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Home My WebLink About05-3770 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff No: 05 - .l'Y"fD C~l( c.,-0L'r) vs. COMPLAINT IN CIVIL ACTION ROBERT D BAILEY AKA ROBERT BAILEY Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 04354961 C A Pit KMJ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK plaintiff vs. Civil Action No ROBERT D BAILEY Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. plaintiff, is a corporation with offices at 3311 MILL MEADOW DR. HILLIARD , OH 43026 . 2. Defendant is an adult individual(s) residing at the address listed below: ROBERT D BAILEY 1166 REDWOOD DR CARLISLE, PA 17013 3. Defendant applied for and received a credit card issued by Plaintiff bearing the account number 6011002306518507 . A copy of Plaintiff's Statement of Account s attached hereto, marked as Exhibit "A" and made a part hereof. 4. Defendant made use of said credit card and currently has a balance due and owing to Plaintiff, as of July 12, 2005 , in the amount of $10312.06 . 5. Defendant is in default by failing to make payments when due. 6. Plaintiff avers that the Agreement between the parties provides that Defendant will pay Plaintiff's attorneys' fees. 7. Plaintiff avers that such attorneys' fees will amount to $1500.00 8. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for Judgment in its favor and against Defendant, ROBERT D BAILEY ,individually, in the amount of $10312.06 with interest at the legal rate of 6.000% per annum from date of judgment plus attorneys' fees of $1500.00 , and costs. -~ C. War rodt,425 4 , WEINBERG & REIS CO., L.P.A. venth Avenue, Suite 2718 burgh, PA 15219 434-7955 412-338-7130 54961 C A Pit KMJ This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be used for that purpose. D{SCNER \ CARD newbalancs $10,312.06 03 SOSN6A01 0008645 ROBERT BAILEY 1166 REDWOOD DR CARLISLE fA 17013-1378 Addrf:lSSQftelaphonechsllQ8? Pfeaseprinl change in Ihe spaCfJ above, orgc1'0 Di$COVflrcard.com. minirrwmpaymenldue $1,034.00 acCl)unl nLlmber fi011 0023 0651 8507 snlsramovnt8nc/o$8dblillow paymenlduedale July 2, 2005 $1 ? "/ :A /,0,. SAVE TODAY! Call HIOO.767~73'5 to lransferyourhigher-rate balances tcyour Discover@CardorviSltDlscOvefcard.com PO BOX 15251 11I11I11111111111111.111I11 WIlMING10N DE 19886-5251 \'11111,11,1111,111111111111,11111.1.1.1'11111.1.11111111,1111 000006011002306518507103120600000000103400 Discover Platinum Card Account Summary account number payment due date minimum payment due credit/imir creditavailsble cashcredil/imit casflcreditavailable 6011002306518507 July2, 200S $1,034.00 $15,002 $0 $5,800.00 $0.00 Closing Date: June 3. 2005 previous balance paymen/s arid credits purchases cash advances ba/8IIcefransfers FINANCE CHARGES new balance page 1 ol2 $10,312.06 0.00 + 0.00 + 0.00 + 0.00 + 0.00 - $10,312.06 Cash back Bonus. AWARD Cashback BonuS@Anniversary Dale: October 3 Previous CashbaCk Bonus Award Ba~ $ Purchase Awarcl This Period + Cashbac\l. Bonus Award Total Redemptions This Period 0.00 000 0.00 0.00 0.00 0.00 Cashback Bonus Award BelaMe Award Available 10 Redeem $ Nominal ANNUAL Transaction Average ~~odic ANNUAL. Psriadlc Fee Daify PERCENTAGE PERCENTAGE FINANCE FINANCE Balances Rate, RATES RA TES CHARGES CHARGES current MUng period: 31 days Purcheses $0 0.06847% 24.99% V 24.99% $0 none Cash Advances $0 0.06847% 24.99% V 24.99% $0 $0 The ralElS lhat appv 10 your Accounl are either fixed (FJ or Ihey may vary (V) 8S I'lOIed above. n.._.n......'J,...I.~".... rn........I:"D'.. '""" ",,"7........'~~I_~ _~ L ...---- ~~\e\1 ~ 1!yjJ1S /b DlsceVER PLATINUM IMPORTANT INFORMATION ABOUT YOUR ACCOUNT CAR.DMEMBER AGREEMENT The terms and COl'ldition. of your Account. including how we calculate tina...ce charges.. our fees and an Arbitration of Dispute~ section. You have the right to rejec:t the arbitnr60n provisjon with respect to your new Account within JO riay>;;frer receiving your Carel. as' explained il) rile -Acc:eptance of Agreement- section... ...................... .SEEPAliES 1- 12 PRIVACY POUCY A summa/)' .ofthe personal information we collect, when it may be shared with others, al'ld how we safegWlrd the confidentiality and security of . informalicn. You may limit our sharing of wch information with orh.,. . ........ SEE PAGES 13 - IS. B/LUNG RIGHTS Important information about your rights and our responsibilities under the fair Credit SiHing Act . . , , . ..,......... ................... SEE PAGES 16 -?7 CASHBACIC BONUS. PLUS TERMS. Af.lD CONDITIONS The terms and conditions of the Cashback BonuS- Plus award program. including a description of how we calculate the award and how it is paid... .... " . . . .. - .. .. . . .. . .. .. .. ... .., .. . . SEE PA GES 17 - 19 DESCR/PTlON OF COVERAGE The terms and conditions of lhe Scheduled Air Travel Accident Insurance and the Secondary Rental Car Collision Coverage m.at is provided at no charge to you when you uS@ your Card to purchase airline tickets or rent an automobile.... . SEE PAGES 19 - 26 eo 2OC4 DI$CCWEIr Bank. Member FDIC ,(374001.04Q4TL 15 EXHIB}T .~ ~ ~ . ~ii :;~~~"..!!i -e.sgiiE 1!::$';'::f':j.s~S.s i.r=:~3 -6if'a.!Ci'2 .~=!:~;PJi;i~ ... .4iiG,::t I!o JS-i.e2 'lSol5--o.,~-= olf:':',el. ~Z:l;1.=i .:re",-sa-Se::o....i ~ i:g ~ e].aj,;~ !:!:'! I ~ i :s ~;.:.f~i..;1:i li-i g'i;-: ill! SE i 16-= S Ii ; 11:; c:,.:I ;~~".e"'g "i!.>ooal. ~C~Cl""':S""''''='Q 4~!! ~~ "'-1- - ii.ej!~j"~s-- ill Ul!t!i. f~j~i !I~~l~~;;: !1~;!;' ~f~~~i ~~::;~~H! ~~f i!ae;:i1-i i!:.Ji-i Ci;~ii~=i15: iili!~ e:i:aiE~ :f!i"i~=~-:! ~=.t: :!-sotl..!~"?1 ~=l.~ ~--'"' ... 1iI :,.. ..-OiI""Sci: ii...'e'..:;::5! Q=!,~ c::Iia....g"= 5'2- o"!~r=3 ,ii'l!=,;; c,,:-~'S"'~:j-=;;" oJ :i1'ii"o;"~ ::q;ll,s-.;l! 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Q.~:!! .;:_ o - ."'"1; !! ... 5"5 :;--3 "oo-iJ:-: ~- - ~g'i-S:: f:'- ~-e=..: '3.!! ....i=~ .,,'V"!;ll":.S ri! .s.s..cz:...s"SEi!s:..:! ~;~ "i'Ej:~i":5!!.~Il:r=.c::: S...o il <II ."Q.~.s.s= :J"f!!'1.5 ~~ ~ c.:"GC\._~S' '"i;'"''''~.~ ,ce ......e... eI.c.l......ii4t... ...-- ..o~ .=:C'.s.......&c::1I .::!;" Cie ifi-i.i 2.i':.:j .u ;;...:-:~-=-e-::!-..:!E c.c "i:Si':iiE'C:''1::I'''..,! ....s.-ew..! ...... &1' "Ii !~.f :-i-= ,." c 'l~~~~la~~i5~~~j ~ C> e . ... ... . j- VERIFICA nON The undersigned does hereby verify subject to the penalties of 18 PA.C.S. S4904 relating to unsworn falsifications to authorities, that he/she is Rnhp,-1- Ailki nq (Name) Discover Financial Services lnc., servicing agent of the plaintiff herein, that (Company) Accounts Manager of (Title) he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Complaint are true and correct to the best ofhislher knowledge, information and belief. WuA.L/lJl~ (Signature) WWR# {)l1 ~ 54q( 0 I P -IJ:J.. GJ p "\l t!( \\. lft ~ ."~'- tn.. 1,,_..1 ~n - ~ CY ---\ , 5,4"'\ C- \'\1-:-: ..0 -cJ , ~ -- i'-,) W r- c,", -J \>J W -- ~ T:J - \) +- (-,-\ -+- (,'.., ~ .< C) -------- , To the Court of COMMON PLEAS CUMBERLAND COUNTY,P A. CIVIL DIVISION CASE #05-3770-CIVIL ])tFEJJ5L / ~.- --- / DEFENDANT: ROBERT D. BAILEY AKA ROBERT BAILEY I WAS ABSOLUTELY SURE I WAS DOING THE RIGHT THING WHEN I SENT A DISPUTE LETTER TO DISCOVER BANK. ACCORDING TO THE LAW THEY HAD 90 DAYS TO RESPOND IN WRITING AND THAT NO CALLS OR ACTIONS TO COLLECT DEBTS COULD BE PURSUED DURING THAT PERIOD. I WENT TO SEE A LAWYER TO GET ME A LITTLE MORE TIME TO PUT MY CASE TOGETHER AND PURSUE OTHER A VENUES AND APPROACHES TO A TT AIN CLARITY AND LAWFUL WAYS TO END THIS CIVIL CASE FROM GOING TO COURT. I WENT TO SEE ANOTHER LAWYER AS DIRECTED BY MY FIRST LAWYER TO FIND OUT IF DECLARING BANKRUPTCY WOULD BE A PROPER MEANS TO BRING THIS TO A CLOSE. I THOUGHT REAL HARD ABOUT THIS AND DECIDED TO MAKE A CALL TO THE FEDERAL TRADE COMMISSION. THEY BELIEVED WHAT I HAD TO SAY BUT STATED THAT THEY WOULD ONLY PURSUE CLASS ACTION CASES WHERE THEY BELIEVED A PATTERN OF ILLEGALITIES WERE CROPPING UP BY VARIOUS DEBT COLLECTION AGENCIES! I REALIZE NOW THAT MY DISPUTE LETTER FROM "NAES" AKA "DSI" WHO I PAID A LOT OF MONEY TO HELP ME WITH MY DEBT SETTLEMENT WERE NOT THE PEOPLE THEY PURPORTED TO BE. WHILE I BELIEVE THEY HAVE A LOT OF KNOWLEDGE THEY WERE UNABLE TO SEND DOCUMENTS TO ME THAT I COULD OPEN WITH MY COMPUTER PROGRAMS AND I SENT THEM EMAIL TO CORRECT THIS DILEMMA IT WAS TO NO A V AIL AND I HAVE LOST A LOT OF TIME AND MONEY AND ALAS I FOUND MYSELF WITHOUT ANY HOPE TO RESOLVE THE CIVIL CASE AT HAND! LASTLY; I CONTACTED NLDC AKA NATIONAL LEGAL DEBT CENTERS AND ENROLLED WITH THEM ON SEPTEMBER 1, 2005 AND HAVE MADE MY FIRST PAYMENT AND HOPEFULLY TAKE CARE OF MY DEBT IN A LEGAL AND PROPER AND TIMELY FASHION. PLEASE FORGIVE MY IGNORANCE OF THE LAW AND REALIZE I HAVE MADE ALL ATTEMPTS TO REMEDY THIS SITUATION! IN CONCLUSION I MUST BE HONEST THAT IN FEBRUARY OF THIS YEAR 2005 I WAS TOLD THAT I MAY INDEED LOSE MY JOB AND MY WIFE CLEANS HOUSES AND MIGHT ADD ONLY $10,000 OF ACTUAL INCOME AFTER DEDUCTIONS AND I BEGAN TO WORRY ABOUT THE MINIMUM PAYMENTS WE WERE ONLY ABLE TO MAKE BECAUSE OF THIS VERY FACT. I HAVE LEARNED THE HARD WAY AND ASK THAT YOU WOULD DISMISS THIS ACTION AGAINST ME AND LET US PROCEED THROUGH THE COMBINED EFFORTS OF THE NATIONAL LEGAL DEBT CENTERS AND THE CREDITORS! THIS IS TRULY A HARDSHIP CASE AND I PRAY THIS LETTER WOULD BE RECEIVED IN THAT WAY! SINCERELY ROBERT D. BAILEY AKA ROBERT BAILEY DATED 09/23/05 --- n c ,.,., = c~ cr' </l \"1-' -0 N W c-=- :Z~ -< -0 ~ <;(, :i!.." rn-- 1\% (~rl, --r:-n :~~;o ?')rn ':::I ~ tf} - 0" - SHERIFF'S RETURN - REGULAR CASE NO: 2005-03770 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND DISCOVER BANK VS BAILEY ROBERT D ET AL KENNETH E. GOSSERT , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT & NOTICE was served upon BAILEY ROBERT D AKA ROBERT BAILEY the DEFENDANT , at 1024:00 HOURS, on the 8th day of August 2005 at 1166 REDWOOD DR CARLISLE, PA 17013 by handing to KERRY BAILEY, WIFE OF ROBERT BAILEY a true and attested copy of COMPLAINT & NOTICE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge 18.00 4.00 .00 10.00 .00 32.00 So Answers~~~ R. Thomas Kline 08/09/2005 WELTMAN WEINBERG & REIS me this q day of ar Sworn and Subscribed to before By: c.loo.~ A.D. J""'p~O~-~ Cumberland County Prothonotary's Office Civil Case Print 2005-03770 DISCOVER BANK (vs) BAILEY ROBERT D ET AL PYS511 Page 1 Reference No. . : Case Type....,: COMPLAINT Judgment,."..: ,00 Judge Assigned: Disposed Desc, : ------------ Case Comments ------------- Filed. . . , . . . . : Time., . . ..... : Execution Date Jury Trial. . , . Disposed Date. Higher Crt 1.: Higher Crt 2.: 7/25/2005 3:30 0/00/0000 0/00/0000 ******************************************************************************** General Index Attorney Info DISCOVER BANK 3311 MILL MEADOW DR HILLIARD OH 43026 BAILEY ROBERT D 1166 REDWOOD DR CARLISLE PA 17013 BAILEY ROBERT 1166 REDWOOD DR CARLISLE PA 17013 PLAINTIFF WARMBRODT JAMES C DEFENDANT c.h~ 1.5-53 DEFENDANT ******************************************************************************** * Date Entries * ******************************************************************************** 7/25/2005 8/09/2005 - - - - - - - - - - - - - FIRST ENTRY - - - - - - - - - - - - - - COMPLAINT 9/23/2005 SHERIFF'S FILE RETURNED FILED. Case Type: COMPLAINT & NOTICE Ret Type,: Regular Litigant.: BAILEY ROBERT D AKA ROBERT-BAILEY Address,.: 1166 REDWOOD DR Cty/St/zp: CARLISLE, PA 17013 Hna To: KERRY BAILEY, WIFE OF ROBERT BAILEY Shf/Dpty.: KENNETH E. GOSSERT Date/Time: 08/08/2005 1024:00 Costs".,: $32.00 Pd By: WELTMAN WEINBERG & REIS 08/09/2005 ------------------------------------------------------------------- DEFENSE - BY ROBERT D BAILEY - - - - - - - - - - - - - - LAST ENTRY - - - - - - - - - - - - - - ******************************************************************************** * Escrow Information * * Fees & Debits Beq Bal pvmts/Adi End Bal * ********************************~********~************************************** COMPLAINT TAX ON CMPLT SETTLEMENT AUTOMATION JCP FEE JDMT/DEFAULT 35.00 .50 5.00 5,00 10.00 9.00 35,00 .50 5.00 5.00 10.00 9.00 64.50 64,50 .00 ,00 .00 .00 .00 .00 ------------ .00 ******************************************************************************** * End of Case Information * ******************************************************************************** *Ro-\v......t1,j"t,9;OO OQI~'S... "'-lD.$ ~-()Kt}. ~ 0mX. /0-/;),-05 tild .\-~Q,~ c&f2/ DeJa.LJJ.. ~ho4.ir;( /Jor /io..ve.. ~ f"-~, #!I- ~ . 1'-":- 1'.--':: FUT-:;c ,,,.... T' !("" Ur .r,: 2DOS or>[ i 7 (ri 2: 03 C~;;" __"_0 <:8 --........ (") 1; ID '" ! ~ ID '" .-i :il ~ rn 0 a: 0 <( . -' '" -' {I)- 0 ~ 0 tI1 0 0 '" . l"l rl i-I ~ .., 8 W t< Q <:tl ~ .. <.lI ." W 0 ~ > ~ U'l a: 0 Z ~ ::J: .... ::::I 0 I- ." OZI-~t') ci< .... o~g8~ Ul ." ~f~~~ (iI 0 .. :3~~8~ . .., a:u..5a~ ~ 'l: WO",~('!j ;:q"I IDwW ~ ~:;:j~ :::i: lJ a: li: w ~d~ ::::I"' III ~ U 0 ~ lJ f:gi? u t'- - Ul l"l"" ~ ~~ ..., , i'l L -. .,~ ...._=~_.,.,.~,... "00 "0,.0 ~ "' o Wa: ~~ 00: ....0 ~ '" = " 'E & I ~ g ~l "..-\ : 0 ~J I, .;, "..I'., Distribution Cumberland County Prothonotary's Office Manual Release Check Reglster Escrow Amount Tran Date 11313910172005 PYS405 Case No Accounting Page 1 10/17/2005 Date Release 3882 WARMBRODT JAMES C ESQ Check Date: 10/17/2005 Check No.: REFUND 2005- 03770 TRNS ESC IN 9.00 10/17/2005 1553 Payee total: 9.00 Grand total: 9,00 RECEIPT FOR PAYMENT ------------------- ------------------- Cumberland County Prothonotary's Office Carlisle, Pa 17013 Recetpt Date Rece:]-pt Time Recelpt No. 10/17/2005 11:30:42 169850 DISCOVER BANK (VS) BAILEY ROBERT D ET AL Case Number 2005-03770 Receipt total. = ,00 TRNS ESC OUT ------------------------ Distribution Of Payment ---------------------------- Transaction Description Payment Amount JDMT/DEFAULT 9.00- REFUND 9.00 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK, Plaintiff, Case No.: 05 - 3770 vs. TYPE OF PLEADING: MOTION FOR SUMMARY JUDGMENT ROBERT D. BAILEY AKA ROBERT BAILEY, Defendant. FILED ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: Benjamin R Bibler, Esquire P A !.D. # 93598 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, P A 15219 (412) 434-7955 WWR# 04354961 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK, Plaintiff, Case No.: 05 - 3770 vs. ROBERT D. BAILEY AKA ROBERT BAILEY, Defendant. PLAINTIFF'S MOTION FOR SUMMARY JUDGMENT AND NOW COMES, Plaintiff, by and through its counsel, Weltman, Weinberg & Reis, Co., L.P.A., and hereby files this Motion for Summary Judgment against the defendant. In support thereof, Plaintiff avers as follows: 1. Plaintiff brought this action against Defendant for payment of credit card debt. A true and correct copy of the Complaint is attached hereto as Exhibit "A" and made a part hereof. 2. On or about July 25, 2005, Plaintiff filed a civil action against the Defendant seeking to recover a balance due in the amount of $10,312.06, plus attorney's fees and costs. A true and correct copy of the Complaint is attached hereto as Exhibit "A" and made a part hereof. 3. Attached to the Complaint was Verification from an authorized representative of Plaintiff verifying the accuracy of the amount sought. See Exhibit "A". 4. Defendant filed an answer failing to deny any of the averments in the Complaint. Rather, Defendant filed a letter in response discussing his financial difficulties and trouble with his Lawyer and Debt Settlement Company. A true and correct copy of Defendant's Answer is attached hereto as Exhibit "B" and made a part hereof. 5. Financial difficulty in repaying a debt is not a defense in an action to collect that debt. 6. Under Pennsylvania Rule of Civil Procedure I 029(b), the averments of the pleading to which a response is required are deemed admitted when not denied specifically. 7. Defendant's Answer contained no New Matter. 8. Under Pennsylvania Rule of Civil Procedure 1032(a), "a party waives all defenses and objections which are not presented either by preliminary objection, answer or reply..." 9. On or about December 8, 2005, Plaintiff served upon defendant a set of requests for admissions and requests for production of documents. A true and correct copy of same is attached hereto as Exhibit "C" and made a part hereof. 1 O. No response to the discovery demands has been received from the defendant. 11. The requests for admissions are now deemed admitted under Pennsylvania Rule of Civil Procedure 40 14(b). Thus Defendant has admitted: he signed and used the credit card referenced in the Complaint; he has made no payment on the credit card since January 2005, he has not submitted any written dispute as to billing inaccuracy concerning the credit card in question, the balance on the credit card as of August 3, 2005 was $10,312.06 and the monthly statements attached to Plaintiff's First Request for Admissions accurately reflect the account charges and balance due. 12. The facts set forth in the Complaint and the requests for admissions, deemed admitted under Pa.R.C.P. 4014(b), verify the amount of debt owed. 13. There are no meritorious defenses against this action and Plaintiff is entitled to judgment as a matter of law against defendant Robert D. Bailey. WHEREFORE, Plaintiff respectfully requests that this Court grant Summary Judgment in Plaintiff's favor and against Defendant Robert D. Bailey in the amount of $1 0,312.06 with interest at the legal interest rate of 6% per annum from the date of the judgment, plus attorneys' fees of $1,500.00, plus costs. Respectfully Submitted: ~~F ~enjamin R Bibler, Esquire PA J.D. # 93598 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh A venue Pittsburgh, P A 15219 (4]2) 434-7955 WWR # 04354961 IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff No: vs. COMPLAINT IN CIVIL ACTION ROBERT D BAILEY AKA ROBERT BAILEY Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: James C. Warmbrodt,42524 WELTMAN, WEINBERG & REIS CO., L.P.A. 436 Seventh Avenue, Suite 2718 Pittsburgh, PA 15219 (412) 434-7955 FAX: 412-338-7130 04354961 C A pit KMJ EXHIBIT A IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff vs. Civil Action No ROBERT D BAILEY Defendant COMPLAINT AND NOTICE TO DEFEND You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by an attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case may proceed without you and a judgment may be entered against you by the court without further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER OR CANNOT AFFORD ONE, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW TO FIND OUT WHERE YOU CAN GET LEGAL HELP. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE CUMBERLAND COUNTY BAR ASSOCIATION 32 SOUTH BEDFORD STREET CARLISLE, PA 17013 (717) 249-3166 COMPLAINT 1. Plaintiff, is a corporation with offices at 3311 MILL MEADOW DR. HILLIARD , OH 43026 . 2. Defendant is an adult individual(s) residing at the address listed below: ROBERT D BAILEY 1166 REDWOOD DR CARLISLE, PA 17013 3. Defendant applied for and received a credit card issued by Plaintiff bearing the account number 6011002306518507 . A copy of Plaintiff's Statement of Account s attached hereto, marked as Exhibit "A" and made a part hereof. 4. Defendant made use of said credit card and currently has a balance due and owing to Plaintiff, as of July 12, 2005 , in the amount of $10312.06 . 5. Defendant is in default by failing to make payments when due. 6. Plaintiff avers that the Agreement between the parties provides that Defendant will pay Plaintiff's attorneys' fees. 7. Plaintiff avers that such attorneys' fees will amount to $1500.00 8. Although repeatedly requested to do so by Plaintiff, Defendant has willfully failed and/or refused to pay the balance due to Plaintiff. Wherefore, the Plaintiff prays for Judgment in its favor and against Defendant, ROBERT D BAILEY ,individually, in the amount of $10312.06 with interest at the legal rate of 6.000% per annum from date of judgment plus attorneys' fees of $1500.00 , and costs. /" .~_~/"7 James C. War rodt,425 4 , WEINBERG & REIS CO., L.P.A. eve nth Avenue, Suite 2718 burgh, PA 15219 434-7955 412-338-7130 54961 C A pit KMJ This law firm is a debt collector attempting to collect this debt for our client and any information obtained will be used for that purpose. DISCOVER' \ CARD newbalallcB $10,312.06 03 SDSN6A01 DOO8645 ROBERT BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 I minimum payml'"r dUllt I $1,034.00 ~ paymen(d~dale July 2, 2005 accounl number 6011 00230651 8507 enteram""menclo~b"low $1 ,r- '/ C1 " I ,'C). !..,' "2 , ~, SAVE TODAY! Call 1-800-767-7315 10 Iransfer your higher-rale balances tayour DlscoveflBlCard or visit Disco\lercard.com ACdreuortelephonechafl9,?Pleas,ptirrtcJuJnge;nlh"spactlabove, or go 10 DisCQven:atd.com. PO BOX 15251 11I11111,"1111I1111.111111 WILMINGTON DE 19886-5251 111111I.1..ll.I.IIII..II"lltlll,I,I,I.I'I"II.I,I"11111.1,.1 000006011002306518507103120600000000103400 Discover Platinum Card Account Summary account number payment due date minimum payment due credilNmit creditava.l/able cashcrsditfimit csshcreditavailabJe 60'1002306518507 July 2, 2005 $1,034.00 $15,002 '0 $5,800.00 $0.00 Closing Date: June 3, 2005 previous bsJance p8ymsnts Bl1d credits purchaSfils cash advances baJancetransfars FINANCE CHARGES new balance page 1 012 $10,312.06 0.00 + 0.00 + 0.00 + 0.00 + 0.00 .. $10,312.06 Cash back Bonus. AWARD Cashback BonuS@Anniversary Dale: October 3 Previous Cashback. Bonus Award Balance $ Purchase Award This Period 0/0 Cashback Bonus Award Total Redemptions This Period Cash back Bonus Award Balance Award Available 10 Redeem 0.00 o on 0.00 0.00 0.00 0.00 , Nom;nsJ ANNUAL Transaction Average Daily ANNUAL Periodic F.. Daily Pen'odic PERCENTAGE PERCENTAGE FrNANCE FINANCE Balances Raleo RATES RA TES CHARGES CHARGES current billing period: 31 days Purchases $0 0.06847% 24.99% V 24.99% $0 none Cash Advances '0 0.06847% 24.99% V 24.99% $0 $0 The filles lhal apply to your Account Irt IIllller fixed (F) or they may Vllry M as noted above. n..-.fl..... P.II ~ DIIII n..,,.,,.II:O ,. .."" ""'7 ...,..... __ .__ _~ .~ ..'-~___ ~~\9\1 =>- ......., ...-, --........ 1!y/f15 /5' DlsceVER PLATINUM IMPORTANT INFORMATION ABOUT YOUR ACCOUNT CAltt>MEM8ER AGREEMENT The !erms and conditions of your Account. induding how we calculate finance charges. our fees and an Arbitration of Disputes sect;"n. You have the right to reject the arbitration provision with l'eSpE!ct to your new Account within 30 ria)" after rtN:eiving your Card, as . erplainE!ri iT'! the . Acreptimce of Agre-ement~ sectit>n.., . . . . . " .. . . . . . . . . .. , . , . SEE l>A 5ES 1 - 12 PRIVACY POUCY A summary .ofthe personal information we collect. when it may be shared with others. and bow we safeguard the confidentiality and security of . information. You may limit our sharil1g of such information with orherr . ........ SEE PA€>ES 13 -15. BILUNG RIGHTS Important inform.tion about your rights and our responsibili!ies under the Fair Credit SWing Act . . ., . .. ... . _.. .. . .'. .. ... .. ... ,.. , , . SeE PA€>ES i5. 17 CASHllACK J;ONUSo PLUS TERMS' AND CONDITIONS The terms and conditions of the Cashbad: J;onui" Plus award program, including a description of how we calculate the award and how it is paid.... _.. .. . . , . ...... ". ......... ., , .. . .. , SEE I'A5ES 17 - 19 t>ESCRIP'TlON OF COVERAGE . 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'i-(:'2 ~...~ E:aaae!5;;1~."'E ~-!.e ",=""~i've-=-~:~'; ~~ ~ e"-'::: i"'i-ic Q-- "5 ~ !!!":ii E 1::"i eJ! ~:, e::'"B i'.a c.c: =~ e e -"Os ~~_..:;:= ::::'" =SO::a~a_=...~.....=~ ei;= <E!.... ..=.=.....-:::z5:.tv... :z:....J:: . ~ M r- VERIFICATION The undersigned does hereby verify subject to the penalties of 18 PA.C.S. ~4904 relating to unsworn falsifications to authorities, that he/she is R()'hp,~t- AiJk i nc-; (Name) Discover Financial Services Inc., servicing agent of the plaintiff herein, that (Company) Accounts Manager of (Title) he/she is duly authorized to make this Verification, and that the facts set forth in the foregoing Complaint in Complaint are true and correct to the best ofhislher knowledge, information and belief. f(;I~~ (Signature) WWR# 6L13 ')llq( 0 f To the Court of COMMON PLEAS CUMBERLAND COUNTY,P A. CIVIL DIVISION DE-FE)JSt-1 ------- / CASE #05-3770-CIVIL DEFENDANT: ROBERT D. BAILEY AKA ROBERT BAILEY I WAS ABSOLUTELY SURE I WAS DOING THE RIGHT THING WHEN I SENT A DISPUTE LETTER TO DISCOVER BANK. ACCORDING TO THE LAW THEY HAD 90 DAYS TO RESPOND IN WRITING AI'iD THAT NO CALLS OR ACTIONS TO COLLECT DEBTS COULD BE PURSUED DURING THAT PERIOD. I WENT TO SEE A LAWYER TO GET ME A LITTLE MORE TIME TO PUT MY CASE TOGETHER AND PURSUE OTHER AVENUES AND APPROACHES TO ATTAIN CLARITY AND LAWFUL WAYS TO END TIDS CIVIL CASE FROM GOING TO COURT. I WENT TO SEE ANOTHER LAWYER AS DIRECTED BY MY FIRST LAWYER TO FIND OUT IF DECLARING BANKRUPTCY WOULD BE A PROPER MEANS TO BRING TIDS TO A CLOSE. I THOUGHT REAL HARD ABOUT TIDS AND DECIDED TO MAKE A CALL TO THE FEDERAL TRADE COMMISSION. THEY BELIEVED WHAT I HAD TO SAY BUT STATED THAT THEY WOULD ONLY PURSUE CLASS ACTION CASES WHERE THEY BELIEVED A PATTERN OF ILLEGALITIES WERE CROPPING UP BY VARIOUS DEBT COLLECTION AGENCIES! I REALIZE NOW THAT MY DISPUTE LETTER FROM "NAES" AKA "DSI" WHO I PAID A LOT OF MONEY TO HELP ME WITH MY DEBT SETTLEMENT WERE NOT THE PEOPLE THEY PURPORTED TO BE. WHILE I BELIEVE THEY HAVE A LOT OF KNOWLEDGE THEY WERE UNABLE TO SEND DOCUMENTS TO ME THAT I COULD OPEN WITH MY COMPUTER PROGRAMS AND I SENT THEM EMAIL TO CORRECT TIDS DILEMMA IT WAS TO NO AVAIL AND I HAVE LOST A LOT OF TIME AND MONEY AND ALAS I FOUND MYSELF WITHOUT ANY HOPE TO RESOLVE THE CIVIL CASE AT HAND! LASTLY; I CONTACTED NLDC AKA NATIONAL LEGAL DEBT CENTERS AND ENROLLED WITH THEM ON SEPTEMBER 1, 2005 AND HAVE MADE MY FIRST PAYMENT AND HOPEFULLY TAKE CARE OF MY DEBT IN A LEGAL AND PROPER AND TIMELY FASIDON. PLEASE FORGIVE MY IGNORANCE OF THE LAW AND REALIZE I HAVE MADE ALL ATTEMPTS TO REMEDY TIDS SITUATION! IN CONCLUSION I MUST BE HONEST THAT IN FEBRUARY OF TIDS YEAR 2005 I WAS TOLD THAT I MAY INDEED LOSE MY JOB AND MY WIFE CLEANS HOUSES AND MIGHT ADD ONLY EXHIBIT B a C\.)')C4Q0( $10,000 OF ACTUAL INCOME AFTER DEDUCTIONS AND I BEGAN TO WORRY ABOUT THE MINIMUM PAYMENTS WE WERE ONLY ABLE TO MAKE BECAUSE OF THIS VERY FACT. I HAVE LEARNED THE HARD WAY AND ASK THAT YOU WOULD DISMISS THIS ACTION AGAINST ME AND LET US PROCEED THROUGH THE COMBINED EFFORTS OF THE NATIONAL LEGAL DEBT CENTERS AND THE CREDITORS! THIS IS TRULY A HARDSHIP CASE AND I PRAY THIS LETTER WOULD BE RECEIVED IN THAT WAY! SINCERELY ROBERT D. BAILEY AKA ROBERT BAILEY DATED 09/23/05 1~ t0bfi?Z- J>, ,fllt/ L~ RECEIPT FOR PAYMENT ------------------- ------------------- Cumberland County Prothonotary's Office Carlisle, Pa 17013 Receipt Date Receipt Time Receipt No. 11/18/2005 14:29:02 171126 Case Number 2005-99999 (VS) Received of PD WELTMAN WEINBERG & REIS 05-3770 1M Total Non-Cash..... + Total Cash......... + Change............. - Receipt total...... 1. 00 .00 .00 1. 00 Check# 8263592 ------------------------ Distribution Of Payment ------------------------ Transaction Description Payment Amount COPIES COPIES .50 .50 CUMBERLAND CO GENERAL FUND CUMBERLAND CO GENERAL FUND 1. 00 DISCOVER BANK, IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION ) ) ) ) ) ) ) ) ) ) Plaintiff, v. NO.: 05-3770 ROBERT D BAILEY, AKA ROBERT BAILEY Defendant. PLAINTIFF'S FIRST REOUEST FOR ADMISSIONS AND REOUEST FOR PRODUCTION OF DOCUMENTS Plaintiff demands that the defendant answers and responds to the following Request for Production of Documents under oath pursuant to the Pennsylvania Rules of Civil Procedure within 30 days from the date of service hereof. Plaintiff also demands that defendant answers and responds to the following Request for Admissions pursuant to Pa. Rules of Civil Procedure 4014. You are requested to admit the truth of each of the statements of fact hereinafter stated. You are instructed that: I. These requests are made under Pennsylvania Rules of Civil Procedure 4001, et seq., and each of these matters of which an admission is requested shall be deemed admitted unless your sworn statement in compliance with such Rules is timely made. 2. If you do not admit each of such statements, you must specifically deny each one not admitted or set forth in detail the reasons why you cannot truthfully either admit or deny each such matter. 3. Your answer, signed and properly verified, must be delivered to the undersigned attorney of record for the Plaintiff within thirty (30) days after delivery hereof. 4. If you fail or refuse to admit the truth of any such statement of fact and the Plaintiff thereafter proves the truth thereof, you may be required to pay the reasonable expenses incurred in making such proof, including attorneys' fees, witness expenses, etc. 5. If, in response to any of the following statements of fact, it is your position that the statement is true in part or as to some items, but not true in full or as to all items, then answer separately as to each part or item. 6. If you have been sued in more than one capacity or if your answers would be different if answered in any different capacity, such as partner, agent, corporate officer or director or the like, then you are requested to answer separately in each such capacity. Failure to do so constitutes an admission in any such capacity. 'EXHIBIT C 7. In these Requests for Admissions: A. The word "person( s )" means all entities, and, without limiting the generality of the foregoing, includes natural persons, joint owners, associations, companies, partnerships, joint ventures, trusts, and estates; B. The word "document(s)" means all written, printed, recorded, graphic, or photographic matter, or, sound reproductions, however produced or reproduced, pertaining to any manner to the subject matter indicated; C. The words "identity", "identify", "identification", when used with respect to a Derson( s) means to state the full name and present or last known address and business address of such person(s) and, if an actual person, his present or last known job title, and the name and address of his present or last known employers; D. The words "identity", "identify" "identification", when used with respect to a date, subject matter, name(s) or person(s) that wrote, signed initialed, dictated or otherwise participated in the creation of the same, the name(s) of the addressee or addressees if any and the name( s) and address( es) of each person who have possession, custody, and control of said document(s). If any such document was, but is no longer in your possession, custody, or control, or in existence, state the date and manner of its disposition; and E. The word "identify", when used with respect to an act (including an alleged offense), occurrence, statement, or conduct (hereinafter collectively called "act"), means to (1) describe the substance of the event or events constituting such an act, and to state the date when such act occurred; (2) identify each and every Derson(s) participating in such an act; (3) identify all other person(s) (if any) present when such act occurred; (4) state whether any minutes, notes, memoranda, or other record of such act was made; (5) state whether such record now exists; and (6) identify the person(s) presently having possession, custody or control of such record. 