HomeMy WebLinkAbout08-26-15 r
Court of Common Pleas of Cumberland County
ORPHANS' COURT DIVISION
ESTATE OF Donald N Zull'//(/B� , Deceased No.21-2015-0316
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Revolving open end credit card account# 8000
Notice of claim by Wells Fargo Financial National Bank
filed pursuant to Section 3532(b)(2), of
the PEF code. . n
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To the Clerk of the Orphans' Court: �''. 3 Co AD
Enter the claim of Wells Fargo Financial National Bank
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(Claimant) o
the amount of $2,791.57 , against the above entitled estate.
The decedent, who resided at 34 Lancaster Ave Enola, PA 17025
(Street Address)
Cumberland, died on November 26, 2014 Written notice of said claim was given
/ �,(D,n,fate)
to Estate of Donald N Zulli l �powd �I ��">G , if known to claimant,
(Personal representative, or his counsel)
C/O Attorney Katherine L McDonald 2132 Market St Camp Hill, PA 17011 on
(Address)
September 9, 2015
(Date)
Wells Fargo Financial National Bank
(Claimant)
PO Box 3696 MAC P6053-021 Portland, OR 97*?()8
(Address)
N/A
(Claimant's Counsel). Andrea Lou n Ve .fl.cu tl o Anol5f
mix
(Address)
1505610105
REV-1500 EX(oz-u)(FI)fa
OFFICIAL USE ONLY
PA Department of Revenue pennsytvania
Bureau of Individual Taxes D""N'111T01111 E County Code Year File NumberPO BO urg,PA 1 INHERITANCE TAX RETURN1//l►_J [�a �
Harrisburg,PA 1'7128-0601 RESIDENT DECEDENT
ENTER DECEDENT INFORMATION BELOW -' it
Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY
11/26/2014 05/18/1971 —'---�
Decedent's Last Name Suffix Decedent's First Name MI
Zulli Jr. Donald111-1
(If Applicable)Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix Spouse's First Name MI
I_ _ � 1 1-1
Spouse's Social Security Number
L____:::1
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FILL IN APPROPRIATE OVALS BELOW
m 1.Original Return O 2.Supplemental Return O 3. Remainder Return(Date of Death
Prior to 12-13-82)
O 4.Limited Estate p 4a.Future Interest Compromise(date of O 5. Federal Estate Tax Return Required
death after 12-12-82)
O 6.Decedent Died Testate O 7.Decedent Maintained a Living Trust 8. Total Number of Safe Deposit Boxes
(Attach Copy of Will) (Attach Copy of Trust.)
O 9.Litigation Proceeds Received O 10.Spousal Poverty Credit(Date of Death O 11. Election to Tax under Sec.9113(A)
Between 12-31-91 and 1-1-95) (Attach Schedule O)
CORRESPONDENT- THIS SECTION MUST BE COMPLETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
Name Daytime Telephone Number
Katherine L. McDonald Esq (717) 975-9446
REGISTER OF WILLS USE ONLY
First Line of Address
2132 Market St o v
Second Line of AddressC� z
X 7, G
3
City or Post Office State ZIP Code -DATEFILED 0) f r_7
Cam Hill PA 17011
CJ r� C-�,
Correspondent's e-mail address: kmcdonald@dplglaw.com r— fri
Under penalties of perjury,I declare that I have examined this return,including accompanying schedules and statements,and to the best of my knomQdge an b
it is true,correct and complete.Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. l
SIGNATURE PERSON RESP NSIB E FOR FILING RET RN DATE
ADDRESS
125 East Columbia Road, a, PA 17025
SIGNAT PR P RER OTHER T N RE S NT I E PATE
-44
ADDRESS
2132 Market Street, Camp Hill, PA 17011
PLEASE USE ORIGINAL FORM ONLY
Side 1
L 1505610105 1505610105
1505610205
REV-1500 EX(FI)
Decedent's Social Security Number
Decedent's Name: Donald N. Zulli, Jr.
RECAPITULATION
1. Real Estate(Schedule A). . . ........ .... . .... . ..... ..... ........ ..... . 1. 98,000.00
.�t
2. Stocks and Bonds(Schedule B) .... ..... . ..... .... ...... .. . .... . .... .. 2. 0.00
3. Closely Held Corporation,Partnership or Sole-Proprietorship(Schedule C) .... . 3. 0.00
4. Mortgages and Notes Receivable(Schedule D).... ...... .... . .... . ....... 4. 0.00
5. Cash, Bank Deposits and Miscellaneous Personal Property(Schedule E)...... . 5. 500.00
6. Jointly Owned Property(Schedule F) O Separate Billing Requested . ..... . 6. 0.00
7. Inter-Vivos Transfers&Miscellaneous Non-Probate Property
(Schedule G) O Separate Billing Requested........ 7. 0.00
8. Total Gross Assets(total Lines 1 through 7)... ..... ... .... . ..... ..... ... 8. 98,500.00
9. Funeral Expenses and Administrative Costs(Schedule H). .... ........ . .... . 9. 2,185.40
10. Debts of Decedent, Mortgage Liabilities and Liens(Schedule 1)...... .... . .... 10. 109,422.31
11. Total Deductions(total Lines 9 and 10). .. ... ..... ...... .. ..... ........ . 11. 111,607.71
12. Net Value of Estate(Line 8 minus Line 11) ....... .. ........ . .. ..... ..... 12. -13,107.71
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which -"
an election to tax has not been made(Schedule J) ..... .... . .. . .... . ...... 13. 0.00
14. Net Value Subject to Tax(Line 12 minus Line 13) ..... .. ........... ...... 14. -13,107.71
TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate,or
transfers under Sec.9116
(a)(1.2)X.0 00 0.00 15 0.00
16. Amount of Line 14 taxable - - �'-
at lineal rate X.0 45 0.00 16. 0.00
17. Amount of Line 14 taxable
at sibling rate X.12 0.00 17. 0.00
a _
18. Amount of Line 14 taxable -
at collateral rate X.15 0.00 18 0.00
19. TAX DUE . ............ .. .............. ..... ...... ................. 19. 0.00
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT O
Side 2
1505610205 1505610205 J
REV-1500 EX(FI) Page 3 File Number
Decedent's Complete Address:
DECEDENT'S NAME
Donald N. Zulli, Jr.
STREETADDRESS
34 Lancaster Avenue
CITY STATE ZIP
Enola PA 17025
Tax Payments and Credits:
1. Tax Due(Page 2,Line 19) (1) 0.00
2. Credits/Payments
A.Prior Payments 0.00
B.Discount 0.00
Total Credits(A+B) (2) 0.00
3. Interest
(3) 0.00
4. If Line 2 is greater than Line 1 +Line 3,enter the difference. This is the OVERPAYMENT.
Fill in oval on Page 2,Line 20 to request a refund. (4) 0.00
5. If Line 1 +Line 3 is greater than Line 2,enter the difference.This is the TAX DUE. (5) 0.00
Make check payable to: REGISTER OF WILLS,AGENT.
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred.......................................................................................... ❑ 0
b. retain the right to designate who shall use the property transferred or its income ............................................ ❑ 0
c. retain a reversionary interest .............................................................................................................................. ❑ 0
d. receive the promise for life of either payments,benefits or care?...................................................................... ❑
2. If death occurred after Dec. 12,1982,did decedent transfer property within one year of death
without receiving adequate consideration?.............................................................................................................. ❑ E
3. Did decedent own an"in trust for"or payable-upon-death bank account or security at his or her death?.............. ❑ E
4. Did decedent own an individual retirement account,annuity or other non-probate property,which
contains a beneficiary designation? ........................................................................................................................ ❑ 0
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
For dates of death on or after July 1, 1994,and before Jan.1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse
is 3 percent[72 P.S.§9116(a)(1.1)(i)].
For dates of death on or after Jan. 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
[72 P.S.§9116(a)(1.1)(ii)].The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and
filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1,2000:
• The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent,an
adoptive parent or a stepparent of the child is 0 percent[72 P.S.§9116(a)(1.2)].
• The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent,except as noted in[72 P.S.§9116(a)(1)].
• The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12 percent[72 P.S. §9116(a)(1.3)].A sibling is defined,
under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption.
REV-1502 EX+(02-15)
r pennsylvania SCHEDULE A
DEPARTMENT OF REVENUE REAL ESTATE
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
Donald N.Zulli, Jr. 2015-316
All real property owned solely or as a tenant in common must be reported at fair market value.Fair market value is defined as the price at which property
would be exchanged between a willing buyer and a willing seller,neither being compelled to buy or sell,both having reasonable knowledge of the relevant facts.
Real property that is jointly-owned with right of survivorship must be disclosed on Schedule F.
Attach a copy of the settlement sheet if the property has been sold.
ITEM Include a copy of the deed showing decedent's interest if owned as tenant in common. VALUE AT DATE
NUMBER OF DEATH
DESCRIPTION
1' 34 Lancaster Avenue,Enola,PA 17025 98,000.00
TOTAL(Also enter on Line 1, Recapitulation.) $ 98,000.00
If more space is needed,use additional sheets of paper of the same size.
REV-i5o8 EX+(o8-i2)
r pennsylvania SCHEDULE E
DEPARTMENT OF REVENUE CASH, SANK DEPOSITS & MISC.
INHERITANCE TAX RETURN PERSONAL PROPERTY
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
Donald E. Zullii, Jr. 2015-316
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property jointly owned with right of survivorship must be disclosed on Schedule F.
ITEM VAIUE AT DATE
NUMBER DESCRIPTION OF DEATH
1. Personal and Household Effects 500.00
TOTAL(Also enter on Line 5, Recapitulation) $ 500.00
If more space is needed,use additional sheets of paper of the same size.
REV-1511 EX+(10-09)
4 r-,Q pennsylvania
SCHEDULE H
DEPARTMENT OF REVENUE FUNERAL EXPENSES AND
INHERITANCE TAX RETURN ADMINISTRATIVE COSTS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Donald N. Zulli, Jr. 2015-316
Decedent's debts must be reported on Schedule I.
ITEM
NUMBER DESCRIPTION AMOUNT
A. FUNERAL EXPENSES.: _. .
i.
