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HomeMy WebLinkAbout08-25-15 o i Uenns�rivania 1505618403 ARTME orrre,� X(03-14) REV-1500 OFFICIAL USE ONLY Bureau of Individual Taxes County Code Year File Number PO Box 280601 INHERITANCE TAX RETURN 21 15 0727 Harrisburg,PA 17128-0601 RESIDENT DECEDENT ENTER DECEDENT INFORMATION BELOW Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY 06 11 2015 08 09 1930 Decedent`s Last Name Suffix Decedent's First Name MI CALAMAN MYRTLE H (if Applicable)Enter Surviving Spouse's Information Below Spouse's Last Name Suffix Spouse's First Name MI THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS FILL IN APPROPRIATE OVALS BELOW 0 1. Original Return 2.Supplemental Return 3. Remainder Return(date of death prior to 12-13-82) 4. Agricultural Exemption(date of 5. Future Interest Compromise(date of 6. Federal Estate Tax Return Required death on or after 7-1-2012) death after 12-12-82) N7. Decedent Died Testate 8. Decedent Maintained a Living Trust 0 8. Total Number of Safe Deposit Boxes (Attach copy of will) (Attach copy of trust.) 10. Litigation Proceeds Received If. Non-Probate Transferee Return 12. Deferral/Election of Spousal Trusts (Schedule F and G Assets Only) 13. Business Assets 14. Spouse is Sole Beneficiary (No trust Involved) CORRESPONDENT•THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T0: Name Daytime Telephone Number ROGER B IRWIN ESQ 717 249 6333 First Line of Address 354 ALEXANDER SPRING RO Second Line of Address City or Post Office State ZIP Code CARLISLE PA 17015 Correspondent's email address: ronerbirwin{a7salzmannhughes.com REGISTER OFA LLS USE 011414Y� 70 REGISTER OF WILLS VSE ONLY R DATE FILED MMDDYYYY - -_ r7 C7 LrI N r (D C.j DATE FILEDEAM C? r1 1 ry r= m i r— t- Gn � Side 1 1505618403 50564031505618403 1505618411 REV-1500 EX Decedent's Saft Security Number Decedenrs Karnw, Calarnan, Myrtle H RECAPITULATION 1. Real Estate(Schedule A)..................-.........................__............................. 2. Stocks and'Bonds(Schedule B)........................................................................... 2. 1,310-00 -ra e-Proprfatorship(Schedule C�........ 3. -on,Partnership or Sol 4. Mortgages and Notes Receivable(Schedule D)................................................... 4, 5. Cash,Bank Deposits and Miscellaneous Personal Property(Schedule E).......... S. 21130121631-68 6.. Jointly Owned Property(Schedule F) Fl separate Billing Requested............ S. 681594 -94 7. Inter-Vivos Transfers&Miscellaneous Non-Probate Property (Schedule G) Separate Billing Requested............ 7. 70,712-93 8. Total Gross Assets(total Lines 1 through 7)........................................................ 8, 340A81-55 9. Funeral Expenses and Administrative Costs(Schedule H).................................. 9. 14 484-30 10: Qebts of Decedent.Mortgage Liabilities and wens(Schedule 1)............................ 10. 3-1 412-60 1111. Total Deductions(total Lines 9 and I O�...............I........................... ............... 11. 12. Not Value of Estate(Line 8 minus Line 111).................................. ..............1-— 12. 317,684-65 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made(Schedule J)............................................... 13. 14. Not Value Subject to Tax(Una 12 minus Line 13)............................................... 14. 317,684 -65 TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES 15. Amount of Una 14 taxable at the spousal tax rate,or transfers under Sec.9116 (a)(11.2)X.00 15. (11-00 16. Amount of Line 14 taxable at lineal rate X.045 317,684-65 16. 