8. Unless otherwise indicated, all Requests herein relate to those certain events, persons, and period of time more fully described in the pleading in this case. 9. These requests are of a continuous nature. These Requests for Production of Documents shall be deemed continuing so as to require supplemental answers and documents if any information of documents are acquired subsequent to the filing of responses hereto, which information or documents would have been included in the answers and documents produced had it been known or available at the time the answers and the documents provided pursuant hereto were produced. Defendants shall supply such information and documents by supplemental answers and production of documents as soon as such information becomes known or available and in all events, prior to trial ofthis action. If objection is made to any requests for production of documents, it is demanded that the requests for which there is no objection be answered and furnished within the aforesaid period. All documents identified in response hereto shall be organized and labeled to correspond with the request to which it pertains. For all documents produced, list the individual and his or her job title and department from whose files it was produced and the current custodian of said document. If a document called for is believed to exist or is known to exist, but is in the possession, custody or control of another person or party, the existence of the document, the identity of the possessor, custodian and one in control of such documents shall be provided along with any applicable common description or citation utilized by the publisher, possessor, custodian or disseminator of such document. If any document called for by this request is withheld on the basis of any claim of privilege or any similar claim, identifY that document as follows: author; addressee; indicated or blind copies, date, subject matter; number of pages; attachments or appendices; all persons to whom distributed, shown or explained; present custodian; and nature of the privilege or similar claim asserted. REQUEST FOR PRODUCTION OF DOCUMENTS 1: Produce any and all documents evidencing proof of all payments on the subject credit card referenced in the Complaint, including, but not limited to, cancelled checks, receipts, coupons, statements, accountings, memoranda, invoices, financial statements, accounting entries, diaries, charts, lists, phone records, data compilations etc. REQUEST FOR PRODUCTION OF DOCUMENTS 2: Produce any and all documents you intend to introduce and/or provide testimony on as evidence at the time of trial. REOUEST FOR ADMISSION NO.1: Defendant signed the attached credit card application. Admitted Denied If the answer to the Request for Admissions No.1 is "denied", then supply specific written documentation supporting the denial. REOUEST FOR ADMISSION NO.2: Defendant used the credit card referenced in the Complaint. Admitted Denied If the answer to Request for Admissions No.2 is "denied", then supply specific written documentation supporting the denial. REOUEST FOR ADMISSION NO.3: The attached monthly statements, from July 3, 2001 through August 3, 2005, correctly identifY the payments, charges, and balances on the account. Admitted Denied If the answer to Request for Admissions No.3 is "denied", then supply copies of canceled checks, both front and back, and/or if not available, specific written documentation supporting the denial. REOUEST FOR ADMISSION NO.4: Defendant has made no payment on the credit card since January 27, 2005. Admitted Denied If tbe answer to Request for Admissions No.4 is "denied", then supply specific written documentation supporting the denial. REOUEST FOR ADMISSION NO.5: Defendant has not submitted any written dispute as to billing inaccuracy concerning the credit card in question. Admitted Denied If the answer to the Request for Admissions No.5 is "denied", then supply copies of specific written disputes as to any billing inaccuracies. REOUEST FOR ADMISSION NO.6: The balance on the credit card as of August 3, 2005 was $10,312.06. Admitted Denied If the answer to the Request for Admissions No.6 is "denied", then supply specific written documentation supporting the denial. - THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED SHALL BE USED FOR THAT PURPOSE. B njamin R.iBibler,Esquire Pa. J.D. #93598 Weltman, Weinberg & Reis Co., L.P.A. 2718 Koppers Bldg. 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR: 04354961 ...-.,.............1 L$B5.00 j ;;aYI1ie;ltdue'~ August 2, 2001 $1 "'U I I vv.o:::" uo~ 1 USO? enler amount enclosed below CARD Please make check payable to Discover Platinum Card or pay online @Discovercard.oom. 03 SOSN6A01 0000616 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 To order Cash Access Checks, select your P.I.N.. or to find cash locations call I 1-800-DISCOVER (1-800-347-2683) or. i visit Discovercard.com. Lj? 4 \._fltk' , PO BOX 15251 111...11...11.....11.1...11 WILMIHGTOH DE 19886-5251 1...111.1..1,.1,1.,1.,11",1,1".1,/,1,1"..11.1.1...,111,1.,I Address or telephone change? Please print change in the space above, orgo to Discoverc{Jrd.com. 000006011002306518507042144500000000008500 Discover Platinum Card Account Summary Closing Dale: July 3, 2001 account number payment due date minimum payment due credit Jimit credit available cash credit limit cash credit available previous balance payments and credits purchases cash advances -,- ~-- balance transfers FINANCE CHARGES new balance 6011 00230651 8507 August 2. 2001 $85.00 $9,500.00 $5.285.00 $4,750.00 $4,750.00 page 1 012 + + + + $0.00 ~--- 0.00 0.00 0.00 4,212.21 2.24 $4,214.45 = You may be able to avoid Periodic Finance Charges, see the reverse side tor details. Cashback Bonus" Cashback Bonus@Anniversary Date: October 3 Cashback Bonus@Anniversary Date: October 3 Previous Cashback Bonus Award Balance Purchase Award This Period Other Awards This Period Cashback Bonus Award Total Transactions trans. post date date previous statement balances FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS tran date post date Jun 29 Jun 29 FIRST USA BANK 441712607910 Jun 29 APA 3.90% EXPIRES 11/2001 Jun 29 Jun 29 HOUSEHOLD CREDIT 5407070003 Jun 29 APR 3,90% EXPIRES 1112001 Jun 29 Jun 29 MBNA 5490992039000397 TI DE Jun 29 APR 3.90% EXPIRES 11/2001 Questions? Call1-800-OISCOVER (1-8UO~347-2683) or log on to DiSCD\lercaro.com. For TOO (Telecommunication Device lor the Deal) assistance, call1~800-347-7449. Send billing error nolice to: Discover Platinum; P.O. Box 15192; Wilmington, DE 19850~5192. $ + + 0.00 0.00 0.00 0.00 $ 0.00 0.00 0.00 0_00 0.00 0.00 0.00 0.00 2.942.45 356.23 913.53 ....." nle,......"..- &JIWI\W': ~.' v C I( CARD I_~ISC~VEI{J ,',-,u,--'" LJ O.....ILt::l account number 6011002306518507 Questions? Concerns? Comments? Don't hesitate to call one of our friendly Custamer Service Representatives at: 1-800-D1SCOVER (1-800-347-2683). We're here 24 hours a day, 7 cloys a week, to help answer questions about your Discover' Card Account. 02005 [)iKCMlr \kink, Member FDIC Closing Date: July 3, 2001 page 2 of 2 Updated Feature Makes Online Account Center More Convenient. We've made the Account Center at DiscDvercard.com even mOfe convenient! Now you can view your stafement summaries from the past 12 months- instead of only 6. And you still can view, sort and download that information into financial software. Visit DiscDvercard.com today. Increase your Cashback Bonus(R) award by using your Discover(R) Platinum Card for your purchases. Now that's smart! Up to 1 % paid yearly based on your annual level and type of purchases. As a Discover(R) Platinum Cardmember, you can get cash quickly and easily -- just about anytime, anywhere. To find the nearest cash locations, select your PIN or order Discover Platinum Card checks, call 1-800-DlSCOVER (1-800-347-2683). And don't forget to visit our website al Discovercard.com to search for cash locations nearest you. No Payments! No Late Fees! No Finance Charges! If you lose your job, suffer a disability or take an unpaid leave of absence from work, Discover(R) AccountGuard(SM) frees you from making Discover Card payments. You pay no monthly payments, fees or finance charges for up to one year (up to 3 mos. for a leave of absence). Call 1-877-883-1959 now. Average Daily Balances Daily Penodic Rates current bi/Jing period: 30 days Purchases $0 Cash Advances $0 Balance Transfers $702.18 previous billing period: 31 days Purchases $0 Cash Advances $0 Balance Transfers $0 0.04381% 0.05477% 0.01068% 0.04518% 0.05477% 0.01068% Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 15.99% V 15.99% 19.99% F 19.99% 3.90% F 3.90% 16.49% V 16.49% 19.99% F 19.99% 3.90% F 3.90% $0 $0 $2.24 $0 $0 $0 none $0 $0 none none none The rates thai apply 10 your Account are either fixed (F) or they may vary (V) as noted above. ...,... ,.,.."'-_.. .-.-. Questions? Can 1-800-DISCOVER(1-800-347-2683} or log on to Discovercard.com ........,"'.< / Y L.I\.. CARD :ti4,:S!:l:l.32 ~~173.00 _J paymenf due date September 2, 2001 $1 "'_. . ...."'..... VV>J I "".Jut enter amount enclosed below Please make check payable to Discover Platinum Card. Minimum payment due includes a past due amounl of $85.00. 03 SOSN6A01 0000617 ROBERT D BAILEY 1166 REDWOOD OR CARLISLE PA 17013-1378 To order Cash Access Checks, select your P .l.N.. or to find cash locations calt 1-800-DISCOVER (1-800-347-2683) or visit Discovercard.com. PO BOX 15251 111",11...11..",11.1..,11 WILMINGTON DE 19886-5251 1",111,1"1,,1,1,,1,.11.,,1.1,,,1,1.1,\..,,11,\,1,..,111.1"I Address or lelephone change? Please print change in the space above, or go to Discovercard.com. 000006011002306518507043923200000000017300 Discover Platinum Card Account Summary Closing Oale: August 3, 2001 account number ; payment due date , minimum payment due cree/itflmit credit available cash credit limit cash credit available previous balance par.ments and credit~ purchases cash advances balance transfers 6011 00230651 8507 September 2, 2001 $173-00 $9.500.00 $5.107.00 $4,750.00 $4.750.00 FINANCE CHARGES new balance You may be able to avoid Periodic Finance Charges, see the reverse side for details. page 1 of 2 $4,214.45 0.00 ---.-- + 162.81 ---- + 0.00 + 0.00 -- + 15.06 -- == $4\392.32 Cash back Bonus" Cashback Bonus<Bi Anniversary Date: October 3 Cashback BonuS@ Anniversary Date: October 3 Previous Cashback Bonus Awa(d Balance Purchase Award This Period Other Awards This Period Cashback Bonus Award Total $ + + 0.00 0.26 0.00 0.26 Transactions trans. post date date previous statement balances FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS tran date Jul2 Jul17 Aug 3 Aug 3 post date Jul 4 Jul 17 Aug 3 Aug 3 CAMERA REPAIR SHOP 0 SAN M AOL'LONG DISTANCE CHGS 888- ACCOUNTGUARD PRIMARY 1-877 lATE FEE $ 0.00 0.00 0.00 2.24 0.00 0_00 0.00 4.212.21 52.00 51.72 30.09 29.00 ....m A TTENT/ON m.... A TTENT/ON ,...... A TTENT/ON ......, A TTENT/ON ..m.. A TTENT/ON Your account is past due. Pfease pay the past due amounl now, or contact us to make other arrangements. Questions? Call1-80()-D1SCOVER (1-800-347.2683) or log on to Oiscovercard.com. Far TOO (Telecommunication Device lill the Deal) assistance, call 1-800-347-7449. Send billing error notice to: Discover Platinum; P.O. Box 15192; Wilmlng~on, DE 19B5O.5192. Ifpoysf9 nrc:raV"D' LJI~~',,)V tK CARD L_'~~__v~~j .,'-'OJ........ .... un'L.LI account number 6011002306518507 Questions? Concerns? Comments? Don't hesiklle to call one 01 our friendly Customer Service Representotives at: 1-8oo-DISCOVER (1-800-347-2683). We're here 24 hours a day, 7 daY' a week, to help answer questions about your Discover' Card Account. C2OO5 DisoeMlr !kink. Member FDIC Closing Dale: Augusl3, 2001 page 2 of 2 No Payments! No Late Feesl No Finance Charges! If you lose your job, suffer a disability or take an unpaid leave of absence from work, Discover(R} AccountGuard(SM) frees you from making Discover Card payments. You pay no monthly payments, fees or finance charges for up to one year (up to 3 mos. for a leave of absence). Call 1-877-883-1959 now. Exclusive Offer for Discover(R) Cardmembers-Sepfember 6-9,2001. Experience a traditional Oktoberfest celebration in Vail Valley with German bier, brats and music. Packages include 2 Oktoberfest mugs & a whitewafer raft trip for two & start at $199 per person based on double occupancy, 3-night stay. Call1-BDD-525-3875 for the Discover package. As a OiscQver(R) Platinum Cardmember, you can get cash quickly and easily h just about anytime, anywhere. To find the nearest cash locations, selecr your PIN or order Discover Platinum Card checks, call 1-800-DISCOVER (1-800-347-2683). And don't forger to visil our websile at Discovercard.com to search for cash locations nearest you. Average Daily Balances Daify Periodic Rates current billing period: 31 days Purchases $82.48 Cash Advances $0 Balance Translers $4221.20 previous billing period: 30 days Purchases $0 Cash Advances $0 Balance Translers $0 0.04312% 0.05477% 0.01068% 0.04381% 0.05477% 0.01068% Nommal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Transaction Fee FINANCE CHARGES Periodic FINANCE CHARGES 15.74% V 15.74% 19.99% F 19.99% 3.90% F 3.90% 15.99% V 15.99% 19.99% F 19.99% 3.90% F 3.90% $1.10 $0 $13.96 none $0 $0 $0 $0 $D none none none Tt1e rates that apply to your ACGount are either fixed (F) or they may vary (VI as ooted above. ltpG~'" ,...lr,.....lol~W Questions? CaJl1.800-0ISCOVER{1-800-347-2683) or log on to Oiscoliercard.com -- ..- -- ,"".;"" " ..." CARD .:jl<f,.,,j~.::t::t ..,..., , vv..:;,,) VOO I lj:Jut I~~__~J enter amoU{]f enclosed below payment due date $1 October 2, 2001 ' Please make check payable fo Discover Platinum Card or pi1Y anline@Discovercard.cam. 03 SDSN6A01 0000618 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 To order Cash Access Checks, select your P.I.N., or to find cash locations call 1-800-0ISCOVER (1-800-347-26B3) or visit Discovercard.com. PO BOX 15251 11I",11".11"".11.1",11 WILMINGTON DE 19886-5251 1".11I,1"1"1.1"1"11,,.1,1,,,1,1,1,1,,,,11,1.1,,,,111,1,,I Address or leleptJOrJe change? Please print change in the space above, or go to Discovercard.com. 000006011002306518507043395500000000008700 Discover Platinum Card Account Summary Closing Date: September 3, 2001 account number payment due date minimum payment due credit limit credit available cash credit limit : cash credit available previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance 6011 0023 0651 8507 October 2, 2001 $87.00 $9.500.00 $5.160.00 $4,750.00 $4,750.00 pagel 012 $4,392.32 173.00 103.63 0.00 0.00 16.60 $4,339.55 + + + + ~ You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus'" Cashback BonuS@Anniversary Date: October 3 Cashback Bonus@Annlversary Date: October 3 Previous Cashback Bonus Award Balance Purchase Award This Period Other Awards This Period Cashback Bonus Award Total $ + + 0.26 0.17 0.00 0.43 Transactions trans, post date date previous statement balances FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS tran date Aug 20 Sep 1 Sep2 Sep3 post date Aug 20 Sept 1 Sept 2 Sapl 3 ZAPPOS.COM 888-492-7767 CA PAYMENT - THANK YOU PAY BY PHONE PROCESSING FE ACCOUNTGUARD PRIMARY 1-877 Questions? Call1.800.OISCOVER (1~800~347.2fi83) pr log on to Discovercard.com. For TOO (Telecommunication Device lor the Deaf) assistance, call 1~BOO~347-7449. Send billing error notice 10: Discover Platinum; P.o. Box 15192; Wifrninglon, DE 19850-5192. $ 0.00 0.00 30.10 16.20 0.00 0.00 133.B1 4.212.21 68.90 -173.00 5.00 29.73 .""".. nICrAVI:'D" IJI~~'.~)V t:K CARD 1~~iSC~V~~J ,...............'" LJ wn"...LI account number 6011002306516507 Questions? Concerns? Comments? Don't hesilole 10 call one of our friendly Cuslomer Service Representatives at: l-SGO-D1SCOVER (1-800-347-2683). We're here 24 hours a day, 7 days a week, to help answer questions about your Discover' Card Account. 02005 DiICl;HW Bank, MDmber FOlC Closing Date: September 3, 2001 page 2 of 2 BUSINESS OWNERS: Why not accept Discover(R) Cards for payments at your business? It's fast, easy and could earn you more revenue! Call our merchant sales dept. at 1-800-347-6673 ext. 88, and apply today with no application (ee. Increase your Cashback Bonus(R) award by using your Discover(R) Platinum Card for your purchases. Now that's smart! Up to f % paid yearly based on your annual level and fype of purchases for Cardmembers who participate in the Cashback Bonus program. ALL REWARD, NO RISK. Discover Bank offers some of the HIGHEST CD AND MONEY MARKET RA TES in the nationl Move your money (0 Discover Bank and take advantage of our great rates and flexible account options. To open an account or get today's rates call1-800-347~7DDD or visit Discovercard.com/savings and start expecting MORE from your money! No Paymentsl No Lale Feesl No Finance Charges! If you lose your job, suffer a disability or take an unpaid leave of absence from work, Oiscover(R) AccountGuard(SM) frees you from making Discover Card payments. You pay no monthly payments, fees or fjnance charges for up to one year (up to 3 mos. for a leave of absence). Call 1-877-883-1959 now. As a Discover{R) Platinum Cardmember, you can get cash quickly and easily -- just about anytime, anywhere. To rind the nearest cash locations, select your PIN or order Discover Platinum Card checks, calf 1-800-DISCOVER (1-800-347-2683). And don't forget to visit our website at Discovercard.com to search for cash locations nearest you. Average Daily Balances Daily Pef/odic Rates current billing period: 31 days Purchases $198.73 Cash Advances $0 Balance Transfers $4218.43 0.04312% 0.05477% 0.01068% Nommm ANNUAL ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Transaction Fee FINANCE CHARGES Periodic FINANCE CHARGES 15.74% V 19.99% F 3.90% F $2.65 $0 $13.95 none $0 $0 15.74% 19.99% 3.90% The rates that apply 10 your Account are either fixed (F) or they may vary (VI as noted above. Ifp~to nlcr""CDf Questions? Call1-800-DlSCOVER(1-800~347~2683) or log on to Oiscovercard.com V."'''''';,:,/ Y 1:1\.. CARD ~4,::l/t:i.!;l5 L!179.0~__.--J paymerl! due date November 2, 2001 $1 en/et amount endosed below Please make check payable to Discover Plalinum Card. Minimum payment due includes a past due amounl of $87.00. 03 SDSN6A01 0000619 ROBERT D BAILEY II66 REDWOOD DR CARLISLE PA 17013-1578 To order Cash Access Checks, select your P .I.N., or to 1ind cash locations call 1<800<DISCOVER (HOO<347<2683) or visit Discovercard.com. PO BOX 15251 111...11",11...,,11.1...11 WILMINGTON DE 19886-5251 1",111,1"1.,1,1.,1.,11,.,1,1,,,1,1,1,1....11.1.1....111.1.,1 Address or telephone change? Please print change in the space above. or go to Discovercard.com. 000006011002306518507045769500000000017900 Discover Platinum Card Account Summary Closing Dale: October 3, 2001 account number payment due date I minimum payment due credit limit credit available cash credit limit cash credit available 6011 00230651 8507 November 2, 2001 $179.00 $9,500.00 $4.923.00 $4,750.00 $4,750.00 previous balance -. < payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance You may be able to avoid Periodic Finance Charges, see the reverse side for details. page 1 ot 3 $4,339.55 0.00 220.36 0.00 0.00 17.04 $4,576.95 + + + + ~ Cash back Bonus'" Cashback Bonus@! Anniversary Date; October 3 Cashback BonuS@ Anniversary Date; October 3 Previous Cashback Bonus Award Balance Purchase Award This Period Other Awards This Period Cashback Bonus Award Total $ + + 0.43 0.40 0.00 0.83 Transactions trans. post date date previous statement balances FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS tran date Sep 26 Oct 3 Oct 3 post date Sept 26 Oct 3 Oct 3 FOTOCAMERA REPAIR LAKE WORT ACCOUNTGUARD PRIMARY H77 LATE FEE $ 0.00 0.00 32.75 13.95 0.00 0.00 237.44 4,055.41 160.00 31.36 29.00 ....... ATTENTION ....... ATTENTION ......, ATTENTION ....". ATTENTION ....... ATTENTION Your account is past dUe. Please pay the past due amount now, or contact us to make other arrangements. Questions? Call 1.800~OISCOVER (1-800.347-2683) or log on to Discovercard.com. For TOO (TeIeoommunica\ion Device for the Deal) aSsistance, call 1-800"347-1449. Send billing error notice to: Discover Plalinum; P.o. Box 15192; Wilmington, DE 19850-5192. ItpCl)'lI\l OISCaVFR' 1J1~\.ijV I:K CARD L_ DISC.VE~J aCco;;~t ~~';b~'rI.-6011 002306518507 Questions? Concerns? Comments? Don't hesilale to call one of our friendly Customer Service Representatives at: l-BOO-DISCOVER (1-800-347-2683). We're here 24 hours a day, 7 days a week, to help answer questions about your Discover" Cord Account. C2OO5 DiMX7fel" Ikmk, Member fDlC Closing Dale: Oclober 3, 2001 page 2 of 3 Pay This Bill Online at Discovercard.com and Save a Stampl The Discover(R) Card Account Center lets you manage your finances -- even make a payment -- onlineJ Register for the Account Center at Discovercard.com and enjoy the benefits 01 a free online membership. Visit Discovercard.com todayl Five year old Jake of Wisconsin, dreamed of meeting his super hero-Batman! His wish came true when the caped crusader flew in to see him. T agather, Discover(R) Card and the Make-A. Wish Foundation are making dreams a reality for thousands of children with life-threatening illnesses. To help, calf your local MAW chapter or visit Discovercard.com. We are proud to announce that Discover(R) Card is now accepted at all St. John boutiques nationwide. Be sure to visit St. John stores when shopping for elegant and exceptionally tailored apparel, jewelry, accessories, as well as products for the home. And be sure to use your Discover Card. As a Oiscover(R) Platinum Cardmember, you can get cash quickly and easily~. just about anytime, anywhere. To find the nearest cash localions, select your PIN or order Discover Platinum Card checks, ca/11.800-DISCOVER (1-800-347-2683). And don't forget to visit our website at Discovercard.com to search for cash locations nearest you. Average Daily Balances Daily Peffodic Rates current billing period: 30 days Purchases $314.58 Cash Advances $0 Balance Transfers $4075.66 0.04244% 0.05477% 0.01068% ~'k'7Ja~L ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 15.49% V 19.99% F 3.90% F 15.49% 19.99% 3.90% $3.99 $0 $13.05 none $0 $0 The rates that apply to your Accoun! are either fixed (F) or they may vary (V) as ooted above. ItpO'f1tv nlc:.r."r3:Jf Questions? Call1-800-D1SCOVER{1-800-347.Z683) or log on to Discovercard.com ,",...1,,' ,'Y J;;I\. CARD I Octo b.; 3, 2001 J ~---_..._~ accountnutnber 6011002306518507 page 3 of 3 Cash back Bonus @ Award Summary Cashback Bonus Anniversary Date: October 3 Previous Cashback Bonus Award Balance Purchase Award This Period Cash back Bonus Award Total Balance $ 0.43 + 0.40 0.83 0,00 0.00 $ Cash back Bonus Award Balance Award Avaiiable to Redeem Restrictions apply to the Cashback Bonus Partner offers, visit Olscovercard.com or call1~817~YOUR-AWARD (1-877-968-7292) for details. For program details, see the Cash back Bonus T arms and Conditions. UI:>\..'"'V tK CARD $4,971.47 03 SDSN6A01 0000620 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 I $,9,.-,:,c-'.....1 I_~~-.,----~- payment due date December 2, 2001 $\ ...""vU'" ",,,,,U,,,,, V>,.II I UUL.;t VO;) I OOUI enter amounf enclosed below Please make check payable fa Discover Platinum Card. Minimum payment due includes a past due amountof$91.17. To order Cash Access Checks, select your P .l.N., or to find cash locations call 1-BOO-DISCOVER ('-800-347-2683) or visit Discovercard.com. PO BOX 15251 11I."11",11.",,11.1,,,11 WILMINGTON DE 19886-5251 (",11I.1"1"1.1..1..11...1,1".1,1.1,1,,.,11.1,1.,,,111,1,,\ Address or telephone change? Plea.se print change in the space above, or go 10 Discovercard.com. 000006011002306518507049714700000000019117 Discover Platinum Card Account Summary account number payment due date minimum payment due cred/tfim!! credit available cash credit limit cash credit available 6011 0023 0651 8507 December 2, 2001 $191.17 $9,500.00 $4,528.00 $4,750.00 $4,528.00 Closing Date: November 3, 2001 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance page 1 of 2 + + + + $4,576.95 87.63 460.36 0.00 0.00 21.99 $4,971.47 = You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus@ Anniversary Data: October 3 Previous Cashback Bonus Award Balance Purchase Award This Period Other Awards This Period Cash back Bonus Award Total FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS tran date post date Oct 3 Ocl 4 CASHBACK BONUS CREDIT Ocl6 Oct 6 PAYMENT - THANK YOU Oct 20 Oct 20 TRUCKIN 4WD CENTER ERIE PA Oct 20 Oct 20 U-HAUL EAST SIDE ERIE PA Oct 21 Oct 21 HAMPTON INNS 814-8354200 PA Nov 3 Nov 3 ACCOUNTGUARD PRIMARY 1-877 Questions? Call1-800.D1SCOVER (1-800-347.2683) or log on to OIscovercard.com. For TOO (1elecommunication Device for the Deaf) assistance, ca.1I1-800-347-7449. Send billing error notice to: Discover Platinum; P.O. 'Dox i5192;Wilminglon, DE 19850-5192. Cashback Bonus" $ + + 0.00 0.99 0.00 0.99 Cashback Bonus@ Anniversary Dale: October 3 Your Cashback Bonus(R) award of $ 0.83 has been credited as a payment to your Discover Platinum account. Transactions trans. post date date previous statement balances $ 0.00 0.00 65.74 27.00 0.00 0.00 428.80 4,055.41 -0.83 -87.00 165.76 145.80 85.74 34.06 ..."" nlcr."I:'D' ..,..,1'''' j V I: '" CARD L_[)Is.c:evE!...J accountnurnber 6011002306518501 Questions? Concerns? Comments? Don't hesitate to co\l one of our friendly Customer Service Representotives at: I-S00-DISCOVER (1-800-347-2683). We're here 24 hours 0 doy, 7 doys 0 week, to help answer questions about your Discover" Card Account. C2OlJ!jDisa:J\'8rBw,k.~fOlC Closing Date: November 3, 2001 page 2 of 2 tran date Nov3 post date Nov 3 LATE FEE 29.00 ..m.. ATTENTiON ....... ATTENTiON ....... ATTENTiON ....... ATTENTiON ....... ATTENTiON Your account is past due. Please pay the past due amount now, or contact us to make other arrangements, Discover(R) Card is looking (or America's best high school juniors for the Tribute Award(R) Scholarship Program. If you know a current high school junior who excels, not jl.1st in school but is also an afl.around a.chiever, we want to know them too! To find out more about tile scholarship program, visit our website at Discovercard.com/tribute.htm. You shouldn't have...Why risk giving the wrong gifts? When In doubt, give cash. Oiscover(R) Card gives you three ways to get extra cash...Dlscover(R) Card Checks, ATMs, and Banks or Financial Institutions. Calf 1~800-DISCOVER (1-800-347-2683) or visit Discovercard.com to order Discover Card Checks, select a P.I.N., or to find cash locations. ALL REWARD, NO RISK. Discover Bank offers some of the highest GD and Money Market account rates in the nation! Move your money to Discover Bank and take advantage of our great rates, great customer service, and flexible account options. CaJl1-BOO-347-1000 - open an account. and start expecting MORE from your money! Average Dally Balances Daily Peflodic Rates current billing period: 31 days Purchases $687.60 Cash Advances $0 Balance Transfers $4006.61 0.04107% 0.05477% 0.01068% Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Transaction Fee FINANCE CHARGES Periodic FINANCE CHARGES 14.99% V 19.99% F 3.90% F $8.74 $0 $13.25 none $0 $0 14.99% 19.99% 3.90% Tile rales thai apply 10 your Account are either fixed (F) or Uley may vary (V) as noted above. ."ot"to DISC.VEIl Questions? CaU 1-aOO-D1SCOVER(1.800-347.2683) or log on to Oiscovercard.com UI~'\..',!V tK CARD L $295.17. , -I ._.._---------~ payment due dale January 2, 2002 $1 "'''''' ............. .........., ........... $5,186.08 enter 8mO(m( enclosed below Please make check payable to Discover Platinum CaTd. Minimum payman! due includes a past due amount of $191.17. 03 SDSN6AOl 0000621 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 To order Cash Access Checks, select your P.I.N., or to find cash locations call j-800-DISCOVER (1-800-347-2683) or visit Discovercard.com. PO BOX 15251 111",11".11"."11,1,,,11 WILMINGTON DE 19866-5251 1",111,1"1"1,1"1"11",1,1,,,',1,1,1,,,,11,1,1,,,,'11,1,,' Address or telephone change? Please print change in the space above, or go to Oiscovercard_com. 000006011002306518507051860800000000029517 Discover Platinum Card Account Summary Closing Date: December 3, 2001 account number ; payment due date , minimum payment due credit limit credit available cash credit limit cash credif available previous balance payments and credits purchases cash advances balance lransfers FINANCE CHARGES new balance 6011 0023 0651 8507 January 2, 2002 $295.17 $9,500.00 $4,313.00 $4,750.00 $4,313.00 page 1 of 2 + + + $4,971.47 0.00 154.53 0.00 0.00 60.08 $5,186.08 + You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus" Cashback Bonus@Anniversary Date: October 3 Cashback BonuS@ Anniversary Date: October 3 Previous Cashbaek Bonus Award Balance Purchase Award This Period Other Awards This Period Cashback Bonus Award Total $ + + 0.99 0.23 0.00 1.22 Transactions , trans. post date date previous statement balances FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAl: OLD BALANCE PRINCIPAL: CASH PRINCIPAl: PURCHASES PRINCIPAL: BALANCE TRANSFERS tran date Nov 19 Dec 3 Dee 3 post date Nav 19 Dee 3 Dee 3 WWW.BIDPAY.COM212-691-9964 ACCOUNTGUARD PRIMARY 1-877 LATE FEE $ 0.00 0.00 11673 0.00 0.00 0.00 4,854.74 0.00 90_00 35.53 29.00 ......, ATTENTION ....... ATTENTION .ww ATTENTION ....... ATTENTION ....... ATTENTION HWUW We previously requested the past due amount on your account. We have no record of receiving payment. The amount due should be paid at once. Questions? Call1-BOO-D1SCOVER (1-800-347-2683) or log on to Discovercard.com. For TOO (Telecommunication Device lor the Deali assistance. call1-BOO-347-7449. Send billing error notice 10: Discover Platinum; P.O. Box 15192; Wilmington, OE 19850-5192. ...,." nl<:rAVI'1Y "",,,,,,,,,'/ Y &;;'" CARD LJ'.