B. ADMINISTRATIVE COSTS:
1. Personal Representative Commissions: 0.00
Name(s)of Personal Representative(s)
Street Address
City State ZIP
Year(s)Commission Paid:
1,522.50
2. Attorney Fees:
3. Family Exemption: (If decedent's address is not the same as claimant's,attach explanation.) 0.00
Claimant
Street Address
city State ZIP
Relationship of Claimant to Decedent
4. Probate Fees:
365.50
5. Accountant Fees: 0.00
6. Tax Return Preparer Fees: 0.00
7. 419/15 Cumberland Law Journal-Advertising 75.00
4/30115 The Sentinel-Advertising 222.40
TOTAL(Also enter on Line 9,Recapitulation) $ 21185.40
If more space is needed,use additional sheets of paper of the same size.
REV-1512 EX+(12-12)
pennsytvania SCHEDULE
DEPARTMENT OF REVENUE DEBTS OF DECEDENT,
INHERITANCE TAX RETURN MORTGAGE LIABILITIES & LIENS
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Donald N. Zulli, Jr. 2015-316
Report debts incurred by the decedent prior to death that remained unpaid at the date of death,including unreimbursed medical expenses.
ITEM VALUE AT DATE
—NUMBER DESCRIPTION OF DEATH
4/13/15 Discover Bank Card,Account Number 7182 7,405.71
2. 5/15/15 Citibank,N.A.-Best Buy Card,Account Number 4508 4,500.92
3. 7/10/15 US Bank National Association Mortgage,Previous Instrument#201320978 96,504.44
4. 5/29/15 Citibank N.A.Account No.2051598 1,011.24
TOTAL(Also enter on Line 10, Recapitulation) $ 109,422.31
If more space is needed,insert additional sheets of the same size.
REV-1513 EX+(01-10)
pennsytvania SCHEDULE
af , DEPARTMENT OF REVENUE
INHERITANCE TAX RETURN BENEFICIARIES
RESIDENT DECEDENT
ESTATE OF: FILE NUMBER:
Donald N. Zulli, Jr. 2015-316
RELATIONSHIP TO DECEDENT AMOUNT OR SHARE
NUMBER NAME AND ADDRESS OF PERSON(S)RECEIVING PROPERTY Do Not List Trustee(s) OF ESTATE
I TAXABLE DISTRIBUTIONS[Include outright spousal distributions and transfers under
Sec.9116(a)(1.2),)
I. Nikolas A.Zulli,57 South East Street,Carlisle,PA 17013 Son 0
2. Emilie D.Zulli,34 Lancaster Avenue,Enola,PA 17025 Daughter 0
ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18 OF REV-1500 COVER SHEET,AS APPROPRIATE.
II NON-TAXABLE DISTRIBUTIONS
A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN:
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS:
1.
TOTAL OF PART II- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET. 1$ 0
If more space is needed,use additional sheets of paper of the same size.
Dethlefs - Pykosh Law Group LLC STATEMENT
PO BOX 368
Camp Hill, PA 17001 DATE
8/25/2015
TO:
Donald N Zulli
125 East Columbia Road
Enola PA 17025
AMOUNT DUE AMOUNT ENC.
$45.00
DATE TRANSACTION AMOUNT BALANCE
07/25/2014 Balance forward 0.00
12/30/2014 INV#12948. 100.00 100.00
03/06/2015 INV#13603. 400.00 500.00
04/08/2015 INV#13862. 340.00 840.00
05/06/2015 INV#14142. 480.00 1,320.00
05/18/2015 PMT -1,320.00 0.00
05/22/2015 INV#14253. 112.50 112.50
06/03/2015 PMT -112.50 0.00
06/18/2015 INV#14459. 45.00 45.00
07/09/2015 PMT -45.00 0.00
07/30/2015 INV#14703. 45.00 45.00
CURRENT 1-30 DAYS 31-60 DAYS 61-90 DAYS OVER 90 DAYS AMOUNT DUE
0.00 45.00 0.00 0.00 0.00 $45.00
To assure proper credit please return this statement your with payment. For your convenience we
accept all major credit cards. For more information call us at 717-975-9446. Thank you.
A FINANCE CHARGE OF 1.5% PER MONTH WILL BE ASSESSED ON UNPAID BALANCES AFTER
30 DAYS.
Estate Information Services, LLC 0 1
:111111E
PO Box 1398 e-slate.informatioll scry ces,nG.
Reynoldsburg, OH 43068-6398 Hours:M-T 8am-9pm,W-Th 8am-7pm,F 8am-5pm EST
Deceased Account Collection Agency
Toll Free:(800)604-5435 Phone:(614)729-1743 Fax:(614)861-7017 www.probate-care.com
08/06/2015
9 �1111�'11���11���11��„�11���1�1'I1111111111111111111111111Jill 11
CATHERINE L MCDONALD-ESQUIRE
2132 Market St
Camp Hill,PA 17011-4706
RE Estate Of:DONALD N ZULLI JR
Creditor Name:DISCOVER BANK
Account Type:DISCOVER CARD Amount of Debt:$7,405.71
Account Number:************7182 Reference#:3886700
Dear CATHERINE L MCDONALD-ESQUIRE:
Please accept our condolences for your loss and we appreciate that the family may be going through a difficult time.
Estate Information Services is writing this letter to you because we believe you to be the person responsible for
accepting estate claims,paying any outstanding bills for DONALD N ZULLI JR out of the assets of the estate,or
handling any business affairs for DONALD N ZULLI JR. There is no personal liability to you associated with any
balance owed on this account from your personal assets or jointly owned assets.
In order to bring the account to a quick resolution,our client,DISCOVER BANK has granted us permission to make
an offer of settlement to you as DONALD N ZULLI JR's representative in the amount of$4,443.43,to be received
on or before 08/26/2015 as settlement of the balance owed.
In order to confirm your acceptance of this offer,please mail the payment to our office with the attached coupon,or
you may visit our secure website at http://www.Drobate-care.com/payment to process the payment electronically at
no additional cost. Should you have any questions or if you believe you have received this letter in error,please
contact us at the toll free number above for assistance.
Whenever$600 or more is forgiven as a result ofsettling a debt for less than the balance owed, the creditor may be
required to report the amount forgiven to the Internal Revenue Service on a 1099C form after which a copy would
be mailed to the estate by the creditor. If you are uncertain of the legal or tax consequences for the estate we
encourage you to consult your legal or tax advisor.
Estate Information Services,LLC is a debt collection company. This is an attempt to collect a debt from the assets
of the estate of DONALD N ZULLI JR and any information obtained will be used for that purpose. Calls maybe
monitored or recorded for quality assurance purposes.
Sincerely,
ESTATE INFORMATION SERVICES,LLC
----....----------------------------------------Cut along this line----------------------------------------------
Please Make Check Payable To:
DISCOVER BANK
;,,r„.w;,,,, , •,,:;tic.
Mail Payment To:
Estate Information Services,LLC. Debtor Name:DONALD N ZULLI JR
PO Box 1398 Reference#:3886700
Reynoldsburg,OH 43068-6398 Amount Due:$4,443.43
a,Pro) AscensionPoint Recovery Services, LLC
200 Coon Rapids Blvd. Suite 210
Coon Rapids, MN 55433-5876
AscensionPoInt (888) 806-9074 Phone-(763) 235-4055 Fax
RECOVERY SERVICES,LLC Hours: Monday-Friday 7:00AM to 5:OOPM CST
Creditor: Citibank N.A.
Account No: XXXXXXXXXXXX4508
Reference No: 2035718
Balance: $4,500.92 June 16, 2015
Dear estate of DONALD ZULLI,
We would like to offer our deepest condolences during this time of loss for you and your family. Thank you in
advance for promptly attending to this important matter in the life of DONALD ZULLI.
The Citibank N.A. -BEST BUY account in the amount of$4,500.92 for DONALD ZULLI has been placed with our
office for collection. In an effort to assist the estate during this difficult time, our client would like to extend an offer
to settle the debt of DONALD ZULLI in full for$3,600.74. Upon receipt of sufficient funds, our records will be
updated to reflect that the above account has been satisfied. We are not obligated to renew this offer.
We would appreciate payment of$3,600.74 and/or the estate information using the coupon below no later than
07/15/2015. Please let us know if the estate needs additional time. For convenience, we offer the option to pay by
phone using a checking/savings account by contacting one of our representatives at: (888) 806-9074. Payments and/or
the estate information coupon on the reverse side can be mailed to the address listed above. Whenever$600.00 or
more in principal of a debt is discharged as a result of settling a debt for less than the balance owing,the creditor may
be required to report the amount of the debt discharged to the Internal Revenue Service on a 1099C form, a copy of
which would be mailed to the estate representative by the creditor. If the estate representative is uncertain of the legal
or tax consequences, we encourage the estate representative to consult a legal or tax advisor.
Very truly yours,
AscensionPoint Recovery Services,LLC
This communication is from a debt collector. This is an attempt to collect a debt and any information obtained
will be used for that purpose. This is an attempt to collect a debt from the estate and not from the assets owned
by you personally. YOU PERSONALLY ARE NOT REQUIRED TO PAY ANY OF THE DEBTS FROM
THE ESTATE.
PLEASE SEE REVERSE SIDE FOR THE ESTATE INFORMATION COUPON. * * * '�
ACA
INTERNATIONAL
The Association of Credit
and Collection Professionals
PLEASE DETACH AND RETURN BOTTOM PORTION WITH THE ESTATE'S PAYMENT ivember
.......... .....................-----------......—.........—......... ....... ..........—........—..............—.................. ....................--........
DEPT 303 7236410015065 Phone Number: (888)806-9074
PO BOX 4115 Amount Enclosed:
CONCORD CA 94524 Creditor. Citibank N.A.
Account No: XXXXXXXXXXXX4508
111111111111111111111111 IN Reference No: 2035718
Offer Amount: $3,600.74
ADDRESS SERVICE REQUESTED
#BWNFTZF#TAM7236410015065#
All payments should be made payable to the creditor listed above.
