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HomeMy WebLinkAbout01-0982 COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES DEPT. 280601 HARRISBURG, PA 17128~0601 REV~1162 EX(11-96) RECEIVED FROM: PENNSYLVANIA INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT CAROLYN K LABOY 6 HEMLOCK DRIVE MECHANICSBURG, PA 17055 -------- fold ESTATE INFORMATION: SSN: 1 71-30-711 5 FILE NUMBER: 21-2001- 0982 DECEDENT NAME: MCGRAW THELMA L DA TE OF PAYMENT: 10/29/2001 POSTMARK DATE: 00/00/0000 COUNTY: CUMBERLAND DATE OF DEATH: 03/03/2001 NO. CD 000457 ACN ASSESSMENT CONTROL NUMBER AMOUNT 101 I $5,341 .00 I I I I I I I I TOTAL AMOUNT PAID: $5,341 .00 REMARKS: CAROLYN K LABOY CHECK# 181 SEAL INITIALS: DO RECEIVED BY: MARY C. LEWIS REGISTER OF WILLS REGISTER OF WILLS \. //j-/~ -/:/ COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TAXES INHERITANCE TAX DIVISION DEPT. 280601 HARRISBURG, PA 17128-0601 NOTICE OF INHERITANCE TAX APPRAISEMENT, ALLOWANCE OR DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX ReCOfctcc __' ,,_< of Regi~~tc' ::~:TE OF DATE OF DEATH .01 01 FILE NUMBER C 17 Pl2 :03 COUNTY ACN BRETT B WEINSTEIN ESQ WEINSTEIN & ASSOCS Clerk-: 707 W DEKALB PIKE 2 Cu,nberr":d KING OF PRUSSIA PA 19406 01___ 12-10-2001 MCGRAW 03-03-2001 21 01-0982 CUMBERLAND 101 *' REY-1547 EX AFP 112-00> THELMA L Allount Rellitted MAKE CHECK PAYABLE AND REMIT PAYMENT TO: REGISTER OF WILLS CUMBERLAND CO COURT HOUSE CARLISLE, PA 17013 CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR RECORDS ~ REv=is4j-Ex-AFP--fi'2=olir-NoYicE--oF-.rNHEifiTANci-YA)r"A-PPRAisEifEN:r,--ALi-oWAifci-oi----------------- DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX ESTATE OF MCGRAW THELMA L FILE NO. 21 01-0982 ACN 101 DATE 12-10-2001 TAX RETURN WAS: (X) ACCEPTED AS FILED ) CHANGED RESERVATION CONCERNING FUTURE INTEREST - SEE REVERSE APPRAISED VALUE OF RETURN BASED ON: ORIGINAL RETURN 1. Real Estate (Schedule A) 2. Stocks and Bonds (Schedule B) 3. Closely Held Stock/Partnership Interest (Schedule C) 4. Mortgages/Notes Receivable (Schedule D) 5. Cash/Bank Deposits/Misc. Personal Property (Schedule E) 6. Jointly Owned Property (Schedule F) 7. Transfers (Schedule G) 8. Total Assets (I) (2) (3) (4) (5) (6) (7) .00 .00 .00 .00 7~226.00 82~918.00 37~736.00 (8) APPROVED DEDUCTIONS AND EXEMPTIONS: 9. Funeral Expenses/Adll. Costs/Misc. Expenses (Schedule H) 10. Debts/Mortgage Liabilities/Liens (Schedule I) 11. Total Deductions 12. N.t Value of Tax Return 13. Charitable/Governllental Bequests; Non-elected 9113 Trusts (Schedule J) 14. Net Value of Estate Subject to Tax (9) (10) 7,935.00 1.249.00 (II) (12) (13) (14) NOTE: To insure proper credit to your account, subllit the upper portion of this forll with your tax paYllent. 127,880.00 Q.1R4 nn 118,696.00 .00 118,696.00 NOTE: I~ an assessment was issued previously, lines 14, IS and/or 16, 17, 18 and 19 will re~lect ~igures that include the total o~ ALL returns assessed to date. ASSESSMENT OF TAX: 15. Allount of Line 14 at Spousal rate 16. Allount of Line 14 taxable at Lineal/Class A rate 17. Allount of Line 14 at Sibling rate 18. Allount of Line 14 taxable at Collateral/Class B rate 19. Principal Tax Due TAX CREDITS: (IS) .00 X 00 = .00 (16) 118,696.00 X 045 = 5,341.00 (In .00 X 12 = .00 (18) .00 X 15 = .00 (19)= 5,341.00 PAYMENT RECEIPT DISCOUNT (+) AMOUNT PAID DATE NUMBER INTEREST/PEN PAID (-) 10-29-2001 CDOO0457 .00 5,341.00 TOTAL TAX CREDIT 5,341.00 BALANCE OF TAX DUE .00 INTEREST AND PEN. .00 TOTAL DUE .00 . IF PAID AFTER DATE INDICATED, SEE REVERSE FOR CALCULATION OF ADDITIONAL INTEREST. IF TOTAL DUE IS LESS THAN $1, NO PAYMENT IS REQUIRED. IF TOTAL DUE IS REFLECTED AS A "CREDIT" (CR), YOU MAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORM FOR INSTRUCTIONS.) ~ REV.' '\00 (;>, (t;.OO) ~ COMMONWEAL TH OF F'1:NNSYLVANIA DEPARTMENT OF REVENUE .. DEPT. 280601 HARRISBURG, PA 17128-0601 \"1- \lD- l\ REV-1500 INHERITANCE TAX RETURN RESIDENT DECEDENT OFFlCIAL USE 0.... y R 011. .oJ. 0 ~ tt e~ COl.NTY CODE YEAA NUMBER OECEOENrs NAME (LAST. FIRST, AND MIDDLE INITIAL) MCGRAW THELMA L. DATE OF DEA TH (MM-DD-YEAR) SOCIAL SECURITY NUMBER 171-30-7115 TI-IS RET\JRH MUST BE FILED IN DUPLICATE WITH THE !Z w o w CJ W o (IF APPLICABLE) SURVIVING SPOUSE'S NAME (lAST, FIRST, AND MIDDLE INITIAL) REGISTER OF WIllS SOCIAL SECURITY NUMBER W I- :.::~1Il Ul:t::.:: w BoU :rOO Ul:t:...J BolO ~ !KJl 04. !KJ6 09 Original Retum Limited Estate Decedent Died Testate (AIlach copy of Will) o 2. Supplemental Retum 0 3. Remainder Retum (dalo of doath prior 1012-13-82) D 4a. Future Interest Compromise (dalo 01 doalh attor 12-\2-62) 0 5. Federal Estate Tax Retum Required ~ 7. Decedent Maintained a Living Trust (Altach copy of Tn>>!) L 6. Total Number of Safe Deposit Boxes D 10. Spousal Poverty Credit (dat. 0' d.... .,'w..n 12.)Hl .nd 1.'-~) 0 11. Election to tax under Sec. 9113(Al<AlIac:h Sd10) litigation Proceeds Received THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO: NAME COMPLETE MAILING ADDRESS I- Z w o :z o ~ ~ W TELEPHONE NUMBER 610-337-3733 707 WEST DEKALB PIKE SUITE 2 KING OF PRUSSIA PA 19406 1. Real Estate (Schedule A) (1) OFFICIAl USE ONLY 2. Stocks and Bonds (Schedule B) (2) 3. Closely Held Corporation. Partnership or SoIe-Proprietocship (3) 4. Mortgages & Notes Receivable (Schedule D) (4) 5. Cash, Bank Deposits & Miscellaneous Personal Property (Schedule E) (5) Z 6. JO Owned Property (Schedule F) (6) 0 i= Separate Billing Requested :3 7. Inter-Vivos Transfers & Miscellaneous Non-Probate Property (7) ::I (Schedule G or l) ~ a:: 8. Total Gron Assets (total Lines 1-7) < CJ W 9. Funeral Expenses & Administrative Costs (Schedule H) (9) 0:: 10. Debts of Decedent, Mortgage Liabilities, & Liens (Sdledule I) (10) 11. Total Deductions (total Lines 9 & 10) 7,226 82,918 37,736 (8) 7,935 1. 249 127,880 (11) 9,184 118 ,696 12. Net Value of Estate (Line 8 minus Line 11) 13. Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been made (Schedule J) (12) (13) 14. Net Value Subject to Tax (line 12 minus Line 13) (14) 118,696 SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES 15. Amount of line 14 taxable at the spousal tax z rate, or transfers under See. 9116 (aXl.2) o ~ 1 6. Amount of Line 14 taxable at lineal rate I- ::::l ~ 17. Amount of Line 14 taxable at sibling rate o U 18. Amount of line 14 taxable at collateral rate ~ I- 19. Tax Due 118,696 x .0 _(15) x .0 ~(16) x .12 (H) x .15 (18) (19) 5,341 5,341 ;....," ';"-:','j,-,."., :, > > BESURE,TOANSWER ALL QUESTIONS ON REVERSE SIDE AND RECHECK MATH < < > ':.'. ~. :,".;;'s",,;" 20. o OW4645 1.000 .. Cl1''f MECHANICSBURG Tax Payments and Credits: 1. Tax Due (Page 1 Line 19) 2. Credits/Payments A. Spousal Poverty Credit 8. Prior Payments C. Discount STATE PA ZIP 17055 (1) 5.341 Total Credits (A + 8 + C) (2) 3. Interest/Penalty if applicable D. Interest E. Penalty Total Interest/Penally (0 + E) (3) 4. If Line 2 is greater than Line 1 + Line 3, enter the difference. This is the OVERPAYMENT. Check box on Page 1 Line 20 to request a refund (4) 5. If Line 1 + Line 3 is greater than Line 2, enter the difference. This is the TAX DUE. (5) 5,341 A. Enter the interest on the tax due. (5A) 8. Enter the total of Line 5 + 5A. This is the BALANCE DUE. (58) Make Check P~'t2ble to: REGISTER OF WILLS, AGENT ~~'JI ~~-l_ PLEASE ANSWER THE FOllOWING QUESTIONS BY PLACING AN "X" IN THE APPROPRIATE BLOCKS 5.341 . H. <. " , < "~ ~, . . . . \' , ' 1" ~ I ";:; ~ . . - ,- Yes ~ ~ o o D D contains a beneficiary designation? . . . . . . . . . . , , . . , . . . . . . . , . . . . . . . .. D IKJ IF THE ANSWER TO ANY OF THE ABOVE QUESTIONS IS YES, YOU MUST COMPLETE SCHEDULE G AND FILE IT AS PART OF THE RETURN, Under penalties of pe~ury. I declare that I ha"" examined Ihis retum. including accompanying schedules and slatemenls, and 10 the best of my knowledge and belief, ills lrue, correct and complele. Declaralion of preparer other than the personal representalive is based on all informalion of whiCh preparer has any knowledge. OF PERSON RESP SIBLE FOR FILING REruRN DATE ~ ~a\ 1. Did decedent make a transfer and: a. retain the use or income of the property transferred;. . . . . . . . . , . . . . . b. retain the right to designate who shall use the property transferred or its income; . c. retain a reversionary interest; or , . . , . . . , . . . . . " . . . . , , . . . . d. receive the promise for life of either payments, benefits or care? . . . . . . . . . 2. If death occurred after December 12, 1982. did decedent transfer property within one year of death without receiving adequate consideration? . . . . . . . . . . . . . . . . . . . . . . . . . , . . 3. Did decedent own an "in trust for" or payable upon death bank account or security at his or her death? 4. Did decedent own an Individual Retirement Account, annuity, or other non-probate property which No o o lKJ lKJ IKJ lRJ S~~R,E OF P '_ --<:1t'4-~' ADDRESS " PAR:~ OlHEr1)1ANe~TIV:, I' l'h.~,;... '"" (' f'l DATE '. / ""' I /-/'tJ/I(."\ CLAIRMONT, PACIELLO & CO, 250 TANGLEWOOD LANE, KING OF PRUSSIA, PA 19406 For dates of death on or after July 1, 1994 and before January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 3% (72 P.S. 3 9916 (a) (1.1) (ilJ. For dates of death on or after January 1, 1995, the tax rate imposed on the net value of transfers to or for the use of the surviving spouse is 0% [72 P.S. 39116 (a) (1.1) (ii)] The statute does not exempt a transfer to a surviving spouse from tax. and the statutory requirements for disclosure of assets and filing a tax retum are still applicable even if the surviving spouse is the only beneficiary. For dates of death on or after July 1, 2000: The tax rate imposed on the net value of transfers from a deceased child twenty-one years of age or younger at death to or for the use of a natural parent, an adoptive parent, or a stepparent of the child is 0% [72 P.S. 9 9116(a)(1.2)]. The tax rate imposed on the net value of transfers to or for the use of the decedent's lineal beneficiaries Is 4.5%, except as noted in 72 P.S. 3 9116(1.2) (72 P.S. g9116(a)(1 )]. The tax rate imposed on the net value of transfers to or for the use of the decedent's siblings Is 12% (72 P.S. 9 9116(aX1.3)]. A sibling is defined, under Section 9102, as an individual who has at least one parent in common with the decedent. whether by blood or adoption. OW4646 1.000 REV.1~:1EJ(. (1.QI) COMMONWEAl.. TH OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT SCHEDULE A REAL ESTATE ESTATE OF FILE NUMBER THELMA L. MCGRAW All 1'..1 property owned IOlely or .. a tenant In common must be reported at fall' market value. Fair market value is denned as the prica al which property would be exchanged between a Willing bu~r and a williq seller. neither being compelled to buy or sell, both having reasonable knO'Wledge of the relevant faclS. Real property which Is jolntly-owned with right of survivorship must be disclosed on Schedule F. ITEM NUMBER 1. DESCRIPTION VALUE AT DATE OF DEATH PROPERTY LOCATED AT 1835 SUSQUEHANNA STREET, HARRISBURG, PA 17102 17,486 OW4695 1.000 TOTAL (Also enter on line 1, Recapitulation) (If more space is needed, insert additional sheets of the same size) $ 17 486 REV-I!\Q~ EX' (t.07) COMMONWEAl TH OF PENNSYl VANIA INHERITANCE TAX RETURN RESIDENT oea:oeNT SCHEDULE E CASH, BANK DEPOSITS, & MISC. PERSONAL PROPERTY 1 . ESTATE OF THELMA L. MCGRAW Includ" the proceeds of litigation and the dale the proceeds were received by the estate. All pro~rty Jolntly-owned with the right of IUMvorshlp mUlt ::e dllcloled on Schedule F. FILE NUMBER ITEM NUMBER 1. DESCRIPTION VALUE AT DATE OF DEATH 2. HOUSEHOLD GOODS ALLFIRST BANK - CHECKING #00288-0390-6 500 6,726 TOTAL (Also enter on line 5, Recapitulation) $ 7.226 (If more space is needed, insert additional sheets of the same size) OW46AD 1.000 REV. 1'100 EX . (Hl7) COMM()NV.IEAl TH OF PENNSYL VANIA INHERITANCE. TAX RETURN SCHEDULE F JOINTL Y-OWNED PROPERTY ESTATE OF THELMA L. MCGRAW FILE NUMBER If an asset was made Joint within one year of the decedent'l date of death, It mUlt be reported on Schedule G. SURVIVING JOINT TENANT(S) NAME ADDRESS RELA nONSHIP TO DECEDENT A. CAROLYN K. LABOY 6 HEMLOCK DRIVE MECHANICSBURG, PA, 17055 DAUGHTER 8. c. JOlNTL V-OWNED PROPERTY: LETTER DATE DESCRIP1l0N OF PROPERTY %OF DATE OF DEATH ITEM FOR JOINT MADE Include namo of finanCial inslItutlon and bank account number or DATE OF DEATH DECD'S VALUE OF NUMBER TFNANT JOINT .imllar Idenlif ,no number. Allach dood rO( l,,,nlly-l101d roal ""'ale VAlUE OF ASSET INTEREST INTEREST 1. A. 6/95 ALLFIRST BANK, MONEY FUND #00982-8025-2 82,918 100 82,918 TOT AL (Also enter on line 6. Recapitulation) $ 918 82 (If more space is needed. insert additiOnal sheets of same size) OW46AE 1.000 ReV.l~10EX' (1-01) .. SCHEDULE G INTER-VIVOS TRANSFERS & MISC. NON-PROBATE PROPERTY , ' COMMONWEAl TH OF PENNSYlVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF THELMA L. MCGRAW FILE NUMBER ITEM NUMBER 1. This schedule must be completed and filed if the answer to any of questions 1 through 4 on the reverse side of the REV-1500 COVER SHEET is yes. DESCRIPTlON OF PROPERTY % OF II\O..LOE THE NMIE OF THE TRANSFEREE, THEIR RELATIONSHIP TO DECEDENT AND THEDATE OF DATE OF DEATH DECO'S EXCLUSION TRANSFER ATT.o'CH ACOPV OF THE DEED FOR REAL ESTATE VALUE OF ASSET INTEREST {IF APPlICABLE I BELCO COMMUNITY FEDL CREDIT UNION - #161080 20,250 100 0.00 PROPERTY LOCATED AT 1835 SUSQUEHANNA ST, HARRISBURG, PA 17102 17,486 100 0.00 TAXABLE VALUE 20,250 2. 17,486 THE DECEDENT CREATED A REVOCABLE TRUST ON APRIL 23, 1999(COPY OF TRUST AGREEMENT IS ATTACHED}. THE ESTATE WAS FUNDED WITH THE ABOVE ASSETS AT THE DATE OF DEATH, BUT WILL RECEIVE THE REMAINING ASSETS FROM THE ESTATE WHEN IT TERMINATES. THIS TRUST TERMINATES UPON THE DEATH OF THELMA L. MCGRAW AND TRANSFERS ASSETS AS DETAILED ON SCHEDULE "J". TOTAL (Also enter on line 7, Recapitulation) $ 37 736 (If more space is needed, insert additional sheets of same size.) OW46AF 1.000 R~V.l~11",X 'llIl1) SCHEDULE H FUNERAL EXPENSES & ADMINISTRATIVE COSTS COMM()NNEAl TH OF PENNSYlVANIA INHERITANCE TAX REruRN RESIDENT DECEDENT E~TATE OF THELMA L. MCGRAW FILE NUMBER Debts of decedent must be reoorted on Schedule I. ITEM NUMBER A. B. OW46AG 1.000 DESCRIPTION 1. FUNERAL EXPENSES: MAJOR H. WINIELD FUNERAL HOME, STEELTON, ~A - FUNERAL ARRANGEMENTS ADMINISTRATIVE COSTS: 1. Personal Representative's Commissions Name of Personal Representative(s) Social Security Number(s) / EIN Number of Personal Representalive{s) Street Address City Slate Zip Year(s) Commission Paid: 2. Attorney Fees 3. Family Exemption: (If decedent's address is not the same as claimant's, attach explanation) Claimant CAROLYN K. LABOY Street Address 6 HEMLOCK DRIVE City MECHANICSBURG State PA Zip 17055 Relationship of Claimant to DecedenDAUGHTER 4. Probate Fees 5. Accountant's Fees 6. Tax Return Preparer's Fees 7. TOTAL (Also enter on line 9, Recapitulation) (If more space is needed, insert additional sheets of same size) AMOUNT 2,635 1,800 3,500 $ 7 935 REv.'~\2 EX. (l.G7) . . SCHEDULE I DEBTS OF DECEDENT, MORTGAGE LIABILITIES, & LIENS COMMONWEAL 1li OF PENNSYLVANIA INHERITANCE TAX RETURN RESIDENT DECEDENT ESTATE OF THELMA L. MCGRAW Include un reimbursed medIcal eXDensos. ITEM NUMBER DESCRIPTION FILE NUMBER AMOUNT 2. 3. 4. 5. 