONIC BILL 0006 FOR $55.07 WAS SENT TO AT&T 05/29 ELECTRONIC BILL 0005 FOR $5.58 WAS SENT TO PENNSYLVANIA-AME 05/30 Withdrawal Direct Deposit UGI UTILITIES 29.86- 30212.40 TYPE: E-BILL CO: UGI UTILITIES 05/30 Withdrawal Direct Deposit AT&T 55.07- 30157.33 TYPE: .E-BILL CO: AT&T 05/31 Withdrawal Direct Deposit PENNSYLVANIA-AME 5.58- 3.0151.75 TYPE: E-BILL CO: PENNSYLVANIA-AME 05/31 Payment: Dividend 0.100% 2.95 30154.70 Annual Percentage Yield Earned 0.100% from 05/01/12 through 05/31/12 Based on Average Daily Balance of 34702.78 05/31 Ending Balance 30154.70 Dividend YTD: Year to Date 16.96 Number Amount Number Amount Number Amount Number Amount 000110 6717.28 000112* 709.89 051124* 355.80 * Asterisk next to number indicates skip in number sequence Total Dividend YTD: Year to Date 16.96 ------------------------------ ------------------------------ Total Dividend YTD: Year to Date 16.96 P.O.Box 67013 (717)234.8484(Harrisburg) Harrisburg,PA 17106-7013 (800)231.1328(Nationwide) PSECO website - http://www.psecu.com 1 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 06/30/12 Post Eff Description Amount Balance 06/01 ID 01 REGULAR SHARE Beginning Balance 10.00 06/30 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 -------------------------------------------------------------------- Post Eff Description Amount Balance 06/01 ID 04 CHECKING Beginning Balance 30154.70 .06/01 Withdrawal Check Card 95.37 30059.33 05/31 2313301H80051MB3Y 5943 OFFICE MAX 3823 UNION HARRISBURG PA 06/03 Withdrawal Check Card 111.30- 29948.03 06/01 2480163H98ABR7PX1 4225 STORAGE CENTER OF CAMP CAMP HILL PA 06/04 Withdrawal POS #88000013 383.95- 29564.08 POS STERLING OPTICAL 3648 CAPITAL CITY ,CAMP HILL PA 06/04 Check 052515 151.80- 29412.28 06/07 ELECTRONIC BILL 0009 FOR $773.00 WAS SENT TO STATE FARM INS 06/07 Check 000113 277.61- 29134.67 06/07 Withdrawal Check Card 168.37- 28966.30 06/06 2475542HE4D5KPXW6 3665 HAMPTON INNS 570 LINTHICUM MD 06/11 Withdrawal Direct Deposit STATE FARM INS 773.00- 28193.30 TYPE: E-BILL CO: STATE FARM INS 06/15 BILLPAYER CHECK 061517 FOR $157.50 WAS MAILED TO SMIGEL ANDERSON AND SACKS L. 06/15 ELECTRONIC BILL 0003 FOR $19.19 WAS SENT TO UGI UTILITIES 06/18 BILLPAYER. CHECK 061810 FOR $210.78 WAS MAILED TO SENTINEL. 06/19 Withdrawal Direct Deposit UGI UTILITIES 19.19- 28174.11 TYPE: E-BILL CO: UGI UTILITIES 06/20 Check 061517 157.50- 28016.61 06/24 Withdrawal Adjustment Adj/Return 33.90 28050.51 06/21 7475542HY4DA2JBR1 3665 HAMPTON INNS 570 LINTHICUM MD 06/27 Check 061810 210.78- 27839.73 06/30 Payment: Dividend 0.100% 2.34 27842.07 'P.O.Box 67013 (717)234-8484 (Harrisburg) Harrisburg,PA 17106-1013 (800).237-7328(Nationwide) PSECO . , website - http://www.psecu-COM 2 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 06/30/12 Annual Percentage Yield Earned 0.100% from 06/01/12 through 06/30/12 Based on Average Daily Balance of 28515.54 06/30 Ending Balance 27842.07 Dividend YTD: Year to Date 19.30 Number Amount Number Amount Number Amount Number Amount 000113 277.61 052515* 151.80 061517* 157.50 061810* 210.78 . * Asterisk next to number indicates skip in number. sequence Total Dividend YTD: Year to Date 19.30 ------------------------------------------------------ Total Dividend YTD: Year to Date 19.30 � O P.O.Box 67013 (717)234.8484(Harrisburg) Harrisburg,PA 17106-7013 (800)237-7328(Nationwide) PSECO website - http://www.psecu.com 1 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 07/31/12 Post Eff Description, Amount Balance 07/01 ID 01 REGULAR SHARE Beginning Balance 10.00 07/31 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 Post Eff Description tion ---------------------------------------- Amount Balance 07/01 _ ID 04 CHECKING Beginning Balance 27842.07 07/03 Check 000114 711.75- 27130.32 07/03 Withdrawal Check Card 111.30- 27019.02 07/02 2480163J88ABR7W7R 4225 STORAGE CENTER OF CAMP .CAMP HILL PA 07/09 BILLPAYER CHECK 070915 FOR $91.50 WAS MAILED TO EAST PENNSBORO TOWNSHIP. 07/09 ELECTRONIC BILL 0005 FOR $15.62 WAS SENT TO PENNSYLVANIA-AME 07/11 Withdrawal Direct Deposit PENNSYLVANIA-AME 15.62- 27003.40 TYPE: E-BILL CO: PENNSYLVANIA-AME 07/16 Check 070915 91.50- 26911.90 07/25 BILLPAYER CHECK 072517 FOR $1,207.50 WAS MAILED TO SMIGEL ANDERSON AND SACKS L. 07/30 Check 072517 1207.50- 25704.40 07/31 Payment: Dividend 0.100% 2.29 25706.69 Annual Percentage Yield Earned 0.100% from 07/01/12 through 07/31/12 Based on Average Daily Balance of 26936._41 07/31 Ending Balance 25706.69 Dividend YTD: Year to Date 21.59 Number Amount Number Amount Number Amount Number Amount 000114 711.75 070915* 91.50 072517* 1207.50 * Asterisk next to number indicates skip in number sequence Total Dividend YTD: Year to Date 21.59 --------------------------------------------------------------- Total Dividend YTD: Year to Date 21.59 P.O.Box 67013 (717) 234.8484 (Harrisburg) Harrisburg,PA 17106-7013 (800)237-7328(Nationwide) P SE. CO website - http://www.psecu.com 1 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 08/31/12 Post Eff Description Amount Balance 08/01 . ID 01 REGULAR SHARE Beginning Balance 10.00 08/31 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 ------------------------------------------------------------- Post Eff Description Amount Balance 08/01 ID 04 CHECKING Beginning Balance 25706.69 08/02 Withdrawal Check Card 111.30- 25595.39 08/01 2.480163K68ABR8OG9 4225 STORAGE CENTER OF CAMP CAMP HILL PA 08/10 Check 000115 2367.65- 23227.74 08/14 ELECTRONIC BILL 0003 FOR $36.25 WAS SENT TO UGI UTILITIES 08/14 ELECTRONIC BILL 0005 FOR $14.78 WAS SENT TO PENNSYLVANIA-AME 08/16 Withdrawal Direct Deposit PENNSYLVANIA-AME 14.78- 23212.96 TYPE: E-BILL CO: PENNSYLVANIA=AME 08/16 Withdrawal Direct Deposit UGI UTILITIES 36.25- 23176.71 TYPE: E-BILL CO: UGI UTILITIES 08/31 Payment: Dividend 0.100% 2.03 23178.74 Annual Percentage Yield Earned 0.100% from 08/01/12 through 08/31/12 Based on Average Daily Balance of 23892.37 08/31 Ending Balance 23178.74 Dividend YTD: Year to Date 23.62 Number Amount Number Amount Number Amount Number Amount 000115 2367.65 Total Dividend YTD: Year to Date 23.62 ---------------------------------------------------------------------------------- Total Dividend YTD: Year to Date 23.62 P.O.Box 67013 (717)234-8484(Harrisburg) Harrisburg,PA 17106-7013 (800)237.7328 (Nationwide) website - htip://www.psecu.com I PSECO JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 09/30/12 Post . .Eff .Des6rivtion_ Amount Balance 09/01 ID 01 REGULAR SHARE Beginning Balance 10.00 09/30 Ending Balance MOO Dividend YTD: Year to Date 0.00 ------------------------------------------------------------------------------------ Post Eff Description Amount Balance 09/01 ID 04 CHECKING Beginning Balance 23178.74 09/05 Withdrawal Check' Card 111.30- 23067.44 09/04. 2480163L88ABR84W9 4225 STORAGE CENTER OF CAMP CAMP HILL PA 09/14 ELECTRONIC 'BILL* 0003 FOR $18.12 WAS SENT TO UGI UTILITIES 09/14 ELECTRONIC BILL 0005 FOR $15.70 WAS SENT TO PENNSYLVANIA-AME 09/14 ELECTRONIC BILL 0006 FOR $53.09 WAS SENT TO AT&T 09/18 BILLPAYER CHECK 091817 FOR $125.00 WAS, MAILED .TO SMIGEL ANDERSON AND SACKS L. 09/18 Withdrawal Direct Deposit PENNSYLVANIA-AME 15.70- 23051.74 TYPE: E-BILL CO: PENNSYLVANIA-AME 09/18 Withdrawal .Direct Deposit UGI UTILITIES 18.1`L- 23033.62 TYPE: E-BILL CO: UGI UTILITIES 09/18 Withdrawa' l 'Diredt Deposit AT&T 53.09- 22980.55 TYPE: E-BILL. CO: AT&T 09/21 Check 091817 125.00- 22855-53 09/30 Payment: . Dividpfid 0.100% '1.89 22857.42 Annual Percentage Yield Earned 0.100% from 09/01/12 through 09/30/12 Based on Average Daily Balance of 23002.95 09/30 Ending Balance - 22857.42 Dividend YTD: Year to Date 25.51 Number Amount Number Amount Number Amount Number -Amount 091617 125.00 Total Dividend YTD: Year to Date 25.51 Total Dividend YTD: Year to Date 25.51 P.O.Box 67013 (717)234.8484(Harrisburg) Harrisburg,PA 17106-7013 (800) 237-7328(Nationwide) PSECO website - hffp://www.psecu.com 1 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 10/31/12 Post Eff Description Amount Balance 10/O1 ID 01 REGULAR SHARE Beginning Balance 10.00 10/31 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 --------------------------------------------------------- Post Eff Description Amount Balance 10/01 ID 04 CHECKING Beginning Balance 22857.42 10/02 Withdrawal Check Card 111.30- 22746.12 10/01, 2480163M38ABR8975 4225 STORAGE CENTER OF CAMP CAMP HILL PA 10/05 ELECTRONIC BILL 0005 FOR $15.70 WAS SENT TO PENNSYLVANIA-AME 10/05 ELECTRONIC BILL 0006 FOR $94.88 WAS SENT TO AT&T 10/10 Withdrawal Direct Deposit PENNSYLVANIA-AME 15.70- 22730.42 TYPE: E-BILL CO: PENNSYLVANIA-AME 10/10 Withdrawal Direct Deposit AT&T 94.887 22635.54 TYPE: E-BILL CO: AT&T 10/29 Withdrawal Check Card 37.08- 22598.46 10/26 2438775MY03TXMJ6H 5310 KMART 09123 ENOLA PA 10/31 Payment: Dividend 0.100% 1.93 22600.39 Annual Percentage Yield Earned 0.100% from 10/01/12 through 10/31/12 Based on Average Daily Balance of 22667.65 10/31 Ending Balance 22600.39 Dividend YTD: Year to Date 27.44 Total Dividend YTD: Year to Date 27.44 . ------------------------------------------------------------ Total Dividend YTD: Year to Date 27.44 o{4 P.O.Bax 67013 (111)234-8484(Harrisburg) Harrisburg,PA 17106.7013 (800)237.7328(Nationwide) PSECO website- http://www.psecu.com 