~SC.VER: account number 6011002306518507 Queslions? Concerns? Comments? Don't hesitate to call one of our friendly Customer Service Representatives at: !-BOO-DISCOVER (1-800-347-2683). We're here 24 hours a day, 7 days a week, to help answer questions about your Discover' Card Account. C2OO5 D~ Bank. Member FDIC Closing Date: December 3, 2001 page 2 of 2 Discover(R) Card is looking for America's best high school juniors for the Tribute Award(R) Scholarship Program If you know a current high school junior who excels, not just in school but is also an all.around achiever, we want to know them tool To find out more about the scholarship program, visit our website at Oiscovercard.com/tribute.htm. You shouldn't have... Why risk giving the wrong gifts? When in doubt, give cash. Discover(R) Card gives you three ways to get extra cash...Discover(R) Card Checks, A TMs, and Banks or Financia//nstitutions, Callf-800-DISCOVER (1-800-347-2683) or visit Discovercard.com to order Discover Card Checks, select a P./.N" or to find cash locations. ALL REWARD. NO RISK. Discover Bank o1fers some of the highest CD and Money Market account rates in the nation! Move your money to Discover Ba.nk and take advanlage of our great rates, great customer service, and flexible account options. Call1-800-347-7DOa - open an account - and start expecting MORE from your money! Average Daily Balances Daily Periodic Rates current billing period: 30 days Purchases $5045.31 Cash Advances $0 0,03970% 0.05477% The rates thai apply to your Accounl are either fixed (F) or thay may vary {VI as noted above. .tP"Y'''' nlC:/"'.v~'" Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 14.49% V 19.99% F $60,08 $0 none $0 14.49% 19.99% QuesUol\s? Call 1-&OOMDlSCOVER{1-800-347-2683} or log on to Discovercard.com U\;)'-' !VI:K CARD 1........!8~OO~~=J payment due date February 2, 2002 $1 u~u"...", "u"'''''''' uu I I VV,,"'" VU;) I O:.JVI enler amount encfosed below $4,265.31 Please make check payable to Discover Platinum Card or pay online@Discovercard.com. 03 SDSN6A01 0000622 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 To order Cash Access Checks, select your P.I.N., or to find cash locations call '-800-DISCOVER (1-800-347-2683) or visit Discovercard.COffi. PO BOX 15251 111",11",11"."11,1,,,11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1"11",1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 Address or telephone change? Please print change in the space above, or go /oDiscovercard.com. 000006011002306518507042653100000000008600 Discover Platinum Card Account Summary Closing Date: January 3, 2002 page 1 012 previous balance $5,186.08 account number 6011 0023 0651 8507 paymo..nts and credits 1,000.00 payment due date February 2, 2002 purchases + 29.22 minimum payment due $86.00 cash advances + 0.00 credit limit $9,500.00 0.00 credit available $5,234.00 balance transfers + cash credit limit $4,750.00 FINANCE CHARGES + 50.01 cash credit available $4,750.00 -- $4,265.31 new balance = You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cash back Bonus" Cashback BonuS@ Anniversary Date: October 3 Cashback BonuS@ Anniversary Dale: October 3 Previous Cashback Bonus Award Balance Purchase Award This Period Other Awards This Period Cashback Bonus Award Total $ + + 1.22 0.00 0.00 1.22 Transactions trans. post date date previous statement balances FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS tean date Dee 4 Jan 3 postdate Dee 4 Jan 3 PHONE PAYMENT - THANK YOU DISCOVER ACCOUNTGUARD SNGL $ 0.00 0.00 205.81 0.00 O.DO 0.00 4,980.27 0.00 -1,000.00 29.22 Discover(R) Card is looking for America's best high school juniors for the Tribute Award(R) Scholarship Program. It you know a current high school junior who excels, not just in school but is also an all-around achiever, we want to know them tool To find out more about the scholarship program, visit our websife at Discovercard.com/tribute.htm. Questions? Call1-800-D1SCOVER (1-800-347-2683) or log on to Oiscovercard.com. For TOO (Telecommunication Device lor lhe Deaf) assistance, call 1-800-347-7449. Send blUing error notk:e to.. Discover Pla\inum; P.O, Box 15192; Wilmington, DE 19850-5192. Itpgyt'" nlof:ra"C'D' IJI:>\':..)VI:K CARD L_~SC.V~ account number 6011002306518507 Questions? Concerns? Comments? Don't hesilote to call one of our friendly Cuslomer Service Representotives at: I.SOO.DISCOVER (1-800-347-2683). We're here 24 hours a day, 7 days a week, to help answer questions about your Discover" Card Account. C2OO5 PilGOV8r Book. Memboc FDIC Closing Dale: January 3, 2002 page 2 of 2 Increase your Cashback Bonus(R) award by using your Discover(R) Platinum Card for your purchases. Now that's smart! Up to 1 % paid yearly based on your annual level and type of purchases for Cardmembers who participate in the Cashback Bonus program. Achieve greater cash flow and potential tax savings by establishing a home equity credit line (not in TX). A home equity credit line is a strong financing option for handling expenses while receiving the benefit of fax deductibility (consult your tax advisor). Apply at discoverhomefoans,com a.nd get instant pre-qualifiea/ion. Equal Housing Lender You shouldn't have...Why risk. giving the wrong gifts? When in doubt, give cash. Discover(R) Card gives you three ways to get extra cash...Discover(R) Card Checks, A TMs, and Banks or Financial Institutions. Call1-800-DISCOVER (1-800-347-2683) or visit Discovercard.com to order Discover Card Checks, select a P,I.N., or to find cash locations. ALL REWARD, NO RISK. Discover Bank offers some of the highest CD and Money Market account rates in the nation! Move your money to Discover Bank and take advantage of our great rates, great customer seNice, and flexible account options. Gaff 1-800-347-7QOO - open an account - andslart expecting MORE from your moneyl Average Daily Balances Daily Periodic Rates current billing period: 31 days Purchases $4210.22 Cash Advances $0 0.03833% 0.05477% The rates that apply to your ACCOUrtl are either lly;ed (F) Of they may vary (V) as noled above. Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RATES RATES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 13.99% V 19.99% F $50.01 $0 13.99% 19.99% none $0 Questions? Call1-800-D1SCOVER(18800-34782683) or tog on to Discovercard.com It,oyt''' DISC_VEil" UI~Li 'v I:K CARD c-'.... ml 1__ $8~~ I payment due date March 2, 2002 $1 enter amount enclosed below ...u. . VUL",! UU:"J I uauI $4,257.88 Please make check payable to Discover Platinum Card or pay online @ Discovercard,Gom. 03 SDSN6A01 000Q623 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 To order Cash Access Checks, select your P.I.N., or to find cash locations call 1-800-DlSCOVER (1-800-347-2683) or visit Discovercard.com. PO BOX 15251 11I".11",11.""11.1,,.11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1"11",1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 Address or telephone change? Please print change in the space above, Of go to Discovercard.com. 000006011002306518507042578800000000008600 Discover Platinum Card Account Summary Closing Dale: February 3, 2002 account number ; payment due date . minimum payment due credit limit credit available cash credit limit cash credit available previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance 6011 00230651 8507 March 2, 2002 $86.00 $9,500.00 $5,242.00 $4,750.00 $4,750.00 page 1 of3 $4,265.31 86.00 29.17 0.00 0.00 49.40 $4,257.88 + + + + You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus" Cashback Bonus@> Anniversary Date: October 3 Cashback Bonus@> Anniversary Date: October 3 Previous Cashback Bonus Award Balance Purchase Award This Period Other Awards This Period Cashback Bonus Award Total $ + + 1.22 0.00 0.00 1.22 Transactions trans. post date date previous statement balances FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS tran date Jan 16 Feb3 post date Jan 16 Feb 3 PAYMENT - THANK YOU DISCOVER ACCOUNTGUARD SNGl $ 0.00 0.00 194.56 O.OD 0.00 0.00 4,070.75 0.00 -86.00 29.17 Save a Stamp and Pay your bill online at Discovercard.com The Discover(R) Card Account Center lets you manage your finances.-pay your bill, transfer balances, or signup for Account status e-mail reminders to avoid fale & overlimit fees-online! Register far the Account Center at Discovercard.cam and enjay the benefits of a free online membership. Questions? Call1-800-DISCOVER (1~800-347.2683) or log on to Di$covercard.com. For TDD (Telecommunication Device for the Deaf) assistance, call 1-800-347-7449. Send billing elror notice to: Discover Platinum; P.O. Box 15192; Wilmington, DE 19850"5192. ....,... nl~.v~D' VI"~' 'V I:~ CARD ~ISC~VE'U accountnurnber 6011002306518507 Questions? Concerns? Comments? Don't hesilote to call one of our friendly Cuslomer Servke Representatives at: I-SOD-DISCOVER (1-800-347- 2683). Were here 24 haurs a day, 7 days a week, ta help answer questians about your Dis<:over' Card Account. C20M DiKXlY8r Bank. MPmb.Jr FDIC Closing Dale: February 3, 2002 page 2 of 3 Grear Balance Transfer Rates! CaJJ 1-800-767.7339 to see if an offer is available for you. Average Daily Balances Daily Per/odic Rates current billing period: 31 days Purchases $4236.58 Cash Advances $0 0.03764% 0.05477% The rates that apply \0 your Account are either fixed (F) or they may vary (V) as noted above. ~7.J'Nt"L ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES 13.74% V 19.99% F 13.74% 19.99% Questions? Call1-800-DlSCOVER{1-800-347-2683) or log on to Oisc:overcard.com Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES $49.40 $0 none $0 "po)'J'" D1SCeVER" UI:>\..' 'V tK CARl) I ...............'i:J ~.;uc. I L_F.bruary~~OO!J .,....,"",,-,,, LJ LH.IL--Ll accountnunnber 6011002306518507 page 3 of 3 Cash back Bonus @ Award Summary Cashback Bonus Anniversary Date: October 3 Previous Cashback Bonus Award Balance Purchase Award This Period Cashback Bonus Award Total Balance $ 1.22 + 0.00 1.22 Cash back Bonus Award Balance Award Available to Redeem $ 0.00 0.00 Restrictions apply to the Cashback Bonus Partner offers, visit DiscQVefcard.com or call 1-877-VOUR-AWAAD (1-877-968-7292) for details, Foe program details, see the Cashback Bonus Terms and Conditions. IJI~\.; ,,'V E:K CARD $4,367.90 03 SDSN6A01 0000624 R08ERT D BAILEY 1166 REDWODD DR CARLISLE PA 17013-1378 L$174.00 __.....J payment due date April 2, 2002 $1 enter amount enclosed belOw Please make check payable to Discover Platinum C8rd. Minimum paymellt due includes a past due amount of $86.00. To order Cash Access Checks, select your P.I.N., or to find cash locations call 1.800-DISCOVER 11-800-347-2683) or visit Discovercard.com. PO BOX 15251 111",11...11..",11.1".11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1"11",1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 Address or telephone change? Please print cMnge in the space above, or go to Discovercard.com. 000006011002306518507043679000000000017400 Discover Platinum Card Account Summary account number payment due date minimum payment due creditfimit credit available cash credit limit cash credit available 6011 0023 0651 8507 April 2, 2002 $174.00 $9,500.00 $5,132.00 $4,750.00 $4,750.00 Closing Dale: March 3, 2002 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance page 1 of3 $4,257.88 0.00 64.93 0.00 0.00 45.09 $4,367.90 + + + + You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus" October 3 Cash back Bonus@ Anniversary Date: October 3 Cashback Bonus@Anniversary Date: Previous Cashback Bonus Award Balance Purchase Award This Period Other Awards This Period Cashback Bonus Award T 01al $ + + 1.22 0.00 0.00 1.22 Transactions trans. post date dale previous statement balances tran date Mar 3 Mar 3 post date Mar 3 Mar 3 DISCOVER ACCOUNTGUARD SNGL LATE FEE FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS $ 0.00 0.00 207.44 0.00 O.DO 0.00 4,050.44 0.00 29.93 35.00 ....... ATTENTION ....... ATTENTION ....... ATTENTION ..".... ATTENT/ON ....... ATTENTION Your account is past due. Please pay the past due amount now, or contact us to make other arrangements. Questions? Call1-800-DISCQVER (1-800-347-2683) or log on to Discovercard.com. For TOO (Telecommunication Device for the Deaf) assistance, call1-aOo-347-7449. Send billing error notice to: D\scover Platinum; P.O. Box 15192; Wilmington, DE 19850-5192. Itp"Y'''' DlSC.VEIl UI:>L' ... 'V 1:1< CARD L_:~15C~V.!!j ~;C~~;Jt 'n~l7~b~';""6011 002306518507 Questions? Concerns? Comments? Don't hesitate to call one of our friendly Customer Service Representatives at: l-aOO-DISCOVER (1-800-347-2683). We're here 24 hours 0 doy, 7 doys 0 week, to help answer questions about your Discover" Card Account. 02005 DiSlXl\lW Bank, Membw FDIC Closing Dale: March 3, 2002 page 2 of 3 We understand how important your credit is to you/ Please remember that we must receive payments by the payment due date. For your convenience, you may make payments online at Discovercard.com, over the phone (processing fee extra), or by mail. Allow 7 to 10 days for mail delivery. Secure Shopping Online. You can shop online without revealing your credit card number on websitesl At Discovercard.com register and download Discover Deskshop(R), a special online service that provides this extra level of security for Internet shoppers - a Single-Use Card Number(SM) for each online store where you shop with your Discover(R) Card. No Payments! No Late Feesl No Finance Charges! If you lose your job, suffer a disability or take an unpaid leave of absence from work, Discover(R) AccounrGuard(R) frees you from making Discover Card payments. You pay no monthly payments, fees or finance charges for up to two years (up to 3 mos. for a leave of absence). Call 1-877-883-1959 now. Average Daily Balances Daily Peflodic Rates current billing period: 28 days Purchases $4279.57 Cash Advances $0 0.03764% 0.05477% The rates that apply to your Account are either lixed (F} or they may vary tV) as noted above. Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RATES RA TES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 13.74% V 19.99% F 13.74% 19.99% $45.09 $0 none $0 Questions? Call1.8DD.OISCOVER(1.8DD.347~2683) or log on to Dist:owrcard.com ....".. nIVAV.,... VI~"". 'V I;;~ CARD - March 3, 2002 accounlnUfflber 6011002306518507 page 3 of 3 Cashback Bonus @ Award Summary Cashback Bonus Anniversary Date: October 3 Previous Cashback Bonus Award Balance Purchase Award This Period Cashback Bonus Award Total Balance $ 1.22 + 0.00 1.22 0.00 0.00 $ Cash back Bonus Award Balance Award Available to Redeem Restrictions apply to the Cashback Bonus Partner offers, visit Discovercard.cam Of call 1-677-YOUR-AWARD (1-877-966-7292) for details. For program details, see the Cashback Bonus Terms and Conditions. UI::>\..' ..'Vt:K CARD . c-,......._--] i $86.00 I__...._~..._.--- payment due date May 2, 2002 $1 ......" ............ ........... V"'VI $4,297.42 enter amount enclosed below Please make chock payable to Discover Platinum Card or pay online@DiscDvercard.com. 03 SD$N6A01 0000625 ROBERT 0 BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 To order Cash Access Checks, select your P.I.N., or to find cash locations call 1-800-DISCOVER (1-800.347-2683) or visit Discovercard.com. PO BOX 15251 111",11...11.....11,1...11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1"11",1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 Address or telephone change? Please print change in the space above, or go to Discovercard.com 000006011002306518507042974200000000008600 Discover Platinum Card Account Summary Closing Date: April 3, 2002 account number 'payment due date minimum payment due credit limit credit available cash credit limit cash credit available previous balance e.ayments and credits purchases cash advances --~ balance transfers 6011 00230651 8507 May 2, 2002 $86.00 $9,500.00 $5,202.00 $4,750.00 $4,750.00 page 1 of3 $4,367.90 174.00 29.44 0.00 0.00 74.08 $4,297.42 + + FINANCE CHARGES new balance = + + You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus" Cashback BonuS@Anniversary Date: October 3 Cashback BonuS@Anniversary Date: October 3 Previous Cashback Bonus Award Balance Purchase Award This Period Other Awards This Period Cashback Bonus Award Tolal $ + + 1.22 D.OO 0.00 1.22 Transactions trans. post date date previous statement balances FINANCE CHARGES; OLD BALANCE FINANCE CHARGES; CASH FINANCE CHARGES; PURCHASES FINANCE CHARGES; BALANCE TRANSFERS PRINCIPAL OLD BALANCE PRINCIPAL; CASH PRINCIPAL; PURCHASES PRINCIPAL; BALANCE TRANSFERS tran date Mar 28 Apr 3 post date Mar 28 Apr 3 PAYMENT. THANK YOU DISCOVER ACCOUNTGUARD SNGL $ 0.00 0.00 287.53 0.00 0.00 0.00 4,080.37 O.DO -174.00 29.44 Do you want to share (he convenience and security of your Discover(R) Card with your family members? Just caf! 1-800.DJSCOVER and request FREE additional cards for your Account. Questions? Call1-800-DISCOVER (1-800-347-2683) or log on to Discovercard.com. For TDD (Telecommunication Device for the Deaf) assistance. call 1-800-347-7449, Send billing eHQr nolice\o: Discover Platinum; P.O. Box 15192; Wilmington, DE 19850-5192. ...,." nrc;raVl'D' IJ'~\." 'V I:~ CARl) I~~S~.V~!..J account number 6011002306518507 Questions? Concerns? Comments? Don't hesitate to call one of our friendly Customer Service Representatives at: 1-8oo-DISCOVER (1-800-347-2683). Wft re here 2A hours a day, 7 days 0 week, fa help answer questions about yaur Discover. Cord Account. 01005 Dl.w.w Bank, Momber FDIC Closing Date: April 3, 2002 page 2 of 3 It's smart to consolidate your debts with a DISCQVEA(R) PERSONAL LOAN! Enjoy FfXED RA rES and FIXED MONTHLY PA YMENTS. There are NO APPlICA nON FEES and NO PREPA YMENT PENAL TY. Apply online at wwW.OiscDverPersonalloans.com or cafJ us toll free at 1-866-854.3570. No Payments! No Late Fees! No Finance Chargesl If you lose your job, suffer a disability or take an unpaid leave of absence trom work, Discover{R) AccountGuard(R) trees you from making Discover Card payments. You pay no monthly payments, fees or finance charges for up to two years (up to 3 mos, for a (eave of absence). Call 1-877-883-1959 now. At Kennedy Space Center, you don't have to be an astronaut 10 explore space. Tour restricted areas, see shuttle launch pads, relive the first moon landing, and meet a real astronautl Jusr grab your Discover(R) Card and call KSC at 1-321-449-4444 for info on tickets, launches, and great travel packages, or an the web at www.kennedyspacecenler.com. Great Balance Transfer Ratesl Caff 1-800-767-7339 to find out if a Balance Transfer rate is available for you. Average Daily Balances Daily Penodic Aales current billing period: 31 days Purchases $4364.61 Cash Advances ${J 0.05477% 0.05477% The rates thai apply \0 your Account are either fixed (F) or they may vary (V) as noted above. ........ DISC.VEW ~~U~L ANNUAL PERCENTAGE PERCENTAGE RATES RA TES Transaction Fee FINANCE CHARGES Periodic FINANCE CHARGES 19.99% F 19.99% F $74.08 $0 none $0 19.99% 19.99% Questions.? Call1-8O(l..0ISCOVER{1-800~347-2683) or log on to Discovercard.com UI~,L( Vt:K CARD I 'A~;i';;' ;;~;. J --~._._,._._---- ..---... --'''--' account number 6011002306518507 page 3 of 3 Cash back Bonus @ Award Summary Cashback Bonus Anniversary Dale: October 3 Previous Cash back Bonus Award Balance Purchase Award This Period Cashback Bonus Award Tolal Cashback Bonus Award Balance Award Available 10 Redeem Balance $ 1.22 + 0.00 1.22 0.00 0.00 $ Restrictions apply to the Cashback Bonus Partner offers, visit Dlscovercard.com or c:aIl1-877-YOUR~AWARD (1-877-968-7292) for details. For program details, see the Cashback Bonus Terms and Conditions. UI:>\..' 'V I:K CARD $4,523.61 L$91.0o.._-----.J payment due dale June 2, 2002 $1 enter amount enclosed below Please make check payable fa Discover Platinum Card or pay online @ OisCOvetC8rd.com. 03 SDSN6A01 0000626 ROBERT 0 BAILEY 1166 REOWOOD DR CARLISLE PA 17013-1378 To order Cash Access Checks, select your P.I.N., or to find cash locations call '-80ll-DlSCOVER (1-800-347.2683) or visit DiscQvercard.com. PO BOX 15251 111",11".11"",11.1",11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1"11",1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 Address or telephone change? Please print change in the space above, or go to Discovercard.com 0000060110Q23065185070452361ooOOooooo091oo Discover Platinum Card Account Summary Closing Date: May 3, 2002 page 1 of 3 previous balance $4,297.42 accounf number 6011 0023 0651 8507 payments and credits 86.00 payment due date June 2, 2002 purchases + 240.98 minimum payment due $91.00 cash advances + 0.00 credit limit $9,500.00 credit available $4,976.00 balance transfers + 0.00 cash credit limit $4,750.00 FINANCE CHARGES + 71.21 cash credit available $4,750.00 new balance = $4,523.61 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cash back Bonus" Opening Cash back Bonus Balance New Cash back Bonus Earned $ + 1.22 0.52 1.74 0.00 Cash back Bonus Balance Available to Redeem Cashback Bonlls@ Anniversary Date; October 3 Keep using your Discover{A) Card and watch your Cashback Bonus(R) award grow! Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging inlo the Account Center at DisGovercard.com. $ $ Transactions trans. post date date previous statement balances FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS Iran date Apr 25 Apr26 Apr30 post date Apr 25 ApT 26 Apr 30 PAYMENT - THANK YOU PROFILEPROTECT 800-461-8836 ZAPPOR.COM INC 415-3456240 Questions? Call1.800-0ISCOVER (1-800-347-2683) or log on to DiscDvercard.com. For TOO (Telecommunication Device for the Dear) assistance, caJl1-800"347-7449. Send billing error notice to: D\'<>Co'Je\" Platinum; P,O. Box 15192; Wilmington, DE 19850-5192. $ 0.00 0.00 293.72 0.00 0.00 0.00 4,003.70 0.00 -86.00 9.99 200.00 ....... DISC.VEl" UI~'.: .~'V 1:1( CARD L .riISC~'t'ER:J ",-,,-,,-,,1 U un'l-.l::1 account number 6011002308518507 Questions? Concerns? Comments? Don't hesitale to call one of our friendly Customer Service Representatives at I-BOO-DISCOVER (1-800-347-2683). We're here 24 hours 0 day, 7 days Q week, 10 help answer questions about your Discover" Card Account. C2OO5 DiIotl7feJ Bonk. Member fOlC Closing Dale: May 3, 2002 page 2 of 3 tran date May 3 post date May 3 DISCOVER ACCQUNTGUARD SNGL 30.99 $ As a Discover(R) Cardmember, you can get cash quickly and easily -- just about anytime, anywhere. To find the nearest cash focations, select your PIN or order Discover Card checks, callI-BOO-DISCOVER (1-800-347-2683). And don't forget to visit our websife at Discovercard.com to search for cash locations nearest you. Click. Pay. Win. Online Sweepsfakes. From now until May 31, pay your Discover(R) Card bill online for a chance to win $100, $1,000 or even $10,000. ~ "Forofficia/ sweepstakes rules, visit Oiscovercard.com. No purchase, payment or card application necessary to enter or win a prize. Great Balance Transfer Ratesl Call1-800-767-7339 to find out if a Balance Transfer rate is available for you. Optional Discover(R) AccountGuard(R) gives you the ability to put your minimum Account payments on hoJd in the event of job Joss, disability, or leave of absence from work. You pay no monthly payments, fees or finance charges for up to 2 yeaTS (up to 3 mos. for leave of absence). For details and to enroll, see the flap on your payment envelope. For a list of our great Cashback Bonus(R} Partners, login to rhe Accounf Center at Discovercard.com or call us at 1-877-YOUR-AWARD. Average Daily Balances Daily Peflodic Rates current bilJing period: 30 days Purchases $4335.20 Cash Advances $0 0.05477% 0.05477% The rales that apply to your Account are either fixed (F) or they may vary (V) as "oted atKYJe. ....... nIC,..,'r:fY Nomm~ ANNUAL ANNUAL PERCENTAGE PERCENTAGE RATES RATES Periodic FINANCE CHARGES Transaction Fee F/NANCE CHARGES 19.99% F 19.99% F 19.99% 19.99% none $0 $71.21 $0 Questions? Call1-8DO-OISCDVER(1-800.347-2683) or log on to Oiscovercard.com 1.11,;)\./_ V I:~ CARD L~3~ 20~J account number 6011002306518507 page 3 of 3 Cashback Bonus @ Award Summary Cashback Bonus Anniversary Date: October 3 Previous Cash back Bonus Award Balance Purchase Award This Period Cashback Bonus Award Total Balance $ 1.22 + 0.52 1.74 Cash back Bonus Award Balance Award Available to Redeem $ 1.74 0.00 Restrictions apply to the Cashback Bonus Partner offers, visit Discovercard.com or call1-811-YOUR-AWARD (1-877-96B-7292} tor details. For program details, see the Cashback Bonus Terms and Conditions. UI':)\..' ",'V tK C^RD $4,348.63 i $87.00 '_F,,'n ~--I 1______._____1 paymenl due date July 2, 2002 $1 ~~v~...'" "..,,",....,,", VV I I VU""" VU;;J I D::lUI e(l{er amount enclosed below Please make check payable fO Discover Plalinum Card or pay online @Discovercard.com. 03 SDSN6A.01 0000627 ROBERT 0 BAILEY 1166 REDWOOO DR CARLISLE PA 17013-1378 To order Cash Access Checks, select your P.\.N., or to find cash locations call 1-800-DISCOVER (1-800-347-2683) or visit DiscQvercard.com. PO BOX 15251 11I..,11".11"",11.1.,,11 WILMINGTON DE 19886-5251 1",111,1"1,,1,1,,'..11,..1.1,..1.1.1.1..,,11.1,1,,,,111,1,,\ Address or telephone change? Please print change in the space above, or go to Oiscovercard.com. 000006011002306518507043486300000000008700 Discover Platinum Card Account Summary Closing Dale: June 3, 2002 page 1 of3 previous balance $4,523.61 account number 6011 00230651 8507 payments and credits 291.00 , payment due date July 2, 2002 purchases + 39.78 , minimum payment due $87.00 cash advances + 0.00 credit limit $9,500.00 credit available $5,151.00 balance transfers + 0.00 cash credit limit $4,750.00 FINANCE CHARGES + 76.24 cash credit available $4,750.00 new balance = $4,348.63 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cash back Bonus" Opening Cashback Bonus Balance New Cashback Bonus Eamed $ + 1.74 -0.48 1.26 0.00 Cash back Bonus Balance Availabla to Redeem Cashback Bonus@ Anniversary Dale: October 3 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback BO(1uS award is at least $20, you can redeem your award by calling us Of by logging into the Account Center at Discovercard.com. $ $ , Transactions trans. post date date previous statement balances FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAl: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS tran dale May 24 May 24 May 30 post date May 24 May 26 May 30 PROFllEPROTECT 800-461-8836 ZAPPOR.COM INC 415-3456240 PAYMENT - THANK YOU Questions? Call1-800-PISCDVER (1vBOO-347-26B3) or log on to Dlscovercard.com. For TDO (Teleccmmun\ca\\on Device lor the Deaf) assista.nce, can 1-800-347-7449. Send billing error notice 10: Discover Platinum; p.o. Box 15192; W\\m\ng\on. DE 19850-5192. $ 0.00 0.00 312.97 0.00 0.00 0.00 4,210.64 O.OD 9.99 -200.00 -91.00 ."",.. nl,(!,.........,1!!W IJI;)\""'..~)V t:K CARD DISC~V~'_J accounlnumber 6011002306518507 Questions? Concerns? Comments? Don't hesilote to coli one of our friendly Customer Service Represenlotives at: l-S00-DISCOVER (1-800-347-2683). We're here 24 hours Q day, 7 days a week, to help answer questions about your Discover' Card Account. 02005 Discover Bank. Member FDIC Closing Dale: June 3, 2002 page 2 of 3 tran date Jun 3 post date Jun 3 DISCOVER ACCQUNTGUARD SNGL 29.79 $ Great Balance Transfer Rates! Calf t-800-767-7339 fo find out if a Balance Transfer rate is available for you. Register your valuable document and property items, such as stocks, bonds, computer and DVD. If you suffer a loss due to a fire or theft, you will have an inventory to provide to your insurance company. Calf today at 1-800-347-3395 to enroll in our 3 year $45 Deluxe Regisler(R) Service. OPEN A NEW DISCOVER CD ACCOUNT TODA YI Discover Bank gives you; GREA T RA TES-consistently high week after week. SECURITY-Over $20 billion in assets, a bank that's been around since f 9 f f, and FDIC Insurance. CONVENIENCE-Open an account withoUf leaving home, call1-800~347-7000 or visit Discoverbank.com. Mention code SC0602P. The Discover(R} Card Shops America with Lucky Magazine National Mall Tour has been traveling across the nation this spring! Runway fashion shows, style workshops, giveaways, and much morel Catch it this June at Cherry Hill Malf, New Jersey or South Street Seaport, New York Cityl To get in on the action, visit Discovercard.comlshopamerica. For a list of our great Cashback Bonus(R} Partners, login to the Account Center at Discovercard.com or calf us at j-B77-YOUR-AWARD. Discover(R} Card and AASA congratulate the 2002 National Tribute Award Scholarship winners Caroline Camic, Nancy Cheng, Blair Homstine, Kevin Koo, Hotly Milender, Hope Montgomery, Amber Morehouse, Loni Schumacher, and Nathan Skelley. Each won $27,500 for post high-school education or training. Visit Discovercard.com/tribute.htm to learn more. Average Daily Balances Daily Periodic Rates current billing period: 31 days Purchases $4491.62 Cash Advances $0 0.05477% 0.05477% The rates thai apply to your Account are either fixed (F) or they may vary (V} as noted above. Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 19.99% F 19.99% F 19.99% 19.99% $76.24 $0 none $0 Questions? Call1-800-DISCOVER(1-800-347~2683} or log on to Dlscollercard.com Itpgyt" DISC.VEll l)1~CNt:K CARD L~;~~:__;;~~'_.._J ..---... - _..._~, account number 6011002306518507 page 3 of 3 Cash back Bonus @ Award Summary Cashback Bonus Anniversary Date: October 3 Previous Cashback Bonus Award Balance Purchase Award This Period Cashback Bonus Award Total Cashback Bonus Award Balance Award Available to Redeem Balance $ 1.74 + -0.48 1.26 1.26 0.00 $ Restrictions <3.pply to the Cashback Bonus Partner oUers, visit Discovercard.com or call 1-877-VOUR-AWARD (1-877-968-7292) for details. For program details, see the Cashback Bonus T arms and Conditions. UI:>\.."V t:K CARD ~77.00 paymenf due date August 2, 2002 $\ $4,496.48 enter amount enclosed below Please make check payable to Discover Platinum Card. Minimum payment due includes a past due amount of $87.00. 03 SDSN6AQ1 0000628 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 To order Cash Access Checks, select your P .I.N., or to find cash locations call 1-800-DISCOVER (1-800-347-2683) or visit Discovercard.com. PO BOX 15251 11I".11",11"",11,1",11 WILMINGTON DE 19886-5251 1."111,1"1.,1,1"1"11",1.1,,,1,1,1,1,,,,11,1,1,,,,111.1,,1 Address or telephone change? Please print change in the spa.ce above, or go /oDiscovercardcom. 