6. OW46AH 1.000 THE LOOMIS COMPANY - MEDICAL SERVICES UPTOWN CARDIOLOGY, GIBSONIA, PA - MEDICAL SERVICES HOLY SPIRIT HOSPITAL, CAMP HILL, PA - MEDICAL SERVICES CITY OF HARRISBURG - UTILITIES HARRISBURG SCHOOL DISTRICT - REAL ESTATE TAXES ERNEST E. LATSHA, HARRISBURG, PA - FUEL OIL 400 35 22 163 346 283 (If more space is needed, insert additional sheets of the same size) TOTAL (Also enter on line 10, Recapitulation) $ 1 249 REV-1SQ Ex. (,).{)()) SCHEDULE J BENEFICIARIES COMMONWEAl TH OF PENNSYlVANIA INHERITANCE TAX RETURN RESIDENT DEceDENT ESTATE OF 'i'~t:'T"'l\ T. NUMBER L 2. 3. 1. NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY TA":ABLE DISTRIBUTIONS (indude outright spousal distributions. and1ransfers under Sec. 9116 (a) (1.2)] CAROLYN K. LABOY 6 HEMLOCK DRIVE MECHANICSBURG, PA 17055 FILE NUMBER RELATIONSHIP TO DECEDENT Do Not List Trustee(s) DAUGHTER SON DAUGHTER AMOUNT OR SHARE OF ESTATE PROPERTY LISTED ON SCH A PLUS 1/3 OF REMAINDER 1/3 OF REMAINDER 1/3 OF REMAINDER ENTER DOLlAR AMOUNTS FOR DISTRIBUTIONS SHOWN ABOVE ON LINES 15 THROUGH 18. AS APPROPRIATE. ON REV-1500 COVER SHEET II. NON-TAXABLE DISTRIBUTIONS: A. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT BEING MADE OW46A12.000 RALPH K. MCGRAW 732 B. COMMERCE STREET CLARKSVILLE, TN 37040 VELMA B. WASHINGTON 3301 N. 4TH STREET HARRISBURG, PA 17110 1. B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS 1. TOTAL OF PART 11- ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEET $ (If more space is needed. insert additional sheets of the same size) ..; ..........: '01'" .IP. lIll\,)llll.tlllJlI L}~al Registr;\r. The original certifieal WARNING: It Is Illegal to duplicate this copy by photostat or photograph, I L-cmtlCltC (}t dcath dulv. tlkd with me: as 1\<':[<': l:)IVCII I~ L'HI<':LII: I.:l}PICll !rom .In Orlgln.1 ill be: forwarde:d co the: State Vital Record 'ffiee for p~rmanenc filing. No. !L:,~~ ; Fcc: for chis cc:rtiflc:ue, $2.00 p 7285370 -3 - '7- /' / Dace ",0l.14)"- M7 COM"ONWULTH Of' PENNSYLVANIA. OEPARTMENT 0,. HEAl.TH . ",TAL RECORDS CERTIFICATE OF DEATH - II -, :x_ ....".",."...,. _SlCUIOIY_" So nl - 30 - 1115 . 1 ~4 ... ---,...-.... I' , _0 - .... ..0 ..~ ,- '-- :..... MIl... l """II 0..___-_... ..._..-___..-L ~ L ~ 104OIIAS"GOHSl~MCI Clrlo ...0 ..0 - - - ~~ o o - "-- ...~........ ~-..........~ ~104OIIAI"CXlI<<~IClClrlo .....10 ~- - c.................... -- ... ~1ICNc:tr..,.... ~~~~~.........................,.,......................~""'nt 'lit.......... ~.""'--""."~aI"'''''''''_'''''''.,. ,................................... ............. ~,..,CIRT~fItft'IIaAII~...~.......~.c.--_..... ...........,---............... at ...............,....., ........ -.-.cat...- _........................... .... ... ~."........~ Cllt_-.,._--.....-...""___...._._._,.....__....._Ol_ 'I,.......................... ... ......... .............. ..... ..... ...... ............. .... ......... ............. .... ... ~_....-.. o 1~..I4 p...1 .. ."...o~.o.,"', ... .;i-~-41 LAST WILL AND TEST AMENT (pour-Over Will) OF THl1LMA L. MCGRAW IDENTITY I, THELMA L. MeGRA W, residing in the County of Dauphin, Commonwealth of Pennsylvania, being of sound mind and memory, and not acting under duress or undue influence of any person whomsoever, hereby declare this to be my Last Will and Testament, and I do hereby revoke all other former Wills and Codicils to Wills heretofore made by me. My Social Security Number is 171-30-7115. I have the following children: CAROLYN K. LABOY born September 15, 1964 and currently residing in Harrisburg, PA and RALPH K. MCGRAW born February 17,1967 and currently residing in Cla..ksville, TN and VELMA B. WASHINGTON born December 25, 1957 and currently residing 'in Harrisburg, P A. . DEBTS, TAXES AND ADMINISTRATION EXPENSEsjt.'m~)~ . I ha~e provided ~or th.e payment o.f all my'tlebts, ~xpe~ses of administration of pro.perty whereY:r}lIi:'~it~~~~: SItuated passmg under thIs WIll or otherwIse, and estate, mhentance, transfer, and successIOn taxes, othe'~"'Jt1J,.: than .any tax on a generation-skipping transfer that is not a liabilitY of my Estate (inchiding :interest afl~r ; penalties, if any) that ,become due by reason' of my death~ 'under THE .lJrELMA.'L. MeGRA':" REVOCABLE LIVING TRUST executed on even date herewith (~e ";Re.voc~bl~ Trust~').;''Ifthe' Revoc~b~~\ . Trust assetS should be insuffiqient for these purposes,' my ;Executorshall pay~y .unp'aid items fronithe..'~,,7!., residue.of my Estate passing" under.this ~~\1, without any api>ort~<?ninent or reimb~~ement. In thcf(;f;:~~t."i;. alternative, my Executor may demand In a wntlOg addressed to the. Trustee of the Trust an amount necessary;;-;: ".\::;:.:~~;: to pay all or part of these items, plus claims, 'pecuniary legacies, and family allowances by court order. :' .;.... ''::~Y;]; . . }~.:~~i . ~ ~ :'. PERSONAL AND HOUSEHOLD EFFECTS ,-It is my intent that all my personal and household effectS'were transferred to the Revocable Trust: as a result of the Declaration of Intent signed this date. If there are any questions regarding the ownership. or disposition of these assets, it is my desire that such assets pour into the Revocable Trust,. signed by me this date in accordance with the provisions of the section titled "Residue of Estate." " . . ., " -' RESIDUE OF ESTATE .,1;~~~ ...~~-- -.i,'J&.' :,-~<:.: I give, devise and bequeath all the rest, residue and remainder of my property ~f every kind and description (including lapsed legacies and devices), wherever ~ituated'andwhether acquired beforeor after' the execution of this Will, to the Trustee under that certain Trust executed by me on the same date of the execution of this Will. The Trustee shall add the property bequeathed and devised by this item'to the corpus of the above described Trust and shall hold, adminis'ter and distribute said property in accordance with the provisions of the said Trust, including any amendments thereto made before my death. .-<- ~'. ,'~ . ..,_:",/~t:;~X{.. . c". J!j; t" , .:~;~t ;.,'~.~ . . POUR-OVER Wll..LS pageJ ,.,.. . .:.::.:~S .:',--\' 41,f1,tfil/tZlilid,;; .(Testatrix) . . .~~;,:,':'.h-:t.5t;; . '. '., ..<;-A~,(;~iJ ' ."Y \";I:~;~~',f~+}~,t!: .. "'~~-".t!:-'.. ." "';.' .. If for any reason the said Trust shall not be in existence at the time of death, or if for any reason a court of competent jurisdiction shall declare the foregoing testamentary disposition to the Trustee under said Trust as it exists at the time of my death to be invalid, then I give all of my Estate including the residue and remainder thereof to that person who would have been the Trustee under the Trust, as Trustee, and to their substitutes and successors under the Trust, described herein above, to be held, managed, invested, reinvested and distributed by the Trustee upon the tenns and conditions pertaining to the period beginning with the date of my death as are constituted in the Trust as at present constituted giving effect to amendments, if any, hereafter made and for that purpose I do hereby incorporate such Trust by reference into this my Will. EXECUTOR I hereby nominate and appoint CAROLYN K. LABOY to serve without bond as my Executor of this my Last Will and Testament. In the event the first named Executor shall predecease me or is unable orllnwilling to act as my Executor for any reasons whatsoever, then and in that event, I hereby nominate and appoint RALPH K. ',' '" MCGRA W to serve without bond as my Independent Executor. . .,. , ": ,.',',~<\;'~~, :.'!~'. In the event the second named Executor shall predecease me or is unable or unwilling to act as ml'~;7~{::{',~r: Executor for any reasons whatsoever, then and in that event, I hereby'nominate and appoint VELMA B.~;"\":~;;:~,;~: WASHINGTON to serve without bond as my Independent Executor. "; ""#ft;\ ~ lil' _ ;J~~\): '. , Whenever the word "Executor" or ~y modifying or substituted pro~oun therefore is u~ed in this m" Will, such words. and, respective pronouns shall be held and taken t<? in~l\1d~ both ~e singuJ~ ~nd the plur~~l the masculine, feminine and neuter gender thereof, and shall apply equatlyto the Executor named herein aii4 . to any sucCessor to substitute Executor acting hereunder) and such successor or substitute Executor shall :;f' possess all the rights, powers, "duties, authority, and responsibility conferred upon the Executor originaily..:~,:t],~;:;.:.,;,: named herein. ':~>~:""",:~;;, . EXECUTOR POWERS . " , ......,. , . By way of Illustration and not of limitation and in addition to any inherent, implied or statutory - .. , ...~ . -' . powers ~ted to executors generally, my Executor is specifically authorized and empowered with respect ;, to any property, real or personal; at any time held under any provision of this my Will:' to allot, allocate " between principal and income, assign, borrow, buy, care for, colfect, compromise claims, contract with'" respect to, continue any business of mine, convert, deal with, dispose of, enter into~ exchange, hold, improve, incorporate' any business of mine, invest, lease, manage, mortgage, grant and exercise options with respect to, take possession of. !>led~e~ receiv~)o ~l~jS~ t~)o WlJ' we.. w, mM& di8t1}9mieM itt~ itr m }::}r.cr IJf .,::" partly in each without regard to the income tax basis of such asset and in general, exercise all of the powers;(. in the managemC?nt of my Estate which any individual could exercise in the management of similar prope~:, ..:' ,?2' o~ed in its own ri~t upon such tenns and con~i~ions as to my ExecutoI: may seem best, and execute a~~ ;;~~ziY-~:;~}~t:: dehver any and all Instruments and do'all acts which my Executor may deem proper or necessary to carry "}/~,,:~:~~(i:. out the 'purpose of this my Will, without being limited in any way by the specific grants or power made, and " ;" '.:,,}::: without the necessity of a court order. ';'::~~:; ;.' ;,~":\':-' . '..~ . My Executor shall have absolute discretion, but shall not be required, to make adjustments in the. , .":', rights of any Beneficiaries, or ~ong the principal and income accounts to compensate for the consequences, ' -;i. / k" l/ 11'1fJ/~' .,.;!.'.i~1\~}~,:' r j /l!i12lfllY1.!'/,.i1~.",,)r.. (Testatrix) ':~:~\ :',.. I ':"_ , ~~';, .~7 , ,-\, .'....' . POUR-OVER WILLS Page 2 ~/,' ," ~~ ':"",. ,. '.;. :.':... . .'\"'" '+';:~1f:' of any taX decision or election, or of any investment or administrative decision, that my executor believes has had the effect, directly or indirectly, of preferring one Beneficiary or group of Beneficiaries over others. In determining the Federal Estate and !ncome Tax liabilities of my Estate, my Executor shall have discretion to select the valuation date and to determine whether any or all of the allowable administration expenses in my Estate shall be used as Federal Estate Tax deductions or as Federal Income Tax deductions. SPECIFIC OMISSIONS I have intentionally omitted any and all persons and entities from this, my Last Will and Testament, except tho~e persons and entities specifically named herein. If any person or entity shall challenge any term or condition of this Will, or of the Living Trust to which I have made reference in the sections "Household and Personal Effects'" and "Residue of Estate," then, to that person o,r entity, I give and bequeath the sum of only one dollar ($ t .00) only' in lieu and in place of any other benefit, grant, bequest or i~terest which that pe~son or jnterest may have in my Estate ,or the L,iving Trust and its Estate. - . .'.. . ..... ~ ~ / SIMULTANEOUSDEAm "'';'', , .....~..~~ ~ .' " ~ ... /:.:,~,';, .../.,.l~,~ . ) . \ ... . ", .. . ~ I'l<~j("'.:l ;. ~~. If any other Beneficiary should not survive me for sixty (60) days; then it shall be 'conclusively '<, Y'~';: presumed for the purpose of this my Will that said Beneficiary predeceaSed me., " ,:,:.';~t:),:;~tij . " . .' . I ~ .... / . ( " ~." ,: . . ~l ~.t-: ~~J; . , . . ,', ," .. /-;.. '.'i.'. .' . :,. .' '" .. . ~ \ . , ' ., dd;%)'Jfjj)tltl)j;~~:~,<,~~, . T~L~,L~M~Ol\A~",;';',~,...i ,;,,;;: ;~~\, :.,' T ta'tri" "',10<;', ',' .,; ~'r.r~ 1:,':, ~::l ':::: ,!.' ,; ',',' . es x", "",.:"",";,0;-",, '''. " ' " ..... -.' '. . ~ , ~ ' . ~ ... . "', . ..'... """','~:' ~.~;,... ',", .I._,~'':<'':'''~''\ /-~'~.. ....:>.:_,;.1,',.', >';1',.', . .""'~~~ This, instrument consists of 5 typewritten pages, inCluding the ''Attestation' Clause;" Self-Proving, "1;,-.1 ,Jj;: Clause, sign~tur~ of Witnesses, an?~c.knowtedgm~nt of ~fficer:' I, h.ave slgri~~:~y' ~~~ at ~ebottom of eac,~ '\~~r;~:~~~~' of the . ,pre. c~ng .pages. ThIs' ms~~ment IS. bemg SIgned by" me, on thIS ~3 -(Cd d~yof~>:<::.,:" ;'.';;~L , "', '/}"/ut, .19~. ",',\, ',..'. '.; , . . , . : ~ '" ~ . '-", ' . ~...- i '~, ,-~ t ~ .. '. '.- .~, ; '... - . " .;. .... . . ,-.~ , . ,'-,: . , '~:...' ..:..... ,:,. ';'l .' ,.....' -'.. :'!"':~!'. ~'f,~;";~'''~\''''.': -:,.- J. ,~'~\"':..\..~~:' <: .';,,:. ,."'-." r.-.... :"<~ , :4-':'~~;~~~" I'.,".' '''1'""'''' ",' \ ),',.. , ,',/' .' '" <\:.~~f~i": . ~~'.- ,;:::( .-' POUR-Ov:E:R ;WILLS . "'-""~"'~~.'\i,.....,;\ .' , Page~,.)~il~': ,;'. " ,~/~::!~~~~::/. " ATTESTATION CLAUSE The Testatrix whose name appears abqve declared to us, the undersigned, that the foregoing instrument was his Last Will and Testament, and she requested us to act as witnesses to such instrument and to his signature thereon. The Testatrix thereupon signed such instrument in our presence. At the Testatrix's request, the undersigned then subscribed our names to the instrument in our own handwriting in the presence ofthe Testatrix. The undersigned hereby'declare, in the presence of each of us, that we believe the Testatrix to be of sound and disposing mind and memory. Signed by us on the same day and year as this Last Will and Testament was signed by the Testatrix. WITNESSES: ADDRESSES: . ' _ \\. r'<~~~:.~'"t'.,_~.;. Ch~l ~ (r\~'~ Cf.; .<tOO\. ~:. .,..... , " ....c ......, .. ):';;~7i~t~:,'. ()("'.~~C\.nnQ.."~ \ \\~t\;.'. ..;.r.'}'~' . (printed Name of Witness) '~::"'-','\ ',< ~\~<L~" .'. .'~',' ;<~rf :'. . ,.:;';'';',; \\~./:~~\~~~:! : tpo.\ ~J'rh"~_:;PA<'~:~:''161~'' . .' ". ..'f....,'.>..._:.;..,.;:\~.:.,..:..,.. . &lo\ '"." , i r " .. .' .'. , '.... '" \ .~r'~:'\;~/~:;': (:,.~t~ . . ,\'~~':~~~~'u~~.~' 'r," . '-I'~ .~ " . ',",.1,..~ /.~'f~....11 ;" , ,f; ':~:)1'~!'r'~~;<, .!~ 0';> ./ r . ", '. f'-'; .::.. .(f;~tj~; :,' ;.-" ,'~ ."~' . ".\ . . . .; . '. ... . . ,~ ;S.':":'~9r. ....:~;i~r$tf;i~\;); . ~'.;' :'~ ..: , ,,>',':" ,'\'. ,;;~~,l~;ft~t: ... "...",~.ty",~..1{~,....~ ..'.. . ,'h,','4.,'" .,~;.,\..:J1!.~041"'''' ',", " '.;!.y.,i.(~~,;,,~~,,'.~f"', \~"~,. . _}~,~;:,:2)~M\~f?::' }"~". ",,: '<~~l'f~~'~'~~~~~';~~~~~"-:I: .,..,,<"}:~ '_>'~'';~''':~~.':\' ~~.' ,I,,' '.~',.,., '!.;_";,~.,~:':.~~.'\'''\'''''' -...,..; , ..' " ...r- ' :;'.~:'; t't. """..... . ", ,~.,' ....... ",. .. . " <";': " /. ;'~'~::'/: .'.;~.~, ;~jq<~.!~~..~4~~\~5:t.;,{ "', .... . ''';', ...~~'~ ~..'~ . ,.:.~;~.' ;'.\: ", . . '. , > .: . -:~:r .<~~~~itL .,....;...,,~ ':"'.;;;}~;~:' .,..... . 1 .~~~:~~~::. ; .,: ..>:~_.~.: . ...."... r . -. . '< :!~:,;~. '. ;" -.~~~,~...-:.i. t ,1... ", "~; ; :~.,~.~-.< . .'C .... }y,~~ff~%<.