1 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 11/30/12 Post Eff Description Amount Balance 11/01 ID 01 REGULAR SHARE Beginning Balance 10.00 11/30 Ending Balance 1040 Dividend YTD: Year to Date 0.00 ------------------------------------ -- Post Eff Description Amount Balance 11/01 ID 04 CHECKING Beginning Balance 22600.39 11/02 Withdrawal Check Card 111.30- 22489.09 11/01 2480163N28ABG4TWF 4225 STORAGE CENTER OF CAMP CAMP HILL PA 11/21 ELECTRONIC BILL 0003 FOR $18.35 WAS SENT TO UGI UTILITIES 11/21 ELECTRONIC BILL 0006 FOR $33.49 WAS SENT TO AT&T 11/26 Withdrawal Direct Deposit UGI UTILITIES 18.35- 22470.74 TYPE: E-BILL CO: UGI UTILITIES 11_ /26 Withdrawal Direct Deposit AT&T 33.49- 22437:25 TYPE: E-BILL CO: AT&T 11/30 Payment: Dividend 0.100°% 1.85 22439.10 Annual Percentage Yield Earned 0.100% from 11/01/12 through 11/30/12 Based on Average Daily Balance of 22484.16 11/30 Ending Balance 22439.10 Dividend YTD: Year to Date 29.29 Total Dividend YTD: Year to Date 29.29 --------------- Total Dividend YTD: Year to Date 29.29 R P.O.Box 67013 (717)234.8484(Harrisburg) Harrisburg,PA 17106-7013 (800)237.7328 (Nationwide) PSECO website - http://www.psecu.com 1 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205, W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 12/31/12 Post Eff Description Amount Balance 12/01 ID 01 REGULAR SHARE Beginning Balance 10:00 12/31 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 Post Eff Description Amount Balance 12/01 ID 04 CHECKING Beginning Balance 22439.10 12/04 Withdrawal Check Card 111.30-. 22327.80 12/03 2480163P28ABG4YXD 4225 STORAGE CENTER OF CAMP CAMP HILL PA 12/22 Withdrawal POS #17720145 56.13- 22271.67 POS GIANT 6331 5301 SIMPSON FERRY MECHANICSBURG PA '12/31 Payment: Dividend 0.100% 1.90 22273.57 Annual Percentage Yield Earned 0.100% from 12/01/12 through 12/31/12 Based on Average Daily Balance of 22320:46 12/31 Ending Balance 22273.51 Dividend YTD: Year to Date 31.19 Total Dividend YTD:. Year to Date 31.19 ---------------------------------------------- - Total Dividend YTD: Year to Date 31.19 P.O.Box 67013 (717)234-8484 (Harrisburg) Harrisburg,PA 17106.7013 (800)237-7328(Nationwide) PSECO website - http://www.psecu.com 1 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 01/31/13 Post Eff Description Amount Balance 01/01 ID 01 REGULAR SHARE Beginning Balance 10.00 01/31 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 Post Eff Description Amount Balance 01/01 ID 04 CHECKING Beginning Balance 22273.57 01/03 Withdrawal Check Card 111.30- 22162.27 01/02 2480163028ABG539N 4225 STORAGE CENTER OF CAMP CAMP HILL PA 01/09 BILLPAYER CHECK 010915 FOR $192.15 WAS MAILED TO EAST PENNSBORO TOWNSHIP. 01/09 ELECTRONIC BILL 0003 FOR $38.29 WAS SENT TO UGI UTILITIES 01/09 ELECTRONIC BILL 0006 FOR $43.09 WAS SENT TO AT&T 01/11 Withdrawal Direct Deposit UGI UTILITIES 38.29- 22123.9.8 TYPE: E-BILL CO: UGI UTILITIES 01/11 Withdrawal Direct Deposit AT&T 43.09- 22080.89 TYPE: E-BILL CO: AT&T 01/14 Withdrawal By Check 7000.00- 15080.89 01/14 Withdrawal Transfer 500.00- 14580.89 To MCCORMICK,DENEEN XXXXXXXXXX Share 04 01/17 Check 010915 192.15- 14388.74 01/31 Payment: Dividend 0.100% 1.50 14390.24 Annual Percentage Yield Earned 0.100% from 01/01/13 through 01/31/13 Based on Average Daily Balance of 17666.51 01/31 Ending Balance 14390:24 Dividend YTD: Year to Date 1.50 Number Amount Number Amount Number Amount Number Amount 010915 192.15 Total Dividend. YTD: Year to Date 1.50 --------------------------------- Total Dividend YTD: Year to Date 1.50 �-7 P.O.Box 67013 (717)234.8484(Harrisburg) Harrisburg,PA 17106-7013 (800)237-7328(Nationwide) PSECO website - http://www.psecu.com 1 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 02/28/13 Post Eff Description Amount Balance 02/01 ID 01 REGULAR SHARE Beginning Balance 10.00 02/28 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 -------------------------------------------------------------- Post Eff Description Amount Balance 02/01 ID 04 CHECKING Beginning Balance 14390.24 02/03 Withdrawal Check Card 111.30- 14278.94 02/01 2480163108ABG57PX 4225 STORAGE CENTER OF CAMP CAMP HILL PA 02/14 BILLPAYER CHECK 021417 FOR $135.00 WAS MAILED TO- SMIGEL ANDERSON AND SACKS L. 02/20 Check 021417 135.00- 14143.94 02/25 ELECTRONIC BILL 0003 FOR $72.92 WAS SENT TO UGI UTILITIES 02/25 ELECTRONIC BILL 0006 FOR $86.90 WAS SENT TO AT&T 02/27 Withdrawal Direct Deposit UGI UTILITIES 72.92- 14071.02 TYPE: E-BILL CO: UGI UTILITIES 02/27 Withdrawal Direct Deposit AT&T 86.90- 13984.12 TYPE: E-BILL CO: AT&T 02/28 Payment: Transfer 7500.00 21484.12 From MCCORMICK,DENEEN XXXXXXXXXX Share 04 02/28 Payment: Dividend 0.100% 1.11 21485:23 Annual Percentage Yield Earned 0.100% from 02/01/13 through 02/28/13 Based on Average Daily Balance of 14499.94 02/28 Ending Balance 21485.23 Dividend YTD: Year to Date 2.61 Number Amount Number Amount Number Amount Number Amount 021417 135.00 Total Dividend YTD: Year to Date 2.61 ---------- ------------------------- Total Dividend YTD: Year to Date 2.61 d� P.O.Box L7013 (1]7)234-8484(Harrisburg) Harrisburg,PA 17106.7013 (800)237-7328(Nationwide) PSECO website - htip://www.psecu.com 1 JOINT OWNER ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508 MEMBER NUMBER STATEMENT DATE 8008XXXXXX 03/31/13 Post Eff Description Amount Balance 03/01 ID 01 REGULAR SHARE Beginning Balance 10.00 03/31 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 Post Eff Description Amount Balance 03/01 ID 04 CHECKING Beginning Balance 21485.23 03/03 Withdrawal Check Card 111.30- 21313.93 03/01 24801631W8ABG5Q69 4225 STORAGE CENTER OF CAMP CAMP HILL PA 03/28 Withdrawal Check Card 4.65- 21369,28 03/26 24427332NLM91ZJ'A7 5814 MCDONALD'S 'F2449 CAMP HILL PA 03/28 Withdrawal Check Card 5.71- 21363.57 03/26 24445002N2XD750F5 5814 WENDYS0395 CAMPHILL PA 03/29 Withdrawal Check Card 7.06- 21356.51 03/27 24427332PLM95N174 5814 MCDONALD'S F2449 CAMP HILL PA 03/31 Payment: Dividend 0.100% 1.82 21358.33 Annual Percentage Yield Earned 0.100e from 03/01/13 through 03/31/13 Based on Average Daily Balance of 21379.09 03/31 Ending Balance 21358.33 Dividend YTD: Year to Date 4.43 Total Dividend YTD: Year to Date 4.43 Total Dividend YTD: Year to Date -- 4.43 Pennsylvania State Employees Credit Union PSECLIP.O. Box 67013 Harrisburg, PA 17106-7013 Member Number: 8008****** 800.237.7328 psecu.com Statement Period: 04/01/13 to 04/30/13 Direct inquiries regarding preauthorized electronic Page Number: Regular 1 of 2 transfer or account errors to the above address. Account Balances at a Glance Total Shares: $20,052.95 00.423 00.046 Total Certificates: $0.00 p ESTATE OF ANN S MCCORMICK Total Loans: $0.00 DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN,PA 17011-6508 000819 01 060791 001 S2 SAP:1,2 © ONLINE BANKINGIaccount alerts and more. >>psecu.corn/online YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $6.16 'SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 04/01 Beginning Balance 10.00 04/30 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 CHECKING ID 04 04/01 Beginning Balance 21,358.33 04/02 Withdrawal Check Card -111.30 21,247.03 04/01 24801632V8ABG5GTB 4225 STORAGE CENTER OF CAMP CAMP HILL PA 04/05 ELECTRONIC BILL 0003 FOR$40.51 04/05 WAS SENT TO UGI UTILITIES 04/05 ELECTRONIC BILL 0005 FOR$98.31 04/05 WAS SENT TO PENNSYLVANIA-AME 04/05 ELECTRONIC BILL 0006 FOR$42.94 04/05 WAS SENT TO AT&T 04/09 Withdrawal Direct Deposit UGI UTILITIES -40.51 21,206.52 04/09 TYPE:E-BILL CO:UGI UTILITIES 04/09 Withdrawal Direct Deposit AT&T -42.94 21,163.58 04/09 TYPE:E-BILL CO:AT&T 04/09 Withdrawal Direct Deposit PENNSYLVANIA-AME -98.31 21,065.27 04/09 TYPE:E-BILL CO:PENNSYLVANIA-AME 04/29 Check 000117 -260.00 20,805.27 3b Pennsylvania State Employees Credit Union ESTATE OF ANN S MCCORMICK PSECLI . P.O. Box 67013 Harrisburg, PA 17106-7013 800.237.7328 Member Number: 8008****** psecu.com Statement Period: 04/01/13 to 04/30/13 Page Number: Regular 2 of 2 Posting Effective Transaction New Date Date Transaction Description Amount Balance 04/30 Check 000116 -764.05 20,041.22 04/30 Payment:Dividend 0.100% 1.73 20,042.95 Annual Percentage Yield Earned 0.100%from 04/01/13 through 04/30/13 Based on Average Daily Balance of 21,074.65 04/30 Ending Balance 20,042.95 Dividend YTD: Year to Date 6.16 CLEARED DRAFT RECAP Draft# Date Amount Draft# Date Amount Draft# Date Amount 116 04/30 764.05 117 04/29 260.00 *Indicates a break in check sequence. Pennsylvania State Employees Credit Union P.O. Box 67013 Harrisburg, PA 17106-7013 Member Number: 8008****** 800.237:7328 S E C1 L, psecu.com Statement Period: 05/01/13 to 05/31/13 Direct inquiries regarding preauthorized electronic page Number: Regular 1 of 1 transfer or account errors to the above address. Account Balances at a Glance Total Shares: $81,146.70 00.301 00.031 Total Certificates: $0.00 ESTATE OF ANN S MCCORMICK Total Loans: $0.00 DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN,PA 17011-6508 000832 01 144546 001 S1 SAP:1,2 Share Your Credit Union With Your Immediate Family 1t . • >>psecu.com/join "1 4j YEAR TO-DATE INFORMATION Description Amount Total Dividends Year to Date $12.21 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 05/01 Beginning Balance 10.00 05/31 