HomeMy WebLinkAbout01-1062
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Estate of
also known as
Register of Wills of Cumberland County, Pennsylvania
PETITION FOR GRANT OF LETTERS
MA~KA mA~"AUT A. t,O;rE. No.
21-01-1062
, Deceased
Social Security No.
172-24-9403
Linda Lee Kenney
Petitioner( s), who is/are 18 years of age or older, apply(ies) for:
(COMPLETE 'A' or 'B' BELOW:)
[K] A. Probate and Grant of Letters Testamentary and aver that Petitioner(s) is/are the executnamBd~ the last Will of
the Decedent, dated 7-19-2000and codicil(s) dated
State relevant circumstances, e.g., renunciation, death of executor, etc.
Except as follows, Decedent did not marry, was not divorced, and did not have a child born or adopted after execution of the documents
offered for probate; was not the victim of a killing and was never adjudicated incompetent:
D B. Grant of Letters of Administration
(c.t.a.; d.b.n.c.t.a; pendente lite; durante absentia; durante minoritate)
Petitioner(s) after a proper search has/have ascertained that Decedent left no Will and was survived by the followjng~ouse (if any) and
h . OU . :0
elrs: ~ -"" 0 :0 (tl
- (!' -' ()
:j ~.g; "
Name
Relationshi
c~.
::J:::'" ;:~i
(COMPLETE IN ALL CASES:) Attach additional sheets if necessary,
Decedent was domiciled at death in Cumb er 1 and
.j::l.
County, Pennsylvania with his/her last family
Decedent, then 82 years of age, died
lOj23j200:Jat
Allen Township
(list street, number, and municipality)
Camp Hill, PA
or principal residence at 1816 Chatham Drive, Lower
(Location)
Decedent at death owned property with estimated values as follows:
(If domiciled in PAl All personal property
(If not domiciled in PAl Personal property in Pennsylvania
(If not domiciled in PAl Personal property in County
Value of real estate in Pennsylvania
18,000.00
$
$
$
$
100,000.00
situated as follows:
1816 Chatham
118,000.00
T ed or rinted name and residence
Linda Lee Kenney
43 Tan elo, Irvin~ California 92618
Prepared by the Pennsylvania Bar Association
Copyright (c) 1996 form software only CPSystems, Inc.
Form RW-1 (1991)
,.
Oath of Personal Representative
Commonwealth of Pennsylvania
County of Cumberland
The Petitioner(s) above-named swear(s) or affirm(s) that the statements in the foregoing Petition are true
and correct to the best of the knowledge and belief of Petitioner(s) and that, as personal representative(s) of
the Decedent, Petitioner(s) will well and truly administer the esta ccording to law.
Sworn to or affirmed and subscribed
before me this 20 day of
NOVEMBER 2001
?<r{l.;:t:<'<<h<L~~
For the Register
No.
21-01-1062
Estate of MARGARET ANN LOVE
Deceased
Social Security No:
172 - 24 - 94O::fute of Death:
10/23/2001
AND NOW,
NOVEMBER 20
, 2001 ,in consideration
of the Petition on the reverse side hereon, satisfactory proof having been presented before me,
IT IS DECREED that Letters ~tarnentary @ministration
are hereby granted to
Linda Lee Kenney
(c.t.a.; d.b.n.c.t.a.; pendente lite; durante a ~a; durQ minori~
~ ,. e 'fr), ;3
~~:; .c:: ':~;::::- ~ r:.
1;,.,,:
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o
in the above estate and that the instrument(s) dated
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JULY 19. 2000
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described in the Petition be admitted to probate and filed of record as the last Will of Decedent.
FEES
Short Certificate(s). . .
$
9.00
7'1'(7 7'/<J~"/ 4u -Qouy
egister of Wills
Letters . . . . . . . .
$
235.00
Renunciation.
$
Attorney:
Jeffrey R. Boswell, Esquire
Affidavits (
$
I.D. No:
25444
Boswell Tintner Piccola Wickersh
315 N. Front Street
P. O. Box 741
Harrisburg, PA 17108-0741
Extra Pages (
) . .. . $
12.00
Address:
Codicil. $
JCP Fee. $ 5.00
Inventory. $
Telephone:
717/236-9377
~/-~-~ ~
Other . .
....... $
TOTAL . . . . . . . .. $
261. 00
Prepared by the Pennsylvania Bar Association Copyright (c) 1996 form software only CPSysterns. Inc.
Form RW-1 (1991)
H1(\C:;}U)C:; R~'V ?/.Q(:,
This is to certify that the information here given is correctly copied from an original certificate of death duly filed with me as
Local R~gistrar. The original certificate will be forwarded to the State Vital Records Office for permanent ~ling.
WARNING: It is illegal to duplicate this copy by photostat or photograph.
Fee for this certificate, $2.00
p
7691698
No.
21-01-1062
(~~/~
Local R~gistrar
{9-~ ~/d-OO I
.
Date
HIOS j43Ae... 2JB7
COMMONWEALTH OF PENNSYLVANIA. DEPARTMENT OF HEALTH. VITAL RECORDS
CERTIFICATE OF DEATH
STAll FILE NlJ',I8E~
SOCIAL SECURITY NUMBER
T'YPEJPAINT
IN
PERWANEN r
BLACK INK
NAME OF DECEDENT If "$1 MldOIe, l.tSl1
SEX
.. Female .. 172 - 24
:"YIO
,.
AGE (taSl BontIOay)
UNDER , YEAR
........ Do,.
PlACE ~ DEATH ICt-.ck 001'11 1)(\8 -- iN 'O$llucllOM on tJIhef !ltde;
HOSP1TAl:
1~1.ent;8{. ER/OUlp.a..1lI 0
I>d
-
......
CUmberland -' 17..0 ::"'''":.':'.':::'01
IIOTHER.SHAMEiF......_....-....nomol Elizabeth Wallace
11.
lNF""n'fmm"~~~ljttll,PA. 17011
82
y~
5.
COtJNTY OF OEArH
... Dauphin
Ie.
DECEDENT'S USUAl OCCUPRlQH
i<;;;":o,~=:O~~~~
. ".. Administrator ....Medical Office
DECEDENT'S MAtUNG AODRESS (Str.... CfI)'l'TOwn. s... ZapCodel
1816 Chatham Dr.
Camp Hill, PA. 17011
'0-
FATHER'S NAME (First. MKJdIlt.laSl)
11. Michael James Aherne
1NF000000'S_lT_'"
Barbara Mahaffey
'70.
IJ
2;!. / '20(' I
MARITAl STATUS. u..Md
,.,..., ......... WidowM.
--
Divorced
Lower
RACE. AJMIICM IftdIII". fMKa. WNI., _
I_'
... Whi te
SURVMNG SPOUSE
(It ..... grv. macJen NmlIi
....
-
Pl.ACE OF OIspOsmc;)N."..... of Cemetery. C.emuory
..""'"''''-
lOCRIOH. CiIyfi)wn. sa....C.eoa.
..pst Harrisburg Crematory ,parrisburg, PA.
.1fe~grft"Hm.-911 N.2nd.St. Hbg.
DATE PRONOUNCEO DEAD (Yon"". Day, Year)
Z.. .4: 2-\ 'P.. ... e>c:tc::i?j(2.. 2:'/ 'Zec> i
21. MItT I: Enl.., lhe diNa.... injunn Of compk.MIDtIa..w::h caus~ PM death Do not ena., PM mode 01 dytng. SII(:R as ca'~ Of 1.$pIfalOry anlMl. shock Of heaflllUtur.
ldl onI'f OM UUM on ud\....
! :
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QUElO ASACOHSEOUENCEOF):
:ptJi IA.KOI-lIl\- _._______
DUE 10(00 AS A CONSEOUENCE Ofl:
~ &;-r_~ f'/P-A Re. ~.__ 1>I.,.[1I-fi$$.
DUE 10 (OR ASA CONSEOUENCE ciI)
I
. s..1>:lPI2<+llZ- _n____~-
!
WERE AUTOPSY FINOINGS
~E PRKlAlO
COUPlETKlH OF CAUSE
OF DERH1
MANNER Of DEATH
DATE Of INJURY
lMooIh. Day, 'tearl
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o
lICENSE HUMeER
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: 0nMI ancI4n&tI
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nul rMUIbftg ift the uncIertyVtg ~.... irl MAT I
TIME OF INJURY
INJURY AT 'M)AK'I DESCR18E HOW INJURY OCCURREO.
Af;l;....
P.ndIng mv.ssigalion
o
o
o PLACE Of INJURV. At home, farm, .,.... flldofy, olftc. M.
blIiktinv. .Ie l$peclt.,.)
_.
lOC:AJ'ION$__~. S~
.......
HomICide
,,"0
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-...
Could nor tHt del.rmlfled
2... Jib.
CERTIFIER fC~ ani., ~
'CERTIFYING PHYstClAH (Ph'tSlCtoiJlC8fIlfy"'9 cause oJ dealh whllJ('l ~8f pn,,~.an hodS prono...oced fJeoillh 4nO compJ~lfld l\em 2Jl
Tathla be"o' "'w know....... ."OCCurred...1O Ihe UUN(I' and m~r ...taled. . .
...
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'PRONOUNCING AND CERTIF'YtNQ ~YSICI""'IPh\l5IC...n boltl ;>JOfOOU"C.1OQ Ue.iIIlfl dnd cer!.IY"'911:l cause 01 oedll'll
To 11M blNt 0'...." knowledge. death occurr.. at.......... d.... and plac:.. and due 10 the c:.uM.sland ",.nn.r.a I'ated
'UE.DtcAL EXAMtNE.RlCORONEA
On the beai. of ..amiNltlon .nd/or ltw.."galion. in my opinion. d..th Geeurr" at th.Um.. dal.. and plac.. and d".lo Ih. c......(.) and
manner..slaIM......................,..................... .............,. . .... ...............................
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DATE FttEO{Monlh_ Oay. rt
) hJh.e It!, ~.~
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34.
21-01-1062
LAST WILL
OF
MARGARET ANN LOVE
Jeffrey R. Boswell, Esquire
Boswell, Tintner, Piccola & Wickersham
315 North Front Street
Harrisburg, Pennsylvania 17101
LAST WILL AND TESTAMENT
OF
MARGARET ANN LOVE
Introductory Clause. I, MARGARET ANN LOVE, a resident of and domiciled in the
Township of Lower Allen, County of Cumberland and Commonwealth of Pennsylvania, do hereby
make, publish and declare this to be my Last Will and Testament, hereby revoking all Wills and
Codicils at any time heretofore made by me.
I have four living children: BARBARA ANN MAHAFFEY; CAROLE JANE V AN TINE;
LINDA LEE KENNEY; and GAILE ELAINE KEEGAN.
ITEM I
Direction to Pay Debts. I direct that all my legally enforceable debts, secured and
unsecured, be paid as soon as practicable after my death.
ITEM II
Direction to Pay All Taxes from Residuary Estate. I direct that all estate, inheritance,
succession, death or similar taxes (except generation-skipping transfer taxes) assessed with respect
to my estate herein disposed of, or any part thereof, or on any bequest or devise contained in this my
Last Will (which term wherever used herein shall include any Codicil hereto), or on any insurance
upon my life or on any property held jointly by me with another or on any transfer made by me
during my lifetime or on any other property or interests in property included in my estate for such
tax purposes be paid out of my residuary estate and shall not be charged to or against any recipient,
beneficiary, transferee or owner of any such property or interests in property included in my estate
for such tax purposes.
ITEM III
General Bequest of Personal and Household Effects With a Precatory Memorandum.
I give and bequeath all my personal and household effects of every kind including but not limited
to furniture, appliances, furnishings, pictures, silverware, china, glass, books, jewelry, wearing
apparel, boats, automobiles, and other vehicles, and all policies of fire, burglary, property damage,
and other insurance on or in connection with the use of this property, to my children surviving me
in approximately equal shares; provided, however, the issue of a deceased child surviving me shall
take per stirpes the share their parent would have taken had he or she survived me. If my issue do
not agree to the division of the property among themselves, my Executor shall make such division
among them, the decision of my Executor to be in all respects binding upon my issue. I request that
my Executor and my issue abide by any memorandum by me directing the disposition of this
property or any part thereof.' This request is precatory and not mandatory. If any beneficiary
hereunder is a minor, my Executor may distribute such minor's share to such minor or for such
minor's use to any person with whom such minor is residing or who has the care or control of such
minor without further responsibility and the receipt ofthe person to whom it is distributed shall be
Last Will and Testament of MARGARET ANN LOVE Page 1
.'
a complete discharge of my Executor. The cost of packing and shipping such property shall be
charged against my estate as an expense of administration.
ITEM IV
Outright Gift of All Property to Children. I give, devise and bequeath all the rest, residue and
remainder of my property of every kind and description (including lapsed legacies and devises)
wherever situate and whether acquired before or after the execution of this Will, absolutely in fee
simple to my surviving children in equal shares, provided, however, the then living issue of a
deceased child of mine shall take per stirpes the share their parent would have taken had he or she
survived me.
ITEM V
Naming the Executor, Executor Succession, Executor's Fees and Other Matters. The
provisions for naming the Executor, Executor succession, Executor's fees and other matters are set
forth below:
(1) Naming an Individual Executor. I hereby nominate, constitute and appoint as
Executor ofthis my Last Will and Testament LINDA LEE KENNEY and direct that she shall serve
without bond.
(2) Naming Individual Successor or Substitute Executor. If my individual Executor
should fail to qualify as Executor hereunder, or for any reason should cease to act in such capacity,
the successor or substitute Executor who shall also serve without bond shall be BARBARA ANN
MAHAFFEY.
(3) Fee Schedule for Individual Executor. For its services as Executor, the individual
Executor shall receive reasonable compensation for the services rendered and reimbursement for
reasonable expenses.
ITEM VI
Definition of Executor. Whenever the word "Executor" or any modifying or substituted
pronoun therefor is used in this my Will, such words and respective pronouns shall include both the
singular and the plural, the masculine, feminine and neuter gender thereof, and shall apply equally
to the Executor named herein and to any successor or substitute Executor acting hereunder, and such
successor or substitute Executor shall possess all the rights, powers and duties, authority and
responsibility conferred upon the Executor originally named herein.
ITEM VII
Powers for Executor. By way of illustration and not of limitation and in addition to any
inherent, implied or statutory powers granted to Executors generally, my Executor is specifically
authorized and empowered with respect to any property, real or personal, at any time held under any
provision ofthis my Will: to allot, allocate between principal and income, assign, borrow, buy, care
for, collect, compromise claims, contract with respect to, continue any business of mine, convey,
convert, deal with, dispose of, enter into, exchange, hold, improve, incorporate any business of mine,
invest, lease, manage, mortgage, grant and exercise options with respect to, take possession of,
pledge, receive, release, repair, sell, sue for, to make distributions or divisions in cash or in kind or
Last Will and Testament of MARGARET ANN LOVE Page 2
"
partly in each without regard to the income tax basis of such asset, and in general, to exercise all the
powers in the management of my Estate which any individual could exercise in the management of
similar property owned in his or her own right, upon such terms and conditions as to my Executor
may seem best, and to execute and deliver any and all instruments and to do all acts which my
Executor may deem proper or necessary to carry out the purposes of this my Will, without being
limited in any way by the specific grants of power made, and without the necessity of a court order.
ITEM VIII
Discretion Granted to Executor in Reference to Tax Matters. My Executor as the
fiduciary of my estate shall have the discretion, but shall not be required when allocating receipts of
my estate between income and principal, to make adjustments in the rights of any beneficiaries, or
among the principal and income accounts to compensate for the consequences of any tax decision
or election, or of any investment or administrative decision, that my Executor believes has had the
effect, directly or indirectly, of preferring one beneficiary or group of beneficiaries over others;
provided, however, my Executor shall not exercise its discretion in a manner which would cause the
loss or reduction of the marital deduction as may be herein provided. In determining the state or
federal estate and income tax liabilities of my estate, my Executor shall have discretion to select the
valuation date and to determine whether any or all of the allowable administration expenses in my
estate shall be used as state or federal estate tax deductions or as state or federal income tax
deductions.
ITEM IX
Definition of Children, For purposes of this Will, "children" means the lawful blood
descendants in the first degree of the parent designated; and "issue" and "descendants" mean the
lawful blood descendants in any degree of the ancestor designated; provided, however, that if a
person has been adopted, that person shall be considered a child of such adopting parent and such
adopted child and his or her issue shall be considered as issue of the adopting parent or parents and
of anyone who is by blood or adoption an ancestor of the adopting parent or either of the adopting
parents. The terms "child," "children," "issue," "descendant" and "descendants" or those terms
preceded by the terms "living" or "then living" shall include the lawful blood descendant in the first
degree of the parent designated even though such descendant is born after the death of such parent.
The term "per stirpes" as used herein has the identical meaning as the term "taking by
representation" as defined in the Pennsylvania Probate Code.
ITEM X
Definition of Words Relating to the Internal Revenue Code. As used herein, the words
"gross estate," "adjusted gross estate," "taxable estate," "unified credit" ("unified credit" shall also
mean "applicable credit amount"), "state death tax credit," "maximum marital deduction," "marital
deduction," "pass," and any other word or words which from the context in which it or they are used
refer to the Internal Revenue Code shall have the same meaning as such words have for the purposes
of applying the Internal Revenue Code to my estate. For purposes of this Will, my "available
generation-skipping transfer exemption" means the generation-skipping transfer tax exemption
provided in section 2631 of the Internal Revenue Code of 1986, as amended, in effect at the time of
my death reduced by the aggregate of(1) the amount, if any, of my exemption allocated to lifetime
transfers of mine by me or by operation of law, and (2) the amount, if any, I have specifically
allocated to other property of my gross estate for federal estate tax purposes. For purposes of this
Will if at the time of my death I have made gifts with an inclusion ratio of greater than zero for
Last Will and Testament of MARGARET ANN LOVE Page 3
which the gift tax return due date has not expired (including extensions) and I have not yet filed a
return, it shall be deemed that my generation-skipping transfer exemption has been allocated to these
transfers to the extent necessary (and possible) to exempt the transfer(s) from generation-skipping
transfer tax. Reference to sections ofthe Internal Revenue Code and to the Internal Revenue Code
shall refer to the Internal Revenue Code amended to the date of my death.
ITEM XI
Statement by Testatrix ofIntent Not to Exercise Power of Appointment. I hereby refrain
from exercising any power of appointment that I may have at the time of my death.
Testimooium Clause. IN WITNESS WHEREOF, I have hereunto set my hand and affixed
my seal this frdt day of July, 2000.
mrLl
MARG
Attestation Clause. The foregoing Will bearing on the margin the signature of the Testatrix, was
this ~day of July, 2000, signed, sealed, published and declared by the Testatrix as and for her
Last Will and Testament in our presence, and we, at her request and in her presence, and in the
presence of each other, have hereunto subscribed our names as witnesses on the above date.
~;
of
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CfJvry1 /JII -enf)sCj lrrt/ltC
of
Last Will and Testament of MARGARET ANN LOVE Page 4
. ,
" ,
PROOF OF WILL
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF DAUPHIN
Self-Proving Affidavit
We MARGARET ANN LOVE and Jeffrey R. Boswell and
, ,
Denise L. Foster, the Testatrix and the witnesses, respectively, whose names are signed
to the attached or foregoing instrument, being first duly sworn, do hereby declare to the undersigned
authority that the Testatrix signed and executed the instrument as her Last Will and that she had
signed willingly (or willingly directed another to sign for her), and that she executed it as her free
and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence
and hearing ofthe Testatrix, and in the presence of each other, signed the Will as witness and to the
best of our knowledge the Testatrix was at that time eighteen years of age or older, of sound mind,
and under no constraint or undue influence.
