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HomeMy WebLinkAbout01-0906 PETITION FOR PROBATE and GRANT OF LETTERS Estate of' ri-Ilf<;'N~~ ;:J ~A/~~;GffT No. al- 01- oqOU also known as To: Register of Wills for the 1 Deceased. County of Cl/m'-;,rtei..A ~J} in the Social Security No. /7'{ - IJS - -;..:2 y. 2 Commonwealth of Pennsylvania The petition of the undersigned respectfully represents that: Your petitioner(s), who is/are 18 years of ~ or older an the executC/2.s in the last will of the above decedent, d~ed L and codicil(s) dated . . I/(~ . A (state relevant circumstances, e.g. renunciation, death of executor, etc.) Decendent was domiciled at death in t.: "" ~ 1'2..' hf ~ last family or principal residence at I (list street, number and muncipality) Decendent, then years of age, ied at O./. L. 'r./ . \ l\ I: Except as follows, decedent did not marry, was not divorced and did not have a child born or adopted after execution of the will offered for probate; was not the victim of a killing and was never adjudicated incompetent: ,~ ;'ttJl Decendent at death owned property with estimated values as follows: (If domiciled in Pa.) All personal property (If not domiciled in Pa.) Personal property in Pennsylvania (If not domiciled in Pa.) Personal property in County Value of real estate in Pennsylvania situated as follows: .6! ~ j S. $ ~ 9. t.~(} $ $/~~ to,/) I 0l WHEREFORE, petitioner(s) respectfully request(s) the probate of the last will and codicil(s) presented herewith and the grant of letters I~ j jo r/)~ ...../1/q r;. '1 (testamentary; administration c.La.; administration d.b.n.c.La.) theron. ~ Q) tJ C Q) "0- .- '" CIl'-" Q)'" CII:~ "00 a:::::-;: ~.:: 3~ Q)<+-o :;0 (U c OIl U) OATH OF' PERSONAL REPRESENTATIVE COMMONWEALTH OF PENNSYLVANIA ~ss COUNTY OF CU1YlBERLA~D J The petitioner(s) above-named swear(s) or affirm(s) that the statements in the foregoing petition are true and correct to the best of the knowledge and belief of petitioner(s) and that as personal represen- tative(s) of the above decedent petitioner(s) will 11 and truly administer the estate according to law. en c)Q' ::s C:l ~ ~ ~ No. :J.1-DI-OCfO& Estate of FLORE:NCE. A. A LBRlfJft T , Deceased DECREE OF PROBATE AND GRANT OF LETTERS AND NOW OtTo 4 2.00 I ui1t"'" in '~on"l'a'eratl'on l''- "j',e f~M;tin!~ ')fl A___--_~_._.-_."._..._,_._~.1---,. "" "u . ~"'...~..... -. ........1. the reverse side hereof, satisfactory proof having been presented before me, IT IS DECREED that the instrument(s) dated 1- 5 -q lJ> described therein be admitted to probate and filed of record as the last will of Fl-O~c.t=... A. Al9.!PC1JiT and Letters ~TAME.NTA are hereby granted to t>oRCA5 EARlE:'/ ~ I>ENfJJ~ ALBRtGH T FEES Probate, Letters, Etc. ......... $ 235 .W Short Certificates(3)_ . . . . . . . . .. $ q · 00 RefU!HSiatiol! .X:-.ffi~. ~ . . . . .. $~ ~ $ 5.(1) TOTAL _ $~ Filed 10: ~:. ql.. .... .... ........ . . . ... MAILED TO ~EC1AIDR.. ])oF\.-~ ~ . AITORNEY (Sup. Ct. LD. No.) ADDRESS PHONE I I 05.805 REV 9/86 This is to certify that the information here given is correctly copied fro~ an original certificate of death dul~ filed with me as Local Registrar. The original certificate will be forwarded to the State Vital Records Office for permanent filmg. WARNING: It is illegal to duplicate this copy by photostat or photograph. ~. D~ ~;...a~. ~~~~ Local Registrar Fee for this certificate, $2.00 p 7578769 SEP 2 4 2001 NT 11105. :.,R... 2187 COMMONWEALTH OF PENNSYLVANIA. DEPARTMENT OF HEALTH. VITAL RECORDS CERTIFICATE OF DEATH Y... SEX STAlf FILE NUMBER SOCIAL SECURITY 'lUMBER OATE OF 0ER11 ._. 0.,. ._, NT 11( 'lAME Of' DECEDEPIT ,f... _. LMI' t. Florence A. AGE (1.atI8in!Ica'l) uNOEA 1 YtAA ...-. Days F 3. 174 - 05 9/24/2001 BIRTHPLACE (CAy lIftd SUIre 01 f",_ Cauna-,j S. COUNTY Of' OERH 81 ~lo 1 Mt. Zion Rd. t.. Carlisle, PA 17013 FRJ.lEA'S NAME CFirsI. ..._. L"" fl. Andrew Mountz 1NF000000S NAME (T ypeII'mII -.O::>rcas A. Farly IETHOO OF DtSPOS/TlON ~O =~O "-'-_Sl...O . t.. SlGHRUAE OF tlb. Coun DId - ,"in. Cumberland --, 1111.0 ~a.:::'=oI MOTHER'S NAME .f... ....,... MalCle/l Sut_1 ft. Edna Conmlan INFORMANT'S MAtUHO AOORESS (Screoc. Cilylbwn, SWe. ZiP Col'e) -. 29 Mt. Zion Rd., Carlisle PA 17013 PlACe OF lllSI'OSIT1OH. N_ 0I~. er.m-v lOCATlON. CilyITown. Stat.. ZIp c.- O< 0lIlM "'- 2t.~estminster Man. Grds. 'lAME ANO ADOfIESS Of FAC\lIlY De.EWin Brothers Funeral Hare, Carlisle, PA 17013 lICENSE NUMBER O.vE SIGNED (Monlh.1lev. _ 231t. /fN ~ 2301. q 2..'{ \2..00 \ 'III'S CASE REFERRE TO:O EXA...INERICOAONER? Mo~ PART II: 0Uler ~ CXlnCIIIionI~ IOcleelll. but noc IlISUIIinQ irllllll ~.,.... giwn In I\IJIIT I. IolARITAL SWUS._ -.........~. Diwlooed (SpecIy) t.. Widowed t,..m ......._......'" RACE. _ -".1IIeck. WIl... elC. c~ White SUIMYING SPOUSE CI_. QI\IW"-_ ~l Cumberland ... Carlisle Boro. DECEOEHT'SUSUAl. ION (Give knIa1___ourll\Q_ , oI--.g lie; dD noc.... 'cfrCd.) Sy l}@J}J.~LShoe . nL Canenter "It. ....uupa.ny DECEIlEH'''S IoIAlUIO AIlOAESS (SIr_~. s... Z.,Coclcl DECEDENT'S ACTUAl. AESlDENCE "*"lCIlOI'lC ""--, t7L Slate ...... ~. 21.. Car lisle, PA 17013 2L I Apptoailnafe '-- :--- I I , E ..P.. WERE AUlOPSY ffNlllNGS -...aE PAIOA TO COMl'LET1OH OF CAUSE OF OERH? fJ I A- _0 MoO MANNER OF OERH IlIiIurII - SuicIde ~ o o o.ve Of' INJUAY tMontn.o..,.1Url TIME OF INJURY INJURY .v 'IYOAK? DESCRlllE HOW INJURY OCCURRED. -- ....... .......Ige...... Could _be deI_ o o o PlACE OF INJURY. Al_. _. _.IKIO<y, oIftce .... ~ Me. cSpeo.IvI JOe. .,.. 0 NoD 'IIEOfCAL EXAMIHER/CORONEA On Ule IMocle 01.._''''110'' .ndIotl"v.5t'g'IIon,I" my opl"ion, d..III occurr.d "III. 11m., d.I., .nd pl...,'ncI du.lo 1M .'U"(')'M "'...,.., .. ,1.tM.. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. . . . . , . . . . . . . . . . . .. . . . . . . . . . . . . . . . . . . .. . . .. . . . . . . .. ......., ".. REG/STRAin SIGNATURE AND NU ~(iAI\ ,01 :14. -. :lib. ClRTIFU IOwa Clriy ClnCI 'c:aRT1'YINO PK'IIIClAN (""_C~CMnCaI_ -..,.,.,...IlhYIIC....hnP<~deall\ """c_"_23) TO..._of....,~..__......_1D_........).nd_.....,.. ."".... .................................................... 21. 'PRONOUIlC\MO AHO C!RT""'INO PK'ISICIAN ,,,,.,..,., bOI/l lJfonoutlCll\Q <le'''' and c:er1tfyong 10 cause 01 <lea,,' tlt... _ 01...., k--..g.. de.... __'1'" _. d.... .1Id plac., .nd _10 11M ........)..... "'....... .. ...104.. . . . . . . . . . . . . . . . . . . . . . . . . ~ ~ II 'I LAST WILL AND TESTAMENT OF FIDRENCE A. ALBRIGHT I, FIDRENCE A. ALBRIGHT, of Cumberland County, pennsylvania, being of sound mind, :rneroory and understanding, do hereby make, publish and declare this as and for ~ Last Will and Testament, hereby revoking all other wills and codicils heretofore made by me. FIRST I direct the payment of my debts and the expenses of my last illness and funeral fran ~ estate as soon after ~ death as conveniently may be done. If there be no cemetery lot available for ~ intennent, owned. by me at the time of ~ death, I authorize my personal representative to purchase such cemetery lot with a contract for perpetual care, using therefor funds fran my estate, and I authorize my personal representative to cause title to or ownership of such lot so purchased to be vested in such person as my personal representative shall designate. Further, in this connection, I authorize my personal representative to expend funds fran my estate, in such arrount as my personal representative shall consider necessary and desirable, for the purchase, erection and inscription of a suitable marker for my grave. SECClID I give, devise and bequeath my entire estate of whatever nature and wherever situate to my husband, BRUCE A. AlBRIGHT, if he shall survive me by thirty (30) days. In the event my Husband predeceases me or fails to survive me by thirty (30) days, then I give, devise and bequeath my entire estate to my children, OORCAS EARLEY and DENNIS ALBRIGHT, in equal shares. In ~ II the event that OORCAS EARLEY predeceases or fails to survive me thirty (30) days, I give, devise and bequeath her portion of my estate to my grandson, MICHAEL EARLEY, and any other after born, in equal shares, per stirpes. In default of any such issue, then the share so appointed shall pass to Dennis Albright provided he survives. In the event that DENNIS ALBRIGHT predeceases or fails to survive me by thirty (30) days, I then give, devise and bequeath his portion of my estate to OORCAS EARLEY or her issue, per stirpes. THIRD In the event I am not so sunrived by my said husband BRUCE A. ALBRIGHT, and a portion of my estate passes to an heir under the age of twenty-five (25), then that portion of my estate passing to the heir shall be placed with FARMERS TRUST CXMPANY of Cumberland County , Pennsylvania, as 'IRUSTEE, under the following conditions: 1. My Trustee shall pay principal and income to or for the benefit of the heir during his or her life as my Trustee, fran time to time, shall deem advisable for the health, maintenance, support and cooplete education of such heir and the members of his or her imnediate family. In addition, my Trustee in his sole discretion may advance principal to said beneficiary against the fractional shares to be advanced hereunder for the costs of marriage, or the purchasing of a home or costs of entering a business or profession if my said Trustee shall deem such expense reasonably prudent. 