HomeMy WebLinkAbout05-2616PHELAN HALLINAN & SCHMIEG, LIT
LAWRENCE T. PHELAN, ESQ., Id. No. 32227
FRANCIS S. IIALLINAN, ESQ., Id. No. 62695
ONE PENN CENTER PLAZA, SUITE 1400
PHILADELPHIA, PA 19103
(215) 563-7000
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.
5201 GRI FV' 130W) DPIV'I. St I I1 350
MCLEAN, VA 221112
Plaintiff
JAY R. GENSIMORE
ALL 1_ GENSIMORF.
,0,- \\ Al NI I Bol I OM RUAD
CARLISLE, PA 17013
Defendants
ATTORNEY FOR PLAINTIFF
COURT OF COMMON PLEAS
CIVIL DIVISION
TERM
NO. OS -oZ?l? ?IU?? ?z
CUMBERLAND COUNI\
CIVIL. ACTION - LAyk'
COMPLAINT 1N MORTGAGE FORECLOSURE
NOTICE
You have been sued in court. If you wish to defend against the claims set forth in the
following pages, you must take action within twenty (20) days after this complaint and notice are
served, by entering a written appearance personally or by attorney and filing in writing with the
court your defenses or objections to the claims set forth against you. You are warned that if you
fail to do so the case may proceed without you and a judgment may be entered against you by the
court without further notice for any money claimed in the complaint or for any other claim or
relief requested by the plaintiff. You may lose money or property or other rights important to
you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT
HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE
CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO
PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES
TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE.
Lawyer Referral Service
Cumberland County Bar Association
32 South Bedford Street
Carlisle, PA 17013
(800)990-9108
1- le k 114562
IF THIS IS THE FIRST NOTICF. THAT YOU HAVE
RECEIVED FROM THIS OFFICE, BE ADVISED THAT:
PURSUANT TO THE FAIR DEBT COLLECTION
PRACTICES ACT, 15 U.S.C. § 1692 et seq. (1977),
DEFENDANT(S) MAY DISPUTE THE VALIDITY OF
THE DEBT OR ANY PORTION THEREOF. IF
DEI-ENDAN I (S) DO SO IN \\ 1211 IN(: A\ I I IIIN
THIRTY (30) DAYS OF RECEIPT OF THIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
OBTAIN AND PROVIDE DEFENDANT(S) WITH
\\ RII'IEN VERIFICATION'I HEREOI
OTHERWISE, THE DEBT WILL BE ASSUMED TO
BE VALID. LIKEWISE. IF REQUESTED WITHIN
IHIRI Y (30) DAIS OF RECEIPT OF'I HIS
PLEADING, COUNSEL FOR PLAINTIFF WILL
SEND DEFENDANT(S) THE NAME AND ADDRESS
OF THE ORIGINAL CREDITOR, IF DIFFERENT
FROM ABOVE.
THE, LAW DOES NOT REQUIRE US TO WAIT
UNTIL THE END OF THE THIRTY (30) DAY
PERIOD FOLLOWING FIRST CONTACT WITH
YOU BEFORE SUING YOU TO COLLECT THIS
DEBT. EVEN THOUGH THE LAW PROVIDES
THAT YOUR ANSWER TO THIS COMPLAINT IS
TO BE FILED IN THIS ACTION WITHIN TWENTY
(20) DAYS, YOU MAY OBTAIN AN EXTENSION OF
THAT TIME. FURTHERMORE, NO REQUEST
WILL BE MADE TO THE COURT FOR A
JUDGMENT UNTIL THE EXPIRATION OF THIRTY
(30) DAYS AFTER YOU HAVE RECEIVED THIS
COMPLAINT. HOWEVER, IF YOU REQUEST
PROOF OF THE DEBT OR THE NAME AND
ADDRESS OF THE ORIGINAL CREDITOR WITHIN
THE THIRTY (30) DAY PERIOD THAT BEGINS
UPON YOUR RECEIPT OF THIS COMPLAINT,
THE LAW REQUIRES US TO CEASE OUR
EFFORTS (THROUGH LITIGATION OR
OTHERWISE) TO COLLECT THE DEBT UNTIL
WE MAIL THE REQUESTED INFORMATION TO
YOU. YOU SHOULD CONSULT AN ATTORNEY
FOR ADVICE CONCERNING YOUR RIGHTS AND
OBLIGATIONS IN THIS SUIT.
