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HomeMy WebLinkAbout08-27-15 J � pennsYIvania 15U5618403 � DEPMTMENf OF REVEN `�X(03-14) REV-1500 OFFICIAL USE ONLY Bureau of Individual Taxes County Code Year File Number Po Box 2sosol INHERITANCE TAX RETURN Harrisburp, PA 17128-0601 RESIDENT DECEDENT 21 14 �663 ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY 07 D5 2014 05 16 1944 DecedenYs Last Name Suffix DecedenYs First Name M� HONAFIUS ERIKA E (If Applicable)Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW � 1. Original Return � 2. Supplemental Return � 3. Remainder Return(date of death priorto 12-13-82) � 4. Agricultural Exemption(date of � 5. Future Interest Compromise(date of � 6. Federal Estate Tax Return Required death on or after 7-1-2012) death after 12-12-82) � 7. Decedent Died Testate � 8. Decedent Maintained a Living Trust 1 9. Total Number of Safe Deposit Boxes (Attach copy of will) (Attach copy of trust.) � 10. Litigation Proceeds Received � 11. Non-Probate Transferee Return � 12. Deferral/Election of Spousal Trusts (Schedule F and G Assets Only) � 13. Business Assets � 14. Spouse is Sole Beneficiary (No trust involved) CORRESPONDENT-THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: Name Daytime Telephone Number JAMES D BOGAR (717) 737 8761 First Line of Address ONE WEST MAIN STREET Second Line of Address City or Post Office State ZIP Code SHIREMANSTOWN PA 17011 ;�a � � boqar(cDboqarlaw.com ~ CorrespondenYs email address: 1 n o � �� REGI�E F WILLS�E ON�f �.7 � ,,. `-,, � r7 REGISTER OF WILLS USE ONLY :%,;.7 �:. r" N ; r'� DATE FILED MMDDYYYY - � `"� � --� .". .. . � ....��'I _� �� ' ._;. ,..... � �.,.-: _r,�l � ...:: C7 0 �" f71 pATE FILED STAM '� O S Side 1 I I��I�I II��I IIIII��I�I'lll��IIII IIIII I�III�I�II I�III IIII II'I � 1505618403 1505618403 � ,� � J 1505618411 REV-1500 EX DecedenYs Social Security Number DecedenYs Name: Honafius, Erika E. RECAPITULATION 1. Real Estate(Schedule A)....................................................................................... 1. 2. Stocks and Bonds(Schedule B)............................................................................. 2. 3. Closely Held Corporation,Partnership or Sole-Proprietorship(Schedule C)......... 3. 4. Mortgages and Notes Receivable(Schedule D).................................................... 4. 5. Cash,Bank Deposits and Miscellaneous Personal Property(Schedule E).......... 5. 4 2,6 9 7 • 0 2 6. Jointly Owned Property(Schedule F) ❑ Separate Billing Requested............ 6. 7. Inter-Vivos Transfers&Miscellaneous Non-Probate Property (Schedule G) ❑ Separate Billing Requested............ 7. 8. Total Gross Assets(total Lines 1 through 7)........................................................ 8. 4 2 ,6 9 7 • 0 2 9. Funeral Expenses and Administrative Costs(Schedule H).................................... 9. 5 2 5 • �0 10. Debts of Decedent,Mortgage Liabilities and Liens(Schedule I)............................ 10. 11. Total Deductions(total Lines 9 and 10)................................................................ 11. 5 2 5 • 0 0 12. Net Value of Estate(Line 8 minus Line 11).......................................................... 12. 4 2,17 2 • 0 2 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made(Schedule J)............................................... 13. 14. Net Value Subject to Tax(Line 12 minus Line 13)............................................... 14. 4 2,17 2 • 0 2 TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate,or transfers under Sec.9116 (a)(1.2)X.00 15. 0 • 0 0 16. Amount of Line 14 taxable at lineal rate X .045 4 2,17 2 • 0 2 16. 