HomeMy WebLinkAbout05-3647IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
PENNSYLVANIA
BUREAUS INVESTMENT GROUP NO 3
LLC, assignee of PROVIDIAN NATIONAL
BANK
NO. dS -,31-'17
IN CIVIL ACTION
Plaintiff(s)
-vs-
BRIAN K. WATERS
Defendant(s)
COMPLAINT
CODE-
FILED ON BEHALF OF
PLAINTIFF
COUNSEL OF RECORD
FOR THIS PARTY:
James R. Apple, Esq.
PA I.D. No. 37942
Charles F. Bennett, Esq.
PA I.D. No. 30541
Joel E. Hausman, Esq.
PA I.D. No. 42096
APPLE AND APPLE, P.C.
Firm No. 719
4650 Baum Boulevard
Pittsburgh, PA 15213
Telephone: 412-682-1466
Fax: 412-682-3138
0-10 l ?Taj-rl
IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY
PENNSYLVANIA
BUREAUS INVESTMENT GROUP NO 3 NO.
LLC, assignee of PROVIDIAN NATIONAL IN CIVIL ACTION
BANK
Plaintiff(s)
-vs-
BRIAN K. WATERS
Defendant(s)
NOTICE TO DEFEND
YOU HAVE BEEN SUED IN COURT. If you wish to defend against the claims
set forth in the following pages, you must take action within twenty (20) days after
this Complaint and Notice are served, by entering a written appearance personally or
by attorney and filing in writing with the Court your defenses or objections to the
claims set forth against you. You are warned that if you fail to do so, the case may
proceed without you and a judgment may be entered against you by the Court without
further notice, for any money claimed in the Complaint or for any other claim or
relief requested by the Plaintiff. You may lose money or property or other rights
important to you.
YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF
YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE
SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH
INFORMATION ABOUT HIRING A LAWYER.
IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY
BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES
THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A
REDUCED FEE OR NO FEE.
Cumberland County Bar Association
2 Liberty Avenue
Carlisle, PA 17013
1800-990-9108
0? - 34,vl ewe( Jw&v*
COMPLAINT
1. Plaintiff is a corporation having offices at 1717 Central Street, Evanston, IL
60204, and as the assignee of Providian National Bank, stands in its assignor's
stead, and all are hereinafter referred to interchangeably as "Plaintiff'.
2. Defendant is an individual whose address is 826 North Market Street, Duncannon,
Cumberland County, Pennsylvania 17020.
3. At a specific instance and request of the Defendant, the Defendant applied for and
was granted a credit card by Plaintiff at the terms and conditions agreed upon by
the parties, as is more specifically shown by the Agreement, a true and correct
copy of which is attached hereto, marked Exhibit "A" and made a part hereof.
4. The Plaintiff avers that the agreement between the parties was based upon a
written agreement which the Defendant accepted by using credit card to make
purchases and/or cash advances.
5. Thereafter, in breach of obligations under the Agreement, the Defendant failed to
make payments as they became due.
6. Plaintiff avers that the terms of the Agreement provide for acceleration of the
entire balance due and owing upon Defendant's breach of the Agreement.
7. Plaintiff avers that the balance due amounts to $9,522.59, as is more specifically
shown by Plaintiff s Statement of Account, a true and correct copy of which is
attached hereto, marked Exhibit "B" and made a part hereof.
8. Plaintiff avers that the interest has accrued at the rate of 24.00% per annum on the
balance due from April 21, 2005.
9. Per the term of the agreement, the Defendant has agreed to pay to the Plaintiff as
liquidated damages, the costs of collection, including all reasonable attorneys'
fees incurred in the collection of monies owing, which Plaintiff avers will amount
to 20% of the balance due.
10. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed
and refused to pay the amount due to Plaintiff or any part thereof.
WHEREFORE, Plaintiff demands Judgment against Defendant in the amount of
$9,522.59, with appropriate additional interest from April 21, 2005, plus attorneys
fees and costs.
APPLE AND APPLE, P.C.
By:
Attorne or Plaintiff(s)
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Client: BUREAUS INVESTMENT GROUP NO 3 LLC
Assignee of PROVIDIAN VISA / MASTERCARD
1717 Central Street
Evanston, IL 60201
4/20/2005
BRIAN K WATERS
412 BROOKVIEW CT.
MECHANICSBURG, PA 17050
STATEMENT OF ACCOUNT
Original Account Number: 4031131400639264
Account Number: 412494921
New Balance Payment Due Date Statement Closing Date
$9,522.59 4120/2005 4/2012005
Total Credit Line Total Available Line Cash Access Line Available Cash
$0 $0 $0 $0
Your account is seriously past due, and the full balance is due immediately.
Here is your Account Summary:
Previous Balance $6,890.77
(-) Payment & Credits ($75.00)
(+) Purchases, Cash, Debits 0.00
(+) FrNANCE CHARGES $2,706.82
(_) New Balance $9,522.59
Minimum Payment Due $9,522.59
Your charges and credits at a glance:
Q 24.00% Per Annum
REF.
Send Payments to: The Bureaus, Inc. 35353 Eagle Way, Chicago, IL 60678-1353
Write your account number on your check or money order. Never send cash. See reverse side for other payment instructions.
l6'3G6c?
AFFIDAVIT
5
of
Plaintiff
herein, verify that the statements of fact contained in the foregoing Complaint are true
and correct. I understand that false statements herein are made subject to the penalties of
18 Pa. C.S. § 4909, relating to unwornfalsification to authorities.
CJG ??
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Affiant
Title
Address
City, State and Zip
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Curtis R. Long
Prothonotary
OffiLC Of the Protbonotarp
Cumberlanb Countp
Renee K. Simpson
Deputy Prothonotary
John E. Slike
Solicitor
- 3LL17 CIVIL TERM
ORDER OF TERMINATION OF COURT CASES
AND NOW THIS 29TH DAY OF OCTOBER 2008 AFTER MAILING NOTICE OF
INTENTION TO PROCEED AND RECEIVING NO RESPONSE - THE ABOVE
CASE IS HEREBY TERMINATED WITH PREJUDICE IN ACCORDANCE WITH PA
R C P 230.2
BY THE COURT,
CURTIS R. LONG
PROTHONOTARY
One Courthouse Square • Carlisle, Pennsylvania 17013 • (717) 240-6195 • Fax (717) 240-6573