Loading...
HomeMy WebLinkAbout08-24-15 1505614134 EX(03-14)(FI) REV-1500 OFFICIAL USE ONLY Bureau of Individual Taxes County Code Year File Number PO BOX 280601 INHERITANCE TAX RETURN 2 1 1 4 1 1 8 6 Harrisburg,PA 17128-0601 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY 1 1 3 0 2 0 1 4 0 3 2 8 1 9' 2 3 Decedent's Last Name Suffix Decedent's First Name MI R 0 S E N B E R G E R B E T T Y H (If Applicable)Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW ® 1.Original Return ❑ 2.Supplemental Return ❑ 3.Remainder Return(date of death Prior to 12-13-82) ❑ 4.Agriculture Exemption El5.Future Interest Compromise(date of El 6.Federal Estate Tax Return Required (date of death on or after 7-1-2012) death after 12-12-82) © 7.Decedent Died Testate ❑ 8.Decedent Maintained a Living Trust 0 9.Total Number of Safe Deposit Boxes (Attach copy of will.) (Attach copy of trust) ❑ 10.Litigation Proceeds Received ❑ 11.Non-Probate Transferee Return ❑ 12.Deferral/Election of Spousal Trusts (Schedule F and G Assets only) ❑ 13.Business Assets ❑ 14.Spouse is Sole Beneficiary (No trust involved) CORRESPONDENT-THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number D A V I D H S T O N E , E S Q U I R E ? 1 7 7 7 4 7 4 3 5 First Line of Address 4 1 4 B R I D G E S T R E E T Second Line of Address City or Post Office State ZIP Code N E W C U M B E R L A N D P A 1 7 0 7 0 Correspondent's e-mail address: D S T O N E a S T O N E L A W•N E T REGISTER OF WILLS USE ONLY f") REGISTER OF WILLS USE ONLY DATE FILED MMDDYYYYp r I 1 r, O r1 M m tn � DATE FtLEWSTAMP © p C-) C-) _T1 -n O ` ZD C 2E h ►--+ r rT1 PLEASE USE ORIGINAL FORM ONLY f"., p ' Side 1 r 11111111111111111111 IN IN 1505614134 1505614134 J J 1505614234 REV-1500 EX(FI) Decedent's Social Security Number Decedent's Name: BETTY H . ROSENBERGER RECAPITULATION 1. Real Estate(Schedule A) . . .... . .... . ... . ... .. ..... . .. . . . . .. ... ..... 1. 1 2 5 0 0 0 . 0 0 2. Stocks and Bonds(Schedule B) . . . . . . . ... . . . . . . .. . .. . .. . . . .. . .. . . .... 2. • 3. Closely Held Corporation,Partnership or Sole-Proprietorship(Schedule C) ..... 3. 4. Mortgages and Notes Receivable(Schedule D) . .. . ... . . . . . . . . . . . .. . . .... 4. 5. Cash,Bank Deposits and Miscellaneous Personal Property(Schedule E). .... .. 5. 6. Jointly Owned Property(Schedule F) ❑ Separate Billing Requested . ... ... 6. 0 . 2 0 7. Inter-Vivos Transfers&Miscellaneous N -Probate Property (Schedule G) Separate Billing Requested .. . .. .. 7. 8. Total Gross Assets(total Lines 1 through 7) .. . . . . . . . . . . . .. . . . . .. . . .... 8. 1 2 5 0 0 0 • 2 0 9. Funeral Expenses and Administrative Costs(Schedule H) ... . ... .. . ... .... . 9• 2 1 6 3 7 . 4 1 10. Debts of Decedent,Mortgage Liabilities,and Liens Schedule I 10. 1 2 8 8 8 5 . 2 8 11. Total Deductions(total Lines 9 and 10) .. . . . . .. . . . . . . . . . . . . .. . . . . . .... 11. 1 5 0 5 2 2 . 6 9 12. Net Value of Estate(Line 8 minus Line 11) . . . . . . . . .... .. . . . .. .. . . . . . .. 12. - 2 5 5 2 2 . 4 9 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made(Schedule J) . . ... . .. .. . .... . ... . . . 13• 14. Net Value Subject to Tax(Line 12 minus Line 13) . . ... . .. . . . .. .. . . .. . . . 14. - 2 5 5 2 2 . 4 9 TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate,or transfers under Sec.9116 (a)(1.2)X.0 _ 0 . 0 0 15. a . ❑ 0 16. Amount of Line 14 taxable at lineal rate X•045 0 . 0 0 16. 0 . ❑ 0 17. Amount of Line 14 taxable at sibling rate X.12 0 . 0 0 17. a . 0 ❑ 18. Amount of Line 14 taxable at collateral rate X.15 0 . 0 0 18. o . ❑ ❑ 19. TAX DUE . . . . . . . . . . . . . .. . . . ... . . . . . . . . .. . . . . . . . .. .. . . . . . . . . . . . . 19. a . 0 0 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT ❑ Under penalties of perjury,I declare I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief, it is true,correct and complete.Declaration of preparer other than the person responsible for filing the return is based on all information of which preparer has any knowledge. SIOVATURE OFP SOSPONSIB E FOR FILING RETURN DATE ADDRESS 131 R *STEETTHANF DILLSBURG PA 17019 SIGNA E OFERSON RESPONSIBLE FOR FILING THE RETURN DATE ADDRES 414 BRIDNEW CUMBERLAND PA17070 11111111111111111111 IN IN Side 2 J 1505614234 1505614234 REV-1500 EX (FI) Page 3 File Number Decedent's Complete Address: 21 14 1186 DECEDENTS NAME BETTY H• ROSENBERGER STREET ADDRESS 1101 MARKET STREET CITY STATE T17070- NEW CUMBERLAND PA Tax Payments and Credits: 1. Tax Due(Page 2,Line 19) (1) 13-00 2. Credits/Payments A.Prior Payments B.Discount (See instructions.) Total Credits(A+B) (2) 0 .00 3. Interest (3) 0.00 4. If Line 2 is greater than Line 1 +Line 3,enter the difference.This is the OVERPAYMENT. Fill in oval on Page 2,Line 20 to request a refund. (4) 0 .00 5. If Line 1 +Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. (5) 0 .00 Make check payable to: REGISTER OF WILLS, AGENT. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred ...................................................................... ❑ IZI b. retain the right to designate who shall use the property transferred or its income ............................... ❑ IZI c. retain a reversionary interest ..................................................................................................... ❑ 0 d. receive the promise for life of either payments,benefits or care? ....................................................... ❑ 2. If death occurred after Dec.12,1982,did decedent transfer property within one year of death without receiving adequate consideration? ....................................................................................... ❑ 3. Did decedent own an'in trust for'or payable-upon-death bank account or security at.his or her death? ......... ❑ 191 4. Did decedent own an individual retirement account,annuity or other non-probate property,which contains a beneficiary designation?.................................................................................................. ❑ 0 IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. For dates of death on or after Jury 1, 1994,and before Jan.1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent[72 P.S.§9116(a)(1.1)(i)]. For dates of death on or after Jan. 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent [72 P.S.§9116(a)(1.1)(ii)].The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1,2000: • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent,an adoptive parent or a step-parent of the child is 0 percent[72 P.S.