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IN THE COURT 0 COMMON PLEAS OF
CUMBERLAND C UNTY,PENNSYLVANIA
ORPHANS' COUR DIVISION
NO. 21-01-92
IN RE:ESTATE OF
MILDRED J. GERBER,
An !ncapacltated Persor.
IN RE: MILDRED J.
GERBER TRUST UNDER
AGREEMENT DATED
DECEMBER 19,1997
IN THE COURT 0 COMMON PLEAS OF
CUMBERLAND C UNTY,PENNSYLVANIA
ORPHANS' COUR DIVISION
no. 21-02-540
STATEMENT OF MATTERS COMPLAI ED
OF ON APPEAL
AND NOW, comes the Petitioner, Marilyn Gerber,Pr Se, the eldest cfuild
of Mildred J. Gerber and a full beneficiary of the above stat d Estate and Trust of
Mildred J. Gerber and who files the above stated Statemen of Matters Complained
of on Appeal per the Order of this Court by Judge Oler, pur uant to Pa. R.A.P.
1925(b) and states the following:
1. On or about March 21 ,2001, PNC Bank was ppointed as the Guardian
of Estate of Mildred J. Gerber in this Court by Judge Edgar
2. On or about October 3,2001, PNC Bank sub ituted themselves as the
successor Trustee of the Mildred J. Gerber Trust and remo ed Frederick E. Gerber,1I
as Trustee of the Mildred J. Gerber Trust.
3. Mildred J. Gerber was deceased on January 4,2003.
4. The Petitioner, Marilyn Gerber is the eldest c ild and a full beneficiary
of the Mildred J. Gerber Estate and Trust. The Petitioner al 0 was a caregiver and
nurse for Mildred J. Gerber from 1997 to 2001 as well as liv d in the family residence
of Mildred J. Gerber at 623 Hilltop Drive, New Cumberland Pennsylvania.
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5. The Petitioner attempted to work with PNC Ba k from April 2001 until
the present !!: order for PNC Bank to g:::t.ther ail the assets of Mildred J. Gerber's
Estate and Trust. The Petitioner alerted PNC Bank as to d mages, missing property,
missing assets, missing mail and wasting of the Mildred J. erber Trust that was
originally managed by Frederick E. Gerber,1I from February 1998 to October 2001
when PNC Bank removed him asTrustee.
6. The Petitioner attempted to secure and retriev her personal property
from the the residence of Mildred J. Gerber which was also he childhood and family
home of the Petitioner from PNC Bank to no avail.
7. The Petitioner informed PNC Bank that she w nted to purchase the
property of Mildred J. Gerber at 623 Hilltop Drive, New Cu berland, Pennsylvania
on October 1,2002 to no avail.
8. PNC Bank removed all of the personal prope of Mildred J. Gerber and
that of the Petitioner, Marilyn Gerber on October 1,2002 an placed it in storage
where it remains to this date. PNC Bank has refused to all w Marilyn Gerber to
itemize or retrieve her personal property from the Harrisbur Storage Company.
This constituted wasting of the estate of Mildred J. Gerber.
9. PNC Bank failed to generate income for the E tate of Mildred J. Gerber
by renting the empty home of Mildred J. Gerber from Janua 2002 to January 2004.
10. PNC Bank through their attorney, Ms. A.J. Me dlesohn of Rhoads &
Sinon, lied before Judge Hoffer on December 15,2004 by n t revealing that the
buyers Mr. & Mrs. Timothy Losh had removed their bid to p rchase the home at 623
Hilltop Drive, New Cumberland on December 14,2002 whi h would have allowed
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Petitioner to purchase the property when Judge Hoffer ask d the Petitioner if she was
prepared to purchased this property on December 15,2005
11. PNC Bank filed a citation for Accounting of th Estate and Trust of
Mildred J. Gerber on or about June 2001 which resulted in his Court ordering
Frederick E. Gerber,1I to produce Accounting from March 21,2001 to July 8,2002 for
the Estate and Trust of Mildred J. Gerber.
12. Frederick E. Gerber,1I filed ONLY a Partial Ac ounting of the Estate and
Trust of Mildred J. Gerber and NEVER filed any accounting rom January 2002 to
July 8,2002 as ordered by this Court.
13. PNC Bank and this Petitioner filed Objections 0 the Accounting of
the Estate and the Trust of Mildred J. Gerber on or about A gust 27,2002 in this Court.
14. In mid November 2002, Judge Hoffer ordered n Audit of the Accounting
of the Estate and Trust of Mildred J. Gerber and appointed illiam A. Duncan, Esquire
as the Auditor.
15. In February 2003, PNC Bank attempted to re oved themselves as the
responsible party to argue and represent the Objections of e Estate of Mildred J.
Gerber.
16. In July 2003, PNC Bank agreed to be substitu d as the Objector for
the Objections to the Accounting of the Estate as well as th Trust of Mildred J. Gerber
and this Court substituted Jacqueline Verney,Esquire as th
17. PNC Bank however REMAINS the Trustee of e Mildred J. Gerber
Trust and has billed and managed the investment assets of the Mildred J. Gerber
Trust since their becoming successor Trustee in October 2
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18. PNC Bank filed numerous motions during the ourse of discovery of
the "~ud!t !n 2003 and 2004 attempting to block the producti n of Documents,
Interrogatories as well as filed a Joint Motion to Quash all d scovery of Production of
Documents from Charles Schwab.