11111111 Kill...I I I I I 1 111 11i�l��lt1ln PLEASE SEND PAYMENTS&CORRESPONDENCE TO:
KATHERINE L MCDONALD
2132 MARKET ST
CAMP HILL PA 17011-4706 ASCENSIONPOINT RECOVERY SERVICES,LLC
200 COON RAPIDS BLVD. SUITE 210
COON RAPIDS, MN 55433-5876
TAMOFF2-0615-610688114-00056-56
ar AscensionPoint Recovery Services, LLC
200 Coon Rapids Blvd. Suite 200
Coon Rapids,MN 55433-5876
AscenslonPci (888) 806-9074 Phone-(763) 235-4055 Fax
RECOVERY SERVICES,LLC Hours: Monday-Friday 7:OOAM to 5:OOPM CST
Reference No: 2051598
June 4,2015
Dear Estate of DONALD ZULLI,
We would like to offer our deepest condolences during this time of loss for you and your family. Our client has placed
an account with our office in the name of DONALD ZULU.
In an effort to minimize the stress during this time of grieving, our client has informed us that DONALD ZULLI had
enrolled in their credit card insurance product. As a result, this account may be eligible for a benefit payout to
resolve the outstanding balance.
To process the claim,we simply need a copy of the certified death certificate sent to our office using the postage paid
envelope provided. You may also fax the certified death certificate to (763) 235-4055.
Please remember that only the decedent's estate is liable for any outstanding bills owed. Family members are not
personally responsible for payment of any outstanding bills and could not be required to pay individually or with
assets owned jointly with the decedent.
Thank you in advance for attending to this important matter. Please don't hesitate to contact our office with questions
or to request additional information regarding the account.
Very truly yours,
AscensionPoint Recovery Services, LLC
ACA
INTERNATIONAL
The Association of Credit
and Collection Professionals
iNenrher
DEPT 303 6172465415069
PO BOX 4115
CONCORD CA 94524
11111111111111111111111111111111111111111111111 HE l l l 111111111111111111111111111111 IIII IN
i
ADDRESS SERVICE REQUESTED
#BWNFTZF#TAM6172465415069#
it�tillt��ll�1�11111 ill'[�t�l'1�1'�'�1]ti,t�lltttt �tl �it��ll'
ESTATE OF DONALD ZULLI
CIO DONALD N ZULLI SR
125 E COLUMBIA RD
ENOLA PA 17025-2404
TAMDCR-0603-606357328.00002.2
sionPoint Recovery Services, LLC
a Ascen200 Coon Rapids Blvd. Suite 210
Coon Rapids,MN 55433-5876
Ascension,`7",,iF, (888) 806-9074 Phone- (763) 235-4055 Fax
RECOVERY SERVICES,LLC Hours: Monday- Friday 7:0.OAM to 5:OOPM CST
Creditor: Citibank N.A.
Account No: XXXXXXXXXXXX6004
Reference No: 2051598
Balance: $1,011.24 May 29, 2015
Dear estate of DONALD ZULLI,
We would like to offer our deepest condolences during this time of loss for you and your family. Thank you for promptly
attending to this important matter in the life of DONALD ZULLI.
The Citibank N.A. -ZALES GORDONS account in the amount of$1,011.24 for DONALD ZULLI has been placed with our
office for collection. Please contact our office toll-free at(888) 806-9074 to discuss options for the estate. Payments and/or the
estate information coupon on the reverse side can be mailed to the address listed above. All payments should be made payable
to the creditor listed above. Please remember that only the estate of the deceased is liable for the debt owed and family
members are not personally responsible for payment of this debt.
Again,please accept our condolences during this difficult time.
Very truly yours,
AscensionPoint Recovery Services,LLC
Federal law requires that we give the following disclosure:
Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion
thereof,this office will assume this debt is valid. If you notify this office in writing within 30 days after receiving this notice
that you dispute the validity of this debt or any portion thereof,this office will obtain verification of the debt or obtain a copy of
a judgment and mail you a copy of such judgment or verification. If you request of this office in writing within 30 days after
receiving this notice this office will provide you with the name and address of the original creditor,if different from the current
creditor.
This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be
used for that purpose. This is an attempt to collect a debt from the estate and not from the assets owned by you
personally. YOU PERSONALLY ARE NOT REQUIRED TO PAY ANY OF THE DEBTS FROM THE ESTATE.
PLEASE SEE REVERSE SIDE FOR IMPORTANT INFORMATION
ABOUT YOUR RIGHTS AND THE PROBATE COUPON. * * * T
NCA
INTERNATIONAL
The Association of Credit
and Collection Professionals
PLEASE DETACH AND RETURN BOTTOM PORTION WITH THE ESTATE'S PAYMENT Member
......................-.......... .........-............---------...................... ............ .......... ......... ........................................... .....................-..........._...........
DEPT 303 5803943415054 Phone Number: (888)806-9074
PO BOX 4115 Amount Enclosed:
CONCORD CA 94524 Creditor: Citibank N.A.
Account No: XXXXXXXXXXXX6004
1111111111111111111 IN Reference No: 2051598
Balance: $1,011.24
ADDRESS SERVICE REQUESTED
#BWNFTZF#TAM5803943415054# All payments should be made payable to the creditor listed above.
1111111111111 PLEASE SEND PAYMENTS&CORRESPONDENCE TO:
KATHERINE L MCDONALD
2132 MARKET ST
CAMP HILL PA 17011-4706 ASCENSIONPOINT RECOVERY SERVICES, LLC
200 COON RAPIDS BLVD.SUITE 210
COON RAPIDS, MN 55433-5876
TAMNLB-0529.60443536B-00133-133
LlJ''i
Leon P. Haller, Esquire
Purcell, Krug&Haller
1719 North Front Street I L; Si L 10 A il
Harrisburg, PA 17102 -MI-1-BERLANDCN"NI T
717.234.4178 p�t�N S Y U�'AN I A
intg@pkh.com
U.S. BANK NATIONAL ASSOCIATION,AS IN THE COURT OF COMMON PLEAS
TRUSTEE FOR THE PENNSYLVANIA HOUSING OF CUMBERLAND COUNTY,PENNSYLVANIA
FINANCE AGENCY,
Plaintiff CIVIL ACTION-LAW
vs. ACTION OF MORTGAGE FORECLOSURE
DONALD N. ZULLI, SR., ADMINISTRATOR OF C)1 S —o 3� C��✓ L
THE ESTATE OF DONALD N. ZULLI,JR.,
Defendant
THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTINGTO COLLECT
A DEBT OWED TO OUR CLIENT. ANY INFORMATION OBTAINED FROM YOU
WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT.
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the following pages,you must take action
within twenty(20)days after the Complaint and notice are served,by entering a written appearance personally or by attorney and
filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so
the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money
claim in the Complaint of for any other claim-or relief requested by the Plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR
CANNOT AFFORD ONE,GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN
GET LEGAL HELP,
CUMBERLAND COUNTY LAWYER REFER 0 RECORD
CUMBERLAND COUNTY BAR ASSOCIATION 32 S unto set my,hand
CARLISLE,PA 17013 and the seal of said.Court aj,carlisle-,-Pa.
717-249-3166 Thisda*y- f, 20
c'". T
Prothonotary
AVISO
7
LE HAN DEMANDADO A USTED EN LA CORTE. ST DESEA DEFEIWSE COT�-A' ASQUP-AS
PERESENTADAS,ES ABSOLUTAMENTENECESSARIO QUE USTED RESPONDA DENTRO DE 20-DIAS DESPUES DE
SER SERVIDO CON ESTA DEMANDA Y AVISO. PARA DEFENDERSE ES NECESSARIO QUE USTED,0 SU ABOGADO,
REGISTRE CON LA CORTE EN FORMA ESCRITA,EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION
CONTRA LAS QUEJAS EN ESTA DEMANDA.
RECUERDE: SI USTED NO REPONDE A ESTA DEMANDA,SE PUEDE PROSEGUIR CON EL PROCESO SIN SU
PARTICIPACION. ENTONCES,LA COUTE PUEDE, SIN NOTIFICARIO,DECIDIR A FAVOR DEL DEMANDANTE Y
REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA DEMANDA. POR RAZON DE ESA
DECISION,ES POSSIBLE QUE USTED PUEDA PERDER DINERO,PROPIEDAD U OTROS DERECHOS IMPORTANTES.
LLEVE ESTA DEMANDA A UN ABOGADO IMMEDIATEAMENTE.
Sl NO CONOCE A UN ABOGADO,LLAME AL"LAWYER REFERENCE SERVICE"(SERVICIO DE REFERENCIA
DE ABOGADOS),(215)238-6300.
CUMBERLAND COUNTY LAWYER REFERRAL SERVICE
CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET
CARLISLE,PA 17013
717-249-3166
U.S. BANK NATIONAL ASSOCIATION, AS IN THE COURT OF COMMON PLEAS
TRUSTEE FOR THE PENNSYLVANIA HOUSING CUMBERLAND COUNTY, PENNSYLVANIA
FINANCE AGENCY,
Plaintiff
CIVIL ACTION LAW
VS. ACTION OF MORTGAGE FORECLOSURE
DONALD N. ZULLI, SR., ADMINISTRATOR OF
THE ESTATE OF DONALD N. ZULLI, JR.,
Defendant
THE FOLLOWING NOTICE IS BEING PROVIDED PURSUANT TO THE FAIR DEBT
COLLECTION PRACTICES ACT, 15 U.S.C. 1601
The undersigned attorney is attempting to collect a debt owed to the Plaintiff, and any
information obtained will be used for that purpose. The amount of the debt is stated in this
Complaint. Plaintiff is the creditor to whom the debt is owed. Unless the Debtor,within thirty
(30) days after your receipt of this notice disputes the validity of the aforesaid debt or any
portion thereof owing to the Plaintiff, the undersigned attorney will assume that said debt is
valid. If the Debtor notifies the undersigned attorney in writing with the said thirty(30)day
period that the aforesaid debt, or any portion thereof, is disputed,the undersigned attorney shall
obtain written verification of the said debt from the Plaintiff and mail same to Debtor. Upon
written request by Debtor to the undersigned attorney within said thirty (30) day period,the
undersigned attorney will provide debtor with the name and address of the original creditor if
different from the current creditor.
