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HomeMy WebLinkAbout05-3231 PHELAN HALLINAN & SCHMIEG, LLP LAWRENCE T, PHELAN. ESQ" Id, No, 32227 FRANCIS S, HALLINAN, ESQ., Id, No, 62695 ONE PENN CENTER PLAZA, SUITE 1400 PHILADELPHIA, PA 19103 (215) 563-7000 CHASE HOME FINANCE LLC 3415 VISION DRIVE COLUMBUS,OH 43219 ATTORNEY FOR PLAINTIFF Plaintiff COURT OF COMMON PLEAS CIVIL DIVISION TERM NO, tJ5 - 3d-.31 ~ CUMBERLAND COUNTY y, ESTATE OF ORVILLE W, KELSEY, JR, JUDY EAGLE, ADMINISTRATRIX AND ALL HEIRS AT LAW OF THE ESTATE OF ORVILLE W, KELSEY, JR, 104 MAPLE AVENUE CAMP HILL, PA 17011 AMY SUSAN KELSEY, HEIR OF THE ESTATE OF ORVILLE W, KELSEY, JR, 320 SOUTH MIDDLESEX ROAD CARLISLE, PA 17013 Defendants CIVIL ACTION - LAW COMPLAINT IN MORTGAGE FORECLOSURE NOTICE You have been sued in court, If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you, You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you, YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE, IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW, THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER, IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE, Lawyer Referral Service Cumberland County Bar Association 32 South Bedford Street Carlisle, P A 17013 (800)990-9108 File#: 115414 File#: 115414 IF THIS IS THE FIRST NOTICE THAT YOU HAVE RECEIVED FROM THIS OFFICE, BE ADVISED THAT: PURSUANT TO THE FAIR DEBT COLLECTION PRACTICES ACT, 15 U,S,C. ~ 1692 et seq, (1977), DEFENDANT(S) MAY DISPUTE THE VALIDITY OF THE DEBT OR ANY PORTION THEREOF, IF DEFENDANT(S) DO SO IN WRITING WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL OBTAIN AND PROVIDE DEFENDANT(S) WITH WRITTEN VERIFICATION THEREOF; OTHERWISE, THE DEBT WILL BE ASSUMED TO BE VALID. LIKEWISE, IF REQUESTED WITHIN THIRTY (30) DAYS OF RECEIPT OF THIS PLEADING, COUNSEL FOR PLAINTIFF WILL SEND DEFENDANT(S) THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR, IF DIFFERENT FROM ABOVE, THE LAW DOES NOT REQUIRE US TO WAIT UNTIL THE END OF THE THIRTY (30) DAY PERIOD FOLLOWING FIRST CONTACT WITH YOU BEFORE SUING YOU TO COLLECT THIS DEBT. EVEN THOUGH THE LAW PROVIDES THAT YOUR ANSWER TO THIS COMPLAINT IS TO BE FILED IN THIS ACTION WITHIN TWENTY (20) DAYS, YOU MAY OBTAIN AN EXTENSION OF THAT TIME. FURTHERMORE, NO REQUEST WILL BE MADE TO THE COURT FOR A JUDGMENT UNTIL THE EXPIRATION OF THIRTY (30) DAYS AFTER YOU HAVE RECEIVED THIS COMPLAINT. HOWEVER, IF YOU REQUEST PROOF OF THE DEBT OR THE NAME AND ADDRESS OF THE ORIGINAL CREDITOR WITHIN THE THIRTY (30) DAY PERIOD THAT BEGINS UPON YOUR RECEIPT OF THIS COMPLAINT, THE LAW REQUIRES US TO CEASE OUR EFFORTS (THROUGH LITIGATION OR OTHERWISE) TO COLLECT THE DEBT UNTIL WE MAIL THE REQUESTED INFORMATION TO YOU. YOU SHOULD CONSULT AN ATTORNEY FOR ADVICE CONCERNING YOUR RIGHTS AND OBLIGATIONS IN THIS SUIT. IF YOU HAVE FILED BANKRUPTCY AND RECEIVED A DISCHARGE, THIS IS NOT AN ATTEMPT TO COLLECT A DEBT. IT IS AN ACTION TO ENFORCE A LIEN ON REAL ESTATE. I. Plaintiff is CHASE HOME FINANCE LLC 3415 VISION DRIVE COLUMBUS,OH 43219 2, The name(s) and last known addressees) of the Defendant(s) are: ESTATE