HomeMy WebLinkAbout09-25-15 � '''� pennsylvania
1505618403
DEPARTMENT OF REVEN
X(03-14)
REV-1500 OFFICIAL USE ONLY
Bureau of Individual Taxes County Code Year File Number
PO BOX 280601 INHERITANCE TAX RETURN
Harrisburq PA 17128-0601 RESIDENT DECEDENT 21 14 0 3 6 0
ENTER DECEDENT INFORMATION BELOW
Social Security Number Date of Death MMDDYYYY Date of Birth MMDDYYYY
03 31 2❑14 12 15 1922
DecedenYs Last Name Suffix DecedenYs First Name MI
PICKEL LEAH I
(If Applicable)Enter Surviving Spouse's Information Below
Spouse's Last Name Suffix Spouse's First Name MI
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
FILL IN APPROPRIATE OVALS BELOW
� 1. Original Return � 2. Supplemental Return � 3. Remainder Return(date of death
prior to 12-13-82)
� 4. Agricultural Exemption(date of � 5. Future Interest Compromise(date of � 6. Federal Estate Tax Return Required
death on or after 7-1-2012) death after 12-12-82)
� 7. Decedent Died Testate � 8. Decedent Maintained a Living Trust � 9. Total Number of Safe Deposit Boxes
(Attach copy of will) (Attach copy of trust.)
� 10. Litigation Proceeds Received � 11. Non-Probate Transferee Return � 12. Deferral/Election of Spousal Trusts
(Schedule F and G Assets Only)
� 13. Business Assets � 14. Spouse is Sole Beneficiary
(No trust involved)
CORRESPONDENT-THIS SECTION MUST BE COMPIETED.ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED T0:
Name Daytime Telephone Number
BRADLEY L GRIFFIE 717 243 5551
First Line of Address
396 ALEXANDER SPRING RO
Second Line of Address
City or Post Office State ZIP Code
CARLISLE PA 17015 ,_,
-� �
:=�
CorrespondenYs email address: bqriffie(a�qriffielaw com C � � ��j ��i
_ . �_._
._... � ,� _ _
REGISFER Q'.W�,LS U$PONLY'% ":
,
__ � - N ,
� ,. ,....
REGISTER OF WILLS USE ONLY ` �� ,��" �`��'��� LI"1 `+"::�
DATE FILED MMDDYYYY �
� —L7 , � i
,
� _.,,
�, _ � i
R.� _ f.z,�
�__
DATE FILED STAIOIR� `-'� �
-i
Side 1
� I IIIII IIII I II �III II II IIIII IIII IIIII IIII III�I II I IIII
15�5618403 15056184�3 �
� 1505618411
REV-1500 EX
DecedenYs Social Security Number
DecedenYs Name: PICI(@I� Leah I.
RECAPITULATION
1. Real Estate(Schedule A)....................................................................................... 1.
2. Stocks and Bonds(Schedule B)............................................................................. 2.
3. Closely Held Corporation, Partnership or Sole-Proprietorship(Schedule C)......... 3.
4. Mortgages and Notes Receivable(Schedule D).................................................... 4.
5. Cash, Bank Deposits and Miscellaneous Personal Property(Schedule E).......... 5. 18 , 4 3 5 • ❑7
6. Jointly Owned Property(Schedule F) ❑ Separate Billing Requested............ 6.
7. Inter-Vivos Transfers&Miscellaneous Non-Probate Property
(Schedule G) � Separate Billing Requested............ 7. 161 ,9 6 5 • 8 0
8. Total Gross Assets (total Lines 1 through 7)........................................................ 8. 18 0 , 4 0 0 - 8 7
9. Funeral Expenses and Administrative Costs(Schedule H).................................... 9. 7 ,16 6 - 4 7
10. Debts of Decedent, Mortgage Liabilities and Liens(Schedule I)............................ 10. 9 7 5 • 8 6
11. Total Deductions(total Lines 9 and 10)................................................................ 11. 8 ,14 2 • 3 3
12. Net Value of Estate(Line 8 minus Line 11).......................................................... 12. 17 2 ,2 5 8 • 5 4
13. Charitable and Governmental Bequests/Sec 9113 Trusts for which
an election to tax has not been made(Schedule J)............................................... 13.
14. Net Value Subject to Tax(Line 12 minus Line 13)............................................... 14. 17 2 ,2 5 8 • 5 4
TAX CALCULATION-SEE INSTRUCTIONS FOR APPLICABLE RATES
15. Amount of Line 14 taxable
at the spousal tax rate,or
transfers under Sec.9116
(a)(1.2)X .00 15. 0 • �0
16. Amount of Line 14 taxable
at lineal rate X .045 17 2 ,2 5 8 • 5 4 �6. 7 ,7 51 • 6 3
17. Amount of Line 14 taxable
at sibling rate X.12 ❑ . 0 0 �7 � • 0 0
18. Amount of Line 14 taxable
at collateral rate X.15 0 • 0� �8 ❑ • 0�
19. TAX DUE................................................................................................................ 19. 7 ,7 51 • 6 3
20. FILL IN THE OVAL IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT �
Under penalties of perjury,I declare I have examined this return,including accompanying schedules and statements,and to the best of my knowledge and belief,
it is true,correct and complete.Declaration of preparer other than the person responsible for filing the return is based on all information of which preparer has
any knowledge.
SIGNAH�RE OF P N RESP SI RETU Cynthia A. McKeehan DATE Q
�� �
ADDR S
216 Fern Avenue, Carlisle, PA 17013
SIG THER THAN REPRESENTATIVE Bradley L Griffie DATE
9 a� �,�
ADDR
396 Alexander Spring Road, Suite 1, Carlisle, PA 17015
� I ��I (III II I IIII II I I II IIII I I IIII III�(III II Side 2
15�5618411 1505618411 �
REV-1500 EX Page 3 File Number 21-14-0360
DecedenYs Complete Address:
DECEDENT'S NAME
Pickel, Leah I.
STREET ADDRESS
Church of God Home
801 North Hanover Street, Room 213B
CITY STATE ZIP
Carlisle PA 17013
Tax Payments and Credits:
1. Tax Due(Page 2, Line 19) (1) 7,751.63
2. Credits/Payments
A. Prior Payments 8,000.00
B. Discount 400.00
Total Credits(A +g) (2) 8,400.00
3. Interest (3)
4. If Line 2 is greater than Line 1 + Line 3,enter the difference. This is the OVERPAYMENT. (4) 648.37
Check box on Page 2,Line 20 to request a refund
5. If Line 1 +Line 3 is greater than Line 2,enter the difference. This is the TAX DUE. (5)
p ��pM�ryake Check Pa able to. REGISTER OF WILLS, AGENT.
