HomeMy WebLinkAbout09-10-15 (2) J Jf�� pennsylvania 1505618403
�j OEVARTMENTOFREVEN
�X(03-14)
REV-1500 OFFICIAL USE ONLY
Bureau of Individual Taxes Counry Code vear File Number
PO BOX 280601 INHERITANCE TAX RETURN
Harrisburq, PA 17128-0601 RESIDENT DECEDENT 21 15 0 D 17
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY
12 10 2014 07 02 1923
DecedenYs Last Name Suffix DecedenYs First Name MI
SCHUSTER EUGENE N
(If Applicable)Enter Surviving Spouse's Information Betow
Spouse's Last Name Suffix Spouse's First Name MI
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FILL IN APPROPRIATE OVALS BELOW
� 1. Original Return � 2. Supplemental Return � 3. Remainder Return(date of death
prior to 12-13-82)
� 4, Agricultural Exemption(date of � 5. Future Interest Compromise(date of � 6. Federal Estate Tax Return Required
death on or after 7-1-2012) death after 12-12-82)
� 7. Decedent Died Testate � 8. Decedent Maintained a Living Trust � 9. Total Number of Safe Deposit Boxes
(Attach copy of will) (Attach copy of trust.)
� 10. Litigation Proceeds Received � 11. Non-Probate Transferee Return � 12. Deferral/Election of Spousal Trusts
(Schedule F and G Assets Only)
� 13. Business Assets � 14. Spouse is Sole Beneficiary
(No trust involved)
CORRESPONDENT•THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
Name Daytime Telephone Number
HUBERT X GILROY 717 243 3341
First Line of Address
10 EAST HIGH STREET
Second Line of Address �.� �
,
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� <":� C.�
City or Post Office State ZIP Code � � r`.l"`"`3 ry %�
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CARLISLE PA 17013 � ' �� ;^ � �
h ilroy(a�martsonlaw.com _�,-, �'''
CorrespondenYs email address: � -�1
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REGISTER OF WILLS USE,SJNLY:".== r�,
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REGISTER OF WILLS USE ONLY � � ) (;'> �
DATE FILED MMDDYYYY r
tiS�
DATE FILED STAMP
Side 1
� I II�I' I�II�IIII IIIII II I��II�I IIIII I�III IIIII IIIII(III IIII
1505618403 1505618403 �
�
� 1505618411
REV-1500 EX
DecedenYs Social Security Number
oecedent's Name: SChuSter, Eugerte N.
RECAPITULATION
1. Real Estate(Schedule A)....................................................................................... 1. 18 3,0 0 0 • 0 0
2. Stocks and Bonds(Schedule B)............................................................................. 2. 3 5 0,7 6 4 • 0 2
3. Closely Held Corporation,Partnership or Sole-Proprietorship(Schedule C)......... 3.
4. Mortgages and Notes Receivable(Schedule D).................................................... 4.
5. Cash,Bank Deposits and Miscellaneous Personal Property(Schedule E).......... 5. 3 2 ,016 • 9 8
6. Jointly Owned Property(Schedule F) ❑ Separate Billing Requested............ 6. 6 ,6 7 0 • 9 8
7. Inter-Vivos Transfers&Miscellaneous Non-Probate Property
(Schedule G) � Separate Billing Requested............ 7. 5 5 8 ,8 8 2 • 7 5
8. Total Gross Assets(total Lines 1 through 7)........................................................ 8. 1 ,131 ,3 3 4 • 7 3
9. Funeral Expenses and Administrative Costs(Schedule H).................................... 9. 6 2,14 7 • 0 5
10. Debts of Decedent,Mortgage Liabilities and Liens(Schedule I)............................ 10. 10,7 2 7, • 6 9
11. Total Deductions(total Lines 9 and 10)................................................................ 11. 7 2,8 6 8 • 7 4
12. Net Value of Estate(Line 8 minus Line 11).......................................................... 12. 1,0 5 8 ,4 6 5 • 9 9
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which
an election to tax has not been made(Schedule J)............................................... 13.
14. Net Value Subject to Tax(Line 12 minus Line 13)............................................... 14. 1,0 5 8 ,4 6 5 • 9 9
TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate,or
transfers under Sec. 9116
(a)(1.2)X.00 15. 0 • 0 0
16. Amount of Line 14 taxable
atlinealrate X .045 ]„�58 , 465 • 99 16. 47 ,630 • 97
17. Amount of Line 14 taxable
at sibling rate X.12 ❑ • 0 0 �7• 0 • 0 0
18. Amount of Line 14 taxable
at collateral rate X.15 0 • 0 0 18. 0 • 0 0
19. TAXDUE................................................................................................................ 19. 47 ,630 • `�7
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT �
Under penalties of perjury,I declare I have examined this return,including accompanying scheduies and statements,and to the best of my knowledge and belief,
it is true,correct and complete.Declaration of preparer other than the person responsible for filing the return is based on all information of which preparer has
any knowledge.
SIGN TURE OF PERSON ESP NSIBL FOR FILI G RET RN Monteen C. Bard DATE
�,��� �, ��C� , ��,�. 9- 9-��
ADDRESS
905 Str t Drive, Carlisle, PA 17013
SIG R P RER OTHER THAN REPRESENTATIVE Hubert X. GIIPO�/ DAT� �.--
� � �
ADDRESS
10 East High S reet, Carlisle, PA 17013
� I 'lll I��I'III I�I�I II II III�I II�'I �III�IIII II�II II�I ��I Side 2
1505618411 1505618411 �
REV-1500 EX Page 3 File Number 21 -15-0017
Decedent's Complete Address:
DECEDENT'S NAME
Schuster, Eugene N.
STREET ADDRESS
905 Stratford Drive
CITY STATE ZIP
Carlisle PA 17013
Tax Payments and Credits:
1. Tax Due(Page 2,Line 19) (1) 47,630.97
2. Credits/Payments
A. Prior Payments 40,000.00
B. Discount 2,381.55
Total Credits(A +B) (2) 42,381.55
3. Interest (3)
q. If Line 2 is greater than Line 1 +Line 3,enter the difference. This is the OVERPAYMENT. (4)
Check box on Page 2,Line 20 to request a refund
5. If Line 1 +Line 3 is greater than Line 2,enter the difference. This is the TAX DUE. (5) rJ,249.42
Make Check Payable to REGISTER OF WILLS, AGENT
� '. ��� ,,� __ ,�,rof9 i� i ', e
i,�S , ,�'. i//H��..ti,'. „�c!. ..:.. /, „�„ ,,,: .. , '-;'�. ,,,�.r���ka✓ii..,,,,, . '�.. . 'u s „ 1.;,.'e... . ..... .. .. . .„i�,��b,E . .,,,��,.:,Aa�.�,. .� .;r�,,.�.,. , ,,.�ese�,.,,,:, ,,,..,.
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred:............................................................................... ❑ �x
b. retain the right to designate who shall use the property transferred or its income:.................................. ❑ �x
c. retain a reversionary interest;or............................................................................................................... ❑ �
d. receive the promise for life of either payments,benefits or care?............................................................ ❑ 0
2. If death occurred after Dec. 12, 1982, did decedent transfer property within one year of death without
receiving adequate consideration?.................................................................................................................... ❑ 0
3. Did decedent own an"in trust for" or payable upon death bank account or security at his or her death?....... �x ❑
4. Did decedent own an individual retirement account,annuity,or other non-probate property which
contains a beneficiary designation?.................................................................................................................. ❑X ❑
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
��' . �i - ,� ,. ,: , f,r ,. �-x ,ir�r�.u;::
., .. , �:Y�... , s i..`,..�n.,,,, . e,,..�_�,.,_�._._. , r, ,..,,....::.....i, . .. , ,.� -:.. ..,..,..:.,,, . `: . ..�'<� .. . �,-1/,,.. ....��'� .'�;,��.�.�S..��e�,,,, . .....��� ,.�.. .
For dates of death on or after July 1, 1994 and before Jan.1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse
is 3 percent[72 P.S.§9116(a)(1.1)(i)J.
For dates of death on or after January 1,1995,the tax rate imposed on the net value of transfers to or for the use of ihe surviving spouse is 0 percent
[72 P.S.§9116(a)(1.1)(ii)]. The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and
filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1,2000:
• The tax rate imposed on the net value of transfers from a deceased child 21 ears of age or younger at death to or for ihe use of a natural parent,an
adoptive parent,or a step-parent of the child is 0 percent[72 P.S.§9116(a)�1.2)].
• The tax rate imposed on the net value of transfers to or for the use of the decedenPs lineal beneficiaries is 4.5 percent,except as noted in[72 P.S.§9116(a)(1)].
. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent[72 P.S.§9116(a)(1.3)]. A sibling is defined,
under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption.
Rev-1502 EX+(72-12)
SCHEDULE A
pennsylvania REAL ESTATE
DEPARTMENT OFREVENUE
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 - 15-0017
All real property owned solely or as a tenant in common must be reported at fair market value.Fair market value is defined as the price at which property would be
exchanged between a willing buyer and a willing seller,neither being compelled to buy or sell,both having reasonable knowledge of the relevant facts.
Real property that is jointly-owned with right of survivorship must be disclosed on schedule F.
Attach a copy of the settlement sheet if the propeRy has been sold
Include a copy of the deed showing decedenYs interest if owned as tenant in common.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1 Residence-Located at 130 Lehman Drive, North Middleton Township, Cumberland County, 183,000.00
PA, known as Tax Parcel No.29-06-0021-226, being described in Deed dated January 2,2008,
and recorded in Cumberland County, PA,Deedbook 200800498,and being conveyed to
Eugene N.Schuster, a single man. See attached Deed and Appraisal.
TOTAL(Also enter on Line 1, Recapitulation) 183,000.00
(If more space is needed,additional pages of the same size)
Copyright(c)2012 form software only The Lackner Group, Inc. Form PA-1500 Schedule A(Rev. 12-12)
Rev-1503 EX+�OS-12)
SCHEDULE B
pennsylvania STOCKS & BONDS
DEPARTMENT OFREVENUE
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 - 15-0017
A�I property jointly-ownedwith right of survivorship must bedisclosed on Schedule F.
ITEM CUSIP VALUE AT DATE
NUMBER NUMBER DESCRIPTION UNIT VALUE OF DEATH
1 001055102 724.5695 shares of AFLAC INC-Com 59.8099975 43,336.50
2 013904305 18 shares of Alcatel-Lucent 3.385 60.93
3 002o6R102 1.55488 shares of AT&T Inc. -Com 32.65 50.77
4 00206R102 402 shares of AT&T Inc.-Com 32.65 13,125.30
5 os254o109 140 shares of Bank Hawaii Corp-Com 58.58 8,201.20
Accrued dividend on Item 5 through date of death 63.00
6 060505104 323 shares of Bank of Amer Corp. 17.525 5,660.58
Accrued dividend on Item 6 through date of death 16.15
7 110122108 219.548 shares of Bristol-Myers Squibb Co.-Com 59.7249804 13,112.50
g 156700106 100 shares of Centurylink Inc-Com (TD Ameritrade Acct. 38.695 3,869.50
#8687)
9 237.349 Chevron-Com 104.66 24,840.95
10 �7�870708 52 shares of Cincinnati Bell Inc-Com; held joint with 3.16 164.32
deceased spouse
11 194162103 479.0348 shares of Colgate Palmolive Co-Com 69.255 33,175.56
12 194162103 34.1522 shares of Colgate Palmolive Co-Com; held joint 69.255 2,365.21
with deceased spouse
13 30219G108 9 shares of Express Scripts Hldg Co-(NEW) 83.70 753.30
Total of Continuation Schedules See attached
a es
TOTAL(Also enter on Line 2, Recapitulation) 350,764.02
(If more space is needed,additional pages of the same size)
Copyright(c)2012 form software only The Lackner Group, Inc. Form PA-1500 Schedule B(Rev.08-12)
Rev-1503 EX+(OS-12)
SCHEDULE B
pennsylvania STOCKS & BONDS
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN contin ued
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 -15-0017
ITEM CUSIP VALUE AT DATE
NUMBER NUMBER DESCRIPTION UNIT VALUE OF DEATH
14 30231G102 199 shares of Exxon Mobil Corp-Com 89.465 17,803.54
15 30231G102 .60142 share of Exxon Mobil Corp-Com -held joint with 89.4715839 53.81
deceased spouse
16 4461500104 16 shares of Huntington Bancshares Inc.-Com 10.335 165.36
17 46625H100 168.3088 JPMorgan Chase&Co-Com 61.3049942 10,318.17
18 46625H100 94.7539 shares of JPMorgan Chase&Co-Com -held joint 61.305 5,808.89
with deceased spouse
19 580135101 36 shares of McDonalds Corp-Com 90.4 3,254.40
Accrued dividend on Item 19 through date of death 30.60
2p 589331107 89.042 shares of Merck&Co Inc-Com 60.11 5,352.31
21 742718109 141.85388 shares of Proctor&Gamble Co. -Com 90.5299876 12,842.03
22 832696405 153 shares of Smucker J M Co-Com New 100.75 15,414.75
23 87161C105 19.737 shares of Synovus Finl Corp-Com 26.5248011 523.52
24 891906109 63.476 shares of Total Sys Svcs Inc. -Com 33.1000693 2,101.06
25 949746101 70 shares of Wells Fargo&Co New-Com 54.65 3,825.50
2g 957097100 451.0732 shares of Westar Energy Inc.-Com 39.725 17,918.88
Accrued dividend on Item 26 through date of death 157.88
Copyright(c)2012 form software only The Lackner Group, Inc. Form PA-1500 Schedule B(Rev.08-12)
Rev-1503 EX+�08-12)
SCHEDULE B
pennsylvania STOCKS & BONDS
DEPARTMENT OFREVENUE
INHERITANCE TAX RETURN continued
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 -15-0017
ITEM CUSIP VALUE AT DATE
NUMBER NUMBER DESCRIPTION UNIT VALUE OF DEATH
2075-Morgan Stanley Smith Barney
27 50 shares of Blackberry LTD-Com 10.235 511.75
2g 172967a24 920 shares of Citigroup Inc-Com New 55.135 50,724.20
29 369604103 500 shares of General Electric Co-Com 25.3875 12,693.75
30 81369Y605 1,500 shares of Select Sector Spdr TR -SBI INT-FINL 24.705 37,057.50
31 949746101 99 shares of Wells Fargo&Co. New-Com 54.65 5,410.35
TOTAL(Also enter on Line 2, Recapitulation) 350,764.02
Copyright(c)2012 form software only The Lackner Group,Inc. Form PA-1500 Schedule B(Rev.08-12)
Rev-1508 EX+(08-12)
SCHEDULE E
pennsylvania CASH, BANK DEPOSITS, & MISC.
OEPARTMENT OFREVENUE p E RSO NA L P RO P E RTY
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 - 15-0017
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property jointly-owned with the right of survivorship must be disclosed on schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1 AT&T Inc.-Replacement check for uncashed dividend check deposited after date of death 188.94
2 Chevron-Replacement check for 2012 uncashed dividend check deposited after date of 213.61
death
3 Colgate Palmolive Co-Replacement check for dividend check issued but not cashed prior to 12.29
date of death
4 Exxon Mobil Corp-Replacement check for dividend checks not cashed prior to date of death 0.82
5 JPMorgan Chase&Co-Replacement check for uncashed dividend check deposited after 11.10
date of death
6 JPMorgan Chase&Co-Replacement check for uncashed dividend check deposited after 1.00
date of death
7 Kingstown TVA Employees Credit Union Acct. 1857-Savings Account 585.50
8 Miscellaneous cash deposit-JP Morgan Chase&Bank of America 12.73
9 Synovus Finl Corp-Replacement dividend check 1.97
10 TD Ameritrade 8687-Cash in account 16,093.40
11 Total Sys Svcs Inc. -Replacement dividend check 4.58
12 Wells Fargo&Co New-Replacement check for uncashed dividend check from 2011 16.80
13 Wells Fargo Savings Acct.6266 6,639.11
Accrued interest on Item 13 through date of death 0.01
Total of Continuation Schedule See attached page
TOTAL(Also enter on Line 5, Recapitulation) 32,016.98
(If more space is needed,additional pages of the same size)
Copyright(c)2012 form software only The Lackner Group,Inc. Form PA-1500 Schedule E(Rev.08-12)
Rev-1508 EX+(OS-12)
SCHEDULE E
pennsylvania CASH, BANK DEPOSITS, & MISC.
DEPARTMENT OF REVENUE
INHERITANCETAXRETURN PERSONAL PROPERTY
RESIDENT DECEDENT conti n ued
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 - 15-0017
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
14 Vehicle-2007 Nissan Maxima-Carfax value 6,000.00
15 Refund-Insurance(Marsh U.S. Consumer) 191.80
16 2075-Morgan Stanley Smith Barney-Citibank, N.A. -Cash in account 2,043.32
TOTAL(Also enter on Line 5, Recapitulation) 32,016.98
Copyright(c)2012 form software only The Lackner Group,Inc. Form PA-1500 Schedule E(Rev.08-12)
Rev-1509 EX+(01-10)
pennsylvania SCHEDULE F
DEPARTMENTOFREVENUE JOINTLY-OWNED PROPERTY
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 - 15-0017
If an asset was made joint within one yearof the decedenPs date of death,it must be reported on schedule G.
SURVIVING JOINT TENANT(S)NAME ADDRESS RELATIONSHIP TO DECEDENT
A. Monteen C. Bard 905 Stratford Drive Daughter
Carlisle, PA 17013
B.
C.
JOINTLY OWNED PROPERTY:
DESCRIPTION OF PROPERTY %OF DATE OF DEATH
ITEM LETTER DATE INCLUDE NAME OF FINANCIAL INSTITUTION AND BANK ACCOUNT DATE OF DEATH DECD�S VALUE OF
NUMBER FOR JOINT MADE NUMBER OR SIMILAR IDENTIFYING NUMBER.ATTACH DEED FOR VALUE OF ASSE DECEDENT'S INTEREST
TENANT JOINT JOINTLY-HELD REAL ESTATE. INTEREST
1 A 07/20/2010 Members 1st Savings Acct.364665-00- 134.32 50.000% 67.16
Jointly held with decedent's daughter,
Monteen C. Bard
2 A 07/21/2010 Wells Fargo Checking Acct. 5511 -Jointly 13,207.63 50.000% 6,603.82
held with decedent's daughter, Monteen C.