PURCELL, KRUG&HALLER
1719 North Front Street
Harrisburg, PA 17102
(717) 234-4178
Attorney I.D.# 15700
Attorney for Plaintiff
U.S. BANK NATIONAL ASSOCIATION, AS IN THE COURT OF COMMON PLEAS
TRUSTEE FOR THE PENNSYLVANIA HOUSING CUMBERLAND COUNTY,PENNSYLVANIA
FINANCE AGENCY,
Plaintiff CIVIL ACTION- LAW
vs. ACTION OF MORTGAGE FORECLOSURE
DONALD N. ZULLI, SR.,ADMINISTRATOR OF
THE ESTATE OF DONALD N. ZULLI, JR.,
Defendant
COMPLAINT. IN MORTGAGE FORECLOSURE
1. Plaintiff, U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA
HOUSING FINANCE AGENCY,pursuant to a Trust Indenture dated as of April 1, 1982 and as
amended by Supplemental Indenture of Trust dated March 1,2007,is acting through the Pennsylvania
Housing Finance Agency ("Agency"), its appointed Limited Power of Attorney, with an address of 211
North Front Street,Harrisburg, Pennsylvania 17101. The Limited Power of Attorney executed October
4, 2006 between the Plaintiff and the Agency is recorded in the Recorder of Deeds Office of the within
County and Commonwealth on October 11,2006 in Book 0731,Page 0421. The Limited Power of
Attorney is incorporated herein by reference pursuant to Pa.R.C.P. 1019(g).
2. Defendant, DONALD N. ZULLI, SR., is an adult individual whose last known address is 125 EAST
COLUMBIA ROAD,ENOLA,PA 17025.
3. On or about, February 15, 2013, Donald N. Zulli, Jr. executed and delivered a Mortgage Note in the sum
of,$96,224.00 payable to FIRST HERITAGE FINANCIAL LLC,which Note is attached hereto and
marked Exhibit"A".
4. Contemporaneously with and at the time of the execution of the aforesaid Mortgage Note,in order to
secure payment of the same, Donald N. Zulli, Jr.made,executed, and delivered to original Mortgagee,a
certain real estate Mortgage which is recorded in the Recorder of Deeds Office of the within County and
Commonwealth on February 20, 2013 in Instrument No. 201305686 conveying to original Mortgagee
the subject premises. The Mortgage was subsequently assigned to PENNSYLVANIA HOUSING
FINANCE AGENCY and was recorded in the aforesaid County on February 20, 2013 as Instrument
Number 201305684. A Corrective Assignment was recorded on June 25, 2013 as Instrument Number
201320978 for the purpose of correcting the chain of title. The Mortgage was further assigned to U.S.
BANK,NATIONAL ASSOCIATION, TRUSTEE FOR PENNSYLVANIA HOUSING FINANCE
AGENCY and will be sent for recording, which Assignment is attached hereto and marked Exhibit`B".
The said Mortgage and Assignments are incorporated herein by reference.
5. The land subject to the Mortgage is: 34 LANCASTER AVENUE, ENOLA, PA 17025 and is more
particularly described.in Exhibit"C" attached hereto.
6. Donald N. Zulli, Jr. died Intestate on November 26, 2014. On March 24, 2015, Letters of
Administration were granted to Donald N. Zulli, Sr. under Cumberland County File Number 21-15.-316.
The heirs of Donald N. Zulli, Jr. are the real owners of the property. Their interest is represented by the
Administrator. The Plaintiff does not hold the named Defendant personally liable in this cause of action.
This cause of action is being brought to foreclose the interest of the said Defendant in the aforesaid real
Estate only and the Defendant has been named in accordance with Pa.R.C.P: 1144 (a)(2) and 20
Pa.C.S.A. Section 301(b).
7. The Mortgage is in default due to the fact that the Defendant has failed to pay the installment due on
December 01, 2014 and all subsequent installments thereon,and the following amounts-are due on the
Mortgage:
UNPAID PRINCIPAL BALANCE $93,109.84
Interest at$9.05 per day $2,470.65
From 11/01/2014 To 08/01/2015
(based on contract rate of 3.5000%)
Late Charges $17.28 $138.24
From 12/01/2014 to 08/01/2015
Escrow Deficit $785.71
TOTAL $96,504.44
"Together with interest at the per diem rate noted above after August 01, 2015 and other charges and
costs to date of Sheriff's Sale.
8. Notice of intention to foreclose and to accelerate the loan balance was sent letters dated February 20,
2015 as required by Pennsylvania Act No. 6 of 1974, as amended. A copy of the February 20, 2015 Act
6 Notices is attached hereto and marked Exhibit"D".
9. The within Mortgage is insured by the Federal Housing Administration under Title II of the National
Housing Act and, as such, is not subject to the provisions of Pennsylvania Act No. 91 of 1983.
10. The Plaintiff is unable to determine whether Donald N. Zulli, Sr. is currently in the military service
which would bring him within the Service Members Civil Relief Act, as amended. An Affidavit of
Non-Military Service is attached hereto as Exhibit"E".
WHEREFORE,Plaintiff demands and IN REM judgment against the Defendant in the sum of$96,504.44,
together with other interest,costs and charges collectible under the Mortgage including but not limited to
attorney fees and costs, and for the foreclosure'and Sheriff's Sale of the Mortgaged property.
By:
PURCELL, KRUG &, ALLER
Leon P. Haller,Esquire
I.D. # 15700
Jill M. Wineka
I.D. #58802
Attorneys for Plaintiff
1719 N. Front Street
Harrisburg,PA 17102
(717-234-4178)
L�1-9 30
a 7 67 go()L/
Loan No, 2706204 NOTE FHA Case No.
February 15,2013 (Fixed Rate) 4464586928-703
[Date)
34 LANCASTER AVENUE
ENOLA,PA 17025 �,'f iginal
(Property Address)
I. PARTIES
"Borrower" means each person signing at the end of this Note, and the person's successors and assigns. "Lender"
means
First Heritage Financial LLC,a Limited Liability Company
and its successors and assigns.
2. BORR'OWER'S PROMISE TO PAY;INTEREST
In return for a loan received from Lender, Borrower promises to pay the principal sum of
NinetySix Thousand Two Hundred TwentyFour DOLLARS and Zero CENTS
Dollars (U.S., $ 96,224.00 ), plus interest, to the order of Lender. Interest will be charged on unpaid
principal,from the date of disbursement of the loan proceeds by Lender,at the rate of
Three and One Half
percent( 3.500 %)per year until the full amount of principal has been paid.
3. PROMISE TO PAY SECURED
Borrower's promise to pay is secured by a mortgage, deed of trust or similar security instrument that is dated the
same date as this Note and called the "Security Instrument". That Security Instrument protects the Lender from
losses which might result if Borrower defaults under this Note.
4. MANNER OF PAYMENT
(A) Time
Borrower shall make a payment of principal and interest to Lender on the first day of each month beginning.on
` April 1,2013 . Any principal and interest remaining on the first day of March 1
2043 , will be due on that date, which is called the maturity date.
(B) Place
Payment shall be made at 206D Red Lion Road
Philadelphia,PA 19115
or at such place as Lender may designate in writing by notice to Borrower.
(C) Amount
Each monthly payment of principal and interest will be in the amount of U.S. $ 432.09 This
amount will be part of a larger monthly payment required by the Security Instrument, that shall be applied to
principal,interest and other items in the order described in the Security Instrument.
(D) Allonge to this Note for Payment Adjustments
If an allonge providing for payment adjustments is executed by Borrower together with this Note, the covenants
of the allonge shall be incorporated into and shall amend and supplement the covenants of this Note as if the allonge
were a part of this Note. [Check applicable box.]
•Q Graduated Payment Allonge Q Growing Equity Allonge
Q Other[Specify]
5. BORROWER'S RIGHT TO PREPAY
Borrower has the right to pay the debt evidenced by this Note, in whole or in part, without charge or penalty,.on
the first day of any month. Lender shall accept prepayment on other days provided that borrower pays interest on the
amount prepaid for the remainder of the month to the extent required by Lender and permitted by regulations of the
Secretary. If Borrower makes a partial prepayment, there will be no changes in the due date or.in the amount of the
monthly payment unless Lender agrees in writing to those changes.
6. BORROWER'S FAILURE TO PAY
(A) Late Charge for Overdue Payments
If Lender has not received the full monthly payment required by the Security Instrument, as described in
Paragraph 4(C)of this Note, by the end of fifteen calendar days after the payment is due, Lender may collect a late
MULTISTATE-FHA Fixed Rate Note
Form 99000 1196
Laser Forms Inc.(800)4463555
LFISFHA99000 2/02 Pagel of 2 Initials:
charge in the amount of Four Point Zero
percent( 4.000 %)of the overdue amount of each payment.
(B) Default
If Borrower defaults by failing to pay in full any monthly payment, then Lender may, except as limited by
regulations of the Secretary in the case of payment defaults, require immediate payment in full of the principal
balance remaining due and all accrued interest. Lender may choose not to exercise this option without waiving its
rights in the event of any subsequent default, in many circumstances regulations issued by the Secretary will limit
Lender's rights to require immediate payment in full in the case of payment defaults. This Note does not authorize
acceleration when not permitted by HUD regulations. As used in this Note, "Secretary" means the Secretary of
Housing and Urban Development or his or her designee.
(C) Payment of Costs and Expenses
If Lender has required immediate payment in full, as described above,Lender may require Borrower to pay costs
and expenses including reasonable and customary attorney's fees for enforcing.this Note to the extent not prohibited
by applicable law. Such fees and costs shall bear interest from the date of disbursement at the same rate as the
principal of this Note.
7. WAIVERS
Borrower and any other person who has obligations under this Note waive the rights of presentment and notice of
dishonor. "Presentment" means the right to require Lender to demand payment of amounts due. "Notice of
dishonor"means the right to require Lender to give notice to other persons that amounts due have not been paid.
8. GIVING OF NOTICES
Unless applicable law requires a different method,any notice that must be given to Borrower under this Note will
be given by delivering it or by mailing it by first class mail to Borrower at the property address above or at a
different address if Borrower has given Lender a notice of Borrower's different address.