1 ,8 9 7 • 7 4 17. Amount of Line 14 taxable at sibling rate X.12 0 • 0 0 17• 0 • 0 0 18. Amount of Line 14 taxable at collateral rate X.15 0 . 0 0 �$• 0 • 0 0 19. TAXDUE................................................................................................................ 19. 1,897 • 74 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT � Under penalties of perjury,I declare I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief, it is true,correct and complete.Declaration of preparer other than the person responsible for filing the retur 's based on all information of which preparer has any knowledge. SIGNATURE OF PERSON RESPONSIBLE FOR FILING RETURN Emily Honafius DAT 8' 25 /s ADDRESS 407 5th Street, New Cumberland, PA 17070 ` 1.� SIGNATURE OF PREPARER OTHER THAN REPRESENTATIVE James D. Bogar DA7E ADDRESS One West Main Street, Shiremanstown, PA 17011 I I��III II��I�IIII��I�I�III��II�I II��I I�III�I��I II��I II�I I��I Side 2 � 15U5618411 1505618411 � REV-1500 EX Page 3 File Number 21-14-0663 Decedent's Complete Address: DECEDENT'S NAME Honafius, Erika E. STREETADDRESS 336 Allenview Drive CITY STATE ZIP Mechanicsburg PA 17055 Tax Payments and Credits: 1. Tax Due(Page 2, Line 19) (1) 1,897.74 2. Credits/Payments A. Prior Payments B. Discount Total Credits(A +B) (2) 3. Interest (3) 23.34 4. If Line 2 is greater than Line 1 +Line 3,enter the difference. This is the OVERPAYMENT. (4) Check box on Page 2,Line 20 to request a refund 5, If Line 1 +Line 3 is greater than Line 2,enter the difference. This is the TAX DUE. (5) �,921.�$ Make Check Pa able to REGISTER OF WILLS, AGENT a...,. ; , „,�r >•,: �'�xa�fi/ �'� ���'����R � �rrf x , u° a ti� � �i ris"a.�'C�' W�'��, ��«�+� , 't ,> . : :.�,.. , � m, , � „ s `�' .r%"� '�. ��.,`.".nd��✓�. .,,,..'�.�, .�,.�<„�',t�x�r. '�' '��,y� .�;t.a ,� �.�,:< � �, � � ���,, -,.?�..�. _ .s .::.,aw ... ..-« . . . z„ ,, ... . . , . . .. . . PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred:............................................................................... ❑ ❑X b. retain the right to designate who shall use the property transferred or its income:.................................. ❑ 0 c. retain a reversionary interest;or.............................................................................................................. . x d. receive the promise for life of either payments,benefits or care?............................................................ ❑ � 2. If death occurred after Dec. 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration?.................................................................................................................... ❑ ❑X 3. Did decedent own an"in trust for" or payable upon death bank account or security at his or her death?....... ❑ � 4. Did decedent own an individual retirement account,annuity,or other non-probate property which contains a beneficiary designation?.................................................................................................................. ❑ � IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMP�ETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. � ,F � � ; � „�,,.-.z:. . r..1 �;w, '�. . " '., .: ' ��.., ..y.,.s.�;„ ...*; ::s,.d ,`�i'�`�,:.s:;�«`:�-��;z:s �.'+���.:�..� . . . ., .ru'�z','` �,'�...+.; ,< « v,.,,, , ., , �, . , , ,� �-ez= .,,r, ,�" , . � � For dates of death on or after July 1,1994 and before Jan.1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent[72 P.S.§9116(a)(1.1)(i)). For dates of death on or after January 1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent [72 P.S.