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HomeMy WebLinkAbout05-2865 COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION-LAW RICHARD F. STERN, ESQUIRE STERN AND STERCHO The Pavilion 261 Old York Road, Suite 410 Jenkintown, PA 19046 (215) 572-8111 LD. #03315 U.S. Bank, N.A., as Trustee for MASTR Asset Backed Securities Trust 202-NCl Mortgage Pass-through Certificates, by its attorney in fact, Ocwen Federal Bank FSB 1675 Palm Beach Lakes Blvd. West Palm Beach, FL 33401 VS. NO. OS - ;(.f'.S ~ I u', L 'L tI2-""'\ MARK TRUSZ and REBECCA TRUSZ 436 Hoff Street Carnegie, PA 15106 CIVIL ACTION- MORTGAGE FORECLOSURE This is an attempt to collect a debt and anv information obtained will be used for that puroose. NOTICE You have been sued in Court. If you wish to defend the claims set forth in the following pages, you must take action within twenty (20) days after this Civil Action and notice are served, by entering a written appearance personally or by attorney and filing in writing with the Court your defense or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the J; \Lauren\Complaims\Cumberland\Ocwen. Trusz.5.05. wpd Court without further notice for any money claimed in the Civil Action or for any other claim or relief requested by the plaintiff. You may lose money or property of other rights important to you. YOU SHOULD TAKE THIS PAPER TO A LA WYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER. TO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER. THIS OFFICE MAYBE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. COURT ADMINISTRATOR 4TH FL., CUMBERLAND COUNTY COURTHOUSE CARLISLE, PA 17013 (717) 240-6200 J; \Lauren\Complaints\Cumberland\Ocwen. Trusz.5 .05. wpd NOTICE PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U.S.C. ~1692 ET SEQ., YOU MA Y DISPUTE THE VALIDITY OF THE DEBT ORANY PORTION THEREOF. IF YOU DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE YOU WITH WRITTEN VERIFICATION OF THE DEBT, AS WELL AS THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM THE CURRENT CREDITOR. OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID. IF YOU DO NOT DISPUTE THE DEBT, IT IS NOT AN ADMISSION OF LIABILITY BY YOU. IF YOU NOTIFY US IN WRITING WITHIN THE THIRTY (30) DAY PERIOD, WE WILL CEASE COLLECTION OF THIS DEBT, OR ANY DISPUTED PORTION OF IT, UNTIL WE HAVE OBTAINED THE REQUIRED INFORMATION AND MAILED IT TO YOU. ONCE WE HAVE MAILED YOU THE REQUIRED INFORMATION, WE WILL CONTINUE THE COLLECTION OF THIS DEBT. THIS LAW FIRM IS DEEMED TO BE A DEBT COLLECTOR. THIS ACTION IS AN ATTEMPT TO COLLECT A DEBT, AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. J: \Lauren\Complaints\Cumberland\Ocwen. Trusz.5.05. wpd COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION-LAW RICHARD F. STERN, ESQUIRE STERN AND STERCHO The Pavilion 261 Old York Road, Suite 410 Jenkintown, PA 19046 (215) 572-8111 J.D. #03315 U.S. Bank, N.A., as Trustee for MASTR Asset Backed Securities Trust 202-NCl Mortgage Pass-through Certificates, by its attorney in fact, Ocwen Federal Bank FSB 1675 Palm Beach Lakes Blvd. West Palm Beach, FL 33401 VS. NO. D5 - cQp~ (j(_;,l/~ MARK TRUSZ and REBECCA TRUSZ 436 Hoff Street Carnegie, PA 15106 CIVIL ACTlON- MORTGAGE FORECLOSURE 1. Plaintiff is U.S. Bank, N.A., as Trustee for MASTR Asset Backed Securities Trust 202-NCl Mortgage Pass-through Certificates, by its attorney in fact, Ocwen Federal Bank FSB, a federal savings bank with offices located at 1675 Palm Beach Lakes Blvd., West Palm Beach, FL 33401. 2. Defendants are Mark Trusz and Rebecca Trusz, adult individuals with a last- known address of 436 Hoff Street, Carnegie, PA 15106. 