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Home My WebLink About05-2440 . GOLDBECK\1cCAFFERTY & McKEEVER By: .!OS'EPII A. GOL!JBLCK, .JR. A'f:TORVE\ Ln. #16132 SUITE 5000 - I\h:Ll,O~ INIlEPENDENCE CENTER 701 MARKET STREET PIIILAIlEl.PlIIA, PA 19106 (215) 627-1322 ATTORNEY EOR Pl.AINTlFF IN TI IE COURT OF COMMON PLEAS CITIMORTGAGE INC. F/K/A PRINCIPAL RESIDENTIAL MORTGAGE INC. PO Box 9481 Mail Code: 22-528-10\1 Gaithersburg, MD 20898-9481 OF Cumberland COUNTY CIVIL ACTION - LAW Plai mifl ACTION OF MORTGAGE FORECLOSURE vs. JOHN D. LONG ANNA K. LONG Mortgagors and Real Owners 3001 Maytred Lane Camp Hill. PA 17011 "-'.!\ '11 '~"-IO.T.eW'nRT~A "[: '..'v _!-\l,J I~OVIU .'~~ b... !:::'C'PlE"L O"U...t' ,/, .",\J', '0 nC"" o~ - :;).440 Ct'u~L~~ Defendants NOTICE You have been sued in court If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days ailer the Complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claim in the Complaint off or any other claim or relief requested by the Plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW, THIS OFF1CE CAN PROVIDE YOU W1TH INFORMATION ABOUT HIRING A LA WYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE ABLE TO PROVIDE YOU WlTH INFORMATION ABOUT AGENCIES THAT MA Y OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOClA TION 2 Liberty A venue Carlisle, P A 17013 A VISO LE HAN DEMANDADO A USTED EN LA CORTE. Sl DESEA DEFENDERSE CONTRA LAS QUEJAS PERESENTADAS, ES ABSOLUTAMENTE NECESSARIO QUE USTED RESPONDA DENTRO DE 20 DlAS DESPUES DE SER SERVIDO CON EST A DEMANDA Y A VISO. PARA DEFENDERSE ES NECESSARIO QUE USTED. 0 SU ABOGADO, REGlSTRE CON LA CORTE EN FORMA ESCRITA, EL PUNTO DE VISTA DE USTED Y CUALQUIER OBJECCION CONTRA LAS QUEJAS EN ESTA DEMANDA. REe' '!'Ric:: SI UST!!) NO REPONDE /\ ES1',\ DErvL\\iDi\, SF PUE!)E PROSEGUIR CON EL PROCESO SIN SU P/\R1'I(,II',\CION. ENTONCES. LA COUTE PUEDE. SIN NOTlflCARIO, DECIDIR A FA VOR DEL DEMANDMiTE Y REQUERIRA QUE USTED CUMPLA CON TODAS LAS PROVISIONES DE ESTA !)EMANDA. POR RAZON DE ESA DECISION, ES POSSIBLE QUE USTED PUEDA PERDER DlNERO, PROP1E!)AD U OTROS DERECHOS IMPORTANTES. USTED DEBE LLEV AR ESTE P APEL A SU ABOGADO ENSEGUIDA. SI USTED NO TIENE UN ABOGADO, V A Y A 0 LLAME POR TELEFONO LA OFIC1NA F!JADA AQUI ABAJO. ESTA OFICINA PUEDE PROVEERE CON INFORMACION DE COMO CONSEUIR UN ABOGADO. SI USTED NO PUEDE PAGARLE A UN ABOGADO. ESTA OFICINA PUEDE PROVEERE INFORMACION ACERCA A(jENCIAS QUE PUEDAN OFRECER SERVICIOS LEGAL A PERSONAS ELIGIBLE AQ UN HONORARIO REDUCIDO 0 GRATIS. LEGAL SERVICES INC 8 Irvine Row Carlisle, PA 17013 717-243-9400 CUMBERLAND COUNTY BAR ASSOCIATION 2 Liberty A venue Carlisle, PA 17013 THIS FIRM IS A DEBT COLLECTOR AND WE ARE ATTEMPTlNGTO COLLECT A DEBT OWED TO OUR CLIENT. ANY INFORMA nON OBTAINED FROM YOU WILL BE USED FOR THE PURPOSE OF COLLECTING THE DEBT. Resources available for Homeowners in Foreclosure ACT NOW! Even though your lender (and our client) has tiled an Action of Mortgage Foreclosure against you, you still may be able to SAVE YOUR HOME FROM FORECLOSURE. I). Call an attorney. For referrals to a qualified attorney call either of the following numbers: 717-243- 9400 or , 2). Call Pennsylvania Housing Finance Agency at 800-342-2397 for a counseling agency in your neighborhood. 3). Visit HUD'S website www,hud.gov/offices/hsg/stll/econ/econ,cfm for Help for Homeowners Facing the Loss of Their Homes, 4), Call your lender and ask to speak to someone about Loss Mitigation or Home Retention options, 5). Call or contact our office to request the amount to bring the account current, or payoffthe mortgage or request a Loan Workout / Home Retention Package. Call Carol at 2 I 5-825-6329 or Nancy at 215-825-6358 or fax 215-825-6429 or 215-825-6458. The figure and/or package you requested will be mailed to the address that you request or taxed if you leave a message with that information, The attorney in charge of our tirm's Homeowner Retention Department is Edward Sparkman who can be reached at 215-825-6318 or Fax: 215-825- 6418. Please reference our Attorney File Number of FN-0738. Para infonnacion en espanol puede communi carse con Loretta al 215-825-6344. This Action of Mortgage Foreclosure will continue unless you take action to stop it. CO:\lPLAINT IN MORTGAGE FORECLOSURE l. Plaintiff is CITIMORTGAGE INC. F/K/A PRINCIPAL RESIDENTIAL MORTGAGE INC.. PO Box 9481, Mail Code: 22-528-1011 Gaithersburg, MD 20898-9481. 