IF YOU HAVE FILED BANKRUPTCY AND
RECEIVED A DISCHARGE, THIS IS NOT AN
ATTEMPT TO COLLECT A DEBT. IT IS AN
ACTION TO ENFORCE A LIEN ON REAL ESTATE.
File4. H4562
Plaintiff' is
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.
5201 GREENSBORO DRIVE, SUITE 350
MCLEAN, VA 22102
2. The name(s) and last known address(es) of the Defendantts) are:
I ,l IL(,I.' )I,M(ikl.
JILL L. GENSIMORE
2627 WALNUT BOTTOM ROAD
CARLISLE. PA 17013
irho is'are the mortgagor(s)and real owner(s) of the properir hercimtier descrihed.
3. On 07/01/2004 mortgagor(s) made, executed and delivered a mortgage upon the premises
hereinafter described to PLAINTIFF which mortgage is recorded in the Office of the
Recorder of CUMBERLAND County, in Mortgage Book No. 1572, Page: 2617.
4. The premises subject to said mortgage is described as attached.
The mortgage is in default because monthly payments of principal and interest upon said
mortgage due 11/01/2004 and each month thereafter are due and unpaid, and by the terms
of said mortgage, upon failure of mortgagor to make such payments after a date specified
by written notice sent to Mortgagor, the entire principal balance and all interest due
thereon are collectible forthwith.
File4: tt4562
6. The following amounts are due on the mortgage:
Principal Balance $54,905 .60
Interest 2,371 .20
10/01/2004 through 05/16/2005
(Per Diem $10.40)
Attorney's Fees 1,250 .00
Cumulative Late Charges 36 .40
07/01 X2004 to 05/16;2005
"I 1'l Sn11 -11d I1 i, li 1, ?Ilj 10
Subtotal $ 59,113. 20
Escrow
Credit 69.35
Deficit 0.00
Subtotal $- 69.35
1'0'J AL 5 59,043.85
The attorney's fees set forth above are in conformity with the mortgage documents and
Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriffs
Sale. If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be
charged.
Notice of Intention to Foreclose as set forth in Act 6 of 1974, Notice of I lomeowner's
Emergency Assistance Program pursuant to Act 91 of 1983, as amended in 1998, and/or
Notice of Default as required by the mortgage document, as applicable, have been sent to
the Defendant(s) on the date(s) set forth thereon, and the temporary stay as provided by
said notice has terminated because Defendant(s) has/have failed to meet with the Plaintiff
or an authorized consumer credit counseling agency, or has/have been denied assistance
by the Pennsylvania Housing Finance Agency.
9. This action does not come under Act 6 of 1974 because the original mortgage amount
exceeds $50,000.
WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of
$ 59,043.85, together with interest from 05/16/2005 at the rate of $10.40 per diem to the date of
Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and
sale of the mortgaged property.
PHELAN HALLINAN & SCHMIEG. LLP
By: /s/Francis S Hallinan _
LAWRENCE T. PHELAN, ESQUIRE
FRANCIS S. HALLINAN, ESQUIRE
Attorneys for Plaintiff
F& 4: 114562
AIL THAT C$ATAIN tract of lend with the building thcrvan Situate in Penn Township.
Cumbmiand County, PerawNsm a, bounded and deseribed as Maws, to wit:
BUODINING at ap&e at the corner of land formerly of Skelly, now or formally of ftUis
J. Barrick and PA Route 174, thence along PA Route 174, South 69 degrew 50 minutes Want,
200.00 fat to a spike; thence by lands fornhaly of Skaity, now or formerly orvictor 0. Ba tkk
and Che O A. Barrkck. North 11 deBMW 50 minutes West. 200.00 feet to an it m pin; thence by
the =me. North 69 degrees 50 admnea East. 200.0016ct to an iron pip; thmoe by laott formrsiy
aSk ft now ar formaiy aVWA16 Jr. Herrick, South 11 degrees So minutes Sass, 200.00 feet to
the Place of BEOMNING.
CONTAINING 0.902 acres and being known as and numbered 2627 Walnut bottom
Road, Catiislo. Pemttylvania 17013.
PARCEL NO. 31-11-0296-002
VERIFICATION
Steven Patrick hereby states that he/she is VP Loan Documentation of Wells Fargo Bank, NA
mortgage servicing agent for Plaintiff in this matter, that he/she is authorized to take this
Verification, and that the statements made in the foregoing Civil Action in Mortgage Foreclosure
are true and correct to the best of his/her knowledge, information and belief. The undersigned
understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to
unswom falsification to authorities.
