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Home My WebLink About05-2834 BURTON NEIL & ASSOCIATES, P.C. By: Burton Neil, Esquire Identification No. 11348 1060 Andrew Drive, Suite 170 West Chester, PA 19380 (610) 696-2120 Attorney for Plaintiff CITIBANK SOUTH DAKOTA N.A. 701 East 60th Street North, Sioux Falls, SD Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v. NO. 05 - .:< P .3'1 C,():L'J~ RALPH M RHOADS 835 Acri Road, Mechanicsburg PA 17050-2265 Defendant CIVIL ACTION - LAW COMPLAINT NOTICE You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claim set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAYBE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERENCE AND INFORMATION SERVICE Cumberland County Bar Assoc. 32 South Bedford Street Carlisle, PA 17013 Telephone No. 717-249-3166 or 800-990-9108 C-6567 BURTON NEIL & ASSOCIATES, P.C. By:Burton Neil, Esquire Identification No. 11348 1060 Andrew Drive, Suite 170 West Chester, PA 19380 610-696-2120 Attorney for Plaintiff CITIBANK SOUTH DAKOTA N.A. 70 I East 60th Street North, Sioux Falls, SD Plaintiff IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA v. RALPH M RHOADS 835 Acri Road, Mechanicsburg, PA Defendant NO. Df; - eJ.P3'f (!/(J,L ~~ : CIVIL ACTION - LAW Complaint I. The plaintiff is CITIBANK SOUTH DAKOTA N.A., with place of business located at 701 East 60th Street North, Sioux Falls, South Dakota. 2. The defendant is Ralph M Rhoads, who resides at 835 Acri Road, Mechanicsburg, Cumberland County, Pennsylvania. 3. Plaintiff, a national banking association, engages in various types of banking business including consumer lending through the issuance of credit cards. 4. Plaintiff furnished consumer credit to the defendant by means of a(n) AT&T Universal credit card with account number 5491130387284789 hereinafter referred to as the credit card account. 5. Plaintiff maintained an accurate and running record of all debits and credits to the credit card account in its books of account. 6. Plaintiff mailed defendant a written statement each month which accurately stated the debits and credits to the credit card account for the prior billing period. 7. Defendant received the monthly statements from plaintiff for the credit card account including the statement attached hereto as Exhibit A statement without protest, dispute or objection. 8. Defendant in not protesting, disputing or objecting to the statements including the Exhibit A statement thereby assented and agreed to the correctness of the balance due on the credit card account so as to constitute an account stated. 9. The amount due plaintiff on the account stated, less credits, if any issued subsequent to the Exhibit A statement, is $18,835.53. Wherefore, plaintiff demands judgment against defendant for the sum of $18,835.53, and the costs of this action. BURTON)EIL & ASSOCIATES, P.C. / ':By;./:_ "'~r-'" n Neil, Esquire Att rney for Plaintiff The law firm of Burton Neil & Associates, P.C. is a debt collector. Your 1fUi[' l.!niwrsal C4rd Statement February 8 - M.rch 9, 2005 RALPH M RHOADS Account 5491 1303 8728 4789 C.lling C.rd 9570184413 + PIN No Annual Fee/Platinum Card I:-I#~;:.::::;;.;;;:.::::.:;.;;:;:: Minimum Payment Due...................................... $1,992.53 Due D.I......................................................... April 4, 2005 "Paytnllntmust bl rlC:livld by 1:00 pm loaftima ontM paytnllnt dUI date Amounl P.., Du................................................... $781.00 Amount Over L1mil............................................... $835.53 Cr.dit lin............. .................... .., $18,000.00 Availabl. Cr.di!....... ............................ .......... $0.00 Cash Advance limil..........................."............, .. $2,000.00 Available Cash Advance Limit........................ ........... $0.00 PnwinlJ~ R~r;m("A P:tymAot!;; :mrt Adjll!