~ -, ".' }; .,~ . ,'" ,; :'::i-b~S'" ~ ' COMMONWEALTH OF PENNSYLVANIA COUNTY OF DAUPHIN SELF-PROVING CLAUSE . BEFORE. ME, the under~gned authori~, on this day personally appeared THELMA L. MCaRA W, C AI<A./AAkf)E.. cttle -I rand ~ilU: PIe. u, V ., known to me to be the Testatrix and the witnesses, respectively, whose names are subscribed to th~foregoing jnstrume~t in their respective capacities, and all of them being by me duly sworn, THELMA L. MCaRA W, Testatrix, declared to me and to the witnesses, in my presence, that the instrument is her Will and that she had willingly made and executed it as her free act and deed for the purposeS therein expressed; and the Witnesses, each on his or her oath, stated to me in the presence and hearing of the Testatrix, that the Testatrix had declared to them that the instrument is her Will and that she executed the same as such and wanted each of them to sign it as a witness; and upo~ her oaths, each witness stated further that ~he did the same as a witness in the presence of the Testatrix, and at . ~.. her reques~ and that sh'e ~as at that time e~ghte~:", (18) years of age 'or over and was of s~und mi~d, and that.~it~> '.': each of the ~itnesses was th~n at least fourteen (14) years of age. . . \\~\:.~; ; .'i',' .'. " \ ~-" -(,' ," . ..... I~!,,~"""". ..: ...'v. . . ,~<' .J....., :' i;'; 1$;"8';';.'<. '~; '~, ;.r~::( '.' . ;~~.::" " "f ~;~.. '~~ . ,....., t, ., . . Fi::)> ,..': !:;2;~:f~:~"> ... '. -d;L~~%'lr:dt4N ~ THELMA L. MCa W', Testatrix ., , ; .', '. l. / ;' . . .~, rnm~~~\~:'~;:~Q'~'rk~ . Witness .' .... ..... , . , . .' . C~('~\o.~~ t:,\ \~'~-\f (Printed Name of Witness) .. '.:,....;:'".....;, . -- ., ..~. . .... . ".,", . .,.. ..~- . /k; m,,~. Witness . ., ... .'. . . . jlt!ree"j'/letpv (printed N~e ofWitnessf. . . \ '.. .~ 1...... . . ". ::;l~~~~ i.:~'~:" ~.~.~~~:" .. ." ,'" . SUBSCRIBED AND ACKNOWLEDG. EJ? before me by TIjELMA L. MCaRA W, Testatrix, and . " _' su.bscnbed B?d sworn to b~eme by C/l'~,t/~ ~{.(J~#w;uj If~ /1fc. (c y. . . . .;:' wItnesses, thIS the J( 3 . day of . '/f1~/Z . 19 #. . I . ., ':<~~:.' . . . . . j . . .~:~}::~~t!flk' " ,.' ;~~t~ . ;~~~~. NOTARI}.LSEAl SlEPHEN A STROPE. Notary Pub4ic ~I Twp.. CIwstet County My Comml~sion A ., 29, ~ . _ POUR-OVER WILLS "~'"C"''':~", .,~:t~ PageS ..~;\.:. . :.;i"""~\'~"'l". ... ,"~);r:\,'.', ,",:~ <~~~~:~,~:~~~,'.'.. ., ,'~'. '^ ~ I '. ,;,~, ,. (Testa'tr"lx) '" " ~ " .;' i' <J; 1 . . ....),..:..' ....t?;..~.';l:,.., . ',",". ',;~~~f.lf~!'.":;' ". > t " Jl ~'~:.~'~/' -' ~ , " ~ "." '.. ~~.-!.; .. . . ~ '., THE THELMA L. MCGRAW REVOCABLE LIVING TRUST AGREEMENT DATED: t +~/I A 3 ~ , 19.!1t BETWEEN: THELMA L. MCGRAW, ASSETILOR AND: THELMA L. MCGRAW, AS TRUSTEE THELMA L. MCGRA W, resident of the Commonwealth of Pennsylvania, County of Dauphin, does hereby establish a Trust upon the ~onditions and for the purposes hereafter set forth. .:fi~":~" . ....,..;:h..... . ',;.1 ~"'~~~~ ~,~:,' > .' }rVI);f"~L~ Section i.o I Trust Estate Defined' . . .,.;,.:~~~f~~:: This Revocable Trust IS formed to h~ld title to real and personal prope~ for the benefit of the Settlor ofthiS~r\t.?~.~;;~~. . , . " ' . .l ......' ....:'.. Trus~. and, to prov.i~e: for the orderly use .a,n~~ansfer of these assets upon the:~.~~ ,?f.~,e ~~~~r. The "Trust.' it . Estate" is defined as allpropeny tcansferred or conveyed to and received by the Trustee held pursuant to the, u. '" n ,"".. \",..4,.....: '.' , . ' " 'F \ ,.'." i .. -' . " _ ,< ..,..,' , ,'_, " .:. ,r.~, ~~'....,' ',' term.s of this ins~ent. The Trustee isreqilired to hold, administ~r1and distributeJhi~prp'pc?rty as. provided . . . tho 'T" \\" "'A" '~';Mo\'t ': " '. '..,.,'.,.;..;..~I,~ ,:' ,- '. ," ,'J.""" _'~ ' .....4 P5i~.~~' ~,,~,..;~:~..:4:~(I'.i : .. .' .~. . . . .'. In IS rust greement... . "'..,:, . " . .',. .'c.... ..'<\::,":'.. I, "'i, "s'" "'\' It .\ . . " . '::::.' '. ~':'.'., ..'.. . ':'; .: "'-;Wrl~\ ;~~:, Section L02 Definitions' ,.' '.'. . ;'>, : .~)~~Jl\!.i' ti: . :/ . -:' ,': ...;.1.,,. "':'-1' ~ , F1Cf~ - " : ~ :.(,'.: " Th,e term "Settlor" sh~lJ mean THELMA L. MCG~ W. ,....'. . . y.;,;,<':\/',...\{.:: . . 1l1e term "Descendant''-sha)) mean the lawful issu~of a deceased parent in' the line~{:Y;~~'Vf( . . .... . . . - {'" . ~ . '.' . . '. .. -' '_ '..' . -, . " . .1:" ''!:. ." .... descen~ b~tdoes not inClude the issue ()f any parent who is a descendant ofthe,decease~ \:~~;;::';.:.'~'" person in question and who' is living at the time in qu~stion. '.... '. '\~:i;-;':'" . , ......:.,.....,..,........ ~:\.~..!'t;.r:.,:.;., - .. . ,~ ...,.~,~" ARTICLE ONE As used in: this Trust Agreement: . 1. 2; 3. The terms "Child" and "Descendant" include any issue born to decedent, a child legally adopted by the decedent, and a posthumous child of a decedent. A posthumous child is to' ,.. < :.... . be consider~d ~ living at the time Qf his or her paront's death. " . ; '. . ,', .. .' -' - '. ~ ..,.". '. .l~- "~" ':'. The term "Su.n:ives" or "Surviving",. unless ~therwise indicat~ he~i~;shall be cons~e~,~~~{J;.:,.,.~:: to. m~aIl.survlVI.ng tbe d~cedent for at least sIxty (60) days.".~.I~:~~.f:ler.;o_? referred t~ dle.s.~;;~~~~:f:~,~.. wlt!tm SIxty (60) days of the death of th~ dec.edent, the ref~r~!l~~ to:_h~fJl or her wl11.~,:~~},.y; '."-. . construed as if he or she had failed to survive the decedent; provided, however, that any,){;,,:~::; such person wiJI have, during such period, the right to the use and enjoyment as a life ten~f~~iX',- ,cr of all property in which his or her int~rest will fail by reason of death during such perio.<t't\~~f;;..~... REVOCABLE LIVING TRUST AGREEMENT '. .,."..:.::.....:,........:'.....,.,..:.,..,:.:,..,....\':,i,;;l!~< .,.;.;.:);~~<t" Page f ., . . .... . . ...: :,t~fr4i~", '.' . . ., . -::,: -~t.~1I' .1;",.. > , ~' '?'r,:l~:: " . ".:i.. 4. ").'1 i . . 5. The term "Issue" will include all natural and adopted children, if applicable, and descendants and those legally adopted into the line of descent. 6. The term "Pel Stirpes" means strict per stirpes and does not mean per capita with representation,' Beneficiaries entitled to. take under a "per stirpes" clause will include both natural and adopted children and their descendants. 7. The terms "Trust Assets" and "Trust Estate" include all assets of any trust created hereunder and income derived from such assets and all proceeds of any description derived from the sale, exchange, or other disposition of such assets. 8. When required to give reasonable effect to the context in which used, pronouns in the masculine, feminine, or neuter gender include each other, and nouns and pronouns in the plural or singular number include each other. Section 1.03 Trustee Desi~nation Settlor is hereby designated as Trustee. The term "Trustee" as used in this Trust Agreement shall refer to Settlor so long as he 'or she serves as Trustee, and/or to any successor Trustee who assumes the role of "; Trustee. These Trustees shall serve in the orde~ as provided in Section 8.01 of this Trust Agreement. Section 1.04 Additions to Trust Properties . .;r' " '" ;"0""" .' '" '. . ..... ",," ' The Trustee, at any time during the continuance of this ,Trust i~ his o~ her sole discretion aft~r':~,;~':;;'i~~ " considera~i?n of the possible tax conseq~e~c~s to all conce~e~, is, a~thorizeg, to recei~e in~o ~€(~~}.i:::':~ Trust additions of cash and other properties from any source whatsoever, whether by gift, wIll,Or:J.-:.t~;~ otherwise. However, the Trustee shall' accept alfassets which any pe'rsQn :orpersons' may give~"~~I!f;::.f;:-1,;., ' ; .' "', , ""j'"'''''' devise~ or bequeath by Last Will and Testamerit'to this Trust, and ~hall accept all assets transferre(~~<,:.~ o.:;,::~: ~' to this Trust pursuant to the provision's of any other Trust document or documents.' ';": ,?y ""~~:::1i , . ,'.....'.I.~::,. 1. 2. In addition, any person or persons may designate this Trust ~ the Beneficiary, Primary .o~'." Contingent, of any death benefits to include insurance benefits, pension benefits,'or other benefits. .:- ,:' : Until such benefits mature; the Trustee shall have 'no responsibility with respect ,to those benefits~\i>:., ' . ;' .:: :i' ~' . Section 1.05 ApDointment ':'::4~:"~' ',~' , The Trustee of the Trust is directed to apportion receipts imd expenditures of the types described below between principal and income as follows: 1. Whenever the priricipal, or any part thereof, of the Trust property is invested in securities purc;:ha..~d at a premium or at a discount, any premium will be charged against principal and any discount will be credited to principal; 2. Any stock dividends and rights to purchase additional stock issued on securities h~ld in trust will be " . treated as principal. All other dividends, except liquidating distributions, will be treated as income; and 3. The amount of any applicable depletion allowance for federal income tax purposes will be treated as income. REVOCABLE LIVING TRUST AGREEMENT "q, 'fll~,~2:', ". .: .~"'J,'/ . . . f .... ~ , .' :' _:'''',~,'tt.l..::.~:,':,~..','..:~' . . ~ 0;?~~ '.~ ' , :,~ "'7',' (_.!,:'~' . ....:1 ..."-:,-. i;~\~:\ ~~~\ c:",~~i . - ';~d' . 7J\~?: ".~:,!2' ._",,~::~~ ", ~ .\j~:~,:~t;;,/i ''$,- <J(' " Section 1.06 Discretionary Termination The Trustee may terminate any Trust when, in the opinion of the Trustee, the principal is reduced to such an extent that it is not in the best interest of the Beneficiary or Beneficiaries to continue the Trust. The judgment of the Truste~ with respect to this decision to 'terminate will be final and not subject to judicial review. If the Trustee terminates a Trust according to this Section, the date the Trust terminates will be deemed the date fixed for termination of the Trust, and the Trustee will distribute the assets of the terminating Trust to the Beneficiary or Beneficiaries pursuant to this Agreement. Section 1.07 Amendment and Revocation At any time during the life of the Settlor, the Settlor may, by a duly executed instrument filed with the Trustee: ' 1. Amend this Trust Agreement in any manner; and/or / 2. Revoke this Trust Agreement in part or in whole. If the Trust Agreement is'revoked in whole, the. 'r,". Trustee shall transfer title to all Trust property of every kind and description back into the individual", '. , name of the Settlor. The instrument of amendment or revocation shall be effectiye, immediately upon ;':, its proper execution by the Settlor, but until a copy has been received by a Trustee~ that Trustee shall ' not incur any liability or responsibility either,(i) for failing to act in accordance with such instrument < or (ii) for acting in accordance with the provisions of this Trust Agreement without regard to such ';i, instrument. ,j': 3. :;~: ",i""'" , ',:tl'i '. "'~', I;~:' ,_<,'~l~':-'-'.:;. .,' , ,J ,.r \~",.,< 't:l. ' -' '~... '.., - ',' ':',,' , " ".. ~'-'. ., . > :~~~ .:..~{., ~;',:'~~" "( , Withdraw from the Trust Estate all or any part of the principal and accumulated income of the Trust,~.lil".'. Y tosatisfy liabilities lawfully inc1-lry:ed ,in ,the adri1i~istration'ofthis T~~L". "':::;'.":' .~<r~<~~}~;:\ Section 1.08 Revocation or Aiterationbv ~'ettlor Alone' ."" '~\,.',':"c:f,;': . . ' - . J- _. _ _ '." ~I:'~~~ -,:'{l!,,' ":r(, . ).~'.t " 'K.;' . 4.1 . '; The rights of revocation, withdrawal, alteration, and amendment reserved in this Article may only be" , , exercised by the Settlor and may not be exercised by any other person, including an agent, a guardian, or a:: " conservator. ' ... \ Section 1.09 Irrevocability Except as otherwise provided, on the death of Settlor, the designation of Beneficiaries of specific gifts in this Trust shall become irrevocable and not subject to amendment or modification. . Section 1.10 Settlor Powers REVOCABLE LIVING TRUST AGREEMEN~C",;\ ' ,~':"''''\ ' P 3' "':::~~:;";}\::'" . ,,.,~', age,'7...,i'~".'.' .',: ,<' '.>;~.f'; > ';':~~ ;-."...."'l" The Settlor shall be the Trustee unless and until he or she resigns in writing or is determined incompetent under the tenns provided herein. The Settlor shall retain all absolute rights to discharge or replace ~y Successor Trustee so long as the Settlor is competent. . . " ARTICLE TWO Section 2.0 I Trust Income During the life of the Settlor, the Trustee shall at least"annually, unless otherwise directed by Settlor in ..yriting, pay to or apply for the benefit of Settlor, all of the net income from the Trust Estate. Section 2.02 Protection of Settlor in Event of Incapacity During the life of the Settlor, should Settlor become incapacitated as defined in Section 2.03 below, the Trustee may, in the Trustee's absolute discretion, pay income and principal for the benefit of the incapacitated Settlor, and may pay to or aRply for the benefit of that Settlor such sums from the net income and from the principal of the Estate of the Trustee, in the Trustee's absolute discretion, believes is necessary or advisable for the medical care, comfortable maintenance, and welfare of the Settlor. Section 2.03 Incapacity , ',. _,'.Itir '".: . .~!t: In the event that any Trustee or any Beneficiary hereunder comes into possession ?f any of the following: " ., ".i . :~:~;~:. 1. A jurisdictionally applicable court order holding the party to be legally incapacitated to act on his. ;~,:::.:.::,;'is~~l~ or her behalf and appointing a guardian o~ conservator to act for ~im or ~e~ or ~~rfl : :,j!' . , . . f . : $ii'I' 2. Written certificates which are duly e?{ecuted, witnessed, and acknow.ledged of two licensed '1'~\" ':': ", phYSIcians, each certifying that the physician has examined the:person"~dhasconc~uded that, by}~~:, reason of accident, mental deteriora~ion, ()r pther ~ause~ such pefS9n,hasJ)~copiejncapacitated an~ f~~'i~ can no longer act rationally and prudently in his or her own finaricialbeSt interest; or " ':f~l"j\:' . .' .,1,' , . .: r~" I . . ':.;-::~.~'Y-A~~j? .',' 3. Evidence w~ich such T~stee or Beneficiary deems ~o b~ credi~l~ aridcurr~nt~ appl.icable that a ;;!i~<"~'\}iii person has disappeared, IS unaccountably absent, or IS belOg de~~llne~ under duress, and that he or .','~ ',J..k she is unable to effectively and prudently look after his or her own best interests, then in that event , "~:; and under those circumstances: ,. :)?" "I ~, I.; . a. Such person is deemed to have become incapacitated, as that tennis used in this Trust ;n \ agreement; and " .: , ' ~",. ~')::,t.., I';~'</'; . ~ ....;.:., b. Such incapacity is deemed to continue until such court order, certificates, and I or "." circumstances are inapplicable or have been revoked. A physician's certificate to the effect that the person. is no longer incapacitated shall revoke a certificate . declaring the per~<m in~tated. The certificate which ~kes the emiier ea'tific!te ihay be executed by either the original certifying physician or by two other licensed, board certified physicians. No Trustee shall be under any duty to institute any inquiry into a person's possible incapacity. The reasonable expense of any such inquiry shall be paid from the Trust Assets.' ' ....;..~ ',. ~ l ,.~~~;', . '.ll,t .' ,'... .~ \ {. ',',;l/j.r '~* .'~.t;:'(;C .~~. ~t '~".i. - :. Section 2.04 Principal Invasion During the life of the Settlor, 'should the net income of assetS contained in this Trust at the time of the Settlor's death be insufficient to provide for the care, maintenance, or support of the Settlor as herein defined, ~e Trustee may, in the Trustee's sole and .absolute discretion, pay to' or apply'for the benefit of the Settlor ~ .. I '" ~ REVOCABLE LIVING TRUST AGREEMENT' ,~ .. ~ ~~h . n.' ,~ ~~.J. te' . ~~AW Page 4 ", ' .;J"';, , . , ,l~~, ' '<-: , i ' , . ;"'~"~}' i< . :;~:;!1:,.