Subscribed, sworn to, and acknowledged before me by MARGARET ANN LOVE, the
Testatrix and subscribed and sworn to before fe.e by Jeffrey R. Boswell and
Denise L. Foster , witnesses, this J.i: aay of July, 2000
My Commission Expires:
Notarial Seal
. Hardy, Notary Public
Harrisburg, Dauphin County
My Commission Expires Feb. 10, 2003
Last Will and Testament of MARGARET ANN LOVE Page 5
BEFORE THE REGISTER OF WILLS
CUMBERLAND COUNTY, PENNSYLVANIA
IN RE: : IN THE COURT OF COMMON PLEAS
ESTATE OF : CUMBERLAND COUNTY, PENNSYLVANIA
MARGARETANNLOVE :
a/k/a MARGARET A. LOVE:
: ORPHANS' COURT DIVISION
: ESTATE NO. 2001-01062
: SOCIAL SECURITY #172-24-9403
CERTIFICATION OF NOTICE
UNDER RULE 5.6(a)
Name of Decedent: Margaret A. Love, a/k/a Margaret Ann Love
Date of Death: October 23,2001
Will No.: Adm. No.: 2001-01062
To the Register:
I certify that notice of estate administration required by Rule 5.6(a) of the Orphans' Court
Rules was served on or mailed to the following beneficiaries of the above-captioned estate on
November 28, 2001.
Ms. Linda Lee Kenney
43 Tangelo
Irvine, California 92618
Barbara A. Mahaffey
1414 Carlisle Road
Camp Hill, PA 17011
Carole J. VanTine
P. O. Box 1797
Lynnewood, W A 98046
Gaile E. Keegan
16D Heritage Drive
Chatham, NJ 07928
BOSWELL, TINTNER, PICCOLA & WICKERSHAM
By: '" r::IJ.... - .
Jtilly ~~ Esquire
Supreme Court I.D. #25444
315 North Front Street
P. O. Box 741
Harrisburg, P A 17108-0741
(717) 236-9377
Capacity: _ Personal Representative
_X_Counsel for personal representative
Dated: November 28,2001
IMPORTANT NOTICE
NOTICE OF EST ATE ADMINISTRATION
THIS NOTICE DOES NOT MEAN THAT YOU
WILL RECEIVE ANY MONEY OR PROPERTY
FROM THIS ESTATE OR OTHERWISE.
Whether you will receive any money or property will be determined wholly or partly by the
decedent's will. Ifthe decedent died without a will, whether you will receive any money or property
will be determined by the intestacy laws of Pennsylvania.
BEFORE THE REGISTER OF WILLS
CUMBERLAND COUNTY, PENNSYLVANIA
INRE:
ESTATE OF
MARGARET ANN LOVE
a/k1a MARGARET A. LOVE:
: ORPHANS' COURT DIVISION
: ESTATE NO. 2001-01062
: SOCIAL SECURITY #172-24-9403
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
NOTICE OF BENEFICIAL INTEREST IN ESTATE
PURSUANT TO RULE 5.6
TO: Ms. Linda Lee Kenney
43 Tangelo
Irvine, California 92618
Please take notice of the death of decedent and the grant of letters to the personal
representative(s) named below.
The Decedent, Margaret Ann Love, a!kIa Margaret A. Love, died on the 23rd day of October,
2001, at Cumberland County, Pennsylvania.
The Decedent died testate.
The personal representative of the Decedent is Linda Lee Kenney, 43 Tangelo, Irvine,
California 92618, telephone no. (949) 552-8002.
The will has been filed with the Office of the Register of Wills of Cumberland County,
Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013-3387.
A copy of the Will or Petition may be obtained by contacting the Register of Wills and
paying the charges for duplication.
BOSWELL, TINTNER, PICCOLA & WICKERSHAM
By:
~(LL
J . . R. Boswell, Esquire
Supreme Court I.D. #25444
315 North Front Street
P. O. Box 741
Harrisburg, PA 17108-0741
(717) 236-9377
Capacity:
_ Personal Representative
_ X_ Counsel for personal representative
Dated: November 28,2001
IMPORTANT NOTICE
NOTICE OF ESTATE ADMINISTRATION
THIS NOTICE DOES NOT MEAN THAT YOU
WILL RECEIVE ANY MONEY OR PROPERTY
FROM THIS ESTATE OR OTHERWISE.
Whether you will receive any money or property will be determined wholly or partly by the
decedent's will. If the decedent died without a will, whether you will receive any money or property
will be determined by the intestacy laws of Pennsylvania.
BEFORE THE REGISTER OF WILLS
CUMBERLAND COUNTY, PENNSYLVANIA
INRE:
ESTATE OF
MARGARET ANN LOVE
a/k/a MARGARET A. LOVE:
: ORPHANS' COURT DIVISION
: ESTATE NO. 2001-01062
: SOCIAL SECURITY #172-24-9403
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
NOTICE OF BENEFICIAL INTEREST IN ESTATE
PURSUANT TO RULE 5.6
TO: Ms. Carole J. VanTine
P. O. Box 1797
Lynnwood, W A 98046
Please take notice of the death of decedent and the grant of letters to the personal
representative(s) named below.
The Decedent, Margaret Ann Love, a/k/a Margaret A. Love, died on the 23rd day of October,
2001, at Cumberland County, Pennsylvania.
The Decedent died testate.
The personal representative of the Decedent is Linda Lee Kenney, 43 Tangelo, Irvine,
California 92618, telephone no. (949) 552-8002.
The will has been filed with the Office of the Register of Wills of Cumberland County,
Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013-3387.
A copy of the Will or Petition may be obtained by contacting the Register of Wills and
paying the charges for duplication.
BOSWELL, TINTNER, PICCOLA & WICKERSHAM
By: Je~~~l;Esquire
Supreme Court LD. #25444
315 North Front Street
P. O. Box 741
Harrisburg, P A 17108-0741
(717) 236-9377
Capacity: _ Personal Representative
_X_ Counsel for personal representative
Dated: November 28,2001
IMPORT ANT NOTICE
NOTICE OF ESTATE ADMINISTRATION
THIS NOTICE DOES NOT MEAN THAT YOU
WILL RECEIVE ANY MONEY OR PROPERTY
FROM THIS ESTATE OR OTHERWISE.
Whether you will receive any money or property will be determined wholly or partly by the
decedent's will. Ifthe decedent died without a will, whether you will receive any money or property
will be determined by the intestacy laws of Pennsylvania.
BEFORE THE REGISTER OF WILLS
CUMBERLAND COUNTY, PENNSYLVANIA
INRE:
ESTATE OF
MARGARET ANN LOVE
a/kla MARGARET A. LOVE:
: ORPHANS' COURT DNISION
: ESTATE NO. 2001-01062
: SOCIAL SECURITY #172-24-9403
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
NOTICE OF BENEFICIAL INTEREST IN ESTATE
PURSUANT TO RULE 5.6
TO: Ms. Barbara A. Mahaffey
1414 Carlisle Road
Camp Hill, PA 17011
Please take notice of the death of decedent and the grant of letters to the personal
representative(s) named below.
The Decedent, Margaret Ann Love, a/kIa Margaret A. Love, died on the 23rd day of October,
2001, at Cumberland County, Pennsylvania.
The Decedent died testate.
The personal representative of the Decedent is Linda Lee Kenney, 43 Tangelo, Irvine,
California 92618, telephone no. (949) 552-8002.
The will has been filed with the Office of the Register of Wills of Cumberland County,
Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013-3387.
A copy of the Will or Petition may be obtained by contacting the Register of Wills and
paying the charges for duplication.
BOSWELL, TINTNER, PICCOLA & WICKERSHAM
By:
" ~-
t* I',!
~- ~.,,,,L,--
J et R. Boswell, Esquire
Supreme Court LD. #25444
315 North Front Street
P. O. Box 741
Harrisburg, P A 17108-0741
(717) 236-9377
Capacity:
_ Personal Representative
_X_ Counsel for personal representative
Dated: November 28,2001
IMPORTANT NOTICE
NOTICE OF ESTATE ADMINISTRATION
THIS NOTICE DOES NOT MEAN THAT YOU
WILL RECEIVE ANY MONEY OR PROPERTY
FROM THIS ESTATE OR OTHERWISE.
Whether you will receive any money or property will be determined wholly or partly by the
decedent's will. If the decedent died without a will, whether you will receive any money or property
will be determined by the intestacy laws of Pennsylvania.
BEFORE THE REGISTER OF WILLS
CUMBERLAND COUNTY, PENNSYLVANIA
INRE:
ESTATE OF
MARGARET ANN LOVE
a/kJa MARGARET A. LOVE:
: ORPHANS' COURT DIVISION
: ESTATE NO. 2001-01062
: SOCIAL SECURITY #172-24-9403
: IN THE COURT OF COMMON PLEAS
: CUMBERLAND COUNTY, PENNSYLVANIA
NOTICE OF BENEFICIAL INTEREST IN ESTATE
PURSUANT TO RULE 5.6
TO: Ms. Gaile E. Keegan
16D Heritage Drive
Chatham, NJ 07928
Please take notice of the death of decedent and the grant of letters to the personal
representative(s) named below.
The Decedent, Margaret Ann Love, a/kJa Margaret A. Love, died on the 23rd day of October,
2001, at Cumberland County, Pennsylvania.
The Decedent died testate.
The personal representative of the Decedent is Linda Lee Kenney, 43 Tangelo, Irvine,
California 92618, telephone no. (949) 552-8002.
The will has been filed with the Office of the Register of Wills of Cumberland County,
Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013-3387.
~
A copy of the Will or Petition may be obtained by contacting the Register of Wills and
paying the charges for duplication.
BOSWELL, TINTNER, PICCOLA & WICKERSHAM
By:
"
~ l-~//
'- 'f,,- ."'~ .. .
J . '-ri!y R. ~~~eR Esquire
Supreme Court LD. #25444
315 North Front Street
P. O. Box 741
Harrisburg, P A 17108-0741
(717) 236-9377
Capacity:
_ Personal Representative
_X_ Counsel for personal representative
Dated: November 28, 2001
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE
BUREAU OF INDIVIDUAL TAXES
DEPT. 280601
HARRISBURG. PA 17128-0601
RECEIVED FROM:
BOSWELL JEFFREY R
315 N FRONT ST
PO BOX 741
HARRISBURG, PA 17108-0741
-------- fold
PENNSYLVANIA
INHERITANCE AND ESTATE TAX
OFFICIAL RECEIPT
ESTATE INFORMATION: SSN: 172-24-9403
FILE NUMBER: 21-2001- 1062
DECEDENT NAME: LOVE MARGARET A
DA TE OF PAYMENT: 01/22/2002
POSTMARK DATE: 00/00/0000
COUNTY: CUMBERLAND
DATE OF DEATH: 10/23/2001
REV-1162 EX(11-96)
NO. CD 000775
ACN
ASSESSMENT
CONTROL
NUMBER
101
TOTAL AMOUNT PAID:
REMARKS: LINDA LEE KENNEY
C/O JEFFREY R BOSWELL ESQUIRE
CHECK# 0100
SEAL
INITIALS: SK
RECEIVED BY:
MARY C. LEWIS
REGISTER OF WILLS
REGISTER OF WILLS
AMOUNT
$4,000.00
$4,000.00
REV
.
REV-1500
INHERITANCE TAX RETURN
RESIDENT DECEDENT
~.. '. {6i..oOl
~
COMMONWEALTH OF PENNSYLVANIA
DE~ARTMENT OF REVENUE
DE~T. 280601
HARRISBURG, ~A 17128-0601
DECEDENT'S NAME (LAST, FIRST, AND MIDDLE INITIAL)
LOVE, MARGARET ANN
...
Z
W
o
w
o
w
o
DATE OF DEATH (MM-DD-YEAR)
DATE OF BIRTH (MM-DD-YEAR)
10/23/2001
02/02/1919
I (IF APPLICABLE) SURVIVING SPOUSE'S NAME ( LAST, FIRST AND MIDDLE INITIAL)
i~ 1 Original Return 0 2, Supplemental Return
w 10
... Limited Estate 0 Future Interest Compromise (date of death after
~:!!Ul 4 4a,
OC::~ I 12-12-82)
wQ.O I~ 0
,,00 6. Decedent Died Testate (Attach copy 7, Decedent Maintained a Living Trust (Attach
oC::..J
Q.1Il of Will) copy of Trust)
Q. 10
<( 9, Litigation Proceeds Received 0 10. Spousal Poverty Credit (date of death between
12-31-91 and 1-1-95
(J/
11 - ~j.~62
21 2001
COUNTY CODE YEAR
SOCIAL SECURITY NUMBER
01062
NUMBER
172-24-9403
THIS RETURN MUST BE FILED IN DUPLICATE WITH THE
REGISTER OF WILLS
SOCIAL SECURITY NUMBER
I
o 3. Remainder Return (date of death pnor to 12-13-82)
o 5, Federal Estate Tax Return Required
1 8, Total Number of Safe Deposit Boxes
o 11, Election to tax under See, 9113(A) (Attach Sch 0)
THIS SECTION MUST BE COMPLETED. ALL CORRESPONDENCE AND CONFIDENTIAL TAX INFORMATION SHOULD BE DIRECTED TO:
AME 'COMPLETE MAILING ADDRESS
!Z Jeffrey R, Boswell
~ r'RM NAME (If applicable) 315 N. Front Street
~ Boswell Tintner Piccola Wickersham p, 0, Box 741
Q.
rELEPHONE NUMBER
I 717/236-9377
I
I 1, Real Estate (Schedule A)
2, Stocks and Bonds (Schedule B)
3, Closely Held Corporation, Partnership or Sole-Proprietorship
z
o
;:::
:s
::>
...
a::
<(
o
w
c::
4, Mortgages & Notes Receivable (Schedule D)
5, Cash, Bank Deposits & Miscellaneous Personal Property
(Schedule E)
6, Jointly Owned Property (Schedule F)
o Separate Billing Requested
7, Inter-Vivos Transfers & Miscellaneous Non-Probate Property
(Schedule G or L)
8, Total Gross Assets (total Lines 1-7)
9, Funeral Expenses & Administrative Costs (Schedule H)
10, Debts of Decedent, Mortgage Liabilities, & Liens (Schedule I)
11, Total Deductions (total Lines 9 & 10)
12, Net Value of Estate (Line 8 minus Line 11)
Harrisburg, P A 17108-0741
(1) 102,000,00:
(2) None
(3) None
(4) None
(5) 38,606.83
(6) None
(7) None
(8) 140,606.83
(9) 44,262.37
(10) 4,060.32
(11 )
48,322.69
(12)
92,284.14
13, Charitable and Governmental Bequests/See 9113 Trusts for which an election to tax has not been
made (Schedule J)
14, Net Value Subject to Tax (Line 12 minus Line 13)
SEE INSTRUCTIONS ON REVERSE SIDE FOR APPLICABLE RATES
(13)
0.00
(14)
92,284.14
15, Amount of Line 14 taxable at the spousal tax rate, x .00 (15)
or transfers under Sec. 9116(a)(1 ,2)
z 92,284.14 .045 (16)
0 16,Amount of Line 14 taxable at lineal rate x
;:::
<(
...
::> (17)
Q. 17, Amount of Line 14 taxable at sibling rate x .12
:E
0
0
~ 18. Amount of Line 14 taxable at collateral rate x .15 (18)
...
19, Tax Due (19)
4,152.79
20, 0
CHECK HERE IF YOU ARE REQUESTING A REFUND OF AN OVERPAYMENT.
4,152,79
>> BE SURE TO ANSWER ALL QUESTIONS ON REVERSE SIDE AND RECHECK MATH <<
Copyright 2000 form software only The Lackner Group, Inc.
Form REV-1500 EX (Rev. 6-00)
10'10:02
17:20
'B'71i 236 9316
BTP&\\'
~ I! n 13 . Ii 1 ~
~
Decedent's Complete Address:
SlREE'r ADORESS
CITY
Camp Hill
I STATE
PA
I
Z/)> 1'011 ~ l
1816 Chatham Drive
Tax Payments and Credits:
1, Tax Due (Page 1Une 19)
2. Credil.$/Pa)'TTlents
A Spousal F'oyerty Credit
B. Prior Payments
C Discount
(1 )
4,152.79
4000.00
.---
207.64
Total Credits (A 't B 't C)
(:z)
4,207.64
3. Interest/Penalty if applicable
D Interest
E Penalty
Total !nterestlPenalty (D .. ~)
4, If Line 2 is greater thar. Line 1 .. Line 3. ent€,r thE: difference This is the OVERPAYMENT.
Chec;~ box on Pillle 1 Line 20 to request a refund
5. If Lme 1 + L.ine 3 is ;Jreater than Line 2. entcr the difference This is the TAX DUE.
(3)
(4)
0.00
54.85
(5)
A. Enter the imerest on the tax due
BEnter t"e total of Line 5 .. SA. ThiS is the BALANCE DUE,
(5A)
(5S;
0.00
A"ake Check Payable to. REGISTER OF WILLS, AGENT
PLEASE ANSWER THE FOLi.OWING QUESTiONS BY PLACING AN "X" IN THE AP?ROPRlATE BLOCKS
Dic:l decadent make a transfer and: Yes No
a. retain the use or Income cfthe property transferred;.... ~ ;
b. retain the right to designate who shall use the property trcmsfGr~..d or Its income;.....
c. relclin a reversionary interest; or.
d. receive the promise for life 01 either payments, benefits or care?.."."."..
~. !f death occurred after December 1Z. 198Z, did decedent transfer property with:n one year of death wlthc.lt
receiVing adequate consideration? ..", ."...". ........"..,,,.,,,....,,.,,.,,,,..,,...,,,.......,,. "..... ,......., ..". "''''.. 0 t8J
3. Did decedent own .m "In t:1.Jst for" or pOlyable upon deOlth bank accoul'\t or security at his or her death"'.. 0 ~
4, Oid decedent own an Individual Retirement Account, annuity, or other non-pl'Qbate property whicl'1
contains a beneficiary designation?.....,.......... ............,............ ......... "....................... ,........... ,,,. .............."....... 0 ~
IF THe ANSWER TO ANY OF THe .ABOVE QUESTIONS 'S YI:S, YOU MUST COMPLETE SCHEDULE G AN~ FILE; (T AS PART OF THe RETURN.
DA~~
CA
92618
./0/ /I/()~
?-'"I7:.
/0//1/02-
f .
ACDF<~SS 315 N. Front Street DA-E
P. O. Box 741
Harrisburg, PA 11108-0~41
!1Hf~\8ilirJu;~tL~tiii~Slml~11~~~G~\ili~lillmllU;tg~;:i:~~~!tJi~::~;Jg!~~Ul!:W!U:~~!;h~;~:H:IJj~;:W!;:li~::gl. ~iUU1~;;;hHdm:[;.fl:;!mt~lmHlr!;.m!HliUlW~U;[Elj~~~:CUif~I~~:;;~:~i;Uj\:Um:
~;b:J:1~~l::H:El;~~~\1j;iill:j~l0::~:;l:: U~;i!~Sf?:b:;I:i~'!:H ~:~ ;~:; .;: -~. :::~::;::~ .
For dates of death on or after July 1. 1994 and berol'G Januilry 1. 1995, the tclx rate Imposed on the net value of transfers t~ or fer the use <:Jf the
surviving spouse is 3% [72 P.S. ~911a (a) (1.1) (1)].