§9116(a)(1.2)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent,except as noted in[72 P.S.§9116(a)(1)]. • The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent[72 P.S.§9116(a)(1.3)].A sibling is defined, under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption. REV-1502 EX+(12-12) pennsylvania SCHEDULE A DEPARTMENT OF REVENUE INHERITANCE TAX RETURN REAL ESTATE RESIDENT DECEDENT ESTATE OF: FILE NUMBER: BETTY H - ROSENBERGER 21 14 1186 All real property owned solely or as a tenant in common must be reported at fair market value.Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller,neither.being compelled to buy or sell,both having reasonable knowledge of the relevant facts. Real property that is jointly-owned with right of survivorship must be disclosed on Schedule F. Attach a copy of the settlement sheet if the property has been sold, ITEM Include a copy of the deed showing decedent's interest if owned as tenant in common. VALUE AT DATE NUMBER OF DEATH DESCRIPTION 1 Property located at 1101 Market St New Cumberland 1251000.00 Cumberland County, PA sold to Mary Jo Hillsgrove on July 30, 2015 under a short sale TOTAL(Also enter on Line 1,Recapitulation.) $ 125,000-00 If more space is needed,use additional sheets of paper of the same size. REV-1509 EX+(01-10) pennsylvania SCHEDULE F DEPARTMENT OF REVENUE JOINTLY-OWNED PROPERTY INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF: FILE NUMBER: BETTY H - ROSENBERGER 21 14 1186 If an asset was made jointly owned within one year of the decedents date of death,it must be reported on Schedule G. SURVIVING JOINT TENANT(S)NAME(S) ADDRESS RELATIONSHIP TO DECEDENT A. BARRY E ROSENBERGER 131 RIDGE DRIVE SON DILLSBURG, PA 17019- B. C. JOINTLY-OWNED PROPERTY: LETTER DATE DESCRIPTION OF PROPERTY %OF DATE OF DEATH ITEM FOR JOINT MADE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT NUMBER OR SIMILAR DATE OF DEATH DECEDENTS VALUE OF NUMBER TENANT JOINT IDENTIFYING NUMBER. ATTACH DEED FOR JOINTLY-HELD REAL ESTATE. VALUE OF ASSET INTEREST DECEDENTS INTEREST 1. A. 06/29/92 Santander Bank-Checking. Acct 0.39 50. 0. 20 #0771027583 joint w/Barry E. Rosenberger dtd 6-29-1992 Princ $-39 divided by 2 TOTAL(Also enter on Line 6,Recapitulation) $ 0. 20 If more space is needed,use additional sheets of paper of the same size. REV-1511 EX+(08-13) pennsylvania SCHEDULE H DEPARTMENT OF REVENUE FUNERAL EXPENSES AND INHERITANCE TAX RETURN RESIDENT DECEDENT ADMINISTRATIVE COSTS ESTATE OF FILE NUMBER BETTY H - ROSENBERGER 21 14 1186 Decedent's debts must be reported on Schedule 1. ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: 1. Parthemore Funeral Home-funeral expenses 5,757.65 B. ADMINISTRATIVE COSTS: 1. Personal Representative Commissions: Name(s)of Personal Representative(s) Street Address City State ZIP Years)Commission Paid: 2. AttomeyFees: David H Stone, Esquire 21500.00 3, Family Exemption:(If decedent's address is not the same as claimants,attach explanation.) 3,500 -00 Claimant Barry E Rosenberger Street Address 131 Ridge Drive city D i l l s b u r g state P A ZIP 17 019 Relationship of Claimant to Decedent S o n a. Probate Fees: Cumberland Co Reg of Wills 330.50 5 Accountant Fees: 6. Tax Return PreparerFees: 7. Register of Wills-filing ITR & Inventory 30.00 2 Settlement costs ($10941.69) less reimb ($1522.26) 9,419.26 3 Reserve for closing expenses 100. 00 TOTAL(Also enter on Line 9,Recapitulation) $ 21,6 3 7- 41 If more space is needed,use additional sheets of paper of the same size. REV-1512 E:X+(12-12) pennsylvania SCHEDULE I DEPARTMENT OF REVENUE DEBTS OF DECEDENT, INHERITANCETAXRETURN MORTGAGE LIABILITIES&LIENS RESIDENT DECEDENT ESTATE OF FILE NUMBER BETTY H - ROSENBER6ER 21 14 1186 Report debts incurred by the decedent prior to death that remained unpaid at the date of death,including unreimbursed medical expenses. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1. Santander Bank NA-Mortgage Acct #0096204096 dtd June 1001014 .66 12, 2011 2 Santander Bank NA-Line of Credit Acct #4549307293 91892 .11 dtd April 10, 2012 (unsecured) 3 . Santander Bank NA-Home Equity Line of Credit Acct 15,959.24 #9222438809 dtd Sept 21, 2013 4 Peerless Credit Services-collection of Leffler Energy 31019.27 bill dtd 6-11-14 not paid at this time NOTE: #1 and #3 were paid off at time of settlement of the property as mentioned on Schdule A as a short sale for a total balance of $113,080.74 #2 was an unsecured loan and therefore not required to be included in the short sale TOTAL(Also enter on Line 10,Recapitulation) $ 1281885- 28 If more space is needed,insert additional sheets of the same size. REV•1513 EX+(01-10) pennsylvania SCHEDULE J DEPARTMENT OF REVENUE BENEFICIARIES INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF: FILE NUMBER: BETTY H . ROSENBERGER 21 14 1186 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE NUMBER NAME AND ADDRESS OF PERSON(S)RECEIVING PROPERTY Do Not List Trustee(s)-- OF ESTATE I TAXABLE DISTRIBUTIONS (Include outright spousal distributions and transfers under Sec.9116(a)(1.2).) 1 BARRY E ROSENBERGER , Lineal 0 .00 131 RIDGE DRIVE - DILLSBURG PA 17019- 2 KEVIN L ROSENBERGER Lineal 0.00 , 131 RIDGE DRIVE DILLSBURG PA 1?019 - ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET,AS APPROPRIATE. II. NON-TAXABLE DISTRIBUTIONS: A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN: 1. B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS: 1. TOTAL OF PART II-ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. $ If more space is needed,use additional sheets of paper of the same size. REV 1500 INHERITANCE TAX RETURN RESIDENT DECEDENT Estate of Betty H. Rosenberger File No. 21-14-1186 Additional Information on Schedule H Family Exemption Barry E. Rosenberger did reside with the decedent,Betty H. Rosenberger at the time of her death, that residence being 1101 Market Street,New Cumberland,PA. He hassince moved to be able to sell the property which took place July 30, 2015. STONE, LAF"ER & SHERLETSKI ATTORNEYS AT LAW 414 BRIDGE STREET NEW CUMBERLAND,PA17070 LAST WILL AND TESTAMENT OF BETTY H. ROSENBERGER I, BETTY H. ROSENBERGER, of the Borough of New Cumberland, Cumberland County,' Pennsylvania, declare this to be my last will and revoke any will previously made by me. ITEM I : I devise and bequeath all of my estate, of every nature and wherever situate, in equal shares to such of my children, BARRY E. ROSENBERGER and KEVIN L. ROSENBERGER, as survive me. Should any of my children predecease me, I devise and bequeath the share of such child to his issue, per