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HomeMy WebLinkAbout07-13-79 (2) ",-, - . - '///3)71 Form No. REV-464;RHIS FORM REQUIRED IN ALL ESTATES WITH GROSSASSESTS UNDER 110,000. UNDER SECTION 701 OF'ACT Of JUNE 16. 1961, EFFECTIVE JANUARY I, 1962. (FILE.(N1 "' DUPUCATE~COPYOFWILLAnACHED) "i,'_....>~-.-li .-,',~ -1 y.: h'1 ~I " ~ : - ~ ,Bruce R. Berkley OFFICE OF'THE REGISTER OF WILLS , County 01 Ct.miberlarrl 01 4104 Vbxlvale !bad, Harrisburg, PA 17109 (Addr...) .# ... -, (Name) being duly sworn according to law. deposes and says that he is the Executor (Exec., Adm., Legatee, Ele.) 01 the estate 01 Louise C. McKerrocher whose iast residence was 1020 (No.) Bridge St., (Street) New Ct.miberland, PA 17070 IClty, Borough or Township) consisted of: deceased, and that the whole 01 the estate 01 said decedent. who died May 24, 1978 [Date) REAL PROPERTY REAL PROPERTY IN PENNSYLVANIA, WITH STATEMENT OF MORTGAGE ENCUMBRANCES UPON EACH PARCEL AT DEATH OF DECEDENT, WHERE PROPERTY HELD AS JOINT TENANT OR TENANCY BY ENTIRETIES, GIVE NAMES. ADDRESSES AND RELATIONSHIP OF OTHER OWNERS. Real Estate Estimated Value NONE - ,. :1 .. 0 Personal Property SJ~~ ",-'" - , ~ ..A./ 1. Checkinq A=unt balance. Account #560-200-8, C1.miberland County National .... Bank, New Currberland, PA 17070 $1,/':IU.1U ", .. 2. Cash found in safe deposit box, 505-B, Ct.miberland County National Bank, New Curnberlarrl, PA 17070 322:00"";'- 3. Utility Deposit refunds 60.09----- 4. ruse. Collector's coins Per appraisal of Steinrretz Coins & Currency, Inc. , 48 Kline Village, Harnsburg, PA 17104 (subJect CO:LI1S were sold to ----- Steinrretz at Price listed in appraisal) 2,141.93 .. ~- 7 ~ , , 5. Mis,",. i terns of housewares clothes. food stuffs. books. decorations. luggage, and other personal property, all in poor condition and of no 1.00"""'--- ""',;,,, L.l ~L" I~ , 'IDrAL CQ:i.3J:S 12 NOTE: You may expedite the processing of this return by filing with it, and as a part of the return, letters from financial institutions or mortgage holders, certifying to amounts on deposit or owed by the decedent as of the date of death. Such letters must be signed by a responsible officer of the financial institution or mortgage holder and indicate clearly amounts of principal and interest in the decedent's account at the date of death and the type of account, account number and the exact name or names in Jointly Held Property Estimated ~ Value 1. U.S. Savings bond, Cindy M:::Kerrocher, joint' tenant* ~ ~'Q~ ISO 2. U.S. Savings bond, Paul M:::Ke=cher, Jr., joint tenant* / L (509: 00)<15'-1 l ~I~- /. ::., 3. U.S. Savings bond, Dana M:::Kerrocher, joint tenant* 481. OO'J'iO. ~ ~ Ln S;:;n!o 4. U.S. Savings bond, Michael M:::Kerrocher, joint tenant* .~ (507.~. tenant \..'p~ - '\ 5. U.S. Savings bond, #D9l429762E, 7/24/69, Karen Berkley, joint (532. 