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HomeMy WebLinkAbout01-0482 Ib-c:).8I-.3 REV-1500 INHERITANCE TAX RETURN RESIDENT DECEDENT "[1/-1600 EX ~ (6-00) CAPB HpRL EplO CRAC KOTK ES D E C E D E N T COf,4MONWEALTM OFPeNNSYlVANI.A. OEI-ARTMIiNTOF FlEYf!NUE OEPT. 280801 t-lAFlRISBU~Q, PA 171Z8-0601 DEC~O~NT'S NAue (LAST, T, AND MIODLe INlT1AL) Stambau h Sr. Irvin DATi OF Df:ATH(MM"OO-YEA"} FILE NUMBER OFFICIAL USE ONLY 21-01-0482 COUNTY CODE YEAR Soa,ALSECURITYNUMSER 196-14-4663 THS RETURN MUST BE FlLEDIN DUPLICATE WITH THE NU/.t8E:R REGISTER OF WILLS l. SECURI R o 3. Rem8ll'ld8r~.1urn ~l:>;:t~l"~1Ite2) S. Fed&tlll Eah;1. T... RlI!!turn RequJr..d a. Tatal Nlmberof S~f~ Oepo8tt BOXmi 11. E:lectlonwtltXul'\d&r See;, 911J(A) (Attaeh 3ch 0) C P o 0 R N II D E E S N T C o M P T U A T X A T I o N I.EINITIAL 175,090.00 None None None 1,500.00 None 35,736.43 16,095.00 None x X X X .0 0 .045 .12 .15 Thomas J. Ahrens Es FIRM N.......e (If ApplICable) Ahrens Law Offices TELEPHONE NUMSER 5521 Carlisle Pike Mechanicsburg, PA 17055 1. Real Es"" (Schedule A) 2. Slocks and Bonds (Schedul. B) 3. Clos;oly Held Corporation, Partnership or Sole-Proprietorship 4. Mortgages & Notos Receivable (Sch&dule oj 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) 6. Jointly Owntld Proporty (Schedule F) o Separate Billing ReqLlcsted 7. Inter-Vlvo$ Transfers & Ml$C;ellaneous Non-Probst. Property (7) (Schedule G or L) 8. Total C,IlU ""Gets (total Lines 1-7) 9. Funeral Expenses & Administrative Costs (Schedule H) (9) 10. O.bts of Decedent Mongage Liabilities, & liens (Schedule I) (10) 11. Total Dodud;ons (tolal Uno" 9 & 10) 12. Ne! Value cI E.llle (Line 6 mlnu" Line 11) 13. Charitable and Governmental S4:!questslSec 9113 Trusts for which an election to tax has not been made (Schedule J) 14. rMt V.IlH!l Subjec:t to Tax (Line 12 minus Line 13) CopyrlgM (e)~OOO fotm "cftware only The L.ck.~r Group, Inc. St"",bau h, Tha1ma G. X 1. orIginal R.hrn 4. Umhed E~1l!I X e. Deceo.nt Died Testate {AttllCh copy of Will) o 9. I..ltl\l.tlOl"l Proceeds ReoeIvod 2. ... X 7. Supplllo".."gl~tum Futuro IrrterestCompromlM (date of death after 12-12-82) Oeced.nt M.rnt8lned a L1v1119 Trust (AttaCh oopy of Trust) S~, Poverty Credit (date ofdNth bct,ween 12:R31.9111nc1 '.1-95) 0'0. OF='FtCI.A.L USEONL Y I -.J (8) 212,326.43 (11) 16.095.00 (12) 196,231.43 (13) (14) 196.231.43_ (15) (16) (17) (18) (\9) 0.00 7,222.28 0.00 0.00 7,222.28 NAME (1) (2) (3) R E C A P I T U L A T I o N (4) (5) (6) SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES 15. Amount of Line 14 tax8ble at the spousal tax rate, or transfers under Sec. 9116(aX1.2) 18. Amount of Line 14 tai'Cablo at lineal rate 17. Amount of line 14 ti;l,xable at sibling rate 18. Amount of Une 14 tal(able at collateral rate 19. Tax Due 20. 35,736.43 160,495.00 ,"orm REV-1S00 EX (Re...._ 6-00) Decedent's Complete Address' STREET ADDRE'SS 25 Acri Meadow Road CITY I STATE I ZIP Enol/l PA 17025 TlIX Payments and Credits: 1. Ta. Duo (Page 1 Line 19) 2. CredltslPayments A. Spousal Poverty Ctodit B. Prior Payments C. DIscount (1) 7,222.28 0.00 Tot.1 Credi.. ( A' Il . C) (2) 0.00 3. IntertstIPenalty if applicable D. ImeTest E. Penalty Totallnt....tlponalty ( D + E) (3) 4. It Line 2 i$I grN.'Nr than Ling 1 ... Line 3. enter the difference. This is the OVERPAYMENT. Choot _ on Pogo 1 L1.... 20 to ,.quOS! a ,olund (4) 0 . 00 S. If Line 1 + Line 3 is greater than Line 2. entar th. difference. This ;s the TAX DUE. (5) 7 , 222 . 28 A. Enter the intar.Sf on the tax due. (IA) 0.00 II. Entor the total of Line 5. SA. This Is the BALANCE DUE. (58) 7,222.28 Mak. Choot Poyableto: . . . . RE~ISTER ()F WIL.~,,~~Et.'lT..., ,,'" ~(\(lj(\\\~j\\l~mt1;;mt~~m\\\;~\\!m\~I\~!m~!\m~~~mh~~\\\~~lm\m~~m\\~\~ill\mm\\\W,~l\li\l\mmm~,mm\~\\i!\\\!\\\\m\ll\l~ill\\L~~~\lm~mj\\i1(\\\1\~~\~~\~m\!I~~\lij\\\~t~~\m~~~\m\\lful!I\\I\m~\\l~~~\\~1\\ ~~~mm1\\i\\\i\\\\\\'i\\\I~m\\\\\\!~\;;\ii'~!\',\\\\\\\\:;\\;: . PLEASe ANSWER THE FOLLOWING QUESTIONS BY PLACING AN 'X" IN THE APPROPRIATE BLOCKS 1. Did decedant make a transfer and: Y.. No a. retal" the use or income of the property tramfar~; , ~ ~ b. retell,.. the fight to deslgnate who s~1I use the property transferred or its income; . X Co retain a reversionary interest; or. , . X d. r~u:.iv. the promise for life of either payments, benefits or care? . . , X 2. It death occurred aft.r December 12, 1982, did d.cedent transf.r property within one yesr of death without receIving adequate eonsk!eration? . 3. Did decedent own an ftin trust for" or payable upon df!ath bank account or st:lCurit'y at his or her death? ... 4. Did d~edent own an lndi....idl!al Retirement ~ceoul"lt, annuity, or other non-probate property whIch contains a banefJ<::iary designation? IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS Yes, YOU MUST COMPLETe SCHI!DULE G AND FILE IT AS PART OF THE RETURN. 0.00 o o o []:I IT] IT] Under pen<<ltle:l ot pM'jury, ) "KlI.re tl'lat 1 ha..,. .x"mll'W!ld Ihls retUrn, InclUdIng ac:cornp<<nylng :SC:~UJ8' ilnd $tlttemente, and tQ the best of my kno.....ledge end belllllf. It I:; (rue, c:orrett and complete. Det:18,atton of pr.po.f'l!f oth<< than tl'1e ~I reprnentatlve Is ba1ied on 1,11 infol'tmltlon of whh:h prEll'arer has any kl"ltlwledge. SION.A.TUR~OFPERSON RE'SPONSIBLE FOR FILING AETUAN Thelma G. Stambaugh D^TE6, I/'(L 10 I 25 Acri Meadow Road ~rvl' ^, 'Enol':' 'PA" fi025" - - -, '. -, -. -...' -., -. - - - - - -,- Ahrens Law Offices DATE , /h. --~~~~~i~~~~~'~-~{~~'fj6s5---'---_uu__u",,- ,jill/Of u~~~n:1!!@tili!~!!ilr;.!,f!i!ffi~li[ii;~mi1till!I!]i!!~!!Wlr~m!iJ!!~ft:U!ij~~i!#i!!)ill~~~j]!I!Wifil~$.i"!mm!wl!!!l!il~~l(wJ~H,irrrn!!Wmil!!Ji!iij1!!WI~P.!!;fi:]W!j~im~~~:!jl!riW\ln1ijjllWk~!i!)!i~~! Hm~t~Jl1filift1W~1j!f!:l~1im!h~!!!)!(~nii):iii!il~mli!iii!:i!!!!!!!imffi; For dates 01 death on or an.,.r July 1, 1994 and before January 1, 199~t the tax rate imposed 0" the net valuo of transfers to or for the use of the surviving ,pousels 3'/.(72 P.S. 9116 (a)('. 1l (;)} For dates of death on or ~fter Janu~IfY 1, 1995, the tax rate imposed on the net value of transfers to or for the usa of the surviving spouse i5 OO/~ [72 P.$. 9116 (a) (1,1) (Ii)]. The statute does not oxemPt a tra.nsfer to a surviving spouse from tax, and fhe statutory roquiremenh. for disclosure 01 aSS8ts and fi~n9 a tax return are- s~111 applicable ever"llt the surviving spouse is the only' beneficiary, For date!: of death on or after July 1, 2000; in. tax rate impoS~ on the net value of transfers from a deceased child twenty-one years of a.ge or younger at death to or for the use of 8 natural parent, an adoptive parent. or a steppal'8nt of the child I!. 0% [72 P.S. 9116 (a) (1,2)]. Th. U!lx rate imposed on the (let value of ~ransfers to or for the use of tho decedent's lineal beneficia.ries 1$ 4.5"/0, except as noted in n. P.S, 91 16{1 ,2) [72 p.S. 9116(aX1l1 Tho tax rate imposQd on the net lI'aluo of transfers to or for the use oHhe decedent's siblings is 12";" [72 P.S. 9116(aX1..3)). A sibUng is defined, under Sectiorl 9102, as an individual who has at IBast ono parent in common with the decedent, whether by blood or adoptlon. Copyright (c) ZQ()(I fOfm saftware only Th. LIIC:Icl'l8t Group, In!;, Form REV-1 ~OO EX (R.,,,_ &~OO) REV-1502 EX + (1~97) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Irvin E. Stambaugh Sr. SS# 196-14-4663 09/18/2000 21-01-0482 All real property owned solely or as a tenant in common must be reported at f.ir market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller. neither being compelled to buy or sell, both having reasonable knowledQe of the relevant facts. Real DroDerty which il jointly-owned with riaht of survivorlhiD must be disclosed on Schedule F. ITEM VALUE AT DATE NUMBER DESCRIPTION OF DEATH 1 Real Estate - Home and land located at 25 Acri Meadow Road, 129,090.00 Eno1a, East Pennsboro Twp., Cumberland Co., PA 17025 SCHEDULE A REAL ESTATE 2 Real Estate - 6 lots located at Acri Meadow Road, Eno1a, East Pennsboro Twp., Cumberland Co., PA 17025 46,000.00 TOTAL (Also enter on line 1, Recapitulation) $ 175 090.00 (If more space is needed, insert additional sheets of the same size) Copyright (c) 1996 form software only CPSystems, Inc. Form REV-1502 EX (Rev. 1-97) R~V-1508EX +(1-97) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Irvin E. Stambaugh Sr. SS# 196-14-4663 09/18/2000 21-01-0482 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be d'-closed on Schedule F. SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY ITEM NUMBER 1 DESCRIPTION Motor Vehicle - 1988 Ford F-150 Pickup Truck VALUE AT DATE OF DEATH 1,500.00 TOTAL (Also enter on line 5. Recap~ulation) S 1,500.00 (If more space is needed, insert additional sheets of the same size) Copyright (c) 1996 form software only CPSystems. Inc. Form REV-1508 EX (Re.... 1-97) -- RE'V-1510 EX +(1-97) SCHEDULE G INTER-VIVOS TRANSFERS & MISC. NON-PROBATE PROPERTY COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Irvin E. Stambaugh Sr. SSI} 196-14-4663 09/18/2000 This schedule must be completed and filed if the answer to any of questions 1 through 4 on page 2 is yes. FILE NUMBER 21-01-0482 DESCRIPTION OF PR~PERTY %OF ITEM RELAW&kMI/,~ t~b~~t~I5,\'~TT.t'rl'J~~ b'Mb t~iIl'SFER. DATE OF DEATH DECO'S EXCLUSION TAXABLE VALUE NUMBER ATTACH ACOPYOFTHE DEED FOR REAL ESTATE. VALUE OF ASSET INTEREST (IF APPLICABLE) .L IRA - Prudential I} 16,333.47 16,333.47 03900352548 2 IRA - Prudential If EOO92717 19,402.96 19,402.96 TOTAL (Also enter on line 7. Recapitulation) S 35,736.43 (If more space is needed, insert additional sheets of the same size) Copyright (c) 1996 form software only CPSystems, Inc. Form REV-1510 EX (Rev. 1-97) , RE\I'-1S1' E)( ~ (1.97) SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS CO~MONWEAI-TH OFPiNNSy!"VANIA INHERITANCE T1iX RETURN RESICENT OECEDENT EST"Tl! OF Irvin E. Stambaugh SL SSff 196-14-4663 09/18/2000 Debte of decedent m""" b. reported on Schedule I. FILe NUMBeR 21-01-0482 ITEM NUMBER DESCRIPTION AMOUNT ". FUNERAL EXPENSES. 1 Blu~ Ridge Memorials 600.00 2 Death Certificates 42.00 3 Funeral Luncheon 60.00 4 Minister 75.00 Total of Continuation Schedule(.) 2,774.00 B. ADMINISTRATIve COSTS. I. Pe~nal R.pre58ntativ~'s Commissions Name Q1 f:)ol'5onal R8pt9Sentative(s) Social Security Number(s) I EIN NumbCllr of Personal Representative(s) Street Address City State Zip - V.ar{,) Commission Flald: 2. Attorney's Fe.s Ahrens Law Office. 9,000.00 3. FamIly Exemption: (If decedent's address Is nol the same as claimant's, attach explanation) 3,500.00 Claimant Thelma G. Sumbaugh Street Address 25 Acri Meadow Road City Eno1a State PA Zip 17025 Relationship ot Claimant to Decedent Spouse 4. Probate Fsos Register of Will. 44.00 5. Accountant's FElo$ 6. Ta.x Return Proparer's Fe$~ 7. Other Administrative Cost~ TOTAL (Also entElr on line 9. RecapituWition) S 16.095.00 (If more Spa.C:8 Is needed. Insert additional sheets of tho same sin) ~~rI9ht (e) 199& form 81'1ft'MIre only CF'Sys\em!!;, !nc, Form REV-1~11 EX (Rey 1~~?) Estate of: Irvin E. Stambaugh Sr. Soc Sec #: 196-14-4663 Date of Death: 09/18/2000 Continuation of Schedule H-A (Funeral Expenses) Item Description # Amount 5 Mortician 2,774.00 2,774.00 COMMONWEALfH OF F'ENNS'YLV,t.NI.4. INHERITANCE TI<<. RETURN AESlO.lNf OECEDENf ESTATE OF Irvin E. Stambau~h Sr. NUMBER I. .. R~-1~13 EX. (9-00) II. . SCHEDULE J BENEFICIARIES S&Ii 196-14-4663 09/18/2000 RELATlQNSHIP IO DEC~ENT Do Not LIsI Tl'IIOtoe(s) .. 1 NAME AND ADDRESS OF PERSON(S) RECEMNG PROPERTY TAXABLE DISTRIBUTIONS l'ne'udooutrlgh'....-_........,_ trlirm-s inMrS-e t111(a)(1.2)) Irvin E. Stambaugh and ThelJlle Stambaugh Living Trust dated 09/26/1995 25 Acri Meadow Road Enola, PA 17025 Trust FILE NUMBER 21-01.0482 ....nUN"' nO SHAAO -"'-OF' ESTATE'" 160,495.00 E;NTER DOLLAR AMTS. FOR OISTRIBUTlONS SHOWN ABOVE ON LN. 15 THRU 18 AS APPROPRIATE ON REV 1500 COVER SHEET NON. TAXABLE DISTRIBUTIONS: A. SPOUSAl DISTRJElUTIONS UNDER SEC. 9113 FOR WliICH AN ELECTION TO TAX IS NOT BEING MADE Two Prudential lRAs for which wife was listed as beneficiary B. CHARITABLe: AND GOVERNMENTAl DISTRIBUTIONS (If more lipace is needed, insert addtional sheets of the $afTl8 size) Copyrl9ht (c) 2000 faml ~l1!II MIy Tt,. l8.dc""r Qrol4l, lnc.. TOTAL OF PART 11- ENTlER TOTAL NON. TAXABLe: DISTRIBUTIONS ON LINE 13 OF REV 1500 COVER SHEET S . 35,736.43 0.00 F=orm REV-1613 EX (Rev. S-OO) Last Will of IRVIN E. STAMBAUGH I, IRVIN E. STAMBAUGH, also known as IRVIN EDWARD STAMBAUGH, of Enola, Cumberland County, Pennsylvania, make this Will and revoke all of my prior wills and codicils. Article One My Family I am married and my spouse's name is THELMA G. STAMBAUGH. All references to "my spouse" in my Will are to her. The names and birth dates of my children are: IRVIN E. STAMBAUGH, JR., born November 10, 1949 RAYMSUf) STAMBAUGH, born May 30,1952 All references to my children in my will are to these children, as well as any children subsequently born to me, or legally adopted by me. fiLE COpy Page I Article Two Distribution of My Property Section 1. Pour-Over to My Living Trust All of my property of whatever nature and kind, wherever situated, shall be distributed to my revocable living trust. The name of my trust is: IRVIN E. STAMBAUGH and THELMA G. STAMBAUGH, Trustees, or their successors in trust, under the IRVIN E. STAMBUAGH AND THELMA G. STAMBAUGH LIVING TRUST, dated September 26, 1995, and any amendments thereto. Section 2. Alternate Disposition If my revocable living trust is not in effect at my death for any reason whatsoever, then all of my property shall be disposed of under the terms of my revocable living trust as if it were in full force and effect on the date of my death. Article Three Powers of My Personal Representative My personal representative shall have the power to perform all acts reasonably necessary to administer my estate, as well as any powers set forth in the statutes in the State of Pennsylvania relating to the powers of fiduciaries. fiLE COpy Page 2 Article Four Payment of Expenses and Taxes and Tax Elections Section 1. Cooperating with the Trustee of My Living Trust I direct my personal representative to consult with the Trustee of my revocable living trust to determine whether any expense or tax shall be paid from my trust or from my probate estate. Section 2. Tax Elections My personal representative, in its sole and absolute discretion, may exercise any available elections with regard to any state or federal tax laws. My personal representative, in its sole and absolute discretion, may elect to have all, none, or part of the property comprising my estate for federal estate tax purposes qualify for the federal estate tax marital deduction as qualified terminable interest property under Section 2056(B)(7) of the Internal Revenue Code. My personal representative shall not be liable to any person for decisions made in good faith under this Section. Section 3. Apportionment All expenses and claims and all estate, inheritance, and death taxes, excluding any generation-skipping transfer tax, resulting from my death and which are incurred as a result of property passing under the tertns of my revocable living trust or through my probate estate shall be paid without apportionment and without reimbursement from any person. However, expenses and claims, and all estate, inheritance, and death taxes assessed with regard to property passing outside of my revocable living trust or outside of my probate estate, but included in my gross estate for federal estate tax purposes, shall be chargeable against the persons receiving such property. FILE cor'! Page 3 Article Five Appointment of My Personal Representative I appoint THELMA G. STAMBAUGH to be my personal representative. If THELMA G. STAMBAUGH cannot act, or is unwilling to act, I appoint, in the order named, the following successor personal representatives: IRVIN E. STAMBAUGH, JR. and RAYMOND STAMBAUGH, or the survivor of them. I direct that my personal representatives not be required to furnish bond, surety, or other security. I have initialed all of the pages of this Will, and have signed it on September 26, 1995. IRVIN E. STAMBAUGH The foregoing Will was, on the day and year written above, published and declared by IRVIN E. STAMBAUGH in our presence to be his Will. We, in his presence and at his request, and in the presence of each other, have attested the same and have signed our names as attesting witnesses and have initialed each page. We declare that at the time of our attestation of this Will, IRVIN E. STAMBAUGH was, according to our best knowledge and belief, of sound mind and memory and under no undue duress or constraint. WITNESS mE GOPY Address: Page 4 '. , WITNESS Address: rILE COpy Page 5 '. ST A TE OF PENNSYL V ANIf. COUNTY OF CUMBERLAND ) ) ss. ) We, IRVIN E. STAMBAUGH, , and , the Testator and the witnesses, respectively, whose names are signed to the foregoing Will, having been sworn, declared to the undersigned officer that the Testator, in the presence of witnesses, signed the instrument as his last Will, that he signed, and that each of the witnesses, in the presence of the Testator and in the presence of each other, signed the W ill as a witness. IRVIN E. STAMBAUGH FILE COpy WITNESS WITNESS Subscribed, sworn to or affirmed, before me by IRVIN E. STAMBAUGH, the Testator, and by and ,the witnesses, on September 26, 1995. Notary Public My conunission expires: Page 6 . , ..' This LIVING TRUST prepared for IRVIN E. STAMBAUGH and THELMA G. STAMBAUGH by Robert J. Kreidler Law Offices of Robert J. Kreidler Attorney and Counselor at Law 126 Locust Street, P.O. Box 11409 Harrisburg, PA 17108 Telephone: (717) 233-3959 CopyrightCCl 1995 Robert J. Kreidler Table of Contents The IRVIN E. STAMBUAGH AND THELMA G. STAMBAUGH Living Trust Introduction Article One Creation of Our Trust Article Two Our Family Article Three ............ Funding Our Trust Providing for Us and Our Family during Our Lifetimes Article Four . . . . . . . . . . . .. Administration of Our Trust during Our Lives Article Five ............. Insurance Policies and Retirement Plans Providing for Us and Our Family upon Our Deaths Article Six . . . . . . . . . . . . . . Administration of Our Trust upon the Death of a Trustmaker Article Seven ............ Distribution of Our Tangible Personal Property and Specific Distributions Article Eight. . . . . . . . . . . . . Creation of the Marital and Family Trusts 1 Article Nine The Marital Trust Article Ten The Family Trust Article Eleven . . . . . . . . . . . . The Common Trust Article Twelve ........... Distribution of Our Trust Property Article Thirteen . . . . . . . . . . . Ultimate Distribution Pattern Article Fourteen .......... Methods of Distribution and Trust Admi- nistration with Regard to Minor and Dis- abled Beneficiaries Provisions Regarding Our Trustee Article Fifteen ........... The Resignation, Replacement, and Suc- cession of Our Trustees Article Sixteen ........... General Matters and InstrUctions with Regard to the Trusteeship General and Administrative Provisions Article Seventeen. . . . . . . . .. Our Trustee's Administrative and Invest- ment Powers Article Eighteen .......... DefInitions and General Provisions 11 The IRVIN E. STAMBUAGH AND THELMA G. STAMBAUGH Living Trust Article One Creation of Our Trust Section 1. Our Trust We are husband and wife. This is our Living Trust, dated September 26. 1995, by IRVIN E. STAMBAUGH, the husband Trustmaker, also known as IRVIN EDWARD STAMBAUGH, THELMA G. STAMBAUGH, the wife Trustmaker, also known as THELMA GADIS STAMBAUGH and the following initial Trustees: IRVIN E. STAMBAUGH THELMA G. STAMBAUGH Our trust is a joint revocable living trust that contains our instructions for our own well-being and that of our loved ones. All references to "our trust" or "trust," unless otherwise stated, shall refer to this Living Trust and the trusts created in it. All references to "Trustee" shall refer to our initial Trustee or Trustees, or their successor or successors in trust. When the term "Trustmaker" is used in our trust, it shall have the same legal meaning as "Grantor," "Settlor," "Trustor," or any other term referring to the maker of a trust. Notwithstanding anything in our trust to the contrary, when we are serving as Trustees under our trust, either of us may act for and conduct business on behalf of our trust as a Trustee without the consent of any other Trustee. Section 2. The Name of Our Trust For convenience, our trust shall be known as the: 1-1 " IRVIN E. STAMBUAGH AND THELMA G. STAMBAUGH LIVING TRUST, dated September 26, 1995 For purposes of beneficiary designations and transfers directly to our trust, our trust shall be referred to as: IRVIN E. STAMBAUGH and THELMA G. STAMBAUGH, Trustees, or their successors in trust, under the IRVIN E. STAMBUAGH AND THELMA G. STAMBAUGH LIVING TRUST, dated September 26, 1995, and any amendments thereto. [-2 Article Two Our Family The names and birth dates of our children are: IRVIN E. STAMBAUGH, JR., born November 10, 1949 RAY 1 STAMBAUGH, born May 30,1952 All references to our children in this agreement are to these children, as well as any children subsequently born to us, or legally adopted by us. 2-1 Article Three Funding Our Trust Section 1. Initial Funding We hereby transfer, assign, and convey all of our right, title, and interest in and to all of our property that is permitted by law to be held in trust, wherever situated, whether personal or real, tangible or intangible, separate or community, to our Trustee to hold and administer for our benefit and for the benefit of our beneficiaries pursuant to the terms of this trust. We shall also each initially fund our trust with $10 concurrent with its execution. a. Reliance by Third Parties Upon presentation by our Trustee of this Article of our trust and a separate Affidavit of Trust stating the name and address of our Trustee, affirming that our trust is in full force and effect, and containing any pertinent provisions of our trust, all third parties shall rely on this transfer and follow all of our Trustee's instructions without risk of incurring any liability to us, our Trustee, or our beneficiaries. b. Specific Transfers of Property Our trust may be additionally funded with property interests of all kinds by either of us or by any other person in any manner. All property interests assigned, conveyed, or delivered to our Trustee must be acceptable to our Trustee. Section 2. Funding with Community Property Any community property which is or becomes trust property, and the proceeds from such community property, shall remain community property during our lives. 