HomeMy WebLinkAbout09-08-15 v � REV-1500 E"�o2-„' 1505610143
PA De artment of Revenue *� OFFICIAL USE ONLY
p pennsylvania County Code Year File Number
Bureau of Individual Taxes OEPARTMENTOFREVENUE
PO BOX.280601 INHERITANCE TAX RETURN 2 1 15 0 3 4 3
Harrisburg,PA 17128-0601 RESIDENT DECEDENT
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death Date of Birth
03 18 2015 04 03 1918
Decedent's Last Name Suffix DecedenPs First Name MI
JOYCE LAWRENCE T
(If Applicabie)Enter Surviving Spouse's Information Below
Spouse's�ast Name Suffix Spouse's First Name MI
Spouse's Social Security Number
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FI�L IN APPROPRIATE OVALS BELOW �
� 1. Original Return ❑ 2. Supplemental Return � 3.Remainder Return(Date of Death
Priorto 12-13-82)
� 4. Limited Estate � 4a.Future interest Compromise � 5. Federal Estate Tax Return Required
(date of death after 12-12-82)
� 6 Decedent Died Testate � � Decedent Maintained a Living Trust 8. Total Number of Safe Deposit Boxes
(Attach Copy of Will) (Attach Copy of Trust)
� 9. Litigation Proceeds Received � 10.Spousal Poverty Credit(Date of Death � ��,Election to tax under Sec.9113(A)
between 12-31-91 and 1-1-95) (Attach Schedule O) .�-.a
r.:� �
CORRESPONDENT-THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INF�ORM�TION SH LD BE;�R TED TO:
Name Daytime�`elephone Nur�{�r '_' �=�
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LISA MARIE COYNE 717 7-:3-'� �'�D46� ��
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REGISTER OF WfLLS USE ONLY` -'
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First Line of Address � _-_ �,>
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3901 MARKET STREET
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W
Second Line of Address
City or Post Office State 21P Code DATE FILED
CAMP HILL PA 170114227
CorrespondenYs e-mail address: I I S a�C O y Il @ 811 CI C O y Il @.C O ITl
Under penalties of perjury,I declare that I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief,
it is true,correct and complete.Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge.
SIGNATU O PE SO ESPO SIBLE F FILING RETURN DATE
7C RICHARD L.JOYCE � y o?�/`.S'
no�R
60 MARANATHA DRI , MARYSVILLE, PA 17053
TURE OF PR ER OTHER THAN REPRESENTATIVE DATE
� � LISA MARIE COYNE �- _ J���
ESS
oyne&Coyne, P.
3901 Market Street, Camp Hill, PA 170114227
Side 1
L 1505610143 1505610143 J
. � 1505610243
REV-1500 EX
DecedenYs Social Security Number
oe�ede��'S Name: J O Y C E� L A W R E N C E T
-- -_.. --
RECAPITULATION
1. Real Estate(Schedule A).......................................................................................... 1. 1 6 8 , 0 0 0 . 0 0
2. Stocks and Bonds(Schedule B)............................................................................... 2.
3. Closely Held Corporation,Partnership or Sole-Proprietorship(Schedule C).......... 3.
4. Mortgages&Notes Receivable(Schedule D).......................................................... 4.
5• Cash,Bank Deposits&Miscellaneous Personal Property(Schedule E)................ 5. 1 6 3 , 0 2 6 . 0 0
6. Jointly Owned Property(Schedule F) ❑ Separate Billing Requested............. 6. 2 8 , 3 4 6 . 2 6
7. Inter-Vivos Transfers&Miscellaneous Non-Probate Property
(Schedule G) � Separate Billing Requested............. 7. 3 , 0 2 5 . 0 0
g. Total Gross Assets(total Lines 1 through 7).......................................................... g. 3 6 2 , 3 9 7 . 2 6
9. Funeral Expenses and Administrative Costs(Schedule H)..................................... 9. 1 9 , 9 3 7 . 7 1
10. Debts of Decedent,Mortgage Liabilities and Liens(Schedule I)............................. 10. 3 , 3 8 4 . 4 6
11. Total Deductions(total Lines 9 and 10).................................................................. ��. 2 3 , 3 2 2 . 1 7
12• Net Value of Estate(Line 8 minus Line 11)............................................................. 12. 3 3 9 , 0 7 5 . 0 9
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which
an election to tax has not been made(Schedule J)................................................. �3.
14. Net Value Subject to Tax(Line 12 minus Line 13)................................................. 14. 3 3 9 , 0 7 5 . 0 9
TAX COMPUTATION-SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate,or
transfers under Sec.9116
(a)(1.2)X .00 0 . 0 0 15.
16. Amount of Line 14 taxable
at�ineal rate X .045 3 3 9 , 0 7 5 . 0 9 16. 15 , 2 5 8 . 3 8
17. Amount of Line 14 taxable
at sibling rate X .�2 ��•
18. Amount of Line 14 taxable
at collateral rate X .15 0 . 0 0 �$•
19. T,4xDUE................................................................................................................... 19. 15 , 258 . 38
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT. �
Side 2
� 1505610243 1505610243 �
� REV-1500 EX Page 3 File Number 21 - 15 - 0343
Decedent's Complete Address:
D DE AME
JOYCE, LAWRENCE T
-- --- __ _ -- _ . _ _
STREET ADDRESS
207 RUNSON ROAD
- --- — - ----- ---
CITY ---- ___.-- ------- STATE ZIP
CAMP HILL PA 17011
Tax Payments and Credits:
1. Tax Due(Page 2,Line 19) (1) 15,258.38
2. Credits/Payments
A� PriorPayments 14,590.00
B. Discount 762.92
Total Credits(A +g� (2) 15,352.92
3. Interest
(3) 0.00
4. If Line 2 is greater than Line 1 +Line 3,enter the difference. This is the OVERPAYMENT. (4) 94.54
Check box on Page 2,Line 20 to request a refund
5. If Line 1 +Line 3 is greater than Line 2,enter the difference. This is the TAX DUE. (5)
Make Check Payable to: REGISTER OF WILLS, AGENT.
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PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred:.................................................................................. � �x
b. retain the right to designate who shall use the property transferred or its income:.................................... � 0
c. retain a reversionary interest;or.................................................................................................................. ❑ �
d. receive the promise for life of either payments,benefits or care?.............................................................. ❑ �
2. If death occurred after Dec. 12, 1982, did decedent transfer property within one year of death without
receiving adequate consideration?....................................................................................................................... ❑ 0
3. Did decedent own an"in trust for" or payable upon death bank account or security at his or her death?......... [� Ox
4. Did decedent own an individual retirement account,annuity,or other non-probate property which
contains a beneficiary designation?...................................................................................................................... ❑x ❑
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
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For dates of death on or after July 1, 1994 and before Jan. 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving
spouse is 3 percent[72 P.S.§9116(a)(1.1)(i)].