Bard
TOTAL(Also enter on Line 6, Recapitulation) 6,670.98
(If more space is needed,additional pages of the same size)
Copyright(c)2010 form software only The Lackner Group, Inc. Form PA-1500 Schedule F(Rev.01-10)
Rev-1510 EX+(OS-09)
SCHEDULE G
pennsyivania lNTER-VIVOS TRANSFERS AND
DEPARTMENTOFREVENUE MISC. NON-PROBATE PROPERTY
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 -15-0017
This schedule musl be completed and filed if the answer to any of questions 1 through 4 on page three of the REV-1500 is yes.
ITEM DESCRIPTION OF PROPERTY DATE OF DEATH %OF DECD'S EXCLUSION TAXABLE
NUMBER THE DATE OF TR�ANSFERSATTACN A COPY OF TI�E DEIED�OREREAL ESTATE. VALUE OF ASSET INTEREST �IF APPLICABLE) VALUE
1 15.0489 shares of JPMorgan Chase&Co-Com;TOD 922.57 700.000% 922.57
Beneficiary: Monteen C. Bard,daughter, 100%, CUSIP
#46625H100
2 78.863 shares of Kellogg Co. -Com, Beneficiary: 5,158.03 100.000% 5,158.03
Monteen C. Bard,daughter, 100°/a, CUSIP#487836108
3 94.4512 shares of Westar Energy Inc. -Com; TOD 3,752.07 100.000% 3,752.07
Beneficiary: Monteen C. Bard, daughter, 100%, CUSIP
#95709T100
Accrued dividend on Item 3 through date of death 33.06 100.000% 33.06
4 94.4512 shares of Westar Energy Inc. -Com; TOD 3.752.07 100.000% 3,752.07
Beneficiary: Marsha S. Nichols, daughter, 100%,
CUSIP#95709T100
Accrued dividend on Item 4 through date of death 33.06 700.000% 33.06
5 Marsha S. Nichols-Gift within a year of death 14,000.00 100.000% 3,000.00 11,000.00
6 Monteen C. Bard -Gift within a year of death 14,000.00 100.000% 3,000.00 11,000.00
7 RBFCU Acct.#180248437-Joint with right of 9,886.15 100.000% 9,886.15
survivorship with daughter, Monteen C. Bard,on
11/10/2014
8 RBFCU Acct.#18045864-Joint with right of 7,730.75 100.000% 7,730.75
survivorship with daughter, Monteen C. Bard,on
11/10/2014
Total of Continuation Schedules See attached
a es
TOTAL(Also enter on Line 7, Recapitulation) 558,882.75
(If more space is needed,additional pages of the same size)
Copyright(c)2009 form software only The Lackner Group,Inc. Form PA-1500 Schedule G(Rev.08-09)
Rev-7570 EX+(OS-09)
SCHEDULE G
pennsylvania lNTER-VIVOS TRANSFERS AND
DEPARTMENT OF REVENUE
INHERITANCETAXRETURN MISC. NON-PROBATE PROPERTY
RESIDENT DECEDENT
continued
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 - 15-0017
ITEM DESCRIPTION OF PROPERTY DATE OF DEATH %OF DECD'S EXCLUSION TAXABLE
NUMBER THE DATE OF TR�ANSFER.SATTACN A CO YEOF T�E DEIED OR REAL ESTATE. VALUE OF ASSET INTEREST (IF APPLICABLE) VALUE
9 RBFCU Acct.#2351651 -Joint with right of 52,196.23 100.000°/a 52,196.23
survivorship with daughter, Monteen C. Bard,on
11/10/2014
4040 TD Ameritrade
Beneficiaries: 50%to Monteen C. Bard and 50%to
Marsha S.Nicholas,daughters
10 Cash in account-TD Ameritrade Acct.#4040 70.39 100.000% 70.39
11 60 shares of Express Scripts Hldg Co-Com,CUSIP 5,068.11 100.000% 5,068.11
#30219G108
12 19.249 shares of Intercontinental Exchange Inc. - 4,314.62 100.000% 4,314.62
Com,CUSIP#45865V100
13 47.473 shares of Kraft Foods Group Inc.-Com,CUSIP 2,847.19 100.000% 2,847.19
#50076Q106
14 140.401 shares of Mondelez Intl Inc.-CL-A,CUSIP 5,384.03 100.000% 5,384.03
#609207105
15 104.435 shares of NGR Energy,Inc. -Com, New, 2,863.09 100.000% 2,863.09
CUSIP#629377508
16 42.603 shares of Philip Morris Intl, Inc. -Com,CUSIP 3,660.88 100.000% 3,660.88
#718172109
17 122.367 shares of Synovus Finl Corp-Com New, 3,245.78 100.000% 3,245.78
CUSIP#87161C105
18 600 shares of Uranium Energy Corp-Com 1,047.00 100.000% 1,047.00
Copyright(c)2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule G(Rev.08-09)
Rev-1510 EX+(08-09)
SCHEDULE G
pennsylvania lNTER-VIVOS TRANSFERS AND
DEPARTMENT OF REVENUE
INHERITANCETAXRETURN MISC. NON-PROBATE PROPERTY
RESIDENT DECEDENT
continued
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 - 15-0017
ITEM DESCRIPTION OF PROPERTY DATE OF DEATH %OF DECD'S EXCLUSION TAXABLE
NUMBER THE DATE OF TR�ANSFER.SATTACNTA CO YEOF TI�E DEIED FOR REAL ESTATE. VALUE OF ASSET INTEREST (IF APPLICABLE) VALUE
4073 TD Ameritrade
Beneficiary: TOD to Monteen Bard, daughter, 100°/a
19 76 shares of Bank Amer Corp. -Com, CUSIP 1,331.90 100.000% 1,331.90
#060505104
Accrued dividend on Item 19 through date of death 3.80 100.000% 3.80
20 Cash in account-TD Ameritrade Acct.#4073 1,764.44 100.000% 1,764.44
21 19 shares of Citigroup Inc.-Com New, CUSIP 1,047.57 100.000% 1,047.57
#172967424
22 61 shares of Energy Transfer Partners LP-Unit LTD 3,728.02 100.000% 3,728.02
Partn
23 114 shares of Express Scripts Hldg Co. -Com,CUSIP 9,629.41 100.000% 9,629.41
#30219G108
24 88 shares of General Electric Co.-Com,CUSIP 2,234.10 100.000% 2,234.10
#369604103
25 39 shares of Halliburton Co.-Com,CUSIP#406216101 1,502.28 100.000% 1,502.28
Accrued dividend on Item 25 through date of death 7.02 100.000% 7.02
26 400 shares of Huntington Bancshares Inc. -Com, 4,134.00 100.000% 4,134.00
CUSIP#4461500104
27 33 shares of Ishares TR-Russell 1000 Growth ETF, 3,139.95 100.000% 3,139.95
CUSIP#464287614
Copyright(c)2009 form software only The Lackner Group,Inc. Form PA-1500 Schedule G(Rev.08-09)
Rev-1510 EX+(Og�p9)
SCHEDULE G
pennsylvania lNTER-VIVOS TRANSFERS AND
DEPARTMENT OFREVENUE
INHERITANCETAXRETURN MISC. NON-PROBATE PROPERTY
RESIDENT DECEDENT
continued
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 - 15-0017
ITEM DESCRIPTION OF PROPERTY DATE OF DEATH %OF DECD'S EXCLUSION TAXABLE
NUMBER THE DA ENOF TRANSFERSATfACFiTA COPY OF T�E DE�ED F�OREREAL ESTATE. VALUE OF ASSET INTEREST (�F APPLICABLE) VALUE
28 65 shares of Kellogg Co. -Com,CUSIP#487836108 4,251.33 100.000% 4,251.33
Accrued dividend on Item 28 through date of death 37.85 100.000% 31.85
29 41 shares of Kinder Morgan Inc. Del -Com,CUSIP 1,628.62 100.000% 1,628.62
#49456B101
30 13 shares of Landauer Inc. -Com,CUSIP#51476K103 457.73 100.000% 457.73
31 32 shares of McDonalds Corp-Com, CUSIP 2,892.80 100.000% 2,892.80
#580135101
Accrued dividend on Item 31 through date of death 27.20 100.000°/a 27.20
32 28 shares of Motorola Solutions Inc.-Com, New, 1,803.13 100.000% 1,803.13
CUSIP#620076307
33 13 shares of Proctor&Gamble Co. -Com, CUSIP 1,176.89 100.000% 1,176.89
#742718109
34 62 shares of Suncoke Energy Inc-Com,CUSIP 1,200.94 100.000% 1,200.94
#86722A103
35 53 shares of Wal-Mart Stores-Com 4,431.07 100.000% 4,431.07
7354 TD Ameritrade
Beneficiary: Nathan R. Bard, IV,grandson, 100%
36 Cash in Account-TD Ameritrade Acct.#7354 17,702.26 100.000% 17,702.26
37 43 shares of Texas Instruments, Inc 2,348.45 100.000% 2,348.45
Copyright(c)2009 form software only The Lackner Group,Inc. Form PA-1500 Schedule G(Rev.08-09)
Rev-1510 EX+(08-09)
SCHEDULE G
pennsylvania lNTER-VIVOS TRANSFERS AND
DEPARTMENT OFREVENUE
INHERITANCETAXRETURN MISC. NON-PROBATE PROPERTY
RESIDENT DECEDENT
continued
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 -15-0017
ITEM DESCRIPTION OF PROPERTY DATE OF DEATH %OF DECD'S EXCLUSION TAXABLE
NUMBER THE DATE OF TR�ANSFER.SATTACN A CO Y OF T�E DEED�OREREAL ESTATE. VALUE OF ASSET INTEREST ��F APPLICABLE) VALUE
7507 TD Ameritrade
Beneficiary: Nathan R. Bard, IV,Grandson, 100%
38 Cash in account-TD Ameritrade Acct.#7507 4,740.29 100.000% 4,740.29
39 150 shares of Taiwan Semiconductor Manufacturing 3,346.50 100.000% 3,346.50
Company, LTD-Sponsored ADR
40 239 shares of Welis Fargo&Co New-Com,CUSIP 13,061.35 100.000% 13,061.35
#949746101
8670 TD Ameritrade
TOD Beneficiary: Marsha S. Nichols,daughter, 100%
41 200 shares of Alcoa Inc-Com,CUSIP#013817101 3,175.00 100.000% 3,175.00
42 600 shares of Armada Oil Inc.-Com 70.50 100.000% 70.50
43 100 shares of Banco Santander SA-ADR, CUSIP 862.00 100.000% 862.00
#05964H105
44 20 shares of Blackberry LTD-Com 204.70 100.000% 204.70
45 Cash in account 801.06 100.000% 801.06
46 200 shares of Cicso Sys,Inc. -Com,CUSIP 5,414.50 100.000% 5,414.50
#17275R102
47 13 shares of Citigroup Inc.-Com,CUSIP#172967424 716.63 100.000% 716.63
Copyright(c)2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule G(Rev.08-09)
Rev-1510 EX+�OS-09)
SCHEDULE G
pennsylvania lNTER-VIVOS TRANSFERS AND
DEPARTMENT OFREVENUE
INHERITANCETAXRETURN MISC. NON-PROBATE PROPERTY
RESIDENT DECEDENT
continued
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 -15-0017
ITEM DESCRIPTION OF PROPERTY DATE OF DEATH %OF DECD'S EXCLUSION TAXABLE
NUMBER THE DATE OF TR�ANSER.SATTACN A COPYEOF THE DEED FOR REAL ESTATE. VALUE OF ASSET �NTEREST (IF APPLICABLE) VALUE
48 60 shares of Consolidated Comm Hldgs Inc.-Com, 1,591.20 100.000% 1,591.20
CUSIP#209034107
49 100 shares of Convergys Corp. -Com, CUSIP 2,047.00 100.000% 2,047.00
#212485106
50 900 shares of Dryships Inc. -SHS,CUSIP#Y2109Q101 837.00 100.000% 837.00
51 50 shares of Ferrell Gas Partners L.P.-Unit LTD Part, 1,296.25 100.000% 1,296.25
CUSIP#315293100
Accrued dividend on Item 51 through date of death 25.00 100.000% 25.00
52 105.599 shares of General Electric Co. -Com,CUSIP 2,680.90 100.000% 2,680.90
#369604103
53 106.713 shares of Halliburton Co. -Com,CUSIP 4,110.58 100.000% 4,110.58
#406216101
Accrued dividend on Item 53 through date of death 19.21 100.000% 19.21
54 69 shares of Huntington Bancshares Inc. -Com, 713.12 100.000% 713.12
CUSIP#4461500104
55 2,000 shares of Imperial Res Inc. -Com 10.00 100.000% 10.00
56 56 shares of Lam Research Corp.-Com,CUSIP 4,527.32 100.000% 4,527.32
#512807108
Accrued dividend on Item 56 through date of death 10.08 100.000% 10.08
57 6 shares of Ocean Rig UDW Inc. -SHS(ORIG) 55.02 100.000% 55.02
Copyright(c)2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule G(Rev.08-09)
Rev-1510 EX+�OS-09)
SCHEDULE G
pennsylvania lNTER-VIVOS TRANSFERS AND
DEPARTMENT OFREVENUE
INHERITANCETAXRETURN MISC. NON-PROBATE PROPERTY
RESIDENT DECEDENT
continued
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 -15-0017
ITEM DESCRIPTION OF PROPERTY DATE OF DEATH °�OF DECD�s EXCLUSION TAXABLE
NUMBER THE DATE OF TR�ANSFER.SATTACN A COPY OF T�E DEIED FOR REAL ESTATE. VALUE OF ASSET �NTEREST (IF APPLICABLE) VALUE
58 200 shares of Pulte Group Inc. -Com,CUSIP 4,177.50 100.000% 4,177.50
#745867101
59 15 shares of Rambo Med Group Inc. -Com 1.80 100.000% 1.80
60 50 shares of Select Sector Spdr TR-Technology, 2,066.50 100.000% 2,066.50
CUSIP#81369Y803
61 72 shares of Synovus Finl Corp. -Com New, CUSIP 1,909.80 100.000% 1,909.80
#87161C105
62 150 shares of Taiwan Semiconductor Mfg LTD- 3,346.50 100.000% 3,346.50
Sponsored ADR,CUSIP#874039100
63 101.799 shares of Total Sys Svcs Inc.-Com, CUSIP 3,369.55 100.000% 3,369.55
#891906109
64 25 shares of United States Natl Gas Fund LP-Unit Pa 469.25 100.000% 469.25
$0.001,CUSIP#912318201
3198-Morgan Stanley Smith Barnev
Margaret C.Schuster Bypass TUW fbo Eugene N.
Schuster dated 2/11/2007; Eugene N.Schuster,
Trustee(Beneficiaries:50%to Monteen C. Bard and
50%to Marsha S. Nichols-daughters)
65 350 shares of Apple, Inc. -Symbol:AAPL 39,182.50 100.000% 39,182.50
66 Cash -Bank Deposit Program 94,047.96 100.000% 94,047.96
67 93 shares of Citigroup Inc. New-Symbol: C 5,065.71 100.000% 5,065.71
Copyright(c)2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule G(Rev.08-09)
Rev-1570 EX+�OS-09)
SCHEDULE G
pennsylvania lNTER-VIVOS TRANSFERS AND
DEPARTMENT OFREVENUE
INHERITANCETAXRETURN MISC. NON-PROBATE PROPERTY
RESIDENT DECEDENT
continued
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 - 15-0017
�TEM DESCRIPTION OF PROPERTY DATE OF DEATH %OF DECD'S EXCLUSION TAXABLE
NUMBER THE DATE OF TR�P,NSFER.SATTACFI A COPY OF THE DEED OR REAL ESTATE. VALUE OF ASSET INTEREST (IF APPLICABIE) VALUE
68 1,500 shares of Dryships Inc. -Symbol: DRYS,CUSIP 1,365.00 100.000% 1,365.00
#Y2109Q101
69 500 shares of General Electric Co. -Com -Symbol: 12,635.00 100.000% 12,635.00
GE,CUSIP#369604103
70 $25,000 Harrisburg PA Genl Oblig RFDG NTX SER F- 23,338.00 100.000% 23,338.00
Matures 9/15/16,CUSIP#414738SQ8
71 200 shares of ISHARES Select Dividend EFT-Symbol: 15,584.00 100.000% 15,584.00
DVY
72 41 shares of Kinder Morgan Incorp-Symbol: KMI, 1,617.04 100.000% 1,617.04
CUSIP#494566101
73 64 shares of Kinder Morgan Inc WTS EXP 2017- 211.20 100.000% 211.20
Symbol: KMI'
74 $50,000 New York ST Dorm AU LSE REV Court FAC 42,256.00 100.000% 42,256.00
Westchester CO OY5.13-Matures 08/01/2023,CUSIP
#64892 PH L8
75 10 shares of Ocean Rig UDW Inc. -Symbol: ORIG 89.30 100.000% 89.30
76 200 shares of Pfizer Inc. -Symbol: PFE 6,372.00 100.000°/a 6,372.00
77 $35,000 Spring TEX INDPT Sch Dist SCHHSE PSF- 35,829.85 100.000% 35,829.85
STD-Coupon Rate 4.375%; Matures 8/15/2022,CUSIP
#850000081
Accrued interest on Item 77 through date of death 489.15 100.000% 489.15
Copyright(c)2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule G(Rev.08-09)
Rev-1510 EX+(OS-09)
SCHEDULE G
pennsylvania lNTER-VIVOS TRANSFERS AND
DEPARTMENT OFREVENUE
INHERITANCETAXRETURN MISC. NON-PROBATE PROPERTY
RESIDENT DECEDENT
continued
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 -15-0017
ITEM DESCRIPTION OF PROPERTY DATE OF DEATH %OF DECD'S EXCLUSION TAXABLE
NUMBER THE DATE O TRANSFERSATfACNTA CO Y OF TIHE DEIED F�OREREAL EST TE. VALUE OF ASSET INTEREST (IF APPLICABLE) VALUE
78 200 shares of Texas Instruments-Symbol: TXN, 10,819.00 100.000% 10,819.00
CUSIP#882508104
79 61 shares of United Continental HLDGS Inc.-Symbol: 3,885.09 100.000% 3,885.09
UAL
TOTAL(Also enter on Line 7, Recapitulation) 558,882.75
Copyright(c)2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule G(Rev.08-09)
REV-1511 EX+�08-13)
pennsylvania SCHEDULE H
DEPARTMENTOFREVENUE FUNERAL EXPENSES AND
RESIDENTDEC ENT URN ADMINISTRATIVE COSTS
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 - 15-0017
Decedent's debts must be reported on Schedule I.