Steven Patrick
Vice President Loan
Documentation
DATE: ? / i 3f M
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SHERIFF'S RETURN - REGULAR
CASE NO: 2005-02616 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MORTGAGE ELECTRONIC REGISTRATI
VS
IMORE JAY R ET AL
SHANNON SHERTZER Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
GENSIMORE JILL L
DEFENDANT
the
at 1616:00 HOURS, on the 20th day of May , 2005
at 2627 WALNUT BOTTOM ROAD
PA 17013 by handing to
JAY R GENSIMORE, HUSBAND
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs
Docketing 6.00
Service .00
Affidavit .00
Surcharge 10.00
.00
16.00
Sworn and Subscribed to before
me this ?& T day of
A. D.
Prothonotary'
So Answers:
R. Thomas Kline
05/23/2005
PHELAN HALLINAN SCHMIEG
By:
V.,- 1z / /.
Deputy Sheri f
SHERIFF'S RETURN - REGULAR
CASE NO: 2005-02616 P
COMMONWEALTH OF PENNSYLVANIA:
COUNTY OF CUMBERLAND
MORTGAGE ELECTRONIC REGISTRATI
VS
GENSIMORE JAY R ET AL
SHANNON SHERTZER Sheriff or Deputy Sheriff of
Cumberland County,Pennsylvania, who being duly sworn according to law,
says, the within COMPLAINT - MORT FORE was served upon
GENSIMORE JAY R the
DEFENDANT , at 1616:00 HOURS, on the 20th day of May 2005
at 2627 WALNUT BOTTOM ROAD
SLE. PA 17013
JAY GENSIMORE
by handing to
a true and attested copy of COMPLAINT - MORT FORE together with
and at the same time directing His attention to the contents thereof.
Sheriff's Costs:
Docketing 18.00
Service 3.70
Affidavit .00
Surcharge 10.00
.00
31.70
Sworn and Subscribed to before
me this ?zy&:? day of
nA?D.
'Prothonotary r-
So Answers:
R. Thomas Kline
05/23/2005
PHELAN HALLINAN SCHMIEG I
By:
eputy Sher ff
PHELAN HALLINAN & SCHMIEG, LLP
Lawrence T. Phelan, Esq., Id. No. 32227
Francis S. Hallinan, Esq., Id. No. 62695
Daniel G. Schmieg, Esq., Id No.
One Penn Center at Suburban Station
1617 John F. Kennedy Boulevard, Suite 1400
Philadelphia, PA 19103-1814
(215) 563-7000
ATTORNEY FOR PLAINTIFF
MORTGAGE ELECTRONIC
REGISTRATION SYSTEMS, INC.
Plaintiff
vs
JAY R. GENSIMORE
JILL L. GENSIMORE
Defendant
: I Court of Common Pleas
: I Civil Division
CUMBERLANDCounty
No. 05-2616
PHS# 114562
TO THE PROTHONOTARY:
PRAECIPE
Please mark the above referenced case Discontinued and Ended without
prejudice.
Please mark the above referenced case Settled, Discontinued and Ended.
Please mark judgments satisfied and the Action settled, discontinued and
ended.
Please Vacate the judgment entered and mark the action discontinued and
ended without prejudice.
X Please withdraw the complaint and mark the action discontinued and
ended without prejudice.
Date: _October 29. 2008
4isran Hallinan
Attorney for Plaintiff
17
Renee K. Simpson
Deputy Prothonotary
Curtis R. Long
prothonotary
of P?fftce a hl
CLuraberlaub (Lountp
John E. Slike
solicitor
CIVIL TERM
ER OF TERMINATION OF COURT CASES
O 'D
AND NOW THIS 29TH DAY OF OCTOBER 2008 AFTER MAILINTTH ABOVE
RECEIVING NO RESPONSE CE WITH PA
TOPROCEED AND PRENDICE IN ACCORDAN
INTENTION INATED WITH
CASE IS HEREBY TERM
R C P 230.2
BY THE COURT,
CURTIS R. LONG
PROTHONOTARY
Pennsylvania 17013 (717) 240-6195 • Fax (717) 240-6573
L,.,,?P ?nuare • Carlisle,