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Home My WebLink About05-2387 KEEFER WOOQ ALLEI'! & RAHAL, LLP 210WALNUT'STREET PO BOX 11963 HARRISBURG, PA 17108-1963 MANUFACTURERS AND TRADERS TRUST COMPANY Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. OS- -~3P7 CiULC'~ CONFESSION OF JUDGMENT v. MARK A. BOOVA and SHEILA M. BOOVA Defendants CONFESSION OF JUDGMENT By virtue of the authority conferred by the Note, a copy of which is attached to the Complaint filed in this action, I appear for the Defendants and confess judgment in favor of the Plaintiff and against the Defendants for the sum of $22,066.92, and costs of suit. ~ Eugene ~nSkY, Jr. Attorney for Defendants by virtue of the authorization contained in the Note KEEFER WOoQ ALLEt'! & RAHAL, LLP 210 WALNUT STREET PO BOX 11963 HARRISBURG, PA 17108-1963 MANUFACTURERS AND TRADERS TRUST COMPANY Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO, OS: -:23J>7 C;u:l~~ CONFESSION OF JUDGMENT v, MARK A BOOVA and SHEILA M, BOOVA Defendants NOTICE OF DEFENDANT'S RIGHTS A judgment in the amount of $22,066,92 has been entered against you and in favor of the Plaintiff without any prior notice or hearing based on a confession of judgment contained in a written agreement or other paper allegedly signed by you, The sheriff may take your money or other property to pay the judgment at any time after thirty (30) days after the date on which this notice is served on you, You may have legal rights to defeat the judgment or to prevent your money or property from being taken, YOU MUST FILE A PETITION SEEKING RELIEF FROM THE JUDGMENT AND PRESENT IT TO A JUDGE WITHIN THIRTY (30) DAYS AFTER THE DATE ON WHICH THIS NOTICE IS SERVED ON YOU OR YOU MAY LOSE YOUR RIGHTS, YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER AND CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP, CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET Carlisle, PA 17013 Telephone: (800) 990-9108 KEEFER WOOD ALLEN & RAHAL, LLP -~--) By: ~~:)J Eugene E, Pepinsky, Jr. Attorney 1.0, #23702 210 Walnut Street PO, Box 11963 Harrisburg, PA 17108-1963 (717) 255-8051 Attorneys for Manufacturers and Traders Trust Company KEEFER WOOr; ALLEt'! & RAHAL, LLP 210 WALNUT STREET PO BOX 11963 HARRISBURG, PA 17108-1963 Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW MANUFACTURERS AND TRADERS TRUST COMPANY v. NO 05 -;<]1( ClU~l~'CfL~ MARK A BOOVA and SHEILA M. BOOVA CONFESSION OF JUDGMENT Defendants COMPLAINT 1. Plaintiff Manufacturers and Traders Trust Company is a New York banking corporation, successor to Pennsylvania National Bank, with an office at 213 Market Street, Harrisburg, Pennsylvania 17105. 2. Defendants Mark A Boova and Sheila M. Boova are adult individuals, whose last known address is 522 Lavina Drive, Mechanicsburg, Pennsylvania 17055. 3. On or about May 22. 1995, Defendants, for good and valuable consideration, executed and delivered a Note (the "Note") to Plaintiffs predecessor, Pennsylvania National Bank. A true and correct copy of the Note is attached hereto, made a part hereof and marked Exhibit "A". 4. The Note referred to in Paragraph 3 above has not been assigned by Plaintiff to any person or organization. 5. Judgment has not been entered on the Note referred to in Paragraph 3 above in any jurisdiction. 