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 CHECKING ID 04 05/01. Beginning Balance 20,042.95 05/06 ELECTRONIC BILL 0003 FOR$117.67 05/06 WAS SENT TO UGI UTILITIES 05/06 ELECTRONIC BILL.0005 FOR$18.09 05/06 WAS SENT TO PENNSYLVANIA-AME 05/06 Payment: By Check 52.45 20,095.40 05/06 Payment: By Check 61,171.01 81,266.41 05/08 Withdrawal Direct Deposit PENNSYLVANIA-AME -18.09 81,248.32 05/08 TYPE:E-BILL CO:PENNSYLVANIA-AME 05/08 Withdrawal Direct Deposit UGI UTILITIES -117.67 81,130.65 05/08 TYPE:E-BILL CO:UGI UTILITIES 05/31 Payment: Dividend 0.100% 6.05 81,136.70 Annual Percentage Yield Earned 0.100%from 05/01/13 through 05/31/13 Based on Average Daily Balance of 71,286.55 05/31 Ending Balance 81,136.70 Dividend YTD: Year to Date 12.21 Pennsylvania State Employees Credit Union PSECLIP.O. Box 67013 Harrisburg, PA 17106-7013 Member Number: 8008****** 800.237.7328 psecu.com Statement Period: 06/01/13 to 06/30/13 Direct inquiries regarding preauthorized electronic Page Number: Regular 1 of 1 transfer or account errors to the above address. Account Balances at a Glance Total Shares: $63,049.40 00.301 00.031 Total Certificates: $0.00 ESTATE OF ANN S MCCORMICK Total Loans: $0.00 DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN,PA 17011-6508 000849 01 062094 001 S1 SAP:1,2 UNMER? Monthly credit scores for free. Learn more at psecu.com/fico. 5� YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $18.77 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 06/01 Beginning Balance 10.00 06/30 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 CHECKING ID 04 06/01 Beginning Balance 81,136.70 06/03 ELECTRONIC BILL 0003 FOR$97.06 06/03 WAS SENT TO UGI UTILITIES 06/05 Withdrawal Direct Deposit UGI UTILITIES -97.06 81,039.64 06/05 TYPE: E-BILL CO: UGI UTILITIES 06/12 Payment:at ATM#00007152/PE0428 993.20 82,032.84 06/12 ATM P.S.E.C.U.2300 CAMERON STREE 06/12 HARRISBURG PA 06/28 Withdrawal Transfer -19,000.00 63,032.84 06/28 To MCCORMICK,DENEEN XXXXXXXXXX Share 04 06/30 Payment: Dividend 0.100% 6.56 63,039.40 Annual Percentage Yield Earned 0.100%from 06/01/13 through 06/30/13 Based on Average Daily Balance of 79,781.61 06/30 Ending Balance 63,039.40 Dividend YTD: Year to Date 18.77 33 1R Pennsylvania State Employees Credit Union P.O.Box 67013 Harrisburg, PA 17106-7013 Member Number: 8008****** 800.237.7328 psecu.com Statement Period: 07/01/13 to 07/31/13 PSEC11 Direct inquiries regarding preauthofted electronic . Page Number: Regular 1 of 2 transfer or account errors to the above address. Account Balances at a Glance Total Shares: $6,128.00 00.423 00.046 Total Certificates: $0.00 r ESTATE OF ANN S MCCORMICK Total Loans: $0.00 DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN,PA 17011-6508 000870 01 061076 001 S2 SAP:1,2 GET .9% ANNUAL FEE � ►sa INACTIVITY FEE vAPR BALANCE TRANSFER FEE OUR *ANNUAL PERCENTAGE PATE psecu.com/visa (from us) YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $20.31 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 07/01 Beginning Balance 10.00 07/31 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 CHECKING ID 04 07/01 Beginning Balance 63,039.40 07/01 Withdrawal Account Adjustment: -19,000.00 44,039.40 07/01 J72-WIRE TRANSFER 07/01 MERRILL LYNCH 07/01 PAUL W CRITCHLOW&PATRICIA MCCORMICK 07/01 WIRE PURPOSE: DISTRIBUTION OF ESTATE 07/01 Withdrawal Account Adjustment: -10.00 44,029.40 07/01 J17-WIRE TRANSFER SERVICE CHARGE 07/01 Withdrawal Account Adjustment: -7,754.82 36,274.58 07/01 J72-WIRE TRANSFER 07/01 MERRILL LYNCH 07/01 PAUL W CRITCHLOW&PATRICIA S MCCORMICK 07/01 WIRE PURPOSE:TO MK WHOLE HOUSE SETTLEMENT 07/01 Withdrawal Account Adjustment: -10.00 36,264.58 07/01 J17-WIRE TRANSFER SERVICE CHARGE 07/02 Payment:Transfer 7,754.82 44,019.40 07/02 From MCCORMICK,DENEEN XXXXXXXXXX Share 04 07/02 Check 000119 -8,000.00 36,019.40 W w '® Pennsylvania State Employees Credit Union ESTATE OF ANN S MCCORMICK P.O. Box 67013 Harrisburg, PA 17106-7013 ****** 800.237.7328PSECII Member Number: 8008 psecu.com Statement Period: 07/01/13 to 07/31/13 Page Number: Regular 2 of 2 Posting Effective Transaction New Date Date Transaction Description Amount Balance 07/09 Check 000120 -8,000.00 28,019.40 07/15 Check 000118 -19,000.00 9,019.40 07/16 Check 000121 -3,000.00 6,019.40 07/20 Payment:at ATM#00001613/PE0428 97.06 6,116.46 07/20 ATM P.S.E.C.U.2300 CAMERON STREE 07/20 HARRISBURG PA 07/31 Payment: Dividend 0.100% 1.54 6,118.00 Annual Percentage Yield Earned 0.100%from 07/01/13 through 07/31/13 Based on Average Daily Balance of 18,161.65 07/31 Ending Balance 6,118.00 Dividend YTD: Year to Date 20.31 CLEARED DRAFT RECAP Draft# Date Amount Draft# Date Amount Draft# Date Amount 118 07/15 19,000.00 120 07/09 8,000.00 119 07/02 8,000.00 121 07/16 3,000.00 *Indicates a break in check sequence. Pennsylvania State Employees Credit Union P.O. Box 67013 Harrisburg, PA 17106-7013 Member Number: 8008****** 800.237.7328 PSECLI psecu.com Statement Period: 08/01/13 to 08/31/13 Direct inquiries regarding preauthorized electronic transfer or account errors to the above address. Page Number: Regular 1 of 1 Account Balances at a Glance Total Shares: $6,128.52 00.301 00.031 Total Certificates: $0.00 ESTATE OF ANN S MCCORMICK Total Loans: $0.00 DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN,PA 17011-6508 000938 01061165 001 S1 SAP:1,2 FREE Security Software forlbur PC Download Rapport at psecu.com/security/software Trusteer,Inc.is not an affiliate company of PSEM PSECU is not responsible for the claims,content or services associated with the Rapport software by Trusteer. YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $20.83 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 08/01 Beginning Balance 10.00 08/31 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 CHECKING ID 04 08/01 Beginning Balance 6,118.00 08/31 Payment:Dividend 0.100% 0.52 6,118.52 Annual Percentage Yield Earned 0.100%from 08/01/13 through 08/31/13 Based on Average Daily Balance of 6,118.00 08/31 Ending Balance 6,118.52 Dividend YTD: Year to Date 20.83 n PSECLI ® Pennsylvania State Employees Credit Union P.O. Box 67013 Harrisburg, PA 17106-7013 Member Number: 8008"""*** 800.237.7328 psecu.com Statement Period: 09/01/13 to 09/30/13 Direct inquiries regarding preauthorized electronic transferor account errors to the above address. Page Number: Regular 1 of 1 Account Balances at a Glance Total Shares: $6,069.52 00.301 00.031 Total Certificates: $0.00 ESTATE OF ANN S MCCORMICK Total Loans: $0.00 DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN,PA 17011-6508 000956 01062358 001 81 SAP:1,2 DEPOSIT CHECKS psecu.com/mobile on the go. YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $21.33 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 09/01 Beginning Balance 10.00 09/30 Ending Balance ' 10.00 Dividend YTD: Year to Date 0.00 CHECKING ID 04 09/01 Beginning Balance 6,118.52 09/20 BILLPAYER CHECK 092001 FOR$59.50 09/20 WAS MAILED TO HOLY SPIRIT HOSPITAL. 09/25 Check 092001 -59.50 6,059.02 09/30 Payment: Dividend 0.100% 0.50 6,059.52 Annual Percentage Yield Earned 0.100%from 09/01/13 through 09/30/13 Based on Average Daily Balance of 6,106.62 09/30 Ending Balance 6,059.52 Dividend YTD: Year to Date 21.33 CLEARED DRAFT RECAP Draft# Date Amount Draft# Date Amount Draft# Date Amount 92001 09/25 59.50 *Indicates a break in check sequence. 3? Pennsylvania State Employees Credit Union PSECLIP.O. Box 67013 Harrisburg, PA 17106-7013 Member Number: 8008****** 800.237.7328 psecu.com Statement Period: 10/01/13 to 10/31/13 Direct inquiries regarding preauthorized electronic transfer or account errors to the above address. Page Number: Regular 1 of 1 Account Balances at a Glance Total Shares: $6,070.03 00.301 00.031 Total Certificates: $0.00 ESTATE OF ANN S MCCORMICK Total Loans: $0.00 DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN,PA 17011-6508 000969 01 060897 001 S1 SAP:1,2 GET O ANNUAL FEE �9/(� INACTIVITY FEE visaNO OUR APR psecu.com/visa Brom us) TRANSFER FEE lF ANNUAL➢E R CENTAOE RATE YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $21.84 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 10/01 Beginning Balance 10.00 10/31 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 CHECKING ID 04 10/01 Beginning Balance 6,059.52 10/31 Payment:Dividend 0.100% 0.51 6,060.03 Annual Percentage Yield Earned 0.100%from 10/01/13 through 10/31/13 Based on Average Daily Balance of 6,059.52 10/31 Ending Balance 6,060.03 Dividend YTD: Year to Date 21.84 39 Pennsylvania State Employees Credit Union PSECLP.O. Box 67013 Harrisburg, PA 17106-7013 Member Number: 8008****** 800.237.7328 psecu.com Statement Period: 11/01/13 to 11/30/13 Direct inquiries regarding preauthorized electronic Page Number: Regular 1 of 1 transfer or account errors to the above address. Account Balances at a Glance 00.301 00.031 Total Shares: $6,070.53 Total Certificates: $0.00 ESTATE OF ANN S MCCORMICK Total Loans: $0.00 F DENEEN MCCORMICK EXECUTRIX 205 W COU RTLAND AVE SHIREMANSTOWN, PA 17011-6508 000982 01 061011001 S1 SAP:1,2 s5 73376 0 FICO-and Fair Isaac-are registered trademarks of O KNOW YOUR SCOL the Fair Isaac Corporation In the United States,and may be trademarks or registered trademarks of the Fair Isaac Corporation In other countries.PSECU