PNC Bank sold all the assets and retail products for e Mildred J. Gerber
Trust that were located with Charles Schwab and despite t at commissions were
already paid, PNC Bank then reinvested these assets in th ir own retail investment
products thus effectively "double dipping" in fees and com issions for investments of
the Mildred J. Gerber Trust.
19. PNC Bank hired Rhoads & Sinon as their out de attorney and
generated legal fees in excess of $80,000 which constitute wasting of the
Estate and the Trust. PNC Bank made no attempt to media e and work with all of
the beneficiaries especially Marilyn Gerber.
20. PNC Bank failed to do a thorough and comple e inventory of the
tangible personal property of Mildred J. Gerber in June 200 .
21. PNC Bank failed to file insurance claims on d mage and flooding in
the home of Mildred J. Gerber. PNC Bank wasted and cau ed excessive fees for
utilities, lawn maintenance, managing the mail of Mildred J. Gerber and
failed to restrain Frederick E. Gerber, II who continued to wri e checks from the
Estate and Trust of Mildred J. Gerber despite their appoint nt as Guardian of Estate
22. PNC Bank failed to manage the automobile of Mildred J. Gerber which
was illegally taken out of state to Illinois in December 2001 nd did not manage
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the expired license plates and registration of this automobil .
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PNC Bank entered into a consistent hostile reationshio with the
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Petitioner despite that she was a full beneficiary which res
enormous amount of the assets of the Estate and Trust of
24. The Auditor refused to address the consistent delay and motions from
the Trustee and Executor, Frederick E. Gerber, II which res ted in costly wasting of
the Estate and Trusts as well as legal fees by PNC Bank a the counsel for
Frederick E. Gerber,1I which was billed to the Estate and or rust of Mildred J. Gerber,1I
On August 3,2005, the Auditor refused and failed to ddress information that
indicated that Frederick E. Gerber, II was indeed in the USA and was not protected
under the Sailor's and Soldier's Relief Act which cost the a diting process 6 months
and ultimately wasted assets from the Estate and the Trust.
25. The Auditor refused the Petitioner the right to iew all original documents
from PNC Bank which amounted to 4,000 pages of docum ts which did not fulfill
26. The Auditor refused and this Court did not he r Petitions filed by the
and could correlate to their expenses and billing of legal fe s for the Estate and
Trust.
Petitioner for Sanctions on Frederick E. Gerber, II for failure 0 provide all documents
and accounts relating to the PNC Bank hearing. The Audit r only allowed Frederick
E. Gerber,1I to be deposed one day prior to the PNC Bank udit hearings which
were September 28,29,2004.
27. The Auditor failed and refused the Petitioner d e process in
full disclosure and discovery of valuable banking and acco nting receipts and
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documentation from PNC Bank, Charles Schwab, and Fred rick E. Gerber,11.
28. Th!s Court ta!!ed to he:::tJ the Petition for a Stay on the Sale of the
home at 623 Hilltop Drive, New Cumberland, PA which res Ited in this property being
sold in February 2005 without the knowledge of the Petition r who is a beneficiary.
29. PNC Bank has failed to reimburse the expens s of this Petitioner
for care and services to Mildred J. Gerber yet has allowed xtraordinary expenses to
be spent and paid to Frederick E. Gerber, II and Jane Heflin who are beneficiaries
and children of Mildred J. Gerber which resulted in wasting f the assets of the Estate
and Trust.
30. PNC Bank failed to take action to cease Frede ick E. Gerber,11 from
writing checks on margin on assets held with Charles Schw b for the Estate and
Trust of Mildred J. Gerber.
31. PNC Bank entered into a conspiracy with Fred rick E. Gerber,1I to
defraud Marilyn Gerber, the Petitioner from her rightful inhe itance.
32. The Auditor failed to inform the Petitioner of a chedule of deadlines
for filing of Objections; failed to make the original document available to her in a
timely manner despite numerous requests and failed to inst uct the Court of serious
problems that occurred with the investigation of this Audit.
33. This Court made no attempt to ask questions, sk for a hearing and
signed off on the Auditor's Recommendations in his Brief d spite numerous
legal issues as breach of due process, consistent and legal y supported case law.
34. This Court failed to hear and answer the Petiti ner's Petition to ask
for a reconsideration of an extension of time to file an Answ r of Objections to the
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Auditor's Recommendations in his Brief which he filed on arch 29,2005.
35, The r€ma!n!ng issues are well outlined in the rief fiied by the
Petitioner on February 9,2005 with this Court.
WHEREFORE,the Petitioner respectfully submits this Statement of Matters
Complained of on Appeal as directed and ordered by Judg Wesley Oler,Jr.
Respectfully submitted,
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Marilyn Gerber,Pro Se
717 Market Street,#317
Lemoyne,PA 17043
717 50305280
Date:
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PROOF OF SERVICE
I do hereby swear that a true and correct copy was s rved upon the
parties below by US Mail, postage prepaid on June 15,200 for the Statement of
Matters Complained on Appeal to the following:
Marilyn
Date:r1 #rJJ
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