49i!iDl... ~." 6. U.S. Savings bond, #D201470101, 6/29/76, Stephapie Gish, .joint tenant (419.20J09 ) . , , ---- " , '" * These bonds were converl:ed to cash ,and are listed at cash surrender value \ 3ll\,~O ........ . Transfers within TWO YEARS P.jiorJ to Death . . , I r \ \ ~ . ", -' i \ - \ ~ :.... ' \", .. NONE \, \~ . '. ---- ~ .00 56 50 50 ~() lob That at the time of death there was no safe deposit box registered in decedent's individual name, or jointly with, or as agent or deputy of another, or in decedent's individual name, with right of access by another as agent or deputy, with the exception of the following:- - NAME AND ADDRESS OF BANK OR OTHER INSTITUTION THIS SAFE DEPOSIT BOX RENTED RELATIONSHIP OF JOINT IN WHICH DECEDENT RENTED A SAFE DEPOSIT BOX IN NAME OR NAMES OF HOLDERS TO DECEDENT Cumberland Countv NationaJ:' Bank IDuise C. M:::Ke=cher .---- n/a New CLmberland, PA 17070 , . BENEFICIARIES RELATIONSHIP SURVIVED AGE OF LIFE BENEFICIARIES AND ADDRESSES (If step.children or DECEDENT TENANTS OR INTEREST OF (State fuU names of all and their addresses wJ~o have an in~ illegitimate children ANNUITANTS BENEFICIARY terest, vested, contingent or otherwise, in estate.) are involved. set STATE YES AT DEATH OF IN ESTATE forth this faeL) OR NO DECEDENT . Penny S. Berkley arandchild ves n/a 1/2 of residuary 4104 Woodvale Road Harn.sburg, PA 1llO9 Peqqy L. Gish grandchild yes n/a 1/2 of residuary address unkn= ~- . "\ . ~ " /1 ~--:---- ~..., .~- ....... January 25, 1912 ~. I~.... ,I ___~V"'N~. . " ~~j. ' It is my intent to have this Direct of;!;Propert; , Disposal serve as my last Will with respect to the distribution of my'assets to the be low named hei r 's. I (Louise HcKerrocher) bestow the responsibility of such distribution to Bruce R. Berkley. It is my intent and"desir'e to have Bruce R. Berkley act as my administrator upon my expiration. All monitary sums have been . set aside in the form of Bonds and Certificates of Deposit with my intended heir named as co-owner on Bond or Certificate. All Bonds and Certificates are to be distributed within a reasonable amount of time following my passing; with the exception of the 3 Bonds to my Grandchildren -Cindy, Paul Jr., and \iichael ~cKerrocher. These Bonds ~ill be placed in trust by Bruce R. Berkley and held untill each of these children reaches the a~e of 21 years, or untill such a time that these children become needy of said funds, not to be hefore any child reaches the age of lB years. The needy condition of any i~dividule child shall be determined by Bruce R. Berkle~. All personal property of any nature which may consist of any personal belongings of which the majority is to he found at 323 6th Street, New Cumberland, ra. and in storage at the ~i. F. qockey Storage Co. is to be divided equally between Peggy L. Gish and Penny S. Berkley. Funeral