000006011002306518507044964800000000017700 Discover Platinum Card Account Summary Closing Dale: July 3, 2002 page 1 01 3 account number ; payment due date minimum payment due creditlimil credit available cash credit limit cash credit available 6011 0023 0651 8507 August 2, 2002 $177.00 $9,500.00 $5,003.00 $4,750.00 $4,750.00 $4,348.63 0.00 75.80 0.00 0.00 .--- + 72.05 ..~-- new balance = $4,496.48 -_.~~-~--~-- previous balance payments and credits purchases cash advances --~---- balance transfers FINANCE CHARGES + + + You may be a.ble to avoid Periodic Finance Charges, see the reverse side for details. Cash back Bonus" Opening Cashback Bonus Balance New Cashback Bonus Earned $ + 1.26 0.02 1,28 0,00 Cash back Bonus Balance Available to Redeem Cashback BonuS@ Anniversary Dale: October 3 $ $ Transactions trans. post date date previous statement balances FINANCE CHARGES; OLD BALANCE FINANCE CHARGES; CASH FINANCE CHARGES; PURCHASES FINANCE CHARGES; BALANCE TRANSFERS PRINCIPAL; OLD BALANCE PRINCIPAL; CASH PRINCIPAL; PURCHASES PRINCIPAL: BALANCE TRANSFERS tran date Jun 25 Ju13 Jul 3 post dale Jun 25 Jul 3 Jul 3 PROFILEPROTECT 800-461.8836 DISCOVER ACCOUNTGUARD SNGL LATE FEE $ 0.00 0.00 140.74 0.00 0.00 0.00 4,207.89 0.00 9.99 30.81 35_00 ....... A TTENT/ON ....w A TTENT/ON w.... A TTENT/ON ....... A TTENT/ON ....... A TTENT/ON Your account is past due. Please pay the past due amount now, or contact us to make other arrangements. Questions? Call1-800-D1SCDVER (1-800-347-2683) or log on to DiSCDvercard.com. For TOO (Telecommunication Device lor the Deaf) assistance, ca!l1-80Q-347.7449. Send billing error ootk::e I\): Discover Platinum; P.O. Box 15192; Wilmington, DE 19850-5192. .t,..,.hJ DISC.VEIl Ul:a,~f, 'V tK CARD 1___:Dis~.Y!R:J ,,"-"........,.. LI wn"...l-' account number 6011002306518507 Queslions? Concerns? Comments? Dan', hesilole 10 call one of our friendly Cuslomer Service Representatives at: 1-800-DISCOVER (1-800-347-2683). We're here 24 hours 0 day, 7 days 0 week, 10 help answer questions about your Discover" Cord Account. 0200:5 Diw::rm &mk. M&mber FDIC Closing Dale: July 3, 2002 page 2 of 3 Visit the ShopCenter(SM) at Discovercard,com to take advantage of online and ;n store shopping offers. Find offers for up to 30% off. Need Back-ta-School supplies? Save an everything (rom textbooks to new fall clothes and shoes with merchants like Office Max, Barnes & Noble, GAP and Shoebuy.com. Over 70 additional retailers at Discovercard.com. It's smart to consolidate your debts with a DISCOVER(R) PERSONAL LOAN! Enjoy FIXED RA rES and FIXED MONTHL Y PA YMENTS. There are NO APPLiCA nON FEES and NO PREPAYMENT PENAL TY. Apply online at www.DiscoverPersonaILoans.com. No Paymentsl No Late Fees! No Finance Charges! If you lose your job, suffer a disability or take an unpaid leave of absence from work, Discover(R} AccountGuard(R) trees YOLl from making Discover Card payments. You pay no monthly payments, fees or finance charges for tJp to 2 years (up to 3 mos. for leave of absence). Call 1-877-883-1959 now. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.05477%; corresponding ANNUAL PERCENTAGE RATE: 19.99%. Rate is subject to the terms of the offer including expiration. Average Daily Balances Daily Penodic Rates current bilfing period: 30 days Purchases $4386.32 Cash Advances $0 0.05477% 0.05477% The rales thai apply to your Account are either fixed (F) or they may vary (V) as noted above. ...,." nlcrA\/cD' Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Transaction Fee F/NANCE CHARGES Periodic FINANCE CHARGES 19.99% F 19.99% F $72.05 $0 none $0 19.99% 19,99% Questions? Can 1-800~D1SCOVER{1-800~347.2683) Dr log on to Discovercard.com UI:>\..'V I:K CARD L_ July 3, 2002 account number 6011002306518507 page 3 of 3 Cash back Bonus @ Award Summary Cashback Bonus Anniversary Date: October 3 Previous Cashback Bonus Award Balance Purchase Award This Period Cashback Bonus Award Total Cash back Bonus Award Balance Award Available to Redeem Balance $ 1.26 + 0.02 1.28 1.28 0.00 $ Restrictions apply to the Cashback Bonus Partner offers, visit Dlscovercard.com or ca\l1~817~VOUR-AWARD (1-877-968-7292) for details. For program details, see the Cashback Bonus Terms and Conditions. UI~(} 'VER CARD $4,435.40 03 SDSN6AQ1 0000629 ROBERT 0 BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 .......e...'_'..e..._e_1 l $89.00 --------.'-.-----'- payment due date September 2, 2002 ...y.. ~........ .......... ..."''1' enter amount enclosed below $\ Please make check payable to Discover Platinum Card or pay online@ DisGovercard.com. To order Cash Access Checks, select your P .I.N., or to find cash locations call 1-800-DISCOVER (1-800-347-2683) or visit Discovercard.com. PO BOX 15251 11I",11",11",..11.1...11 WILMINGTON DE 19886-5251 I",III,I"I"I,I"I"JI",J,I",I,I,I,I""II,I,I""111,1,,1 Address or telephone change? Please print change in the space above, or go /0 Oiscovercard.com. 000006011002306518507044354000000000008900 Discover Platinum Card Account Summary Closing Date: August 3, 2002 page 1 ot3 $4,496.48 177.00 40.38 0.00 0.00 75.54 --- $4,435.40 account number payment due date , minimum payment due creditfimit credit available cash credillimit cash credit available 6011 00230651 8507 September 2, 2002 $89.00 $9,500.00 $5,064.00 $4,750.00 $4,750.00 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance + + + + You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus'" Cashback BonuS@Anniversary Date: October 3 Keep using your Oiscover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. Opening Cashback Bonus Balance New Cash back Bonus Earned $ + 1.28 0.02 1,30 0,00 Cash back Bonus Balance Available to Redeem $ $ Transactions ,previous statement balances trans. post data dO!ote tran date Jul20 Jul26 Aug 3 post dale Jul 20 Jul 26 Aug 3 FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BAlANCE PRINCIPAL: CASH PRINCIPAL PURCHASES PRINCIPAL: BALANCE TRANSFERS $ 0.00 0.00 247.79 0.00 0.00 0.00 4,248.69 0.00 PHONE PAYMENT - THANK YOU PROFILE PROTECT 800-461-8836 DISCOVER ACCOUNTGUARD SNGL -177.00 9.99 30.39 Questions? Call1-800.0ISCOVER (1-800M347-2683) or log on to D1scovercard.com. For TOO (Telecommunication Device for the Deaf) assistance, call1-aOO-347-7449. Send billilVtl error notice 10: Discover Platinum; P.O. Box 15192; Wilminaton. DE 19850-5192. ."",.. nl""AVFD" UI:>\..',.'V tK C^RLJ I__--.E!S~VER.--J account number 6011002306518507 Questions? Concerns? Commenls? Don't hesitate fa call one of our friendly Customer Service Representatives at: 1-800-DISCOVER (1-800-347-2683), We're here 24 hours a day, 7 days a week, to help answer questions about your Discov..... Card Account. 102.005 Oi~ bk.MembeIr fOIC Closing Date: August 3, 2002 page 2 of 3 Great Balance Transfer Ratesl CaI/1-800-767-7339 to tindouf if a Balance Transfer rate is available for you. Discover Bank CD's pay you higher yields...among the nation's highesLbecause we don't have the overhead expense of a branch network. Open a new Discover Bank CD Account Today by visiting www.Discoverbankcom/card. Mention code SCOB02P. Visit the ShopCenter(SM) at Discovercard.com to take advantage of online and in store shopping offers. Find offers for up to 30% off. Need Back-ta-School supplies? Save on everything from textbooKS to new fall clothes and shoes with merchants like Office Max, Barnes & Noble. GAP and Shoebuy.com. Over 70 additional retailers at Discovercard.com. Save 10% on any mail-order merchandise from Kennedy Space Center Visitor Complex when you make purchases with your Discover(R) Card from now until December 31,2002. Go to www.KennedySpaceCenter.comandclickon NThe Space Shop" link for details. Enter code: DSPACE at check-out or caJ/ 1-800-621-9826 to receive a 10% discount on your purchase. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.05477%; corresponding ANNUAL PERCENTAGE RA TE: 19.99%. Rate is subject to the terms of the offer including expiration. Average Daily Balances Daily Penodic Rates current billing period: 31 days Purchases $4450.54 Cash Advances $0 0.05477% 0.05477% The rates thai apply to your Account are either fixed (F) or they may vary (V) as noted above. Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RATES RATES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 19.99% F 19.99% F 19.99% 19.99% $75.54 $0 none $0 Questions? Call1-S00-D1SCOVER(1.S00.347-268:J) or log on to Discovercard.com ItpCl)'lto DISC.VER UI:l'l. IVtK CARD I A~~~~;"3::;9;;2J account number 6011002306518507 page 3 of 3 Cash back Bonus@ Award Summary Cashback Bonus Anniversary Date: October 3 Previous Cashback Bonus Award Balance Purchase Award This Period Cashback Bonus Award Total Cashback Bonus Award Balance Award Available to Redeem Balance $ 1.28 + 0.02 1.30 1.30 0.00 $ Restrictions apply to the Cashback Bonus Partner offers, visit Discovercard.com or call1-877-YOUR-AWARD (1-877-968+7292) for details. For program details, see the Cashback Bonus Terms and Conditions. ~ IJI..J\,,/ .'V 1:"- CARD $4,678.66 L $183.00 J ----..--- payment due date October 2, 2002 $1 . ---- --..... ......... enter amount endosed below Please make check payable to Discover Platinum Card. Minimum payment due inctudes a past due amounf of $89.00. 03 SDSNfiAQ1 0000630 ROBERT D BAILEV 1166 REDWOOD DR CARLISLE PA 17013-1378 To order Cash Access Checks, select your P.IN., or to 1ind cash locations call 1-800-DISCOVER (1-800-347-2683) or visjt Discovercard.com. PO BOX 15251 111",11",11....,11,1",11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1"11,,,1,1,,,1,1,1,1,,,,11,1,1,,,.111,1..I Address or telephone change? Please print change in the space above, or go to DisGovercard.com. 000006011002306518507046786600000000018300 Discover Platinum Card Account Summary Closing Dale: September 3, 2002 account number payment due date minimum payment due credit/imi! credit available cash credit limit cash credit available 6011 00230651 8507 October 2, 2002 $183.00 $9,500.00 $4,821.00 $4,750_00 $4,750.00 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance page 1 of3 + + + $4,435.40 0.00 166.61 0.00 0.00 76.65 $4,678.66 + = You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cash back Bonus" Opening Cashback Bonus Balance New Cashback Bonus Earned $ + 1.30 0.24 1.54 0,00 Cashback Bonus Balance Available to Redeem Cashback BonuS@ Anniversary Date: October 3 $ $ Transactions trans. post date date previous statement balances FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS tran date Aug 20 Aug 26 Sap 3 Sep 3 post date Aug 20 Aug 26 Sept 3 Sept 3 ZAPPOR.COM INC 415-3456240 PROFILE PROTECT 800-461-8836 DISCOVER ACCOUNTGUARD 877- LATE FEE $ 0.00 0.00 226.09 0.00 0.00 0.00 4,209.31 0.00 84.95 9.99 36.67 35.00 UU'" A TTENT/ON >UUH A TTENT/ON >>u>>> A TTENT/ON H>>>H A TTENT/ON "HuH A TTENT/ON Your account is past due. Please pay the past due amount now, or contact us to make of her ammgements. Questiolls? Call1~800.mSCOVER (1-800-347-2683) or log on to Discovercard.com. For TDD (Telecommunication Device lQ\ the Deal) assistance, call 1-800-347-7449. Send billing error notice to: Discover Platinum; P.O. Box 15192; Wilmington, DE 19850.5192. It,... DlSC.VEIl' UI~\..i,Nt:K CARD L 'DiSC~VEIrJ ;;c~~~t~~n;b~;~6011002306518507 Questions? Concerns? Comments? Don't hesitate 10 call one of our friendly Customer Service Representatives ot: 1-800-DISCOVER (1-800-347-2683). We're here 24 hour> a day, 7 days a week, to help answer questions about your Discover' Card Account. 02005 Di$OCMlr Bank, Member FDIC Closing Date: September 3, 2002 page 2 of 3 As a Discover(R) Cardmember, you can get cash quickly and easily -. just about anytime. anywhere. To find the nearest cash locations, select your PIN orarder Discover Card checks, call1-BOO-DISCOVER (1-800-347-2683). And don't forget to visit our websife at Discovercard,com to search (or cash locations nearest you. Visit Discovercard.com beginning Ocfober 1 sf for details about our Holiday Shopping Sweepstakesl Discover(R) Card is once again a proud supporter of this year's Walk to Cure Diabetes. Join Discover Card to raise money for the Juvenile Diabetes Research Foundation by participating in the Walk or elect to donate your Discover Cashback Bonus(R) award 10 JDRF. To learn more, please visit Discovercard.com or www.jdrf.org. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.05477%; corresponding ANNUAL PERCENTAGE RATE: 19.99%. Rate is subject to the terms of the otferincluding expiration. Average Daily Balances Da.ily Peflodic Rates current billing period: 31 days Purchases $4516.18 Cash Advances $0 0.05477% 0.05477% The rates that apply to your Account are either l\xed (F) or they may vary (V) as noted above. .,.,... nlc:raVI'D' ~~rJn~L ANNUAL PERCENTAGE PERCENTAGE RATES RATES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 19.99% F 19.99% F $76.65 $0 19.99% 19.99% none $0 Questions? Call1-800-D1SCOVER(1~800~347.2.663) or log on to Discovercard.com UI:>l..l IV t:K CARD I_Septemb;r 3, 20021 account number 6011002306518507 page 3 of 3 Cash back Bonus @ Award Summary Cash back Bonus Anniversary Date: October 3 Previous Cashback Bonus Award Balance Purchase Award This Period Cashback Bonus Award Total Balance $ 1.30 + 0.24 1.54 1.54 0.00 $ Cash back Bonus Award Balance Award Available to Redeem Restrictions apply to the Cashback Bonus Partner offers, visit Dlscovercard.com or call1-877-YOUR-AWARD (1-877-968-7292) for details. For program details, see the Cashback Bonus Terms and Conditions. UI:>\.."V tK CARD $4,294.60 03 SDSN6A01 0000631 ROBERT D BAILEY 1166 REOWOOD DR CARLISLE PA 17013-1378 'I $86.00'" -.. I ------------ payment due date November 2, 2002 _". . ..oJ..... .....,"". V~U. enter amount enclosed below $1 Please make check payable to Discover Platinum Card or pay online @ Discovercard.com. To order Cash Access Checks, select your P .I.N., or to find cash locations call 1-800-DISCOVER 11.800-347-2683) or visit Discovercard.com. PO 80X 15251 11I..,11...11"...11,1",11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1"11",1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 Address or telephone change? Please print change in the space above, or go to OisGovercard.com. 000006011002306518507042946000000000008600 Discover Platinum Card Account Summary Closing Date: October 3, 2002 page 1 of 3 $4,678.66 500.00 43.65 0.00 0.00 72.29 $4,294.60 account number . payment due date , minimum payment due crecJitlimit credit available cash credit limit cash credit available 6011 00230651 8507 November 2, 2002 $86.00 $9,500.00 $5,205.00 $4,750.00 $4,750.00 previous balance payments and credits purchases cash advances balance Iransfers FINANCE CHARGES new balance + + + + = You may be able to avoid Periodic Finance Charges, see the reverse side tor details. Cashback Bonus" Cashback BonuS@Anniversary Date: October 3 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by c<Jlling us or by logging into the Account Center at Discovercard.com. Opening Cashback Bonus Balance New Cashback Bonus Earned $ + 1.54 0.02 1.56 0.00 Cashback Bonus Balance Available to Redeem $ $ Transactions previous statement balances trans. post date date tran date Sep 15 Sap 25 Oct 3 post date Sept 15 Sept 25 Ocl 3 FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PAYMENT - THANK YOU PROF1LEPROTECT 800-461-8836 DISCOVER ACCOUNTGUARD 877- -500.00 9.99 33_66 Questions? Call1-800-0ISCOVER (1-800-347-2683) or log on to DiscDvercard.com. For TOO (Telecommunication Device for the Deaf) assistance, call 1-800-347-7449. Send billing error notice to'. Discover Platinum; P.O. Box 15192: Wilmington, DE 19850,5192. ....... nlc:rAVR>" UI:>\.."V tK CARD L_ DISCeVER account number 6011002306518507 Queslions? Concerns? Comments? Don't hesilote to call one of our friendly Customer Service Represenlotives at: l-SOO-DISCOVER (1-800-347-2683). We're here 24 hours a day, 7 days a week, 10 help answer questions about your Discover' Card Account. 102005 D\KCmlf Bonk. Member fOle Closing Date: October 3, 2002 page 2 of 3 Great Balance Transfer Rates! Ca/l1~80D,767-7339 to tindout if a Balance Transfer rate is available for you. Visit Discovercard.com for details on how to enter our online Holiday Shopping Sweepstakes. No Payments! No Late Fees! No Finance Chargesl If you lose your job, suffer a disability or rake an unpaid leave of absence from work, Discover(R) AccountGuard(R) frees you from making Discover Card payments. You pay no monfhly payments, fees or finance charges for up to 2 years (up to 3 mos. for 'eave of absence). Call1-877-883-1959 now! For a list of our great Cashback Bonus(R) Partners, login to the Account Center at Discovercard.com or call us at j-877.YOUR-AWARD (1-877-968-7292). Discover(R) Card is looking for America's best high school juniors for the Tribute Award(R) Scholarship Program. If you know a current high school junior who is an all-around achiever, beyond academics, we want to know them too! To find aUf more about the scholarship program, visit our website at Discovercard.com/tribute.htm. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.05477%; corresponding ANNUAL PERCENTAGE RATE: 19.99%. Rate is subject to the terms of the offer including expiration. Average Daily Balances Daily Penodic Rates current billing period: 30 days Purchases $4400.74 Cash Advances $0 0.05477% 0,05477% The rates that apply 10 your Account are either fixed (F) or they may vary {V) as noted abo....e. Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 19.99% F 19.99% F $72.29 $0 19.99% 19.99% none $0 Questions? CIl1l1-800~D1SCOVER(1~800-347-2683) or log on to Discovercard.com ltpgys" DISCeVER lJl~(}."VER CARD \ . ........."'''''.:;:1 f,.Iall;:'. I .L- Octo~~~-,?!l~~_i accountnurnber 6011002306518507 page 3 of 3 Cash back Bonus @ Award Summary Cashback Bonus Anniversary Date: October 3 Previous Cash back Bonus Award Balance Purchase Award This Period Cashback Bonus Award Total Cashback Bonus Award Balance Award Available to Redeem Balance $ 1.54 + 0.02 1.56 1.56 0.00 $ Restrictions apply to the Cashback Bonus Partner otfers, visit Discovercard.com or call1-a77~YOUR-AWARO (1-877-96B-7292} for details. For program details, see the Cashback Bonus Terms and Conditions. VI;;)\,,' <_)v t:K CARD $4,448.02 03 SDSNGA01 0000632 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 L_$175.00 <_--.J payment due dale December 2, 2002 enter amount enclosed below $1 Please make check payable to Discover Platinum Card. Minimum payment due includes a past due amount 01 $86.00. To order Cash Access Checks, select your P.LN., or to find cash locations call 1-80Q-DISCDVER (1-800-347-2683) or visit Discovercard.com. PO BOX 15251 111".11",11"",11.1.,,11 WILMINGTON DE 19886-5251 1",111,1"1"1,1..1"11",1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 Address or telephone change? Please print change in the space above, or go /0 Discovercard.com. 0000060110023065185070444B02ooooooOo0175oo Discover Platinum Card Account Summary account number , payment due date , minimum payment due credit limit credir available cash credit limit cash credit available 6011 00230651 8507 December 2, 2002 $175.00 $9,500.00 $5,051.00 $4,750.00 $4,750.00 Closing Date: November 3, 2002 page 1 013 previous balance $4,294.60 payments and credits 0.00 purchases + 79.85 cash advances + 0.00 --,~ ,----_.,--- balance transfers + 0.00 FINANCE CHARGES + 73.57 new balance = $4,448.02 --------------_.._--- You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cash back Bonus'" Opening Cashback Bonus Balance New Cashback Bonus Earned $ + 1.56 0.02 1.58 0.00 Cashback Bonus@ Anniversary Date: October 3 Cash back Bonus Balance Available to Redeem $ $ Transactions trans. post date date previous statement balances tran date Oct 25 Nov3 Nov3 post date Oct 25 Nov 3 Nov 3 PROFILE PROTECT 800-461-8836 DISCOVER ACCOUNTGUARD 877- LATE FEE 9.99 34.86 35.00 FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS $ 0.00 O.DO 0.00 0.00 0.00 0.00 0.00 0.00 ..m.. ATTENTION .....,. ATTENTION ....... ATTENTION ....... ATTENTION ....... ATTENTION Your account is past dUe. Please pay the past due amount now, or contact us to make other arrangements. Questions? Call1-600-D1SCOVER (1-600-347-2663) or log on to Discovercard.com. For TOO (Telecommunication Device lor the Deaf) assistance, call 1-800-347-7449. Send billing error notice to: Discover Plat'lnum; P.O. Box 15192; Wilmington, DE 19850-5192. ....... DISCeVER' UI~l} \V t:K CAIl.D i~_:r>rsc.-",-~J "--~'" ~....,,,....~, account number 6011002306518507 Queslions? Concerns? Comments? Don'I hesilole 10 call one of our friendly Customer Service Representatives at: 1-800-DISCOVER (1-800-347-2683). We're here 24 hours a day, 7 days a week, to help answer questions about your Discover" Card Account. C2005 D~ Bank. Member FDIC Closing Dale: November 3, 2002 page 2 of3 No Payments! No Late Fees! No Finance Charges! It you lose your job, suffer a disability or take an unpaid leave of absence from work, Discover(R) AccountGuard(R) frees you from making Discover Card payments. You pay no monthly payments, fees or finance charges for up to 2 years (up to 3 mos. for leave of absence). Ca//1-877-883-1959 now! No matter where you go...SafeTrek;s on the road with you! SafeTrBk, the Chevron Travel Club's newest auto club plan offers nation-wide dispatch towing plus travel discounts that add up to security and savings I Pay with your Discover(R) Card and get 2 months FREEl Call 1-$00-222-0585 and reference #5211015 for more information on how to join! Through the efforts of our Cardmembers, Oiscover(R) Card has donated more than $14 miJ1Jon to the Make-A-Wish Foundation(R). You can make a child's dream come true by electing to donate your Cashback Bonus(R) award to the Make-A-Wish Foundation. To learn how, please visit DiscoverC8.rd.com or visit www.wish.org. Average Daily Balances Daily Peflodic Aates current billing period: 31 days Purchases $4333.28 Cash Advances $0 0.05477% 0.05477% Ti1e rates thaI apply 10 your Account are either fJxed (F) or they may vary (V) as noted above. ......... nl~.v"'" ~NTiil~L ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Transaction Fee FINANCE CHARGES Periodic FINANCE CHARGES 19.99% F 19.99% F $73.57 $0 none $0 19.99% 19.99% Questions? Call1vBOO-D1SCOVER{1-BOO-347-2683) or log on to Discovercard.com lJl~"-"V I:K CARD I Novemb;r 3,2002 \ ~~.___:.J account number 6011002306518507 page 3 of 3 Cashback Bonus @ Award Summary Cashback Bonus Anniversary Date: October 3 Previous Cash back Bonus Award Balance Purchase Award This Period Cashback Bonus Award Total Balance $ 1.56 + 0.02 1.58 Cash back Bonus Award Balance Award Available to Redeem $ 1.58 0.00 Restrictions apply to the Cashback Bonus Partner offers, visit Dlscovercard.com or can 1w877~YOUR-AWARO (1-877-968-7292) tor details. For program details, see the Cashback Bonus Terms and Conditions. UI~Lr..iV I:K CARD $4,514.81 03 SOSN6AlJl 0000633 ROBERT D BAILEY 1166 REDWOOO DR CARLISLE PA 17013-1378 ,..-,"'-'''---1 ! $180.00 \ '_.__...__.-.--~--- payment due dale January 2, 2003 ~...vu....."u,"""', ....... . v......--' UU....I u....Ul enter amount ~mclosed below $1 Please make check payable to Discover Platinum Card. Minimum payment due includes a past due amount of $89. 00. To order Cash Access Checks, select your P.\.N., or to find cash locations call '-800-DISCOVER (1-800-347-2683) or visit DisCQvercard.com. PO BOX 15251 11I",11".11"".11,)",11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1,,11,,,1,1...1,1.1,1,,.,11.1.1,,..111,1..1 Address or telephone change? Please print change in the space above, or go 10 Discovercard.com. 000006011002306518507045148100000000018000 Discover Platinum Card Account Summary account number payment due date minimum payment due credit limit credit avaiJable cash credit limit cash credit available 6011 00230651 8507 January 2, 2003 $180.00 $9,500.00 $4,985.00 $4,750.00 $4,750_00 - Closing Date: December 3, 2002 page 1 01 3 previous balance payments and credits purchases cash advances balance transfers $4,448.02 86.00 + 80.37 + 0.00 + 0.00 + 72.42 $4,514.81 FINANCE CHARGES new balance You may be able to avoid Periodic Finance Charges, see- the reverse side for details. Cashback Bonus" Opening Cashback Bonus Balance New Cashback Bonus Earned $ + 1.58 0.02 1.60 0.00 Cashback Bonus@Anniversary Date: October 3 Cashback Bonus Balance Available to Redeem $ $ Transactions trans. post date date previous statement balances Iran date Nav? Nav 25 Dee 3 Dee 3 post dale Nav 7 Nav 25 Dee 3 Dee 3 PAYMENT - THANK YOU PROFILEPROTECT 800-461-8836 DISCOVER ACCOUNTGUARD 877- LATE FEE -S6.00 9.99 35.38 35.00 FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL; CASH PRINCIPAL: PURCHASES PRINCIPAL; BALANCE TRANSFERS $ 0.00 0.00 0.00 O.DO 0.00 0.00 0_00 0.00 ....H. ATTENTION HH'H ATTENTION ....... ATTENTION "'HH ATTENTION ....... ATTENTION Your account is past due. Please pay the past due amount now, or confact us to make other arrangements. Questions? Call 1 "800-DISCQVER (1-800-347-2683) or log on to Oiscovercard.com. For TOO (TelecormmmiCa\lon Device for !he Deal) assistance, call 1-800-347-7449. Send biUing error notice to: Discover Platinum; P.O. Box 1519'2; Wi\minQ\oo, OE 19850.5t92, Itpl:lYl'" nlc,...."It'D' UI:>\..' .'V tK CARD LE.lsceVE~J account number 6011002306518507 Questions? Concerns? Comments? Don't hesitate to call one of our friendly Customer Service Representatives at: 1-800-DISCOVER (1-800-347-2683). We're here 24 hours a day, 7 days a week, to help answer questions about your Discover" Card Account. 01005 Disa:lYer iXmk. Member FDIC Closing Date: December 3, 2002 page 2 of 3 No Payments! No Late Fees! No Finance Chargesl if you lose your job, suffer a disability or take an unpaid leave of absence from work, D/seavef(R) AccountGuard(R) frees you from making Discover Card payments. You pay no monthly payments, fees or finance charges for up to 2 years (up to 3 mos. for leave of absence). Call 1-877-883-1959 now! No matter where you go...SafeTrek is on (he road with youl SareTrek, the Chevron Travel Club's newest auto club plan offers nation-wide dispatch towing plus tra.vel discounts that add up to security and savingsl Pay with your Discover(R) Card and get 2 months FREE! Cafl1-800-222~0585 and reference #$211 DIS for more information on how to join! Through the efforts of our Cardmembers, Discol/er(R) Card has donated more than $14 million to the Make-A-Wish Foundation(R). You can make a child's dream come true by electing 10 donate your Cashback Bonus(R) award to the Make-A-Wish Foundation. To learn how, please visit Discovercardcom or visit www.wish.org. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.05477%; corresponding ANNUAL PERCENTAGE RA TE: 19.99%. Rate is subject to the terms of the offer including expiration. Average Daily Balances Daily Penodic Rates current billing period: 30 days Purchases $4408.55 Cash Advances $0 0.05477% 0.05477% The rates that apply 10 your Account are eilher fixed (f) or they may 'Iary (V) as noted above. Nominal ANNU)lL ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 19.99% F 19.99% F $72.42 $0 19.99"10 19.99% none $0 Questions? Call1-S00-D1SCOVER(1-800-347-2683) or log on to Discovercard.com Ifpclylfo DISCeVER' UI::J,t,' VI:K CARD I ~ .....'U311IY Udl~~ _ I L!>ece_'!:l_ber_ ~_,__209~ ,.VLJL.-'" L.J U,.-,.''-l:.l account number 6011002306518507 page 3 of 3 Cash back Bonus @ Award Summary Cash back Bonus Anniversary Date: Oclober 3 Previous Cashback Bonus Award Balance Purchase Award This Period Cashback Bonus Award T alai Cash back Bonus Award Balance Award Available 10 Redeem Balance $ 1.58 + 0.02 1.60 1.60 0.00 $ Restrictions apply to the Cashback Bonus Partl"'Jer offers, visit Dlscovercard.com or call1~877-YOUR~AWARD (1-877-968-7292) for details. For program detaIls, see the Cashback Bonus T arms and Conditions. UI.;J"" .' V t:~ CAr,n $4,419.08 03 SQSN6Ao1 0000634 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 ~~o~_j payment due date February 2, 2003 enter amount enclosed below $1 Please make check payable 10 Discover Platinum Card or pay online@ Discovercard.com. \0 order Cash Access Checks, select your P.LN., or to find cash locations call 1.800-DISCOVER (1-800-347-2683) or visit Oiscovercard.com. PO BOX 15251 111",11,..11..",11,1",11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1,,11,,,1,1,,,1,1,1,1,,,,11,1,1..,,111,1,,1 Address or lelephollB c/lange? Please print change in the space above, argo 10 Discavercard.com. 000006011002306518507044190800000000008900 Closing Dale: January 3, 2003 page 1 of 3 Discover Platinum Card Account Summary account number I paymertt due date minimum payment due credit/imit credit available cash credit limit cash credit available 6011 00230651 8507 February 2, 2003 $89.00 $11,500.00 $7,080.00 $5,750.00 $5,750.00 previous balance payments and credits purchases cash advances balance transfers $4,514.81 215.00 44.62 0.00 0.00 74.65 $4,419.08 + + + + FINANCE CHARGES new balance You may be able to a.void Periodic Finance Charges, see the reverse side for deta.ils. Cashback Bonus" Cashback Bonus@ Anniversary Date: October 3 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by Jogging into the Account Center at DisCQvercard.cDm. Opening Cashback Bonus Balance New Cashback Bonus Earned $ + 1.60 0.02 1.62 0.00 Cashback Bonus Balance Available to Redeem $ $ Transactions previous statement balances trans. post date date tran date Dee 12 Dee 15 Dee 26 post date Dee 12 Dee 15 Dee 26 FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 PHONE PAYMENT - THANK YOU LATE CHARGE REFUND PROFILE PROTECT 800-461-8836 -180.00 -35.00 9.99 Questions? CaU 1-800-OISCOVER (1-800-347-2683) or log on to Oiscovercard.com. For TOD (Telecommunication Device for the Deal) assistance, call1-8OQ.347-1449. Send billing error notice 10: Discover Platinum; P.o. Box 15192; Wilmington, DE 19850-5192. "-.. D1SCaVFIl DISC.