is Free monthly updates to your FICO®Credit Score not a credit reporting agency.Fair Isaac is not an affiliate company of PSECU.Members must have Log into your account>>My Money PSECU checking or a PSECU loan to be eligible for this service.Joint Owners are not eligible. YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $22.34 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 11/01 Beginning Balance 10.00 11/30 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 CHECKING ID 04 11/01 Beginning Balance 6,060.03 11/30 Payment:Dividend 0.100% 0.50 6,060.53 Annual Percentage Yield Earned 0.100%from 11/01/13 through 11/30/13 Based on Average Daily Balance of 6,060.03 11/30 Ending Balance 6,060.53 Dividend YTD: Year to Date 22.34 39 Pennsylvania State Employees Credit Union PSECUP.O. Box 67013 Harrisburg, PA 17106-7013 Member Number: 8008****** 800.237.7328 psecu.com Statement Period: 12/01/13 to 12/31/13 Direct inquiries regarding preauthorized electronic page Number: Regular 1 of 1 transfer or account errors to the above address. Account Balances at a Glance Total Shares: $6,071.04 00.301 00.031 Total Certificates: $0.00 ESTATE OF ANN S MCCORMICK Total Loans: $0.00 DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN,PA 17011-6508 001023 01 162298 001 S1 SAP:1,2 Share Your Credit Union With Your Family and Friends. >>psecu.com/join i • •. • • • . • • • •• • • • • •• • • • • . • •� • • • • YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $22.85 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 12/01 Beginning Balance 10.00 12/31 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 CHECKING ID 04 12/01 Beginning Balance 6,060.53 12/31 Payment: Dividend 0.100% 0.51 6,061.04 Annual Percentage Yield Earned 0.100%from 12/01/13 through 12/31/13 Based on Average Daily Balance of 6,060.53 12/31 Ending Balance 6,061.04 Dividend YTD: Year to Date 22.85 I Pennsylvania State Employees Credit Union P.O.Box 61013 Harrisburg, PA 17106-7013 Member Number., 8008*****' $00.237.7328 PSE@U psecu.com Statement Period: 01/01/14 to 01/31/14 Direct inquiries regarding preauthorized electronic Page Number: Regular 1 of I transfer or account errors to the above address. Account Balances at a Glance Total Shares: $6,071.55 00.301 00.031 Total Certificates: $0.00 ESTATE OF ANN S MCCORMICK Total Loans: $0.00 DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND.AVE SHIREMANSTOWN,PA 17011-6508 001045 01061376 001 S1 SAP:1,2 ANNUAL FEE GET INACTIVITY FEE 0 'VISA BALANCE TRANSFER FEE 9APRI* psecu.com/visa NO (from us) UR *ANNUAL PERCENTAGE RATE YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $0.51 SHARES Posting Effective Transaction New Date -Date Transaction Description Amount Balance REGULAR SHARE ID 01 01/01 Beginning Balance 10.00 01/31 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 CHECKING ID 04 01/01 Beginning Balance 6,061.04 01/31 Payment:Dividend 0.100% 0.51 6,061.55 Annual Percentage Yield Earned 0.100%from 01/01/14 through 01/31/14 Based on Average Daily Balance of 6,061.04 01/31 Ending Balance 6,061.55 Dividend YTD: Year to Date 0.51 Pennsylvania State Employees Credit Union P.O. Box 67013 Harrisburg, PA 17106-7013 Member Number: 8008****** 800.237.7328 S E C1 L, psecu.com Statement Period: 02/01/14 to 02/28/14 Direct inquiries regarding preauthodzed electronic page Number Regular 1 of 1 transfer or account errors to the above address. Account Balances at a Glance Total Shares: $6,072.01 00.301 00.031 Total Certificates: $0.00 ESTATE OF ANN S MCCORMICK Total Loans: $0.00 DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN, PA 17011-6508 001059 01 061428 001 S1 SAP:1,2 GET MONEY for whatever you need H 0C WITH A LOW-RATE >>psecu.com/heloc YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $0.97 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 02/01 Beginning Balance 10.00 02/28 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 CHECKING ID 04 02/01 Beginning Balance 6,061.55 02/28 Payment: Dividend 0.100% 0.46 6,062.01 Annual Percentage Yield Earned 0.100%from 02/01/14 through 02/28/14 Based on Average Daily Balance of 6,061.55 02/28 Ending Balance 6,062.01 Dividend YTD: Year to Date 0.97 PSECLPennsylvania State Employees Credit Union P.O.Box 67013 Harrisburg, PA 17106-7013 Member Number: 8008****** 800.237.7328 psecu.com Statement Period: 03/01/14 to 03/31/14 Direct inquiries regarding preauthorized electronic Page Number: Regular 1 of I transfer or account errors to the above address. Account Balances at a Glance Total Shares: $6,072.52 00.301 00.031 Total Certificates: $0.00 ESTATE OF ANN S MCCORMICK Total Loans: $0.00 F. DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN,PA 17011-6508 001082 01062646 001 S1 SAP:1,2 IMES >> See your monthly payment GOEIGUM at psecu.com/calculators YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $1.48 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 03/01 Beginning Balance 10.00 03/31 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 CHECKING ID 04 03/01 Beginning Balance 6,062.01 03/31 Payment:Dividend 0.100% 0.51 6,062.52 Annual Percentage Yield Earned 0.100%from 03/01/14 through 03/31/14 Based on Average Daily Balance of 6,062.01 03/31 Ending Balance 6,062.52 Dividend YTD: Year to Date 1.48 13 Pennsylvania State Employees Credit Union PSECLIP.O. Box 67013 Harrisburg, PA 17106-7013 Member Number: 8008****** 800.237.7328 psecu.com Statement Period: 04/01/14 to 04/30/14 Direct inquiries regarding preauthorized electronic page Number: Regular 1 of 1 transfer or account errors to the above address. Account Balances at a Glance 00.301 00.031 Total Shares: $6,073.02 Total Certificates: $0.00 ESTATE OF ANN S MCCORMICK Total Loans: $0.00 DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN,PA 17011-6508 001108 01061549 001 S1 SAP:1,2 SHIELD YOUR ONLINE FINANCIAL INFORMATION FROM THEFT. To learn more and to download your free software,go to,psecu.com/security/software. YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $1.98 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 04/01 Beginning Balance 10.00 04/30 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 CHECKING ID 04 04/01 Beginning Balance 6,062.52 04/30 Payment: Dividend 0.100% 0.50 6,063.02 Annual Percentage Yield Earned 0.100%from 04/01/14 through 04/30/14 Based on Average Daily Balance of 6,062.52 04/30 Ending Balance 6,063.02 Dividend YTD: Year to Date 1.98 n ® Pennsylvania State Employees Credit Union P.O. Box 67013 Harrisburg, PA 17106-7013 ****** PSECU 800.237.7328 Member Number: 8008 psecu.com Statement Period: 05/01/14 to 05/31/14 Direct inquiries regarding preauthofted electronic Page Number: Regular 1 of 1 transfer or account errors to the above address. Account Balances at a Glance Total Shares: $6,073.53 00.501 00.054 Total Certificates: $0.00 ESTATE OF ANN S MCCORMICK Total Loans: $0.00 DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN, PA 17011-6508 001133 01 139230 001 S1 SAP:1,2,3 e Enroll in e-Statements. Log in >>My Money. YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $2.49 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 05/01 Beginning Balance 10.00 05/31 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 CHECKING ID 04 05/01 Beginning Balance 6,063.02 05/31 Payment: Dividend 0.100% 0.51 6,063.53 Annual Percentage Yield Earned 0.100%from 05/01/14 through 05/31/14 Based on Average Daily Balance of 6,063.02 05/31 Ending Balance 6,063.53 Dividend YTD: Year to Date 2.49 i q PSECLPennsylvania State Employees Credit Union P.O. Box 67013 Harrisburg, PA 17106-7013 Member Number: 8008"" 800.237.7328 I psecu.com Statement Period: 06/01/14 to 06/30/14 Direct inquiries regarding preauthorized electronic Page Number: Regular 1 of 1 transfer or account errors to the above address. Account Balances at a Glance Total Shares: $5,381.51 00.313 00.044 Total Certificates: $0.00 E6:9ESTATE OF ANN S MCCORMICK Total Loans: $0.00 DENEEN MCCORMICK EXECUTRIX 205WCOURTLANDAVE SHIREMANSTOWN, PA 17011-6508 001157 01 062604 001 S1 SAP:1,2,3 GOWITH YOUR Anywhere, anytime access with our mobile solutions. MONEY >>psecu.com/mobile YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $2.97 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 06/01 Beginning Balance 10.00 06/30 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 CHECKING ID 04 06/01 Beginning Balance 6,063.53 06/16 BILLPAYER CHECK 061602 FOR$692.50 06/16 WAS MAILED TO SMIGEL ANDERSON AND SACKS L. 06/19 Check 061602 -692.50 5,371.03 06/30 Payment: Dividend 0.100% 0.48 5,371.51 Annual Percentage Yield Earned 0.100%from 06/01/14 through 06/30/14 Based on Average Daily Balance of 5,786.53 06/30 Ending Balance 5,371.51 Dividend YTD: Year to Date 2.97 CLEARED DRAFT RECAP Draft# Date Amount Draft# Date Amount Draft# Date Amount 61602 06/19 692.50 'Indicates a break in check sequence. Pennsylvania State Employees Credit Union PSECLIP.O. Box 67013 Harrisburg, PA 17106-7013 Member Number: 8008""" 800.237.7328 psecu.com Statement Period: 07/01/14 to 07/31/14 Direct inquiries regarding preauthorized electronic page Number: Regular 1 of 1 transfer or account errors to the above address. Account Balances at a Glance Total Shares: $5,381.97 00.313 00.044 Total Certificates: $0.00 ESTATE OF ANN S