For dates of death on or after January 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
[72 P.S.§9116(a)(1.1)(n)]. The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of
assets and filing a tax refurn are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1,2000:
•The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent,an
adoptive parent,or a stepparent of the child is 0 percent[72 P.S.§9116(a)(1.2)].
•The tax rate imposed on the net value of transfers to or for the use of the decedenYs lineal beneficiaries is 4.5 percent,except as noted in
p2 P.s.§s��s(a)(�)]�
•The tax rate imposed on the net value of transfers to or for the use of the decedenYs siblings is 12 percent[72 P.S.&9116(a)(1.3)1. A
sibling is defined under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption.
' �.,�� pennsylvania
Yt��'` SCHEDULE A
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN REAL ESTATE
RESIDENT DECEDENT
---- ---._ . �
___- --- ---- --__---
------ -------
FILE NUMBER
ESTATE OF JOYCE, LAWRENCE T 21 - 15-0343
-- -- - ---- --_--
All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price
at which property would be exchanged between a willing buyer and a wilfing seller, neither being compelled to buy or sell, both having
reasonable knowledge of the relevant facts. Real property which is jointly-owned with right of survrvorship must be disclosed on
schedule F.
Attach a copy of the settlement sheet if the property has been sold.
Include a copy of the deed showing decedenYs interest if owned as tenant in common.
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__. _.__..__
— .. .-- -..--
--_ ___
ITEM VALUE AT DATE OF
NUMBER DESCRIPTION DEATH
1 207 Runson Road, Camp Hill Borough, Cumberland County, Pennsylvania--See 168,000.00
Attached HUD-1
TOTAL(Also enter on Line 1, Recapitulation) 168,000.00
.�_�.___._--.a_.,
�� �� """'�� { �f� q B No.2502-0265
_��ii�n�ii_�,�; A..Settleinent Statement (HUD �� � "� `��� I`�
1
B.T e of Loan j `V -- �
I. ❑ FHA 2. ❑RHS 3. O Conv Unins G.�ile Number 7.Loan Nnmber� �� 8.Mortgage Ins Case Number
4. ❑VA 5. ❑Co�iv Ins. 6. ❑Seiler Fin 154•O01193 6017125 R
7. ❑Cnsh Sale. ��4-�--�'v"'"� .---_,,.��.-.'"
C.Nofe: This form is furnished�o give you a statement of actual settlemenl cSsis��Amounts peid to and by the seltlement a�en[are shown. Items marked
"( .o.c.)"were eid outside the closin ;lhe are sho �h�or inform2tional�u oses and are not included in the totals.
D.Nnme&Address�of Borrower E.�me&Address of Seller y ��'\ F.Name&Address oF Lender
Dnnicl P.Cummin s Sic Estx[c of Lawrencc T.Jo cc ) Mcridinn 6nnlc
100 Wcst I(c1lcrSt GO Marnnnt6n Drivc � 920 Gcrmxntown Plc,Stc]02
Mechnnicsburg,PA 17055 �Mlnr.ysville PA 17053 � PlymouH�Mecting,PA 194G2
""�,---_"_"'__---"�
G.Property Location 1-1.Settlement Agent Nnme 1.SetHemen[Date
T.A.of Cenfral PA,LLC G/23/201.5
207 Ranson Rd,Cnmp Hill,PA,17011,Cnmp Hill 530 N.Lockwillo�v Avenuc Fnnd:6l23/2015
6orough Harrisburg,PA 17ll2 �
7I7-724-3724
UnJenvritten D :Cirst Amcricnn-NJ/PA
Place of Setllement
T.A.of Ccntr�l PA,LLC
530 North Lockwillo�v Ave
H�rrisbur PA 17112
J.Summxry of Borrowcr's Trnnsnction K.Summary of Scllcr's Transaction
100.Cross Amount Due from Borro�vcr 400.Gross Amount Due[o Sellcr
101.Contr�etselesprice $1G8,000.00 401. Contractsalesprice $IG8,000.00
102. Personal property 402. Personal property
103. SetUement cherges to borrower $5,500.80 403.
104. 404. -
I05. 405.
Adjusfinenfs for items paid by seller in nJvnnec Adjustments for items pnid by seller in ndvnnce
106.2015 Co�mty& OG/24/IS ihrn 12/31/IS 8,519.,51 406.2015 County& 06/24/IS thni 12/31/IS g519.51
Townshi Texes Townshi Tnxes
107.2014-IS School Taxes OG/24/IS Ihru 06/30/IS $4G.74 407.2014-IS School Taxes OG/24/15 thru 06/30/l5 gq�,yQ
108.Sewer-2nd Qtr 06/24/IS thru 06/30/IS $12,69 408. Sewer-2nd Qlr 06/24/IS thru OG/30/IS $12.69
109.Trnsh-2nd Qtr 06/24/IS thni 06/30/IS $3.20 409. Tresh-2nd Qlr 06/24/IS thru 06/30/IS $3.20
I10.Trnsh-3rdQtr 07/OUl5Ihm09/30/IS $41.55 410.Tresh-3rdQtr 07/01/15thru09/30/IS 541.55
II1. 411.
I 12. 4I2.
113. 413.
114. 414.
115. 415.
I1G. 416.
120.Gross Amount Due Prom Dorrowcr $197.124.49 420. Gross Amount Duc to Scllcr $IGS,623.G9
200.Amounts Paid Dy Or in Bchnlf Of Borrowcr 500.Reductions in Amoun[Due to Scllcr
201. Deposi[or enruest money 55,000.00 501. Excess deposit(see instmctions) �
202. Principal nmount of new bnn(s) $134,400.00 502. Settlement charges to seller(line 1400) $2,490.00
203. Existing loan(s)taken subject ro 503. Existing lo�n(s)takeu subject to
204, � 504. Puyoffofftrstmortgngelonn
205. 505. Pflyoff of second mortgage loan
206. 506.
207. 507. (EMD$5,000 Disbursed as Proceeds)
208. 508.
20R 509.
Adjustments for items unp�id by seller Adjustments(or items unpaid by scller �
210. 2015 County& 510. 2015 County&
Townshi Tases Townshi Taxes
21 L 20f4-IS School Tases 511. 2D14-IS School Taxes
212. Sewer 2nd Qtr 512.Sewer-2nd Qlr
213. Trash-2nd Qtr 513.Trash-2nd Qtr
2i4. Trash-3rd Qtr SI4.Trash-3rd Qv
215. 515.
216. S I6.
2t7. 517.
218. 518.