§9116(a)(1.1)(ii)]. The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1,2000: • The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent,an adoptive parent,or a step-parent of the child is 0 percent[72 P.S.§9116(a)(1.2)]. • The tax rate imposed on the net value of transfers to or for the use of the decedenYs lineal beneficiaries is 4.5 percent,except as noted in[72 P.S.§9116(a)(1)]. . The tax rate imposed on the net value of transfers to or for the use of the decedenYs siblings is 12 percent[72 P.S.§9116(a)(1.3)]. A sibling is defined, under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption. � 485DD��1�46 72EV-4$5£X�OS-t�9) SAFE DFP05�T . 80iC�NVE�iTOR'Y �A��at�'E� PL,E�SE tlSE OitIGIMAi FORIN Dl�1LY Srkial Se�uitq or Dea�Ceii�e►+iurnber i?ate ot Death County Code Ysar F�e Number 192-34-5557 07i031'2014 2i 14 (�63 Dec�der�i's Last Name Suffix firsi Name Mt Honafus Erika � 0 ADpRES8 OF i?EC£DENi STREE7: C17y: S'1'ATE: ZIP C01�: 336 Alienview Dfive Mecha�icsbu PA 77D55 111AME AND J1DDR£SS flF PERSON REQUES7NJG 7HE DPE�fMtCa{1f THE SAfE DEPLISI�BO% �'�mily Honafws STREETADDRES�. `"----l�-�.�_ Tj�r. STA7E: ZtPCd��: �7��� New CumbEriand PA 17070 ' liAME,ADDRESS AND R�,J4flON8HIP(1P A11Y)TO DECEOEN7 OF PERSDN(S)PRESENT AT T11E BpX�NiN6 a �' RELA'fiONSFNP. .,.,� fmily i•tonafius_____________ _ DauqhtedExecutrix STREETADDRESS. — �-_-....—....____ ----. __._..._ cm: srnrE z�c�: 4U7 5th SbePt Nes+yr Cumbe�iand PA 17055 b.NMiE: RELA710tVS11tP: _� $TREfT�AflDRESS- � ------- -�. C17i'. . S7ATE- ZfPfADE- �_.._.....�__.-�---�---.._..._...__._._. __..� ..__._..._.._.___. ._., .... --------,... . ..------- c. NAf1�: RfSA7fONSH�: _ - - ----__�--�-- __ --------__—_------�_..._ STi�ETADDRfSS: CITY: gTA7'�: ZIP�p�: NAiAE AHD ADDRfSS 0�FII�lWC1AL 1NS7RUTWN WHERE TME SAfE flEP0.SR BCX IS LOCATED NP�NIE Metm Bank S'TREET ADDRESS: CiTY: STATE: Z1P�ODE: St132 Si Fe Road Nlecfiaraicsbu PA �70b5 . ",w�oF���� LC� vn�,►r�a�e usr � •to xa�rr aox � eox , � �,s �''r� �. - w�re+►� as oF�aeso�s�w►�acr�s��rn sox � w�: �'i �a 1���'u:S b. NAME: ���_�� uu�.�S2 ��,��$S: c�zv: s . zaP , cirr: --��`.__.—__._.._srn�: z+pco�: Nil#IE ANb 71TLE OF EMPLOYEF TAK fliVE�1TORY !� � '` �/ , ! / YIfAS A V1UL�1 lq THE BOX7 [] YES MO N yes. a-Dabe oi wIN: b.ldame and addreac ni p�rsonal nutwa.H n�eed in the wtq _--- --__.._r __..�._..__�..�.__ NAME __ ,_._...,.��__ ..�._.- - _- ----- ----�.�_,__._.._----__------- _ _ .__..__._ ._..:-- STftEET ADDRESS: C1TY: STATE: ZJQ CflDE: -_�..� _—_-- ----- c. Naeae antl atlens:ot atiomey,iI any '—"`" � -` NAME: STRE�7ADDRESS: --' -- CaTY: ~� ~ �ATE' ZIACODE: � 4$SL3fl041041, 485D0041U46 � REV�85E7t SA�� pEppS1T BOX 1NVENTORY �age_ of 1NSTRUCT�QNS i+� �:asn_Repon toca,ony (2) Stacks:Lisi�detaN eveq ctrmrnpn qr pretened r,ert35cate,warreni or�her tigMs fonnii in box.StoCks are to be designeted by name of cwnpany,ceAifitate number,dale o!oertificate,name in whafi�adc is regis[ered.and number oi shares and dass of stock. (3) Obligations ot 11.S.Gavemmeni:tVumber of 3tems.date of issue,face ralue.names in which registered and fype of owr+ershry, i.e.,jantly hefsi,payaWe an tleatA,etc. (+�) 8onds:Designate by name,amovnt,serial num6er,or oifier desk,�nation.(gearer Bwjds) (S) $ank an0 Savinps and Loan Pasrbopi�s:Stele name of depo¢dor.number a1 book,last date appearing in boDk,�ame of bank and braru�,and balancc�. (6) Jewetry,Goins,$tamps,�AanusrriplB,eu:Lisy and descri6¢as'fuiy as possible. � Deads.Mortgsges,Curreni InSuranee PoliciEs or other evldences oi indebtedness:Lis1 and descn`be as iu11y as p�sibis. �81 1111 other sKrMe�s. {9) Rotttm cOmpl+eted fOftn t0: GEQARTMESJT OF itE�+ENIlE INHER{Ti4t+iCE?AX�DMSip1t � DEPT.280601 HARRiSBURG.PA 17728-DBpi lTEN NO. iTEM DE$GRiPT10I0 _..