6. The Note provides that Plaintiff may confess judgment against Defendants for all sums due under the Note, together with court costs and reasonable attorney's fees. 7. The obligations of Defendants are in default, among other things, by reason of the failure to make the payment(s) due under note(s) evidencing and securing the same. KEEFER WOOD ALLEN & RAHAL, LLP 210WALNUr STREET PO BOX 11963 HARRISBURG, PA 17108-1963 8. The amount due on the Note as of May 04,2005, is $22,066.92 of which $20,797.01 is principal and $1,269.91 is accrued interest. 9 Plaintiff has been advised and, therefore, avers that Defendants executed the Note referred to in Paragraph 3 above for business purposes. 10. Plaintiff believes and, therefore, avers that Defendants' annual income exceeds $10,000.00. 11. This confession of jud9ment is not being filed against a natural person(s) in regards to a consumer credit transaction. WHEREFORE, Plaintiff demands judgment against Defendants in the sum of $22,066.92, together with interest as may hereafter accrue and costs of suit. Date: May 05, 2005 KEEFER WOOD ALLEN & RAHAL, LLP By: Su~~~. Pepinsky, Jr. Attorney I.D. #23702 210 Walnut Street P.O. Box 11963 Harrisburg, PA 17108-1963 (717) 255-8051 Attorneys for Plaintiff MAY-OB-05 FRI 09:13 AM MTB SPECIAL ASSETS 05-01-05 OS:5\ fROM-KIlter Weed AII.n I R;n;1 FAX NO, 717 255 2370 p, 02 7112558050 T-191 P,OOZIa!! F-ZI1 KEEFER WOOD ALLEN & RAHAL, LlP 210 WAlNUTSTREET po BOX 11963 HARRIsBURG. PA 17108-1983 VeRIFICATION The undersigned Walter Leader, hereby verifies and states that: 1. He is Banking Officer of Manufacturefll and Traders Trust Company. Plaintiff herein; 2, lie is authorized to make this Verification on Its behliilf; 3. Tho facts set forth in the foregoing Complaint are trulll and l;otl'ect to the best of his knowledge, information and belief; and 4. Ha is aware that false statements herein are made subject to the penalties of 18 r:';:l. C.S. ~ 4904, relating to unsworn falsification to authotilles, "~~.0{)...eJl~ Walter Leader ' Datnd: May 05, 2005 APR-19-2005 02:23PM FROM-M&T EQUIPT LEASING +71 69487959 T-38! P.002/003 F-330 ~, ~,.... -..- --- ACC. U 950-11129 PENNSYLV A.N1A NATIONAL BANK A Keystone COJIlniwdty Bank $ 25.000.00 :SMAl..I... n.J~.''''I''I..~.. ...,....- .... maY/<:. ~OoVc....' ..,... 30 g ;t.J~ 300 14 "'~41 it;;J~OoC::J 1'011 VALUE IIECI'IVED AND INTENDIN HEREBY7 you, tbe person or persons signing this Small BWJinC::!i$ Loan Note and Security Agrccmenl (the "No~") Q Borrowcr(li) below, jointly Bnd .severally obligated if more than one person, promise to pa)' to UB. Pennsylvania National Bank. Pottsville. Pennsylvania. or 10 OUt order. the Principal shown above. together with intcrrst, Late Cbargc:s, COSts, fees, expcDlJC5 incurred in tb. pt=rfcctlop, preJicrvation, ptotec;:tiont eollc:c:non and liquidation of any Collateral (.... thi& term is del'ined below) and our security interests therein, Bnd optional eredit life insurance prerni\J.nts, if ,neb in!Jurance is elected by you. Intcr~t shall accrue at the: rate(5) indicated below 01'1 the outstandins Principal balane~. even aFter the entry of judgment, \lnti! all sums due \lnder this N02COo,~id i.... full. As used in this Note, YOLlr Checking Acc:o\ll'lt. No. , will be ealled the" Account" . FEES: In our dQcretion, we may charge YO\l an Applicllnon Fee: of $ _n. andlor an Annual Line Commitment Pee of $ llS.00, whicb is subJect to