219. S I9.
220.To[al Peid 6/�or Borro�vcr $139,400.00 520.Totel Rcduction Amount Duc Scllcr 52,490.00
300.Cnsh At Settlemcnt Crom/To 6orroivcr G00.Cash At Settlement To/Prom Scller
301.Gross Amount due from borrower(line f20) 5177,124.49 60L Gmss Amount due to seller(line 420) $1G8,G23.G9
302.Less amounts paid by/tor borrower Qine 220) 5139,400.00 602.Less reductions in amt.due seller(line 520) S2,490.00
303.Cnsh Trom Borro�vcr S37,724.49 G03.Cnsh To Scllcr SIG6,133.69
1'he Public Reporling I3urden for Ihis collection of inl'onnntion is estimnled n�35 minvles per respouse for collecting,reviewing,and reporling�he dnfa.This agency
may not collect this informntion,and you Tre not reqnirzd ro complete fhis form,unless it displa}'s a currently valid OM8 control mm�ber.No confidentiaiiq•is
nssured;ihis disciosure is mandnlory.This is designed lo proride Ihc partics to n RL-SPA covercd trans�etion wilh informa�ion during tl�e setUemenl process.
POC(B)-Paid Outside of Closing by Borrower. POC(S)-Paid Omside of Closing by Sellec POC(L)-Paid Outside of Closing by Lender.
Previous editions are obsolete Page I of 5 HUD-1
_.. ... . _......_ .,�_..__ _.__._ --��-,------------_____.�_..�___�..---_._�-.T_.._____----------
G SetticmentChnrges
�
700.Total Rcal Esfn[e Dirol¢r Fecs $500.00 Paid Prom Paid From
Division of Commission(line 700)as follows: Borrower's Seller's
701.5500.00 to I(clicr Williems of Cmtrnl PA Cast �unds'et Funds at
��z• ro ICeller Willinms of Central PA Gast Settlement Settlement
703. Commission Paid nt Settlemen[ $0.00 5500.00
704.Additional Commission to ICcllcr Williams of Centrnl PA Enst 3275.00
705.Additionnl Commission to Kcllcr Willi�ms of Ccntral PA Cnst 5275.00
800. Itcros Pnyablc in Connection with Lonn
801.Our ori ination char e 5795.00 (Gom GFE kl)
802. Your credit or chnr e oints for the s ecific rate chosen 50.00 (Gom GFE k2)
803.Yotv ndjusted originn[ion cherges to Meridian Bnnk (from GFE A) $795.00
804.Appraisal Fee �o Apprnisnl Logistic
Solutions (from GPE N3) $450.00
805.Credit report to Credit Plus (from GFE N3) 528.72
806.Tax service to ((rom GTE N3)
807.Pload cedificntion - to Corclogic (fmm GFE N3) 511.50
900. Items RequireJ by Len�er To Be Pnid in Advnnce
901. Daily interest charges froin G/23/2015 ro 7/ll2015 Q 514.73/day (Bom GFE p 10) 5117,g4
902. Mort a e lnsurnnce Premium for months to (from GFE R3)
903. Homeowner's insnrnnce for 1 enrs �o S[ah Rnrm Insurnncc
Y Com nnics (fromGfElFll) $7G2.00
]000.Rescrves Dcposited With LenJer .
IOOI.Initial Deposit for your escrow accounl (Gom GFE N9) 50.00
1002.Homeowuer's insurance monlhs a per monN�
1003.Mortgnge insurance monlhs n per month
1004.City property tnxes monfhs n per month
1005.County property taxes montlis Q per month .
1006.Assessmeut Taxes months Q per month
I007.Scl�ool property tases months rci per monih
1008.HOA Pees months(Q per month
1009. Othertaxes 0 months Q
1010. Othertaxes 0 months Q
101 L Aggmgate Adjustment
I100. TiUc Chnr es
I 101.Ti�le services and lenders title insurance to T.A.of Central PA,LLC (from GFE N4) $1,460.00 �
1 IO2.Settlement or closing fee �o T.A.of Centrnl PA,
LLC
I103.Owner's litle insnrance to T.A.of Central PA,LLC (Fmm G�E HS) $165.00
I 104.Lender's title insumnce to T.A.of Cenh�nl PA,LLC $1,075.00
I 105.Lender's title policy limit S $134,400.00lS275.00.
I I06.Owner's title ryoliry limit$ SIG8,000.00/$1,240.00
I 107.AgenCs portion of tlie total tide insurence �o T.A.of Centrnl PA,LLC SI,181.50
remium
I 108.Undenvriter's portion of the total IiNe �o Pirst Kmcric�n-NJ/PA $333.50
�109, Type of Insurance Rnte:Enhanced Policy �o
Rate
I I10. Reiinbursemenf forTnx certification to T.A.o(Central PA,LLC $15.00
I I I I. Seller Notary P'ee to Abby Wendel 520.00 .
I I 12. PA Short Fonn Policy Premium to T.A.of Ccntral PA,LLC 5100.00
I I 13. PA 900 Environmental-Res to T.A.of Centrnl PA,LLC 550.00
1 I 14. Closing Pm1ec[iou Letter to T.A.of Centrnl PA,LLC 3125.00
1200. Covcrnment Recording nnd Trnnsfcr Ch�rges � �
120L Covemmenl recording charges (Gom GFE N7) 8194.00
1202. Deed$79.00;Mortgxge$ll5.00,Relense$0.00 [o Cnmberlan�County
Recordcr af Dceds
1203.Transf'er taxes (Gom G�E H8) 51,680.00
Deed$1,680.00;Mortgage ro Cumberlsnd
1204. City/Couvty tas/stamps g0.00 County Recorder of 51,G80.00
Dceds
Deed$1,680.00;Mortgage fo Cumberinnd
I205. State tax/stamps g0.00 Coimty Recordcr of $0.00
Dceds
1300.Additionnl Settlemen[Chargcs
130L Required services you can shop for (&om GFE N6)
1302. 2015 Counly&Twp Taxes ro Dinne Neiper roc�s�sssx.�s
1303. 2014-IS Schooi l'axes ro Dinne Neiper roc�s�
52.43739
I304. 20(5-IG School Taxes(estimated) to Dinne Neiper $2,5G1.74 �
1305. Sewerv2ndQir to CnmpHi116m�ough roc�s�sias.00
1306. Trnsh-3rdQtr to PennWnste roc�s>suss
_1400.'Cotnl Settlement CharRes(enter on lines 103,Scction J and 502,Section K) $5,500.80 $2,490.00
POC(B)-Paid Owside of Closing by Borzo�vec POC(S)-Paid Outside o(Closing by Sellec POC(L)-Paid Outside of C�osing by Lender.