3-1 a. Transfer or Conveyance of Community Property A conveyance or transfer of community property to our trUst, whether directly transferred or transferred to a nominee or agent on behalf of our trust, shall not be constrUed as a partition of the community property unless there is an express written agreement to that effect between us. b. Withdrawals of Community Property If withdrawals of community property are made from the trUst, the property that is withdrawn shall retain its character as community property. If we revoke our trUst, any and all community property held on behalf of our trUst shall be reconveyed by our Trustee to us as community property. During our lives: The net income from the community property shall retain its community character regardless of whether it is accumu- lated or to whom our Trustee is directed to distribute it. Our Trustee shall have no power with respect to community property that would be greater than that power that each of us would have over that same community property were it free of trUst. Section 3. Funding with Separate Property Any separate property, including any individual interests in property, and the proceeds from such property, which is or becomes trUst property, shall remain the separate property of a Trustrnaker. A separate schedule of such property shall be maintained to facilitate the payment of income or the transfer of all or part of the principal the Trustrnaker who is entitled to such distributions. Either of us shall have the unrestricted right to remove all or part of our respective separate property at any time. 3-2 Article Four Administration of Our Trust during Our Lives Section 1. Our Lifetime Powers While we are both living, we shall have the following powers: a. Control and Direct Payments Our Trustee shall distribute or retain the principal and net income of the co=unity estate, if any, as we may direct from time to time, except that we shall have no power to direct our Trustee to make gifts of principal or income from the community estate to a third party. Our Trustee shall distribute or retain the principal and net income of a Trustmaker' s separate estate as that Trustmaker shall direct, except that a Trustmaker shall have no power to direct our Trustee to make gifts of principal or income from the Trustmaker's separate estate to a third party. Any gift made directly by our Trustee to a third party in violation of these provisions shall be construed as a distribution made directly to either or both of us, and then a gift from one or both of us to such third party. Absent directions from us, our Trustee shall distribute the trust income from the community estate, if any, at least monthly and shall distribute the trust income from a Trustmaker's separate estate to that Trustmaker at least monthly. b. Investment Decisions During our lifetime, except for any period of our incapacity, we individually reserve the right to specifically approve or disapprove each and every trust investment, purchase, or sale before it is made. 4-1 Our Trustee is relieved from all liability for loss which may result from the purchase or sale of trust property which has been directed by either of us. c. Add or Remove Trust Property We shall have the absolute right, either individually or jointly, to add to the trust property at any time. A Trustmaker shall also have the absolute right to remove his or her own separate property, in whole or in part, from the trust at any time. Both of these rights shall be exercised in writing. Each of us shall have the absolute right to remove as community property as much of our respective interests in the community estate, if any, as we shall request in writing at any time. d. Amend or Revoke the Trust We shall have the absolute right to amend or revoke our trust, in whole or in part, at any time. Any amendment or revocation must be in writing, signed by both of us, and delivered to our Trustee. This right to amend or revoke is personal to us and may not be exercised by a legal representative of either of us. After the death of one of us, this agreement shall not be subject to amendment or revocation. Section 2. The Definition of Our Disability Our disability, for purposes of this agreement, shall be defined as follows: a. The Opinion of Two Licensed Physicians A Trustrnaker shall be deemed disabled during any period when, in the opinion of two licensed physicians, a Trustmaker is incapacitated or disabled because of illness, age, or any other cause which results in the Trustmaker's inability to effectively manage his or her property or fmancial affairs. 4-2 , ' b. Court Determination A Trustmaker shaH also be deemed to be disabled upon the determi- nation of a court of competent jurisdiction that a Trustmaker is incompetent, incapacitated, or otherwise legaHy unable to effectively manage his or her property or fInancial affairs. c. Disappearance or Absence A Trustmaker shaH be deemed to be disabled upon the unexplained disappearance or absence of a Trustmaker, or if a Trustmaker is being detained under duress where the Trustmaker is unable to effectively manage his or her property or fInancial affairs. Section 3. Procedural Guidelines for Our Disability During any period of time when one or both of us are disabled, our Trustee shall apply the trust property, including its income, exclusively for our benefIt and for our valid obligations by observing the following procedural guidelines: a. The Disability of One of Us Our Trustee shall provide as much of the principal and net income of a disabled Trustmaker's separate estate, and as much of the principal and net income of the disabled Trustmaker's share of the community estate, if any, as is necessary or advisable, in its sole and absolute discretion, for the health, support, maintenance, and general welfare of the disabled Trustmaker. b. Provide for the Other Trustmaker During any period of time that one of us is disabled, our Trustee, in its sole and absolute discretion, shaH provide as much of the principal and net income of the disabled Trustmaker' s separate estate and as much of the principal and net income of the disabled Trustmaker's community estate, if any, as is necessary for the education, health, maintenance, and support of the other Trustmaker. 4-3 c. Provide fOf OUf Obligations Our Trustee shall provide as much of the principal and net income of our trust as our Trustee, in its sole and absolute discretion, deems advisable for the payment of any valid obligations as confirmed by our Trustee. A payment shall be paid from any community estate, if an obligation of both of us, and out of a Trustmaker's separate share or out of a Trustmaker's share of the community estate, if any, if an obligation of that Trustmaker. Our Trustee shall provide as much of the principal and net income of our trust as our Trustee deems advisable for the payment of insurance premiums on policies owned by one of us, either directly or beneficially, or our trust. Our Trustee shall pay premiums for any life insurance policies that are the sole and separate property of one of us from that Trustmaker's sole and separate property. d. Procedural Guidelines In making distributions under this Section, our Trustee shall, at all times, give primary consideration to the needs of the disabled Trustmaker and thereafter to the other Trustmaker. When making such distributions to the other Trustmaker, our Trustee shall consider other income and resources available to the other Trustmaker and that are known to our Trustee. A distribution made to a Trustmaker shall not be charged against the ultimate share which may be distributable to the Trustmaker under any other provision of this agreement. Section 4. Undistributed Net Income Any net income which is not distributed under this Article shall be accumulat- ed and added to principal. 4-4 Article Five Insurance Policies and Retirement Plans Section 1. During Our Lives During our lives, we shall have the following rights, and our Trustee shall have the following duties, with respect to insurance policies or retirement plans owned by or made payable to our trust, to the extent of our community or sole and separate interest in those policies or plans. a. A Trustmaker's Rights Each of us reserves, and may exercise without the approval of our Trustee or any beneficiary, all of the rights, powers, options, and privileges with respect to any insurance policy, retirement plan, annuity, or any other third-party beneficiary contract made payable to our trust or deposited with our Trustee. b. Our Trustee's Obligations Our Trustee shall deliver to a Trustmaker or the Trustmaker's designee, upon the Trustmaker's written request, any and all insurance policies, retirement plan documents, annuity contracts, and all other third-party beneficiary contracts, as well as all related documents, which are owned by or deposited with our Trustee pursuant to our trust. Our Trustee shall not be under any obligation to have any or all of such documents returned. Our Trustee shall have no obligation to see that premiums or other sums that may be due and payable under any insurance policy, retirement plan, annuity contract, or any other third-party beneficiary contract are paid. Further, our Trustee shall have no obligation with respect to any insurance policy, retirement plan, annuity contract, or other third-party beneficiary contract, as well as any documents related thereto, deposited with our Trustee, other than to provide for their safekeeping. 5-1 No provision of this agreement shall be construed to impose any obligation on either of us to maintain any insurance policy, retire- ment plan, annuity contract, or any other third-party beneficiary contract in force. Section 2. Upon a Trustmaker's Death Upon the death of a Trustmaker, our Trustee shall make all appropriate elections with respect to insurance policies, retirement plans, and other death benefits which constitute the separate estate of the deceased Trustmaker. As to all insurance policies, retirement plans, and other death benefits which are a part of the community estate, our Trustee and the surviving Trustmaker shall together make all appropriate elections consistent with the laws of the state having jurisdiction over such property. a. Collection of Insurance Proceeds and Other Nonretirement Death Proceeds Our Trustee shall make every reasonable effort to collect all sums made payable to our trust or our Trustee under all life insurance policies, or other nonretirement death benefit plans, which provide for death proceeds made payable to or owned by the trust. In collecting policy or death benefit proceeds, our Trustee may, in its sole and absolute discretion, exercise any of the settlement options that may be available under the terms of a policy or any other third- party beneficiary contract with regard to the interest of the deceased Trustmaker in those policy or death benefit proceeds. Our Trustee shall not be liable to any beneficiary for the settlement option ultimately selected. b. Retirement Plan Elections Our Trustee shall have the right, in its sole and absolute discretion, to elect to receive any retirement plan death proceeds, whether under a qualified pension, profit sharing, Keogh, individual retirement account, or any other retirement plan, either in a lump sum or in any other manner permitted by the terms of the particular retirement plan, to the extent of the interest of the deceased Trustmaker. 5-2 Our Trustee shall not be liable to any beneficiary for the death benefit election ultimately selected. Our Trustee, in its sole and absolute discretion, may disclaim the benefits of any retirement plan payable to our trust, including individual retirement accounts that are payable to our trust. Such disclaimed benefits shall be payable to the surviving Trustmaker. c. Collection Proceedings Our Trustee may institute proceedings, whether in law or equity, administrative or otherwise, to enforce payment of such proceeds. Our Trustee need not, except at its option, enter into or maintain any litigation or take action to enforce any payment until it has been indemnified to its satisfaction for all expenses and liabilities to which, in its sole judgment, it may be subjected. Our Trustee is expressly authorized, in its sole and absolute discretion, to adjust, settle, and compromise any and all claims that may arise from the collection of any death proceeds. The decisions of our Trustee shall be binding and conclusive on all beneficiaries. d. Liability of Payor No person or entity which pays insurance proceeds or other death proceeds to our Trustee as beneficiary shall be required to inquire into any of the provisions of this trust or to see to the application of any such proceeds by our Trustee. The receipt of the proceeds by our Trustee shall relieve the payor ofany further liability as a result of making such payment. 5-3 Article Six Administration of Our Trust upon the Death of a Trustmaker Section 1. Payment of Expenses, Claims, and Taxes Upon the death of the first one of us to die, our Trustee is authorized, but not directed, to pay the following: Expenses of the last illness, funeral, and burial, including memorials of all types and memorial services of such kind as our Trustee in its sole discretion shall approve. Legally enforceable claims against the deceased or the estate. Expenses with regard to the administration of the estate. Federal estate tax, applicable state inheritance or estate taxes, or any other taxes occasioned by death. Statutory or court-ordered allowances for qualifying family members. The payments authorized under this Section are discretionary, and no claims or right to payment by third parties may be enforced against our trust by virtue of such discretionary authority. Our Trustee shall be indemnified from the trust property for any damages sustained by our Trustee as a result of its exercising, in good faith, the authority granted it under this Section. The payments authorized under this Section shall be paid only to the extent that the probate assets (other than real estate, tangible personal property, or property that, in our Trustee's judgment, is not readily marketable) are insufficient to make these payments. 6-1 Section 2, Redemption of Treasury Bonds If our trust holds United States Treasury Bonds which are eligible for redemption at par in payment of the federal estate tax, our Trustee shall redeem such bonds to the extent necessary to pay federal estate tax as a result of a death. Section 3. Coordination with the Personal Representative This Section shall be utilized to help facilitate the coordination between the personal representative of the deceased Trustmaker's probate estate, if any, and our Trustee with respect to any property, whether owned solely or held as community property, to the extent of the deceased Trustrnaker' s interest in such property owned by the Trustrnaker outside of this trust agreement on the Trustrnaker's death. a. Authorized Payments Our Trustee, in its sole and absolute discretion, may elect to make the payments authorized under this Article either directly to the appropriate persons or institutions or to the personal representative of the deceased Trustrnaker's probate estate. Our Trustee may rely upon the written statements of the deceased Trustrnaker's personal representative as to all material facts relating to these payments; our Trustee shall not have any duty to see to the application of such payments. b. Purchase of Assets and Loans Our Trustee is authorized to purchase and retain in the form received, as an addition to our trust, any property which is a part of the deceased Trustrnaker's probate estate. In addition, our Trustee may make loans, with or without security, to the deceased Trustrnaker's probate estate. Our Trustee shall not be liable for any loss suffered by our trust as a result of the exercise of the powers granted in this paragraph. 6-2 c. Distributions from the Personal Representative Our Trustee is authorized to accept distributions from the personal representative of the deceased Trustmaker's probate estate without audit and our Trustee shall be under no obligation to examine the records or accounts of the personal representative of the deceased Trustmaker's probate estate. Section 4. Treatment of Exempt Property In making any payments pursuant to this Article, our Trustee shall not use any property to the extent it is not included in the deceased Trustrnaker's gross estate for federal estate tax purposes. However, if our Trustee makes the determination, in its sole and absolute discretion, that other nonexempt property is not available for payments pursuant to this Article, or that it is not economically prudent to use nonexempt property for the payment of such expenses, it may then use such exempt property. Section S. Apportionment All expenses and claims and all estate, inheritance, and death taxes, excluding any generation-skipping transfer tax, resulting from the death of a Trustmaker shall be paid without apportionment and without reimbursement from any person, except as otherwise specifically provided in this trust. a. Protection of Marital Trust Notwithstanding anything to the contrary in our trust, no death taxes payable as a result of the death of the first Trustrnaker to die shall be allocated to or paid from the Marital Trust or from any assets passing to the surviving Trustmaker and qualifying for the federal estate tax marital deduction unless our Trustee has first used all other assets available to our Trustee. 6-3 b. Property Passing Outside Our Trust Notwithstanding anything to the contrary in our trust, estate, inheritance, and death taxes assessed with regard to property passing outside of our trust or outside of our probate estates, but included in the gross estate of a Trustmaker for federal estate tax purposes, shall be chargeable against the persons receiving such property. Section 6. Our Trustee's Authority to Make Tax Elections Our Trustee may exercise any available elections with regard to state or federal income, inheritance, estate, succession, or gift tax law. a. Alternate Valuation Date The authority granted our Trustee in this Section includes the right to elect any alternate valuation date for federal estate or state estate or inheritance tax purposes. b. Deduction of Administration Expenses The authority granted our Trustee in this Section shall include the right to elect whether all or any parts of the administration expenses of a deceased Trustmaker's estate are to be used as estate tax deductions or income tax deductions. No compensating adjustments need be made between income and principal as a result of such elections unless our Trustee, in its sole and absolute discretion, shall determine otherwise, or unless required by law. c. Deferment of Estate Taxes The authority granted our Trustee in this Section shall include the right to elect to defer payment of all or a part of a deceased Trustmaker's estate taxes, pursuant to any law permitting deferral, and to enter into any agreement necessary to defer payment of estate 6-4 taxes even if doing so extends the statute of limitations and regard- less of whether sufficient funds are available to pay the estate taxes when due. d. Election for Qualified Terminable Interest Property Our Trustee, in its sole and absolute discretion, may elect to have trust property qualify for the federal estate tax marital deduction as qualified terminable interest property under the appropriate provi- sions of the Internal Revenue Code and its regulations. e. Special Use Valuation The authority granted to our Trustee in this Section shall include the right to elect to value qualified real property at its value based upon actual use rather than its fair market value and to enter into any agreement necessary to make such election as permitted under the Internal Revenue Code and its regulations. f. Taxes and Returns Our Trustee may also: Sign joint tax returns. Pay any taxes, interest, or penalties with regard to taxes. Apply for and collect tax refunds and interest thereon. 