�`-'��✓ti;��tn.��t p�����i't ����I�X�'��I���GIhI;�i ��``���tX��I�i�,;." s�����A���'�ai r� �'�'��..�,r' �`��'�'�T� '�"�' � ����, �' ��� r� s— �w«,ti p��i(�41N�� a
�,4re:aiw��"�€r"„-� ,u i . i i .. �iinJ:ie65ra M .. .���'Nx�r��" '`��. ��v=�__ 9�`t�'"��':'�� �-�,��'N��a���a�� 1 ,.. � y i. i � .
PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS
1. Did decedent make a transfer and: Yes No
a. retain the use or income of the property transferred:............................................................................... ❑ �
b. retain the right to designate who shall use the property transferred or its income:.................................. ❑ 0
c. retain a reversionary interest;or............................................................................................................... ❑ ❑X
d. receive the promise for life of either payments,benefits or care?............................................................ ❑ 0
2. If death occurred after Dec. 12, 1982, did decedent transfer property within one year of death without
receivingadequate consideration?.................................................................................................................... ❑ 0
3. Did decedent own an"in trust for" or payable upon death bank account or security at his or her death?....... ❑ ❑x
4. Did decedent own an individual retirement account,annuity,or other non-probate property which ❑ ❑
containsa beneficiary designation?..................................................................................................................
IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES,YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN.
r e ' k lil �� i � =z,���k „ 6i§ T �"- �. � � �0 :'�ki�� ��"i m�qh
r �H�"��� ��� - h�H.�P �F��,� mi � v^� ' �w'.��r =, ...k� . .Y''��!1� .wii6"u�.i`.�; ...n .: x�r�r`5�`�a%��i�@�i$�„���� ��'�,� . 'i�a�'�^'.: Iip .
i
For dates of death on or after July 1, 1994 and before Jan. 1,1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse
is 3 percent[72 P.S.§9116(a)(1.1)(i)].
For dates of death on or after January 1, 1995,the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0 percent
[72 P.S.§9116(a)(1.1)(ii)]. The statute does not exempt a transfer to a surviving spouse from tax,and the statutory requirements for disclosure of assets and
filing a tax return are still applicable even if the surviving spouse is the only beneficiary.
For dates of death on or after July 1,2000:
• The tax rate imposed on the net value of transfers from a deceased child 21 years of age or younger at death to or for the use of a natural parent,an
adoptive parent,or a step-parent of the child is 0 percent[72 P.S.§9116(a)(12)].
• The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5 percent,except as noted in[72 P.S.§9116(a)(1)�.
. The tax rate imposed on the net value of transfers to or for the use of the decedenYs siblings is 12 percent[72 P.S.§9116(a)(1.3)]. A sibling is defined,
under Section 9102,as an individual who has at least one parent in common with the decedent,whether by blood or adoption.
Rev-1508 EX+(08-12)
SCHEDULE E
, pennsylvania CASH, BANK DEPOSITS, & MISC.
oEPARTMENT oF RE�EN�E pERSONAL PROPERTY
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Pickel, Leah I. 21-14-0360
Include the proceeds of litigation and the date the proceeds were received by the estate.
All property jointly-owned with the right of survivorship must be disclosed on schedule F.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1 M&T Bank - 6,005.33
Checking Account No. XX2547
(See attached statement)
2 Church of God Home, Inc. - 8,508.74
Refund of overpayment to Nursing Home
3 2013 Personal Income Tax Refund (IRS) 3,051.00
4 2014 Personal Income Tax Refund (IRS) 770.00
5 Burial Contribution from Cumberland County 100.00
TOTAL 1AIso enter on Line 5, Recapitulation) 18,435.07
(If more space is needed,additional pages of the same size)
Copyright(c)2012 form software only The Lackner Group, Inc. Form PA-1500 Schedule E(Rev. 08-12)
Rev-1510 EX+(OS-09)
SCHEDULE G
�`,����� pennsylvania lNTER-VIVOS TRANSFERS AND
oEPARTMENTOFRE�EN"E MISC. NON-PROBATE PROPERTY
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Pickel, Leah I. 21-14-0360
This schedule must be completed and filed if the answer to any of questions 1 through 4 on page three of the REV-1500 is yes.
ITEM DESCRIPTION OF PROPERTY DATE OF DEATH i oF oEc�s Exc�usioN TAXABLE
NUMBER THE DATE OF TRANSFERSATRACH A COPY OF TI�HE DEIED F�OR REAL ESTAT�. VALUE OF ASSET �NTEREST (IF APPLICABLE) VALUE
1 Residential Real Estate- 134,000.00 100.000% 3,000.00 131,000.00
1236 North Pitt Street
Carlisle, Cumberland County, Pennsylvania
(See attached appraisal)
(Transferred within 12 monts of death 9/11113 to
son, Gregory K. Pickel)
2 Thrivent Financial Brokerage Account- 30,965.80 30,965.80
TOD Account No.XXX-XX6650
(See attached statement)
TOTAL(Also enter on Line 7, Recapitulation) 161,965.80
(If more space is needed,additional pages of the same size)
Copyright(c)2009 form software only The Lackner Group, Inc. Form PA-1500 Schedule G(Rev.08-09)
REV-7577 EX+�08-13)
, pennsylvania SCHEDULE H
�EPARTME"TOFRE�E"�E FUNERAL EXPENSES AND
R SIDENNDECEDENT URN qDMINISTRATIVE COSTS
ESTATE OF FILE NUMBER
Pickel, Leah i. 21-14-0360
DecedenYs debts must be reported on Schedule I.