change in our sole disc:rr:tiOI1. We may c.harge such FcC5 directly to your Acc:Ol1nt. LATE CHARQE: In the event that any scheduled payment ill not received by \IS withi1'1 15 days from its due da~e:. in addition to any accrued i"tcTCSt yoU agree te pay a Late CharSe which will be the greater Dr 3% of the late payment. or $10.00, but in no event more than $25:00. PAYMENT OPTIONS (Choo", one): You "'II make all scheduled payments under this Note on the date pa)'mc=nt is due, ~ follows: o You autholUlC us to automatically charge your Account. I8J You will mllJc:c all payments by mail or in penon. INTEREST (ChaOM Dne): Interest shall acc.1'\1C on the llr'paid Principal balance. of this Note on a daily basis, beginning gn the date the proceeds or this Note arc initially disbursed to you or on your behalf. as follow,: o FIXED RATE. Until you pay tbis Note in Full, interest shall acc01C at th.e rate of % per annum_ !Xl VARIABLE RATE. Until you pay this Nate: in full, in.crest .hall ac<:ruc at D. rate tbat may vary monthly. The rllte ma.y cb,;nge on the first day ot cach monthly billing cycle. The fAte for an)' m.on~h shall be detennincd by obtaining tbe !'Average Yield" of the previous month's 91~diLY United Scates Treasury Bill rate. rounding tbat averqe \lP to the nearcat _15% (tllc "Index"). and adding a Margin of 05.00 % . Ba&ed on tbe lode'! and Marg;n in effect on the da.te of this Note. your initial interest ratc is 11 .00 %. LINE OF CIIEDIT (Choo.. one): This Note eviden<es a Li.e of Credit witb tbe "Cr~t Limit" in the amount shown abovo. The principal sum borrowed on the Linc of Credit from time to time may not at any rime ct;ceed the Credit Limit. You asree that Principal and all accnlcd intercst will be paid upon our demand. Within such limits, you may borro"', repay and reborrow under this Note. This Notc is nOt intended to terminate bcca.uae the balance is reduted to 1;crO a.t any time or Crom lime to time, but sban remain in effect until dcmand is made or either pany provides a Notice or Tennination us. the othcr u provided below~ ....-...- DATE: Mav 22. 1995 tlNG PROTECTION: If at any time yoll .ntborize charges agatmit rhe Account by check, pr.-authorized debit, or otherwileJ or we impose a fee or charge. which transaction caUICS the balance in the Account to fall below the Minimum Balaac::e of S ..{)~, yon llllthoN.e us to make yov a loan on this Nolt. and tnuIIfer the procc:eda. in mulriplca or $50.00, sufficient to restore the Account balance to (or above) the Minimum Balance. provlded that advance does not exceed your Credit Limit. SECURITY AClIIEEIIENTICOLLATlEllAUFUTUIIE ADVAHCE$: As security for all sums OWing under Ihis Note and all other of your obligations to lIB, whether now eXisting DC later incurred or of the same or different kinds or claSlieS of indebtedness, and all extentiOM, rcneW'als and refinancings tllcl'C(tf and latcr a.dvances hereunder or thereunder. YOD give and grant to us a lien and security interen in the followih& duc:ribcd real andfor pc:nonal property f noW owned or later acquired, including .U 5Ubmtuti0tl8 and replacements thereof, and all Bddirions. accessories, parts, ~pmen't, fi"ltures .nd accc8Sions hOW or late.. attachod ar affixed thereto Or UlCd in connection tberewith. the produc:t8 thereof, all c:uh and non-calh proceeds. ioeJuding without limitation, insurance: proceeds, and all monies and all other property of you or any or you which now or late! be in out posseaiOD or under our conttol <all of whieh shsn collectively be called the "Consre'al"). I. the event of ddault, we ,hall be entitled to aU rilbm and rcmcdiea set fonh il1 thi! Note and in any other security agreement, mongasc 01 otlIer document coverins; the ColI.teral, and to a.1I rights and remc:die.i afforded a creciitor under the Pennsywania Unifonn Commercial Code. Moreover. you acknowledge that the law provides that we may offset against YOW' obligation(li) 3PY monics or sums nOW or later depoaited wi~h or held by us for you or ilny or you, whether or not they have manued, and that such right of offset 13 independent of any .sccu.rity interest we m.ay ba....c in the Collateral. The Collateral co.ds1s of lhe fOllo",.g: o Personal Property: Our addreliS indlcatc4 at the beginning or rhis Note:: i. the add.-c.u al: wlrich infonnation concerning our security interest in pcnonal property Collateral can be obtained. o Reall',opct!y, locared at: .... ':liIIliN.rnio~~~'''''~'''~t8,.;.. .....;;;;i.1Ii . ...;;. , ......;(1) ,....""-'1...... ..........,biiil.-:.. " ",;;;I ,,,"_ ,I, '.~,"",," I'!~ _ ~~.o.. ,.~.8.I "'''''"''1. 'f'-~", '_ ll'., '';.':'''1':'''' ~.iI-'-.,r\~,,\.r. "'.' ." ....., ,'., ,.1,,, ' """. ""_"'".' .""., ~. ..' :'~'. ,..:t, '"fl\ '.' " '1:.. ~ .;..1.O':"...~u " .... na..,[o '/_"i...1ii.I.iI ...~~,. 'M .'''R'''''''''V1Uft 'S'UllINESS' ........ _"DD'~,.'f;" \\..,..,~,.......,.".,.;~. . - '..... ..., _.~::' '.-- ,""',. . 1~2':...~.".' .".:-: .....-.. ---::, " '. ,. ~ ,~r-,' ~.I . '~"f'~"cl'~"~.;:~~"~"'/!J;.h.~'W!.;.;"'~ "." !lDblllldoft 1G ',_"~..:,tA~~dall,'N_. .'ID',.., adlir..-;ia lIP:: f:!:,,;'U'.llIl11lC:htlrilO,II. "",,~.nd pa""o.t ". full..,.,..,..S....toriislt.y.....ilh..r ~)Aqje.tRiOII'''''~ia fi1ed1ly ......'7OII..'Uroryola;; .,m.nImu~ ",o.lIIly ",!~"1I oq..11O tho .B'.at~ of $2O.00.or.11Z91h of Ihe:,:or.you o'lllIY'Ofyou _ _...for....-,.y dOb\a"lO" at to:Oth- , .. outlltandin. new PfmClpa~ balance!; pl\1l lDIpald lite charge. and" other '~1" AI and when chey COllIe due. or . - receiver it appcaimed over." you. or any'lof .. chllrgca. In no ev~nt WIll [he m1Rlmum. monthly paymemt due ever be, ,yOu. ar you or KPY of you enter into an Ulipmeat for the benefit of greater than tile eohTe balance_ c:rcditorl; (4) AllY ItItement, lignature, information or reprelClDtatiOll For either Line of Credit. we will not be required to advance funds or previowdY, nmr or later made or provided to UI in COIIDCeticm. witb tbiI NOle make a loan in an amount IC::1J6 than SSOO.OO. YOlI authoriu us to make or an)' other oblip.non to UI II incorteCt, fa1lc: or mia1c:ading or yoU fail tc advances on thiJ Note upon the verbal, teJeptIonie or written order of any provide JiUisfactory fiDancial infonnaiton annually or promptly llpoll OW periOD. or officer executinG this NOte on your behalf, or an)" person r~q\lC5~i (5) ~ou die, pc declared, legally. incompc~nt: dillOlv~, or purporting to act on that person', behalf. You a&tee ~hat we may deliver dlsconnnue b~lQCQi (6) Any other credltol" O~1I11" lIOC~ty m~ereat, lion 0' loan proceeds by direct deposit to yOl1f Account and that all such advances encumbrance In or on uny of the Collateral WltbOllt our pnor wntten content shall be evidenced solely by our records, which sba.1l conelusively be (7) The. Collateral is lllQld, leased or otherwise disposed .of g~ is .tolen 0 ~___..