Previous editions are obsolete Page 2 of 5 tlun-1
' Pile No.154•001193
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Previous editions are obsolete Page 3 of 5 iiUD-�
Co4�pnrison oF Good�aith Cstimatc(C�C)end HiID-1 Charges Good Gaith Cstima[e HUD-1
Ch�rges T6at Cannot incrcnsc }►UD-1 Linc Numbcr
Our originntiou charge 80I 3795.00 $795.D0
Your credit or charge(points)for the speciftc rnte chosen S02 50.00 $0.00
Your adjusted originalion charges 803 $79j.00 $795.00
TrunsFerta;ces 1203 $1,G80.00 $1,G80.00
Chxrges Thnt in 7'o[nl Cannot Increasc N[orc Than 10"/o GvoJ Pttith Lstimatc IiUD-1
Governmentrecordingcha�ges 1201 $t85.00 $194.00
Appraisal Pee 804 $450.00 $450.00
Credit reporl SOS $40.00 528,72
�lood certification 807 $ll.50 511.50
Total $GS6.50 $G84.22
Incrensc bcnvicen GrC nnd HUD-1 Char es $-2.28 or -0.33%
Chargcs Thnt Cnn C6angc Good raith Estimete HUll-I
Ini[ial deposit for your escrow accouu[ 1001 51,605.50 50.00
Daily interest charges 90I 514.73/day $338J9 SI17.84
Homeo�mers insurance 903 $G00.00 5762.00
Title services and lender's liUe insurance I 101 S1,d55.50 $1,4G0.00
Owner's[itle insurance I 103 $1G5.00 $1G5.00
Loan Terms
Your initial loan amount is 5134,400.00
Your bnn tenn is 30 yeats �
Your initial interest rate is 4%
Your ini(inl monlhly amount owed for principal,in(erest,nnd any mortgage $641.65 includes
insurance is O Principal
O Interesl
❑ Mort a e Insurance �
Can your interest rale rise'? 0 No.❑ Yes,i[can rise to a mnximum of 0%.The first change will be on
and can change ngain every aRer.Lvery change dn[e,your in[erest rate can
� increase or decrease by 0%.Over the life of the loan,your interest rate is
uaranieed to never be lo�ver lhan 0%or hi iier than 0%.
Cven iFyou make payments on time,can your loan balance rise? OO No.❑ Yes,it can rise to�a maximum of$0.00
Even if you make pnymenls on time,can your monthly � No.� Yes,the first increase cnn be on and the monthly amount owed
amount owcd for rinci ul interes and mort a e insurance rise? can rise to$0.00 The musimum it can ever rise to is$0.00
Does your lonn havc a prepaymenl penalty? O No.❑ Yes,your maximwn prepaymen[penalry is$0.00
Does �our loan have a bnlloon a menl7 xO No.❑ Yes. ou have a balloon a menl of$0.00 due in 0 ears on
Tolal monthly amuunl oeved including escro�v uccounl payments O You do no[have a monthly escrow payment for ilems,such as propeiiy
taxes nnd homeowners insw�ance.You must pay these items directly
yourselE
❑ You have an�ddi[ional monthly escrow payment of
lhat resulls in a rotal initial montl�ly amount owed of.This includes
principal,interest,any mortgage insurance and any items checked below:
� O Property taxes � Homeowner's Insurance
❑ Plood insurance O School Taxes
❑ ❑
Note:If you have any questions about the Settlement Chlrges and Loan Terms listed on this form,pleasc contact your lender.
Previous editions are obsolete Page 4 of 5 »uD-�
� � r+i�No.i sa-oo i i 93
1 hnve carefully reviewed the I1UD-1 SelHement Stntement end to the best of my knowledge and belief,it is a tme end xccurate slatement of ell receipts and
disbtvsemenis made on my necoant or by me in lhis transaction. I further certify H�at 1 have received a completed copy of pages l,2 nnd 3 of Niis HUD-1 Settlement
Stalement.
I
� X ..�GL�✓Yl'✓
Da iel P.Cummings � by Richard l.Joyc-,E�� tor of lh Estate of Lawrence T.Joyce,deceased
SETTLEMENT AGENl'CERTIFICA ION
The HUD-1 Settlement S[ntemen[w6ich I have prepared is a tn�e xnd aceurale
necount ofthis trnnsaction. I have cxused the Ponds to be disburseA in
accordan�wj�h tl�is statem it
6� � �o-z�-i.5
ement A e i Date
Wnrning:It is a crime lo knowingly mnke false stntements to the United
Stales on this or any o�6er similar fornt Pennities upon conviction enn
include a fine xnd imprisomnenL For dehils see:Title I8 U.S.Code Section
IOOI and Section 1010.
Previous editions are obsolete Page 5 of 5 Hun-�
��, enns Ivania
�� p Y SCHEDULE E
DEPARTMENTOFREVENUE CASH BANK DEPOSITS AND MISC.
INHERITANCE TAX RETURN �
RESIDENTDECEDENT PERSONAL PROPERTY
I
FILE NUMBER
ESTATE OF JOYCE, LAWRENCE T 21 - 15 -0343
Include the proceeds of litigation and the date the proceeds were received by the estate.All property jointly-owned with the right of
survivorship must be disclosed on schedule F.
ITEM DESCRIPTION VALUE AT DATE OF
NUMBER DEATH
1 PSECU 10,982.99
Savings Account No. XXX�CX0916
2 PSECU 3,971.92
Checking Account No. XXX)OCX0916
3 PSECU 13,219.13
Certificate of Deposit Account No. XXX)OCXXXX0916
4 PSECU 129,826.96
Certificate of Deposit Account No. XXXXXXX0916
5 Misc. Furniture and Household contents 1,000.00
6 Nationwide Insurance-- Estate named as Beneficiary 4,025.00
TOTAL(Also enter on Line 5, Recapitulation) 163,026.00
0
, `�- --A
� � � �, �� � , �
, � ,
04/09/201� � �'' ���� � � ���� ;
COYNE& COYNE,P.C. -_,.�. - u.� __ --�, _
LISA I�IARIE COYNE
3901 MARKET STREET
CAMP HQ,L PA 1 70 1 1-4227
Re:LAU�ENCE JOYCE,Deceased. -
PSECU Reference�3302913790916
�
Dear Attomey Lisa Marie Coyne: ,�
The above referenced person has an accol�ut with PSECU which was opened on 03i 15/1975. The Share
accounts were individually held by LAURENCE JOYCE as a Tentative Trust Account.
The following are the Date of Death Balances for LAiJRENCE JOYCE's account with PSECU:
Account Date of Death Balances Interest—March 1-18
Savings (S1) $ 10,982.99 $ 0.81
, Checking (S4) � 3,971.92 $ 0.20
� Certificate (S52) $ 13,219.13 $4.89
Certificate (S5�} $129,826.96 $48.02
,
The account has been closed. ,
If you have any questions,please contact our department toll-free at(800)237-7328, ress 6 extensio
� 3120 or email accountservicesnpsecu com.