\VER CARll i_ 'Disc~.,,!!J accountnurnber 6011002306518507 Questions? Concerns? Comments? Don't hesilole to coli one of our friendly Customer Service Representatives at: I-SOO-DISCOVER (1-800-347-2683). Wire here 24 hours 0 cloy, 7 doys 0 week, 10 help onswer questions obout your Discover' Card Account. C2OO5 OiKDV8l" Ikmk. Member FDIC Closing Date: January 3, 2003 page 2 of 3 tran date Jan 3 post date Jan 3 DISCOVER ACCOUNTGUARD 877- 34.63 $ No Payments! No Late Fees! No Finance Charges! If you fose your job, suffer a disability or lake an unpaid leave of absence from work, Discover(R) AccountGuard(R) frees you from making Discover Card payments. You pay no monthly payments, fees or finance charges for up to 2 years (up to 3 mos. for (eave of absence). Cal/t.877-883-1959 now! For a list of OUf great Cashback Bonus(R) Partners, login to the Account Center at Discovercard.com or caJI us at 1-877- YOUR-AWARD (1-877-968-7292). No matter where you go...SafeTrek is on the roa.d with you! Safe Trek, the Chevron Travel Club's newest auto club plan offers nation-wide dispatch towing plus tra.vel discounts that add up to security and savingsl Pay with your Dlscover(R) Card and get 2 months FREEl Caf/t-800-222-0585 and reference #521101S for more information on how to join! Through the efforts of OUf Cardmembers, Discover(R) Card has donated more than $14 million to the Make-A-Wish Foundation(R). You can make a child's dream come true by electing to donate your Cashback Bonus(R) award to the Make-A-Wish Foundation. To learn how, please visit Discovercard.com or visit www.wish.org. Balance Transfer offer for current bilfing period: Daily Periodic Rate: 0.04107%; corresponding ANNUAL PERCENTAGE AA TE: 14.99%. Rate is subject to the terms of the offer including expiration. Avera.ge Daily Ba.lances Daily Penodic Rates current billing period: 31 days Purchases $4397.93 Cash Advances $0 0.05477% 0.05477% The fates that apply \0 your Account are either fixed (F) or Ihey may vary (V) as noted above. "..,." DISCevBl Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RATES RA TES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 19.99% F 19.99% F $74.65 $0 none $0 19.99% 19.99% Questions? Call1-800-D1SCOVER(1-800-347-2683} or log on to Discovercard.com UI:>\..' IV tK CARLl LJanuary- 3, 20-03 J ~_...__.- accDvnlnunlber 6011002306518507 page 3 of 3 Cash back Bonus @ Award Summary Cashback Bonus Anniversary Date: October 3 Previous Cashback Bonus Award Balance Purchase Award This Period Cashback Bonus Award Total Cashback Bonus Award Balance Award Available to Redeem Balance $ 1.60 + 0.02 1.62 $ 1.62 0.00 Restrictions apply to the Cashback Bonus Partner offers. visit Dlscovercard.com or catl1-817-YOUR-AWAAD (1-877-968-7292) lor details. For program details, see the Cashback Bonus Terms and Conditions, "", . "......... .,......1 U"'UI UI~,\...'JV tK CARD I ..,-.---, ,$0.00 I \_--~.._-_._--_. paymenl due date March 2. 2003 $-8.24 erlter amount enclosed below $1 Your account has a credit balance. No paymel1t is due. 03 SDSN6A01 0000635 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 To order Cash Access Checks, select your P .l.N., or to find cash locations call '-800-DISCOVER (1-800-347-2683) or visit Discovercard.com. Address or telephone chang@? Please print change in tile space above, or go to Discovercard.com. PO BOX 15251 11I"'11".11.....11,1...11 WILMINGTON DE 19886-5251 1",11I,1"1"1,1"1"11,,,1,1,,,1,1,1,1,,,,11,1,1,,,,11I,1..1 000006011002306518507000000000000000000000 Discover Platinum Card Account Summary Closing Date: February 3, 2003 account number : payment due date I minimum payment due credit limit credit available cash credit limit cash credit available 6011 00230651 8507 March 2, 2003 $0.00 $11,500.00 $11 ,500.00 $5,750.00 $5,750.00 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance page 1 of 3 $4,419.08 4,444.65 9.99 0.00 0.00 7.34 $-8.24 Your account has a credit balance. No payment is due. + + + + : Cash back Bonus" Opening Cashback Bonus Balance New Cash back Bonus Earned $ + Cashback Bonus Balance Available to Redeem $ $ Cashback BonuS@ Anniversary Date: October 3 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. 1.62 0.02 1.64 0.00 Transactions trans. post date date , previous statement balances FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS tran date Jan 31 Jan 31 Jan B post date Dec 3 Dec 3 Jan a REFUND OF ACCOUNTGUARD ADJUSTMENT - FINANCE CHARG PAYMENT. THANK yOU Questions? Call1-800.OISCDVER (1-800-347-2683) or log on to Oiscovercard.com. For TOO (Telecommunication Device for the Deal) assistance. can 1-800-347-7449. Send biUing error notice to; Discover Platinum; P.O, Box 15192; Wilmington, DE 19850-5192. $ 0.00 0.00 0.00 0.00 0_00 0.00 0.00 0.00 -0.20 .25.37 -4,419.08 ftpoYl'" nl4:rA"CD' UI~l:)V tK CARD L~I~Ce~ER' J account number 6011002306518507 Quesrions? Concerns? Comments? Don't hesitate to call one of our friendly Customer Service Representatives at: 1.800-DISCOVER (1-800-347-2683). We're here 24 hours a day, 7 days a week, to help answer questions about your Discover' Card Account. C2005 UI$OC7V8r Book, Member FDIC Closing Dale: February 3, 2003 page 2 of 3 tran date Jan 27 post date Jan 27 PROFILEPROTECT 800-461-8836 9.99 $ Ask for Additional Cards so the people close to you can share the benefits of your Discover(R) Card Account. Call to get your FREE Cards today: I-BOD-DISCOVER. Fact: Every 79 seconds a thief steals someone's identity (CBSnews.com, 1/25/2001). Enrotl in ProfileProtect(R), and we wiIJ send you a copy of your credit profile, monitor your credit file for changes every business day, and send you Quarterly Credit Updates n toofs to help protect yourself from identity theft. Calf /-877-623-8011 to enroll. The Discover(R) Card Account Center makes your fife easy. You can pay your bill, view your statement, sign up for e-mail newsletters and Account reminders n all this for freef Log in to the Account Center at Discovercard.com and enjoy the benefits of easy access to your Account...anyfimef Discover(R) Card is a proud partner of Communities In Schools (CIS), the nation's leading commurli!y~based organization that helps kids succeed in school and prepare for life. Through the efforts of our Cardmembers, CIS has made a difference in the Jives of young peopfe. To donate your Cashback Bonus(R) award to CIS, please visit Discovercard.com. SA VE WITH CHOICE HOTELS(R) AND DISCOVER(R) CARD. Save 15% at up to 3,300 hotels in the U.S., including Comfort Inn(R), Comfort Suites(R), Quality(R), Sleep Inn(R), Clarion(R), Econo Lodge(R), MainStay Suites(R) or Rodeway Inn(R). Restrictions apply. Calf BOO.4CHOICEsm for details and quote discount code #00801772 to save today. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.04107%; corresponding ANNUAL PERCENTAGE RA TE: 14.99%. Rate is subject to the terms of the offer including expiration. Average Daily Balcmces Daily Penodic Rates current billing period: 31 days Purchases $533.64 Cash Advances $0 0.04449% 0.05477% The rates that apply to your Account are either fixed (F) or they may vary (V} as noled ab(NB. Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 16.24% V 19.99% F $7.34 $0 16.24% 19.99% none $0 Questions? Call1-80D~OISCOVER(1~800-347.2683) or log on to Oiscovercard.com ....... DISCeVER' DISOWER CARD 1__ F~~~;~I:~i~;031 ~';;~~~t ~;;mb~~""6'o11 002306518507 page 3 of 3 Cash back Bonus @ Award Summary Cash back Bonus Anniversary Date: October 3 Previous Cashback Bonus Award Balance Purchase Award This Period Cash back Bonus Award Total Balance $ 1.62 + 0.02 1.64 Cash back Bonus Award Balance Award Available to Redeem $ 1.64 0.00 Restrictions apply to the Cashback Bonus Partner offers, visit Discovercard,com or call1-877-VOUR-AWARD (1-877-968-7292) for details. For program details, see the Cashback Bonus T arms and Conditions. UI:>\..' 'V I:K CARD $4.27 L!4.27 ..-J payment due date April 2, 2003 enter amount enclosed below $1 Please make check payable to Discover Plarinum Card or pay online @ Discovercard,com. 03 SDSN6A01 0000636 R08ERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 To order Cash Access Checks, select your P.I.N., or to find cash locations call 1-800-DISCQVER (1-800-347-2683) or visit Discovercard.com. Address or telephone change? Please print change in Ihe space above, or go to Discovercard.CO/Tl. PO BOX 15251 111."11",11".,,11,1,,,11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1"11",1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 000006011002306518507000042700000000000427 Discover Platinum Card Account Summary Closing Date: March 3, 2003 page 1 01 3 previous balance $-8.24 account number 6011 00230651 8507 payments a~d credits 0.00 payment due date Ap,iI2, 2003 purchases + 12.51 I minimum payment due $4.27 cash advances + 0.00 credit limit $11,500.00 -. credit available $1'.495.00 balance transfers + 0.00 cash credit limit $5,750.00 FINANCE CHARGES + 0.00 cash credit available $5,750.00 new balance $4.27 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus@ Opening Cashback Bonus Balance New Cash back Bonus Earned $ + 1.64 0.03 1.67 0.00 Cashback Bonus Balance Available to Redeem $ $ Cashback Bonus@ Anniversary Date: October 3 Keep using your Discover(R) Card and watch your Cashbacl< Bonus(R) award growl Remember, onCe your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discov8rcard.com. Transactions trans. post date date previous statement balances FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL PURCHASES PRINCIPAL: BALANCE TRANSFERS $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 tran date Feb4 Feb 25 Mar 3 post date Feb 4 Feb 25 Mar 3 THE REGISTER CARD SVCE 800 PROFILEPROTECT 800-461-8836 DISCOVER ACCOUNTGUARD 877- 2.49 9.99 0.03 Questions? Call 1-800-DISCQVER (1-800.347.2683) or log on to Discovercard.com. For TOO (Telecommunication Device for the Deaf) assistance, call1-BOO-347-7449. Send billing error notice to: Discover Platinum; P.O. Box 15192; Wilmington, DE 19850-5192. 1'lIgytlo DISC.VEW UI~L'NI:K CARP I~ISC.VER'J - -. "--_. account nl)mber 6011002306518507 Questions? Concerns? Comments? Don't hesilete Ie call one of our friendly Customer Service Representatives at: I-BOO-DISCOVER (1-800-347-2683). We're here 24 hours a day, 7 days a week, to help answer questions about your Discover' Card Account. C2005 DlIlXl't'er Dank. Member FDIC Closing Dale: March 3, 2003 page 2 of 3 Optional Discover(R) AccountGuard(R) gives you the ability to put your minimum Account payments on hold in the event of job loss, disability. or leave of absence from work. You pay no monthly payments, fees or finance charges for up /0 2 years (up to 3 mos. for leave of absence). For details and to enroll, see the flap on your payment envelope. Simplify and save with three easy ways to transfer balances to your Discover Card. CaJJ 1-866-240-7939 to see if an offer is available for you, go to Discoverca.rd.com, or look for balance transfer checks in the mail. As a Discover(R) Cardmember, you can get cash quickly and easily -- just about anytime, anywhere. To find the nearest cash locations, select your PIN or order Discover Card checks, ca}} I-BOO-DISCOVER (1-800-347-2683). And don't forget to visit our websife at Discovercard.com to search for cash locations nearest you. For a list of our great cashback Bonus(R) Partners, login to the Account Center at Discovercard.com or call us at /-877-YOUR-AWARO (1-877-968-7292). Balance Transfer offer for current billing period: Daily Periodic Rate: 0.04107%; corresponding ANNUAL PERCENTAGE RA TE: 14.99%. Rate is subject to the terms of the offer including expiration. Average Daily Balances Daily PerIOdic Rates current billing period: 2B days Purchases $0 Cash Advances $0 previous bilfing period: 31 days Purchases $0 0.04449% 0.05477% 0.04449% The rates that apply to your Account are eitt1er fixed (F) Of they may vary {V) as noled above. Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES /6.24% V 19.99% F $0 $0 $0 16.24% 19.99% none $0 16.24% V 16.24% none Questions? Call1-800-D1SCDVER(1-800-347-Z683) or tog OR to Dlscovercard.com ....,... n,c;rAVFIr UI:>LC1V t:K CARD LJ.larCh3! 2lJ03.-J account number 6011002306518507 page 3 of 3 Cashback Bonus @ Award Summary Cashback Bonus Anniversary Date: October 3 Previous Cashback Bonus Award Balance Purchase Award This Period Cashback Bonus Award Total Cashback Bonus Award Balance Award Available to Redeem Restrictions apply to the Cashback Bonus Partner offers, visit Oiscovercard.com or call 1-877-YOUR-AWARD (1-877-968-7292) for details. For program details, see the Cashback Bonus Terms and Conditions. Balance $ 1.64 + 0.03 1.67 1.67 0.00 $ DISCNER CARD $12.57 03 SDSN6A01 0000637 ROBERT D MILEV 1166 REDWOOD DR CARLISLE PA 17015-137B I_~o:oo~~"~~=.] payment due dale May 2, 2003 enter amount enclosed below $\ Please make check payable /0 Discover Platinum Card or pay online @ Discovercard.com. To order Cash Access Checks, select your P.I.N., or to find cash locations call 1-800-DISCOVER (1-800.347-2683) or visit Discovercard.com. PO BOX 15251 111."11",11",,,11.1...11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1"11",1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 Address or telephone af/ange? Please print change in the space above, or go to Oiscovercard.com. 000006011002306518507000125700000000001000 Closing Date: April 3, 2003 page 1 013 Discover Platinum Card Account Summary account number payment due date minimum payment due creditJimit credit available cash credit limit cash credit available 6011 00230651 8507 May 2, 2003 $10.00 $11,500.00 $11,487.00 $5,750.00 $5,750.00 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance $4.27 4.27 12.57 0.00 0.00 0.00 $12.57 + + + + = You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus" Cashback BonuSlBl Anniversary Date: October 3 Keep using your Oiscover(R) Card and watch your Cashback Bonus(R} award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. Opening Cashback Bonus Balance New Cashback Bonus Earned $ + 1.67 0.03 1.70 0.00 Cashback Bonus Balance Available to Redeem $ $ Transactions trans. post date date previous statement balances Iran date Mar 4 Mar 22 Mar 26 post date Mar 4 Mar 22 Mar 26 FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS $ 0.00 0.00 0.00 0.00 0.00 0_00 0.00 0.00 THE REGISTER MTH SVCE 800- PAYMENT - THANK YOU PROFILE PROTECT 800-461-8836 2.49 -4.27 9.99 Questions? Call1-800-DISCOVER (1-800-347-2683) or log on to DiscDvercard.com. For TDD (Telecommunication Device for the Deaf) assislance, callt-80Q-347-7449. Send billing error notice \0: ni"....nvl"r Pli=ltinllm. P 0 Rm 1!'iH~? Wilminntnn nF Hlfl.l',n_!"i1Q? ........ DISCeVER" UI~l/ IV!:\{ CARD Ll?lsceVE~~ account number 6011002306518507 Questions? Concerns? Comments? Don't hesitate to call one of our friendly Customer Service Representatives at: l-SOO-DISCOVER (1-800-347-2683). We're here 24 hours a day, 7 days a week, to help answer questions about your Discover" Card Account. 02005 DiKOYW Bank, Membdr FDIC Closing Dale: April 3, 2003 page 2 of 3 Iran date Apr3 post date Apr 3 DISCOVER ACCOUNTGUARD 877- 0.09 $ Simplify and save with three easy ways to transfer balances to your Discoyer Card. CaI/1-866-240-7939 to see if an offer is available for you; go to Discovercard.com; or look for Balance Transfer checks in the mail. No Payments! No Late Fees! No Finance Charges! If you lose your job, suffer a disability or take an unpaid leave of absence from work, Oiscover(R) AccountGuard(A) frees you from making Discover{R) Card payments. You pay no monthly payments, fees or finance charges for up to 2 years (up to 3 mos. for leave of absence). Call 1-877-883- 1959 now! Fact: Every 79 seconds a thief steals someone's identity (CBSnews.com, 1/25/2001). Enroll in ProfileProtect(R), and we will send you a copy of your credit profile, monitor your credit file for changes every business day, and send you Quarterly Credit Updates -- fools to help protect yourself from identity theft. Call 1-877-623-8011 to enroll. For a fist of our great Cashback Bonus(R) Partners, login to the Account Center at Discovercard.com or call us at 1-877- YOUR-AWARD (1-877-968-7292). Save over 50% on Samsonite Luggage Sets from the manufacturer. Upgrade your luggage at these great prices! To order logon to www.samsonitecompanystores.com/parlnerandenterpromo code 7455 or call 800-547-BAGS, Ext. 7455. Save 15% on all other luggage and travel accessories online. See websiie for details. Find great discounts of up to 20% in ShopCenter at Discovercard.COm. Whether shopping for yourself or for a special occasion, you wi/! find offers from over 75 merchants such as Gap, J Crew, Smartbargains.com, FTO. COM, Barnes&Noble.com and Sharper Image. Average Daily Balances Daily Peflodic Rates current billing period::)1 days Purchases $0 Cash Advances $0 previous billing period: 28 days Purchases $0 0.04449% 0.05477% 0.04449% The rates that apply to your Account are either llxed (Fl or lhey may vary {V) as noted aboVe. Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RATES RATES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 16.24% V 19.99% F $0 $0 $0 16.24% 19.99% none $0 16.24% V 16.24% none Questions? Call1-BOO-D1SCDVER(1-800-347-2683) or log on to Discovercard.com ItplJl'lfo DISCeVER lJl:>C" VtR CARD I "'IV<;lIlI~ ....... all:::. I ___AP':i13,_2003 __ "~...,-,,, ..... vn'~'-' accountnunlber 6011002306518507 page 3 of 3 Cash back Bonus @ Award Summary Cashback Bonus Anniversary Date: October 3 Previous Cashback Bonus Award Balance Purchase Award This Period Cash back Bonus Award Total Cash back Bonus Award Balance Award Available to Redeem Balance $ 1.67 + 0.03 1.70 1.70 0.00 $ Restrictions apply to the Cashback Bonus Partner offers, visit Oisco1/ercard.com or call1-671-YOUR.AWARD (1-877-968- 7292} for details. For program details, see the Cash back Bonus T arms and Conditions. UI:>\..C "V tK CARD $12.57 03 SDSN6A01 0000638 R08ERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 ~~.o.o~__~ enter amount enclosed below payment due dare $1 June 2, 2003 . Please make check payable /0 Discover Platinum Card or pay online@DiSCQverCEJId.cam. To order Cash Access Checks, select your P .I.N., or to find cash locations call 1-800-DISCOVER 11-800-347-2683) or visit Discovercard.com. PO BOX 15251 11I",11",11..",11,1",11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1"11",1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 Address or telephone change? Please print change in the space above, or go /0 Discovercard.com. 000006011002306518507000125700000000001000 Discover Platinum Card Account Summary account number payment due date minimum payment due credit limit credit available cash credit limit , cash credit available 6011 00230651 8507 June 2, 2003 $10.00 $11,500.00 $11,487.00 $5,750.00 $5,750.00 Closing Date: May 3, 2003 page 1 of 3 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance $12.57 12.57 + 12.57 + 0.00 -- + 0.00 + 0.00 = $12.57 ""---------..- You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus~ Opening Cashback Bonus Balance New Cash back Bonus Earned $ + 1.70 0.03 1.73 0.00 Cashback BonuS@ Anniversary Date: October 3 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. Cash back Bonus Balance Available to Redeem $ $ Transactions trans. post date date , previous statement balances Iran date Apr4 Apr 20 Apr 25 post date Apr 4 Apr 20 Apr 25 THE REGISTER MTH SVCE 800- PAYMENT - THANK YOU PROFILEPROTECT 800-461-8836 2.49 -12.57 9.99 FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS $ 0_00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Questions? Call1-BOO-DISCOVER (1~800.347.2683) or log on to Discovercard.com. For TOO (Telecommunication Device lor the Deal) assistance, call 1-800-347-7449. Send billing error notice to: OiSCO'J81 Pla\\num; P.O. Box 15192;Wilmington, DE 19850-5192. 1'pcty1h) DISCeVER DISCC'\VER CARD L~Djsc.y~~ account number 6011002306518507 Queslions? Concerns? Comments? Don't hesitate ta call one of our friendly Custamer Service Representatives at: I-SOO-DISCOVER (1-800-347-2683). We're here 24 hours a day, 7 days a week, ta help answer questions about your Discover' Card Account. C2005 Dlsmwr Bailie. Member FDIC Closing Date: May 3, 2003 page 2 of 3 Iran date May 3 post date May 3 DISCOVER ACCOUNTGUARD 877- 0.09 $ Get FREE Addilional Cards $0 the people close to you can share the benefits of your Discover(R} Card Account. Call today: 1-800-347-5537. No Payments} No Late Feesl No Finance Charges! If you lose your job. suffer a disability or take an unpaid leave of absence from work, Discover(A) AccountGuBrd(R) frees you from making Discover(R) Card payments. You pay no monthly payments, fees or finance charges for up to 2 years (up to 3 mos. for leave of absence). Caf/1-877-883-1959 now! Simplify and save with three easy ways to transfer balances to your Discover Card. Calif -866-240-7939 to see if an offer is available for you, go to Discovercard.com, or look for Bafance Transfer checks in the mail. As a Discover Platinum(R) Cardmember, you can get cash quickly and easily -- just about anytime, anywhere. To find the nearest cash locations, select your P.I.N. or order Discover Card checks, call1-800-DISCOVER (1-800-347-2683). And don't forget to visit Discovercard.com where you can also search for cash locations nearest you. For a list of our great Cashback Bonus(R) Partners, login to the Account Center at Discovercard.com or call us at (-877. YOUR-AWARD ((-877-968.7292). Go paperless! Elect to stop receiving yOlJr Discover Card statements by mail and receive them online only. You'JI get an e-mail notification when your current Account statement is available, a printable version of your statement (or your record keeping needs, and the ability to pay your bill online. Visit Discovercard.com to enroll. Average Daily Balances Daily Penodic Rates current billing period: 30 days Purchases $0 Cash Advances $0 previous billing period: 31 days Purchases $0 0.04449% 0,05477% 0.04449% The rates that apply to 'lour A\:couflt ale e\thell\xed IF) or they may vary (V) as noted above. ",.,... DI5CeVEIl Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 16.24% V 19.99% F $0 $0 $0 16.24% 19.99% none $0 16.24% V 16.24% none Questions? Call1-BOO-OISCOVER(1~800.347-2.683} or log on to Disc0'4ercard.com UI:>\..'?V tK CARD May 3~ 2003 .~ account number 6011002306518507 page 3 of 3 Cashback Bonus @ Award Summary Cash back Bonus Anniversary Date: October 3 Previous Cash back Bonus Award Balance Purchase Award This Period Cashback Bonus Award Total Cashback Bonus Award Balance Award Available to Redeem Balance $ 1.70 + 0.03 1.73 1.73 0.00 $ Restrictions apply to the Cashback Bonus Partner offers. visit Dlscovercard.com or call 1-877MYOUR-AWARD (1-877-96B-7292) 10r details. For program details, see the Gashback Bonus Terms and Conditions. $12.57 , 1_- ....... ............ "'"'VI ............ DISCOVER CARD ,........,"...c-".,_... """I $10.00 ---~-_._.- payment due date July 2, 2003 Please make clleck payable to Discover Platinum Card or pay online@ Discovercard.coffi. enter amount enclosed below $1 03 SDSN6A01 0000639 ROBERT D BAILEY 1166 REOWOOD DR CARLISLE PA 17013-1378 To order Cash Access Checks, select your P,I.N., or to find cash locations call 1-800-DISCOVER (1-800-347-2683) or visit Discovercard.com. PO BOX 15251 11I".11",11....,11.1".11 WILMINGTON DE 19886-5Z51 1",111,1"1"1,1"1"11",1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 Address or telephone change? Please print change in the space above, or go /0 Discovercard.com. 000006011002306518507000125700000000001000 Discover Platinum Card Account Summary Closing Dale: June 3, 2003 page 1 of3 account number . payment due date , minimum payment due creditfimit credit available cash credit limit cash credit available previous balance payments and credits purcha.ses cash advances balance transfers FINANCE CHARGES new balance 6011 00230651 8507 July 2, 2003 $10.00 $11,500.00 $11,487,00 $5,750,00 $5,750,00 You may be able to avoid Periodic Finance Charges, see the reverse side for details. + + + $12.57 12.57 12.57 0.00 0.00 0.00 $12.57 + Cashback Bonus" Opening Cash back Bonus Balance New Cash bacK Bonus Earned $ + Cash back Bonus Balance Available to Redeem $ $ Cash back BonuS@ Anniversary Date: October 3 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at OisGOvercard.com. 1.73 0.03 1.76 0.00 Transactions trans. post date date , previous statement balances FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS tran date May 6 May 22 May 29 post date May 6 May 22 May 29 THE REGISTER MTH SVCE 800- PAYMENT - THANK YOU PROFILE PROTECT 800-461-8836 Questions? Call1-800-D1SCOVER (1-BOO-347~2683) or log on to Discovercard.com. For TOO (Telecommunication Device for the Deaf) assistance, caJll-80Q-347-7449. Sand billing error nmice to: Discover Plalinum; P.O. Box 15192: Wilminaton. DE 19850-519:;3 $ 0.00 0.00 0,00 0.00 0.00 0.00 0.00 0.00 2..49 .12.57 9.99 ..."" nr~.VFI1 U!;)\..f'V tK CARll ~ISC.VE'!._J account number 601100230G518507 Queslions? Concerns? Comments? Don't hesitale to call one of our friendly Customer Service Representatives ot: I-SOD-DISCOVER 11-800-347-2683). We're here 24 hours a day, 7 days a week, to help answer questions about your Discover' Card Account. O:lOO5 0i1<<NtIf lXInk, MemberfD1C Closing Dale: June 3, 2003 page 2 of 3 Iran date Jun 3 post date Jun 3 OISCOVER ACCOUNTGUARD 877- 0.09 $ Facf: Every 79 seconds a thief steals sameone's identity (CBSnews.com, 1/25/2001). Enroll in ProfileProtect(R), and we wilf send you a copy of your credit report, monitor your credit file for changes every business day, and send you Quarterly Credit Updates -- tools fa help protect yourself from identity theft. Calf 1-877-737-1936 to enroll. Simplify and save with three easy ways to transfer balances to your Discover Card. CaJlI-866-240-7939 to see if an offer is available for you, go to Discovercard.com, or look for Balance Transfer checks in the mail. Go paperless! Elect to stop receiving your Discover(R) Card statements by mail and receive them online on/yo You'll get an e-mail notification when your current Account statement is available and a printable version of your statement for your records. Visit Discovercard.com to enroll. Congratulations to the National Oiscover{R) Card Tribute Award(R) Scholarship winners: Kevin Frasure, Jenny-Kate Lyon, Jeffrey Sun, Christina Adkison, Benjamin Lee, Jonathan-James EnD, Amanda Imberi, Caitlin G'Sell and Brittany Olson. Each won $27,500 for post high-school education or training. Visit Discovercard_com/tribure.htm to learn more. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.01616%; corresponding ANNUAL PERCENTAGE RA TE: 5.90%. Rate is subject to the terms of the offer including expiration. Average Daily Balances Daily Penodic Rates current billing period: :3 f days Purchases $0 Cash Advances $0 previous billing period: 30 days Purchases $0 0.04449% 0.05477% 0.04449% Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Periodic FiNANCE CHARGES Transaction Fee FINANCE CHARGES 16.24% V 19.99% F 16.24% 19.99% $0 $0 $0 none $0 16.24% V 16.24% none The rales that apply 10 your Account are either liKed IFI or they may vary (V) as noted above. Questions? Call1~800-0ISCOVER{1"800~347.2683) or log OR to Discovercard.com ...".. DISC.VEIl UI:>\...' . 'VI:K C,\RD L ~~;~l~ ~;~;. J ~'--"---~- . ,.............," ...... U"'LL- I account number 6011002306518507 page 3 of 3 Cash back Bonus @ Award Summary Cash back Bonus Award Balance Award Available to Redeem Balance $ 1.73 + 0.03 1.76 1.76 0.00 $ Cashback Bonus Anniversary Date: October 3 Previous Cash back Bonus Award Balance Purchase Award This Period Cash back Bonus Award Total Restrictions apply to the Cashback Bonus Partner offers, visit Discovercard.com or call1-677-YOUA-AWARD (1-877-968-7292) for details. For program details, see the Cashback Bonus Terms and Conditions. UI~L'Nt:K CARD $12.57 03 SOSN6A01 0000640 ROBERT 0 BAILEY 1166 REOWOOD DR CARLISLE PA 17013-1378 ~o~o__..-J payment due dale August 2, 2003 enter amount enclosed below $1 Please make check payaNe to Discover Platinum Card or pay online @ D;scovercaMr;om, To order Cash Access Checks, select your P.I.N., or to find cash localions call i-8oo-DISCOVER (1-800-347-2683) or visit Discovercard.com. PO BOX 15251 111",11".11"",11,1",11 WILMINGTON DE 19886-5251 I",III,I"I"J,I"I"JI",I,I",J,I,J,I""JI,I,I""IJI,J"I Address or telephone change? Please print change in the space above, or go to Discovercard.com. U00006011o023o65185o7UOU1257oooooOOUo0100o Closing Date: July 3, 2003 page 1 of3 Discover Platinum Card Account Summary account number i payment due date , minimum payment due credit limit credit available cash credit limit cash credit available 6011 0023 065t 8507 August 2, 2003 $10.00 $11,500.00 $11,487.00 $5,800.00 $5,800.00 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance $12.57 12.57 12.57 0.00 0.00 0.00 $12.57 + + + + You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus" Cash back BonuS@ Anniversary Date: October 3 Keep using your Discover(R} Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. Opening Cashback Bonus Balance New Cashback Bonus Earned $ + 1.76 0.03 1.79 0.00 Cash back Bonus Balance Available to Redeem $ $ Transactions trans. post dale date previous statement balances Iran date Jun 6 Jun 27 Jun 27 post date Jun 6 Jun 27 Jun 27 FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 O.DD THE REGISTER MTH SVCE BOO- PAYMENT-THANK YOU PROFILE PROTECT 800-461-8836 2.49 -12.57 9.99 Question,? Call1-800.D1SCDVER (1-800.347-2683) or log DO to Oiscovercard.com. For TOO (Telecommunication Device for the Dear) assistance, call 1-800-347-7449. Send billing error notice lo: Discover Platinum; P.O. Box 15192; Wilmington, DE 19850-5192. "P~" DISCeVER DISC'!VIER CARD DISCeVER' .,~-~.,' .... ....,,,'-'-, account number 6011002306518507 Questions? Concerns? Comments? Don't hesilole 10 call one of our friendly Cuslomer Service Representatives at: l-SOO-DISCOVER (1-800-347-2683). We're here 24 hours a day, 7 days a week, 10 help answer questions about your Discover" Card Account. 