ITEM DESCRIPTION AMOUNT
NUMBER
q, FUNERAL EXPENSES:
See continuation schedule(s) attached 812.42
B. ADMINISTRATIVE COSTS:
1. Personal Representative's Commissions
Name of Personal Representative(s)
Street Address
City State Zio
Year(s)Commission Paid
2. Attorney's Fees Griffie 8�Associates, P.C. 5,000.00
3. Family Exemption: (If decedenYs address is not the same as claimant's,attach explanation)
Claimant
Street Address
City State Ziq
Relationship of Claimant to Decedent
4. Probate Fees 373.50
5. AccountanYs Fees
6. Tax Return Preparer's Fees 220.00
See continuation schedule(s) attached
7. Other Administrative Costs 760.55
See continuation schedule(s) attached
TOTAL(Also enter on line 9, Recapitulation) 7,166.47
Copyright(c)2013 form software only The Lackner Group, Inc. Form PA-1500 Schedule H(Rev. 08-13)
SCHEDULE H
FUNERAL EXPENSES AND ADMINISTRATIVE COSTS
continued
ESTATE OF FILE NUMBER
Pickel, Leah I. 21-14-0360
ITEM
NUMBER DESCRIPTION AMOUNT
Funeral Expenses
1 St. Paul's Evangelical Lutheran Church - 168.92
Funeral Luncheon
2 Donald Eppley(Church Custodian) 75.00
3 Hoffman-Roth Funeral Home&Crematory, Inc. - 331.50
(Final partial balance after prepayment application of FDLIC)
4 Baughman Memorial Works, Inc. - 237.00
(Memorial Stone Inscription)
H-A 812.42
Tax Return Preparer Fees
5 Cohick 8�Associates- 220.00
(Preparation of 2014 Personal Tax Return)
H-B6 220.00
Other Administrative Costs
6 Cumberland Law Journal -(Advertisement) 75.00
7 The Sentinel - 169.30
(Advertisement)
8 Bank fees to Orrstown Bank(Checks) 16.25
9 Reserves 500.00
H-B7 760.55
Copyright(c)2002 form software only The Lackner Group, Inc. Form PA-1500 Schedule H(Rev.6-98)
Rev-1512 EX+(�2-12�
SCHEDULE 1
, pennsylvania DEBTS OF DECEDENT,
oEPARTMENTOFRE�EN�E MORTGAGE LIABILITIES AND LIENS
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Pickel, Leah I. 21-14-0360
Report debts incurred by the decedent prior to death that remained unpaid at the date of death,including unreimbursed medical expenses.
ITEM VALUE AT DATE
NUMBER DESCRIPTION OF DEATH
1 Cohick&Associates - 325.00
(Preparation of Gift Tax Return)
2 Alert Pharmacy Services, Inc. 30.86
3 PA Dept. of Revenue 2013 Personal Tax Return (Tax due) 225.00
4 Cohick&Associates - 395.00
(Preparation of 2013 Personal Return)
TOTAL(Also enter on Line 10, Recapitulation) 975.86
(If more space is needed,additional pages of the same size)
Copyright(c)2012 form software only The Lackner Group, Inc. Form PA-1500 Schedule I(Rev. 12-12)
REV-1513 EX+�01-10)
����;'�r pennsylvania SCHEDULE J
DEPARTMENT OF REVENUE
�������� INHERITANCETAXRETURN BENEFICIARIES
RESIDENT DECEDENT
ESTATE OF FILE NUMBER
Pickel, Leah I. 21-14-0360
NAME AND ADDRESS OF RELATIONSHIP TO SHARE OF ESTATE AMOUNT OF ESTATE
NUMBER PERSON(Sl RECEIVING PROPERTY DECEDENT
Do Not List Trustee s �WOfdS� �$$$�
I. TAXABLE DISTRIBUTIONS [include outright spousal
distributions,and transfers
under Sec.9116 a 1.2
Cynthia A. McKeehan Daughter Fifty percent of 20,629.27
216 Fern Avenue net distributable
Carlisle, PA 17013 estate
Gregory K. Pickel Son Fifty percent of 151,629.27
1236 North Pitt Street net distributable
Carlisle, PA 17013 estate
Total 172,258.54
Enter dollar amounts for distributions shown above on lines 15 throu h 18 on Rev 1500 cover sheet,as a ro riate.
NON-TAXABLE DISTRIBUTIONS:
II. A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT TAKEN
B.CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
TOTAL OF PART II -ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET
Copyright(c)2010 form software only The Lackner Group, Inc. Form PA-1500 Schedule J(Rev.01-10)
� �
LAST WILL
�
TESTAMENT OF
I, LEAH I. PICKEL, of Borough of Carlisle, Cumberland County, Pennsylvania, being of
sound and disposing mind, memory and understanding, do hereby make, publish and declare this
as and for my Last Will and Testament, hereby revoking any and all other wills and codicils
heretofore made by me.
FIRST. I direct that all my just debts and funeral expenses be paid from my estate as soon
after my death as practically and conveniently may be done.
SECOND. I direct that my remains be interred within my family's burial plot at Mt. Zion
Cemetery, Spring Township, Perry County, Pennsylvania.
THIRD. I authorize my personal representative to expend funds from my estate, in such
amounts as my personal representative shall consider necessary and desirable for the purchase,
erection and inscription of a suitable marker for my grave.
FOURTH. I give, devise and bequeath any and all real estate owned by me at the time of
my death, unto my children, Cynthia A. McKeehan and Gregory K. Pickel, in equal shares, per
stirpes.
FIFTH. I give, devise and bequeath all the rest, residue and remainder of my estate unto
my children, Cynthia A. McKeehan and Gregory K. Pickel, in equal shares, per stirpes.
SIXTH. I direct that any and all Inheritance, Estate and Transfer taxes imposed upon my
estate passing under my will or otherwise, shall be paid out of the principal of my residuary estate.
SEVENTH. I hereby nominate, constitute and appoint my children, Cynthia A. McKeehan
and Gregory K. Pickel as Co-Executors of this my Last Will and Testament. I hereby relieve my
Co-Executors from the necessity of posting security in connection with their duties, as such, in
any jurisdiction in which they may be called upon to act insofar as I am able by law to do so. In
addition to the powers conferred by law, I authorize my Co-Executors, in their absolute
discretion, to retain in the form received, and to sell either at public or private sale any real or
personal property owned by me at the time of my death.
EIGHTH. I have made, or may from time to time make, a written memorandum
expressing my desire to give certain items of personal property to specific persons. I urge my
Executors and beneficiaries to respect these wishes. Such a memorandum, if made, sha11 be
stored in conjunction with this Will.
IN WITNESS WHEREOF, I have hereunto set my hand and seal fo his, my Last Will and
Testament, consisting of two typewritten pages this� day of , 2004.
l
����� �`�_-�:��'��
LEAH I. PICKEL
Signed, sealed, published and declared by the above named Testatrix Leah I. Pickel as and for
her Last Will and Testament, in the presence of us, who, at her request, in her sight and presence
and in the sight and presence of each other, have hereunto subscribed our names as witnesses.
. C-�--._
'\ � � � �'1
� .
COMMONWEALTH OF PENNSYL i�ANIA .
. SS.
COUNTY OF CUMBERLAND .
I, Leah I. Pickel, Testatrix whose name is signed to the attached or foregoing instrument,
having been duly qualified according to law, do hereby acknowledge that I signed and executed
the instrument as my Last Will;that I signed it willingly; and that I signed it as my free and
voluntary act for the purposes therein expressed.
��� � � �
LEAH I. PICKEL
Sworn or affirmed to and
acknowledged before me, by �NOTARUIL SEAI,
Leah I. Pickel this�? day Ka�Y�.Mummert;�Notary-public
2004. B�ough of Carlisle,Cuml�erland�o,�pA
of -�(1 l , N!y Commission Explres i�ug.11,2007
�
ota P blic
COMMONWEALTH OF PENNSYLVANIA .