__..J __ ...._ ______ _. *_ u___ u_.___ u__. .......::__ ___ ~, ._.. __-.0.. _':.\.l_ 1n !:.uh.o!:mntlall" dl'lmBII'ed tlr dl!,,!ttroved~ (8\ AnY other creditor 1S1Ues a leV\! INSURANCE: You will ~ccp 011)' Collat...1 not in ~ur poa8eMio~ iDI~,cd' I~SPEC'1lON: W. moy iDIpocIlbo CollaTcrllI a~ any r~ rim. 0 naa;...111Il:b ri...lIlId in .ucb ....ounl. .. we moy requIre fronl lime to 11m., 11m.., at your ex....... Upoa 0111 rcqtICIt, you ",,0 c,Uibi1 III. Collalernl t The policia IInllt inchldG a ltancb.rd monpg<< ~dol'lCment or a ltandud 'Ill or you. will furailh to U8 a lI'rltteD ltatem,ent thOlrinI the whcreabouD lID len_ Iou paynble ..do......oul in favor of 111. You wiD pay all premium. CODdirioo of lb. CoUatenl. for thia insurance ",ben they become: due aad payable. 1f you rail to obtain rbe: mmrapcc or if you fail to pay the iIuPr1Ince prcmlumJ~ we may pay the promiunts on yOW' behalf or we may obtain lubstitute inaur&Qli::c wh;ch may pMrecl only 0\1!' interm in tbe Collateral, altbou.gh we are. not obligated to take eithm ac~ion_ Any amount we may advanc:c win be: a loan lInCIer this Note :and shan be covered by the :security' interest and lien you have granted to us. If we decide not to obtain substitute intUTBrw:e or pay the premhuns., none: of our ri,tllU and remediea against you will be prejddiced. All insur.nee pr~ under All)" insurance policy Iilhan "fit be pu.y-.ble to 1,UI to the ~lent of the sumS yon owe 'US. You will dt1i~ to us the inllll1lnce policy or policies or II. eemficate of insut'ance on our rcqu.cst. You _gn to us any retUrn or unearned insurance: premiums whic:h may be due upon canc.ellarion or reduction of tIDY ins\1riltlCe policy. You will direc:t the in811ta"c:. con1pllny to pay to w all inswanee procecds and returned or unearned prcmiuma. You incvocably llppoint us yoyr lIuomey..in-lact, to file a proof Or proofs of loss if you fail at ref\1sc= to do so and to endorse your name to any draft or check iasued by the insurance cOfhpllny whicb is tnade o ]f t:hecked, ins\U'ancc is alaa required against flood damage. to improved teal plOpcrt}' Collatetal. TITLE TO Tlfl! COLLA TI!RAL: You repr...nl tb.t you own lb. Collater.1 free and clear of liens and ancumbrances or that you will use tbe loan proceeda to purcbase the collateral only In yout namc. You lViII sign aU doc;Ull\entl we require to perfect and to continue perfected our lie.ns and tecurity intareets in the Call1oUeral, And will pay all- of our filing Bnd recordins fees. We may sign and fila financing .ad continuation $tllfemcnb in yout name. This Note or a f;:OPY of en Note is sufrlCient as a financing ltatement and may be filed by 1D to penecJ and maintain perfet.red our 1CCllI"it)' intem.. in the Collateral. Yoa will pay aU of OUT filing fees and C.O!l:ta. . APR-19-2005 02:24PM FROM-MlT EQUIPT LEASING POWER OF ATTORNEY: You irr.voc.bly appoint us your attorn.y.in-fact to tile financina statcll1entl. amendml:l1ts: and conrinuaricn sratcroentJ Od your behalf to perfect and to mainmin pctf<<tcd our security intc.tests in the Collateral and to reuivc and endQno instrumenta, notes and drarts repr~tinl proceeds of tbe Collaterll17 and apply such proceadl ud otber proeceds W ycnIt c.bliptionl undtr dtia Note. This rower