Loading...
HomeMy WebLinkAbout05-3107 .LL;Ol.} . IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION, L.L.C. ASSIGNEE OF DISCOVER BANK 210 SYLVAN AVENUE ENGLEWOOD CLIFFS, NJ 07632 NO. Oj~- .310 1 [W;J. ...J~ Plaintiff VS. CIVIL ACTION - LAW SHIRLEY ZEIGLER 1004 ROBERT ST MECHANICSBURG PA 17055-3453 Defendant (s) NOTICE You have been sued in Court. If you wish to defend against the claims set forth in the following pages, you must take action within (20) days after this Complaint and Notice are served, by entering a written appearance personally or by an attorney and filing in writing with the Court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so, the case may proceed without you and a judgment may be entered against you by the Court without further notice for any money claimed or any other claim or relief requested by the Plaintiff. You may lose money or property rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET HELP. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. NOTICIA Le han demandado a used en la corte. Si used quarere defensas de esas demandas expuestas en las paginas, siguientes, used tiene viente (20) dias de plazo al partir de la fecha de lademanda y la notifiation. Used debe presentar una apariencia escrita 0 en persona 0 por abogado y archivar en la corte en forma escrita sus defensas 0 sus objeciones a last demandas en corta de su persona. Sea avisado que si used no se defienda, la corte tomara medidas y psedido entrar una orden contra used sin previa aviso 0 notificacion y por cualquier queja 0 alivio que es pedido en la peticion de demanda. Used puede perder dinero 0 sus propledades 0 otros derechos import antes para used. LLEVE ESTA DEMANDA A UN ABODOAGO IMMEDIATAMENTE. SI NO TIENE ABOGADO 0 SI NO TIENE EL DINERO SUFFICIENTE DE PAGAR TAL SERVICIO VAYA EN PERSONA 0 LLAME POR TELEFONO A LA OFICINA CUYA DIRECCION SE ENCUENTRA ESCRITA ABAJO PARA AVERIGUAR DONDE SE PUEDE CONSEGUIR ASSITANCIA LEGAL. Lawyer Referral Service Cumberland County Bar Assn. 32 S. Bedford St. Carlisle 800-990-9108 . PA 17013 CVRNOT/PARET W&A FILE NO. 120446594 .l..l.OlO IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION, L.L.C. ASSIGNEE OF DISCOVER BANK 210 SYLVAN AVENUE ENGLEWOOD CLIFFS, NJ 07632 (J!i- 31t! 7 CW:1. Tv- NO. Plaintiff VS. CIVIL ACTION - LAW SHIRLEY ZEIGLER 1004 ROBERT ST MECHANICSBURG PA 17055-3453 Defendant(s) COMPLAINT Now comes the Plaintiff, PALISADES COLLECTION, L.L.C. attorneys, and the law firm of Wolpoff & Abramson, L.L.P., and in support avers as follows: , by and through its and files this Complaint 1. Plaintiff, PALISADES COLLECTION, L.L.C. ASSIGNEE OF DISCOVER BANK 210 SYLVAN AVENUE ENGLEWOOD CLIFFS, NJ 07632 is a business entity doing business within the Commonwealth of Pennsylvania and the other states of the United States. 2. Defendant, SHIRLEY ZEIGLER a last known address of , is an adult individual with 1004 ROBERT ST MECHANICSBURG PA 17055-3453 COUNTY OF CUMBERLAND 3, It is averred that Defendant(s) was/were issued an open end credit card account. 4. At all relevant times material hereto, Defendant(s) has/have used said charge card for the purchase of products, goods and/or for obtaining services. CCPNRI/PARET W&A FILE NO. 120446594 12619 5. Plaintiff provided Defendant(s) with copies of the Statements of Account showing all debits and credits for transactions on the aforementioned credit card account to which there was no bona fide objection by Defendant(s). A true and correct copy of the Statement of Account is attached hereto, incorporated herein, and marked as Exhibit "A". 6. As of the date of this Complaint, the remaining balance due, owing and unpaid on Defendant's credit card account as a result of the charges made by said Defendant(s) and/or any authorized users is the sum of $ 10968.05. 