ITEM DESCRIPTION AMOUNT
N MBER
A. FUNERAL EXPENSES:
See continuation schedule(s)attached 8,615.29
B. ADMINISTRATIVE COSTS:
1. Personal Representative's Commissions
Name of Personal Representative(s)
Street Address
City State Zio
Year(s)Commission Paid Waived
2. Attorney's Fees 42,349.00
See continuation schedule(s) attached
3, Family Exemption: (If decedenYs address is not the same as claimanYs, attach explanation)
Claimant
Street Address
City State Zio
Relationshi�of Claimant to Decedent
4. Probate Fees 810.50
See continuation schedule(s) attached
5. AccountanYs Fees
6. Tax Return Preparer's Fees
7. OtherAdministrative Costs 10,372.26
See continuation schedule(s) attached
TOTAL(Also enter on line 9, Recapitulation) 62,147.05
Copyright(c)2013 form software only The Lackner Group,Inc. Form PA-1500 Schedule H(Rev.08-13)
SCHEDULE H
FUNERAL EXPENSES AND ADMINISTRATIVE COSTS
continued
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 - 15-0017
ITEM
NUMBER DESCRIPTION AMOUNT
Funeral Ex e�es
1 Ewing Brothers,Carlisle, PA-Funeral services 4,869.90
2 Funeral Expense-Airfare, hotel and rental car for family to make trip to Texas for burial 3,745.39
H-A 8,615.29
Attorney Fees
3 Martson Law Offices 42,349.00
H-62 42,349.00
Probate Fees
4 Register of Wills-Cumberland County 810.50
H-B4 810.50
Other Administrative Costs
5 Advanced Disposal -Pending sale of real estate 41.97
6 Advanced Disposal -Pending sale of real estate 41.97
7 Bank fee-Cashed/deposited item returned unpaid fee 12.00
8 Certified Delivery-William Young, Esquire(South Carolina attorney) 7.61
9 Diversified Appraisal Service-Pending sale of real estate 375.00
10 EVP Stock Valuation Reports 146.00
Copyright(c)2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H(Rev.6-98)
SCHEDULE H
FUNERAL EXPENSES AND ADMINISTRATIVE COSTS
continued
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 -15-0017
ITEM
NUMBER DESCRIPTION AMOUNT
11 Family Dollar-Display boards for sale of real estate 12.51
72 Family Home Medical-Removal of custom stairlift from home 90.00
13 George O'Brien-Deposit to paint interior of real estate pending sale 400.00
14 George O'Brien-Paint interior of real estate pending sale 713.00
15 George O'Brien-Additional painting of real estate pending sale 250.00
16 Home Depot-Repairs to real estate pending sale 50.67
17 Home Depot-Purchase two brass door knobs for real estate pending sale 234.48
18 Home Depot-Repairs and cleaning supplies for real estate pending sale 32.67
19 Landex Title Search-Copy of Deed for PA real estate 0.55
20 Legal advertising-Cumberland Law Journal 75.00
21 Legal advertising-The Sentinel 201.16
22 Lowe's-Purchase brass door knobs and repairs to real estate pending sale 198.21
23 Lowe's-Miscellaneous supplies for real estate pending sale 9.94
24 Moad Services, Inc. -Air conditioning repair pending sale of real estate 75.00
25 North Middleton Authority-Overdue water and sewer bill pending sale of real estate 283.37
26 North Middleton Authority-Water and sewer bill pending sale of real estate 83.07
27 NR Mechanical Services-Furnace maintenance pending sale of real estate 109.97
Copyright(c)2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H(Rev.6-98)
SCHEDULE H
FUNERAL EXPENSES AND ADMINISTRATIVE COSTS
continued
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 - 15-0017
ITEM
NUMBER DESCRIPTION AMOUNT
28 PPL Electric-Pending sale of real estate 68.73
29 PPL Electric-Pending sale of real estate 78.16
30 PPL Electric-Pending sale of real estate 65.69
31 PPL Electric-Pending sale of real estate 52.61
32 PPL Electric-Pending sale of real estate 133.51
33 PPL Electric-Pending sale of real estate 120.55
34 Printer supplies 72.07
35 Property Management Fee-Pending sale of real estate 155.13
36 Property Management Fee-Pending sale of real estate 120.00
37 Property Management Fee-Pending sale of real estate 120.00
38 Property Management Fee-Pending sale of real estate 120.00
39 Property Management Fee-Pending sale of real estate 120.00
40 Property Management Fee-Pending sale of real estate 120.00
41 Property Management Fee-Pending sale of real estate 120.00
42 Property Management Fee-Pending sale of real estate 120.00
43 Register of Wills-Certified copy of Letters Testamentary 40.00
44 Sherwin Williams-Paint for front door of real estate pending sale 24.03
Copyright(c)2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H(Rev.6-98)
SCHEDULE H
FUNERAL EXPENSES AND ADMINISTRATIVE COSTS
continued
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 -15-0017
ITEM
NUMBER DESCRIPTION AMOUNT
45 Stanley Steamer-Carpet cleaning of real estate pending sale 157.94
46 Tax Collector-North Middleton Township 2015 real estate taxes-Pending sale of real estate 626.24
47 Tax Collector-North Middleton Township 2015 school taxes-Pending sale of real estate 2,591.15
48 Turbotax -2014 e-file PA40 Return 24.99
49 UGI Utilities-Pending sale of real estate 74.53
50 UGI Utilities-Pending sale of real estate 81.01
51 UGI Utilities-Pending sale of real estate 71.71
52 UGI Utilities-Pending sale of real estate 38.59
53 UGI Utilities-Pending sale of real estate 19.49
54 UGI Utilities-Pending sale of real estate 18.90
55 UGI Utilities-Pending sale of real estate 17.76
56 USAA Property and Casualty Premium-Homeowner's and automobile insurance pending 464.12
sale of real estate
57 USAA Property and Casualty Premium-Homeowner's and automobile insurance pending 193.50
sale of real estate
58 USAA Property and Casualty Premium-Homeowner's and automobile insurance pending 224.56
sale of real estate
59 USAA Property and Casualty Premium-Homeowner's and automobile insurance pending 224.61
sale of real estate
Copyright(c)2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H(Rev.6-98)
SCHEDULE H
FUNERAL EXPENSES AND ADMINISTRATIVE COSTS
continued
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 -15-0017
ITEM
NUMBER DESCRIPTION AMOUNT
60 USAA Property and Casualty Premium-Homeowner's and automobile insurance pending 135.07
sale of real estate
61 USAA Property and Casualty Premium-Homeowner's and automobile insurance pending 243.46
sale of real estate
62 Vehicle-AAA Central Penn-fee for Nissan paperwork-pending sale of vehicle 7.00
63 Vehicle-AAA Central Penn-fee for Nissan registration-pending sale of vehicle 43.00
64 Wells Fargo Estate checking 8547-Fee for estate checks 20.00
H-B7 10,372.26
Copyright(c)2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H(Rev.6-98)
Rev1512 EX+(12-12)
SCHEDULE 1
pennsylvania DEBTS OF DECEDENT,
DEPARTMENTOFREVENUE MORTGAGE LIABILITIES AND LIENS
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Schuster, Eugene N. 21 -15-0017
Report debts incurred by the decedent prior to death that remained unpaid at the date of death,including unreimbursed medical expenses.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1 Ambulance Co-pay-Debt of decedent 5.00
2 Ambulance Transportation-Debt of decedent(date of service 10/21/2014) 718.06
3 Ambulance Transportation-Debt of decedent(date of service 10/29/2014) 81.58
4 Ambulance Transportation -Debt of decedent(date of service 11/O7/2014) 81.58
5 AT&T Wireless-Final cell phone bill -Debt of decedent 54.92
6 Pennsylvania Department of Revenue-Debt of decedent-2014 final state personal income 167.00
tax return
7 Property Warranty Fee-Debt of decedent 696.00
8 United States Treasury-Debt of decedent-2014 final personal income tax return 3,008.00
9 Wells Fargo Checking Acct. 5511 -Outstanding checks on Date of Death 5,909.55
TOTAL(Also enter on Line 10, Recapitulation) 10,721.69
(If more space is needed,additional pages of the same size)
Copyright(c)2012 form software only The Lackner Group, Inc. Form PA-1500 Schedule I(Rev. 12-12)
REV-7513 EX+(01-10)
pennsylvania SCHEDULE J
DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN BENEFICIARI ES
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Schuster, Eu ene N. 21 - 15-0017
RELATIONSHIP TO
NAME AND ADDRESS OF SHARE OF ESTATE AMOUNT OF ESTATE
NUMBER PERSON(Sl RECEIVING PROPERTY DECEDENT (Words) ($$$)
I� TAXABLE DISTRIBUTIONS [include outright spousal
distributions,and transfers
under Sec.9116 a 1.2
1 Monteen C. Bard Daughter Sch F,Sch G,1-3, 557,477.46
905 Stratford Drive 6-9, 19-35; 50%
Carlisle, PA 17013 Sch G, 10-18,65
-79; 50% residue
2 Marsha S. Nichols Daughter Sch. G,4-5; 41 476,197.53
4252 Nelson Drive -64; 50% of Sch.
Little River, SC 29566 G, 10-18; 65-79;
50% of residue
3 Nathan R. Bard IV Grandson Sch.G, Items 36 24,791.00
905 Stratford Drive -37; 38-40
Carlisle, PA 17013
Tota I 1,058,465.99
Enter dollar amounts for distributions shown above on lines 15 throu h 18 on Rev 1500 cover sheet,as a ro riate.
NON-TAXABLE DISTRIBUTIONS:
II. A.SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN
B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
TOTAL OF PART II-ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET
Copyright(c)2010 form software only The Lackner Group,Inc. Form PA-1500 Schedule J(Rev.01-10)
�'IRST CODICIL 'TO THE VVILL OF
�iJ(�ENE i�i. SC�IUS'TER
I, EUGENE N. SCHUSTER, of Cumberland County, Pennsylvania, having made my
Will dated September 9, 2008, hereby make, publish and declare this First Codicil to my said
Will.
1. I amend Paragraph SECOND of my Will so that the same shall read as follows:
SECOND: A. I give and devise to the Trustees of the Marsha Nichols Asset Trust all
of my right,title and interest in and to the real estate in South Carolina, known as 4252
Nelson Road, Little River, South Carolina, IN TRUST NEVERTHELESS, for the benefit
of my daughter MARSHA GENE NICHOLS according to the terms of that trust.
B. I give and bequeath my tangible personal property(not including cash and securities),
together with any existing insurance thereon, to my children, MONTEEN C. BARD and
MARS�-IA S. NICHOLS, per stirpes, as they may agree, in as nearly equal shares as
possible,provided that if they are unable to agree then they shall make selections in turn
with the oldest going first until the dollar value of the items selected is as nearly equal as
possible.
2. In all other respects, I do hereby ratify and confirm my Will dated September 9, 2008.
IN WITNESS WHEREOF. I, EUGENE N. SCHUSTER, have to this First Codicil to my
Will, dated September 9, 2008, typewritten on two pages of paper, set my hand and seal at the
end thereof this � d%�day of Ci.- �;,�, , 2010.
i � '-'f�WLi
EU �N N. SCHU�TER
SIGNED, SEALED, PUBLISHED and DECLARED by the above-named Testator, EUGENE N.
SCHUSTER, as and for a First Codicil to his Will of September 9, 2008, in the presence of us,
who at his request, in his presence and in the presence of each other, all being present at the same
time, have hereunto set our hands as witnesses. '% � /
f // �^ �/� a
i/ '- :.�' /� t .. �- / G �`l: �r' �/`r'
�--� V�'`--��,ti.E-`�- �
1
COMMONWEALTH OF PENNSYLVAIVIA :
: SS.
C(�UNTY OF CUMBERLAND .
I, EUGENE N. SCHUSTER, Testator, whose name is signed to the attached or foregoing
instrument, having been duly qualifted according to law, do hereby acknowledge that I signed and
executed the instrument as a First Codicil to my Will; that I signed it willingly; and that I signed it as m_y
free and voluntary act for the purposes therein expressed.
<,
,
EU NE N. SCH STER
Sworn an subscribed to before me by EUGENE N. SCHUSTER,the Testator,this ���
day of ct�,s�=`i' ,2010.
�
(SE NOTARIAL SEAL " ���� � �"' ��
DAVID H RAOCUFF Notary Public
Notary Public
EAST PENNSBORO TWP,CUMBERLAND COUNTY
My Commission Expires Jun 29,2012
COMMONWEALTH OF PENNSYLVANIA .
: SS
COUNTY OF CUMBERLAND :
� /1 � Q rE.c� �
We, '/'�����/r ,�: r"��i�u�f and ����rl�l� J'� � L'�" � , the witnesses whose
names are signed to the attached or foregoing instrument, being duly qualified according to law, do
depose and say that we were present and saw EUGENE N. SCHUSTER, Testator, sign and execute
the instrument as a First Codicil to his Will; that EUGENE N. SCHUSTER signed willingly and that
he executed it as his free and voluntary act for the purposes therein expressed; that each of us in the
hearing and sight of the Testator signed the Codicil as witnesses, and that to the best of our knowledge
the Testator was at the time 18 or more years of age, of sound mind and under no constraint or undue
influence.
�
�..
' � /
�`✓>r�-Ls-.� �. f�':==24=��.. Gr���� � � G' :�='L
7 / 1
,.-.— .
Sworn to and subscribed before me this �� ��� day of���� , 2010.
�
����.,
(SEAL) - " --�-1t� i ��.�r�`
� Notary Public r
NOTARIAL SEAL ✓
DAVID H RADCLIFF
Notary Public
EAST PENNSBORO PN?,CUMBERLAND COUNTY
My Commission Expires Jun 29,2012
�
L:1:�T �V[Li. .A�il� "�'�ST_��SI'Ei`�IT
f�t�
EUGENE N. SCHUS�rEa
KNOW ��LL i��IEN BY THESE PftESENTS, that I, EUCEiYE �I. SCI�iUSTER ctirrently
residin� in Cumberland Cot�nty, Commonwealth of Pennsylvania, being in �;ood health and of
sound and disposing memory do hereby make, declare and publish this as my Last �Vill anci
Testament, hereby revoking all former Wills and Codicils heretofore made by me.
FIRST: I ciirect that all of my debts not barred by the statute of limitations,
expenses of my last illness, funeral expenses, costs of administration and cl��ms allowed in the
admini5tration of my estate shall be paid by my Erecutor hereinafter named, from my estate as
soon after my decease as shall be found convenient.
SECOi�ID: I give and bequeath my tangible personal property (not including cash and
securities), together with any existing insurance thereon, to my children, itiiONTEEN C. �i�RD
and iYiARSHA S. NICHOLS, per stirpes, as they may a�nee, in as nearly equal shares as possible,
provided that if they are unable to agree then they shall make selections in turn with the oldest�;oing
tirst until the�iollar value of the items selected is as nearly equal as possible.
TH[RD: I give, devise and bequeath the rest, residue and remainder of my estate,
whether real, personal or mixed, and of any nature whatsoever and wherever situate, to my
children, MONTEEN C. ar�RD and t1�IARSEL� S. N[CHOLS, in equal shares, per stirpes.
FOURTH: I ttereby nominate, cons�itute, and appoint l��tONTE�;�( C. B�RD, as
Executor of this, my Last Will and Testament. [n the event that I�tONTEEN C. B�RD shall
preciecease me, or be unwil(ing or unable to act as my Executor, as aforesaid, then I nominate,
constituEe and appoint .I�I�RSH� S. iyICROLS as Executor of this, my Last�JVill ai�d
"Cestament. In the event that Yit�RSHA S. NICHOLS shall predecease me, or be un�villing or
unable to act �ls my Executor, as aforesaiei, then I nominate, cunstitute anci appoint
, � �
�; � ,:,�{
,
� f,-�--- _ __ ___
�i'R:�VELE(2S �3r�:�K �Yi TRUS"T, t'1b, as Exec�itor of this, my Last !t�'ill anci "I'�starr?ent. ��ly
��.eccut�r or u"ther p�rs«n�tl i-cpreserttative �nxl1 riot he i-�:i�uireci to pc�st bonci re�ardless of 5tate e�t�
resi�lcnee. :�tl references to th� Erecutor herein sh�ll be applicable to any substitute E�ecutor.
F'IF'CH: ti1y Erecutor shall have, in aciciition to the po�vers and authority corif�:rred
upon my Erecutor by (aw, the follo�virlg additional powers and authority:
t. To sell nt public or private sale, exchange, transfer, partition give options upon,
repair, lease, mortgage, pledge or otherwise dispose of any property, real or personal, at any time
constituting a portion of my estate, and upon such terms and conditions as the Executor shall
cieem wise.
2. To invest and reinvest any money at any time in such bonds, stocks, notes, real
estate, mortgages, life insurance, annuities or other securities, or such property, real or personal,
as the Executor shall deem wise, without being limited by any statutes or rule of law regarding
investments by the Executor.
3. To retain, without incurring any liability, as investments, any property owned by
me �it the time of my death, as long as my Executor may deem it wise, and even thotigh such
property is not the kind of property an Executor would purchase as an investment; and even
though to retain such property might violate sound diversification principles.