=;.lmAn1~ M~!;;tArr.;lrd<<> Ar.llvily Tot;!1 AT&T SArviC'.A!;; New Balance Note: Detailed activity starts on page 3. 18 39~ ~~ sg gg $18,835.53 ThankYou Redel!1Ptions Network Total ThankYou Points................... ,.. 1,921 Log on to our website at www.thankyoufedemptions,com where rewarding yourself has never been easier. You can review your ThankYou Points balance. browse our redemption collection, and even redeem online! Payment Record Amount PaOj: UAng' Universal Card Page 1 of 3 How To Reach Us Visit: www.universalcard.com Customer Service: 1 800 423-4343 or write Cardmember Services, PO Box 44167 Jacksonvill., FL 32231.4167 Your account balance is over the credit line. In order to continue earning ThankYou Points, you must bring your account balance under the credit line now. If you have not already done so, please pay the Minimum Payment Due. Since your account is past due, your credit privileges have been suspended. In order to redeem or continue earning ThankYou Points, please pay the Minimum Payment Due. If your payment has already been sent, we appreciate it. Your AT&T Universal Card is changing. As of 5/31/05, the calling card number on your card will be deactivated, but your account number will not change. Please continue to enjoy all of the other benefits of your AT&T Universal Card membership. ..... Great Savin2s for Our Cardmembers! ...W. Let TruGreen ChemLawn(R) put your money to work. Have more green in your wallet and in your lawn! Green Lawns start @ 1-800-232-3990. ***** Great Savimls for Our Cardmembers! ...W. Termites are a risk for every home. Help protect your largest investment from termites. Terminix(R) Termite Protection starts@ 1-800-304-5414. Date Paid: Check Number Please lollow pllvmenllnstruellons outlln@d In tbe "Important Instruellons. 10f hilaklnq Paynunts" sec:llon of the stat.ment. 05491130387284789999999999995906 I-~."-~I APR 04 2005 YOIII'Ac~N"", 5491 1303 8728 4789 PM.. Ent..- Amount 01 Pa,,...t bcIoMIII ... '" 1""'--"'11 $18835.53 $1992.53 $ 8li3S Me 20 A 1 AR7DS09S' 1...111...111....1.1.11....,1.1.,1.1.11.,.1.1.,.11..1.1..1..11 RALPH M RHOADS 835 ACRI RO MECHANIC5BURG PA 17050-2265 1.1..1,,11..,1.1.,.111..1.,.11.11..,.1.1,.11..1..1.1 AT&T UNIVERSAL CARD PO 80X 183056 COlUMBUS, OH 43218-3056 11.1.1,,111111..1,.111..11111..,1.11I.1.1111.,1..11111.,,1.11I EXHIBIT \ RALPH M RHOADS Account 5491 1303 8728 4789 February 8 - March 9, 2005 In the retum envelope, please: 1 Enclose your cbeckor money onter. Include your account number and name on the front of your check or money order. Please, no cash or foreign currency. 2 Enclose your payment coupon. Do not staple or tape it to your payment. Insert the payment coupon so that the entire AT&T Universal Card address appears through the window of your remttlance envelope. ~A1.-r Universal Card Page 2 of 3 RALPH M RHOADS Account 5491 1303 8728 4789 February 8 - March 9, 200S ~ATIJ Universal Card Page 3 of 3 ~A*,~$ij~fWtiRi~!ffimffff Purchases........................................................................................................................................................0.00 Cash Advances and Checks.......................................................................................................................... 0.00 Fees................................................................................................................................................................64.00 Total MasterCard Activjty......................................................................................................................... $84.00 tLlI Purchase. Total MasterCard Purchases............................................. $0.00 tSll Caslt Advances Cash Advance Limit "."........ $2,000.00* *This represents a portion of your total credit line. Finance CI1arge InformaIion Nominal APR Period ic Rate Days In x Billing Period Balance x Subject to Finance Cherqe PerIodic ~ CHARGE Transaction +Fee'~ ~ MJNJJAJ. PlYfCENTAGE RArE PURCHASES Standard Purch 25.240% .06915%(D) x 29 CASH ADVANCES Standard Adv 25.240% .06915%(0) x 29 x $18,578.20 = $372.56 + $0.00 25.240% x SO.OO $0.00 + $0.00 25.240% Total FINANCE CHARGE $372. 56 I Fees I Standard Purch Tr.:Ilnor:. Post Ol/OQ 03/09 Total rees Dl!scriDtion I ATr rfr - rrR PAYUFNT PAST our ovrR CRFOTT lIMIT rFr AmnlJnt l~ 00 ]9 00 $64.00 A T& T Universal Calling Card Calls.............. ................................... $0.00 ****ThankYou Points Summary**** Previous Statement Point Total.... ................... ......................",...,.. .................... ................................. .... 1,921 Base Points Earned.......................................,............ ..................... ...........,,,,........... .................................... .., 0 Total Points Earned This Period...... ....................,.... .,................. ..............................., .................................... 0 Total ThankYou Points Available... ........................ .................. ........................1,921 Lifetime ThankYou Points Earned... ........................ ..................... ............................ ................................ 9,921 Bonus Points may take one to two billing cycles to appear on your statement. Please refer to the specific terms and conditions pertaining to the promotion for further details. Don't forget! Your AT&T Universal Card is the card that rewards you for all of your everyday purchases. Why use a card that doesn' give something back? See our website, www.thankyouredemptions.com or call 1-877-7-REDEEM for more information! . . Verification I,~f{A~ 0Cl~ (USA) which is by contract the service provider for plaintiffCITIBANK SOUTH DAKOTA N.A. am an employee of Citicorp Credit Services, Inc., retained to perform services including but not primarily limited to collecting delinquent debt. I am authorized to make this verification as attorney-in-fact for plaintiff under powers of attorney from plaintiff to Citicorp Credit Services, Inc. (USA) and to me. The foregoing averments off act in the within pleading are true and correct to the best of my knowledge, information and belief. I understand that the statements made herein are subject to the penalties of 18 Pa. C.S. Section 4904, relating to unsworn falsification to the authorities. Date: O~)~ ! Df:) (~~(ft!k- Ralph M Rhoads 5491130387284789 . , XJ (J ~ it ~ .~ ..-, ~ ':::::.:Jo 0 .-CJ c:;.-;. - ~, ., r-- Lv D c_ :;:l 8 '-4:::. -() ~<:; r"t1E1 ....:] () F! -O-;1n ";10 ~ C.) "I", ~ 'J::) :ro.". ~~ 1 ~- ... ,-") .n -I- '2 --i:- ,~( '-D SHERIFF'S RETURN - REGULAR , CASE NO: 2005-02834 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CITIBANK SOUTH DAKOTA NA VS RHOADS RALPH M SHANNON SHERTZER , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon RHOADS RALPH M the DEFENDANT , at 2041:00 HOURS, on the 8th day of June 2005 at 835 ACRI ROAD MECHANICSBURG, PA 17050-2265 by handing to RALPH RHOADS a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Postage Surcharge So Answers: 18.00 8.88 .37 10.00 .00 37.25 -r'~-"<~ R. Thomas Kline 06/09/2005 BURTON NEIL Sworn and Subscribed to before By: rJ:"'.~ L 111 eputy She ff me this /S(!> day of ) l ~ 2tJrJ5' A.D. I l~Cl ~<1~ I rothonotary' BURTON NEIL & ASSOCIATES, P.C. BY: Burton Neil, Esquire Identification No. 11348 1060 Andrew Drive, Suite 170 West Chester, PA 19380 610-696-2120 ATTORNEY FOR: Plaintiff eITIBANK SOUTH DAKOTA N.A. Plaintiff : IN THE COURT OF COMMON PLEAS ; CUMBERLAND COUNTY, PENNSYLVANIA VS. : NO. 05-2834-Civil RALPH M RHOADS Defendant : CIVIL ACTION - LAW PRAECIPE TO DISCONTINUE TO THE PROTHONOTARY: lGodly ""~ti,~ ili, """~",,tioo'" ,"",' -1w1ire. BURTONjIL & ASSOCIATES, P.c. ~. BY:~."" Burton Neil, Es ire Attorney for P intiff The law firm of Burton Neil & Associates is a debt collector. 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