. SS.
COUNTY OF CUMBERLAND .
We, U�� ����'m A���4�and �S��p C, 'P��/ the witnesses whose names are
signed to the attached or foregoing instrument, being duly qualified according to law, do depose
and say that we were present and saw Leah I. Pickel sign and execute the instrument as her Last
Will; that she signed willingly and that she executed as her free and voluntary act for the purposes
therein expressed;that each of us in the hearing and sight of the Testatrix signed the will as
witnesses; and that to the best of our knowledge, the Testatrix was at that time eighteen(18) or
more years of age, of sound mind and under no constraint or undue influence.
�-�,ti..�c��
a �
Sworn or affirmed to and ° �
subscribed before me by
�,J;l�ic�m F1 t���tcan �d
{�5�1��r� �,• �c�Cke�, witnesses, ,NOTARFAL SE L
this � day of�C;( , 2004. Kathy L.Mummert;Notatypubllc
Borough of Carlisie,Cumbedand�Cc,,pq
� � � � �����' My CommissiQn Exphes Aug.11,2007
Notary u h
Attachment to Schedule "E"
p M�s�
499 Mitchell Road,Millsboro,DE 19966 Records Management
Phone 888-502-4349
F ax (302)934-2955
April 24,2014
Griffie & Associates,P.C.
Attorneys and Counselors at Law
200 North Hanover Street
Carlisle,PA 17013
Re: Estate of Leah I.Pickel
Social Securitv: 201-16-5032
- Date of Death: March 3],2014
Dear Sir or Madam:
Per your inquiry on April 18,2014, please be advised that at the time of death,the above-named decedent had
on deposit with this bank the following:
1. Type ofAccount CheckingAccount
Account Number 432547
Ownership(Names o� CynthiaA.McKeehan(POA)
Gregory K.Pickel(POA)
Leah L Pickel
Opening Date 09/01/1967
Balance on Date of Death $ 6,005.26
Accrued Interest $ .07
_............__....---------.._..__....__.._.._...--...--..-----...___.._..-----..
Total $6,005.33
For any additional information on the above accounts,including ownership and any changes,closures and/or reimbursement of funds,
please call the High Street Carlisle at 717-?A0�536.
We were unable to locate any safe deposit box for the abovc-mentioned decedent.
T'his letter dces not include any accounts in which the deceased may have been Iisted as Power of Attorney,Custodian of Uniform Transfers,
Representative Payee,or Trustee under a Written Agreement
Sincerely,
Valarie Mercer
Records Management
Attachment to Schedule "G"
�: ,
F�e No.1236 ittn
��
�.�'
APFRAISAL DF
• �,.
d �
} .
a
�''-1.�I '�
� ,E:.
'�,
�
�
!
LOGA't;EU AT:
9236 N Pitt Street
Carlisle,Pa 17013
FOR:
owner
1236 N Pitt Street Carlisle Pa 17013
BORROWER:
AS OF:
June 15,2093
i
BY:
Douglas R Heinemen
�..../
F�e No.1236 ittn
/'-.`
( �
I
owner
1236 N Pitt Street CaAisle Pa 17013
File Number: 1236pittn
In accordance with your request,I have appraised the real property at:
1236 N Pitt Street
Cadisle,Pa 17013
i
�� The purpose of ihis appraisal is to develop an opinion of the market value of the subject properry,as improved.
The proper[y rights appraised are the fee simpie interest in the site and improvements.
!n my opinion,the market value of the property as of .lune�5.2013 is:
$134�U00
One Hundred Thirty-Four Thousand Dollars
The attached report contains the description, analysis and supportive data for the conciusions,
final opinion of value,descriptive photographs,limiting conditions and appropriate certifications.
\ �� �
Douglas R Heineman
� �,��
�o e oescri tion UNIFORM RESIDEM'IAL APPRAISAL REPORT FileNo. '1238 Itt�
Pro Maress 1236 N PIttBVaet � 'Oadisle ' sm[e Pa c�de 17013
' 'n OB 1A6•PAGE 125 Coun Cumberland
Atseswrs'ParceFNo.06-19-1641-050 Tax Year 2013 R.E.Taxes S 2 453.29 S eaal Assessments s
eornn�er 6urrent.owner Leah Pickel oocu ant X o�mer Tenent Vacant
��' Rro 'hts roised X FeeS' le Leasehold P T e PUD Condominium UDNAon HOAE IMo.
� Ne fiborhoodorPro'aName none Relerenee CenwsTraa
� f.
Sale Price S-ne Date of Sa1e Desai tion and S artaunt of ban:ch eskoncessions to be ' sekr
t�endNlCliem owner nddress 1236 N Pitt Street CariiSle Ra 17013
raiser po las R Heineman Address 1 N Hanover 5treet Carlisle Ra 17013
Location Urban X Subutban Rur�l Ptetlomi�nt 8inglefunllyhousi�g PYesent�anduaegb l:andusechange
BuRup X Over7646 25�75% Untler25% °R°��^�' =�E � pnefpntiry 659/o NotCdcey ❑Likety
OrowN rate Rapid X Smble Sbw X Owner 88 Low 2 2a famiy S% g In process
PropertyraWes InaeaSing X Stable Declining Tenam 267 H h 80 h�pAe{�Ny 10"/o To:
DemandlsvPPN Shortage hba�noe Orerappiy X Vgant(D9l6) Prcdominant Comrtie�ial 20%
rMa�ke' tlme Under3mos. X 3�6mos. Over6mo5. v,w ars�c 1S0 45
NoRe:Raceantl tt�e racl�l comppsi6on of the neighborhooq ue notappralsai tactors.
Neighborhood 6ounoaries and chamc[eristics: THIS NEIOHBORHOQD IS COMFRISED OF MOSTLY MEOIAN PRIGED HOMES WHICH ARE
iBOUNDED BY.SPRINGRD/K SF/FRANKLIN.ST/C:SFREE'f
Factors tbet 0ttect lhe marketabiliry of the properties in the neighborhood(proximiry ro empbymenF.and amenities,empbymem Wabilhy,appeal[o market,etc.):
THENEGHBORHOOD IS IN THE MEDIAN RRICE RANGE FOR HOt�IES IN THE.BOROUCiH OF CARUSLE RA. AGCESIBIU'fY TO
' SCHOOLS SHOFPING EMPLOYMENT ETC IS.GOOD. GARUSLE EVENTS WOLDS MUPLTIPLE CAR SHOWS EACH YEAR
�WHICH IS GLQ3E TO THE SUBJECT RROFERTY.
