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Home My WebLink About05-2909 18845 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA C,u~L'--r~ PALISADES COLLECTION LLC ASSIGNEE OF BANK ONE 210 SYLVAN AVENUE ENGLEWOOD CLIFFS, NJ 07632 NO. 05- ,;),909 Plaintiff VS. CIVIL ACTION - LAW ELIZABETH FAY 4 DARRIN AVE NEWBURG PA 17240-9222 Defendant (5) NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. NOTICIA Le han demandado a used en la corte. 5i used quarere defensas de esas demandas expuestas en las paginas, siguientes, used tiene viente (20) dias de plazo al partir de la fecha de lademanda y la notifiation. Used debe presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus objeciones a last demandas en corta de su persona. Sea avisado que s1 used no se defienda, la corte tomara medidas y psedido entrar una orden contra used sin previa aviso 0 notificacion y por cualquier queja 0 alivio que es pedido en la peticion de demanda. Used puede perder dinero 0 sus propledades 0 otros derechos importantes para used. LLEVE ESTA DEMANDA A UN ABODOAGO IMMEDIATAMENTE. SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO SUFFICIENTE DE PAGAR TAL SERVICIO VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSITANCIA LEGAL. Lawyer Referral Service Cumberland County Bar Assn. 32 S. Bedford St. Carlisle 800-990-9108 PA 17013 CVRNOTjPARET W&A FILE NO. 132668291 18850 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION LLC ASSIGNEE OF BANK ONE 210 SYLVAN AVENUE ENGLEWOOD CLIFFS, NJ 07632 NO. 65' - ,;J.9()~ Ou~tT~ Plaintiff VS. CIVIL ACTION - LAW ELIZABETH FAY 4 DARRIN AVE NEWBURG PA 17240-9222 Defendant(s) COMPLAINT Now comes the Plaintiff, PALISADES COLLECTION LLC , by and through its attorneys, and the law firm of Wolpoff & Abramson, L.L.P., and files this Complaint and in support avers as follows: 1. Plaintiff, PALISADES COLLECTION LLC ASSIGNEE OF BANK ONE 210 SYLVAN AVENUE ENGLEWOOD CLIFFS, NJ 07632 is a business entity doing business within the Commonwealth of Pennsylvania and the other states of the United States. 2. Defendant, ELIZABETH FAY a last known address of , is an adult individual with 4 DARRIN AVE NEWBURG PA 17240-9222 COUNTY OF CUMBERLAND 3. It is averred that Defendant(s) was/were issued an open end credit card account. 4. At all relevant times material hereto, Defendant(s) has/have used said charge card for the purchase of products, goods and/or for obtaining services. CCPNRI/PARET W&A FILE NO. 132668291 18853 5. Plaintiff provided Defendant(s) with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned credit card account to which there was no bona fide objection by Defendant(s). A true and correct copy of the Statement of Account is attached hereto, incorporated herein, and marked as Exhibit "A". 6. As of the date of this Complaint, the remaining balance due, owing and unpaid on Defendant's credit card account as a result of the charges made by said Defendant(s) and/or any authorized users is the sum of $ 9032.37. 7. Pursuant to the applicable Pennsylvania law, any unpaid or delinquent balances on said account shall continue to bear interest at the rate of 18%. 