stirpes; and should any child of mine leave no issue living at the time of my death, I devise and bequeath the share of such child to my issue, per s.tirpes . ITEM II : I appoint my Executor and his successors guardian of any property which passes, either under this will or otherwise, to a minor and with respect to which I am authorized to appoint a guardian and have not otherwise specifically done so, provided that this appointment of a guardian shall not supersede the right of any fidu- ciary in its discretion to distribute a share where possible to the minor or to another for the minor' s benefit. Such guardian shall have the power to use principal as well as income from time to time for the minor' s support and education (including college education, both Page 1 of 4 graduate and undergraduate) without .regard to his or her parent ' s ability to provide for such support and education, or to make payment for these purposes, without further responsibility, to the minor or to the minor' s parent or to any person taking care of the minor. ITEM III : I appoint my son, BARRY E. ROSENBERGER, Executor of this my last will. Should my son, BARRY E. ROSENBERGER, fail to qualify or cease to act as Executor, I appoint my son, KEVIN L. ROSENBERGER, Executor of this my last will. ITEM IV: No fiduciary acting hereunder shall be required to post bond or enter security for the faithful performance of his duties in any jurisdiction. IN WITNESS WHEREOF, I, BETTY H. ROSENBERGER, have hereunto set my hand and seal this 17— day of 2003 . BqtTY H. ROSENBERGE SIGNED, SEALED, PUBLISHED and DECLARED by BETTY H. ROSENBERGER, I the Testatrix above named, as and for her Last Will and Testament, and in the presence of us, who at her request, in her presence and in the presence of ck other, have subscribed our names as witnesses . i ( Address Witness Address i Page 2 of 4 1 K COMMONWEALTH OF PENNSYLVANIA: SS: COUNTY OF CUMBERLAND I, BETTY H. ROSENBERGER, the Testatrix whose name is signed to the attached or foregoing instrument, having been duly qualified according to law do hereby acknowledge that I signed and executed this instrument as, my last,.,,will.; that::. I signed., it.: willingly and` that I signed it as my free and voluntary act for the purposes therein contained. BETTY ROSENBERGER Sworn to or affirmed to and acknowledged before me by BETTY H. - ROSENBERGER, the Testatrix, this day of ,. 2003 . NOTARIAL SEAL KATHLEEN ICEIM, Notary Public Nota Public New Cumbwland Doro.,Cumborland Co. My Commission Expires Dec.S,2008 I I j Page 3 of 4 I I o a 4 COMMONWEALTH OF PENNSYLVANIA : . SS: COUNTY OF CUMBERLAND We, \� 1. r and the witnesses whose names are signed to the attached or foregoing instrument, being duly qualified according to law, depose and say that we were present: and.. saw. Testatrix sign and execute the instrument as her last will; that Testatrix signed willingly and that she executed it as her free and voluntary act for the purposes therein expressed; that each of us in the hearing and sight of the Testatrix signed the will as witnesses; that to the best of our knowledge, the Testatrix was at that time eighteen or more years of age, of sound mind and under no constraint or undue influence. s Witness Sworn to or affirmed to and acknowledged before me by and witnesses, this �_ day of /1.1 2003 . Nota Public f Page 4 of 4 NOTARIAL SEAL KATHLEEN KEIM, Notary Public New Cumberland 80fo.,Cumberland Co. My Commission Expires Dec.5,2008 Inst. N 201519100 - Page 4 of 4 TAMMY SHEARER RECORDER OF DEEDS .� CUMBERLAND COUNTY 1 COURTHOUSE SQUARE "~ CARLISLE, PA 17013 717-240-6370 Instrument Number-201519100 Recorded On 7/30/2015 At 1:33:44 PM "Total Pages-4 "Instrument Type-DEED Invoice Number- 189076 User ID-KW "Grantor-ROSENBERGER,BETTY H Grantee-MUSGROVE,MARY JO "Customer- SIMPLIFILE LC E-RECORDING "FEES STATE TRANSFER TAX $1,250.00 Certification Page STATE WRIT TAX $0.50 STATE JCS/ACCESS TO $35.50 DO NOT DETACH JUSTICE RECORDING FEES — $12.50 RECORDER OF DEEDS This page is now part PARCEL CERTIFICATION $15.00 of this legal document. FEES AFFORDABLE HOUSING $11.50 COUNTY ARCHIVES FEE $2.00 ROD ARCHIVES FEE $3.00 WEST SHORE SCHOOL $625.00 DISTRICT NEW CUMBERLAND BOROUGH $625.00 TOTAL PAID $2,580.00 I Certify this to be recorded in Cumberland County PA RECORDER OF DEEDS A�R'Ano COJ� '-Information denoted by an asterisk may change during the veriScation process and may not be reflected on this page. Inst. $ 201519100 - Page 1 of 4 CERTIFIED PROPERTY IDENTIFICATION NUMBERS 26-23-0541-279 - NEW CUMBERI.AND2 ZAREQEDWosenberger.Betty—1101 Market Street CCGIS REGISTRY 07/30/2015 BY DC Tax Pared 9:26-23-0541-279 r Address:1101 Market Street New Cumberland,PA 17070 DEED THIS INDENTURE made the fit,► day of in the year 2015, between BARRY E. ROSENBERGER,Executor of the Last illand Testament of BETTY H. ROSENBERGER, late of New Cumberland Borough, County of Cumberland, and Commonwealth of Pennsylvania,of the first part,hereinafter called the Grantor, -AND- MARY JO HILLSGROVE,of the second part,hereinafter called the Grantee; WHEREAS,the said BETTY H. ROSENBERGER became in her lifetime seised, as of fee, of and in a certain tract of land, together with the improvements thereon erected, situate in the Borough of New Cumberland, County of Cumberland, and Commonwealth of Pennsylvania, and more particularly described hereinafter; and being so thereof seised, died on November 30, 2014, having first made her Last Will and Testament in writing dated May 12, 2003, duly probated and registered in the Office of the Register of Wills of Cumberland County on December 17,2014,wherein and whereby she appointed as Executor,the said Barry E. Rosenberger, to whom Letters Testamentary were duly issued by said Register of Wills on December 17, 2014, wherein and whereby said premises hereinafter described was not specifically devised, all as in and by said Will and the records of said Register of Wills, recourse thereunto being had,appears: r • NOW THIS INDENTURE WITNESSETH, that the said Grantor, for and in consideration of the sum of ONE HUNDRED TWENTY-FIVE THOUSAND and NO/100--------(S 125,000.00)----------Dollars, which has been paid to they by the said Grantee at or before the sealing and delivery hereof, receipt whereof is hereby acknowledged, has granted, bargained, sold, aliened, released and confirmed, and by these presents does grant, bargain, sell, alien,release and confirm unto the said Grantee,her heirs and assigns, ALL THAT CERTAIN piece or parcel of land situate in the Borough of