� __.-. - ---- — "--- - --- --- -- ---- - ___-- -8�.�41_,nv C'.�n ._f�_ �-------- _ ' I GEiYi1FY UNOER PENAiTY OF AER:IUItY A7 7HE AHOYE RECflR�1S PER$O!tl G COaY CORRECT � TD THE Y itNONiLEb�iE ANb BEl1EF. SAFE O INVE 91Gfi11i1lRE SIGNAT . PRR�i N ` PR9iT .C� . �. X BEibvl� . � �vv�� anQ � u PRIM Tftt � DAlE CliEClt 11PPROPfiiA. . X - �� / � / � /�{J ` ser"iw(�eiY} �]Aominstrata{trui> Y- • / � � Eslsoe Repreunuuw [�,1dm wm�r nr ads aeposh bez NpTE:Attacfi additipnal 8'f�"x It heet{s)if neoessary dr use dupikates of tAfs page of�orm, Tire�a�nen►'s�r¢ec ny la�+:tz us.C.§aos(ck2N��),m�equfre daciosue n�sociat�uay nur�bers�o o�rron win�aomminist�ing state�c kws.Tne tk�Mern�es ihe Socidi 5eamty n»ibar b idnMy Ihe deeedertt ard Pe+aoiW�res�b6ves d�he�ie.Yhe Comnmweatlh may af�o use tlre inbrmstinn�eRd�enge d 1ax inbmiation agreemer� with ftderal aM bcm ta' aWhoriiies.71�e stale law ibtls tlx Cormnmwe�Y personr�et fiom disdosi mnfiden6a!leK ir�Ortnation excxpt fa o�dal s. Rev-1508 EX+�08-12) SCHEDULE E pennsylvania CASH, BANK DEPOSITS, 8� MISC. DEPARTMENT OFREVENUE p E RSO NAL PROP E RTY INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Honafius, Erika E. 21-14-0663 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1 Bank of New York Mellon Corporation 401(k)Savings Plan 42,697.02 TOTAL(Also enter on Line 5, Recapitulation) 42,697.02 (If more space is needed,additional pages of the same size) Copyright(c)2012 form software only The Lackner Group, Inc. Form PA-1500 Schedule E(Rev.08-12) � BNY MELLON . Human Resources,Compensation&Benefits August 3, 2015 James D Bogar Attorney At Law One West Main Street Shiremanstown, PA 17011 RE: The Bank of New York Mellon Corporation 401(k) Savings Plan ("Plan") Dear Mr. Bogar: We are sorry to learn of the death of your client, Erika Honafius. Because Erika has an account in The Bank of New York Mellon Corporation 401(k) Savings Plan, we are writing to you to initiate the distribution of this account. STEP 1: Determining the Beneficiary The initial step in the distribution process is to determine the beneficiary of the 401(k) death benefit. The Plan rules for determining the beneficiary are as follows: Spouse— If the participant was married at the time of death, the participant's spouse is automatically the beneficiary, unless the spouse waived his/her right altowing another beneficiary to be designated by the participant. If this type of spousal waiver exists, it would be on file with the Plan. Estate— If the participant was not married at the time of death and does not have a 401(k) beneficiary designation form on file with the Plan, the participanYs 401(k) account balance is payabie to his/her estate. Based on these Plan rules and our beneficiary election records, 100% of the account balance is payable to the Estate. As of the date of death, the value of the account is $42,697.02. The final amount of the distribution will differ from this amount due to the daily changes in market performance. STEP 2: Establishing Account in Beneficiary's Name Before the death benefit can be distributed, an account needs to be established in the beneficiary's name.