2. The names and addresses ofthc Dcfendants arc JOHN D. LONG. 3001 Maytrcd Lane, Camp Hill, PA 17011 and ANNA K. LONG, 3001 Mayti'cd Lanc, Camp Hill, I' A 17011, who are the mortgagors and rcal owners of the mortgagcd premises hereinafter described. 3. On October 31,1996 mOligagors madc, executed and delivcred a mortgage upon the premises hereinafter described to FIRST NA TIONA!. MORTGAGE CORP.. which mortgage is recorded in the Ot1iee of the Recorder of Deeds ofCumherJand County as Book 1350 Page 432. The mortgage has been assigned to: C!TIMORTGAGE INC. F/K/A PRINCIPAL RESIDENTIAL MORTGAGE INC. by Assignment of Mortgage dated December 16, 1996 as Book 536 Page J063. The Mortgage and Assignment(s) are matters of public record and are incorporated by this reference in accordance with Pennsylvania Rule of Civil Procedure 10 19(9) which Rule relieves the Plaintiff trom its obligation to attach documents to pleadings if those documents are matters of public record. 4. The Property subject to the Mortgage is more fully described in the legal description set forth as Exhibit "A". 5. The mortgage is in default because monthly payment of principal and interest upon said mortgage due October 01, 2004, and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 6. The following amounts are due on the mortgage: Principal Balance Interest ti'om 09/0112004 through 05/3 I 12005 at 8.7500% Per Diem interest rate at $18.79 Reasonable Attorney's Fee If the Mortgage is reinstated prior to a Sheriff s Sale the Attorney's Fees may be less than this amount based on work actually performed. The Attorney's Fees requested are in conformity with the Mortgage and Pennsylvania law. Plaintiff reserves its right to collect Attorney's fees of up to 5% of the remaining principal balance ($3,918.20) in the event the Property is sold to a third party purchaser at Sheriffs Sale or if the complexity ofthe action requires additional fees in excess of the amount demanded in the Action. Late Charges from 10/01/2004 to 05/3l12005 Monthly late charge amount at $37.24 Costs of suit and Title Search $78,363.96 $5.126.94 $1,250.00 $304.40 FHA/PM! Delinquent Expense Total Escrow Advance Fees $900.00 $85.945.30 +$100.77 +$429.48 +$598.90 +$27.00 Monthly Escrow amount $221.69 $87,100.55 i Pbintiffis not seeking ajudgmcnt ofpcrsonal liability (0'- in pcrson'lm judgment) 'lgainst the Defellll"nts ill this Action but reserves it's right to bring a separatc Action to estahlish that right. il'such right cxists. 11' Dcfendants have received a discharge oftheir personal liability in a Bankruptcy proeecding, this Action of MOIigage Foreclosure is, in no way, an attempt to re-establish the personal liability that was discharged in Bankruptcy. but only to foreclose the Mortgage and sell the Property pursuant to Pennsylvania law. 8. The within mortgage is insured by the Federal Housing Administration under Title II ofthe National Housing Act and, as such, is not subject to the provisions of Pennsylvania Act No. 91 of 1983. WHEREFORE, Plaintitf demands a dc terris judgment in mortgage foreclosure in the sum of $87, I 00.55, together with interest at the rate 01'$ 1 8.79, per day and other expenses ineUlTed by the Plaintiff which are properly chargeable in accordance with the terms of the Mortgage and Pennsylvania law, and for the foreclosure of the Mortgage and Sherifl's Sale of the Property. ~~~~VER By: JOSEPH A. GOl.DBECK, JR., ESQUIRE ATTORNEY FOR Pl.AINTIFF VERIFICATION I William Wheeler , , as the representative ofthe Plaintiff