4. To cause any security or other property�vhich may constitute a portion of my
estate to be issued, held or registered in the Executor's own nam,c, �r in the .�ame of a nominee,
or in such form that title will pass by delivery.
5. To consent to the reorganization, consolidation, readjustment of the tinancial
structure, or sale of the assets of any corporation or other organization, the securities of�vhich
constitute a portion of my estate, and to take any action with reference to such securities which,
i�l the opinion of the Executor is necessary to obtain the benetit of any such reorganization,
consolidation, reaeljustment or sale; to exercise any conversion privilege �r subscription right
�iven to my Executor as o�vner of any securities constituting a portion of my estate resultin�
from any reorganization, consolidation, readjustment, sale, conversion or subscription.
6. To pay all costs, taxes, char�es anci expenses in connection with the
a�iministration of my estate, including such cornpensation to the Executor which shall be in
accorclance �vith established fees throughout the period uf aclministration of niy estate.
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�7. I'�� �Icterri�irle �,vh�►t is "income" �,ncl wi��it is "priilcipal" llereu��cl�r, i�rid i�ly
�x�ciitor's �.iecision thereon shall be tinal; ,.incl to purchase securitic;s at a premium ur cli���unt,
a«�i to ��pply or char�e saiei premium c�r�iiscount against income or principal a� the Er�cutor may
cietermine.
�. The EYecutor may make payments to or c�n behalf of any person �vh� is the
beneficiary hereunder but in no event, however, shall payments be made to any creditor or other
such person because of anticipation of payment by the beneticiary, and any such claim macie by
way of anticipation by the beneticiary shall be of no validity or legal effect.
9. To borrow money from any person, firm or corporation, including any
corporation acting as an Executor hereunder, for the purpose of protecting and preserving or
improving my estate hereunder; to execute promissory notes or other obligati�ns for amounts so
borrowed.
10. To employ legal counsel, accountants, brokers, investment advisors, custodians,
managers and other agents and employees and to pay reasonable compensation out of my estate
or any funds held hereunder to which said compensation is attributable.
1 1. To carry on any business owned or controlled by me at my eieath for whatever
period of time my Executor shall think proper, �nd my Executor ;hall have t"ie power to cio any
and all things my Executor deems necessary or appropriate, ine(uding the power to close out,
liquidate or sell the business at such time and upon such terms as my Executor shall deem best.
I 2. To make any division, distribution or partition of the estate or trust property in
cash or in kind, pro rata or non-pro rata.
13. To compromise controversies.
14. "Co cio all other acts in my Executor's judgment necessary or desirable for the
proper and advanta�eous management, investment and distribution of my estate.
SIXTH: I direct that all transfer and inheritance taxes, state or tederal, assesseci
because of my death, whether the funds, property or insurance proceeds to which such tases are
�ittributable pass under this Will or not, shall be paid out of my residuary estate; that my EYecutor
p��y, or provide for payment of all such taxes at such time, or times, anci in such manner as ►ny
Exectitor deems best.
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t�f WIT�lESS �VEtEREOF, I, EUGE��IE ��. '�C�iliSTEi2, the �I��stut��r tu this riiy Last b�/i(1 anci
T�stament hereunto set my liand anci szal the ��lay of _�- � - -�'�" ZUUB.
��—_�--
� �, ���-` G�C./
EUGEN i . SCHUSTER
The preceding instrument with each page identified by the initials of the Testator, EUGENE N.
SCHUSTER, this day and date thereof signed, published and declared by EUGENE N.
SCHUSTER, the Testator therein named, as and for his Last Will, in the presence of us who, at
his request, in his presence, and in the presence of each other have subscribert our names as
witnesses.
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C(���tti(t)��tV'F,<�L"1'iI (�f� f'CN�lSYLV,-�Nt.�1 :
:;�5
t 'OL'ti'IY Ot� C'[_�:�tE3ERL�1�;D :
I, EUGENE Y. SCt{USTER, �C�stator, �vhose name is signed to the aCtac'��,d or fc�re�;oing
instrument, having been duly aualitied accordin�; to law,cio hzreby acknowle�ige that I signed and
�xecuted the instniment as rtiy Last Will; that [ signed i[ willing(y; and that [ signed it as my f�ree �ind
��oluntary act for the purposes tlierein expressed.
0
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EUG VE � . CH S � R ��
Sworn or aft7rmed to and acknowledged before me by EUCENE N. SCHUSTER,Testator, the
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�c�����"����= �'
(SE�L) Notary Public
"iOTARiAI 5EK
�aAV10 tl flADCI�f
;'#o�ry Pu�W
�st s�nseoflo rrr�c�e�u+o ccwrrr
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COMMONWEALTH OF PENNSYLVANIA :
: SS
COUNTY OF CU�iBERLAND :
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We =;��rlrli �f �� ��1���� fr� and�l'�� - �l.�l,� , the
witnesses whose names are signed td the attached or Foregoing instrument, being eiuly qualitied according
to law, do depose and say that we were present and saw Tastator sign and execute the instrument as his
Last �Vill; that he si�;ned willingly and that he executed it as his Yree and voluntary act for the purposes
therein expressed; that each of us in the hearing and sight of the Testator signed the Will as witnesses; and
that to the best of,our knowledge the Testator was at that time eighteen or more years of age, of sound
minc�`�nei under �io constrain or undue influence. �
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Sworn or affirme��o and subscribed to before me by `��� ��r,��z'r L - i �:' ���`r�� f� an�i
�� 1��� �� , - ��—����� witnesses, this 'l�'� clay of � ,< ,;�r,; �"�_', — , ?008.
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°+��,t� Notary Public � %
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EUGENE N. SCHUSTER ESTATE
FILE NO. 21-15-0017
Attaching this Trust in accordance with Item 8listed on Page 1. However, all
assets in said Trust have been listed on the Inheritance Tax Return on Schedule G,
Items 65-79.
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STATE C3F T�XA� � i
§ KNt7V� ALL M�N I3�''TH�E PF�EIVTS:
Cfl�Y OF BEXAR § i
;
I,Mf��ARET CAROI.E SCHUSTER, nt�w dcamiciicd i�S�n A�ntor�i�, B���r Ct�u��ty, �
i
,
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Texas, dc�rr�k�, publis��rnd declare this ta be m�La�i Wi�l at�rl Testamcnk, hereby r�evok-ing
all wiSis an�3 codicils heretofare rnade by m�, i
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I am irrarried ttr E't.?GENE N4RRIS SC�-IUSTEit and we hav� two (2) dau�hters,
nameiy; I�iARSHA��NE NICI-�QLS and�iQN'�EEI�t CA�I�t�L�BATtI7. �le �lsta have twr� j
;
�2) g�'andchit�ir�n, n�r�ely: I�EB�ZA �:. �ARL3 ar�d Nt�'THA�t�. HI��tL�. �
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I dixect ih�at all my just cuzrent debt�and the ctasts af adrrunistraticrn of my �stat�be paid '
;
by my Int�ependenrt�;xer.utQr hereu►after r�ned. I further direct tliat aii estate, iral��rita.nc� anci
t�t�er taxes �ss�sseri by reason of rrry death be �aic� by r�ay independe.nt�xecutc�r hereianafter ;
namee�, pursuant to the Texas t'�,pportionment statt�te.
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III.
My irrter�st in all of my furniture, household goods,jewelry and personal effects shall
be distributed in accordance widi the provisi�ns of a memoraac3um I may leave, writEen entirely
in my handwriting, and dated and signed by me. If for airy reason I fail to teave such a
memorandum or said memorandwn is not fiiled with this Wil1, then all of said property shall
be distnbubed pursuant to the subsequent terms af this Will.
N.
If my husband, EUGENE NORRTS SCH[T5T'ER, survives me, I give to my Trustee a
sum equal to the largest amovnt that can pass free of federal estate tax under this Article by
reasan of the unified credit and the state death tax credit(provided use of this credit does not
raquire an inc�in the state death taxes paid)allowable to my estate but no other credit and
ai�er talang account of dispositions under previous Aracles of this Will and property passing
outside of this Will which do not qualify for t�marital or charitable deduction and afler taldng
account of charges to princi�pal that are not allowed as deductions in camputing my federal
estate tax. For the purpose of es�blishing the sum disposed of by this Article, the values
finally fixed in the f�eral estate tax proceeding rela�ing w my estate shall be used. I rec;ognize
that no sum may be disposed of by this ARicle and thst the sum so disgased of may be affected
by the action of my Independent Ex�utor in exercising certain tax elections. My Trustee shall
hold said sum in trust upon the following ter�and conditi�ons:
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A. The net income from this tivst shall be paid at least annuaily to my hcisband, � .
EUGENE NORRIS SCHUSTER, until his death,
B. During the lifet�ne of my said husbacbd,my Trustee shall have the pow�sr ro pay
from the principat such amourns as are in his sole discredon necessary to provide adequately
fnr the heait�, educati�n, maintenanoe and support of my said 6usband in the manner to wltich
he is accustomed at the time of my death, always taking into cansideration the r8sources
available to him from other sources, as it is my desire that such otber resources be first
expended.
C. Upon the death of my husband,EUGENE NORRIS SCHIJSTER, the remaining
tnist ornpus aUd accumulated income shall be distnbubed gursuant to the ternos and conditions
of Article VII.
V,
I then give, devise, and bequeath to ray beloved husbaad, EUGENE NORKIS
SCHUSTER, in fee s�imple absolute, if he shall survive me by thirty (30) days, all tha rest,
remainder and residue of my property and estat�wherever situated,
VX.
Tn the event that my husbaccd, EUGENE NORRIS SCHUSTER, does not su1rv'ive me
by thirty{30)days, I give and bequeath the following:
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A. To my daughter, MONTEEN CAROLE BARD, the sum of Oae Hundred
Fiflteen Thousand Dollars($115,000.�).
B. Ta my Trustee, hereinafter named, the sum of Tvventy-Five Thousand I?allars
($25,000.00) to be held in trust for the primary benefit of nry granddaughter, DEBRA. C.
BARD� with the net income and princigal to be used for her health, educ�tion, maintenance,
and support within the sole discretion of my Truatee, exc�pt that after attaining the age of
twenty-one (21) years, she shall receive as a minimum all of the cuaent net income. Any
undistribtsted or unapplied amounts of incoa� shall be annually added to principal. Whan
DEBRA C.BARD adains tt�age of twenty-seven(27}years, she s1�all receive the balance of
her then remain'vng tivst shaze outitight, fi�ee of trusk The primar�+purpvse of tb�is bequest is
to provide funds for DEBRA C. BARD'S college education.
C. To my Trustee, hereinaft,er named, the sum of Twenty Fivc Thousand Dollars
($?.S,pp0.0p)to be held in txust for ti�primary benefit of my graadson, NATHAN R. BARD, , �
with the net incame and principal to he used for his health, education, nnaintenar►ce, and
support withia the sole discretion of my Trustee, except that after attaining the age of twenty-
one(21)years,he shall rereive as a mininuim all of tise a�rrent net income. Any undistribtrted
or unagplied amaunts of income shall be annually added w principal. When NATHAN R.
BARD attains the age of twenty-seven (2'n years, he shall receive the balance of his th�en
remaining hust share outright,fi�e of t�vst. The primary pwpose of this bequest is to provide
funds for NATHAN R. BARD'S college educatioa.
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• ♦11•
In the event that my hushand, EUGENE NORRIS SCHUSTER, does not survive me
by thirty (30) days, al( the rest, remainder and residue of my progerty and estate si�all be
divided into two (2) equal shares and pass as follows:
A. One(1)share shall gass nnto my Trustee, hereinafter named, to be held iu trust
fnr the primacS+benefit of my daughter,MARSHA GENfi NICHOLS, ff she sha11 snrvive me;
and the remaining one (1) ahare shall be distributed outright to my daughter, MONTEEN
CAROLE BARD, if she shatl survive ine. ,
B. The net income from MARSHA GENE NICHOLS' trust shall be disbursed to
her currently and die principal may be used for her medical care, to the extent and in the
manner determined within the so[e discretion of my Trustee. Whent MARSHA GENE
MCHOLS attains the age of fifly-five(55)years, she shall.rec;eive the balance of her trust,
outright, free of ws� Should MARSHA GF.NE I�TICHOIS fail w survive me or die prior to
receiving her fall distdbution hereuader, then her share shaU be distribubed outright to my
daughter, MONTFEN CAROLE BARD, or, absent sarne, shall continue to be held by my
Trustee for the equal henefit of my grandchildren, DEBRA C. BARD and NATHAN R.
BARD, guisuant to tt�e terms of paragtaph C below.
C. Should MONTEFN CAROI.E BARD fail to survive�, then her share shall be
held by my Trustee for the equal benefrt of DEBRA C. BARD and NAT'HAN R. BARD, or
. the survivor, with the net income and principal to be used for their health, education,
mainbenance, and supgort within the sole discretion of ray Tzusbee, except that after aqaining
5
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the age of twenty-vc�e Cll)years�each grandchild shall receive as a minimum all of tha�current
net income. Any undistributed or unapplied amounts of income shalt be annually added to
principal. When each grandchild attains the age of tweaty-seven(27)years, such grandchild
shal!receive the balance of his or her then rema�g tivst ahare outright, fres of trast. Absent
same,said si�are shall be held by my Tnistee for the benefit of MARSHA GENE 1�TICHOiS,
�pursuant to the terms�of paragaph B above.
D. Absent any of saaie, any amounts undistributed or uadistributable under the
terms hereof shall p�ss outright to my heirs at law.
VIII.
The fvllowing pmvisions shall appty to all t�us� hereunder:
A. The trust share of each beneficiary shall at all times be considered a separate
tr�st, but the assets may he sagregated or commingled in the discretion of my Trustee.
B. Anyt�ng in t�tis Will to the oarmrars►aotwi�anding, uo trust created hereunder
shall continue beyond twenty-one (21) years after the death of the Iast to die of those
be�ficiaries who were Iiving at tr�time of my death; and ugon the expiration of such geriod,
all wsts siiall terminate and the assets thereof shall be distnbuted outright to such persons as
ar�e then entitted m t�incame therefrom and ia the same pmportions; but if ao person is then
entitled to a specific portian of iacac�,t�er►to tl�e then livi�ng income hene�iciaries per stir�s.
C. Shac�d am►beneficiary of any hust created hereunder be a minor or within the
judgment of the Tn�sbee of such hvst iacapable of fully managing his or her affairs,
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� distriburions to such berieficiary may be made direct to the berteficiary or to his or her parent,
guardian or the person with whom such berceficiary resides, or applied di�ct for the benefit
of such beneficiary without the necessity for guardianship or resgons�ility for the applicabion
of such distribution. .
D. Adopted persons shall be coasidered ttce same as natural born persons for alI
purposes hereunder.
E. The intemst of any beneficiary in any hvst created hereunder shall be free from
the inberference or control of any craditor or spouse aad ahall not be susceptible to anticipation,
alienation, assignment, sale, hansfcr, mortgaSe, Pledge or to attachment, garnishment,
bankruPtC3'� or any other�legal or judicial processes.
F. The t�vsts shall be a�minis�ered by tl�e Tn�stee in accordance with the provisions
of the Texas Tsust Code(Article 7425b-1, et seq., Vernon's Revised Statutes of Texas), as it
now exists(and including, at tt►e option of tt�e Tnisoee,subsequent amet�dment� thereta), except
the temis of this instrumcnt shall co�mi wl�en in conflict with the provisions of said Code and
the Tn�stee shali always serve without boad or other security. The Trustee may purchase life
insurance and anauities and the Trustee shali not be required to conform to t�te provisions af
said Code with regard to depletion reserve on mincral propeities, but may use his rliscretion
in such matters. The Trustee, in the investment and reinvestment of hvst assets, shall not be
restricted to inveshnents authorized for Trustees nor feel compelled to ciiversify, but may
witfiin tris fia[I discretion invest in or may co�inue W invest in or�rticigate in nonpradudive
or spec�ilative inves�ents and business ver�tures as par�er,joint venturer, or siockholder; may
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sell, buy, borrow, mortgage, encucnber, and hygothecate, and may gerieratly transact trust
affairs with the freedom and absence of restsaint enjoyed by an individual in the management
of his own affairs. �
G. Any successor Trustee (or Executor) shall be responsible orily for the assets
actually turned over to him or it and shall have no obligation to investi�ate or account for the
stewardship of his or its predecessor.
IX.
I aame, oonstitube and appoint, my husband, EUGENE NORRIS SCHUSTER, as my
Independent Executor and Txustee under this my Last Will and Testament. In the event that
EUGENE NORRIS SCHUSTER should fail or cease to serve, then I appoint my daughber,
MONTEEN CAROLE BA1tD, to serve as successor Indepenclent Executrix and/or Trustee.
In the event that MONTEEN CAROLE BARD, should fail or cease to serve, then I appoint
the USAA PEDERAL SAVINGS BANK of San Anbonio, Texas, to serve as successor
Ind�nde�Executor and/or Tn,stce. My Independert Exeam�r and his successors shall serve
without bond and shall have all gowers as Independeirt Executor in the handiing, sale,
inves�nt, and reinvestment of my es�te ss vver��my Tn�stee, inch�ding the fiill power
to sell or borrow; and I direct that no action sl�all be taken in any court of competent
jurisdicdon with regard to�ry estate except the 51ing for probate of my Will and the Slit�g of
an inventory, appraisement and list of claims as required by law.
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For services pmveded hereunder, the USAA FEDERAL SAVWGS BANK of San
Antonio, Texas, shall be enrided to receive the same fee that it customariIy receives for the
same or similar services at the time such services are rendered.
IN TES'I7MOIVY WHERBOF, I,MARGARET CAROLE SCHLTSTER, do hereunto
set my han�d in tt�e p�+esenoe af tl�tw�o subscnbing wih�esses who at#eat the same at my request
and in my presence and in the pres�nce of each other this�day of April, 1997.