2. Notwithstanding the foregoing provisions, after attainment of twenty-one (21) years, each heir may withdraw one-half (1/2) of the principal of his or her trust valued as of said birthday or the date of division into shares, if later; and after attaining age twenty-five (25) years, each heir may withdraw the remainder of said principal and undistributed incane. ~ " I I I 3. In the event of the death of a trust beneficiary prior to age twenty-five (25) then my Trustee shall distribute any remaining principal and interest as such beneficiary shall appoint by specific reference to this power in his or her will, or if such power is not exercised. in full, the unapp:>inted principal shall be distributed to his or her issue, per stirpes, or in default of such issue, to my issue, per stirpes; provided, however, any portion of such principal, which would be distributed to any beneficiary for whom a trust is then held hereunder, shall be added to such trust. 4. Should the principal of any trust herein provided for be or becane too small in my Trustee's discretion to make establislnnents or continuance of the trust advisable, my Trustee may distribute the remaining principal and any accumulated or undistributed incane outright to the beneficiaries in the proportions to which they are then entitled to. The receipts and releases of the distributees will tenninate absolutely the rights of all persons who might otherwise have future interest in the trust, whether vested or contingent, without notice to them and without the necessity of filing an account with the court. FOURTH I direct that no trustee, executor, guardian or other fiduciary named, naninated, or appointed. by this my Last Will and Testament shall be required to post any bond or give any security of any type for any purpose whatsoever, any law or rule of the court of the Camonwealth of Pennsylvania or any other jurisdiction to the contrary notwithstanding. I direct that the law of the Camnnwealth of Pennsylvania shall apply to any interpretation or application of the validity of this instrument. FIFrH My executor and trustee shall have the following powers in addition to those vested in them by law and by other provisions of this Will, applicable to all property, real, personal or mixed and wheresoever situate, including property held for minors, whether principal or incane, exercisable without court approval, and effective, with respect to each item of said property until actual distribution thereof. A) To retain, as investments of ItlY estate or trust, any or all assets of ItlY estate, real, personal, or mixed, without regard to any principal of diversification, and to purchase and acquire real or personal property and to hold any or all of such real and personal property retained or acquired without making the same productive of incare. B) To pennit the children, or any of them, to occupy any real estate retained or acquired upon such tenus and conditions as my executor or trustee shall deem proper. C) To pay all taxes, charges and expenses of maintenance, upkeep, inprovements, developnent, protection, preservation and investment of any retained or acquired real or personal property, such payments to be made fran either principal or incane as my executor or trustee shall detennine. D) To retain or invest any and all funds, whether principal or incare, in any real or personal property without restriction to legal investments i to purchase investments at premiums i to exercise all rights of a security holder or share holder in any corporation; and to lease, mortgage, pledge, give options upon or sell at public or private sale and without approval of any court, any real or personal property, or portion or portions thereof , irrespective of the manner or the means by which the same was acquired by ItlY said executor or trustee. 'I E) To nake payment or distribution herein provided for in cash, kind or partly in cash and partly in kind, at valuations fixed by my executor or trustee at the time of distribution. SIXTH Any and all payment or payments of any sum or sums, whether in cash or in kind and whether for principal or income, payable to an heir, or any of them, shall be made upon the sole receipt of the respective individual to whom the payment is made, and free from anticipation, alienation, assigrnnent, attachment, and pledge, and free from control by the creditors of any such beneficiary. SEVENTH I appoint my husband, BRUCE A. ALBRIGHT, Executor of this my Last will and Testament. Should my said Executor fail to survive me or for any reason fail to qualify as Executor, then I appoint OORCAS EARLEY and DENNIS ALBRIGHT of Pennsylvania, Co-Executors of this my Last Will and Testament. IN WIWESS WHEREOF, I have hereunto set my hand and seal to this, my Last Will and Testament, consisting of six (6) typewritten pages, the first four (4) of which bear my signature in the margin for the purpose of identification, this 5-!!2 day of JANUARY, 1996. .'1~ 0- ~J2/ FIDRENCE A. ALBRIGHT (SEAL) II II Signed, sealed, published and declared by the aOOve named testatrix, FIDRENCE A. ALBRIGHT, as and for her Last Will and Testament, in the presence of us, who, at her request, in her sight and presence, and in the sight and presence of each other, have hereunto subscribed our names as witnesses. ~a.)~ ADDRESS Z 10 FtA,'rv \'W Sf. CArl, s ~ r'-4 ,A r"'" 4- ~+ ADDRESS 2- 2./ ,=.. L .~~..., ~,. t::~_/"/..' /'4 ~TH OF PENNSYLVANIA SSe CCXJNTY OF CUMBERLAND We, FIDRENCE A. ALBRIGHT, ~ ~4 ~ ~ G. /. /?1f!1 ~,9 ~,v f11t {,h~ ( A. 5 '- here r and , the testatrix and the witnesses, respectively, whose names are signed to the attached or foregoing instrument, being first duly sworn, do hereby declare to the undersigned authority that the testatrix signed and executed the instrument of her Last Will and Testament, and that she signed willingly and that she executed as her free and voluntary act for the purp::>ses therein expressed, and that each of the witnesses, in the presence and hearing of the testatrix, signed the Will as witnesses, and that to the best of their knowledge, the testatrix was at the time eighteen (18) years of age or older, of sound mind and under no constraint or undue influence. Sworn to and subscribed before me this S t!l- day of JANUARY, 1996. dft1JJt} Notm\2J Seal '", J'"' ;f"'r <::' r:'-~I(w,:{n, Notary Publlv d1n.. '., ~'._:j-, j~,,,-.I,,~,""'nd {'ounty Carli~;!('! 8'-'10, '-:'lJ\'U'jll~" -: 0 1999 t1 Co-">")".":''''-' ':".UFS ',~OV. 2v, M:: be r.t;~;; ~:;'~.~~~:':~~~;'::-00r~()fN0tJ rlCS r I I{. 1< C t( ( F:\FILES\DA T AFILE\EST A TES\I0465-notice.cen -- CERTIFICATION OF NOTICE UNDER RULE 5.6(a) Name of Decedent: Florence A. Albright Date of Death: September 24, 2001 File No. 21-01-0906 To the Register: I certify that notice of estate administration required by Rule 5.6(a) of the Orphans' Court Rules was served on or mailed to the following beneficiaries of the above-captioned estate on or about October 31, 2001. Dorcas Earley Dennis Albright 29 Mt. Zion Road, Carlisle, P A 17013 1 Mt. Zion Road, Carlisle, P A 17013 (717) 249-7434 (717) 258-8707 Notice has now been given to all persons entitled thereto under Rule 5.6(a) except: N/A Date: October 31,2001 Signature Name ~~~ Ivo V. Otto III, Esquire MARTSON DEARDORFF WILLIAMS & OTTO Ten East High Street Carlisle, P A 17013 (717) 243-3341 Attorneys for Personal Representative COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPT. 280601 HARRISBURG, PA 17128-0601 REV-1162 EX(11-96) RECEIVED FROM: PENNSYLVANIA INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT OTTO,IVO V. III, ESQ. 10 E. HIGH ST. CARLISLE, PA 17013 -------- fold ESTATE INFORMATION: SSN: 174-05-3242 FILE NUMBER: 21-2001- 0906 DECEDENT NAME: ALBRIGHT FLORENCE A DA TE OF PAYMENT: 1 2/ 1 7 /2001 POSTMARK DATE: 00/00/0000 COUNTY: CUMBERLAND DATE OF DEATH: 09/24/2001 NO. CD 000650 ACN ASSESSMENT CONTROL NUMBER AMOUNT 101 I $8,778.49 I I I I I I I I TOTAL AMOUNT PAID: REMARKS: CHECK#105 SEAL INITIALS: AC RECEIVED BY: REGISTER OF WILLS $8,778.49 MARY C. LEWIS REGISTER OF WILLS 17~//-5 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES INHERITANCE TAX DIVISION DEPT. Z80601 HARRISBURG, PA 171Z8-0601 NOTICE OF INHERITANCE TAX APPRAISEMENT 1 ALLOWANCE OR DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX Reccti! DATE ESTATE OF DATE OF DEATH FILE NUMBER COUNTY ACN 02-04-2002 ALBRIGHT 09-24-2001 21 01-0906 CUMBERLAND 101 '02 FEB 13 1\10 :48 IVO V OTTO III ESQ MARTSON ETAL 10 E HIGH ST CARLISLE u* REV-1547 EX AFP Cl2-DD) FLORENCE A Allount R_itted C;e;ih pWUfr~13d MAKE CHECK PAYABLE AND REMIT PAYMENT TO: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE1 PA 17013 CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR RECORDS ~ REY=is4j-ix-AFP--fi'2-:ooi--NOTici--OF-"rNHiififANCi-YAX-APPRAIsiifEN:r,--ALi-owANci-oi----------------- DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX ESTATE OF ALBRIGHT FLORENCE A FILE NO. 21 01-0906 ACN 101 DATE 02-04-2002 TAX RETURN WAS: (X) ACCEPTED AS FILED CHANGED If an assessment was issued previously, lines 14, 15 and/or 16, 17, 18 and 19 will reflect figures that include the total of Abb returns assessed to date. ASSESSMENT OF TAX: IS. AIlount of line 14 at Spousal rate (IS) 16. Allount of Line 14 taxable at Lineal/Class A rate (16) 17. Allount of Line 14 at Sibling rate (17) 18. Allount of Line 14 taxable at Collateral/Class B rate (18) 19. Principal Tax Due RESERVATION CONCERNING FUTURE INTEREST - SEE REVERSE APPRAISED VALUE OF RETURN BASED ON: ORIGINAL RETURN 1. Real Estate (Schedule A) 2. Stocks and Bonds (Schedule B) 3. Closely Held Stock/Partnership Interest (Schedule C) ~. Mortgages/Notes Receivable (Schedule D) S. Cash/Bank Deposits/Misc. Personal Property (Schedule E) 6. Jointly Owned Property (Schedule F) 7. Transfers (Schedule G) 8. Total Assets U) (2) (3) (~) (5) (6) (7) 177,000.00 .00 .00 .00 46,065.44 .00 .00 (8) APPROVED DEDUCTIONS AND EXEMPTIONS: 9. Funeral Expenses/Adm. Costs/Misc. Expenses (Schedule H) 10. Debts/Mortgage LiabIlities/Liens (Schedule I) 11. Total Deductions 12. Net Value of Tax Return 13. Charitable/Governmental Bequests; Non-elected 9113 Trusts (Schedule J) l~. Net Value of Estate Subject to Tax (9) UO) 151423.09 2.297.44 Ill) (2) (3) (4) NOTE: .00 X 00 = 2051344.91 X 045 = .00 X 12 = .00 X 15 = NOTE: To insure proper credit to your accountl submit the upper portion of this forll with your tax payment. 2231065.44 17.720 ~3 2051344.91 .00 2051344.91 (9)= .00 91240.52 .00 .00 91240.52 TAX CREDITS: PAYMENT RECE-ZPT DISCOUNT (+) AMOUNT PAID DATE NUMBER INTEREST/PEN PAID (-) 12-17-2001 CDOO0650 462.03 81778.49 TOTAL TAX CREDIT 91240.52 BALANCE OF TAX DUE .00 INTEREST AND PEN. .00 TOTAL DUE .00 · IF PAID AFTER DATE INDICATED 1 SEE REVERSE FOR CALCULATION OF ADDITIONAL INTEREST. ( IF TOTAL DUE IS LESS THAN $11 NO PAYMENT IS REQUIRED. IF TOTAL DUE IS REFLECTED AS A "CREDIT-- (CR) 1 YOU HAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORM FOR INSTRUCTIONS.) ,. Name of Decedent: Date of Death: File No. : Social Security No.: I "LL f~ (..1 ",v c,,/ REGISTER OF WILLS OF CUMBERLAND COUNTY STATUS REPORT UNDER RULE 6.12 (For Resident Decedents Dying After July 1, 1992) FLORENCE A. ALBRIGHT September 24, 2001 21-01-0906 174-05-3242 Pursuant to Rule 6.12 ofthe Supreme Court Orphans' Court Rules, I report the following with respect to completion of the administration of the above-captioned estate: 1. State whether administration of the estate is complete: Yes x No 2. If the answer is No, state when the personal representative reasonably believes that the administration will be complete: 3. If the answer to No. 1 is Yes, state the following: r-'..] ~:.c. C~'-'i 1"- ....... :-. -' c_ q,: d. N !::::t Date: April 17, 2002 F:\FILES\DA T AFILE\EST A TES\ 1 0465.srep a. Did the personal representative file a final account with the Court? Yes No x b. The separate Orphans' Court No. (if any) for the personal representative's account is: Did the personal representative state an account informally to the parties in interest? Yes No x [Executors were sole beneficiaries and no accounting was necessary.] Copies of receipts, releases, joinders and approvals offormal or informal accounts _.:may be filed with the Clerk of the Orphans' Court and may be attached to this report. j ,~ '\ r-:::' ,"""'" ""'-- ~.~ u:s- Signature: Name: Address: Ivo V. Otto III, Esquire MARTSON DEARDORFF WILLIAMS & OTTO Ten East High Street Carlisle, P A 17013 (717) 243-3341 Counsel for personal representative .. , ESTATE OF FLORENCE A. ALBRIGHT CUMBERLAND COUNTY FILE NO. 21-01-0906 (~(Q) [FJ W RECEIPT. RELEASE AND REFUNDING AGREEMENT KNOW ALL MEN BY THESE PRESENTS that I, DENNIS ALBRIGHT, one of the residuary legatees under the Last Will and Testament of Florence A. Albright, late of Lower Frankford Township, Cumberland County, Pennsylvania, deceased, do hereby acknowledge receipt of and from the Executors under the Last Will and Testament of the said Florence A. Albright, of my one-half share of estate residue, in full satisfaction and payment of my residuary legacy under the terms of said Last Will and Testament. AND, THEREFORE, I, the said Dennis Albright, do by these presents remise, release, quit- claim, and forever discharge the Executors aforesaid, their heirs, executors and administrators, of and from the aforesaid legacy, and of and from all actions, suits, payments, accounts, reckonings, claims and demands whatever, from the beginning of the world to the day of the date of these presents. AND, THEREFORE, I, the said Dennis Albright, agree to refund to the Executors aforesaid, any portion of the distribution to which I am not properly entitled, and to the extent of said distribution, to indemnify said Executors for claims made against them as Executors, and to reimburse to said Executors all expenses and costs incurred in connection with any such claims. AND I hereby consent and agree that the Orphans' Court of Cumberland County may discharge the said Executors upon application, without further notice to me. IN WITNESS WHEREOF, I have hereunto set my hand and seal this d?L1..Jt:.... day of ~t,c4'\../ , 2002. 2/ ~ I , i ~i Q~ Oll . rl6mis Albright T - .. Witness: ~ . ESTATE OF FLORENCE A. ALBRIGHT CUMBERLAND COUNTY FILE NO. 21-01-0906 ~ (OJ [FJ ~/ RECEIPT. RELEASE AND REFUNDING AGREEMENT KNOW ALL MEN BY THESE PRESENTS that I, DORCAS EARLEY, one of the residuary legatees under the Last Will and Testament of Florence A. Albright, late of Lower Frankford Township, Cumberland County, Pennsylvania, deceased, do hereby acknowledge receipt of and from the Executors under the Last Will and Testament of the said Florence A. Albright, of my one-half share of estate residue, in full satisfaction and payment of my residuary legacy under the terms of said Last Will and Testament. AND, THEREFORE, I, the said Dorcas Earley, do by these presents remise, release, quit- claim, and forever discharge the Executors aforesaid, their heirs, executors and administrators, of and from the aforesaid legacy, and of and from all actions, suits, payments, accounts, reckonings, claims and demands whatever, from the beginning of the world to the day of the date of these presents. AND, THEREFORE, I, the said Dorcas Earley, agree to refund to the Executors aforesaid, any portion of the distribution to which I am not properly entitled, and to the extent of said distribution, to indemnify said Executors for claims made against them as Executors, and to reimburse to said Executors all expenses and costs incurred in connection with any such claims. AND I hereby consent and agree that the Orphans' Court of Cumberland County may discharge the said Executors upon application, without further notice to me. IN WITNESS WHEREOF, I have hereunto set my hand and seal this I q th day of '/I{o.JLUL ,2002. ()/lWB1 Q fAn Q!1 Dorcas Earley Witness: ~ \" l&u{j5~ I I ~ _ .- -IDECE-DENTS NAME (LAST, FIRST, AND MIDDLE INITIAL) I ALBRIGHT, FLORENCE A. ~DEAT~:YEAR) I DATE O~ BIRTH (MM-DD-YEARr~--- : 09/24/2001 I 02/18/1920 f(jFAPPlICABLETSuRVIVING SPOUSE'S NAME ( LAST. FIRST AND MIDDLE INITIAL) I ---+ I 181 1. Original Return I 0 4. Limited Estate 181 #fI';~.t! " " ~~'fSooEX.(i..to) .. f. G . REV-1500 INHERITANCE TAX RETURN RESIDENT DECEDENT 00906 NUMBER OFFICIAL USE ONLY FILE NUMBER 21 COUNTY CODE COMMONWEALTH OF PENNSYlVANIA DEPARTMENT OF REVENUE DEPT. 280601 HARRISBURG. PA 17128-0801 01 YEAR f'. SOCIAL SECURITY NUMBER 174-05-3242 f- Z W o w U w o THIS RETURN MUST BE FILED IN DUPLICATE WITH THE REGISTER OF WILLS ... SOCIAL SECURITY NUMBER 2. Supplemental Return - -"03~ Remainder Return (date of death pnor ti)T2~3'82r -- W f- ~~Ul uii:~ wILU :x: 00 uO::-' ILlll IL ~ o o 4a. Future Interest Compromise (date of death after 12-12-82) 7. Decedent Maintained a Living Trust (Attach copy of Trust) 10. Spousal Poverty Credit (date of death between 12-31-91 and 1-1-95) o 11. Election to lax under Sec. 9113(A)(Attach Sch 0) o 5. Federal Estate Tax Return Required o 8. Total Number of Safe Deposit Boxes 6. Decedent Died Testate (Attach copy 0 of Will) o 9. Litigation Proceeds Received 0 .f- UlZ ww 0::0 O:z 00 UIL AM ! Ivo V. Otto, III, Esquire FIRMNAME (ffapplicable) i Martson Deardorff Williams & Otto L-- ._.._~m._______._..~___ . IfELEPHONE NUMBER I 717/243-3341 ci.cc.==='c=.== U : 1. Real Estate (Schedule A) ! ---I I 10 East High Street Carlisle, PA 17013 (1 ) (2) 177,000.00 O"FICIAL USE ONLY .. C; None=: (6' :j ?7' Nonec '. ~--~~~-- CJ CJ 2. Stocks and Bonds (Schedule B) 9 3. Closely Held Corporation, Partnership or Sole-Proprietorship (3) 4. Mortgages & Notes Receivable (Schedule D) (4) None; z o >= ~ -' :J f- iL ~ U w 0: 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) 6. Jointly Owned Property (Schedule F) o Separate Billing Requested 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (Schedule G or L) 8. Total Gross Assets (total Lines 1-7) 9. Funeral Expenses & Administrative Costs (Schedule H) (9) 15,423.09 ---~- (10) 2,297.44 (5) 46,065.44,. -.J ~) None V N (7) (8) 223,065.44 10. Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I) 11. Total Deductions (total Lines 9 & 10) 12. Net Value of Estate (Line 8 minus Line 11) 13. Charitable and Governmental Bequests/Sec 9113 Trusts for which an election to tax has not been made (Schedule J) I 14. Net Value Subject to Tax (Line 12 minus Line 13) - -----, SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES 15. Amount of Line 14 taxable at the spousal tax rate, x .00 (15) or transfers under Sec. 9116(a)(1.2) z 16. Amount of Line 14 taxable at lineal rate 205,344.91 x .045 (16) 0 >= oCt f- :J 17. Amount of Line 14 taxable at sibling rate .12 (17) IL x :;; 0 ---~--- u ~ 18. Amount of Line 14 taxable at collateral rate x .15 (18) f- ---~------ 19. Tax Due (19) 9,240.52 9,240.52 20. 0 CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT. Copyright 2000 form software only The Lackner Group, Inc. Form REV-1500 EX (Rev. 6-00) . ~ Decedent's Complete Address: STREET ADDRESS ~ One Mt Zion Road CITY----~ Carlisle STATE PA ZIP 17013 -~-~ Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) 2. Credits/Payments A. Spousal Poverty Credit 8. Prior Payments C. Discount (1) 9,240.52 462.03 Total Credits (A + 8 + C) (2) 462.03 3. InteresUPenalty if applicable D. Interest E. Penalty TotallnteresUPenalty (D + E) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 1 Line 20 to request a refund 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. A. Enter the interest on the tax due. S. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (3) (4) (5) (5A) (58) 0.00 8,778.49 8,778.49 Make Check Payable to: REGISTER OF WILLS, AGENT PLEASE ANSWER THE FOllOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 1. Did decedent make a transfer and: Yes No a. retain the use or income of the property transferred;............................................................................. 0 181 b. retain the right to designate who shall use the property transferred or its income;................................ 0 181 c. retain a reversionary interest; or............................................................................................................ 0 181 d. receive the promise for life of either payments, benefits or care?.......................................................... 0 181 2. If death occurred after December 12, 1982, did decedent transfer property within one year of death without receiving adequate consideration?............................................................................................................... 181 0 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death?...... 0 181 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which contains a beneficiary designation?.............................................................................................................. 0 181 IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FilE IT AS PART OF THE RETURN. Under penalties of pe~ury, I declare that I have examined this return, including accompanying schedules and statements, and to the best of my knowledge and belief. it is true, correct and complete. Declaration of preparer other than the personal representative is based on all information of which preparer has any knowledge. SIGNATURE OF PERS(\RESPO]BLE FOR FILING RETURN ADDRESS 29 Mt Zion Road ------;. DATE; . , eJ' ')J Carlisle,PA 17013 1.2 17 of - DATE /d//11o I --- DATE /cJ- /; 741 One Mt Zion Road Carlisle,PA 17013 10 East High Street Carlisle, PA 17013 For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3% [72 P.S. ~9116 (a) (1.1) (i)]. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. ~9116 (a) (1.1) (i1)]. The statute does not exemot a transfer to a surviving spouse from tax, and the statutory requirements for disclosure of assets and filing a tax return are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is 0% [72 P.S. ~9116 (a) (1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries is 4.5%, except as noted in 72 P .S. ~9116 1.2) [72 P.S. ~9116 (a) (1 )]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings is 12% [72 P.S. ~9116 (a) (1.3)]. A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent, whether by blood or adoption. ~ " . SCHEDULE A REAL ESTATE COMMONWEALTH DF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ES~~~E :F__ A=~~~HT~FL~~NCE A. I FILE ~~~:lE~00906 - Ail real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price at which property would be exchanged between a willing buyer and a willing seller, neither being compelled to buy or sell, both having reasonable knowledge of the relevant facts. Real property whictl is jointly-owned with right of survivorship must De disclosed on schedule F. ITEM NUMBER ~.+._- .-.---.- .. --- I ALL those two certain tracts of land situate in Lower Frankford Township, Cumberland County, P A, being Parcel No. 14-05-0423-037, containing approximately 18 acres and being improved with a one-story dwelling and outbuildings, and being recorded in Deed dated August 16,2001, recorded in Cumberland County, PA, Deed Book 247, Page 4869. Value per appraisal attached. DESCRIPTION VALUE AT DATE OF DEATH 177,600.00 TOTAL (Also enter on Line 1, Recapitulation) 177,000.00 .. SCHEDULE E 1 CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY ESTATE OF ALBRIGHT, FLORENCE A. *' COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT I FILE NUMBER ~_~l - 01 - 00906 Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of survivorship must be disclosed on schedule F. ITEM NUMBER 1 M&T Bank, checking account #400297 (5214.08 + 1.82 ace. int.) VALUE AT DATE OF DEATH 5~2I s-:-9iT DESCRIPTION 2 M&T Bank, certificate of deposit #31003910807204 (25422.01 + 42.41 ace. int.) 25,464.42 3 Proceeds of redemption of U.S. Savings Bonds 9,256.32 4 Sprint, refund 1.61 5 Insurance, premium refund 31.19 6 Continental Insurance, reimbursement for nursing home expense 5,346.00 7 Household goods 750.00 TOTAL (Also enter on Line 5, Recapitulation) 46,065.44 (. . ESTATE OF , SCHEDULE G I L~'~~~~~~~~~~~~~~~~~~~ 1_ -- - ... - --- I FilE NUMBER 21 - 01 - 00906 I_______~-~ This schedule must be completed and filed if the answer to any of questions 1 through 4 on page 2 is yes. ~- --J ...----- DESCRIPTION OF PROPERTY DATE OF DEATH % OF it -_. -- ---- ITEM Include the name of the transferee. their relationship to decedent and Ihe date of transfer. E OF SSET DECO'S EXCLUSIO~ I TAXABLE VALUE NUMBER Attach a copy of Ihe deed for real estate ALU A (IF APPLICABLE) I . INTEREST 1- 1991 Chevrolet Blazer, transferred 8/01 to daughter, Dorcas' 2,000.00 100% Earley COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ALBRIGHT, FLORENCE A. 2,000.00 6.00 2 1983 Camper, transferred 8/01 to son, Dennis Albright 1,000.00 100% I 1,000.001 0.00 l____ i ---+-.- . - TOTAL (Also enter on line 7, Recapitulation) I t . ~ I SCHEDULE H ~ : RJNERALEXPENSES& COMMONWEALTH OF PENNSYLVANIA ~ Ana_OC!"T1:)A'J1\IE COSTS INHERITANCE TAX RETURN #'\IJIV.~ IIV'\ RESIDENT DECEDENT - --~~~ ------- --.. --------~--- I I I ....___._1_ ___ u___. __. .. I FILE NUMBER i ____21- ~~0~~~6_ ESTATE OF ALBRIGHT, FLORENCE A. Debts of decedent must be reported on Schedule I. DESCRIPTION AMOUNT --IT'EM--. I _iUM~~~ ! FUNERAL EXPENSES: 1 I Ewing Brothers Funeral Home, Carlisle, P A 2 I Westminster Cemetery, grave opening I 1-- - I 3 i Reception food \ B. ADMINISTRATIVE COSTS: Personal Representative's Commissions 1. Social Security Number(s) I EIN Number of Personal Representative(s): 2. Street Address City State Zip Year(s) Commission paid Attorney's Fees Martson Deardorff Williams & Otto (estimated) 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant Dennis Albright Street Address One Mt Zion Road City Carlisle State PA Zip 17013 Relationship of Claimant to Decedent Son Probate Fees Register of Wills, Cumberland County, PA 4. 5. Accountant's Fees 6. Tax Return Preparer's Fees 7. I Other Administrative Costs The Sentinel, advertising Letters Testamentary Cumberland Law Journal, advertising Letters Testamentary 2 3 Certified Mail to Department of Public Welfare Total of Continuation Schedule(s) I l~----- . TOTAL (Also enter on line 9, Recapitulation) 15,423.09 5,702.40 815.00 244.00 4,000.00 3,500.00 264.00 93.83 75.00 3.94 724.92 ~ ----_._--~-- . ScheciJe H FlI1eI'aI Expenses & Adnirlistraive Cos1s continued COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF ALBRIGHT, FLORENCE A. 4 Register of Wills, filing fee, Inheritance Tax Return I FilE NUMBER--~ ! 21 - 01 - 00906 ,---- - -- 15.00 5 6 7 Diversified Appraisal Service, appraisal of real estate Clarke-American, estate checkbook 9.92 200.00 Reserved for additional probate fee, filing and recording fees and miscellaneous costs 500.00 1_- I ~.