For dates of de3tM on or after January 1, 1995, the tax rate imposed on tl'Ie net value of transfer.. to or for the use of the SUf'ViVlrtg spouse is 0%
(72 P.S. !l9116 <a) (1.1) (il)). The statute doe& not exemot a transfer \0 a sUf'Viving spouse from tclx. and the statutory requirements for disc!.:Hi"r<')
of asset, and filing a tax return are still applic3ble even if the surviving spouse i$ the only beneficiary.
For dates of death on or after July 1.2000:
The tax rat0 imposed on the net value of traMfers from a deceased cl"tild twenty-one years of age or you:'1ger at death to or for the use of OJ na'.ur"l
parent, an adoptive parent, or a ~tepparent of the el1ild is 0% [72 p.S ~9i 16 (a) (12)).
The tax rate impQsed on the net value of transfers to or for the u:;e ;If the Clecedent's 'ir,eal ':lefleficiarie:; is 4.5%, el\cept a~ rioted in 71. PS. ~S111 C
12) [72 PS ~9116 (a) (1)]
The tax rilte Imposed on the net value of transfers to or for tl"te use of the decedent's Siblings IS ~ 2% [72 P .S. ~9~ 16 (a) (1.3)J.~. Sibling i5 def:r1ed.
ur'lder StlltiOr'l 9102, as an il'ld;vid~al who has at least one pClrent in common with the decedert. whether by blood or adoption
1_
*'
SCHEDULE A
REAL ESTATE
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
I FILE NUMBER
21 - 2001 - 01062
All real property owned solely or as a tenant in common must be reported at fair market value. Fair market value is defined as the price
at which property would be exchanged between a willing buyer and a wilfJng seller, neither being compelled to buy or sell, both having
reasonable knowledge of the relevant facts. Real property which is jointly-owned with right of survivorship must be disclosed on
schedule F.
LOVE, MARGARET ANN
ITEM
NUMBER
1
DESCRIPTION
VALUE AT DATE OF
DEATH
102,000.00
1816 Chatham Drive, Lower Allen Township, Camp Hill, Cumberland County, P A
HUD-l Settlement Statement attached as Exhibit "An
TOTAL (Also enter on Line 1, Recapitulation)
102,000.00
*'
SCHEDULE E
CASH, BANK DEPOSITS, & MISC.
PERSONAL PROPERTY
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
LOVE, MARGARET ANN
I FILE NUMBER
21 - 2001 - 01062
Include the proceeds of litigation and the date the proceeds were received by the estate. All property jointly-owned with the right of
survivorship must be disclosed on schedule F.
ITEM
NUMBER
1 1993 Dodge Sedan
DESCRIPTION
VALUE AT DATE OF
DEATH
1,990.00
2
Cash
85.40
3
Jewelry - see schedule attached
a. Chas. Buser & Son appraisal attached as Exhibit "B"
b. Morow Diamond appraisal attached as Exhibit "c"
9,835.00
4
Allfirst Bank - Checking Account No. 0023291273
1,035.54
5
Allfrrst Bank - Savings Account No. 87005700070774
9,224.51
6
Personal Property - Robert Ensminger Appraisers appraisal attached as Exhibit "E"
4,670.00
7
ManorCare (reimbursement for lost eye glasses)
246.00
8
ManorCare (therapy reimbursement)
25.38
9
Penn Treaty Life Insurance Company -cancer benefit policy attached as Exhibit "D"
11,495.00
TOTAL (Also enter on Line 5, Recapitulation)
38,606.83
, -
ESTATE OF
.
COMMONWEALTH OF PENNSYLVANIA
iNHERITANCE TAX RETURN
RESIDENT DECEDENT
LOVE, MARGARET A~'N
SCHEDULE H
FUNERAL EXPENSES &
ADMINISTRATlVE COSTS
Debts of decedent must be reported on Schedule I.
ITEM
NUMBER
A.
FUNERAL EXPENSES:
Reese Funeral Home
2 Rolling Green Cemetery (vase and bench)
DESCRIPTION
3 I Radisson Penn Harris Hotel (memorial reception)
4 Thomas Bell Entertainment (harpist)
5 Rev. Lawrence/St. Theresa's Catholic Church (memorial service)
6 Stephenson's Flowers (flowers)
B. ADMINISTRATIVE COSTS:
1.
2.
3.
4.
5.
6.
7.
1
2
3
Personal Representative's Commissions
Linda Lee Kenney
Social Security Number(s) I EIN Number of Personal Representative(s):
161-34-0044
Street Address 276 Lemon Grove, ,
City Irvine
Year(s) Commission paid
I Attorney's Fees
State CA Zip 92618
Boswell Tintner Piccola Wickersham
I FILE NUMBER
21 - 2001 - 01062
AMOUNT
Family Exemption: (If decedent's address is not the same as claimant's, attach explanation)
Claimant
Street Address
City
Relationship of Claimant to Decedent
Slate
Zip
Probate Fees Dauphin County Register of Wills
Accountant's Fees
Tax Return Preparer's Fees
Other Administrative Costs
Allfirst Bank (checks)
UGI - connect dryer
Linda Kenney - miscellaneous house expenses
Total of Continuation Schedule(s)
TOTAL (Also enter on line 9, Recapitulation)
1,985.50
1,683.00
1,929.29
300.00
150.00
260.49
5,288.00
5,288.00
261.00
0.00
300.00
12.99
33 1. 64
19.08
26,453.38
44,262.37
.
Schedule H
Funeral Expenses &
Administrative Cos1s continued
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
LOVE, MARGARET ANN
I FILE NUMBER
21 - 2001 - 01062
4
Sutliff Capital Ford - fan rental for transportation
529.44
5
6
7
8
9
10
11
12
Clarke American - check order
12.99
1.00
125.00
2,425.00
125.00
275.00
543.42
325.00
Allfrrst Analysis Fee - bank debit
Don Vemat - remove furniture
Stouffer Construction - replace roof'!'
Mountain Top Tree - remove tree to paint house*
Central P A Appraisals (house appraisal)
Carpet Mart - install carpet in Jiving roomlhall*
Larry Meismer - dismantel shed/dispose toxic items*
13
14
15
Ted Weaver - plaster and carpentry*
Dave Shaeffer - clean carpet*
Carpet Mart - install carpetlbedroomss-viny1 in bathroomlkitchen*
Terry Fleming - miscellaneous inside work*
Dennis Davis - p1umbing*
J. L. Ruth Electric*
320.00
58.30
1,623.24
165.00
63.60
150.00
93.75
800.00
523.20
120.00
36.97
119.48
40.00
254.00
23.50
415.20
75.00
150.00
217.30
5.13
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
Tom Beitler - wash windows and clear shrubs*
Terry Fleming - paint exterior ofhouse*
Sherwin Williams - interior house paint*
Dave Schultz Nursery - remove tree*
Lowe's - smoke alarm/CO detector*
Lowe's - landscapeJplanting*
Barry Duvall - remove Jiving room/hall carpet*
Frank's Lawn Service - lawn and outdoor maintenance*
Statewide Tax Recovery
HD-Lowes-Fager-Fomwald - miscellaneous household expenses*
C. G. Buser & Sons (jewelry appraisal)
Morrow Diamond (jewelry appraisal)
Linda Kenney (postage and reception reimbursement)
Jeffrey R. Boswell, Esquire (reimbursement for disbursements)
*EXPENSES REQUIRED TO SELL REAL ESTATE
Page 2 of Schedule H
I _
.
Schedule H
FW1eraI Expenses &
Administrative Cos1s continued
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
LOVE, MARGARET ANN
I FILE NUMBER
21 - 2001 - 01062
33
Robert Ensminger (appraisal)
120.00
13.60
250.00
121.36
75.00
116.51
35.19
475.00
26.76
14.31
1,163.21
431.00
170.34
36.06
53.88
250.00
63.00
500.00
528.64
4,750.00
6,120.00
250.00
254.00
1,020.00
34
35
36
37
38
39
40
41
U.S. Postmaster (postage)
Caring Community (St. Theresa - social services)
Mail Boxes (shipping fees for gateleg table)
Cumberland County Law Journal (legal advertising)
The Sentinel (legal advertising)
Jeffrey R. Boswell, Esquire (reimbursement for disbursements)
United Airlines (roundtrip ticket)
U-Haul Center (moving boxes)
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
U-Haul Center (moving boxes)
Atlas Van Lines (shipping cost to move furniture - Harrisburg to Irvine, CA)
U.S. Airways (roundtrip ticket)
Hertz (car rental)
Gas
Iron Kettle Restaurant (dinner/funeral)
George Clauser Appraisals (second appraisal for house)
Ole Town Flower Shop (flowers)
Boswell, Tintner, Piccola & Wickersham - closing fees
Carole Van Tine (UPS)
Contractor required seller assistance*
Commission paid at Settlement*
FHAIV A funding fee - ABN AMRO*
Remax - transaction fee*
Recorder of Deeds of Cumberland County - 1 % realty transfer tax*
*EXPENSES REQUIRED TO SELL REAL ESTATE
Page 3 of Schedule H
II -
*'
SCHEDULE I
DEBTS OF DECEDENT, MORTGAGE
LIABILITIES, & LIENS
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
LOVE, MARGARET ANN
I FILE NUMBER
21 - 2001 - 01062
Include unreimbursed medical expenses.
ITEM
NUMBER
1 P A American Water Co.
DESCRIPTION
AMOUNT
21.88
2
P A WC (Bank debit)
11.04
3
UGI (Bank debit)
27.32
4
P A WC (Bank debit)
14.20
5
PP&L (Bank debit)
9042
6
PP&L (Bank debit)
9.87
7
UGI (Bank debit)
54.11
8
P A WC (Bank debit)
11.57
9
PP&L (Bank debit)
10040
10
UGI (Bank debit)
8.57
11
Silver Spring Ambualnce (transportation to HMC and back)
48.00
12
PA American Water Co.
37.64
13
ManorCare (beauty care and balance forward)
49.38
14
RecordexServices, Inc. (Hershey Medical Center medical records)
139.38
15
Fulton Bank (safe deposit box)
34.00
16
Fulton Bank (safe deposit box)
37.00
17
Verizon
88.06
18
The Nature Conservany ofPA
150.00
19
UGI
55.49
20
PP&L
15.72
Total of Continuation Schedule(s)
TOTAL (Also enter on Line 10, Recapitulation)
3,166.52
4,060.32
,
SCHEDULE I
DEBTS OF DECEDENT, MORTGAGE
LIABILITIES, & LIENS continued
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
LOVE, MARGARET ANN
Include unreimbursed medical expenses.
ITEM I
NUMBER :
21 Lower Allen Township
DESCRIPTION
22 Terminex (1/1-4/1)
23 1. L. Ruth Electric Incorporated
24 UGI
25 Lower Allen Township
26 PP&L
27 UGI
28 PA American Water Co.
29 Milton S. Hershey Medical Center (final bill)
30 Lawrence Witters (enclosure for washer & dryer)
31 PP&L (Bank debit)
32 UGI (Bank debit)
33 I PP&L (Bank debit)
34 I UGI (Bank debit)
35 PP&L (Bank debit)
36 UGI (Bank debit)
37 I P A we (Bank debit)
38 PP&L (Bank debit)
39 UGI (Bank debit)
I FILE NUMBER
21 - 2001 - 01062
AMOUNT
60.75
111.24
1,315.00
58.30
67.50
11.50
153.85
10.18
174.09
857.00
15.72
55.49
11.50
153.85
11.02
42.54
10.18
10.23
97.33
I
I
Page 2 of Schedule I
.
SCHEDULE J
BENEFICIARIES
COMMONWEALTH OF PENNSYLVANIA
INHERITANCE TAX RETURN
RESIDENT DECEDENT
ESTATE OF
LOVE, MARGARET ANN
I FILE NUMBER
21 - 2001 - 01062
RELATIONSHIP TO I AMOUNT OR SHARE
DECEDENT . OF ESTATE
NUMBER NAME AND ADDRESS OF PERSON(S) RECEIVING PROPERTY
I. TAXABLE DISTRIBUTIONS (include outright spousal distributions)
Linda Lee Kenney
276 Lemon Grove
Irvine, CA 92618
Daughter
:114 of residuary
I
2 . Barbara Ann Mahaffey
i 1414 Carlisle Road
Camp Hill, PA 17011
Daughter
1/4 of residuary
3 Carole J. VanTine
P. O. Box 1797
Lynnewood, W A 98046
Daughter
I
I
1114 of residuary
I
I
i
I
1/4 of residuary
4 Gaile E. Keegan
16D Heritage Drive
Chatham, NJ 07928
Daughter
II.
I
I Enter dollar amounts for distributions shown above on lines 15 through 17, as appropriate, on Rev 1500 cover sheet
iNON-TAXABLE DISTRIBUTIONS:
fA. SPOUSAL DISTRIBUTIONS UNDER SECTION 9113 FOR WHICH AN ELECTION TO TAX IS NOT
BEING MADE
INaNE
0.00
B. CHARITABLE AND GOVERNMENTAL DISTRIBUTIONS
NONE
0.00
TOTAL OF PART" - ENTER TOTAL NON-TAXABLE DISTRIBUTIONS ON LINE 13 OF REV-1500 COVER SHEETI
0.00
LAST WILL
OF
MARGARET ANN LOVE
Jeffrey R. Boswell, Esquire
Boswell, Tintner, Piccola & Wickersham
315 North Front Street
Harrisburg, Pennsylvania 17101
LAST WILL AND TESTAMENT
OF
MARGARET ANN LOVE
Introductory Clause. I, MARGARET ANN LOVE, a resident of and domiciled in the
Township of Lower Allen, County of Cumberland and Commonwealth of Pennsylvania, do hereby
make, publish and declare this to be my Last Will and Testament, hereby revoking all Wills and
Codicils at any time heretofore made by me.
I have four living children: BARBARA ANN MAHAFFEY; CAROLE JANE VAN TINE;
LINDA LEE KENNEY; and GAILE ELAINE KEEGAN.
ITEM I
Direction to Pay Debts. I direct that all my legally enforceable debts, secured and
unsecured, be paid as soon as practicable after my death.
ITEM II
Direction to Pay All Taxes from Residuary Estate. I direct that all estate, inheritance,
succession, death or similar taxes (except generation-skipping transfer taxes) assessed with respect
to my estate herein disposed of, or any part thereof, or on any bequest or devise contained in this my
Last Will (which term wherever used herein shall include any Codicil hereto), or on any insurance
upon my life or on any property held jointly by me with another or on any transfer made by me
during my lifetime or on any other property or interests in property included in my estate for such
tax purposes be paid out of my residuary estate and shall not be charged to or against any recipient,
beneficiary, transferee or owner of any such property or interests in property included in my estate
for such tax purposes.
ITEM III
General Bequest of Personal and Household Effects With a Precatory Memorandum.
I give and bequeath all my personal and household effects of every kind including but not limited
to furniture, appliances, furnishings, pictures, silverware, china, glass, books, jewelry, wearing
apparel, boats, automobiles, and other vehicles, and all policies of fire, burglary, property damage,
and other insurance on or in connection with the use of this property, to my children surviving me
in approximately equal shares; provided, however, the issue of a deceased child surviving me shall
take per stirpes the share their parent would have taken had he or she survived me. If my issue do
not agree to the division of the property among themselves, my Executor shall make such division
among them, the decision of my Executor to be in all respects binding upon my issue. I request that
my Executor and my issue abide by any memorandum by me directing the disposition of this
property or any part thereof. This request is precatory and not mandatory. If any beneficiary
hereunder is a minor, my Executor may distribute such minor's share to such minor or for such
minor's use to any person with whom such minor is residing or who has the care or control of such
minor without further responsibility and the receipt of the person to whom it is distributed shall be
Last Will and Testament of MARGARET ANN LOVE Page I
a complete discharge of my Executor. The cost of packing and shipping such property shall be
charged against my estate as an expense of administration.
ITEM IV
Outright Gift of All Property to Children. I give, devise and bequeath all the rest, residue and
remainder of my property of every kind and description (including lapsed legacies and devises)
wherever situate and whether acquired before or after the execution of this Will, absolutely in fee
simple to my surviving children in equal shares, provided, however, the then living issue of a
deceased child of mine shall take per stirpes the share their parent would have taken had he or she
survived me.
ITEM V
Naming the Executor, Executor Succession, Executor's Fees and Other Matters. The
provisions for naming the Executor, Executor succession, Executor's fees and other matters are set
forth below:
(1) Naming an Individual Executor. I hereby nominate, constitute and appoint as
Executor ofthis my Last Will and Testament LINDA LEE KENNEY and direct that she shall serve
without bond.
(2) Naming Individual Successor or Substitute Executor. lfmy individual Executor
should fail to qualify as Executor hereunder, or for any reason should cease to act in such capacity,
the successor or substitute Executor who shall also serve without bond shall be BARBARA ANN
MAHAFFEY.
(3) Fee Schedule for Individual Executor. For its services as Executor, the individual
Executor shall receive reasonable compensation for the services rendered and reimbursement for
reasonable expenses.
ITEM VI
Definition of Executor. Whenever the word "Executor" or any modifying or substituted
pronoun therefor is used in this my Will, such words and respective pronouns shall include both the
singular and the plural, the masculine, feminine and neuter gender thereof, and shall apply equally
to the Executor named herein and to any successor or substitute Executor acting hereunder, and such
successor or substitute Executor shall possess all the rights, powers and duties, authority and
responsibility conferred upon the Executor originally named herein.
ITEM VII
Powers for Executor. By way of illustration and not of limitation and in addition to any
inherent, implied or statutory powers granted to Executors generally, my Executor is specifically
authorized and empowered with respect to any property, real or personal, at any time held under any
provision ofthis my Will: to allot, allocate be~een principal and income, assign, borrow, buy, care
for, collect, compromise claims, contract with respect to, continue any business of mine, convey,
convert, deal with, dispose of, enter into, exchange, hold, improve, incorporate any business of mine,
invest, lease, manage, mortgage, grant and exercise options with respect to, take possession of,
pledge, receive, release, repair, sell, sue for, to make distributions or divisions in cash or in kind or
Last Will and Testament of MARGARET ANN LOVE Page 2
partly in each without regard to the income tax basis of such asset, and in general, to exercise all the
powers in the management of my Estate which any individual could exercise in the management of
similar property owned in his or her own right, upon such terms and conditions as to my Executor
may seem best, and to execute and deliver any and all instruments and to do all acts which my
Executor may deem proper or necessary to carry out the purposes of this my Will, without being
limited in any way by the specific grants of power made, and without the necessity of a court order.
ITEM VIII
Discretion Granted to Executor in Reference to Tax Matters. My Executor as the
fiduciary of my estate shall have the discretion, but shall not be required when allocating receipts of
my estate between income and principal, to make adjustments in the rights of any beneficiaries, or
among the principal and income accounts to compensate for the consequences of any tax decision
or election, or of any investment or administrative decision, that my Executor believes has had the
effect, directly or indirectly, of preferring one beneficiary or group of beneficiaries over others;
provided, however, my Executor shall not exercise its discretion in a manner which would cause the
loss or reduction of the marital deduction as may be herein provided. In determining the state or
federal estate and income tax liabilities of my estate, my Executor shall have discretion to select the
valuation date and to determine whether any or all of the allowable administration expenses in my
estate shall be used as state or federal estate tax deductions or as state or federal income tax
deductions.
ITEM IX
Definition of Children. For purposes of this Will, "children" means the lawful blood
descendants in the first degree of the parent designated; and "issue" and "descendants" mean the
lawful blood descendants in any degree of the ancestor designated; provided, however, that if a
person has been adopted, that person shall be considered a child of such adopting parent and such
adopted child and his or her issue shall be considered as issue of the adopting parent or parents and
of anyone who is by blood or adoption an ancestor of the adopting parent or either of the adopting
parents. The terms "child," "children," "issue," "descendant" and "descendants" or those terms
preceded by the terms "living" or "then living" shall include the lawful blood descendant in the first
degree ofthe parent designated even though such descendant is born after the death of such parent.