arangements are to he aranged by the communitive agreement of Peggy L. Gish, Penny S. Berkley and Rr~ce R. Berkley. There is one Certificate of Deposit(Drawn on DauphinUiposit Bank) which is solely in my name and if'Y should not be in physical condition to have this changed, theh, it is to go to my administrator to be used solely for burial expenses. ~ .J.'l.rt-o .. "I (I~.),\" ~ tT'a... " h f"'-f"')1 r ',) (. <:V u...'~ " --\. -'- ,: '':> k~~':;_\:... . --...: Wi tness ~ ": : ", . ; ),';r}>~ 'r;. , >- \ 48 Kline Village. Harrisburg, Pennsylvania 17104 . Telephone (717) 238-9184 843 Park City Center. Lancaster, Pennsylvania 17601 . Telephone (717) 299-12\\ DENNIS E. STEINMETZ PRESIDENT ROBERT V. POLITO VICE-PRESIDENT ~.;n./ r-> ~. /I/<c//~c.//,~/ --- . CSif;'L V,": " e)~ 'I 1'l'.J. I / '.\. .S? /A' u~ /7.5I () / / '/''''X C/ ( /.,-- /l'- ..-~ I ~ }/r,y cY // /!/ ,j J~//'/,4'?--- --t; -;;1/!- MEMBER FACTS TELETYPE D.13 9/y/;t 0"-' /00 ~ SfS ~ ~o - /y ~ <=' -7 ? - (x../ "...-". 1,,2 .:.-""'C.oo ') !;' ,0- ~ 77;J -- -, /;' I ,. f 48 Kline Village. Harrisburg, Pennsylvania 17104 . Telephone (717) 238-9184 843 Park City Center. Lancaster, Pennsylvania 1760 I . Telephone (717) 299-1211. DENNIS E. STEINMETZ PRESIDENT ROBERT V. POLITO VICE.PRESIDENT /1//,/,,.4,-'.4 ~ /'/516-6/0 /t.>/ . ~,hVA: ~,... J"./ f~r u ?-r/ { iJ/.Il../Ht'P"~rn;...,.- C'-"} J~e,.- (",/-'"/T I' ,Je/'-h-,u ".~ .r-,/ .f;" " r-"'/? Icvrj~ ~ eJr""r(! /lIc ):' e/./ '" <;;,.,"" - JO 0 19 J.2 - K'I' p;';('l'c-/: 10 ~ ..,.,.e:;~~t"'AL~ 'J "~ </ ;.zJ-./ ~,,-- r /i,. < ..) / / { k-'d" J' rf.J ;ff:/, t>,/r--.I 7 .. t' f-.'.. "-"'/."" Ty/,t' /)~';( J '-' ( ,I - ....p.r' , {lrJ ( 1"'/I/,4/~7 ,c'Y~"i'~" ........ Ij. X /" /S"... 'V' S'/ rJ ~ ( " j' C/, I- (-;,:,,,., // fi~." (. _. -..J /;c":~ ~.'~ (p~-,. n 7 1/) (c. // S'r) / :lS' L:..c."10 - S" ~ g7 "" I ~ 7 - ~<J 7 - j3 ();: "" liS - -'" 5/0 :- '7S~' v::Z ,'7 ."""- .:l .t:; .-/ ~ 0-0 co<- 5': (7 ......~ - "5>' ?Y3'~~ MEMBER FACTS TELETYPE D-l) 3/~1/7'1 . .~ I DENNIS E. STEINMETZ PRESlI)ENT ROllERT V. POLlTO VICE.PRESIDENT - ~.l \. IJ I~ t :;[,-..~., . f--7---:--l------ 'J 0, CZ' . ~)() 1'< /<-1/) /) (((c.Li ,.' (J ,.~\ . / " _'~{ (-1~.:' /,..'" ( .1 0 / L; ~C, !l': (-"L /yL H/ /",. . ( I . /;.\ ) ) il . . , '-i,l) (:. /.".,' l.i . I J . "/ V ( .' .. -I (,) I,' ,) / r; 0 j rJ ~ {,'""b '. ::, I ';v c( e 'J 'j7: I Ii I G @ 't n 1(. C"'" , (, ~ / (j' "j () nU"<5C ,;c..;;C- 1(. t(J i ,/!" ~. /}u.y...:;C .;JJJ: 9 :Fc L) j{i J'kf Fl:.--VI0{ .:.:...<...;( i 'i Ii J 1 (' () ilL< f. C 0 ( C "'c 3' I -' '-' " /-. (! l) I' .', I lj L c( ! Ii" 'i , .. .> I! , , , c , ( " 1 ~, I .) , if!. ) I~ ,'(' '/ n J :5 {J(, /? {'c' ~ n lu cu L( '3 I 1'1 I, 'I .' /- i 1(' l'il.I, I 'j;, '1 l_, I r;c y. ')i CJ . " Ii ) . V)LL,C..e- MEMBER FACTS TELETYPE D.13 . ,,' '> ., _ Ilh 2 ,w L /--( 11LL,ci: H (i ;J4.V'''''-..