Market condidons in the subject neighborhood(naluding support for�heabove conclusions related co the uend of propertyvalues,demanNauppy,end marlreGpg 6me
--such as data on competmve prOpenies for sale in the neighDorhood,description of the prevalenee ot sales and tinancing concessions,etc.):
IN THE LAST SEVERAL INONTHS AS A GENERALITY?ROFERTY VALUES ARE TF2ENDING UP WITH THE SUPPLY OF HOMES
`IN THIS PRICE RANGE DEG'REASING. THE MARKETING TIME HAS BEEN SLOWLY DECREASING.
Projecc Informationtor PUDs(If applieable)--Is the developerlbuilder in conuol of the tlome Owners'Association(HOA)? YES X NO
�Apprp�arnate wtal numberof unhs in the suDject project Approximate tmal number of uniu for sale in the subjec[projea
;Deseribe common ekments and recreational faciliGes:
Dimensions 7opography Basipll Level
'Sfte wea .31 ACRES Comer Lo� X Yes No Sae T icai for.area
SpeGfic zoning c4usification and description Shape Rectan ular
Inn"mgwmpGance XQlxgal t,egalnonooMw�mg(Grandtatlieneduse) IAega� Nozoning Drainage rsad uate
N'hesc&bes[use as' roved: X Present use Other use e lan Yiew Avera e
�`� Utitities Pub6c Other O}f•slceknprwemertts Type PubGc Private Lands�npig T ical
� °FJearidry X Street Asphalt X ❑ Drivewaysurtace As halt
:Gas X Curblguner X ❑ Apparenteasemen�s Nonea arent
Water X SiUewalk X FEMA Spedal Fbad Hazard Area Yes X No
:Sandarysevuer X Sueetlights X FEMAZone MapDate
'' �tortrcsewer "X'_ Ade "None < FE1AA M No.
Comments(apparent adverse easements,encroachments,special assessmenu,slide areas,illegal or legal nonconforming zoning,use,etc.): THERE ARE NO
NISUALLY APFARENT EASEMENTS ENCROAGHMENTS,OR NON CONFORMING ZONING APPARENT
GENERAL DESCRIPTION EXTERIOR OESCRIPTION FOUNDATION BASEMENT INSULATION
No.ot un'ns One Foundatbn Goncrete Slab No nrea Sq.Fc. 1120 Roof
-No,ot.�ories One F�aerior�wa�is Brick �Spaoe %Fn'ahed 0 Ceaing Cndd X
Type(DeUAn.) Detached Roof Surface AS h.Sh. easement Full Ce�ing Walls
..Design.(sryle) Bun low .cuners&ownspts. Aluminium sumpwmp watts aoor
6�assonglPmposed F�tistin Windmv Type �Dampness sum s/dam Fbor None
Age(Yrs.) SwmvScreens �olYes-"' 8epiement None�oted Ou�side EnUy u�an..�
Ettecrive e rs. Manufacwretl House No mtestatbn None noted
. ROOMS Fo r Livin Dinin Kitthen Den Farm Rm. Rec.Rm. Bedmoms �Baths Laund Other Area .Fc
Basement
Levell 1 1 1 2 'I 1 1426
• Leve12 1 0
. 0
Fnished areaabove rade comains: 6 Rooms: 3 Betlmom s: 1 Bath s• 1 426 S uare Feet af G�oss Livin lvea
INTERIOR MateriaWCondition HEATING KITCHENEQUIP. ATfIC AMENRIES CARSTORAGE:
Fbors Ca et 7ype FWA ReGipe2ror X None FirepWce(s)#1 None XQ
' Walls Paint2d Fuel � � Ranpe/Oven X 54vrs X Palio Garepe k of cars
TrirtVFinish Stained Cond" Av . Oisposal Drop SCair Oeck luqched
Bath Floor ' .=f GOOLING D er X Spmk Portn Delached
Beth Wainsco Centrat Yes ! �Ci Roor X Fence Bu�t•�n
Dools Olher None iaowave HeatCd Pool Catpon
CondrionAv . WasAM r X Fnished Drivewa
Addiuonat features(speclal energy eftkient items,etc.): TWERE ARE NO APPARENT SPECIAL FEATURES
Condition of the improvements,depreciation(physical,tunctional,and exlemal),reDairs neeGed,quality ot construalon remotlelingladdil'wns,etc.: THE
SUBJECT PROPERTY IS IN NEED OF UPDATING.PAINTING AND MOST OF THE FLOORING.THERE COULD BE A WATER
� PROBLEM IN THE BASEMENT. CRACKS IN THE WAl1S THREE SUMP RUMRS ETC
��
• Adverse environmental conditions(such as,but not limited to,hazardous wastes,toxic substances,etc.)present in Ihe improvements,on the sf[e,or in the •
immediete vicinity o(Ihe subject propeny: �DID NOT OBSERVE ANY ADVERSE ENVIRONMENTAL PROBLEMS UPON THE INSPECTION.
FmoewcFamlo sw � PAGE10F2 � Fa+�et�aecam�noa bss
rmeea ua�o�a sa�we.eoov�em w.w.a.�o.ami
I
va�uac�onsect�on UNIF.ORM RESIDENTIAL APFRAISAL RERORT c1�en►o. 1236 ittn
ESTIAIHTED�SfTE VALUE,,,,,,,,,,,,,,,,,,,,,,,,,,,=5 Comments on Cost Approach(such as,source o1 cost estimare,
ESTIMATED REPRODUCTION COST�NEW OF IMPROVEMENTS: sile value.aquare fool calculation and tor HUD,VA and FmNA,[be
Uxtlirp 1,426 Sq.Fc @ S =S 0 estimated remaining economic IAe of the properry):
:Bsmt.1120 Sq.Ec @ S = 0 The cost a roach was not used.due.to ihe,a e of the
� `, = sub ect ro
''�_ � �� sa.F��s =
' rom�Exima�eo cosc Mew ....... ........ =s o
� Less Physical Funqionel Extemal EsL Remaining Econ.L'Ae:
Depece6on =5 0
tkpredated VWue of Improvements ................... =S 0
YWs"Value of Site Improvements,,,,,,,,,,,,,,,,,,, =5
INDIQATEDVALUEBYCOSTAPPROACH •• =S 0
tTEM SUBJECf COMPARABGEN0.1 CAMPARABLE N0.2 MP.ARAIBLE N0.3
1236 N`Pitt Street 424 W Fenn St 2A4 G'Street
�Addreas Cadisle Garlisle Ba. Carlisle Ra 1.�
erob ' to•sub'a 7 bloaks 2:blocks 3 Blodcs
&Ves'Price s na: i 3 134 900 i S 138,500 1 E 149,000
"PriceKirossLiv�Area S OAO � S 94:80 fd S 86a85 �1 S 92.03 f0
Detaandlor INSPECTION GPML CCCH CPML CCCH CPML CCOH
Ve�ificationSources :GGCHF.CPML
,VAUIEAD.115iABJfS DES6RIPTION DESCRIPTION +•s DESCRIPTION •p sMumnen OESCRIPTION .•s
;Saks ot Finandng ds eost help Gs,GosF help
Concessbns S4U47 1425.