The term "per stirpes" as used herein has the identical meaning as the term "taking by
representation" as defined in the Pennsylvania Probate Code.
ITEM X
Definition of Words Relating to the Internal Revenue Code. As used herein, the words
"gross estate," "adjusted gross estate," "taxable estate," "unified credit" ("unified credit" shall also
mean "applicable credit amount"), "state death tax credit," "maximum marital deduction," "marital
deduction," "pass," and any other word or words which from the context in which it or they are used
refer to the Internal Revenue Code shall have the same meaning as such words have for the purposes
of applying the Internal Revenue Code to my estate. For purposes of this Will, my "available
generation-skipping transfer exemption" means the generation-skipping transfer tax exemption
provided in section 2631 of the Internal Revenue Code of 1986, as amended, in effect at the time of
my death reduced by the aggregate of (1) the amount, if any, of my exemption allocated to lifetime
transfers of mine by me or by operation of law, and (2) the amount, if any, I have specifically
allocated to other property of my gross estate for federal estate tax purposes. For purposes of this
Will if at the time of my death I have made gifts with an inclusion ratio of greater than zero for
Last Will and Testament of MARGARET ANN LOVE Page 3
which the gift tax return due date has not expired (including extensions) and I have not yet filed a
return, it shall be deemed that my generation-skipping transfer exemption has been allocated to these
transfers to the extent necessary (and possible) to exempt the transfer(s) from generation-skipping
transfer tax. Reference to sections ofthe Internal Revenue Code and to the Internal Revenue Code
shall refer to the Internal Revenue Code amended to the date of my death.
ITEM XI
Statement by Testatrix ofIntent Not to Exercise Power of Appointment. I hereby refrain
from exercising any power of appointment that I may have at the time of my death.
Testirp.o.nium Clause. IN WITNESS WHEREOF, I have hereunto set my hand and affixed
my seal this ~ day of July, 2000.
Attestation Clause. The foregoing Will bearing on the margin the signature of the Testatrix, was
this ~day of July, 2000, signed, sealed, published and declared by the Testatrix as and for her
Last Will and Testament in our presence, and we, at her request and in her presence, and in the
presence of each other, have hereunto subscribed our names as witnesses on the above date.
,~;
of
. (/
~J /4t( /<---iif'~
CCvry1 JJI/ -enns<j IrVl((
of
Last Will and Testament of MARGARET ANN LOVE Page 4
PROOF OF WILL
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF DAUPHIN
Self-Proving Affidavit
We, MARGARET ANN LOVE, and Jeffrey R. Boswell and
Denise L. Foster, the Testatrix and the witnesses, respectively, whose names are signed
to the attached or foregoing instrument, being first duly sworn, do hereby declare to the undersigned
authority that the Testatrix signed and executed the instrument as her Last Will and that she had
signed willingly (or willingly directed another to sign for her), and that she executed it as her free
and voluntary act for the purposes therein expressed, and that each of the witnesses, in the presence
and hearing of the Testatrix, and in the presence of each other, signed the Will as witness and to the
best of our knowledge the Testatrix was at that time eighteen years of age or older, of sound mind,
and under no constraint or undue influence.
Subscribed, sworn to, and acknowledged before me by MARGARET ANN LOVE, the
Testatrix and subscribed and sworn to before fl:e by Jeffrey R. Boswell and
Denise L. Foster , witnesses, this Jr Clay of July, 2000
(Seal)
My Commission Expires:
Notarial Seal
. Hardy, Notary Public
Harrisburg, Dauphin County
My Commission Expires Feb. 10, 2003
Last Will and Testament of MARGARET ANN LOVE Page 5
PROOF OF PUBLICATION
State of Pennsylvania,
County of Cumberland.
Lori Saylor, Classified Advertising Manager of THE SENTINEL,
of the County and State aforesaid, being duly sworn, deposes and says that THE SENTINEL, a newspaper of
general circulation in the Borough of Carlisle, County and State aforesaid, was established December 13th,
1881, since which date THE SENTINEL has been regularly issued in said County, and that the printed notice
or publication attached hereto is exactly the same as was printed and published in the regular editions and
issues of THE SENTINEL on the following dates, viz
Copy of Notice of Publication
NOTICE
NOTICE IS HEREBY
GIVEN that the Register
of Wills has granted Let-
ters Testamentary to the
person named. All
persons having claims
or demands against the
estate are requested to
makIJ known the claim
or demand, and all
persons indebted to the
estate are requested to
make payment, without
delay, to the Executrix
or to her attorneys
named below:
The Estate of MARGARET
A. LOVE, late of the
Township of Lower
Allen, County of Cumber-
land and State of
Pennsylvania.
Executrix: Linda Lee
Kenney
43 Tangelo
Irvine, CA 92618
Attorney: Jeffrey R.
Boswell, Esquire
Boswell, Tintner, Piccola "
Wickersham
315 N. Front Street,
P. O. Box 741 ~
Harrisburg, PA 1710fa
May 9, 16 & 23, 2002
Affiant further deposes that he is not interested in
the subject matter of the aforesaid notice or
advertisement, and that all allegations in the
foregoing statement as to time, place and character
of publication are true.
~A) cY~
May 29, 2002
Sworn to and subscribed before me this 29th
day of May, 2002.
0k1-dt~f (), r])U{/K-i-Y7
Notary Public
My commission expires:
NOTARIAL SEAL
SHIRLEY 0 DURNIN, Notary Public
Carlisle Bora., Cumberland COlInty
M Commission Expires Au . 9, 2003
" Co"' _ '-' /6 ./~.
PROOF OF PUBLICATION OF NOTICE
IN CUMBERLAND LAW JOURNAL
(Under Act No. 587, approved May 16, 1929), P. L.1784
STATE OF PENNSYLVANIA :
ss.
COUNTY OF CUMBERLAND :
Roger M. Morgenthal, Esquire, Editor of the Cumberland Law Journal, of the County
and State aforesaid, being duly sworn, according to law, deposes and says that the Cumberland
Law Journal, a legal periodical published in the Borough of Carlisle in the County and State
aforesaid, was established January 2, 1952, and designated by the local courts as the official legal
periodical for the publication of all legal notices, and has, since January 2, 1952, been regularly
issued weekly in the said County, and that the printed notice or publication attached hereto is
exactly the same as was printed in the regular editions and issues of the said Cumberland Law
Journal on the following dates,
VIZ:
MAY 17,24,31,2002
Affiant further deposes that he is authorized to verify this statement by the Cumberland
Law Journal, a legal periodical of general circulation, and that he is not interested in the subject
matter of the aforesaid notice or advertisement, and that all allegations in the foregoing
statements as to time, place and character of publication are true.
~~~/
,/.I/;Z/t ~
R ger M. Morgenthal, EdItor
Love, Margaret A., dee'd.
Late of the Township of Lower
Allen.
Executrix: Linda Lee Kenney. 43
Tangelo, Irvine. CA 92618.
Attorneys: Jeffrey R. Boswell.
Esquire. Boswell. Tintner. Piccola
& Wickersham, 315 N. Front
Street. PO. Box 741. Harrisburg.
PA 17108-0741.
SWORN TO AND SUBSCRIBED before me this
31 day of MAY. 2002
~""",,_'..~1N
N .i.DSEf.,L
Las E. S~f(Df.:r1, 1~(JWj ~blr; .
~." . Bcro, C:.:iTib6f~1d ec-..:niy
t MyCor~ ~ Mard15, 2005
08/21/2082 15:82
/1//3/~3j~
J AHt..oI'.ll LLeK
I-;.:;LJt:. ~L
i\. Settlement Statement
U.S. Dcpatlment of Housin~
and Urban Developmcnt
O.\1B No. 2S02.{J265
B. Type of Lo.n
l. 0 FHA 2.DFmHA 3.DConv. Unio<.
6. Fllc l" uml>c:r
7. L""n Number
g. Mortgagc Ins. Ca..e Number
-I. OVA
S. DConv. In'.
2002.0099
623983603
4416949270
C. This form is furnished a.or;:" ~'Il.[~men( or actual settlement t:'),fjt.(. Ameunts paid fo ILnd hy the ~elllcmcnt agen1afe :"h )\10'0. Ilems msrXc:d
(p.o.c) were paid nUl!Oidc the closing: they liTe ~hnwn rOr informaliorol rurp('l~e~ And atc not included in tClt..'\f~.
D. Name and Address ('If l:iorrC\":cr E. l".mc an~ Addre", of Scllcr F. N.,mc An,) Addres~ (If Lendc:r
John F Whi te Linda Lee Kenney. ~ ABH AIflO
Natalie A IIhit" Executor Margaret A Love
613 N Zrd Street
Steel ten. PA 17113
G. ProperlY LnCOllOn H. Settlement A~ent La.. Office$ c1'
1816 Chotharn Drive. Camp Hill. ClAllbcr land County Ja""s A. Hiller
Place of Sottloment I. SOlllemcnl Dole
Penn~yl yon; a
2010 Market Street 07/17/2002
C.~ Hill. PA 17011
1. S.UMMARY OF BORROWER'S TRANSACTION, K. SUMMARY OF SEllER'S TRAN::ACTlON:
IOO.'GROSS AMOUNT DUE FROM BORROWER 400. GROSS AMOUNT DUE TO SE1.lER
101. CnnfrAC! ..Iosrrico 1tI2 .000.00 401. Contraot ..Ie. price I 102.000.00
102. Po..onol property 402. Pe"nn.! rrnrCrlY
JO~. Settlement th3rgc~ t(l bc:trrnwer(line 1400) 7.743.26 403.
104. 404.
10$. 405.
Adju'lmenl.' for horn. p.id by .ollor in advAnce Adju.tmcnts for itoms paid I,y <<lIor in .dvanco
106. City/lown taxcs '0 4fJ6. Ciry/f('lWn [a,XCI; 10
101. Counry taxo. 07117/200lb 1Z13112002 171. 95 407. County '.1%0' 07/17/201lll 1213112002 171.95
108. ^5sc~smcnl..ti 07/1?1200R, 06/30/2003 944.27 408. A~~c.'t"imc:nls 0711712002 06130/2003 944 .27
109. sewerltrash 7117 . 9/30 54.75 409. severltrosh 54.75
110. 410.
III. 411.
112 412
120. GROSS AMOUNT DUE FROM BORROWER 110.914.23 420. GROSS AMOUNT DUE TO SE _LER 103.170.97
200. AMOUNTS PAID BY OR lNBEHA.LF OF BORROWER 500. REDUCTIONS IN AMOUNT DUE TO SELLER
:'01. Deposit or earnest money 500.00 SO I. Exec," dopo<itlsce Instrue'ion.')
202. Principal amoun( of new loan(s) I'll.200 .00 502. Settlomont ehOffes '0 seller(line 14(0) 7.711.50
203. Existing loon(')I.\kcn suhjocr !o 503. Exi"in~ loan(.) lakon suhjee! to
204. 504. Payoff of firS! mOll..ge Inan
205. 505. Pa)'off of <ccood mnrtgago 1n.n
206. 506.
207. ~07.
20R. 508.
20~. Seller a$sistance (S5000 total) 4.750.00 509. Seller ass; stance ($5000 tc tal) 4.750.00
Adju~tment:'O (or irem" unpaid by seller Adjustments r(1r ilcm~ unj'Ai.r hy ~cllc:r
2lU. Cityltown 'no. to 510. City/lown taxos "
211. County I~.e. to 511. CounlY IAxe' \..
2l2. ^!~cssmcnn to 5 [2. A~!'\c:~!(mcnt.. I"
21 J. 513.
214. 514.
215. 5 IS.
216. 516.
217. ~17.
21~. 518.
219. 519
220. TOTAL MID BY/FOR nORROwER 106.450.00 ~211. TOTAl. RI;OUCTION ^Mc)U~ T DUro SHI.I.ER 12.461.~(
300. CASH AT SETTLEMENT FROMrrO BORROWER 600. CASH AT SETTLEMENT TOIFROM SELLER
301. Gms< amount duc frnm "nrrower(l;nc 110) 1l0.914.Z3 (,QI. Grn.. nm"unt due h' .elltr(linc 4 :0) 103.170.91
~2. us.s 8mount paid hy/ror "Orrnwer(lino 220) 106.450.00) 602. Lc~<; reduction :lmount due !:Cllcrllinc 5~O) 12.461. 5C
303. CASH<[!] FROMHDTO) BORROWER 4.404.23 (,Q3. CASHd:!l Tal( 0 FR01-!) SEt LER 90.709.4J
rl'
The infNIT-luion conu\incd in B(od:~ E. G. H and I .3nd C\ft line 401 flf. if line .a01 ,... L"lcri~ed_
linc~ 403 and 404 l!O importanr tal. inrormll,ion and is being furnish':d 10 th. c Intcrn..'11 RcvcnuC' Service. If )'OU arc required r) rile a rcrurn. 3 negliE:ence
penalty or other ~an\:tjon will be impo~C'd dn you ir chi:'! item ;~ required '0 hI: repnrlctS and \ht IRS dCICtminc~ lhat il h:\~ nl'l hccn reported.
EXHIBIT
I
A
HUD..l SETTLEMENT sTATEMENT
Q B"in",orm Soflw",o ].540.005-<1800
08/27/2002 15:02
7177375355
JAHbl'.IILLER
PAGE 03
W ARNlI'lG: It i. , trime to knowingly make f,lst sllllement< 10 the United State<
on Ihi. or any nlher similar form. Penall;c, upon cnnviction can include a fine
and impri,onm'm. For detail. ",e; Tille 18 V.S. CodcScct;nn I-Xli & 1010.
SETTLEKENT STATEMENT
PAGE 2
L. SETTLEMENT CHARGES ~^IO FIl.OM PAID FROM
700. TOTAL SALES/BROKER'S COMMISSION h.sed on price S 102.000.00 @ 6.0 "k -eo S 6.120.00 30RROWER'S SELLER'S
Divj,o;ion or commi~~ion (line 7(0) a..; (ollow~: FUNDS AT FUNDS AT
701. S 3.085.00 tn Remax ;iETILEMENT SE-mFMEI'lT
701. S 3.035.00 10 ERA
703. Cnmmis~inn paid at Settlement 6.120.00
704.
goo. In:MS PAYABLE IN CONNEClION \"1TH LOAJII
801. l..onn Origination Fcc ."
1lIl2. Lnan Discount <;f
803. Apprn;",1 Fcc 350.00 10 PFI 350.00
804. Credil Reporl 10 PFI
1105 Le"dcr'.!i Inspection Fcc
MG. MorlgAge '",uronee Appticalinn Fcc In
807. A.-umption Fcc
8O~. FHA/VA funding fee - ASH AMRO 250.00
809.
HIO.
SI1. Cot'd prern (POC 1506) A8N to PFI
900. ITEMS REQUIRED BY LENDER TO BE PAlO 11'1 ADV ^I~CE.
901. IntercsI f"m 07f17/2002tn 08/01/2002 @$ 17.330000 Id.y 259.95
901. /o.lortF'Il!e I MUranee !'remium fnr month< to FHA 1.495.58
903, HaMrd In.'urantc Prtmium rOt 1 YCJ\.CO; fo Nationwide (POC $234)
904.
905
1000. R.ESERVES DEPOSITED WITH LENDER
1001. HILl.3rd jn~urDnc~ 3 month. @ S 19.,0 pC! month 58.0;0
1002. Mot\gait in:rourant;c mnnlhs @ S per monlh
1003. City properlY ta.,e< month, @ S pct month
1004. Count}' prnpcrry ~'xe< 4 month< @ $ 31. 93 rer monlh 127.72
1005. Ann\13\ A~c;c::;..o;mcnt:o;, 2 monlh< I[Il S 84.22 per monlh 1&8.44
1006, month. @ $ pcr month
1007. months @ S ptr month
1008. Aggregate Adjus~nt ..B3.36
1100. roLE CHhRGES
Ilor. Setllcmcn[ nr clofOins fee to Law Offices of JaJres A. HIller
1102. Ah.'itraclor title ~3.rc:h 10 Ionni Abstr.ct
1103. Title cl.arninatit'ln 1<) Law Offices of James A. IIi !lee
1104. Title i n~urllncc: bi nder tn 10Ml A.bstract
1105. Document prcpalAlinn 10 Law Offices of James A. Hi 11 er
1106. Notary fees In cash 10.00
1 to1. Actorney's fees to La", Offi ~s .,f Jemes A. Hi 11er 908.75
(includes ah(J"c itCm1; N'umhen: 01 through 08 1
IIO~'- Title iMurAnce 10 St"",art Tltlll Guaranty
(inc:ludcl; above ircm~ Numb(:r~: )
1109. Lender's tOvtra~e S 101.200.00 ABN AIIRO
J 110. Owner', coverage $ 102.000.00 White
1111. Endorserrents 100. 300. 8.1 150.00
1112. Remax - tra"saction fee (S250). tax eert (14) 254.00
1113.
1200. C,oVER.NME.l'IT RE.CORDlNG AJl/O TRANSFER CHARGES
1201. Rccordjn~ fee.~: Occd$ 35.00 : M"rt~a8c S 85.00 :Relc,,~c~ S 120.00
/202. Cicy/county L'~/slllmps: Dccd S 1. 020 .00 :MortfRgt S 1.020.00
1203. Slllle 1.~/'L1mp.: Dced S 1.020.00 :Mort~'~e S 1.020.00
1204.
1205.
1:lOO. ADDITIONAL SETTLEMENT CHARGES
130\. SU1'o'ey lO
1302. Pc<! inspterion 10 61ecn1er . (W<lOd S3,)(~ 1225) 260.00
DOJ.
I~04. L"",er ^l1e" 3rd 1/4 (July. Sept) (124 sew"r)(143.50 truh) 61.50
1305. Unsecured Creditor payoffs. Attached I<<.JD exl1iblt A ::.897.68
1400. TClTAl.. SETTLEMENT CHA.RGES (elltet online 103. Sectio,l J and line .502. Section "1 ".743.26 7.711.50
,,(~
Hargaret A L,ve
I h.vc cnu,ed or will tlU,<: Ihe fund, (0 he di,I>ur,cd
cltJcmCnl Agent
July ~7, 2002
D:ne
.....
CG BUSER & SON
875 Marhet Strect, Second Floor
LCllloync, PA 17043
(717) 972-1230
Diamond .'.lounting A Specialty
Prompt Auention To ,'.fail Orders
January 15,2002
Appraisal for:
Estate of Margaret Ann Love
Rose gold 10K ring containing one 16 x 22 nun agate cameo. The cameo is of dark olive
green color and very good quality. The ring weighs approximately 10 dwt. Total fair
market value approximately $350.
Lady's 14K yellow gold ring containing two old European cut diamonds. The one
diamond weighs approximately 1.72 cts, and is ofVVS clarity and M color. The other
diamond weighs approximately 1.60 cts, and is ofSI2 clarity and M-L color. The ring
weighs approximately 7 dwt 22 gr. Total fair market value approximately $7,500.
d~~ ~4.u.v~
Charles G Buser III
G.G., I.S.A.
Fair Market Value: The price in the market place in which the item would change hands between
willing buyer and willing seller, neither under any compulsion to buy or sell and each having
reasonable knowledge of the relevant facts (i.e.: the price in the marketplace in which the item is
most commonly sold to the public). Also taken into consideration was a reasonable and realistic time
frame for willing buyers and willing sellers to reach an "arms-length" agreement within the market.