- 1./ J,c((U~ '101-/, L/ 0 17" /7 J..1 C/3,:FD 'l h. 9.~-='n {- ~;J :"-7 '-I 0 cJ. '..J 'J' '. , o " .-.-._~.. " " 7 - , , , ",.,>. ': '; STEINMETZ :~: COINS & CURRENCY, INC. 48 Kline Village. Harrisburg, Pennsylvania 17104 . Telephone (717) 238-9184 843 Park City Center. Lancaster, Pennsylvania 1760 I . Telephone (717) 299-1211 DENNIS E. STEINMETZ PRESIDENT ROBERT V. POLITO VICE,PRESIDENT (/~.}_j ( It'lL )U,; /0 SO J; tJ' ,'OJ .- (I f; go JLli..'---t'L . . ( I) ') ;." , I !)Uft~'-(' , i /1 /U,'("/f..:-L....-) . o;Zfy~ /0) ;;' L/ () q 0" (; I;t t:' MBIBER FACTS TElETYPE D,I3 c, " BRUCE R. BERKLEY 4104 WOODVALE ROAD HARRISBURG, PENNSYLVANIA 17109 (717) 545-2521 May 7, 1979 r Mr. Raymond C. Hedger, 2931 N. Front St. Harrisburg, Pa. I I \ \ I Per your instructions I spoke with Paul McKerrochei yesterday only to find that, contrary to my instructions, he (and his children converted their respective savings bonds to cash. The names and amounts are as follows: i Cindy McKerrocher $300.06 Paul McKerrocher, Jr. 509.00 Dana McKerrocher 481.00 - , Michael McKerrocher 507.00 Jr., Esq. Dear Ray: I still have in my possession the following: Karen Berkley Stephany Gish #D9l429762E, 7/24/69 #D20l470l0l, 6/29/76 $532.40 419.20 Ray, I as you appologize for this unexpected surprise; pI~ase handle , see appropriate. I Thank you. -/ "...(........(..<"--- Bruce R. Berkley j'- DEBTS AND DEDUCTIONS CLAIMED . List rfrst five items in the spaces 80 provided, observe notations thereon, and in~ction8. DEBT OR CLAIM ~ ". NATURE OF SAME Funeral expenses paid Family exemption (will not be allowed unless decedent died residing with a spouse or children.) Administration Expense. . Counsel fees. Fiduciary commission . OTHER DEBTS AND CLAIMS (.) See Note below ~ Total i Note: The estate agrees 10 advise the Register of Wills if the amount actually paid in settlement of any fee, commission or debt is greater or ! less than the estimated amount claimed and allowed, . .. I f,.~.;:s{,bseireff'~ :worn 10 before me this , , .", ' ." " .... .'. . .. . . '~\lJCEo R'w(~oo'; 'Illi~';;\~~f}"""'" .. t. .t?.......:'7"..~...dayof.....;r.W.Y..............19}~. ..., II <XV'^-'-' f!l), ~_ --- _ 0 ~ .......'1...................... .......... \?~~:~ :~~.~N~~.y . ',e, Da~;i~'c~~~;;.~~~~~I~~;~' . .\\a.((,~~t,l;:ee~ A~b~1\~9. . .. .... ... . ". r;". --. My Commission Upires Janua'). 10, 1~ (Ci!~ O,T Town ond Stote) I .__.t~._- -Having heen'dUly sworn aeeordiilg iolilW;Tdo herehy certify iIiat the above appraisement is made in conformity with law on this I .. .. .. .... . .. .. . .... ... . . . .. .. . .. . day of . . .. .. . . .. . .. . . . . .. . . .. .. . .. . .. . .. . .., 19. .... I . . .. . .. . . .:. ... . .. . ..... . . .... T ... ... .. . .. .. App~~i;.;r" .. In the event that any future interest in this estate is transferred in possession