MCCORMICK Total Loans: $0.00 DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN,PA 17011-6508 001159 01 153195 001 S1 SAP:1,2,3 Use Bill Payer Service Instead! psecu.com/bII(payer YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $3.43 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 07/01 Beginning Balance 10.00 07/31 Ending Balance 10.00 Dividend YTD: Year to Date 0.00 CHECKING ID 04 07/01.. Beginning Balance 5,371.51 07/31 Payment:Dividend 0.100% 0.46 5,371.97 Annual Percentage Yield Earned 0.100%from 07/01/14 through 07/31/14 Based on Average Daily Balance of 5,371.51 07/31 Ending Balance 5,371.97 Dividend YTD: Year to Date 3.43 y7 X R L Pennsylvania State Employees Credit Union EP.O.Box 67013 Harrisburg,PA 17106-7013 Member Number: 8008"**** 800.237.7328 psecu.comPS C1 , Statement Period: 08/01/14 to 08/31/14 Direct inquiries regarding preauthonzed electronic transfer or account errors to the above address. Page Number: Regular 1 of 1 Account Balances at a Glance + 0509743 000240407 OPSECA 0640035 Total Shares: $5,382.43 ESTATE OF ANN S MCCORMICK Total Certificates: $0.00 DENEEN MCCORMICK EXECUTRIX Total Loans: $0.00 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508056 Use Bill Payer Service Instead! psecu.com/b1IIpayer YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $3.89 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 08/01 Beginning Balance 10.00 08/31 Ending Balance 10.00 Dividend YTD:Year to Date 0.00 CHECKING ID 04 08/01 Beginning Balance 5,371.97 08/31 Payment:Dividend 0.100% 0.46 5,372.43 Annual Percentage Yield Earned 0.100%from 08/01/14 through 08/31/14 Based on Average Daily Balance of 5,371.97 08/31 Ending Balance 5,372.43 Dividend YTD:Year to Date 3.89 qV x LPennsylvania State Employees Credit Union P S E C1 eP.O.Box 67013 Harrisburg,PA 17106-7013 Member Number: 8008****** 800.237.7328 psecu.com Statement Period: 09/01/14 to 09/30/14 Direct inquiries regarding preauthorized electronic transfer or account errors to the above address. Page Number: Regular 1 of 1 Account Balances at a Glance + 0514482 000246643 DPSECA 0640035 Total Shares: $5,382.87 ESTATE OF ANN S MCCORMICK Total Certificates: $0.00 DENEEN MCCORMICK EXECUTRIX Total Loans: $0.00 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508056 for Purchases& IfISA Cash Advances. 909% No Annual fee. Annual Percentage Rate YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $4.33 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 09/01 Beginning Balance 10.00 09/30 Ending Balance 10.00 Dividend YTD:Year to Date 0.00 CHECKING ID 04 09/01 Beginning Balance 5,372.43 09/30 Payment:Dividend 0.100% 0.44 5,372.87 Annual Percentage Yield Earned 0.100%from 09/01/14 through 09/30/14 Based on Average Daily Balance of 5,372.43 09/30 Ending Balance 5,372.87 Dividend YTD:Year to Date 4.33 O Pennsylvania State Employees Credit Union P.O.Box 67013 Harrisburg,PA 17106-7013 Member Number: 8008****** 800.237.7328 PSECLI psecu.com Statement Period: 10/01/14 to 10/31/14 Direct inquiries regarding preauthorized electronic transfer or account errors to the above address. Page Number: Regular I of I Account Balances at a Glance Total Shares: $5,383.33 + 0519191 000241065 OPSECA 0640035 Total Certificates: $0.00 ESTATE OF ANN S MCCORMICK DENEEN MCCORMICK EXECUTRIX Total Loans: $0.00 1 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508056 Iill What Will MY CAR PAYMENTFind out with our Online Calculators. Be? 89040AN.555>>psecu.com/Vehicles YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $4.79 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 10/01 Beginning Balance 10.00 10/31 Ending Balance 10.00 Dividend YTD:Year to Date 0.00 CHECKING ID 04 10/01 Beginning Balance 5,372.87 10/31 Payment:Dividend 0.100% 0.46 5,373.33 Annual Percentage Yield Earned 0.100%from 10/01/14 through 10/31/14 Based on Average Daily Balance of 5,372.87 10/3111. Ending Balance 6,373.33 Dividend YTD:Year to Date 4.79 50 x OPennsylvania State Employees Credit Union PSECIIP.O.Box 67013 Harrisburg,PA 17106-7013 Member Number: 8008******. 800.237.7328 psecu.com Statement Period: 11/01/14 to 11/30/14 Direct inquiries regarding preauthorized electronic transfer or account errors to the above address. Page Number: Regular 1 of 1 Account Balances at a Glance + 0523425 000241065 OPSECA 0640035 Total Shares: $5,383.77 ESTATE OF ANN S MCCORMICK Total Certificates: $0.00 DENEEN MCCORMICK EXECUTRIX Total Loans: $0.00 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508056 Use Bill Payer Service Instead! >>psecu.com/bi Iipayer YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $5.23 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 11/01 Beginning Balance . 10.00 11/30 Ending Balance 10.00 Dividend YTD:Year to Date 0.00 CHECKING ID 04 11/01 Beginning Balance 5,373.33 11/30 Payment:Dividend 0.100% 0.44 5,373.77 Annual Percentage Yield Earned 0.100%from 11/01/14 through 11/30/14 Based on Average Daily Balance of 5,373.33 11/30 Ending Balance 5,373.77 Dividend YTD:Year to Date 5.23 5t X Pennsylvania State Employees Credit Union PSE@LlP.O.Box 67013 Harrisburg,PA 17106-7013 Member Number: 8008****** 800.237.7328 psecu.com Statement Period: 12/01/14 to 12/31/14 Direct inquiries regarding preauthorized electronic transfer or account errors to the above address. Page Number: Regular 1 of 1 Account Balances at a Glance + 0528852 000263738 OPSECA 0640035 Total Shares: $5,384.23 ESTATE OF ANN S MCCORMICK Total Certificates: $0.00 DENEEN MCCORMICK EXECUTRIX Total Loans: $0.00 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508056 OUR BYLAWS HAVE BEEN AMENDED. To view previous and current Bylaws, as well as a Summary of Changes document, visit psecu.com/disclosures or call us at 800.237.7328 to request a printed copy. YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $5.69 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 12/01 Beginning Balance 10.00 12/31 Ending Balance 10.00 Dividend YTD:Year to Date 0.00 CHECKING ID 04 12/01 Beginning Balance 5,373.77 12/31 Payment: Dividend 0.100% 0.46 5,374.23 Annual Percentage Yield Earned 0.100%from 12/01/14 through 12/31/14 Based on Average Daily Balance of 5,373.77 12/31 Ending Balance 5,374.23 Dividend YTD:Year to Date 5.69 � X O Pennsylvania State Employees Credit Union PSECLIP.O.Box 67013 Harrisburg,PA 17106-7013 Member Number: 8008****** 800.237.7328 psecu.com Statement Period: 01/01/15 to 01/31/15 Direct inquiries regarding preauthorized electronic transfer or account errors to the above address. Page Number: Regular 1 of 1 Account Balances at a Glance Shares: $5,147.18 + 0535079 000240356 OPSECA 0640035 Total ESTATE OF ANN S MCCORMICK Total Certificates: $0.00 DENEEN MCCORMICK EXECUTRIX Total Loans: $0.00 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508056 Enroll in e-Statements. Log in >>My Money. YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $0.45 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 01/01 Beginning Balance 10.00 01/31 Ending Balance 10.00 Dividend YTD:Year to Date 0.00 CHECKING ID 04 01/01 Beginning Balance 5,374.23 01/20 BILLPAYER CHECK 012002 FOR$237.50 01/20 WAS MAILED TO SMIGEL ANDERSON AND SACKS L. 01/29 Check 012002 -237.50 5,136.73 01/31 Payment: Dividend 0.100% 0.45 5,137.18 Annual Percentage Yield Earned 0.100%from 01/01/15 through 01/31/15 Based on Average Daily Balance of 5,351.25 01/31 Ending Balance 5,137.18 Dividend YTD:Year to Date 0.45 CLEARED DRAFT RECAP Draft# Date Amount 12002 01/29 237.50 "Indicates a break in check sequence. Balancing Worksheet A. Complete this section to balance your checkbook. B. Checks and withdrawals that are not on this statement 1. Enter"ENDING BALANCE"amount from your statement ..........$ (1) Check Number Amount 2. Enter any deposits you made that are not listed on this Statement.Include ATM deposits .............................................+$ (2) ...................................................................................................+$ (2) ...................................................................................................+$ (2) 3. Add lines 1&2............................................................................$ (3) 4. In part B,list any checks you wrote that are not shown on your statement. Include ATM withdrawals,SST transfers,online banking transfers, or auto transfers. (You identify these by placing a check mark in your register next to each check that is listed on the statement.) Place total on this line................................................................:$ (4) 5. Subtract line 4 from line 3 ...........................................................$ (5) The balance on line 5 should be the balance you have in your checkbook.If you don't balance,check the following: 1. Is your addition and subtraction correct in your register and in sections A and B? 2. Does the dollar amount of your check register match the dollar amount on this statement? 