14n295-81 17. Amount of Una 14 taxable at sibling rate X.12 13-00 17. 0.011 % Amount of Una 14 taxable at collateral rate X.15 0-00 11$. 11 -0113 19. TAX DUE.............................................................................................................. 19. 14,295 -81 20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND Of AN OVERPAYMENT Under penalties of perfury,I declare!have examined this retum,Including acoompa,% ,41ligin" 0 and the 4e;It pf My k,,rI*, 0.4qq OPO t?W ft Is hub,correct and conipilete.Declaration of preparer other than the person resoon hii lbr filing the return Is"6nisi(166n�n of which weparer has arty knoWedge- NRE Pf?Ent4l REAPON4 _MLE FOR FILIN0,11RIETURN EdwinaCHorick =112� ADDRESS 1914 Douglas Drive,Carlisle,PA 17013 SIGNATURE OF PREPARER OTHER THAN REPRESENTATIVE Roger B. Irwin Esq. DATE ADDRESS MAlomn;ier Spring Road,Su .1,Carlisle,PA 11115111141111E1Side 2 1505616411 PA Inheritance Tax Return Signature of Additional Fiduciaries ESTATE OF FILE NUMBER Coleman,Myrtle H 21-15-8727 Under penalties of perjury,I declare that I have examined this return,including accomparrying schedules and statements,and to the best of my knowledge and belief,It is true,correct aux!complete.Declaration of preparar other than the personal representative is used on all information of which preparer s any knowledge. Signature#2 Mame John W Coleman Addreeal 20 tlhiart Road Address2 City,State,Zip f cad late a i7o16 Date t/ REV-1500 EX Page 3 File Number 21-15-0727 Decedent's Complete Address: DECEDENT'S NAME Calaman, Myrtle H STREET ADDRESS 100 Mt.Allen Drive CITY STATE ZIP Mechanicsburg PA 17055 Tax Payments and Credits: 1. Tax Due(Page 2,Line 19) (1) 14,295.81 2. Credits/Payments A. Prior Payments 13,581.02 B. Discount 714.79 Total Credits(A +B) (2) 14,295.81 3. Interest (3) 4, If Line 2 is greater than Line 1+Line 3,enter the difference. This is the OVERPAYMENT. (4) Check box on Page 2,Line 20 to request a refund 5. If Line 1+Line 3 is greater than Line 2,enter the difference. This is the TAX DUE. (5) 0.00 Make Check Payable to REGISTER OF WILLS, AGENT. . rx r r x. 3�'# :.;�".0 a -'�, t�'� ,.\� av r.'T r`^s_ �.,..'.y� '�..*atej.^•iyi�, >•a��� r'r - _.Y r�- �. }..Y_p .<...,.. PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN"X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred;............................................................................... ❑ ❑x b. retain the right to designate who shall use the property transferred or its Income;.................................. ❑ x c. retain a reversionary interest;or............................................................................................................... ❑ x d, receive the promise for life of either payments,benefits or care?......................... ❑ 2. If death occurred after Dec. 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration?.................................................................................................................... ❑ 3. Did decedent own an in trust for" or payable upon death bank account or security at his or her death?....... ❑ ❑x 4. Did decedent own an individual retirement account,annuity,or other non-probate property which containsa beneficiary designation?.................................................................................................................. ❑x ❑ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. �.............t. 1,.0... ...,,..,w,_„ x.v..`c.:a:,.; ,.F'�..,..,.. ,..e.�''^_-t,w.n....,.s,�.'- ..J:;.;z.lw»w:lz•.. _...._.s::.i�:..kieM:�a,�c:,:.`ix,..�'wG"�;...�w°:vxA:..,,.arY.''"`u�.i._ .a.`�.n.,...,..�.,�',:s.��...w.:.._�...�,�,,...mw,r.&s..