____ Page 2 of Schedule H SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS COMMONWEALTH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF ALBRIGHT, FLORENCE A. Include unreimbursed medical expenses. ITEM NUMBER I Chapel Pointe, account payable DESCRIPTION 2 Omnicare Pharmacies, account payable TOTAL (Also enter on Line 10, Recapitulation) I FILE NUMBER 21 - 01 - 00906 u..____._ ________._ AMOUNT 2,295.00 2.44 2,297.44 OO""O""~M<S"'V"" 1 INHERITANCE TAX RETURN RESIDENT DECEDENT ------_._---~ -.-.. --...-------- --.----- SCHEDULE J BENEFICIARIES I I I _u I ESTATE OF i FILE NUMBER ___1__~~1 ~?~90~ _J... R:~Z~~~~::~ j ALBRIGHT, FLORENCE A. Daughter AMOUNT OR SHARE I OF ESTATE t:-~l~,,:t':'~;dll: NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY I. TAXABLE DISTRIBUTIONS (include outright spousal distributions) 1 I Dorcas Earley 29 Mt Zion Road Carlisle, PA 17013 2 Dennis Albright One Mt Zion Road ! Carlisle, PA 17013 Son I I lOne-half estate residue I I t I ' I Enler dollar amounts for distributions shown above on lines 15 through 17, as appropriate, on Rev 1500 cover she~t II. I NON-TAXABLE DISTRIBUTIONS: I 'I A SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT I BEING MADE I ! B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS TOTAL OF PART 11- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHE T APPRAISAL REPORT OF A SINGLE-FAMILY DWELLING LOCATED AT 1 MT. ZION ROAD CARLISLE, PENNSYLVANIA PREPARED FOR THE ESTATE OF FLORENCE A. ALBRIGHT AS OF SEPTEMBER 24, 2001 BY LARRY E. FOOTE DIVERSIFIED APPRAISAL SER VlCES EAST lllGH STREET, SUITE 101 CARLISLE, PENNSYL VANIA 17013-3052 (717) 249-2758 $C bt- \'A" SUMMARY OF IMPORTANT FACTS AND CONCLUSIONS LOCATION: 1 Mt. Zion Road Carlisle, Pennsylvania TAX PARCEL NUMBER: 14-05-0423-037 IMPROVEMENTS: A single-family dwelling. PROPERTY RIGHTS: Fee simple interest. OWNERSHIP HISTORY: The subject property is owned by Florence A Albright. The property was purchased on for a reported consideration of $1.00 and ownership transferred on Deed Book 247, Page 4869. SCOPE OF THE ASSIGNMENT: The scope 'of the assigfunent included an analysis of the subject's area, an inspection of the subject property, an estimation of the property's highest and best use, consideration of all three approaches to value, and the application of those relevant to the valuation of the subject. OBJECTIVE: To estimate the market value of the subject property as unencumbered. EFFECTIVE DATE: As of September 24,2001. HIGHEST AND BEST USE: Use as a single-family residence. COST APPROACH: $181,000 SALES APPROACH: $177,000 INCOME APPROACH: N.A FINAL VALUE CONCLUSION: $177,000 2 APPRAISAL CERTlFICA TION I hereby certify that upon application for valuation by: THE EST ATE OF FLORENCE A. ALBRIGHT the undersigned personally inspected the fonowing described property: All those two tracts of land situate in the Township of Lower Frankford, Cumberland County, Pennsylvania, bounded and described as foHows: TRACT NO.1: Beginning at a point located along a public right of way known as Mt. Zion Road T -460 at lands now or formerly of Dorcas Earley~ thence along said Earley lands, North 83 degrees 00 minutes 8 seconds West 289.59 feet to an iron post set; thence continuing along the boundary line of said Earley lands, South 6 degrees 59 minutes 52 seconds West 173.31 feet to an iron pin at lands now or formerly of Wayne E. Brownewell; thence along said Brownewen lands, North 74 degrees 38 minutes 5 seconds West, 512.13 feet, more or less, to a point; thence continuing along said Brownewelllands, North 61 degrees 38 minutes 26 seconds West, 337.89 feet to a point at lands now or formerly ofJesse W. Long; thence along said Long lands, North 31 degrees 28 minutes 23 seconds East, 300.4 feet to a point; thence continuing along same, North 82 degrees 26 minutes 49 seconds East, 460.65 feet to a point at lands now or formerly of Bruce A Albright; thence along said Albright lands, South 61 degrees 52 minutes 12 seconds East, 575.91 feet to a point at said public right of way known as Mt. Zion Road T-460; thence along said public right of way, South 7 degrees 40 minutes 00 seconds West, 197.79 feet more or less to an iron pin at the comer of said Earley lands, the point and place of beginning. Being shown as Tract No.1 a residue tract ofland containing 9.648 acres on Final Subdivision Plan for Bruce A and Florence A Albright which is recorded in Cumberland County Plan Book 66, Page 57. TRACT NO.2: Beginning at a spike located at the center of the intersection of two public rights-of-way, being Township Road 460 and LR 21033; thence along the center line of Township Road 460, South 00 degrees 58 minutes 00 seconds East, 907.29 feet to a spike at the comer of Tract No.1 above described; thence along said Tract No.1, North 61 degrees 52 minutes 12 seconds West, 575.9 feet to existing stones at lands now or formerly of John E. Garman; thence along said Garman lands, North 8 degrees 13 minutes 42 seconds West, 424.27 feet to an existing post; thence continuing along said Garman lands, North 61 degrees 12 minutes 19 seconds East, 568.74 feet to a spike located in the center of said LR 21 03 3; thence along the center line ofLR 21033 South 47 degrees 18 minutes 00 seconds East, 80.00 feet to a spike, the point and place of beginning " .J . Being shown as Tract No. 1 containing 8.563 acres on Final Subdivision Plan for Bruce A. Albright which was recorded in Cumberland County Plan Book 29, Page 53. To the best of my knowledge and belief the statements contained in this report are true and correct, and that neither the employment to make this appraisal nor the compensation is contingent upon the value reported, and that in my opinion the Market Value as of September 24,2001 is: ONE HUNDRED AND SEVENTY-SEVEN THOUSAND DOLLARS $177,000 The property was appraised as a whole, subject to the contingent and limiting conditions outlined herein. 4 PURPOSE OF THE APPRAISAL The purpose of this appraisal is to estimate the Market Value of the subject property as of September 24, 2001. Market Value, as defined by the courts, is the most probable price estimated in terms of money which a property will bring if exposed for sale in the open market, allowing a reasonable time finding a purchaser who buys with knowledge of all the uses to which it is adapted and for which it is capable of being used. Frequently, it is referred to as the price at which a willing seller would sell and a willing buyer would buy, neither being under abnormal pressure. HIGHEST AND BEST USE Highest and Best Use is defined by the Appraisal Terminology and Handbook, published by the Appraisal Institute, as "the most profitable likely use to which a property can be pue'. The opinion of such use may be based on the highest and most profitable continuous use to which the property is adapted and needed, or likely to be in demand, in the reasonable near future. However, elements affecting value that depend upon events or a combination of occurrences which, while within the realm of possibility, are not fairly shown to be reasonably probable, should be excluded from consideration. Also, if the intended use is dependent on an uncertain act of another person, the intention cannot be considered. Based on the above definition and after seeing the site, neighborhood, and area, it is my opinion that the present use of the subject is its Highest and Best Use. 5 . SITE DATA ADDRESS: I Mt. Zion Road TOWNSIDP: Lower Frankford COUNTY: Cumberland STATE: Pennsylvania LOT SIZE: 18.21 acres. SEWERS: On-site septic system. WATER: On-site well. ELECTRICITY: Adams Electric. LANDSCAPING: Typical for the area, with a sodded lawn, trees and shrubs. DET~ENTALmFLUENCES None. Pride of ownership is evident throughout the neighborhood. DESCRIPTION OF IMPROVEMENTS GENERAL DESCRIPTION: One-story detached single-family dwelling contammg approximately 1,200 square feet of gross living area above grade, with an enclosed breezeway and attached two-car garage. Also located on the site is a 900 square foot concrete block stable, an 800 square foot metal storage building, and a 40 square foot wooden storage building. CONDITION: Exterior: Good Interior: Good ROOMS: First Floor: Living room, eat-in kitchen, three bedrooms and a full bathroom. Basement: Full, with concrete floor. 6 EXTERIOR: Foundation: Walls: Sash: Gutters: Roof: Concrete block. Brick Vinyl-clad thermopanes with screens. Painted aluminum. Asphalt shingles. INTERIOR, PRINCIPAL ROOMS: Flooring: WaIls: Ceilings: Trim: KITCHEN: Cabinets: Counters: WaIls: Flooring: Sink: BATHROOM: Flooring: Walls: Bathtub: Lavatory: Water closet: CONSTRUCTION: Joists: Beams: Columns: Plumbing: HEATING: Hardwood and carpet. Drywall and wood paneling. Drywall Wood, natural finish. Wood, natural finish. Formica Papered paneling. Vinyl Double-bowl, stainless steel. Vinyl Ceramic tile and painted drywall. Built-in, with shower. Vanity Two-piece. Wood Wood Concrete block. Iron, copper and plastic. Baseboard, electric. HOT WATER: Electric, 52-gallon. ELECTRIC: Circuit breaker system, 200-ampere. OTHER: There is a gas-burning stove located in the enclosed breezeway and a brick fireplace in the basement. GENERAL CONDITION: The improvements are considered to be in good condition on the interior and on the exterior, with mechanical systems appearing to be adequate and functioning properly. 