.LL� � au�cu�
MAR T CAROLE SCHLTSTER,
Testatrix
The above and foregoing instrument was here and now subscribed by the said
MARGARET CA,ROI,E SCHUSTER, the Testatrix, in our presence and we, at her�+equest
and in her presence and in tt�presence of each other, sign and subscribe our names her�to as
attesting witnesses.
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WITNESS � WITNFSS
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STATE OF TEXAS §
§ SELF PROOF
COUNTY OF BEXAR §
BEFORE ME, the undetsigned autharity on this day personaUy appeared MARGARET
CAROLE SCHUSTER, MA,RK HOLLAND and CATHIE M. MONSIVE, ls�wwn W me to
be d�T�and�e wi�es�es resp�tively, whose names are subscn'bed to the anneaed or
foregoing instcument in their respective capacities, and all of said persons being by me duly
swom,the said Testatrix,MARGARET CAROLE SCH[TSTIIt,decla�d t�n�and to tha said
witnesses in my presence that said inswment is her LAST WILL AND TF.STAME:NT, aud
that she had williagly made and executed it as her free act and dead for the purpose d�rein
expressed; and dte said witnesses, each on his oath, atated to me iu the presence and hearing
of the said Testatrix, that the said Testatrix had declared to them that said instrument is her
LAST W1LL AND TESTAMEIVT, and that she executed same as such and w�anted each of
them to sign;ik as a wim�ss;ar�i upon their oaths, each wimess atatied fiuther that they did sign
the same a�witnesses in the presence of the said Testatirix aad at her request; that she was at
that time eighteen (18) years of age or over and was of sound mind; and tlnt each of said
witnesses was then at Ieast fourteen(14)years of age.
.
ARET CAROLE SCH[TSTER,�
Testatrix
. �
WITNESS
��r�
WITNESS
SLTBSCEtIBED AND SWORN TO BEPORE ME by the said Tescaa;x,MARGARET
CAROLE SCHUSTER� and by the said wimessea, MARK HOL,LAND and CA'TFIY�? M.
,
MONSNE, this��day of April, 1997.
a::aa:-.h�a:,^�:�.�,:��,a�•r_av,a:.a�,�,aa�, �,� � i
r� LES'itE S.VOLLMER y ' ���.
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��,¢`�, x Notary PuW� y . •
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10
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Tax Parcel No.
DEED
THIS DEED, made this�day of January, 2008 �
BETWEEN
LEHMAN'S CROSSING, LLC, a Pennsylvania limited liability company,
Grantar,
AI� D
EUGENE N. SCHUS7ER, a single man,
Grantee,
WI7lVESSETH
That the Grantor, in consideration of TWO HUNDRED FIVE THOUSAND ONE
HUNDRED FIFTY ($205,100.00} DOLLARS, paid by the Grantee to the Grantor, the receipt
whereof is hereby acknowledged, does hereby grant and convey to the Grantee:
ALL THAT CERTAIN Unit, being Unit No. 4-A (the "Unit"), of Lehman's
Crossing, a Condominium (the "Condominium"), located in North Middlefon
Township, Cumberland County, Pennsylvania, which Unit is designated in the
Declaration of Condominium for Lehman's Crossing, a Condominium {the
"Declaration"), dated April 17, 2007, recorded May 23, 2007, in the Office of the
Recorder of Deeds of Cumberland County, Pennsylvania, in Miscellaneous Book
737, Page 765, and as shown on the Declaration Plats and Plans recorded in the
Office of the Recorder of Deeds of Cumberland County, PennsyEvania, in Right-
of-Way Boak 14, Page 47.
TOGETHER with an 8.333% Percentage fnterest in the Common Elements
appurtenant to the Unif as more particularly set forth in the Declaration, as
amended from time to time.
TOGETHER with the right #o use the Limited Common Elements appu�tenant to
the Unit being conveyed herewith, pursuant ta the Qeclaration and the Plat and
Plans, as amended.
BEfNG THE SAME PREMISES which Carl W. Lehman and Isabel G. Lehman,
husband and wife, by their Deed, dated March 2, 2006, recorded in the Office of
1
�_,�,�. I� , ��� � 1 r,� ��
the Recorder of Deeds af Cumberland County, Pennsylvania, in Deed Book 273,
Page 2734, granted and conveyed unto Lehman's Crossing, LLC, a
Pennsylvania limited liability company, Grantor herein.
AND BE1NG PART OF THE SAME PREMISES which Carl W. Lehman and
Isabel G. �ehman, husband and wife, by their Deed, dated March 2, 2006,
recorded in the Office of the Recorder of Deeds of Cumberland County,
Pennsylvania, in Deed Book 273, Page 2737, granted and conveyed unto
Lehman's Crossing, LLC, a Pennsylvania limited liability company, Grantor
herein.
The said Grantee(s), for and on behalf of Grantee(s) and Grantee's heirs,
personal representatives, successors and assigns, by the acceptance of this
Deed, covenanf and agrees to pay such charges for maintenance, repairs,
replacements and other expenses in connectian with the Common Elements, and
the Limited Common Elements appurtenant to said Unit, as may be assessed
against him, her, them, it or said Unit, from time to time by the Executive Board of
Lehman's Crossing Condominium Association in accordance with the
Pennsylvania Uniform Candominium Act, and further convenants and agrees that
the Unit conveyed by this Deed shall be subject to a lien for all amounts so
assessed except insofar as Section 3407(c) of said Uniform Condominium Act
may relieve a subsequent Unit Owner of fiability for prior unpaid assessments.
This covenant sha[I run with and bind the Unit hereby conveyed and all
subsequent owners fhereof.
The said Grantee(s), for and on behaEf of Grantee(s) and Grantee's heirs,
persanal representatives, successors and assigns, by the acceptance of this
Deed, hereby acknowiedge, agree and confirm that the private streets (Lehman
Drive, Chatham Drive and Wyndham Drive) shown on the Declaration Plats and
Plans (as described above) are private streets and will remain private streets and
said streets may not, in the future, be offered for dedication to North Middleton
Township.
AND the Grantor shall and will SPECIALLY WARRANT the property hereby conveyed.
[N WITNESS WHEREOF, Grantor has caused this Deed to be executed as of the day
and year first above written.
LEHMAN'S CROSSING, L�C,
a Pennsylvania Eimited liability company
��� .
By:./�� ���- r��=r �� �-�
Alton �. Hughe�r., Member
2
� o� � �
COMMONWEALTH OF PENNSYLVANIA :
. SS:
CDUNTY OF CUMBERLAND .
On this, the � day of .J/�i� � , 2008, before me, a Notary Public, the
undersigned officer, personally appeared ALT N E. HUGHES, JR., who acknowledged himself
to be the Member of Lehman's Crossing, LL.C, a Pennsylvania limited liability company, and that
he as such Member, being authorized ta do so, executed the foregoing instrument for the
purposes therein contained by signing the name of the limited liability company by himself as
Member.
lN WITNESS WHEREOF, I have hereunto set my hand and official seal.
NOTARIAL SEAL �`-"
KANDI t.l.ENKER,IVOTARY PUBtIC otary P
CARL1StE BOR4,CUMBE�iLAND COUN'1'`(
f��Y COMMISSION EXPIRES MARCH 90,2009 {SEAL)
I hereby certify that the precise address of the Grantee herein is:
/30 � .�� r�' / �-�
;; .
Atfo.ney or Agent for Grantee
COMMOWWEALTM OF PENNSYLVANIA :
. SS:
COUNTY OF CUMBERLAND .
RECORDED in the Office of the Recorder of Deeds and for said County to Instrument
No.
WITNESS my hand and official seal #his day of , 2008.
Recorder of Deeds
:317827
3
3 � ��
CERTIFICATE OF COMPLETION
LEHMAN'S CROSSING, A CONDOMINIUM
THIS CERTIFICATE OF COMPLETION, made this�s day of�Q� ������
200�, by�"J"���} ��"��a Professional Land Surveyor (Pennsylvania License No.
SU-421323E}, Dawood Associates, Inc. in accordance wi#h the provisions of Section 3414(c),
Pennsylvania Uniform Condominium Act, 68 Pa.C,S.A. §3414(c), hereby certifies that Unit
�, Building `'t� , being conveyed by the within Deed is substantiaUy compfeted as of the
date of this Certificate of Completion.
IN WITNESS WHEREOF, STEPHEN G. FISHER, an independent registered surveyor,
Dawood Associates, Inc., has hereunto set his hand and seal the day and year first above
written.
�� OOD ASSOCIATES
s���' F�ER By SEAL
4 �� EPHEN G. FISHER, P.L.S. ( )
ti �1��
P
ys►'ivAN�
ACKNOWLEDGMENT
COMMONWEALTH OF PENNSYLVANIA :
: ss:
courv�r o� (`,��,m�e�C�i'�I .
On this, the ��day of Nc�✓em�✓ , 200� , before me, the undersigned officer,
personally appeared STEPHEN G. FISHER, P.L.S., known to me (or satisfactorily proven) to be
the person whose name is subscribed to the within Certificate of Completion and acknowledges
that he executed the same for the purposes therein contained.
IN WITNESS WHEREO�, I hereunta set my hand and official seal.
� �� ����-
co�,r�v,o��:�-��:.,. _ ,,,��;a;�i;�
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__ _.__�._ Notary Public
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:299244 Lemoure E?oro,C,,. :;�;rnd Gounty
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ROBERT P. ZIEGLER
RECORDER OF DEEDS ;, -��:.��:�.
• ��-��y.
CUMBERLAND COUNTY '- �- "�`"��-��`L�.>�.,�
1 COURTHOUSE SQUARE ; ''.� , �' = . �� �' ''
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CARLISLE, PA 17013 . - �� �,: �
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717-240-6370 - �� a I ° '
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Instrument Number-200800498
Recorded On 1/7/2008 At 9:08:23 AM x Total Pages-5
x Instrument Type-DEED
Invoice Number- 11956 User ID-MBL
*Grantor- LEHMAN'S CR4SSING LLC
*Grantee-SCHUSTER,EUGENE N
'�Customer-PTNNACLE LAND TRANSFER
*FEES
STATE TFtANSFER T.�x $2,05�.0o Certification Page
STATE WRIT TAX $0.50
STATE JCS/ACCESS TO $10.00 DO NOT DETACH
JUSTICE
RECORDING FEES — $11.50 This a e is now al't
RECORDER OF DEEDS P g P
AFFORDABLE iiOUSING Sii,50 of this legal document.
COUNTY ARCHIVES FEE $2.00
ROD ARCHIVES EEE $3.00
CARLISLE AREA SCHOOI� $1,025.50
DISTRICT
NORTH MIDDLETON $1,025.50
TOWNSHIP
TOTAL PAID $�,140.5Q
I Certify this to be recorded
in Cumberland County PA
�y ap cu,ye� .
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" � � ���'� a RECORDER O D EDS
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�t�so
''-Information denoted by an asterisk may change during
theverification process and may not be reflected on this page.
OOOE9T
Illllf Ilfllll IIIII Illlll
� � a �
SUMMARY APPRAISAL REPORT
130 LEHMAN DRIVE
CARLISLE, PENNSYLVANIA
PREPARED FOR
THE ESTATE OF EUGENE N. SCHUSTER
BY
LARRY E. FOOTE
DIVERSIFIED APPRAISAL SERVICES
35 EAST HIGH STREET, SUITE 101
CARLISLE, PENNSYLVANIA
17013-3052
(717) 249-2758
� � ��
� � �"`�`
�
, ,
Diversi ied Appraisal Services
Real Estate Appraisers and Consultants 35 East High Street
Carlisle,PA 17013-3052
(717)249-2758
FAX(717)258-4701
February 5, 2015
TO: The estate of Eugene N. Schuster
FM: Larry E. Foote
RE: Summary Appraisal Report
Residential Property
130 Lehman Drive
Carlisle, Pennsylvania
At your request, I have appraised the captioned property. The appraisal report, whicil
follows this letter, is submitted in support of my opinion of Market Value of the Fee Simple
Interest in the property, as of December 10, 2014.
I hereby certify that, to the best of my knowledge and belief,the data, facts, and
opinions set forth therein,are accurate, subject to the Statement of Assumptions and Limiting
Conditions that is also made a part of the report, and that the indicated Market Value of the
subject property, as of December 10, 2014 is:
ONE HUNDRED EIGHTY-THREE THOUSAND DOLLARS
$183,OOU
This appraisal has been made in conformity with the standards of professional practice
of the National Association of Realtors Appraisal Section. I appreciate your having considered
me for this assignment and trust that you find the report entirely satisfactory.
Respectfully submitted,
�/_
Larry E. Foote ,
Pa. Certified General Appraiser
GA-000014-L
2
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f
SUMMARY OF IMPORTANT FACTS AND CONCLUSIONS
LOCATION: 130 Lehman Drive, Carlisle, Pennsylvania
TAX PARCEL NUMBER: 29-06-0021-226-U4A
IMPROVEMENTS: One-story semi-attached single-family condominium.
PROPERTY RIGHTS: Fee simple interest.
OWNERSHIP HISTORY: The subject property is owned by Eugene N. Schuster.
The property last transferred on January 2, 2008 for a
reported consideration of $205,100 and ownership
conveyed on deed reference 200800498.
SCOPE OF THE ASSIGNMENT: The scope of the assignment included an analysis of the
subject's area, an inspection of the subject property, an
estimation of the property's highest and best use,
consideration of all three approaches to value, and the
application of those relevant to the valuation of the
subject.
CLIENT: The estate of Eugene N. Schuster.
INTENDED USER: The e�tate of Eugene N. Schuster.
OBJECTIVE: To estimate the market value of the subject property as
unencumbered.
USE OF THE APPRAISAL: Use by the client in an estate settlement.
EFFECTIVE DATE: December 10, 2014.
INSPECTION DATE: January 30, 2015.
HIGHEST AND BEST USE: Continued use as a single-family residence.
COST APPROACH: N.A.
SALES APPROACH: $183,000
INCOMC APPROACH: N.A.
FINAL VALUE CONCLUSION: $183,000
3
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r
THE VALUATION PROCESS
The valuation process is defined in The Appraisal of Real Esta�e as published by the
Appraisal Institute, as "a systematic set of procedures an appraiser follows to provicie answers
to a client's questions about real property value."
It consists of a series of steps that are appropriate to a specific and particular appraisal
assignment that begins with a client engaging a real estate appraiser to develop an opinion of
value for a specific property as of a given effective date and ends when the appraiser
communicates and reports the final conclusions and opinions to the client.
Definition of the Appraisal Problem:
The first step in the appraisal process includes the presentation of the following:
1. Identification of the client,the intended use, and the intended users of the appraisal
report.
2. The purpose of the appraisal, including a definition of the value being reported.
3. Determination of the effective date of the appraisal report.
4. Extraordinary assumptions that are applicable to the appraisal assignment.
5. Hypothetical conditions that are applicable to the appraisal assignment.
Scope of Work:
Scope of work is defined in the Uniform Standards of Professional Practice as being
"the type and extent of research and analyses in an assignment." This includes the degree and
extent of research and the data that is deemed as necessary to develop a credible opinion of
value for the property being appraised.
Data Collection and Analysis:
The appraiser must gather and analyze market area data, subject property data, and
comparable property data that is relative and relevant to the appraisal assignment.
Development and Application of Traditional Approaches to Value:
The appraiser must consider which of the three traditional approaches to value are
applicable,relevant, and necessary for developing a credible opinion of value for the subject
property. These three traditional approaches to value include the Cost Approach, Sales
Comparison Approach, and Income Capitalization Approach. When two or more of these
approaches to value are developed,the appraiser must determine the amount of emphasis and
consideration to be given to each of those approaches to value, since one or more may have
greater significance in the appraisal of a specific property.
Reconciliation of Value Indications and Final Opinion of Value:
The final step in the valuation process is the reconciliation of the value indications
developed by the appraiser. Reconciliation is the analysis of alternative conclusions to arrive at
a final value estimate. Reconciliation is required because different value indications result
from the use of multiple approaches to value and within the application of a sin�le approach.
The final value estimate is not derived simply by applying technical and quantitative
4
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� i
procedures, rather, it involves the exercise of judgment, and the value conclusion reached must
be consistent with market thinking.
5 ��
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x f
APPRAISAL CERTIFICATION
I hereby certify that upon application for valuation by:
THE ESTATE OF EUGENE N. SCHUSTER
the undersigned personally inspected the following described property:
All that certain Unit, being Unit No. 4-A, of Lehman's Crossing, a Condominium,
located in North Middleton Township, Cumberland County, Pennsylvania, which Unit is
designated in the Declaration of Condominium for Lehman's Crossing, a Condominium, dated
April 17, 2007, recorded May 23, 2007, in the Office of the Recorder of Deeds of Cumberland
County, Pennsylvania, in Miscellaneous Book 737, Page 765, and as shown on the Declaration
Plats and Plans recorded in the Office of the Recorder of Deeds of Cumberland County,
Pennsylvania, in Right-of-Way Book 14, Page 47.
Together with an 8.333% interest in the Common Elements appurtenant to the Unit as
more particularly set forth in the Declaration, as amended from time to time.
Together with the right to use the Limited Common Elements appurtenant to the Unit
being described herein, pursuant to the Declaration and the Plat and Plans, as amended.
To the best of my knowledge and belief the statements contained in this report are true
and correct, and that neither the employment to make this appraisal nor the compensation is
contingent upon the value reported, and that in my opinion the Market Value as of December
10, 2014 is:
ONE HUNDRED EIGHTY-THREE THOUSAND DOLLARS
$183,000
The property was appraised as a whole, subject to the contingent and limiting conditions
outlined herein.
C�� � � �.r
�
Larry E. Foote
Pa. Certified General Appraiser
GA-000014-L
6
� � ,� .� ���
INTENDED USE OF THE APPRAISAL
The intended use of this appraisal is to estimate the Market Value of the subject
property as of December 10, 2014 for use in an estate settlement.