3. Are all deposits and withdrawals accounted for? Total Important Information Your Billing Rights-Keep this Notice for Future Use The"unpaid loan balance"used to calculate finance charges is the balance after credits are This notice contains important information about your rights and responsibilities under the subtracted and advances or other charges are added. Fair Credit Billing Act. Visa®Loans:You can avoid paying finance charges by paying the new balance of purchases Please write to us at P.O.Box 67013,Harrisburg,PA 17106-7013.Send us a copy of your each month within 25 days of your statement closing date.Otherwise,the new balance of statement.Please keep all originals. purchases and subsequent charges from the date they are posted to your account are In Case of Errors or Questions About Your Bill subject to finance charges.Cash advances are always subject to finance charges from the If you think your bill is wrong,or if you need more information about a transaction on your bill, day they are posted to your account. write us(on a separate sheet)at P.O.Box 67013,Harrisburg,PA 17106-7013,as soon as Purchases: We calculate your finance charges by multiplying the average adjusted daily possible.We must hear from you no later than 60 days after we sent the first bill on which the balance,including new purchases,for the billing cycle by the monthly periodic purchase rate. error or problem appeared.You can telephone us,but doing so will not preserve your rights. Advances:We calculate your finance charges on cash advances by multiplying the average In your letter,give us the following information: adjusted daily balance for cash advances during the billing cycle by the monthly periodic • Your name and account number. advance rate. • The dollar amount of the suspected error. The average adjusted daily balance is calculated by averaging the adjusted daily balances • Describe the error and explain,if you can,why you believe there is an error.If during the billing cycle.To calculate the adjusted daily balance each day,we followed these you need more information,describe the item you are unsure about. steps: You do not have to pay any amount in question while we are investigating,but you are still We take the outstanding balance(all amounts you owe)at the start of the day.Then,in obligated to pay the parts of your bill that are not in question.While we investigate your the sequence in which amounts are posted to your account,we add the amounts of all question,we cannot report you as delinquent or take any action to collect the amount you debits and subtract the amounts of all credits which post to your account that day.After question. applying payments and credits,we subtract the amount of any unpaid finance charges or Special Rule for Credit Card Purchases late charges.Then we also subtract the amount of any cash advance transaction that posts to your account on that day or in any previous day in the billing cycle.The result is If you have a problem with the quality of goods or services that you purchased with a credit the adjusted daily balance for that day. card,and you have tried in good faith to correct the problem with the merchant,you may not have to pay the remaining amount due on the goods or services.You have this protection Note:Cash advance transactions which are posted to your account are not included in the only when the purchase price was more than$50 and the purchase was made in your home average adjusted daily balance calculation, and are therefore not subject to the monthly state or within 100 miles of your mailing address.(If we own or operate the merchant,or if we periodic rate for purchases.The average adjusted daily balance is calculated separately for mailed you the advertisement for the property or services, all purchases are covered cash advance transactions and is subject to the cash advance monthly periodic rate. regardless of amount or location of purchase.) Additional Important Information: Material contained in the Payment Information table is Finance Charges-Balance Computation provided for informational purposes and is subject to change based upon your account Personal Service Loans and Home Equity Loans:We calculate the finance charge for one day by multiplying the"unpaid loan balance"by the dally periodic rate on your statement.We activity. A credit balance remaining on your Visa account longer than 60 days will be then calculate the sum of the finance charges for each day between payments.If the amount transferred to your Regular Share account. of the payment or credit is not sufficient to pay the entire calculated finance charge,the remaining"unpaid"finance charges carry over to the next payment or credit. PSECU Telephone Numbers Direct Inquiries to: Member Service Telephone Hours 800.237.7328 8 a.m.—9 p.m. (ET) Monday through Friday 9 a.m.—5 p.m. Saturday TDD: 800.472.1967(Nationwide)•717.777.2100 (in Harrisburg) Rate Line: 800.237.7328 Self Service Telephone: 800.435.6500 (Nationwide) This credit union is federally insured by the National Credit Union Administration. Equal Opportunity Lender. LENDER Pennsylvania state Employees Credit Union P.O.Box 67013 Harrisburg,PA 17106-7013 Member Number: 8008'**'** 800.237.7328 PSECLI psecu-com Statement Period, 02/01/15 to 02/28/15 Direct inquiries regarding preauthorized electronic transfer or account errors to the above address. Page Number: Regular 1 of 1 Account Balances at a Glance Total Shares: $5,147.57 + 0540898 000240194 OPSECA 0640035 Total Certificates: $0.00 ESTATE OF ANN S MCCORMICK Total Loans: $0.001 DENEEN MCCORMICK EXECUTRIX 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508056 IIIIWhat Will My Find out with our Online Calculators. all CAR PAYMEN Be? 80040AN.555 "psecu.com/Vehicles YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $0.84 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 10.00 02/01 Beginning Balance 10.00 02/28 Ending Balance 0.00 Dividend YTD:Year to Date CHECKING ID 04 5,137.18 02/01 Beginning Balance 02/28 Payment: Dividend 0.100% 0.39 5,137.57 Annual Percentage Yield Earned 0.100%from 02/01/15 through 02/28/15 Based on Average Daily Balance of 5,137.18 02/28 Ending Balance 0.84 5,137.57 Dividend YTD:Year to Date Balancing Worksheet A. Complete this section to balance your checkbook. B. Checks and withdrawals that are not on this statement 1. Enter"ENDING BALANCE"amount from your statement ..........$ (1) Check Number Amount 2. Enter any deposits you made that are not listed on this Statement.Include ATM deposits .............................................+$ (2) ..........................................................................................+$ (2) ...................................................................................................+$ (2) 3. Add lines 1&2 ............................................................................$ (3) 4. In part B,list any checks you wrote that are not shown on your statement. Include ATM withdrawals,SST transfers,online banking transfers, or auto transfers. (You identify these by placing a check mark in your register next to each check that is listed on the statement.) Place total on this line..................................................................$ (4) 5. Subtract line 4 from line 3 ...........................................................$ (5) The balance on line 5 should be the balance you have in your checkbook.If you don't balance,check the following: 1. Is your addition and subtraction correct in your register and in sections A and B? 2. Does the dollar amount of your check register match the dollar amount on this statement? 3. Are all deposits and withdrawals accounted for? Total Important Information Your Billing Rights-Keep this Notice for Future Use The"unpaid loan balance"used to calculate finance charges is the balance after credits are This notice contains important information about your rights and responsibilities under the subtracted and advances or other charges are added. Fair Credit Billing Act. Visa®Loans:You can avoid paying finance charges by paying the new balance of purchases Please write to us at P.O.Box 67013,Harrisburg,PA 17106-7013.Send us a copy of your each month within 25 days of your statement closing date.Otherwise,the new balance of statement.Please keep all originals. purchases and subsequent charges from the date they are posted to your account are In Case of Errors or Questions About Your Bill subject to finance charges.Cash advances are always subject to finance charges from the If you think your bill is wrong,or if you need more information about a transaction on your bill, day they are posted to your account. write us(on a separate sheet)at P.O.Box 67013,Harrisburg,PA 17106-7013,as soon as Purchases: We calculate your finance charges by multiplying the average adjusted daily possible.We must hear from you no later than 60 days after we sent the first bill on which the balance,including new purchases,for the billing cycle by the monthly periodic purchase rate. error or problem appeared.You can telephone us,but doing so will not preserve your rights. Advances:We calculate your finance charges on cash advances by multiplying the average In your letter,give us the following information: adjusted daily balance for cash advances during the billing cycle by the monthly periodic • Your name and account number. advance rate. • The dollar amount of the suspected error. The average adjusted daily balance is calculated by averaging the adjusted daily balances • Describe the error and explain,if you