~:"~: -' , ',.: ,~. or any of their dependents, such amounts from the principal of the Trust Estate as the Trustee deems necessary or advisable for the care, maintenance, or support of the Settlor. Section 2.05 Residence If the Settlor's residence property is a part of the Trust, the Settlor shall have possession of and full rnanagement of the residence and shall have the right to occupy it free of rent. Any expenses arising from the maintenance of the property and from all taxes, liens, assessments, and insurance premiums, are to be paid from the Trust to the extent that assets are available for payment. It is the intent of the Grantor to retain all homestead rights available to him under the applicable state law. ARTICLE THREE Section 3.01 Death On the death of the Settlor, the Trustee shall distribute the principal of the Trust and any accrued Of ~';I , .~~>:t.~ undistributed income from the principal of the Trust in such a manner and to such'perSons, including the':';..: . >\~'.:: Estate of the Creditors, as direeted in this Trust Agreement .., . 1:;-:i;Y{': Section 3.02 Payment of Death Exoenses... ,.~,;. On the death of the Settlor, the Trustee shall pay:rom the Trust Estate co~s'.ituting.th'; Settlor's last iIIness,~~;;:;~ funeral, bunal and any mhentance, estate, or death taxes that may be.due by reason of the Settlor's death"f~~v' -: unless the Trustee in his or her absolute discretio~ ~ete~ines that o~erade~'~~~~'~r~~,i~.~~~s have been madJ~tl~' .,~ ' for the payment of such expenses and taxes. ' " , ",: '.'." :', I ~).,' , . "\.'" '" ~ . ..,~~L' . . . ;~. , . , , ,'~ ~ Section 3.03 Trust Income and Princioal Distribution.~.\;~(~tt~\lt~; ~~. "'~"'''' :(.\:,j.~J.. The Trustee shall apply and distribute the n~t income and princip~l of ~~ch '~f the shares of the ,I ';"':"'.'~~,r.~.,.'.:~,.).' resulting Trust Estate, after giving effect to the section of this Trust' Agreement entitled "Special "',:~:- Directives" to the following Beneficiaries in the indicated fractional shares:' .', :~:,i ~'., ,',', " '. ':J, '/'>I'~~~:' .."\ 1. CAROLYN K. LABOY RALPH K. MCGRAW VELMA B. WASHINGTON 1/3 1/3 1/3 .-,; ~ .\ ,.. ,:'~ ",~'~~',~:. 2. If any of the above Beneficiaries, or any other Beneficiary, is under the age of25 years when the distribution is to be made, the Trustee shall have authority to distr.ibute the same. in whole or in pa,ct, '" to a custodian for the minor appointed under a Uniform Gifts or Transfers tO,Minors Act, or the .~~;, Trustee may retain any such property and administer and distribute the same for the benefit of the . . ';~~~r minor, paying t~ or fort~e benefit of such minor so m~ch of the income .and p'~~i~al of the tetairi~d ,.,.'.,~: . ,,~~~, property from time to tIme as the Trustee deems adVisable for the 'health, educatIOn, support, and ..'. : :"-'."-i' . maintenance of the minor.. When the person for whom the property is held attains the age of25 , . " '~';:tf~ years, the property shall thereupon be distrib\l:ted to him or her free of trust unless otherwise stated " /;":';" in this Agreement. If the minor should die before attaining the age of majority, the property shall:,':" then be paid and distributed to the estate of the minor. . .',','::. -~.~~:61~~h " . .. ~:~.:.~:~ ',;' , REVOCABLE LIVING TRUST AGREEMENT '..v c'- . - :<*,~: Page 5. : ~~}i~j~~~ " . .....J;I. ' .~,' , ~ ." "':', '.', 3. If all of the Settlor's Beneficiaries and their children should fail to survive the final distribution of the Trust' Estate, all of the Trust Estate not disposed of as hereinabove provided shall be distributed as provided for in this Trust Agreement. Section 3.04 Princiole of Representation If a Beneficiary of the Settlor should fail to survive to collect his or her share, that share shall pass to the surviving issue of that deceased Beneficiary per stirpes and with right of representation. ARTICLE FOUR . Section 4.0 I Non-IncomeProducin~ Property During the life of the Settlor, the Trustee is authorized to retain in the Trust, for so long as the Trustee may deem advisable, any property received by the Trustee from the Settlor, whether or not such property is of the ... character permitted by law for the investment of Trust fu~ds. ..:;~~;. .' <:.~?~ "'<';#';""'l' ,,~.,g{: . . . I~l)~~.~\i' <:~'~i( q' ""~"l'" ""r~':;r'~ "~J:.~lJt'('r,',;~(~: : ;7~" ; c'~&l'\;' The Trustee shall have all powers conferred upon a Trustee by law for the orderly administration of the Trust,'. . '~".' ;~( Estate. If any property is distributed outright under th~ provision of this Trust Agreement to a person who,,' is a minor, distribution may be made under the Pennsylvania Uniform Transfer to Minors Act ("PAUTMA'').~ The Trustee is further authorized to sign, deliver, arid/or receive any docu~eiifS nec~~S8ry to carry out the powers contained within this Section. ' . ,', . :'~" .~. ',' ','.. , ' . ",;"~~:::'::i.::(:~~'~\,. '. <. The Trustee of any trust created under this Trust Agreemen~ (including a~y' substi~~e ~t successor Trustee) will have and be subject to all of the powers, duties, and responsibilities: '8rante(For imposed by the Pennsylvania Consolidated Statutes (20 Pa.C.S. Section 101 et seq.) as such Statute may provide at the time) of administration of the Trust, except to the.extent that the same are inconsistent with the provisions of this ~7 ~;~~';.. ,:~ A t .' '::-::......,~~:.:'.:,.,:;,..:,: \~~. greemen . .;~".; ;'. '...:Ii ,.' Section 4.03 Soecific Powers ofTrustee . <~lit::i'~C' "'~0" t ',':w.~'f~'.};~,i " '''l'l":.:"',~ ':.. ..... '.. ~\ .' . Section 4.02 Trustee Powers In addition, the Trustee will have the following specific power~: 1. - , Trust Estate: The Trustee may Jeav~ invested any property coming into' its hands hereunder in any' form of investment even though the investment may not be of the character of investments permitted by law to trustees, without liability for loss or depreciation in value. The Trustee' may sell, exchange, or otherwise dispose of and reinvest property which may at any time be a part of the Tnist , Estate upon such terms and conditions as the Trustee may deem advisable. The Trustee may invest .' ,~~ and reinvest the Trust Assets from. time to time in any property, real, personal, 01: mixed, including. ,:;':\:.;\', without. limitation, securities of domestic and foreign corporations ~d .inv~stment .n;is~ _o~~".t':'{':>'''l~.tf;{.. companIes, bonds, debentures, preferred stocks, common stocks, mortgages, mortgage partiCIpation, ';:.' ":"(~;':.: . and interests in common trust funds, 'all with complete discretion to convert realty into persorialty'<. "'!'i:~' or personalty into realty or otherwise change the character of the Trust Estate, even though such" ..~.,.~. investment (by reason of its character, amount, proportion to the total Trost Estate, or otherwise). . would not be considered appropriate for a fiduciary apart from this provision and even though such '.. "I .:A:~.~~,;. " REVOCABLE LnnNG TRUST AGREEMENT . "~} Page 6' -'-~'~.[~?~~ :~~;~,,?~;.~: ';rr;.... .... investment caused part or all of the total Trust Estate to be invested in investments of one type or of one business or company. 2. Holding Property: The Trustee may hold property in the Trustee's name, as trustee, or in the name of a nominee without disclosing the Trust. 3: Release of Power: If the Trustee deems it to be in the best interest of the Trust and its Beneficiaries, the Trustee, by written instrument signed by such Trustee, will have the power and authority to release, disclaim, or restrict the scope of any power or discretion granted in this Trust Agreement or implied by law. 4. Agents, Employees: The Trustee may employ one or more agents to perform any act of administration, whether or not discretionary, including attorneys, auditors, investment managers, or others, as the Trustee shall deem necessary or advisable. The Trustee may coinpensate agents and other employees and may delegate to them any and all discretions and powers. \- 5. Leaseths: Theh Tthrusltee may lease any Trudsbt AssedtshgenerallYrothr foTr oil, gras, ha?dhmthineral devel.opment, ",::,;,',\, '~':',.",.',.'.,. even oug e ease term may exten eyon t e term 0 e rust 0 w IC e property IS a part; .~" . The Trustee may enter into any covenants and agreements relating to the property so leased ori?#,{i;~:,;t}~~;: concerning any improvements which may then or thereafter be erected on such property,,~~,'~~'~~~~~~J ..~..fl;>" t. t ~ . ,.;<,l;li\t::~,}'~/~~::. Common Funds: The Trustee may hold any of the Trust Assets in a common fund with property'(~ from other trust estates and may make investments jointly with any other trust, th~ propel:tY ofwhic~', is included in the common fund., . ~ , ' '?:1~ : li~!~. ~ .,::",Ij Securities: With respect to securities held in the Trust Estate, the Trustee may exercise all th~~j; . rights, powers, and privileges of an owner; includipg but not limited to, the power to vote, give', proxies, and to pay assessments and other sums deemed by the Trustee necessary for the protectiori'.[;,(,. " . ,..', " '1"'.-'" of the Trust Estate. In addition, the Trustee may participate in voting trusts, foreclosures;:Jtl~~)~:f"',~;~k reorganizations, consolidations, mergers, and liquidations, and in connection therewith, to deposit";7':?~;;"i'?::~;'':' i' securities with and transfer title to any protective or other committee under suchte.rms as the Trustee' , .~;}f .\.;:::: ~' may deem advisable. In addition, the Trustee may exercise or sell stock subscription or conversion ;:'1::~"'", ~'. rights and may accept and retain as an investment any securities or other property received through.'L;;.~:{."':\ the exercise of any of the foregoing powers, regardless of any limitations elsewhere in this":;:, .C:..: '. . ,.j.' 1...,- Instrument relative to investments by the Trustee. . ,;,\~. 6. 7. 8. Purchases from Estate: The Trustee may purchase property of any kind from the Executor .or. .... : I': . Administrator of the Estates. 9. Lending: The Trustee may make loans, secured or unsecured, to the Executor or Administrator of the Estate, to any Beneficiary of the Trust, or to the Trustee. Further, the Trustee may use Trust Assets to guarantee obligations of any income Beneficiary of the Trust (unless such Beneficiary is serving as Trustee). 10. . Distributions to or for Beneficiaries: The Trustee may make any distribution contemplated by this Trust Agreement (1) to the Beneficiary; (2) if the Beneficiary is under a legal disability or if the Trustee determines that the Beneficiary is unable to properly manage his or her affairs, to a person furnishing support, maintenance, or education for the Beneficiary or with whom the Beneficiary is residing for expenditures on the Beneficiary's behalf; or (3) ifthe Beneficiary is a minor, to a trustee - ." :":...... .,.-i.~' .:";' .' '.___f.... REVOCABLE LIVING TRUST AGREEMENT I'". . Page 7 , J} ,. of an existing trust established exclusively for the benefit of such minor, whether created by this Trust Agreement or otherwise, or to a custodian for the Beneficiary, as selected by the Trustee, under the Pennsylvania Uniform Transfer to Minors Act. Alternatively, the Trustee may apply all or a part of the distribution for the Beneficiary's benefit. Any distribution under this paragraph will be a full discharge of the Trustee with respect thereto. Onany partial or final distribution of the Trust Assets, the Trustee may apportion and allocate the assets of the Trust Estate in cash or in kind, or partly in cash and partly in kind, or in undivided interests in the manner deemed advisable at the discretion of the Trustee and to sell any property deemed necessary by ~he Trustee to make the distribution. The Trustee may distribut~ gifts of up to $10,000.00 per year per donee out of principal and/or interest. 11. Insurance: The Trustee may purchase new life insurance, pay the premiums on existing life insurance on the life of any Trust Beneficiary, purchase annuities (either commercial or private) from any corporation, trust, or individual, and may procure and pay the premiums on other insurance of the kinds, forms, and amounts deem~d advisable by the Trustee to protect the Trustee and the Trust Estate. 12. " ' L{J:~:->~~.:\",~~~';,' Borrowing: The Trustee may borrow money from the Trust Estate and others. To secure the 'iff;; /~'~;;<i.. repayment thereof, the Trustee may mortgage, pledge, or otherwise encumber part or all of the Trust..j;..~~..~.~.~i~ Assets, and i.n connection w~th the ac~ui~i~ion of any property, the Trustee may assume a liability'iA~~~{.~r' or may acquire property subject to a hablllty. '. ,':,: '~~~r:: / . . .'~~ .~~: Repairs: The Trustee may make ordinary and extraordinary repairs and alterations to buildings of . '.. f other Trust Assets. . .., "\: 13. 14. . ,~: Re~erves: The Trustee m~y esta~lishsuch res~rves out of income fo!~es,assessments, repair, ~.~~ mamtenance as the Trustee consld~rs appropnate. . '. .' -,' .', ':'~~I. - '. ~'~'. ,., .' Continuation of Business: The Trustee may continue any business or businesses in which the Tru~ ;:'~:i~~',l~f~l; . has an interest at the time of the Settlor's death for so long as-the Trustee may, in its sole discretion; .: ~.: '( ":>ij'7~~: consider necessary or desirable, whether or not the business is conducted by the Settlor at the time", ....A~. of his death individually, as a partnership, or as a corporation wholly oWned or controlled by him, ';' ',,.'r-' with full authority to sell, settle, and discontinue any of them when arid upon such terms and ::- ' conditions as the Trustee may, in its sole discretion, consider necessary or ~esirable. , .:::,.:.... ...; >::. 15. 16. 'Retain Property for Personal Use: ,The Trustee may retain a residence or other property for the personal use of a Beneficiary and to allow a Beneficiary to use or occupy the retained property free of rent and maintenance expenses. - 17. Dealings with Third Parties: The Trustee may deal with any .person <?r entity regardless of relationship or identity of any Trustee to or with that person or entity. The Trustee may hold or invest any part of or all of the Trust Estate in common or undivided interests with that person or: entity . - ..,....1 . '~:~-i, . . ~. . :;..:: .''''. ~>:i%~.:', .~.,~~\ . '-"::~}:~i~ .. -r..'!:IY-.' .' '.lI.l "}~~:'. :~. ...:.~~~." ~ ., ';.t:.\. ::_-:;i~~l- . 18. '. Partitions, Divisions, Distributions: The Trustee will have the power to make all partitions, divisions, and distributions contemplated by this Trust Agreement. Any partitions, divisions, or .other distributions may be made in cash, in kind, or partly in cash and partly in kind, in any manner that the Trustee deems appropriate (including composing shares differently). The Trustee may determine the value of any property, which valuation will be binding on all Beneficiaries. No . REVOCABLE LIVIN~,~UST AGREEMENT. , . 'p..i?e'S .. '. . . ......~~.J;;. . -~t.t1':t.-.:. .:. '.-: - .~.~:.!\~~.~.,. {. . ...."-.:, 20. , .. '. ':"~. ,. :j~&{~l~~mi~> "/*~Y~~\<!\> ';.1 ,; adjustments are required to compensate for any partitions, divisions, or distributions having unequal consequences to the Beneficiaries. 