or enjoyment 10 collateral heirs of the decedent after the .expiration of any estate for life or for years. the Commonwealth hereby expressly reserves the right to appraise and assess transfer inheritance taxes at the lawful collateral rate on any such future interest. i REPORT OF THE REGISTER OF WILLS i I, the undersigned duly elected Register of Wills in and for. . . . . . . . . . . . . County, Pennsylvania, do; respectfully report that I have I allowed debts and deductions in the amounts claimed by deponent. except as to those items where a greate~ or lesser amount is set forth in the last column 10 the right in said scheduIeahove, which greater or lesser amount represents the sum' allowed as a deduction. I I Dated: .. . .. . .. . .. . .. . .. . . . . .. . .. . .. . . .. . .. .. . . .. .. . . . . .. . .. . .. . . . . . . . .. .. j.. . .. . . . . ... . .. ..... .. . . .. . ... Register of Will8 I . 1 r ~ ~ >~ ~ c ~ a:: "'::: ~ :0 .t"' > B- J ~ 0 :0 w. 8 ..... ~ :0 .. :Ill .S:: w. ~ 0 ~ l"J :E ..... "I-" :00 l"J iil ;g ~ :z .CD :Ill ... .. '0 'CD w. :Ill 0 0 ~ :r ~~ ::;; :0 '".l :0 0 .' M - > ..... '0 ~ ~ z z ~ :CD :s:: ::;;: 0 ::I: i !" .. .Ii :~ .n > .. t:1 :0 l"J :0 'I-' .~ ~ .. ;! > ~ :Pl :CD 'CD l"J = > .::l .Ii :Ii " " ~ <' ;0. '1-' .Ii 0 ~ ~ .. :Pl '0 '".l ~ :Ill :0 .::l :n :Ill > 0;' '0. r~ > - 'CD - CI> CI> > :Ii l"J ~ t"' [ a:: l"J .. Z ~ .' \ RE V.;'464 (6-18) County,.Numbet and Name 21-Cumberland SUMMARY Fi Ie Number 21 ~78-0289 , Date al Death M~y 74, 197R , I COMMONWEAL TH OF PENNSYLVANIA Estate Name McKerrocher Louise , C. TRANSFER INHERITANCE TAX (L AST NAME) (FIRST NAME) (INITIAL) ! RESIDENTI DECEDENT I REPORT OF INHERITANCE TAX APPRAISER I , I I, the undersigned duly appointed Inheritonce Tax Appraiser in and lor the County 01 Cumberland , Pennsylvania, do respectfully report that I have appraised the real and personal property as reporte~ in the foregoing return at the values set forth opposite each item in the last column to the right in Schedules uA", ".8", lIe'I', and ICE". ~f)/lA/7 ) JrA'!Fl ~ } I Dated: September 18, 1979 I ". INHERITANCE TAX APPRAISER I I I REPORT OF THE REGISTER OF WILLS I , I I, the undersigned duly elected Register of Wills in and for Cou~ty, Pennsylvania, do respect- , fully report that I have allowed deductions in the amounts claimed by deponent, except as to those items where a greater or lesser amount is set forth in the last coluinn to the right in Schedule "FU, which greater or lesser ~mount represents the sum allowed as a deduction. ! ! Dated: I REGISTER OF WILLS i CODE ADJUSTMENTS I INVENTORV VALUE AS APPRAISED (HARRISBURG USE ONL VI REMAINDER APPRAISEMENT CODE , Real Property (Schedule A) $ none 00+ , 92+ Personal Property (Schedule B) 4 ,1~ 17 10+ , 1.'174 ,0 I Joint-Held Property (Schedule EI 20+ , Transfers (Schedule CI none 30+ TOTAL GROSS