3. Under date of June 25,2002, defendants executed and delivered to New century Mortgage Corporation a mortgage upon premises 436 Hoff Street, Carnegie, P A 15106 to secure the payment of the swn of $47,600.00. The said mortgage is recorded in the Department of J :\Lauren\Complaints\Cumberland\Ocwen. Trusz.5 .05. wpd Records in and for the County of Cumberland in Mortgage Book No.22924, page 72, recorded July 1, 2002 and is incorporated herein by reference. A copy of the legal description of the premises is attached hereto and made a part hereof as Exhibit "A". 4. By Assigmnent which is being duly recorded, the loan was assigned to U.S. Bank, N.A., as Trustee for MASTR Asset Backed Securities Trust 202-NCl Mortgage Pass- through Certificates. 5. Ocwen Federal Bank FSB is the attorney in fact for U.S. Bank, N.A., as Trustee for MASTR Asset Backed Securities Trust 202-NCl Mortgage Pass-through Certificates. 6. The defendants are the real owners of premises 436 Hoff Street, Carnegie, P A 15106. 7. In accordance with Act 91 of 1983, as amended, a combined notice providing the inforrnation required by ~403 of Act 6 of 1974, and Act 91 aforesaid, was sent to the defendants and no response was made in the appropriate period of time. A true and correct copy of the aforesaid notice is attached hereto and made a part hereof as Exhibit "B" . 8. The said loan is in default as a result of the failure to pay the monthly installments of $389.85 due on January 1,2005 and on the 1st day of each month thereafter. 9. The following is due on the loan: PRINCIPAL BALANCE $ 46,593.73 INTEREST (accrued thru 5/31/05 of $2,261.06. Interest after 5/31/05 shall accrue at the per diem rate of $12.58.) 2,261.06 LATE CHARGES (accrued thru 5/05 of $118.60. Late charges after 5/05 shall accrue at the monthly rate of $19.49) 118.60 ESCROW ADVANCES 521.00 FEES BILLED 471.00 COSTS 300.00 ATTORNEY'S FEE 2,300.00 1 :\Lauren\Complaints\Cumberland\Ocwen. Trusz.5 .05. wpd TOTAL $ 52,565.39 WHEREFORE, U. S. Bank, N.A. , as Trustee for MASTR Asset Backed Securities Trust 202-NCl Mortgage Pass-through Certificates, by its attorney in fact, Ocwen Federal Bank FSB requests this Court to enter judgment for foreclosure of the mortgaged property for the sum of $ 46,593.73, plus interest thereon of $2,261.06 plus $12.58 per day from 5/31/05 until judgment is paid in full, late charges of $118.60, plus late charges of $19.49 per month from 5/05 until judgment is paid in full, escrow advances of $521.00, fees billed of $471.00, costs of $300.00, attorney's fees of $2,300.00, plus record costs. BY: CHARD F. STER Attorney for Plaintiff 1 :\Lauren\Complaints\Cumberland\Ocwen. Trusz.5.05. wpd VERIFICATION PATRICIA A. MINER is the Default Servicing Manager of OCWEN FEDERAL BANK FSB and is authorized to sign this Verification on behalf of same, and states that she verifies the foregoing Civil Action-Mortgage Foreclosure against MARK TRUSZ AND REBECCA TRUSZ and avers the statements of fact therein contained are made subject to the penalties of 18 P A C.S. Section 4904 relating to the unsworn falsification to authorities, and that same are true upon the signer's personal knowledge or information and belief. ~ ~- ATRICIA A. MINER Default Servicing Manager Date: MAY 31, ?OO~ 04/15/2005 07:54 FAl 1ilI021 105484 Page IS of 22 All that certain lot or piece of ground situate !n the Towne~p of Scott, County of All-ghlany and COIllIlIOnwulth of PlI%1%18ylvania. being known :u Lot No 32 in the :Robert H llrown'" Qlendale Plan of Lets, as recorded in the Recorder's OffiCe ot All.