EXHIBIT
I~
'\/(//I!l[acturillgJewclcrs [~ Diamond Setters
MORROW
DIAMONDS
l\IORRO\V DLL\l\IONDS
37.50 \lJrket Street
CJmp HilL P.-\. 17011
(717\ 737-.5808
ESTATE OF: ~Iargaret Lo,,'e
DATE OF APPR~ISAL: [\Iay 02, 2002
APPR:\.ISER: Jill :\Iorrow, Graduate Gemologist (CIA)
Pl'RPOSE OF APPR:\.ISAL: The purpose of this appraisal is to grade and
estimate the value of this jewelry at Fair :\Iarket Value for distribution of the
estate. The IRS definition of Fl\IY is the price in the market place in which
the item would most commonly change hands between a willing buyer and a
willing seller, neither being under any compulsion to buy or seH and each
having reasonable knowledge of relevant facts. There are no selling expenses
deducted from this valuation.
ITEl\1 DESCRIPTION: This gent's diamond ring is stamped 14 KT yellow
gold, size 10 ~ and has two Old European Cut diamonds. The measurements
of the diamonds are:
Shape: Old European Cut, both
Diameter: (Est) 7.7 7.6mm
Depth: (Actual) 4.2 4.5mm
Color: (Est) L-J\I ~I or Lower, yellow
Clarity: (Est) VS2 VSl
Clarity Character: (Actual)
Feather Internal Graining
Both have abraded facet edges
Table ~Ieasure:(Actual)3.6 3.5mm
EXHIBIT
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Fluorescence: (Actual)
Culet: (Actual)
(~rat Wt (Est)
Strong
Ex. Large
1.52Ct
Slight
Ex. Large
1.58Ct
Because the grading was done in the mounting, all grades and measurements
are estimated to the extent the mounting allows using GIA standards and
practices.
CONDITION: The diamonds show normal abrasions and small surface chips
from wear. They are bead set side by side in a 14 Kt yellow gold gents ring
with a white gold flat plate on the top. The ring has a solid bottom, the prongs
are all intact and the shank is not cracked or out of round. Overall, the
diamonds and the ring are in good condition,
I\tARKET LEVEL: Secondary, Estate and Antique jewell")' dealers who sell to
the public.
ITEI\l EVALliA TION: Old European Cut (OEC) diamonds have proportions
that were cut around the turn of the century and are characterized by
extremely large culets, very small tables (460/0), and very steep crown angles
(estimates for these diamonds are 38 degrees to 40 degrees). The cutting
proportions and the ye]]ow color make the diamonds less desirable in today's
marketplace and even the good clarity doesn't add sufficient value to
compensate. The estimated carat weight of each diamond, at 1.50 Ct or over,
and that the diamonds show a lot of brilliance in spite of the low color is a
plus. A buyer could consider recutting them to modern brilliant proportions
but would then have to factor in the expense, loss of size and the effect this
might have on the color, possibly making it more noticeable. For these
reasons, the highest and best use of the diamonds would most likely be to keep
them as they are, particularly since they could easily be reset into more
contemporary jewelry. The ring is somewhat dated and is not a primary
factor in value.
ESTII\tA TED FAIR MARKET VALUE: $11,470.00
DISCLOSURE: I have no financial interest in this diamond nor do I
anticipate any. The fee for this appraisal was not contingent upon value and
we were paid using our normal and customary fee schedule.
(jiLv 4Ju-~ 60-{'6-//1)
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Jlenn ~reatp JLite ]nsurance Q[ompanp
3440 LEHIGH STREET
ALLENTOWN, PENNSYLVANIA
o
1610~
CANCER BENEFIT POLICY
In this Policv, VOII the !n"lred, and any other Family Membe" lISted in the Policy Schedule as Insured(s) will be
referred to ;\s' "you," "your," or "your"," and Penn Treat~ Life InSIJrance Co.. of Allentown. Pa. "'ill be
rc\crrcd to ~lS "we," ~'uur." or "u:;."
We agree to insure vou and 011 other Family Members, as dc1ined under the provisions 01 this policy to the
extent herein provided, against 1051 resulflng from hospital confinement and other specified expenses in accor-
dance with the pnH"isiuIlS, conditions and limitations stated in this rolicy. incurred for treatment of the dread
disease "cancer", prOVIding such cancer is positively diagnosed in accold with the standard hereinafter set forth
and as "cancer" is hereinafter defmed
^II peTlods of inwra"ee herell1 ,hall heglll and end at I \\e" e ( 121 O'clod Noo", Slandard lIme, at the place you
reside.
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CONSIDER A nON
r hi" P(llic~ IS 1"lIl'U in Ct)Il"iideratiofl 01 (I) the application which is attached tn llnd made a part or this Policy
allu (2) the ra~ 11ll.:nt o( the tir...t premIUm l ~hown in tll.: Policy Schcdulr) IIl"'lIr}l.~I..~ under Ih.l\ Policy sha1\ heg;n
011 the cllcctl\c date (ll<'; ,hnwTl tn till' PoliCY SetH.'UlIle). anti the paymcnt 01 Jtri\il.~t~{S~rCnllllrn shall keep such
111S11I;1\1l'[' Inlolte t.nf llle in;llal tL'rlll (,hnwll III till' PClIIC.~: SChl'dl.llt-l hl..pt'.\!~"'.~:~ft)l the ellcl.'II.\T .dale (s"hJeet
to the (iracl' PCfwd PrO\l'dOI1). IIl'iUraIlCc t1tHkr Ihl' PoliCY Illay hL' c(futf1\ ~1Iorcl' attef "'\.Ich InitIal term
"'Uh]l'Cllolllc condltlOll\ lor rt.:IH.'\\;il ...ttlted under the "'L'Ctlon III thl\ ~\\jl\.:Z~;t kd (illt\IC'\~ I EE:,[) RrNE\\'-
AIlI!: "OR 1111 SI,I!.IIT I III \l1.1I!S !,\HI F I'RIMIl'\\SV~~,)\libdi'1\\ '1,,01 thel,ran'l'erlod PrOVISions
,....OTl( E OFI F....-[),\\ RI(;IIT TO EX,\.\\I....F 1'01.1('\
II Inr tllIY 11';l...tlll :()1I :Hl' not '>atl,>llcd \\1111 1111'> P\lll(~. VI)lI lIIa~ "llflt'I1JCI it h~ 'dl'll\crf!l!2 It 01 mailing it
\\ithin ten day, altt:r the date ~t)u It"ct"i\l'd It, \n nUl HUQ;~,\-J.th0-' ;11 \1l~'1l1"\\I1,)'I'IIIl,>~h;tIl!;1 nr tll the agenl
(hrolJ!!/J \\ 110m it \\as purdlil'>cd I PiHl suclt SllIIT.'HI~,~~~~~tlY \\.1/,1 h.,~ lb':,..:!~)-..:d \ Old llolll llle heginmng and
we shall rl'turn any prcmlum you paid, ,("~ ""0 ,~< ',)''-
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r; I \ R,\ ....TFFIl RF..... F\\ ,\1l1 F IOl{'> 11- J; ~11t.J1 (I, I (1,\11.1 I S I \H LL l'la',I1.i\,,.;
\\'. t::~.r'.>_ t~. '~'\;\,;';. :,~\'" i \,i\e~ ~nr !lHll'iit.t'tdl1(-. r\.'t~a,dh>" pI ;il\\ l:hanpl' 111 .\otlr pl1.\"ll'a! eonJitiofl. on
rl'Cl'lrt (II til11l.'l~ plCfll1l1l11 11;1~ Illl'llts at till' plcillll11H fdlL' illl'fJt.I.'! ;11 tIll' tlllll,' nl I'CIIl"\\<l1
\\'1: agll'(' thallhi\ P(JllCY \\lIllll~\l'r\~,'.n~erl'd Of l'h;lhgl.:d ,n'al1~- \\";IY. nnr \\111 hl'lll'llh he rcduccd. hecause
oj allY change 111 your rh~'''ilc;tl L'OIHfltJt1,tT. , ','
\\'l'a!!ll.'c rll'H'1' to i,H..'rL';!"il' tIJ~:r[L'.l1ljll;ll r;lll'~"ri11Il';lhlL'l(1 (hi'> I\dll\ ;iltllll' hIlt fl"Sl'r\l' !hc rlglll to change
~Ilur pll'TllILJIll latl' ha"ied (~t\,(~ng\l1al ;\gt' a\"~Jl.ll\'",>c:\, -lltd d;t",> 11111\ II \\l' adi\l\t pll'lTliulll rates on all
POlll'IC' hearing thi, lorm nt'in~ncrr 111 IOfel..,' lr1 tllt~ (t.tlt. III \\!lIl"h ~(l1l Il'qde at lhe {IIlH' [II <"ucl1 adjustment
4 \\'I,.: lurt ht, r agree t ha\iJ~)hL' C\ l'lll tit ~u~h~lJ,It!.'" lIle 111. YOUl 1;\ (l' l'la ,,'>11 h:a I I (In "1 U ll11t hc l' h<lllgcd, rega rd less
of :Ul! t:hilngc.' "~'~!IPI\h IIr ph...."~'llJ\:.~(ldlllllTl aTld rt'gd[llle" 01 the IlIl<1lher o.f claims l'.esel.'itl'.d.allU the
onwunl III hell'Z; ~ ~~"TII Yllu'-:~)'> {I i ! : " ',';;':~ 1''1>...
'^:;", ' (<~~>8i'NHnSI0l~ C \....CER ' '( / r'.i t /"
II yotl or an! other (',1T111l~ r\ll'lllhl'r "IIHll nlTorne ;dlhctcd \\nl1..:ancl..t \<\-, dl..'\\lll'd hl'll'lll) \\lllL'h i~ diagnosl'tf.or
treated on nr alter thc 30111 day Inllo\\IIIg. thc loJlrl.."tl\e Dalt' it! thl'> l'ldr(,"~ ("hO\\11 Illlht' P(dlL"\ Scheduk) :lnd
\,hil~ lhis policy is in lorct.'. \H' \....i!lll\.d~l' J1aYIll\'n\'_~ll'l'llrd~ng 10 Ihe SL'llcdllk tll Iklll'lll'> hl'l(~\, hcginning on
[hl' Ilrsl day of treatlllenl prl'ccdmg the dale 011 \\hldl P""ltl\l' dl"t!lld,>I'> (II ',f1L'11 LIIllTf i" madl..'_ If ca.nc~r is
diag.no~l'd nf tn:atrd k\~ than ~l) dd~'" alter the eHecti\L' dale i)) thl' d;ldy 1I{I'>pILilllldclIlIllt\ Iklll'lil shown in
the_ Sdll:tlU1e 01 HCI1l:l1ts lor Cancer "hall he p..lld only wllh [c'>pec~ \0 l1\hp\\..\1 cpnlillcmc;lt lor such cancer
whICh conlinl'rlll'nt occurred not leS\ than two years ~lltl'lll1t" ellccti\l' d<lll' (~) ldhel Cll\t'red t'.\pcnscs for the
t~ealmt:nt of sllch cancer "illa!! he r;lIJ only If Ilh.:unrd at k;bt l\\{l yt";II'> ;dtl'r tilL' clIcCII\l' dale. \uhjcct to the
IlrnllatlOlls 011 paymcll( s(atco hereHl.
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SCIIEI)lII.E OF IlE!\HTIS Hln ( \!\nl~
^s pro\lded In the seelit'n entilled HfNfTllS H)R CA:'>('I Ie \\C' \\11111;1\ \<lll 10' Ihl' l!l'alrnenl of cancer
nnly according to the 101J~n8 Schedule ,01 Uenefil'. '
Hospital Confinemenl Henefit: We pay $100 for caeh day oll""prl,1I coni ineml'nlllp to a Irletime maximum
of 500 davs
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Surglcalllenefi!: If surgeryis re4ulred for a lamdy t\1L'mbn \\c' ,\111 1"', Ihe re;"'"l;.hle ond customary
charges not to exceed a 11IcllnlC maXIrTlurn of $35110
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In-llllspital Medical Ser.iees Bendi!: We \\111 pal yOU Sill per lb\ IlPltoL'\el'ed S40illorany one Family
~fcmber, lor scr\"lces rcm.kr~u lo YO\l Of to any lltherFallllly!\h'rllhcI. h! a legally qualilied- physician o"r
~llrg('on other than the phYSICIan or "urgeon relfurllllllt: ,>urglcal seniL't.', \...liL'n such f.,unil\: Member is a
resldcllt p-a\lcnL .
In-Ho\pital Nursing S,er\ic\.:5 .Bencht. \Ve will p;l~ Ytlll.S:::~ pn d;1\ lip to S~)()O fpr 'rl'clal nursing ,en'ices
-cndercd to you or any ol.her f-aITlIlj Mcmh~r. \\ ho rClTI\ cd 1 UIlIIIlJL' a Ild Pll\ alt.: l:an..' and attendance (other
. -than ,that regularly furnlshctl hy the hospital) lor "pl"ci.lf reglSlL'l"ed graduate I1l1r\l'\ I R. ~.} or licensed
prac~l~al nuro;;cs.(L.P.Nrl. not related 10 such lanllly lIlell1hl..'r. v.hell 11'quireJ llnd .11IIhorilt.'o h} a legally
quohfled phYSiCian or surgeon.
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EXHIBIT
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5 RadIation Iherap\ and Chemotherapy Benefit: (I) If you are confined to a hospital we will pay the uSllal and
e""ome,, charges made for teleradio-therapy, using either natural or propagated radiation when used fl"
Ihe purpose of modilication or destruction of abnormal tissue and not for diagnostic purposes; charges made
(Ilr Inle","ia\ or inlracavitary application of radium or radioisotopes in sealed sources, application of radium
I'r ladlll\\otnplC playues or molds or the admInistration internally, Interstitially or intracavllartally of radium
or radiOISotopes III nnn-sealed sources, all for the purpose of modification or destructIon of ahnormal tissue
and not for diagnosIS f-urthn, "e al", will pay the usual and customary charges lor cancerieidal chemical
sllhstances and their admlnlSlrat\\\11 Inr Ihe purpose of modIfIcation or destructIon of ahnormal lissue, to the
extenl the,e ch'''ges are not covered under the Drugs and Medicine Benefit and the AlIendlng Phs'sician
Bcn~tiL Benefit p<l!ahle for \uch drug;.;" cher1l1cah. rrnccdllre~ and ...er\'icrf\ sh;:\I1 not e:-;.c~cd a maximum of
1....0.1 hpll\and IS2(00) Dollars during anyone period oltrcatmen\. If the insured has had no such treatment
for a period of at least 60 days. an) further treatment shall he epnsidered as a new period of treatment
(2) If you are not confined 10 a hospilal we will pay the same Radiat"ln and Chemotherapy henefits hut Ihe
"ma,imum for any period of treatment is SI()()O and a new period 01 treatnlent will hc considered to beg,n
when you have had no treatment or hospitalization for cancer for a period of 12 months.
Anesthe"a Benefit: We will pay for each operation professional fee of an Anesthesiologi\l (or Anesthetist),
,if separately billed, 15"'0 of the amount we pay for the Surgical Benelit (see 2 above) for the same operation.
u. 'ad and Plasma Benefit: We will pay you the .xpeme you incur for blood and plasma, provided that ,uch
charges exceed any credit given for hlood replaced by donors. The maximum amount per Family Memher
for this benefit shall be $350 except for the treatment of leukemia which shall not be suhject to a limit for
this particular benefit
8. Ambulance Benefit: We "ill pay you up to S500.00 per Family Memhcr for his transportation to and from a
hospital in which such ramll) Member is ad milled as a reSIdent patient. and not to exceed $50 for each
t:'onfinemenl period.
9. Drugs and !V1edicines: We ....111 pa\ you the actual charges made'" the hospital lor drllgs and mediCInes
adnllni"ered while confIned tn the hnspltal, not to exceed IOCr of the Hospital Confinement Benefit payable
under ~ I up to a maximum uf S250,00.
NEWBORN OIII.DRE;>;
^ny child horn \11 an insured family memhcr while 1\1Ich rersoIl" CO\'t'r;lge is In force shaH aut~)matiG~l\y hecome
an Insured ("mlis mcmher at h"th and remain cn\ered Inr J I days alter hillh at which tunc you w,ll have the
right ~\\ t:llhcr (nnllnUe Of terminale that coverage.
DEFINITIONS
"F;\mdy ~h'mhl"(")" nlt'an"i YOl!. ~nllr "PI)USC. OCpcfH.knt singk children under age t\\cnty~one (21) and an:
other pe"n" dependent on'fou. Only those Family Members listed in the Polic\ Schedule as Insured are covered
under the Pnllc)
\Vhen a (o\L'fcd Famll~ \fcrnhcr attain" thL' age of t\\enty-nne {~l). 1ll~11 TIC". nr Cl'a'l''' to hl' Jependcnt on you. He
willls'-UC' 11Htl an Indl\ ldual rtl1icy. Ii he so desirc':.. pr1)\llJing. the same hendit... at the rremium rail' in effect for
said ramI" Memner's attallled age FSldence pf Insurahllity will not hc reqlllfed and the Fllcclive Dale of such
po/in' shall be Ihe date Ihat the Family Member was originally insured under this policy. So long as this Policy
remain<.; in loree. CO\Cr~H?e may not he terminated for an\" child insured as a FamPv ~,~~~'"'~'. .~'~:~ ::: :;1~~~I~a.h\~
of self-su'.ta;roinl' ",nl,;o;n,elu-b': rewaln oj mental retardation or physical handicap and ...ho became incapable
prior to attaining the age of twelll)-one (211.
If....e accept a pr~mium.applicable to the C<1vcrage of any Famils ~lemhn ,uhseyuentto anv pertod of eligihilitv.
the insurance rrovi~ed ~'ill'continu,e in. force until the end of t:1C period for which premium has been accepted.
You may add Family Members who do n~t 4ualil\ for automatIc coserage under the provi,ion titled "Newhorn
Children" to your l\llicy aftet it is issued by makIng ",rilten application to us, prm ided each such prospective
Faml!\' Memher fu!lills our underwriting reyuirements in effect at the time you make application and pay the
reyuired premIum. The insurance of such' new Family Member shall hecorne effective on the Effect\\e Date of
the endorsement adding such Family Memher, and the term "Effecti\'e Datc" as used herein WIth respect to such
new Faml" Memher shal\ mean the Effect\\e Dale of said endnrsemenl. (With respect to an unmarried depen-
dent child a!tending school, age 2 I, shall be amended to age 23),
"Cancer" "dclined as the prcscncc of a malignant tumor eharacleriJed by the uncontrolled growth and spread
of malignant cells. the invasion of tissue, or leukemia.
Sue Ii Clncer;" ann\e de/mcd l1Iust hc pO"ll\el)' \0 dlaglHl,cd hy a leg,lIly licensed doctor 01 mcdiclne certified
hy the:\merrcan Board 01 Pathology t" practice Pathologic Analomv, "pon Ihe hasis of a micr"'coplc examina-
ti"n of fixed tissue, or preparations (r"m the hemiC system (either durrng the lite or post-mortem!. The path-
nlogist estahlishlng the diagnosIS shali hase his Judgment solely on the criterra of malignancy as accepted by the
American Buard 01 Pathology after a study of the histocytologic archilecture or pallern of the suspect tumor,
tissue, or specImen. ClInIcal diagnosis does not meet this standard.