;Date of Saielrme 26.June 2012 11 0ctober 2012 : 4 0ctober 2012 ;
Loca�on Subutban Subutban SUburban Suburban
a
l�e�ee Fee 5im le Fee Sim le Fee Sim le Fee•Sim le
Sice :31 Acxes .19 Ac[es 5 000 .21 acres 23 acres
•Yiew Avera e Avera e Avera e Avera e
:De'nendA ea� Ca Cod ,Similar 5imilar Similar
d�xmn Avera e Similar Similar Similar
e 67 63 63 97
Cond'aion Fair Avera ood -5 000 Avera e- ood -5 000 Aveta e. ood -5.000
AbOVI'C�fdGB Tad'ltrns' 81tltt Ta7i'BUnS' Bdhs TWI'BOms' Btls Ta1e1'�Btrmt' Balttt
RoomCount 6� 3� 1.00 5� 2� 1:50; -1,600 6� 3� 1.00' 6� 3� 1.50' -1,500
. :Gross Livin Area 1 426.S.FG 1 423 S:F� � 1,430 .Ft. � 1 619 S:F� � -3 900
Basertiern&Fn'shed 1120 Sq.Ft. 1100 Sq feet -5;000 954 1000 sq feet
Rooms Bebw Grade Unfinished artiall finished �
Funaional Ut�T
Heau Cootin � 7Air MW OIL 5 ODO FMA OIL 5 000 Gas Ft1A 5 000
F.�Gaemroerns None None
� ,i e! rt None None
Porch,Pata,Dedc, Sun Room -5,000. Deck -3,000 Deck -3,000
tace s,e�c. Gas"Fire iace -1 000
�Fence,Pool,erc. Rartial fininshetl� -4.000
� �
� .:, . _ _ �; _ _ ._. _� , ,
NetAd'.ro + X - �S 11,500 + X - 'E 3 000 + X • •S 8.400
Adjuaed Sales Rrice
of.Co le S 123,400 1 S 135,50D i 5 140,600
Comments an Sales Comperiwn(nCluding lhe subject propertys compatibiliry to the neighbOrhood,etc.): For the most art the Com arables and the
sub'ect ro. are of like kind size.and toCation. This articular area of Carlisle Pa was develo ed in the late 1940sto 1960. Ca
:Cods.were.the-norm for 1his.severaLbiock s uare.
ITEM SUBJECT COMPAf2ABLE N0.1 COMPARABLE N0.2 COMPARABLE N0.3
Da[e,Price gnd Ddta
SouRelorpriorsales na na na na
winn m
Anays's of any arrent agreemenl oi sale,op6on,or lisung of the subjea properry and anaysis ot any priorsales of wbjeaantl conpaiabies wilin one yearof the daze of appraisak
-no e�astin a reement of slae
:ItmICA7EDVALUE6YSALESGOMPARISONAPPROACH .....................................................5
�INOIGATID VALUEBY1nICOMEAPPstOACH f. IC Estirtialed Market Rent s N/A INW.x G(DSS Rem Mu' r N/A c 3 0
Thls apprd'sal is made X 'as is' wbFctro the repa'rs�ateraUors,i�specoo�or oond6ons Lued Debw subjecno oortple6on per p�azuand speafica6ons.
fbnddorlsWAppraisat
'Fnal Recondletbn:All three coma arables have been used with com arable number 2 with somewhat more wei ht dueto location
etc.
• The pmpose ot thfs appreisal Ls to estimaze the market value o1 Ne real propeiry that B the subject oi tha repon,based on the above wndilions and tlie certifipuon,owi6ngent
and imiting condMions,and ma�ket value definition that are statetl io the a4aU�ed Fredd�e Mec Fortn 4391Fannie Mae form 10046(Revised ).
i 'rt�MawcETvau�,aso�r�n,oFn��u.Paoaarrrnu�T�n�sts�croF'rtisrs�o�r,nsoF 15 June 2013
� (WHCHISTFEDA PECTIONMDT}E6FEC7NEDATEOFTHSREPORi)TOBES 134,000
IS . SUFERVISORYAPPRALSER(ONLYIFREQUF�Dj:
/— . 'nature Signamre ❑Did ❑DidNot
�,) �eame Dou Ia R ' eman Mame Inspect Propeiry
Daie Reoort Siqned 25 June 2013 oa�e Re n S�ned
State Ceroficati�on rt RL000569-A State Swte Cen�a6on a Srate
or State Lfcense N State Or Swte lixnse� Spte
FedkMxWmA 647 PA�E20F2 FameMmrromlaa sss
wac�a�y�o��nonim�.w..,n.mmm
ryour company name here>
F�e No. 1238pittn
DEFINtT10N'OF MARKE'f'VALUE: The most probable price which a property should bring in a competitive and open market
� ; under all conditions cequisite to a fair sale,the buyer and seiler,each acting prudenlly,knowledgeably and assumingihe price is not
-- affected by undue stimulus. Impiicit in this definition is the consummation of a sale as of a gpecified date and the passing of title from
seller to buyer under conditions whereby:(1)buyer and seller are rypically motivated:(2)both parties are weli informed or well advlsed,
and eaCh acting in what•he conside�s his own best interest;(3)a reasonable time is ellowed for exposure in the open markex(4)payment
is made in terms of cash in U:S,dollars or in terms of financial arrangements camparable thereto;and(5)the price represenu the normal
consideration for the properry sold unattected by special or creative financing or sales concessipns*granted by anyone-associated with the
sale.
"Adjustments to the comparables must be made for speeiai or creative financing or sales concessions. No adjusunents are necessary for
those costs which are normally paid by seilers as a result of tradiUon or law in a market area;these costs are readily identifiable since the
seller pays these costs in virtualry all sales transacGons. Special or creabve financing adjustments can be made ro the comparable properry
by comparisons to financing terms offered:by a third parry insptutional lender that is not already involved in theproperry or transaction. My
adjustment should not be.eaiculated on•a-mechanical dollar for dollar cost of thefinancing or concession but-the dollaramount of any
adjusm�ent should approximate ihe markeCs reaction to rt�e financing or concessions based on the Appraiser's judgment
STATEMENT OF LIMITING CONDITIONS AND APPRAISER'S CERTIFICATION
CONTINGENT AND LIMITING CONDfTIONS: The appraiser's certlfication that appears in the appraisal report is subject to the
following condroons:
1. The appraiser wiil not be re$ponsi6le for malters of a legal nam�e that affect e(ther the ptoperry being aPpraised or the dtle.to it. The
appraiser assumes thaYthe tlqe.is good and marketable and,therefore,wili not render any opinions about the title. The properry is appraised
on ihe basis of h being under responsibie ownership.