02005 Oi.MXlYef Banlc, Member FDIC Closing Dale: July 3, 2003 page 2 of 3 tran date Ju\3 post date Jul 3 OISCOVER ACCOUNTGUARD 877- 0.09 $ Simplify and Savel Use your Discover(R) Card to payoff high-rate balances today. You can save money and consolidate your debt into one convenient payment. Calf 1~800-767-7319 to see if a Balance Transfer offer is available fOf you. For a fist of our great Cashback Bonus(R) Partners, login to the Account Center at DiscDvercard.com or calf us at f-877- YOUR-AWARD (1-877-968-7292). As a Discover(R) Cardmember, you can get cash quickly and easily -- jusr about anytime, anywhere. To find the nearest cash locations, select your P./.N., or to order Discover Card Convenience Checks, cafl1.BOO-DISCOVER (1-800-347-2683). And don't forget to visit us at Discovercard.com where you can also search for cash locations nearest you. Go paperlessl Elect to stop receiving your Discover(R) Card statements by mail and receive them online only. You'll get an e-mail notification when your current Account statement is available and a printable version of your statement for your records. Visit Discovercard.com to enroll. MOVE to a DISCOVER CD for certainty in a time of market instability! Discover Bank otters SAFETY.. FDIC Insurance, SECURITY -, billions otdol/ars in assets, and STABIUTY -- in business since 1911. Choose from a variety of CD terms and balance tiers -- higher deposits earn higher yields. Visit Discover8ankcom or call1-800-347~7000. (SC0703P) Balance Translerotfer lor current Mling period: Daily Periodic Rate: 0.01616%; corresponding ANNUAL PERCENTAGE RA TE: 5.90%. Rate is subject to the terms 01 the offer including expiration. Average Daily Balances Daily Peaodic Rates current billing period: 30 days Purchases $0 C~hA~an~s $0 previous billing period: 31 days Purchases $0 0.04381% 0.05477% 0.04449% The rates that apply In yoor Accounl are either fixed (F) or they may vary (V) as noted above. ltpcrys19 nl<:raVI'1r Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 15.99% V 19.99% F 15.99% 19.99% $0 $0 $0 none $0 16.24% V 16.24% none Questions? Can 1~800-OtSCOVERl1.RQO~341-2.663) or log on to Discovercard.com DISONER CARD I -j~!~'~~ 2003'_J account number 6011002306518507 page 3 of 3 Cashback Bonus @ Award Summary Cashback Bonus Anniversary Date: October 3 Previous Cashback Bonus Award Balance Purchase Award This Period Cash back Bonus Award Total Balance $ 1.76 + 0.03 1.79 Cash back Bonus Award Balance Award Available to Redeem $ 1.79 0.00 Restrictions apply to the Cashback Bonus Partner offers, visit Olscovercard.com or call 1~877~YOUR.AWARD (1-877-968-7292) for details. For program details, see the Cashback Bonus Terms and Conditions. lJl~U'VER CARD $12.57 03 SOSN6AOl 0000641 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 L. ................."..'...-.........1 $10.00 ________--------1 payment due date September 2, 2003 vv" ...............\,1...., ......VI enter amount enclosed be/ow $\ Please make check payable to Discover Platinum Card or pay online@ Djscovercard.com. To order Cash Access Checks, select your P.I.N., or to find cash locations call 1-800-DISCOVER (1-800-347-2683) or visit Discovercard.com. PO BOX 15251 11I",11",11"",11.1".11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1"11",1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 Address or telephone change? Please print change in the space above, or go to Discovercard.com. 000006011002306518507000125700000000001000 Discover Platinum Card Account Summary account number payment due date minimum payment due creditfimit credit available cash credit limit cash credit available 6011 00230651 8507 September 2, 2003 $10.00 $11,500.00 $11,487.00 $5,800.00 $5,SOO.00 Closing Date: August 3, 2003 page 1 of 3 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance + + + + $12.57 12.57 12.57 0.00 0.00 0.00 $12.57 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus'" $ + Cashback BonuS@ Anniversary Date: October 3 Keep using your Discover(R) Card and watch your Cashback BOrlus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by ca{/ing us or by logging into the Account Center at Discovercard.com. Opening Cashback Bonus Balance New Cashback Bonus Earned 1.79 0.03 1.82 0.00 Cashback Bonus Balance Available to Redeem $ $ Transactions trans. post date date previous statement balances tran date Jul8 Jul25 Jul30 post date Jul B Jul 25 Jut 30 THE REGISTER MTH SVCE 800- PROFILEPROTECT 800-461-S836 PAYMENT - THANK YOU 2.49 9.99 -12.57 FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Questions? Call1-800-DlSCOVER (1-800-347-2683) or log on to Dlscovercard.com. For TOO (Telecommunication Device tor the Deaf) assistance, call 1-800-347-7449. Send blUing error \"\{lUce to: Oiscover Platinum; P.O. Box 15192; Wilmington, DE 19850-5192. ....... nrc:ravI'1r account number 6011002306518507 UI:>L','VI:K CARll ! DISC.VER: I_~- Questions? Concerns? Comments? Don't ~esitote to call one of our friendly Customer Service Representatives at: l-SOO-DISCOVER (1-800-347-2683). We' re ~ere 24 ~ours a day, 7 days a week, to ~elp answar questions about your Discover" Card Account. 02005 Di~8anIt.~fOlC Closing Date: August 3, 2003 page 2 of 3 tran date Aug 3 post date Aug 3 DISCOVER I\CCOUNTGUI\RD 877- 0.09 $ Simplify and Save! Use your Discover(R) Card to payoff high-rate balances foday. You can save money and consolidate your debt into one convenient payment. Call 1-800-353-0942 to see if a Balance Transfer offer is available for you. For a list of our great Cashback Bonus(R) Partners, login to the Account Center at Discovercard.com or call us at 1-877- YOUR-A WARD 11-877-968-7292). Identity theft Is the fastest growing crime In the U.S. (General Accounting Office, 1/03). Enroll in optional ProfileProtect(R) and we will send you your credil report, monitor your credit file for changes each business day, and send you Quarterly Credit Updates -- tools to help protect yourself from identity theft. Call 1-877-737-1936 to enroll. Discover Financial Services is proud to support this year's Juvenile Diabetes Research Foundation's Walk to Cure Diabetes. Help us raise even more money to fund research for a cure by participating in the Walk or donating your Cashback Bonus(R) award to JORF. A cure is within reach. To learn more, visit Oiscovercardcom Dr www.jdrf.org. Go paperlessl Elect to stop receiving your Discover(R) Card statements by mail and receive them online only. You'lf get an e-mail notification when your current Account statement is available and a printable version of your statement for your records. Visit Oiscovercard.com to enroll. Register valuable documents and property items such as stocks, computer and DVD. If you suffer a loss due to fire or theft, you'll have an inventory to provide to your insurance company. Call 1-800-347-3395 to enroll in our 3 year $45 register service. Average Daily Balances Dally PerIOdic Rates current billing period: 31 days Purchases $0 Cash Advances $0 previous billing period: 30 days Purchases $0 0.04381 % 0.05477% 0.04381% The rates that apply to your Account are either fixed (F) or they may vary {V) as noted above. Nominal ANNUJlL ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 15.99% V 19.99% F $0 $0 $0 15.99% 19.99% none $0 15.99% V 15.99% none Qu,stions? Call1-eOO-OISCOVER(1-800-347-2683) or log on to DiSCDYercard.com ItpClY'to DISC.VER: DISC~NER CARD I \,.I1V;:)IIIY. uou:,-- 1 _ A~!lu-,,-'_J..2()~ account number 6011002306518507 page 3 of 3 Cash back Bonus @ Award Summary Cashback Bonus Anniversary Date: October 3 Previous Cash back Bonus Award Balance Purchase Award This Period Cashback Bonus Award Total Balance $ 1.79 + 0.03 1.82 Cashback Bonus Award Balance Award Available to Redeem $ 1.82 0.00 Restrictions apply to the Cashback Bonus Partner offers, v\s\t Discovercard.com or call1Jd77~YOUR-AWAAD (1-877-968-7292) fOf details. Fat program details, see the Cashback Bonus Terms and Conditions. U\;)\..'.NtK CARD $12.57 03 SDSN6A01 0000642 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 ~~~-.-J payment due date October 2, 2003 enler amount enclosed below $1 Please make check payable /0 Discover Platinum Card or pay online @ Discovercard.com. To order Cash Access Checks, select your P.LN., or to find cash localions call 1-800-DISCOVER (1-800-347-2683) or visit Discovercard.com. PO BOX 15251 11I",11",11"",11,1",11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1"11",1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 Address or telephone change? Please print change in the space above, or go to Oiscovercard,com. 000006011002306518507000125700000000001000 Discover Platinum Card Account Summary Closing Date: September 3, 2003 page 1 of3 $12.57 12.57 -~-- + 12.57 -- + 0.00 + 0.00 + 0.00 --- $12.57 account number payment due dale minimum paymenl due credit limit credit available cash credillim;t , cash credit available 6011 0023 0651 8507 October 2, 2003 $10.00 $11,500.00 $11,487.00 $5,800.00 $5,800.00 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cash back Bonus'" Cashback Bonus@ Anniversary Date: October 3 Keep using your Discover(R) Card and walch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by Jogging into the Account Center at Discovercard.com. Opening Cashback Bonus Balance New Cashback Bonus Earned $ + 1.82 0.03 1.85 0.00 Cash back Bonus Balance Available to Redeem $ $ Transactions previous statement balances trans. post date date tran date Aug8 Aug21 Aug 28 post date Aug 8 Aug 21 Aug 28 FINANCE CHARGES: OLD 8ALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS $ 0_00 0.00 0.00 0.00 0.00 0.00 D.OO 0.00 THE REGISTER MTH SVCE 800- PAYMENT - THANK YOU PROFILE PROTECT 800-461-8836 2.49 -12_57 9.99 Questions? Call1-BOO-OISCOVER (1.BOO.347~2683) or log on to Discovercard.com. For TOO (Telecommunication Device for the Deaf) assistance, call 1-800-347-7449. Send billing error notice to; D\scO\lel Platinum; P.O. Box 15192; Wilmington, DE 19850.5192. ....... DISCeVER" CARD i "DISC.VER I L-__.__.___.__ account number 6011002306518507 DISCOVER Iran date Sep 3 Queslions? Concerns? Comments? Don't hesilole to call one of our friendly Customer Service Representatives at: 1-BOO-DISCOVER (1-800-347-2683). We're here 24 hours a day, 7 days 0 week, 10 help onswer questions obout your Discover' Card Account. 02005 DiMXMll" Bank, Mamba.. FDIC Closing Date: September 3, 2003 page 2 of 3 post date Sept 3 DISCOVER ACCOUNTGUARD 877- 0.09 $ Simplify and Savel Use your Discover(R) Card to payoff high-rate balances today. You can save money and consolidate your debt into one convenient payment. Calf 1-877-353-0985 to see if a Balance Transfer offer is available for you. Now you can use your Discover(R) Card at over 500 Bob Evans locations/ You can enjoy Bob Evans homestyle flavors in their kitchen or yours for breakfast, lunch or dinner. Take the time to enjoy a heartland tradition. Come home to Bob Evans and use your Discover Card. As a Discover(R) Cardmember, you can get cash quickly and easily -~ just about anytime, anywhere. To find the nearest cash locations, select your P./.N., or to order Discover Card Cash Checks, call1.800-DfSCOVER (1-800-347-2683). And don't forget to visit us at Discovercard.com where you can also search for cash locations nearest you. For a list of our great Cashback Bonus(R) Partners, login to the Account Center at Discovercard.com or call us at 1-877- YOUR-A WARD (1.877-968-7292). Go paperless! Elect to stop receiving your Discover(R) Card statements by mail and receive them online only. You'lf get an e-mail notification when your current Account statement is available and a printable version of your statement for your records. Visit Discovercard.com to enroll. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.01616%; corresponding ANNUAL PERCENTAGE RA TE: 5.90%. Rate is subject to the terms of the offer including expiration. Average Daily Balances Daily Penodic Rates current bilfing period: 31 days Purchases $0 Cash Advances $0 previous billing period: 31 days Purchases $0 0.04381% 0.05477% 0.04381% The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. ~7.Jr;jr/J/L ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Periodic FINANCE CHARGES Transaction Fee F/NANCE CHARGES 15.99% V 19.99% F 15.99% 19.99% $0 $0 $0 none $0 15.99% V 15.99% none Questions? Call1.800~D1SCOVER(1-800-347-2683) Dr log on to Discovercard.com ItplJ)'lhJ DISC.VER UI::>L'Nt.K CARD ~ePte~~;r 3,.io03 I account number 6011002306518507 page 3 of 3 Cashback Bonus @ Award Summary Cash back Bonus Anniversary Date: October 3 Previous Cash back Bonus Award Balance Purchase Award This Period Cashback Bonus Award Total Cashback Bonus Award Balance Award Available to Redeem Balance $ 1.82 + 0.03 1.85 1.85 0.00 Restrictions apply to the Cashback Bonus Partner offers. visit Discovercard.com or call 1~677-YOUR-AWARD (1-877-968-7292) for details. For program details, see the Cashback Bonus Terms and Conditions. $ DISCCVER CARD $12.57 L ..............."-,...-...---1 $10.00 ____________-.--J payment due date November 2, 2003 enter amount enclosed below $\ Please make check payable to Discover Platinum Card or pay online @ Discovefcard.com. 03 SDSN6A01 0000643 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 To order Cash Access Checks, select your P.I.N., or to find cash locations call 1-800-DISCOVER (1-800-347-2683) or visit Discovercard.com. Address or telephone change? Please print change in the space above, or go to DiscDvercard.com. PO BOX 15251 11I..,11...11"...11.1",11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1"11",1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 000006011002306518507000125700000000001000 Discover Platinum Card Account Summary Closing Date: October 3, 2003 page 1 of 3 previous balance $12.57 , account number 6011 0023 0651 8507 payments and credits 12.57 payment due date November 2, 2003 purchases + t2.57 . rninimunlpaymentdue $10.00 cash advances + 0.00 credit limit $11,500.00 .. credit available $11,487.00 balance transfers + 0.00 cash credit limit $5,800.00 FINANCE CHARGES + 0.00 cash credit available $5,800.00 new balance = $12.57 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cashback Bonus" Opening Cashback Bonus Balance New Cashback Bonus Earned $ + 1.85 0.03 1.88 0.00 Cash back Bonus Balance Available to Redeem $ $ Cashback Bonus@ Anniversary Date: October 3 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award grow! Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. , Transactions tranS. post date date previous statement balances FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 tran date Sep 9 Sep 18 Sep 26 post dale Sept 9 Sept 18 Sept 26 THE REGISTER MTH SVCE 800- PAYMENT - THANK YOU PROFILEPROTECT 800-461.8836 2.49 -12.57 9.99 Questions? Call1-800wDISCOVER (1-800-347-2683) or log on to Discovercard.com. For TDD (Telecommunication Device for the Deaf) assistance, call 1-800-347-7449, Send blUing eHm notice to: Discover Platinum: P.O. Box 15192: Wilminoton. DE 19850-5192. II,,"," DISC.VEI{ lJl:)l/.'VtK CARD DlsceVER account number 6011002306518507 Questions? Concerns? Comments? Don't hesitate to call one of our friendly Customer Service Representatives at: 1-800-DISCOVER (1-800-347-2683). We're here 24 hours 0 day, 7 days Q week, 10 help answer questions about your Discover' Cord Account. 02005 Di~ 1XInlc, MemberfDlC Closing Date: October 3, 2003 page 2 of 3 tran date Oct 3 post date Oct 3 DISCOVER ACCOUNTGUARD 877- 0.09 $ Simplify and Savel Use your Discover(R) Card to payoff high-rate balances today. You can save money and consolidate your debt into one convenient payment. Calf 1-800-767-7315 to see if a Balance Trans{eroffer is available for you. Identity theft is the fastest growing crime in the U.S. (General Accounting Office, 1/03). Enroll in optional ProfileProtect(R) and we will send you your credit report, monitor your credit file for changes each business day, and send you Quarterly Credit Updates -- tools to help protect yourself from identity theft. Call 1-877-737-1936 to enroll. Go paperlessl Elect to stop receiving your Discover(R) Card statements by mail and receive them online only. You'll get an e-mail notification when your current Account statement is available and a printable version of your statement for your records. Visit Discovercard.com to enroll. Do you know a current high school junior who is an alf-around achiever, beyond academics? We want to know them tool To find out more about the Discover(R) Card Tribute Award(R) Scholarship Program, visit our website at Discovercard.com/tribute.htm. There are up to 460 scholarships available worth more than $1 million. OPEN A NEW DISCOVER MONEY MARKET ACCOUNT TOOA VI Our AutoSavers Plan lets you save painlessly by scheduling multiple monthly deposits into your Money Market Account ... for Education expenses, a new Car, Holiday gifts or whatever you wishl Call today to open your AcCount and sign up for Auto5avers: 1-800-347-7000. Mention Code: SC 1003PM. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.01616%; corresponding ANNUAL PERCENTAGE RA TE: 5.90%. Rate is subject to the terms of the offer including expiration. Average Daily Balances Daily Periodic Rates current billing period: 30 days Purchases $0 Cash Advances $0 previous billing period: 31 days Purchases $0 0.04381% 0.05477% 0.04381% The rates thal apply to your Account are ei~her lixed (F) or they may vary (V) as noted above. ."",,, DISCeVER Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RATES RATES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 15.99% V 19.99% F $0 $0 $0 none 15.99% 19.99% none $0 15.99% V 15.99% Questions? Call 1 "80D-D1SCDVER(1-800-347-2683) or 109 on to Dtscovercard.com DISC NER CARD I ......U.,..I~ ""au,. I ___October3L2003 -, . .---.,. ....~, ..~~. account number 6011002306518507 page 3 of 3 Cash back Bonus @ Award Summary Cashback Bonus Anniversary Date: October 3 Previous Cash back Bonus Award Balance Purchase Award This Period Cashback Bonus Award Total Cashback Bonus Award Balance Award Available to Redeem Balance $ 1.85 + 0.03 1.88 1.88 0.00 $ Restrictions apply to tile Cashback Bonus Partner offers, visit Discovercard.com or call1~877~YOUR-AWARD (1-877-968-7292) for details. For program details, see the Cashback Bonus Terms and Conditions. DISC.iVEK CARll $12.57 03 SDSN6A01 0000644 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 L~1 0.00 _I enter amount enclosed below payment due dale $1 December 2, 2003 . Please make check payable /0 Discover Platinum Card or pay online@Discovercard.com. To order Cash Access Checks, select your P .LN., or to find cash locations caU 1-800-DISCOVER (1-800-347-2683) 01 visit Oiscovercard.com. PO BOX 15251 11I..,11".11"",11,1",11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1"11",1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 Address or telephone change? Please prillt change in the space above, or go to Discovercardcom. 000006011002306518507000125700000000001000 Discover Platinum Card Account Summary account number payment due date minimum payment due credit limit credit available cash credit limit cash credit available 6011 00230651 8507 December 2, 2003 $10.00 $11,500.00 $11,487.00 $5,800.00 $5,800.00 Closing Date: November 3, 2003 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES page 1 of2 $12.57 12.57 + 12.57 + 0.00 + 0.00 + 0.00 ------ $12.57 new balance You may be able to avoid Periodic Finance Charges. see the reverse side for details. Lock Your CD Rate Todayl Move fast to lock in your CD rate with Discover Bank's tast, free and secure Electronic Depositllt's the easy, safe way to add funds to a maturing Discover CD or fund a new CD directly from your bank account. Visit www.Discoverbank.comforinformation, and use this code when opening your account: SC1103PC.Member FDIC. Cashback Bonus" $ + + 1.88 0.00 0.03 1.91 0.00 Cashback BonuS@ Anniversary Date; October 3 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award grow! Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. Opening Cashback Bonus Balance New Cashback Bonus Earned Cashback Bonus Balance Available to Redeem $ $ Transactions trans. post date date previous statement balances tran date Oct 9 Oct 20 Oct 23 post date Oct 9 Oct 2Q Oct 23 THE REGISTER MTH SVCE 800- PAYMENT - THANK YOU PROFILEPROTECT 800-461-8836 FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS Questions? Call1-800-0ISCOVER (1-800w347~2683) Dr IDg on to OlscDvercard.CDm. For TOO (Telecommunication Device for the Deaf) assistance, call 1-800.347-7449. Send billing error notice to: Discover Platinum; P.O. Box 15192; Wilmington, DE 19850.5192. $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.49 -12.57 9.99 .""".. DISCeVER" DISC NER CARD 'oiseeYER:J account number -6011002306518507 Queslions? Concerns? Comments? Don't hesitate 10 call one of our friendly Customer Service Representatives at: l-aOO-DISCOVER (1-800-347-2683). Were here 24 hours a day, 7 days a week, 10 help answer questions about your Discover" Card Account. 0200.5 Dlw;JIW Bonk. ~ FDIC Closing Date: November 3, 2003 page 2 of 2 tran date Nov3 post date Nov 3 DISCOVER ACCOUNTGUARD 877- 0.09 $ Simplify and Save with Ihree easy ways to fransfer balances to your Discover(R) Card. Ca/l1-800-767-7339 to see if a Balance Transfer offer is available (or you, go to Discovercard.com, or look for Balance Transfer checks in the mail. Through the efforts of our Cardmembers, Discover Financial Services has donated over $14 million to the Make-A- Wish Fotlndation(A) to make dreams come true for thousands of children with life-threatening medical conditions. To share the power of a wish(R) and donate your Cashback Bonus(R} award, please visit Discovercard.com or www.wish.org. As a Discover(R) Cardmember, you can get cash quickly and easify -- just about anytime, anywhere. To find the nearest cash locations, select your P.l.N., or to order Discover Card Convenience Checks, call I-BOO-DISCOVER (1-800~347-2683). And don't forget to visit us at Discovercard.com whers you can also search for cash locations nearest you. For a list of our great Cashback Bonus(R) Partners, login to the Account Center at Discovercard.com or call us at 1-877-YOUR-AWARD (1-877-968-7292). Go paperlessl Elect to stop receiving your Discover(R) Card statements by mail and receive them online only. You'll get an e-mail notification when your current Account statement is available and a printable version of your statement for your records. Visit Discovercard.com to enroll. Average Daily Balances Daify Penodic Rates current billing period: 31 days Purchases $0 Cash Advances $0 previous billing period: 30 days Purchases $0 0.04381% 0.05477% 0.04381% The fates that apply to your i\ccOI.m\ are either li:xed (F) or they may vary (V) as noted above. It",,,tg DISCeVER: Nominal AN'''U'L ANNUAL " H PERCENTAGE PERCENTAGE RA TES RA TES Transaction Fee FINANCE CHARGES Periodic FINANCE CHARGES 15.99% V f 9.99% F $0 $0 $0 none 15.99% 19.99% none $0 15.99% V 15.99% Questions? CaU 1-800-OISCQVER(1-aOO-347-Z663) or log on to Discovercard.com DISC'VER CARD $12.58 03 SDSN6A01 0000645 ROBERT D MILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 I $10.00 ~ payment due date January 2, 2004 _J $1 enter amount enclosed below Please make check payable to Discover Platinum Card or pay online@Discovercard.com. To order Cash Access Checks, select your P.I.N., or to find cash locations call 1-BOO-DISCOVER (1300-347-2683) or visit Discovercard.com. PO BOX 15251 11I".11",11",..11.1...11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1"11",1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 Address or telephone change? Please print change in the space above, or go to Discavercard.com. 000006011002306518507000125800000000001000 Discover Platinum Card Account Summary account number payment due date minimum payment due credit limit credit available cash credit limit cash credit available 6011 00230651 8507 January 2, 2004 $10.00 $11,500.00 $11,487.00 $5,800.00 $5,800.00 Closing Date: December 3, 2003 page 1012 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance + You may be able to avoid Periodic Finance Charges, see the reverse side for details. Please note, the Traditional Cashback Bonus award is now called the Purchase Cashback Bonus award. + + + $12.57 12.57 12.58 0.00 0.00 0.00 $12.58 Cash back Bonus" Cash back Bonus@ Anniversary Date: October 3 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. Opening Cashback Bonus Balance New Cashback Bonus Earned $ + + 1.91 0.00 0.03 1.94 0.00 Transactions trans. post date date previous statement balances tran date Nov 11 Nav 20 Nav 26 post date Nav 11 Nav 20 Nav 26 THE REGISTER MTH SVCE 800-3 PROFILE PROTECT BOO-461-8836 PAYMENT - THANK YOU Cashback Bonus Balance Available to Redeem $ $ FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS Questions? Call1-800-DISCOVER (1-800-347-2683) or log on to Discovercard.com. For TOO (Telecommunication Device for the Deaf) assistance, call 1-800-347-7449. Send billing error notice to: Discover Platinum; P.O. Box 15192; Wilmington, DE 19850-5192. $ O.OD 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.49 9.99 -12.57 ItllClY'fo DISC.VEl' DISCCNER CARD DlsceVER a;c~u~t~~;;b;;-60f1002306518507 Queslions? Concerns? Comments? Don't hesitate to call one of our friendly Customer Service Representatives at: 1-800-DISCOVER (1-800-347-2683). Were here 24 hours a day, 7 days a week, to help answer questions about your Discover' Card Account. C2005 D11CQV81" Bank. Memb.r FDIC Closing Dale: December 3, 2003 page 2 of 2 tran date Dec3 post date Dec 3 DISCOVER ACCOUNTGUARD j-87 0.10 $ Simplify and Save with three easy ways to transfer balances to your Discover(R) Card. Call 1-800-767-7339 to see if a Balance Transfer offer is available for you, go to Discovercard.com, or look (or Balance Transfer checks in the mail. Through the efforts of our Cardmembers, Discover Financial Services has donated over $14 million to the Make-A- Wish Foundation(R) to make dreams come true for thousands of children with life-threatening medical conditions. To share the power of a wisheR) and donate your Cashback Bonus(R) award. please visit Discovercard.com Dr www.wishorg. As a Discover(R) Cardmember, you can get cash quickly and easily -- just about anytime, anywhere. To find the nearest cash locations, select your P.l.N., or to order Discover Card Convenience Checks, callI-BOO-DISCOVER (1-800~347-2683). And don't forget to visit us at Discovercard.com where you can also search for cash locations nearest you. For a list of our great Cashback Bonus(R) Partners. login to the Account Center at Discovercard.com or call us at 1-877-YOUR-AWARD (1-877-968-7292). Go paperlessl fleet to stop receiving your Discover(R) Card statements by mail and receiv9 them online only. You'll get an e-mail notification when your current Account statement is available and a printable version of your statement for your records. Visit Discovercard. com to enroff. Balance Transfer otter for current billing period: Daily Periodic Rate: 0.00000%; corresponding ANNUAL PERCENTAGE RA TE: 0.00%. Rate is subject 10 the ferms of the offer including expiration. Average Daily Ba/ances Daily Periodic Rates current billing period: 30 days Purchases $0 Cash Advances $0 previous billing period: 31 days Purchases $0 0.04381% 0.05477% 0.04381% The rates that apply to 'lour (l.ccount are either l\xed IF) 01 they may vary (V) as noled above. ....... DISCaVFR' Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Transaction Fee FINANCE CHARGES Periodic FINANCE CHARGES 15.99% V 19,99% F $0 $0 $0 none 15.99% 19.99% none $0 15.99% V 15.99% Questions? Call1-800-mSCOVER(1-800-341-2.683} or log on tn Discovercard.com DISOcNER CARD $2,530.85 03 SDSN6AOl 0000646 ROBERT D BAILEY 1166 REOWOOO DR CARLISLE PA 17013-1378 $61.00 enter amount enclosed below $1 payment due date February 2, 2004 Please make clJeck payable to Discover Platinum Card. Minimum payment due includes a past due amount of $10.00. To order Cash Access Checks, select your P.I.N., or to find cash locations call 1-800-DISCOVER (1-800-347-2683) or visit Discovercard,com. PO BOX 15251 11I",11",11"",11,1",11 WILMINGTON OE 19886-5251 1",111,1"1"1,1"1"11",1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 Address or telephone change? Please print change in the space above, or go to Discovercard.com. 000006011002306518507025308500000000006100 Discover Platinum Card Account Summary account number : payment due date minimum payment due credit limit credit available cash credit limit cash credit available 6011 0023 0651 8507 February 2. 2004 $61.00 $11,500.00 $8,969.00 $5,800.00 $5,800.00 Closing Date: January 3, 2004 page 1 of 2 previous balance payments and credits purchases cash advances --.-- balance transfers FINANCE CHARGES new balance $12.58 0.00 + 68.81 + 0.00 ..--- + 2,390.57 --..~ + 58.89 $2,530.85 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cash back Bonus"' Cashbaek Bonus@ Anniversary Date: October 3 Opening Cashbaek Bonus Balance $ 1.94 New Cashbaek Bonus Earned + 0.00 + 0.03 Cashback Bonus Balance $ 1.97 Available to Redeem $ 0.00 Transactions trans. post date date previous statement balances FINANCE CHARGES: OlD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAl: PURCHASES PRINCIPAL: BALANCE TRANSFERS $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 tran date post date Dee 11 Dee 11 THE REGISTER MTH SVCE 800-3 Dee 24 Dee 24 PROFILEPROTECT 800-461.8836 Dee 27 Dec 27 CHASE 5491048250732363 TI A Dee 27 Dec 27 BAL TRANS TRANSACTION FEE F Dec 27 APR 0.00% EXPIRES OS/2004 Jan 3 Jan 3 DISCOVER ACCOUNTGUARD 1-87 Jan 3 Jan 3 LATE FEE 2.49 9.99 2,390.57 50.00 21.33 35.00 Questions? Call1-800-D1SCDVER (1-800-347-2683) or log on to Discovercard.com. For TOO (Telecommunication Device lor the Deal) assistance, call 1-800-347-7449. Send billing error notice to: Discover Platinum; P.O. Box 15192; WilminQton. DE 19850-5192. Itpl:lYJto DISCeVER" DISO'NER" CARD :~~i~c:.VER I acc~u~t 'numbe';-e011 002306518507 Queslions? Concerns? Comments? Don', hesitate to call one of our friendly Cuslomer Service Represenlotives at: l-SOO-DISCOVER (1-800-347-2683). Were here 24 hour> a day, 7 days a week, to help answer questions about your Discover' Card Account. 