~h&nY County, Pennsylvania :l.n 1'lan Book V01\l111G 17, paqe 120_ Ileing known -.nd designated ae Tax PUCe! ID )1'0.1 10;2-a-H l1nd..r ,-"d lIwject: to reservat.iODs, restriction., conditiona, covenant.., .as~nt. and rights of way as set tort~ in prior inal:J;\lIIle",t" of record. . Toge~r with all and uiD9Ular the improve~nt.., ways, streets, alleys, driveways, passages, wataxa, waeercouru.s. rights. liberties, pr:l.v:l.lege., bereditaments aDd appurtenants,whatsoever unto hereby granted prellL1l1.S belonging 01: in ....y way &pplIlrtainiug and. t~e rever8iODa and r8maindGrs,rants, iaaue8 and pratits thereof and all the estate right,t!tle interest property, claim and demand whatsoeVer at the said Grantor, aa ....1011 at law as in equity of , in and to the SaIIlS. TO Have al:Id to Bald the said lot or piece o~ Ilround deso.il:led herein ",ith the building. aud improv_ente thereon erected, the hereditament. and pr~.e. hereby gran~ed or meAtioned, and intended 80 to be with the .ppurten~ce. unto the said Gran~ees, thei. beirs and usignl/, to and for Ue only proper use a;nd. behoof of l:b.e the ludd Granteee, th.ir heirs an"- assigna fo::ev"r. Being the 811111e propert.y Which Bl:I18st iI. Dunlap, Bxecutor of the S..eate of Pr~ tlunlap, also ken'" as PraDJr; H. Dunlap, dece..ed, by hill deed dated Jabuary 28; 19'-9 and ...eoorded February 4, UU in thll! Recorder'S Oft ice of A11egheny Co~ty, Penneylvania :I.", De.d Book Volume 10401, pllge 240, granted and conveyed unto Lynn Ann ('liPPY, the llrantor here111. 'IB22924Pli086 EXHIBIT I-A- j STERN & STERCHO 410 The Pavilion Jenkintown, PA 19046 (215) 572-8111 Date: April 22, 2005 ACT 91 NOTICE TAKE ACTION TO SAVE YOUR HOME FROM FORECLOSURE This is an official notice that the mort!!a!!e on vour home is in default. and the lender intends to foreclose. SDecific information about the nature of the default is Drovided in the attached Da!!es. The HOMEOWNER'S MORTGAGE ASSISTANCE PROGRAM (HEMAP) mav be able to helD to save your home. This Notice eXDlains how the DrO!!ram works. To see ifHEMAP can helD. you must MEET WITH A CONSUMER CREDIT COUNSELING AGENCY WITHIN 30 DAYS OF THE DATE OF THIS NOTICE. Take this Notice with vou when vou meet with the Counselin!! A!!encv. The name. address and Dhone number of Consumer Credit Counselin!! A!!encies servin!! vour Countv are listed at the end of this Notice. If vou have anv Questions. vou mav call the Pennsvlvania Housin!! Finance Al!encv toll free at 1-800-342-2397.(Persons with imDaired hearin!! can call (717) 780-1869). This Notice contains imDortant le!!al information. Ifvou have any Questions. reDresentatives at the Consumer Credit Counselin!! A!!encv may be able to helD eXDlain it. You mav also want to contact an attornev in vour area. The local bar association mav be able to helD vou find a lawver. LA NOTIFICACION EN ADJUNTO ES DE SUMA IMPORTANCIA, PUES AFECTA SU DERECHO A CONTINUAR VIVIENDO EN SU CASA. SI NO COMPRENDE EL CONTENIDO DE ESTA NOTIFICACION OBTENGA UNA TRADUCCION INMEDITAMENTE LLAMANDO ESTA AGENCIA (PENNSYLVANIA HOUSING FINANCE AGENCY) SIN CARGOS AL NUMERO MENCIONADO ARRIBA. PUEDES SER ELEGIBLE PARA UN PRESTAMO POR EL PROGRAMA LLAMADO "HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM" EL CUAL PUEDE SALVAR SU CASA DE LA PERDIDA DEL DERECHO A REDIMIR SU HIPOTECA. EXHIBIT '-8- HOMEOWNER'S NAME(S): Mark Trusz and Rebecca Trusz PROPERTY ADDRESS: 436 Hoff Street, Carnegie, PA 15106 LOAN ACCT. NO.: 101208486 ORIGINAL LENDER: New Century Mortgage Corporation CURRENT LENDER/SERVICE: U. S. Bank N.A., as Trustee for MASTR Asset Backed Securities Trust 2002-NC1 Mortgage Pass-Through Certificates, by its attorney in fact, Ocwen Federal Bank FSB THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. THIS NOTICE IS SENT TO YOU IN AN ATTEMPT TO COLLECT THE INDEBTEDNESS REFERRED TO HEREIN AND ANY INFORMA TION OBTAINED FROM YOU WILL BE USED FOR THAT PURPOSE. You may dispute the validity ofthe debt or any portion