Market Value is defined as the most probable price which a property should bring in a
competitive and open market under all conditions requisite to a fair sale, the buyer and seller,
each acting prudently, knowledgeably and assuming the price is not affected by undue
stimulus. Implicit in this definition is the consummation of a sale as of a specified date and the
passing of title from seller to buyer under conditions whereby:
a. Buyer and seller are typically motivated.
b. Both parties are well informed or well advised, and each acting in what
he considers his own best interest.
c. A reasonable time is allowed for exposure in the open market.
d. Payment is made in terms of cash in U.S. dollars or in terms of financial
arrangements comparable thereto.
e. The price represents the normal consideration for the property sold
unaffected by special or creative financing or sales concessions granted
by anyone associated with the sale.
Source: Office of the Comptroller of the Currency, 12 CFI §34.42(�.
HIGHEST AND BEST USE
Highest and Best Use is defined by the Appraisal Terminology and Handbook,
published by the Appraisal Institute, as "the most profitable likely use to which a property can
be put". The opinion of such use may be based on the highest and most profitable continuous
use to which the property is adapted and needed, or likely to be in demand, in the reasonable
near future.
However, elements affecting value that depend upon events or a combination of
occurrences which, while within the realm of possibility, are not fairly shown to be reasonably
probable, should be excluded from consideration. Also, if the intended use is dependent on an
uncertain act of another person,the intention cannot be considered.
Based on the above definition and after seeing the site, neighborhood, and area, it is my
opinion that the present use of the subject is its Highest and Best Use.
7 �, p-� ��
�
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OWNERSHIP HISTORY
The subject property is owned by Eugene N. Schuster. The property was purchased on
January 2, 2008 for a reported consideration of$205,100 and ownership transferred on deed
reference 200800498.
ESTIMATED MARKETING TIM�
The reasonable marketing time is an estimate of the amount of time that it would take to
sell a property at the estimated market value during the period of time immediately after the
effective date of the appraisal assignment. It is estimated that if the subject property were
offered for sale at the indicated Market Value, a reasonable marketing time would be six to
twelve months. This estimate is based upon quarterly sales figures published by Central Penn
Multi List, lnc.
ECONOMIC TRENDS
Historically, property values for similar properties have steadily increased, with
vacancy rates remaining stable. However, the recent lag in the economy has resulted in a
leveling of appreciation rates and longer marketing times. Financing is readily available to
qualified purchasers at reasonable rates and terms.
EXPOSURE TIME
The length of time the property being appraised would have been offered on the market
prior to the hypothetical consummation of a sale at the market value on the effective date of the
appraisal. Exposure time is presumed to precede the effective date of the appraisal. The
reasonable exposure period is a function of price,time and use. It is not an isolated opinion of
time alone. Exposure time is different for various types of property and under various market
conditions. It is a retrospective opinion based on an analysis of past events, assuming a
competitive and open market. It assumes not only adequate, sufficient and reasonable time but
adequate, sufficient and a reasonable marketing effort. Exposure time and conclusion of value
are therefore interrelated. Based upon the information presented in this report, a reasonable
exposure time for the subject property is estimated to be six to twelve months.
8
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SITE DATA
ADDRESS: 130 Lehman Drive
MUNICIPALITY: North Middleton Township
COt1NTY: Cumberland
STATE: Pennsylvania
LOT SIZE: N.A. (condominium)
SEWERS: Public utility.
WATER: Public utility.
ELECTRICITY: PP&L
LANDSCAPING: Typical for the area, with a sodded lawn, trees and shrubs.
DETRIMENTAL INFLUENCES
None. Pride of ownership is evident throughout the neighborhood.
DESCRIPTION OF IMPROVEMENTS
GENERAL DESCRIPTION: One-story semi-attached single-family condominium containing
approximately 1,618 square feet of gross living area above grade with an attached two-car
garage.
CONDITION: Exterior: Good
Interior: Good
ROOMS: First Floor: Living room, dining room, kitchen, laundry room, two
bedrooms and two full bathrooms.
Basement: None. Concrete slab.
EXTERIOR: Foundation: Concrete slab.
Walls: Vinyl siding with brick accent.
Sash: Vinyl-clad, double-glazed, with screens.
Gutters: Aluminum, painted.
Roo£ Gable, with shingles.
9
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INTERIOR, PRINCIPAL ROOMS: Flooring: Hardwood and carpet.
Walls: Drywall
Ceilings: Drywall
Trim: Wood,painted.
KITCHEN: Cabinets: Wood, natural finish.
Counters: Laminate
Walls: Drywall, painted.
Flooring: Hardwood
Sink; Double-bowl, stainless steel.
BATHROOMS: Flooring: Vinyl
Walls: Drywall, painted.
Bathtub: Built-in, with shower or large sho�ver stall.
Lavatory: Vanity, single-bowl or double-bowl.
Water closet: Two-piece.
HEATING: Forced hot air, gas-fired.
COOLING: Central air conditioning.
HOT WATER: Gas-fired, 50-gallon.
ELECTRIC: Circuit breaker system, 200-ampere.
OTHER: There is a gas-fired fireplace located in the living room. Attached to the
rear of the dwelling is a four season room, which is heated and cooled.
GENER.AL CONDITION: All improvements are considered to be in good condition on the
interior and on the exterior, with mechanical systems appearing to be adequate and functioning
properly.
10
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THE APPRAISAL PROCESS
Three approaches to value are generally included in an appraisal report. These
techniques include the cost approach, sales comparison approach, and income approach to
value.
The cost approach to value is based on the assumption that the reproduction cost of a
building plus land value,tends to set the upper limit to value. A key assumption is that a newly
constructed building would have advantages over the existing building, therefore an evaluation
focuses upon disadvantages or deficiencies (depreciation) of the existing building compared to
a new facility. Due to the age of the subject improvements, the cost approach is considered to
be inappropriate and has, therefore, not been included in the development of this appraisal
report.
The sales comparison approach to value assumes that under normal conditions, a given
number of parties acting intelligently and voluntarily, tend to set a pattern from which value
can be estimated. Application of this approach relies on a comparison of t11e subject with a
sufficient number of recent transactions of comparable properties in the market, based on a
common unit, such as price per square foot of building area.
The income approach concerns itself with present worth of the future potential benefits
of a property. The initial estimate involves the net income, which a fully informed person is
justified in assuming the property will produce during its remaining useful life. This estimated
net income is then capitalized into a value estimate, based upon the level of risk as compared
with that of a similar type and class. Since homes similar to the subject are not typically
utilized as income-producing investment properties, the income approach to value is considered
to be inappropriate and has, therefore, not been included in the development of this appraisat
report.
11 � (;
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SALES COMPARISON APPROACH
In arriving at this conclusion of the value of the subject property, the appraiser made a
survey of properties that have sold in the area of the subject property.
Consideration was given and adjustments were made on each comparable sale as to
time of sale, size, location, as well as all other factors that might affect value. A resume of
some of the sales considered by the appraiser is as follows:
SALE NO. 1:
Location: 122 Lehman Drive, Carlisle
Date of Sale: November 24, 2014
Sale Price: $236,100
Size: 2,036 square feet.
Unit Price: $115.96 per square foot.
SALE NO. 2:
Location: 132 Lehman Drive, Carlisle
Date of Sale: November 25, 2013
Sale Price: $164,900
Size: 1,436 square feet.
Unit Price: $114.83 per square foot.
SALE NO. 3:
Location: 120 Lehman Drive, Carlisle
Date of Sale: March 5, 2012
Sale Price: $209,550
Size: 1,373 square feet.
Unit Price: $152.62 per square foot.
The appraiser, in addition to the sales listed, also considered several additional sales in
arriving at his final opinion of value. On the Sales Comparison Analysis form that follows this
page are dollar adjustments reflecting market reaction to those items of significant variation
between the subject and comparable properties. If a significant item in the comparable
property is superior to, or more favorable than, the subject property, a minus (-) adjustment is
made,thus reducing the indicated value of the subject; if a significant item in the comparable is
inferior to, or less favorable than, the subject property, a plus (+) adjustment is made, thus
increasing the indicated value of the subject.
After making all of the necessary adjustments, it is the appraiser's considered opinion
that the indicated value of the subject property by the Sales Comparison Approach is $183,000.
12
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SALES COMPARISON ANALYSIS
ITEM SUBJECT COMPARABLE #1 COMPARABLE #2 COMPARABLE #3
130 L,ehman Drive 122 Lehman Drive 132 Lehman Drive , 12U Lchman Drive
Address Carlisle Carlisle
Carlisle ' Carli,le
Proximity to Subject
Same street Next door , Same street
SalePrice N.A. $236,100 $164,900 $209,5�0
Price/Sq.Ft.GLA N.A. $115.96 $114.83 �i;�.c,2 ;
Data Source Inspection Courthouse,MLS,exterior inspection Courthouse,MLS,exterior inspecuun Courthouse,MLS,exteriur insp�cuun
ADJUSTMENTS DESCRIPTION DESCRIPTION $ Adjust. DESCRIPTION $Acljust. DGSCRIPTION $nci_iust.
Sales or Financing Seller paid$2,500 of
Concessions
None buyer's closing costs -2,500 I None
Date of Sale/Time As of 12-10-14 11-24-14 1 I-25-13 � 3-5-12
Location Average Average Average � Averaee
Site/View Average Average Average nvera�e
Design and Appeal 1-sry.semi-attached 1-sty.attached +5,000 1-sty.attached +5,000 I-sty.semi-attached
Construction Vinylsidingw/brick Similar Similar Similar
A e 7 years 3 years 7 years 3 years
S
Condition Good Good Good �'O1'�� .
Above Grade Tol. Bed. [3ath Tot. Bed. Bath Tot. [3ed. [3ath fo� f3ed. , Bath
Room Count 5 2 � � 3 Zy, -5,000 5 2 2 � = 2
Gross Living Area 1,618 square feet 2,036 square feet -16,700 1,436 square feet +7,3u0 i,3,3 syuare f'cei +9,800
Basement&Finished Full,walkout base- I ull,���alkout hase-
Rooms Below Grade Concrete slab ment -10,000 Concrete slab � ment -10,000
Functional Utilit Avera e Similar Similar ' Similar
Heatin /Coolin Gas hut air w/cen AC Gas hot air w/cen AC Gas hot air w/cen AC Gas iuit air w/cen AC
Gar e/C ort Two-car ara e Two-car ara e One-car araae +S,ODU f�<o-car ear.iac
Porches,Patios +3,000 � Wood deck +3,OU0
Pools,etc. Four season room Wood deck +3,000 Patio
Special Energy Typical for the
Efficient Items re ion. Similar Similar � Similar
Fire laCe(s) Fire lace Fire lace Fire lace tionc +1,000
Other(e.g.kitchen Similar
equip.,remodeling) Built-ins. Similar Similar
Net Ad.(total)
-23,700 +17,800 +3,800
lndicated Value 212,400 182,700 213,350
of Sub'ect
FINAL INDICATED VALUE OF SUBJECT PROPERTY: $183,000
Comparable sale number 3 is considered to be the most similar to the subject property and has,
therefore, been given the most consideration in aniving at my final opinion of value.
13
� � � a �
CORRELATION
Correlation may be defined as "the bringing together of parts in a proper relationship."
The parts of this appraisal report are the following approaches to value your appraiser used:
Value Indicated by Cost Approach �•A•
Value Indicated by Sales Comparison Approach $183,000
Value Indicated by Income Approach �•�•
These approaches are representative of the market value of the subject property. I have
carefully reexamined each step in each method, and I believe the conclusions accurately reflect
the attitude of typical purchasers of this type property in this neighborhood. It is my belief that
this reexamination has confirmed the original conclusions.
The Cost Approach will result in an excellent estimate if all elements are figured
accurately, because no prudent person will pay more for a property than the cost to produce a
substitute property with equal desirability and utility. Purchasers of the type of dwelling
typical of the subject property are more concerned with amenities than with hypothetical
replacement of the property. Due to the age of the subject improvements, the Cost Approach is
considered to be inappropriate and has not been included in this appraisa] report.
The Sales Comparison Approach was based on several recent sales of properties similar
to that of the subject, all of which are located in the same general area. The adjusted sales
prices are most consistent under comparison. This approach is the most reliable because it
reflects the reactions of typical buyers and sellers in the market.
The Income Approach is most applicable to income producing properties or properties
that are primarily utilized for income producing purposes. Purchasers of income producing
properties are willing to pay no more for a particular property than the net operating income
will support. Since the majority of properties similar to the subject are not utilized for income
producing purposes,this approach to value has not been included in this appraisal report.
Therefore, as a result of this appraisal and analysis, it is this appraiser's considered
judgment and opinion that the Market Value of the subject property, as of December l0, 2014,
is:
ONE HUNDRED EIGHTY-THREE THOUSAND DOLLARS
$183,000
14 ,��
1 1 �,
UNDERLYING ASSUMPTIONS AND LIMITING
CONDITIONS SUBJECT TO THIS APPRAISAL
1. I assume no responsibility for matters legal in nature, nor do I render any opinion as to
the title, which is assumed to be marketable. The property is appraised as though under
responsible ownership.
2. The legal description used herein is correct.
3. I have made no survey of the property, and the boundaries are taken from records
believed to be reliable.
4. I assume that there are no hidden or unapparent conditions of the property, subsoil or
structures which would render it more or less valuable. I assume no responsibility for
such conditions or for engineering which might be required to discover such factors.
5. The information, estimates, and opinions furnished to me and contained in this report
were obtained from sources considered reliable and believed to be true and correct.
However, no responsibility for accuracy can be assumed by me.
6. This report is to be used in its entirety and only for the purpose for which it was
rendered.
7. Neither all nor any part of the contents of this report (especially any conclusions as to
value, the identity of the appraiser or the firm with which he is connected) shall be
reproduced, published, or disseminated to the public through advertising media, public
relations media, news media, sales media, or any other public means oi�communication,
without the prior written consent and approval of the appraiser.
8. This appraisal was prepared under the extraordinary assumption that anv easements or
rights of way of record have no adverse impact upon the highest and best use or value
herein reported. A title search was not requested nor included in the scope of work for
this assignment.
9. This appraisal was prepared for the exclusive use of the client identified in this appraisal
report. The information and opinions contained in this appraisal set forth the
appraiser's best judgment in light of the information available at tl�e time of the
preparation of this report. Any use of this appraisal by any otl�er perso» or entity, or
any reliance or decisions based on this appraisal are the sole responsibilit�� and at the
sole risk of the third party. The appraiser accepts no responsibility for damages
suffered by any third party as a result of reliance on or decisions made or actions taken
based on this report.
15
��j b�' �`�
CERTIFICATE OF APPRAISAL
I certify that,to the best of my knowledge and belief:
l. The statements of fact contained in this report are true and correct.
2. The reported analysis, opinions, and conclusions are limited only by the reported
assumptions and limiting conditions and are my personal, impartial, and unbiased
professional analyses, opinions, and conclusions.
3. I have no present or prospective interest in the property that is the subject of this report
and no personal interest with respect to the parties involved.
4. I have no bias with respect to the property that is the subject of this report or to the
parties involved with this assignment.
5. My engagement in this assignment was not contingent upon developing or reporting
predetermined results.
6. My compensation for completing this assignment is not contingent upon the
development or reporting of a predetermined value or direction in value that favors the
cause of the client, the amount of the value opinion, the attainment of a stipulated result,
or the occurrence of a subsequent event directly related to the intended use of this
appraisal.
7. My analyses, opinions, and conclusions were developed, and this report has been
prepared, in conformity with the Uniform Standards of professional Appraisal Practice.
8. I have made a personal inspection of the property that is the subject of this report.
9. No one provided significant real property appraisal assistance to the person sign-
ing this certification.
10. I have performed no services, as an appraiser or in any other capacity, regarding
the property that is the subject of this report within the three-year period immediately
preceding acceptance of this assignment.
Z f 1�,���y��:�""i'�,,
�
Larry E. Foote
Pa. Certified General Appraiser
GA-000014-L
16
� � � �
PRIVACY NOTICE
Pursuant to the Gramm-Leach-Billey Act of 1999, effective July 1, 2001, appraisers,
along with all providers of personal financial services are now required by federal law to
inform their clients of the policies of the firm with regard to the privacy of client nonpublic
personal information. As professionals, we understand that your privacy is very important to
you and are pleased to provide you with this information.
In the course of performing appraisals, we may collect what is known as "nonpublic
personal information" about you. This information is used to facilitate the services that we
provide to you and may include the information provided to us by you directly or received by
us from others with your authorization.
We do not disclose any nonpublic personal information obtained in the course of our
engagement with our clients to nonaffiliated third parties, except as necessary or as required by
law. By way of example, a necessary disclosure would be to our independent contractors, and
in certain situations,to unrelated third party consultants who need to know that information to
assist us in providing appraisal services to you. All of our independent contractors and any
third party consultants we engage are informed that any information they see as part of an
appraisal assignment is to be maintained in strict confidence within the firm. A disclosure
required by law would be a disclosure by us that is ordered by a court of competent jurisdiction
with regard to a legal action to which you are a party.
We will retain records relating to professional services that we have provided to you for
a reasonable time so that we are better able to assist you with your needs. In order to protect
your nonpublic personal information from unauthorized access by third parties, we maintain
physical, electronic and procedural safeguards that comply with our professional standards to
insure the security and integrity of your information.
17
a-� ��
.� �
LARRY E. FOOTE
REAL ESTATE APPRAISER
EXPERIENCE:
1979-Present: Chief Appraiser, Diversified Appraisal Services,Carlisle, Pa.
Principal Broker, LaRue Development Company, Cariisle, Pa.
1976-1979: Associate Broker, Colonial Realty, Carlisle, Pa.
1972-1976: Realtor Associate,Jack Gaughen Realtor, Carlisle, Pa.
Appraisal experience included undeveloped land,farms, building lots, single-family dwellings, mobile
home parks, medical centers,nursing homes, motels, apartment buildings and complexes, ofi ice
buildings, service stations, veterinary clinics, rehabilitation centers, retail buildings, daycare centers,
warehouses,and manufacturing facilities.
EDUCATION:
Bachelor of Business Administration, Pennsylvania State Universiry, 1976.
Associate Bachelor of Business Administration, Harrisburg Area Community
College, 1974.