can,why you believe there is an error.If during the billing cycle.To calculate the adjusted daily balance each day,we followed these you need more information,describe the item you are unsure about. steps: You do not have to pay any amount in question while we are investigating,but you are still We take the outstanding balance(all amounts you owe)at the start of the day.Then,in obligated to pay the parts of your bill that are not in question.While we investigate your the sequence in which amounts are posted to your account,we add the amounts of all question,we cannot report you as delinquent or take any action to collect the amount you debits and subtract the amounts of all credits which post to your account that day.After question. applying payments and credits,we subtract the amount of any unpaid finance charges or Special Rule for Credit Card Purchaseslate charges.Then we also subtract the amount of any cash advance transaction that posts to your account on that day or in any previous day in the billing cycle.The result is If you have a problem with the quality of goods or services that you purchased with a credit the adjusted daily balance for that day. card,and you have tried in good faith to correct the problem with the merchant,you may not have to pay the remaining amount due on the goods or services.You have this protection Note:Cash advance transactions which are posted to your account are not included in the only when the purchase price was more than$50 and the purchase was made in your home average adjusted daily balance calculation, and are therefore not subject to the monthly state or within 100 miles of your mailing address.(If we own or operate the merchant,or if we periodic rate for purchases.The average adjusted daily balance is calculated separately for mailed you the advertisement for the property or services, all purchases are covered cash advance transactions and Is subject to the cash advance monthly periodic rate. regardless of amount or location of purchase.) Finance Charges-Balance Computation Additional Important Information: Material contained in the Payment Information table is provided for informational purposes and is subject to change based upon your account Personal Service Loans and Home Equity Loans:We calculate the finance charge for one activity. A credit balance remaining on your Visa account longer than 60 days will be day by multiplying the"unpaid loan balance"by the daily periodic rate on your statement.We transferred to your Regular Share account. then calculate the sum of the finance charges for each day between payments.If the amount of the payment or credit is not sufficient to pay the entire calculated finance charge,the remaining"unpaid"finance charges carry over to the next payment or credit. PSECU Telephone Numbers Direct Inquiries to: Member Service Telephone Hours 800.237.7328 8 a.m.—9 p.m. (ET) Monday through Friday 9 a.m.—5 p.m. Saturday TDD: 800.472.1967(Nationwide)•717.777.2100(in Harrisburg) Rate Line: 800.237.7328 Self Service Telephone: 800.435.6500(Nationwide) This credit union is federally insured by the National Credit Union Administration. Equal Opportunity Lender. 'LENDER X Pennsylvania State Employees Credit Union PSECUP.O. Box 67013 Harrisburg, PA 17106-7013 Member Number: 8008"**** 800.237.7328 psecu.com Statement Period: 03/01/15 to 03/31/15 Direct inquiries regarding preauthorized electronic transfer or account errors to the above address. Page Number: Regular 1 of 1 Account Balances at a Glance + 0548340 000246507 OPSECA 0640035 Total Shares: $5,148.01 ESTATE OF ANN S MCCORMICK Total Certificates: $0.00 DENEEN MCCORMICK EXECUTRIX Total Loans: $0.00 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508056 .25% GET IHOUSE ANNUAL 1ERCENTAAF RATE DIE LOC HIRE EDDOYLIKE OFCREDIT »psecu.com/helot YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $1.28 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 03/01 Beginning Balance 10.00 03/31 Ending Balance 10.00 Dividend YTD:Year to Date 0.00 CHECKING ID 04 03/01 Beginning Balance 5,137.57 03/31 Payment: Dividend 0.100% 0.44 5,138.01 Annual Percentage Yield Earned 0.100%from 03/01/15 through 03/31/15 Based on Average Daily Balance of 5,137.57 03/31 Ending Balance 5,138.01 Dividend YTD:Year to Date 1.28 Balancing Worksheet A. Complete this section to balance your checkbook. B. Checks and withdrawals that are not on this statement 1. Enter"ENDING BALANCE"amount from your statement ..........$ (1) 2. Enter any deposits you made that are not listed on this Check Number Amount Statement.Include ATM deposits .............................................+$ (2) ...................................................................................................+$ (2) ...................................................................................................+$ (2) 3. Add lines 1&2 ............................................................................$ (3) 4. In part B,list any checks you wrote that are not shown on your statement. Include ATM withdrawals,SST transfers,online banking transfers, or auto transfers. (You identify these by placing a check mark in your register next to each check that is listed on the statement.) Place total on this line..................................................................$ (4) 5. Subtract line 4 from line 3 ...........................................................$ (5) The balance on line 5 should be the balance you have in your checkbook.If you don't balance,check the following: 1. Is your addition and subtraction correct in your register and in sections A and B? 2. Does the dollar amount of your check register match the dollar amount on this statement? 3. Are all deposits and withdrawals accounted for? Total Important Information Your Billing Rights-Keep this Notice for Future Use The"unpaid loan balance"used to calculate finance charges is the balance after credits are This notice contains important information about your rights and responsibilities under the subtracted and advances or other charges are added. Fair Credit Billing Act. Visa®Loans:You can avoid paying finance charges by paying the new balance of purchases Please write to us at P.O.Box 67013,Harrisburg,PA 17106-7013.Send us a copy of your each month within 25 days of your statement closing date.Otherwise,the new balance of statement.Please keep all originals. purchases and subsequent charges from the date they are posted to your account are In Case of Errors or Questions About Your Bill subject to finance charges.Cash advances are always subject to finance charges from the If you think your bill is wrong,or if you need more information about a transaction on your bill, day they are posted to your account. write us(on a separate sheet)at P.O.Box 67013,Harrisburg,PA 17106-7013,as soon as Purchases: We calculate your finance charges by multiplying the average adjusted daily possible.We must hear from you no later than 60 days after we sent the first bill on which the balance,including new purchases,for the billing cycle by the monthly periodic purchase rate. error or problem appeared.You can telephone us,but doing so will not preserve your rights. Advances:We calculate your finance charges on cash advances by multiplying the average In your letter,give us the following information: adjusted daily balance for cash advances during the billing cycle by the monthly periodic • Your name and account number. advance rate. • The dollar amount of the suspected error. The average adjusted daily balance is calculated by averaging the adjusted daily balances • Describe the error and explain,if you can,why you believe there Is an error.If during the billing cycle.To calculate the adjusted daily balance each day,we followed these you need more information,describe the item you are unsure about. steps: You do not have to pay any amount in question while we are investigating,but you are still We take the outstanding balance(all amounts you owe)at the start of the day.Then,in obligated to pay the parts of your bill that are not in question.While we investigate your the sequence in which amounts are posted to your account,we add the amounts of all question,we cannot report you as delinquent or take any action to collect the amount you debits and subtract the amounts of all credits which post to your account that day.After question. applying payments and credits,we subtract the amount of any unpaid finance charges or Special Rule for Credit Card Purchases late charges.Then we also subtract the amount of any cash advance transaction that posts to your account on that day or In any previous day in the billing cycle.The result is If you have a problem with the quality of goods or services that you purchased with a credit the adjusted daily balance for that day. card,and you have tried in good faith to correct the problem with the merchant,you may not have to pay the remaining amount due on the goods or services.You have this protection Note:Cash advance transactions which are posted to your account are not included in the only when the purchase price was more than$50 and the purchase was made in your home average adjusted daily balance calculation, and are therefore not subject to the monthly state or within 100 miles of your mailing address.