Loading...
HomeMy WebLinkAbout05-30432015607 THIS IS AN ARBITRATION MATTER. ASSESSMENT OF DAMAGES HEARING REQUIRED. GORDON & WEINBERG, P.C. BY: FREDERIC I. WEINBERG, ESQUIRE Identification No.: 41360 PAUL M. SCHOFIELD, JR., ESQUIRE Identification No.: 81894 21 SOUTH 21ST STREET PHILADELPHIA, PA 19103 215/988-9600 Cavalry Portfolio Service, LLC as assignee of Cavalry SPV II, LLC, as assignee of Conseco as assignee of HID- Project Line 7 Skyline Drive Hawthorne, NY 10532 VS. David H. Handshew 32 E. Main Street--Apt # 1 Newville PA 17241-1111 and Margaret Handshew 32 E. Main Street--Apt# 1 Newville PA 17241-1111 COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. OS -.??L/3 (IU r 1gzm COMPLAINT IN ASSUMPSIT NOTICE YOU HAVE BEEN SUED IN COURT. IF YOU WISH TO DEFEND AGAINST THE CLAIMS SET FORTH IN THE FOLLOWING PAGES, YOU MUST TAKE ACTION WITHIN TWENTY (20) DAYS AFTER THIS COMPLAINT AND NOTICE ARE SERVED, BY ENTERING A WRITTEN APPEARANCE PERSONALLY OR BY ATTORNEY AND FILING IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. YOU ARE WARNED THAT IF YOU FAIL TO DO SO THE CASE MAY PROCEED WITHOUT YOU AND A JUDGEMENT MAY BE ENTERED AGAINST YOU BY THE COURT WITHOUT FURTHER NOTICE FOR ANY MONEY CLAIMED IN THE COMPLAINT OR FOR ANY OTHER CLAIM OR RELIEF REQUESTED BY THE PLAINTIFF. YOU MAY LOSE MONEY OR PROPERTY OR OTHER RIGHTS IMPORTANT TO YOU. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. CUMBERLAND COUNTY BAR ASSOCIATION 32 S. BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 1. The defendant, for valuable consideration received, executed and delivered to plaintiff a promissory note under the terms of which the defendant promised to pay to the plaintiff consecutive monthly payments under the terms and conditions set forth in the promissory note. A true and correct copy of the aforesaid promissory note is attached hereto, made a part of this complaint and marked Exhibit "A" 2. Contrary to the terms of the aforesaid promissory note, the defendant failed to make the required payments when due as a result of which the unpaid balance of $9,300.22 became due and payable. 3. As a result of defendant's default, defendant is indebted to plaintiff in the amount of $9,300.22 plus interest thereon and attorney's fees as provided for in the promissory note. 4. Plaintiff has made demand upon the defendant for payment of the amount due but the defendant has failed and refused and still refuses to pay the said sum or any part thereof. WHEREFORE, plaintiff claims of the defendant the sum of $9,300.22 plus interest and attorney's fees as provided for in the promissory note. GORDON & WEINBERG, P.C. BY: FREDERIC I WE BERG, ESQUIRE PAUL M. SC ELD, JR., ESQUIRE Attorney for Plaintiff P01C FREDERIC I. WEINBERG, ESQUIRE, hereby states that he is the attorney for the Plaintiff(s) in this action and verifies that the statements made in the foregoing pleading are true and correct to the best of his knowledge, information and belief. The undersigned understands that the statements herein are made subject to the penalties of 18 Pa.C.S.A. Section 4904 relating to unsworn falsification to authorities. FREDERIC I. I RG, ESQUIRE EXHIBIT "A" 4ccount 05839740 7. ¦ 0 TM M M I M J Cl) U Cl CC$ m ?l (n r) .?. CCl L m a W? `m C 2 v ° ?.Fr a a?$ t- m OO m ? 3 m yy t W 00?? w LL,? I a Fsyd W _]m .LLr JwE d m ?y VS W ?s 55 r x. O ? Y F E Y r ? O _ r N N LL a° w 0 0? ww W mV r ?a J r Wp? ? O O T ? r 'S K I' p 2 0 z 1 m f' c m a f,m .qj E F I' E a o o ? f f o ° Ic ?!o w E"' W t?t O {o Y P? r? ;Em m c ? 00 n Oyy C f w 7 6 Q= c ¢op ° ?OC90}~° r1 yW. C07 ?¢Z'02 O?? Qw y¢i? f, 0 Ir! Z rxy, jw?C7Q y 0?? h= W H aw1?N~O p4• W ¢ u?p>-? w OR O w ?w OCCD WW - C C? P IW-. pF ot Ora HMat> l ??}},...OC W W- 7¢ CU?}#x°d4 o'-m OtWQOw r w 1=U w 4 0 F y W G 0 yC? 0 W? Oy pzW .? 0 0 ywj Jp W y?Q00 ate} _ ?3 w?1 ¢ }iAc 5. pww LL- O LL-C W D_' } p a O Y W Q 7O ?w w ZQwlii td>.¢'OpO CC- pw?wJ¢O?Op? g j Y? F Q ?~~ y 0 WWSa'cWCawp??ow Z=?OIISp W ?O'}Ry Q Qr?? f'wwr js Ux m x ? W ???va?cFY??m W rm LLiLa S09p'}v.? vs Idtiho u O Q O w=¢¢ w p U 2 zCl Ky2ROrkOFI W ?p2 W OR¢t- ?m0 J?wow O?• W ?4K ¢xx? ?ZO? W TpT W V ?U W Kti?LLfHf 0. }i 7¢ W p p j S? W? O~ W =O ? U FJ-W wUO6W Y?r a??°}opwox ?Qw 3r Ww dOF-pa9 C7W O r O y S ,Row W,.•axyo t-LL°sw0 ¢sw00 y 1l H??°i2 ROy 0=.- tl Wz wa[ 'SpW'lop Ht H S, W¢ x s p p Oy W zio ?~ O c'4 ?jLLCw a¢ca r?iE ¢O p¢ ¢ w 9 ? ter..-xw '??r 'o?oanoxpr'...'wa ly , t a h qW J °Z VI 0 F w F W 'Q U x %ccount _ ?'f' "' ac4l firq pn'`'yyu n a"'?id ue ese' rmclud?ng raasoneFPe'e`ttonYep??t?, 6?y'?"L 1 .?r i9r0e??t bPbv88Rthe?e??rt?g L.ag enttgtvjeQni6 es s? ?'?@- tY1ADE,2'JEFtEI7N(JP?I'?? -?? a??n?p?R N•I?t?,?g ??? ? - 76F `tN_ 6UDED,.IJNLFS$:6(?FCI?tyALLY....',- _. I ?': sr 4 lterypej on eprOd ($3 U"C*9}?id NLe tractor -upon n4hce from y.oLi[ P e : , .. y 4m' H 'F" e ? _ 1ch.wry :fran:sraSem.sSete:',.. _ ?. t M 9P?re yaCeutM1Prae"ConE°aCtbr'?Ratrauee ??U.m:ISSUe ag?ns(allylon wotk ?on 6F;comf7letiop fF?pate'G ish '' ..-J .{rrjfaotorih?pinPUMSPecJ(yey?Fi? n which ' - '' ?{2e yajlMe'f`ant(eg9r Np Y"r aue. ?' ? ?- . OK fJEN.,.::. ''aTr+b.€ +-43- a ::.. ::..::... qio ement Products .ar_ m ? ry: u L., Bl LOS ?'3 4CTY NOa uoirn ??l rT Lr °. S? PI 4cwunt m Coxseco. INFWI yH'i`I?Jj 1 1 1 1 1I IT I-4I LzrLIZ-fq 1 1 6 61 1 4 1 ii4il 11 1 1 1 11 1 1 if 1 11 111_ I I i_ I I 611 1 111 111111 P o 2,6- D p ?TMm ?e ' ?etrt0n1DNe ?y 1y/I yams a L-L-1---pp, ?pp1 1 1?1 °Q(,"P'oW°("ipr.WMe ?u?mmrka psfP:rm- aMAL. 1ZIEll 161yi£IF I IOINI?T 1 I 1f. 16 1 Is??T1?,a,G,j(j aa:(Oj- S ?/S Cr R¢ipfec¢s O Dhed? kea -Pw ns4rmes 1 t 11 ICI 1 Ir 11 1 1116& 1 1 1 1 1 1 em?"I&WWNwn'?"-L ILPJ z,-LLILJI0l-, ;ICJ', Y, OiU1Y 0416y !j SI 11 1 1 1 tt113J $ pr.M pnFs[s Ono bpprtpfineXY:M W MYIN bf ev014me b Pgwry 14fW . XMUWwfURIMY:1bfAfplf:YN14?:mUw hr Y.ywVl.mwYdGP®kYia4vn bmW.Xeni.Y4:lY>maX[BXMawnXOWm' .YYMXXWNf«NYW W[MA'bD m?w:msn?`uws?m? m?lw'?e wa?.l.?.ti h?a1:.?arwXwssrcrosvw,?".rvuowxcm:rffnewwnmmuauamaxnwvauvsumna curt mws.+1 sysn se:.+.w:wb«amu..la6..nawl4oimna wissaYdhwWauVWwausU^ih?