19. Claims, Controversies: The Trustee may maintain and defend any claim or controversy by or against the Trust without the joinder or consent of any Beneficiary. The Trustee may commence or defend at the expense of the Trust any litigation with respect to the Trust or any property of the Trust Estate as the Trustee may deem advisable. The Trustee may employ, for reasonable compensation, such counsel as the Trustee shall deem advisable for that purpose. 21. Merger of Trusts: If at any time the Trustee of any trust created hereunder shall also be acting as trustee of any other trust created by trust instrument or by trust declaration for the benefit of the same beneficiary or beneficiaries and upon substantially the same terms and conditions, the Trustee is authorized and empowered, if in the Trustee's discretion such action is in the best interest of the Beneficiary or Beneficiaries, to transfer and merge all of the assets then held under such trust created pursuant to this Trust Agreement to and with such other trust and thereupon to tenninate the trust' created pursuant to this Trust Agreement. The Trustee is further authorized to accept the assets of" " . any other trust which may be transferred to any trust created hereunder and to administer and ';'):.:::,:;,i::' . . . ,"~'" ',.'._'. .... .t. "-,_,,,1.. distribute such assets and properties so transferred in accordance with the provisions of this ::,~:;.':.:~::~t;;, Agreement. ' '.:iJ'i:~~'; .,;.:.':' " , ;:- J " ~' 'C.f' Tennination of Small Trust: Any corporate Trustee which is serving as the sole Trustee of any y~; , Trust or any Share thereof may at any time terminate such Trust or Share if, in the Trustee's sole:: judgment, the continued management of such Trust or Share is no longer economical because of the.:-~ small size of such Trust or Share and if such action will be deemed to be in the best interests of the Beneficiary or Beneficiaries. In case of such tennination, the Trustee will distribute forthwith th~~, share of the Trust Estate so tenninated to the income Beneficiary, per stirpes: Upon such distribution, such Trust or Share will tenninate and the Trustee will not be liable or responsibletd :'" . .. .....~ .... ...' any person or persons whomsoever for its action. The Trustee will not be? liable' for failing or';~~l refusing at any time to tenninate any ~rust or a Share thereof as authorized by this paragraph. '~,~.l';:;t"fl;~~. ~,: Power to Detennine Income and Principal: Dividends payable in stock of the issuing corporation,"~(X~\ r~r stock splits, and capital gains will be treated as principal. Except as herein otherwise specifically ..~.:, provided, the Trustee will have full power and authority to aetermine the manner in which expenses. , ': ; . . D:.t.:,..F: are to be borne and in which receipts are to be credited as between principal. arid income. The. Trustee has the power to determine what will constitute principal or income and may withhold from income such reserves for depreciation or depletion as the Trustee may deem fair and equitable. In . detennining such matters, the Trustee may give consideration to the provisions of the Pennsylvania' Statutes (or its successor statutes) relating to such matters, but it will not be bound by such provisions. 22. .,.:..;.;. ' ~.\,. 23. . Generation-Skipping Taxes and Payment: If the Trustee considers any distribution or tennination of an interest or power hereunder as a distribution or termination subject to a generation-skipping tax, the Trustee is authorized: a. To augment any taxable distribution by an amount which the Trustee estimates to be:' sufficient to pay such tax and charge the same to the particular trust to which the tax related without adjustment of the relative interests of the Beneficiaries; ;:~~,~ .)1 ". '\,-, REVOCABLE LIVING TRUST AGREEMENT Page 9 b. To pay such tax, in the case of a taxable termination, from the particular tr~st to which the tax relates without adjustment of the relative interests of the Beneficiaries. If such tax is imposed in part by reason of the Trust Assets, the Trustee will pay only the portion of such tax attributable to the taxable termination hereunder taking into consideration deductions, exemptions, credits, and other factors which the Trustee deems advisable; and c. To postpone final termination of any particular trust and to withhold any portion or all of the Trust Estate until the Trustee is satisfied that the Trustee no longer has any liability to pay any generation-skipping tax with reference to such trust or its termination. Section 4.04 Special Provision for S Corporation Stock Notwithstanding what is otherwise provided in this Trust Agreement, if at any time the Trust contains any stock of a corporation which elects or has elected treatment as an "s Corporation" as defined by Section 1361(a)(I) of the Internal Revenue Code (or any corresponding successor statute), such stock will be segregated from the other assets of such and treated as a separate trust. The Trustee will further divide the <',',,' . ',', separate trust into shares for each Beneficiary and such shares will be distributed outright or held in trust as:'r~;;;:~'~;:S~0Si herein provided. In addition, all other provisions of this Trust Agreement will apply to each share held in(~:1.i'h')~' ~l: trust (and constituting a separate trust) except that the Trustee will distri~ute all of.the income from each~~ . ' , separate trust to its Beneficiary in convenient installments at least annually. It is the Settlor's intent that each " separate trust will be recognized as a "Qualified Subchapter S Trust" ("QSST") under Section 1361 (d)(2) . > of the Internal Revenue Code (or any correspondin'g successor statute). Notwithstanding any provisions of; this Trust Agreement to the contrary, the Trustee's powers and discretions with respect to the administration,.j of each separate trust (including methods of accounting, bookkeeping, making ,distributions, an;f characterizing receipts and expenses) will not be exercised or exer.cisable except in a manner consistent with' allowing each separate trust to be treated as a QSST as above described.' ",,>,,<,..: ' ':~\, '~%~lc k;.: . ARTICLE FIVE ....'J.,. ~~. ~ >~ '~, ;: .?: "~fJ.~; Section 5.01 Coordination with Settlor's Probate Estate . :'};f:~':.;;'~!r 1. ," j,' ~ At any time d~ring t.he continuance of this T~st, i~cludi~g ~ubsequent to the. death of Settlor, the :~"",' : .,:.(~~' Trustees may, In theIr sole.,and uncontrolled dl~cretJOn, dlstnbute to the de~~~ Settlor's Probat~ ,:':;..-. ': ::~H";' Estate cash and/or other property as a BenefiCiary of the Trust. _ .', ' . - :\\'~:;," 2. All other provisions to the contrary notwithstanding, under no circumstanceS shaH any restricted I" proceeds, as hereinafter defined, be eith.er directly or indirectly: (i) distributed to or for the benefit of the Settlor's Executors or the Settlor's Probate Estate; or (ii) used to pay any other obligations of the Settlor's Estate. The term "Restricted Proceeds" means: ";~" '....,i..' , ";,'. RtVOCABLELnnNGTRUSTAGREEMENT .. Page 10 - a. All qualified plans, individual retirement accounts, or similar benefits which are received or receivable by any Trustee hereunder, and which' are paid solely to a Beneficiary other than the Executor of the Settlor's Gross Estate'for Federal Estate Tax purposes; and b. All proceeds of insurance on the Settlor's life which, if paid to a Beneficiary other than the Settlor's Estate, would be exempt ~rom inheritance or similar death taxes under applicable state death laws. Section 5.02 Direction to Minimize Taxes In the administration of the Trust hereunder, its Fiduciaries shall exercise all available tax related elections, options, and choices in such a manner as they, in their sole but reasonable judgment (where appropriate, receiving advice of tax counsel), believe will achieve the overall minimum in total combined present and reasonably anticipated future administrative expenses and taxes of all kinds. This applies not only to said Tfust, but also to its Beneficiaries, to the other Trusts hereunder and their Beneficiaries, and to the Settlor's Probate Estate. Without limitation on the generality of the foregoing direction (which shall to that extent supercede the usual fiduciary duty of impartiality), such Fiduciaries shall not be accountable to any person interested in th is Trust or to Settlor's Estate for the manner in which they shall carry out this direction to minimize overall taxes and expenses (including any decision they may make not to incur the expense of a detailed analysis of alternative choices). Even though their decisions in this regard may result in increased taxes or decreased distributions to the Trust, to the Estate, or to one or more Beneficiaries, the Fiduciaries shaJI not be obligated for compensation readj ustments or reimbursements which arise by reason ofthe manner in which the Fiduciaries':: carry out this direction. Section 5.03 JudlZment and Discretion of Trustee ;;Ett~\;t~t~':, ':~; In the absence of proof of bad faith, all questions of construction or interpretation of any trusts created by, this Trust Agreement will be finally and con~lusively determined solely. by the Trustee, according to the. Trustee's best judgment and without recourse to any ?ourt. Each determination by the Trustee is binding 0[1';' the Beneficiaries and prospective Beneficiaries hereunder, both in being and unbom~ as well as all othe'r persons, firms, or corporations. The Trustee, when exercising any discretionary power relating to th~, distribution or accumulation of principal or income orto the termination ofanytrust,\vill be responsible onl; for lack of good faith in the exercise of such power. Eac~ ,determination may be relied upon to the same extent as if it were 'a flnal and binding judicial determination. In the event of a conflict between the.. provisions of this Trust Agreement and those of the Pennsylvania Statutes, the provisions of this Agreement \:-t..., will control. ;~q~!1:l" . . ,'-'\> , ~<ti.. ....,.tr!......:..\...-"i'".~ii\;,. , ?;ii);~i~. ARTICLE SIX Section 6.01 Resolution of Conflict Any controversy between the Trustee or Trustees and any other Trustee or Trustees, or between any other, parties to this Trust, including B~neficiaries, involving the con~truction or application of any of the terms, ' provisions, or conditions of this Trust shall, on the written request of either or any disagreeing party served on the other or others; shall be submitted to arbitration. The parties to such arbitration shall each appoint one person to hear and determine the dispute and, iftheyare unable to agree, then the tWo persons so chosen shall select a third impartial arbitrator whose decision shall be final and conclusive, upon both parties. The cost of arbitration shall be borne by the losing party orin such proportion as the arbitrator(s) shall decide. Such arbitration shall comply with the commercial arbitration rules of the American Arbitration Association; 140 West 51st Street, New York, NY 10200. " " < >J~~d~~ ~', ..)~) REVOCABLE LnnNGrRUSTAGREEMENT Pagen" , ,:f ~~:t:}:~~ ".. .~'. . ' Section 6.02 I~contestability The beneficial provisions of this Trust Agreement are intended to be in lieu of any other rights, claims, or interests of whatsoever nature, whether statutory or otherwise, except bona fide pre-death debts, which any Beneficiary hereunder may have in Settlor's Estate or in. the properties in trust hereunder. Accordingly, if any Beneficiary hereunder asserts any claim (except a legally enforceable debt), statutory election,or other right or interest against or in Settlor's Estate, or any properties of this Trust, other than pursuant to the express terms hereof, or directly or indirectly contests, disputes, or calls into question, before any court, the validity of this Trust Agreement, then: " ~'. -, :; .-,1 ~ 1. Such Beneficiary shall thereby absolutely forfeit any and all beneficial interests of whatsoever kind and nature which such Beneficiary or his or her heirs might otherwise have under this Trust . Agreement and the interests of the other Beneficiaries hereunder shall thereupon be appropriately and proportionately increased; and , .~ . ~ ;'1. ...: '\ .~.. 2. All of the provisions of this Trust Agreement, to the extent that they confer any benefits, powers,', ,~'~~, or rights whatsoever upon such claiming, electing, or contesting Beneficiary, shall thereupon become,:,~:~~");i~': absolutely void; and ," ,)j',tX~1~~\' , , A,~f-" - . . \:d'~.~ 3. Such claiming, electing, or contesting Beneficiary, if then acting as a trustee hereunder, shall,%fi. automatically cease to be a Trustee and shall thereafter be ineligible either to select, remove, o,r::t' become a Trustee hereunder. /1, Section 6.03 Specific Omissions ' \ Any and all persons and entities, except those persons 'and entities specifically mimed herein, have beerl intentionally. ~mitted f:om thi~ Trust Agreement. If any 'p~rson or ~ntity shall s~~cessfiilly: c,hailenge anY"h term or conditIon of thiS Trust Agreement, then, to that person or entity shall be given the sum of one dollar.,'~.:,\" ($ I .00) in lieu and in place of any other benefit, grant, or interest which that person or interest may have in:'X~~~t.., , the Trust Estate.., .~".vT\ , }, Section 604 Benefits Confidential .. ... .~5~fj: The Settlor further declare that it is his desire and intent that tile provisions of this Tl11st,~~e.inent are to ...:~~.?}m~f remain 'confidential as to all parties. The Settlor directs that only the information concerning the benefits " ',::I;.~}." paid to any particular Beneficiary shall be revealed to such individual and that no individual shall have a right' , '.~," to information conce~ing the benefits being paid to any other Beneficiary. '" ., ~~.i: 'r,: REVOCABLE LIVING TRUST AGREEMENT. 't_:.,;:r':._!,~';:-' Page 12- . , , .,,;>:'.~:~%'~~:'" -' - . . :'C""ofi~~"f'o"~' . ~ '; !