6-5 Article Seven Distribution of Our Tangible Personal Property and Specific Distributions Section 1. Nonbusiness Tangible Personal Property On the death of each of us, our Trustee shall distribute the nonbusiness tangible personal property belonging to the deceased Trustmaker as follows: a. Use of Memorandum Our Trustee shall distribute the jewelry, clothing, household furniture, furnishings and fixtures, chinaware, silver, photographs, works of art, books, boats, automobiles, sporting goods, artifacts relating to the hobbies of the deceased Trustmaker, and all other tangible articles of household or personal use in accordance with any written, signed, and dated memorandum left by the deceased Trustmaker directing the distribution of such property. Any memorandum written, dated, and signed by the deceased Trustmaker disposing of nonbusiness tangible personal property shall be incorporated by reference into this agreement. Should the deceased Trustmaker leave multiple written memoranda which conflict as to the disposition of any item of nonbusiness tangible personal property, that memorandum which is last dated shall control as to those items which are in conflict. b. Distribution of Property Not Distributed by Memorandum If state law does not allow the use of a memorandum to distribute nonbusiness tangible personal property or, to the extent that a Trustmaker's nonbusiness tangible personal property which is or becomes trust property is not disposed of by memorandum for any reason, then that nonbusiness tangible personal property shall be distributed to the surviving Trustmaker. 7-1 If both Trustmakers are deceased, our Trustee shall distribute the nonbusiness tangible personal property to the deceased Trustmaker's surviving children in substantially equal shares. The children of the deceased Trustmaker shall then allocate specific items of property among them as they shall agree. Our Trustee may select the property for any child who is under any form of legal disability. Our Trustee shall at all times be mindful of the desires of a child when making a selection for that child. To the extent that the children of the deceased Trustmaker fail to agree as to the division of any item of nonbusiness tangible personal property within a reasonable period of time after the death of the deceased Trustmaker, our Trustee shall, in its sole and absolute discretion, either divide the property equally among the children of the deceased Trustmaker or sell the property and treat the proceeds as nontangible personal property to be distributed under the terms of this trust agreement. Any decision made by our Trustee with respect to either the selection or sale of the deceased Trustmaker's nonbusiness tangible personal property shall be final and shall be binding on all of the beneficia- ries. c. Distribution on the Death of a Child If a child should die before the complete distribution of the child's share of nonbusiness tangible personal property, our Trustee shall distribute that child's share to the child's then living descendants, per stirpes. If the child has no then living descendants, our Trustee shall distribute the balance of the property to the deceased Trustmaker' s then Jiving descendants, per stirpes. If the deceased Trustmaker has no then living descendants, our Trustee shall distribute the balance of the trust property as provided in Article Thirteen of this agreement. 7-2 Section 2. Business Tangible Personal Property The disposition of the tangible personal property under this Article shall not include tangible personal property which our Trustee, in its sole and absolute discretion, determines to be part of or used exclusively in any business or profession in which the deceased Trustmaker had an interest at the time of death. Section 3. Specific Distributions of Trust Property Neither of us wishes to make any specific distributions of trUst property. 7-3 Article Eight Creation of the Marital and Family Trusts Section 1. Division of Trust Property Upon the death of the first one of us to die, our Trustee shall divide the trust property into two separate trusts. a. Creation of the Marital Trust The Marital Trust shall consist of the surviving Trustmaker's interest in the community portion of the trust property, if any, and his or her separate portion of the trust property. In addition, the Marital Trust shall consist of a dollar amount equal to the maximum federal estate tax marital deduction allowable to the deceased Trustmaker's estate. 1. Nontrust Marital Deduction Assets The Marital Trust shall be reduced by the value, for federal estate tax purposes, of any interest in property that qualifies for the federal estate tax marital deduction and which passes or has passed from the deceased Trustmaker to the surviving Trustmaker other than under this Article. 2. Amounts Not Taxable because of the Unified Credit The Marital Trust shall also be reduced by that amount of the deceased Trustmaker's estate which is not taxable by reason of the unified credit against federal estate tax (after taking into account adjusted taxable gifts, if any) as finally determined for federal estate tax purposes, and the credit for state death taxes (but only to the extent that the use of this credit does not require an increase in the state death taxes paid). 8-1 3. Minimum Value of the Marital Trust In no event shall the value of the Marital Trust be less than one-half of the combined value of the surviving Trustmaker's trust property, less all liabilities, and the deceased Trustmaker's federal estate tax gross estate, less all allowable federal estate tax deductions except the marital deduction, reduced by the value of all nontrust marital deduction assets passing to the surviving Trustmaker pursuant to Paragraph a.I of this Section. 4. Pecuniary Amount The marital deduction amount determined under this Paragraph a shall be a pecuniary amount and not a fractional share. b. Creation of the Family Trust The Family Trust shall consist of the balance of the trust property. Section 2. Allocation of Assets between the Two Trusts Our Trustee shall have complete authority to make allocations of the deceased Trustmaker's trust property between the Marital and Family Trusts. It may, in its sole and absolute discretion, make allocations in cash or in kind, in undivided interests, or in any proportion thereof between the two trusts. a. Nonqualifying Property Our Trustee shall not allocate any property or the proceeds from any property to the Marital Trust which would not qualify for the federal estate tax marital deduction in the deceased Trustmaker's estate. b. Life Insurance Policies on the Surviving Trustmaker's Life Our Trustee shall not allocate any policies of life insurance insuring the life of the surviving Trustmaker to the Marital Trust. 8-2 c. Insufficient Assets for Funding the Marital Trust To the extent that there are insufficient assets qualifying for the marital deduction to fully fund the Marital Trust, the amount of the funding to the Marital Trust shall be reduced accordingly. Section 3. Distributions from Retirement Plan to the Marital Trust If Retirement Plan distributions are included in the Marital Trust our Trustee shall comply with the following guidelines. a. Form of Distribution Our Trustee may elect to receive distributions from any pension, profit sharing, individual retirement account, or other retirement plan ("Retire. ment Plan") for which our Trust is named as beneficiary, in installments or in a lump sum. b. Income Requirement Our Trustee shall elect to receive distributions from a Retirement Plan payable to the Marital Trust in compliance with the minimum distribution rules of the Internal Revenue Code if applicable and also so that at least all income earned by the Retirement Plan each calendar year is distributed to the Trust and allocated to trust income during the year. If distributions from the Retirement Plan total less than all income earned by the Retirement Plan for a calendar year, our Trustee shall demand additional distributions equal to at least the shortfall so that the surviving Trustmaker will receive all income earned by the Retirement Plan at least annually. The surviving Trustmaker shall have full power, in his or her discretion, to compel our Trustee to demand such distributions and to compel the Retirement Plan Trustee to convert any nonproductive property to productive property. c. Retirement Plan Expenses In calculating "all income earned by the Retirement Plan," our Trustee shall allocate all Retirement Plan expenses, including income taxes and 8.3 trustee's fees, that are attributable to principal distributions so that all income distributions from the Retirement Plan are not reduced. Section 4. The Valuation of Marital Trust Property In making the computations necessary to determine the amount passing to the Marital Trust, our Trustee shall use those values as fInally determined for federal estate tax purposes. a. Valuation of Property at Distribution Date In no event shall the aggregate fair market value of the cash and other property on the date or dates of distribution be less than the amount of the Marital Trust as fmally determined for federal estate tax purposes. b. Consideration of Tax Consequences When making the decision as to which property shall be allocated to the Marital Trust, our Trustee shall consider the tax consequences and advisability of allocating property subject to foreign death tax, property on which a tax credit is available, or property which is income in respect of a decedent under applicable income or estate tax laws. Section 5. The Surviving Trustmaker's Right to Convert Marital Trust Assets The surviving Trustrnaker shall have the absolute and unequivocal right to compel our Trustee, at any time, to convert any nonproductive property held as an asset of the Marital Trust to productive property. This right shall be exercised in writing delivered to our Trustee. Section 6. Disclaimer The surviving Trustrnaker may disclaim all or any portion of any interest in 8-4 property or power with respect to property passing to the survlvmg Trustmaker, or for the surviving Trustmaker's benefit, under this trust within the time and under the conditions permitted by law with regard to disclaimers. The surviving Trustmaker's disclaimer may be exercised by delivering an irrevocable and unqualified refusal to accept all or any portion of such interest or power to our Trustee. If the surviving Trustmaker exercises this disclaimer with respect to all or any portion of the Marital Trust, the interest so disclaimed shall be added to the Family Trust. If the surviving Trustmaker exercises this disclaimer as to the surviving Trustmaker's interest in all or any portion of the Family Trust, the interest that is disclaimed shall be disposed of under the appropriate provisions of this agreement as though the surviving Trustmaker had predeceased the first Trustmaker to die. 8-5 Article Nine The Marital Trust Section 1. The Surviving Trustmaker's Right to Income Our Trustee shall pay to or apply for the benefit of the surviving Trustrnaker, at least monthly during the lifetime of the surviving Trustrnaker, all of the net income from the Marital Trust. Section 2. The Surviving Trustmaker's Right to Withdraw Principal Our Trustee shall pay to or apply for the benefit of the surviving Trustrnaker such amounts from the principal of the Marital Trust as the surviving Trustrnaker may at any time request in writing. No limitation shall be placed on the surviving Trustrnaker as to either the amount of or reason for such invasion of principal. Section 3. Principal Distributions in Our Trustee's Discretion Our Trustee may also distribute to or for the benefit of the surviving Trustrnaker as much of the principal of the Marital Trust as our Trustee, in its sole and absolute discretion, shall consider necessary or advisable for the education, health, maintenance, and support of the surviving Trustmaker. Section 4. The Surviving Trustmaker's General Power of Appointment The surviving Trustmaker shall have the unlimited and unrestricted general power to appoint, by a valid last will and testament or by a valid living trust agreement, the entire principal and any accrued and undistributed net income of the Marital Trust as it exists at the Trustrnaker's death. In exercising this 9-1 general power of appointment, the surviving Trustmaker shall specifically refer to this power. The surviving Trustmaker shall have the sole and exclusive right to exercise the general power of appointment. This general power of appointment specifically grants to the survlvmg Trustmaker the right to appoint property to the surviving Trustmaker's own estate. It also specifically grants to the surviving Trustmaker the right to appoint the property among persons, corporations, or other entities in equal or unequal proportions, and on such terms and conditions, whether outright or in trust, as the surviving Trustmaker may elect. Section 5. Administration of the Marital Trust at the Death of the Surviving Trustmaker The Marital Trust shall terminate at the death of the surviving Trustmaker. Our Trustee shall administer the unappointed balance or remainder of the Marital Trust as follows: a. The Surviving Trustmaker's Final Expenses Our Trustee is authorized, but not directed, to pay the following expenses, claims, and other liabilities: Expenses of the last illness, funeral, and burial of the Trustmaker. Legally enforceable claims against the survlvmg Trustmaker or the surviving Trustmaker's estate. Expenses with regard to the administration of the surviving Trustmaker's estate. Federal estate tax. applicable state inheritance or estate taxes, or any other taxes occasioned by the death of the surviving Trustmaker. Statutory or court-ordered allowances for qualifying fantily members. 9-2 The payments authorized under this Section are discretionary, and no claims or right to payment by third parties may be enforced against the trust by virtue of such discretionary authority. Our Trustee shall be indemnified from the trust property for any damages sustained by our Trustee as a result of its exercising, in good faith, the authority granted it under this Section. It is our desire that, to the extent possible, any payments authorized under this Section be paid from the surviving Trustmaker's probate estate before any payments are made pursuant to this Section. Our Trustee shall, to the extent that it is reasonable and prudent, coordinate with the surviving Trustmaker's personal representative to minimize expenses and taxes resulting from the surviving Trustmaker's death. b. Redemption of Treasury Bonds If the Marital Trust holds United States Treasury Bonds eligible for redemption in payment of the federal estate tax, our Trustee shall redeem the bonds to the extent necessary to pay any federal estate tax due by reason of the death of the surviving Trustmaker. c. Coordination with the Personal Representative This Paragraph shall be utilized to help facilitate the coordination between the personal representative of the surviving Trustmaker's probate estate and our Trustee with respect to any property owned by the surviving Trustmaker outside of this agreement at the surviving Trustmaker's death. 1. Authorized Payments Our Trustee, in its sole and absolute discretion, may elect to pay the payments authorized under this Section either directly to the appropriate persons or institutions or to the surviving Trustmaker's personal representative. 9-3 Our Trustee may rely upon the written statements of the surviving Trustmaker's personal representative as to all material facts relating to these payments; our Trustee shall not have any duty to see to the application of such pay- ments . 2. Purchase of Assets and Loans Our Trustee is authorized to purchase and retain in the form received, as an addition to the trust, any property which is a part of the surviving Trustmaker's probate estate. In addition, our Trustee may make loans, with or without security, to the surviving Trustmaker's probate estate. Our Trustee shall not be liable for any loss suffered by the trust as a result of the exercise of the powers granted in this paragraph. 3. Distributions from the Personal Representative Our Trustee is authorized to accept distributions from the surviving Trustmaker's personal representative without audit and our Trustee shall be under no obligation to examine the records or accounts of the personal representa- tive. d. Trustee's Authority to Make Tax Elections Our Trustee may exercise any available elections with regard to state or federal income, inheritance, estate, succession, or gift tax law. 1. Alternate Valuation Date The authority granted our Trustee in this Paragraph includes the right to elect any alternate valuation date for federal estate or state estate or inheritance tax purposes. 9-4 2. Deduction of Administration Expenses The authority granted our Trustee in this Paragraph shall include the right to elect whether all or any parts of the administration expenses of the surviving Trusunaker's estate are to be used as estate tax deductions or income tax deductions. No compensating adjustments need be made between income and principal as a result of such elections unless our Trustee, in its sole and absolute discretion, shall determine otherwise, or unless required by law. 3. Taxes and Returns Our Trustee may also sign tax returns; pay any taxes, interest, or penalties with regard to taxes; and apply for and collect tax refunds and interest thereon. Section 6. Subsequent Administration of the Marital Trust The unappointed balance or remainder of the Marital Trust shall be adminis- tered as provided in Article Eleven. 9-5 , , Article Ten The Family Trust Section 1. Income and Principal Distributions in Our Trustee's Discretion If there is a surviving Trusunaker, our Trustee shall distribute to or for the benefit of the surviving Trusunaker and our descendants as much of the net income and principal of the Family Trust as our Trustee, in its sole and absolute discretion, shall consider necessary or advisable for their education, health, maintenance, and support, a. Undistributed Net Income Any net income of the Family Trust which is not distributed by our Trustee shall be accumulated and added to the principal of the Family Trust. b. Primary Consideration to Be Given to the Surviving Trust- maker Our Trustee shall, at all times, give primary consideration to the education, health, maintenance, and support of the surviving Trusunaker, and only thereafter to our descendants, c. Distributions of Principal from the Marital Trust In making discretionary distributions of principal to the surviving Trusunaker, our Trustee shall preferably make all distributions of principal from the Marital Trust until it is exhausted, and only thereafter from the Family Trust. d. Discharge of a Legal Obligation of the Surviving Trustmaker If the surviving Trusunaker has the power to remove a Trustee of this Family Trust, our Trustee shall not distribute any of the principal of the Family Trust that would in any manner discharge the IO-l surviving Trustmaker's legal obligation to a beneficiary of the Family Trust. If the surviving Trustmaker is disabled, our Trustee shall ignore this restriction during the period of the surviving Trustmaker's disability, and the surviving Trustmaker shall not have the power to remove a Trustee of the Family Trust. Section 2. Discretionary Guidelines for Our Trustee Our Trustee shall be mindful that our primary concern and objective is to provide for the education, health, maintenance, and support of the surviving Trustmaker and our descendants, and that the preservation of principal is not as important as the accomplishment of these objectives. In making discretionary distributions pursuant to this Article, our Trustee shall consider the following factors: a. Other Resources Available to Our Beneficiaries Our Trustee, in making distributions pursuant to this Article, shall take into consideration, to the extent that our Trustee, in its sole and absolute discretion, deems advisable, any income or other resources which are available outside of the Family Trust to our beneficiaries. b. Distributions to Our Beneficiaries According to Their Needs Our Trustee may make distributions to or for the benefit of one or more of the beneficiaries of the Family Trust to the complete exclusion of the other beneficiaries. These distributions may be made to a beneficiary or beneficiaries in equal or unequal amounts according to the respective needs of our beneficiaries. A distribution to or for the benefit of a beneficiary shall be charged to the Family Trust rather than against the beneficiary's ultimate share or the shares of those persons taking through such beneficiary upon the termination of the Family Trust. 10-2 Section 3. Limited Power of Appointment The surviving Trustmaker shall have the limited testamentary power to appoint to or for the benefit of our descendants, either by a valid last will and testament or by a valid living trust agreement executed by the surviving Trustmaker, all or any portion of the principal and any accrued and undistrib- uted net income of the Family Trust as it exists at the surviving Trustmaker's death. The surviving Trustmaker may make distributions among our descendants in equal or unequal amounts, and on such terms and conditions, either outright or in trust, as the surviving Trustmaker shall determine. This power shall not be exercised in favor of the surviving Trustmaker's estate, the creditors of the surviving Trustmaker's estate, or in any manner which would result in any economic benefit to the surviving Trustmaker. Section 4. Termination of the Family Trust The Family Trust shall terminate at the death of the surviving Trustmaker. To the extent that the limited power of appointment is not exercised by the surviving Trustmaker, the remainder of the Family Trust, including any accrued and undistributed net income, shall be administered as provided in the Articles that follow. 