New Cumberland, Cumberland County, Pennsylvania, more particularly bounded and described as follows,to wit: BEGINNING at a stake at the northeast comer of the intersection of Eleventh and Market Streets; thence North 28 degrees, thirty-six (36) feet West, a distance of seventy-eight (78) feet to a stake at other lands of Grantor, thence North sixty-one (61) degrees, twenty-four (24) feet East along said other lands of Grantor, a distance of one hundred (100)feet to a stake on the western side of a ten (10) foot alley; thence South twenty-eight(28) degrees, thirty-six (36) feet East along said ten (10) foot alley, a distance of seventy-eight (78) feet to a stake on ' the north side of Eleventh Street; thence along Eleventh Street, South sixty-one (61) degrees, 1 twenty-four (24) feet West, a distance of one hundred (100) feet to a stake at the northeast corner of the intersection of Eleventh and Market Streets,the point and place of BEGINNING. j 1 i vlv Inst. # 201519100 - Page 2 of 4 BEING Lot Nos. 201 and 202 in the Plan of Elkwood which. is recorded in the Cumberland County Recorder's Office in Deed Book"M",Volume 5,Page 498. HAVING THEREON ERECTED a 1-1/2 story brick dwelling known as 1101 Market Street,New Cumberland, Pennsylvania, BEING the same premises which Robert W. Harris and Jean M. Harris, his wife, by Deed dated December 27, 1962, and recorded March 15, 1963,in the Office of the Recorder of Deeds of Cumberland County in Deed Book"U", Volume 20,Page 129, granted and conveyed unto Carl E. Rosenberger and Betty H. Rosenberger, his wife. Cart E. Rosenberger died on April 24,2003,thus by operation of law vesting title in Betty H. Rosenberger,deceased. TOGETHER with all and singulat the buildings, improvements, ways, streets, alleys, passages, waters, water-courses, rights, liberties, privileges, hereditaments and appurtenances whatsoever,thereunto belonging or in any wise appertaining and the reversions and remainders, rents, issues and profits thereof, and all the estate, right, title, interest, property, claim and demand whatsoever of her, the said BETTY H. ROSENBERGER, at and immediately before the time of her-decease, in law,equity,or otherwise howsoever,of,in,to or out of the same. TO HAVE AND TO HOLD the said lot or piece of ground above described, with the buildings and improvements thereon erected, hereditaments and premises hereby granted or mentioned, and intended so to be, with the appurtenances unto the said Grantee, to and for the only proper use and behoof of the said Grantee,forever. AND the said Grantor, for himself and his respective heirs, executors and administrators, does covenant, promise and agree to and with the said Grantee, her heirs and assigns, that they, the said Grantor, has not heretofore done or committed any act, matter or thing whatsoever whereby the premises hereby granted,or any part thereof,is,are, shall or may be impeached, charged,or encumbered in title,charge,estate or otherwise howsoever. IN WITNESS WHEREOF,the said Grantor has hereunto set his hand and seal the day and year fust above written. Signed, Sealed, D livered in the Pre en e LXr r AL ' SEAL) , Witkos BARBV E. RO NBERGER, Executor of the Last Will and Testament of BETTY H. ROSENBERGER i i i 1 V2� Inst. # 201519100 - Page 3 of 4 COMMONWEALTH OF PENNSYLVANIA SS: COUNTY OF CUMBERLAND On this, the a day. of TA� , 2015,before me a Notary Public, the undersigned officer, personally appeared BARRY E. ROSENBERGER, Executor of the Last Will and Testament of BETTY H. ROSENBERGER,known to me or satisfactorily proven to be the person whose name is subscribed to the within instrument, and acknowledged that he executed the same for the purposes therein contained. IN WITNESS WHEREOF,I have hereto set my hand and not seal. of blic COMMONWEALTH OF PENNSYLVANIA NOTARIAL SEAL JENNIFER A. MEARKLE,Notary Public Now Cumberland Soro.Cumberland Co. My Commission moires July 7,2016 I hereby certify that the precise address of the Grantee is 110i Mai-wd t. , i eu� a',umbcila , DA ,. J'D1a DATE: ttorne or i i "3- Court Order Processing\Decedents- MA1-MB3-01-21 - P.O.Box 841005 - Boston,MA 02284 December 29, 2014 Stone LaFaver& Shekletski 414 Bridge Street d P.O. Box E New Cumberland, PA 17070 RE: Estate of Betty H. Rosenberger 's Date of Death: November 30, 2014 s Dear Mr. Stone: Per your request, enclosed please find the account information as of the date of death for the above-named decedent. For your information, accrued interest is not included in the date of death balance. s Please feel free to contact me if I can be of any further assistance. e a Very truly yours, Z Linda Spavento s` Team Leader 5 617-514-5189 3 P .F U O Z H I E 5 Santander ESTATE OF , Betty H Rosenberger SOCIAL SECURITY#: 195-16-4405 DATE OF DEATH: November 30, 2014 Account#: 0096204096 Type: - Mortgage —Open date: 6/12/2011 In the name of: Betty H Rosenberger Current Balance Due: $100,114.66 Int.(YTD)from to Accrued interest to date of death: Other Info: further information to follow from mortgage Account#: 4539559362 Type: Line of Credit Open date: 7/23/2010 In the name of: Barry H Rosenberger or Betty H Rosenberger Date of Death Balance: $0.00 Int.(YTD)from to Accrued interest to date of death: Other Info: Account#: 4549307293 Type: Line of Credit Open date: 4/10/2012 In the name of: _Betty H Rosenberger Balance Due at Death: $9,892.11 Int.(YTD) from to Accrued interest to date of death: Other Info: further information to follow from consumer finance Account#: 9222438809 Type: Home Equity Line of Credit_Open date: 9/21/2013 In the name of: Betty H Rosenberger Balance Due at Death: $15,959.24 Int.(YTD) from to Accrued interest to date of death: Other Info: further information to follow from consumer finance Account#: 0771027583 Type: Checking Open date: 6/29/1992 In the name of: Betty H Rosenberger or Barry Rosenberger Date of Death Balance: $0.39 Int.(YTD)from 1/1/2014 to 2/13/2014 $0.02 Accrued interest to date of death: $0.00 Other Info: Sh oyt Sa1c, Page 1 of 1 ^ . Loss Mitigation Mail Code l8-64 8-WO7 601Penn Street Reading,PA 1 Phone 1-888-656-8101 Fax 610-236-4217 E-mail: ma/US SHORT SALE APPROVAL July 1O' 2O15 Mortgage No. UO9OZO4O96and S2224388O9 BARRY ERDSENBERGER C/O ESTATE DFBETTY HRO5ENBERGER 414BRIDGE STREET NEW CUMBERLAND PA17O7O Santander Bank, N.A.' formerly known as Sovereign Bank("5nV8n2igO"), has approved the sale of the Property located at 1101 MARKET STREET, NEW CUMBERLAND, PA 17070, which will result in a short payoff by the Mortgagors of the mortgage with the mortgage number noted above. Our approval isbased on acontract 0fsale between the Mortgagors ESTATE C)FBETTY H. R{]SEN8ERGER /Se||ehand MARY](] H|LLSGRDVE (Buye6dated, May 1Z' ZO15along with any modifications thereto asmay have been required by Santander Bank, N.A.. and is subject to the following conditions. This approval letter also constitutes Santand8r's instructions to the closing agent/settlement attorney. 