� �To establish the account, please complete the enclosed Beneficiary Information Form and return it along with the document(s) listed below to the address provided on the last page of the form. ■ Estate documentation naming executor ■ Estate tax identification number 500 Grant Street,BNY Mellon Center,Suite 3118,Pittsburgh,PA 15258-0001 Once the Beneficiary Information Form and required documents are received and determined to be in good order, a Plan account will be established in the beneficiary's name as soon as administratively possible. Step 3: Taking a Distribution from the Newly Established Beneficiary Account Once the beneficiary account has been set up, the beneficiary will receive a Password mailed to the address provided on the Beneficiary Information Form. The Password will be sent 5 to 7 business days after the account has been established. The directions provided in the enclosed document titled, How to Take a Distribution from the Plan, should be followed to initiate payment. When to take the distribution The Plan provides that the distribution must be made as soon as administratively possible, but no later than December 31 of the calendar year containing the 5th anniversary of the participant's death. If the beneficiary's Plan account balance is less than $1,000 and a distribution is not taken, the account will automatically be paid to the beneficiary as soon as administratively possible following the set-up of the account. Plan rules require that account balances must be greater than $1,000 to remain in the Plan. Step 4: Naming a Beneficiary for the Newly Established Account If a distribution is not taken immediately, then a beneficiary for the newly established account should be designated by the new account owner. To make a beneficiary election, go to the Plan website at: www.bnvmellon401 k.com and select: Personal Information > Beneficiary Information > Add/Edit Beneficiary. If you have questions regarding the online beneficiary designation process or if you would like to complete a paper copy of the Beneficiary Designation Form, please call the 401(k) Savings Line at 1-800-947-HR4U (4748), option #1. If you have any questions regarding this process, please call our Human Resources Client Service Center at 1-800-947-HR4U (4748), option #4. Sincerely, ,�c:i -,r'����.�:-�- "�`" � Cathy Donaldson Supervisor, 401(k) Benefits Administration BNY Mellon, Human Resources Enclosures: Beneficiary Information Form How to Take a Distribution from the Plan Special Tax Information Notice REV-1511 EX+(08-13) SCHEDULE H pennsylvania DEPARTMENTOFREVENUE FUNERAL EXPENSES AND INHERITANCE TAX RETURN RESIDENTDECEDENT ADMINISTRATIVE COSTS ESTATE OF FILE NUMBER Honafius, Erika E. 21-14-0663 Decedent's debts must be reported on Schedule I. ITEM DESCRIPTION AMOUNT N MBER q, FUNERAL EXPENSES: B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Name of Personal Representative(s) Street Address City State Zio Year(s)Commission Paid 2, Attorney's Fees Bogar 8� Hipp Law Offices 525.00 3. Family Exemption: (If decedenYs address is not the same as claimanYs,attach explanation) Claimant Street Address City State Zi� Relationshio of Claimant to Decedent 4. Probate Fees 5. AccountanYs Fees 6. Tax Return Preparer's Fees 7. Other Administrative Costs TOTAL(Also enter on line 9, Recapitulation) 525.00 Copyright(c)2013 form software only The Lackner Group, Inc. Form PA-1500 Schedule H(Rev.08-13) REV-1513 EX+(01-10) pennsylvania SCHEDULE J DEPARTMENT OF REVENUE INHERITANCE TAX RETURN BENEFICIARIES RESIDENT DECEDENT ESTATE OF FILE NUMBER Honafius, Erika E. 21-14-0663 NAME AND ADDRESS OF RELATIONSHIP TO SHARE OF ESTATE AMOUNT OF ESTATE NUMBER PERSON(Sl RECEIVING PROPERTY DECEDENT �Words) ($$$) I� TAXABLE DISTRIBUTIONS [include outright spousal distnbutions,and transfers under Sec.9116 a 1.2 1 Emily Honafius Daughter One-half of rest, 207 5th Street residue and New Cumberland, PA 17070 remainder 2 Jeffrey Honafius Son One-half of rest, 934 Grantham Road residue and Mechanicsburg, PA 17055 remainder Total Enter dollar amounts for distributions shown above on lines 15 throu h 18 on Rev 1500 cover sheet,as a ro riate. NON-TAXABLE DISTRIBUTIONS: II. A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART II-ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET Copyright(c)2010 form software only The Lackner Group,Inc. Form PA-1500 Schedule J(Rev.01-10) �,.