corporation within named do hereby verify that I am authorized to and do make this verification on behalf of the Plaintiff corporation and the facts set forth in the foregoing Complaint are true and correct to the best of my knowledge, information and belief. I understand that false statements therein are made subject to the penalties of 18 Pa. C.S. 4904 relating to unsworn falsification to authorities. Date: r-II--O <; ~~ CITIMORTGAGE INC. ------ William Wheeler, Vice President . . ALL THAT CERTAIN tract or lot of land, situate .n Borough of Camp liil}) Counly of Cumberland and State of Pennsylvania, more particularly bounded and described as follows. to wit: BEGINNING at a point at the southwest corner of Mayfred Lane aod South 30tl, Street; thence South 07 degrees East along the western line of South 30th Street 100 feet to a point; thence South 83 degrees West along the northerly line of Lot No. 12 on tbe hereinafter mentioned Plan, 110 feet to a point; thence North 07 degrees West along the eastern line of Lot No.6 on said Plan, 100 feet to a point on the southerly line of Mayfred Lane; thence by the latter line, North 83 degrees East, 110 feet to tbe place of BEGINNING. BEING Lot No.5 onthe Plan of Section A, Parkway Terrace, said Plan being recorded in Cumberland County Plan Book 10 page 23. HAVING thereon erected a hrick and aluminum ranch type dwelling known and numbered as 3001 Mayfred Lane. BEING the same premises which Paul Dorgan Deed dated IO--P -,,~ allo intended to be herewith granted and conveyed unto John O. Long and Anna K. by recorded) Long. r"... .1~ ::a34 eoox1350PAGE 437 (::) ~ 1-~ Ut, V( trt - ).J C) ~ ~ s- ~ ~ ~ ..() 4 (}J - ~ ----- 1.:-;, 'c)"l ~ ~- ~ :l - '" ~' C~! -,.. E -,;.- ~.-t1 i'1,'f- :t;;~? C.)\() ~:,:::~-\ <:-.,y') ~:-,:<;"n "''(? . ..:~\. s:- u::> ',~2 --- - " SHERIFF'S RETURN - REGULAR CASE NO: 2005-02440 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CITIMORTGAGE INC VS LONG JOHN D ET AL CPL. MICHAEL BARRICK Sheriff or Deputy Sheriff of Cumberland County, pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon LONG ANNA K the DEFENDANT , at 2001:00 HOURS, on the 18th day of May , 2005 at 3001 MAYFRED LANE CAMP HILL, PA 17011 by handing to JOHN D LONG, HUSBAND a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 6.00 .00 .00 10.00 .00 16.00 So Answers: .r'~~ R. Thomas Kline day of 05/19/2005 GOLDBECK MCCAFFERTY MCKEEVER BY:~~ - - Deputy Sheriff ) Sworn and Subscribed to before me this '1:- .2 '/ '-- 1 ,/ 0/07)-> --- /~ ( ~,~())~# -;r rothonotary , A.D. . SHERIFF'S RETURN - REGULAR . CASE NO: 2005-02440 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CITIMORTGAGE INC VS LONG JOHN D ET AL CPL. MICHAEL BARRICK , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon LONG JOHN D the DEFENDANT , at 2001:00 HOURS, on the 18th day of May at 3001 MAY FRED LANE , 2005 CAMP HILL, PA 17011 by handing to JOHN D LONG a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 11.10 .00 10.00 .00 39.10 So Answers: ?~'''];?6~~ R. Thomas Kline 05/19/2005 GOLDBECK MCCAFFER Sworn and Subscribed to before By: me this .J'f ~ day of ~;Jo-c/ A.D. ~7~tll~0~~ # ." ,. GOLDBECK McCAFFERTY & McKEEVER BY: Joseph A. Goldbeck, Jr. Attorney 1.0. #16132 Suite 5000 - Mellon Independence Center 701 Market Street Philadelphia, PA 19106-1532 215-627-1322 Attorney for Plaintiff CITIMORTGAGE INC. F/K/A PRINCIPAL RESIDENTIAL MORTGAGE INC. PO Box 9481 Mail Code: 22-528-1011 Gaithersburg. MD 20898-9481 IN THE COURT OF COMMON PLEAS of Cumberland County Plaintiff vs. JOHN D. lONG ANNA K lONG (Mortgagor(s) and Record owner(sll 3001 Mayfred lane Camp Hill, PA 17011 No. 05-02440-CIVll PRAECIPE TO DISCONTINUE AND END TO THE PROTHONOTARY: Kindly mark the above case Discontinued and Ended upon payment of your costs only. ~oJdsl)- JOSEPH A. GOLDBECK, JR., ESQUIRE 0 "" ~ = s = <..n i,~' '- :;:J c: ---. "71 -'P" nlp "TIm en }'J<j=' CJc' ~:-j -'1-; ....,.~j ;-5::::: :::.: --:;,..(") ~ :~.5rT'1 ~ ,"-> ::0 -.J -<