OF ORVILLE W, KELSEY, JR, JUDY EAGLE, ADMINISTRATRIX AND ALL HEIRS A T LAW OF THE ESTATE OF ORVILLE W, KELSEY, JR, 104 MAPLE AVENUE CAMP HILL, P A 170 tJ AMY SUSAN KELSEY, HEIR OF THE ESTATE OF ORVILLE W, KELSEY, JR, 320 SOUTH MIDDLESEX ROAD CARLISLE, P A 17013 who is/are the real owner(s) of the property hereinafter described, 3, On 10/17/2001 mortgagor(s), ORVILLE W, KELSEY, JR" made, executed and delivered a mortgage upon the premises hereinafter described to FLAGST AR BANK, FSB which mortgage is recorded in the Office of the Recorder of CUMBERLAND County, in Mortgage Book No, 1738, Page: 183, PLAINTIFF is now the legal owner of the mortgage and is in the process of formalizing an assignment of same. 4. The premises subject to said mortgage is described as attached, 5, The mortgage is in default because monthly payments of principal and interest upon said mortgage due 0110 l/2005 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon failure of mortgagor to make such payments after a date specified by written notice sent to Mortgagor, the entire principal balance and all interest due thereon are collectible forthwith, File #: 115414 6, The following amounts are due on the mortgage: Principal Balance Interest 12/01/2004 through 06/23/2005 (Per Diem $26,14) Attorney's Fees Cumulative Late Charges 10/17/2001 to 06/23/2005 Cost of Suit and Title Search Subtotal $136,279,71 5,358,70 1,250,00 191.60 $ 550,00 $ 143,630,01 Escrow Credit Deficit Subtotal 0,00 620,70 $ 620,70 TOTAL $ 144,250,71 7, The attorney's fees set forth above are in conformity with the mortgage documents and Pennsylvania law, and will be collected in the event of a third party purchaser at Sheriffs Sale, If the Mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged, 8, This action does not come under Act 6 of 1974 because the original mortgage amount exceeds $50,000, 9. This action does not come under Act 91 of 1983 hecause the mortgaged premises is not owner- occupied, 10, Mortgagor ORVILLE W, KELSEY, JR" died on 10/29104 and JUDY EAGLE was appointed Administratrix of his estate, Letters of Administration were granted to her on 11116/04 by the Register of Wills of Cumberland County, No, 21-041039, Decedent's surviving heir at law and next-of-kin is AMY SUSAN KELSEY. 11. Plaintiff does not hold the named Defendants, JUDY EAGLE and AMY SUSAN KELSEY, personally liable on this cause of action and releases them from any personal liability, This action is being brought to foreclose their interest in the aforesaid real esatate only. File #: 115414 12. Defendants JUDY EAGLE and AMY SUSAN KELSEY have been named in accordance with Pa R,C.P, I I 44(a)(2) in order to divest the equitable interests in the premises and have no personal liability for the debt secured by the mortgage, WHEREFORE, PLAINTIFF demands an in rem Judgment against the Defendant(s) in the sum of$ 144,250,71, together with interest from 06/23/2005 at the rate of$26,14 per diem to the date of Judgment, and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property, AN HALLINA SCHMIEG, LLP tJJl{l{ (c By: /s/Francis S, Hallinan EA WRENCE T, PHELAN, ESQUIRE FRANCIS S, HALLINAN, ESQUIRE Attorneys for Plaintiff File#: 115414 LEGAL DESCRIPTION J.n ... ~ ~JJP.'r eJ!:~A%Jl( ~-.:a.o~ o~ 1Cln4 W.!.t:h bu.t.1Aing ~.r..on t!lX"ectD4 .i.tua-ko a-pd_ '1'..