7. Pursuant to the applicable Pennsylvania law, any unpaid or delinquent balances on said account shall continue to bear interest at the rate of 18%. 8. As of the date of the filing of this Complaint, the amount of interest which has accrued is the sum of $ 3937.68. 9. refused account Despite reasonable and repeated demands for payment, Defendant(s) has/have and continue to refuse to pay all sums due and owing on the aforementioned balance, all to the damage and detriment of the Plaintiff. 10. The amount in controversy is within the jurisdictional amount requiring compulsory arbitration. WHEREFORE, Plaintiff respectfully requests this Honorable Court enter Judgment in favor of the Plaintiff and against Defendant(s) in the amount of $ 10968.05, plus interest in the amount of $ 3937.68, plus costs of this action and any other relief as this Court deems just and reasonable. Respectfully submitted, Amy . Doyl II 7062 Daniel F. olfson #20617 Bruce H. Cherkis #18837 Philip C. Warholic #86341 Ronald M, Abramson #94266 Ronald S. Canter #94000 Donald P. Shiffer #89451 Andrew C. Spears 1187737 WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor, Camp Hill, PA 17011 (717) 303-6700 CPNRI2/PARET W&A FILE NO. 120446594 12624 ATTORNEY VERIFICATION I hereby state that I am the attorney for the Plaintiff, who is located outside of this jurisdiction and in order to file the within document in an expedient and timely manner, am authorized to take this verification on behalf of said Plaintiff in this action and verify that the statements made in the foregoing Complaint are true and correct to the best of my knowledge, information, and belief, based upon information provided by the Plaintiff. The undersigned understands that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904, relating to unsworn falsification to authorities. Date: Amy . Doy' j 7062 Daniel F. olfson #20617 Bruce H. Cherkis #18837 Philip C. Warholic #86341 Ronald M. Abramson #94266 Ronald S. Canter #94000 Donald P. Shiffer #89451 Andrew C. Spears #87737 WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trindle Road, 3rd Floor, Camp Hill, PA 17011 (717) 303-6700 PAVERF/PARET W&A FILE NO. 120446594 Desk DAN Sts PEN Assigned 10968.05 Assigned 05/12/03 Prine Due 10968,05 L/Charge Int .00 % .00 L/payrnnt 05/09/03 Attorney .00 L/Letter 01/05/04 Court .00 L/Worked 01/05/04 Other ,00 L/Trust Judlnt .00 N/Review 01/05/04 Misc ,00 Cntgcy Fee .00 Total Due 10968,05 Total Paid ,00 \ I' ,( " , , ALEDFWKC'Q1/08/04 12:11:33 Print Debtor Work Card C1t DISCOVER CARD Rf# 6011002400310231 Nm1 ZEIGLER,SHIRLEY Nm2 Adr 1004 ROBERT ST " I MECHANICSBURG, PA 170553453 PhN (717)'-697-5356 Msg PAGE 1 Ac# PALl DISC03 8296367 ____________________________________ HISTORY ----------------------------------- Date Time Uid Description CR Dsk NxtRv Txt NextLtr Sts ------+------------------------- 05/15/03 17:~5 RLH 05/15/03 17:15 RLH 05/19/03 10:04 FFC 06/17/03 18:58 RAS 06/17/03 18:58 RAS 06/20/03 10:00 DER DTR'S A/M SAID 07/01/03 15:,06 RAS 07/01/03 15:06 RAS #DS="DER" 07/07/03 11:15 MRW EXPERIAN CREDIT REPORT CALLED HOME NUMBER NO ANSWER. J7 /0,7 /03 11 :,15 MRW CONTACT LETTER )7/07/03 11:~5 MRW Ltr to 01 CONTACT DBTR LTTR SNT 07/07/03 11:15 MRW 001 Action Taken 07/21/03 11:54 MRW FAILURE TO RESPOND LETTER 07/21/03 11:54 MRW Ltr to 01 LETTER #5 DBTRS FA 07/21/03 11:54 MRW PH HOME A/M LM )7/28/03 17:21 RAS Dsk Chg:MRW To DAN )7/28/03 17:21 RAS Global Edit:MRW #DS="MRW" )7/30/03 15:06 DAN REMINDER LETTER Y )7/30/03 15:06 DAN Ltr to 01 REMINDER LTTR # 4 SNT Y )8/11/03 19:06 DAN PH HOME A/M LM Y )8/20/03 17:44 DAN PH HOME AIM LM Y )8/29/03 14:10 DAN 001 Action Taken Y CALLED HOME NUMBER NO ANSWER. )8/29/03 14:10 DAN FINAL DEMAND