� � �' �X � � Ta � l�` � ��� T �.�� � �F � � � � � °� � �. � k� x� � C� � .� � It1 � � � I, ERIKA H��:�FILS, a��S�c�i�.���� C________�_ _- - _ _ � - _ _� �. -: _ of sound and disposing mind, memory, and understan�;na, �:c� L��e�� �j--= �'�_` _ _ �..r�,., _ _ � ..._.� declare this ta be my Last WiII and Testament and herebti�rei-oke aII other�'=L: � ��w:.::.='�. if a.ny, that I have made. FIRST: All of my Estate, of whatever nature and �hereti-�r situ��L. I �.-�_ devise, and bequeath, in equal shares, to those of my children who sur�-ive m;, b�- �-:- __ days: to my daughter, EMILY H�NAFNS, of Shirema�stown, Pennsyl��a�ia; a�u �i -_.- =�--� JEFFRE� HON.AFIUS, of Mechanicsburg, Pennsylvania. If either of my childrzn f`i'�� :., survive me by thirty (30) days, but is represented by children then living, these chixd:�� _'��:: take, �er stirpes, the share to which my child wauld have been enti�led �r�.��� _ SECOND: Should neither my children nor any grandchilc3r���rs-�;��� : _ (30} days, then I give all of my Estate, in equal shares, to m5� mother, K.�ROZLtiE RL�5. �< Harrisbuzg, Pezxnsylvania; and to my sister, INGE OWENS, of Harrisbura, Penns��l�ra_rlia. �_- to whichever one shall survive me by thirty (30) days. THIRD: All interests of any beneficiary in the income or principal of this Estaie, while undistributed and in the possession of my Executor, even though vested and - - - - - � ... , c ..��.__.. -- - _ _ distriburable. shail lio: � _ _ --- - �------ - - ,- _-- eontract, obli�ation or IiabiIit�� of ant� bene�icia:-�� �d. :�.::��:��_�. -� � __ _ ___ _�� � �, - - � pledge, assignment, conveya.�.ce, or anticipation. � FOURTH: All inheritance, estate, and successian t���� :=� -_-- =��_ _= --=:� --: � penalties thezeon) payable by reason of��- �va� ,�'� _ � ___ _�_ �� - _=--_ __- - -"- � a�ainst the principal of m�- r�: e-�.��-:- __:_ _-_ _ -,.._ ___��. __-— ___ :_ FIFTH: In addition to all �i�"�V �-� _ 1�_ __..._._ ___.� � , _ - -_. � ____ empower my ExecutriY and her successors, in h�r ai��`i �� L�.� �___� _.._ . _._._,.� -��_ __ �_ obtaining court approval: A. To buy investments at a gremium or discount. B. To hold property unregistered or in the name of z. ��:���_ C. To give proxies, both ministerial and discretionar�-. D. To compromise claims. E. To join any merger, consolidation, reor�anization, vat�r� �wi� plan, or any other concerted action of security hold.ers and to dele6at:, d��cr= :- �__ � :_ respect thereto. F. To lend to, and buy from, my estate. G. To borrow and to pledge real and personal propert�- as se��i�.- W:,�'�-. H. To sell at public or private sale for cash or credit or partl�� for eaci. :L exchange, or to lease for any period of time, any real or personal property, and to Qi��e op�i�:� for sales, exchanges, or leases_ 1� �-.:'t. �.. " ..�.�_ ��.� _..'„'�'�..- - `r- .' . _� �_ _ �_ __ � 1l," ��...�.r�� � � r� _ __.Y x _�,�_ _e.� _�_� �_ �_ _� advantageous from the �•ie«�oint of o�-eralI ia.� r�a;�.. _���.� ��:� _ �_� r__=� -_ � ' S � fozegoing, power and authority to claim administratian or atnLr ..����� . �_-�_ - ..._ �_--, �_ � � deductions or inheritance or estate tax deduct'rons, witl�out re�ar� to .ti �-?-�� -_- ;� = -__ � from pzincipal or income and without requirina adjus�n��t ���.ti���-� _ �_ .____, :_- � any resulting effect on income or estatz ra.�:��. --� � --_ ;_� - ---:- --- _-- ---_, .