-ehJ.p, C..._1_o eo_tct. P6......y1vani... boUn484 au4 4_c..U,e4 ~Q:l.:l.ov.. , DSG1t1lf2:ll'G a.t a pLn. O'b Cbs .oQ.~.rn ...1.4. Q.~ ~e ~-,=,i.nd1.. JlDad.. 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V1.9Uara, h1.a v1.te by _..d 4..."a4 Janua..y 5, 1976 .....00...68<1 1.n t.... ot:t1.c:e C)~ t:.he R600~oJ:: of! De~. ror CUJaJ:)e7:l.an" County a~ ca..r1i.sl.o,. ponn&. in Deed Book; 0.- Vo1UJ1le 2fi :page 443."" 9~ante4 and conveyed tOl saunClr.... P.. V1.gu.r.. . ~ AND .zB:II: SAXD SAun4J::a P... V1..guor. Wa.Il 4:l.vo%oe4' .~nCQ marr1e4 VQU~ c. D.x~... and hAa UNDBR AND SODJE~ to bu.1.1.4:l.nq and. u.. r...t:.r.t.ctLono .e~ 'C'os:t;b !on ~ Deed ."800'k V~ Vo1ume. 13 page. 437.. File #. 1\5414 VERIFICATION BETH MORRIS hereby states that he/she is ASSISTANT SECRETARY of CHASE HOME FINANCE LLC SUCCESSOR BY MERGER WITH CHASE MANHATTAN MORTGAGE CORPORATION mortgage servicing agent for Plaintiff in this matter, that he/she is authorized to take this Verification, and that the statements made in the foregoing Civil Action in Mortgage Foreclosure are true and correct to the best ofhislher knowledge, information and belief. The undersigned understands that this statement is made subject to the penalties of 18 Pa. C.S. Sec. 4904 relating to unsworn falsification to authorities. ~n~v/; BErn MORRIS ASSISTANT SECRETARY DATE: 6/2->10';> ~~ ~cS ~ (,), ~ ~ ~~ ~ ~ ~ c; ~. ~ \) B \ \ ~ ~l~ [ \S) () ~ ~-:) ..:.n o " .-< ril F? -,...,r, , f"....... ~:'~)9 +~' ;:., ~~lJ ~-t~ ;:.";: .';~ ( ) ""'i'T) (~3 .,::', ''''" /~ :n -.;:. r", --< SHERIFF'S RETURN - NOT FOUND CASE NO: 2005-03231 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND CHASE HOME FINANCE LLC VS KELSEY ORVILLE W JR ESTATE OF R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT KELSEY ORVILLE W JR ESTATE OF JUDY EAGLE ADMINISTRATRIX but was unable to locate Her in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , NOT FOUND , as to the within named DEFENDANT , KELSEY ORVILLE W JR ESTATE OF JUDY EAGLE ADMINISTRATRIX 4820 EAST TRINDLE ROAD MECHANICSBURG, PA 17055 4820 E TRINDLE ROAD IS VACANT. Sheriff's Costs: Docketing Service Not Found Surcharge 18.00 10.36 5.00 10.00 .00 43.36 So answers : ,,/', C:::..>ot'~-:- -. ----: /;;.~:.-:~> /..<,.,- 't" ",:--- /.-c=,' ---, ,." ....--/ .../ ~,i?i ___ r:::-,-'''~:':--;;'-c::----e- R. Thomas Kline Sheriff of Cumberland County PHELAN HALLINAN SCHMIEG 07/05/2005 Sworn and subscribed to before this ;) ~ day of q '7 me ;k'OS A.D. C ~Q nu~p,u,~. Pr t onotary SHERIFF'S RETURN - NOT FOUND CASE NO: 2005-03231 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND CHASE HOME FINANCE LLC VS KELSEY ORVILLE W JR ESTATE OF R, Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT KELSEY AMY SUSAN - HEIR OF THE ESTATE OF ORVILLE W KELSEY JR but was unable to locate Her in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , NOT FOUND , as to the within named DEFENDANT , KELSEY AMY SUSAN - HEIR OF THE ESTATE OF ORVILLE W KELSEY JR , 4820 EAST TRINDLE ROAD MECHANICSBURG, PA 17055 4820 E TRINDLE ROAD IS VACANT. sheriff's Costs: Docketing Service Not Found Surcharge 6.00 ,00 5.00 10.00 .00 21.00 So ans",er~_:~c"-- ,..".. ...r'-:;:' // ,'," -:::::~,.,. ,"," ..'