ASSETS ~_hRq 47 Lass Debts and Deductions 40- 93- (SeHEDULE F) CLEAR VALUE OF ESTATE Valuation of life estates or :L- PRINCIPLE FACTOR VALUE CODE annuities.................... . $ t= . t= r \ - - ESTATE TAX ASSESSMENTS -$ . I FOR USE OF REGISTER ONLY ~ COMPUTATION OF TAX Tax on $ 2% $ I Tax on $ 6% $ 1 , Tax on $ 15% $ I Tax on $ $ I Tax on $ $ (*!) Exemptions * As evidenced by Charitable Total Estate Exemption Certificates issued TOTAL TAX $ by the Secretary of Revenue. Less tax previously pa id $ t= BALANCE $ I Less 5% of tax If paid within I , 3 month s after death $ , I I ~ I , BALANCE OF INHERITANCE TAX DUE , Add interest at rate of 6% from , to $ AMOUNT OF ESTATE TAX ASSESSED $ ~ Estate tax paid $ I BALANCE DUE $ I Add Interest at rate of 6% from , to $ TOTAL TAX BALANCE $ PAID $ , Supplemental Codes: (FOR USE IN HARRISBURG ONL Y) I 48-Adjustment 6O-Lile Estate 93C-CharJ.ty 96-SJccess ive 49+Adjustment 92+Remoinder Appraisal 94-Remainder Residue Lile Estate 56-Annuity 9.3- Rema inder Dedu ction I , i , FOR USE OF REGISTER ONLY ADJUSTMENTS I I , NOTE: Where subse'bent adjustments are made to the abave computation 01 tox by the .Register al Wills, lor proper reason, same should e note belaw, with short explanation. i I 1 - - ~ \ <;!lo '" ~ ~ " ~ '" c.. a " c.. ~ <.> ~ " .. il ....'" '., ~ ~ ., " -5 .. "" 4- "" "" ~ 0 C C '" \ c' u. .... co CO <f) ~ c.. .... - - '" ~ 0 ~ .... .... '" 0 ~ \.l.l ., ., " 'i i? -% -% c.. c.. ~ ~ ~ ~ ,.. '0 ,.. 'S :;l :;l t; . u u ,0 ~ r-' u .e ~ u. \.l.l ., l, ~ 0 '" ~ " c' .- ~ ,.,.-;:- :;l '0 \.l.l 3 % 0 r-' ~ '" .~ 0 ~ % ... ~ ~ :;l ~ ":2 0 W <f) .. W .~ ,..J '" 's ~"d <1"~ . REV.SI8 (3-79) COMMONWEALTH OF PENNSYLVANIA DEPARTMENT OF REVENUE BUREAU OF FIELD OPERATIONS P. o. BOX 2970 HAR RISBURG 17105 . IN YOUR REPLY PLEASE REFER TO , I nvestigation Division , , NOTICE OF FILING OF APPRAISEMENT Bruce R. Be rk 1 ey 4104 Woodvale Road Harrisburg, PA 17109 (Executor or Administratorl In Re: Estate of Louise C. McKerrocher Cumberland I County - File No. 21-78-02891 I Dear Mr. Berkley: You are hereby notified that the oriqinal appraisement in the estate of Lou i se C. McKe r roche r has been filed in the office of the Register of Wills of Cumberl and I County on September 18 ,19~. Said appraisement reflects the following valuations: . I Real Estate non e I Personal Property 4 ,3 1 5. 12 I Transfers none Jointly Owned 1,374.30 Total 5,689.42 . As to such tax that is paid within three months from date of death, a fiJe (5%) percent discount is allowable. As to any tax that remains unpaid after nine (9) months (fifteen months when death occurred from December 22, 1965 to June 16, 1971, inclusive; and tWelve months when death occurred prior to December 22,1965) from date of death~ interest at the rate of six (6%) percent per annum is charged. I . I , Any party in interest