"H "spilal" means '" institution operated pursuant to law which ( I) is licensed or approved as a hospital by the
rC'iponslbk ...la\\.: agcllq. (2) 1:-; pnmanly engaged In providing m,-=di\;<11 Clue and trca!r11C'nt or <.;ick or injured
persons on an In-patient basis for. which a charge is made, and (3) pro\Jdes 24 hour nursing service by or under
the supenision of registered graduate professional nurses (R.:"l.'s). The term "hospital" shall not include:
fa) any military or veterans hospital or soldiers home or any hospital contracted for or operated by a national
government or agency thereof for the treatment of members or ex-memhers of the armed forces; (h) convales-
cent homes, convalescent, resl. or nursing facilities; or (el facilities primarily for the aged, drug or alcoholic
rehabilllat,on and those primarily aflording custodial or educational care,
"legally Qualified Physician or Surgeon" means a legally qualified phYSIcian or surgeon other than the Family
Member whose loss is the hasis of claim. who is recognized by the la", of the state in which treatment is received
as qualified to treat the type of sickness causing loss for which claim is made.
"Resident Pallent" means a person confined overnight in a hospital for necessary treatment of cancer.
"A Month" means any thirly (30) day period.
I CONTINUATION OF OWNERSHIP
If the appilcant f"r this policy should dIe, while this Policy is in force for himself and his spouse, then his
spouse shall assume all the incidents of ownership of this Policy, including the right to add the dependents.
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"A(if 2
RIGHT TO CONTIN\!E COVERAGE
If the marriage hetween the applicant and the spouse is terminated, while the Policy is in force for himself and
his spouse, then the spouse has the right to purchase coverage for the same type of policy with an effective date
the same as the policy under which the applicant and spouse are insured.
POSTMORTEM DIAGNOSIS
Whenever the requ"ite positive diagnosis of cancer can only be made postmortem. we shall assume retroactive
liability but our Iiahility shall be limited to the payment of those benefits of the policy to which the Family
Member would have been entitled by virtue of such diagnosis.
RECURRENT CONDITIONS
If henefits have hecome payable under this policy while you are hospital confined and you again require
hospital confinement and treatment due to the same or a related cancer, the suhsequent period of treatment
shall he considered a continuation of the prior period. unless no such treatment was received for a period
of at least 60 days, in which event a subsequent period of treatment shall be considered as resulting from a
neW sickness.
Ifvou have received henellts for Radiation and Chemotherapy while not confined to a hospital, and you again
require such treatment whde not hospital confined due to the same .or related cancer, such subsequent
period "f \reatmen\ shall be considered as a continuation of the prior period unless you have had no such
treatment and have not been confined to a hospital for the treatment of cancer for a period of 12 months, in
which e\Cnt such suhsequent period of treatment shall he considered as resulting from a new sickness.
(I)
(2)
PRE-EXISTING CONDITIONS
This Policy docs not cover cancer which is diagnosed or treated prior to the Effective Date. We do not intend
to issue a Cancer Policy to any person in whom cancer has heen diagnosed.
EXCEPTIONS AND I.II\IIT A nONS
This Policv pays nnlv f,'r loss resulting from treatment of cancer, including direct extensinn. metastatic spread
and recurrence. and other diseases and conditions caused, complicated. or aggravated by or resulting from
cancer nr Cancer treatment.
\ hl\ pnhcv doc, not pal lor I""plta\ confinement in anv ins\ltution for whose services pavment would not he
legal" rcqllHcd III the ahsencc nl insurance, or any facility cnntractcd for, or operated hy the United States
(,o\l'[IlIl1Cnl lor the treatment of mcmhers or ex-memhers of the armt'd forces.
GENERAl. PROVISIONS
EN II R I.. CONI R.\CT: CHANGES: I his Policv. including the applIcation, endorsements and attachcd papers.
iI arl\. L'Prl'tlllltC'I the entire (Prltract of insurance. No change in this Policy shall he valid until approved hy one
III llUI C\l'l'utl\(, (lltlccr<.; and nnk"" <.:,uch appro\.at he cndor...cd hcreon or attached hereto. \\:nne of our agents
ha\ the allthnril: (0 change ttW'l Pulic:o. or to v.aive any oj its pro\.'islons.
TlI\IE l.I\lIT ON CERL\IN DEFENSES: (a) :'--in mis>tatements, e.<cept fraudulent misstatement. made hI
IOU io the application for this pnlicy shall bc used by us to von] the pohcy nr deny a claim for loss incllrred or
di\ahilil\ commencing after Iwo (2) lears Irom the Effectile Date of thIS PoliCY. (b) No claim for loss incurred or
disability (a' ddined in this Pnlicyi cnmmencing after two (2) vears from the Effective Date of thi, Pnlicy shall
be reduced or denieu on the ground thai a disease or phy"ical condition not excluded from cnverLIlle hy name or
"pf'cilic <1l'"crlptlP!1 clfe.'ti\,L' llll thL' oaLt: (If lo"s had ..:;o.;istcJ prlOI to the L:tln:tive Dale 01 coverage at thiS
rnlic\ ~
(;RACE l'E1UO():..\ (irace PCTlod'o( thilly-one Llll days "ill he glanted f<,r Ihe payment of each premium
lall,"g dtle alter Ihe I"st premium durll1g,wbich Grace Period the Policy shalic"ntinue in lorce.
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IHI:"oST.\TE:\IE:"o I: II a11l rencwal pleml!lm./;Ie not paid within the timc granted you lor payment, a sub,equent
aecep';I"cc "t premlllm hI us or hy any agent dul\' authorized hy us to accept such premium. without requiring in
e"""eCIII'" Iherl'I\I,h an appltc;l!IOn for re'l1>tatemcnl; :;hall reinstale thc Policy; provided, howeler, that if we or
11ll! ;1!!l'1l1 IL'quire.; all arrlicatlpn fnr n:in"tatcmcnt ailu iS~l1"es a conditional receipt for the rrernium tendered.
Ihe 1'"1,,, '\III he le,n,tated up"o apprmal of 'tICh applieati"n hy us. 01 lacking such approval. upon the fortv-
IlI,h (~',hl d," 1Illlllwing the ,!;ttc Ilf such condItioned receipl unless we hale previously nOlilied you in writing
oj nlll dl"appn'\ai (\( SlKh app\\(allc.n.
I he re,n,t:lled p"llel ,hall C<)\CT ,'nl, sllch I"" ;IS may hegin morc than ten (10) days alter the date or rein-
statement In alllllhcr respecls IIlU ,;nd \\e ,hall have the same rights thcreunder as existed under thc Polin
imnll.'diatdy hdnfl' the DuL' Date of the dcl;luhcd premium, suhject to any provisions endorsed hereon or attach-
ed hereIn ill CtlllllcCtioll \I,ith thl' reln,lalL'Tl1l'nt. Any prcmiulll accepted in connection with a rcinstatement shall
h~ applied 10 a perillO lor which rrcnllulll has not oeen preVIOusly paid. but not to any period more than sixly
(hO) day... rrior to the uate of reinstatement.
NOTICE OF (,I.AI:\I: WTltten notice of claim mu>! hc given to us \\ Ithin th"!1 (30) da\'s alter thc occurrence
or (llIllItlCIlCl'tnl'nl pf allY Inss CCl\CrcJ hy this Policy, or as soon therealter a," is reaso-nahly pnssihlc_ Notice
gn,'n h~ (lr 011 hch<lll of yntt (tl us at our Home Office, AHenttlwn, Pa. or to any of our authnrilcd agents. v.ith
tnlprnJ~ll](Jn sulliClcnt to Identdy you, shall he ueemed notice to us
CI.AI:\'S FORMS: We. upon receipt nl nlllice 01 a claUD, will furnish 10 vou such forms as arc usuallv furnished
hy us fllr tiling proots of 10" If ,uch lorms are not furnished wilhin fdteen (151 days after the giling nf such
notice, y<'u ,hall he ~eel11~d to ha\ c compiled wlt.h the requiremcnts III thIS PoliCY as to prool of loss urnn suh-
ml\'lTl~. \\ nhin the tllne fixed 10 the Policy for filing proofs 01 loss. written prnol covering the OCCUI rence. the
character and Ihe e'lent or the Ill" for "h,ch claun is made.
PROOFS OF LOSS: \\r1tlcn pr<lol of I.", !TIll,1 bc flullIshed to u, <It lIur ,aId Ofilcc In C;I'C 01 claIm lor In"
for \\~Ich thIS Pnllc! rro\.idt'~ any periodiC payment contingent upon loss \\ithlO ninety. (90) day~ aftcr the tl'r-
I11ln;lIlllO nl the rl'rlod lor \\hleh wc are hahk and \n case of claim fnr any other loss within ninct\' (9lH da~...
alter the d;llt.: nf ...uel1 In"" J':ltlure tn furni~h such proof within the liml' requlfl'd I\hall not in\;:didatc 'nor reduce
atl\ d,um It It \\ .\s np\ n'''son~\h\y pn"...ihk to gl\l' prllof within ...uch time, rrO\ ided 'llch proof IS furni....hed as
"PIll\;h Il';I...nnahl! pt1"'lhk and 111 no l'\enl. except in tl1e aose-nce 01 legal car;:H':lty. later than one year fr<.'ln the
l\1llt.:' pllllll l"i IHhcr\\ I't' rt:quircd
TI:\IE OF I'A' :\IF:"T OF CL\1:\1S: Hend'h palable unde'1 thi, 1'"ItCI I..r al1\ Inss. "Iher titan I"" I..r
\\ hlch (hi, I'nIIC: pnn iul" ~f1~ periodIC pay ment will nt' paid Irllmcdiatdy ilpon receIpt o( due \\ ritlen proof of
such 10...... SuhJt'ct 1(\ due \"Tinen protll of 10"". all accruco hcndits for l~l"'S for \l,hlCh thl.... PflIIC\ pHl\ide....
rCfltlU1C r;l~ Illt'nt \\ III he r~ud monthly and any halance renlamlng unpaid upon the termination of hahilit\ \1,111 he
paH.l InHl1L'<Jlatel~ urlln recclr( (1( Jut' \-Hllten r1oof. -
( 11'11"'1
p.\<.! 1
I'A ':\\E1"1 OF C1.AIMS: All henefils will be payable to you. Any accrued benefits unpaid at your death will
be paid 10 your estate,
I'll' SIC.\I. F.XA\lINA TlONS: We. at our own expense shall have the right and oPPoTlunity to examine you or
an\ "amil\ 'lember "hen and as olten as we may reasonably require during the pendency of a claim hereunder.
1.El;AL AlI10"S: \" act""l al law or in e4uity shall be brought 10 recover on this Policy prior to the expira-
tion of Sixty (hili da\\ aller \\[lIl.,n p",ol 01 loss has heen furnished in accordance with the re4uirements of this
Policy, 1\0 such act,,'n shall k br"u~ht alter the expiration "f three years (5 years ~ Kansas; 6 years - South
C\l"linal alter the lime ""lien pro,,1 "rlo" II re4uired to be furnished,
<I'II1ER INS\'RANCE I.... TIllS COMPA,,": 11 an accident or sickness or accident and sickness policy or
pollcies prellou,ly "sued by I" Il' you be in force concurrently herewith. making the aggregate indemnity for
Cancer cmerage In eXcess of $200.000. the excess insurance ,hall be void and all premiums paid for such excess
shall be returned 10 you or your eslate or. in lieu thereof. Insurance effective at anyone time on you under a
like policy or policies \\ ith us is limiled to one such policy elected hy you. your beneficiary or your estate. as
the case may he, and we will return all premiums paid for all other such policies.
1\1ISS1 A 1E!\IF.NT OF AGF.: If the age "f you or any Family Members has been misstated. all amounts payable
under Ih" POI,C' shall be such as the premium paid would have purchased at the correct age,
eN!'''ID PRE:\III'i\!: {'pon the paymcnt 01 a claim under Ihis I'ollcy. any premium Ihen due and unpaid or
covered hy am note or wrillen order may he deducted therefrom,
I.EGAL ACTIONS: C'Jo action al law nr in equitS' shall he brnught tn recover on this policy prior to the expira-
lion of Slxly days aller \lrillen proof of loss had been furnIShed in accnrdance with the re4uirements of thiS
pollc\ :"io such aelion ,hall he hroughl after the expiralion "I' three years afler Ihe lime wrilten proof of loss is
re41lired 10 be lurr1l\hed
~~000000000000000000000000000000000000000000000~!
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:) POUCY SOIEDlll.E .~
;) I\)licy Illllllnl..'l" I he (o\cragc prf'l\'idcd ;1<;, <;e\ out helnw is
11l1l'Tldcl1 (111) t(l ",urrkmcnt other hasic coverage
RENEWAL TERM
......:
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;) ~1"fl/(,.\1 "FRVICTS lOR C,,;s.CTR I II. i I FIRSI' RENEWAL DATE ~"
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(o;s.H)I{\In, WI nl STAIF SIATlTFS: ,\11\ pro"""1l of Ihls polle\ \lhieh. on ih effeell\( date. i, in
l'(lrdllCI \\1111 I Ill' ,lallll'.... \\1 tIlt: ...t;lll' ill \\hich the InsllrnJ rC'Il.Jcs on ~lIch date is hcrchy :lrtlcndcd to conform
to tilt. ITIlnimum fCljllllCnlCrll' (11 "lIch qatutc
I" \\ 11 ill'" \\ hert'"I, PI"" I R 1,\ I' I II,!: IN SI' R" NlT COM /'AN Y. Allentown. l'enns\'l\ania. has caused
Ih" I'olln I" he C\et'lIled "n Iht' 1'"lit'\ !Jate specllied ah,"e. which is Ihe date 01 issue ,,\ this Policy
.B~~~ to _g~
Secretary
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ROBERT ENSMINGER APPRAISERS
REAL ESTATE and PERSONAL PROPERTY
3557 ELMERTON AVENUE
HARRISBURG, PA 17109-1132
PHONE 717-652-4111
FA,'( 717-541-9444
November 20, 2001
E-MAIL:
threecompS@P Anetwork. com
Barbara Mahaffey
1414 Carlisle Rd.
Camp Hill, PA 17011
RE: Estate of Margaret Love
Dear Ms. Mahaffey:
In accordance with your request, I have appraised the personal property of
Margaret Love, Deceased. The property is located at 1816 Chatham Rd.,
Camp Hill, PA 17011.
The values shown have been arrived at after a careful study of the property. I
believe it to reflect a true measure of its market value as of October 23, 2001,
the date of death.
Market value is defined as being the most reasonable or probable price in
terms of money that real or personal property will bring in an open and
competitive market under all conditions requisite to a fair sale, the buyer and
seller each acting prudently and knowledgeably, and assuming the price is not
affected by undue stimulus.
Taking into account all of the factors set forth in the pages that follow, it is
the opinion of the undersigned that the fair market value of the personal
property is Four Thousand Six Hundred Seventy Dollars ($4,670.00.)
Employment ir.3nd cOr:1pensation for mak!ng this appraisal are in no manner
contingent upon the value reported and I certify that I have no financial
interest in the property appraised, present or contemplated.
Very truly yours,
()t/ )4/ . r,
-K:rlH,~ f 1/t:{ffrf!~r!1!
Robert A. Ensminger
EXHIBIT
, C
, ,
Estate of Margaret Love
Oriental rug $ 100.00
Sofa & Chair $ 25.00
Mirror $ 75.00
End & coffee tables $ 40.00
PA House coffee table $ 50.00
Brass Lamps $ 35.00
Walnut frames $ 20.00
Secretary desk $ 225.00
Umbrella stand & cane $ 25.00
Chairs - pair $ 40.00
Mirror $ 40.00
Brass plant stand $ 40.00
Brass floor lamp $ 15.00
Card table $ 25.00
Brass candlesticks, incense burners, etc. $ 50.00
Plant in jardinaire $ 10.00
Brass spitoon $ 25.00
Brass hour glass $ 20.00
Brass duck $ 10.00 I
Misc. brass items ! $ 15.00
PA House lowboy chest '$ 1 50.00
3 sconces 1$ 15.00
sterlinq cordials :$ 10.00
Misc. on TV i$ 20.00
Contents of coffee table (pressed glass) $ 20.00
Yellow china i$ 20.00
Willowware ]$ 35.00
Ironstone china 1$ 20.00
Table, 3 chairs, tea cart '$ 150.00
Contents of shelf i$ 10.00
Tea cart contents i$ 10.00
Cookbooks & shelf $ 20.00
Phone & answerina machine i$ 25.00
-
Misc. small appliances :$ 50.00
Pots, pans, bakeware, etc. i$ 20.00
Dishes, utencils, glassware, etc. $ 15.00
Misc. in kitchen $ 10.00
Cookbooks & shelf $ 10.00
Misc. in hall closet $ 5.00
Typecase drawer & contents ,$ 10.00
2 Hoover vacuum cleaners 1$ 100.00
Sinqle bed I: 75.00
3 chairs 15.00
Hall table $ 75.00
Page 1 of 2
Estate of Margaret Love
Misc. in Laundry room i$ 10.00
Chest of drawers . $ 40.00
Breakfront, table & 4 chairs i$ 210.00
Milkglass on top shelf 1$ 40.00
Lefton china lunch set $ 50.00
Contents of 2nd shelf $ 30.00
Contents of bottom shelf $ 25.00
Contents of base - left side $ 25.00
Contents of base - right side $ 20.00
Mahogany gate leg drop leaf table $ 125.00
Contents of closet 1 $ 10.00
Sofa bed & chair $ 25.00
Misc. in Dining room i$ 10.00
Credenza $ 50.00
Bedroom suite $ 200.00
Linens i$ 25.00
Wicker hamper 1$ 15.00
Ladder [$ 5.00
Chairs - pair i$ 5.00
Small jewelry box & contents $ 10.00
Large jewelry box & contents 1$ 10.00
Brass bowl & jewelry !$ 10.00
Bird lamps !$ 25.00
Iron patio furniture 1$ 20.00
1993 DOdge Spirit, 37600 miles 1$ 1,900.00
TOTAL: $ 4,670.00
Page 2 of 2
/?- .::;..., -0
~ BUREAU OF INDIVIDUAL TAXES
INHERITANCE TAX DIVISION
DEPT. 280601
HARRISBURG, PA 17128-0601
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE
NOTICE OF INHERITANCE TAX
APPRAISE"ENT, ALLOWANCE OR DISALLOWANCE
OF DEDUCTIONS AND ASSESS"ENT OF TAX
JEFFREY R BOSWELL
BOSWElL ETAL
PO BOX 741
HBG 'RA 17108
DATE
ESTATE OF
DATE OF DEATH
FILE NUMBER
COUNTY
ACN
11-25-2002
LOVE
10-23-2001
21 01-1062
CUMBERLAND
101
'*
REV-1547 EX AFP lDl-On
MARGARET
A
Allount Relli tted
MAKE CHECK PAYABLE AND REMIT PAYMENT TO:
REGISTER OF WILLS
CUMBERLAND CO COURT HOUSE
CARLISLE, PA 17013
CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR RECORDS ~
REV=is4-j-E3f-AFP--foY:02Y-NOYiCE--OF-INHEififANCi-YA)c-APPRjrisEifiNT~--Aii-oWAirci-ifR-----------------
DISALLOWANCE OF DEDUCTIONS AND ASSESSMENT OF TAX
ESTATE OF LOVE MARGARET A FILE NO. 21 01-1062 ACN 101 DATE 11-25-2002
TAX RETURN WAS: (X) ACCEPTED AS FILED
) CHANGED
RESERVATION CONCERNING FUTURE INTEREST - SEE REVERSE
APPRAISED VALUE OF RETURN BASED ON: ORIGINAL RETURN
1. Real Estate (Schedule A)
2. Stocks and Bonds (Schedule B)
3. Closely Held Stock/Partnership Interest (Schedule C)
4. "ortgages/Notes Receivable (Schedule D)
5. Cash/Bank Deposits/"isc. Personal Property (Schedule E)
6. Jointly Owned Property (Schedule F)
7. Transfers (Schedule G)
8. Total Assets
(1)
(2)
(3)
(4)
(5)
(6)
(7)
102,000.00
.00
.00
.00
38,606.83
.00
.00
(8)
APPROVED DEDUCTIONS AND EXEMPTIONS:
9. Funeral Expenses/Adll. Costs/"isc. Expenses (Schedule H)
10. Debts/"ortgage Liabilities/Liens (Schedule I)
11. Total Deductions
12. Net Value of Tax Return
13. Charitable/Governllental Bequests; Non-elected 9113 Trusts (Schedule J)
14. Net Value of Estate Subject to Tax
(9)
UO)
44,262.37
4.060.32
(11)
(12)
(3)
(4)
NOTE: To insure proper
credit to your account,
subllit the upper portion
of this forll with your
tax paYllent.