10-3 Article Eleven The Common Trust It is not our desire to create a Common Trust for the benefit of our children. Upon the death of the second Tmstmaker to die, all of the trust property which has not been distributed under prior provisions of this agreement shall be divided, administered, and distributed under the Articles that follow. 11-1 Article Twelve Distribution of Our Trust Property Section 1. Division into Separate Shares The rem:lining trust property shall be divided into as many shares as shall be necessary to create one equal share for each of our then living children, and one equal share for each of our deceased children who has then living descendants. Section 2. Distribution of Trust Shares for Our Living Chil- dren The share of each child who survives us shall be distributed as follows: a. Distribution of Trust Share for IRVIN E. STAMBAUGH, JR. The trust share for IRVIN E. STAMBAUGH, JR. shall be held in trust and administered and distributed as follows: 1. Distributions of Net Income Our Trustee shall pay to or apply for IRVIN E. STAMBAUGH, JR.'s benefit, at least monthly during his life, all of the net income from his trust share. 2. Distributions of Principal Our Trustee shall pay to or apply for IRVIN E. STAMBAUGH, JR.'s benefit such amounts from the principal of his trust share as he may at any time request in writing. 12-1 No limitation shall be placed on IRVIN E. STAMBAUGH, JR. as to either the amount of or the reason for such invasion of principal. 3. Principal Distributions in Our Trustee's Discretion Our Trustee may also distribute to or for IRVIN E. ST AMBA UGH, JR.'s benefit as much of the principal of his trust share as our Trustee, in its sole and absolute discretion, shall consider necessary or advisable for his education, health, maintenance, and support. 4. Distribution on the Death of IRVIN E. STAMBAUGH, JR. If IRVIN E. STAMBAUGH, JR. should die before the complete distribution of his trust share, his trust shall terminate and our Trustee shall distribute the balance of the trust property to his then living descendants, per stirpes. If IRVIN E. STAMBAUGH, JR. has no then living descendants, our Trustee shall distribute the balance of the trust property to our then living descendants, per stirpes. If we have no then living descendants, our Trustee shall distribute the balance of the trust property as provided in Article Thirteen of this agreement. b. Distribution of Trust Share for RA Y1- ~ I It STAMBAUGH The trust share for RA )'1.- 1 ST AMBA UGH shall be held in trust and administered and distributed as follows: 1. Distributions of Net Income Our Trustee shall pay to or apply for RA) 1 STAMBAUGH's benefit, at least monthly during his life, all of the net income from his trust share. 12-2 2. Distributions of Principal Our Trustee shall pay to or apply for RA y j STAMBAUGH's benefit such amounts from the principal of his trust share as he may at any time request in writing. No limitation shall be placed on RA y '" ST AMBA UGH as to either the amount of or the reason for such invasion of principal. 3. Principal Distributions in Our Trustee's Discretion Our Trustee may also distribute to or for RA ',1 STAMBAUGH's benefit as much of the principal of his trust share as our Trustee, in its sole and absolute discretion, shall consider necessary or advisable for his education, health, maintenance, and support. 4. Distribution on the Death of RA y- STAMBAUGH If RAYU::IlD STAMBAUGH should die before the complete distribution of his trust share, his trust shall terminate and our Trustee shall distribute the balance of the trust property to his then living descendants, per stirpes. If RAYUilIfE STAMBAUGH has no then living descendants, our Trustee shall distribute the balance of the trust property to our then living descendants, per stirpes. If we have no then living descendants, our Trustee shall distribute the balance of the trust property as provided in Article Thirteen of this agreement. c. Distribution of Trust Share for Afterborn or Adopted Children If we have any additional children or legally adopt any children who are under the age of 18 after the creation of our trust, each such child's share shall be administered and distributed under the trust provisions of Article Fourteen. 12-3 Section 3. Share of a Descendant of a Deceased Child Each share set aside for a deceased child who has then living descendants shall be distributed or administered as follows: a. Outright Distribution Each share set aside for a deceased child who has then living descendants shall be distributed to such descendants, per stirpes. b. Retention of a Minor's or Disabled Descendant's Portion in Trust If any portion of a share is distributable under this Section to any descendant of a deceased child who is under 21 years of age, or to any such descendant who is disabled or incapacitated as defined in Article Eighteen of this agreement, then our Trustee shall retain such portion in trust under the provisions of Article Fourteen. Section 4. Retention of Distributions in Trust Whenever a distribution is authorized or required to be made by a provision of this Article to any beneficiary, then that beneficiary may direct our Trustee in writing to retain such distribution in trust as follows: a. A Beneficiary's Right to Income Our Trustee, during the lifetime of the beneficiary, shall pay to or apply for the benefit of the beneficiary from time to time and at the beneficiary's written direction all of the net income from this trUst. b. A Beneficiary's Right to Withdraw Principal Our Trustee shall pay to or apply for the benefit of the beneficiary such amounts from the principal as the beneficiary may at any time request in writing. 12-4 No limitation shall be placed on the beneficiary as to either the amount of or reason for such invasion of principal. c. Principal Distributions in Our Trustee's Discretion Our Trustee may also distribute to or for the benefit of the beneficia- ry as much of the principal of the trust as our Trustee, in its sole and absolute discretion, shall consider necessary or advisable for the education, health, maintenance, and support of the beneficiary. d. A Beneficiary's General Power of Appointment The beneficiary shall have the unlimited and unrestricted general power to appoint, by a valid last will and testament or trust agree- ment, the entire principal and any accrued and undistributed net income of the trust as it exists at the beneficiary's death. In exercising this general power of appointment, the beneficiary shall specifically refer to this power. The beneficiary shall have the sole and exclusive right to exercise the general power of appointment. This general power of appointment specifically grants to the beneficiary the right to appoint property to the beneficiary's own estate. It also specifically grants to the beneficiary the right to appoint the property among persons, corporations, or other entities in equal or unequal proportions, and on such terms and conditions, whether outright or in trust, as the beneficiary may elect. Any property in the trUst which is not distributed pursuant to the exercise of the general power of appointment shall be distributed to the beneficiary's then living descendants, per stirpes. If the beneficiary has no then living descendants, our Trustee shall distribute the remaining trust property as provided in Article Thirteen of this agreement. 12-5 Article Thirteen Ultimate Distribution Pattern It is not our desire to make any distributions under this article. 13-1 Article Fourteen Methods of Distribution and Trust Administration with Regard to Minor and Disabled Beneficiaries Section 1. General Guidelines for Distribution Whenever a distribution is authorized or required by a provision of this agreement to any beneficiary who is disabled or incapacitated, such distribu- tion may be made by our Trustee: Without continuing court supervIsIOn or the intervention of a guardian, conservator, or any other legal representative. Without giving or requiring any bond or surety on bond. Pursuant to any of the methods authorized under this Article. In making distributions under this Article, disability or incapacity shall include adjudicated mental incapacity by a court of competent jurisdiction, or incapacity because of age, illness, or injury. Before making any distributions to beneficiaries, other than a Trustmaker, under this Article, it is our desire that our Trustee, to the extent that it is both reasonable and possible: Inquire into the ultimate disposition of the distributed funds. Take into consideration the behavior of trust beneficiaries with regard to their disposition of prior distributions of trust property. 13-2 . Our Trustee shall obtain a receipt from the person, corporation, or other entity receiving any distribution called for in this Article. Section 2. Methods of Payment Our Trustee may make the distributions called for in this Article in anyone or more of the following ways: Directly to a beneficiary. To persons, corporations, or other entities for the use and benefit of the beneficiary. To an account in a commercial bank or savings institution in the name of the beneficiary, or in a form reserving the title, manage- ment, and custody of the account to a suitable person, corporation, or other entity for the use and benefit of the beneficiary. In any prudent form of annuity purchased for the use and benefit of the beneficiary. To any person or duly licensed financial institution, including our Trustee, as a custodian under the Uniform Transfers to Minors Act, or any similar act, of any state, or in any manner allowed by any state statute dealing with gifts or distributions to minors or other individuals under a legal disability. To any guardian or other person deemed by our Trustee to be responsible, and who has assumed the responsibility of caring for the beneficiary . Section 3. Our Trustee's Discretion to Keep Property in Trust If any trust property becomes distributable to a beneficiary when the beneficiary is under 21 years of age, or when the beneficiary is under any form of legal disability, as defmed in Article Eighteen, our Trustee may retain that beneficiary's share in a separate trust until he or she attains 21 years of age, or until his or her legal disability has ceased, as follows: 13-3 a. Distributions of Trust Income and Principal Our Trustee shall apply to or for the benefit of the beneficiary as much of the net income and principal of the trust as our Trustee, in its sole and absolute discretion, deems necessary or advisable for the beneficiary's education, health, maintenance, and support. In making any distributions of income and principal under this Article, our Trustee shall be mindful of, and take into consideration to the extent it deems necessary, any additional sources of income and principal available to the beneficiary which arise outside of this agreement. Any net income not distributed to a beneficiary shall be accumulated and added to principal. b. Termination and Distribution Our Trustee shall distribute the trust property to a beneficiary: When he or she attains 21 years of age, or When he or she ceases to be disabled. c. A Beneficiary's General Power to Appoint Trust Property If a beneficiary should die before the complete distribution of his or her trust, the trust shall terminate and all of the trust property shall be distributed to such persons, corporations, or other entities, including the beneficiary's own estate, in the manner in which the beneficiary shall elect. This general power of appointment must be exercised by the beneficiary by either a valid living trust or last will and testament, either of which specifically refers to this power of appointment. To the extent this general power of appointment is not exercised, our Trustee shall distribute the remaining trust property to the then living descendants of the beneficiary, per stirpes. 13-4 If the beneficiary has no then living descendants, our Trustee shall distribute the remaining trust property to our then living descendants, per stirpes. If we have no then living descendants, our Trustee shall distribute the remaining trust property as provided in Article Thirteen of this agreement. 13-5 Article Fifteen The Resignation, Replacement, and Succession of Our Trustees Section 1. The Resignation of a Trustee Any Trustee may resign by giving thirty days' written notice to each of us or to our respective legal representatives. If either of us is not living, the notice shall be delivered to the Trustee and to all of the beneficiaries then eligible to receive mandatory or discretionary distributions of net income from any trust created under this agreement. If a beneficiary is a minor or is legally incapacitated, the notice shall be delivered to that beneficiary's guardian or other legal representative. Section 2. The Removal of a Trustee Any Trustee may be removed as follows: a. Removal by Us We reserve the right to remove any Trustee at any time, but only if we both agree. b. Removal by One of Us After one of us dies or during any period that one of us is disabled and the other Trustmaker is living and is not disabled, the surviving nondisabled Trustmaker may remove any Trustee. c. Removal by Other Beneficiaries After the death or incapacity of both of us, a majority of the beneficiaries then eligible to receive mandatory or discretionary 15-1 distributions of net income under this agreement may remove any Trustee. d. Notice of Removal Neither of us, nor any of our beneficiaries, need give any Trustee being removed any reason, cause, or ground for such removal. Notice of removal shall be effective when made in writing by either: Personally delivering notice to the Trustee and securing a written receipt, or Mailing notice in the United States mail to the last known address of the Trustee by certified mail, return receipt requested. Section 3. Replacement of Trustees Whenever a Trustee is removed, dies, resigns, becomes legally incapacitated, or is otherwise unable or unwilling to serve, that Trustee shall be replaced as follows: a. The Death or Disability of a Trustee While WeAre Serving as Trustees We may serve as the only Trustees or we may name any number of Trustees to serve with us. If any of these other Trustees subsequent- ly die, resign, become legally incapacitated, or are otherwise unable or unwilling to serve as a Trustee, we mayor may not fill the vacancy, as we both agree. b. Disability Trustees of IRVIN E. STAMBAUGH Upon the disability of IRVIN E. STAMBAUGH, the following shall serve as disability Trustees: 15-2 THELMA G. STAMBAUGH, IRVIN E. STAMBAUGH, JR. and RAYMOND STAMBAUGH, or the survivor of them. If the nondisabled Trustmaker is then serving as a Trustee, she shall continue to serve upon the disability of IRVIN E. STAMBAUGH. c. Disability Trustees of THELMA G. STAMBAUGH Upon the disability of THELMA G. STAMBAUGH, the following shall serve as disability Trustees: IRVIN E. STAMBAUGH, IRVIN E. STAMBAUGH, JR. and RA YI II ~ STAMBAUGH, or the survivor of them. If the nondisabled Trustmaker is then serving as a Trustee, he shall continue to serve upon the disability of THELMA G. STAMBAUGH. d. Death Trustees of IRVIN E. STAMBAUGH On the death of IRVIN E. STAMBAUGH, THELMA G. STAMBAUGH acting as our death Trustee shall replace all of our initial Trustees, if they are then serving, or all of the disability Trust- ees, if they are then serving. If the surviving Trustmaker is then serving as a Trustee, she shall continue to serve upon the death of IRVIN E. STAMBAUGH. If the death Trustee is unwilling or unable to serve as a death Trustee, or cannot continue to serve for any other reason, then the following shall be named as successor death Trustees in the order in which their names appear: IRVIN E. ST AMBAUGH, JR. and RA I1' '~"'Q STAMBAUGH, or the survivor of them. 15-3 e. Death Trustees of THELMA G. STAMBAUGH au the death of THELMA G. STAMBAUGH, IRVIN E. STAMBAUGH acting as our death Trustee shall replace all of our initial Trustees, if they are then serving, or all of the disability Trustees, if they are then serving. If the surviving Trustmaker is then serving as a Trustee, he shall continue to serve upon the death of THELMA G. STAMBAUGH. If the death Trustee is unwilling or unable to serve as a Trustee, or cannot continue to serve for any other reason, then the following shall be named as successor death Trustees in the order in which their names appear: IRVIN E. STAMBAUGH, JR. and RAIl STAMBAUGH, or the survivor of them. f. Successor Trustees A successor death Trustee shall be replaced upon death, resignation, or legal disability and the next successor death Trustee in the order named above shall serve and carry out the terms and provisions of our trust. A Trustee may be listed more than once in this Section or an initial Trustee may also be named as a disability Trustee or a Trustee who will serve at death. Naming a Trustee more than once is done as a convenience only and is not to be construed as a termination of that Trustee's trusteeship. g. Unfilled Trusteeship In the event no named Trustees are available, a majority of the beneficiaries then eligible to receive mandatory or discretionary distributions of net income under this agreement shall forthwith name a corporate fiduciary. If a majority of the beneficiaries then eligible to receive mandatory or discretionary distributions of net income under this agreement cannot agree on a corporate fiduciary, any beneficiary can petition 15-4 a court of competent jurisdiction, ex parte, to designate a corporate fiduciary as a Trustee. The court that designates the successor Trustee shall not acquire any jurisdiction over any trust created under this agreement, except to the extent necessary to name a corporate fiduciary as a successor Trustee. Section 4. Corporate Fiduciaries Any corporate fiduciary named in this trust agreement or appointed by a court of competent jurisdiction as a Trustee must be a bank or trust company situated in the United States having trust powers under applicable federal or state law. Such fiduciary shall have a combined capital and surplus of at least 4 million dollars. Section 5. Powers and Liabilities of Successor Trustee Any successor Trustee, whether corporate or individual, shall have all of the rights, powers, and privileges, and be subject to all of the obligations and duties, both discretionary and ministerial, as given to the original Trustees. Any successor Trustee shall be subject to any restrictions imposed on the original Trustees. No successor Trustee shall be required to examine the accounts, records, and acts of any previous Trustees. No successor Trustee shall in any way be responsible for any act or omission to act on the part of any previous Trustees. 15-5 Article Sixteen General Matters and Instructions with Regard to the Trusteeship Section 1. Use of "Trustee" Nomenclature As used throughout this agreement, the word "Trustee" shall refer to our initial Trustee as well as any single, additional, or successor Trustees. It shall also refer to any individual, corporation, or other entity acting as a replace- ment, substitute, or added Trustee. Section 2. No Requirement to Furnish Bond Our Trustee shall not be required to furnish any bond for the faithful performance of its duties. If a bond is required by any law or court of competent jurisdiction, it is our desire that no surety be required on such bond. Section 3. Court Supervision Not Required All trusts created under this agreement shall be administered free from the active supervision of any court. Any proceedings to seek judicial instructions or a judicial determination shall be initiated by our Trustee in the appropriate state court having original jurisdiction of those matters relating to the construction and administration of trusts . Section 4. Our Trustee's Responsibility to Make Information Available to Beneficiaries Our Trustee shall report, at least semiannually, to the beneficiaries then 16-1 eligible to receive mandatory or discretionary distributions of the net income from the various trusts created in this agreement all of the receipts, disburse- ments, and distributions occurring during the reporting period along with a complete statement of the trust property. The trust's books and records along with all trust documentation shall be available and open at all reasonable times to the inspection of the trust beneficiaries and their representatives. Our Trustee shall not be required to furnish trust records or documentation to any individual, corporation, or other entity that is not a beneficiary, does not have the express written approval of a beneficiary, or is not requesting such pursuant to a court order. Section 5. Delegation among Our Trustees Any Trustee may delegate to any other Trustee the power to exercise any or all powers granted our Trustee in this agreement, including those which are discretionary, if allowed by law. Our delegating Trustee may revoke any such delegation at will. The delegation of any such power, as well as the revocation of any such delegation, shall be evidenced by an instrument in writing executed by the delegating Trustee. As long as any such delegation is in effect, any of the delegated powers may be exercised by the Trustee receiving such delegation with the same force and effect as if the delegating Trustee had personally joined in the exercise of such power. Section 6. Utilization of Substitute Trustee If our Trustee is unwilling or unable to act as to any trust property, our Trustee shall designate, in writing, an individual, bank trust department, or trust company to act as a substitute Trustee with regard to such property. The property being administered by the substitute Trustee, as well as the net income therefrom, shall be distributed or remitted as directed by the delegating Trustee consistent with the terms of this agreement. 