of Attomey is coupled with an interest and may not be revoked while rhis Note rc:rnairtf in effect. USE OF THE COLLATERAL: You promise ro k.ep the CoU..eral in Sood (andition and repair and. if personal propcrt)', ir will be kept at the adclreu of tbe B\1Sine.u ~tion giv<<:n below. You promiae not to abandon. .cll or le.Be the: Collateral without 0\11' prior written conlent. YQU bllve nOt and will hot give anyone: otber than US any security ituerest or right in the Collat.al without our prior written consent. In usint, ~rating or procaaing tbe Collateral, )'Ou Yrill not viob.re any Jaw, replAtion 01' ordinanee) or tbe provitions of any iras\1ranc:e polley ~O'Vcring the Collate,.L You have not nor will yon later 1I8e, manufactUre, stare;. CenefIUC, treat. dispose or or rclease any hazardoul :substance or "'a~te on or frorn any real property eoUate;raf. You ha"e provided 111 with wrinCJl notice or Iny hazardcn1l subltanc:& or wute condition that now ezists on the felll property CoUatc'l'lI:l. As used in this NOle, "hazardous substance Ot waSte" means any wbltance or waStl. Whether manufactuTed, dildJled, processed (;IT resUlting trom that or ant other activity on the real property Conateral, which doc. not ~ur nawro.lly on the teal ptoperty and which. if relcaru:d into the environment. ~ould Qr would poae a real and lJU.b5tantial threat to thc public:. health~ iarely and welfare. +7188487959 T-18! P.OOI/OOI F-IIO PAYMENT OF PIIOCEEDS: Yon.gru that OIly paym.nt of proceeds 0 this Note to anyone of you or to anyone cllle at your direction will be fo the benefit of aU of yOd.. TAXES: Yau will pay al1 ca.xea, impositio", aDd other fe" payable on tb. tollaUnLl Ot payable for the use. apd operatiort of the CoUatetal when the: .rc due and payable. F.ILURE TO PAY TAllES, COSTs .ND TO MAINTAIN COLLATERAl AND PLACEMENT OF OTlfER UEHS ON COLLA 'fERAL: " y'" fail to keep tbe Collatenl in goad condition and repair 7 Qr if you fail to paJ an)' mus, impositions or othel feel on the Collateral. or if yens. fail to pa~ any costs for the filing of financing OJ' (:Ontinuation IQltanentl, or if anJ sceutity interest or lien other than oura anab" to or 1$ med ll8'ibsr: thl Collateral wi~hout our written ,~r, we may pay rbe tanae by making I loan to you lUICicr this Note and you will immediately pay to US any amQUft' sa paid and all or OW' cotta and upcnsu m so doins. tncludihJ intcrc:liI: a: the ral. of this Note on II1lCh aclvancc. Such .dYa.... wlll be cov.red by Ibr sec:\lrity interest and lien you have granted to \11., but 1ri1l not cure YOUl Event lOr Default. RISK OR LOSS: You will be bound by tlris NOle even if the Collare'oI ~ lost7 Btolen, damaged or destroyed. You win notify \II immediatel)' if An) loss or damaBc ooeurs. A TIORNEY'S FEES: U w. .mploy I.gal couns.1 with r.s.nllo ,bi. Not. in any ju:ri5dic:tion you lhall reimburse us for all c:ourt COlta aod tbe rc:aaonablc: f.e. of our attorn.y, but not to _oed 1Wo Tbo1IIand Doll... (SZ,ooo.OO). WAIVER: "'fall waivc notice of demand.. pre.aentment. notice of diehobOr aD( protest. NO NOllCE OF LOSS OF RIOHTS: We do not b.vc to 1011 you if an; I,mOUnt owing under tbia Note i8 DOt p-.id by tbe day it becomca due. WI can ......... any riSbl as.iM any PC'- or ptopeny or do any or th, followiDS wilbout IODins you OJ" Iosina .ny riSb.. lIgBinIt you or Ib, Collateral: (I) ac:c:ept .Q cbcck or other ordu matlccd "pIlid in full" or 'flit aimilar language as a partial paymcnt uftdcr this NOl:c; (2) pve additiOlU time for p.ymenl of any amounl owIns under this Note; (3) ,.1_ or d.l. nerclaingllDY rigbt asaiM any peraon 01' property; or (4) fail to protect c enforce our interest in any property. MISCIlLLANI!OUB: Thio NOI. Il>all bind ...b of YOll, )'011t I1eirs, po...... r.p....ntativ.., _n ond aasi&n8 and .hnll innre to 0I1t beoelit .nd II: b...lil of our .,,,,,,..80ft and UlIi&n8. 'Ibis Note .haIl be sovemed by II I.... of the Commo...eallb of Pennsylvonla. If any part of ll1i. Nor. dctermined by a c:ourt to be bN1l1i4, thc telt will remain in &""1:. ThiI No: 1tQa.1I ta.b cffcctt as an iJUltrumcnt under ac:al. CONFBSSlON 01' JUDGMENT: lIY SIGNING BELOW YOU lR.REVOCABLY AUTHORIZ1! AND EMPOWER ANY PROTHONOTARY, CLER OR ATI'ORNEY IN THE COMMONWEALTH OF PENNSYLVANIA OR IN ANY OTHER JUlUSDlcnON WHICH PBRMlTS THE BNTRY C JUDGMENT BY CONI'HSSION, TO APPEAR FOR YOU OR ANY OF YOU, WITH OR WITHOUT COMPLAINT OR DEct.A1lAll0N PILED, T ENTER OR CONI'ESS JUDGMllNT AGAINST YOU OR ANY OF YOU, AS OF ANY TlMl!. Oil. TERM, FOR ...LL SUMS 11fBN OWED TO I UNDER THIS NOTE. TOGP.THER WITH INTEREST UNTIL COLLECTED AT THE RATE SPEClFlED IN THIS NOTE, LATE CHARGES, COS" OF SUIT AND REASONABLE ATIORNEY'S PRES NOT TO exCIlBD SZ,OOO. IF YOU ARE NOT A CORPORATION AND 11fB PRINClPJ (OR CREDIT LIMIT) 01' 1lllS NOTB IS 550,000.00 OR LESS, THE USN OF ANY JUDGMENT CONPESSEP PURSUANT TO 'lllIS AUTlfOlU1 SHALL NOT APPLY TO ANY REAL PROPERTY LOCATED IN PRNNSYLVANlA CONTAINING 1WO OR FaWl!Jl. RI!SI!)l!NTIAL Ul'l11 INCLUDING CONDOMlNlllM UNITS, OR ON wHICH lWO OR FBWER RllSlDENTIAL UNITS ARB TO BB CONSTRUCTBD WITH 'M' PROCEEDS OF THIS NOT!!.. AND THB PR01ll0NOTARY OR CLERK IS DIRECTED TO MARK THB R1lCORDS ACCOlWINGLY. TH /IIOTS, OR A COpy THEREOF VERIFIBD BY Al'l'lDAVlT. SHALL BE SlIl'l'lCll!NT AS A WARRANT OF ATIORNEY. THE AUTHORr TO CONPBSS JUDGMENT GRMlTED IN THIS NOTE SHALL NOT BE BXHAUST!ID BY ANY EXIlRClSB THURSOF AND we AI l!XPREsSLY AU1ll0RIZED TO ENTSR REPSATRD JlJOGMENTS IN THE SAME OR DIPPERBNT JURISDICTIONS FOR ALL OR M PORnON OF THU TOTAL INDEBTEDNESS DUI! US UNTIL WI!. RBCBIVE PAYMENT TN FULL. YOU ACKNOWLEDGB THAT YOU READ AND UNDBRSTAND THIS PROVISION FaRMITTING US TO CONFESS JUDGMENT AGAIN YOU AND YOU HEREBY WAIVE ANY R.IOHT TO NOnCE OR A HEARING PRIOR TO OUR ENTRY OF JUDGMBNT. BY SICNIN'G AI SIlALlNG BBLOW, YOU ALSO ACKNOWLEDGE RECBl1'T OF A COMPLETRD COpy OF nus NOTIl ON THE DATE INDICATIlD ABOVl STATE OF PENNSYLVANIA COUNTY OF 55. AFFIDAVIT The undersigned, MARK A BooVA first duly sworn, deposes and states as follows: , being 1) The undersigned is a SOLE PROPRIETOR (business association) (partnership) (sole proprietor) Uoint venturer) and is engaged in the business of GENERAL RESIDENTIAL CONSTRUCTION 2) The undersigned has made application to PENNSYLVANIA NATIONAL BANK for a Joan in an amount not to exceed $ Twanty-F i va Thousand and No/100 ------------------------($ 25,000.00 to provide funds solely and exclusively for WORKING CAPITAL 3) This Affidavit is made to induce PENNSYLVANIA NATIONAL BANK to consummate said loan. DATED at Harrisburg, (City) Pennsylvania (State) this 22nd day of May 19 95 . STATE OF Pennsylvania COUNTY OF Daullhin '~a~ I Signature MARK A BOoVA _ ~1 A.1/1L.LA'tL- I)) ,de <v /'---"' Signature