~":~l~:}t ARTICLE SEVEN Section 7.01 Distribution in Kind or in Cash On any division of the assets of the Trust Estate in to shares or partial shares, and on any final or partial distribution of the assets of the Trust Estate, the Trustee, at his or her absolute discretion, may divide and distribute undivided interests of such assets on a pro rata or non-pro rata basis, or may sell any part of or all of such assets and may make divisions or distributions in cash or partly in cash and partly in kind. The decision of the Trustee, either prior to or on any division or distribution of such assets, as to what constitutes :"-'~- ~ " ...,;,~ .,'. a proper division of such assets of the Trust Estate, shall be binding on all persons interested in any trust provided for in this Trust Agreement. Section 7.02 Spendthrift Provision Neither the principal nor the income of the trust shall be liable for the debts of a Beneficiary. Except as otherwise expressly provided in this Agreement, no Beneficiary of any trust shall have any right, power, or authority to alienate, encumber, or hypothecate his or her interest in the principal or income of this Trust in any manner, nor shall the interests of any Beneficiary be subject to the claims of his or her creditors or liable to attachment, execution, or other process oflaw. The limitations herein shall not restrict the exercise of any power of appointment or the right to disclaim. Section 7.03 Definition of Children The portion of the Trust Estate which, absent the provisions of this section, would have been the share of such incompetent or handicapped person shall be retained in trust for as long as'that individual lives. The Trustee, at his or her sole discretion, shall utilize such funds for the maintenance of that individual. If such individual recovers from his or her incompet~ncy or disability and is no longer eligible for-aid from any governmental agency, including costs or benefits, fees~ or charges, such individual shall be reinstated as a Beneficiary after 60 days from such.recovery and the allocation and distribution provisioris as stated hereiJ'i shall apply to that portion of the Trust Estate which is held by the Trustee subject to the foregoing provisions of this section. If said handicapped Beneficiary is no longer I iving and shall leave children then living, the' deceased child's share shall pass to those children per stirpes. If there are no children, the share shall be allocated proportionately among the remaining Beneficiaries. ARTICLE EIGHT l' Section 8.01 Trustees All Trustees are to serve without bond. The following will act as Trustees of any Trusts created by this Trust Agreement, in the following order of succession: \,' . REVOCABLE LIVING. TRUST AGREEMENT Page 13 . ,:, ;., , :::~~"f> :~ '::;r.. First: The undersigned, THELMA L. MCGRAW Second: At the death or incapacity of THELMA L. MCGRA W, CAROLYN K. LABOY shall serve as First Successor Trustee. Third: RALPH K. MCGRAW shall serve as Second Successor Trustee. Fourth: VELMA B. WASHINGTON shall serve as Third Successor Trustee. Last: A Trustee chosen by the majority of Beneficiaries, with a parent or legal guardian voting for minor Beneficiaries; provided, however, that the children of any deceased Beneficiary shall collectively have only one vote. Section 8.02 Allocation and Distribution of The Trust Assets The Trustees shall allocate, hold, administer, and distribute the Trust Assets as hereinafter provided: " . ,I 1. Upon the death of the Settlor, the Trustee shall make any separate distributions the Trust Assets in' ,\c;./ the manner hereinafter prescribed. , .1,;)':",~,'~.f&', ", :~', \:'.~i~:~1:~' Section 8.03 Personal Property Distribution.\,:::',~'~~~~~ Notwithstanding any provision of this Trust A~ement to the contrary, the Trus.t.ee must abide by anX'~I:'.fl~:.~.f:<(~t: memorandum b~ the Settlor, particularlyth~t contained in the section entitled ','Special Directive~~~ I ~, incorporated into this Trust Instrument, directing the disposition of Trust Assets of every kind including, but ~~~''''\:~' not limited to, furniture, appliances, furnishings, pictures, china, silverware, gl~s, bOOkS;je~etfy, wearing't~ i apparel, and all policies of fire, burglary, 'property dariiage;and other insurance on or in connection with ~e;~15:,~>:,/, use of property. Otherwise, any personal and household effects of the Settlor shall be distributed with the':~/'::? i'.\. , '. . . .. I t' ~ .' remaining assets of the Trust Estate.' , .,. . . . ~i~l~~' , .~ ~;.'~:~~ Section 8.04 Liability of Trustee .,;fi:',' "';,,-,' , I."; The Trustee will not be responsible or liable for any loss which may occur by reason of depreciation in value '. , of the properties at any time belonging to the Trust Estate rior for any other loss which may occur, except ,J that the" Trustee will be liable for each Trustee's own negligence, neglect, default, or willful wrong. The Trustee will not be liable or responsible for the acts, omissions, or defaults of any agent or other person to whom duties may be properly delegated hereunder (except qffice'rs or regular employees of the Trustee) if. . such agent or person was appointed with due care. The Trustee may receive reimbursement from the Trust Estate for any liability, whether in contract or in tort, incurred in the administration of the Trust Estate in accordance with the provisions hereof, and the Trustee may contract in such fonn that such Trustee will be exempt from such personal liability and that such liability will be limited to the Trust Assets. Section 8.05 Successo'r Trustees Any Successor Trustee shall have all the power, rights, 'discretion, and obligatio~s conferred on a Trustee by this TrustAgreement. All rights, titles, and interest in the property of the Trust shall immediately vest . in the successor Trustee at the time of appointment. The prior Trustee shall, without warranty, transfer to the Successor Trustee the existing Trust property. No Successor Trustee shall be under any duty to examine, verify, question, or audit the books, records, accounts, or transaction of any preceding Trustee; and no REVOCABLE'LIVING TRUST AGREEMENT .. .]~;::,i" Page 14 . ~, '\:":f~:.''-.~ , i.iV~..: . '"'; ~J" ;'. . . ;".' ;-" ~ - .. .::';'~~~.\ .~~ '~1' :',~ ',/;~~ ~~\':f ' -..-...~:?~,.:.. '.",;'~t;... . Successor Trustee shall be liable for any loss or expense from or occasioned by anything done or neglected to be done by any predecessor Trustee. A Successor Trustee shall be liable only for his or her own acts and defaults. ARTICLE NINE Section 9.01 Perpetuities SavinlZs Clause Notwithstanding any other provision of this instrument, the Trusts created hereunder shall terminate not later than twenty~one (21) years after the death of the last survivor of the Settlor and any other Beneficiary or Beneficiaries named or defined in this Trust living on the date of the death of the Settlor. The Trustee shall distrib\!te remaining Trust principal and all accrued or undistributed net income hereunder to the Beneficiary or Beneficiaries. If there is more than one Beneficiary, the distribution shall be in the proportion in which they are Beneficiaries; if no proportion is designated, then the distribution shall be in eq~al shares to such Beneficiaries. . , ARTICLE TEN, Section 10..0 1 Governing Law It is not inten4ed that the laws of only one particular state shall necessarily govern all questions pertaining to all of the Trust hereunder. ~ ..~ c~~. , :}:~. '..,.. .,.,' . "'0".' .i:: ;.': \~, t !.. .. 1. The validity of the Trust hereunder, as well as the validity of the particular pro~isions of that Trust, ,',' ,:.~:,'l' shall be governed by the laws of the state whichh~ suffi.Cient connection with '~heTrust to 'support:':,"",:-:,.~\\ . ~uch validity. '" , '.' 2. The meaning and effect of the terms of this Trust Agreement shall be g~".erned by the laws of the Commonwealth of Pennsylvania. ' ' 3. The administration of this Trust shall b,e governed by the laws of the state in which the principle office of the Trustee then having custody of the, Trust's principal assets and re~ords is located. The foregoing shall apply ev~n tho~gh the'situs of some Trust Assets or the home'oftheS~ttlor, a Trustee, or a Beneficiary may at some time or times be elsewhere. ' , , Section 10.02 Invalidity of Anv Provision' If a court finds that any provision of this Trust Agreement is void, invalid, or unenforceable, the remaining provisions of this Agreement will continue to be fully effective. ' Section 10.03 Headings , ',The use of headings in connection with the various articles arid sections of this Trust Agreement is solely for convenience and the headings are to be given no meaning or significance whatsoever in construi~g the . terms and provisions of this Agreement. ' REVOCABLE LIVING TRUSt AGREEMENT ;;i~~! P,'j~: 'WlI .. Section 10.04 Internal Revenue Code TerminoloeV'. As used herein, the words "Gross Estate," "Adjusted Gross Estate," "Taxable Estate," "Unified Credit," "State Death Tax Credit," "Maximum Marital Deduction," "Marital Deduction," and any other word or words which from the context in which it or they are used refer to the Internal Revenue Code shall be assigned the same meaning as such words have for the purposes of applying the Internal Revenue Code to a'deceased Settlor's Estate. Reference to sections of the Internal Revenue Code and to the Internal Revenue Code shall refer to the Internal Revenue Code amended to the date of such Settlor's death. :~-~J~f\ . .... ....j....,..i."...;...~,. ,.,,; '.;' '.,' '" ..\....., . ., ...:..~.:.hi,"'\~',:.i~'''' ...... ".... , .. " "f' .,,"\',,::;,..~r.;'..1"":.~":" -' ..' '.;-"i':::';;./':" '. j <.: ~', ...~:~?,h.~~,';-\..~~ ; , .~ . ~: "" 1 '\.~ ~~ f-~. ';. ::."..~. . I ~.~,(. ....t..,. ,:'!, \ "I' ," .).\. . , . " (.5X~.t.,~.;:,:~.\!..I~ . .' . . ,. ..' ,.;~~::iiJ1i;:..., . . ',": ',' :..".....;'?;...,:,:,.~:,:".+.;..:~.,.~';.,;,\--i.j~~ ~~~...:r....f .','" '. > ..:,~:.'\'~ ~'....., .>:':'" . ~'. >1'1~:N~~.r ~t~~i~u,.' 'I "';, t,_': ,...: '~l:' ,,, '..: ",,<!.~t....,,{.') 1 d(I~.l.\,l\ ......;'y,;. .; ,.t,1 I.; ;h ~ ""~~~r: j ., ~.,.\' /, 11I/ f ~'~l ~\ ~~k.~' ,! , i,./.','(J' ,1' ,.l/.~,~'\:\'~':/ . . .,1.,,;( .~~..,.'" .~,.~ " I ." 1 ",~..;r'" 1"Jf: ~ I "-.' ~. "'l.","'f.", .~'~ lit,... . ," ", I'" . '.' /': . . . \. ~r.,.'... :;Jo!:~" \ :,:, ,.,. / '" I,,,, .~~~.."~~'t1J.t,.,.~,,1.t~""ft!:\J..'.\\..., -, .,', ' . '- '. . ':" . ~ c', '~'c~~....~)g!:'''''''' . " ' ~~'}~~f~j~r ',,! '",,,,-. -,....'\.. '.' ,'." .t.'..;. :..~:jt;~i{~t\;;~ ~~\r':. . - -.~ ',.~: ;~J~~,~.:"",~.~,+.,.~ .<o;"t\,'.' . .....~. . ~:~'-~:'~,~,..~.,~:~::>\,:~:-~~ . .:."L.:}&:\~~:: ,:.~'. . ~~~.; , "!. ~. '. J' .. ..~ ,'::;',..' ...', ^,,:',.'J, .. . ,'-,:_..,... .,..... "J' . ,. , ,',f .~ " ,~ " "I. . ' i ~: ~ ";, '1\ ~,i,: ',~ y ~<~' . , . )-,1',::' ~. .~ 'c' " ',:..' . ~.' ,l . ' .,' .. !'\~~~.;f.~,:.':;;~, . ./ ,'. ~, " . . . ~ '. <,~~;.,:::;tf~~~. : "'~~t:;;~.:~ " . ., '.'. ~..:;':::~::1J~{::7:~~ ~ .,,~. ':t~,::t~::::~ ."':;-.. jj~~E .' '.~.'. !<:,.~ro'J.'Ii(.'~. ~~~~~~~:...~, .. J;..A.GREEMENT, ,k;)...\-.~~,<.-,;, /~:;. ,. 'ji'{ti,~r#~{~\t:;.;,.,.r.' 'i"'\ iJJ.:h~f.'T'..' "'.' ....: . . . i:.^'4,~., ,-;:,}..7:':': ::' ,.,. , . '~~,}:1 :."'~~~X '~-iJlf. . "''I; '-\7 . .:.-'.:}~~:~; ,~:: ":'fr~:., ~.:r . >~1f1-~'i , .. . SPECIAL DIRECTIVES OF THELMA L. MCGRAW I, THELMA L. MCGRAW, a resident of the County of Dauphin, Commonwealth of Pennsylvania, being of lawful age, "and of sound and disposing mind and memory, and not acting under duress, fraud, or undue ipfluence, hereby make, publish and declare this to be my Special Directive, and I incorporate THE THELMA L. MCGRAW REVOCABLE LIVING TRUST AGREEMENT. FIRST The natural objects of my affection are: 1. My Children - CAROLYN K. 'LABOY RALPH K. MCGRA VI VELMA B. WASHINGTON .'- . ....rt\", '>":~~',. ..~-~'-~.'.\" , 1~:,,;~?~,.'.;':11t~~' SECOND . I direct that all estate and inheritance taxes 'paya~le as a,resultof my death, n~p~mite~ to taxes" .assessed on property, ~h~l1 ~~' paid OU! of the r~sidue o~'~y'}::~ia~e, ~~d shall no~ be d~~"~~ted or collecte~ j@;" from any League, DevIsee. or BenefiCIary hereunder. :,:~:~,~:) ',\. .'. ','. . .' ,;;~~:t;> Trust E~t~~:t:e~~ ~~~i~:~:-:;;;d'::'::~~~:;;~~;1~;;~~~~e~:I~~sf::;:::~:;~: ~:: ..3:St~j directives. . ,. -,<, FOURTH ~- ....... ,: :'~ c. I direct that, befoie'~y distribution of the assets of the Trust Estate to the namedBeneficiari~s, . certain specific distributions; if any. shall be made from the as~ts as set forth on$e list attached hereto and marked "Exhibit A." ' " c, '._.:'1' . '''.' ~ '-" - ,-..' ., .;:~~~~t1t;'~~:'::,; , F,iIA :r cl,it6cT "Tff-?7/ _~d<?AL /lA/Y~;/,e/~';;v .(7r.~t #.$#/.s (7r 7/t~ 7/ttl.$,L f.5h-rc. % ;;fte .A//I~L/ 6~AJeh~/#~5) C4.;fo[y,Jk. l./I bOY 5A4tt.46c.4"/~~ .~~ #/114" lp~/I/,5,/ ,/~/.335 /<7./1. :Sv ~f IA;~ fr # N;V'" . 5/.11(,#/ o5,f~ '/, !J /11M /JV Coa,.lly, /'/1. / ;7 . ~.elrYU'0 1" IJ1fJ4.b-tL-/ ~ STEPH~T:~~~p~ ~ SctIuyIldU Twp.. Chester County . CommllSslon E)C'pires A ri1 29. 2lJ(""J2~ - , . '. . . . REVPCABLE LIVING TRUST AGREEMENT ...:.' . . .:..:tr'fii\!?;W~;' . p~~~It.~-. .' ....::~.~:~:L:"~:v.ii. ~i()f~ rotS : .., .c;.,...~.,:...-:.:"......\.,.,.. s.omtoan4~...'11OliLiL~-" 00 ' . .?j;.'::':~;v 1hl8~~~~~~"'" .-.1 .~~; ...'..;...... . . .~.. .. : #" - ~-':~~~~', .'~~-' ,~"~1~~.": , fl.~''''''' . ~l:",;' . "-\~~::~ .;~;,;,;':;.. ......;.<{;'> ~ ..... '-: ~- ,'. ;" # ." DATED to be effective this ~ A3 day of /Ip~;{ , ,193.1-. SETTLOR: -aL-/."l./ '#:;IW' A({//<c ') THELMA L. MCGRA ACCEPTED BY TRUSTEE: "......, . ~ . . 'T",,. 4t;/ttAd;~qltt!?j) ) . , THEL~ L. MCGRAW " \ ,~.''i~,:j<.; - '0' . . I' ';.'~\ ~\,"'", '~.'I~..,.,:.,,:~,~:,~,.....,..: . " r " .", .' r. .1.... ',;;;%,iki~~:, ..,....~I<.~.:>J '.,.::".~,~~','r},~~~~r- : '}i,..CoKP1~~: "l"l>'.~-~", '.";', ..~.,.t\.jv. ',' ":'..r ....,.,\1...:. 't~ /(~~1 r.' \ {.~~;~)..' .;l'.. ;'. "\":~"~~:'~~'~:~"J.~.>. . I : COMMONWEALTH OF PENN'SYL VANIA . ' , . . . ,. -- " - " ..I ,.:,: , . COUNTY OF DAUPHIN ",,';':l.;:'t;:.;,:,:,,:,,.,~tf.": . "l7h";":'~,~(:?;;,~\;.,';'"" .',", ,;,,':,':"','.:', . ":,,,,~,,::;,;:>~, ,> ':/,;":'::\">,." "/~:?;;'<:\\ ,,".;:;6{.i.;t~~V;:.:,:",.,,:, . '0 ,,'.' .'..' ,.,t\' " " ., ':.: ~ ,.;'.' \~,t:d:niis' instnrinent wiSJ;ic'ki'iowle(f '.~Cl.befortt~e~~~iUi~tt'date'( hereinsef fdrlii;'b ""THELMA' L:'. ,':' . 'MCGRAVtas'Settlor and'frust~~'i~:'~erti~'which wifues~tirfh~a'1lnd ~ealofoffice.';Y'>-'\' " . ,. .":~;'I';"'t.: .' '0':;- .' . . ,H ,', :: ,!;\' .,::;?;!~,t!:\'~:f' '. .: .,~t(~t.!/\,l , ,\:)rJ'~ ':">~:;: ,-- -.'.~- .' ,to :.. ,.", .~.' . .,' -; , ... "',.,: . . ! { ,. .' " :,~ ....'-~. _..: . . . s.om to~ ~ tlwllJfft Ill" ....... '; "',,4-';;"'of', ":19 .--~,~~. .---- ~ '. . ..'~ f'.\ . '~ . ~ ~'''. . ,~:". " ..... .' ;.,' .-; . '. : -~ , .' -~ ,-"::~:,~.;.':[ ~-. f'(C~UNUt;.rc ,::) v~e UNL '( - I ~ ". il'ax PIlei . REAL TY TRANSFER TAX , COMMONWEAl. TH OF PENNSYLVANIA STATEMENT OF VALUE IBook Numbef OEPARTMENT OF REVENUE II' BUREAU Of' INDMDUAL TAXES .. DEPT.280e03 See Reverse for InstructIons fp-lge Number HARRISBURG. PA 1712S-Oe03 10ate Aecorded Complete each section and tile In duplicate wtth Recorder of Deeds when (1) the full value I consideration Is not set forth In the deed. (2) when the deed is without consideration, or by gift. or (3) a tax exemption Is claimed. A Statement of Value Is not required If the transfer Is wt'to/ly exempt from tax based on: (1) family relationship or (2) public utility easement. If more space Is needed, attach addltlonal sheet(s). A CORRESPONDENT - All Inquiries may be directed to the following person: Name Telephone Number: BRETT B. WEINSTEIN, ESQ. ATesCode (610) 337-3733 Street Addreu 707 WEST DEKALB PIKE, SUITE 2 B TRANSFER DATA City Slate KING OF PRUSSIA P A Zlp Code 19406 treet ress 1835 Susquehanna Street Olte of Acclptance of Document Grantee(s)/leasee(s) THELMA L. MeGRA W REVOCABLE LIVIN UST Thelma L. McGraw Ity Harrisburg P A 17102 C PROPERTY LOCATION PA late 17102 p e County DAUPHIN o VALUATION DATA School District HARRISBURG Tax Parcel Number 11014026-7 tree I ress 1835 SUSQUEHANNA STREET s $0.00 ounty $ 8,700.00 E EXEMPTION DATA 2. Check Approprlate Box Below for exemption Claimed o Will or Intestate succession (Name of Decedent) (Estate Ale NUmber) o Transfer to Industrial Development Agency. . Transfer to a trust (Attach complete copy of trust agreement Identifying all benefidarles.) o Transfer between prlndpal and agent. (Attach complete copy of agency/straw party agreement.) o Transfers to the Commonwealth, the United States and Instrumentalities by gift. dedication. condemnation, or in lieu of condemnation. (If condemnation or in lieu of condemnation, attach copy of resolution.) o Transfer from mortgagor to a holder of a mortgage in default. Mortgage Book Number . Page Number o Corrective or confirmatory deed. (Attach complete copy of the prior deed being corrected or confirmed.) o Statutory corporate consolidation, merger or dMsion. (Attach copy of artides.) o Other (Please explain exemption dalmed. if other than listed above.) I InformaUon. and to the but of ;,. " REGISTER OF WILLS OF CUMBERLAND COUNTY INVENTORY AND APPRAISEMENT Estate of Thelma L. McGraw, Deceased Date Acquired Years ago Years ago Description Allfirst Bank - checking Household Goods Account # 00288-0390-6 Amount $6,726.00 $500.00 . if ...