who is aggrieved by this notice may object theretd within sixty days after receipt of said notice as provided by Section 1001 of the Inheritance and Estate Tax Act of 1961, 72 P. S. 2485-1001, P. L. 373. I , Title I J~,) Appraiser I Date f Septembe r 18, 1979 Signed J a...t,oI.A Q) .' NOTE: This is not a bill, . j , , \ REV-451 (8-1B) c . ,. DEPARTMENT OF REVENUE BUREAU OF FIELD OPERATIONS P.O. BOX 2970 HARRISBURG. PENNA. 17105 I I I , DATEI I COUNrV FILE ~O. ..2J..:.7jl.=..Q2.a.~t I I Whereas, Louise C. McKerrocher late of New Cu~berland in the County of Cumbe r 1 and Commonwealth of Penhsylvania, having died on the 24 th day of May 19 Z!L. seized land possessed of an estate subject to Inheritance Tax under the laws of the Commonwealth of Pennsylvania; I Therefore, I, S"ndr" I. Ston" . an appraiser duly a~pointed according to law, having been designated to make a fair and conscionable appraisement of the said estate, and to assess and fix the cash value of all annuities and life estates growing out of said estate, hereby file the following apptaisement: , I n the event that any future Interest in this estate is transferred i!'l possession or enjoyment to collateral Ileirs of tl1e decedent after the expiration of any estate for life or for years, the Commonwealth hereby expressly reserves the right to appraise and assess transfer inhe1rltance taxes at the lawful collateral rate on any such future interest I COMMONWEALTH OF PENNSYLVANIA RESIDENT II\IHERITAI\lCE TAX APPRAISEMENT Septembe r 18 , Cumberland 1979 DESCRIPTION OF ASSET I UNIT Appraisement VALUES Made for Inheritance Tax Purposes I Real Estate I $ none I 4 31S Personal Property I 12 Transfers none Joint-Held Property I 1.374 30 TOTAL ASSETS I ~ 68q 42 I I I , I , I I I I I . I I I I I . I , I , I I , I , I I I I I I , Have been duly swom according to law, I do hereby certify that the above 7fpraisement1is made' in conformity with the law on this Illth day of <!::J!J~A~(J) ~ I ): - 19. ~ . / / I Appraiser I (Number and Street) Harrisbura I P . enna. (Post OI\<;cO) ;., ~ <:: " o C) \\ , \\ ~ '<t II- UI <..> Z <t t: '" \JJ :c ~ ~ \\ , "l:j " '" : \% " '" : u " '" .) Q OJ: .c: 0: e.~ '-: OJ: "': ....0 0: ~: s ~ ~~ ~ 0): .~l ::>: 0: ...J: .,,: c: ,," (; ~~ CU 0): +- ..0: rts E: .... ,,: u: .,,: ......: 0'\: -: ...:t': ........ N: g ,..: <0: :>:, 3: OJ: zi "" "\ c: ~ '" -'<: g Q .<: ~ nl <l) Q .... o '" 8 ~ t:: .::t: E ~~ '" '" .;;; a ~ Jt &: ~~ . 0'"\: : ........: : 0-" :~ ci Z co: -! ." : ~: : 0..: : 0): : c.Il: a> o <;:: .... o '" a> " "0 >: nl ~ .... o .'" a, ~ '" "S, '" ~ .S 11 ti: ~ <:: 5 ~ W ::l ffi > UJ e: u. o I- Z W ~ l- e: <( fu o .,; ~ "0; o '" ~ "l:j ~ ~ P.. ~ "0 <:: '" 11 <:: .~ >: 4:1 .. <:: '" ~ '" "iil ... P.. ~ . " , ~ ::> o .J:l '" '" ~ o ... ~ .. <:: '" ~ '" "@ g; ~ E o <l:: '" 2l. P.. ~ "0 %, lil ..c: u "l:j fa "0 ~ ~ ~