Diploma,Carlisle Senior High School, ]965.
Certificate, Pennsylvania Realtors Institute, GRI I,GRI II, GRI I11.
Certificate, Realtors National Marketing Institute,CI 101,Ct 102,CI 103,CI 104,
CI 105.
Standards of Professional Practice, American Institute of Real Estate Appraisers.
Real Estate Appraisal Principles,American Institute of Real Estate Appraisers.
Residential Valuation, American Institute of Real Estate Appraisers.
Appraisal Procedures,Appraisal Institute.
Principles of Income Property Appraising, Appraisal Institute.
Case Studies in Real Estate Valuation, Appraisal Institute.
Report Writing and Valuation Analysis,Appraisal lnstitute.
PROFESSIONAL LICENSES:
Genera) Appraiser#GA-000014-L,Commonwealth of Pennsylvania.
Real Estate Broker#RB-029729-A,Commonwealth of Pennsylvania.
PROFESSIONAL DESIGNATIONS EARNED:
GRI: Graduate of the Pennsylvania Realtors lnstitute,awarded by the Pennsyl-
vania Association of Realtors.
CRS: Certified Residential Specialist,awarded by the Realtors National Market-
ing tnstitute of the National Association of Realtors.
CCIM: Certified Commercial Investment Member, awarded by the Realtors
National Marketing Institute ofthe National Association of Realtors.
18
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�
PAST CLIENTS:
Borough of Carlisle American Home Bank
Keystone Financial Mortgage Trans Union
Cornerstone Federal Credit Union M&T Mortgage Corporation
Pennsylvania State Bank Cody Financial Mortgage Services
Commerce Bank Waypoint Bank
Cumberland-Perry Association for Retarded Citizens Northwest Savings Bank
Carlisle Suburban Authority Blue Ball National Bank
Members is` Federal Credit Union Adams County tiational [3ank
Pennsylvania Nationai Bank Countrywide Home Loans
Evans Financial Corporation Aarrow Mortgage
Greenawalt&Company,CPA Various law f irms and individuais
Smitl�'s Transfer Corporation
Carlisle Department of Parks and Recreation
Executive Relocation Services
Carlisle Area School District
Messiah Homes, Incorporated
ERA Eastern Regional Services
Pennsylvania Turnpike Commission
Chase Home Mortgage Corporation
Defense Activities Federal Credit Union
Pennsylvania State Employees Credit Union
PNC Mortgage Corporation
F&M Trust Company
National City Mortgage Corporation
Washington Mutual Home Loans, Inc.
Prudential Relocation Services
Lender's Choice
Market Intelligence, Incorporated
United Telephone Employees Federal Credit Union
Cumberland County Commissioners
Allstate Enterprises Mortgage Corporation
Dickinson College
PPG Industries, Incorporated
Gettysburg College
Redevelopment Authority of Cumberland County
Record Data Appraisal Services, Incorporated
First United Federal Savings Association
Fulton Bank
United States Marshall Service
GMAC Mortgage Corporation
Orrstown Bank
Letterkenny Federal Credit Union
BancPlus Mortgage Corporation
Coldwell Banker Relocation Services, Incorporated
Central Pennsylvania Savings Bank
Mellon Bank
Provident Home Mortgage Corporation
Drovers Bank
19
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SUBJECT PROPERTY LOCATION MAP
23
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Estate Valuation
Date of Death: 12/10/2014 Estate of: Eugene N. Schuster Estate
Valuation Date: 12/10/2019 Account: 15910.1
Processinq Date: 04/20/2015 Report Type: Date of Death
Number of Securities: 1
File ID: 15910.1.aflac
Shares Security Mean and/or Div and Int Security
or Par Description Hiqh/Ask Low/Bid Adjustments Accruals Value
1) 724.5695 AFLAC INC (001055102)
COM
New York Stock Exchange
12/10/2019 60.22000 59.40000 H/L
59.810000 43,336.50
Total Value: 543,336.50
Total Accrual: $0.00
Total: 543,336.50
Paqe 1
This report was produced with EstateVal, a product of Estate Valuations & Pricing Systems, Inc. If you have questions,
please contact EVP Systems at (818) 313-6300 or www.evpsys.com. (Revision 8.0.2)
��h: ��, , �. ��, i
Estate Valuation
Date of Death: 12/10/2019 Estate of: Eugene N. Schuster
Valuation Date: 12/10/2019 Account: 15910.1
Processing Date: 02/11/2015 Report Type: Date of Death
Number of Securities: 1
File ID: 15910.1.evp.alcatel-lucent
Shares Security Mean and/or Div and Int Security
or Par Description High/Rsk Low/Bid Adjustments Accruals Value
1) i8 ALCATEL-LUCENT (013909305; ALU)
SPONSORED ADR
New York Stock Exchange
12/10/2014 3.43000 3.39000 H/L
3.385000 60.93
Total Value: 560.93
Total Accrual: 50.00
Total: 560.93
Page 1
This report was produced with EstateVal, a product of Estate Valuations & Pricing Systems, Inc. If you have questions,
please contact EVP Systems at (818) 313-6300 or www.evpsys.com. (Revision 8.0.2)
��h. � . �`�•� �
Estate Valuation
Date of Death: 12/10/2014 Estate of: Eugene N. Schuster Estate
Valuation Date: 12/10/2014 Account: 15910.1
Processinq Date: 04/20/2015 Report Type: Date of Death
Number of Securities: 1
Ei1e ID: 15910.1.aflac
Shares Security Mean and/or Div and Int Security
or Par Description Hiqh/Ask Low/Bid Adjustments Accruals Value
1) 219.598 BRISTOL MYERS SQUIBB CO (110122108; BMY)
COM
New York Stock Exchange
12/10/2014 60.26000 59.19000 H/L
59.725000 13,112.50
Total Value: 513,112.50
Tota1 Accrual: 50.00
Total: $13,112.50
Page 1
This report was produced with EstateVal, a product of Estate Valuations & Pricinq Systems, Inc. If you have questions,
please contact EVP Systems at (818) 313-6300 or www.evpsys.com. (Revision 8.0.2)
J��. C3 , �-��"� �
Estate Valuation
Date of Death: 12/10/2019 Estate of: Eugene N. Schuster Estate
valuation Date: 12/10/2014 Account: 15910.1
Processing Date: 04/19/2015 Report Type: Date of Death
Number of Securities: 1
File ID: 15910.1.chevron
Shares Security Mean and/or Div and Int Security
or Par Description Hiqh/Ask Lcw/Bid Adjustmerts Accruals Value
1) 23�.399 CHEVRON CORP NEW (166751107)
COM
New York Stock Exchange
12/10/2014 106.25000 103.07000 H/L
104.660000 24,840.95
Total Value: $29,890.95
Total Accrual: $0.00
Total: 524,840.95
Page 1
This report was produced with EstateVal, a product of Estate Valuations & Pricing Systems, Inc. If you have questions,
please contact EVP Systems at (818) 313-6300 or www.evpsys.com. (Revision 8.0.2)
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�omputershare
Computershare Investor Services
211 Quality Circle,Suite 210
Colieqe Station Texas 77845
www.computershare.com
MONTEEN C BARD
905 STRATFORD DR
CARLISLE PA 17013-3540
March 9, 2015
Company: JPMORGAN CHASE &CO
Registration: MARGARET C SCHUSTER&
EUGENE N SCHUSTER JT TEN
Holder Account Number: C0003878481
Document I.D.: 15066WF00945388
Our Reference: JPM/0021472419/4/
Dear Sir/Madam:
Thank you for contacting Computershare, the transfer agent for JPMorgan Chase &Co. We appreciate the
opportunity to be of service to you,
6elo�v are the requested account balance details as of December 10, 2014.
C;,mpany Name: JPMORGAN CHASE &C0.
Accaunt tvumber: C0003878481
�cc�unt R2gistration: h1ARGARET C SCHUSfER + EUGENE N SCHUSTER JT TEN
Shares Held by Agent: 94.753900
Shares Held in Certificate Form by Holder: 0
Total Shares: 94.753900 I
Closing Price Per Share: $60.68
Shares were first received into the above account on March 31, 1996.
C�rnpany Name: COLGATE-PALMOLNE COMPANY
Hcc��nt Number: C04U0371785
Mccount R2gistrabon: �tARGARET C SCHUSTER + EUGENE N SCHUSTER JT TEN
Shares Held by Agent; 34.152199
Shares Held in Certificate Form by Holder: 0
Total Shares; 34.152199
Closing Price Per Share: $68.87
Shares were first received into the above account on December 31, 2005.
Company Name: AT&T INC.
Account Number: C0012764511
Account Registration; MARGARET C SCHUSTER + EUGENE N SCHUSTER JT TEN
Shares Held by Agent: 1.554878
' Shares Held in Certificate Form by Holder: 0
Total Shares; 1.554878
.
_ ���. �- � � �--� - - _ -
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1
Ciosing Price Per Share: $32.49
Shares were first received into the above account on February 25, 1986.
Company Name: CINCINNATI BELL
�� Q, Account Number: C0000165093
, J Account Registration: MARGARET C SCHUSTER + EUGENE N SCHUSTER JT TEN
�� Shares Held by Agent: 52
�,�,�(�(� Shares Held in Certificate Form by Holder: 0
f Total Shares: 52
Closing Price Per Share: $3.16
Shares were first received into the above account on August 22, 2003.
Company Name: EXXON MOBIL CORPORATION
Account Number: C0006820352
Account Registration: MARGARET C SCHUSTER + EUGENE N SCHUSTER JT TEN
Shares Neld by Agent: 0.601423
Shares Held in Certificate Form by Holder: 0
Total Shares: 0.601423
Closing Price Per Share: $88.67
i Shares were first received into the above account on November 12, 1992.
Our records indicate that the above accounts do not contain any uncashed checks.
Our records indicate that all shares are currently registered in the deceased shareholders name. In order
to sell shares of Common Stock registered in the name of a deceased party, a transfer of ownership must
first be completed.
For your convenience,we have enclosed the forms and instructions needed to transfer the shares to a new
account. Alternatively, you may access the Computershare Stock Transfer Wizard on our website
at www.transfermystock.com.The Stock Transfer Wizard is an online tool that will walk you through the
completion of the transfer form and advise you of any additional steps or documentation that you may
need to complete the transfer.
If it is desired that the shares are sold after completion of the transfer, please Include a letter of instruction
signed by the new holder(s) requesting that the shares be sold once the transfer is complete.
Under Internal Revenue Service (IRS) regulations, we are required to withhold the applicable tax ratz from
a!I payments made to an account without a certified Taxpayer ldentification Number(TIN). If the new
account is uncertified at the time of a payment(i.e. sale check, dividend, etc.), the backup withholding tax
applied cannot be refunded. Please be sure to complete the tax certification instructions included with the
transfer package.
Should you have any questions, please call us at 1-800-982-7089 or 1-201-680-6862 between 3 a.m. and 9
p.m. Eastern Time. Please note that any available representative can assist you. Our mailing address is
Computershare, P.O. Box 30170, College Station,TX 77842-3170.
Sincerely,
Service Representative
Enclosure: US Holder-Deceased Transfer Package
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Registration:MARGARET C SCHUSTER&EUGENE N SCMUSTER JT TEN American Stock Transfer 8�Trust Company,LLC
Company Name: EXPRESS SCRIPTS HOLDING COMPANY(NEV� Operations Center
Account Number:34020a4197 6201 15th Avenue� Brooklyn, NY 11219
Date:July 29,2015 (866)808-8310
Monteen C Bard
905 Stratford Dr:
Carlisle, PA 17013
Dear Mr.Bard:
Thank you for contacting the Shareholder Services Department at American Stock Transfer&Trust Company,
LLC (AST).
Our records indicate as of December 10, 2014 the account held a balance of 9 outstanding shares. These shares
are held in book entry form as follows:
Book Entrv Number• Issue Date: Number of Shares:
BK`62153 04/05/2012 9
Total Market Value: As of 12/10/2014 $753.30
The price for the company at the close of business on December 10, 2014 was$83.70 per share. The stock price
is provided by an independent third party. American Stock Transfer&Trust Company, I.LC (AST)does not
guarantee the accuracy of such information and neither AST nor its provider wiil be liable for any informational
errors, or for any actions taken in reliance on such prices. The company trades on the NASD and the symbol is
ESRX.
If you require further assistance, please contact our Shareholder Services Department at the number listed
above.
Sincerely,
_.��''�,.y-�"``
Sarah Sobler
Shareholder Services
IIII�I��IIIIII��II�IV�I���I�dl�l�l�8l�ll�l��l��lllpll�
AST15175653402004197
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Estate Valuation
Date of Death: 12/10/2014 Estate of: Eugene N. Schuster Estate
valuation Date: 12/10/2014 Account: 15910.1
Processing Date: 02/12/2015 Report Type: Date of Death
Number of Securities: 15
File ID: 15910.1.evp.computer.share.ast.wfc.mrk
Shares Security Mean and/or Div and Int Security
or Par Description High/Ask Low/Bid Adjustments Accruals Value
�� Q1) 70 WELLS FARGO & CO NEW (949746101; WFC)
� COM
.�� New York Stock Exchange
���� v 12/10/2014 55.09000 54.21000 H/L
54.650000 3,825.50
2) 89.092 MERCK & CO ZNC NEW (58933Y105; MRK)
�� � COM
New York Stock Exchange
12/10/2014 60.52000 59.70000 H/L
���� �C 60.110000 5,352.31
3) 63.976 TOTAL SYS SVCS INC (891906109; TSS)
COM
New York Stock Exchange
���' 12/10/2019 33.53000 32.67000 H/L
1.�,e'M �� 33.100000 2,101.06
9) 19.737 SYNOVUS FINL CORP (67161C105; SNV)
COM NEW
C�C-�' � 12/10/201qtock Exchange 26.86000 26.19000 H/L
�t ;,� �� 26.525000 523.52
._�C
5) 36 MCDONALDS CORP (580135101; MCD)
COM
New York Stock Exchange
�C��• �� 12/10/2019 91.28990 89.51000 H/L
90.399950 3,254.40
��m Div: 0.85 Ex: 11/26/2014 Rec: 12/O1/2014 Pay: 12/15/2014 30.60
6) 402 AT&T INC {00206R102; T)
+- � ��M
l�L[�, New York Stock Exchange
12/10/2019 32.89000 32.91000 H/L
i.�{`�'1 � 32.650000 13,125.30
7) 323 BANK AMER CORP (060505104; BAC)
COM
��-�' � 12/10/2014tock Exchange 17.68000 17.37000 H/L
��i;,� l„p 17.525000 5,660.58
��C Div: 0.05 Ex: 12/03/2014 Rec: 12/05/2014 Pay: 12/26/2019 16.15
6) 190 BANK HAWAII CORP (062540109; BOH�
COM
New York Stock Exchange
���' ` 12/10/2019 59.60000 57.56000 H/L
\� S 56.580000 8,201.20
�''t�'� Div: 0.45 Ex: 11/25/2019 Rec: 11/26/2014 Pay: 12/12/2014 63.00
9) 16 HUNTINGTON BANCSHARES INC (446150109; HBAN)
/�L� {� COM
� [� The NASDAQ Stock Market LLC
12/10/2014 10.96000 10.21000 H/L
.��E-�,` �`�' 10.335000 165.36
10) 141.853878 PROCTER & GAMBLE CO (742718109; PG)
g �oM
��� New York Stock Exchange
12/10/2014 91.10000 89.96000 H/L
�c�SY1 a�1 90.530000 12,842.03
11) 153 SMUCKER J M CO (832696905; SJM)
COM NEW
Su`_y � New York Stock Exchange
'�� 12/10/2014 101.34500 100.15500 H/L
100.750000 15,414.75
�-c�e c� ��a
Paqe 1
This report was produced with EstateVal, a product of Estate Valuations & Pricing Systems, Inc. If you have questions,
please contact EVP Systems at (B18) 313-6300 or www.evpsys.com. (Revision 8.0.21
��, . � ��a�5 � -l� , 11� , l �( - 25
Date of Death: 12/10/2019 Estate of: Eugene N. Schuster Estate
Valuation Date: 12/10/2014 Account: 15910.1
Processing Date: 02/12/2015 Report Type: Date of Death
Number of Securities: 15
r"ile ZD: 15910.1.evp.computer.share.ast.wfc.mrk
Shares Security Mean and/or Div and Int Security
or Par Description High/Ask Low/Bid Adjustments Accruals Value
12) ; 199 EXXON MOBIL CORP (30231G102; XOM)
/ � � COM
`��., � New York Stock Exchange
,v t 12/10/2019 90.73000 88.20000 H/L
_�.'1�- �� 89.965000 17,803.59
13) 479.0346 COLGATE PALMOLIVE CO (194162103; CL)
COM
�C� � New York Stock Exchange
12/10/2014 69.69000 66.82000 H/L
�1..M � 1�t; � �., 69.255000 33,175.56
"iC.. �'.���5
14) ' 168:-36�}9 JPMORGAN CHASE & CO (46625H100; JPM)
COM
� I— � New York Stock Exchange ` � 3� � I 7
L� 1 � 1 � 12/10/2014 62.29000 60.37000 H/L 61.305000 1-0,3��:--2�4
"r,k�.