�._ purposes shall be given effect in computing the resp���i.e _..=�: =;.Y _�_,,�:� �_ -�,_ � my estate set forth herein, even thoagh the effect is to increase thz sh�rz �`���_�r�____ - __ class of beneficiaries hereunder a�the expense of another; and to make s�c��.� t{�=-�_ =� any, between beneficiaries with respect thereto as she shall deem appropria"; �=�-- __ _, na,ture of the transaction and the amounts involved. 3. To distribute in cash or in kind or partly in each. SIXTH: I nomina#e, constitute, and appoint my daughter, E:�SILY HOti��`:�. as Executrix of this, my Last Will and Testament. In the event of the renunciatior�_ ����. resignation, or inabiiity of my daughter to act for whatever reason in this ca�ac:�.-. _�_ _ nominate, constitute, and agpoint my son, JEFFRE� HO��:�. a� = �:-�: �� _`_ -- Last Will and Testament. I direct that no representative named above shall be required to post securq�- �or .i: faithful performance of his/her duties in any jurisdiction insofar as I am able by la�;r to relie�-� him/her of such obliffation. Any of my representatives shall be entitled to reasonable compensation for the performance of the duties set forth here. -,- .-_—,-_ - ----- - - - -�- � .. . • __.- _ _ ___ _ ---__� _�.� __ � � � - " -- __ - - _ - � � - ,-- --= -- -- -- ---- - - ____ _ - - --- --_--- _ left-hand margin of the firsi �:� o����e����� =;:- ,�;Y- =_ __ ��_ _�,_ _- - �����1��- 1 � ;1.- ERL�a�-T�Z_'�=�-� SIGNED, PUBLISHED, and DECLARED by the Testatrix, ERIK.� HO'�=T"�_ -, her Last Will and Testament, in the presence of us, who at her request, i���e- _--��� ��. _-._ � the presence of each other, have hereunto subscribed our names as «�itnesses. �Q����J�.r �c� �-��L�,,���� ��2 _ m�.,�..✓.�sb�—� �- ����u � � .� , - , � �t .`,-�� 1 ! �; ir ; ""- ".-� . . ,.1. -�.� .� /:�-��+, _- � __ =i = t � =J � '� � Comznonwealth of Pennsvlvania County of Cumberland We, Debra K. Wallet and ���{�,�"��, t ` ;� ,_ ___ _ _ names aze signed to the attached instrument,�� -�:? � -,-- -- -- �:- =_ _ --- say that `ve were present and saw the Testatri� sian a�� v_�..,.�-.r - '------- -. =� - - ---- - - and Testament; that she executed it as her free and �oluntarS� act for ihe �T�ri t =. ;�. -:�_ expressed; that each of us in the hearing and sight of the Testatri� si�ned��e �_ �: �_ _.�___�_ and that, to the best of our knowledge, the Testatrix was at that time 18 i-ear� �'�-� �_ �_,:�_. of sound mind, and under no constraint or undue influence. k. Sworn or affirmed to and subscribPd io b�fore�� �� �. ',�`�r�,�. � ��� -_ L'. ��'+'c=;�; 4:�i`� 'y,.�����'' , witn�sses, this ��' �i� �ati- of - � _, _. � _. -� - ��. .;� ,� .. , :�1 � l�� �,,� , � � . ,- � .?� t ���i.'�'.��-`n��� �r�f�.t,'f ,;. . Not�ary Public ' �y �` �;, __,) r� ^.� ,r�al sea; � � .;����r��;er L U���rr:er n�tary Pubiic ; =a:n;�H�i1 Eoro,Cu���berland County f ::ly C„n-i�;.._,.,.or:f., . ..,;1ug.27 2G01 � Ci� '� �:s k� - � =s � �'" � � , Commonwealth of Pennsylvania Counry of Cumberland I, ERIKA HONAFIUS, Testatrix. «�hose �� �: �_� _� ___ �_�__ -` _-i-- having been duly qual�ed according to law, do Il,�3���� ���.���� __= � _ - � � �-y_�_ the instrument as my Last Will and Testament; that I si�nzd it ��-�IIi�¢1,-: �,� -�;=_ � �_� __ � my free and voluntary act for the purposes therein expressed. ��G,, � ,-o,�-�,^, E HOi�TAFII;S Swom or affirmed to and subscribed before me by ERIKA HO\�FIL S. �.4� � -_-- -�� ��:, ___. this� day of . �; ��_.\ , 1998_ � � , � . ,, �_ . ;. j . . . _ .. . ,� s_ .. �"`.— � _ ._ � _ No�`zy Public �'- � � �1 ,� ' �a:5a� � �er� �';L �, t2.^ .,; � ��,•�H 'B� n I G � � �� ,�C}�,. �.,.,�CJi.._ .�sS.i..v. ... �...