>pv:?.4 tlMSN6Y?MbryYb:aL:1?NNOW W.m.iww:@,iY:YS«hreMYpO'YUesO?.i4«Y:?a[be4vYteaq OpSTIC? .q?fCRMmYXRY1M14 MM?mIR?PY6i1[ifNQL06T01lRMII®RLLYMLfEMMn11WI16bnEfNn?1BRYYbRY MYMAYI.M YIl1Yp4 sis`m pW?3Z?"en-rRfml m?S?PaY^red? I I l e L 1 1 1 1_ 1 1 1( 1 64" 1 I t 1 1 1 1 I i I 1-1 I i I-( I I a mn 508 P M.dgilm9dmlXw. lbT 01'a d ®Mm "O0a .Tm 0shg*Home qMOtAgs . OMW FwvoduN "L(J 6tnrroaa<(iireq OTB _. _ 4YlLLN3p SI6tyD - BPhB 1BL LBC yVd 4Cz4T uo>P nn ...... am ysf ?1?11 1 I la f I I i°I I I f 1 M??.IyaN?MWKaMw. YwdflbmOw?:M WMPOi61®1Uatt WIlSnXMJXY 'F^ «ID?'i.af:4M f m/' wMM V L'9TMlblbl I I 1 1 1 1 1 1 1 1 1 1 I 1 1 I, a )_1 1 1 1 1 1 66, -111 1-1 ,1 1" Account Number 0006015000491061962 tatemen[ losi Date 02103/03 Now Beane 0.00 Total Minimum Payment Due 0.00 *duplicate statement' Payment Due Date 02f2B)Q3 Amount t:nCIDSOO ? CHECK HERE FOR ANY ADDRESS CHANGES PLEASE INDICATE CHANGES TO NAME/ADDRFSSITELEPHONE ON THE REVERSE SIDE. SEND PAYMENT TO: DAVID H HANDSHEW MARGARET HANDSHEW 32 E MAIN ST APT 1 NEWVILLE PA 17241-1111 CONSECO FINANCE DEPARTMENT 0006 PALATINE, IL 60055-0008 PLEASE RETURN TOP PORTION OF THIS STATEMENT WITH YOUR ACCOUNT NUMBER ON YOUR CHECK OR MONEY ORDER. DO NOT SEND CASH. MAKE CHECK PAYABLE TO CONSECO FINANCE. BILLING INQUIRIES: Send Inquiries (not paynrent) with your account number to: Conseco Finance P.O. Box 6150 Rapid City, SD 57709-6150 CUSTOMER SERVICE: For arcoum inton ation call: 1.800-250-5411 Telephoning about b0ag ermis w60 not Preserve your rights under led" taw. To preserve your rights, please write to the INQUIRIES address at the lea. PAYMENTS: Send Payments to: Conseco Finance Department 0008 make SpayvNenls t Paya6dems mOFinmce :,; :? ? ;XCOOUNT CREDR ' ? ,yiNE 'AYAIIABLE ...,CREDIT .. ', QURFiENT ' ? :...@A4lNCE '?. CUKREftT. :..M1NlulnenUe ? PAST DUE aMDDyT " .-PAYMENTDOE : f74tTE T077[L?MINIMUN 0006015000491061982 0 0.00 0.00 0.00 0.00 0228M 0.00 -?QST ". -$FFEGT+VE .P.4AN SEF€RENCf, STQHE :; INVOICE . . Nt1Mta ..:. II+RORMA•11i'yN . __ .: NUMEER ;:, , 11r3CFilaTlON" :.... ..: .: .: :: AM4u147 ..:: ;::.; Dl/D3 01/03 ODOM AUTOMATIC FINAL CHARGEOFF 6,108,79 7000Ol1,MTSUMNWRY', Plan Balance Subject to Deily Corresponding FINANCE CHARGES Promotion Previous Balance 8,108.79 Number Finance Charges or Deterred Payment Balance Periodic Rate Annual Percentage Rate Deferred allied EXPlrallon Date . Purdlam/DeNts ODD (18(125 0 21 9900 00 00 0 * Cash Advance/Awess Chedvs .00 . . . . .................. .... ....... .... ... .. ): ?T+??PQdon:piNAN?CNA!?v?E::??:; .. :}::':,(76:. .: -, .'.FIHANCE xHARGESUMMARY:.. .... . Payments Crests 6,10 H Portion of eelance/Purdu se is Dal Period: Rate Cone ndn Annual Percents a Rate - New Balance 0.00 SEE ACCOUNT SUMMARY FOR INFORMATION REGARDING Days in CVde 0 ALL FINANCE CHARGES ^ANNyP1:P.FACENTA6E9ATf^:;:;: ::foclhTlhigi} dd ::::}::: :<::: NOTICE: See reverse ads for Plan Explanation and other important information. Rates may vary. PAGE 01 OF 01 A,I In GgTAL I.EfT£Re sINV avoid e[rmncl vvMI wlal Me J rfl"Wr}1wn NElYn st ^veMlT Me Ibme: I ? .ne.- VR mn! AFPUCATOI/ MIST OESIGNEC- P4w=me'prT IMr I IT 1t 1r rMWFrS$ifiCwNV#.MbnOp.iWlarrMn^nyfnM.nrt.rdnaYnA refvM.F.lla,.eywr-.rwMrdnrfnrln rFnf ..nrel,lyrwn FAX: ?4YYrMe4rtYt InILS ICAWrECMRG/111[wT./'.rllranfAl r4nM.a up ?Nfmny.wr?yr.rwln.-..eF eli gs },s.n"sl w?.+. .nw.....l+.+ww.?.v..l.n.w.......w.n..r.........nn?.rn..+....rn,a,rv....'?.?wlr?r.+...f-e.?.a CON SF LO. rww. rwers\rw. .A.rn n-+. / .t?nf.vAmwncwm e.. n.ral,,. eLw..w..r. an. w..:rv s^•n r4.?ro-'..r.rr.m.,vYwwa.r.nAxyY- AwwMnnfrrrwnerMriYUOtLIa yANwe;f.nk.el: PRO ECT • OmlreErr.wYar n.a?n c-wrr...°'?"°?1+" ?.mnvw.rnralr. ew..ruw.?.a. Oe Name) 1 1 I I I 1 1 I 1 Gerd sl I 1 1 I I 1 I 1 I 1og°al I 1 1 -ol.2'-2 paw y y, PiloI _ IDJE I-09A•Nn41TS 1fi Faxel I I 1 I I I I 1 I I I I Fl.ar al 1 I I 1 1 I Iii 1 1 1 1 glulffMAIJ S?JTsMFr n 1 I SI I necenF alm .r all LJ_lJ-LJ I ,Perm a+ mpm enl.Mi i 1 I I I I eewm?vs Ym ae R7rp Fa nmLel rOvdvirg aelt II1vr ep rot Qualify la mMrWh 11e dNrg ae3t eve laq review yae artomgon fm ge145WIFTeM ae8 L I 1 1 1 1 1 1 1 1 1 1 1 11 1 1 I I t I I 1 1 I I I I I 1 1 I I N Name M. 1 NYne ?.? 4Q- ? mee O Peet ? Oma ae0lrv L 1 I I I V 1 1 1 1 I I 1 f 1 I 1 1 L 1 11 I ltl 5 Nun I I I I I L 1 I 1 1 1 I I I 1 1 1 1 1 I I I I I I I I I I oYxr Ora Fr ut rVarnr III len Ihan yeEe tl reFeM MNasl 6y1 1 1 1 1 1 1 1 1 1 1 1 1 I L j1 I e I 1 1 1 1 1 Lu?wj L-j 1 1 ;6 1 L J J L1JJ I I I I I ueMe?lw ??ye ??nm.wYa -%mw d ??ma aol? trwl I I I I I I I 1 1 1 1 1 I?1 I IM1IS1 I I 1 IB 1 I?IY I I IJ 1 I I I I ?rewlPl abve Pllw meninelre nl resent ln,plnyerj 1? PI?I I I?pl n.f lS;rr d of smll.•• I 1 1 I 1 1 SL?1 1 lil I I I CreAt perarerceaQ OhsGSp 'raE:Mrra mrw.wsaa.r+w..oa?r41n.rer ..frrtlYr.rr.o:.4lew.a.we^..i.nw_r..r?al_?a ___..? if W N.M .4[11'1 .rweMi.MlYepE rK Ile e, Q Sevilpe lerw aYo 1 1 1 1 1 I 1 1 1 1 1 1 1 1 1 1 I I 11 1 I 1 1 1 1 1 1 1 1 1 LJ'F "' LJ Only Fv? M. v. tl11YM IMAaeNpbnppnLam 1 1 1 1 1 I I I- 1 1 1 1 mE La;6J L4J I I rI I I Li I ? I 1-l 1 I 1 I nl$? 1 -ve gRwgoaii? L1 I I 1 1 I 1 1 1 I I I 1 I 1 1 1 SI 1 I Ir 1 1 1 1? rwr aeya Nw Irls.l Tar- I I I I as Tnar. ?'L--LJ I 1 1 1 1 3m? ?? I I I I I 1 I I I SI I I ,eaeev>l 1 wan[ Opnnnal SaleMe Insurance pmng Gedi Lde. Dlsah6sy, lmnluntary i. FM,V"Vnt Leave xl PDSenLL. and Properly Insmncs. Y. (Initials Only) EN wf`M ew ^MAYrr naE YarYei Iran I rrnnflW ba IlYrriee w ympYM NNRNnwe saw.yyYYeatllYr Fwwa.rlw /iel bnnNlnaaM alfwrr Ilnw rr.w Mrl er+rlnYen wwlnm P+rfnn mmr neAme w• wwrwmaa M Yawl.+^rY rrrvn nrI{'MIa1AIM1YlaP@C Yelgw IPA\w\w YwMFMnrrYweKrrrM 4wr lWaMwq.Y a6.he.yflrH.r.wwr4T?:M..frlawi11a1NIM11TIr/T F9.SI.laALPn6rMIL@bI IFVeI.bl®IpII4x1YaLNI? rewwawlYYY.1 IENnMPIw.;Ar.T64EanGlgl E+rR W14/mw;:Va:VSB!IrR /r^?. /p r}Fn4K IbRYPIIP1Em EaYPFf nFR LNG M1arfraw M•?w wYwnerfaar4awMeIW q.EYIY4; Ar1Ix.mLfal.uerxEllrerorL+em4l..lwe'«./w.+rr.wwr\n...n?. r....I V.w.?Mr.. ml. \wn...-.A......r:.r+.r.,r..-w...f-,...nnr.+....r wwrAVwvYlwwwswwwYwwrr.riwawwr wlrwMwMYrwM1.r..FUr^r1 Y wrwrww.war-m1 WP'Fla\IEIIf WPp{aryP.a; IPR1PrYxYPYMaPaY!Plrl/1?p1 E{gEg111alaPPlelleryLal/aep:pngpaexxalMPMay Grye4aaanPl EALOYr.[I4Rlliepa 6114nlamlAOBw. WAPAa>IIE.LLLPNaHYMC1aRLLAIW6V1.19IIPyxnrITR1IEEaapyEPlMaw111F rT.1xeYYaA{.rYL/;xYrxrYawp e -eve. o-w.rn..I.rr.r.. NNl KJW 19 nwr..v-nn.rt rr-..Ir.r.........n? 'x1YlAlLlle pwlE / r:O.nN1 KNTe T ?f- Aires ? ."??,? :PfJlnllalE d1E ^Vrrnw^I...r..r wr __ .M4wwrrw nw 'J 4'lel OA4a10rralAYw w I OM O.tWnllllrr h O wFwLY O nwai O wY n O r? O Ed U 14p. O rbI O rw. s7 fw wYn,rsr.rr. O ^r U frlalrY.rr.rar O rs ipi1; 1 •MAtt WYlalwllea.. f?r{'+pl•!Ir?wTwnwYl4rr?w+-wWwrr.lY.-n.r.rww4wr.rw/naww+?wranl?..:s?..l nr rr•n.r.r.yru• •-N 'nrwrY.wtlYwsw..w YwM1 rw.rl'r\nr+..rsw.1.ww+1-•wrWwr..wr.wnw\M.+•-?/rnr.wr+-wr..•^r+e.'^sn-n, r.. Z. 4MPla M1lall YlN el; lYnw.Iwlrnrrl+nw.rfrw.wr:I?Yrwwa.^I.?.+Iww.•rw?4wuS.ww.rrr-n.n?n w•Y IM;rrnYnwlwMrrrr.ar?M/MrYw..w wwwY.Jlwr.nrM.wl.wfrrne-rl.wwrrrn.ry •rrw+lr wr +n •M•wnTrw?w.rnw.wrrww.w.ntir?rtnrWnr ?rnYr.•Lr.w?a...•rMN?n,-Tt.rrr"-.Tw._.YF+?n-•ne.Me.n?..•.-r rr....n ?rT.•.?ww .+../rrmF..rwr _ nrw .Iwwne.wr.rw In..Yww..Jr..?....w.w-a•+•..rti•. Yr.. n.r?w?rn.rf.Nl-rn-'r n.••. - -ra.swrx-. rnYMnnrrrvmrxwnan"rmn Ir:.?..f rr lI rv rIJJ.J SI-VIII pJ_JrIJ._LJ !._I l+l _1 l I"I I :?i I I I ?. ? n r yl •r.. In •... .tl .r (l:rfsa'.Lq ..L.n1Arr :-,vi-r. t {+ i l i 1 1 V ! 