8. As of the date of the filing of this Complaint, the amount of interest which has accrued is the sum of $ 5060.11. 9. refused account Despite reasonable and repeated demands for payment, Defendant(s) has/have and continue to refuse to pay all sums due and owing on the aforementioned balance, all to the damage and detriment of the Plaintiff. 10. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment in favor of the Plaintiff and against Defendant(s) in the amount of $ 9032.37, plus interest in the amount of $ 5060.11, plus costs of this action and any other relief as this Court deems just and reasonable. Respectfully submitted, Amy . Doyle 1187 62 Daniel F. Wo fson #20617 Bruce H. Che kis #18837 Philip C. Warholic #86341 Ronald M. Abramson #94266 Ronald S. Canter #94000 Donald P. Shiffer #89451 Andrew C. Spears #87737 WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff Attorneys in the Practice of Debt Collection 267 East Market St., York, PA 17403 (717) 846-1252 CPNRI2/PARET W&A FILE NO. 132668291 18858 ATTORNEY VERIFICATION I hereby state that I am the attorney for the Plaintiff, who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, am authorized to take this verification on behalf of said Plaintiff in this action and verify that the statements made in the foregoing Complaint are true and correct to the best of my knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: Amy F. yle #8706 Daniel F. Wol #20617 Bruce H. Cher is #18837 Philip C. Warholic #86341 Ronald M. Abramson #94266 Ronald S. Canter #94000 Donald P. Shiffer #89451 Andrew C. Spears #87737 WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff Attorneys in the Practice of Debt Collection 267 East Market St., York, PA 17403 (717) 846-1252 PAVERF/PARET W&A FILE NO. 132668291 18849 EXHIBIT "A" aaO~~~N~O~~OOOO~~~N~o~~~~roro~O~ ~ "II II~roo~~~_~_~a~romo~~~_~_aaHH~'~CO~~ mrrrrzoo~w~aa~~~rrzoo~w~~aa~~a~'o-w z~ ~~ ~~" ~~ ~~"a~~ ~'~Rl~. ro ouuRlRllll1l r-,)_r-,)r-,)r-,)IlIlRlRlll([l r-,)-r~ O-<([l ~~ a, N- N_ m Z~~~H~~ ZOO ~ 11113:~r........ 1111 11~~~~a C- ~z 1111 ........~ 0'l1l1l....J Z ]:ma;U-h 3U) mc a;u~ N~m. mm ~~..([l-h rr- 3 a~~ mO....J.~~ r W -h 11l IIrr r~ 0')0......0 ~ ....11 II~OJroll , ([l m Z 0'l0....JU) CON N WO' _, II~ 00.r-,) ;U ~ >~Or-,)~Zl1lW U) 3: mQNr-,) Q ~ OJ>OOom~m U)II m .OWN ;u m-<NOl1l~OO'l w O'l OU).... ~ O...........([l N OU) OU) Z I WOII ....J O'l .....00 OW woo zoo O'l NO ON ............U) C 00 0'l....J > 0')0 3 N r-,) < W U) m " " w U> " U> " " U> :;: W . 0 c. w 0 ~ w " Z 0 C " 3 " rJ U> . m " 0 -0" ;OW 0" <" -0 ow mw ;0" m -0" l> r - '" l> 0 m "'l> 0 00 00 rc r:J m... 0 -<Z _c 03 ZrJ . r" r 0 U> l>U> "''' "''' _U> "w ZO mw mO w 0" -nO " "''' l>U> zm ^ -0 l> " m p ~ fi 1 ~ 8 . ....... ~ CI1 f'.. () .J::: ~ (") ...., lfl FE:! = ~ c = :s:~.~ = ~ ~'cr' '- :r ri-';fr' c.:: m~ '""7>.,., ;;;e "'-- -'. 12 -",; r- I iB -::'''1 tn,,," -.J -< .- r" f' : -l'"r ~ ~- '-. ~ :J:-d ~' ?