2. The appraiser has provided a sketch in the appraisal report to show approximate dimensions of the improvements and the sketch is
induded ony to assist the reader of the repon in visuaf¢ing the properry and understanding the appraiser's determina6on of its size.
3. The appraiser has examined the available fiood maps that are provided by the Federal Emergency Management Agency(or other data
sources)and has noted in the�ppraisal report whetber the subject site is located in an identified Special Flood Hazard Area. Because the
appraiser is rat a surveyor,he.a she makes no guarantees,express or implied,regazcGng tl�s determination.
�'"�'1 4. The appraiser wiil not give tesumony or appear in coun because he or she made an appraisal of the property in question,unless specitic
�� arrengements ro do so have been made beforehand.
5. The appraiser has estimated the value of the land in the cost approach at its highest and best use a�d the improvements at their
contrihutory value. These separate valuations of the.land and improvements must not:be used in conjunction with.any other;appeaisal;and
are invalid'rf they are so used.
6. The appraiser has noted in the appraisal report any adverse condibons(such as,needed repairs,deprecia6on,the presence of hazardous
wastes,toxic substances,etc.)observed during the inspecuon of the subject property or that he or she became aware of durin9 the normal
reseazch involved in performing the appraisal. Unless otherwise stated in the appraisal reporc,the appraiser has no knowledge of any hidden
or unapparent conditions of the property or adverse environmental conditions(including the presence of hazardous wastes,toxic
substances,etc.)that would make the properry more or less valuable,and has assumed that there are no such condi6ons and makes no
guarantees or warrandes,express or implied,regarding the condition of the properry. The appraiser will not be responsible for any such
conditions that do exist or far any engineering or testing that might be required to discover whether such conditions exis4 Because the
appraiser is not an expen in the field oi environmental hazards,the appraisal report must not be considered as an environmental assessment
of the properry.
7. The appraiser obtained the information,estimates,and opinions that were expressed in the appraisal reporc from sources that he or she
considers to be reliable and believes them to 6e true and correct. The appraiser does not assume responsibiliry for the accuracy of such
items that were turnished by mher paroes.
8. The appraiser will not disclose the contents of the appraisal report except as provided for in the Uniiorm Scandards of Professional
Appraisa!Practice.
9, The appraiser has based his or her appraisal report and valuation conclusion for an appraisal that is subject to satisfaaory completion,
repairs,or altera6ons on the assump0on that completion of the improvemems will be performetl in a worlananlike manner.
10. The appraiser must provide his or her prior written consent before the lenderlclient specified in the appraisal report can disvibute the
appraisal report(including conclusions about the property value,the appraiser's identiry and professional designations,and references to
any professional appraisal organizations or the firm wlth which the appraiser is associated)to anyone other than the borrower;the
mortgagee or its successors and assigns;the mortgage insurer;eonsultants;professional appraisal organizations;any state or federally
approved tinancial inSUtution;or any department,agency,or instrumentaliry of the United States or any state or the Disvia of Columbia;
except that the Ienderlclient may distribute the property description section of the report only to data coltection or reporting service(s)
� without having to obtain the appraiser's prior written consent. The appraiser's written consent and approval must also be obtained before
I the appraisal can be conveyed by anyone to the public through advertising,public relations,news,sales,or other media.
l
Fredde Mac Form 439 6•93 Page 1 of 2 Fannie Mae Form 30046&93
Fie No. 1236pittn
APPRAISERS CERTIFICATION: The Appraiser cer6fies and agrees that
�--� i. I have researched the subject market area and have selected a minimum of three recent sales of properties most similar and proximate
to the subject property for consideration in the sales comparison analysis and have made a dollar adjustment when appropriate to reflect the
market reaction to those items of significant varialion. If a significant Item in a comparable properry is superior to,.or more favorable ihan,
the subject properry,I have made a negative adjustment to reduee the adjusted sales price of the comparable and,if a sign�cant item in a
comparable_property is inferior to,or less favorable than the subject properry,I have made e posiuve adjustment to increase the adjusted
sales price of the comparable.
2. I have taken into consideration the factors that have an impact an value in my development of the estimate of market value in the
appraisal report. I have not knowingly withheld any significant information hom the appraisal report and I believe,to the best ot my
Imowledge,that all statemenu and irrformation in the appraisal repon aze we and correct.
3, i stated in the appraisal report only my own personal,unbiased,and professional analysis,opinions,and conclusions,which are suhject
only to the corningent andiimffiqg condiUons Specified in this form.
4. i have no present or prospective interest in the properry that is the subject ro this report,and i have no present or prospective personal
interest or bias with respect to the participants in the transaction. I did not base,either partially or completely,my analysis and/or the
estimate of market value in the appraisal repor[ on the race,color,religion,sex,handicap,familial status,or naponal origin of either the
prospective owners or occupants of the subject properry or of the present owners or occupants of the properties in the vicinity of the
subject ProPenY•
5. 1 have no present or contemplated future interest in the subject property,and neither my current or future employment nor my
compensa6on fa performing this appraisal is conungent on ihe appraised value of the Qroperry.
6. I was not required to rQport a predetermined value or direction in value that favors the cause of the client or any related party.
the amount of the value estimate,the attainment of a specific result,or the occurrence of a subsequent event in order to receive my
compensation and/or empioyment for performing the appraisal. I did not base the appraisal repott on a requested minimum valuation,a
specfic valua6on,or the need to approve a speafic mongage ban.
7. I performed this appraisai in conformity with the Uniform Standards of Professional Appraisal Practice that were adopted and
promulgated by the Appraisal Standards 6oard.of The Appraisai Foundation and that were in plaee as of the effective date of this appraisel,
with the exception of the depatture provision of those Standards,which does not apply. I acknowiedge that an estimate of a reasonahle
time for exposure in the open market is a condition in the definition of market value and the estimare 1 developed is consistent whh the
merkeung ume noted'm the neighborhood sec6on of this reporc,uNess I have othenvise srated in the reconciliation section.
O 8. I have personally inspected the interior and exterior areas of the subjeet property�and the exterior of all properties listed as comparables
in the appraisal report. I further certify that I have noted any apparent or known adverse conditions in the subject improvements,on the
subject site,or on any site within the immediate vicinity of the subject propetty of which I am aware and have made adjustments for these
adverse conditions in my analysis of the property value to the extent that 1 had market evidence to support lhem. I have also commented
about the ettect of theadverse conditions on the matketabNiry of the subjea properry.