02005 DiKtMll" 8Qnk. Member FDIC Closing Dale: January 3, 2004 page 2 of 2 Please note, the Traditional Cashback Bonus award is now called the Purchase Cashback Bonus award. ....... ATTENTION ....... ATTENTION ....... ATTENTION ....... ATTENTION ....... ATTENTION Your account is past due. Please pay the past due amount now, or contact us to make other arrangements. Simplify and Save with three easy ways to transfer balances to your Discover(R) Card. CaJll~800-767-7339 to see if a Balance Transfer offer is available for you, go to Discovercard.com, or look for Balance Transfer checks in the mail. Through the efforts of our Cardmembers, Discover Financial Services has donated over $14 million to the Make-A-Wish Foundafion(R) to make dreams come true for thousands of children wlth life-threatening medical conditions. To share the power of a wish(R) and donate your Cashback Bonus(R) award, please visit Discovercard.com or www.wishorg. As a Discover(R) Cardmember, you can get cash quickly and easily -- just about anytime, anywhere. To find the nearest cash locations, select your P./.N., or to order Discover Card Convenience Checks, call1-BOO-DISCOVER (1-800-347-2683). And don't forget to visit us at Discovercard.com where you can also search for cash locations nearest you. Average Daily Balances Daily Periodic Rates current billing period: 31 days Purchases $18.24 Cash Advances $0 Balance Transfers $630.78 previous billing period: 30 days Purchases $6.59 0.04381% 0.05477% 0,04381% 0.04381% The rates thai apply to yOUl Accoun\ ale a'llner fixed (F) or they may vary (V) as noted above. ....... DISC.VEIl Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Transaction Fee FINANCE CHARGES Periodic FINANCE CHARGES 15.99% V 19.99% F 15.99% V $0.24 $0 $8.56 $0.09 none 15.99% 19.99% 29.39% none $0 $50.00 15.99% V 15.99% Questions? CaU 1-600-mSCOVER{1-000-341-'l.683) or log on to Discovercard.com lJl~l},NI:K CARD ~6.00 payment due date March 2, 2004 _J enler amount enclosed below $1 $1,295.09 Please make check P<'lyable to Discover Platinum Card or pay online@Discovercard.com. OJ SOSN6A01 0000647 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 To order Cash Access Checks, select your P .I.N., or to find cash locations call '-800-DISCOVER (1-800-347-2683) or visit Discovercard.com. Address or telephOne change? Please print change in the space above, or go to Discovercard.com. PO BOX 15251 11I",11",11"",11,1",11 WILMINGTON DE 19886-5251 1."111,1"1"1,1"1"11,,,1,1,,,1,1,1,1,,,.11,1,1,,,,111,1,,1 000006011002306518507012950900000000002600 Discover Platinum Card Account Summary Closing Date: February 3, 2004 account number payment due date minimum payment due creditfimit credit available cash credit limit : cash credit avaUable 6011 00230651 8507 March 2, 2004 $26.00 $11,500.00 $10,204.00 $5,800.00 $5,800.00 previous balance payments and credits purchases cash advances balance fransfers FINANCE CHARGES new balance page 1 of 3 $2,530.85 --- 2,589.74 1 ,327_27 0.00 0.00 26.71 $1,295.09 You may be able to avoid Periodic Finance Charges, see the reverse side for details. + + + + Get organized with paperless statements. Start receiving your Discover(R) Cafd statement exclusively online! No more worries about added clutter, lost statements or postal delays. You'll get an a-mail when your current statement is available online and a printable version for your records. Visit the Account Center at Discovercard.com to enroll. Cashback Bonus" Opening Cashback Bonus Balance New Cashback Bonus Earned $ + + Cashback Bonus@) Anniversary Date: October 3 Cashback Bonus Balance Available to Redeem $ $ 1.97 0.00 3.29 5.26 0.00 Transactions trans. post date date previous statement balances FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS tran date Jan 2 Jan 28 Feb 3 post date Jan 4 Jan 28 Feb 3 CAR LISE DIVISION CARLlSE P PAYMENT - THANK YOU DISCOVER ACCOUNTGUARD 1-87 Please note, the Traditional Cashback Bonus award is now cafJed the Purchase Cashback Bonus award. Questions? Call1-800-0ISCOVER (1-800-347.2683) or log on to Oiscovercard.com. For TOO (Telecommunication Device for the Deaf) assistance, call1~800-347-7449. Send billing error notice to: Discover Platinum: P.O. Box 15192; Wilmington, DE 19850-5192. $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1,316.36 -2,589,74 10.91 llp~to DISC.VER" DISCCWER CARD L_~'Disc.~!J . ,~~~'" ~ ~, ,,~- . account number 6011002306518507 Queslions? Concerns? Comments? Don't hesitate to coli one of our friendly Customer Service Representatives at: I-SOG-DISCOVER (1-800-347-26831. We're here 24 hours a day, 7 days a week, to help answer questions about your Discover" Card Account. C2005 DisaMlr Bonk, Member FDIC Closing Date: February 3, 2004 page 2 of 3 Simplify and save with three easy ways to transfer balances to your Discover(R) Card. Call 1-877.353-0989 to see if a Balance Transfer offer is available for you, go to Discovercard.com or look for Balance Transfer checks in the mail. Lock Your CD Rate Today! Move fast to lock your Certificate of Deposit interest rate with Discover(R) Bank's fast, free and secure CD Electronic DepositJ It's the easy, safe way to add funds to a maturing Discover CD or fund a new CD directly from your bank account. Just call1-BOO-347-7000 and mention code: SC0204PC. Member FDIC. FREE Additional Cards allow you to share your credit fine without sharing your card! Request FREE Additional Cards for your spouse, kids, or anyone close to you. You'll get a lot more out of your credit linef Just call 1-800-347-5537 or visit Discovercard.com today. The Account Center at Discovercard.com makes your life easy. You can pay your Discover(R) Card bill, view your statement, sign up for e-mail newsletters and Account reminders -- all this lor free! Log in to the Account Center at Discovercard.com and enjoy the benefits of easy access to your Account...anytimel Discover(R) Financial Services is proud to support Communities In Schools (CfS), the nation's leading community-based organization that helps kids succeed In school and prepare lor life. By donating your Cashback Bonus(R) award to CIS, you can help make a difference In the lives of young people. To learn more, please visit Discovercard.com. Average Daily Balances Daily Penodic Rates current billing period: 31 days Purchases $63.53 Cash Advances $0 Balance Transfers $1904.85 0.04381% 0.05477% 0.04381% ~7.Jr;j{J~L ANNUAL PERCENTAGE PERCENTAGE RATES RA TES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 15.99% V 19.99% F 15.99% V 15.99% 19.99% 15.99% $0.85 $0 $25.86 none $0 $0 The rates thaI apply to your Account are either fixed (F) or they may vary (V) as noted above. Questions? Call1-800-D1SCDVER{1-aOO-347-2683) or log on to Dlscovercard.com ItPCf)'lhJ DISC_VEil UI::>\..'V I:K CARD LFebruary 3, 2004 I accDunlnumber 6011002306518507 page 3 of 3 Cash back Bonus @ Award Summary Cashback Bonus Anniversary Date: October 3 Previous Cash back Bonus Award Balance Purchase Award This Period Cash back Bonus Award Total Cash back Bonus Award Balance Award Available to Redeem Balance $ 1.97 + 0.00 3.29 5.26 5.26 0.00 Restrictions apply to the Cashback Bonus Partner offers, visit Discovefcard.com Of call1~877-YOUR-AWARD (1-877-968-7292) for details. For program details, see the Cashback Bonus Terms and Conditions. $ DISCCNER CARD $1,315.61 03 SOSN6A01 0000648 ROBERT D 8AILEY 1166 REDWOOO DR CARLISLE PA 17013-1378 I .....-.--'.-..---1 $27.00 -------~ payment due date April 2, 2004 enter amount enclosed below $1 Please make check payable /0 Discover Platinum Card or pay online@ Discovercard.com. To order Cash Access Checks, select your P.LN., or to find cash locations call 1-800-DlSCOVER (1-800-347-2683) or visit Discovercard.com. PO 80X 15251 11I",11".11"",11.1",11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1"11,,,1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 Address or telephone change? Please print change in the space above, or go to Discovercard.com. 000006011002306518507013156100000000002700 Discover Platinum Card Account Summary account number : payment due date minimum payment due credit limit credit available cash credit limit cash credit available 6011 0023 0651 8507 April 2, 2004 $27.00 $11,500.00 $10,184.00 $5,800.00 $5,800.00 Closing Dale: March 3, 2004 page 1 of 2 + + + + $1,295.09 50.00 36.04 0.00 0.00 34.48 $1,315.61 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance = You may be able to avoid Periodic Finance Charges, see the reverse side for details. CALL FOR EXCITING NEW BALANCE TRANSFER RATESl Save money and simplify your life by consolidating your debt. Call 1-877-353-0985 today to see if an offer is available for youl Cashback Bonus" Cash back BonuS@ Anniversary Date: October 3 Keep using your Discover(R) Card and watch your Cashback Bonus(R) a.wa.rd growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by caJling us or by logging into the Account Center at Discovercard.com. Opening Cashback Bonus Balance New CashbacK Bonus Earned Cashback Bonus Balance Available to Redeem $ + + 5.26 0.00 0.06 5.32 0.00 $ $ Transactions trans. post date date : previous statement balances tran date Feb3 Feb 5 Feb 13 post date Feb 4 Feb 5 Feb 13 THE REGISTER MTH SVCE 800- PROFILE PROTECT 800-461-883 THE REGISTER MTH SVCE 800-3 FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS Questions? Call1-800-DISCOVER (1-800-347-2683) or log on to Discovercard.com. For TDD ,Telecommunication Oe.....ice 101 the Deal) assistance, can 1-800-347-7449. Send billing error notice 10; Discover Platinum: P.O. Box 15192: WilminalOn. DE 19A!lO-fi19? $ 0.00 0.00 0.00 O.DO 0.00 0.00 0.00 0.00 2.49 9.99 2.49 ....... DISCeVI'R' UI~\..:.NtK CARD DI~.c:~"-E!..J 8ccounlnumber 6011002306518507 Questions? Concerns? Comments? Don't hesitate to call one of our friendly Customer Service Representatives at: 1-8oo-DISCOVER (1-800-347-26831. We're here 24 hours a day, 7 days a week, 10 help answer questions about your Discover Card Account. C2OO5 Discover Bank, Member FDIC Closing Dale: March 3, 2004 page 2 ot 2 tran date Feb '9 Feb 25 Mar 3 post date Feb 19 Feb 25 Mar 3 PAYMENT - THANK YOU PROFILE PROTECT 800-461-8836 DISCOVER ACCOUNTGUARD 1-87 $ -50.00 9.99 11.08 Please note, the Traditional Cashback Bonus award is now caffed the Purchase Gashback Bonus award. Did you know that millions of credit cards are lost or stolen every year? The Register(R) safeguards all your credit, debit and ArM cards for less than five cents a day. Call 1-800-347-3395 to enroll in our 3-year $45 Deluxe Service. 70% of credit reports contain at (east one mistake (Consumer Reports, January 2001). Enroll in optional ProfifeProtect(R), and we will send your credit report, monitor your credit file for changes every business day, and send you Quarterly Credit Updates -- tools to help protect yourself from identity theft. Calt 1-877-737-1936 to enroll. For a list of our great Cashback Bonus(R) Partners, login to the Account Center at Discovercard.com or call us at 1-877. YOUR-A WARD (1-877-968-7292). Go paperless! Elect to stop receiving your Discover(R) Card statements by mail and receive them exclusively online. You'll get an e-mail notification when your statement is available online and a printable version of your statement for your records. Visit the Account Center at Discovercard.com to enro/(. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.02164%; corresponding ANNUAL PERCENTAGE RA TE: 7.90%. Rate is subject to the terms of the offer including expiration. Average Daily Balances Daily Penodic Rates current billing period: 29 days Purchases $1299.95 Cash Advances $0 Balance Transfers $13.49 previous billing period: 31 days Purchases $1311.73 0.04381% 0.05477% 0.04381% 0.04381% The tates that apply \0 your Account are either fixed (F) or tlley may vary (V) as noted above. Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 15.99% V 19.99% F 15.99% V $16.51 $0 $0.16 $17.81 none 15.99% 19.99% 15.99% none $0 $0 15.99% V 15.99% Questions? CaU 1-8.00-DlSCOVER{1~8Q0-341.2.663} or log on to Discovercard.com ...,." DISCeVER DISO.NER CARD $1,256.05 U3 SDSN6AO 1 0000649 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 ..........~......~1...~... '....~I $26.00 . i payment due dale May 2, 2004 enter amount enclosed below $1 Please make check payable to Discover Platinum Card Of pay online@Discovercard.cam. To order Cash Access Checks, select your P.I.N., or to find cash locations call 1.800-DISCOVER (1-800-347-2683) or visit Discovercard.com. PO BOX 15251 111."11",11",,,11.1...11 WILMINGTON DE 19666-5251 1",111,1"1"1,1"1"11,,,1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 Address or telephone change? Please print change in the space above, or go /0 DiscoverC8rd.com. 000006011002306518507012560500000000002600 Discover Platinum Card Account Summary account number payment due date minimum payment due credit limit credit available cash credit limit cash credit available 6011 0023 0651 8507 May 2, 2004 $26.00 $11,500.00 $10,243.00 $5,800.00 $5,800.00 Closing Dale: April 3, 2004 previous balance payments and credits purchases cash advances -- balance transfers FINANCE CHARGES new balance page 1012 $1,315.61 100.00 23.06 0.00 0.00 17_38 $1,256.05 You may be able to avoid Periodic Finance Charges, see the reverse side far details. + + + + As a Oisco\Jer(R) Cardmember, you can get cash quickly and easily -- just about anytime, anywhere. To find the nearest cash locations, select your P.I.N., or to order Discover Card Cash Access Checks, call1-S00-DISCOVER (1-800-347-2683). And don't forget to visit us at Discovercard.com where you can also search for cash locations nearest you. Cashback Bonus" Cashback BonuS@Anniversary Date: October 3 Keep using your Discover(R) Card and watch your Cashback Banus(R) award growl Remember, once YOilr Cashback Bonus award is at least $20, you can redeem your award by calling us or by lagging into the Accaunt Center at Discovercard.com. Opening Cashback Bonus Balance New Cashback Bonus Earned $ + + $ $ 5.32 0.00 0.03 5.35 0.00 Cashback Bonus Balance Available to Redeem Transactions trans. post date date previous statement balances Iran date Mar 13 Mar 20 Mar 24 post date Mar 13 Mar 20 Mar 24 THE REGISTER MTH SVCE 800-3 PAYMENT - THANK YOU PROFILEPROTECT 800.461-8836 FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS Questions? Call1-800-DISCOVER (1-800-347-2683) or log on to Discoyercard.com. For TOO {Tel.ecoffil1\Ul\ica\\oo De-J\ce 101 \he Deal) ass\slance, can 1-800-347"7449. Send blUing error notice 10; Discover Platinum: P.O Box 1519?:WlIminnlnn nF HlR<;n_<,;1Q:;> $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.49 -100.00 9.99 _,..,.to n.<:('AVI'D' DI5C'NER CARD ~SC~VE~ account number 6011002306518507 Queslions? Concerns? Comments? Don't hesitate ta call one of our friendly Customer Service Representatives at: 1-800-DISCOVER (1-800-347-2683). We're here 24 hours a day, 7 days a week, to help answer questions about your Discover' Card Account. 02005 DiSCOYel' Bank, Member FDIC Closing Date: April 3, 2004 page 2 of 2 tran date Apr3 post date Apr 3 DISCOVER ACCOUNTGUARD 1-87 10.58 $ Please note, the Traditional Cashback Bonus award is now called the Purchase Cashback Bonus award. FREE Additional Cards allow you to share your credit line without sharing your card! Request FREE Additional Cards for your spouse, college student, or anyone close to you. You'll get a lot more out of your credit line! Just call 1-800-347-5537 or visit Discovercard.com today. Get up to 10% back on groceries with your Discover(R) Card. Plus, receive a Cashback Bonus(R) award on your other purchases. Sign up today -- call 1-800-475-9161 or visit Discovercard.com. This offer only fasts through June. GIFT SHOPPING MADE EASY. Discover(R) Gift Cards simplify gift giving for Spring holidays and events. Order now at Discovergiftcard.com. See terms and conditions for gift card purchases. Fees apply. Offer not valid to residents of CT, DC, MA, ME and NH. Lock Your CD Rate Todayl Move fast to lock your Certificate of Deposit interest rate with Discover(R) Bank's fast, Iree and secure CD Electronic Depositl It's the easy, safe way to fund a new CD or add funds to a maturing Discover CD directly from your bank account. Just call 1-800-347-7000 and mention code: SC0404PC. Member FDIC. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.02164%; corresponding ANNUAL PERCENTAGE RA TE: 7.90%. Rate is subject to the terms of the offer including expiration. Average Daily Balances Daily Periodic Rates current billing period: 31 days Purchases $1280.99 Cash Advances $0 Balance Transfers $0.08 0.04381% 0.05477% 0.04381% Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Periodic FINANCE CHARGES Transaction Fee F/NANCE CHARGES 15.99% V 19.99% F 15.99% V 15.99% 19.99% 15.99% $17.38 $0 $0 none $0 $0 The rates that apply to your Accounl are either fixed (F) or they may vary (V) as noted above. Questions? Call1-800-D1SCDVER(1-800-347-2683) or log on to Discovercard.com IIPGf'_ DISCeVER' DISGJVER" CARD $1,245.28 1~25~OO" ""~.'~~' ~~~! payment due date June 2, 2004 enter amount enclosed below $\ Please malle check p8yable to Discover Platinum Card or pay online@Discovercard.com. 03 SDSN6A01 0000650 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 To order Cash Access Checks, select your P .I.N., or to find cash locations call 1-800-DISCOVER (1-800-347-2683) or visit Discovercard.com. Address or telephone change? Please print change in the space above, argo /0 Discovercard.com. PO BOX 15251 111",11...11"".11.1",11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1"11,,,1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 000006011002306518507012452800000000002500 Discover Platinum Card Account Summary Closing Dale: May 3, 2004 account number payment due date , minimum payment due oreditlirn;t credit available cash credit limit cash credit available 6011 00230651 8507 June 2, 2004 $25.00 $11,500.00 $10,254.00 $5,800.00 $5,800.00 previous balance payments and credits purchases cash advances ~- balance transfers FINANCE CHARGES new balance page' of 3 $1,256.05 50.00 + 22.97 + 0.00 .~._~~--- + 0.00 + 16.25 $1,245.28 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Build your Cashback Bonus(R) award with every bill you pay automat\cally with your Discover{R) Card. Cell pnone, ; cable and Internet service and health clubs: you can pay so many recurring bills with your Discover Card. What a smart, easy way to save time and money -- and earn a bigger award! Visit Discovercard.com/autobillpay to learn more. Cashback Bonus" Opening Cashback Bonus Balance $ 5.35 New Cashback Bonus Earned + 0.00 + 0.03 Cashback Bonus Balance $ 5.38 Cashback BonuS@ Anniversary Available to Redeem $ 0.00 Date: October 3 Transactions trans. post date date previous statement balances FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 tran date Apr 13 Apr16 Apr 28 May3 post date Apr 13 Apr 16 Apr 28 May 3 THE REGISTER MTH SVCE 800-3 PAYMENT - THANK YOU PROFILEPROTECT 800-461-8836 DISCOVER ACCOUNTGUARD 1-87 2.49 -50.00 9_99 10.49 Please note, the Traditional Cashback Bonus award is now called the Purchase Cashback Bonus award. Questions? Call1.800-DISCOVER (1-BOO.347.2683) or log on to Discovercard.com. For TOO (Telecommunication Device for the Deaf) assistance, call1-8QQ-347" 7449. Send billing error notice \0: Discover Platinum: P.O. Box 15192: Wilminoton_ OF HlASO-SHI::.' ....... DISC.VEIl UI~l.r iVl:K CARD DlSC.VER account number 6011002306518507 Questions? Concerns? Comments? Don't hesitale to call one of our friendly Custamer Service Representatives at: I.SOO.DISCOVER (1-800-347-2683). We're here 24 hours a day, 7 days a week, to help answer questions about your Discover' Card Account. C2005 DiM;tMll" Bank, Member FDIC Closing Date: May 3, 2004 page 2 at 3 Identity lheftcamplaints to the FTC increased 33%; from 161,836 complaints in 2002 to 214,905 in 2003 (Federal Trade Commission, Jan. 2004). Enroll in optional ProfifeProtect(R) & we will send you a copy of your credit report & monitor your credit fife every business day -- toofs to help protect you (rom to theft. Gafll-866-708~0672 to enroll. Did you know that millions of credit cards are los! or stolen every year? The Register(R) safeguards all your credit, debit and ATM cards for less than 5 cents a day. Calf 1-800-347-3395 for more details. Keep Up with Your Account from anywhere. Whether you're at home, at work, or away on vacation -- your Discover(R) Card Account is easily accessible online. Check your statement. Pay your bill. Redeem your Gashback Bonus(R) award. Gontact Customer Service. It's quick, easy, and secure. Visit the Account Center at Discovercard.com today. FREE Additional Cards allow you to share your credit line without sharing your card! Request FREE Additional Cards for your spouse, coJJege student, or anyone close to you. You'lJ get a Jot more out of your credit line! Just call 1-800-347-5537 or visit Discovercard.com today. CaJl1-800-767-7319 today or visit Oiscovercard.com to find out if you quality for a valuable Balance Transfer offer. It's a fast and easy way to save moneyl Average Daily Balances Daily Penodlc Rates current billing period: 30 days Purchases $1237.69 Cash Advances $0 Balance Transfers $0 0.04381% 0.05477% 0.04381% Nominal ANNU"L >INNU>ll M PERCENT>lGE PERCENTAGE RA TES RA TES Transaction Fee FINANCE CHARGES Periodic FINANCE CHARGES 15.99% V 19.99% F 15.99% V $16.26 $0 $0 none $0 $0 15.99% 19.99% 15.99% the tates that apply \0 your Accourot afe either 1\xed tF) or Ihey may vary (V) as noted above. -"",to DISC.VER' Questions? Call1.800-OISCOVER{1-800.347-2.663} Df 'D9 on to DiscDvercard.com DISCNER CARD L ....'v;:)..'U ....cne. i __~a}'3L20.o_4_..J account number 6011002306518507 page 3 of 3 Cash back Bonus @ Award Summary Cashback Bonus Anniversary Date: October 3 Previous Cashback Bonus Award Balance Purchase Award This Period Cashback Bonus Award Total Cashback Bonus Award Balance Award Available to Redeem Balance $ 5.35 + 0.00 0.03 5.38 5.38 0.00 $ Restrictions apply 10 the Cashback Bonus Partner otters, visit Discovercard.com or call1.877.YOUR.AWARD (1-877-968-7292) for details. For program details, see the Cashback Bonus Terms and Conditions. UI:>L' :VI:K CARD $1,183.93 L$24.0~.--J payment due dale July 2, 2004 Bnter amount enclosed below $1 Please make check payable to Discover Platinum Card or pay online @Oiscovercard.com. 03 SDSN6AQ1 0000651 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 To order Cash Access Checks, select your P.J.N., or to find cash locations call 1-800-DISCOVER (1-800-347.2683) or visit Discovercard.com. Address or telephone cllal/ge? Please print change in the space above, or go to Discovercard.com PO BOX 15251 11I..,11",11"".11,1",11 WILMINGTON OE 19886-5251 1",111.1"1"1,1"1"11,,,1,1.,,1,1,1,1,,,,11,1,1,,,,111,1,,1 000006011002306518507011839300000000002400 Discover Platinum Card Account Summary Closing Date: June 3, 2004 page 1 of 2 previous balance $1 ,245.28 accounf number 6011 0023 0651 8507 payments and credits 100.00 , payment due date July 2, 2004 purchases + 22.45 minimum payment due $24.00 cash advances + 0.00 credit limit $11,500.00 credit available $10,316.00 balance transfers + 0.00 cash credit limit $5,800.00 FINANCE CHARGES + 16.20 cash credit available $5,800.00 -- new balance = $1,183.93 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Did you know that millions of credit cards are lost or stolen every year? Enjoy peace of mind by knowing The Register{R) service is here to help you should you ever lose your credit, debit and ATM cards. CaJll-800-347-3395 to enroll today. Cash back Bonus" Opening Cashback Bonus Balance New Cashback Bonus Earned $ + + 5.38 0.00 0.03 5.41 0.00 Cashback BonuS@ Anniversary Date: October 3 Keep using your Discover(A) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. Cashback Bonus Balance Available to Redeem $ $ Transactions trans. post date date previous statement balances FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 tran date May 13 May 15 May 26 post date May 13 May 15 May 26 THE REGISTER MTH SVCE 800-3 PAYMENT - THANK YOU PROFILE PROTECT 800-461-8836 2.49 -100.00 9.99 Questions? Call1-BOO~D1SCOVER (1-BOO-347-2683) or log on to Discovercard.com. For TOO (Telecommunication Device fOf the Deaf) assistance, call 1-800-347-7449. Send billing error notice to: Disco'JeT P\a\inum; P.O. Box 15192;Wllminglon, DE 19850-5192. Itpoysto DISCeVER" DISC" NER CARll 1~~i~.,!,ER: I a~;unt "number-BOll 002306518507 Queslions? Concerns? Comments? Don't he.itale to coli one of our friendly Customer Service Representatives at: I-BOO-DISCOVER (1-800-347-2683). We re here 24 hours a day, 7 days a week, to help answer questions about your Discover. Card Account. 02005 DilCtMll' Bank, Member FDIC Closing Date: June 3, 2004 page 2 of 2 Iran date Jun3 post date Jun 3 DISCOVER ACCOUNTGUARD 1-87 9.97 $ Please nofe, the Traditional Cashback Bonus award is now called the Purchase Gashback Bonus award. Calf 1-877-353-0985 today or visit Discovercard.com to find out if you qualify for a valuable Balance Transfer otfer. It's a fast and easy way to save moneyl Congratulations to the 2004 National Discover(R) Card Tribute Award(R) Scholarship winners: April Alvarez, Vladimir Dubovskiy, Ji Guo, Jamie Hargrove, Kristian Henderson, Yuji Huang, Jessica Mann, Brian Monahan and Holly Walker. Each won $27,500 for post high-school education or training, Visit Discovercard.comltribute.htm to learn more, Save 10% with Discover(R) Card at Comlort Inn(R), Comfort Suites(R), Quality(R), Sleep Inn(R), Cfarion(R), MainStay Suites(R), Econo Lodge(R) and Rodeway Inn(R) by 12/31/04. Call800-4CHOICE and use 00801242 or click the Special Rate link at choicehoteIS.com, Restrictions apply. Cannot combine with other offers. Advance reservations required. Identity theft complaints to the FTC increased 33%; from 161,836 complaints in 2002 to 214,905 in 2003 (Federal Trade Commission, Jan. 2004). Enroll in optional ProfileProtect(R) & we will send you a copy of your credit report & monitor your credit file every business day -- tools to help protect you from ID theft. Call1-866-708~0672 to enroll. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.01342%; corresponding ANNUAL PERCENTAGE AA TE: 4.90%. Rate is subject to the terms of the offer including expiration. Average Daily Balances Daily Penodic Rates current billing period: 31 days Purchases $1193.38 Cash Advances $0 0.04381% 0.05477% The rates Ihat apply \0 YOU! Accoun\ ale either fixed (F) or they may vary (V) as noted above. .,.,." DISCeVER' Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RATES RATES Transaction Fee FINANCE CHARGES Periodic FINANCE CHARGES 15.99% V 19.99% F $16.20 $0 none $0 15.99% 19.99% Questions? Call1-6QQ.OlSCOVER(1-800~341-2.683} or log on to Discovercard.com IJI::>\..V tK CARD $1,161.98 03 SDSN6A01 0000652 ROBERT D 8AILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 $24.00 J $1 Please make check payable to Discover Platinum Ca.rd or pay online@Discollercard,com. enter amount enclosed below payment due dale August 2, 2004 To order Cash Access Checks, select your P .LN., or to find cash locations call 1-800-DISCOVER (1-800-347-2683) or visit Discovercard.com. PO BOX 15251 111...11...11.""11.1,,.11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1"11",1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 Address or telepllOne change? Please print change in the space above, or go to Discovercard.com. 00000601100230651&507011619&00000000002400 Discover Platinum Card Account Summary account number payment due date minimum payment due creditfimit credit available . cash credit limit , cash credit available 6011 00230651 8507 August 2, 2004 $24.00 $11.500.00 $10.338.00 $5.800.00 $5.600.00 Closing Date: July 3, 2004 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance page 1 of 2 $1,183.93 100.00 62.58 0.00 0.00 15.47 $1,161.98 + + + + Build your Cashback Bonus(R) award with every bill you pay automatically with your Oiscover{R) Card. Cell phone, cable and Internet service and health clubs; you can pay so many recurring bills with your Discover Card. What a smart, easy way to save time and money -- and earn a bigger awardl Visit Discovercard.com/autobillpay to learn more. You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cash back Bonus" $ + + 5.41 O.DO 0.13 5.54 0.00 Cashback BonuS@Anniversary Date: October 3 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at feast $20, you can redeem your award by caf/ing us or by logging into the Account Genter at Discovercard.com. Opening Cashback Bonus Balance New Cashback Bonus Earned Cashback Bonus Balance Available to Redeem $ $ Transactions trans. post date date previous statement balances tran date Jun 12 Jun 14 Jun 15 post date Jun 12 Jun 14 Jun 15 VMUSICSYSTEMS 415-591-7737 DELCOM ENGINEERING RYE NY THE REGISTER MTH SVCE 800-3 FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS Questions? Call1~800-D1SCOVER (1-800-347-2683) or log on tD DiSCDVercard.com. For TOO (Telecommunication Device for the Deaf) assistance. call 1.800-347-7449. Send billing error notice to; Discover Platinum; p.o. Box 15192; Wilmington. DE 19850-5192. $ 0.00 D.OO 0.00 0.00 0.00 0.00 0.00 0.00 4.95 35.36 2.49 ."".. DISCeVER' DISCC..NER CARD L DISC.VER' , a-cco~nt .nu;;b~~--6011 002306518507 Queslions? Concerns? Commenls? Don't hesitate 10 call one of our friendly Cuslomer Service Representatives at: 1-8oo-DISCOVER (1-800-347-2683). We're here 24 hours Q day, 7 days Q week, 10 help answer questions about your Discover' Cord Account. 02005 Di5CO'l8l" Bonk. Member FDIC Closing Dale: July 3, 2004 page 2 of 2 Iran date Jun 20 Jun 23 Jul3 post date Jun 20 Jun 23 Jul 3 PAYMENT - THANK YOU PROFILE PROTECT 800-461-8836 DISCOVER ACCOUNTGUARD 1-87 $ .100.00 9.99 9.79 Did you know that millions of credit cards are fost or stofen every year? The Register(R) safeguards all your credit, debit and ATM cards for less than 5 cents a day. Call1-800~347-3395 to enroll today_ Everything You Need To Know -- In the Account Center. ffyou need fa know exactly how much you spent on your shopping spree last weekend, wouldn't you rather find out now than wait for your next statement? Go to the Account Center at Discovercard.com to find out what's going on with your Account before your statement arrives in the mail. Get up to 2 cents back on every gallon of gas with your Cashback Bonus{R) award. Drive down prices while you drive up your rewards! Use your Discover(R) Card whenever you fill up -- and pump some high octane rewards into your Cashback Bonus Account. Plus, continue to receive a Cash back Bonus award on your other purchases. CaI/1-877-353-0941 today or visit Discovercard.com to find out if you quality for a valuable Balance Transfer otter. It's a fast and easy way to save money! Balance Transfer offer for current billing period: Daily Periodic Rate: 0.01342%; corresponding ANNUAL PERCENTAGE RA TE: 4.90%. Rate is subject to the terms of the offer including expiration. Average Daily Bafances Daify Pet/odic Rates current billing period: 30 days Purchases $1 f 77.23 Cash Advances $0 0.04381% 0.05477% The rates that apply to your Account are either fi\l.oo (f) or the')' may "IIaT')' (\I) as noted above. ."",.. DlSC.VEIl ~~JpjU~L ANNUAL PERCENTAGE PERCENTAGE RA TIES RA TES Transaction Fee FINANCE CHARGES Periodic FINANCE CHARGES 15.99% V 19.99% F $15.47 $0 none $0 15.99% 19.99% Questions? Call1.800~D1SCOVER(1.800.347-2.683} or log OR to Oiscovercard.com DI5CNER CARD $10,965.42 03 SOSN6AQ1 0000653 ROBERT D BAILEY 1166 REDWOOD OR CARLISLE PA 17013-1376 $244.00 ___.