(:' 3: 90 ;E'( ) csrn 'e en ~ Z =<! en w -< SHERIFF'S RETURN - REGULAR CASE NO: 2005-02909 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND PALISADES COLLECTION LLC VS FAY ELIZABETH ROBERT BITNER , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon FAY ELIZABETH the DEFENDANT , at 1915:00 HOURS, on the 13th day of June 2005 at 4 DARRIN AVENUE NEWBURG, PA 17240-9222 by handing to ELIZABETH FAY a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Postage Surcharge So Answers: 18.00 14.80 .37 10.00 .00 43.17 r~ ~/-<:~ R. Thomas Kline 06/14/2005 WOLPOFF & ABRAMSON Sworn and Subscribed to before BY'=~;;~~.J~MOA puty Sheriff ' me this ).0 ~ day of (~ :J..&o~ A.D. (h~th0;ot~,A~ 3165 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION LLC ASSIGNEE OF BANK ONE 210 SYLVAN AVENUE ENGLEWOOD CLIFFS, NJ 07632 NO. 052909 : Plaintiff vs. ELIZABETH FAY Defendant Cs) PRAECIPE FOR JUDGMENT Mr .IMs. Cl erk: Please enter Judgment in favor of Plaintiff and against Defendant(s), ELIZABETH FAY and for want of ANSWER TO COMPLAINT. eX) Amount due $ Interes t $ Attorney's Commission $ Filing costs $ 3.00 TOTAL $ 14122.48 , plus interes t eX) I certify that the foregoing assessment of damages amounts alleged to be due in the complaint and is calculable as the complaint. ( X) Pursuant to Pa.R.C.P. 237 (Notice of Praecipe for final judgment or decree), I certify that a copy of this praecipe has been mailed to each other party who has appeared in the action or to his/her Attorney of Record. ex) Pursuant to Pa.R.C.P. 237.1, I certify that written notice of the intention to file this praecipe was mailed or delivered to the party against whom judgment is to be entered and to his/her Attorney of Record, if any, after the default occurred and at least ten days prior to the date of the filing of this praecipe and a copy of the notice is attached. 9032.37 5060.11 and costs is for specified a sum certain from DATE: ~ Signature: ~ 1187062 / 341 / David R. Galloway #87 / onald M. Abramson 94266 / Bruce H. Cherkis #18837 WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor, Camp Hill, PA 17011 (717) 303-6700 Daniel F. Wolfson Andrew C. Spears Tonilyn M. Chippie Ronald S. Canter 1120617 1187737 1187852 1194000 , I <-. " () NOW,-.JriA\ ,L , 20~, JUDGMENT IS ENTERED AS thonotary/Clerk, Civi vision ~: 4n~? ?snz,./J~~r- Deoutv 321 MAIN Cl,i'FiCE TWO IRVlNGTON CENTRE 702 KING FARM BLVD., ROCKVlU.E, MD 20850 REGIONAL OFFICES 10605 JUDICIAL DA., BLPG.. A-S, FAIRFAX, VA 22030 1108 E. MAIN ST., STE.1003, RICHMOND, VA 2321,6 5122 GREENWICH RD., VIRGINIA BEACH, V'+ 23462 919 N. MARKET ST., STE. 1300. WILMINGTON. DE 19a9g 1 VALLEY BANK BlDG., BOX 1226, CI.AAKSaURG, W\J 26302 I 46tlO TRINDLE ROAD, 3RO FLOOR, CAMP HILL. PA 17011 aB632 ROADSIDE DAIVE, STE. 265, AGOURA HILLS, CA 91301 3Q500 HIGH POINTE BLVD., STE. 250. NOVI, MI48375 I 3QO CANAL VIEW BLVD.. ROCHESTER, NY 14823 5215 NOATH O'CONNOR BLVD., IRVING, TX 7S()3g 180 GlASTONBURY BLVD., GlASTON.BURY. CT06033 , 210lNTEASTATENOATH PKWY.,ATLANTA,GA30339 301 CAR!-8ON PKWY.. STE. 303, MfNNETQNKA, MN 55305 LAW OFFICES W 0 L P 0 F F & A BRA M SON, L. L. P. Attorneys in the Practice of Debt Collection (A National Collection Attorney Network Firm) 4660 TRINDLE ROAD 3RD flOOR ~AMP Hill. PA 17011 717-303-6700 OUTSIDE CAMP HILL METROPOUT AN AREA ".'1 (TOu. FREE) 1-800-321-8467 FACSIMILE (717) 737-9051 NATIONAL COLLECTlON ATTORNEY NETWORK AFFILIATED FIRM LOCAnONS (NOT REGI~ OFFICES OF WOLPOFF. A8RAMSO~ L.L.P.