1. The required minimum payoff amount may not be less than $111'591.07 before any Seller's contribution' if required. In the event that the net proceeds from the sale exceed the minimum payoff amount' all such excess amounts must be remitted to Santander Bank. Please see the payoff distribution on page two; prior approval by us is required if any of these figures are changed. Z. The sales contract may not be amended in any manner which would reduce the net sales proceeds vvithoutSantandgr's prior consent. The sales price may not be increased tomeet the required minimum payoff amount or to reduce the cash and/or note contribution without Santander's prior consent. 3. Settlement must take place on or before August 21' 2015. The amount required and settlement deadline are firm. If settlement does not take place by August 21, 2015 or if any approval condition set forth in this letter is not met, this approval becomes void' and all collection and/or litigation activity will immediately resume, including but not limited tothe completion of pending foreclosure action. 4. The sale of the Property must constitute an "arm's length" transaction between Seller and Buyer who are unrelated and unaffiliated by family, marriage or commercial enterprise. 5. This transaction may not involve any third party who receives a deed from the Seller at prior to or after this dosing and before the recording of the deed to the Buyer. The Seller named above must convey title directly tOthe Buyer. 6. The affidavit included with this letter must be executed before or at the time of dosing by all Buyers, Sellers, real estate brokers representing any of the parties, the escrow/closing agent performing the dosing of the sale, and the transaction facilitator facilitating the sale 0f any). The parties may execute separate affidavits and strike the non-applicable signatories on the various versions when all required parties are unable to execute a singular document. Original executed affidavits for all required parties must be presented at settlement and forwarded to Santander Bank, N.A. with the sale proceeds check. Affidavits signed by all parties asnoted in this paragraph are required as a condition to our agreement tOaccept ashort payoff ofthis mortgage. 7. The following estimated closing costs and settlement fees have been conditionally approved based on the information shown on the preliminary HUD-1 Settlement Statement provided to Santander by the Seller or its authorized representative. Actual closing costs and settlement fees are subject to Santander's approval upon review of the closing HUD-1 Settlement Statement prior to closing. The Seller's settlement fees are limited to standard and customary real estate settlement fees specific to this contract of sale and may not include fees for legal representation when not required by applicable local law, short sale negotiations or third party consultants, or settlements for Seller's personal debt including but not limited to liens or judgments for income taxes, court ordered support, and credit card debts. Commission Paid at Settlement: $7,500.00 Estate Attorney(Stone, LaFaver, & Shekletski): $2,500.00 Property Taxes: $2,158.93 Transfer Tax, Doc Stamp, Recording Charges: $1,250.00 REQUIRED MINIMUM PAYOFF $125,000.00 Sales price - $ 13.408.93 Less seller's closing costs $111,591.07 Minimum Required Net Sale Proceeds (any excess must be remitted to Santander) 8. Any cash contribution (if applicable) or Seller payment toward closing costs must be reflected in the credit section of the HUD-1 Settlement Statement. The Seller's contributions by cash or by note may not be reduced. The Seller must assign to Santander any rights to escrowed funds, insurance proceeds or refunds from pre-paid expenses. 9. The Seller, Buyer or any other party may not receive any sales proceeds or any other funds as a result of this transaction, except for the settlement fees approved by Santander prior to closing. All amounts to be paid to any party, including holders of other liens on the Property, in connection with the short payoff transaction must be reflected on the HUD-1 Settlement Statement. 10, The Seller may not incur any obligations for repairs or expenses which would reduce the required minimum payoff amount. All repairs are the responsibility of the Seller. 11. The settlement agent must obtain Santander's approval of the final HUD-1 Settlement Statement prior to the scheduled closing. The final HUD-1 Settlement Statement must be sent by email to Iossmitshortsales@santander.us or by fax to 610-236-4217. The final HUD-1 Settlement Statement should be provided for Santander's review a minimum of 48 hours prior to the scheduled closing to allow sufficient time for any corrections or revisions that may be required. 12. Within 24 hours of settlement, the fully executed Arm's Length Affidavits) and Short Sale Approval, all containing the original signatures of all parties to this transaction, the net proceeds check, and a copy of the final signed HUD-1 Settlement Statement must be sent via overnight mail service to: Santander Bank, N.A. Attn: LOSS MIT SHORT SALES 10-6438-WO7 601 Penn Street Reading, PA 19601 Failure to provide Affidavits and Promissory Notes with original signatures may result in processing delays or the cancellation of this short sale transaction. Documents requiring notarization not properly and accurately signed, dated, or otherwise correctly executed by all required parties, will be subject to same delays or cancellation. Page 2 of 6 CDU.SS.SOV.MNC 7-163 Rev.10.17.13 13. Upon receipt of all items listed above, and provided that the terms and conditions set forth in this approval letter have been met, the mortgage loan with the mortgage number noted above will be satisfied, and the satisfaction will be recorded. The Seller may receive an IRS Form 1099-C as required by Internal Revenue Service regulations. 