16-2 Each substitute Trustee shall exercise all of the fiduciary powers granted by this agreement unless expressly limited by the delegating Trustee in the instrument appointing such substitute Trustee, or by any provision within this Section. Any substitute Trustee may resign at any time by delivering written notice to our Trustee to that effect. Section 7. Trustee's Fee Our Trustee shall be entitled to fair and reasonable compensation for the services it renders as a fiduciary. The amount of compensation shall be an amount equal to the customary and prevailing charges for services of a similar nature during the same period of time and in the same geographic locale. Our Trustee shall be reimbursed for the reasonable costs and expenses incurred in connection with its fiduciary duties under this agreement. Section 8. A Majority of Trustees Required to Control When more than two Trustees are acting, the concurrence and joinder of a majority of Trustees shall control in all matters pertairting to the administration of any trust created under this agreement. If only two Trustees are acting, the concurrence and joinder of both shall be required. When more than two Trustees are acting, any dissenting or abstaining Trustee may be absolved from personal liability by registering a written dissent or abstention with the records of the trust; the dissenting Trustee shall thereafter act with the other Trustees in any manner necessary or appropriate to effectuate the decision of the majority. Section 9. Successor Corporate Fiduciaries If any bank or trust company succeeds to the trust business of any corporate fiduciary serving as a Trustee under this agreement, whether because of a name change or any other form of reorganization, or if such corporate 16-3 fiduciary ever transfers all of its existing business to any other bank or trust company, the successor shall thereupon, without any action being required, succeed to the trusteeship as if originally named. Section 10. Early Termination of Trusts Based on Cost If our Trustee, other than the surviving Trustmaker acting as a Trustee, shall determine, in its sole and absolute discretion, that any trust created under this agreement has become uneconomical to administer due to the high cost of administration relative to the value of the trust property, our Trustee may terminate such trust or trusts and distribute the trust property, including any accrued but undistributed net income, in the following order: To either one of us if we are then living. To the then mandatory income beneficiaries of the trust, per stirpes. To the beneficiaries then entitled to receive discretionary payments of income of the trust, per stirpes. Section 11. Generation-Skipping Tax Provisions In order to minimize the impact of any generation-skipping tax that may be applied to any of the trusts created by this agreement or their beneficiaries, our Trustee, in its sole and absolute discretion, is authorized to take the following actions: a. Division into Exempt and Nonexempt Trusts If any trust created under this agreement would be partially exempt from generation-skipping tax by reason of an allocation of a generation-skipping tax exemption to it, prior to such allocation our Trustee shall divide the total trust assets into two separate trust shares of equal or unequal value, to permit allocation of the exemption solely to one trust share (the "exempt trust"). The exempt trust shall consist of a fractional interest of the total trust assets in an amount necessary to cause the exempt trust to be entirely exempt 16-4 from generation-skipping tax. The other trust share (the "nonexempt trust") shall consist of the remaining fractional interest of the total trust assets. For purposes of this allocation, assets values as fInally determined for federal estate tax purposes shall be used. b. Additions to a Separate Trust If a trust under this agreement, whether created under this Section or not, is entirely exempt or nonexempt from generation-skipping tax and adding property to it would partially subject the trust to generation-skipping tax, our Trustee may hold that property in a separate trust in lieu of making the addition. c. Terms of the Trusts If our Trustee divides a trust into two separate trust shares or creates a separate trust for additions, the trusts or trust shares that result shall have the same terms and conditions as the original trust. Our Trustee shall not make discretionary distributions from the income or principal of the exempt trust to benefIciaries who are nonskip persons as long as any readily marketable assets remain in the nonexempt trust. d. Allocation from an Exempt Trust First Upon division or distribution of an exempt trust and a nonexempt trust, our Trustee may allocate property from the exempt trust fIrst to a share from which a generation-skipping transfer is more likely to occur. e. Taxable Distributions If our Trustee considers that any distribution from a trust under this agreement, other than pursuant to a power to withdraw or appoint, is a taxable distribution subject to a generation-skipping tax payable by the benefIciary, our Trustee shall augment the distribution by an amount which our Trustee estimates to be suffIcient to pay the tax and shall charge the same against the trust to which the tax relates. 16-5 f. Taxable Terminations If our Trustee considers that any termination of an interest in trust property is a taxable termination subject to a generation-skipping tax, our Trustee shall pay the tax from the portion of the trust property to which the tax relates, without adjustment of the relative interests of the beneficiaries. 16-6 Article Seventeen Our Trustee's Administrative and Investment Powers Section 1. Introduction to Trustee's Powers Except as otherwise provided in this agreement, our Trustee shall have both the administrative and invesunent powers enumerated under this Article and any other powers granted by law with respect to the various trusts created by this agreement. Section 2. Powers to Be Exercised in the Best Interests of the Beneficiaries Our Trustee shall exercise the following administrative and invesunent powers without the order of any court, as our Trustee determines in its sole and absolute discretion to be in the best interests of the beneficiaries. Notwithstanding anything to the contrary in this agreement, our Trustee shall not exercise any power in a manner inconsistent with the beneficiaries' right to the beneficial enjoyment of the trust property in accordance with the general principles of the law of trusts. Section 3. Administrative and Investment Powers Our Trustee is hereby granted the following administrative and invesunent powers: a. Agricultural Powers Our Trustee may retain, sell, acquire, and continue any fann or ranching operation whether as a sole proprietorship, partnership, or corporation. 17-1 It may engage in the production, harvesting, and marketing of both farm and ranch products either by operating directly or with management agencies, hired labor, tenants, or sharecroppers. It may engage and participate in any govermnent farm program, whether state or federally sponsored. It may purchase or rent machinery, equipment, livestock, poultry, feed, and seed. It may improve and repair all farm and ranch properties; construct buildings, fences, and drainage facilities; acquire, retain, improve, and dispose of wells, water rights, ditch rights, and priorities of any nature. Our Trustee may, in general, do all things customary or desirable to operate a farm or ranch operation for the benefit of the beneficiaries of the various trusts created under this agreement. b. Business Powers Our Trustee may retain and continue any business in which one or both of us have or had an interest as a shareholder, partner, sole proprietor, or as a participant in a joint venture, even though that interest may constitute all or a substantial portion of the trust property. It may directly participate in the conduct of any such business or employ others to do so on behalf of the beneficiaries. It may execute partnership agreements, buy-sell agreements, and any amendments to them. It may participate in the incorporation of any trust property; any corporate reorganization, merger, consolidation, recapitalization, liquidation, dissolution; or any stock redemption or cross purchase buy-sell agreement. It may hold the stock of any corporation as trust property, and may elect or employ directors, officers, employees, and agents and compensate them for their services. 17-2 It may sell or liquidate any business interest that is part of the trust property. It may carry out the provisions of any agreement entered into by one or both of us for the sale of any business interest or the stock thereof. Our Trustee may exercise all of the business powers granted in this agreement regardless of whether our Trustee is personally interested or an involved party with respect to any business enterprise forming a part of the trust property. c. Environmental Powers Our Trustee shall have the power to inspect any trust property to determine compliance with any environmental law affecting such property or to respond to any environmental law affecting property held by our Trustee. "Environmental Law" shall mean any federal, state, or local law , rule, regulation, or ordinance relating to protec- tion of the environment or of human health. Our Trustee shall have the power to refuse to accept property if our Trustee determines that there is a substantial risk that such property is contaminated by any hazardous substance or has previously, or is currently, being used for any activities directly or indirectly involving hazardous substances which could result in liability to the trust assets. "Hazardous substance" shall mean any substance defmed as hazardous or toxic by any federal, state, or local law, rule, regulation, or ordinance. Our Trustee shall have the power to take any necessary action to prevent, abate, clean up or otherwise respond to any actual or threatened violation of any environmental law affecting trust property prior to or after the initiation or enforcement of any action by any governmental body. Our Trustee may disclaim or release any power granted to it or implied by any document, statute, or rule of law which the Trustee determines may cause the Trustee to incur liability under any environmental law. 17-3 Our Trustee may charge the cost of any inspection, review, preven- tion, abatement, response, cleanup, or remedial action authorized under this power against the trust property. Our Trustee shall not be liable to any beneficiary or to any other party for any decrease in value of the trust property by reason of our Trustee's compliance with any environmental law, specifically including any reporting requirement under such law. d. Common Fund Powers For the purpose of convenience with regard to the administration and investment of the trust property, our Trustee may hold the several trusts created under this agreement as a common fund. Our Trustee may make joint investments with respect to the funds comprising the trust property. Our Trustee may enter into any transaction authorized by this Article with fiduciaries of other trusts or estates in which any beneficiary hereunder has an interest, even though such fiduciaries are also Trustees under this agreement. e. Compensation Powers Our Trustee shall pay from income or principal all of the reasonable expenses attributable to the administration of the respective trusts created in this agreement. Our Trustee shall pay itself reasonable compensation for its services as fiduciary as provided in this agreement, and shall reasonably compensate those persons employed by our Trustee, including agents, auditors, accountants, and attorneys. f. Distribution Powers Our Trustee is specifically authorized to make divisions and distributions of the trust property either in cash or in kind, or partly in cash and partly in kind, or in any proportion it deems advisable. 17-4 It shall be under no obligation or responsibility to make pro rata divisions and distributions in kind. Our Trustee may allocate specific property to any beneficiary or share although the property may differ in kind from the property allocated to any other beneficiary or share. The foregoing powers may be exercised regardless of the income tax basis of any of the property. g. Funeral and Burial Expenses Our Trustee may in its sole discretion pay the funeral and burial expenses, expenses of the last illness. and valid claims and expenses of an income beneficiary of any trust created under this agreement. Funeral and burial expenses shall include, but not be limited to, the cost of memorials of all types and memorial services of such kind as our Trustee shall approve. Valid claims and expenses shall include, but not be limited to, all state and federal death taxes. The payments shall be paid from the assets of the trust or trusts from which the beneficiary was receiving income. h. Income and Principal Powers Our Trustee may determine in a fair, equitable, and practical manner how all Trustee's fees. disbursements, receipts. and wasting assets shall be credited, charged, or apportioned between principal and mcome. Our Trustee may set aside from trust income reasonable reserves for taxes, assessments, insurance premiums, repairs, depreciation, obsolescence, depletion. and for the equalization of payments to or for the beneficiaries; it may select any and all accounting periods with regard to the trust property. i. Investment Powers in General Our Trustee may invest and reinvest in such classes of stocks, bonds, 17-5 securities, commodities, options, metals, or other property, real or personal, as it shall determine. It may invest in investment trusts as well as in common trust funds. It may purchase life, annuity, accident, sickness, and medical insurance on the behalf of and for the benefit of any trust beneficia- ry. j. Life Insurance Powers Our Trustee shall have the powers with regard to life insurance as set forth in this Paragraph j, except as otherwise provided in this agreement. Our Trustee may purchase, accept, hold, and deal with as owner policies of insurance on our individual or joint lives, the life of any trust beneficiary, or on the life of any person in whom any trust beneficiary has an insurable interest. Our Trustee shall have the power to execute or cancel any automatic premium loan agreement with respect to any policy, and shall have the power to elect or cancel any automatic premium loan provision in a life insurance policy. Our Trustee may borrow money with which to pay premiums due on any policy either from the company issuing the policy or from any other source and may assign any such policy as security for the loan. Our Trustee shall have the power to exercise any option contained in a policy with regard to any dividend or share of surplus apportioned to the policy, to reduce the amount of a policy or convert or exchange the policy, or to surrender a policy at any time for its cash value. Our Trustee may elect any paid-up insurance or any extended-term insurance nonforfeiture option contained in a policy. Our Trustee shall have the power to sell policies at their fair market value to the insured or to anyone having an insurable interest in the policies. 17-6 Our Trustee shall have the right to exercise any other right, option, or benefit contained in a policy or pennitted by the insurance company issuing that policy. Upon termination of any trust created under this agreement, our Trustee shall have the power to transfer and assign the policies held by the trust as a distribution of trust property. k. Loan, Borrowing, and Encumbrance Powers Our Trustee may loan money to any person, including a beneficiary, with or without interest, on any term or on demand, with or without collateral, as it deems in the best interests of the trust beneficiaries. It may borrow money upon such terms and conditions as it shall deem advisable, including, in the case of a corporate fiduciary, the power to borrow from its own banking or commercial department. It shall have the power to obligate the trust property for the repay- ment of any sums borrowed where the best interests of the beneficia- ries have been taken into consideration. Our Trustee shall have the power to encumber the trust property, in whole or in part, by a mortgage or mortgages, deeds of trust, or by pledge, hypothecation or otherwise, even tbough such encumbrance may continue to be effective after the term of any trust or trusts created in tbis agreement. I. Margin, Brokerage, and Bank Account Powers Our Trustee is autborized to buy, sell, and trade in securities of any nature, including short sales and on margin. Our Trustee may main- tain and operate margin accounts with brokers, and may pledge any securities held or purchased by our Trustee with such brokers as securities for loans and advances made to our Trustee. Our Trustee is authorized to establish and maintain bank accounts of all types in one or more banking institutions that our Trustee may choose. 17-7 m. Mortgage Powers Our Trustee shall have the power to enter into any mortgage whether as a mortgagee or mortgagor, to purchase mortgages on the open market, and to otherwise buy, sell, or trade in fIrst or subordinate mortgages. It may reduce the interest rate on any mortgage and consent to the modifIcation or release of any guaranty of any mortgage. Our Trustee may continue mortgages upon and after maturity with or without renewal or extension, and may foreclose any mortgage. It may purchase the mortgaged property or acquire it by deed from the mortgagor without foreclosure. n. Nominee Powers Our Trustee may hold any trust property in the name of our Trustee, or in the name of a nominee, and may enter into agreements to facilitate holding such property. It may accomplish such with or without disclosing its fIduciary capacity. o. Nonproductive Property Our Trustee may hold property which is non-income producing or is otherwise nonproductive if the holding of such property is, in the sole and absolute discretion of our Trustee, in the best interests of the benefIciaries. p. Oil, Gas, Coal, and Other Mineral Powers Our Trustee may do all things necessary to maintain in full force and effect any oil, gas, coal, or other mineral interests comprising part or all of the trust property. It may purchase additional oil, gas, coal, and other mineral interests when necessary or desirable to effect a reasonable plan of operation or development with regard to the trust property. It may buy or sell undivided interests in oil, gas, coal, and other mineral interests, and may exchange any of such interests for 17-8 interests in other properties or for services. It may execute oil, gas, coal, and other mineral leases on such terms as our Trustee may deem proper, and may enter into pooling, unitization, repressurization, and other types of agreements relating to the development, operation, and conservation of mineral proper- ties. Any lease or other agreement may have a duration that our Trustee deems reasonable, even though extending beyond the duration of any trust created in this agreement. It may execute division orders, transfer orders, releases, assign- ments, farmouts, and any other instruments which it deems proper. It may drill, test, explore, mine, develop, and otherwise exploit any and all oil, gas, coal, and other mineral interests, and may select, employ, utilize, or participate in any business form, including partnerships, joint ventures, co-owners' groups, syndicates, and corporations, for the purpose of acquiring, holding, exploiting, developing, operating, or disposing of oil, gas, coal, and other mineral interests. It may employ the services of consultants or outside specialists in connection with the evaluation, management, acquisition, disposition, or development of any mineral interest, and may pay the cost of such services from the principal or income of the trust property. Our Trustee may use the general assets of the trusts created under this agreement for the purposes of acquiring, holding, managing, developing, pooling, unitizing, repressuring, or disposing of any mineral interest. q. Powers of Attorney Our Trustee may execute, deliver, and grant to any individual or corporation a revocable or irrevocable power of attorney to transact any and all business on behalf of the various trusts created in this agreement. The power of attorney may grant to the attorney-in-fact all of the rights, powers, and discretion that our Trustee could have exercised. 