�u�...,3.....e�,...sa For dates of death on or after July 1,1994 and before Jan.1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3 percent[72 P.S.§9116(a)(1.1)(i)]. For dates of death on or after January 1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent [72 P.S.§9116(a)(1.1)(ii)], The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse Is the only beneficiary. For dates of death on or after July 1,2000: • The tax rate imposed on the net value of transfers from a deceased child 21ears of age or younger at death to or for the use of a natural parent,an adoptive parent,or a step-parent of the child is 0 percent[72 P.S.§9116(a)(1.2)]. •The,tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent,except as noted in[72 P.S.§9116(a)(1)]. . The tax rate imposed on the net value of transfers to orfor the use of the decedent's siblings is 12 percent(72 P-S.§9116(a)(1.3)). A sibling is defined, under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption. Rev-1503 EX+(08.12) SCHEDULE B !' ;Ihpennsylvania STOCKS & BONDS 1kDEPARTMENT OF REVENUE INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Calaman, Myrtle H 21-15-0727 All property jointly-owned with right of survivorship must be disclosed on Schedule F. ITEM CUSIP VALUE AT DATE NUMBER NUMBER DESCRIPTION UNIT VALUE OF DEATH 1 The Frog,Switch&Manufacturing Company-two shares of 1,310.00 stock valued at TOTAL(Also enter on Line 2,Recapitulation) 1,310.00 (If more space is needed,additional pages of the same size) Copyright(c)2012 form software only The Lackner Group,Inc. Form PA-1500 Schedule 8(Rev.08-12) Rev-1508 EX+(08-12) SCHEDULE E tyl- pennsylvania CASH, BANK DEPOSITS, & MISC, DEPARTMENT OF REVENUE INHMTANCF TAX RETURN PERSONAL PROPERTY RESIDENT DECEDENT ESTATE OF FILE NUMBER Calarnan,Myrtle H 21-15-0727 Include theadsofl gallon and the date the proceeds were received by the estate. All property JoNtly�-elowned 21 h the right of survivoraMp must be disclosed an schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1 Wells Fargo Account#1981-3165-date of death valuation 190,950.10 2 Genworth Financial-long term care refund 2,360.13 3 Genworth Financial-long term rare refund 4,960.00 4 Genworth Financial-long term care refund 1,600.00 5 Highmark-refund of premium 145.51 6 Highmark Blue Rx PDP-refund of premium 247.94 TOTAL(Also enter on Line 6,Recapitulation) 200,263.68 (if more space is needed,additional pages of the same size) Copyright(c)2012 form Software only The Lackner Group,Inc. Form PA-1500 Schedule E(Rev.08-12) Rev-1509 EX+(01-10) SCHEDULE F pennsylvania DEPARTMENT OF REVENUE JOINTLY-OWNED PROPERTY INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Calaman,Myrtle H 21-15-0727 If an asset was made joint within one year of the decedent's date of death.It must be reported an schedule O. SURVIVING JOINT TENANTS)NAME ADDRESS RELATIONSHIP TO DECEDENT A. Edwina C Horick 1914 Douglas Drive Daughter Carlisle, PA 17013 B. John W,Calaman 268 Stuart Road Son Carlisle, PA 17015 C. JOINTLY OWNED PROPERTY: DESCRIPTION OF PROPERTY %OF DATE OF DEATH ITEM LETTER DATE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANKACCOUNT DATE OFDEATH DECD`S DECEDVALUS E OF 5WINTEREST NUMBER FOR JOINT MADE NUMBER OR SIMILAR IDENTIFYING NW8M ATTACK DEED FOR VALUE OFASS E7 INTEREST TENANT JOINT JOINTLY-HELD REAL ESTATE. I AS 1211012012 Cornerstone Federal Credit Union-accrued 229.12 33.333% 76.37 interest to date of death 2 AS 12110/2012 Cornerstone Federal Credit Union Checking 31,781.12 33.333% 10,693.71 Account#27351-07-joint with decedent's children: Edwina C.Horick and John W. Calaman;date of death valuation 3 AS 12/1012012 Cornerstone Federal Credit