14. The settlement agent must ensure that the deed conveying the mortgaged property from the Seller to the Buyer contains a provision to restrict any re-sale of the mortgaged property for 30 days following the date of the closing of the short sale and to restrict re-sales of greater than 120% of the short sale's price for the period beginning 31 days after the date of the short sale closing and ending 90 days thereafter. In this regard, the deed must contain the following provision: Grantee herein is prohibited from conveying captioned property for any sales price for a period of 30 days from the date of this deed. After this 30 day period, Grantee is further prohibited from conveying the property for a sales price greater than 120% of short sale price until 90 days from the date of this deed. These restrictions shall run with the land and are not personal to the Grantee. This offer to accept a short payoff requires strict performance and is time sensitive. The offer will become null and void if any of the conditions set forth above are not fully satisfied in accordance with their terms, and any sale proceeds received will be returned. Sincerely, Loss Mitigation Credit Decision Unit For your convenience, your Single Point of Contact representative, Kimberly Lulewicz, can be reached at 1-888-656-8101. Page 3 of 6 CDU.SS.SOV.MNC 7-163 Rev.10.17.13 By signing below, all of the parties to this transaction represent, warrant and agree to the provisions set forth above and understand and agree that the representations, warranties and agreements made herein will survive the closing of the short sale transaction. IN WITNESS WHEREOF, each of the undersigned has subscribed their name on the date set forth below. Sellers' Signatures 16anilSf (�, C "a ESTATE OF B TTY H. ROS NBERGER [or Leg ntity] Print Name torr �. Qo 7/as,Iacx� ESTATE Ot BETTY H. ROSENBERG [or Legal Entity] Sign& Date [If signing on behalf of a legal entity, print title] Buyers' Signatures M Ct rsj To ut f I-Sqr1b V 2 MARY JO FNLLS I Entity] Print Name 7 c30�� MARY JO 6USGkVE [or Legal Entity] Sign & Date [If signing on behalf of a legal entity, print title] Seller's Real Estate Agent Buyer's Real Estate ,Agent e 11�I�C�i U.CGricc (NG�cc%/ Agent for Legal Entity] Print Name Agent [or Legal Entity] Print Name Agent [or Legal.Entity] Sign & Date Went [or Legal Entity] Sign & Date [if signing on behalf of a legal entity, print title] [If signing on behalf of a legal entity, print title] Escrow/Closing Agents, Transaction Facilitators; or Attorneys Print Name i, P= &Title e Sign & QLfe Page 4 of 6 CDU.SS.SOV.MNC 7-163 Rev.10.17.13 ' . . Short Sale Affidavit � Servicer: SANTANDER BANK_ NA Servicer Loan Number: 0096204096 and 9222438809 Address Of 1101 MARKET STREET, NEW CUMBERLAND, K4 17070 Date of Purchase Contract: May 12' 3015 Seller: ESTATE OF BETTY H. RO5ENBERGER Buyer: MARY]O H|LLSGRDVE Seller's A t/li d Agent: (Print Name) Buyer's Agent: (Print Name) Escrow Closing Agent: (Print Name) Transaction Facilitator if applicable: (Print Name) This Short Sale Affidavit/"Xf idevit''\ is given by the Seller(s), Buyer(s), Agent(s), and Facilitator tothe Servicer and the Investor Ofthe mortgage loan secured by the Property("Mortgage'') in consideration for the mutual and respective benefits to be derived from the short sale of the Property. N<]VV, THEREFORE, the Seller(s), Buyer(s), Agent/d' and Facilitator do hereby represent, warrant and agree under the pains and penalties ofperjury, to the best ofeach signatory's knowledge and belief, as follows: &*> The sale ofthe Property is an "arm's length" transaction, between Seller(s) and 8uyer(s)vvho are unrelated and unaffiliated by family, marriage, or commercial enterprise; (b) There are no agreements, understandings or contracts between the Seller(s) and Buyer(s)that the Seller(s)will remain in the Property astenants or later obtain title or ownership of the Property, except that the Sellers(s) are permitted to remain as tenants in the Property for a short term, as is common and customary in the market but no longer than ninety(90) days, in order to facilitate relocation; if | f (d Neither the Sellers(s) nor the Buyer(s) funds receive orcomm commissions from the e sa e o theP nopertyexcept that the Seller(s) may receive a payment if it is offered by the Servicer, approved by the Investor and, if the payment ismade atclosing ofthe short sale of the Property, reflected onthe HUD'1 Settlement Statement; (d) There are no agreements, understandings or contracts relating tothe current sale or subsequent sale ofthe Property that have not been disclosed to the Servicer; (e) All amounts to be paid toany person or entity, including holders of other liens on the Property, in connection with the short sale have been disclosed to and approved by the Servicer and will be reflected on the HUD-1 Settlement Statement; /0 Each signatory understands, agrees and intends that the Servicer and the Investor are relying upon the statements made in this Affidavit as consideration for the reduciion of the payoff amount of the Mortgage and agreement to the sale of the Property; (g) A signatory who nn8kgs a negligent or intentional misrepresentation agrees to indemnify the Servicer and the investor for any and all loss resulting from the misrepresentation including, but not limited to, repayment Dfthe amount ofthe reduced payoff ofthe Mortgage; Page Sofh {DU.8.5OV.MN[7'1§3 Rev.lO.17.1] (h) This Affidavit and all representations, warranties and statements made herein will survive the closing of the short sale transaction; and (i) Each signatory understands that a misrepresentation may subject the person making the misrepresentation to civil and/or criminal liability. By signing below, all of the parties to this transaction represent, warrant and agree to the provisions set forth above and understand and agree that the representations, warranties and agreements made herein will survive the closing of the short sale transaction. IN WITNESS WHEREOF, each of the undersigned has subscribed their name on the date set forth below. Sellers' Signatures ESTATE OF BETTY A. ROSEN ERGER [or Leg Entity] Print Name ESTATE 00 BETTY H. ROSENB GER [or Legal Entity] Sign & Date ICX-Cc>��'Cu✓ [If signing on behalf of a legal entity, print title] Buyers' Signatures 7 730 �5 CMARY J H LSGROVE or Legal Entity] Print Name c,r V ZO s E' MARY JO 4LLSGROVE [or L gal Entity] Sign—& Date [If signing on behalf of a legal entity, print title] Seller's Real Estate Agent Buyer's Real Estate Agent Agent [or Legal Entity] Print ame A e t [or Legal Entity] Print Name f Agent [or Legal Entity] Sign & Date 65_n,4or Legal Entity] Sign & Date [If signing on behalf of a legal entity, print title] [If signing on behalf of a legal entity, print title] Escrow/Closing Agents, Transaction Facilitators, or Attorneys �y 'AlvaS �0 jam. Print Name & le Prin e &Title. V. S & e Sign & D Page 6 of 6 CDU.SS.SOV.MNC 7-163 Rev.10.17.13 OMB Approval No.2502-0265 1Ar.rg4 r��ll�jIrk A.Settlement Statement(HUD-1) yllllll FINAL 0.Typo of Loan 1.Q FHA 2.