thereof. If you do so in writing within thirty (30) days of receipt of this letter, this firm will obtain and provide you with written verification thereof; otherwise, the debt will be assumed to be valid. Likewise, if requested within thirty (30) days of receipt of this letter, this firm will send you the name and address ofthe original creditor if different from above. HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE PROGRAM YOU MAYBE ELIGIBLE FOR FINANCIAL ASSISTANCE WHICH CAN SAVE YOUR HOME FROM FORECLOSURE AND HELP YOU MAKE FUTURE MORTGAGE PAYMENTS IF YOU COMPLY WITH THE PROVISIONS OF THE HOMEOWNER'S EMERGENCY MORTGAGE ASSISTANCE ACT OF 1983 (THE "ACT"), YOU MAY BE ELIGIBLE FOR EMERGENCY MORTGAGE ASSISTANCE: IF YOUR DEF AUL T HAS BEEN CAUSED BY CIRCUMSTANCES BEYOND YOUR CONTROL, IF YOU HAVE A REASONABLE PROSPECT OF BEING ABLE TO PAY YOUR MORTGAGE PAYMENTS, AND IF YOU MEET OTHER ELIGIBILITY REQUIREMENTS ESTABLISHED BY THE PENNSYL VANIA HOUSING FINANCE AGENCY. TEMPORARY STAY OF FORECLOSURE -- Under the Act, you are entitled to a temporary stay of foreclosure on your mortgage for thirty (30) days from the date of this Notice. During that time you must arrange and attend a "face-to-face" meeting with one of the consumer credit counseling agencies listed at the end of this Notice. THIS MEETING MUST OCCUR WITHIN THE NEXT (30) DAYS. IF YOU DO NOT APPLY FOR EMERGENCY MORTGAGE ASSISTANCE. YOU MUST BRING YOUR MORTGAGE UP TO DATE. THE PART OF THIS NOTICE CALLED"HOW TO CURE YOUR MORTGAGE DEFAULT". EXPLAINS HOW TO BRING YOUR MORTGAGE UP TO DATE. CONSUMER CREDIT COUNSELING AGENCIES - If you meet with one of the conswner credit counseling agencies listed at the end of this notice, the lender may NOT take action against you for thirty (30) days after the date of this meeting. The names. addresses and teleohone numbers of desi ated consumer credit counselin a encies for the count in which the ro e is located are set forth at the end of this Notice. It is only necessary to schedule one face-to-face meeting. Advise your lender immediatelv of your intentions. APPLICATION FOR MORTGAGE ASSISTANCE - Y our mortgage is in default for the reasons set forth later in this Notice (see following pages for specific information about the nature of your default.) If you have tried and are unable to resolve this problem with the lender, you have the right to apply for financial assistance from the Homeowner's Emergency Mortgage Assistance Program. To do so, you must fill out, sign and file a completed Homeowner's Emergency Assistance Program Application with one of the designated conswner credit counseling agencies listed at the end ofthis Notice. Only conswner credit counseling agencies have applications for the program and they will assist you in submitting a complete application to the Pennsylvania Housing Finance Agency. Your application MUST be filed or postmarked within thirty (30) days of your face-to-face meeting. YOU MUST FILE YOUR APPLICATION PROMPTLY. IF YOU FAIL TO DO SO OR IF YOU DO NOT FOLLOW THE OTHER TIME PERIODS SET FORTH IN THIS LETTER, FORECLOSURE MAY PROCEED AGAINST YOUR HOME IMMEDIATELY AND YOU APPLICATION FOR MORTGAGE ASSISTANCE WILL BE DENIED. AGENCY ACTION - Available funds for emergency mortgage assistance are very limited. They will be disbursed by the Agency under the eligibility criteria established by the Act. The Pennsylvania Housing Finance Agency has sixty (60) days to make a decision after it receives your application. During that time, no foreclosure proceedings will be pursued against you if you have met the time requirements set forth above. You will be notified directly by the Pennsylvania Housing Finance Agency of its decision on your application. NOTE: IF YOU ARE CURRENTLY PROTECTED BY THE FILING OF A PETITION IN BANKRUPTCY, THE FOLLOWING PART OF THIS NOTICE IS FOR INFORMATION PURPOSES ONLY AND SHOULD NOT BE CONSIDERED AS AN ATTEMPT TO COLLECT THE DEBT. (If you have filed bankruptcy you can still apply for Emergency Mortgage Assistance.) HOW TO CURE YOUR MORTGAGE DEFAULT (Brin!: it up to date). NATURE OFTHE DEF AUL T --The MORTGAGE debt held by the above lender on your property located at: 436 Hoff Street, Carnegie, PA 15106 IS SERIOUSLY IN DEF AUL T because: YOU HAVE NOT MADE MONTHLY MORTGAGE PAYMENTS for the following months and the following amounts are now past due: Monthly payments of$389.85 for the months of January 1, 2005 through and including April 1, 2005, for a total of$I,559.40 Other charges (explain/itemize): Late charges of $118.60, escrow advances of $521.00 and fees billed of $111.00 for a total of $750.60 TOTAL AMOUNT PAST DUE: $2,310.00 HOW TO CURE THE DEFAULT --You may cure the defauItwithin THIRTY (30) DAYS of the date of this notice BY PAYING THE TOTAL AMOUNT PAST DUE TO THE LENDER, WHICH IS $2,310.00, PLUS ANY MORTGAGE PAYMENTS AND LATE CHARGES WHICH BECOME DUE DURING THE THIRTY (30) DAY PERIOD. Pavrnents must be made either bv cash. cashier's check. certified check or monev order made oavable and sent to: Richard F. Stern, Esq. 410 The Pavilion J enkintown, P A 19046 215-572-8111 IF YOU DO NOT CURE THE DEFAULT -- If you do not cure the default within THIRTY (30) DAYS of the date of this Notice, the lender intends to exercise its rights to accelerate the mortgage debt. This means that the entire outstanding balance of this debt will be considered due immediately and you may lose the chance to pay the mortgage in monthly installments. If full payment of the total amount past due is not made within THIRTY (30) DAYS, the lender also intends to instruct its attorneys to start legal action to foreclose upon your mortgaged property. IF THE MORTGAGE IS FORECLOSED UPON -- The mortgaged property will be sold by the Sheriff to pay off the mortgage debt. If the lender refers your case to its attorneys, but you cure the delinquency before the lender begins legal proceedings against you, you will still be required to pay the reasonable attorney's fees that were actually incurred, up to $50.00. However, if legal proceedings are started against you, you will have to pay all reasonable attorney's fees actually incurred by the lender even if they exceed $50.00. Any attorney's fees will be added to the amount you owe the lender, which may also include otheneasonable costs. If you cure the default within the THIRTY (30) DAY period, you will not be required to pay attorney's fees. OTHER LENDER REMEDIES -- The lender may also sue you personally for the unpaid principal balance and all other sums due under the mortgage. RIGHT TO CURE THE DEF AUL T PRIOR TO SHERIFF'S SALE __ If you have not cured the default within the THIRTY (30) DAY period and foreclosure proceedings have begun, you still have the right to cure the default and prevent the sale at any time up to one hour before the Sheriff's Sale. You may do so by paying the total amount then past due, plus any late or other charges then due, reasonable attorney's fees and costs connected with the foreclosure sale and any other costs connected with the Sheriff's Sale as specified in writing by the lender and by performing any other requirements under the mortgage. Curing your default in the manner set forth in this notice will restore your mortgage to the same position as if you had never defaulted. EARLIEST POSSIBLE SHERIFF'S SALE DATE - It is estimated that the earliest date that such a Sheriff's Sale of the mortgaged property could be held would be