P , n
�
Sincerely, ,
�
Sherry Getz j
Member Service Representative
� PSECU ��
� �
I
I
;
,
_ _ _ P: O. BOX 6701 3 HARRISBURG, PA 1 71 06-701 3 800.237J3Z8 »psecu.com I
_ THIS CREDtT UNION IS FEDERALLY INSURED BY iHE NATIONAL CREDIT UNION ADMINISTRATION.EQUAL OPPORTUNITY LENDER.
REV-1609 EX+(01.10)
,� ��� pennsylvania
'���� DEPARTMENTOFREVENUE SCHEDULE F
� �""ER�T^"�ErAXREr�R" JOINTLY-OWNED PROPERTY
RESIDENT DECEDENT �'
--------- ------- -
ESTATE OF JOYCE, LAWRENCE T FILE NUMBER
21 - 15 -0343
If an asset was made joint within one year of the decedent's date of death, it must be reported on schedule G.
SURVIVING JOINT TENANT(S)NAME ADDRESS RELATIONSHIP TO DECEDENT
__.._._-- —— —__ - -- ------- ------
Richard L. Joyce 60 Maranatha Drive Son
q Marysvilie, PA
JOINTLY OWNED PROPERTY:
LETTER DATE pE SCRlPTlON F PROFERTY %OF DATE OF DEATH
ITEM FOR JOINT MADE �nclude name of�inancial institu�ion and bank account number DATE OF DEATH '' DECD'S VALUE OF
NUMBER or similar identifying number.Attach deed forjointly-held real VALUE OF ASSET �I �eceoeNrs wreResr
1 I A ' 06/10/2013 Integrity Bank 2a,176.44 ''INTEREST
TENANT JOINT estate.
----- � —
—--.
I 50% 12,088.22
Checking Acct. No. XXXXX0731
2 A 05/16/2006 Integrity Bank s2,516.08 50% 16,258.04
Checking Acct. No. XXX)CX7846 '
, i
, �
,' I
� ', �
il
�
TOTAL(Also enter on line 6, Recapitulation) 28,346.26
Checkin�Accoun.ts:
Number: �7���.J�Qv \�\ �` V��`_) ��-(-� ' y \ f^ m +,'..
' '� ' b
Date Opened: �,� �� ��� �� ��,�i. �� ���` '� ����
_-- .
Balance at Date 'l[ �-�,�I� � (f ,, (�� =- 'y~.�- �- ��
1 � ��=�_��� �'� �'�
of Death: �� `�� �/� �
E
, Name of 3oint
Owner, if any: ��,L����,� � ��L-�(1,�,�,,����
��� \,..���
Savin�s Aecounts: �
Number:
, Date Op�ned: ,
Balance at'Date
of Death;
Name of Joint
Owner, if'any:
Certificates of Denosit:
Nu:mber:
Da#e C3pened.
Name of Joint �
Owner, i�any:
Balance at Date
of Death:
�`v�at'�ri��T�3ate: ,
Interest Rate:
.Interest Paid Quarterly,
Semi-Annual, etc.
Debts: , ,
;`
Estate of: Lawrenc¢T.Joyce Na e of Bank: Inte ' Ban
� - -
Date of Daath: March 18,2015 1 �4i � !
Sign ure of Bank or Saviiz . Q` icial
�+� �����..�tcl� S 5�=��v���1
---��5� �
REV-1570 EX+(08-09) -
� �; pennsylvania
A DEPARTMENTOFREVENUE SCHEDULE G
INHERITANCETAXRETURN INTER-VIVOS TRANSFERS &
RESIDENTDECEDENT MISC. NON-PROBATE PROPERTY
—_-- —
._...__ -----_.
-- ----.. __..
I -----
ESTATE OF JOYCE, LAWRENCE T �FILE NUMBER
21 - 15-0343
__— --- -- --
This schedule must be completed and filed if the answer to any of questions 1 through 4 on page 2 is yes.
ITEM DESCRIPTION OF PROPERTY DATE OF DEATH %OF �'I EXCLUSION
NUMBER I InGude the name of the transferee,their relationship to decedent , VAWE OF ASSET DECD'S TAXABLE VALUE
, and the date o(trensfer. Attach a copy of the deed for real estate. ' � INTEREST pF APPLICABLE) I
1 PSECU-- IRA ', 3,025.00 3,025.00
�, Children are Beneficiaries ' ! ;
�I �
TOTAL Also enter on line 7 Reca itulation 3,025.00
( , p )
0
June 11, 2015
i�.�..
�o�� �� � r— —y�..._��.,
��;.�' ! �`ji �� f! ��� ���t�
?� J " �P? � ; 1t{
' - tf 1�
COYNE & COYNE, P.C. r�����" JUN � � ����� ��f�;�
�
LISA MARIE COYN�E � `��
��d✓�� �, �� � �t : a M�.
3901 MARKETSTREET - � �:�-��-
�----....�.�", ...._:�,_, �
CAMP HILL, PA 178011-4227
Re: Laurence Joyce, Deceased
Date of Dea�h: 03/18/2015
SSN: XkX-XX-5209
To Whom It May Concern:
In accordance with your written request, enclosed is verification of the date of death balance of the IRA
forLaurenceJoyce.
Account Date of Death Balance Interest-March 1-18
IRA CD#51 $3,024.14 0.54
We may be reached Monday through Friday, 8 a.m. to 5 p.m. (ET) by cailing 800.237.7328 nationwide.
At the menu prompt, enter 6,then extension 3570.
Sincerely,
y�''���@.�����
� Sheritta D. Garrett
Member Service Advisor
IRA/Certificate Dept. ,
i'
P. O. B O X 6 7 0 1 3 H A R R I S B U R G, P A 1 7 1 0 6-7 0 1 3 800.�37J3Z8 7>psecu.com
THIS CREDIT UNION IS FEDERALLY INSURED BYTHE NATIONAL CREDIT UNION ADMINISTRATION.EQUAL OPPORTUNITY LENDER.
REV-1617 EX+(10-09)
�a� pennsylvania ��H
�` DEPARTMENT OF REVENUE ��������
INHERITANCE TAX RETURN w��w��w��
RESIDENT DECEDENT /'Y.ArO1�J 1 fY1
-------- ------- - ----.___.._------------
FILE NUMBER
ESTATE OF JOYCE, LAWRENCE T 21 - 15-0343
----- ----- -- ---_ .. ---
DecedenYs debts must be reported on Schedule I.