7 THE COST APPROACH The Cost Approach to value is based on the principle of substitution. which proposes that an informed buyer will pay no more than the cost of providing a substitute property with similar utility. In estimating the cost of providing a substitute. the following functions are completed. The cost of the improvements, as if new. is estimated. Loss of value due to physical deterioration, functional obsolescence and external depreciation, if applicable. is deducted to represent the cost of a substitute depreciated. The land and the value of depreciated site improvements is added to obtain a value indication of the real estate. The cost new of the improvements was estimated using information from Marshall Valuation Service, adjusted to the local area and verified with local contractors. Dwelling: 1,200 sq. ft. @ $58..72 = Basement: 1,200 sq. ft. @ $12.53 = Porches, patios. etc.: Fireplace and gasburning stove: Garage: 480 sq. ft. @ $21.45 = Total Estimated Cost New: Depreciation: Depreciated Cost of Improvements: Misc. Site Improvements "as is": Estimated Site Value: $ 70,464 15,036 34,800 3,500 10.296 134,096 -33.524 100,572 10,000 70.000 Indicated Value by Cost Approach: $180.572 Rounded to: $181,000 8 SALES COMPARISON APPROACH In arriving at this conclusion of the value of the subject property, the appraiser made a survey of properties that have sold in the area of the subject property. Consideration was given and adjustments were made on each comparable sale as to time of sale, size, location, as well as all other factors that might affect value. A resume of some of the sales considered by the appraiser is as follows: SALE NO. 1: Location: Date of Sale: Sale Price: Size: Unit Price: SALE NO.2: Location: Date of Sale: Sale Price: Size: Unit Price: SALE NO.3: Location: Date of Sale: Sale Price: Size: Unit Price: 675 N. Middle Road, Newville. July 16,2001. $131,000 1,600 square foot dwelling on 8.58 acres. $81.88 per square foot. 12 Long Road, Newville. April 18, 2001. $164,000 1 ,363 square foot dwelling with stable and other buildings on 4.30 acres. $120.32 per square foot. 142 N. Middlesex Road, Carlisle. August 21,2000. $126,000 2,200 square foot dwelling with stable and other buildings on 2.40 acres. $57.27 per square foot. The appraiser, in addition to the sales listed, also considered several additional sales in arriving at his final opinion of value. On the Sales Comparison Analysis form that follows this page are dolIar adjustments reflecting market reaction to those items of significant variation between the subject and comparable properties. If a significant item in the comparable property is superior to, or more favorable than, the subject property, a minus (-) adjustment is made, thus reducing the indicated value of the subject; if a significant item in the comparable is inferior to, or less favorable than, the subject property, a plus (+) adjustment is made, thus increasing the indicated value of the subject. After making all of the necessary adjustments, it is the appraiser's considered opinion that the indicated value of the subject property by the Sales Comparison Approach is $177,000. 9 ~-~ ITEM Address Proximity to Subject Sale Price Price I Sq. Fl GLA Data Source ADJUSTMENTS Sales or Financing Coocessioos Date of Sale I Time Location Site I View Design and Appeal Construction Age Condition Above Grade Room Count Gross Living Area Basement &Finished Rooms Below Grade Functional Utilitv Heatin~ I Coolimt Gaf.lllre I CarPOrt Porches. Patios Pools, etc. Special Energy Efficient Items Firenlace(s) Other (e.g. kitchen equip., remodeling) Net Adi.(total) Indicated Value of Subiect SUBJECT I Mt. Zion Road Carlisle SALES COMPARISON ANALYSIS COMPARABLE #1 675 N. Middle Road Newville COMPARABLE #2 12 Long Road Newville COMPARABLE #3 142 N. Middlesex Road Carlisle ~~126000 ~ $57.27 . Inspection Central Pem MLS Courthouse and Central Perm MLS Courthouse and Central Perm DESCRIPTION DESCRIPTION $ Atljust. DESCRIPTION $ A4just. DESCRIPTION $ Adjust. As of 9-24-0 I Average 18.21 aaes I~ detached Brick 36 years Good Tot. I Bed. r Bath 5 I 3 I 1 1,200 square feet Full basement Avera2e Baseboard. electric. 2-car l!llI'll2e. Encl breezeway,stor. bld2., stable. Typical for the region. Fplc., gasbumin2 sty. Built-ins. None 7-16~1 Similar 8.58 acres Similar Vmyl siding 26 years Similar Tot. r Bed. I Bath 6 I 3 I 2 1,600 square feet Crawlspace Similar Heat PUIII[) None Porch. 0000. Similar None Similar - +19,300 +3,000 4,000 -12,000 + 10,000 -2,000 +6,000 +20,000 +2,000 +42,300 $173,300 None 4-IWl Similar 4.30~ Similar A1wninumsiding 29 years Similar Tot. I Bed. I Bath 5121m 1,363 square feet Full bsmt.., with bed- room and family nn. Similar Oil FHA w/CA Similar Porch. stable, pool. stor. bldg. +27,800 +3,000 -1,000 4,900 -6,000 -2,000 -5,000 Similar Fireolace + 1,000 Similar .-..'.-.........-.-..... .-.._..-..........-........ + 12,900 $176,900 FINAL INDICATED VALUE OF SUBJECT PROPERTY: $177,000 10 None 8-21~ Similar 2.40 acres Similar Brick 18 years Similar Tot. T Bed. I Bath 6 i 3 I 2 2,200 square feet Similar Similar Similar l-car lmrll.I'e Stable, two storage b1df.'.:S- Similar Firenlace Similar - +31,600 4,000 -30,000 +3,000 +1,000 +1,600 $127,600 CORRELA TION Correlation may be defined as "the bringing together of parts in a proper relationship." The parts of this appraisal report are the following approaches to value your appraiser used: Value Indicated by Cost Approach Value Indicated by Sales Comparison Approach $181,000 $177,000 These approaches are representative of the market value of the subject property. I have carefully reexamined each step in each method, and I believe the conclusions accurately reflect the attitude of typical purchasers of this type property in this neighborhood. It is my belief that this reexamination has confirmed the original conclusions. The Cost Approach will result in an excellent estimate if all elements are figured accurately, because no prudent person will pay. more for a property than the cost to produce a substitute property with equal desirability and utility. Purchasers of the type of dwelling typical of the subject property are more concerned with amenities than with hypothetical replacement of the property. The value of the cost approach is not disregarded, but given less weight because more errors in judgment can be made in this approach. The Sales Comparison Approach was based on several recent sales of properties similar to that of the subject, all of which are located in the same general area, The adjusted sales prices are most consistent under comparison. This approach is the most reliable because it reflects the reactions of typical buyers and sellers in the market. Therefore, as a result of this appraisal and analysis, it is this appraiser's considered judgment and opinion that the Market Value of the subject property, as of September 24,2001, IS: ONE HUNDRED AND SEVENTY -SEVEN THOUSAND DOLLARS $177,000 I 1 UNDERLYING ASSUMPTIONS AND LIMITING CONDITIONS SUBJECT TO THIS APPRAISAL 1. I assume no responsibility for matters legal in nature, nor do I render any opinion as to the title, which is assumed to be marketable. The property is appraised as though under responsible ownership. 2. The legal description used herein is correct. 3. I have made no survey of the property, and the boundaries are taken from records believed to be reliable. 4. I assume that there are no hidden or unapparent conditions of the property, subsoil or structures which would render it more or less valuable. I assume no responsibility for such conditions or for engineering which might be required to discover such factors. 5. The information, estimates, and opinions furnished to me and contained in this report were obtained from sources considered reliable and believed to be. true and correct. However, no responsibility for accuracy can be assumed'by me. 6. This report is to be used in its entirety and only. for the purpose for which it was rendered. 7. Neither all nor any part of the contents of this report (especially any conclusions as to value, the identity of the appraiser or the firm with which he is connected) shall be reproduced, published, or disseminated to the public through advertising media, public relations media, news media, sales media, or any other public means of communication, without the prior written consent and approval of the appraiser. 