SHEILA M BooVA ss. I. Marsha J. Fortney , a Notary Public in and for said County, in the State aforesaid, do hereby certify that Mark A. Boova and Sheila M. Boova personally known to me to be the same person whose name is subscribed to the foregoing instrument, appeared before me this day in person and acknowledged that he signed, sealed and delivered the said instrument as his free and voluntary act, for thew uses and purposes therin set forth. ,199~ GIVEN under my hand and Notarial Seal, this Notarial Seal Mtrsh~ -S:ortney, Notary Public M Co am~ . '9, Dauphin County Y mmlsSIOn Expires Nov. 30. 1998 My commission expires Member, P9nnsy/vaniaASSOCiation of/oj ~~ >t -t2: --0 , lI) 0 ~ - D 6"- ~ ~ " -V , ~ IU ~ B p.:: ,'''-' ~~ ~ .:'... ~ - -- r;:; Cj ~j~ -n .-1 '" '~:,:'....... ___~ CI\I~ t -, >"'\ \..a -Y" (:? l".' €J KEEFER WOOD ALLEN & RAHAL, LLP 210 WALNUT STREET PO BOX 11963 HARRISBURG, PA 17108-1963 MANUFACTURERS AND TRADERS TRUST COMPANY Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW NO. ()f; - d,:JPl C;ucl'T~ v. MARK A. BOOVA and SHEILA M. BOOVA CONFESSION OF JUDGMENT Defendants NOTICE To: MARK A. BOOVA and SHEILA M. BOOVA, Defendants You are hereby notified that on May..9--, 2005, judgment by confession was entered against you in the sum of $22,066.92 in the above captioned case. Dated: May $-, 2005 YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET Carlisle, PA 17013 Telephone: (800) 990-9108 I hereby certify that the following is the address of the defendant(s) stated in the certificate of residence. Mark A. Boova 522 Lavina Drive Mechanicsburg PA 17055 Sheila M. Boova 522 Lavina Drive Mechanicsburg PA 17055 /'. n J '---[1<.",\ '~~ '. Attorney fot Plaintiff( ) KEEFER WO'oD ALLEN & RAHAL, LLP 210 WALNUT STREET PO BOX 11963 HARRISBURG, PA 17108-1963 MANUFACTURERS AND TRADERS TRUST COMPANY IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA Plaintiff CIVIL ACTION - LAW v. NO. MARK A BOOVA and SHEILA M. BOOVA CONFESSION OF JUDGMENT Defendants NOTICE MARK A BOOVA and SHEILA M. BOOVA, Defendido Usted esta siendo notificando que el _ de May del 2005, se anoto en contra suya un fallo por confesion en la suma de $22,06692 en el caso men cion ado en el epigrafe. FECHA: May _' 2005 Prothonotary USTED DEBE LLEVAR IMMEDIATAMENTE ESTE DOCUMENTO A SU ABOGADO. SI USTED NO TIENE UN ABOGADO 0 NO PUEDE PAGARLE A UNO, LLAME 0 VAYA A LA SIGUIENTE OFICINA PARA AVERIGUAR DONDE PUEDE ENCONTRAR ASISTENCIA LEGAL. CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET Carlisle, PA 17013 Telephone: (800) 990-9108 Certifico que la siguiente direccion es la del defendido/a segun indicada en el certificado de residencia: Mark A Boova 522 Lavina Drive Mechanicsburg PA 17055 Sheila M. Boova 522 Lavina Drive Mechanicsburg PA 17055 ~ Attorney fo P aintiff(s) Plaintiff IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL ACTION - LAW MANUFACTURERS AND TRADERS TRUST COMPANY v. NO. 05-2387 CIVIL TERM CONFESSION OF JUDGMENT MARK A. BOOVA and SHEILA M. BOOVA Defendant PRAECIPE TO THE PROTHONOTARY: Please mark this judgment "Satisfied" by order of the Plaintiff. Date: May :3 U ,2006 KEEFER WOOD ALLEN & RAHAL, LLP By: ~ Orr ~ Eugene ~.~;;JnSkYI Jr. Attorney I.D. #23702 210 Walnut Street P.O. Box 11963 Harrisburg, PA 17108-1963 (717) 255-8051 Attorneys for Plaintiff (') ~ c;;:) 5~;~ = o~ I N -v (,..) ~-< a 1..0