Union Savings 173,774.58 33.3336/a 57,924.86 Account#27351-01 -joint with decedent's children: Edwina C.Horick and John W. Calaman;date of death valuation TOTAL(Also enter on Line 6,Recapitulation) 68,694.94 (if more space Is needed,additional pages of the same size) Copyright(c)2010 form software only The Lackner Group,Inc. Form PA-1500 Schedule F(Rev,01-10) Rev-1510 ESC+(08.09) SCHEDULE G ti Pennsylvania INTER-VIVOS TRANSFERS AND DEPARTMENT OF REVENUE INHERITANCE TAX RETURN MISC. NON-PROBATE PROPERTY RESIDENT DECEDENT ESTATE OF FILE NUMBER Calaman,Myrtle H 21-15.0727 This schedule must be completed and filed if the answer to any of questions 1 through 4 on page three of the REV-1500 Is yes. ITEM DESCRIPTION OF PROPERTY PATE OF DEATH of DECO'S EXCLUSION TAXABLE NUMBER THE OATS OF TROAFNSFRER SATfACFI A COPYY OF THE DEETO FOR REAL ESTATE. VALU E OF ASSET INTEREST (iF APPLICABLE) VALUE 1 Wells Fargo IRA Account#2814-1540-named 67,081.00 67,081.00 beneficiaries are decedent's children: Edwina C. Horick and John W.Calaman;date of death valuation 2 Wells Fargo Retirement Account#8086-named 3,631.93 3,631.93 beneficiaries are decedent's children: Edwina C. Horick and John W.Calaman;date of death valuation TOTAL(Also enter on Line 7,Recapitulation) 70,712.93 (If more space is needed,additional pages of the same size) Copyright(c)2009 form software only The Lackner Group,Inc. Form PA-1500 Schedule G(Rev.08-09) REV-1511 EX+(08-13) pennsylvania SCHEDULE H DEPARTMENT OF REVENUE FUNERAL EXPENSES AND INHERITANCE TAX RESIDENT DECEDENT RETURN ADMINISTRATIVE COSTS ESTATE OF FILE NUMBER Calaman, Myrtle H 21-15-0727 Decedent's debts must be reported on Schedule I. ITEM DESCRIPTION AMOUNT NUMBER A. FUNERAL EXPENSES: See continuation schedule(s) attached 1,114.75 B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Name of Personal Representative(s) Edwina C. Horick John W Calaman Street Address 268 Stuart Road City Carlisle State PA zin 17015 Year(s)Commission Paid Waived 2. Attorney's Fees Salzmann Hughes, P.C. 16,677.89 3. Family Exemption: (If decedent's address is not the same as claimant's,attach explanation) Claimant Street Address City State Zip Relationship of Claimant to Decedent 4. Probate Fees 515.50 5. Accountant's Fees 6. Tax Return Preparer's Fees 7. Other Administrative Costs 1,476.16 See continuation schedule(s)attached TOTAL(Also enter on line 9, Recapitulation) 19,784.30 Copyright(c)2013 form software only The Lackner Group, Inc. Form PA-1500 Schedule H(Rev.08-13) SCHEDULE H FUNERAL EXPENSES AND ADMINISTRATIVE COSTS continued ESTATE OF FILE NUMBER Calaman,Myrtle H 21-15-0727 ITEM NUMBER DESCRIPTION AMOUNT E!jn ral Exl2enses I Hollinger Funeral Home&,Crematory,Inc.-funeral services 1.063.49 2 Second Presbyterian Church-funeral reception food 51.26 H-A 1,114.75 Other AdmInIstradive Casts 3 Cumberland Law Journal-legal advertising 75.00 4 Reserve-to be held for final life income tax preparation;fiduciary Income tax preparation; 1.200.00 miscellaneous contingencies and expenses required to administer the estate 5 The Sentinel-legal advertising 201.16 H-B7 1,476.16 Copyright(c)2002 form software only The Lackner Group,Inc. Form PA-1500 Schedule H(Rev.6-98) Rev-1512 EX+(12-12) SCHEDULE I penns Iv DEBTS OF DECEDENT, y anis ' DEPART NCET RE ENUE TURN MORTGAGE LIABILITIES AND LIENS INHERITANCETM RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Calaman, Myrtle H 21-15-0727 Report debts Incurred by the decedent prior to death that remained unpaid atthe date of death,Including unraimbursed medical expenses. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1 AAA Financial Services-credit card debt 149.34 2 Alert Pharmacy Services,Inc.