approximately six months from the date of this Notice. A notice of the actual date of the Sheriff's Sale will be sent to you before the sale. Of course, the amount needed to cure the default will increase the longer you wait. You may find out at any tirne exactly what the required payment or action will be by contacting the lender. HOW TO CONTACT THE LENDER: Name of Lender: Ocwen Federal Bank FSB Address: 1675 Palm Beach Lakes Blvd. West Palm Beach, FL 33401 Phone Number: 1-800-310-9229 Contact Person: Performing Collections Dept. EFFECT OF SHERIFF'S SALE - You should realize that a Sheriff's Sale will end your ownership of the mortgaged property and your right to occupy it. If you continue to live in the property after the Sheriff's Sale, a lawsuit to remove you and your furnishings and other belongings could be started by the lender at any tirne. ASSUMPTION OF MORTGAGE - You _ mayor ..lL may not sell or transfer your home to a buyer or transferee who will assume the mortgage debt, provided that all the outstanding payments, charges and attorney's fees and costs are paid prior to or at the sale and that the other requirements of the mortgage are satisfied. YOU MAY ALSO HAVE THE RIGHT: TO SELL THE PROPERTY TO OBTAIN MONEY TO PAY OFF THE MORTGAGE DEBT OR TO BORROW MONEY FROM ANOTHER LENDING INSTITUTION TO PAY OFF THIS DEBT. TO HAVE THIS DEF AUL T CURED BY ANY THIRD PARTY ACTING ON YOUR BEHALF. TO HAVE THE MORTGAGE RESTORED TO THE SAME POSITION AS IF NO DEFAULT HAD OCCURRED, IF YOU CURE THE DEFAULT. (HOWEVER, YOU DO NOT HAVE THIS RIGHT TO CURE YOUR DEFAULT MORE THAN THREE TIMES IN ANY CALENDAR YEAR.) TO ASSERT THE NONEXISTENCE OF A DEFAULT IN ANY FORECLOSURE PROCEEDING OR ANY OTHER LAWSUIT INSTITUTED UNDER THE MORTGAGE DOCUMENTS, TO ASSERT ANY OTHER DEFENSE YOU BELIEVE YOU MA Y HAVE TO SUCH ACTION BY THE LENDER. TO SEEK PROTECTION UNDER THE FEDERAL BANKRUPTCY LAW. CONSUMER CREDIT COUNSELING AGENCIES SERVING YOUR COUNTY (See Attached) Sincerely, ~HO BY: RICHARD F. STERN VIA CERTIFIED MAIL, RETURN RECEIPT REQUESTED AND REGULAR MAIL . CUMBERLAND COUNTY CCCS of Western Pennsylvania, Inc. 2000 Linglestown Road Harrisburg, PA 17102 (717) 541-1757 FAX (717) 541-4670 Financial Counseling Services of Franklin 31 West 3rd Street Waynesboro, P A 17268 (717) 762-3285 Urban League of Metropolitan Harrisburg N. 6th Street Harrisburg, PA 17101 (717) 234-5925 FAX (717) 234-9459 YWCA of Carlisle 301 G Street Carlisle,PA 17013 (717)243-3818 FAX (717) 731-9589 Community Action Comm of the Capital Region 1514 Derry Street Harrisburg, P A 17104 (717) 232-9757 FAX (717) 234-2227 Adams County Housing Authority 139-143 Carlisle St. Gettysburg, P A 17325 (717) 334-1518 FAX (717) 334-8326 A:J 0 ~ it ~ V( V) ...... ~ r--.., 1;) ~ ,"':"> \" ,~..ri ~ :j D- c.. ~ I f'.' ......-'. - g . (J ......,J --..t.. \.;;) COURT OF COMMON PLEAS OF CUMBERLAND COUNTY CIVIL ACTION-LAW RICHARD F. STERN, ESQUIRE STERN AND STERCHO The Pavilion 261 Old York Road, Suite 410 Jenkintown, PA 19046 (215) 572-8111 I.D, #03315 U.S, Bank, N.A., as Trustee for MASTR Asset Backed Securities Trust 202-NCl Mortgage Pass-through Certificates, by its attorney in fact, Ocwen Federal Bank FSB 1675 Palm Beach Lakes Blvd. West Palm Beach, FL 33401 VS. NO.05-2865 Civil Term MARK TRUSZ and REBECCA TRUSZ ORDER TO SETTLE. DISCONTINUE AND END WITHOUT PREJUDICE To the Prothonotary: Kindly mark the above captioned matter as settled, discontinued and ended, without prejudice, upon payment of your costs only. STERN AND STERCHO BY~ 'R1CH ,ERN-- Attorney for Plaintiff 6/6/05 o c:: ;-: '25 c,:;:;O <J' <- c:::: ~-"'-" .~ ,,-- c ;?:: =2 -' ~ -l :r:..,., rl1F: "'0. IT' COO ~J !. ~o -r"_ :f.;, ~---l .--- " ,;;. C) _:::f11 'i: "'b -......; ~ ~ J;:" N