140,606.83
48.322 69
92,284.14
.00
92,284.14
NOTE: I~ an assessment was issued previously, lines 14, 15 and/or 16, 17, 18 and 19 will
re~lect ~igures that include the total o~ ALL returns assessed to date.
ASSESSMENT OF TAX:
15. Allount of Line 14 at Spousal rate (15)
16. Allount of Line 14 taxable at Lineal/Class A rate (16)
17. Allount of Line 14 at Sibling rate (17)
18. Allount of Line 14 taxable at Collateral/Class B rate (18)
19. Principal Tax Due
.00 X 00 = .00
92,284.14 X 045 = 4,152.79
.00 X 12 = .00
.00 X 15 = .00
(9)= 4,152.79
TAX CREDITS:
,.......... n.......u. l+J A"OUNT PAID
DATE NU"BER INTEREST/PEN PAID (-)
01-22-2002 CDOOO775 207.64 4,000.00
11-18-2002 REFUND .00 54.85-
TOTAL TAX CREDIT 4,152.79
BALANCE OF TAX DUE .00
INTEREST AND PEN. .00
TOTAL DUE .00
· IF PAID AFTER DATE INDICATED, SEE REVERSE
FOR CALCULATION OF ADDITIONAL INTEREST.
( IF TOTAL DUE IS LESS THAN $1, NO PAY"ENT IS REQUIRED.
IF TOTAL DUE IS REFLECTED AS A "CREDIT" (CR), YOU "AY BE DUE
A REFUND. SEE REVERSE SIDE OF THIS FOR" FOR INSTRUCTIONS.)
" 17- c:202 - ~-
\, BUREAU OF INDIVIDUAL TAXES
INHERITANCE TAX DIVISION
DEPT. 280601
HARRISBURG. PA 17128-0601
COMMONWEALTH OF PENNSYLVANIA
DEPARTMENT OF REVENUE
INHERITANCE TAX
STATEMENT OF ACCOUNT
*'
REY-1607 EX AFP (01-02>
JEFFREY R BOSWELL
BOSWELL ETAL
PO BOX 741
HBG PA 17108
DATE
ESTATE OF
DATE OF DEATH
FILE NUMBER
COUNTY
ACN
12-03-2002
LOVE
10-23-2001
21 01-1062
CUMBERLAND
101
MARGARET
A
Allount Rellitted
MAKE CHECK PAYABLE AND REMIT PAYMENT TO:
REGISTER OF WILLS
CUMBERLAND CO COURT HOUSE
CARLISLE, PA 17013
NOTE: To insure proper credit to your account, subllit the upper portion of this forll with your tax paYllent.
CUT ALONG THIS LINE ~ RETAIN LOWER PORTION FOR YOUR RECORDS ~
REV =ic,"ifi-i3f-AFP--foY=o2y------...--fNifERITANCE--fA3f-sTA-fEME-N'f-oF'-Ac-coUi.ff--.-..---------------- -----
ESTATE OF LOVE MARGARET A FILE NO.21 01-1062 ACN 101 DATE 12-03-2002
THIS STATEMENT IS PROVIDED TO ADVISE OF THE CURRENT STATUS OF THE STATED ACN IN THE NAMED ESTATE. SHOWN BELOW
IS A SUMMARY OF THE PRINCIPAL TAX DUE, APPLICATION OF ALL PAYMENTS, THE CURRENT BALANCE, AND, IF APPLICABLE,
A PROJECTED INTEREST FIGURE.
DATE OF LAST ASSESSMENT OR RECORD ADJUSTMENT: 11-25-2002
P R I NCI PAL TAX DUE: ...........................................................................................................................................................................................................................
4,152.79
PAYMENTS (TAX CREDITS):
PAYMENT RECEIPT DISCOUNT (+) AMOUNT PAID
DATE NUMBER INTEREST/PEN PAID (-)
01-22-2002 CDOOO775 207.64 4 , O)HL 0 0
....
11-18-2002 REFUND .00 54.85-
..-
...
"
TOTAL TAX CREDIT 4,152.79
BALANCE OF TAX DUE .00
INTEREST AND PEN. .00
IF PAID AFTER THIS DATE, SEE REVERSE TOTAL DUE .00
.
SIDE FOR CALCULATION OF ADDITIONAL INTEREST.
( IF TOTAL DUE IS LESS THAN $1,
NO PAYMENT IS REQUIRED.
IF TOTAL DUE IS REFLECTED AS A "CREDIT" (CR),
YOU MAY BE DUE A REFUND. SEE REVERSE SIDE OF THIS FORM FOR INSTRUCTIONS. )
I' I
! '. V
Go~
STATUS REPORT UNDER RULE 6.12
Name of Decedent: Margaret Ann Love
Social Security No. 172-24-9403
Will No.
Date of Death: October 23.2001
Register File No.
21-2001-01062
Pursuant to Rule 6.12 of the Supreme Court Orphans' Court Rules, I report the following
with respect to completion of the administration of the above-captioned estate:
State whether administration of the estate is complete: Yes X
lfthe answer to #1 is No, state when the personal
representative reasonably believes that the administration
will be complete:
3. lfthe answer to #1 is Yes, state the following:
1.
2.
a.
b.
c.
d.
Date: May 14, 2003
No
Did the personal representative file a final
account with the Court? Yes No ~
The separate Orphans' Court No. (if any) for
the personal representative's account is:
Did the personal representative state an account
informally to the parties in interest? Yes _X_No _
(Estate Settlement Agreement filed with this report)
Copies of receipts, releases, joinders and
approvals of formal or information accounts may
be filed with the Clerk of the Orphans' Court
and may be attached to this report.
Signature: ~~ I.
Name: JefW~~uire::1("; . :::D
Address: 315 North Front Street. Harris~~. PA87101 $I ~
Telephone: (717) 236-9377 o-?': ::~, ':2
<,,:: "', ~!/:, A;
Capacity: _ Personal Representati~ ~' .'...,.
X Counsel (' N
:P
\0
o
W
o
.",
M :\HOMEVRB\EST A TE\LOYE FSA Draft 3
12/10/02
ESTATE SETTLEMENT AGREEMENT
11f"-
THIS AGREEMENT is made the _
day of December, 2002, by and among
LINDA LEE KENNEY, Executrix of the Estate of Margaret Ann Love, Deceased (herein referred
to as Executrix), and LINDA LEE KENNEY, of 276 Lemon Grove, Irvine, CA 92618,
BARBARA ANN MAHAFFEY, of 1414 Carlisle Road, Camp Hill, P A 17011, CAROLE JANE
VAN TINE, ofP. O. Box 1797, Lynnewood, W A 98046, and GAILE ELAINE KEEGAN, of 16D
Heritage Drive, Chatham, NJ 07928, daughters of the decedent and residuary legatees and
beneficiaries of the estate (herein collectively referred to as the Beneficiaries).
In accordance with their desire that the administration of the Estate of Margaret Ann Love
be completed, and in consideration of the mutual covenants expressed, the stated Executrix and
Beneficiaries, and intending to be legally bound agree, as follows:
1. Margaret Ann Love died on October 23,2001.
2. The Estate of Margaret Ann Love is now in the process of administration, with
Letters Testamentary having been duly granted to the stated Executrix by the Register of Wills
of Cumberland County on November 20,2001. Jeffrey R. Boswell, Esquire has served as legal
counsel.
3. In May, 2002, counsel prepared and arranged for the publication of the required
legal advertisements, which proofs of publication are attached as Exhibit "A" and "B."
4. The Executrix established an estate checking account at Allfirst Bank and paid all
proper debts as listed in the Inheritance Tax Return.
5. The beneficiaries acknowledge receipt of Rule 5.6 notices regarding notice of their
beneficial interest in the estate. Counsel prepared a Certification of Notice Under Rule 5 .6( a) and
filed same with the Register of Wills of Cumberland County on November 28,2001.
6. After review by the Executrix, Counsel filed the Inventory and the Pennsylvania
Inheritance Tax Return on October 30,2002, with inheritance tax due in the amount of$4,152.79
and paid to the Register of Wills, Agent, for the Pennsylvania Department of Revenue, which
documents are attached as Exhibits "c" and "D."
7. On January 18, 2002, the Executrix paid $4,000 to the Pennsylvania Department of
Revenue, as timely filed by Counsel to obtain a $207.64 discount on inheritance tax later due.
8. The residuary legatees acknowledge and agree that distribution to them of their equal
distributive shares is being made after receipt ofthe Notice of Inheritance Tax Appraisement from
the Pennsylvania Department of Revenue, noting that the P A Inheritance Tax Return (Revenue -
1500) was accepted with the tax paid in full in the amount of$4,152.79 and providing for a refund
of$54.85, which notice dated November 25,2002, is attached as Exhibit "E."
9. Pursuant to paragraph FOURTH of the Last Will and Testament of Margaret Ann
Love, the remainder of the estate is to be given equally to decedent's daughters, namely LINDA
LEE KENNEY, BARBARA ANN MAHAFFEY, CAROLE JANE V AN TINE, AND GAILE
ELAINE KEEGAN, as residuary legatees.
10. The parties acknowledge and agree that the household personal property as
appraised by Robert A. Ensminger with a value of $4,670 was distributed as mutually agreed,
dividing same in monetary equivalent shares, less $1,990.00, the value of the 1993 Dodge Spirit.
11. Barbara Ann Mahaffey purchased the 1993 Dodge Spirit paying the estate
$1,990.00, which was deposited in the estate checking account on May 15,2002.
12. The parties acknowledge and agree that the jewelry, including the lady's 14K
yellow gold ring containing two old European cut diamonds with an estate value of$9,485 and the
rose gold 10K ring containing one 16 x 22 rom agate cameo with an estate value of$350 will be
distributed to Barbara Ann Mahaffey and Linda Lee Kenney, in kind, with the value of same
allocated equally between them deducting half of each value from their respective monetary
distribution.
13. The parties acknowledge and agree that the estate account at Allfirst Bank, account
number 09902-3112-2, as of November 30, 2002, had a balance of$76,907.47, to which will be
added the inheritance tax overpayment of$54.85, and from which will be deducted a cash reserve
for final administration expenses including attorney's fees, fiduciary income tax, tax preparation,
and administration expenses.
14. The Parties acknowledge and agree that a distribution will be made to decedent's
daughters, divided equally among them. The total amount to be distributed in the amount of
$86,797.32, including the jewelry, less a reserve of$7,500 for payment of attorney's fees, 2002
fiduciary income taxes, tax return preparation cost, and administration expenses, will be divided
equally between decedent's daughters, as beneficiaries and residuary legatees, as more fully set
forth in the Schedule of Distribution, which is attached. Any funds remaining from this reserve
will be distributed on or about July 1, 2003, to allow some time for review ofthe tax returns. The
parties acknowledge and agree to execute an Acknowledgment and Release prior to this
distribution.
15. The parties acknowledge and agree a reserve in the amount of$7,500.00 will be
maintained by Executrix to provide for the fmal fiduciary income tax returns for the period ending
December 31,2002, and for estate closing expenses as previously noted. The parties acknowledge
and agree that any funds remaining from this reserve will be divided equally without the parties'
executing an additional Acknowledgment and Release in July, 2003.
16. The Executrix advised counsel that the decedent had not filed federal and state
income tax returns for 2001 and for a number of years prior to her death.
17. The parties acknowledge and agree that Barbara Ann Mahaffey, on October 9,
2002, from the estate checking account, was reimbursed $6,000 that she advanced to the estate
from life insurance proceeds (paid to her as beneficiary) to pay estate debts and administration
expenses and that Barbara Ann Mahaffey distributed from that sum $1,500 to herself and $1,500
to each of her three sisters.
18. The Executrix will file appropriate fiduciary income tax returns, federal form 1041
with the Internal Revenue Service and P A form 41 (fiduciary) with the Pennsylvania Department
of Revenue, to account for 2002 income by February 28,2003.
19. The parties acknowledge and agree that all taxes and administrative expenses have
been paid except for the reserve items and that the net assets of the estate, as contained in the estate
checking account, less the stated reserve, shall be distributed as set forth in the Schedule of
Distribution, upon the execution of this agreement and the Acknowledgment Release document.
20. The parties agree that Jeffrey R. Boswell, Esquire, as counsel, will file this Estate
Settlement Agreement with the Register of Wills to be made part of the official record and that
counsel has explained in a letter dated December 2,2002, addressed to the parties the effect of the
"at risk" distribution contemplated to be made pursuant to this agreement.
21. Counsel will prepare and file with the Register of Wills a rule 6.12 report noting
that the estate administration is complete after the occurrence of the following events:
(a) the preparation and filing, if necessary, of the fiduciary income tax returns
for income earned for the tax period ended December 31, 2002; and
(b) fmal distribution to Beneficiaries of any remaining funds after payment of
reserve amounts.
22. The parties, and each of them, hereby forever fully release, compromise, settle, and
discharge any and all claims, demands, actions, or causes of action, legal or equitable, absolute or
contingent, vested or hereafter to accrue, which any of them may have against any other party
hereto or against the Estate of Margaret Ann Love, Deceased, or the agents ofthe estate, including
accountants and attorneys, by reason of any matter, cause or things growing out of or relating to
any property or assets of said estate, or growing out of or relating to any act of the Executrix in her
administration of the said estate, even if attributable to negligence, and agree that any period of
the limitation of actions for the collection of any erroneous distribution or distributions shall
commence only at such time as the Executrix shall have obtained actual knowledge of said
erroneous distribution or distributions, which period shall end two (2) years after actual discovery.
ESTATE OF MARGARET ANN LOVE, DECEASED
SCHEDULE OF DISTRIBUTION
Allfirst Bank
Estate Checking Account No. 09902-3112-2
Balance as of November 30, 2002
TOTAL
$ 76,907.47
54.85
350.00
9.485.00
$86,797.32
(7,500.00)
Plus inheritance tax overpayment
Plus jewelry comprised of: cameo ring
14K gold ring
LESS CASH RESERVE, as per paragraph 14*
TOTAL AMOUNT TO BE DISTRIBUTED
$79,297.32
CASH AMOUNT TO BE DISTRIBUTED (25%)
TO LINDA LEE KENNEY
Cameo ring $ 175.00
14K gold ring $ 4,742.50
$14,906.83
CASH AMOUNT TO BE DISTRIBUTED (25%)
TO BARBARA ANN MAHAFFEY
Cameo ring $ 175.00
14K gold ring $ 4,742.50
$14,906.83
CASH AMOUNT TO BE DISTRIBUTED (25%)
TO CAROLE JANE VANTINE
$19,824.33
CASH AMOUNT TO BE DISTRIBUTED (25%)
TO GAILE ELAINE KEEGAN
$19,824.33
ADVANCE DISTRIBUTIONS:
PERSONAL PROPERTY:
$2,770.00
(divided equally)
LIFE INSURANCE
$6,000.00
(divided equally)
* REMAINING RESERVE FUNDS TO BE DISTRIBUTED ON OR ABOUT JULY 1,
2003
23. The beneficiaries acknowledge that ifit is determined that if there is presented any
tax liability (including interest and penalties) or any other proper debt, LINDA LEE KENNEY,
BARBARA ANN MAHAFFEY, CAROLE JANE VAN TINE, and GAILE ELAINE KEEGAN
will payor refund from their own share ofthe estate distribution for the payment of such additional
taxes or debts a proportionate part of the amount which each has received in cash or in kind by
virtue of this Agreement, which amount shall be set as one-fourth (1/4) of the amount due from
each person named above. In no event shall the total amount payable exceed the total amount
received or to be received by each of them in cash or in property value.
24. The parties agree to execute such additional documents and releases as the
Executrix may submit to them in order to complete any administration details to confirm her
discharge from any further liability to the parties in connection with the said estate.
25. This agreement may be executed in multiple counterparts and, when so executed,
shall be binding upon all parties, and their respective heirs, next of kin, personal representatives,
and assigns.
IN WITNESS WHEREOF, the parties have hereunto set their hands and seals the day and
year first above-written.
DATE:
iJ') I ~ ) 07--
DATE: -1;r} I ~) Dv
DATE:
Barbara Ann Mahaffey, Beneficiary and
Residuary Legatee
DATE:
Carole Jane VanTine, Beneficiary and
Residuary Legatee
23. The beneficiaries acknowledge that ifit is determined that ifthere is presented any
tax liability (including interest and penalties) or any other proper debt, LINDA LEE KENNEY,
BARBARA ANN MAHAFFEY, CAROLE JANE V AN TINE, and GAILE ELAINE KEEGAN
will payor refund from their own share ofthe estate distribution for the payment of such additional
taxes or debts a proportionate part of the amount which each has received in cash or in kind by
virtue of this Agreement, which amount shall be set as one-fourth (114) of the amount due from
each person named above. In no event shall the total amount payable exceed the total amount
received or to be received by each of them in cash or in property value.
24. The parties agree to execute such additional documents and releases as the
Executrix may submit to them in order to complete any administration details to confirm her
discharge from any further liability to the parties in connection with the said estate.
25. This agreement may be executed in multiple counterparts and, when so executed,
shall be binding upon all parties, and their respective heirs, next of kin, personal representatives,
and assigns.
IN WITNESS WHEREOF, the parties have hereunto set their hands and seals the day and
year first above-written.
DATE:
Linda Lee Kenney, Executrix
DATE:
Linda Lee Kenney, Beneficiary and
Residuary Legatee
~,!;:;;&;:/2~/
Residuary Legatee
DATE:i-;o -03
DATE:
Carole Jane VanTine, Beneficiary and
Residuary Legatee
23. The beneficiaries acknowledge that ifit is determined that ifthere is presented any
tax liability (including interest and penalties) or any other proper debt, LINDA LEE KENNEY,
BARBARA ANN MAHAFFEY, CAROLE JANE V AN TINE, and GAILE ELAINE KEEGAN
will payor refund from their own share ofthe estate distribution for the payment of such additional
taxes or debts a proportionate part of the amount which each has received in cash or in kind by
virtue of this Agreement, which amount shall be set as one-fourth (114) of the amount due from
each person named above. In no event shall the total amount payable exceed the total amount
received or to be received by each of them in cash or in property value.
24. The parties agree to execute such additional documents and releases as the
Executrix may submit to them in order to complete any administration details to confirm her
discharge from any further liability to the parties in connection with the said estate.
25. This agreement may be executed in multiple counterparts and, when so executed,
shall be binding upon all parties, and their respective heirs, next of kin, personal representatives,
and assigns.
IN WITNESS WHEREOF, the parties have hereunto set their hands and seals the day and
year first above-written.