Any notice that must be given to Lender under this Note will be given by first class mail to Lender at the address
stated in Paragraph 4(B)or at a different address if Borrower is given a r)otice of that different address.
9. OBLIGATIONS OF PERSONS UNDER THIS NOTE
If more than one person signs this Note, each person is fully and personally obligated to keep all of the promises
made in this Note, including the promise to pay the full amount owed. Any person who is a guarantor, surety or
endorser of this Note is also obligated to do these things. Any person who takes over these obligations,including the
obligations of a guarantor, surety or endorser of this Note, is also obligated to keep all of the promises made in this
Note. '.ender may enforce its rights under this Note against each person individually or against all signatories
together. Any one person signing this Note may be required to pay all of the amounts owed under this Note.
BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Note.
�tjlrtCY/ `yg (Seal) (Seal)
DONALD Z ULLI J -Borrower -Borrower
N.
(Seal) (Seal)
Bortowcr -Borrower
Pay without course to the
Pennsylvania sin F nanee Agency
By: F' t H ' g Financial LLC,
Li lity COMPAY
1 n Giordano,CEO
MULTISTATE-FHA Fixed Rate Note
Form 99000 1/96
Laser Forns Inc.(000)446-3555
LFI#FHA99000 2102 Page 2 of 2
Prepared by&Return to:
U.S.Bank National Association
c/o PHFA-Loan Servicing Division
211 North Front Street,P.O.Box 15057
Harrisburg,Pennsylvania 17105-5057
717-780-3'600 or 1-800-346-3597
PIN/ED Number: 09140834247 2708204
Above space is intentionally left blank for recording data,
ASSIGNMENT OF MORTGAGE
For value received,PENNSYLVANIA HOUSING FINANCE AGENCY("PHFA"),hereby grant,sell,convey,
assign and deliver unto the U.S.BANK NATIONAL ASSOCIATION,(Trustee for the Pennsylvania Housing
Finance Agency,pursuant to a Trust Indenture dated as of April 1, 1982),its successors and assigns,the following.
described Mortgage,together with the Note secured thereby
Name of Original Mortgagor(s): DONALD N.ZULLI JR
Secured by the real property located at: 34 LANCASTER AVENUE,ENOLA,PA 17025
Municipality of: TOWNSHIP OF EAST PENNSBORO
Original Mortgagee: FIRST HERITAGE FINANCIAL,LLC
Original Principal Amount:$96,224.00 County Recorded in: CUMBERLAND
Mortgage Recorded:February 20,2013 Instrument#: 201305686
Last Assignment to: PA Housing Finance Agency Instrument#: 201320978
IN WITNESS WHEREOF,the said Pennsylvania Housing Finance Agency,has caused this Assignment of
Mortgage to be executed by its duly authorized-officer. (Series: 830) MUNOZ
DATED: May 05,2015 By: PENNSYLVANIA HOUSING FINANCE AGENCY
%4tvm #
Thomas F.Brzana,Jr.
Director of Loan Servicing Division
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF DAUPHIN-
On this,the --1"`— day of ty 2015,before me,the undersigned officer,personally appeared Thomas
F.Brzana,Jr.,Director of Loan Servicingbivision.,an authorized officer of the Pennsylvania Housing Finance
Agency,and acknowledged that he,being authorized to do so,executed the foregoing instrument for the purposes
therein contained.
In witness whereof,I have hereunto set my hand and official seal. \��'
Notary Public
COMMONWEALTH OF PENNSYLVANIA
NOTARIAL SEAL
Kimberley A.Ayala,Notary Public
City of Harrisburg,Dauphin County
CERTIFICATE OF RESIDENCE OF ASSIGNEE My Commission Expires Jan.15,2019
P
I certify that the principal business and mailing address for this assignment and assigneeOEff,PENNOM OTARIES.
U.S.Bank National Association,c/o PHFA-Loan Servicing Division
211 North Front Street,P.O.Box 15057,Harrisburg,Pennsylvania 17105-5057
0
Authorized Officer
.
'
.
`
ALL THAT CERTAIN piece orparcel ofland situate in East PennmboroTovvnoh' Cumberland County,
Pennsylvania, bounded and described aafollows, to wit:
BEGINNING at a point in the eastern line of Lancaster Road, 52 feet North of the northeast corner of the
intersection of Lancaster Road and Huntingdon Road; thence nodhvvand|y along the mosham line of
Lancaster Road, bD feet to the southern line of Lot No. 16. Block ''C'`on the hereinafter mentioned Plan of
Lots; thence eastwand}y along the southern line of Lot No. 16. Block"C". 145 feet to the western line of
15 feet wide alley; thence southvmamd|y along the vm*obanl line of said 15 feet wide'aUey. 50 feet to the
northern line ofLot No. 14. Block"C"; thence westwardly along the northern line ofLot No. 14. Block"C".
145feet tnapoint, the place ofBEGINNING.
.
BEING Lot No. 15. Block"C' inthe Plan o{Lots known asWest Eno(m. recorded inPlan Book 1. Page 2Q.
Cumberland County records.
HAVING THEREON ERECTED oone and one-half story single dwelling known as No. 34 Lancaster
Avenue, Eno|e. Pennsylvania.
^
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Pennsylvania
Dousing Finance Agency Accounting &Loan Servicing_
211 North Front Street, P.O.Box 15057
Harrisburg, PA 17105-5057
(800)346-3597 FAX(717) 780-3853
TTY(717) 780-1869
CERTIFIED MAIL- RETURN RECEIPT REQUESTED
2/20/2015
RE: Account No. 2708204
DONALD N. ZULLI,JR.
34 LANCASTER AVE
ENOLA, PA 17025-2008
RE: 34 LANCASTER AVENUE
ENOLA, PA 17025-2008
Dear Occupant(s):
NOTICE OF INTENTION TO FORECLOSE MORTGAGE
The MORTGAGE held by PENNSYLVANIA HOUSING FINANCE AGENCY (hereinafter We, Us
or Ours) on your. property located at 34 LANCASTER AVENUE, ENOLA, PA 17025-2008, IS IN
SERIOUS DEFAULT because you have not made the monthly payments of $697.00 for 12/2014
through 2/2015 for a total of$2,091.00. Late charges and NSF charges that have accrued to this date in
the amounts of $51.84- and $.00 respectively, are also due. The total listed below includes all fees
(including inspections and securing that needed to be completed) less any funds we are holding in
suspense. The total amount now required to cure this default, or in other words, get caught up in your
payments, as of the date of this letter is$2,162.84.
You may cure this default within THIRTY (30) DAYS of the date of this letter, by paying to us the
total amount of $2,162.84, plus any additional monthly payments, expenses and late charges which may
fall due during this period. Such payment must be made either by cash in our.office, cashier's check,
certified check or money order and made at:
PENNSYLVANIA HOUSING FINANCE AGENCY
211 NORTH FRONT STREET/P.O. BOX 15057
HARRISBURG, PA 17105-5057
1-800-822-7375 or TTY(800)346-3597
If you do not cure the default within THIRTY (30) DAYS, We intend to exercise our right to
accelerate the mortgage payments. This means that whatever is owing on the original amount
borrowed will be considered due immediately and you may lose the chance to pay off the original
mortgage in monthly installments. If full payment of the amount of default is not made within THIRTY
(30) DAYS, we also intend to instruct our attorneys to start a lawsuit to foreclose your mortgageed
property.
If the mortgage is foreclosed, your mortgage property will be sold by the sheriff to pay off the
mortgage debt. If we refer your case to our attorneys, but you cure the default before they begin legal
proceedings against you, you will still have to pay the reasonable attorney's fees, actually incurred, up to
$50.00. However, if legal proceedings are started against you, you will have to pay the reasonable
attorney's fees, even if they are over$50.00. Any attorney's fee will be added to whatever you owe us,
which may also include our reasonable costs. If you cure the default within the thirty-day period,you will
not be required to pay attorney fees.
FHAACT/dtmdocs/ALSV/
We may also sue you personally for the unpaid principal balance and all other sums due under
the mortgage. If you have not cured the default within the thirty-day period and foreclosure proceedings
have begun, you still have the right to cure the default and prevent the sale at any time up to one hour
before the sheriff Ps foreclosure sale. You may do so by paying the total amount of the unpaid monthly
payments and any late or other charges then due, as well as the reasonable attorney's fees and costs
connected with the foreclosure sale and perform any other requirements under the mortgage. It is
estimated that the earliest date that such a Sheriff's sale could be held would be approximately five
months from the date of this Notice. A notice of the date of the Sheriff sale will-be sent to you before the
sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find
out at any time. exactly what the required payment will be by calling us at the following number:
1-800-822-7375. This payment must be made payable in cash in our office, cashier's check, certified
check or money order and made payable to us at the address stated above.
You should realize that a Sheriff's sale will end your ownership of the mortgaged property and
your right to remain in it. If you continue to live-in the property after the Sheriff's sale, a lawsuit could be
started to evict you.
You have additional rights to help protect your interest in the property. YOU HAVE THE RIGHT
TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THIS MORTGAGE DEBT, OR TO
BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. YOU MAY
HAVE THE RIGHT TO SELL OR TRANSFER THE PROPERTY SUBJECT TO THE MORTGAGE TO A
BUYER OR TRANSFEREE WHO WILL ASSUME THE MORTGAGE DEBT, PROVIDED THAT ALL
THE OUTSTANDING PAYMENTS, CHARGES AND ATTORNEY'S FEES AND COSTS ARE PAID
PRIOR TO OR AT THE SALE AND THAT THE OTHER REQUIREMENTS UNDER THE MORTGAGE
ARE SATISFIED. CONTACT US TO DETERMINE UNDER WHAT CIRCUMSTANCES THIS RIGHT
MIGHT EXIST. YOU HAVE THE RIGHT TO HAVE THIS DEFAULT CURED BY ANY THIRD PARTY
ACTING ON YOUR BEHALF.
If you cure the default, the mortgage will be restored to the same position as if no default had
occurred. However, you are not entitled to this right to cure your default more than three times in any
calendar year.