1_J,_tJ.J J..?__. 1 I I ";?_I J" ?I xrTnv.amo.ewxr Fonnimnmu nn-w _ I l:.,n„?:I ?i6o;n fhWl..l 1 I 1 1{ I 1 I_J l 1 I 1 I 1 I I I I l I,M141 1 1 1_J-J?I IJ?_? l - nL C.., :An mr: rlnrr.r l.r„. eq? MYe•? ?) AIaIGn4F f) IY+SM {nN r) ; W11e l lmnrr i) I.IMJpr I Fern r) MrrLl'rnrafif M l lrs[ l _IJ T?_^ ?fi`nn nM rrlnWr '? ACCOL 4OLDER AGREEMENT AND DISCLOSURE STA ,ENT Aural nrtenege ft-APR{ W Pmehesss yeiubleAm esf..g. Gnce Periotllw Repuman.fm Balavices for PUMnsea Miuvmm Finance Chars mt aCwW v "Maalmn fw Paralms. Tn lden No for Omani CAecka. C-AAdw.m.ATMTnnsmtimw Let mad Dan theil feat Thelalnwng Round Pmmope Rama opened anal Year APB IArpurchases myvary. The APA lsbuedmde Hghsa Swnn Charpesaccm Ira tlw tlaes ap.,be,, LMIm m.Yaanla any bas, cycle ttta 0.vmge DA,, fisher fmsludng Across Check Cash Adhence. ar ATM Tramcdon-Sla V2% Seyembar P, 1m pdm Rate pubmwis Ya lien TE daysbomme FROM Owing. I, duel nauperWsnl alaaa Lbn mumt whichever CDmidemd Cunem_I6.74% tle'Mmay Betai saedsnd Statement Closing Dan or is preaw.. Decimal Dou."Nm_R75% The Nil Shen Jpemalm to eras MY dtln month Plus a Margin. Thu unit cycle, U, pay the New Balance nhd balm - Lawyer wnpp 'nr Mhgpame aacmms WbM%Masbhscm.*.pPM. IFmw Dina I. Over Limit Fea-9IDID Considered Cwne_149% nnaadembuw** Cnssdmdn Degnquenl_IISp% WtXew Bahnca - The APB isaduatfu r me firof dAfalt u wiq rge. the na, ehmpe e me ' comaered delinquent she a mdnimuo peymedfs unmade Ian two caaecuum bdfmg e,AUL 1. GENERAL Thus Agreement govams the mace d your rmMng am ut accourt hs Formal use only {'Accmml Each person signing me sppbcti on ('ApPkroma lfor an Accmra eppfes I. m Account wish Conoco Bank. 1.. In this Alinement, -m- ind 'youri"renn ro allpersmswM applied orders. apprond )man Account. 'Was' "pe; snd'au(nbrs teCmcaco Bank Ine.2A75 Eat Comnwoed Pamway, Baths 210. Slit Wad CMY, Unh 90121, or he $.Alan. The Application yea signed or ...amass abmdited is pert & .ad Is ineorgmam into the Ameemem You my use your Accoum MAY br Pamnd famly arhmahotd. L USM YOUR ACCNUNE When was approve your Appficedon end awpt Ww after in open an ACmmm we MAY send each d you one m more credit cards ('Gndsl that You an m In access your Account (the includes 0*0 Yom Aacoum numb-'-- pnaadm your CardL Yam cm tea nstss Mur Account by using credit Card clucks I Aaaa Cheeks"I we mry and M. H yoer Account it a pint Accoum, each of you may ape the credit was provide mYm under year Accamm You sun use yow Lard Ones YOU sign to back of Me Cam. You can pee Yom Access Cheeks immed mho, This Agnamm begbe on the fern day than we sewn credit ro you an your Amnon pee avidonnd by a named ale KA mVRmU edam m Access Check or AMerehsa S CASH ADVANCES You may obtain a 'Cash Advanei by eltm preandg your CsedUs as or No es mi nmyad mertham using an Access Check u using your Gad etas ATM that hunon the Gm. You Onus comply war due mere and conditions of the ATM network Metyouma. Hyou use un Aeeea Cheek eve wilehogm you AeeamimM a -t the Chock es a Gsh Advance. You egra awt lwe wimp era may honor ash charge your Account lap an Access Clunk an the time t is presented to us, even it site Access Chock is posalmesd Pr sole uwr cane you m exceed yew Credt Limit L YUURCBLIGA71ONM PAY: Young .. or be bound by disc Agsaown YOU pnndes NO PAY At amount voted n a undam the tams of shin Agraem oc H yper Account is a pint Aeenm W of yin a. heated by desk Agaeammr ash each al you tube* ash ndiddndy promeas Is PAY .t amounts owed m us bean. m purebaaa m Cash Advances merle by I John, AccaUrWRkUc If You or your ]uvd APCmmhoM- peat another person m m yes-Account yem Promise m pay among AMmtl es m became of purchases ar Cah Advance nude byte person You muss pay f-purehees and Cash Advaneee made by pled pewen vdraMs, al out that pamon aeeedod your Pennisrdm sod wiwdt-m ant Wu mad m dwelt a Peasalwn Using yon Attmm L YOUNCREDITIIANM We wel gnmyou credit up coyer CIMR limit III purchases And Cash Advances obesned by using your Accoum We will ararpe the pmhm per Cash Advance an Yaw Aecem you eta not 1. let yow anti. Aeeeum bmnea Including Fnarme Charges led any No, ad eta- charges fisted balmy eacsad Vow Credo Limit M Palmer you Cods Limit an Your Pe went, Stamm We do rem haw to hen- arty ere of Vow AccaoRlo • nutria or Cash Advann RsueM1 Imwould nova your emila Aeaoun belmaa to need Your Credit Limn It was de. we may shirt. M. Account OR Door Lima ha L YOUR A=M M STATEMENP We will send you a Periodic Sm M for each memhiy blfing cycle Myclal nwbiclethne is arwdabinr crWkbaioncksl or planer, an Your Account An ter lea dry of this Mi. w m which ether era impea a FMam Choea or Fee on, an Maw ary stn actiWty Fib yin Accoum The Psdodk Smesm.m shave IO she unpaitl hdme of Your Aceaurt Me beginning If A. eyolr, (fit Your paymm m other anther Or your Accoum dmng she awle: (N) yaw pmebeaa Cash Advmaa..Fin sChargas.Fees, and mlsMer dealer to your Aceoumdurinp Me cide fw) the balance of your ACcouul an to Ian day of His cycle Me New, BaWWt h) the tend day of Me cycle (the'Getame. Dosing Don't MI Me minimum pr "MR mart meA a Me "Taal Munn Dem' Im'Mbhnm by mhh Payment sad Mm data Mel t It dpe Ime'Paymam On Dank and Ivig Yom Con Limit We wN send yom Periodic Setamem m the adma specified an the Appleaton Or designated by sm, me of you Each of you appoint tech mhil as he per her agent to desigmn M. addna m which your Periodic Statements and any other normal my be rem by uz 7. SPECIAL PAYMENT PLANS In additan m puelans I'll- mns Puehaae') and Can Advances Dan occur Fina n, Charges and require AUmmum Month Peync m n d..pdMd In Statime S and 10 a the, Agrendam m mawinp Special Payment Plea lor'NaMs "I for perchom may be offered ham dm in tuna amt as specified on be sales lime, Ial Dehnad Pawmm - an hndmum Monthly P. mend sip be due M p nchaus made mdor Ma Special Paymm Pian i nun Mafira Pearmat Dm Do. following m espitetkn does dyed pemmnmipsHod specified ayour Peonfi, Snm..M wit Fursnee Charles Beaming bun Drs data of to purchea; (al WAleed Mmn Dart, • no Fiume Charges will acme on the pumhaa made order the Special Panamint YPion until to espul don date -me pmmatiunal paned specified age Vaw Pedotli. Stetemem wish Minimum MamNy Peymem do. each cycle: 10116111m[PRIAmMINANINNUAFir-oleClums •m Fnace Cherpu vA aeemepe purchases mode most M. Nan until the expiration dsn at to pmmodoml period specifietl on Yoe Emote Statement No Mnimum MmMh Payments ada be due on be Plan balance mdl Me Ant Payrnem Out Dom Wowing In expwncn dour. Idf So, As Cash. Flame CMnges Al wnI... an Me purchase from der dam al Me pu.hase sun Minimum MAmh Pe,memo will he A. On to