ITEM _______ ___ _
NUMBER FUNERAL EXPENSES: DESCRIPTION AMOUNT
A. 1 '', Richardson Funeral Home ' 3,210.00
2 ' Urn I' 160.00
3 ' Funeral Luncheon and Reception I 600.00
4 Honorarium for Cantor �' 100.00
B. 'ADMINISTRATIVE COSTS: i
1. Personal Representative's Commissions I
', Name of Personal Representative(s) �
I
' Street Address
', City State Zip
�', Year(s)Commission Paid
2. Attomey's Fees COYNE &COYNE, P.C. 7,000.00
3. ', Family Exemption: (If decedenYs address is not the same as claimanYs,attach explanation)
', Claimant II
Street Address I�
' City State Zip '
Relationship of Claimant to Decedent i
4. ' Probate Fees CUMBERLAND CO. REGISTER OF WILLS I 310.50
5. ,4ccountanYs Fees ' I 500.00
6. ', Tax Return Preparer's Fees I'
7. ', Other Administrative Costs I
1 � Cumberland Law Journal-- Legal Advertisement � I 75.00
I TOTAL Also enter on line 9 Reca itulation 19 937.71
( , p ) �
. �
; Schedule H '
� Funeral E�er�ses&
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN �q,c�ninisfi�ativ�e Costs cbr�tinued
RESIDENT DECEDENT i
---- .__._ ------ ---- ----
ESTATE OF JOYCE, LAWRENCE T
• FILE NUMBER
21 - 15-0343
�--- _____ -__._— _ ____--
2 ; Patriot News-- Legal Advertisement ' 186.00
3 Postage , 55.00
4 ' Mileage for Executor @$0.576 , 576.00
5 ', Closing Costs for Sale of Real Estate � 2,490.00
6 I Reserves ,, 3,000.00
7 ' Cleaning and Clearing House for Sale , 800.00
8 Lawncare and Landscaping for Sale of House ' 400.00
9 � UGI ' 22.15
10 ', PPL I� 80.54
11 ', PA American Water Company , 22.52
12 , R.L. Joyce(cleaning and trash pickup at house) I 350.00
Page 2 of Schedule H
�� pennsylvania SCHEDULE I
,�
DEPARTMENT OFREVENUE D E BTS OF D EC E DE NT M ORTGAG E
INHERITANCE TAX RETURN 7
RESIDENTDECEDENT LIABILITIES & LIENS
----- ---
--- ---
- _- -
FILE NUMBER
ESTATE OF JOYCE, LAWRENCE T 21 - 15-0343
Report debts incurred by the decedent prior to death that remained unpaid at the date of death, including unreimbursed medical expenses.
--- --- -- ------------- ----------- --
ITEM DESCRIPTION AMOUNT
NUMBER
---- -- --_ __ --------
1 Discover Card 325.00
2 Uncleared Checks 1,034.34
3 PPL 418.00
4 PAWC 120.00
5 Penn Waste 42.00
6 Alert Pharmacy 24.00
7 UGI 230.00
8 Messiah Lifeways 365.00
9 Comcast 270.00
10 Verizon 236.00
11 Camp Hill Sewer 168.00
12 Center for Behavioral Health 152.12
TOTAL(Also enter on Line 10, Recapitulation) 3,384.46
REV•1b13 EX+(01.10)
�� pennsylvania SCHEDULE J
��� DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN BENEFICIARIES
RESIDENT DECEDENT
--._._.-_. __—---
. . _ — --------
------ -_.. .---_...---
ESTATE OF �FILE NUMBER
JOYCE, LAWRENCE T i
i 21 - 15 -0343
' RELATIONSHIP TO SHARE OF ESTATE ',AMOUNT OF ESTATE
NUMBER ', NAME AND ADDRESS OF PERSON(S) I DECEDENT —� (Words) ($$$)
RECEIVING PROPERTY Do Not List Trustee(s)
I� I TAXABLE DISTRIBUTIONS[include outnght spousal
distributions,and transfers ,
under Sec.9116(a)(1.2)] ', ',
1 '' SUSAN E. SCHMIDT DAUGHTER 1/5 of Residual '
' 13525 BLUE HERON CIRCLE ' Estate '
, CHESTERFIELD, VA 23838 ', '
2 ' DEE DEE JOYCE ' DAUGHTER 1/5 of Residual
' 2052 EDISTO AVENUE Estate '
' CHARLESTON, SC 29412-2332 '
3 , DAVID J. JOYCE SON 1/5 of Residual j
' 180 BEECH STREET ' Estate '
, DOWNINGTOWN, PA 19335 , ,
Enter dollar amounts for distributions shown above on lines 15 through 18 on Rev 1500 cover sheet,as appropriate.
II. NON-TAXABLE DISTRIBUTIONS:
A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN
II
�
B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
, i
II
i
TOTAL OF PART II-ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET 0.00
REV-1b13 EX+(01-10)
� � pennsylvania SCHEDULE J
��� DEPARTMENT OP REVENUE
INHERITANCETAXRETURN � BENEFICIARIES continued
RESIDENT DECEDENT
--— --
_ — ----
ESTATE OF FILE NUMBER
JOYCE, LAWRENCE T
__ _ � 21 - 15-0343
RELATIONSHIP TO SHARE OF ESTATE AMOUNT OF ESTATE
NUMBER ' NAME AND ADDRESS OF PERSON(S) , DECEDENT (Words) ' ($$$)
RECEIVING PROPERTY oo Not ust Trustee(s)
--_.__-- -----
I� TAXABLE DISTRIBUTIONS[include outright spousal
distributions,and transfers j
' under Sec.9116(a)(1.2)]
4 ' ROBERT A. JOYCE SON 1/5 of Residual
' 1818 SIGNAL HILL DRIVE ' Estate
' MECHAICSBURG, PA 17050 ;
5 RICHARD L. JOYCE SON 1/5 of Residual
' 60 MARANATHA DRIVE ', ! Estate '
' MARYSVILLE, PA 17053 ! I�
Page 2 of Schedule J
REGiSTER t�F WILLS � CERTIFlCATE OF
CUMBERLAND COUIVTY �, GRANT {�F LETTE�S
PENNSY�VANIA
,�
� �
s� �, �:
/!�F ��� a� �'�
�_' . , '
��"'� ��`,�� No. 20 l5- �0343 PA No. 21- 15- 0343
f�,'�r� -�f�;,� �� Es ta Ce nf: LAWRENCE T JC?YCE
1 �' ...,�.. � ' *� lFirst,MrdcHe,ta�'tl
� � �,, � � ,���> p �
� ` :; � `� �� � � La te O�: CAMP HILL BDROUGH
_�� �' � GUMBERLAND CDUNTY
� ��� �;�
\ `' _ - Deceased
\ ,'� Social S�eurz ty No:
7P�`�t� :-'�
F+lNEREAS, on the Zst day af �pril 2015 an ,instrument dated
Decembe.� �th 2002 was ac�mitted to probate as �he las� wi11 of
LA WRENCE T JC7 YCE
tF„sc ht;adre,c�ssu
late of CAMPHILL BOROUGH, CUMBERLAND County,
who died on the 1Sth day af March 2015 anci,
WNERE�S, a �rue copy oF �he c.�ill as probated as annexed her�to.