8. This appraisal was prepared for the exclusive use of the client identified in this appraisal report. The information and opinions contained in this appraisal set forth the appraiser's best judgment in light of the information available at the time of the preparation of this report. Any use of this appraisal by any other person or entity, or any reliance or decisions based on this appraisal are the sole responsibility and at the sole risk of the third party. The appraiser accepts no responsibility for damages suffered by any third party as a result of reliance on or decisions made or actions taken based on this report. 12 CERTIFICATE OF APPRAISAL Your appraiser hereby certifies that: 1. The statements of fact contained in this report are true and correct. 2. The reported analyses, opinions, and conclusions are limited only by the reported assumptions and limiting conditions, and are my personal, impartial, and unbiased professional analyses, opinions, and conclusions. 3. I have no present of prospective interest in the property that is the subject of this report, and no personal interest with respect to the parties involved. 4. I have no bias with respect to the property that is the subject of this report or to the parties involved with this assignment. 5. My engagement in this assignment was not contingent upon developing or reporting predetermined results. 6. My compensation for completing this assignment is' not contingent upon the development or reporting of a predetermined value or direction in value that favors the cause of the client, the amount of the value opinion, the attainment of a stipulated result, or the occurrence of a subsequent event directly related to the intended use of this appraisaL 7. To the best of my knowledge and belief, the statements of fact contained in this appraisal report, upon which the analyses, opinions, and conclusions expressed herein are based, are true and correct. 8. This appraisal report sets forth all of the limiting conditions (imposed by the terms of my assignment or by the undersigned) affecting the analyses, opinions, and conclusions contained in this report. 9. This appraisal report has been made in conformity with the Uniform Standards of professional. Appraisal Practice adopted by the Appraisal Standards Board of the Appraisal Foundation, and is subject to the requirements of the Code of Professional Ethics and Standards of Professional Conduct of the National Association of Realtors Appraisal Section. 13 10. No one other than the undersigned prepared the analyses, conclusions, and opinions concerning real estate that are set forth in this appraisal report. ~ Larry . Foote Certified General Appraiser GA-000014-L 14 LARRY E. FOOTE REAL ESTATE APPRAISER EXPERIENCE: I 979-Present: Chief Appraiser. Diversified Appraisal Services, Carlisle, Pa. Principal Broker, LaRue Development Company, Carlisle, Pa. 1976-1979: Associate Broker, Colonial Realty, Carlisle, Pa. 1972-1976: Realtor Associate, Jack Gaughen Realtor, Carlisle, Pa. Appraisal experience included undeveloped land, farms, building lots, single-family dwellings, mobile home parks, medical centers, nursing homes, motels, apartment buildings and complexes, office buildings, service stations, veterinary clinics, rehabilitation centers, retail buildings, daycare centers, warehouses, and manufacturing facilities. EDUCATION: Bachelor of Business Administration., Pennsylvania State University, 1976. Associate Bachelor of Business Administration, Harrisburg Area Community College, 1974. Diploma, Carlisle Senior High School, 1965. Certificate, Pennsylvania Realtors Institute, GR! I, GRIll,. GR! ill. Certificate, Realtors National Marketing Institute, CI 101,CI 102, C1103, CI 104, Cl 105. Standards of Professional Practice, American Institute of Real EState Appraisers. Real Estate Appraisal Principles, American Institute of Real Estate Appraisers. Residential Valuation., American Institute of Real Estate Appraisers. Appraisal Procedures, Appraisal Institute. Principles of Income Property Appraising, Appraisal Institute. Case Studies in Real Estate Valuation., Appraisal Institute. Report Writing and Valuation Analysis, Appraisallnstitute. PROFESSIONAL LICENSES: General Appraiser #GA-OOOOI4-L, Commonwealth of Pennsylvania. Real Estate Broker #RB-029729-A, Commonwealth of Pennsylvania. PROFESSIONAL DESIGNATIONS: GR!: Graduate of the Pennsylvania Realtors Institute, awarded by the Pennsyl- vania Association of Realtors. CRS: Certified Residential Specialist, awarded by the Realtors National Market- ing Institute of the National Association of Realtors. CCIM: Certified Commercial Investment Member, awarded by the Realtors National Marketing Institute of the National Association of Realtors. PROFESSIONAL ORGANIZATION AFFILIATIONS: National Association of Realtors Appraisal Section. Carlisle Association of Realtors. Pennsylvania Association of Realtors. National Association of Realtors Realtors National Marketing Institute 15 PAST CLIENTS: Borough of Carlisle Keystone Financial Mortgage Cornerstone Federal Credit Union Pennsylvania State Bank Commerce Bank Cwnberland-Perry Association for Retarded Citizens Carlisle Suburban Authority Members 1st Federal Credit Union Pennsylvania National Bank Evans Financial Corporation Greenawalt & Company. CPA Smith's Transfer Corporation Carlisle Department of Parks and Recreation Executive Relocation Services Carlisle Area School District Messiah Homes, Incorporated ERA Eastern Regional Services Pennsylvania Turnpike Conumssion Chase Home Mortgage Corporation Defense Activities Federal Credit Union Pennsylvania State Employees Credit Union PNC Mortgage Corporation F &M Trust Company National City Mortgage Corporation Washington Mutual Home Loans. Inc. Prudential Relocation Services Lender's Choice Market Intelligence. Incorporated United Telephone Employees Federal Credit Union Cumberland County Commissioners Allstate Enterprises Mortgage Corporation Dickinson College PPG Industries, Incorporated Gettysburg College Redevelopment Authority of Cumberland County Record Data Appraisal Services, Incorporated First United Federal Savings Association Fulton Bank United States Marshall Service GMAC Mortgage Corporation Orrstown Bank Letterkenny Federal Credit Union BancPlus Mortgage Corporation Coldwell Banker Relocation Services, Incorporated Central Pennsylvania Savings Bank Mellon Bank Provident Home Mortgage Corporation Various law firms and individuals 16 p\IOTOGRA.P\IS 01' T\IE S\JllJECT PROPERT" 17 -- , . . ~. MIff Bank ACCOUNT NO. ACCOUHT TYPE 400297 H&T SELECT WITH INTEREST SEP. 08-0CT. 09,2001 1 OF 1 00 3 04319" H 021 132 FLORENCE A ALBRIGHT 1 MOUNT ZION RD CARLISLE PA 17013-8913 INTEREST PAID YEAR TO DATE 46.98 HIGH STREET-CARLISLE CHECI($&. .PTHU SUBTRAtTIotfS . 09-08-01 BEGINNING BALANCE 09-10-01 CHECK NUttBER 4894 09-17-01 CHECK NUHBER 4895 09-24-01 DEPOSIT 09-24-01 CHECK NlJtIBER 4896 10-01-01 DEPOSIT U. ~, S~v' I "'ftS 6n-~S 10-09-01 INTEREST PAY"ENT 27.66 11.36 $8,199.74 8,172.08 8,160.72 146.36 3,093.00 6": 214 . DB::> 14,470.40 14,473.81 .:3,--'f) s 9,256.32 3.41 ENDING BALANCE $14,473.81 ,. . Cttr:r;ltS .P~l() .~~~y.. I 4894 09-10-01 27.66 4895 09-17-01 11.36 4896 09-24-01 3,093.00 ANNUAL PERCENTAGE YIELD EARNED = 0 .43 i: REFER A FRIEND TO "IT BANK AND GET A FREE GIFT! NOW, WHEN YOU ASK A FRIEND TO OPEN A CHECKING ACCOUNT WITH "&T, NOT ONLY WILL YOU GET A FREE GIFT - SO WILL YOUR FRIEND. STOP BY ANY "IT BRANCH OR CALL HaT"S TELEPHONE BANKING CENTER AT 1-800-724-2440 TO GET A REFER-A-FRIEND COUPON. HURRY, GIFT QUANTITIES ARE LIHITED. FREE GIFT PROVIDED AT TI"E OF ACCOUNT OPENING. SC.H. \" E h j.j...vY\l'\S ~ ) q. '3 + Page: 1 Document Name: Sessiona PSBLCDA1 EBRN6VJ Customer Service workstation Cert. of Deposit Account Balance 07:40:04 01/10/01 Account #: 31003910807204 Product: CDA Current Balance d Interest Int Pd Prior Cycle $ Pledged Amount $ Date Transaction 09/21 INTEREST PAID BY CHECK (DEB 09/21 INTEREST PAYMENT 08/22 INTEREST PAID BY CHECK (DEB 08/22 INTEREST PAYMENT 07/20 INTEREST PAID BY CHECK (DEB 07/20 INTEREST PAYMENT 06/22 INTEREST PAID BY CHECK (DEB Do you want to close this account? F2 Options F3 Main Menu F6 Referral $ 25,422.01 42.41 146.36 .00 D/e D C D C D C D 2 Last Last SubCode: CL M&T BANK SSN/TIN: 174053242 Package: Region : CEPA Status : ACTIVE Restraint: N Deposit Amount: $ Deposit Date 146.36 01/09/22 Title 1: FLORENCE A ALBRIGHT 2 : $ ~ 'T' Amount 146.36 146.36 146.36 146.36 141.63 141.63 146.37 $ $ $ $ $ Fl1 Title F12 Previous S~H-. \\ E., :c~ 2. -... Date: 10/1/ 1 Time: 07:40:54 AM '. ., ~ I I I I I I I I II II I I I lAST WILL AND TESTAMENT OF FIDRENCE A. ALBRIGlIT I, FIDRENCE A. AlBRIGHT, of Cumberland County, Pennsylvania, being of sound mind, rnerrory and understanding, do hereby make, publish and declare this as and for my Last Will and Testament, hereby revoking all other wills and codicils heretofore made by me. FIRST I direct the payment of my debts and the expenses of my last illness and funeral fram my estate as soon after my death as conveniently may be done. If there be no cemetery lot available for my intennent, owned by me at the time of my death, I authorize