You have the right to assert in any foreclosure proceeding or any other lawsuit instituted under
the mortgage.documents,the nonexistence of a default or any other defense you believe you may have
to any such action.
If you maintain credit, life or disability insurance in connection with your mortgage loan, your
failure to pay premiums with your payments may have already resulted or may result in the future in the
lapse or a cancellation of that insurance by the insurance company. If the insurance lapses or is
cancelled, reinstatement of the loan will not reinstate the insurance, and you will have to apply to the
insurance company and qualify for replacement insurance if you wish to retain it.
If you make partial payments on account of the delinquencies, we may accept them and apply
them to the delinquencies. However, such partial payments will not cure your default or reinstate your
loan. The loan will not be reinstated unless we receive the entire amount required to cure the default.
Sincerely,
t24� '
Mr.Thomas L. Gouker
Manager of Collections
PENNSYLVANIA HOUSING FINANCE AGENCY
211 North Front Street/P.O. Box 15057
Harrisburg, PA 17105-5057
TLG/
FH AACT/dtmdocs/ALSV/
Pennsylvania
Housing Finance Agency Accounting &Loan Servicing
211 North Front Street,P.O.Boz 15057
Harrisburg,PA 1-7105-5057
(800)346-3597 FAX(717) 780-3853
TTY(717) 780-1869
NOTICE
2/20/2015
DONALD N. ZULLI, JR.
34 LANCASTER AVE
ENOLA, PA 17025-2008
RE: Account#2708204
TO: DONALD N. ZULLI, JR.
34 LANCASTER AVENUE
ENOLA, PA 17025-2008
FROM: PENNSYLVANIA HOUSING FINANCE AGENCY
The Federal Housing and Development Act of 1987 (as amended) directs creditors
to notify homeowners who are delinquent in their mortgage obligation of the availability of
homeownership counseling provided by nonprofit organizations approved by the Secretary
of the Department of Housing and Urban Development ("HUD") and experienced in the
provision of homeownership counseling.
Attached is a current list of HUD-approved counseling agencies for Pennsylvania.
If these agencies are not near you, you can call HUD's toll free number (800)
569-4287 for financially distressed mortgagors for information concerning HUD-approved
housing counseling agencies.
Attachment: Housing Counseling List
FHAACT/dtmdocs/ALSW
PLEASE BE SURE THE AGENCY OF YOUR CHOICE SERVICES YOUR COUNTY
CCCS OF WESTERN PA-HARRISBURG NACA
2000 LINGLESTOWN RD. 1341 N DELAWARE AVE;SUITE 312
HARRISBURG,PA.17110 PHILADELPHIA,PA.19125
Phone:888-599-2227 Phone:888-297-5568
HOUSING ALLIANCE OF YORK PHILADELPHIA COUNCIL OF COMMINITY
DEVELOPMENT
34 S.Duke St. ONE PENN CENTER;1617 JFK BLVD;SUITE 1550
York,PA 17401-1106 PHILADELPHIA,PA.19103-1828
Phone:800-864-4909 Phone:800-9304663
TABOR COMMUNITY SERVICES
208 E King St.
Lancaster,PA 17608-1676
Phone:717-397-5182
FHAACT/dtmdocs/ALSV/
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TO:
DONALD N ZULLI JR . X-j
34 LANCASTER AVENUE X
ENOLA,PA 17025
co
rt
SENDER: MUNOZ x
REFERENCE: 2708204 0
rt
PS Form 8800,January 2005
RETURN Postage -1. 49
RECEIPT Certified Fee n
SERVICE ->
Return Receipt Fee
Restricted Delivery
Total Postage&Fees
USPS1, POSTMARK OR DATE
Receipt for
Certified Mail'*
No Insurance Coverage Provided
Do Not Use for Intemational Mail
C3 CD
-i-Arb r
COMPLETE THIS SECTIORPN I•ELIVtRV
Cewe
5 Delivery
Ce
0. Signature
9414 7266 9904 2Q24 37L:N 84 x bmgent
E)Addressee
D. Is deliveryaddress
different from item 1? 0 Yes
If YES,enter delivery address below:
F-1 No
3. Service Type CERTIFIED MAILO
4. Restricted Delivery?(Extra Fee) DY.S
1, Article Addressed to:
DONALD N ZULLI- JR
.34 LANCASTER AVENUE'
' ENOLA,PA 17025
2708204
MUNOZ
PS Form 3811,January 2005 Domestic Return Receipt
U.S. BANK NATIONAL ASSOCIATION, AS IN THE COURT OF COMMON PLEAS
TRUSTEE FOR THE PENNSYLVANIA OF CUMBERLAND COUNTY,
HOUSING FINANCE AGENCY, PENNSYLVANIA
Plaintiff
CIVIL ACTION - LAW
vs.
ACTION OF MORTGAGE FORECLOSURE
DONALD N. ZULLI, SR.,
ADMINISTRATOR OF THE ESTATE OF
DONALD N. ZULLI,JR.,
Defendant
AFFIDAVIT OF NON-MILITARY SERVICE
COMMONWEALTH OF PENNSYLVANIA
ss:
COUNTY OF DAUPHIN
LEON P. HALLER,Attorney for Plaintiff,being duly sworn according to
law, deposes and says that he is a duly constituted representative for the Plaintiff in the
above captioned action and that after due and diligent search, I am unable to determine
whether Donald N. Zulli, Sr. is in the military service due to the fact that I do.not have his
social security number or his birth date.
Leon P. Haller
Attorney for Plaintiff
SWORN to and subscribed before me
this I day of 2015.
/NwlL��
Notar'y Public
My commission expires: —COMM-ON–W—M111 QF PENNSYLVANIA
Nam"Al 9"
(SEAL) Trod M.ftnsbwn'Not"public
City of Hamourg,DauOhm Q"
MY OMMIZOn B011'eS Aug.21.2015
In--14 FMfMLVAWA ASS M71ON(W 96FXS—
U.S. BANK NATIONAL ASSOCIATION, AS TRUSTEE FOR THE PENNSYLVANIA HOUSING
FINANCE AGENCY
VERIFICATION
I verify that the statements made in the foregoing Complaint are true and correct upon my
personal knowledge and upon information and belief.
I understand that false statements herein are made subject to the penalties of 18 Pa. C.S.
Section 4904 relating to unsworn falsification to authorities.
PENNSYLVANIA HOUSING FINANCE AGENCY,
Attorney-in-Fact for U.S. BANK NATIONAL
ASSOCIATION, AS TRUSTEE FOR THE
PENNSYLVANIA HOUSING FINANCE AGENCY
Dated ((J/ t
By
Thomas F. Brzana, 7r., hector of Loan Servicing for
the Pennsylvania Housing Finance Agency,Attorney-in-
Fact for U.S. Bank National Association, as Trustee for the
Pennsylvania Housing Finance Agency
2708204
ZULLI
P01455/43614-15
AscensionPoint Recovery Services, LLC
200 Coon Rapids Blvd. Suite 21.0
Coon Rapids,MN 55433-5876
Asce "ISionPoint (888) 806-9074 Phone-(763) 235-4055 Fax
RECOVERY SERVICES,LLC Hours: Monday-Friday 7:OOAM to 5:OOPM CST
Creditor: Citibank N.A.
Account No: XXXXXXXXXXXX4508
Reference No: 2035718
Balance: $4,500.92 May 15,2015
Dear estate of DONALD ZULLI,
We would like to offer our deepest condolences during this time of loss for you and your family. Thank you for promptly
attending to this important matter in the life of DONALD ZULLI.
The Citibank N.A. -BEST BUY account in the amount of$4,500.92 for DONALD ZULLI has been placed with our office for
collection. Please contact our office toll-free at(888) 806-9074 to discuss options for the estate. Payments and/or the estate
information coupon on the reverse side can be mailed to the address listed above. All payments should be made payable to the
creditor listed above. Please remember that only the estate of the deceased is liable for the debt owed and family
members are not personally responsible for payment of this debt.
Again,please accept our condolences during this difficult time.
Very truly yours,
AscensionPoint Recovery Services,LLC
Federal law requires that we give the following disclosure:
Unless you notify this office within 30 days after receiving this notice that you dispute the validity of this debt or any portion
thereof,this office will assume this debt is valid. If you notify this office in writing within 30 days after receiving this notice
that you dispute the validity of this debt or any portion thereof,this office will obtain verification of the debt or obtain a copy of
a judgment and mail you a copy of such judgment or verification. If you request of this office in writing within 30 days after
receiving this notice this office will provide you with the name and address of the original creditor,if different from the current
creditor.
This communication is from a debt collector. This is an attempt to collect a debt and any information obtained will be
used for that purpose. This is an attempt to collect a debt from the estate and not from the assets owned by you
personally. YOU PERSONALLY ARE NOT REQUIRED TO PAY ANY OF THE DEBTS FROM THE ESTATE.
* * *PLEASE SEE REVERSE SIDE FOR IMPORTANT INFORMATION
ABOUT YOUR RIGHTS AND THE PROBATE COUPON.
A.CA
INTERNATIONAL
The Association of Credit
and Collection Professionals
PLEASE DETACH AND RETURN BOTTOM PORTION WITH THE ESTATE'S PAYMENT Member
- _......-..._....-- ... ......_.............-............. .....................--.........--...... .......-- ......-.----...............-......................................
DEPT 303 4747618015056 Phone Number: (888)806-9074
PO BOX 4115 Amount Enclosed:
CONCORD CA 94524 Creditor: Citibank N.A.
Account No: XXXXXXXXXXXX4508
1111111111111111111111111 VIII VIII VIII VIII 1111 IN Reference No: 2035718
Balance:$4,500.92
ADDRESS SERVICE REQUESTED
#BWNFTZF#TAM4747618015056# All payments should be made payable to the creditor listed above.