~. ~~ j ~,.,/"-:;:/...":... .- ~ / ~L' c~.-?,....-+'.:~-==-"" I R. Thomas Kline Sheriff of Cumberland County PHELAN HALLINAN SCHMIEG 07/05/2005 Sworn and subscribed to before me this !) ~ day Of~ lvr.d A.D, ~-'- a ~'eQ.. ~ Pro h notary , SHERIFF'S RETURN - REGULAR CASE NO: 2005-03231 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CHASE HOME FINANCE LLC VS KELSEY ORVILLE W JR ESTATE OF DAVID MCKINNEY Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon KELSEY ORVILLE W JR ESTATE OF JUDY EAGLE ADMINISTRATRIX the DEFENDANT , at 1925:00 HOURS, on the 30th day of June 2005 at 104 MAPLE AVENUE CAMP HILL, PA 17011 by handing to JUDY EAGLE a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 6.00 10.36 .00 10.00 .00 26.36 So Answers: :r'fJ?~Jt'<~ R. Thomas Kline 07/05/2005 PHELAN HALLINAN SCHMIEG Sworn and Subscribed to before By: O/~~ ' Deputy Sher~ .... me this /:L ~ day of ~ .)&j( A.D. ( l:t;'L 0 /n,PPlvlJk177' I rothonotary .~l SHERIFF'S RETURN - REGULAR CASE NO: 2005-03231 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND CHASE HOME FINANCE LLC VS KELSEY ORVILLE W JR ESTATE OF DAVID MCKINNEY , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon KELSEY AMY SUSAN - HEIR OF THE ESTATE OF ORVILLE W KELSEY JR the DEFENDANT , at 2055:00 HOURS, on the 30th day of June , 2005 at 320 SOUTH MIDDLESEX ROAD CARLISLE, PA 17013 by handing to AMY SUSAN KELSEY a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 6.00 3.70 .00 10.00 .00 19,70 ?y?'-~~.J ~.. '1 ,,.........~<e""'"'",-~ /' ~ ::-r- R. Thomas Kline Sworn and Subscribed to before 07/05/2005 PHELAN HALLINAN SCHMIEG By: f? J$~ ' Deputy S~ , '" me thls j,A. ~ day of ~ .200.'; A.D. C ~'Xt- Q. ~L;P,~ /I ~~ othonotary , . PHELAN HALLINAN & SCHMIEG, LLP BY: FRANCIS S, HALLINAN, ESQUIRE Identification No. 62695 One Penn Center at Suburban Station 1617 John F. Kennedy Boulevard, Suite 1400 Philadelphia, PA 19103-1814 (215) 563-7000 ATTORNEY FOR PLAINTIFF Chase Home Finance, LLC Plaintiff Court of Common Pleas Civil Division vs. Cumberland County Orville W. Kelsey Judy Eagle No. 05-323 I-CIVIL Defendants PRAECIPE TO THE PROTHONOTARY: Please mark the above referenced case Discontinued and Ended without prejudice, X Please mark the above referenced case Settled, Discontinued and Ended, Please mark Judgments satisfied and the Action settled, discontinued and ended. Please Vacate the judgment entered and mark the action discontinued and ended without prejudice. Please withdraw the complaint and mark the action discontinued and ended without prejudice. Date: f(q ~ I. ;;~~/ 1# Francis S. Hallinan, Esquire Attorney for Plaintiff 115414 . g ;.;: -00:::' rt1 'I; ':Z.I:::Z;'" -,.'1'1 ~,-"",'.- (p,' --.'.,; ~C -';>- '-" t:.-,!'\..."", ~t-, ;;>C ~ ~ ~ ~ c:> - ;- ""Q ::J; t.f! N a:> ~ ~~ i3., 9 "'lq, :t:1'\ 96 af1'\ ~ ~