17-9 r. Powers to Merge Similar Trusts Our Trustee may merge and consolidate any trust created in this agreement with any other trust created by both or either of us, or any other person at any other time, if the other trust contains substantial- ly the same terms for the same beneficiaries, and has at least one Trustee in common with the trust or trusts created in this agreement. Our Trustee may administer such merged and consolidated trusts as a single trust or unit. If, however, such a merger or consolidation does not appear feasible, as determined in the sole and absolute discretion of our Trustee, the Trustee may consolidate the assets of such trusts for purposes of investment and trust administration while retaining separate records and accounts for the respective trusts. s. Powers of an Interested Trustee An interested Trustee is any Trustee who has an interest as a beneficiary in this trust agreement or any trust created by it. In all instances where an interested Trustee distributes, or participates in the distribution, of trust income or principal to or for the benefit of such Trustee, then the distribution shall be limited by the ascertain- able standards of education, health, maintenance, and support. Notwithstanding anything in this agreement to the contrary, in making such distributions, the interested Trustee shall not use discretion in applying those ascertainable standards. No individual Trustee shall exercise or participate in the exercise of such discretionary power with respect to distributions to any person or persons such Trustee is legally obligated to support, as to that support obligation. t. Powers of an Insured Trustee Any individual Trustee under this agreement, other than either of us, is prohibited from exercising any power conferred on the owner of any policy which insures the life of such individual Trustee and which is held as part of the trust property. If our Trustee holds any such policy or policies as a part of the trust property, the powers conferred on the owner of such a policy shall be exercised only by the other then acting Trustee. 17-10 If the insured Trustee is the only then acting Trustee, then such powers shall be exercised by a substitute Trustee designated pursuant to the provisions of this agreement dealing with the trusteeship. If any rule of law or court decision construes the ability of the insured Trustee to name a substitute Trustee as an incident of ownership, the substitution process shall be implemented by a majority of the then current mandatory and discretionary income beneficiaries, excluding the insured Trustee if the insured Trustee is a beneficiary. u. Real Estate Powers Our Trustee may purchase, sell, transfer, exchange or otherwise acquire or dispose of any real estate. Our Trustee may make leases and grant options to lease for any term, even though the term may extend beyond the termination of any trust created under this agreement. It may grant or release easements and other interests with respect to real estate, enter into party waIl agreements, execute estoppel certificates, and develop and subdivide any real estate. It may dedicate parks, streets, and alleys or vacate any street or aIley, and may construct, repair, alter, remodel, demolish, or abandon improvements. It may elect to insure, as it deems advisable, all actions contemplated by this subsection. Our Trustee may take any other action reasonably necessary for the preservation of real estate and fixtures comprising a part of the trust property or the income therefrom. v. S Corporation Stock If any stock of an S corporation becomes distributable to a trust created under this agreement, and such trust is not a qualified Subchapter S trust, our Trustee may implement any of the following alternatives with respect to the S corporation stock: 17-11 1. A Sole Beneficiary Where the original trust is for a sole beneficiary, our Trustee may create for that beneficiary a separate trust that qualifies as a Subchapter S trust, and then distribute such stock to the newly created trust. 2. Multiple Beneficiaries Where the original trust is for multiple beneficiaries, our Trustee may divide the trust into separate trusts for each of the beneficiaries. Each newly created trust shall hold that beneficiary's pro rata share of the S corporation stock, and shall qualify as a Subchapter S trust. 3. Outright Distribution If circumstances prevent our Trustee from accomplishing the first two alternatives under this paragraph, our Trustee may, in its sole and absolute discretion, distribute such stock to the beneficiaries as if the trust had terminated, while continuing to hold any other non-S corporation property in trust. Each newly created S corporation trust shall have mandatory distributions of income and shall not provide for powers of appoint- ment that can be exercised by the beneficiary during the beneficiary's lifetime. In all other respects, the newly created trusts shall be as consistent as possible with the original trusts and still qualify as Subchapter S trusts. Our Trustee may take any action necessary with regard to S corporations, including making any elections required to qualify stock as S corporation stock, and may sign all required tax returns and fortOS. w. Sale, Lease, and Other Dispositive Powers Our Trustee may sell, lease, transfer, exchange, grant options with respect to, or otherwise dispose of the trust property. 17-12 It may deal with the trust property at such time or times, for such purposes, for such considerations and upon such terms, credits, and conditions, and for such periods of time, whether ending before or after the term of any trust created under this agreement, as it deems advisable. Our Trustee may make such contracts, deeds, leases, and any other instruments it deems proper under the inunediate circumstances, and may deal with the trust property in all other ways in which a natural person could deal with his or her property. x. Securities Powers In addition to those other securities powers granted throughout this Article, our Trustee may retain, exercise, or sell rights of conversion or subscription with respect to any securities held as part of the trust property. Our Trustee may vote or refrain from voting at corporate meetings either in person or by proxy. whether general or limited, and with or without substitutions. y. Settlement Powers Our Trustee may compromise, adjust, arbitrate, alter the terms of, or abandon any claim in favor of or against any trust created under this agreement, and may take deeds in lieu of foreclosure. z. Trust Addition and Retention Powers Our Trustee is authorized to receive additional trust property, whether by gift, will, or otherwise, either from us, from either of us, or from any other person, corporation. or entity. Upon receipt of any additional property, our Trustee shall administer and distribute the same as part of the trust property. Our Trustee may retain, without liability for depreciation or loss resulting from such retention, all property constituting the trust estate at the time of its creation or thereafter recei ved from other sources. 17-13 The foregoing shall be acceptable even though such property may not be of the character prescribed by law for the investment of trust funds or may result in inadequate diversification of the trust property. aa. Trustees' or Fiduciaries' Powers Acts In addition to all of the powers specifically granted our Trustee in this Article, our Trustee may exercise those powers set forth under the Trustees' or Fiduciaries' Powers Acts, or their equivalent, of the State of Pennsylvania, together with any amendment to such laws. Our Trustee may perform every act reasonably necessary to administer each and every share or trust created under this agree- ment. All of the powers granted to our Trustee in this Article shall be in addition to those powers conferred upon Trustees under all applicable state and federal statutes. Each power conferred upon our Trustee under this Article, or upon Trustees in general, by applicable state or federal statutes, shall be subject to any express limitations or contrary directions contained in this agreement. 17-14 Article Eighteen Definitions and General Provisions Section 1. Definitions For purposes of this agreement, the following words and phrases shall be defined as follows: a. Adopted and Afterborn Persons Persons who are legally adopted while they are under 18 years of age shall be treated for all purposes under this agreement as though they were the naturally born children of their adopting parents. A child in gestation who is later born alive shall be considered a child in being throughout the period of gestation. b. Descendants A person's descendants shall include all of his or her lineal descen- dants through all generations. A descendant in gestation who is later born alive shall be considered a descendant in being throughout the period of gestation. An adopted person, and all persons who are the descendants by blood or by legal adoption while under the age of 18 years of such adopted person, shall be considered descendants of the adopting parents as well as the adopting parents' ancestors. c. Per Stirpes Distributions Whenever a distribution is to be made to a person's descendants, per stirpes: 18-1 , . The distributable assets are to be divided into as many shares as there are then living children of such person and deceased children of such person who left then living descendants . Each then living child shall receive one share and the share of each deceased child shall be divided among such child's then living descendants in the same manner. d. Education As used in this trust, "education" shall include: Any course of study or instruction at an accredited college or university granting undergraduate or graduate degrees. Any course of study or instruction at any institution for specialized, vocational, or professional training. Any curriculum offered by any institution that is recognized for purposes of receiving financial assistance from any state or federal agency or program. Any course of study or instruction which may be useful in preparing a beneficiary for any vocation consistent with the beneficiary's abilities and interests. Distributions for education may include tuition, fees, books, supplies, living expenses, travel, and spending money to the extent that they are reasonable. e. Personal Representative For the purposes of this agreement, the term "personal represen- tative" shall include an executor, administrator, guardian, custodian, conservator, Trustee, or any other form of personal representative. 18-2 f. Disability Except as otherwise provided in this agreement, any individual may be treated as disabled, incompetent, or legally incapacitated if: The individual has been declared or adjudicated as such by a court of competent jurisdiction, or A guardian, conservator, or other personal representative of such individual's person or estate has been appointed by a court of competent jurisdiction, or The individual has been certified as such in writing by at least two licensed physicians, or The individual has disappeared or is absent for unexplained reasons, or the individual is being detained under duress where the individual is unable to effectively manage his or her property or financial affairs. Section 2. Dissolution of Our Marriage If our marriage is dissolved at any time, each spouse shall be deemed to have predeceased the other for purposes of distributions under this agreement. It is our intent that our respective property held in our trust shall not be used for the benefit of the other spouse upon the dissolution of our marriage. Section 3. The Rule Against Perpetuities Unless sooner terminated by the express provisions of this agreement, each trust created in this agreement shall terminate twenty-one years after the death of the last survivor of the group composed of the both of us and those of our descendants living at the time the first one of us dies. At that time, the property held in trust shall be discharged of any further trust, and shall immediately vest in and be distributed to those persons entitled to receive or have the benefit of the income from the respective trust. For purposes of distributions under this Section only, it shall be presumed that any person then entitled to receive any discretionary payments of the income 18-3 of a separate trust is entitled to receive all of the income, and it shall be presumed that any class of persons entitled to receive discretionary payments of income is entitled to receive all of such income. Section 4. Protective Clause To the fullest extent permitted by law, the interests of all of the beneficiaries in the various trusts and trust property subject to this agreement, except for our interests in the various trusts or trust property subject to this agreement, shall not be alienated, pledged, anticipated, assigned, or encumbered unless specifically authorized by the terms of this agreement. Such interests shall not be subject to legal process or to the claims of any creditors, other than our creditors to the extent of each of our respective interests in the trusts or trust property, while such interests remain trust property. Section 5. Maintaining Property in Trust If, on the termination of any separate trust created under this agreement, a final distribution is to be made to a beneficiary for whom our Trustee holds a trust created under this agreement, such distribution shall be added to such trust rather than being distributed. The property that is added to the trust shall be treated for purposes of administration as though it had been an original part of the trust. Section 6. Survivorship Presumptions If the order of our deaths cannot be established by proof, the wife Trustmaker shall be deemed to have survived the husband Trustmaker. Section 7. Contest Clause If any person, including a beneficiary, other than one of us, shall in any 18-4 , . manner, directly or indirectly, attempt to contest or oppose the validity of this agreement, including any amendments thereto, or commences or prosecutes any legal proceedings to set this agreement aside, then in such event such person shall forfeit his or her share, cease to have any right or interest in the trust property, and shall be deemed to have predeceased both of us. Should any person disclaim his or her interest, in whole or in part, in any trust created for his or her benefit in this trust agreement, the result of which would be for that person to receive trust property free of trust earlier than provided by the terms of the trust, then the disclaiming person shall forfeit his or her interest in the trust, shall cease to have any right or interest in the trust property, and shall be deemed to have predeceased both of us. In the event the surviving Trustmaker successfully elects to take a statutory share of the deceased Trustmaker's estate as provided under state law, then the surviving Trustmaker's interest in the deceased Trustmaker's property in this trust shall terminate and any of the deceased Trustmaker's property previously held in trust for the benefit of the surviving Trustmaker as provided in this agreement shall be held and distributed as though the surviving Trustmaker had predeceased the deceased Trustmaker, notwithstanding any provision in this agreement to the contrary. Section 8. Changing the Trust Situs After the death or disability of one of us, the situs of this agreement may be changed by the unanimous consent of all of the beneficiaries then eligible to receive mandatory or discretionary distributions of net income under this agreement. If such consent is obtained, the beneficiaries shall notify our Trustee in writing of such change of trust situs, and shall, if necessary, designate a successor corporate fiduciary in the new situs. This notice shall constitute removal of the current Trustee, if appropriate, and any successor corporate Trustee shall assume its duties as provided under this agreement. A change in situs under this Section shall be final and binding, and shall not be subject to judicial review. 18-5 . . Section 9. General Matters The following general matters of construction shall apply to the provisions of this agreement: a. Construction Unless the context requires otherwise, words denoting the singular may be construed as denoting the plural, and words of the plural may be construed as denoting the singular. Words of one gender may be construed as denoting another gender as is appropriate within such context. b. Headings of Articles, Sections, and Paragraphs The headings of Articles, Sections, and Paragraphs used within this agreement are included solely for the convenience and reference of the reader. They shall have no significance in the interpretation or construction of this agreement. c. Notices All notices required to be given in this agreement shall be made in writing by either: Personally delivering notice to the party requiring it, and securing a written receipt, or Mailing notice by certified United States mail, return receipt requested, to the last known address of the party requiring notice. The effective date of the notice shall be the date of the written receipt or the date of the return receipt, if received, or if not, the date it would have normally been received via certified mail, provided there is evidence of mailing. 18-6 . . d. Delivery For purposes of this agreement "delivery" shall mean: Personal delivery to any party, or Delivery by certified United States mail, return receipt requested to the party making delivery. The effective date of delivery shall be the date of personal delivery or the date of the return receipt, if received, or if not, the date it would have normally been received via certified mail, provided there is evidence of mailing. e. Applicable State Law The validity of this trust shall be determined by reference to the laws of the State of Pennsylvania. Questions with regard to the construction and administration of the various trusts contained in this agreement shall be determined by reference to the laws of the state in which the trust is then currently being administered. f. Duplicate Originals This agreement may be executed in several counterparts; each counterpart shall be considered a duplicate original agreement. g. Not Contractual We are executing our wills at or about the same time, but even though our wills are similar, they are not intended to be, and shall not be construed to be, contractual or reciprocal. 18-7 .' , h. Severability If any provision of this agreement is declared by a court of compe- tent jurisdiction to be invalid for any reason, such invalidity shall not affect the remaining provisions of this agreement. The remaining provisions shall be fully severable, and this agreement shall be construed and enforced as if the invalid provision had never been included in this agreement. We have executed this agreement the day and year first written above. We certify that we have read our foregoing revocable living trust agreement, and that it correctly states the terms and conditions under which our trust property is to be held, managed, and disposed of by our Trustee. We approve this revocable living trust in all particulars, and request our Trustee to execute it. \9~r~f-- IRVIN E. STAMBAUGH, T stmaker ~)J.~~ THELMA G. STAMBAUGH, Tru er j~( IRVIN E. STAMBAUGH, Tru L.- ~A~/7r~~/ THELMA G. STAMBAUGH, Trus 18-8 , . - STATE OF PENNSYLVANIA ) ) ss. ) COUNTY OF CUMBERLAND On the September 26, 1995, before me, a Notary Public, personally appeared IRVIN E. STAMBAUGH, as Trustmaker and Trustee, and in due form of law acknowledged the foregoing Trust to be her act and deed, and desired that the same might be recorded as such. Witness my hand and official seal. My commission expires: w Notarial Seal . Robert J. Kreidler, Notary Public Susquehanna Twp.,. Dauphin County My Commission Expires Aug. 24, 1998 r, Pennsylvania Association of Notaries STATE OF PENNSYLVANIA ) ) ss. ) COUNTY OF CUMBERLAND On the September 26, 1995, before me, a Notary Public, personally appeared THELMA G. STAMBAUGH, as Trustmaker and Trustee, and in due form of law acknowledged the foregoing Trust to be her act and deed, and desired that the same might be recorded as such. Witness my hand and official seal. My commission expires: Notarial Seal Robert J. Kreidler. Notary Public Su~u9hanna Twp., Dauphin County M Commission Expires Aug. 24, 1998 Member, Pennsylvania Assoda!ion of Notaries 18-9 . ~c".,'jiJCU:6-;X'I , .