Spnln Payment Nan Balance each cyclr. however. if M. PAY the cash sale pen of Me arch... pia cmdk insman.e mendum fd emlkfm) by the test day al Me pmmmion period.. mdicetaE ou vs. PlInads Swesmmc all Boomed Rnmce CMnesswhtba subtracted Isom Ian Special Farmers Plan balance and credited es Your Account 10) Seine As CecNnalerand Pm-ens - Funve Clangers will nICIU. on the mook..e have rem dole of toe Patches& but no Minimum Mmmh Peymems wit be der and Me PAymem Won Date I., one firn billing Y.I. 1.1mmu, the lea day of Me momotm perod as 6Z.cmd m your Periadie StaU wed and If W. pry Me cash ale Pdce ate purchase Plus trek bummuce pmmium W appficablel by the lea MR, p( the P motion Pmod. As in mmad FInmce Charges All be abmmtl From to Special Payment Hun belmee antl ended m your Ac raft; M RerNedBIN- a reduced Daly Pedadk Ram at Fvama Ch-as I-BMUced Daly Por odc ham or Finance Chains") wig be applied NO the balance e&&=his ON he purcMMsl made W. the pen I"Redund Ran Purchm Bamcel until the apsetia of IM Mtluced Ran period (as disclosed an yin Panodhc Smmment) or "MM In Will d the Reduced Ante Puchm Stance, whichever seine first III Reduced Bees/011/red Pawng?h dFheme Charms - run Finance Charge sa0 anus an purchases mede mukr Me SpecW Payment Flan .,NO On @Mind., den it tle pm.wde l period nvocifed an Your Paris& Slmesmam NA WnWwn MOnMIy Payments will be due an to Special Paymm plan balemo until the fora Paymem Due Dm kleeaag dint apintm dal, When Fim nee Charges do begin As acpm, a reduead Day Pedadc Ilan of Fin=e Daatge PRsAaeed Daily fanode Rome m France Charge-) IWO be eppfiad in the balance meibldsbla n the Purmssds) made mods, der Mn ("P.ad mw Hem Pwebase Balance) undl m apfratim me Reduced Run period (as deabsad an yaw Pedadc Sutament er peyn in fug of Me Induced Ram Purchase Balance, whichever seems first; Ss Monb bmnduemw Rate - a reduced Daly Parked. Hen of Foveae Charge 1-rmedurnry Daly Pededk Run of Fhams Cheri lwN be applied- the balance stblbMble m ON Purchase YOU sit molls fund the dam m d'sbsa hods m Me Aluminum pumhnW Me goods and sawices from ash which lima dreores win be converted mdse applicable PmPen rem rated in Section 11 of this Agreement The ANNUM PENCeMSE RATE of FINANCE CHANCE shag be &Me, which sanawoot0 an bun ducmnD.VY Pededk Nm of.02735%. L YOUR PAYIAHT=MPUM AMVJN£ Al peynuhl; moment dsprted payment, era be mkd a dmRveied n n at its oddness hr paymems shown on YOU Periodic gtetmm Payment laadred n perry §Mn [.Cgd. cuddeske up An fin m d" "be credited. WM your papnni, nehm yin payment comenn, which is the es/ portion al your Periodic Sbpensm R we do nas Indnds our Markman common, plant to your Acton may be dd yad up m five Ili) days. Dekyod c.ditnq mry cam you As blew a Lan Fee w add6an4( Faunae Charges, Al van mrr eomesAdcatima cmeaminp dWOmd omonm, keludhng Ian wok ma nor payment bas Mdwt fKic dust ion MYnmn conFOn "P"un in fir of she ompen owed - tlet is medamd wall after cundtlmu - kobiwm s, As 6N setasaiwh if a alls"d a -L muss be mled s,delaned wtfe add UsIr balmamgeNu shown m yaw Parkdc Sestemem Each rian yes time m pay m At baste hfmhnnd Month Peym mRatt" mym Patndc gmmmat. Hym aim Yaw may PAY anon Man to Minim- MwaWy Payment emu era Aft M M area As ndua tun New Burma dour Accoum Mmmr, N in a eyche you ash a inn than the Wihimum MemM pAymm in m nest cycle MY awattN payrt leeNihaMinimum NonMry Paymsm Udaas we receive yew Afinlmm ~IV Psymaa vWdM Rat 151 do" after des Payment OR. Dam shaven on Your Periodic Sestemm ire may .lawny r Account m Lou F.U. Ad nlV hire m my Pay yeas avW AeCama bdam 1. bit per mm Mm ter RU.I w Rh d* Peyman WWY h ,,Inl any eddMad Fess w.Mm cheeea The Milan= Meetly Payment is to greater at Sar w 2%d yaw Rrw Balance minus any WAAcdd era en aWibLable m my Special Payment Plants) which include Delevad PSWn (yin '1Mesem Peymem Balence'I as which is added Impend muounw tlpe from time pndpe. cy sir; mined in Ma oho hilliest done. N Your e.g. Account balanpe is lee them Sap, is Mfnfmum NnA My Parent b year ern Anome balenca Th. Mmimm Math PaymemwN be calculated m me end if Me Rm cycle in which You mite a punhese, ON Cash Adsnes, and will be neadculand It In ash of tech CYCIL You agree this any Paymau MAY be rmmd m yin N your check W is sun dawn on United Sesers dola , on deposit In Me US; Fig it mhsng a dgmmw; fail is dawn with diffmm.mere ash switlen am M fwl cmmin, a nurnieWe endmsenem (Y) I. poada md, (A is domain on a cladh accaum isaaed by us: - (Yd is mi paid an praatmn.m YOO mY nn me* as sssk L TREATMENT OF PAYMENM Pumno ash be appMd as m deumtoo and in aenmence adM epplkems law We Assay, lime tun NO Ilene, change IN -mod by whheh Pay onoppbed. Nawmam AR mtepeheayperdm M YOUR peermothl ageitht Speeel Payment Phan during Mae nstecdn Dehrnl Waste and the entire .inning bmknm dyom Account has ben grnnpeid in full. It F11 MM CRI Et- bYa may impact a Fmsnn Charge ON your Account sell eycb. Wm sail ngm the Finance Charlie for each month billing .yob ('cychl by nmltipNnq tte taepacdn OWy Periodic Rata Ian W Regular Purchases hR Cash AdnnceA am IN) ex Special Paynan Nam that you we PamakI.tiag in IV which Farm. Charges mamue. by te'Aeeragr Daly Rama nsl" calculmd far each Of Most California o1 amneamat wed Mu*Phng each ga.OM by Me number of serve I. the cycle. lwa anon otltl rogpMatshe reeler of each sl Mese cekulahoas mdmmene yew man "Nam Charges Ian A. cycle. To obtain Me Avenge Dafh Balance Iw each category ofinennctlen, era catcuha m rain na, DnPOelences for etch dry, of to rycle. add them maeshm by cneory, ash divin, each em by Ma number of days hem. tycla The Enter ealame am calculated as follows: mmwp..h..e The Defy Belau WflaMd.,Purchase. for smdsyeepeal to the pranon dsyA Dally Balmp of flagau Pmcmces John mry now purcmses Are rem am. r.ham. Mel we Rod Met sift minus pow paymms and credit. era apply in Regular Purchases tut an. We add new pueneas m the Daily Balance on Me porch s. dew. MR Add rammed check corr... es We Deity( Us" ON Me deb am, art incurred. t pawn charge. lincmding bun nn Rmiesd to late fen. Ayer ntlMN ?i V-0r MnLfele,credhirwunnca p.emen,(if. fiat Wfesece chrglsl appa+rea Via fac thly Prove is Stlemot w. Pula ,nom AT yow Daily Balance an Regular Pochasea an of day following the closing date of tlp sfetemaK We apply, payments and cndift m Me day they are received. 