❑RHS 3. ❑✓Conv.Unins. 6.File Number. 7.loan Number. B.Mortgage Insurance Case Number 4.[-]VA 5.[:]Cony.Ins. KWC68962 911375825 C.Note: This form is furnished b give you a statement of actual settlement costs.Amounts pale b and by de settlement aged are shown.hems marked ip-t'were paid outside da dxN:they ani darn hoe for bformadona purposes and am not included In the btels. D.Name 8 Address of Borrow.. E.Name 8 Address d Sekr: F.Name 8 Address of lender. MARY JO HILLSGROVE ESTATE OF BETTY H.ROSENBERGER FAIRWAY INDEPENDENT MORTGAGE 2160 SLAGEL RD 1101 MARKET STREET CORPORATION SPRING GROVE,PA 17362 NEW CUMBERLAND,PA 17070 1150 LANCASTER BLVD. MECHANICSBURG,PA 17055 G.Property Location: H.Settlement Agent PINNACLE LAND TRANSFER,LLC 1.Settlement nate I Disbursement Dale 1101 MARKET STREET 4242 CARLISLE PIKE,SUITE 151-8, 7/30/2015 / 7/302015 NEW CUMBERLAND,PA 17070(CUMBERLAND) CAMP HILL,PA 17011 (717)920.3331 (26-23-0541.279,NEW CUMBERLAND BOROUGH) piece of settlement 4242 CARLISLE PIKE,SUITE 151-B, CAMP HILL,PA 17011 (717)920.3331 J.Summary of Borrower's Transaction I K,Summary of Settees Transaction 100.Gross Amount Out From Barrows res€:... r .. 4001 Grata Amount OW T6 8411tH iii+:`>:$t t K'; ti^F- 10t.Contrad98kr rlceu $125,000.00 40P:Confraetsabs rk itp> Qir.w $125,000.00 102.Personal P +:-•. 402:Personal Pmparty^ 103.Settlement Charges to Borrower Intl 1400`,. $6,582.67 403F�-r•w 'fix: as,r r�4 i4s':.^,., ;.:KL . �� Y 104,1:: 4041 :.y 105:•.. ..c,:-.i... 1,.:, r;�.S ''•� 405fr-,..^: .r:;v+� '�i�%C+r!�'::;«�. M .�f . Adustmenttferitsm ald 'sellerinadvancer;;::;, Adjustments for itemr aid by tellorInadvanctrlk-t,1 = IG6.Cl Itovmltaxes 408:C1 ftowntazes�„ ,�_ -�� ,. <• 107:Cbun taxes91302015 to 111/2016 $842.14/Year: $357.62 407,County taxesd/302015 to1/12018 @$842.14/Year : $357.62 108.Scholl Taxes 7/302015 to 81302016a$1265.30eam-- $1,164.81 401%School=Taxes•7/302015 to 81302016 41 65.34/Yeart,�- $1,164.81 11�:,.'�il.�.• 11�t_'rt 9 t' fi t n`iVU 410fTi^W�a':;�,fy�^�.-"^'V'w. "A � - 111'. .a :a•. 411110 :My4.:.t,>lt,.y i _k':4"t A4A -S'4'A 112Y.r: ° `ik 5 tyi iia 41 i'� .�7•° �ciascSs' mY�4w• ,frald'r��j 120.'Gross Amount t Ofrom Borrow a r: = $133105.10 420:G otf'AlnouM Ode $126522.43 20O."AmountapaIdByOrIn8shfiff 500,Reduction.thAnlourltOuerTO.SdI 201.DepwftotEamesrtMone $2,000.00 501:Excess h.seelnswclionadalga3^�:t° t:.,,,;�.. 202.P al arnount of new foaar, - $100,000.00 502 Settlement Cha ea to Seller IIne,1400 f $13,441.69 203.ExIstIN'ban taken subedtok•: 503,Existing ban takensu eetlo .a,':; 't: i• 204::- 504.Payoff of first mortgage loan 16 SANTANDER BANK NA., $113 080.74 205,'. 505.Payoff of setxxM mortgage loam- 208.;, . 506.Earnest money remind by Cold"Banker Residential, 207. 507;Disbursed as proceeds($2,000.00);7-- 208. $2 000.00>-- 208. 508. 209. . 509:.: Adjustments for items un Id by sallw Ad ustrnente ternermiun ldb sellW1 . 210.Cftyftom taxes., 510.CI /town laxee •' ':. + 211.County taxes., 511,County taxes,, :•:' 212.Assessments' s12.Assessm�,n . 213. 513- 214 _ 514 215: 515. 216.- 516. 217. 517. 218.. 518: .. 219. 519. 220.Total Paid By/For Bofrowv $102,000.00 520.ToWRadudlohAmfuntDu*Setlar*j a $126522.43 300.Cash At Settlement Fromrro Borrower 600.CashAt SeWsmentTo/From salNrA• 301.Gross Amount Due From Borrower line 120Y $133,105.10 601.Gross Amount Due To Sager Vine,420),. $126,522.43 302.Less Amounts Paid Boor Borrower Zine 220 $102,000.00 602 Less Deducfbn In Am Due To Seler.One 520 $126 522.43 303.Cash.I IFrom ❑TOBortowrrr'• $31,105.10 601 Cash'_ ❑To ❑From 3aller^ $0.00 5edll,>S Price 6115,000,00 Cust5: 500 w 10941 .b 9 Page 1 of 4 �'* A a 19 a b 07292015 09:24 AM HUD-1 700.Total Real Estate Broker Feet xx 4 a g �":Sra c ti�L 1x ISm r �,r„# Y'..Oivlsion of Commission(line 70(YI as follows r: mks' € ��(jkrt Paid 7014,4A 1s$3,750.00 to Coktwell Banker Residential Brokerage t f t _ IOZ 53,750.00-taKeller lMlOams of Central PAr'S a;+- ,. ;y. ,� x .4 4 S9t0arr 703:Cammtsston kt at SeIOemartt �- 704: Pys:.. ^ ' we. g &tzi $7500 DO �T.i'+-n?tis4,'S�ii«�lk.Y�eFCY+ht'�.�.= B'SSlx't?"Ct�i".f: 705-Broke a Fes to KellerYNlllams of CentratPA!A $225.00 800.ltersitr<R Irl nnietfert lei '?_ a7 r `,..,� s.:',' z^•_i6.%icr�:" ,'.c`,A:"+.:r .'.; 801.'Our Ination cha a$116100 d.'. 802.Y' tcredhorch a for Wfkinterestratechosen r tzt r•d ! I '"; GFE#2 ' > 803:Youradhstad kraikx-ch iwxiz#.'sr5y .9 - ?" _� , zr+nit 804:A reisal Fee tofl.MC Fe 0 WENZLER REAL'ESTATE APPRAISALS�asr'" } .:t: ( G #3*,V $1161.00 805:CreMtRe to'FIMCFBOCREDITPLUSl i r'$F ».:,; �+t,=,�r K66 raw -• frorstcfE#3 $sa.6s 8x8:Tax serf td tj'°L from GFE#3 1,11f 807.`FWod Cer88gtion to FlMC FBO FLS" s+W- 13 .WIt'4f from GFE#3 +3`w 808'APPRAISAL'ADMIN TEEto FIMC FBO FLS.sa "«Y44 t7a T< _ h�rRttC$'yk .r_t"cwe«. E ..tf . $120.00 900UtimtR ufreti tie irTb P dvanc . ,, - -1 �,'. ,_ ;,,r•;_ .,�1 901 i Dal Interest chs es from.1130120151d 81132015 .12 7127da ro Fai Inde dant ,GFE#10!�� - 525.34, 902 Mort elnsurencaPromiumr.>rtv'.�e? q;fie.�,d ,,. 1 , w. (from GFE`#3 903:Homeowners Insurance fa 12.00 months to Safeco ica;> 'xxT v,. r;7r,i GFE#11'tom 5964.00 1000xRis4rvia " i t o n' p r ::k'. 1ao-lrintuatd k1bC rascrowacoaint:o°: t '.e ' fz":t:G 7 -r# r* IFWGFE W $509.12 » 1002 Homeoxmerslnsurance 3 months $80.33 month$240:99' z1R3tt'+gz7i?*.s, ? ,„•r . r y� ;,; . 10031 Mcidiiagajmurike momhs ermoh9tl 1004,'P tazes6rnft ;568711 'tmonthj432,6g,W.Va# 1005,'Ssh0ot ProDeft Taxes Reserve 2.monthsa j105A5 tnanth ,ljg •, A,r+4 ';t 1007•r men atsAdustt 5355,4 'Sa;;:0±;A:♦tiy! ?r"d 1101:TIGe services and IendersBW insarenceFr r,^r»rxw'#X,?Tl" nxY�wry +;xy tr `. harrGFE#45 $1,275.00 1102'Settlement or dos" fee to PinnacleLandTranafar'LLC.L++zt=. 1103:'OwnereWeInsurance toPinnacle Land.Transfer 512500 1104'Londees We Insurance(g Pinnacle Land Transfer CLC ki$1050;00 1107,' em's of the total ddelns.,-.- Ium 10 Pinnacle land Transfer'LLC 9=0 r1108'Underwdtere on of the total 80e ktsurarxCom $178:251109:Ovem FeastoPinnaebLf110;Ctoi PectionLettepeetoDidRe ublbNa0onalTitleinsuranceCom w1ez `isr x rim art I M"oterifmta EduvaMs&:520.00*#;��+'�.ae' q .net s.- ,, yt; a, s;•t• a�- ti 11112.1 Ea3orw Delivety fes fo Pkmacle tandTrans*,LLG�..550.00'w 1 ,=Q"M i TrensfeeCh 1201.r,Govemmaq, recording chj19a00 1202 E}esd$79.00#Mott s51t1001ReleesesEii~ sr , s, a 5x +semyyi f ,.