LETTER Y )8/29/03 14:10 DAN Ltr to 01 FINAL DEMAND LETTE SNT Y )9/15/03 19:58 DAN PH HOME, LMTCB WTH THIRD PARTY Y CALLED HOME NUMBER, LMTCB WTH GINA HER DAUGHTER )9/22/03 18:13 DAN 001 Action Taken GAVE INTEREST SHEET TO STEPHANIE CALLED HOME NUMBER NO ANSWER. )9/23/03 13:39 STS SEE NOTES TO ACCOUNTING ADD 6% INTEREST TO ACC STARTING )9/30/03 18:39 DAN PH HOME AIM LM Ltr to 001 Letter LtrlSer Completed PH HOME, AIM LM Dsk Chg:FFC To DER Desk Reassignment PH HOME A/M LM DTR'S LAST NAME. Dsk Chg:DER To MRW Global Edit:DER Entered y Y Y Y SNT Y Y Y Y Y FROM Y Y Y Y Y Y Y FFC 05/12 FFC 05/12 FFC OS/22 DER OS/22 DER OS/22 DER 06/23 001 2 05/15 ACT AC'I AC'I AC'I AC'I AC'I Y Y MRW 06/23 MRW 06/23 AC'I ACT Y MRW 07/08 ACT MRW 07/08 MRW 07/08 MRW 07/08 MRW 07/24 MRW 07/24 MRW 07/24 DAN 07/24 DAN 07/24 300 ACT ACT ACT ACT ACT ACT ACT ACT 500 DAN 07130 DAN 07/30 DAN 08/14 DAN 08/23 DAN 08130 400 ACT ACT ACT ACT ACT DAN 09/08 DAN 09/08 DAN 09/18 FDL ACT ACT ACT Y DAN 09/23 ACT DAN 09/24 05/12/03 DAN 10103 ACT ACT '""'-t::, ~ (') ,...., 0 c.;;':) r; <"" '-n "" ("-. '- ~'Tl - ~ ~~r" : {1'F- <. ~"E8 (G) ;"n U1 i.2,l~) > r':: ..,...: -I~l ~.. ..." _/.~ -~"\ ('Jr'') ~_.," , ~ './~ ..;. .;.> c. ;_:.,~ n ~> L:;> ::~ :':.::~ r 5J -( 0 -c ~ ~C\ ....... ~ ~ ~ -..(\ " Il>() "'\ "<\ '-.l ~ ~ cr~ () . \ CJ( ~ PALISADES COLLECTION, L.LC ASSIGNEE OF DISCOVER BANK, Plaintiff : IN THE COURT OF COMMON PLEAS : CUMBERLAND CO., PENNSYLVANIA : NO. 05-3107 VS. SHIRLEY ZEIGLER, Defendant CIVIL ACTION - LAW SUGGESTION OF BANKRUPTCY COMES NOW, the Defendant, Shirley Zeigler, by and through her counsel, Brian J, Tyler, Esquire and would show the Court: 1, Debtor filed a Chapter 13 Bankruptcy Petition for relief under Title 1 1, United States Code, in the United States Bankruptcy Court for the Middle District of Pennsylvania, to Case No, 1-05-03182 on May 12, 2005. 2. This action is founded on a claim from which a discharge would be a release or that seeks to impose a charge on the property ofthe estate, 3. This is for informational purposes only, and does not constitute a Notice of Appearance by the undersigned, WHEREFORE, the Defendant suggests that this action has been stayed by the operation of 1 1 U.S.C, Section 362. Respectfully submitted, Purcell, Krug & Haller 1~. Bri J. Tyler, Esquire 17 9 N. Front Street Harrisburg, Pa 17102 717-234-4178 Btvler(iV,pkh.com Certificate of Servic~: The undersigned hereby certifies that on this date a true and correct copy of the Suggestion of Bankruptcy was sent by regular first c:lass mail, postage paid, to the following: Wolpoff & Abramson LLP 4660 Trindle Road 3rd Floor Camp Hill PA 17011 Counsel for Plaintiff By: J. Tyler, Esquire Dated: & - ~ ~- a5 -------- o c", r-' l":;':~ c.J1 N -' -0 .,..,--~ 'J ';.\1 ,-' ~'r: -;""\ h1p.;. -(1(\j ?;~~.~l, ,... --~ I >:~~~~ ~~:~ <-:~ ,b ',<. t,n - 15751 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA PALISADES COLLECTION, L.L.C. ASSIGNEE OF DISCOVER BANK 210 SYLVAN AVENUE ENGLEWOOD CLIFFS, NJ 07632 No. 053107CJ:VIL TERM Plaintiff VS. SHIRLEY ZEIGLER 1004 ROBERT ST Mechanicsburg PA 17055-3453 Defendant (s) PRAECIPE TO DISMISS PLEASE MARK THE ABOVE-ENTITLED CASE AS DISMISSED WITHOUT PREJUDICE. Respectfully submitted, By: ~r. 0., ~ Amy F. Doyle 1} #87062 Daniel F. Wolfsort 1120617 Bruce H. Cherkis #18837 Philip C. Warho1ic 1186341 Ronald M. Abramscln 1194266 Ronald S. Canter #94000 Donald P. Shiffer #89451 Andrew C. Spears #87737 WOLPOFF & ABRAMSON, L.L.P. / Counsel for Plaintiff Attorneys in the Practice of Debt Collection 4660 Trind1e Road!, 3rd Floor, Camp Hill, PA 17011 (717) 303-6700 cc: PALN4/PALN4 W&A FILE NO. 120446594 ;"- <-' /,;.::::> ~ I" o <'~\ -" q. -:\ -C"'-;l, rne. -:~~\:~j :;,:~(:) ..,....,] .,}/;~.;; ':::::t .~:;., ',:4 f';? C(\ "" -