'Cash Admmee- The Deily Balance a Cash Advances M Nary any i equal to Me predow days Daily Manes of Casa AMSneu, pma Nhry new Lash Admnc- rad. and Cash Advance hansaNim fees incurred Mm day, minus am pv"M and atamta awl TO Cash Advances on that day. 9 a"Af credit Insurance pnehnm wM M added an of day following the elo,hq den at to sntment We bM say Cash Above., obleined by Access Checks As having has. mWe on fie' Transient, don shown an yew Periodic snnmsat 'Special Payment M. Far MOS. Special Psymem Plant wh iii ecene Finance Marilee INS indicated in Paragraph 7 of this Agreemen0 Me Daily Balance for each Inch Spacial Paymam Plan on any day he equal to MO previous daps Daily Balance Tan Dart special peril Pip, plus any new purchse; added M the Special "No"t Plan on that day minus ary Payments NI cted- Ippihd M thn Special Payment Rae of play day. Wd add new pnnhaws, in Me BAN BelMce M the p tchnsa date. We apply payments And credits as to day coy fie received. N app8cebli, credo insurance premiums MO be Added NO the day following th. .IMbq da% of Nov anament on Ian arpirmion den of a w Special Payment Plan lea shorn on yeah Periodic Snowbound The Daily Balance he that Special Farmer pin and any accrued Finance Charges NV i table NO that Special Payment Plan IB eppiimbnl m added M Your Deily Balance of Regular Pwclftsea. A midlnum FINANCE CHARGE of LED wig ON assessed far each cycle in which . FINANCE CHARGE is payable but would be lass then Sag br application of the 08D1 Penn* RsMsl and arty Reduced Oak Periodic Ram Men in eH-t Fusion Charyea tan al Purchases incept far ymse undm Spatial Paynwm Pies with a Waived amts Change I-Wn begin to -ere an Me data of Me punhece. Fineman, Charles fm Wmhsm mdor Special ha m Plans with a Walvad Punnce Charlie womb begin to seem on the dm ldicamtl on yaw Periodic Statement Romans B in may 601inp "cis you pay Me Nam Baiane. shown M our Periom. Baltimore mbms any bebnceil wtuihmbh w Special Paymoa Placsl with a Delayed! Psyment Income. by due Peymwa On Dap illative we your periodic SoMmem m Finance Cling- will M a=sled an your bmncs Al Regular Push-es Ian met cycle Firwes Charges to e4 Cash Advances beat. No seems we Me data m Of Cook Advance. Thom is no are" period for Cash Advances. 11. VARIABLE RATE RNANCE CHARGE Fm,Wy esmpmht%harmk"ft Din AecaM ngmm d by You and as lmoind by as, Me Daily Pedadic Ma lead the conespandmg A+mnl Pmcmnge But,) of Finance Charge on Your Actium may vary from fourth To mMUt Tan Dally Pfiiud¢ Re" is equal or the ANNUAL PERtEfYYEAGE WE divided by the number d data do Me vs.,. To letwom, tla ANNUAL PIRCIORTAGE PATE of FINANCE CHARGE for A eycle Mr .1 Aepdar Pmhase Cash Advance, and elm. S"W P"m Plan which -eme iMrest and do rem foam Refined Rat-, win begin with tlw highest Prima Rem as published m Me'M.W Rami nation of Me being Saint Josanelvo Me rest backless day of Me m.M (tin -Pdm RIn'l. The Only Periodic Mn (Ind corm pmeding Annual Percentage Retail they inanan 9 m. Pd.. Ran memm, ban the Awua) PmmwwVs Raft ml heat second the .1tmu. mt. pwmkW by appRtebn less A hang. in The Deily Perk Ran wend cgrte»onding Armed Pam.maga PmdwlOak. often on to fort day move biehg view IoOawingms Prim Ran change. Ills changed Daily Panndie Sets lend corresponding normal Percm-ge Rea) w0 aPON M new Regular Purcheset Cash Ad-ace; end m time. Special Payment Plane which -true Finance Charges and din rem Isotope Reduced AMs.an4 to Me And" boleace Of Few APcouw. R ulw Deily PerloMc Hale land turronordng AmvW Partial Real incr....., Me ,mount at Me Finance Ching. and ma Minimum Mand* PrymentMY ncmae, A. FRANCE CHARGE Rote lot Current Accounts: If New Atcawt is consdmad Chmm has mfmd below), wit add 4.49 pempmap points on tit Prime But* AN obtain the ANNUAL PERCENTAGE RATE for at Regular Pmehses AN of Stemple r a, 1991 tln ANNUAL PERCENTAGE RATE for ell negula Purchases for Ceram Aceoms wan 1174%, which emespends lo. Deg, Porialfie Raft of AM M UMt Atcourm is cwsimmd Current we depend bduwl, we add IL50 immolate, pima m Me P, me Raw AT obtain the ANNUAL PIRCWAGE RATE Ian all Casks Adve m A. of September 27, 1995 tln ANNUAL PMCUIMF. RIAE ter aR Cash Advance, for Current Account waa 20.75%, which eonesppgd. m ? Daily Periodic Rmn of ASaM9%. . 6. ENHANCE CHARGE Race he Oagnquem Accomm IT Your Attomn is .amnidered Owma em is, defined below), we add 14,50 ptemftgl pefnnm Mo Prime Rea M obtain the ANNUAL PERCENTAGE RATE As d Sol-mbm 27, 1800, The ANNUAL PERCENTAGE RATE for al balmem be de4muen et.a ha 2LT5%, which cplnmantls We Deily Periodic Ran Nf D0232%. B Lgtmmmea orb as A chases in the law, em court ruling, or dhemlkw.d PubkcIdml of the Prone Ran do rem woun us ft non. see of the Prime Ram as ft sadebla may Ind-, we will clan. Me We. .s emotional in Peregreph 21 of We Agreement. Yen shvuldwrin usauP.G. Bm515D, Round Com South Dakota, STNS an dmmWm R1rea h- ban A change merdig Ume vedebn ran disclosures 11 DBNIOUR/CY: A can (NR ON pay at lean Me Mint Psyrmn -.hewn on your PModte $T mam by dm Peymern Dm Dow domain . such weapon tar Awn ememutim bWg emwo. den your Account wig he considered Debtainnt It Yaw Accants is crosidamil Delinquent than IN Spacial Payment Plans vA be arminewd, Haul Vh+k mmmain'mp balMep becoming sccmea Fnmce ChargesV dm outatending on year Acsmm wig be subject IN me FIlnnee Charge la Downcew Aeeounn, .mttm+mma wM Ym am Mnmem team as you do,"IAer. It ym balance is nclmRea, yvo wN be ntpTatl M Pey oR6w then ecwumhalams time d.mgmw romp, mall such Linn as your Account is considand Comm. Whom Mmthly Payment wquinmmm arm Fn..cis Cbrp caleulafitus MO rmf chains. K your A=mait O.4muer¢ 11 RED MV RATE FINANCE CHARGE W.down weadvmlero"Sp....I Fulsome Plans we,& wwwo, , Reduced Daily formal: rams at Fimnce Charge. in th... w than such Float an offend in th* whim. woo will be nolifml of the me at ma time May ere offenA , It LATE FEE II vin do M r¢coivo vin smear m leefl ovuol ro your Minimum Monthly Palomar wrcfdn 1,. 151 devs We, me Pe,enou Due Dan mm. No met Pollnow Statement we may charge into a Lon Fe, Pd M. IF, RETURNED CHECK FEE It Me ch-k a vmm proem immewhnY- amtl m arc i tlW OnmdbY Ymu UaM m mum be rammed, wv mry carpe roe N Hemmed Check Fee of S24 IL OVER UMIT FEE If your As.... balance exceeds mm Credit Limit owing A epfe, ws mm.M,a. me en Over Umrt Fee of 514 We wd net chesga morn tea me live Usti, Fea many wo WIS. 77. TTANSACTION FEE you spree y us A O.nseAon to. which I. Me roamer W AID or 3% of the amount of I Cash Advenea ATM transochon, at Access Check, each time you use yaw Account to motion a Cash Admt*.ncehe cash ham An ATM, or use er Accra, Check A surcharge my be as.ened by the ATM owner, which charge will be added to your accommt 15. ATTURNEW FEES AND OTHER COLLECTION COSH' You inane to MAY m arty attameys' has and todaction costs tiro incur At connection with year Account W allowed by the laws of yout plate IL MR %MURIINCE CIARGES: II you elect Any creak inswene. coverage in .weecdon MN ".MV the Account ar At a Ivftr firm, the Insurance warmer In, this n-nece will be charged m your A.am w each cycle. You andartand Me amour Of the credit insurance premium MO very ditpwdWh, on the Pont. to which You Mm and is bas.d an tlH Attempt DNB{ Balances of Four Account, The lanes of the credit inamsme .average hav. be" m wN be provided b you. IL SECUROY R7IE71E57`. Fae.pl4 NMh GnGm.pv banby,nm n m Ned ova an rttamip A patch-, money smritF tanM walla the W. Gmmuri Code 1. Nth mroba/laa Purchased r par.cceum MR Nees-M-9- I- Paid 1-1 1. full. Yam or" At a-W - in -.piing and doom.. -esswly 1. padea ow wwNY ntaroa 0y.da am make a minimum pays" do Omy=Ae 4the applicable fty a a. Dane win mW npmmalq mda 1. which has ant been paid fee In fu(L Meies. K--s mad Mar lord R-idem- We art M taking A aeenriry, iintensity im gaada with A p ink prin d profile M- STA01 UL M h Mauna) aph w a UCr I FMRWA"Samesm Is CD*Ilodm the dort alpwckb W=PA RO j9hN6-Wean M balm, a sanmiq bottom n pads with . panhnw gal- d hn Thad 1151 goy That Rdd? - We = mmpkhg • $.an* kale-t n poll w & A "Mheee price d I=,m an find an wamlr yammer I. am steel. me peck-d will cad 5 years Mwfta dm At pwr . M. CHANGE OF ISMS INCLUDING FINANCE CHARGE RATA We may, al ANY Nth sad waled n ap,11 bit law, chaos. am hems and ..dada. of Mh Agrnm.w MN%b gam Aempm. indumq eNng mvr tahm. brmffing.ripen notice n pa .asks and Is tea meets impaired it, ePiplicd6 law swj.a ma ma Itmtretim d ryplkaYl.law we user epplrwcb claw" %ft mneandlo, batapee dyam Account . were awn" dm dtM cka.la sad m dn-w balm- MartlW dale, 22. DEFAULT Gabled M the Fwhfimm of oppfcable law. You will be in default condor this Agmmew pm (al yam faloe as ..it. It heart the Minimum Manlhly Paw witmin due, N) wwwwwMm d inq Paper pnviimC of nth Agnemmt (c) Your deich; 181 caw becoming the lubjea of benklvmcy orkndhency proceedings, (A) your becoming the Mbint of abe.hm ur pmhtm M p mn,whega IN our nowhving as with misleading, false, kuawdew AT ncomnm kdawatin: (a) year being declared n.ampmembyA MM Of having s soot egad., tmsenatm lorpmassem;or Rif our romp, of idmmedm th-you m unable or unwilling ft perform the rams or condf b n t of this Agree.ML After default ft Fmsme Clump, Ram for D.Rngmnt Aceoun s will apply an ail of yem Account but..,, ncluding M SAetW "am Plans. Up. .took million M The Ismedm. of appkabl. law, we have fin right M to) Terminate Yen asdd privilege, Mder this AgnmenC (b) repUke You on PW Your metre Accent tdwaso. including Spell Paymm Plan b,lmncec M accrued but unpaid Finance Charges, And IT Fe- aM other charges Eand AN Me AgraMartt, knmediatdr, 1.1 aW bMg to action To sobs sit ...a m it. 2L CEDN AUNIORIMD?M Some pumhaanwM nqube our prior ewhodnnm aid yea emVM-iced ay than llgravid!itlNndm+Gm. Rv R 4 you have srychm ."table="& ran may not he be o his detaeuthgrin•"macUM, raven you avuloort "ren LAr rem dWithe tan Wewi, ran red of ban any merchant You(nichludiofnq these the MOVeenhohentl hones in accept or . honor f eLA he or ms Acsemn of Cerd m an Access Check 2e LIABILITY FOR NNAUrNOF= USE Yea ague an madly us Immediaftly upon Innakp ands bet Mel ag-sbh.eVdorh+d use of yourr m. If than "rd U awd by an -oulhmtrad persary You may be Enable Ian ail to M You with rem be Bow. for wmudm(oed use that occurs aRmr Yon, "By us 1115M) 250,5411 or P.O. Bas 915D, Rapid Gist Soot) Dakota 55709, o1 the ion. Mal. a possible unauthorized use of your Card. Yen earn In rive "OtRY Us in writing of dw lam melt or pwrible unaumprbed use, Rowasa6 unauthorized un data at include use by a Arson whom you hew given mmmwym two the Accouam Card, mdpuwRlbe,able dmae Use by web a user. to tamnau Mla ahrthorily, You mumnotlly us at IWM 256.s}f 1. IL LOST ON STOLEN ACCESS CRECKS: YOU epreemnvlAl•mknm.dlAmphU am dYPam mwAftm mwity m in in shimsmain. Youmustartily-by calIW011S05111. Yauagree with tl1V wrthhtq title restPam smlen Aaev Checkck.s. IL STOP PAYMENT It bens an Access Check dawn an caw Account has binw homed, manoviy uspoete pm It we MN imp pownritm do Aec-s Chick Youmule send , war std signed map p-Mam order which wens the numb., poyeL Nnmurl And dam At tit Acem Cad on which payment h an be ranted. VAN PIN learn, the amp peymmn.der up he ih IN..m shwourmaimof ft older. 27. 1110INCELlAT10M We can mmMem m reduce yaw Crude Limit a1 mw me# And for any asap and we have it,. nNn mt m renew Your Gad AT Account far any ....an, subject an ma Ifmkepons of Mpecame law Down.. awNNnmg under nth Agreement wbmym Gndd Limit hredmed m tom m.4 will iMm of seems Finance Cber... wife paid In hhL You agree m whom our Cwd{d and Act= Checks AN in at my Units O*mr"wn 3 CEO$= YOUR ACCOUREO You to a ned w chat. your Accounts by wtim, to as at P.O. Ban 6150. Rapid Gty. Smith Dakota MOIL Yaw Notice becomes .Oaeme what an mein iL If You cancel year He.aur¢ you wig site be resOunnsMle for all amours Owed an accord-me an rift unm.1IMP Agreement including any amours flat yet WAIT IN in. Upon caw cane.R.Ow yam Pare. M ,.Wm year Cordial and Access Checks m OL We Me not boom awry Access Cheek written on yaw Account aHfi wn receive node, the per Accmm is camslad. LS CREDIT tNVMUA110H AND REPOR7tN6: TOO Norte this we my investigate your craft ampMwmt¢ and ncom reeems +nd sandy yom Credit w%r."L UP= request wo rems, to woraw0v onto us ac Perot updated Annnetel Pool Ad- mmomenOn amw ym, immdn, .of notice of aM cheap. I. your n.m., mauling ."ran. ar Place at EM*M%nL You para. MIT Me Department Of Mmm VelliclRS far yaw snft of ..,.loan.. won wham., Yaw nsdenca .$ow i to as throw it hnian. r.,,lo n, m locate you. You alas agree slim we may rayon credit and Inpatient ctmeranown raganlim yam Account in medh taponirg .,Mote, nnmlf.w. Mw rredwin. and um affifians, or addidan, Ym sore. Met tv. may allow file Martha, of win Creak U.k A raged" credit report reeaalam M Your antlh rseem may be subinowd to a costly, npohag Vlo cy if you fail to adult tads wars of Yaw credit obligedone to MARKETING RFORMmCaus YOU inc pewisaion lp famish ihdawmaUUnapwppu -o Fmance col and its uct or. second .. ou to Met ..(Pon. iincmdi Loss d cm-j Mw may usee tire. connotation t$ Its,, nlidt far Products can ffi Harm t m Comn reactor that em tlisc fu finishing Nit Spite msm by walling sm !iS. Book. Yap Inc.. Retail ersil Credit Divot = 34 Minn-ma Sucet Suhi fi 10, le, 5l. Paul. OAimewn 55!M. 01. •.r.+O,W. n ua 31. RMAPITUTE SNARING ROTRE Cons[ me Corporation w! corm.tiona Miami bI comerm cwoemhip or efNead by n.,.No tmme( may share information about You ammp themtekes Under the federal Fee Credit Reporting Act You nave e light b Prover this sharing d MI.I Mon,"cent for the morn; of u1mal5om ra)edrry sal. m YmrtrensMares with us or our axperimnswb YOU You.MydmctmneW Share informadgn about you by sanding a lemon request in Conoco Finance CO"reEn, P.O. Box 64135, St. Psuk MN 55164-0115. Thu lamed must IOMi- year name, addea,mctel s"wby number Iff f"uadl, mud s m..ifi, nquaa W be acbdW from dflWte Information sharing. 