-prescription services rendered prior to death 2.24 3 Messiah Lifeways at Messiah Village-nursing home services rendered prior to death 3.261.02 TOTAL(Also enter on Line 10,Recapitulation) 3,412.60 (If more space is needed,additional pages of the same size) Copyright(c)2012 form software only The Lackner Group,Inc. Form PA-1500 Schedule I(Rev.12-12) REWIM EX+(01-10) pennsylvania SCHEDULE DEPARTMENT OF REVENUE INHERITANCE TAX RETURN BENEFICIARIES RESIDENT DECEDENT ESTATE OF FILE NUMBER Calarnan,Myrtle H 21-15-1}727 NAME AND ADDRESS OF RELATIONSHIP TO SHARE OF ESTATE AMOUNT OF ESTATE NUMBER PERSON(S)RECEIVING PROPERTY DECEDENT Do Not List TEwptqiffl (Words) ($$$) TAXABLE DISTRIBUTIONS [include outright spousal distributions,and transfers under Sec.9116(a)(I 2)l John W.Calaman Son 50%of residue 268 Stuart Road Carlisle,PA 17015 Edwina C Horick Daughter 50%of residue 1914 Douglas Drive Carlisle,PA 17013 Total Enter dollar amounts for distributions shown above on lines 15 through IS on Rev 1500 cover sheet,as appopdate. NON-TAXABLE DISTRIBUTIONS: A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART 11-ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEETI Copyright(c)2010 form software only The Lackner Group,Inc. Form PA-1500 Schedule J(Rev.01-10) I . AUTHORIZE, D CAPITAL STOCK1Ili ! i 1The F • Switch .& Manufacturing Company CARLISLE, PENNA.L 1 1 NO: SHARES 2 - r1 %.� - i• • THAT 11 t_ —endfled to Two shares of the rl� Stock, li„rf. • dollars f ' f • • • %1return of this certificate, with an assignment endorsed thereon. `l �- • - 1 � 1seal of the Company at Carlisle, Penna., the Tmmt0bird day of !dugugtl Treasurer President1 1 Wealth Brokerage Services MAC Y1480-043 600 Penn Street 4th Floor Reading,PA 19602 Te1:610.607-8222 Fax 610-655-0887 Toll Free:888.2431422 July 21, 2015 SALZMANN HUGHES,P.C. ATtORNEYS AT LAW ATTN: ROGER B. IRWIN, ESQ Re: ESTATE OF MYRTLE H. CALAMAN DATE OF DEATH:JUNE 11,2015 SOCIALSECURITY NUMBER:200-24-1339 Dear Mr. Irwin: We have received your request for information on the accounts held for the late Myrtel H. Calaman. I have provided the answers below, along with statements. 1. 1981-3165 was opened on 12/24/2012, in the sole name of Myrtle H Calaman 2814-1540 was opened on 12/24/2012, in the sole name of Myrtle H Calaman 2. The were no changes in ownership,for either account within one year prior to DOCS. S. There were no accounts closed within one year prior to the DOD 4. There was$0.41 if interest paid in account 1981-3165.There was no interest paid on account 28147540. 5. The date of death balance for 2814-1540 was$67,081.00,the date of death balance for 1981-3165 was 190,950.1.0. 6. The IRA beneficiaries have already been contacted and the required paperwork has been sent directly to them. Enclosed are the most recent statements from both of her open accounts. If you have any questions,or please contact me directly at 610-667-8232. Thank you, Alyssa .;gamer Reostered Client Associate Wells Irargo Advisors MAC X1430-043 Wells Fargo Wealth Management 600 Penn St,4%h F1 Reading,PA 19602 Investment and Insurance Products; Tel 888-243-1422 I Fax 610-GSS-0987 .Not FDIC Insured .180 Bank Guarantee •May i-wevalue Together well go far Wells Fargo Advisors,LLC,Member F1NRA/51M is a registered broker-dealer and a separate non-bank affiliate of wells Fargo&company.insuronce products are offered through our affiliated non-banklnsurance agencies. CORNERSTONE P.O. Box 1181,5 Eastgate Drive,Carlisle,PA 17015 F e d 4v r a l C r e d i t (J n i o n Telephone (717) 249-1661 FAX (717) 249-8208 Member founded Service based www.cornerstonefcu.coop