~ BIRMINGHAM, ALABAMA CEDAR QLkS. eN JERSEY ANCHORAGE. AlASKA AALEla-I. NORTH CAROUNA PHOENIX, ARIZONA FAROO. NORTH DAKOTA CABOT. ARKANSAS CLEVELAND, OHIO ENGLEWOOD, COl..ORADO OKlAHOMA CITY. OKLAHOMA FT. LAUOEADAl.E. A..ORIOA EUGENE. OREGQ\I HONOLULU, HAWAII PACNtDENCE, F1HOOE ISLAND BOISE, IDAHO . COWMBIA, SOUTH CAA9'JNA CHICAGO. ILLINOIS KNOXVILLE. TENNESSEE MERRIU-VIu.E, INDIANA SANDY, UTAH KANSAS CITY, KANSAS MILWAUKEE, WISCONSIN LEXINGTON, KENTUCKY RAWUNS. WYOMING META1RIE. LOOISIANA ST. LOUIS, MISSOURI · -1beNdon.lcmlHtlon GREAT FAUB. MOOTANA Aftomey ~.twork"lM , I OMAHA. NEBRASKA IIIUdori of..,...,.. -law fI~.. I LAS VEGAS. NEVADA W5A Hours of Operation: f MANCHESTER. NEW HAMPSHIRE e ..m. . , 1 p.m. E.S.T. M-F , I , ' PlEASE DIRECT Al.L INQUIRIES TO CAMP HIU. OFFICE NOVEMBER 30, 2005 132668291 ELIZABETH FAY 4 DARRIN AVE NEWBURG P A 17240-9222 (G(Q)[jJ)~ . I W&A File No. 132668291 Re: PALISADES COLLECTION LLC ASSIGNEE OF BANK ONE vs. ELIZABETH FAY Docket No. 052909 Dear ELIZABETH FAY Enclosed herein please find a la-Day Notice pursuant to Rule 237.1 of the Pennsylvania Rules of Civil Procedure. Sincerely, Cl,~ Amy F. Doyle #87062 I Daniel F. Wolfson #2061i Philip C. Warholic #86341 I Andrew C. Spears #87737 David R. Galloway #87326 I Tonilyn M. Chippie ,#87852 Ronald M. Abramson #94266 I Ronald S. Canter #94001 Bruce H. Cherk is # 18837 WOLPOFF & ABRAMSON, L.L.P. I Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor, Camp Hill, PA 17011' (717) 303-6700 Enclosure CC: ELIZABETH FAY This is an attempt by a debt collector to collect a debt and any information obtained will be used for that purpose. Non OD/P ANOTC 322 , , IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA , PALISADES COLLECTION LLC ASSIGNEE OF BANK Q~E 210 SYLVAN AVENUE ENGLEWOOD CLIFFS, NJ 07632 NO. 052909 : . Plaintiff . : , V$. ELIZABETH FAY Defenda;'t (s) : , TO: ELIZABETH FAY 4 DARRIN AVE NEWBURG PA 17240-9222 DATE OF NOTICE: No-{ 36 I 0 ~ IMPORTANT NOTICE , YOU ARE IN DEFAULT BECAUSE YOU FAILED TO TAKE THE ACTION REQUIRED OF YOU IN THIS CASE. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORTANT RIGHTS. YOU SHOULD TAKE THIS NOTICE TO A LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE FOLLOWING OFFICE TO FIND OUT WHERE YOU CAN GET LEGAL HELP, Lawyer Referral Service Cumberland County Bar Assn. 32 S, Bedford St. Carlisle 800-990-9108 PA 17013 By: c~ Amy F. Doyle #87062 I Daniel F, Wolfson #20617 Philip C. Warholic #86341 I Andrew C. Spears #87737 David R. Galloway #87326 I Tonilyn M. Chippie #87852 Ronald M. Abramson #94266 I Ronald S. Canter #94000 Bruce H. Cherkis #18837 WOLPOFF & ABRAMSON. L.L.P. I Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor, Camp Hill, PA 17011 (717) 303-6700 3164 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION LLC ASSIGNEE OF BANK ONE 210 SYLVAN AVENUE ENGLEWOOD CLIFFS, NJ 07632 No. 052909 Plaintiff vs. CIVIL ACTION - LAW ELIZABETH FAY Defendant (s) CERTIFICATE