11lltlttlt11ltttl[lilt t�l�ttltll�tllll�lll�l�lll�tl1llttlE11utit PLEASE SEND PAYMENTS&CORRESPONDENCE TO:
KATHERINE L MCDONALD
2132 MARKET ST
CAMP HILL PA 17011-4706 ASCENSIONPOINT RECOVERY SERVICES, LLC
200 COON RAPIDS BLVD.SUITE 210
COON RAPIDS,MN 55433-5876
TAMNLB-0515=599762216-00058.58
ap AscensionPoint Recovery Services, LLC
200 Coon Rapids Blvd. Suite 210
Coon Rapids,MN 55433-5876
tscensionPoint (888) 806-9074 Phone - (763) 235-4055 Fax
RECOVERY SERVICES,LLC Hours: Monday - Friday 7:OOAM to S:OOPM CST
Reference No: 2035718
May 13, 2015
Dear estate of DONALD ZULLI,
We would like to offer our deepest condolences during this time of loss for you and your family. Thank
you in advance for attending to this important matter.
Please have the person who is responsible for paying the outstanding bills from the decedent's estate
Contact our office. We can be reached toll-free at(888) 806-9074 for more information.
Please remember that only the decedent's estate is liable for any outstanding bills owed. Family
members are not personally responsible for payment of any outstanding bills and could not be
required to pay individually or with assets owned jointly with the decedent.
Very_Truly Yours,..__..._.
AscensionPoint Recovery Services;LLC '
4
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Phone (Vu'mber ,(888)806 9074 r7� "} r`
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RECOVERY SERVICES, LLC
200 Coon Rapids Blvd.,Suite 200
Coon Rapids, MN 55433-5876
Phone: (888) 806-9074
Fax:763-235-4055
5/15/2015
To Whom It May Concern:
We are presenting a claim against the Estate of the individual referenced below.
AscensionPoint Recovery Services, LLC is filing this claim on behalf of Citibank,N.A.- BEST BUY. Please
see our claim form (enclosed)for details.
Decedent Information:
Case Number: 21-2015-0316
Balance:$4,500.92
Date of Death: 11/26/2014
Name: DONALD ZULLI
If you have any questions please feel free to contact our office at your convenience.
Respectfully,
AscensionPoint Recovery Services, LLC
--------------------------------------------------detach coupon------------------------------------------------
Reference No:2035718
Phone Number:(888)806-9074
PLEASE SEND PAYMENTS&CORRESPONDENCE TO:
DONALD N ZULLI SR
125 E COLUMBIA RD ASCENSIONPOINT RECOVERY SERVICES,LLC
ENOLA,PA 17024 200 COON RAPIDS BLVD.SUITE 200
COON RAPIDS,MN 55433-5876
CVRLTR v1.3_20131101
NOTICE OF CLAIM
(Filed Pursuant to 20 Pa.C.S. § 3532)
COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ORPHANS' COURT DIVISION
ESTATE OF DONALD ZULLI , DECEASED
No. 21-2015-0316
To the Clerk of the Orphans' Court Division:
Enter the claim of AscensionPoint Recovery Services.LLC on behalf of Citibank-N.A.-BEST BUY
XXXXXXXXXXXX4508
(Claimant)
in the amount of$ $4.500.92 _,against the above entitled Estate.
The Decedent,who resided at C/O DONALD N ZULLI SR 125 E COLUMBIA RD,ENOLA.PA
(Street Address)
17025-2404.died on 11/26/2014. Written notice of said claim was given to
(Date of Death)
DONALD N ZQLL1 SR,
(Personal Representative or hislher counsel)
at 125 E COLUMBIA RD,ENOLA PA 17024,
(Address)
on 5/15/2015.
(Date)
APRS 2
-!R,r)r,s�e�n t a�t7i"v:;�e
(Claimant)
200 Coon Rapids Blvd. Suite 200
(Street Address)
Coon Rapids, MN 55433-5876
(City,State,Zip)
Robin LeDonne—IL Bar-#6294763
(Claimant's Counsel)
200 Coon Rapids Blvd. Suite 200
Coon Rapids, MN 55433-5876
(Address)
(888)806-9074
(Telephone)
CLMFRMPA-v1.2-20150123
a,'
scenM0'n *n,
RECOVERY SERVICES, LLC
200 Coon Rapids Blvd.,Suite 200
Coon Rapids, MN 55433-5876
Phone: (888)806-9074
Fax:763-235-4055
5/15/2015
To Whom It May Concern:
We are presenting a claim against the Estate of the individual referenced below.
AscensionPoint Recovery Services, LLC is filing this claim on behalf of Citibank,N.A.-BEST BUY. Please
see our claim form (enclosed)for details.
Decedent Information:
Case Number: 21-2015-0316
Balance:$4,500.92
Date of Death: 11/26/2014
Name: DONALD ZULLI
If you have any questions please feel free to contact our office at your convenience.
Respectfully,
AscensionPoint Recovery Services, LLC
------------------------------------------------------detach coupon-----------------------------------------------------
Reference No:2035718
Phone Number:(888)806-9074
PLEASE SEND PAYMENTS&CORRESPONDENCE TO:
KATHERINE L MCDONALD
2132 MARKET ST ASCENSIONPOINT RECOVERY SERVICES, LLC
CAMP HILL, PA 17011 200 COON RAPIDS BLVD.SUITE 200
COON RAPIDS, MN 55433-5876
CVRLTR_v1.3_20131101
NOTICE OF CLAIM
(Filed Pursuant to 20 Pa.C.S. § 3532)
COURT OF COMMON PLEAS OF
CUMBERLAND COUNTY, PENNSYLVANIA
ORPHANS' COURT DIVISION
ESTATE OF DONALD ZULLI , DECEASED
No. 21-2015-0316
To the Clerk of the Orphans' Court Division:
Enter the claim of AscensionPoint Recovery Services,LLC on behalf of Citibank N A -BEST BUY
XXXXXXXXXXXX4508
(Claimant)
in the amount of$ $4.500.92 ,against the above entitled Estate.
The Decedent,who resided at C/O DONALD N ZULLI SR 125 E COLUMBIA RD.ENOLA.PA
(Street Address)
17025-2404,died on 11/26/2014. Written notice of said claim was given to
(Date of Death)
DONALD N ZULLI SR
(Personal Representative or his/her counsel)
at 125 E COLUMBIA RD,ENOLA PA 17024,
(Address)
on 5/15/2015.
AZ
(Date) / utic, ���
/, La,�d APRS Representative
(Claimant)
100 Coon Rapids Blvd. Suite 200
(Street Address)
Coon Rapids, MN 55433-5876
(City,State,Zip)
Robin LeDonne_IL Bar#6294763
(Claimant's Counsel)
200 Coon Rapids Blvd. Suite 200
(Address)
Coon Rapids, MN 55433-5876
(888)806-9074
(Telephone)
CLMFRMPA v1.2 20150123
AD NUMBER PAGE NO.
The Sen~ n~l VVL� GROUP°°°."vm b",|/"k."o m 2132MARKET STREET 438510 1 of 1
CAMP HILL,PA 17011 BILL DATE SALESPERSON 1-
�
7i7-975-944G
04130/15 ebycl
omUSIE ,H1PmwsBURG PEx."cov~n START DATE STOP DATE
04116115 04130115
R AD DESCRIPTION CLAS
438510 ESTATE NOTICE NOTICE IS HEREBY GIV 10 PUBLIC NOTICES 40 * 2 cols
Publication Insertions Rate Net Amount Gross Amount
3 THE SENTINEL-LEGAL 3 LGL $212.40
TOTAL AD CHARGE $212.40
3 PROOF OF PUBLICATION 01PRF $7.00
3 MOBILE SITE MOB2 $3.00
PurchaseOrder Est. DonaIsNZulli PAY THIS AMOUNT $222.40 $266.88*
*AFTER 05125/15
Lee Enterprises nolonger accepts credit card payments sent via o'muU.
Emoilscontaining credit card numbers will beblocked. Please use the coupon
below 10send credit card payment 10our lockbox. THE SENTINEL
You may also send the coupon 1oosecure fax a1319'291�4O14
' c/o LEE NEWSPAPERS
Thank you for advertising with The Sentinel! Deadline for PO BOX 540
in-column legal ads is4:ODp.m.two business days prior bo WATERLOO IA 50704~0540
date ofinsertion. For questions, call (717)24O-713O.
Return this portionwuo your payment Legal
THE SENTINEL Check# - []Credit Card Ad Number 438510
c/o LEE NEWSPAPERS 1:1 =1SA El 0 Billing Date 04130115
POBOX 540
WATERLOO IA 50704-$540
Exp.Date.
Name on credit card $
Signature
Please make checks payable to: THESENTINEL
000134 THE SENTINEL
DETHUEFG'PYKOGHLAW GROUP c/o LEE NEWSPAPERS
2132 MARKET STREET POBOX 742548
CAMP HILL,PA17O11 CINCINNATI OH 45274-2548
�.Y..Y^1.Y,ell/11".,1.1..}/.1.1.Y.1..1./U.,]..|..|lw)./".11
21540200000004385100000000000000002668800000222406
PROOF OF PUBLICATION
State of Pennsylvania, County of Cumberland
Cathy Clark,Advertising Director,of The Sentinel,of the County and State aforesaid,
being duly sworn,deposes and says that THE SENTINEL,a newspaper of general
circulation in the Borough of Carlisle,County and State aforesaid,was established
December 13th,1881,since which date THE SENTINEL has been regularly issued in said
County,and that the printed notice or publication attached hereto is exactly the same as
was printed and published in the regular editions and issues of
April 16,23&30,2015.
COPY OF NOTICE OF PUBLICATION
Affiant further deposes that he/she is not
interested in the subject matter of the
'-ESTATENOTICE,s aforesaid notice or advertisement,and that
a a
NOTICE'-IS"Ht'AEB�Y'G"I*VENtiti'�'tL.;tpi..I,;�im'i.ist;.t�..,ion'th.'Eit$'t'e"o'f', 11 allegations in the foregoing statement as
'"
I
DONALD N:ZULLI,�JR.;late of.East PefinsboroT6wnshi0,*C(imberfarib . !
ountypinhsylvanla,d6ceased,havq been granted to the person named to time,place and character of publication
below bythe Registerof Wills'df Cumberland County.r J'
true.