July 10, 2015 Roger B. Irwin,Esquire Salzmann Hughes, P.C. 354 Alexander Spring Road Suite 1 Carlisle,PA 17015 Roger, Please find below,the requested information regarding the Estate of Myrtle H. Calaman: * Account Number 27351-01 (Savings) Opened 12/10/2012 27351-07 (Checking)Opened 12/10/2012 0 Owne shlo of Account Myrtle H. Calaman John W. Calaman Edwina C. Horick There was no change in ownership of account within one year prior to the date of Myrtle's death. • No Accounts were closed within one year prior to death • interest accrued$229.12 • Balance of account on date of death Savings Balance $173,774.58 Checking Balance $31,781.12 Sincerely, R. athy Keiser Financial Service Representative Cornerstone Federal Credit Union MEMBER SAVINGS ACCOUNTS FEDERALLY INSURED To $250,000 By THE NATIONAL CREDIT UNION ADMINISTRATION Wells Fargo Onlir%0 Account Activity RETIREMENT T1ME ACCOUNT XXXXXXXXXXMI116 RETIREMENT TIME ACCOUNT XXXXXXXXXXX8086IRA Contributions 2016 Gurrent baianca $3,631.99 Annual contribution Fmk' $6,500.00 Beginning balance as of 01101/15 $3,630.59 Contributfonsto date(all accounts)" $0.00 Interest earned this period $1.17 Available to contribute $6,500.00 Interest paid year-to-date $1,34 Unlit 44/18/2016 Transactions-All Acbv Show All Activity ., 1/lew —.� ..—� .�........_�. "��... ---_.._._,_._,..... F....__......___._.-1 Deposits/ Withdrawals/ i Date _ 1,Description Additions Subtractions 03131115 INTEREST PAYMENT $1,34 12/31/14 INTEREST PAYMENT $0.70 11114114 NORMAL DIST-AUTO BY CHECK-PARTIAL $212.49 11/14/14 WITHHOLDING $37,49 11/14114 INTEREST PAYMENT $0.72 09130114 INTEREST PAYMENT $1.46 06WI4 INTEREST PAYMENT $1,45 03131114 INTEREST PAYMENT $1.44 12131/13 INTEREST PAYMENT 12/30/33 RENEWED DEPOSIT $3,874.79 12MI$ INTEREST PAYMENT 11/15/13 NORMAL DIST-AUTO BYCHECK-PARTIAL $214.36 111116/13 WITHHOLDING .. $37.82 11118/13 INTEREST PAYMENT $2.08 09/30/15 INTEREST PAYMENT 06130!13 INTEREST PAYMENT $4.10' 03/31/13 INTEREST PAYMENT $4.06. 12131/12 INTEREST PAYMENT $Z07 :11115/12 NORMAL DIST-AUTO BY CHECK-PARTIAL $216.11 11/15/12 WITHHOLDING $38.13 11/15/12 INTEREST PAYMENT $2.20 09M12 INTEREST PAYMENT $4.39 *Your available contribution could vary based on IRS rules and income limits.if you are age 50 or older,you can make an additional catch-up contribution of$1,0/34 over the normal IRA remits.if you are over age 70`Y.,you are no longerefigible to make a Traditional IRA contribution.Please check your efigibiiity with the IRA Contributions Calculator to learn more. -Does not account for contributions made outside of Walls Fargo Bank or Brokerage.Also,does not include contributions made to accounts with Wells Fargo Advantage Funds, Deposit products offered by Wells Fargo Bank,N.A.Member FDIC.Wells Fargo Bank,N.R.is a banking affiliate o1 Wells Fargo&Company. htlps:ll4nflne.wellslarco.cffmllast i-bislsessia=..;c�i?Sessargs=W'XyjAiwVt'dCzv3i�FtCP�s sJOpbLbY„�Af�"c3S 5117115.8:23 PM Page 1 of 2 WILL AND TESTAMENT 0R P H C U M DI 1, MYRTLE H. CALAMAN, of South Middleton Township, Cumberland County, Pennsylvania, being of sound mind, disposing memory and full legal age, do hereby make, publish and declare this to be my Last Will and Testament, hereby revoking all Wills and Codicils heretofore made by me. 1. 1 direct my Co-Executors to pay all of my debts, funeral and administrative expenses as soon as convenient after my decease. Furthermore, I direct that all state, inheritance, succession and other death taxes imposed or payable by reason of my death and interest and penalties thereon with respect to all property composing of my gross estate for death tax purposes, whether or not such property passes under this Will, shall be paid by the Co-Executors from my estate, and that none of the aforesaid taxes shall be prorated among those persons or entities named herein or otherwise beneficiaries hereunder. 