-':;2,' " lVJ-Ol.lj(-~) c -~ COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE DEPT 280601 HARRISBURG, PA 17128-0601 REV-1500 OFFICIAL USE ONLY I- Z W C W U W C w ~ :.:-'" ,,0::': w"" ",00 "O:~ ..'" .. <: FILE NUMBER INHERITANCE TAX RETURN RESIDENT DECEDENT NUMBER 0482 01 YEAR 21 COUNTYCOOE DECEDENTS NAME (LAST, FIRST, AND MIDDLE INITIAL) Stambaugh Sr., Irvin E. DATE OF DEATH (MM.DD-YEAR) DATE OF BIRTH (MM.DD-YEAR) 09/18/2000 10/04/1923 (IF APPLICABLE) SURVIVING SPOUSE'S NAME (LAST, FIRST, AND MIDDLE INITIAL) Stambaugh, Thelma G. SOCIAl SECURITY NUMBER 196 _ 14 4663 THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS SOCIAl SECURITY NUMBER 162 22 - 2961 D 1 Original Return o 4. Limited Estate o 6. Decedent Died Testate \Jl.t1act'i copy 01 Will} D 9. Litigation Proceeds Received ~ 2. Supplemental Return 0 3. Remainder Return (date of death priOr to 12-13-32) o 4a. Future Interest Compromise (dale ofdealt1 after 12-12-82) 0 5. Federal Estate Tax Return Required IXJ 7. Decedent Maintained a Uvinij Trust (AltSchcopyofTrus.!l 8. Total Number of Safe Deposit Boxes "11l'''H ~""o /.vlf( 0/(,6,..",- Kerv!'iV- o 10. Spousal Poverty Credit (date of death between 12-31-91 and 1-1-95) 0 11. Election to tax under Sec. 9113(A) (/l.tI2.cl'I SclI 0\ ,.. z w o z o .. '" W 0: 0: o " COMPLETE MAILING ADDRESS NAME Thomas J. Ahrens, Es FIRM NAME (If AQplicable) Ahrens Law Offices TELEPHONE NUMBER 717 697-1800 5521 Carlisle Pike Mechanicsburg, PA 17050 1 Real Estate (Schedule A) 2. Stocks and Bonds (Schedule B) (1) None (2) None (3) None (4) None (5) 1, 'i00 00 (6) None (7) 77'i,404 'i1 OFFICIAL USE ONLY 3 Closely Held Corporation. Partnership or Sole-Proprietorship z o < ...J :) l- ii: ~ u W D:: 4 Mortgages & Notes Receivable (Schedule 0) 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) 6. Jointly Owned Property (Schedule F) D Separate Billing Requested 7, Inter-Vivos Transfers & Miscellaneous Non.Probate Property (Schedule G o( L) (8) ??h. Q04 'i1 8. Total Gross Assets (total Lines 1-7) 9. Funeral Expenses & Administrative Costs (Schedule H) 10 Debts of Decedent Mortgage Liabilities, & Liens (Schedule I) 11, Total Deductions (tolal Lines 9 & 10) (9) 14 ,110.00 (10) Nnnp 14,110.00 (11) (12) (13) ?1?!7QL&. !)1, 12. Net Value of Estate (Line 8 minus Line 11) 13 Charitable and Govemmental Bequests/See 9113 Trusts for which an election to tax has not been made (Schedule J) 14. Net Value Subject to Tax (Line 12 minus Line 13) (14) 212,794.53 SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES z o < I-' :) D.. :!! o u X ~ 15. Amount of Line 14 taxable at the spousal tax rale, or transfers under Sec. 9116 (a){1.2) ,.o~ (15) ',0~(16) 50,314.53 162,480.00 0.00 7,311.60 16. Amount of Line 14 taxable at lineal rate 17. Amount of Line 14 taxable at sibling rate ,.12 (17) 0.00 0.00 7,311.60 18, Amount of Line 14 taxable at collateral rate , ,15 (18) 19. Tax Due (19) 20. [XJ CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT Decedent's Complete Address: STREET ADDRESS 25 Acri Meadow Road CITY I STATE PA I ZIP 17025 Enola Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) 2. Credits/Payments A. Spousal Poverty Credit B. PMor Payments C. Discount II) 7,311.60 0.00 7,222.28 Total Credits IA+ B + C) (2) 7.222.28 3. InteresUPenalty if applicable D. Interest E. Penalty TotallnteresUPenalty ( 0 + E ) 4. If Line 2 is greater than line 1 + line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 1 Line 20 to request a refund (3) 0.00 (4) 0.00 (5) Rq 17 (5A) 0.00 (5B) n nn 5. If line 1 + line 3 is greater than line 2, enter the difference. This is the TAX DUE, A. Enter the interest on the tax due. B. Enter the total of Line 5 + 5A. This is the BALANCE DUE. Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOLLOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Ves No a. retain the use or income of the property transferred;.................................................. ..... 0 rn b. retain the Mght to designate who shall use the property transferred or its income; ............................. ... 0 Qg C. retain a reversionary interest; or.......................................................................................................................... 0 Qg d. receive the promise for life of either payments, benefits or care? ...................................................................... 0 Qg 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration? .......................................................... ................... ......... D CXl 3. Did decedent own an "in trust fo~ or payable upon death bank account or security at his or her death? ...... 0 Qg 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation? .................................................................................................... ................... 0 0 IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN. Stambaugh, 25 Acri Meadow Road, Enola, PA 17025 HErHAN REPRESENTATIVE DAT I 5-01 ADDRESS Ahrens Law Offices, 5521 Carlisle Pike, Mechanicsburg, PA 17050 For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3% [72 P.S. ~9116 (a) (1.1) (i)). For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. ~9116 (a) (1.1) (ii)l. The statute does not exemot a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is 0% [72 P.S. ~9116Ia)(I.2)). The tax rate imposed on the net value of transfers to or for the use of the decedent's IinealbeneficiaMes is 4.5%, except as noted in 72 P.S. ~911611.2) (72 P.S. ~9116Ia)(1 )1. The tax rate imposed on the net value of transfers to or for the use of the decedent's sibnngs is 12% [72 P.S. ~9116(a)ll.3)). A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. REV.1508 EX +(1-97) COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF FILE NUMBER Irvin E. Stambau~h Sr. SS# 196-14-4663 09/18/2000 21-01-0482 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of lurvlvo..hlp must be dllclosed on Schedul. F. SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY ITEM NUMBER 1 DESCRIPTION Motor Vehicle - 1988 Ford F-150 Pickup Truck VALUE AT DATE OF DEATH 1,500.00 .. TOTAL (Also ente, on line 5. RecaD"ula'ion) S 1,500.00 (If more space is needed, insert additional sheets of the same size) Copyright (c) 1996 form software onty CPSystems, Inc. Form REV-1508 EX (Rev. 1-97) REV-1S10 EX + (1-97) SCHEDULE G INTER-VIVOS TRANSFERS & MISC. NON-PROBATE PROPERTY COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF Irvin E. Stambaugh Sr. SSff 196-14-4663 09/18/2000 This schedule must be completed and filed if the answer to any of questions 1 through 4 on page 2 is yes. FILE NUMBER 21-01-0482 ~EStRIPTI~N ?F PR~PERTY %OF ITEM RELAVl8k~{l1 f~ ~~~O ~T\il'JM '1fA;.'1fM\l~Il'sFER. DATE OF DEATH DECO'S EXCLUSION TAXABLE VALUE NUMBER ATTACH A COPY OF THE DEED FOR REAL ESTATE. VALUE OF ASSET INTEREST ~F APPLICABLE) 1 IRA - Prudential ff 31,022.19 31,022.19 03900352548 2 IRA - Prudential il E0092717 19,292.34 ao 19,292.34 3 Real Estate . Home and land 129,090.00 129,090.00 located at 25 Acri Meadow Road, Enola, East Pennsboro Twp. , Cumberland Co., PA 17025 4 Real Estate - 6 lots 46,000.00 46,000.00 located at Acri Meadow Road, Eno1a, East Pennsboro Twp., Cumberland Co., PA 17025 TOTAL (Also enter on line 7, Recapitulation) $ 225,404.53 (If more space is needed, insert additional sheets of the same size) Copyright (c) 1996 form software only CPSystems, Inc. Form REV-1510 EX (Rev. 1.97) 'AEV-1511 EX+ (12-99) .' ~1- COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS ESTATE OF Irvin E. Stambaugh Sr. SS# 196-14-4663 09/18/2000 FILE NUMBER 21-01-0482 ITEM NUMBER DESCRIPTION AMOUNT A. FUNERAL EXPENSES: 1. Blue Ridge Memorials 600.00 2 Death Certificates 42.00 3 Funeral Luncheon 60.00 4 Minister 75.00 Total of Continuation Schedule(s) 2,774.00 B. ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Name of Personal Representative(s) Social Security Number(s)/EIN Number of Personal Representative(s) Street Address City State _ Zip Year(s) Commission Paid: 2. Attorney Fees Ahrens Law Offices 9,000.00 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) 1,500.00 Claimant Thelma G. Stambaugh Street Address 25 Acri Meadow Road City Enola State 1'A- Zip 17025 Relationship of Claimant to Decedent Spouse 4. Probate Fees Register of Wills 59.00 5. Accountant's Fees 6. Tax Return Preparer's Fees 7. TOTAL (Also enter on line 9, Recapitulation) $ 14,110.00 Debts of decedent must be reported on Schedule I. (If more space is needed, insert additional sheets of the same size) Estate of: Irvin E. Stambaugh Sr. Soc Sec #: 196-14-4663 Date of Death: 09/18/2000 Continuation of Schedule H-A (Funeral Expenses) Item # Description Amount 5 Mortician II 2,774.00 2,774.00 . """"".".,". COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE J BENEFICIARIES ESTATE OF Irvin E. Stambau~h Sr. ss!1 196-14-4663 09/18/2000 FILE NUMBER 21-01-0482 NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY L TAXABLE DISTRIBUTIONS (include outright spousal distributions) Irvin E. Stambaugh and Thelma Stambaugh 1. Living Trust dated 09/26/1995 25 Acri Meadow Road Enola, PA 17025 RELATIONSHIP TO DECEDENT AMOUNT OR SHARE Do Not ListTrustee(s) OF ESTATE Trust $162,480.00 ENTER DOLLAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 17, AS APPROPRIATE, ON REV 1500 COVER SHEET II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE 1. Two Prudential IRAs for which wife was listed as beneficiary 50,314.53 B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS 1. TOTAL OF PART II. ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV 1500 COVER SHEET $ (If more space is needed. insert additional sheets of the same size) PETITION FOR PROBATE and GRANT OF LETTERS ;;)(-D\- 4cg~ Estate of - Irvin E. Stambaugh, Sr. also known as Irvin Edward Stambaugh Q. ~~ :I:r oJ; ~ e:. S....A^"bA~~ , Deceased. Social Security No. 196-14-4663 No. To: Register of Wills for the County of Cumberland in the Commonwealth of Pennsylvania The petition of the undersigned respectfully represents that: Your petitioner(s), who is/are 18 years of age or older an the execut rix in the last will of the above decedent, dated Se~tember 26 and codicil(s) dated named , 19'12- (state relevant circumstances, e.g. renunciation, death of executor, etc.) Decendent was domiciled at death in Cumberland County, Pennsylvania, with hiR last family or principal residence at ') l) A('ri Mp,qilrlT.J Rn,qrl F.pol~) PA J7025; East Pennsboro Township (list street, number and muncipality) Decendent, then I b years of age, died September 18 ,21:>>2000 at ReRidenc-e, F.A~t penn~horo TOWTIRhip Except as follows, decedent did not marry, was not divorced and did not have a child born or adopted after execution of the will offered for probate; was not the victim of a killing and was never adjudicated incompetent: Decendent at death owned property with estimated values as follows: (If domiciled in Pa.) All personal property (If not domiciled in Pa.) Personal property in Pennsylvania (If not domiciled in Pa.) Personal property in County Value of real estate in Pennsylvania situated as follows: $ $ $ $ o WHEREFORE, petitioner(s) respectfully request(s) the probate of the last will and codicil(s) presented herewith and the grant of letters Testamentary (testamentary; administration c.La.; administration d.b.n.c.t.a.) theron. --- t //;i d'/MiU". ~ <Jit'Ynl i2<-<-<ti ]~ bW ~ . . v o::~ ].g ell'';:: 3~ <I)...... 50 ~ c OIl i:i3 25 Acri Meadow Road Enola. FA 17025 OATH OF-PERSONAL REPRESENTATIVE COMMONWEALTH OF PENNSYLVANIA } COUNTY OF CUMBERLAND ss llo - ~ ?Jl -- 3 The petitioner(s) above-named swear(s) or affirm(s) that the statements in the foregoing petition are true and correct to the best of the knowledge and belief of petitioner(s) and that as personal represen- tative(s) of the above decedent petitioner(s) will well and truly admwister the estate according to law. Sworn to or affirmed and subscribed (" 1IU-e1'~">L/ ~ l1;;Yn_iu,(.U/~./ V) before me this 15TH day of .' .,- (j~' l::l ~. ~ Q ~ ~o. 21 - 01 - 482 Estate of IRVIN E STAMBAUGH , Deceased DECREE OF PROBATE AND GRANT OF LETTERS AND NOW MA Y 17 J~ 2001, in consideration of the petition on the reverse side hereof, satisfactory proof having been presented before me, IT IS DECREED that the instrument(s) dated SEPTEMBER 26 _ 1995 described therein be admitted to probate and filed of record as the last will of IRVIN E STAMBAUGH TESTAMENTARY THELMA G STAMBAUGH and Letters are hereby granted to FEES ltJ{fl7f@ !Q~~e::~' Register of ills MARY CLEWIS $ 18.00 $ 6.00 $ $ 1 5.00 5.0u TOTAL - $ 44.00 Filed ...... ~~ Y. .1. 7. ~ . ? P.Q 1 . . . . . . . . . . . . . . . Probate, Letters, Etc. ......... Short Certificates(2 ) . . .. . . . . . . Renunciation ................ X-PAGES JCP A TIORNEY (Sup. Ct. 1.D. No.) ADDRESS PHONE Mailed letters to attorney on 5-17-01 21 - 01 - 482 EGISTER OF WILLS OF COUNTY OATH OF SUBSCRIBING WITNESS Sworn to or affirmed and subscribed before me this da qualified according to present and saw codicil (each) a subscribing witness to the ill presented herewith, (each) being d law, depose(s) and say(s) that the testat , sign the same and that request of testat_ in h presence and (in the other subscribing witness(es)). (Name) (Address) ( REGISTER OF WILLS OF C UJA ~I Ji\-t!,tcOUNTY OATH OF NON-SUBSCRIBING WITNESS '-m~U11ft r-;~ llttlnBA1Jh ~ (each) a subscriber hereto, (each) being duly qualified according to law, depose(s) and say(s) that _t^JE: ~ familiar with the signature of 11\\/ J ~ E-, \S TfJr1Yl\F5AitL7 /.J.-- testat1!K.- Df (OIl' C)f the subscrihing w;tnp'.e, tD) the ~pr~sented herewith and that . L. believ"t thc signature Dn th~c:~ the handwriting Df J KV t N ~ \S TA1(l/t BAtte; l+- to the best of m '--1 knowledge and belief. SWDrn tD Dr affirmed and subscribed befDre ~k-lJj /); , _,i,~~ me this 15TH day of (Name) . 1~ - 01 ffl 8tfiJ 7 ~ JAddr~S) n Register c2 jtC Y<. J / Y J E A d tJ \Iv is J E 1 (Nam~ ri 0 A r~~ 17o;;J,S- ~ , (Address) 21 - 01 - 482 REGISTER OF WILLS OF COUNTY OATH OF SUBSCRIBING WITNESS ach) being duly qualified according to present and saw codicil (each) a subscribing witness to the will presented herewith law, depose(s) and say(s) that the testat , sign the same and that signed as a witness at the request of testat_ in h nce and (in the presence of each other) (in the presence of the other subscribing witness(es)). Sworn to or affirmed a me this subscribed before day of 19_ (Name) (Address) Register (Name) ~ (Address) REGISTER OF WILLS OF 0 L-tJ/1 B Ef?t1fN~OUNTY OATH OF NON-SUBSCRIBING WITNESS lM! I tJ E- 0STftrn BAuq ~ ~ . (each) a subscri er hereto, (each) being duly qualified according t~ law, depose.(s). ~d say(s) t t familiar with the signature of V S \,:) the e~ pr~sented herewith and believe~ the signature on th Lyr!- testat~ of EQrAmBAGl( f' that I to the best of ----1lJ'1 knowledge and belief. Sworn to or affirmed and subscribed before me this 16TH day of ~~.~~~~. MAR CLEWIS ' Register (Name) (Address) (Name) (Address) 110';.SOS RF\' t)/'i\(, This is to certify that the information here given is correctly copied from an original certificate of death duly filed with me as Local Registrar.' The original certificate will be forwarded to the State Vital Records Office for permanent filing. WARNING: It is illegal to duplicate this copy by photostat or photograph. Fee for rhis certificare, $2.00 p 5762931 No. SEP 1 9 2000 Dare COMMONWEALTH Of PENNSYLVANIA · DEPARTMENT OF HEALTH · VITAL RECORDS CERTIFICATE OF DEATH I Ae. 2/87 NAME Of DECEDENT (f,r.. M,d<j1e.lasll 1. Stambaugh Sr. SEX 2. Ma 1 e Irvin E. UNDER 1 YEAR Monlha Days UNOER I ON! _ Minut.. DATE Of BIRTH ,"'OOln Day "e811 BIRTHPLACE iC,ly ar.d PLACE 01' DEATH (Ct-eclo ""'y ON) .. __ ,nSlruel""", on cJlhe. _I SIa.. '" fcreogn COlJmryl HOSPITAL - La n cas t e r , P a Inpa".nl 0 EfIIOuIpat..nl 0 OOA 0 7 Ia. FACILIT'r' NAME (II nol InsNut""'. gM' Slreal al'l<l number. Cumberland lit. DECEDENT'S USUAl OCCUp,lPJ1ON (Glvelund alwork done dutong moot 01 work"'lllil.; do no! use rellted ) . lla. Mechanic l1..Arm DECEDENT'S MAILING ADDRESS (SIr.. CtlyflOwo. SlaIe.l''I> Code) 17a.SlaI. Pennsylvania STATE FILE NUMBER SOCIAL SECURIT'f NUMBER 3.196 - 14 -4663 DATE OF OEATH ,Mcrnh. Oa~._) 9/18/2000 a. =",,)0 ~CEDENT 01' HISPANIC ORIGIN? No~ ..... 0 Uyaa.IpacIlyCuban. ~1C:8I'l. /'uet10 Rican, ..c t. RACE . Amanan Indian. Black. Wh_.. MC. ISpecIy) 10. White SURVIVING SPOUSE ," ""'e. gove tnaIOen namel MARITAL STATUS. Matriad Na_ Maniad. WidowM. Ma~i~dlly) 1.. 11. Thelma Dallmeyer ppnn~hnrn _ 17c.6a Yea.'--"'1iYad in F. t:l ~ ,... 25 Acri Meadow Road 1.. Enola, Pa 17025 fATHER'S NAME (f.sr. M<l<lle. Lasr) II. Albert Stambaugh INFORMANT'S NAME (T ypelP,onIl 2Oa. The lma Stambaugh METHOD OF DISPOSITION ~ CremallOn 0 RemlMIlromSlallO ~D 00.. (Speotyl . 21a. SIGNATURE Did clececIanl Iiw ... lOwnsIlip1 17d.O :":,=,rll~oI MOTHER'S NAME iF.sr. MIlldIe. MatdenSumarTle) 11. Violet ?? INFORMANT'S MAlLlHG ADORESS (SIr..!. Cil>ilbwn. SIaIa. Zip Code) . 25 Acri Meadoo Rd., Enola, Pa 17025 PlACE OF DISPOSITION. Nama 01 Cemellry. Cremalory LOCATION. Cil>i/ToMl. Sial.. ZIp Coda Of Ol/laf PIac. Cumberland 17b. Coun 2000 21cBlue :l3II. l:ME OF DEATH _~whopronounc..dealh .' iLl ~ 2a. 25. .... 27. MAT': Ent.r lhe diseases. injuries or COmpKallOns which caused the death Do not ant., the mode of dying, such as cardiae or respiratory a.r8sl. shoctt Of heart failur. llll only one cause on .ach lone _DlATECAUSE(F""" ~ . I I ~ <"1/ I I. C.' ~~:~~ a. n~~V~) .i ( OUENCE Of): = Sequanlially ... concIiIions \ cb ~=:lg~-::;-": ._ CAUSE (0- Of.....y ....lhaI nllaIed ._ 3r-.grnoea.....LAST d ~WAS AN AumPSY weRE AU10PSV FINDINGS = PERfORMED? ~~~.6:eg: ~USE ": OF DEATH? DUE 10 (OA AS A CONSEOUENCE Of): DUE 1O(OA AS A CONSEOUENCE Of): '!! MANNER OF DEATH _ur" re HomICide 0 Accldenl Pendl"lllnvaSll9alron 0 S-:tde 0 Could noI be determined 0 DATE OF INJURY (Monlt!. Day. Yearl ..... 0 NO~ ae.. Zlb. CERTIFIER eCt-eel< oniy one) .CERTIFYING PHYSICIAN 1Pht"",oan c"'l~ytng cause ol dealh whendnOlhe. ph."'" ,an has pronounced dealh ana compleledltem 231 To _ _ ol"'y knowledva, deeth occuned _ ....... c.u..(a. and m.nne,.. al.led. . . . . . . . . . . . . . . . . . . city",.". Rid e Mem Gardens NAME AND AOORESS OF FACILITY aacSullivan F.H. 51 N. Enola_Ik_..EnolaLP~L ILICENSE NUMBER' . .... - DRESiGNED--- ---- (Mondl. Day. _I 23b. 23c. ~ CASE REFERRED TO MEDICAl EXAMINERlCORONER? _0 2td. Harrisbur Pa 21. i Approxomal. :inl__n ,...- and dea'" I : Not! OIlier signillcanl condiIions COrllribuling to death. but noI rasuain9 in .... undatlytng ca.- given in PAAT I. PART II: TIME OF INJURY INJURY AT WORK? DESCRIBE HOW INJURY OCCURRED. Y. 0 NoD ZI. 3011_ PLACE OF INJURY. .\1 horn.. farm. SlIe." 'aclory. offic. bUIIdi"ll. _. .Spec".) 308. M. JOe. Yes 0 NoD - .~ =t I . PRONOUNCING AND CERTIfYING PHYSICIAN (Ph\'S'Coan 00111 ~':)Ilounc,ng Oedlh and cert"yonglo cause 01 Oealhl To !he _I 01 my knowledg.., de.'" occurred .1.... u.n.. dale. and place. and due 10 lhe cau..(s) and manner aa ataled.. . . . . .MEDICAL EXAMINER/CORONER On Ihe b.lis 0' .xamination .ndlor investigalion, in my opinion, dellh occurred allhe lime, dale, and place, and due 10 lhe c.use(s) and mannar.. sIlled.. . . . . . . . . . .. ..... . . . . . . . . .. ... . . . . . . . . . -I.'''~~~;?'~ - . .J3 - -~~t2. _ ...-:~"" - tXl/~/11 rW? o J ::~OONEDtfJjl7ru NAME "NO ADDRESS OF PERSON WHO COMPLETED CAUSE OF DEATH (lIem 27) JY~ 91 Prinl ~ .J .... A If c.c./f~~ r- /? e(,""71.. -, <. ' ~1. o '190 POl'ltl-<'- t'..{.u/u'A ~L 32''.!.L'"}'1l.-A n_)/; '// r? I ., P 1/ C"'Z//7 -:?~-- n__ --,..-- / , . Last Will of IRVIN E. STAMBAUGH I, IRVIN E. STAMBAUGH, also known as IRVIN EDWARD STAMBAUGH, of Enol a, Cumberland County, Pennsylvania, make this Will and revoke all of my prior wills and codicils. Article One My Family I am married and my spouse's name is THELMA G. STAMBAUGH. All references to "my spouse" in my Will are to her. The names and birth dates of my children are: IRVIN E. STAMBAUGH, JR., born November 10, 1949 RA )'f. fill STAMBAUGH, born May 30, 1952 All references to my children in my will are to these children, as well as any children subsequently born to me, or legally adopted by me. ...2 r~ / Page 1 Article Two Distribution of My Property Section 1. Pour-Over to My Living Trust All of my property of whatever nature and kind, wherever situated, shall be distributed to my revocable living trust. The name of my trust is: IRVIN E. STAMBAUGH and THELMA G. STAMBAUGH, Trustees, or their successors in trust, under the IRVIN E. STAMBUAGH AND THELMA G. STAMBAUGH LIVING TRUST, dated September 26, 1995, and any amendments thereto. Section 2. Alternate Disposition If my revocable living trust is not in effect at my death for any reason whatsoever, then all of my property shall be disposed of under the terms of my revocable living trust as if it were in full force and effect on the date of my death. Article Three Powers of My Personal Representative My personal representative shall have the power to perform all acts reasonably necessary to administer my estate, as well as any powers set forth in the statutes in the State of Pennsylvania relating to the powers of fiduciaries. L C. / Page 2 . . Article Four Payment of Expenses and Taxes and Tax Elections Section 1. Cooperating with the Trustee of My Living Trust I direct my personal representative to consult with the Trustee of my revocable living trust to determine whether any expense or tax shall be paid from my trust or from my probate estate. Section 2. Tax Elections My personal representative, in its sole and absolute discretion, may exercise any available elections with regard to any state or federal tax laws. My personal representative, in its sole and absolute discretion, may elect to have all, none, or part of the property comprising my estate for federal estate tax purposes qualify for the federal estate tax marital deduction as qualified terminable interest property under Section 2056(B)(7) of the Internal Revenue Code. My personal representative shall not be liable to any person for decisions made in good faith under this Section. Section 3. Apportionment All expenses and claims and all estate, inheritance, and death taxes, excluding any generation-skipping transfer tax, resulting from my death and which are incurred as a result of property passing under the terms of my revocable living trust or through my probate estate shall be paid without apportionment and without reimbursement from any person. However, expenses and claims, and all estate, inheritance, and death taxes assessed with regard to property passing outside of my revocable living trust or outside of my probate estate, but included in my gross estate for federal estate tax purposes, shall be chargeable against the persons receiving such property. J {~ ,/ Page 3 Article Five Appointment of My Personal Representative I appoint THELMA G. ST AMBA UGH to be my personal representative. If THELMA G. STAMBAUGH cannot act, or is unwilling to act, I appoint, in the order named, the following successor personal representatives: IRVIN E. STAMBAUGH, JR. and RA tlIll fI"J STAMBAUGH, or the survivor of them. I direct that my personal representatives not be required to furnish bond, surety, or other security. I have initialed all of the pages of this Will, and have signed it on September 26, 1995. ~ ~ 4td:/ f~ IRVIN E. STAMBAUGH The foregoing Will was, on the day and year written above, published and declared by IRVIN E. STAMBAUGH in our presence to be his Will. We, in his presence and at his request, and in the presence of each other, have attested the same and have signed our names as attesting witnesses and have initialed each page. We declare that at the time of our attestation of this Will, IRVIN E. STAMBAUGH was, according to our best knowledge and belief, of sound mind and memory and under no undue duress or constraint. ;&N/l~!l 7P. f)/JL~p<'1 WITNESS Address: L E. L Page 4 . .