OF RESIDENCE PA, R.C.P. 236 I, hereby certify that the precise residence of Plaintiff is: PALISADES COLLECTION LLC ASSIGNEE OF BANK ONE 210 SYLVAN AVENUE ENGLEWOOD CLIFFS, NJ 07632 and certify that the last known address of the within Defendant(s) is: ELIZABETH FAY 4 DARRIN AVE NEWBURG PA 17240-9222 ~ -\ Amy F. Doyle Phi . David R. Galloway onald . A ramson Bruce H. Cherkis #18837 WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor, Camp Hill, PA 17011 (717) 303-6700 Daniel F. Wolfson Andrew C. Spears Tonilyn M. Chippie Ronald S. Canter 1120617 1187737 1187852 1194000 PCRES/PANOJ W&A FILE NO. 132668291 3163 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION LLC ASSIGNEE OF BANK ONE 210 SYLVAN AVENUE ENGLEWOOD CLIFFS, NJ 07632 No. 052909 : Plaintiff vs. CIVIL ACTION - LAW ELIZABETH FAY Defendant (s) AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND : The undersigned counsel, being duly sworn according to law, depose and say that I am the Attorney for the Plaintiff in the above-captioned matter, and that to the best of my knowledge, information and belief Defendant, ELIZABETH FAY , above-named, is over 21 years of age; is last known to reside at 4 DARRIN AVE NEWBURG PA 17240-9222 County of CUMBERLAND , Pennsylvania; is not in the military service of the United States or its Allies, or otherwise within the provisions of the Servicemembers Civil Relief Act and its Amendments. Daniel F. Wolfson Andrew C. Spears Tonilyn M. Chippie Ronald S. Canter 1/20617 1/87737 //87852 1/94000 COMMONWEALTH OF PENNSYLVANIA Notarial Seal Kimberly L. Eisenhauer, Notary Public Hampden Twp., Cumberland County My CommiSSion Expires Nov. 17,2009 Member, Pennsylvan"la Association 01 Notaries Amy F. Doyle #87062 / P . . ar 41 / R. Galloway #8732 ramson 6 / Bruce H. Cherkis #18837 WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor, Camp Hill, PA 17011 (717) 303-6700 SWORN and SUBSCRIBED to before me this \ \ day of \.. hill \O./\li ' 200L0 . ~'~~y~W~ PNMAFF/PANOJ W&A FILE NO. 132668291 G~ ~- r ~ 3, t. ~ r- ~ r ...Lq" p ~ 1l \) c. 4)-0 ~?- ~~ +- ---C.... ,:) ~ '\ 1 ^~ .-\ " . - ,,' - -'. - C:,.l " " ':,? "\ ,-:;) :_~ \....:'. ---------- 3166 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION LLC ASSIGNEE OF BANK ONE NO. 052909 Plaintiff vs. CIVIL ACTION - LAW ELIZABETH FAY Defendant (s) NOTICE OF JUDGMENT ( x) Notice is hereby given that a in the above-captioned matter has)been ent~ed $ 14122.48 , plus interest, on, ~~ I against you in the amount of , 20~. ( x) A copy of all documents filed with the Prothonotary in support of the within judgment is/are attached. B~ ~t2-, << -2 Cj;/~J~r If you have any questions regarding this Notice, please contact the filing party. ~~ Amy F. Doyle \ Ph' . David R. Galloway Ronald M. Abramson Bruce H. Cherkis #18837 WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor, Camp Hill, PA 17011 (717) 303-6700 Daniel F. Wolfson Andrew C. Spears Tonilyn M. Chippie Ronald S. Canter 1120617 1187737 1187852 1194000 (This Notice is given in accordance with Pa.R.C.P. 236.) NOTICE SENT TO: ELIZABETH FAY 4 DARRIN AVE NEWBURG PA 17240-9222 PANOJ