32 TF1BP M VdDR TONINQ: We brat orny loons., OR COR116.6a11Y. To somm that you retain accurate and .vrtseus customer Metric., an m-mim, YOS [ell may be monitored by. second .mph".. 33, USA TAPING ACTION: We It nor lose any of our rights must this Aprnment d ve, dW yald.; sOm fm an, reason To the etmn efnw J W aMumbi, few, ws they take come acfionnot described In his Agreammt endby minpaevaill mallow out tights under hit ADmemem. 34 GOYEHNNG LAW. ThiaA re . ptl Tar Aesesesere Wovemad of rot lam .1 Noe United glass and IN Inn d Am $Mae d thal, whNsr wand our Oa W I1db and whether Of on yea m tyre Cordial so Aries Check, to Ubie This Ag ww%4 it e,maed ims amen V. and so a Utah and we Moot Enna w yore areadear So Are-se mlms UmL 35 ARIGNMENT OFACCOUN1i WS m" seR esdaa w reafw d a aT'Perden w Voter AccauMwldrwrttnrli[a W roU Yaw maT mtsd, esdgn, b denote pis AccauhR un GormablII ander my law r rul,um w w rithte Aa rtD+f+dreemoA other prrdsian fi mekimms of A evdent am slit sei ma vafilid ode e N 0 other d Win, dda Agreement m d and smOreabb. 37. ARBHRAT M AN digposers, claim, or wntrgverties aoitfng tom m Madnp to ads AOreermm wthe msdanshim whiph ran"=WN AgmemnC or the w6diry of this srb!"Iti n corn[ or the entire Agraawm, she0 be rtsoNed by binding smion tfon by ma wbitrabr oriented by uc with Your =MOM. This arbitration eprtemem is made prsuem W a transaction in idw one mmmmce, and %halt be Wonmad bythe Federal Arbitration Act a E U.S.C. Sect. 1. Judgment upon the sward rmdwod may be ermred in any .nun having ludsdictim. The p.m., apnea am Understand ONE to" .house emb romn bmu a l of hillim on m resolve dupetes The parties underatard that they have • ddab oppormakyto Otigm dupuiss mouph . mom put that rimy pdr m reaelve thin dbprdss through arbhndan, ascent a, provided hartin THE PAIMES VOWNTANNY AIM INOWMSLY WANE ANY RIGHT THEY HAVE TO A JURY TRIAL EITHER PURSUANT TO ARDRBATIDN LINOFR THIS CIAUSE ON PURSUANT TO A COURT ACT" IT us in PROVIDED HOOK The Perri" Some the they wN gosh claims hers"der In Note nisaq babe" th.mseh" as parties Very. and hereby waive thin natural Mande. mm as e ill .omhoate w join Wba of stiff parties nut privy W this Apramem. The parties age. end vidomea d that d dmpcten Mining no&, em ter smMOtY ter, arm d whey laws including, bb ne Nmibd m stl Agreement, urn, end property disputes, MI be sublactue binding artmodan in acmm with Olds AgmemnA The parties dome and undantend dm the allowed, than have nape Them mwam colt Mai nor Burned m, mommy damages, apsemem, m anWrm the Monopoly eb5peann noumd by the property, amls o services or W fondwe on ON poperty, Wards w services. Such ludfcbd mid etold mks Ns tom d • brrvA The imodtudan and moksmnee *(m acdm for judicial rated in a court m toriclrw am arty [Wmra4 W Obtain a mmemry N lamom OR W .dome the sacmN spnmm4 than not emermas a waiver of me rigid at any Perry W carped eybWadan raaadnp any onto, do"w remedy mbja,t W naWenvn in tads Agreement. Including We Nine of a cvuomr.lalm in • tun brought by W purmm W No, pronsfon. S ENTIRE MIIWMM This AWnement my Appiatiwn you signal Or wormain Wbmided, me temm of tire credit entente Over", IN mpficabl.4 and the am nrnw he vin :end with your Catcall an the amlre agreement bnomm Ym and us rutting W nor Actium and sup.raeda mV ahet print w s.rmmprrenewua ameamem moons you asd us mI dog to Your A[.mp N Own M any caM51L hbvnn tlteop docvmrmA th. wins of this Aaraemem mmmnL Tms AgnemaM may opt be .mowed Rompt in accordance with the Provisions Of Sector ZI of ride Agnmmam X NEW JERSEY RWOEMS" Whom this Aarimm nt refem W errs or practices that may or sole be taken by an union prMibbed by, m abject In. the mquiremems w TmdgUoas d'appgcabM law; NMJ.M" law pormle w rations it. am err praedea. l UAPOHTAM WOWAT10R ON SAFEU IE L=ANONS, EXXXIISHURL COSTS Upon acceptenn of your anmRnsn4 Van we rocaM year nrti&dgsl ha icadn; nor aneMw dam. EO9ihitN. m%romlons and excluslo uary by Overeat and solo. Rap your esrdBeaWd twdullY ter IW domes. You are het m caned any time. Promos roes are subjed b dunes. Razes di iwvd en dtcuram p af" pnmbq dab wthW Gs.Wasa. The naobms e.mpaM- subsidiaries of American Bankers Inswum, Brvpe resarve the rips W mrdiythe Moro arm crndhium d the fmurema tambeam upon variUen thous and rvbj.dm win re"Inum. COVERAGIE 2 NOT AYMABU ON: AL WA CT. LPE CW481AGE Nym der. SafeSne w5. pay rut ¢ubbndma ae¢mM bebne+a dthS data Of moral. up to the pricy mosiman ai 125,640. Stecele is excluded "ceps in MO and M0. OIEABat1TYA0NEMPLOYMENT COVERAGE (,poll" W very Ica dm phaary cdeamhark 0 ym mccent omily dhaWN w net onopo6y uamplwyed. Sotsfin will Make Your achanuesd minknbn rmtdary paymetk opnad to tlta policy turdrnum of SS,NO, you en afigmte fur thin mvanpa if mrabp ed fail-tires fin PA ..piano 35 hopes of ON per wok a Imat 9 comma d the Valli, W a nmaaanel OCCWatbn (aaseonm mnai ou don nor apply an dwab5ty in AZ. CA CO. R. GA. MO. M[ NC. NM, NC OR PA. T)L VA and WA; W omoorpmymem in FL ML NL NM, W. PA, antl Mt To b r eigibb far ham% yin mow be unemployed at disabled for 30 Or eaeuWa drys B"eft begin m Me 31rt der of mmmpbymmt or diabilly Ramat Met mneSO we rerpKVa W no, first day in U. MA. PA. 50, 7X and WV tar urannal vrrre ; in PA. Sr. elm 50 lw mmirlhT SenNb em bated on Elie auttmod" babnca " of tot dare al bMe and will c memo IN a maximum of 5..Me Intee for unem erymot I. PA arm 1:5. 9, uMimROd m Np, nnUl yore hahnee is pad aR ysu retie to woo, m 4mu MIT: lams the madmum lams OR toe master m (icy, wfdohevor incurs first In CA MA. NY, aM PA NE P0. m nmtl VA Rod VA tl¢brov erenort... tomam for nrmbarofmomht.ern Cna Med cetc eeE, . data. t psvehl, n tw me-etiWng tondWnt in9 is a Mu,d, mamba . o m roe nff.vorwm riva too labor dupes uscieei in AR, IL arm oroum in A T1t antl ME vailable osbi. in vme ex clude,s decor plownet i fly Of..ft. is not a 10. NJ, and 5.N u n,nt ie s ow AR, nor eveileble in MN. Bensons en aoc parent. on purchases mere tlurirrp . a does period. CENEBAI PROMSIONS Ma'snum em. .M spa h &5, except 6664 CA S PA: 69 in pZ. UK Ofl3VA; mm M. AK 0.R CO, DC, OE M. Ur, It, GAt,IL MG Vi. MA MO, tA6MO. s, And. d. MS. Mt NCPP;, NO, 66 N NH, NJ. in ON, . il,TX .. 7. if M MS. A. OK 7NM, NY, BI, SC, S0, TN,T)C HT. Vi, WA WI, WVS W. TO in AZ, NV OK OR S VA; ; Tin FL GA. MISMO. The monthly premium charge to your credit tend account 411 be ms per 5100 of Your average daily b.I.I. except MA in AL 4.