~/"/J' J7k7(~~ 141 ~,,4 iJ/I / lOr?)" elf Ii f,~ 1? ~ WITNESS Address: fit! t/e-It,vl//~ U 4o/t; /14 /7()~c--/~!J J f. ./ . . Page 5 COUNTY OF CUMBERLAND ) ) SSe ) ST A TE OF PENNSYLVANIA We, IRVIN E. STAMBAUGH, Lee.-..u- '-'- I?.a /~t/~ , and f If'e' fJ. 4ck_ f . , the Testator and the witnesses, respectively, whose names are signed to the foregoing Will, having been sworn, declared to the undersigned officer that the Testator, in the presence of witnesses, signed the instrument as his last Will, that he signed, and that each of the witnesses, in the presence of the Testator and in the presence of each other, signed the Will as a witness. c(1~~ r. 4LI L IRVIN E. STAMBAUGH ~~~~~~ ~, Cj.)Af)j}_~O-1 WITNESS -r:~ ~ ~ WITNESS Subscribed, sworn to or affirmed, before me by IRVIN E. STAMBAUGH, the Testator, and by Lc_r~f.oC-;- R. .J}c//,.,.,I.V4- and ~1~ witnesses, on September 26, 1995. Notary PubIV My commission expires: Notarial Seal Robert J. Kreidler, Notary Public Susquehanna Twp., Dauphin County My Commission Expires Aug. 24, 1998 Member, Pennsylvania Association of Notanes L E. / Page 6 E CERTIFCATION OF NOTICE UNDER RULE 5.6(A) Name of Decedent: Irvin E. Stambaugh Date of Death: September 18, 2000 Will No.: 2001-00482 Admin No.: 21-01-04 To the Register: I certify that notice of (beneficial interest) estate administration required by Rule 5.6(a) of the Orphans' Court Rules was served on or mailed to the following beneficiaries of the above-captioned estate on 8/15/2001 : Name Address Thelma G. Stambaugh 25 Acri Meadow Road, Enola, PA 17025 Thelma G. Stambaugh, Trustee 25 Acri Meadow Road, Enola, PA 17025 Ray Stambaugh 25 Acri Meadow Road, Enola, PA 17025 Irvin E. Stambaugh, Jr. 18 Acri Meadow Road, Enola, PA 17025 Notice has now been given to all persons entitled thereto under Rule 5.6(a) except Date: 8/15/2001 -;2 l' Sighature I Thomas J. Ahrens, Esq. Name 5521 Carlisle Pike Mechanicsburg, PA 17050 Address (717) 697-1800 Telephone Capacity: D Personal Representative [] Counsel for personal representative 09/10/2001 13:20 717-E.97--H::f:,F, AHRENS LAW OFFICES PAGE 02 JRD/June 30, 1992/17858 AUG 3 1 2001 fiJ In Re: Estate of Irvin E. Stambaugh Late of East Pennsboro Tow'usbip ORPHANS~ COURT DIVISION COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA Estate No.: 21-01-482 NO. NOTICE OF FAILURE TO FlLE CERTIFICATION AND REQUEST TO CONDUCT A IiEARlNG PURS1J};.NT TO RULE 5.6(e), SUPREME COURT (lRPHANS' COURT RULE Personal Representative: Thelma G. Stambaugh Counsel for Personal Representative: Thomas J. Ahrens Esq Date of Grant of Original Letters: l\fay 17, 2001 Date of Delinquency Notice: August 27, 2001 The undersigned, j\1ary C, Lewis, Register of 'Wills, in accordance with Rule 5.6, Supreme Court Orphans' Court Rules) hereby notifies the Orphans' Court Division, Court of Common Pleas of Cumberlili1d Coun.ty, that neither the above named personal representative nor the above named C01U1Sei for the personal representative have filed with the Register of Wills or Clerk of the Orphans' Court his~ hc'Y or its certification required by Rule 5.6(e), Supreme Court Orphans' Court Rule and that the requisite notice, pursuant to Rule 5.6(e), Supreme Court Orphans' Court Rules, "vas given by the Register of Wills on August 13, 2001, and that the ten (10) day notice to file the certificatio.,-l has expired. Accordingly, in accordance with Rule 5.6(e) the Court is hereby notified of such delinquency and the undersigned requests that a Court conduct a hearing to detelUline wh{~tl1er sanctions should be imposed upon the delinquent personal representative or counsel for the delinquent personal representative. Date: September 4, 2001 'F"'-~ OF 7} ;; '-I' / -,,/ ...> ,_(.7 . {JIlL, " ' Distribution: Personal Represent:~tive Counsel for Personal Representative Estate File A hearing is scheduled for t1zr;~~&~ If: 01-/1// at tl/ .j"j In Courtroom No.3. If the Certification ofNQtice is filed prior to the hearing date, the hearing will automaticatly be cancelled. Goor ~ ~ q-\~-O\ .-- ~ CORRECTED CERTIFICATION OF NOTICE UNDER RULE 5.6 (a) Name of Decedent: Pauline G. Eckerd Date of Death: February 16, 2001 will No. 21-01-0419 Admin. No. To the Register: I certify that notice of estate administration required by Rule 5.6(a) of the Orphans' Court Rules was served on or mailed to the following beneficiaries of the above-captioned estate on October 31, 2001: Name Address Paris Hepner 33 Prospect Road Plympton, MA 20367 50 Warwick Circle Mechanicsburg, PA 17055 Box 1435 Zuni, NM 87327 508 Rush Road Fayetteville, NC 28305-4918 1036 East Winding Hill Road Mechanicsburg, PA 17055 1346 W. Granville, unit 2 Chicago, IL 60660 1381 Triplett Road Cleveland, NC 27013 800 South Market street Mechanicsburg, PA 17055 Lee E. Eckerd Janet M. Walter (formerly Malone) Lance Eckerd Cheryl Haselden Ty Malone Diane Stovall Missionary Alliance Church Notice has now been given to all persons entitled thereto under Rule 5.6(a) except: None squire One West Main eet Shiremanstown, PA 17011 (717) 737-8761 Capacity: Personal Representative X Counsel for Personal Representative Date: October 31, 2001 '\. I b -c2 3 I ~-3 BUREAU OF INDIVIDUAL TAXES INHERITANCE TAX DIVISION DEPT. 280601 HARRISBURG, PA 17128-0601 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE INHERITANCE TAX STATEMENT OF ACCOUNT '02 11AR -8 P 1 DATE ESTATE OF DATE OF DEATH '18 FILE NUMBER . COUNTY ACN THOMAS J AHRENS ESQ AHRENS LAW OFFICES 5521 CARLISLE PIKE C;,::."1 MECHANICSBURG PA 17J~wnL *' REV-1U7 EX AFP 101-02l 03-04-2002 STAMBAUGH 09-18-2000 21 01-0482 CUMBERLAND 101 IRVING E Allount Rell! tted MAKE CHECK PAYABLE AND REMIT PAYMENT TO: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 NOTE: To insure proper credit to your account, subllit the upper portion of this forll with your tax paYllent. CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR RECORDS ~ REV =i61fj-ix--AFP--foi-:02i-------...-iii.rEiITANc'E--y;:X--si'AfE~iE-NY-OF-AC-COUNT--...--------------- - ----- ESTATE OF STAMBAUGH IRVING E FILE NO. 21 01-0482 ACN 101 DATE 03-04-2002 THIS STATEHENT IS PROVIDED TO ADVISE OF THE CURRENT STATUS OF THE STATED ACN IN THE NAHED ESTATE. SHOWN BELOW IS A SUHHARY OF THE PRINCIPAL TAX DUE, APPLICATION OF ALL PAYHENTS, THE CURRENT BALANCE, AND, IF APPLICABLE, A PROJECTED INTEREST FIGURE. DATE OF LAST ASSESSMENT OR RECORD ADJUSTMENT: 01-16-2002 PR I NC I PAL TAX DU E : ........................................................................................................................................................................................................................... PAYMENTS (TAX CREDITS): 7,311.60 PAYMENT RECEIPT DISCOUNT (+) AMOUNT PAID DATE NUMBER INTEREST/PEN PAID (-) 06-18-2001 AA496738 .00 7,222.28 11-07-2001 CDOO0497 .00 89.32 01-24-2002 CDOO0788 3.13- 3.13 TOTAL TAX CREDIT 7,311.60 BALANCE OF TAX DUE .00 INTEREST AND PEN. .00 IE IF PAID AFTER THIS DATE, SEE REVERSE TOTAL DUE .00 SIDE FOR CALCULATION OF ADDITIONAL INTEREST. ( IF TOTAL DUE IS LESS THAN $1, NO PAYHENT IS REQUIRED. IF TOTAL DUE IS REFLECTED AS A "CREDIT" (CRl, YOU HAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORH FOR INSTRUCTIONS. l "v /~-C2~/- '3 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE *' BUREAU OF INDIVIDUAL TAXES INHERITANCE TAX DIVISION DEPT. 280601 HARRISBURG. PA 17128-0601 NOTICE OF INHERITANCE TAX APPRAISEMENT, ALLOWANCE OR DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX REV-1547 EX AFP <12-00) THOMAS J AHRENS ESQ AHRENS LAW OFFICE 5521 CARLISLE PIKE MECHANICSBURG PA 17055 DATE ESTATE OF DATE OF DEATH FILE NUMBER COUNTY ACN 11-05-2001 STAMBAUGH 09-18-2000 21 01-0482 CUMBERLAND 101 IRVING E Allount Rellitted MAKE CHECK PAYABLE AND REMIT PAYMENT TO: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR RECORDS ~ RE-Y=is'4j-i'X--AFP--fi'2-=ooi--NCffici--OF-'rNHiifiTANCE-TAirA-PPRAisEMENT~--Ar.i-oWAN-CE-OR----------------- DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX ESTATE OF STAMBAUGH IRVING E FILE NO. 21 01-0482 ACN 101 DATE 11-05-2001 TAX RETURN WAS: (X) ACCEPTED AS FILED CHANGED RESERVATION CONCERNING FUTURE INTEREST - SEE REVERSE APPRAISED VALUE OF RETURN BASED ON: ORIGINAL RETURN 1. Real Estate (Schedule A) 2. stocks and Bonds (Schedule B) 3. Closely Held Stock/Partnership Interest (Schedule C) 4. Hortgages/Notes Receivable (Schedule D) 5. Cash/Bank Deposits/Hisc. Personal Property (Schedule E) 6. Jointly Owned Property (Schedule F) 7. Transfers (Schedule G) 8. Total Assets 175,090.00 .00 .00 .00 1,500.00 .00 35,736.43 (8) (1) (2) (3) (4) (5) (6) (7) NOTE: To insure proper credit to your account, subllit the upper portion of this forll with your tax paYllent. 212,326.43 APPROVED DEDUCTIONS AND EXEMPTIONS: 9. Funeral Expenses/Adll. Costs/Hisc. Expenses (Schedule H) 10. Debts/Hortgage Liabilities/Liens (Schedule I) 11. Total Deductions 12. Net Value of Tax Return 13. Charitable/Governllental Bequests; Non-elected 9113 Trusts (Schedule J) 14. Net Value of Estate Subject to Tax (9) (10) 16,095.00 .00 (11) (12) (13) (14) 16.091; 00 196,231.43 .00 196,231.43 NOTE: I~ an assessment was issued previously, lines 14, 15 and/or 16, 17, 18 and 19 will re~lect figures that include the total of ALL returns assessed to date. ASSESSMENT OF TAX: 15. Amount of Line 14 at Spousal rate 16. Amount of Line 14 taxable at Lineal/Class A rate 17. Allount of Line 14 at Sibling rate 18. Allount of Line 14 taxable at Collateral/Class B rate 19. Principal Tax Due (15) 35,736.43 X 00 = .00 (16) 160,495.00 X 045 = 7,,222.28 (17) .00 X 12 = .00 (18) .00 X 15 = .00 (19)= 7,,222.28 TAX CREDITS: PAYHENT RECEIPT DISCOUNT (+) AHOUNT PAID DATE NUHBER INTEREST/PEN PAID (-) 06-18-2001 AA496738 .00 7,222.28 TOTAL TAX CREDIT 7,222.28 BALANCE OF TAX DUE .00 INTEREST AND PEN. .00 TOTAL DUE .00 · IF PAID AFTER DATE INDICATED, SEE REVERSE FOR CALCULATION OF ADDITIONAL INTEREST. ( IF TOTAL DUE IS LESS THAN $1, NO PAYHENT IS REQUIRED. IF TOTAL DUE IS REFLECTED AS A "CREDIT'" (CR)" YOU HAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORH FOR INSTRUCTIONS.) REV-346 EX (8-92) ~~ PA DEPARTMENT OF REVENUE ~ ESTATE INFORMA liON SHEET FOR REGISTER'S OFFICE USE ONt Y County Code Year File Number 21 01 482 DECEDENT INFORMATION: Enter data as it will appear on all documents submitted to the department. Name (Last) i7 (First) (Middle) Stambaugh ~rc. Irvin E. Decedent's Social Security Number Date of Death Date of Birth 196-14-4663 9-18-2000 10-4-1923 I I TYPE FILING: Enter check (v-) mark to indicate the nature of the return to be filed with the department. I DProbate Return o Joint Assets Only [X] Estate Tax Only o Litigation Purposes (No Other Assets) LETTERS GRANTED: Enter check (v-) mark to indicate the nature of the proceedings at the Register of Wills Office. (Attach additional sheets if explanation is necessary.) fil Testamentary o Administration o No Letters o Other (Please Explain) ATTORNEY ICORRESPONDENT INFORMATION: Enter all data concerning the attorney or other individual to receive all tax information and correspondence. Name (Last) (Fi rst) (Middle) Supreme Court 1.0. # Ahrens Thomas J. 80143 Street Address 5521 Carlisle Pike City State Zip Code Telephone Number Mechanicsburg PA 17050 (717)697-1800 PERSONAL REPRESENTATIVE INFORMATION: Executorl Administrator Enter all data concerning the personal representative(s) of the estate authorized by the Register of Wills Name (Last) Stambaugh Street Address 25 Acri Meadow Road (First) Thelma (Middle) G. 2"1bl City Ei10la Co-Executorl Administrator State Zip Code Telephone Number PA 17025 ,\\ 132-0..\\\ Name (Last) (First) (Middle) Social Security Number Street Address City State Zip Code Telephone Number Co-Executorl Administrator Name (Last) (First) (Middle) Street Address City Zip Code Telephone Number State Prepared By ---r / I Af"w14! 1 [Date S--IS--O( ?L ~ ~-. / (/;,c2J I~ 3 BUREAU OF INDIVIDUAL TAXES INHERITANCE TAX DIVISION DEPT. 280601 HARRISBURG, PA 17128-0601 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE INHERITANCE TAX Recc: RECORD ADJUSTMENT DATE ESTATE OF DATE OF DEATH FILE NO. COUNTY JAN 25 P 2 :C ~~CN Thoams J. Ahrens Esq. Ahrens Law Offices 5521 Carlisle Pike Mechanicsburg PA 17055 .02 l~E::! ~\ CUlnlY . ( ! REV-1593 EX (12-97) PC 01/17/2002 Irving E. Stambaugh 09/18/2000 2101-0482 Cumberland 101 Amount Remitted MAKE CHECK PAYABLE AND REMIT PAYMENT TO: Register of Wills Cumberland County Courthouse Carlisle, PA 17013 NOTE: To insure proper credit to your account, submit the upper portion of this form with your tax payment. CUT ALONG THIS LINE ~ Rt;T !'!~ !-:9~~~ ~~~~!9_~ _ ~~~ ~~~_~ _ ~_~~9_~~~_ --~ - - - - - - - - - - -- - - - - - - - - -- - - -- - -- - - - - -- --R-EV~159-3EX-Ai=P(03~97r----------------------;; INHERITANCE TAX RECORD ADJUSTMENT ** ESTATE OF Irving E. Stambaugh FILE NO. 2101-0482 ACN 101 DATE 01/17/2002 ADJUSTMENT BASED ON: Administrative Correction VALUE OF ESTATE: 1. Real Estate (Schedule A) (1) 2. Stocks and Bonds (Schedule B) (2) 3. Closely Held Stock/Partnership Interest (Schedule C) (3) 4. Mortgages/Notes Receivable (Schedule D) (4) 5. Cash/Bank Deposits/ Misc. Personal Property (Schedule E) (5) 6. Jointly Owned Property (Schedule F) (6) 7. Transfers (Schedule G) (7) 8. Total Assets DEDUCTIONS AND EXEMPTIONS: 9. Funeral Expenses/Adm. Costs/Misc. Expenses (Schedule H) (9) 10. Debts/Mortgage Liabilities/Liens (Schedule I) (10) 11. Total Deductions 12. Net Value of Tax Return 13. Charitable/Governmental Bequests; Non-elected 9113 Trusts (Schedule J) 14. Net Value of Estate Subject to Tax TAX: 15. Amount of Line 14 at Spousal rate (15) 16. Amount on Line 14 taxable at Lineal/Class A rate (16) 17. Amount of Line 14 taxable at Sibling rate (17) 18. Amount of Line 14 taxable at Collateral/Class B rate (18) 19. Principal Tax Due TAX CREDITS: 0.00 0.00 0.00 0.00 1,500.00 0.00 225,404.53 (8) 226,904.53 14,110.00 0.00 (11) (12) ( 13) ( 14) 14,110.00 212,794.53 0.00 212,794.53 50,314.53 X .00= 162,480.00 X .045= o . 00 X. 12 = O. 00 X. 15 = (19) 0.00 7, 311. 60 0.00 0.00 7, 311. 60 I PAYMENT RECEIPT DISCOUNT (+) DATE NUMBER INTEREST/PEN PAID (- ) AMOUNT PAID I 06/18/2001 AA496738 7,222.28 11/07/2001 CDOO0497 0.00 89.32 Balance of unpaid interest/penalty as of 11/08/2001 TOTAL TAX CREDIT 7,311.60 BALANCE OF TAX DUE .00 INTEREST 3.13 TOTAL DUE 3.13 * IF PAID AFTER DATE INDICATED, SEE REVERSE FOR CALCULATION OF ADDITIONAL INTEREST. (IF TOTAL DUE IS LESS THAN $1, NO PAYMENT IS REQUIRED. IF TOTAL DUE IS REFLECTED AS A CREDIT (CR), YOU MAY BE 01 A REFUND. SEE REVERSE SIDE OF THIS FORM FOR INSTRUCTIONS, - .. REV-1470 EX (6-88) PROBATE 181 JBA 0 DATE:1/18. INHERITANCE TAX EXPLANATION OF CHANGES COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPT. 280601 HARRISBURG PA 17128-0601 DECEDENTS NAME Irving E. Stambaugh, Sr. FILE NUMBER ACN 2101-0482 101 SCHEDULE ITEM NO. EXPLANATION OF CHANGES This notice is issued in response to the supplemental return filed 11/07/2001. .......,~'<~~........-.-.~-,~.".~""......_""^"~...~...............~~~~~.~~""~""""^""^"_-.-,.."""".'N^".....",.yNJWV'W^.......NN........'~'..^"....HN~MINW"~.~~-,~~~.'__""""'~8''''.''N'..''W_,,...,.,.,..,._'''''''''_''''''''''"''N<"~""""N<N'''''''''',",NN",''''',''''NN'.~N~ ~""'~~~-~No_'''''~~'-~~''''''''''''~.-.N'''__''~_~___'~H~'N''-'--'''''''__'''''~_'''''''''N''"''''~'-_'''''''''_~~~~Y~~'''~H'.-.vNH_~''''''''N_''''''''''=''''"''"''^'''''''''''_'''''''N'''_"","~~N""~"'''''''''''''^'''''''''''^,,'''''''H'=~''''''N.. -.._....."...."""~~.~~~~----"^""""~-"'""""'..."..."...^._'"^w......---.......~__..;,_".........^""""'^'.-..."'".._.NJ'~~."'~~~~~~,,.,....,.......~~""'~............,,~.............""............,.................. "'"'~.~..,..,....................~,.,..,....................w_",...,'~~~......~.~..~.~~,........"''''^'"'^''''''''''''".,...,...''u~n_nN......u...",........~....."""""'^"'.._~..~~__.~..."w"'~........~~.~~..~'n"-~,........~',..,............,"'^'.""""",.........'".-.wn" ..~"""""""'''''''''''''''''''''~'"~~~~---..--.~,~-~......"..,.."",.....................""~"^",^~""""""",-""""""",~~,~~~~-"""",,,,,,,,,,,,,,",^,,,,,, TAX EXAMINER: Shawn E. Young PAGE 1 RECEIVED FROM: I ACN ASSESSMENT CONTROL AMOUNT NUMBER THE ~_fYIA G STAMBAUGH 1 0 .. $7 l! i?22 . 28 (:~ :) ('lee, r 1'1E p, DOl') r?OAD E1'l(JLJ.\ . F'A 1 t'7 ()2 ~~ FOLD HERE FOLD HERE ESTATE INFORMATION: I FILE NUMBER '- f!. (} (! 1 ,- 0'..02 ~:: r; hi 1 96-' I t:~ ,'-'''' '::4; t..i l;; ::~ <",.. .\. ... , NAME OF DECEDENT (LAST) (FIRST) (MI) ,- t.):....IElr~UGt, 1 F?\! f\j L ::.:.' l DATE OF PAYMENT ..... -' i t3 L~ ~:.' i:) .t '. " POSTMARK DATE J (}() ;)(100 " " COUNTY '1; ~.. "II .:.:? E~ r,:~ (~ fl~ . . c: U ;~1 P L: F"-{ ;_ p. hl D TOTAL AMOUNT PAID.-' -. . " DATE OF DEATH '".\r~ ,', - / J. ,i E: (~~ <) I~> ( I' f? y/ " - - (lZ(f1:/ " . ,'4 REMARKS j' HEL- [',.)(."1 E; T Af"i B{~UG~-l RECEIVED BY ~,JtJ!.,IA~qbr~ . f": f~ r? ) t / ' ,. ,-. .- .-" '.. ~ ,--' It ,-,,-.._,-, <;.:/. '1..... .'{ -. " r-, COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPT.280601 HARRISBURG. PA 17128-0601 ,..1 ,LLt' 11' ',.' 1 68 SEAL ~. ~ ,-~ ~ - _._,.'_.~.,-.-, -. _._~ ---,--~--"'"'- -- '- PENNSYLVANIA INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT No.AA 496738 REV-1162 EX (11-96) ~ t, ~.' b .i. :.-, T c. t'\ L)o/ ~,J ~ L. L ,/ ._-(-rlh:fi,r1,~(,/ I '. i :l~1lj_i~y REGISTER OF WILLS COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPT. 280601 HARRISBURG, PA 17128-0601 REV-1162 EX(11-96) RECEIVED FROM: PENNSYLVANIA INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT ROBERT SAlOIS ESQUIRE 26 W HIGH STREET CARLISLE, PA 1 7013 ______n fold ESTATE INFORMATION: SSN: 209-12-5469 FILE NUMBER: 21 - 2000- 0482 DECEDENT NAME: MASLAND KATHRYN ANN DA TE OF PAYMENT: 07/03/2001 POSTMARK DATE: 07/02/2001 COUNTY: CUMBERLAND DATE OF DEATH: OS/26/2000 NO. CD 000010 ACN ASSESSMENT CONTROL NUMBER AMOUNT 101 I $1,360.01 I I I I I I I I TOTAL AMOUNT PAID: REMARKS: ROBERT SAlOIS ESQUIRE CHECK# 1046 SEAL INITIALS: AC RECEIVED BY: REGISTER OF WILLS $1,360.01 MARY C. LEWIS REGISTER OF WILLS COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPT. 280601 HARRISBURG, PA 17128-0601 REV-1162 EX(11-96) RECEIVED FROM: PENNSYLVANIA INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT AHRENS THOMAS J 5521 CARLISLE PIKE MECHANICSBURG, PA 17050 _u_n__ fold ESTATE INFORMATION: SSN: 196-14-4663 FILE NUMBER: 21-2001- 0482 DECEDENT NAME: STAMBAUGH IRVIN E DA TE OF PAYMENT: 11/07/2001 POSTMARK DATE: 00/00/0000 COUNTY: CUMBERLAND DATE OF DEATH: 09/18/2000 NO. CD 000497 ACN ASSESSMENT CONTROL NUMBER AMOUNT 101 I $89.32 I I I I I I I I TOTAL AMOUNT PAID: REMARKS: THELMA STAMBAUGH CHECK# 3263 SEAL INITIALS: DO RECEIVED BY: $89.32 MARY C. LEWIS REGISTER OF WILLS REGISTER OF WILLS COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPT 280601 HARRISBURG, PA 17128-0601 REV-1162 EX(11-96) RECEIVED FROM: PENNSYLVANIA INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT AHRENS THOMAS J 5521 CARLISLE PIKE MECHANICSBURG, PA 17050 ______n lold ESTATE INFORMATION: SSN: 196-14-4663 FILE NUMBER: 21 - 2001 - 0482 DECEDENT NAME: STAMBAUGH IRVIN E DATE OF PAYMENT: 01/24/2002 POSTMARK DATE: 00/00/0000 COUNTY: CUMBERLAND DATE OF DEATH: 09/18/2000 NO. CD 000788 ACN ASSESSMENT CONTROL NUMBER AMOUNT 101 I $3.13 I I I I I I I I TOTAL AMOUNT PAID: REMARKS: AHRENS LAW OFFICE CHECK#1004 SEAL INITIALS: DO RECEIVED BY: REGISTER OF WILLS $3.13 MARY C. LEWIS REGISTER OF WILLS l\ L/ REGISTEROF WILLS OF CUMBERLAND COUNTY COMMONWEAL TH OF PENNSYL VANIA IN RE: ESTATE OF IRVIN E. STAMBAUGH, SR., alkla IRVIN EDWARD STAMBAUGH, alkla IRVIN E. STAMBAUGH * NO. 21-01-482 " " " STATUS REPORT UNDER RULE 6.12 Name of Decedent: Date of Death: Will No.: 2001-00482 Irvin E. Stambaugh September 18, 2000 Admin. No.: 21-01-0482 Pursuant to Rule 6.12 of the Supreme Court Orphans' Court Rules, I report the following with respect to completion of the administration of the above-captioned estate: 1. State whether administration of the estate is complete: Yes X No 2. If the answer is No, state when the personal representative reasonably believes that the administration will be complete: 3. If the answer to No.1 is Yes, state the following: a. Did the personal representative file a final account with the Court? Yes No X b. The separate Orphans' Court No. (if any) for the personal representative's account is: c. Did the personal representative state an account informally to the parties in interest? Yes X No d. Copies of receipts, releases, joinders and approvals of formal or informal accounts may be filed with the Clerk of the Orphans' Court and may be attached to this report. -a/I- Signature Date: 3- 7-- 02- 1"tj '" Thomas 1. Ahrens. J.D. Name (Please type or print) 5521 Carlisle Pike Mechanicsburg. P A 17055 Address N P J-- _~l~ S .' ~ l/lt... --' '.......... (717) 697-1800 Telephone No. Capacity: _ Personal Representative ~ Counsel for personal Representative U :\Stambau gh. Est\StatusRpt.doc