�� � � 1203v,RansfartaxeS•1se '4r r�� r.:3.3 r atfr, �. .:z -:p ub ,s �, M�• -i� # homGFE#8 '� 51250.00 $1,250.00 1204:G ICgun taxfstam lDead$1250:00�M e5'.r!sHcr rs �w?4± C y y 1205'Statetaxtstam 'v Deed$1250.00'# ei1M"'`f.' '!• 'z1+ £.' 130V Required services that (=sh for':ei,. 1301&ry SE's"-';Si 1303.pestiro bn '_'*',,,_.;a#n'. "•f%.�`3!! .Ji:_% >. :»'..e^ R�r"s :t?.:i-a°F <M�:` - "r:. lYs?: 1305.2015 School Taxes at Discount to Robin Gas tG'Tax Collecforf :« ''r..: .. ;�•1fiF; ja Y: Izj ,265.34 1306:2015 Coun 1BM P Texas to Robin Gas atu Tax Collector«ems ar•': E15926.35 1309.'SAWertoBorough ofNawCumberlandri. $233.75 1310: al Fees to$tone LeFaver&Shekklbkl F . ., p 1 ;ti> . .Y h e t:i':L !Mi 52,500.a0 1313:Trash to Borough of New Cumberland a T- 1Lf r 584.x5 Total Settlement Charges(enter online 103,Section J and 502,Section K) 56,582.67 513,441.69 Previous editions are obsolete Page 2 of 4 07012015 09:24 AM HUD-1 `Cornparfsantoitaito ratio Eetirnat'er{aFE}and HUDyf CMarga $ f RR GtSod'Fai�t+EsU ate d 1 y ChargaaThatCarinotinereasef.1;PRyr � � ,�5 �e'{{, HUCH1f.lnaNumberi" t �.1'.�d � �2,YK.R - � �'.1Ti.'2bb 7`--'. /'X"._.�,...>� �•r�M �4^,�'•-'SK4.�v`.Z�x Ourtitfgitlaflondiargfl; 4�"'E`�` "?a-'#'� e�'1`�r'• �� � f}80th"`'" �7 `�` ' ��<�: '`�.��xt��,�.,->�. ,r,;r.3:a:�r„�•.,;,,�. ��A' �„s $1;161A4 $f,fBf.60 iYout�,credttorchar�a(polnt5ffprthes�pedHlcinterest�atecfiosen�' �:� # rty� y't xx� ' YotiradJustedorlginaUatctter7je9 s (}fr �3 °a'h � #_$ $1,161.00 $1,161.00 ;TrarSitakes3 ? xti�' `”" .e t0. GSiet <S #,9203apl�"�J $2,500.00 $1,250.00 ;ChafgettThatl�tTotat Cat!do£inereastt More�Tbanrt0% �,� � ,,'fr�t ���� �„ GaoO;E'aH�j EstPrO�� ��; }� �•� . GoveinmentteoOttlin rfia es� raf n,; t $190.00 ts,,, y 9�� t'•Irr '� ���� .w#�1201+#S�*:��,• .c'.,�d^',�% $200.00 - Appratwl Fee to FIMC FBO WENZLER REAL ESTATE APPRAISALS #.804 P '"pz; $560.00 $350.00 Credit Report to FIMC F80 CREDIT PLUS y c#805 1 $ $50.00 $60,66 Flood Certification to FIMC FBO FLS E $9.75 $9.75 a_ �a ,•: APPRAISAL ADMIN.FEE #;808 „:; �.•r a $120.00 $120.00 aN , "a � . EM 939.75. $730.41 .Gn l -$209.34 a -22.27614 Charged That Can Change &� ., MOM �Initlal'd�pbsftforyotiescrdwatxount�3a r " rM .� w�#11001 wry*^i $2,320.00 $509.12 DO—yint#restchatge��� k. �n� a��� z �F� +y`'r�i�4 �,�$,i,z�t2rdky�, $190.07 . M, $25,34 Homeovmersdnsuf8ncdfr�'�. i �E eysrTa r $600.00 $964.00 This services and lenders title Insurance ' $7,295.00 $1;275.00 ,�.1, Owners title insurance to Pinnacle land Transfer,LLC )r#.1903 � $125.00 $125.00 a .,8 r1 . Loan Terms �YdarNihtattoan"amo>7nt g . --.v:+.*-15_a- •,.4 t.. ,y�" iJ: £, f^Sw;T��l v�.4V.+'1 ?Y0f.1�rd$f�+�'�a: ..�M Yaurlianitemiis + �sn ., rssww33kx Years Yci3nGtf0ailr §ffeta� '��g. c � �`"+' i�•4B 46 , frr Your?fiRiatYnottthty'amoUntoit6 3h ey. Includes Dn14 NL! mor(gegalnsunno6'b ° ��i'te' e' l ; tiT ❑✓Principal �s°• 'r19 r : x tw< x... Merest Mat a Insurance til'_.r c wt�-x�”,� ori• '"d _.�... ❑ 9a9 Can yobs ittteresl r8ta tLse? [2]No. ❑Yes,it can rise toe maximum of 95 The first change will be MIL& on v _ and can change again every ME .after ` "�t{�1�3] Every change date.your Interest rate can maease'or decrease by %Over the life of the to an. interest rate is guaranteed to never be lower than 96 a higher than %. Even tf:ydu make ayments ori time cats- ur loan balance rise? #,? ✓No. Yes,it can rise to a maximum of E� ` a ❑ ❑ a r;tM'xTand the month amount Even if`you makepaymenfs on-lima can your monfhry emotint ri; J No. Yes,the first Increase can be ony ly awed for pdncipaF Interesg end ritarfgege bsuranca dse?fes« 4•riy",rf "��+.v'a &�:x,�y���r-� sr,y.,:,�.�•����.� owed can rise to$ �i�.« The maxi H can ever rise to s$ ..r z ... $?..+w.t.$-74x.u�.,.....&.osti^`.fi^r4kx1,+t ro lT'a"'�4"Lo'hktF �,.f,,• �`�,",}1,,a: Does,yot}rJloen hevtl a prepayment penafty? �t, Xya4 j35 ': ❑✓No.C]Yes,Your maximum prepayment penalty is$ `T Does yoTif loan Jsava h�baffoonpayment? tk cr 0 No. ❑Yes,You have a baocn payment of$ x 3 due In ttti� ; y a's7 yearson Total monthly amount owed Incloding escrowaccottnt payments a 4 []You do not have a monthly escrow payment for items,such as property gn ti4 r' x33 res01" ' .� M. *k . � n} r� Y� * taxes and homeamers insurance.You must pay those items directly yourself. f, G� -k loxes T QYou havean additional monthly escrow payment of$. 254 58x �� that results lo a total initial monthlyamount owed of$ 768 Tp .This Includes i principal,Interest,any rrt J e insurance and any hems checked below. - ✓❑Propertytaxes ❑✓Homeowners insurance ❑Flood Insurance ❑✓w5choat Prtipery T ' iaa '>��,�" "Y i•`"s'��5 u+`"f ',�,,. S 3��r,+,11'kh.S B•h i'rl ter..5 Ai 't„'.'+''. ii4 �.M•.,aCvf„l„.r,"` .,:4Xa'yY��i'"',� a.d�ijr•.€f�ww3 v.;g7s�?i..?Rl`:"ck :.e.r�<-'�; ❑,.0.!r7:3 E, » "�Y ❑#`r+Q, � Note:It you have any questions abort the Settlement Charges and,loan Terms listed on Worm,please contact your tender. Previous editions are obsolete Page 3 of 4 071292615 09:24 AM HUD-1 I have carts"reviewed the HU0.1 Settlement Statement ant to tha bestof my krmwiedp and Ge68f a is hue and accurate statement of agreceipts ad disbursements made on my aarountor by me In dds transaction. I further certify that I have received a copy of dre HUD0.1 Settlement Statement BORROWERS SELLERS MARY JO HIL SGAcz94 Pa by:Barry E.R Ex The HUD-11 Settlement Statement which I have prepared Is a hue end accurate account of this transaction.I have caused or I will cause the funds ro be disbursed In accordance with this statement SetU 9e Date 713012015 Previous editions are obsolete Page 4 of 4 07/2912015 09:24 AM HUD-1 STONE LAFAVER & SHEKLETSKI ATTORNEYS AT LAW 414 BRIDGE STREET DAVID H.STONE POST OFFICE BOX E OF COUNSEL GERALD J.SHEKLETSKI NEW CUMBERLAND.PA 17070 CHARLES H.STONE www.stonelaw.net JON F.LAFAVER TELEPHONE(717)774-7435 August 20, 2015 FACSIMILE (717)774-3869 Register of Wills Office Cumberland County Courthouse One Courthouse Square Carlisle, PA 17013-3887 RE: Estate of Betty H. Rosenberger No. 21-14-1186 Greetings : Enclosed please find an original and one copy of the Inheritance Tax Return and Inventory for the above mentioned estate. Please clock in the copy of the Inventory and the first page of the inheritance tax return and send them back to my office along with any receipts in the enclosed stamp addressed envelope. Should you have any questions, please do not hesitate to contact my office. Very truly yours, S EaFAVER & SHEKLETSKI Davi DHS/tmb cn c Enclosures M M c� �U —rt C>