2. My Co-Executors may, at their discretion, compromise claims, borrow money, retain property for such length of time as they may deem proper; lease and sell property for such prices, on such terms, at public or private sales, as they may deem proper; and invest estate property and income without restriction to legal investments unless otherwise provided hereunder. 3. 1 authorize and empower my Co-Executors to sell any realty and/or personalty owned by me at my death and not specifically devised or bequeathed herein, at public or private sale or sales and to give good and sufficient deeds and/or bills of sale therefor, in fee simple, as I could do if living. My Co-Executors are authorized and empowered to engage in any business in which I may be engaged at my death, for such period of time after my death as seems expedient to said Co-Executors. 4. 1 give, devise and bequeath all of my estate of whatever nature and wherever situate to my two (2) children, EDWINA C. HORICK and JOHN W. CALAMAN, share and share alike, the child or children of any deceased child taking the share their parent would have taken if living. S. 1 nominate and appoint EDWINA C. HORICK and JOHN W. CALAMAN to be the Co-Executors of this my Last Will and Testament. 6. No person(s) shall benefit hereunder unless such beneficiary shall survive me by sixty (60)days. 7. No Co-Executor acting hereunder shall be required to post bond or enter security in this or any other jurisdiction. 8. No beneficiary may assign, anticipate or pledge her or his interest in any income or principal field or distributable hereunder, and no beneficiary's creditors may levy, attach or otherwise reach any such interest, 9. 1 hereby suggest that my personal representatives retain the services of Irwin & McKnight, P.C. as attorneys in the settlement of my estate. IN WITNESS WHEREOF, I have hereunto set my hand and seal this 21't day of November 2012. SEAL) 'AYRTLE H. CALAMAN 2 Signed, sealed, published and declared by the above-named Testatrix, as and for her Last Will and Testament, in our presence, who, at her request, in her presence and in the presence of each other have hereunto set our names as subscribing witnesses. 3 ACKNOWLEDGMENT AND AFFIDAVIT WE, MYRTLE H. CALAMAN, KAREN S. NOEL and SHARON L. SCHWALM, the Testatrix and witnesses respectively, whose names are signed to the foregoing instrument, being first duly sworn, do hereby declare to the undersigned authority that the Testatrix signed and executed the instrument as her Last Will and that she had signed willingly, and that she executed it as her free and voluntary act for the purpose herein expressed, and that each of the witnesses, in the presence and hearing of the Testatrix, signed the will as a witness and that to the best of their knowledge the Testatrix was, at that time, eighteen years of age or older, of sound mind and under no constraint or undue influence. - I �k& 1_1 4 MYRTL C A JUAMAN kX:kEN_S NOEL SHARON L. SCHWALM COMMONWEALTH OF PENNSYLVANIA : : SS: COUNTY OF CUMBERLAND Subscribed, sworn to and acknowledged before me by MYRTLE H. CALAMAN, the Testatrix herein, and subscribed and sworn to before me by KAREN S. NOEL and SHARON L. SCHWALM,witnesses, this 21"day of November 2012. otary Public COMMONIMYCALTH OF PENN5YLVANIA Notarial seal Roger s.Irwin,Notary Public Carlisle 80ro,Cumberland County 4 my commission Expires Oct,3,2016 MEMBER,PEMYLV,8011"-- ATION OF NOTARIES