Alf persons knowing.themseh�esipbe*indebted 'rdEstaiaare r4ue2ed`to
to.said
makepaymbntimniediately,and those having claims6rdemands against-:
said Estat6 shall preseni,the same without delay to the,b'ndersigned.or hist,
Rhin four months from the datehereof.nd to file a particular
;Pennsylvania". f CornPfeeas of Curnberland*Cour4'
=of claim with th6'Court o m.n
Udnald'N*Zulli,-Adminliffa'td�r"4
clo Kitti6rine L.McDonald,Eiquire-
Dethlefs-Pik6ih Law Group;LLC*
2132 Market Street
Camp Hill, A
Sworn to and subscribed before me this
.717�975_9446
15
V
Notary Public
My commission expires:
.OmMONWEAU tj OF qeNjq$YLVANJA
Notarial Seal
Bethany M.HoltrY,Notary Public
czriisle Boro,curnbetiand County
My Commission Expires Sept.26,2015
rCnu NnTAR1
FS
MEMBFP
CUMBERLAND LAW JOURNAL
32 SOUTH BEDFORD STREET
CARLISLE, PA 17013
Tele: (717)249-3166 Fax:(717)249-2663
May 8, 2015
Cumberland Law Journal is published every Friday by the Cumberland County
Bar Association and is designated by the Court of Common Pleas as the official legal
publication for Cumberland County and the legal newspaper for publication of legal
notices.
TO: Katherine L. McDonald, Esqurie
RE: Donald N. Zulli, Jr. Estate
Legal advertisements must be received by Friday Noon. All legal advertising
must be paid in advance. Make all checks payable to: Cumberland Law Journal.
Advertisement inserted on following dates:
April 24, May 1, and May 8, 2015
Advertising Cost $ 75.00
Proof of Publication $ 0.00
Second Proof Request $ 0.00
Payment received $ 75.00
-------------
Total Amount Due $ 0.00
Becky H. Morgenthal, Executive Director
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
COMMONWEALTH OF PENNSYLVANIA :
. ss.
COUNTY OF CUMBERLAND
Lisa Marie Coyne,Esquire, Editor of the Cumberland Law Journal, of the County and
State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland Law
Journal, a legal periodical published in the Borough of Carlisle in the County and State aforesaid,
was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952,been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
viz:
April 24, May 1, and May 8, 2015
Afflant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time,place and character of publication are true.
Lisa Marie CoynejEditor
SWORN TO AND SUBSCRIBED before me this
8 day of ME, 2015
Notary
ZuW,Donald N.,Jr.,deed.
Late of East Pennsboro Township.
Administrator:Donald N.Zulli c/o
Katherine L. McDonald, Esquire, COMMON'S UALTH OF PENP:SYLVANIA
Dethlefs, Pykosh, Shook&Mur-
phy, 2132 Market Street, Camp NOTARIAL SEAL _
Hill,PA 17011. DEBORAH A COLLINS
Attorneys: Katherine L. McDon- Notary Public
ald, Esquire, Dethlefs, Pykosh, i FPAMLISLE BORO..CUMBERLAND CNTY
Shook & Murphy, 2132 Market My Commission Expires Apr 28,201_B
Street,camp Hill,PA 17011,(717) ..�'_
975-9446.
Estate Information Services, LLC
PO Box 1398 RUHR
i ,
Reynoldsburg, OH 43068-6398 Hours:M-T 8am-9pm,W-Th 8am-7pm,F 8am-5pm EST
Deceased Account Collection Agency
Toll Free:(800)604-5435 Phone:(614)729-1743 Fax:(614)322-2761 www.probate-care.com
6 �I1111'IIIIIIIIIIIIIIIIIIII'I'IIIII'III�III�I���IIIIIII'II 04/13/2015
CATHERINE L MCDONALD-ESQUIRE
2132 Market St
Camp Hill,PA 17011-4706
RE Estate Of: DONALD N ZULLI JR Amount of Debt:$7,405.71
Creditor Name:DISCOVER BANK Reference#:3886700
Account Number:************7182
Account Type:DISCOVER CARD
Dear Attorney CATHERINE L MCDONALD-ESQUIRE:
We understand that you are the attorney for the above-referenced estate. We would appreciate someone from your
office filling out the information below so that we may present an estate claim on behalf of DISCOVER BANK. No
Notice to Creditors was received and the estate information is not readily ascertainable. Please fax this information
to Estates Department(614)322-2761.There is no personal liability to your client associated with any balance owed
on this account from his/her personal assets or jointly held assets.
Thank you for the information,and if you have any questions,please call our office at the toll free number listed
above.
Unless within thirty(30)days after receipt of this notice you dispute the validity of the debt, or any portion thereof,
we will assume the debt is valid. If you notes us in writing within said 30 days that the debt or any portion thereof
is disputed, we will obtain verification of the debt and will mail such verification to you. In addition, upon your
written request within said 30 days, we will provide the name and address of the original creditor if dierent from
the current creditor.
Estate Information Services is a debt collection company. This is an attempt to collect a debt from the assets of the
estate of DONALD N ZULLI JR and any information obtained will be used for that purpose. Calls may be
monitored or recorded for quality assurance purposes.
Sincerely,
ESTATE INFORMATION SERVICES,LLC
--------------------------------------------------------------------------------------------------------------------
State and County of Estate:
Case Number: Date Estate Open:
Date Estate Closed: Executor Name:
Executor Address:
Executor.Phone:
Type of Administration: Date Letters Granted:
Value of Estate:
SPECIAL STATE DISCLOSURES
The business hours for Estate Information Services,LLC are M-T 8am-9pm,W-Th 8am-7pm,F 8am-5pm EST.
This agency may be contacted using the following phone numbers: (614)729-1743;toll free(800)604-5435;fax
(614)322-2761 or by email at eisi@probate-services.com.
*IMPORTANT INFORMATION*
Under the law we are required to notify you of the following information. This list does not include a complete list
of rights consumers have under State and Federal laws.
CALIFORNIA RESIDENTS
California SB 1022 states:
"The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require
that,except under unusual circumstances,collectors may not contact you before 8 a.m. or after 9 p.m.They may not
harass you by using threats of violence or arrest or by using obscene language.Collectors may not use false or
misleading statements or call you at work if they know or have reason to know that you may not receive personal
calls at work.For the most part,collectors may not tell another person,other than your attorney or spouse,about
your debt.Collectors may contact another person to confirm your location or enforce a judgment. For more
information about debt collection activities,you may contact the Federal Trade Commission at 1-877-FTC-HELP or
www.ftc.gov."
COLORADO RESIDENTS
FOR INFORMATION ABOUT THE COLORADO FAIR DEBT COLLECTION PRACTICES ACT, SEE
www.coloradoattomeygeneral.gov/ca. Colorado H.B 1240 states that a consumer has the right to request in writing
that a debt collector or collection agency cease further communication with the consumer.A written request to cease.
communication will not prohibit the debt collector or collection agency from taking any other action authorized by
law to collect the debt.The resident manager is Colorado Manager,Inc. The address is 80 Garden Center,Building
B,Suite 3 Broomfield,CO 80020;they can be contacted at(303)920-4763.
MASSACHUSETTS RESIDENTS
NOTICE OF IMPORTANT RIGHTS:You have the right to make written or oral request that telephone calls
regarding your debt not be made to you at your place of employment.Any such oral request will be valid for only
ten days unless you provide written confirmation or the request is postmarked or delivered within seven days of such
request.You may terminate this request by writing to ESTATE INFORMATION SERVICES,LLC.,PO BOX
1398,REYNOLDSBURG,OH 43068.Hours of operation are:M-T 8am-9pm,W-Th 8am-7pm,F 8am-5pm EST.
(Mass Regs.Code Tit 209,Section 18.14.)
MINNESOTA RESIDENTS
This collection agency is licensed by the Minnesota Department of Commerce.
NEW YORK CITY RESIDENTS
The license number for Estate Information Services,LLC issued by the New York City Department of Consumer
Affairs is: 1216912. To discuss this matter,please contact Danielle Banner at(800)604-5435.
NEW YORK STATE RESIDENTS
Debt collectors,in accordance with the federal Fair Debt Collection Practices Act, 15 U.S.C. § 1692,are prohibited
from engaging in abusive,deceptive,and unfair debt collection efforts,including but not limited to:
(1)the use or threat of violence;
(2)the use of obscene or profane language;and
(3)repeated phone calls made with the intent to annoy,abuse,or harass.
If a creditor or debt collector receives a money judgment against you in court,state and federal laws may prevent the
following types of income from being taken to pay the debt:
1. Supplemental security income,(SSI); 7. Workers'compensation benefits;
2. Social security; 8. Public or private pensions;
3. Public assistance(welfare); 9. Veterans'benefits;
4. Spousal support,maintenance(alimony)or 10.Federal student loans,federal student grants,
child support; and federal work study funds;and
5. Unemployment benefits; 11.Ninety percent of your wages or salary
6. Disability benefits; earned in the last sixty days.
State Disclosures Continued on Reverse
RECEIPT FOR PAYMENT
-------------------
LISA M. GRAYSON, ESQ. Receipt Date: 3/25/2015
Cumberland County - Register Of Wills Receipt Time : 11 : 57 : 59
One Courthouse Sguare Receipt No . : 1080867
Carlisle, PA 17613
ZULLI DONALD N JR
Estate File No. : 2015-00316
Paid By Remarks : DONALD ZULLI
DB1
----- ------------------- Receipt Distribution ------------------------
Fee/Tax Description Payment Amount Payee Name
PETITION LTRS ADM 260 . 00 CUMBERLAND COUNTY GENERAL FUN
RENUNCIATION 10 . 00 CUMBERLAND COUNTY GENERAL FUN
JCS FEE 35 . 50 BUREAU OF RECEIPTS & CNTR M.D
SHORT CERTIFICATE 25 . 00 CUMBERLAND COUNTY GENERAL FUN
AUTOMATION FEE 5 . 00 CUMBERLAND COUNTY GENERAL FUN
INVENTORY 15 . 00 CUMBERLAND COUNTY GENERAL FUN
INH TAX RETURN 15 . 00 CUMBERLAND COUNTY GENERAL FUN
----------------
Check# 546S365 . 50
Total Received. . . . . . . . . B65 . 50
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