& in M Mt in GA; 39.1. in Nh 35s n N; 4.9c in MA 37.4e in MI. Imo in MN; 443% In NC; 392. in NO, 351, n NH; 332. W NJ, 3130 in IN, Nia n OR W.Ne In PA 30.1. in SC; 2% In TH; 3Z2c TX. 395, in HT; ZT.s[ in Yr. 3LI[ in Vk 39c MYYV S Wf. •Cov,ran it ndarwrinen by Amman Bankerr Rte As,nence Company of Florida and American Sudan Incurrence Company of Ftarkik 112M dull Boast Drive, Mmrd, PL 331ST-6595. 4 NY. its and dhabRN .00 a provided by Pamela plastic.. We A"umnce Cool ant, One Bore 640 Piece PO Box ISM Sam 143L PnA River, NY 16469. TX Cenfimt. N.MOn- AC372T C045923S3 PAL ADSIMC0.0791 S 87T54EO.1089. Coverages era wly avd+bb as a ncbae. B V. ...Eat vathn 3D day. o(nceiving Yaur [artlficatr. We wil mho dyam premium Tine IM mmum bad doe cams of the Card darvried I. this Application and Aaramem I...in an of SiNants, 9; 3 Thin lodmrseioe any be ebe.,.# alb rose date. To fore out w has wy but Oveged Wrote to ON m P.D. Bm F750, Rapid Coy, Swm Ram am George F. Cob" Plasdam Cmme.o Bank nc 186 Fast Cwgevaond paripsay, Gone Z30 Sm lab CIT Utah 64131 MM BUM MNM-KEEP THIS NOTICE FOR RITURE USE This Ratio coming Immolate vemernadm about your rigbts and am resmounbRoin andei dm Fan Credit Bifing Act Rattly I% I. can a Form w amunha A6Sd Yaw Bill: O You drink yens big is mung w 9 you need mum nformetlm about a mosso e, an your Will, mere us On .:spares some d Me address 4btl m emO ba Wore m us as soon" paniHa. We mum her kin Van m deb tin W days vier ova sent You row hart bM on which it. mar m problem appeared. You can wNbune a, but doing a rude tot atearla your Loft in w le ac. give no dm following inromadonc (11 Y. morn tad account number, M Tim dollar parent of tlla suspected ermr. yoBeeadMe M erw and amWek N Yon v Imt SEE than is an error, It roe need mom idonwdoA describe row loth Item van m IN nor tore about Yve Ri1W m ma RapevsmEd" Alter W. B.mb Tar WriR" Netiew W4 musee.ImteMsdn you IemramrMn 30 days who win have .oneend rite error be them. Man m days ova mom NOW rvmd the mot m ap110 why an bafim tb bR vans ewntt After Me recast Into mttet wt cafnotdy W who Wry emawd YOU V0511 n, Of O port yin b dotmpuent We can [Orrin., Ve bill YOU f.t the amaum Yen quesdes, including finance ctmgp, am we Can apply my =Paid .meat ramdoe eur dent. ift buy w Yvd.Rostovb ofaMMatnd Tomum whale we ntina Y m are sly ahflp.Wd b my f. its two of Yvey b5. duo sin atmn gnabn U Mu ford we made a mine, an VMK bib Too -01 not ham W pay .try fit-"'- charges late W W any Wesdmad soma N an dent make a mtsbke, You may hire. M pay Maraca Cher,", and You wN have b auks up arty limned neynmrm Me row gmkowtl mwunt. In anher n". are wN -and on s smwmem of dM .manor You owe and th. data that it is Im, H Yin felt a my the mus nt dot We drink YEN aw4 we may report Yet a daarmvaa HpmsaA 0 our explantmo dog net satisfy yW and You wrb in w within tan do" to** a thate n, Edo miles m pay, ws rvsete0 myom M+repea rou W dudyou hm a quasfion abodyow biL Ard we mustbA you the mina d hot been nr re bd you fU 140 world prone w.laPm you W tlu'eth. massr hat read d hea,em m when it MaRT it N w. met Jaguar acs, reps en nny ao0ad the first SM to the qued=ed amountpendYombiwaC a babAat Kyou free a probem avith Ne quoin d Speeded aai.lm Use End P property w solvka dmtym mr haaodvMh a credit cam, and you have Wed in god fast ill ceraddm problem WM ON m mmK you My have ft 'lam nor W pay dm to.." emaont due on mt prapnN w swim. Thum am tut RONNow en me right Isf you a onto. made lye mlrchum in Your bow sem m d an wfdehr ysurmmns etete. wide HID "Assay yer urrram mdM9 sddrim; and lb)dw pwcAaa Price merfi.w hem eon duaM Than limitations donut only N. man, operate dm mommas, wily" Waged you m..dverdsemac(w tha Mammy oraewcaa utnm nmq tYROJECT? a`Ma ~_ v{ ?4I F-T, t o SHERIFF'S RETURN - NOT FOUND CASE NO: 2005-03043 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND CAVALRY PORTFOLIO SERVICE LLC VS HANDSHEW DAVID H ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT HANDSHEW DAVID H but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT & NOTICE , NOT FOUND , as to the within named DEFENDANT , HANDSHEW DAVID H 32 E MAIN STREET APT 1 NEWVILLE, PA 17241 ICE HAS NO RECORD OF DEFENDANT AT 32 E MAIN STREET APT 1 NEWVILLE. Sheriff's Costs: Docketing 18.00 Service 8.88 Not Found 5.00 Surcharge 10.00 .00 41.88 So answer?.:= R. Thomas Kline Sheriff of Cumberland County GORDON & WEINBERG 06/20/2005 Sworn and subscribed to before me this a(.4f day of +17j A.D. Ptot-honotary SHERIFF'S RETURN - NOT FOUND CASE NO: 2005-03043 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND CAVALRY PORTFOLIO SERVICE LLC VS HANDSHEW DAVID H ET AL R. Thomas Kline Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT HANDSHEW MARGARET but was unable to locate Her in his bailiwick. He therefore returns the COMPLAINT & NOTICE , NOT FOUND , as to the within named DEFENDANT , HANDSHEW MARGARET STREET APT 1 NEWVILLE, PA 17241 POST OFFICE HAS NO RECORD OF DEFENDANT AT 32 E MAIN STREET APT 1 NEWVILLE. Sheriff's Costs: So answer: r Docketing 6.00 -? - Service .00 /?i Not Found 5.00 R. Thomas Kline Surcharge 10.00 Sheriff of Cumberland County .00 21.00 GORDON & WEINBERG 06/20/2005 Sworn and subscribed to before me this -11A* day of /r/9A.D.n ProLehdnotary 2015607 GORDON & WEINBERG, P.C. BY: FREDERIC I. WEINBERG, ESQUIRE Identification No.: 41360 PAUL M. SCHOFIELD, JR., ESQUIRE Identification No.: 81894 21 SOUTH 21ST STREET PHILADELPHIA, PA 19103 215/988-9600 Cavalry Portfolio Service, LLC as assignee of Cavalry SPV II, LLC, as assignee of Conseco as assignee of HID- Project Line VS. David H. Handshew 1 Longsdorf Way Cumberland Crossings Carlisle PA 17013-7623 and Margaret Handshew 1 Longsdorf Way Cumberland Crossings Carlisle PA 17013-7623 COURT OF COMMON PLEAS CUMBERLAND COUNTY DOCKET NO. : 05-3043 PRAECIPE TO REINSTATE COMPLAINT TO THE PROTHONOTARY: Kindly reinstate the Plaintiffs' Complaint in Civil Action in the above-captioned matter for an additional thirty (30) days. GORDON & WEINBERe-;P C? BY: C / FREDERIC I. WEINBERG, ESQUIRE Attorney for Plaintiff(s) m u ? r; tJ1 r w ca Curtis R. Long Prothonotary office of the Vrotbonotarp Cumberlanb Countp Renee K. Simpson Deputy Prothonotary John E. Slike Solicitor og _ -An q-1 CIVIL TERM ORDER OF TERMINATION OF COURT CASES AND NOW THIS 29TH DAY OF OCTOBER 2008 AFTER MAILING NOTICE OF INTENTION TO PROCEED AND RECEIVING NO RESPONSE - THE ABOVE CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH PA R C P 230.2 BY THE COURT, CURTIS R. LONG PROTHONOTARY One Courthouse Square • Carlisle, Pennsylvania 17013 • (717) 240-6195 • Fax (717) 240-6573