TI-IEREFORE, I, L/SA M. GRAYSON, ESQ. , �Zegister of Wil�s ir. ��!:::t
for CUMBERL�ND County, in the Commonwe�lth of Pennsylvania, her�by
c�rtify that I have this d�y grant�d L�t�ers TESTAMENTARYto:
RICHARD L J�YCE
who has duly qualified as EXECUTOR(R/Xl
and h�s agreed to administer the estate according ta .Zaw, �11 af cvh�.c1�
fi.l�.�y ap�r�ea.z-s �f z�ecr;.rd in my office a� CUMBERLAND COUNTY GOURT HOU5E,
CARUSLE, PENNSYL VANIA.
IN TESTIMONY WHEREOF, I have h�reunto seC my hand and affix�d ti7� s����.
of my offic� on �he 1st day of April 2075.
s � i
, � ' .�
`�'��� ' �` ��� � � � �x � �������
� --_ _
s � Reyisier �f�Wi!ls
%�t Y�� :} '
� �
���%�'� ��--�_� � �����
� Depury -`''----
�,,�____...�--'`.
**NOTE** .�LL N:�MES 1�BOVE �-1PPEAR (FIRST, MIDDLE, LAST)
r � - � _� ... . ,. .
_ kZL�IPP.�"�TD MEIT�LE = . �`
. � .. A PftQF�551t)tiAf.(,URPt�T2:tTI4i`
- .�.. � -.., ... . ' �^ ; I
. . � � J n V(JRTII 'J�ST STREE'l', 3r3ITE`_'60
� � ` , � � a`""'9.,."".a. � � _G��iP E�ILL, Pr1,1701L • � �� °y ' '-
LAST 'W1LL ANi3 TESTANI�IVT
UF
..�
c, <�,
,--� �7
iAV1lR�J11�`f T. !+�?�'CE _; � � � �
:� :; .__ �, .
'� � � �-� �
r^ r ` � i�
• � , _ �,'7 w �� ��'7
.. 1..� - ...fi \.�
_ ' .. � ' �� n+}.y,�
' 4� �..� ^^�^r �.�� �'t
I, LA'1MR��ICE T. JfJYC�, of Enola, Cumberland County, Pennsylvai�tia,-b`�in�,-a��
. � _-_ C7
{ J" t7�
sound and dispasing mind and memory, do hereby ma!<e, publish and declar�thislf�
and as my Last Will and Testament hereby revol<ing any and all Wills or Codicils by me
at any time heretofore made.
1TEM I- I am married ta ADELINE M. JOYCE, and all references ta my wife
in this Wil) are fia her. 1 have five children and they are described in this Will collectively
as "my children" and eight grandchildren and they are described in this Will collectively
as "my grandchildren".
ITEM 11 - I gi��e my fiangible persona) properfy and all insurances thereon fio
my wife, ADELINE, or, if she does not survive me, 1 give said property to my children
who are living at my death to be divided equally among them as they determine or, if
they are unable to agree, as my Executor shal) determine, after consulting the wishes
of my children. If my Executar does not agree as fio fihe equal division of the property,
Page 1 of 8
Initial C. t c�
_ . ..,__ __-...._---___ ___
� 1 direct that the property be sold at public sale and fhe net proceeds be divided equal(y
4mong my children. 1 have complefie confidence that my wife or my Executor wil) honor
any wrifiten instructions that I may leave with regard to said fiangible personal proper�y.
Any such properfy not so distributed should be soi'd and fihe praceeds added to my
residuary esfiate and pass as herea{ter described.
ITEM 1(I - All the rest, residue and remainder of my Estate, real, personc�l and
mixed, I give fo my wife, ADELINE.
ITEM IV - ln the event my wife, ADELINE, does not survive me, all the rest,
residue and remainder of my Estate, real, personal and mixed, I give to my five children,
in equa) shares.
ITEM V- In the event any of my children does not survive me, ( give his or her
share as the case may be fio his ar her respective children (my grandchildren), IN TRUST,
nevertheless, in equa) shares, Ihl SEPARATE TRUSTS, as follows:
a. To pay to or apply for fihe benefit of each respective grandchild, all
or such parts of the net income and up to 50°l0 of fihe principal of his
or her respective Trust in convenient installments as my Trustee in
his/her sole discretion shall determine forthe maintenance, healfih,
Page 2 of $
Initial � � �c�
education and welfare of each grandchild until each grandchild
afitains the age of 25 years.
b. Af th� time each grandchild attains the age af 25 years, he or she
shall receive fifty percenfi (50°0} of the baEance of the principai and
any accumulated income fram his or her respective Trust.
c. To pay the incoma at least annually fio each respe�tive grandchild
fr�m his o�- her respective Trust after each grandchild at�ains the
age of 25 years, until each grandchild attains the age of 30 years.
d. To pay the balance of each respective Trust to each respective
grandchild afi the time each respective grandchild attains the age of
30 yEars at which time the respective 7rust of each respective
grandchild shalE terminate.
lTEM VI - Anything in this Will fo the cantrary notwifihstanding, no trust creafed
herein shall continue beyond twenty-one (21) years after the deafihs of the last to die of
my issue (children and grandchildren� living at fihe time of my deafih.
Page 3 or' 8
Inifiial �. r I{�
17EM VII - (1} I name as my Executor, my son, RICHARD. In the evenf he
does not survive me or elects not to serve, I name my son, DAVID, as my successor
Executar.
(2) 1 name as my irustee, my daughter, DEE DEE J4YCE. In the
�vent she does nat survive me ar elects not to serve, I name as my successor Trusfiee,
my son, Rt7BERT A. .1�YCE.
(TEM Vll) - I give to my Executor and to my Trustee named in �his Will or any
Coc�i�il hereto or ta any substituta Executor ar Trustee all of the powers now applicable
by law to fiduciaries in fihe Commonwealfih of Pennsylvania and in particular, through
the Pennsylvania Probafie, Estafies and Fiduciaries Code, as effecfiive and as in effect on
the date hereof, during the administration and until the comp(etion of the distribution
- of my estate, and until the terminafiion of all trusts created in this Will or any Cadicil
hereto and until the completian of the distribution of fihe assets of such firusts, such
powers to include bufi not be limited to fihe following:
1 . To invesfi in, accepfi and retain any real or�ersonal property,
incl�ding sfock af a corporate fiduciary ar its holding
company, without restriction fio lega) invesfiments;
Page 4 of 8
Initial �-�. t`. � .