~ ~ # . Personal Representative( s) of the Estate of CAROLYN K. LABOY verify that the items appearing in the above Inventory include all of the personal assets wherever situate and all of the real estate in the Commonwealth of Pennsylvania of said decedent; that the valuation placed opposite each item of said Inventory represents its fair value as of the date of the Decedent's death, and that decedent owned no real estate outside of the Commonwealth of Pennsylvania except that which appears in a memorandum at the end of this inventory. I/We understand that false statements herein are made subject to the penalties of 18 Pa. C.S.A. Section 4904 relating to unsworn falsification to authorities. BRETT B. WEINSTEIN, ESQ Attorney PETITI0~1 FOR P OBATE AN GRANT OF LETTERS T sYl.v~~Ia REGISTER OF WILLS OF ~C~ COU?~TY, PEN~1 C (?~~~ File Number _ d~ A ~ ~ ~ ~~~ Estate of ` ~~E~--M~` ~ ~ C'~ _ also known as " \ ~~ ~~ ~\`J Deceased Social Security Number Petitioner(s), who is~are l8 years of age or older, apply(ies) for: (COMPLETE 'A' or 'B' BELOGY:) A. Probate and Grant of Letters Testamentary and aver that Petitioner(s) is /are the ~ ~'`~~ ~-y~ ~ ~~"~ named in the last Will of the Decedent dated ~\tl~j q~~ and codicil(s) dated (State relevant circumstaACes, e.g., renunciation, death of executor, etc.) Except as follows, Decedent did not mat'ry, was not divorced, an~ did not have a child bom or adopted after execution of the insttument(s) offered for probate, was not the victim of a killing and was never adjudigated an incapacitated person: (COMPLETE IN ALL CASES:) Attach additional sheets if necessary. ~ZM~ `~ Decedent was domiciled at death in\ >r~r_.ly~-~ c ~~~' County, Pennsylvania with his /her ]ast principal residence at o --~. ,-~ cam' (List street address, town/city, township, counh~, e, zip code) ~- Decedent, then ~~~ years of age, died on `-- Decedent at death owned property with estimated values as'follows: ~'~ C~t-- All personal property $ (If domiciled in PA) $- -~ (If not domiciled in PA) Personal property in Pennsylvania Personal property in County $ (If not domiciled in PA) $ Value of real estate in Pennsylvania ~~- ~wC~, ~ ~~ vac. Me c~ F' ~ ~~ b5'~ situated as follows: Wherefore, Petitioner(s) respectfully request(s) the probate of the last'W ill and Codicil(s) presented with this Petition and the grant of Letters in the appropriate form to the undersigned: T ed or rioted name and residence Sig=nature ~,P.1Rw ~y n. ~ ~ ~` ~ n ~=~.. ~~ Pabe 1 of 2 Form R4V-02 rev. 10.13.06 ^ B. Grant of Letters of Administration ' dufn!tt~inoritate) ~' (tJapplicable, ewer: c.t.n.: d. b. n. c. t. a.: pendente lire; durante absentia; ~ ~ t Petitioner(s) after a proper search has /have ascertained that Decedent left no Will and was survived by the following spoz~~~ any) heirs: (If • _ . _ .. a r.., ~ , „ o„ro..lnte of Will in Sectioro A above and complete list of heirs.) - _. ~..T t ~ Oath o~Personal Representative COMMONWEALTH OF PENNSYLVANIA ,~ (~ / SS COUNTY OF ~ ~.~'t'1CJP~( 'The Petiticner(s) above-named swear(s) or aftirn~(s) that the statements in the foregoing Petition are UZ~e and con~ect to the best of the knowledge and belief of Petitioner(s) and Chat, as persona] representative(s) of the Decedent, Petitioner(s) will well and tnily administer the estate according to law. .,,,, Sworn to or affirmed and subscribed before me the ~_ dary of . ~, ` l the Register L~ .~ ~~ , `-~ ~ ^ ~ ~ : Q ~~ Signature ojP~ nalRepresentntive -Y`• t7 ~ ° - i~ t "rj .-... _ _Z Signature of Personal Representntive - `? ..~ - r _..~ ` ~~ __{ .. Signature of Personal Representative .v ~ File Number: ~ ~ ~ ~ ~l l 0 Estate of ~~'I~YY.~ ~~ / ~ ' ~ itYt`l.~ ,Deceased Social Se~urity Number:. ~ ~ ~ .3U .~II S Date of Death: ~~ r ~ l~) ~ n?ay~ AND NOW, ~ ~ ~ , _G~, in con ideration of ie foregoing Petition, satisfactory proof having been presented befor~; I IS DECREED at Letters 7~,~~~Y~ i'~ % l are hereby granted to _ ('Ct / ~!~~ 1 1'I ~~ - ~G~ ~~C.i in the above estate and that the instrument(s) dated /~''D~' ~ ~ ~ `~: t`~~r1 described in the Petition be admitted to probate and Filed of record as the last Will FEES ~',.,~,~~u~ ~~~ Letters .....(.O.Q,QUt~ $ ~-vC ~ 3,~ Short Certificate(s) ...... .. $ Attorney Signature: Renunciation(s) ........ ~ I .. $ Attorney Name: C ' ~ $ ~~ J C ~ . .. $ ~b Supreme Court LD. No.: ~~~ . .. $ S $ Address: . .. $ . .. $ . .. $ • • • $ Telephone: . .. $ TOTAL ............ .. $ Codicil(s)) o Register Form RW-0? rev. 10.13.0( Page 2 Of 2 his is to certify that the inbrmation here given i9 l.orrecti~~ co~3ied front an original ce ~tificu~ If dea:!, c{uiv filed ~.~~Ltkt me as ~.uc,)( ~:egistrar. ~I he or t=it~.~l certificate will be for~arded tl~ the Sate Vital !records C~ffu~~ ~„~ i r)aaoer)r filil~s~. ` , .. 1 WARNING: It is illegal to ~upiicate this copy by photostat or photograph. ' ! ,;;; ~ e~ ter t ?i, ( ~ ~~ 0~~~' ~~ ~ v ~ ~ y i °' ~ ~ * ;~ * ii ~ - I ~ a P 7285378 `~"4~T~ - ~~~~~`~'~` --- ---- ---- ~F~T u 1 0 --- - - -__ N105.;U RN 71E7 Inver WIEMT NAME OF DECEDENT (fry. Mday.lYl~ if BIK I F 'WE M1a B•b•H UNDER l YEAR b3 vn. Maalr D•Y• oouNn aF DEJaN 1. r-~[~ r ~ AUpF~II~ ..w.sas la•dA. CaM4••I, STMI. Io b Ne.K4ouc 1~¢~v~ M~=~s~e~, PA. boss EA'S /MMEIf•a. Mpa•. LAIq n ~.~ ~:~ _. , -:c ~' ~ __ ~ . ~~~ _'' ,~~ .-~ ' _~ ._._ - ) , a~ o~ ~ ~ ~ =, ~~ d~~a - ~, COMMONWEALTH OF PENNSYLVANIA • DEPART }-~, ~ MENT OF HEALT ~. ~~ H • VITAL RECORDS ' ~:~ '~ CERTIFICATE OF DEATH -{ ~ ~ - ~'fll .._ .. - _. _t~ s7a[ fat ruwER , , C...f1 - v 1 `' SE>< ~ SCCW SECURITY NUMBER - GA TE Of Dw ~AII Ar Iyy DATE aF EaffN iMOM.pry,'hdl BaiTNPIACE iCM •no SMrafawgnCoWH _• HMI. P(.\CE a DERN 1CN _~ 1 TI - 30 - ? 115 tw a•yn/V--w+bir.fAipNmuf~e•oa ~~ p - 03 -2001 1-13' 193 6cr~wou Cam„ N HOSPITAL: Mfd.,. r~ ERIOIAprra o oD, ^ „~: ~ „~ ~ a ~ alo.iwPafDEATH fAC NAMEp•a.w,.a..p.+arda=nan.no.I~ NRS DEf.EDE1M~OF N6RHrK ORIGW7 ~• VLT \MUM m ^ NACE.AwdonY~R. E1~eq WN :~SBId ,.. O~-YCLraJrc. _ II- ~,yKfp(,1Mn. M•.¢.n. PIn11e Rion. de. ~OF BUSBIESSANDUSTRr WAB DECEDENT EYER a1 U.S. ARMED fORCEST OECEDENT'SEWCRgN S MARITAL STA7U$ • YrrAa 1~ PSU - E 11 OSYtT4 V N• ^ N• ~ NRI CaN~ N4nya. Wippr•a, 15o~r1 u~,n nrnr a.l DECEDENT•B O+d 5.1 +7 ~~ ~sl.l. ENNA ~~/ Dia ne LJ (~4' Is. ~ r . w•.auedaEwai~ 1E a.«a«a R Au.ea ~ C Mn~ l1MlgC2.lA ND ~•^d~ov No acw~w•a eIPrQ~G•nron^ R.RwI.IIIeIRsr.^ Dar lso.wL rl..s1.•rwi. a rIw eve a a=•aI. L.I•I+falrcAlR•rYdidyy`~`aliosROidlaAlwauHO•AN.OOlIa•IVar aa/.q,RSAUUw4cdl•p. YMy •N•M.•MCkdMAR 1Ay. IAppyjnlM• RUR 14• OIII CALpEIFnY jIWVa EdwM1 nd Rw ~ ~p 1°~ ~ • OME 1D1pi ASACONSEDUENCE Cfr i _- IIIInfYIaalHl~ I I 'Ypwa•YyLAt<T OIE TDIDR ASACDNSEDUENCE Ofk ~-_ I a ; ~AU~Sr WERE AUTDI$rfalpagg MANNER Of DEATH I ~a ~ /~ # ~~ rwEafw~uRr EuuRrivwoRRT DESCRIeENOwraRrrtrDCCwaED, NMUra Q/ ~~ ~ Aaatiada ^ p~p~ ^ 1Y• ^ N•^ ri• ^ NO rM ^ NO ^ SYaaP ^ Cdaa nal0• M. 'B` ^ a a~ «e, Spy nan.. I.m.....e hcrx alw ~oc/eaR ~.. e.y~. s.w :». =s. arerR iaua d.7 dw x/. 'C4RTE'rw0-NrEKJ.wlPnyrar.c.rr,q~,S.awdn.Iw anan. onvacanlw aawwrAa SIGNATURE tE Of cERT !En r.are.dwlgWw.rM•.a.a«xl.l.rau.rw.•+„•auw.dw.ra.Ma......... 'nOCaro.lailrnnl ^ . ........................................... t0. O„ 'PRONOIMCJ/p ANp CEIITMTa1O PMrfIDIAHa+~.~a.n o•n;y ~ddynyq aornl LICENSE HU ER OaE S1011EDBAOw. D•A wn Aar MMawrlub~l•ai4 aMal dfelRnlOM aM IiM,aA4,AMAna/YMIM YdH(•) audNraNNK........... q ~ NAME ANp ADDRESS OF PERSOR WILD ' K~ ZOC1 'SAE ER/CGNONER 271 i7pa a Pella DR D1a Dada M Yl1IliI1~NaR dW/w NW=tlSa4aeR. M mr opinioA, A•aR aCCUrrp a UN ~ V [` ~ R R1aRR~/ Y aal•A ............... ~ . aa~, alto pld:a, alto dui 10 tl1A CNIYI=) AIIa 1 ,~~~ IL ...... .. ...................... • ...................................... ^ ~ rv t M /\ REGISTRAR'S SIGNATURE AND NUMBER • . • • • • . ~• \ ry 1 ` \ 1 I~ , DIQEfILEDIMaM 0=7 RWI ~. a.. ,~ - ~- O / St. l 1 ti LAST WI (P LL AND TESTAMENT - ~-% THELMA L. MCGRAW ~ '- ~-~ -y- our-Over Will) ' ~' ' ~-~, OF ,~, - _..., ~> IDENTITY _ ~ ~-' ~ ~ , ~a I, THELMA L. MCGRAW, residing in the County of Dauphin, Commonwealth of Pennsylvania, being of sound mind and memory, and not acting under duress or undue influence of any person whomsoever, hereby declare this to be my Last Will and Testament, and I do hereby revoke all other former Wills and Codicils to Wills heretofore made by me. My Social Security Number is 171-30-7115. I have the following children: CAROLYN K. LABOY born September 15, 1964 and currently residing in Harrisburg, PA and RALPH K. MCGRAW born February 17, 1967 and currently residing in Clarksville, TN and VELMA B. WASHINGTON born December 25, 1957 and currently residing in Harrisburg, PA. DEBTS, TAXES AND ADMINISTRATION EXPENSES I have provided for the payment of all my debts, expenses of administration of property wherever situated passing under this Will or otherwise, and estate, inheritance, transfer, and succession taxes, other than any tax on ageneration-skipping transfer that is not a liability of my Estate (including interest and penalties, if any) that become due by reason of my death, under THE THELMA L. MCGRAW REVOCABLE LIVING TRUST executed ion even date herewith (the "Revocable Trust"). If the Revocable Trust assets should be insufficient for these purposes, my Executor shall pay any unpaid items from the residue of my Estate passing under this Will, without any apportionment or reimbursement. In the alternative, my Executor may demand in a writing addressed to the Trustee of the Trust an amount necessary to pay all or part of these items, plus claims, pecuniary legacies, and family allowances by court order. PERSONAL AND HOUSEHOLD EFFECTS It is my intent that all my personal and household effects were transferred to the Revocable Trust as a result of the Declaration of Intent signed this date. If there are any questions regarding the ownership or disposition of these assets, it is my desire that such assets pour into the Revocable Trust, signed by me this date in accordance with the provisions of the section titled "Residue of Estate." RESIDUE OF ESTATE I give, devise and bequeath all the rest, residue and remainder of my property of every kind and description (including lapsed legacies and devices), wherever situated and whether acquired before or after the execution of this Will, to the Trustee under that certain Trust executed by me on the same date of the execution ofthis Will. The Trustee shall add the property bequeathed and devised by this item to the corpus of the above described Trust and shall hold, administer and distribute said property in accordance with the provisions of the said Trust, including any amendments thereto made before my death. r.~ :_ -a :..-> c ,~ +~-~, r s.- s POUR-OVER WILLS `'/ '„~j~ ~1I~,'~P ~~ Page 1 (Testatrix) >!,c'~["~ If for any reason the said Trust shsall not be in existence at the time of death, or if for any reason a court of competent jurisdiction shall declare the foregoing testamentary disposition to the Trustee under said Trust as it exists at the time of my death to be invalid, then I give all of my Estate including the residue and remainder thereof to that person who would have been the Trustee under the Trust, as Trustee, and to their substitutes and successors under the Trust, described herein above, to be held, managed, invested, reinvested and distributed by the Trustee upon the terms and conditions pertaining to the period beginning with the date of my death as are constituted in the Trust as at present constituted giving effect to amendments, if any, hereafter made and for that purpose I do hereby incorporate such Trust by reference into this my Wi11. EXECUTOR I hereby nominate and appoint CAROLYN K. LABOY to serve without bond as my Executor of this my Last Will and Testament. In the event the first named Executor shall predecease me or is unable or unwilling to act as my Executor for any reasons whatsoever, then and in that event, I hereby nominate and appoint RALPH K. MCGRAW to serve without bond as my Independent Executor. In the event the second named Executor shall predecease me or is unable or unwilling to act as my Executor for any reasons whatsoever, then and in that event, I hereby nominate and appoint VELMA B. WASHINGTON to serve without bond as my Independent Executor. Whenever the word "Executor" or any modifying or substituted pronoun therefore is used in this my Will, such words and respective pronouns shall be held and taken to include both the singular and the plural, the masculine, feminine and neuter gender thereof, and shall apply equally to the Executor named herein and to any successor to substitute Executor acting hereunder, and such successor or substitute Executor shall possess all the rights, powers, duties, authority, and responsibility conferred upon the Executor originally named herein. EXECUTOR POWERS By way of Illustration and not of'limitation and in addition to any inherent, implied or statutory powers granted to executors generally, myBExecutor is specifically authorized and empowered with respect to any property, real or personal; at any time held under any provision of this my Will: to allot, allocate between principal and income, assign, borrow, buy, care for, collect, compromise claims, contract with respect to, continue any business of mine, convert, deal with, dispose of, enter into, exchange, hold, improve, incorporate any business of mine, invest, lease, manage, mortgage, grant and exercise options with respect to, take possession of, pledge, receive, release, repair, sell, sue for, make distributions in cash or in kind of partly in each without regard to the income tax basis of such asset and in general, exercise all of the powers in the management of my Estate which any individual could exercise in the management of similar property owned in its own right upon such terms and conditions as to my Executor may seem best, and execute and deliver any and all instruments and do all acts which my Executor may deem proper or necessary to carry out the purpose of this my Will, without being limited in any way by the specific grants or power made, and without the necessity of a court order. My Executor shall have absolute discretion, but shall not be required, to make adjustments in the rights of any Beneficiaries, or among the principal and income accounts to compensate for the consequences POUR-OVER WILLS ~~~~~~~~~~ Pa e 2 ~~~ g (Testatrix) of any tax decision or election, or of any investment or administrative decision, that my executor believes has had the effect, directly or indirectly, ofpreferring one Beneficiary or group of Beneficiaries over others. In determining the Federal Estate and Income Tax liabilities of my Estate, my Executor shall have discretion to select the valuation date and to determine