v
15) ' 15.0989 JPMORGAN CHASE & CO (46625H100; JPM)
COM
New York Stock Exchange
��� G s 12/10/2014 62.24000 60.37000 H/L
61.305000 922.57
;y��„ 1
Total Value: 5132,665.92
Total Accrual: $109.75
Total: 5132,795.67
� �-t�,�n� ; I � , � �{ C�;�� � 7
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Page 2
This report was produced with EstateVal, a product of Estate Valuations & Pricing Systems, Inc. If you have questions,
please contact EVP Systems at (818) 313-6300 or www.evpsys.com. (Revision 8.0.2)
t� ��, C� �C,�e�� r
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Estate Valuation
Cate of Death: 12/10/�014 Estate of: Eugene Pd. Schuster Estate
Valuation Date: 12/10/2014 Account: 15910.1
Processing Date: 03/02/2015 Report Type: Date of Death
Number of Securities: 7
Eile ID: 15910.1.evp.wr.jpm.xom.t.c1
Shares Security Mean and/or Div and Int Security
or Par Description High/Ask Low/Bid Adjustments Accruals Value
1) 34.152199 COLGATE PALMOLIVE CO (194162103; CL)
�`�. (], COM
7U New York Stock Exchange
--��� 1�� 12/10/2014 69.69000 68.82000 H/L
69.255000 2,365.21
2) 1.5548�8 AT&T INC (00206R102; T)
{�., COM
�JC. • �J� New York Stock Exchanqe
12/10/2014 32.89000 32.41000 H/L
_�,��"1 32.650000 50.77
3) 0.601423 EXXON MOBIL CORP (30231G102; XOM)
h t� COM
��(� New York Stock Exchange
.i�� �� 12/10/2019 90.73000 88.20000 H/L 89.465000 53.81
9) 94.7539 JPMORGAN CHASE & CO (96625H100; JPM)
/ `M_ � COM
`� V� New York Stock Exchange
,��m 1�[ 12/10/2014 62.29000 60.37000 H/L
� > 61.305000 5,808.89
5) 451.0732 WESTAR ENERGY INC (95709T100; WR)
COM
New York Stock Exchange
�L . �
12/10/2019 40.08000 39.37000 H/L
�,� � ��„j� 39.725000 17,918.88
Div: 0.35 Ex: 12/OS/2014 Rec: 12/09/2019 Pay: O1/02/2015 157.88
6) 94.4512 WESTAR ENERGY INC (95709T100; WR)
COM
�j L�, � New York Stock Exchange
12/10/2014 40.08000 39.37000 H/L
��_n,.�.� � 39.'725000 3,�52.07
CZ�� ) Div: 0.35 Ex: 12/05/2014 Rec: 12/09/2014 Pay: O1/02/2015 33.06
7) 99.4512 WESTAR ENERGY INC (95709T100; WR)
COM
New York Stock Exchange
,.•�� r, 12/10/2014 90.08000 39.37000 H/L
� �,� 39.725000 3,'752.0�
�� � Div: 0.35 Ex: 12/OS/2019 Rec: 12/09/2019 Pay: O1/02/2015 33.06
y
Total Value; $33,701.70
Total Accrual: -- $229.00
Total: 533,925.70
In. P� , .���� C� 3 ► � � , �`� � � � C��l�c� �l.v
�
Page 1
This report was produced with EstateVal, a product of Estate Valuations & Pricing Systems, Inc. If you have questions,
please contact EVP Systems at (818) 313-6300 or www.evpsys.com. (Revision 8.0.2)
�ch. G-, ��rn � �3 --�
Estate Valuation
Date of Death: 12/10/2014 Estate of: Eugene N. Schuster Estate
Valuation Date: 12/10/2014 Account: 15910.1
Processinq Date: 03/02/2015 Report Type: Date of Death
Number of Securities: 5
Fi1e ID: 15910.1.ms.2075
Shares Security Mean and/or Div and Int Security
or Par Description High/Ask Low/Bid Adjustments Accruals Value
1) 50 BLACKBERRY LTD (BBRY)
COM
NASDAQ Stock Market
12/10/2014 10.42000 10.05000 H/L
10.235000 511.�5
2) 920 CITIGROUP INC (1�2967924; C)
COM NEW
New York Stock Exchange
12/10/2014 55.92000 54.35000 H/L
55.135000 50,729.20
3) 500 GENERAL ELECTRIC CO (369604103; GE)
COM
New York Stock Exchange
12/10/2019 25.62500 25.15000 H/L
25.387500 12,693.75
4) 1500 SELECT SECTOR SPDR TR (81369Y605; XLF)
SBI ZNT-FINL
NYSE Arca Equities Exchange
12/10/2019 29.89000 29.52000 H/L
29.705000 37,057.50
5) 99 WELLS FARGO & CO NEW (949746101; WFC)
COM
New York Stock Exchange
12/10/2014 55.09000 59.21000 H/L
54.650000 5,910.35
Total Value: $106,397.55
Tota1 Accrual: $0.00
Total: $106,397.55
� r
�C�h ���� 3: � �
Page 1
This report was produced with EstateVal, a product of Estate Valuations & Pricing Systems, Inc. If you have questions,
please contact EVP Systems at (818) 313-6300 or www.evpsys.com. (Revision 8.0.2)
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� KINGSTON TVA EMPLOYEES CV
� 714 SWAN pOND AOAD
IF3ARRIMAN TN 37768
I (865)717-21B8
MEI�fBER'S STATEMENT OF ACCOVNT 3TATEMENT DATE: 12-31-2014
STATEMENT PAGE M: 1
EUGENE N SCHUSTER (Dept:MAIL) ACCOUNT NO.: 1857
905 STRATFORD DR
CARLISLE, DA 17013
�ss�sa�- --�:��= g H A R E A C C O U N T S = =�=�a::a:�m�.��va
'---------"'------------'-'-----'--"'--------"------------'-----------------------------
SHARE ID NO: 0 TYPE: REGULAR SEiARE ACCT FUTE:Variable FROM 10-01-2016 TO 12-31-2014
DATE TRAN3ACTION DESCRIPTION AMOUNT BALANCE
-'-'- ----"--------- '-"-"--------'------------------------ ---------- ----------
PREVIOUS BALANCE: 585.50
12-31 DZVIDEND Days: 92 Avq Bal: 585.50 APYE: 0.2518 0.3'I 585.87
12-31 NEW BAI.ANCE: 584.87
YEAR-TO-DATE DIVIDENDB:............. 1.46 PAYROLL DEPOSITS TH29 PERIOD:........ 0.00
AC8 DEPOSITS T828 PERIOD:............ 0.00
I I TOTAL FOR THIS PERIOD: � TOTAL YEAR-TO-DATE: �
� � I I
ITOTAL OVERDRAFT FEE3: � 0.00 I 0.00 �
I I �
�..0'fAL RETURNBD ITEM FEES: I 0.00 I 0.00 �
� I I �
������__����= M E S S A G E F R O M Y O U R C R E D I T U N I O N ������:��
The Annual Meeting will be held on MONDAY, FEBRUARY 23, 2016 at G:00 p.m.
<807>=-- _—__=--_-_= E N D O S S T A T E M E N T — ____ --�_-
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�
MEMBERS 15t
FEDERAL CREDIP UNION
REGULAR SAVINGS ACCOUNT:
Account Number/Suffix 364665-00
Date Account Established 08/13/2009
Principal Balance at Date of Death $134.32
Accrued Interest to Date of Death $0.00
Total Principal and Accrued Interest $134.32
Name of Joint Owner Monteen C Bard
Date Joint Added 07/20/2010
MEMBERS 1ST FEDERAL CREDIT UNION
Tess��
9
Lending Insurance Suppo Specialist
February 13, 2015
Estate of: EUGENE N SCHUSTER
Date of Death: 02/13/2015
Social Security Number: 295-20-7820
5000 Louise Dri�-e • P.O. Box 40 • tilechanicsburg,Pennsylvania 17055 • (800) 283-2328 • w1�lc:memberslst.or�
, ���. � , -��� �
Shareowner Services
Post Office Box 648�q
• � � St.Paul,MN 55i6q-o87q
sha rc,•owneron li ne.com
MONTEEN C BARD February 4,2oig
ESTATE OF EUGENE N SCHUSTER
905 STRATFORD DRIVE
CARLISLE PA 17013
Re:Share Balance Summary
Account number:40024�8292 _ --
Registration: EUGENE N SCHUSTERTOD
MONTEEN CAROLE BARD
SUBJECTTO STATOD RULES
905 STRATFORD DR ,
CARLISLE PA 1�013-3540
Acxount creation date: March 5,2009
Issue name of stock: Kellogg Company
Total share balance on December io,2oi4:�8.863
Certificate shares: .000
DRS/book-entry shares: .000
Plan shares: �8.863
Dividend Amount Paid YTD: N/A
Closing price per share on December io,2oi4: $64.7900
Fstimated value: $g,io9�53
Ticker symbol for the company: K
��tick.�hange:-NYSE �_��T - ---�
Please note that as a transfer agent,we are not directly connected to the stock market.The above price is given as an
esrimate and is not a guarantee of a specific price.The estimated value may lose value and is not guaranteed.
If you have any questions,you can send us an email by selecting"Contact Us"at any rime while online at
shareowneronline.com.You can also ca118�7�7-9ia5385 to talk to a shareowner relations specialist Monday through
Friday from�:oo a.m.to�:oo p.m.Central Time.
Sincerely,
Wells Fargo Shareowner Services
IIIIIIIIIIIIIIIIIIIIIIIII�II�IIIIIIIIIII�IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII *ZFNCOo35I2i8IiI1�yIYIY,�s
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January 27, 2015
Monteen C. 9ard
905 Stratford Drive
Canisle, PA 17013
RE: Estate ot Eugene N, Schuster
Dear Ms, Bard,
Below you will find the informallon requesied in your letter regarding the accaunts of Eugene N.
. Schuster.
Account Numbe� Date Opened Account Style Safance ss of interest Paid to
17J1012014 date
2351651 8/11/1995 Joint w/Right of S52,196.23 �2.22
Survivorship—
updaled
����ono�a �
180458484 8/1'l/1995 Joini w/Right of $7,730.75 51.31
SuNivo�ship—
updated
11/10/2014
�80458437 10113i1985 Joint wl Right of 59,888.15 $2.52
Survivor5hip—
updated
11/10/2014
I have also endosed the original dou,ments you sent ta us.A copy has been placed on file tor our
�ecords. If you need fu�ther asslstance,please give us a tall at 1-800-58Q3300,exten5fot�2244.
Sincerely,
� �
4anielle Thompkins
�state Depa�tment
� San Antonto 2i0.945,3300 Austln 312•833-3300 Toll Free 800.580.3300 �bfcaorg
P.O.Bo�2097,Unlvasal City,Texaa 78148-2491-One Randotph Brooks Perkway,Llve Qak,TX 78233-2416
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Holdings Page 1 ot�3
F� � ,,�,�,, � , _ � �,;, o . ,
�- MorganStanley
�-_ ,
Holdings �,�� v ��
L- ��,
Fiiter AAA•3198 All Assets by Product Type
AAA -3198
Market Va�uez:�5293,210.15 -
3�r�!Lc; .., . .,
Cash,MMF and BDP Gain I Loss Market Value Totai Cost
- $94,471.50 - -
C::�si:.t,i'v�F ar;d�'D€' Deposit and Money Market Yields
Market Value %oi
NamerSymbol Prior CEose APY� Accrued Interest� YTD Int.Paid YTD Int.With PoMolio
BANK DEPOSIT PROGRAM(MORGAN STANLEY BANK N.A. $94,471.50 0.01 $0.26 10.33 0.00 32.27
Cash - - - - - -
Totals: $94,471.50 _ §0.26 70.33 0.00 32.27
Stocks/Options Gain/Loss" Market Va1ue Total Cost'
$��,n;Fi.99 $96,825.39 - $81.084.11
Price Market Value Gain I Loss Gain Loss/ Est.Annual Curtent %of
Name/Symbol e rior Ckose puantity Adjusted Cost Prinr Close Prror Gbse. Prtor Cios�; Income' Yield% Portfolio
APPLE INC °i:��.�r�!,:a
B+ $111 950 350.000 $26,451.50 $39,182.50 ,y-y12,;31.i,Q +48.13°�: $658.00 1 67 13.39
(AAPL] -
CITIGROUP INC NEW �:':tr:�i;;:
B- $54.470 93.000 M $5,449.30 $5,065.71 _$383.59 -r.04?/n
_ $4.00 0.07 1.73
[CJ -
DRYSHIPS INC '' " ` $1,364.55
N/R $0.910 1,500.000 M $10,471.63 -$9,107.08 -86.9��� N/A 0.00 0.47
(DRYSj -
GENERAL ELECTRIC CO ' ''"' $12,635.00
A- $25270 500.000 $11,72tE5 *W9�3 35 +7 i'9`%� $440.00 3.48 4.32
[G E� -
ISHARES SELECT DIVIDEND ETF $��.920 200.000 M $13,799.50 $�5,584.00 +a� ���;� :?2 93;: $467.00 2.99 5.32
(Dwl -
KINDER MORGAN INC WTS EXP 2017 ''-'^'_ $2��z�
N/A $3�300 64.000M $119.88 �$9? �2 r;b'.18''!; N/A - 0.07
[KMI'] -
KINDER MORGAN INCORP %-"�� �"` $1,617.04
N/R $39 440 41.000 M $1,291.87 +h32r.:? *2`1?^%. $72.00 4.46 0.55
[KMI] , -
OCEAN RIG UDW INC " ' '
N/R �$&930 10.000 M $135.10 $89 30 -�45.80 -33 90°% $8.00 8.51 0.03
[ORIG� -
PFIZER INC >_-':;`.r.; _
B+ $31.860 200.000 M $4,965.12 $6,372.00 +����F�z .;g.34''!; $208.00 3.26 2.18
[PFE] -
TEXAS INSTRUMENTS `�-'-+''���° $10 819.00
g+ � $54.095 200.000 M $6,678.56 ' +�,q,;n�,44 +�>Z,rr".-:; $272.00 2.51 3J0
[TXN] -
-,._. , 61.000 M N/A $3,885.09 N/A N/A N/A 0 00 1.33
5��.. G'-, �S-�,m s �5 - �� �
https://w�tivw.mor�anstanlevclientserv.com/Secure/Portfolio/Holdin�s/Holdin�s.asnx 12/11/2014
Holdings Page 2 of 3
Price Market Value Gain I Loss Gain Loss°/, Est.Annual Curcent %of
NamelSymbol i>ric�r Glose Quantity Adjusted Cost t'rior i:iase :��rior Ckc�se r�rior Ctc>se Mcome° Yield% Portfolio
UNITED CONTINENTAL HLDGS INC $63.690 -
NIR -
[UAL]
$96,825.39
Totais: 381,084.11' - +S11,858.19` +i4.82'%` $2,129.00 33.08
Municipal Bonds Gain 1 Loss Market Value Total Cost
�t2,Gq2 32 $101,423.85 — $89,421.53
Price Market Value Gain!Loss�Gain Loss% Eat.Annual�Current %of
Name/Symboi :��rior Csost� puantity Adjusted Cost Pr#or Ctosa Priar Gtose� �'rior Clnse Accrued Interest� Income� Yield% Portfolio
HARRISBURG PA
GENL OBLIG RFDG '� :-::;'- $z3,338.00
NTS SER F $93.352 25,000.000 $21,886A2 +y1,451.9$ +6 6�% - N/A C.00 7.97
NIA/N/A -
Due:9I1512016
NEW YORK ST DORM
AU LSE REV COURT
FAC WESTCHESTER ` `�" � $42,256.00
CO OY5.13 $84.512 50,000.000 $32,497.69 _ +$�,i 5�.31 +30.03°%0 - N/A 0.00 14.44
AA21AA+
Due:SHI2023
SPRING TEX INDPT
SCH DIST SCHHSE
PSF-GTD '<'':":%�; $35,829.85
AAA I AAA $102.371 35,000.000 $35,037.82 +$792.03 +2.25',�� $489.15 $1,531.00 4.27 12.24
CPN:4.375°/,Due: -
8H512022 Callable at
$100.000 on 8I15I2015
Totals: 589,421.53 E101,423.85 +$12,002.32 +13,42"!o 5489.15 E1,531.00 34.65
Short trade date balance: —
' Cash account balance: 594.471 50
Est. Annual Income balance: a3;660.00
Accrued Interest balance: �489.41
� This"Market Value" summary field includes accrued interest.
'Account contains securities for which cost basis andlor other values are not available(indicated by a"N/A"displaying
in the cost and/or gain (loss)fields). Totals shown do not incorporate gains(or losses)for these securities. In addition,
total cost or adjusted cost may also be unavailable and excluded from totals. Please contact your Financial Advisor for
additional information. The accuracy of the purchase date, cost basis and other information you provide is not
independently verified.
` ��r�k ae�os�fs�re held at either- i,l) Morgan Stanley Bank, N.,�. andlor Morg�n Stanley PrivaEe Bank, Natitsnal
-�ss���atiar�. ;�~ilia;es of vlorgan ;�;a�71ey Smith B�rr�ey LLC, ar(2} Citibank, !V A., each a �7ational bank and ��JIC
rn4,��b�.r ��;�osi;s �rG e!;�i(�le far�DIC ins�srance �Ep to app(icable limits a��d in aeeordance with FQ{C r�ales Not SIPC
;��su�����i.
z=��� i1,� i�7 th��':�ai�tity cel����s��� i��dicates a pas€tion eligible to serve as collateral fcr a G�iargin loan.
<:����d�rnme��t S�cur�"tips and municipal bonds are typicaily�riced daiiy. i he price provided is fhe previous business
.'�ci�5 .,iti5lC�u �;':"I�;�'.
�}�u .r;,_;� :�:�;�s�dn `�r f�x�d ;nc�,r7ye securities under Prev CIo5e�re derived fron7 various sources. !n the case af bonc�s
`_�F�i�;; ;ess tE,�,;ue��*�,�, z�ric�r��ta is cierived from outside services ar computerized mocieEs. Therefare, in sarne c�ses,
E;,= ��ri::�sP�t��v^Jz^ �;��V�~�i,�f!�c�the�ctual market price. ��ta `ar synfhe#ic pre��rred sec�Fri�ies daes reflect rsal-time
r71�;?�kri i)I"iG!!1Q.
L:�;�rent��s::,�s�re�vai��b;e fror Stc�cks and Optians�nly. MII otf�er curr�nt pricing reflecfs the most reeently availabfe
r;�i,���^; "n�t �acu��ity. �=or example, Mutuaf Fund current prices are the most recent business�'ay's Nef Asset V�lus.
L���•°:,:,�i�f����.,%�����s:n thi��age ref!ect the cl�sir�g price� �f�,�,'cdnesday. C7ecer�7ber 1(}, 2u14
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