DATE:
Linda Lee Kenney, Executrix
DATE:
Linda Lee Kenney, "Beneficiary and
Residuary Legatee
DATE:
DATE:
\;\s\os
Barbara Ann Mahaffey, Beneficiary and
~\esiduary Legatee
"- \(j ~
Carole Jane V Tine, Benefi
Residuary Legatee
DATE: /dl- /7 - ('d-
,
~/~~~
Gaile laine Keegan, Benefic' ~d
Residuary Legatee
C j) .I "t-<; tJ/J
7&oj.thdJ Y/,QVU140(7/
THEODORA H. BURWELL
NOTARY PUBLIC OF NEW JERSEY
My Commission Expires Sept. 25, 2004
CALIFORNIA ALL-PURPOSE ACKNOWLEDGEMENT
STATE OF CALIFORNIA
COUNTY OF ORANGE
)
)
)
ss.
On December 18, 2002, before me, Marilyn J. Dunn, Notary Public, personally appeared
LINDA LEE KENNEY, personally known to me or proved to me on the basis of satisfactory
evidence to be the person(sf whose name(sf iSfare subscribed to the within instrument and
acknowledged to me tha~she/~executed the same in-Ris/her/their authorized capacitytiesj,
and that by htsfher/tftek signature(sf on the instrument the person(sf, or the entity upon behalf of
which the person(sf acted, executed the instrument.
WITNESS my hand and official seal.
~---~~'~-------I
MARILYNJ. DUNN
'i Commission ##1333248
- z
~ ~ Notary Public - California fi
z -
J Orange County t
~ _ ~ ~~~~~Ja~:2~
~~
[NOT ARY SEAL]
My Commission Expires:
January 1, 2006
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF &~67?~.2:>
On this, the /0 day ofJt1N6""~ , 200~before me, the
undersigned, personally appeared Barbara Ann Mahaffe1(who acknowled~ herself to be a
Beneficiary and Residuary Legatee of the Estate of Margaret Ann Love, Deceased, executed the
foregoing instrument for the purposes therein contained.
: ss.
IN WITNESS WHEREOF, I hereunto set my hand and official seal.
\ NOTARIAL SEAL .
\ JAMES E. GREEN, Notary Public
Camp Hill, Cumberland County
My Com~sion Expires June 6, 2005
---
STATE OF WASHINGTON
COUNTY OF5r10Vtcxv\' vS ~
I=-~\' 2003
. On this, the ~ day of ~~U aVv , Z6t)2 before me, the
undersigned, personally appeared Carole Jane VanTine, who kcknowledged herself to be a
Beneficiary and Residuary Legatee of the Estate of Margaret Ann Love, Deceased, executed the
foregoing instrument for the purposes therein contained.
: ss.
IN WITNESS WHEREOF, I hereunto set my hand and official seal.
~~
- - -
.
Notary Public
Stab! afWuhington
DAWN L TOBEL
My Appointment Expi.... Jul 5, 2006
'1;.' ._ --
, .
ST ATE OF NEW JERSEY
COUNTY OF
On this, the / 7 d day of~~W , 2002 before me, the
undersigned, personally appeared Gaile Elaine Keegan, who acknowledged herself to be a
Beneficiary and Residuary Legatee of the Estate of Margaret Ann Love, Deceased, executed the
foregoing instrument for the purposes therein contained.
: ss.
IN WITNESS WHEREOF, I hereunto set my hand and official seal.
/L
( ---/ ,. /
7 ~a/ Ii rtJ~
NOTARY PUBLIC
THEODORA H. BURWELL
NOTARY PUBLIC OF NEW JERSEY
My Commission Expires Sept. 25, 2004
Gv
eJ!-Oj--/Ofo;;"
ESTATE SETTLEMENT AGREEMENT
-tJ-
THIS AGREEMENT is made the /1 day of December, 2002, by and among
LINDA LEE KENNEY, Executrix ofthe Estate of Margaret Ann Love, Deceased (herein referred
to as Executrix), and LINDA LEE KENNEY, of 276 Lemon Grove, Irvine, CA 92618,
BARBARA ANN MAHAFFEY, of1414 Carlisle Road, Camp Hill, PA 17011, CAROLE JANE
VAN TINE, ofP. O. Box 1797, Lynnewood, W A 98046, and GAILE ELAINE KEEGAN, of 16D
Heritage Drive, Chatham, NJ 07928, daughters of the decedent and residuary legatees and
beneficiaries of the estate (herein collectively referred to as the Beneficiaries).
In accordance with their desire that the administration of the Estate of Margaret Ann Love
be completed, and in consideration of the mutual covenants expressed, the stated Executrix and
Beneficiaries, and intending to be legally bound agree, as follows:
1. Margaret Ann Love died on October 23,2001.
2. The Estate of Margaret Ann Love is now in the process of administration, with
Letters Testamentary having been duly granted to the stated Executrix by the Register of Wills
of Cumberland County on November 20,2001. Jeffrey R. Boswell, Esquire has served as legal
counsel.
3. In May, 2002, counsel prepared and arranged for the publication of the required
legal advertisements, which proofs of publication are attached as Exhibit "A" and "B."
4. The Executrix established an estate checking account at Allfirst Bank and paid all
proper debts as listed in the Inheritance Tax Return.
5. The beneficiaries acknowledge receipt of Rule 5.6 notices regarding notice of their
beneficial interest in the estate. Counsel prepared a Certification of Notice Under Rule 5.6(a) and
filed same with the Register of Wills of Cumberland County on November 28,2001.
....
6. After review by the Executrix, Counsel filed the Inventory and the Pennsylvania
Inheritance Tax Return on October 30,2002, with inheritance tax due in the amount of$4,152.79
and paid to the Register of Wills, Agent, for the Pennsylvania Department of Revenue, which
documents are attached as Exhibits "c" and "D."
7. On January 18,2002, the Executrix paid $4,000 to the Pennsylvania Department of
Revenue, as timely filed by Counsel to obtain a $207.64 discount on inheritance tax later due.
8. The residuary legatees acknowledge and agree that distribution to them of their equal
distributive shares is being made after receipt ofthe Notice of Inheritance Tax Appraisement from
the Pennsylvania Department of Revenue, noting that the P A Inheritance Tax Return (Revenue -
1500) was accepted with the tax paid in full in the amount of$4,152.79 and providing for a refund
of$54.85, which notice dated November 25,2002, is attached as Exhibit "E."
9. Pursuant to paragraph FOURTH ofthe Last Will and Testament of Margaret Ann
Love, the remainder of the estate is to be given equally to decedent's daughters, namely LINDA
LEE KENNEY, BARBARA ANN MAHAFFEY, CAROLE JANE VAN TINE, AND GAILE
ELAINE KEEGAN, as residuary legatees.
10. The parties acknowledge and agree that the household personal property as
appraised by Robert A. Ensminger with a value of $4,670 was distributed as mutually agreed,
dividing same in monetary equivalent shares, less $1,990.00, the value ofthe 1993 Dodge Spirit.
11. Barbara Ann Mahaffey purchased the 1993 Dodge Spirit paying the estate
$1,990.00, which was deposited in the estate checking account on May 15,2002.
12. The parties acknowledge and agree that the jewelry, including the lady's 14K
yellow gold ring containing two old European cut diamonds with an estate value of$9,485 and the
rose gold 10K ring containing one 16 x 22 mm agate cameo with an estate value of$350 will be
distributed to Barbara Ann Mahaffey and Linda Lee Kenney, in kind, with the value of same
allocated equally between them deducting half of each value from their respective monetary
distribution.
\.
13. The parties acknowledge and agree that the estate account at AIHirst Bank, account
number 09902-3112-2, as of November 30, 2002, had a balance of$76,907.47, to which will be
added the inheritance tax overpayment of$54.85, and from which will be deducted a cash reserve
for final administration expenses including attorney's fees, fiduciary income tax, tax preparation,
and administration expenses.
14. The Parties acknowledge and agree that a distribution will be made to decedent's
daughters, divided equally among them. The total amount to be distributed in the amount of
$86,797.32, including the jewelry, less a reserve of$7,500 for payment of attorney's fees, 2002
fiduciary income taxes, tax return preparation cost, and administration expenses, will be divided
equally between decedent's daughters, as beneficiaries and residuary legatees, as more fully set
forth in the Schedule of Distribution, which is attached. Any funds remaining from this reserve
will be distributed on or about July 1, 2003, to allow some time for review of the tax returns. The
parties acknowledge and agree to execute an Acknowledgment and Release prior to this
distribution.
15. The parties acknowledge and agree a reserve in the amount of $7,500.00 will be
maintained by Executrix to provide for the fmal fiduciary income tax returns for the period ending
December 31,2002, and for estate closing expenses as previously noted. The parties acknowledge
and agree that any funds remaining from this reserve will be divided equally without the parties'
executing an additional Acknowledgment and Release in July, 2003.
16. The Executrix advised counsel that the decedent had not filed federal and state
income tax returns for 2001 and for a number of years prior to her death.
17. The parties acknowledge and agree that Barbara Ann Mahaffey, on October 9,
2002, from the estate checking account, was reimbursed $6,000 that she advanced to the estate
from life insurance proceeds (paid to her as beneficiary) to pay estate debts and administration
expenses and that Barbara Ann Mahaffey distributed from that sum $1,500 to herself and $1,500
to each of her three sisters.
18. The Executrix will file appropriate fiduciary income tax returns, federal form 1041
with the Internal Revenue Service and P A form 41 (fiduciary) with the Pennsylvania Department
of Revenue, to account for 2002 income by February 28,2003.
19. The parties acknowledge and agree that all taxes and administrative expenses have
been paid except for the reserve items and that the net assets of the estate, as contained in the estate
checking account, less the stated reserve, shall be distributed as set forth in the Schedule of
Distribution, upon the execution of this agreement and the Acknowledgment Release document.
20. The parties agree that Jeffrey R. Boswell, Esquire, as counsel, will file this Estate
Settlement Agreement with the Register of Wills to be made part of the official record and that
counsel has explained in a letter dated December 2, 2002, addressed to the parties the effect ofthe
"at risk" distribution contemplated to be made pursuant to this agreement.
21. Counsel will prepare and file with the Register of Wills a rule 6.12 report noting
that the estate administration is complete after the occurrence of the following events:
(a) the preparation and filing, if necessary, of the fiduciary income tax returns
for income earned for the tax period ended December 31, 2002; and
(b) final distribution to Beneficiaries of any remaining funds after payment of
reserve amounts.
22. The parties, and each ofthem, hereby forever fully release, compromise, settle, and
discharge any and all claims, demands, actions, or causes of action, legal or equitable, absolute or
contingent, vested or hereafter to accrue, which any of them may have against any other party
hereto or against the Estate of Margaret Ann Love, Deceased, or the agents of the estate, including
accountants and attorneys, by reason of any matter, cause or things growing out of or relating to
any property or assets of said estate, or growing out of or relating to any act ofthe Executrix in her
administration of the said estate, even if attributable to negligence, and agree that any period of
the limitation of actions for the collection of any erroneous distribution or distributions shall
commence only at such time as the Executrix shall have obtained actual knowledge of said
erroneous distribution or distributions, which period shall end two (2) years after actual discovery.
ESTATE OF MARGARET ANN LOVE, DECEASED
SCHEDULE OF DISTRIBUTION
Allfirst Bank
Estate Checking Account No. 09902-3112-2
Balance as of November 30, 2002
TOTAL
$ 76,907.47
54.85
350.00
9.485.00
$86,797.32
(7,500.00)
Plus inheritance tax overpayment
Plus jewelry comprised of: cameo ring
14K gold ring
LESS CASH RESERVE, as per paragraph 14*
TOTAL AMOUNT TO BE DISTRIBUTED
$79,297.32
CASH AMOUNT TO BE DISTRIBUTED (25%)
TO LINDA LEE KENNEY
Cameo ring $ 175.00
14K gold ring $ 4,742.50
$14,906.83
CASH AMOUNT TO BE DISTRIBUTED (25%)
TO BARBARA ANN MAHAFFEY
Cameo ring $ 175.00
14K gold ring $ 4,742.50
$14,906.83
CASH AMOUNT TO BE DISTRIBUTED (25%)
TO CAROLE JANE VANTINE
$19,824.33
CASH AMOUNT TO BE DISTRIBUTED (25%)
TO GAILE ELAINE KEEGAN
$19,824.33
ADVANCE DISTRIBUTIONS:
PERSONAL PROPERTY:
LIFE INSURANCE
$2,770.00
(divided equally)
$6,000.00
( divided equally)
*
REMAINING RESERVE FUNDS TO BE DISTRIBUTED ON OR ABOUT JULY 1,
2003
23. The beneficiaries acknowledge that ifit is determined that ifthere is presented any
tax liability (including interest and penalties) or any other proper debt, LINDA LEE KENNEY,
BARBARA ANN MAHAFFEY, CAROLE JANE V AN TINE, and GAILE ELAINE KEEGAN
will payor refund from their own share of the estate distribution for the payment of such additional
taxes or debts a proportionate part of the amount which each has received in cash or in kind by
virtue of this Agreement, which amount shall be set as one-fourth (1/4) of the amount due from
each person named above. In no event shall the total amount payable exceed the total amount
received or to be received by each of them in cash or in property value.
24. The parties agree to execute such additional documents and releases as the
Executrix may submit to them in order to complete any administration details to confirm her
discharge from any further liability to the parties in connection with the said estate.
25. This agreement may be executed in multiple counterparts and, when so executed,
shall be binding upon all parties, and their respective heirs, next of kin, personal representatives,
and assigns.
IN WITNESS WHEREOF, the parties have hereunto set their hands and seals the day and
year first above-written.
DATE:
J;j-) I~}O'L.-
f
~k~
i da Lee Kenney, Executrix
DATE: --1;rJ I ~) D v
DATE:
Barbara Ann Mahaffey, Beneficiary and
Residuary Legatee
DATE:
Carole Jane VanTine, Beneficiary and
Residuary Legatee
23. The beneficiaries acknowledge that ifit is determined that ifthere is presented any
tax liability (including interest and penalties) or any other proper debt, LINDA LEE KENNEY,
BARBARA ANN MAHAFFEY, CAROLE JANE V AN TINE, and GAILE ELAINE KEEGAN
will payor refund from their own share of the estate distribution for the payment of such additional
taxes or debts a proportionate part of the amount which each has received in cash or in kind by
virtue of this Agreement, which amount shall be set as one-fourth (114) of the amount due from
each person named above. In no event shall the total amount payable exceed the total amount
received or to be received by each of them in cash or in property value.
24. The parties agree to execute such additional documents and releases as the
Executrix may submit to them in order to complete any administration details to confirm her
discharge from any further liability to the parties in connection with the said estate.
25. This agreement may be executed in multiple counterparts and, when so executed,
shall be binding upon all parties, and their respective heirs, next of kin, personal representatives,
and assigns.
IN WITNESS WHEREOF, the parties have hereunto set their hands and seals the day and
year first above-written.
DATE:
Linda Lee Kenney, Executrix
DATE:
Linda Lee Kenney, Beneficiary and
Residuary Legatee
DATE: 1-;0 -03
rhul
DATE:
Carole Jane VanTine, Beneficiary and
Residuary Legatee
23. The beneficiaries acknowledge that ifit is determined that ir'there is presented any
tax liability (including interest and penalties) or any other proper debt, LINDA LEE KENNEY,
BARBARA ANN MAHAFFEY, CAROLE JANE V AN TINE, and GAILE ELAINE KEEGAN
will payor refund from their own share ofthe estate distribution for the payment of such additional
taxes or debts a proportionate part of the amount which each has received in cash or in kind by
virtue of this Agreement, which amount shall be set as one-fourth (1/4) of the amount due from
each person named above. In no event shall the total amount payable exceed the total amount
received or to be received by each of them in cash or in property value.
24. The parties agree to execute such additional documents and releases as the
Executrix may submit to them in order to complete any administration details to confirm her
discharge from any further liability to the parties in connection with the said estate.
25. This agreement may be executed in multiple counterparts and, when so executed,
shall be binding upon all parties, and their respective heirs, next of kin, personal representatives,
and assigns.
IN WITNESS WHEREOF, the parties have hereunto set their hands and seals the day and
year first above-written.
DATE:
Linda Lee Kenney, Executrix
DATE:
Linda Lee Kenney, Beneficiary and
Residuary Legatee
DATE:
DATE:
\;\s~os
Barbara Ann Mahaffey, Beneficiary and
~esid~ Legatee
Carole Jane V Tine, Benefi
Residuary Legatee
DATE: /~, /7 - Cd-
,
~~~
Gaile laine Keegan, Benefic. rd
Residuary Legatee
c-.~
7~/$dJf/c61~
THEODORA H. BURWELL
NOTARY PUBLIC OF NEW JERSEY
My Commission Expires Sept. 25, 2004
CALIFORNIA ALL-PURPOSE ACKNOWLEDGEMENT
STATE OF CALIFORNIA
)
)
)
ss.
COUNTY OF ORANGE
On December 18, 2002, before me, Marilyn J. Dunn, Notary Public, personally appeared
LINDA LEE KENNEY, personally known to me or proved to me on the basis of satisfactory
evidence to be the personfsj whose namefsj islare subscribed to the within instrument and
acknowledged to me tha~she/~executed the same inJHs/her/theK authorized capacitytiesj,
and that by IHs/her/Hieir signaturefsj on the instrument the personfsj, or the entity upon behalf of
which the personfsj acted, executed the instrument.
WITNESS my hand and official seal.
~------------I
MARILYN J. DUNN
Q Commissiontl-1333248
- z
~, Notary Public - California ~
z ~
~ Orange County I
My Comm. Expires Jan 1,2008
----------------------
~~
[NOTARY SEAL]
My Commission Expires:
January 1. 2006
COMMONWEALTH OF PENNSYLVANIA
COUNTY OF &~~:.z::>
On this, the /0 day of J~~~ , 200.,@'before me, the
undersigned, personally appeared Barbara Ann Mah~ho acknowled~ herself to be a
Beneficiary and Residuary Legatee of the Estate of Margaret Ann Love, Deceased, executed the
foregoing instrument for the purposes therein contained.
: ss.
IN WITNESS WHEREOF, I hereunto set my hand and official seal.
,--- NOTARIAL SEAL
\ JAME.S .E.' G. R EEN, Notary Public
Camp Hill, Cumberland County
My Com~si.o.n Expires June 6, 2005
-~_. '
STATE OF WASHINGTON
COUNTY OF Sr1o\rt~ \S ~
. -~. . 2003
On this, the ~ day of ~U 8-VV , ~ before me, the
undersigned, personally appeared Carole Jane VanTine, who hcknowledged herself to be a
Beneficiary and Residuary Legatee of the Estate of Margaret Ann Love, Deceased, executed the
foregoing instrument for the purposes therein contained.
: ss.
IN WI1NESS WHEREOF, I hereunto setmY~~
- - ~
l Notary Public
l State ofW..hington
DAWN L. TOBEL
l My Appointment expires Jul 5, 2005
~11 . ---- --
STATE OF NEW JERSEY
COUNTY OF
On this, the I 7 d day of-;}).t~ , 2002 before me, the
undersigned, personally appeared Gaile Elaine Keegan, who acknowledged herself to be a
Beneficiary and Residuary Legatee of the Estate of Margaret Ann Love, Deceased, executed the
foregoing instrument for the purposes therein contained.
: ss.
IN WITNESS WHEREOF, I hereunto set my hand and official seal.
'L
( ./ / ,
z..1bttJd ~~
NOTARYP LIC
THEODORA H. BURWELL
NOTARY PUBLIC OF NEW JERSEY
My Commission Expires Sept 25, 2004