whether any or all of the allowable administration expenses in my Estate shall be used as Federal Estate Tax deductions or as Federal Income Tax deductions. SPECIFIC OMISSIONS I have intentionally omitted any and all persons and entities from this, my Last Will and Testament, except those persons and entities specifically named herein. If any person or entity shal l challenge any term or condition of this Will, or of the Living Trust to which I have made reference in the sections "Household and Personal Effects" and "Residue of Estate," then, to that person or entity, I give and bequeath the sum of only one dollar ($1.00) only in lieu and in place of any other benefit, grant, bequest or interest which that person or interest may have in my Estate or the Living Trust and its Estate. SIMULTANEOUS DEATH If any other Beneficiary should npt survive me for sixty (60) days, then it shall be conclusively presumed for the purpose of this my Will that said Beneficiary predeceased me. 7 / ~ ,- THELMA L. MCGRAW Testatrix This instrument consists of 5 typjewritten pages, including the Attestation Clause, Self-Proving Clause, signature of Witnesses, and acknowledgment of officer. I have signed my name at the bottom of each of the prece ~ng pages. This instrument is being signed by me on this ~i3 °'`~ day of i C , 19~. PpUR-OVER WILLS f ~ ~ (~~,~ Page 3 (Testatrix) ATTESTATION CLAUSE The Testatrix whose name appears above declared to us, the undersigned, that the foregoing instrument was his Last Will and Testament, and she requested us to act as witnesses to such instrument and to his signature thereon. The Testatrix theCeupon signed such instrument in our presence. At the Testatrix's request, the undersigned then subscribed our names to the instrument in our own handwriting in the presence of the Testatrix. The undersigned hereby declare, in the presence of each of us, that we believe the Testatrix to be of sound and disposing mind and memory. Signed by us on the same day and year as this Last Will and Testament was signed by the Testatrix. WITNESSES: .S' z~~:a~r,a ~.11~0~ (Printed Name of Witness) ADDRESSES: t~a~ cY,_~ r~. , ~h A t-161~f ~~> //+ ~- 1 ~; ,~-~"ere ~., /~ ~ ~'~ ~ (Printed Name of Witness) ~' ~ FOUR-OVER WILLS l~ ~~~,; Page 4 (Testatrix) COMMONWEALTH OF PENNSYLVANIA COUNTY OF DAUPHIN SELF-PROVING CLAUSE BEFORE ME, the undersigned authorit , on this day personally appeared THELMA L. MCGRAW, CgRRiANn/E. E6L/o ~7~ and 6kEE / e ~ ,known to me to be the Testatrix and the witnesses, respectively, whose names are subscribedto th foregoing instrument in their respective capacities, and all of them being by me duly sworn, THELMA L. MCGRAW, Testatrix, declared to me and to the witnesses, in my presence, that the instrument is her''Will and that she had willingly made and executed it as her free act and deed for the purposes therein expressed; and the Witnesses, each on his or her oath, stated to me in the presence and hearing of the Testatrix,,that the Testatrix had declared to them that the instrument is her Will and that she executed the same as such and wanted each of them to sign it as a witness; and upon her oaths, each witness stated further that she did the same as a witness in the presence of the Testatrix, and at her request and that she was at that time eighteen (18) years of age or over and was of sound mind, and that each of the witnesses was then at least fourteen (14) years of age. ~!?~~'~i~~~~- X17.= ~~./'~`.~; ~ ~~i' THELMA L. MCGRAW Testatrix ~e'61irYr+.ch~ ~. Witness ~''~o~ rr ~ o.nc~q ~ ~ 1 i o ~' (Printed Name of Witness) ,li f/ C' ArL Witness /~~~e~ ~I~I~' C'~ ~i (Printed Name of Witness) SUBSCRIBED AND ACKNOWLEDGED before me by THELMA L. 1V~CGRAW, Testatrix, and subscribed and sworn to befo e me by ~9~/.4n/~/~ ,EG(~p>~`and EREE /SIC C6Y , witnesses, this the a~ day of ~p,QiL , 19 ~. T Notary P lic, Commonwealth f Pennsylvania HOTARIP.t. SEAL 3TEi'HEN A. STROPS. Natary Putakc Sld'ntytifitl Twp„ Chester County N---+Clommission E Tres A it 29, 20¢2 POUR-OVER WILLS Page 5 ~r ~ (Testatrix) COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF INDIVIDUAL TA%ES DEPT. 280801 HARRISBURG, PA 1 ] 128-0801 RECEIVED FROM: CT LAND SERVICES 30b N 2ND STREET HARRISBURG, PA 17101 -------- bltl PENNSYLVANIA INHERITANCE AND ESTATE TAX OFFICIAL RECEIPT REV-1162 EXIT 1-961 N0. CD 011565 ACN ASSESSMENT AMOUNT CONTROL NUMBER ESTATE INFORMATION: ssN: 77i-so-7775 FILE NUMBER: 2101-0982 DECEDENT NAME: MCGRAW THELMA L DATE OF PAYMENT: 08/03/2009 POSTMARK DATE: 08/03/2009 COUNTY: CUMBERLAND DATE OF DEATH: 03/03/2001 REMARKS: CT LAND SERVICES CHECK# 27144 SEAL 101 ~ 51,093.00 TOTAL AMOUNT PAID: INITIALS: WZ RECEIVED BY: 51,093.00 GLENDA EARNER STRASBAUGH REGISTER OF WILLS REGISTER OF WILLS Cumberland County - Register Of Wills One Courthouse Square Carlisle, PA 17013 Phone: (717)240-6345 Date: 09/24/2009 WEINSTEIN BRETT B 705 W DEKALB PIKE KING OF PRUSSIA, PA 19406 RE: Estate of MCGRAW THELMA L File Number: 2001-00982 Dear Sir/Madam: ~ ~~ . ~.0 .~., ~::~ -, ~.~ i:. .' J ~~ i = '. Y ~ ~ _ r_ / `~~ ~ ~i ~ . t--- .. ` r ___ ~ ~ -xe.. _ .../ y L~ ~.t This notice is to serve as a reminder that the Certificate of Notice under Rule 5.6(a) is due on the below listed date. As per the AMENDMENTS TO SUPREME COURT ORPHANS' COURT RULES, NO. 103 SUPREME COURT RULES DOCKET NO.1, for decedents dying on or after July 1, 1992, the personal representative or his councel, within ten (10) days after giving proper notice to the beneficiaries and intestate heirs as required by subdivision (a) of Rule 5.7, shall file with the Register of Wills or Clerk of the Orphans' Court his/her Certification of Notice. This filing is due by: 10/11/2009 Please feel free to contact this office with any questions you may have. If you have already filed your certificate, please disregard this notice. cc: File Personal Representative(s) Since ly, Glenda Farner Strasbaugh Clerk of the Orphans' Court Cumberland County - Register Of Wills One Courthouse Square Carlisle, PA 17013 Phone: (717)240-6345 c7 ~:~ - ,- ~ ~~, - _,. ~~ -~=, ~j z ., ~ ~ i r ~ ~ ' .! / 1 Date : 09/24/2009 ~ ~? `~ ~ ~~ -~ '--~ V ~ ~-r LABOY CAROLYN K -~ ` -~~~ _ -__ 131 DOREEN DRIVE T `' ~~~~ ~ ` ~;~ ,.;.,~ HUMMELSTOWN, PA 17036 RE: Estate of MCGRAW THELMA L File Number: 2001-00982 Dear Sir/Madam: This notice is to serve as a reminder that the Certificate of Notice under Rule 5.6(a) is due on the below listed date. As per the AMENDMENTS TO SUPREME COURT ORPHANS' COURT RULES, NO. 103 SUPREME COURT RULES DOCKET NO.1, for decedents dying on or after July 1, 1992, the personal representative or his counsel, within ten (10) days after giving proper notice to the beneficiaries and intestate heirs as required by subdivision (a) of Rule 5.7, shall file with the Register of Wills or Clerk of the Orphans' Court his/her Certification of Notice. This filing is due by: 10/11/2009 Please feel free to contact this office with any questions you may have. If you have already filed your certificate, please disregard this notice. Sincerely, Glenda Farner Strasbaugh Clerk of the Orphans' Cour cc: File Counsel ~h/ CERTIFICATIOI~T OF NOTICE UNDER Pa. O.C. Rule 5.6(a) REGISTER OF WILLS ~y..t`<`\`,~`-~ 0. COUNTY, PENNSYLVANIA Name of Decedent:~~{~? ~ ''~~~L1,L{V~A ~.- Date of Death: (~'~ N14.~.C\\ ;:1t~~i Date Letters Granted: To the Register: File Number: ;~ 0 ~ 1 - C~C~~~ ~ ~- I certify that Notice of Estate Administration required by Pa. O.C. Rule 5.6(a) of the Orphans' Court Rules was served on or mailed to the following beneficiaries of the above-captioned estate on Name: Address: _ _ ~y , - ~ ~,s.\\,()~~ 'T~ f~~.t ~~C t~,Vv ~~~ ~c.\i ~, ~~\.ll +c: L~~.Lr=>`~~! .<,L~. '1ri~ ~?~`at~s~1~ e (If more space is needed, attach separate sheet.) Notice has now been given to all persons entitled thereto under Pa. O.C. Rule 5.6(a) except: Date ~~ ~ 5~~ `,-~~ \ ~'Lj.,.\. :\ `~ ~5.~~._~~~-' ~ C3 Q Signature of on Filing this Form ,~, ` - ~ ~.... ~ ~p Capacity: ^ Personal Representative 0 Counsel L 7 T.. 1 ~y 1 ~ -. ~ Name of Person Filing this Form ,. , t :. ~ rn ~ ~ Address r..~ ~rr,, ` ., O N Telephone Form RW-08 rev. 10.!3.06 '~.~•~~ I.J IMPORTANT NOTICE NOTICE OF ESTATE ADMINISTRATION PURSUANT TO Pa. O.C. Rule 5.6 THIS NOTICE DOES NOT MEAN THAT YOU WILL RECEIVE ANY MONEY OR PROPERTY FROM THIS ESTATE OR OTHERMSE Whether you will receive any money or property will be determined wholly or partly by the decedent's will. If the decedent died without a will, whether you will receive any money or property will be determined by the intestacy laws of Pennsylvania. BEFORE THE REGISTER OF WILLS COUNTY OF~`;~+~be : ~~~ ,PENNSYLVANIA IN RE: ESTATE OF ~\~,L:LM~ L ~~~ ~ C'(~yy~( ,Deceased File Number :~~~ i " ~~q ~~- TO: (Beneficiary) _ (Address) Please take notice of the death of the Decedent and the grant of Letters to the personal representative(s) named be~,pw. The Decent died on the day of N~I~~C ~ '~, r~C"!~ ~ , a resident of ~~ urnh~C ~:~~ ~`~ County, PA. The Decedent died: ~ testate (with a will) or ©intestate (without a will). You may have a beneficial interest in the estate as follows: (If additional space is needed, use separate sheet) The name(s), address(es) and telephone number(s) of all personal representatives appointed are: I~[AME ADDRESS TELEPHONE \~ If the Decedent died testate, the will has been filed with Office of the Register of Wills of ~ :~.m1r~L - \L.;Y~ County. If the Decedent died intestate, a Petition for the Grant of Letters of Administration was filed with the Office of the Register of Wills of County. The Register's address is telephone number is A copy of the Will or Petition maybe obtained by contacting the Register of Wills and paying the charges for duplication. Dnte C\ ~ ~ ~ t. Capacity: Personal Representative Q Counsel for Personal Representative Signature of Pa on Filing this Form Name of Per~so~n~Filing this Fonn Address Telephone Fnrm R6V-07 rev. lOJ?.06 R.ECISTER OF tiVILLS OF ~~/rj ~jer'' a ~~ COL'~TY, PLIv?~ISYL-V.~NI N3111e Gt DCCZde11C:_ I l I e. ~ 11'~ ~. ~, -~ C ~~Q (,c~ Date o; Deat11: ~L.`3l oZa~ f File Nui~lber: a`~~l " 60`j~ol 1'lll Jll:llll LV ~U-. n ~'. p11TJ ~. ~7 T /•ar~^1'1't fl'1? T,'l~ll`~II~~^. L7 Znilt/ '~ ~1 ~~a~• 1 r 1~~ ,~ •o of L/.~..~ J,\blly V.1L, 1 llr t.l V1~ .ai.. ~. •.: ai . .~ ~, _"l1lPf~~ r(1 C'.nlla iii.i l(~1, (~r tl, a~.,n;;11t~-a±i i~ ` r' r the above-captioned estate: . __ 1. State whether administration of the estate is complete :.................... ~ ~'es [] No 2. If the answei is tiro, state when the personal representative reasonably believes that the adlrlinistration will be complete: 3. If the answer to No. 1 is YES, state the following: a. Did the personal representative file a fnal~account with the Courl? ....... ]Yes ~No b. The separate Orphans' Court No. (if any) for the personal representative's account is: c. Did the personal representative state an account informally to the parties in interest? .:.................:........... ~ i'es [~ No d. Copies of receipts, relzases, joinders and approvals of formal or informal accounts maybe filed with the Clerk of the Orphans' Court and may be attached to this report. Dnte .L/ a~~~ ~ C'~ 4 ~ c~, r -~" ,~ ` ~ , i 7 ::. s ~ ... ~ r ,-, . - - .-- r: - ~~, o --- ~ ~ .. . tV rant R 61'- / 0 r~>>~. 10 1.~. 0/ A,~- /Y/ 1 Signature of Person Fail:g thin Form Capacity: ]Personal Representative Counsel t~`~n:e oJPerso/at~,Fili,rg(thi~s Furn: I 7 d ~ UJ • ti.J ~- Kalb r ~° ~tddr ss ~ q~ C / ~ G']'" ~ J ~j i~ vim. P~ ~ 1 7 b Lolo'337.3733 ____ Telephone __ Via. ~.~'..~ ~~~~ ~.~. ~ ~~~.~~~ ~ ~ ~ ~~ R~ECISTER OF ~'vIT LS Gi~ ~a,.,c~1~ ~ ~~-~ ~. COL~~TY, PLNTiSYLV. NI?: Name o f D eceden t: _ ~,~5-~(' ~~.,~._..; ~~~~ ~-~.~._ ~ Date o; Death: m~^ch C`~'~~-~C.k,~_ File Number: ~,~ ~ " ~iC.~'~~ :~- T---- D •~. ,,..,,.+„ D., ('~ (` D„1~ ~ 1 ~ T ,•~.,,,-t ti,a f,11n1zn,,o~ tzritii r~c;~a;-.t to rnmrl°`1Q~1 pf t)~Z aL1111111t1"at10n Of 1 111 Jll:1111 lV 1 GL. \/.\.~. 1\ulv V.11., 111.1 V1~ taly ~~.: •av .+~ t.•~•• t the above-captioned estate: . 1 . Stag :~~l.etl.°~ ad1%1'_?~1StratlOl? of 1'i?e estate 1S CO1?ZDlete : ...... ........ .. .... ~ YeS a No 2. If the answeris ~,To, state when the personal representative reasonably believes that the adlrlinistration will be complete: 3. If the answer to I~,To. 1 is YES, state tie following: a. Did the personal representative file a fnal~account with the Court? ....... flYes ~No - - May~-c 3,~. ~~:,-i b. The separate Orphans' Court No. (if any) for the personal representative's account is: c. Did the personal representative state an account -- - infol"mally to the parties in interest? .:............................. ~ ~'es [] No ~. ~~~ L,. . ~.J _ _ ... ,,.... . V ..1._.. k ~ ~..,° ~' ~ .... ~..a d. l,~Op1eS of reCelpt~, releases, ~01Illi~i;i alid uup::ovaiS oi'%^~lin~l Or lnfannal_ accounts may be - filed with the Clerlc of the Orphans' Court and may be attached to this report. Dnre `JC "~;~ ~ ~1 ~. ~ ~ r.. d _:.'. ~.A..I c~ ~., ~-_ ~- c .~ ~J \-~ :1 ~ '. .....t ~ ~_~_. U ..i._ ~ ` C3 "`~> c.~ .~, ~ ~~ Si;nartre of,F.e son Filing ti~is Form Capac;ty: QPersonal Representative [Counsel iVnu:e of Person Filing th is Funn Telephone Cumberland County - Register Of Wil:1s One Courthouse Square Carlisle, PA 17013 Phone : (717 ) 2 4 0 - 6 3 4 5 ~"'-_~ ~'~ _. ;; ;~ `'° !` .1,- ZQIa FEB 17 PM 2~ 24 Date: 2/16/2010 WEINSTEIN BRETT B 705 W DEKALB PIKE KING OF PRUSSIA, PA 19406 RE: Estate of MCGRAW THELMA L File Number: 2001-00982 Dear Sir/Madam: CLERK U~ ~RPH~~1'~ C~JURT This notice is to serve as a reminder that the Status Report by Personal Representative under Rule 6.12 is due on the below listed date. As per the AMENDMENTS TO SUPREME COURT ORPHANS' COURT RULES, NO. 103 SUPREME COURT RULES DOCKET NO. 1, for decedents dying on or after July 1, 1992, the personal representative or his counsel, within two (2) years of the decedent's death, shall file with the Register of Wills a Status Report of completed or uncompleted administration. This filing is due by: 3/03/2010 Please feel free to contact this office with any questions you may have. If you have already filed your Status Report, please disregard this notice. Sincerely, Glenda Farne:r Strasbaugh Clerk of the Orphans' Court cc: File Personal Representative(s) Cumberland County - Register Of Wil]_s One Courthouse Square Carlisle, PA 17013 Phone: (717) 240-6345 ~~~"~~ t ~~ ~^`'~`~~~~~ ~~` _r, ,. 2010 FEB 17 PM 2= 24 CLE~~K 0~ ORPH~!'S uGl.JftT Date: 2/16/2010 LABOY CAROLYN K 131 DOREEN DRIVE HUMMELSTOWN, PA 17036 RE: Estate of MCGRAW THELMA L File Number: 2001-00982 Dear Sir/Madam: This notice is to serve as a reminder that the Status Report by Personal Representative under Rule 6.12 is due on the below listed date. As per the AMENDMENTS TO SUPREME COURT ORPHANS' COURT RULES, NO. 103 SUPREME COURT RULES DOCKET NO. 1, for decedents dying on or after July 1, 1992, the personal representative or his counsel, within two (2) years of the decedent's death, shall file with the Register of Wills a Status Report of completed or uncompleted administration. This filing is due by: 3/03/2010 Please feel free to contact this office with any questions you may have. If you have already filed your Status Report, please disregard this notice. Sin erely, ~ ~. Glenda Farne:r Strasbaugh Clerk of the Orphans' Court cc: File Counsel