my personal representative to purchase such cemetery lot with a contract for perpetual care, using therefor funds fram my estate, and I authorize my personal representative to cause title to or ~ership of such lot so purchased to be vested in such person as my .,~. personal representative shall designate. Further, in this connection, I authorize my personal \'1"\ representative to expend funds fram my estate, in such amount as my personal representative shall consider necessary and desirable, for the purchase, erection and inscription of a suitable marker for my grave. SEmND I give, devise and bequeath my entire estate of whatever nature and wherever situate to my husband, BRUCE A. AlBRIGHT, if he shall survive me by thirty (30) days. In the event my Husband predeceases me or fails to survive me by thirty (30) days, then I give, devise and bequeath my entire estate to my children, OORCAS EARlEY and DENNIS AlBRIGHT, in equal shares. In ~ " I I jii 'I ~I! (:$1 I 1i ~I I II I, I I I the event that CORCAS EARIEY predeceases or fails to survive me thirty (30) days, I give, devise and bequeath her portion of my estate to my grandson, MIGfAEL EARIEY, and any other after born, in equal shares, per stirpes. In default of any such issue, then the share so appointed shall pass to Dennis Albright provided he survives. In the event that DENNIS ALBRIGHT predeceases i i: II :i or fails to survive me by thirty (30) days, I then give, devise and bequeath his portion of my estate to CORCAS EARLEY or her issue, per stirpes. THIRD In the event I am not so survived by my said husband BRUCE A. ALBRIGHT, and a portion of my estate passes to an heir under the age of twenty- five (25), then that portion of my estate passing to the heir shall be placed with FARMERS TRUST CXMPANY of Cumberland County, Pennsylvania, as TRUSTEE, under the following conditions: 1. My Trustee shall pay principal and income to or for the benefit of the heir during his or her life as my Trustee, from time to time, shall deem advisable for the health, maintenance, support and corrplete !' education of such heir and the members of his or her imnediate family. In ackiition, my Trustee in his sole discretion may advance principal to said beneficiary against the fractional shares to be advanced hereunder for the costs of marriage, or the purchasing of a home or costs of entering a business or profession if my said Trustee shall deem such expense reasonably prudent. 2. Notwithstanding the foregoing provisions, after attainment of twenty-one (21) years, each heir may withdraw one-half (1/2) of the principal of his or her trust valued as of said birthday or the date of division into shares, if later; and after attaining age twenty-five (25) years, each heir may withdraw the rerrainder of said principal and undistributed income. '-. ". ~ 3. In the event of the death of a trust beneficiary prior to age twenty-five (25) then my Trustee shall distribute any remaining principal and interest as such beneficiary shall appoint by specific reference to this power in his or her will, or if such power is not exercised in full, the unappointed principal shall be distributed to his or her issue, per stirpes, or in default of such issue, to my issue, per stirpes; provided, however, any portion of such principal, which would be distributed to any beneficiary for whom a trust is then held hereunder, shall be added to such trust. 4. Should the principal of any trust herein provided for be or become too SIlE.Il in my Trustee' s discretion to nake establishments or continuance of the trust advisable, my Trustee may distribute the remaining principal and any accumulated or undistributed income outright to the beneficiaries in the proportions to which they are then entitled to. The receipts and releases of the distributees will terminate absolutely the rights of all persons who might otherwise have future interest in the trust, whether vested or contingent, without notice to them and without the necessity of !' filing an account with the court. FOURTH I direct that no trustee, executor, guardian or other fiduciary named, nominated, or appointed by this my Last Will and Testament shall be required to post any bond or give any security of any tyPe for any purpose whatsoever, any law or rule of the court of the Corrm:mweal th of Pennsylvania or any other jurisdiction to the contrary notwithstanding. I direct that the law of the C()f[(OOnwealth of Pennsylvania shall apply to any interpretation or application of the validity of this instrument. " . I ~ I I, il !I II II !, :1 II II 11 I' il i I I i FIFTH My executor and trustee shall have the following powers in addition to those vested in them by law and by other provisions of this Will, applicable to all property, real, personal or mixed and wheresoever situate, including property held for minors, whether principal or income, exercisable without court approval, and effective, with respect to each item of said property until actual distribution thereof. A) 'Ib retain, as investments of my estate or trust, any or all assets of my estate, real, personal, or mixed, without regard to any principal of diversification, and to purchase and acquire real or personal property and to hold any or all of such real and personal property retained or acquired without making the same productive of income. B) 'Ib permit the children, or any of them, to occupy any real estate retained or acquired upon such terms and conditions as my executor or trustee shall deem proper. .!' C) To pay all taxes, charges and expenses of maintenance, upkeep, irrprovements, developnent, protection, preservation and investment of any retained or acquired real or personal property, such payments to be made from either principal or income as my executor or trustee shall determine. D) To retain or invest any and all funds, whether principal or income, III any real or personal property without restriction to legal investments; to purchase investments at premiums; to exercise all rights of a security holder or share holder in any corporation; and to lease, rrortgage, pledge, give options upon or sell at public or private sale and without approval of any court, any real or personal property, or portion or portions thereof, irrespective of the manner or the means by which the same was acquired by my said executor or trustee. .. .. . Ii II I i E) To make payment or distribution herein provided for in cash, kind or partly in cash and partly in kind, at valuations fixed by my executor or trustee at the time of distribution. SIXTH Any and all payment or payments of any sum. or sums, whether in cash or in kind and whether for principal or income, payable to an heir, or any of them, shall be made upon the sole receipt of the respective individual to whom the payment is made, and free from anticipation, alienation, assignment, attachment, and pledge, and free from control by the creditors of any such beneficiary. SEVENTH I appoint my husband, BRUCE A. ALBRIGHT, Executor of this my Last will and Testament. Should my said Executor fail to survive me or for any reason fail to qualify as Executor, then I a:pfX)int OORCAS EARLEY and DENNIS ALBRIGlIT of Pennsylvania, Co-Executors of this my Last Will and Testament. IN WI'lNESS WHEREOF, I have hereunto set my hand and seal to this, my Last Will and Testament, consisting of six (6) typewritten pages, the first four (4) of which bear my signature in the margin for the purpose of identification, this 5-!!:.. day of JANUARY, 1996. 3~~ 0- ~.2/ FIDRENCE A. ALBRIGHT (SEAL) '-. 16- ~ I I i I I II I, I' II I! I Signed, sealed, published and declared by the above named testatrix, FWRENCE A. ALBRIGHT, as and for her Last will and Testament, ln the presence of us, who, at her request, in her sight and presence, and in the sight and presence of each other, have hereunto subscribed our names as witnesses. ~ C{. )~ C~r!, S 0. ADDRESS 2.10 FCt,'rv iw Sf, ~-4 ,. ~~~~ ADDRESS 2- }./ ~. ,t*~~e- ST.,. C...-/...k, /4 ~TH OF PENNSYLVANIA SS. CDUNTY OF OJMBERLAND We, FWRENCE A. ALBRIGHT, ;Y/;c-h~ I A. 5L~fer and L J/ ;)t- , the testatrix and the G. E. H4v9 )/V , witnesses, resPeCtively, whose names are signed to the attached or foregoing instrument, being first duly sworn, do hereby declare to the undersigned aut~ority that the testatrix signed and executed the instrument of her Last .;r Will and Testament, and that she signed willingly and that she executed as her free and voluntary act for the purPOses therein expressed., and that each of the witnesses, in the presence and hearing of the testatrix, signed the will as witnesses, and that to the best of their knowledge, the testatrix was at the time eighteen (18) years of age or older, of sound mind and under no constraint or undue influence. Sworn to and subscribed before me this S t!l- day of JANUARY, 1996. 11L~tsr .J (1 UrLn1JL1U ~,'-~:Y"l~: ~~;l'c:rl' Pur,1ic t,;~,::'::" '" co . :.c ,".~,o~'f~~~Y,~t;~90 -...--...------' ----. ---- - ~-- .; ~~'..I~::~~. ~'J~:: . t' ~ r