2. To sell, exchange, parfitian or lease far any period of time
r�al or personal property and to give options therefor far
cash or credit, with or without security;
3. To borrow money from any person including any fiduciary
acfiing hereunder, and to mortgage or pledge any real or
personal p�operty;
4. To hold shares of stack or other securities in nominee
rEgistration form, including fihat of a clearing corparation or
depasitory, or in boak entry form or unregistered or in such
other form as will pass by delivery;
- 5. 7o engage in litigation and compromise, arbitrafie or
abandon claims;
b. Ta make distributions in cash, or in kind at current vafues, or
parfly in each, allacating specific assefis ta particular
distributees on a non-pra rata basis, and for such purposes
as ta make reasona6le detarminafiions of current values;
Page 5 of 8
lnifiial �' � 1� ;� �
' _ 7. To make elections, decisions, concessions and settlemenfis in
' connection with al1 income, estafie, inheritance, gift or other
' tax retums and the payment of sucf�taxes,wrthout obligafiion
to adjust the distributive shar� of income ar principal of any
persan affected thereby; .
$. To retain uninvested cash, in such amount and for such
'; period of time as the fiduciary shal) deem advisable for the
��� N��'.+��i �i�ii�=i�i���rQ���� vl fi{P �r��pt 3�j!
9. Ta maintain reasonable reserves for depreciation,depletion,
amortization and obsolescence; and
10. To amortize ar not to amortize premiums and discounts on
interest-bearing bonds and like ab{igatians.
ITEN1 lX - If at any time any trust created hereunder shall be of such value
that, in rha opinion of my Trustee, the administration expense af holding the assefis
contained therein "rn trust is not jusfified, my Trustee, in his or her absolute discretion,
may terminate such trust and distribufie the trust properfy to the person or persons then
entitled to receive or have the benefit of the income fiherefrom or fihe (egal
Page 6 or 8
Initial � : i� J.
representative of such person. If there is more than ane income beneficiary, my Trustee
_ _
shall make such.distribution fio such income beneficiaries in th�proporfion in which tl�ey
are beneficiaries or if no propartion is designated, in equal shares to such beneficiaries.
[TEM X - If there be any property located outside the Commonwealth of
Pennsyfvania, in which I may have an interest at fihe time of my death, which cannot be
conveniently administered as provided herein, then I authorize, but da naf require, my
Executor to appoint a bank or trust company with trust powers, to administer sueh
�rap�rfy� ucco�di�� to +h� t�rms of this W:!!.
ITEM XI - My Execu�tor and Trustee are aufihorized and empowered to retain,
eifiher permanent(y or for such period of time as my Executor ar Trustee may determine,
any assets, including the capital stack of any closely held carporation,which at any time
shall come into the possession of my Execufior, or my Trustee as a part of any Trust
creat�d herein, whether such assefs are or are not of the character approved ar
authorized by law for investment by fiduciaries and whether such asse-ts da or do not
represent an overconcentrafiion in one investment.
ITEM Xlf - No interest of any beneficiary under this Will, any Codici) hereto, or
, any Trust created herein shall be subjecfi fio anticipation or fio valuntary or involuntary
alienation.
� Page 7 of $
(nitial �� 7'� �
ITEM X(f( -` All esfiate, inheritance, suceession and other death fiaxes imposed
or payable by raason af my death and interest and penalties thereon with respect to all
properfy comprising my gross estate far death tax purposes, whether or not such
property passes under this Will, shall 6e paid oufi of the residue of my esfiate, as if such
taxes were expenses of administration, without appartionment or right of
reimbursement. I autharize my Executor and Trustee to pay all such taxes at such time
or fiimes as cleemed advisable.
ITE/v1 XIV - Wherever the context requires, singular and plural, and masculine,
feminine and neufier, shall be interchangeable.
IN WITNESS WHEREC7F, I have hereunto set my hand and seal fhis � �� day
of (�;�c �cv� [� L r- , 2002.
�
��' �.,.�-; � � �� (SEAL)
LAWRENCE T. JC7YCE �_�--
WITNESSES:
i�� r
~ �.----'' ;��--� -i{ .� res i d i n g at—�GJL1�-�'���_��
�
`'�-____�
�i ''J� " � ��r��
�����-�`����,��'�`� residing at :r''�x.'/C-�'`L.� //',
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Page $ of 8
.
COMMONWEALTH OF PENNSYLVANIA :
. __ _ _:__ __ _ ss. _ . _ .
COUNTY 4F CUMBERLAND �
WE, tAWRENCf T. JOYCE, 1��' Y� I"��'Y'i � �t �.D1� � � Y � , and
�i ;-t C}�;�,� 1 - yL.t��; � , the TESTATOR and WITNESSES whose
names are signed to the atfiached or foragoing insfirument, being firsfi duly sworn; do
� hereby declare to fihe undersigned aufihority that the Testator signed and executed the
instrument as his Last Will and Testament and thafi i�e had signed willingly (or willingly
directed another to sign far him), and that h� executed it as his free and voluntary act
far the purpases therein expressed, and thafi each of fihe witnesses, in the presence and
hearing af the Testafior, signed the Wil) as wifness and ta the besf of his or her
knawledge the Tessator was afi that time eighfieen {1 $) years of age or alder, of sound
mind, and under no constraint ar undue influence.
--�-�,
9
/
LA,WRENCE T. JOYCE,�'e afior
WITNESSES:
; r.�-�'`' �r,�''" ,_,,.
�
�:Y���;;�!/�'�°'
,,`
Subscribed,sworn to, and acknowledged before me by LAWRENCET. JC7YCE,the
� Testator, and subscribed and sworn to before me by 1�;����"'�f'_t`��"' �- ���_�r and
!t r"1���SGLL1 ( - (�C i � ,wifinesses, fihis � day af ��P�"+��C'� , 2002.
,
s
�
� `����.P�c�h--.�.� .. ��,c.4-�.}-�.�-1
Notary Public N�T�RfALSF�IL
' BARBARA J. KCxHER, Netary Public
Camp;-tii{Boro,Cumheriand County
' �1y Comrnission Expires Oc:.22, 2005
COYNE & COYNE, P.C.
A PROFESSIONAL CORPORATION
ATTORNEYS AT LAW
Henry F.Coyne 3901 Market Street (717) 737-0464
Lisa Marie Coyne Camp Hill,Pennsylvania Facsimile(717) 737-5161
Austin F.Grogan 17011-4227 www.coyneandcoyne.com
September 4, 2415
Register of Wills
Cumberland County Courthouse
One Courthouse Square
Carlisle, PA 17013
Re: Estate of Lawrence T. Joyce,Deceased
No. 2015-0343
Dear Madam:
We represent the Estate of the Late Lawrence T. Joyce.
Enclosed please find an original and two (2)copies of the Inheritance Tax Return for this Estate.
Please docket the original Return and return to this office a"clocked-in" copy with the enclosed stamped
envelope.
Thank you for your assistance. If you have any questions,please contact me.
Very truly yours,
COYNE&COYNE, P.C.
' i��C_._
Lisa arie Coyne
LMC/cmc
Encl.
Cc: Richard L. Joyce,Executor ;_�;
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