9. I personally prepared all conclusions and opinions about the real estate that were set forth in the appraisal report. if I relied on
si9ni(icant professional assistanee from any individual or individuals in the performance of the appraisal or the preparation of the appraisal
report,I have named such individual(s)and disclosed the specific tasks performed by them in the reconciliafion section of this appraisal
report. I certrfy that any individual so named is qualified to perform the tasks. I have not authorized anyone to make a change to any item in
the repart;therefore,'rf an unauthorized change is made to the appraisal repon,I will take no responsibiGry fir it
SUPERVISORY APPRAISER'S CERTIFICATION: If a supervisory appraiser signed the appraisal report,he or she certifies
and agrees that:I directly supervise the appraiser who prepared the appraisal repon,have reviewed the appraisal report,agree with ihe
statements and conclusions of the appraiser,agree to be bound by the appraiser's certifications numbered 4 through 7 above,and am taking
full responsibiliry for the appraisal and the appraisal report.
ADDRESS OF PROPERTY APPRAISED: 1236 N Pitt Street.Carlisle,Pa 17013
A ` SUPERVISORYAPPRAISER(onlyifrequired)
Si nahue: Signature:
N � Dou las neman Name:
Date Signed: 25 June 2013 Date Signed:
State Cer6fica6on k: RL000589-A State Cer6ficauon�:
orState License�: or State License#:
�- State: State:
� � Expira6on Date of CertificaGon or License: Expiradan Date of Cenification a L'�cense:
��
❑ Oid ❑ Did Not Inspect Property
Freddie Mac Form 439 6•93 Page 2 of 2 Fannie Mae Fam 10046 E93
, , SUBJECT PROPERTYPHOTO ADDENUUM
Borrmver._—_- File No• 1236oittn
Propern Address:�236 N Pitt Street Gase No�
C�N:Carlisle State�Ra Zio�17013
l.ender.owner
(��1
� �,-
- , �
,. �
FRONT VIEW OF
��, SUBJECT PROPERTY
' Appfalsed DBte:June 15,2013
Appraised Value:$13a.0oo
,
,,�� � F��
f.�
REAR VIEW OF
- SUBJECT PROPERTY
yy ;i
`�`r
.�' I��+.
� _
� .�
�.� � =-- "=--_
S' ' •
I� "�'J + •� STREET SCENE
.""'
r
M
t 7.
__ � ._'.. '_ _��..:�, •�$�' _-
�/
, . � COMFARABLE RROPERTY PHOTO ADDENDUM
Borrower. File No: 1236pirin
ProperNAddres5:1236N Pitt Street Case No.:
Ciry:Cedisle State:Pa Zip'17013
Lender:owner
� �/ .. .: .,, r^vi !fr .y.i. 5C $�.... f.j.i7if }-..�k n .
�, sc��^ �w:w � .. A .�" � �-�ly.,� t Y�'�A� .yi�„ - �'�� ,:3 q '.f��l:
t •
�,1� ' � -E' � 4'4 COMPARABLE SALE#1
�
''� � r .�x�,�� xF ��•s-
M
� ; Pj�'' j 424 W Penn St
� " 6arlisle Pa.
Sale Date:26 June 2012
Sale Price:$13a,800
���y � � �e,.�
dyg�� y'^'� h y'�N4Y• ` F -Y� a�ita L�'#�G.N � 3'+ �'
r�.4'�'�*t4:. +'EN_ t5`� Y�iq.'1.v � b3" t-�.i.� - 4 ,'�
;Hi.�'.. G-_ - a cei". ""
� .`d:r.a,:
3:..� COMPARABLESALE#2
- .;{�:�
� ';,;.�.,
�F �f 244 G Street
u ' Carlisle Pa
��: ; "�° ° Sale Date:11 Oaober 2012
�_� ��::, �,;. �':_ __ - - . ��`� Sale Price:�138.500
�, i
�:%
.�� � - �
,
COMPARABLESALE#3
- ` p$#(i`�`�`�'
ar is e P��''�`
Shce Ddte:4 October 2012
;,- ' Sale Price:$149,000
:�#�:
� .�
/ . -- � � ��
�
L�.� .yi�e. t�t�""'- � .' -
_>4s ...�"a` - �r.w,.�
r°`:,'.:�. ar"'t�-m..�.s, -
h .
y,,''� -- ' ... .�a,.�.... .
���Thrivent Investment Management°
625 Fourth Ave.S.,Minneapolis,MN 55415-1665 A subsidiary of Thrivent Financial for Lutherans°
Thrivent.com•800-THRIVENT(800-847-4836)
Member FINRA and SIPC.
Apri124,2014
BRADLEY L GRIFFIE
GRIFFIE&ASSOCIATES, P.C.
200 NORTH HANOVER ST
CARLISLE PA 17013
Re: Thrivent Financial Brokerage Account
TY4-036650-Leah I Pickel, Individual,Transfer on Death (TOD)
Dear Bradley L Griffie:
In response to your letter dated Apri118,2014 requesting information on the Brokerage
account under Leah I Pickel. The above TOD account was the only Brokerage account with
Leah I Pickel listed as an owner.
• This account was opened on December 12,2008 as an Individual TOD account,and
has remained an Individual TOD account.
• The value of the account on March 31,2014 was$30,965.80.
• The account held mutual funds and approximately 1%cash. The cash earned
interest of approximately$.02 every month.
• Following are the large withdrawals (in excess of$3,000.00) that occurred in the last
12 months of the account:
o March 21,2014................$4,000.00
o February 21,2014............$3,500.00
o January 22,2014..............$3,500.00
o December 19,2013...........$3,500.00
o November 25, 2013..........$3,500.00
o September 18, 2013..........$3,500.00
o August 19,2013................$3,500.00
o July 19,2013.....................$6,000.00
o June 26,2013....................$5,000.00
o May 16,2013....................$4,000.00
o Apri122,2013...................$13,000.00
o March 22,2013................$11,000.00
�;'`�`:'iL--�` . . . . ..��.��
f1 1 f J•---�--...._..... ... .
�`•'�/ 1 _ . .
� •t I
� �[ .'
1 I �I� ���t� _ � L'i,� � �.
�i
; �
� {---_._�_..__.____....._.. ..__..-.
�,is . ,._ ... - .. ." ..-. ... .
If you have any questions or should require any further information,please do not hesitate
to contact us.
Sincerely,
�—
Tanya Ninneman
Principal
Suitability and Business Surveillance
Broker/Dealer&Investment Advisor Services
(612) 844-4435