(If we own or operate the merchant,or if we periodic rate for purchases.The average adjusted daily balance is calculated separately for mailed you the advertisement for the property or services, all purchases are covered cash advance transactions and Is subject to the cash advance monthly periodic rate. regardless of amount or location of purchase.) Finance Charges-Balance Computation Additional Important Information: Material contained in the Payment Information table is Loans:We calculate the finance charge for one provided for Informational purposes and is subject to change based upon your account Personal Service Loans and Home putt day by multiplying the"unpaid loan balance"by the daily periodic rate on your statement.We activity. A credit balance remaining on your Visa account longer than 60 days will be transferred to your Regular Share account. then calculate the sum of the finance charges for each day between payments.If the amount of the payment or credit is not sufficient to pay the entire calculated finance charge,the remaining"unpaid"finance charges carry over to the next payment or credit. PSECU Telephone Numbers Direct Inquiries to: Member Service Telephone Hours 800.237.7328 8 a.m.—9 p.m. (ET) Monday through Friday 9 a.m.—5 p.m. 6aturday TDD: 800.472.1967(Nationwide) •717.777.2100(in Harrisburg) Rate Line: 800.237.7328 Self Service Telephone: 800.435.6500 (Nationwide) This credit union is federally insured by the National Credit Union Administration. Equal Opportunity Lender. mrnn x Pennsylvania State Employees Credit Union PSECLIP.O.Box 67013 Harrisburg,PA 17106-7013 Member Number: 8008"'**** 800.237.7328 psecu.com Statement Period: 04/01/15 to 04/30/15 Direct inquiries regarding preauthorized electronic transfer or account errors to the above address. Page Number: Regular 1 of 1 Account Balances at a Glance + 0556200 000242035 OPSECA 0640035 Total Shares: $5,148.43 ESTATE OF ANN S MCCORMICK Total Certificates: $0.00 DENEEN MCCORMICK EXECUTRIX Total Loans: $0.00 205 W COURTLAND AVE SHIREMANSTOWN PA 17011-6508056 .25% GET IHOUSE INNURL PERCENTAGE RATE HELOC ND�YE EAyUITY LINE Of CREDIT »Psecuxom/heloc YEAR TO DATE INFORMATION Description Amount Total Dividends Year to Date $1.70 SHARES Posting Effective Transaction New Date Date Transaction Description Amount Balance REGULAR SHARE ID 01 04/01 Beginning Balance 10.00 04/30 Ending Balance 10.00 . Dividend YTD:Year to Date 0.00 CHECKING ID 04 04/01 Beginning Balance 5,138.01 04/30 Payment: Dividend 0.100% 0.42 5,138.43 Annual Percentage Yield Earned 0.100%from 04/01/15 through 04/30/15 Based on Average Daily Balance of 5,138.01 04/30 Ending Balance 5,138.43 Dividend YTD:Year to Date 1.70 Balancing Worksheet A. Complete this section to balance your checkbook. B. Checks and withdrawals that are not on this statement 1. Enter"ENDING BALANCE"amount from your statement ..........$ 0) Check Number Amount 2. Enter any deposits you made that are not listed on this Statement.Include ATM deposits .............................................+$ (2) ...................................................................................................+$ (2) ...................................................................................................+$ (2) 3. Add lines 1&2............................................................................$ (3) 4. In part B,list any checks you wrote that are not shown on your statement. Include ATM withdrawals,SST transfers,online banking transfers, or auto transfers. (You identify these by placing a check mark in your register next to each check that is listed on the statement.) Place total on this line..................................................................$ (4) 5. Subtract line 4 from line 3 ...........................................................$ (5) The balance on line 5 should be the balance you have in your checkbook.If you don't balance,check the following: 1. Is your addition and subtraction correct in your register and in sections A and B? 2. Does the dollar amount of your check register match the dollar amount on this statement? 3. Are all deposits and withdrawals accounted for? Total Important Information Your Billing Rights-Keep this Notice for Future Use The"unpaid loan balance"used to calculate finance charges is the balance after credits are This notice contains important information about your rights and responsibilities under the subtracted and advances or other charges are added. Fair Credit Billing Act. Visa®Loans:You can avoid paying finance charges by paying the new balance of purchases Please write to us at P.O.Box 67013,Harrisburg,PA 17106-7013.Send us a copy of your each month within 25 days of your statement closing date.Otherwise,the new balance of statement.Please keep all originals. purchases and subsequent charges from the date they are posted to your account are In Case of Errors or Questions About Your Bill subject to finance charges.Cash advances are always subject to finance charges from the If you think your bill is wrong,or if you need more information about a transaction on your bill, day they are posted to your account. write us(on a separate sheet)at P.O.Box 67013,Harrisburg,PA 17106-7013,as soon as Purchases: We calculate your finance charges by multiplying the average adjusted daily possible.We must hear from you no later than 60 days after we sent the first bill on which the balance,Including new purchases,for the billing cycle by the monthly periodic purchase rate. error or problem appeared.You can telephone us,but doing so will not preserve your rights. Advances:We calculate your finance charges on cash advances by multiplying the average In your letter,give us the following information: adjusted daily balance for cash advances during the billing cycle by the monthly periodic • Your name and account number. advance rate. The dollar amount of the suspected error. The average adjusted daily balance is calculated by averaging the adjusted daily balances • Describe the error and explain,if you can,why you believe there is an error.If during the billing cycle.To calculate the adjusted daily balance each day,we followed these you need more information,describe the item you are unsure about. steps: You do not have to pay any amount in question while we are investigating,but you are still We take the outstanding balance(all amounts you owe)at the start of the day.Then,in obligated to pay the parts of your bill that are not in question.While we investigate your the sequence in which amounts are posted to your account,we add the amounts of all question,we cannot report you as delinquent or take any action to collect the amount you debits and subtract the amounts of all credits which post to your account that day.After question. applying payments and credits,we subtract the amount of any unpaid finance charges or Special Rule for Credit Card Purchases late charges.Then we also subtract the amount of any cash advance transaction that posts to your account on that day or in any previous day in the billing cycle.The result is If you have a problem with the quality of goods or services that you purchased with a credit the adjusted daily balance for that day. card,and you have tried in good faith to correct the problem with the merchant,you may not have to pay the remaining amount due on the goods or services.You have this protection Note:Cash advance transactions_which are posted to your account are not Included in the only when the purchase price was more than$50 and the purchase was made in your home average adjusted daily balance calculation, and are therefore not subject to the monthly state or within 100 miles of your mailing address.(If we own or operate the merchant,or if we periodic rate for purchases.The average adjusted daily balance is calculated separately for mailed you the advertisement for the property or services, all purchases are covered cash advance transactions and Is subject to the cash advance monthly periodic rate. regardless of amount or location of purchase.) Additional Important Information: Material contained in the Payment Information table is Finance Charges-Balance Computation provided for informational purposes and is subject to change based upon your account Personal Service Loans and Home Equity Loans:We calculate the finance charge for one activity. A credit balance remaining on your Visa account longer than 60 days will be day by multiplying the"unpaid loan balance"by the daily periodic rate on your statement.We then calculate the sum of the finance charges for each day between payments.If the amount transferred to your Regular Share account. of the payment or credit is not sufficient to pay the entire calculated finance charge,the remaining"unpaid"finance charges carry over to the next payment or credit. PSECU Telephone Numbers Direct Inquiries to: Member Service Telephone Hours 800.237.7328 8 a.m.—9 p.m. (ET) Monday through Friday 9 a.m.—5 p.m. ziaturday TDD: 800.472.1967(Nationwide)•717.777.2100 (in Harrisburg) Rate Line: 800.237.7328 Self Service Telephone: 800.435.6500(Nationwide) This credit union is federally insured by the National Credit Union Administration. Equal Opportunity Lender. LEWD"ER