---J payment due date September 2, 2004 enter amount enclosed below $1 Please make check payable to Discover Platinum Card. Minimum payment due includes a past due amount of $24,00. To order Cash Access Checks, select your P.I.N., or to find cash locations call 1-800-DISCOVER (I-S00-347-2683) or visit Discovercard.com. PO BOX 15251 111",11."11"",11.1,,,11 WILMINGTON DE 19886-5251 I",IJI,I"I"I,J"I"II",I,I",I,J,I,I""II,I,J""IIJ,I"I Address or telephone change? Please print change in the space above, or go to DiscQvercard.com. 000006011002306518507109654200000000024400 Discover Platinum Card Account Summary account number , payment due date : minimum payment due credit limit credit available cash credit limit cash credit available 6011 00230651 8507 September 2, 2004 $244.00 $15,002.00 $4,036.00 $5,800.00 $4,036.00 Closing Date: August 3, 2004 page 1 of 2 $1,161.98 0.00 .---- + 139.90 + 0.00 .---- + 9,511.10 + 152.44 = $10,965.42 previous balance ~-~.. payments and credits purchases cash advances --_.~--,._-~--'- balance transfers FINANCE CHARGES new balance You may be able to avoid Periodic Finance Charges, see the reverse side for details. , By paying your bill by check, you agree to the processing of your payment electronically. It YOU{ check is processed electronically, it is possible the funds will be withdrawn from your cheCking account on the same day we receive the check. We are not enrolling you in a direct payment program; your check is still needed to initiate your payment. Cash back Bonus" Cashback BonuS@Anniversary Date: October 3 Opening Cashback Bonus Balance New Cashback Bonus Earned $ + + 5.54 0.00 0.03 5.57 0.00 Cashback Bonus Balance Available to Redeem $ $ Transactions previous statement balances trans. post date date tran date Jut 15 Jul26 Jul26 Jul26 Jul26 Jul26 post date Jul 15 Jul 26 Jul 26 Jul 26 Jul 26 Jul 26 Jul 26 Jul 26 FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.49 2,000.00 50.00 THE REGISTER MTH SVCE 800-3 WELLS FARGO 21523490507049 BAL TRANS TRANSACTION FEE F APR 3.90% EXPIRES 01/2005 AMERICAN EXPRESS 3723531045 8AL TRANS TRANSACTION FEE F APR 3.90% EXPIRES 01/2005 DELL FINANCIAL SE 687945011 6,611_10 50.00 900.00 Questions? Call1.800~DISCOVER (1-800-347-2683) or log on to Discovercard.com. For TOO (Telecommunication Device for the Deaf) assistance, ca!ll-80Q-347-7449. Send biUing error notice to: Discover Platinum; P.O. Box 15192: Wilmington, OE 19850-5192. ItplJYllo DISC.VEI{ UI~\..'. 'v I:K CARll !__DISl:~VE~1 ____." .... ..... "...<-'1 account number 6011002306518507 Queslions? Concerns? Comments? Don't hesitate ta call one of our friendly Custamer Service Representatives at: 1-S00-DISCOVER (1-800-347-2683). We're here 24 hours a day, 7 days a week, fo help answer questions about your Discover' Cord Account. C2OO5 Di$all(<< 8cmIt. Member FDIC Closing Date: August 3, 2004 page 2 of 2 tran date post date Jul26 Jul 26 BAL TRANS TRANSACTION FEE F $ 27.00 Jut 26 APR 3.90% EXPIRES 0112005 Jul28 Jul 28 PROFILEPROTECT 800-46'-8836 9.99 Aug 3 Aug 3 DISCOVER ACCOUNTGUARD '-87 92.42 Aug 3 Aug 3 LATE FEE 35.00 While we are permitted under the CBrdmember Agreement to increase the APRs on your Account because your payment was late, we have chosen not to do 50 af this time. We have termina.ted, however, any introductory or promotional rafe on purchases and any special balance transfer rate, and applied the sl1J.ndard APR for purchases to your oufstanding balance of purchases and balance transfers. However, we reserve the right to increase the APRs on your Account if you fail to pay the minimum payment due by the payment due date. See the Default Rate Plan section of the Cardmember Agreement for details. ....... A TTENT/ON ....m ATTENTION ....... A TTENT/ON m.... A TTENT/ON ....... A TTENT/ON Your account is past due. Please pay the past due amount now, or contact us to make other arrangements. Lock Your CD Rate Today! Move fast to lock your Certificate of Deposit interest rate with Discover Bank's fast, free and secure CD Electronic Deposit! It's the easy, safe way to fund a new CD or add funds to a maturing Discover CD directly from your bank account. Visit www.discoverbank.com. Mention SC3Q04PC when you open your CD. Member FDIC. Save up to $200, use your Discover{R} Card to book air!holel reservations with US Airways Vacations. Book $500-$1000 save $50; $1000-$1500 save $100; $1500-$2000 save $150 and $2000+ save $200. Vacations include air, hotel, car or transfers, taxes and more. Book via usairwaysvacations.com with promocode DISCOVER and travel by Dec. 31, 2004. Average Daily Balances Daily PeT/odic Rates current billing period: 31 days Purchases $1173.63 Promotional Purchases $0 Cash Advances $0 Balance Transfers $2799.34 0.04449% 0.01342% 0.05477% 0.01068% ~NfJU~(L ANNUAL PERCENTAGE PERCENTAGE RATES RATES Transaction Fee FINANCE CHARGES Periodic FINANCE CHARGES 16.24% V 4.90% F 19.99% F 3.90% F $16.18 $0 $0 $9.26 none none $0 $127.00 16.24% 4.90% 19.99% 17.19% The rates that apply to your Account are either fixed (F) or they may vary (V) as noted above. ",..,." nlcr.."l::w Questions? CaU 1-800-mSCOVER{1-8DO-347-2683) or log on to Discovercard.com DIScrNER CARl) $10,875.91 03 SDSNGAQ1 0000654 ROBERT D BAILEY 1166 REOWOOO DR CARLISLE PA 17013-1378 L_$218.00 ..J payment due date October 2, 2004 enter amount enclosed below $1 Please make check payable to Discover Platinum Card or pay online @ Discovercard.com. To order Cash Access Checks, select your P.I.N., or to find cash locations call 1-800-DISCOVER (1-800-347-2683) or visit DiscQvercard.com. PO BOX 15251 11I",11",11",,,11,1,,,11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1"11",1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 Address or telephone change? Please print change in the space above, or go to Discovercard.Gom. 000006011002306518507108759100000000021800 Discover Platinum Card Account Summary account number payment due date minimum payment due credit limit credit available cash credit limit cash credit available 6011 00230651 8507 October 2, 2004 $218.00 $15,002.00 $4,126.00 $5,800.00 $4,126.00 Closing Date: September 3, 2004 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES page 1 of 2 $10,965.42 244.00 + 104.14 + 0.00 + 0.00 + 50.35 - $10,875.91 Opening Cashback Bonus Balance New Cashback Bonus Earned Cashback Bonus Balance Available to Redeem FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS tran date Aug 6 Aug 17 Aug 25 post date Aug 6 Aug 17 Aug 25 PAYMENT - THANK YOU THE REGISTER MTH SVCE 800-3 PROFILEPROTECT 800-461-8836 new balance You may be able to avoid Periodic Finance Charges, see the reverse side for details. Questions? Call1-BOO-DISCOVER (1-800-347-2683) or log on to Discovercard.com. For TOO (Telecommunication Device for the Deaf) assistance, call 1-800-347-7449. Send billing error notice to: Discover Platinum; P.O. Box 15192; Wilmington, DE 19850-5192. Now you can use your Discover(R) Card to pay your child's tuition at KinderCare(R) Learning Centers locations nationwide!1 Simply log on to KinderCare.com to find a KinderCare Learning Center near you or to make tuition payments with your Discover Cardl Cash back Bonus" $ + + 5.57 0.00 0.03 5.60 0.00 $ $ trans. post date date $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Cashback BonuS@ Anniversary Date: October 3 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. Transactions previous statement balances -50.00 2.49 9.99 ........ DISCeVER UI:>\..' .'V tK CARD I~_J?ISC.VE~.J .,...............", V un'...'--! account number 6011002306518507 Questions? Concerns? Comments? Don't hesitate 10 call one of our friendly Cuslamer Service Representatives at: 1-800-DISCQVER (1-800-347-2683). We're here 24 hours 0 day, 7 days a week, 10 help answer questions about your Disc""er. Card Accaunt. 02005 Oitclmw Il.ank, Member fOle Closing Date: September 3, 2004 page 2 of 2 tran date Sap 1 Sap 3 post date Sept 1 Sept 3 INTERNET PAYMENT - THANK Y DISCOVER ACCOUNTGUARD '-87 $ -'94.00 91.66 Get Up to 10% back a.t restaurants with your Discover(R) Card. Plus, receive up to 2% Cashback Bonus(R) award on all your other purchases, Sign up today ~- caUl-BOO-DISCOVER (1-800-347-2683) or visit Discovercard.com. This offer only lasts through October. Keep Track of a Full Year of Expenses Online. At the Account Center at Discovercard.com. you can research your Discover(R) Card transactions as far back as 12 months. So, instead of sorting through a mountain of paperwork to find your old statements, log in to the Account Center at Discovercard.com to find everything you need quickly and easily. Don't throwaway $500 of your hard earned cash! Protect yourself from Identity Theft with ProfileProtect(R). On average, Identify Theft costs victims $500 in out-of-pocket expenses (Federal Trade Commission, Sept. 2003). Protect your credit and good name with ProfileProtect. Call 1-866-708-0672 to find out more. The Register(R) safeguards all your credit, debit and A TM cards for less than 5 cents a dayl With our Properly and Document registration service, we make it easier for you to file a claim if important possessions are lost to fire, theft Dr natural disaster. CaI/1.8DD-347-3395 to enroll today. Average Daify Balances Daily Penodic Rates current billing period: 31 days Purchases $1327.03 Promotional Purchases $4.67 Cash Advances $0 Balance Transfers $9597.19 0.04518% 0.01342% 0.05477% 0.01068% Nominal A".'UAL ANNUAL ,.n PERCENTAGE PERCENTAGE RA TES RATES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 16.49% V 4.90% F 19.99% F 3.90% F 16.49% 4.90% 19.99% 3.90% $18.58 $0.01 $0 $31.76 none none $0 $0 The Ia\es that apply to your Account are either fixed (F) or they may vary lV} as noled above. ...".. nle,....\.I~", QuesUon~? Call1-800.OISCOVER(1.800-347.2683) or log on to Discovercard.com DIScrWER CARD $10,720.44 03 SDSN6A01 0000655 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 $215.00 enter amount enclosed below $1 payment due date November 2, 2004 Please make check payable to Discover Platinum Card or pay online @ Discovercard,com. To order Cash Access Checks, select your P.I.N., or to find cash locations call 1-800-DISCOVER (1-800-347-2683) or visit Discovercard.com. PO BOX 15251 11I",11",11"",11,1",11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1"11",1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 Address or telephone change? Please print change in the space above, or go to Discovercard.com. 000006011002306518507107204400000000021500 Discover Platinum Card Account Summary account number payment due date minimum payment due creditJimit credit available cash credit limit cash credit available 6011 00230651 8507 November 2, 2004 $215.00 $15,002.00 $4,281.00 $5,800.00 $4,281.00 Closing Date: October 3, 2004 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance page 1 of 2 $10,875.91 218.00 + 12.48 + 0.00 .---"-'.--- + 0.00 + 50.05 ----. $10,720.44 You may be able to avoid Periodic Finance Charges, see the reverse side for delails. TRANSFER BALANCES Today -- Call1-BOO-767-7399 now or visit Discovercard.com to see what Balance Transfer rate is available for you. Payoff loans, make home improvements or take that dream vacation. It's a fast and easy way to save moneyl Cash back Bonus" Cashback Bonus@Anniversary Date: October 3 Keep using your Discover(R) Card and walch your Cashback Bonus(R) award growl Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. Opening Cashback Bonus Balance New Cashback Bonus Earned Cashback Bonus Balance Available to Redeem $ + + 5,60 0.00 0.05 5.65 0.00 $ $ Transactions trans. post date date previous statement balances tran date Sep 17 Sep 22 Oct 1 post date Sept 17 Sept 22 Oct 1 THE REGISTER MTH SVCE 800-3 PROFILEPROTECT 800-461-8836 PAYMENT - THANK YOU FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS Questions? CaUl-BOO-DISCOVER (l-800-347-2683) or log on to Discovercard.com. For TOO (Telecommunication Device for the Deaf) assistance, call 1-800-347-7449. Send billing error notice to: Discover Platinum: P.O. Box 15192; WilminQton, DE 19850-5192. $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.49 9.99 -218.00 l~ IHJY'" DISC.VER UI;:lt\.. 'V tK CARD L~IS..c:~VE~J a~"co~~; ~;;;;;~~"'6'o1100230651B507 Quesrions? Concerns? Comments? Don't hesitate 10 call one of our friendly Cuslomer Service Representatives at: 1-800-DISCOVER (1-800-347-2683). We're here 24 hours a day, 7 days 0 week, to help answer questions about your DiscoverO Card Account. 02005 Dltawer !kmk, MeI'lIber FDtC Closing Date: October 3, 2004 page 2 of 2 Go paperless! Elect to stop receiving your Discover(R) Card statements by mail and receive them exclusively online. You'll get an e.mai! notification when your statement is available online and a prinlable version of your statement for your records. Visit the Account Center at Discovercard.com to enroll. Request FREE Additional Cards for your Account and share your Discover(R) Card with the people closest to you. Call 1.800-DISCOVER or visit Discovercard.comlAddilionalCards to learn more. Hey Juniors! We are searching for outstanding high school juniors to apply for the Discover(R) Card Tribute Award(R) Scholarship Program. More than $1 million will be awarded to high school juniors who have excelled beyond academics. To find out more, visit our website at www.Discovercard.comltribute.htm. Lock Your CD Rate Todayl Move fast to lock your Certificate of Deposit interest rate with Discover Bank's fast, free and secure CD Electronic Deposit! If's the easy, safe way to fund a new CD or add funds to a maturing Discover CD, directly from your bank account. Visit www.discoverbank.com. Mention SC4Q04PC when you open your CD. Member FDIC. TRANSFER BALANCES TODAY! Call 1-800-767-7399 now or visit Discovercard.com to see what Balance Transfer rate is available for you. Payoff your loans, bills or take that dream vacation. It's a fast and easy way to save moneyl Get Up to 10% back at restaurants with your Discover(R) Card. Plus, receive up to 2% Cashback Bonus(R) award on all your other purchases. Sign up today.- call1-800-DISCQVER (1~800-347-2683) or visit Discov8rcard.com. This offer only lasts through October. Average Daily Balances Daily penodic Rates current billing period: 30 days Purchases $1437.83 Promotional Purchases $17.92 Cash Advances $0 Balance Transfers $9427.93 0.04586% 0.01342% 0.05477% 0.01068% Nomina! A "NUAL ANNUAL '0, PERCENTAGE PERCENTAGE RATES RA TES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 16.74% V 4.90% F 19.99% F 3.90% F $19.78 $0.07 $0 $30.20 none none $0 $0 16.74% 4.90% 19.99% 3.90% The rates that apply 10 your Account are eilher fixed (F) or they may vary (V) as noted above. "..,... nl4:~:"'_'11!W Questions? CaU 1.81)1).mSCOVER(1~800.347-2683) or log on to OlscDvercard.com DI~(}..Nt:K CARD $10,062.74 03 SDSN6A01 0000656 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 $202.00 -.J $1 enter amount enclosed below payment due dale December 2, 2004 Please make check payable to Discover Platinum Card or pay online@Discovercard.com. To order Cash Access Checks, select your P.I.N., or to find cash locations call '-BOO-DISCOVER ('-800-347-2683) or visit Discovercard.com. PO BOX 15251 111",11...11"...11.1...11 WILMINGTON DE 19886-5251 1",111,1"1"1,1"1"11",1,1,,,1,1,1,1,,,,11,1,1,,,,111,1,,1 Address or telephone change? Please print change in the space above, or go to DiscQvercard.com. 000006011002306518507100627400000000020200 Discover Platinum Card Account Summary account number payment due date minimum payment due creditfimit credit available , cash credit limit , cash credit available 6011 00230651 8507 December 2, 2004 $202.00 $'5,002.00 $4,939.00 $5,800.00 $4,939.00 Closing Date: November 3, 2004 page 1 of 2 $10,720.44 720.44 + 12.48 + 0.00 + 0.00 + 50.26 - $10,062.74 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance You may be able to avoid Periodic Finance Charges, see the reverse side for details. Protect your good credit during this busy Holiday season. ProtileProtect(R) helps you manage your credit, prevent identity theft & reduce your risk of fraud. ProfileProtect provides a copy of your credit report, monitors your credit file every business day & alerts you to changes. Enroll today 1-866-708-0672 or Discovercard.com/ProfileProtect. Cashback Bonus" $ + Cashback Bonus@> Anniversary Date: April 27 Opening Cashback Bonus Balance New Cash back Bonus Earned 0.00 0.00 0.00 0.00 Cash back Bonus Balance Available to Redeem $ $ Transactions trans. post date date previous statement balances tran date Oct 19 Oct 19 Oct 27 post date Oct 19 Oct 19 Oct 27 PAYMENT. THANK YOU THE REGISTER MTH SVCE 800-3 PROFILEPROTECT 800-46'-8836 -72D.44 2.49 9.99 FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Through the generosity of our Cardmembers, Discover(R) Card has donated more than $14 million to the Make-A-Wish Foundation(R). You can make a child's dream come true by electing to donate your Cashback Bonus(R) award to the Make-A-Wish Foundation. To learn how, please visit Discovercard.com or visit www.wish.org. Questions? Call1-BOO-D1SCQVER (1-800~347-2683) or log on to Discovercard.com. For TOO (Telecommunication Device for the Deaf) assistance. call 1'800-347-7449. Send billing error notice to: Discover Platinum; P.o. Box 15192; Wilmington, DE 19850-5192. It PillA 10 DISC.VER UI:>L'\vI:K CARD I_-~SC.",E!J .._-~.,. - _.,,~~, accountnurnber 6011002306518507 Queslions? Concerns? Comments? Don't hesitate 10 call one of our friendly Cuslomer Service Representatives at: I-BOO-DISCOVER (1-800-347-2683). Woi re here 24 hours 0 day, 7 days a week, to help answer questions about your Discover' Card Account. 02005 DiKOVllr Bank. Member FDIC Closing Date: November 3, 2004 page 2 of 2 Give that someone special the gift that could only come from you. Discover(R) Gift Cards come in festive designs in denominations up to $500, and are accepted most everywhere Discover Card ;s welcomed. Customize yours with a personal message when you order at Discovergiftcard.com. Not available to fE~sidenls of CT, DC, MA, ME or NH. Every purchase you make with your Discover(R) Card earns you a Cashback Bonus(R) award. You can redeem your award anytime it reaches $20, or you can Jet it grow.- it won't expire. Redeem your award online at Discovercard.com or call 1-877-YOUR-AWARD (1-877-968-7292). Stay connected to loved ones this holiday season with thoughtful gifts from 1-800.FLOWERS.COM(R). Save 15%* on your next purchase when you use your Discover(R) Card and code DC88. Call1-800-FLOWERS(R) (1-800-356-9377), click www. 1800flowers.com, or come in! *For details please visit www. 18DDfJowers.com/disclaimer. This year, give FREE Additional Cards to the people you care about and build a bigger Cashback Bonus(R) award, too. It's easy! To request FREE Additional Cards for your Account, just call f-BOO-DISCOVER or visit Discovercard.com/AdditionaICards. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.01890%; corresponding ANNUAL PERCENTAGE RA TE: 6.90%. Rate is subject fo fhe terms of the offer including expiration. Average Daily Balances Daily Penodic Rates current billing period: 31 days Purchases $1458.08 Promotional Purchases $28.94 Cash Advances $0 Balance Transfers $B890.00 0.04586% 0.01342% 0.05477% 0.01068% ~N"iJE~/L ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 16.74% V 4.90% F 19.99% F 3.90% F 16.74% 4.90% 19.99% 3.90% $20.73 $0.11 $0 $29.42 none none $0 $0 The rates that apply to your Account are either lixed (F} or they may vary tV) as noled above. -""",to nlq-",v~D" Questions? Call1-S00-DISCDVER(1-800-347.2.683) or log OR to Dhl,coverc-ard.com UI:>\.."V 1:1< C^RD $9,921.40 03 SDSN6AQf 0000657 ROBERT D BAILEY 1166 REDWOOO DR CARLISLE PA 17013-1378 l $199.00 I ----,--".~ payment due dale January 2, 2005 enter amount enclosed below $1 Please make check payable to Discover Platinum Card or pay online@Oiscovercard.com. To order Cash Access Checks, select your P.I.N., or to find cash locations call 1-800-DISCOVER (1-800-347-2683) or visit Discovercard.com. PO BOX 15251 11I",11",11"",11,1",11 WILMINGTON OE 19886-5251 I",III,I"I"I,I"J"II",J,I",I,J,I,I""II,I,J""IIJ,I"I Address or lelephone change? Please print change in the space above, or go to Discovercard,com. 000006011002306518507099214000000000019900 Discover Platinum Card Account Summary account number payment due date , minimum payment due credit limit credit available cash credit limit cash credit available 6011 00230651 8507 January 2, 2005 $199.00 $15,002.00 $5,OSO.00 $5,800.00 $5,080.00 Closing Date: December 3, 2004 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance page 1 of 2 $10,062.74 202.00 + 12.48 + 0.00 + 0.00 + 48.18 $9,921.40 You may be able to avoid Periodic Finance Charges. see the reverse side for details. Protect your good credit during this busy Holiday season. ProfileProtect{R) helps you manage your credit, prevent identity theft & leduce your risk of fraud. ProfileProtect provides a. copy of your credit report, monitors your credit file every business day & alerts you to changes. Enroll today 1-866-708-0672 or Discovercard.com/ProfileProtect. Cashback Bonus" $ + 0.00 0,00 0,00 0,00 Cashback BonuS@Anniversary Date: April 27 Keep using your Discover(R) Ca.rd and watch your Cashback Bonus(R) award growl Remember, once your Cash back Bonus award is at least $20, you can redeem your award by calling us or by logging into the Account Center at Discovercard.com. Opening Cashback Bonus Balance New Cashback Bonus Earned Cashback Bonus Balance Available 10 Redeem $ $ Transactions trans. post date date previous statement balances tran date Nov 19 Nov 24 Dec 1 post date Nov 19 Nov 24 Dee 1 THE REGISTER MTH SVCE 800-3 PROFILEPROTECT 800-461-8836 PAYMENT - THANK YOU FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAl: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS Questions? Call1-800.D1SCOVER (1-800~347.2683) or log on to Discovercard.com. For TOD (Telecommunication Device for the Deaf) assistance, call 1-800-347-7449. Send billing error notice to: Discol/et PIBtif'.um; P.O. Box 15192;Wilm'lngton, DE 19850.5192. $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.49 9.99 .202.00 ...,." DISCeVER UI::>L' 'VtK CARD DlsceVER "a"Ccount ~J~;;b~~-~6'o11 002306518507 Quesrions? Concerns? Comments? Don't hesilote 10 call one of our friendly Customer Service Representatives at: I-SOO-DISCOVER (1-800-347-2683). We're here 24 hours a day, 7 dO)" a week, to help answer questions about your Discover' Card Account. Cl2005 Di~ Bank, Member FDrc Closing Dale: December 3. 2004 page 2 of 2 Through the generosity of OUf Cardmembers, Discover(A) Card has donated more than $14 miJlion to the Make-A*Wish Foundation(R). You can make a child's dream come true by electing to donate your Cashback Bonus(R) award to the Make-A-Wish Foundation. To leam how, please visit Discovercard.com or visit www.wish.org. Give that someone special the gift that could only come from you. Discover(R) Gift Cards come in festive designs in denominations up to $500, and are accepted most everywhere Discover Card is welcomed. Customize yours with a personal message when you order at DiscovergiftC8rd.com. Not available to residents of CT, DC, MA, ME or NH. Every purchase you make with your Discover(R) Card earns you a Cashback Bonus(R) award. You can redeem your award anytime it reaches $20, or you can let it grow -- it won't expire. Redeem your award online at Discoverca.rd.com orcal/t-877-YOUR-AWARO (1-877-968-7292). Stay connected fa Javed ones this holiday season with thoughtful gifts from 1-800-FLOWERS.COM(R). Save 15% * on your next purchase when you use your Discover(R) Card and code DC88. Call1-800-FLOWERS(R) (1-800-356-9377), click www.1800({ower$.com, or come inl *For details please visit www.1800fJowers.comldisclaimer. This year, give FREE Additional Cards to the people you care about and build a bigger Cashback Bonus(R) award, too. It's easy! To request FREE Additional Cards for your Account, just call 1-800-DISCOVER or visit Discov8rcard.com/AddifionalCards. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.01890%; corresponding ANNUAL PERCENTAGE AA TE: 6.90%. Rate is subject to the ferms of the offer including expiration. Average Daily Balances Daily Penodic Rates current billing period: 30 days Purchases $1478.76 Promotional Purchases $42.26 Cash Advances $0 Balance Transfers $8549.35 0.04655% 0.01342% 0.05477% 0.01068% Nominal A "'NUAL ANNUAL ... PERCENTAGE PERCENTAGE RATES RATES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 16,99% V 4.90% F 19,99% F 3.90% F 16.99% 4.90% 19.99% 3.90% $20.64 $0.16 $0 $27.38 none none $0 $0 The rates that apply to your Account ale either lixeQ (F) or they may vary (V) as noted above. ....... OI..raVI'17 Questions? Call1-800.DISCOVER(1-800-347-2683) or log OR to Discmercard.com UI~U 'VtK CARD I $196.00 I L..____.___ payment due date February 2, 2005 Please make check payable /0 Discover Platinum Card or pay online@Discovercard.com. $9,783.68 enter amount enclosed below $1 03 SDSN6A01 0000658 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 To order Cash Access Checks, select your P.l-N., or to find cash locations call 1-800-0ISCOVER ('-800-347-2683) or visit Discovercard.com. PO BOX 15251 11I...11...11.....11,1...11 WILMINGTON DE 19886-5251 1,.,111,1.,1..1,1.,1..11..,1.1".1,1.1,1",.11.1,1.".111.1,.1 page 1012 $9,921.40 200.00 12.48 0.00 0.00 49.80 $9,783.68 Address or telephone change? Please print change in the space above, or go to Discovercard.com. 00000601100230651&507097&36&00000000019600 Discover Platinum Card Account Summary Closing Date: January 3, 2005 account number payment due date minimum payment due creditfimit credit available , cash credit limit cash credit available 6011 00230651 8507 February 2, 2005 $196.00 $15,002.00 $5,218.00 $5,800.00 $5,218.00 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance + + + + You may be able to avoid Periodic Finance Charges, see the reverse side for details. Protect your good credit during this busy Holiday season. ProfileProtect(R) helps you manage your credit, prevent identity theft & reduce your risk of fraud. ProWeProtect provides a copy of your credit report, monitors your credit file every business day & alerts you to changes. Enroll today 1-866-708-0672 or Discovercard.com/ProfileProtect. Cash back Bonus" Opening Cashback Bonus Balance New Cashback Bonus Earned Cash back Bonus Balance Available to Redeem Cashback BonuS@ Anniversary Date: April 27 Keep using your Discover(R) Card and watch your Cashback Bonus(R) award grow! Remember, once your Cashback Bonus award is at least $20, you can redeem your award by calling us or by fogging into the Account Center at Discovercard.com. $ + $ $ 0.00 0.00 0.00 0.00 Transactions trans. post date date , previous statement b"alances FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD 8AlANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS Iran date Dec 21 Dee 28 Dec 29 post date Dec 21 Dee 28 Dee 29 THE REGISTER MTH SVCE 800-3 PAYMENT - THANK YOU PROFllEPROTECT 800-461-8836 Questions? Call1-800-DISCOVER (1-800-341-2683) or log on to DiscDvercard.com. For TOO (Telecommunication Device for the Deaf) assistance, call1-8QQ.347-7449. Send billing error notice to: D'tscoverPlatinum; P.O. Box 15192; Wilmington, DE 19850-5192. $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 2.49 -200.00 9.99 Itperrs'" DISC.VER" UI~\..')V tK CARD I_--E'SC~YER'J account number 6011002306518507 Questions? Concerns? Comments? Don't hesitate to coli one of our friendly Customer Service Representatives at: 1-800-DISCOVER (1-800-347-2683). We're here 24 hours a day, 7 days 0 week, to help answer questions about your Discover' Card Account. C2005 Oiscover&nk, Member FDIC Closing Date: January 3, 2005 page 2 of 2 Through the generosity of our Cardmembers, Discover(R) Card has donated more than $14 million to the Make-A-Wish Foundation(R). You can make a child's dream come true by electing to donate your Cashback Bonus(R) award to the Make-A-Wish Foundation. To learn how. please visit DiscDvercard.com Of visit www.wish.org. Give that someone special the gift that Gould only comB from you. Discover(R) Gift Cards come in festive designs in denominations up to $500, and afe accepted most everywhere Discover Card is welcomed. Customize yours with a personal message when you order at Discovergiftcard.com. Not available to (esidenls of CT, DC, MA, ME or NH. Get Fit. Get Smart. Get More. Introducing more rewards--NOW thru Februaryl Get a 5% Cashback Bonus(R) award at Health Clubs, Sporting Goods Stores, Bookstores and on Education purchases. Sign up today. Call I-BOO-DISCOVER or visit Discovercard.com. Stay connected to loved ones this holiday season with thoughtful gifts from 1-800-FLOWERS.COM(R). Save 15%- on your next purchase when you use your Discover(R) Card and code 0088. Call 1-800-FLOWERS(R) (1-800-356-9377), click www. 1800flowers.com, or come in! .For details please visit www. 1 aOOflowers.com/discfaimer. This yeelr, give FREE Addifional Cards to the people you care about and build a bigger cashback Bonus(R) award, too. It's easyt To request FREE Additional Cards (or your Account, just call 1-800~DISCOVER or visit Discovercard.comIAdditionafCards. Balance Transferofter lor current billing period: Daily Periodic Rate: 0.01616%; corresponding ANNUAL PERCENTAGE RA TE: 5.90%. Rate is subject to the terms of the offer including expiration. Average Daily Balances Daily PeT/odic Rates current billing period: 31 days Purchases $1500.04 Promotional Purchases $53.41 Cash Advances $0 Balance Transfers $8349.93 0.04723% 0.01342% 0.05477% 0.01068% Nominal A .WUAL ANNUAL .. PERCENTAGE PERCENTAGE RA rES RA rES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 17.24% V 4.90% F 19.99% F 3.90% F 17.24% 4.90% 19.99% 3.90% $2/.96 $0.2/ $0 $27.63 none none $0 $0 The rates that apply to your Account are either flr"ed {F) Of the)' may ....ary (V) as noted above. Questions? C21111-S00-D1SCOVER{1-aOO.347-2683) or log on to Oiscovercard.com ItPGf1" nl<:rAVI'D' UI~L'...NI:K C,\Rl' $9,743.18 0:1 SDSN6A01 0000659 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 1~~9~~_--.J payment due date March 2, 2005 enter amount enclosed below $1 Please make check payable to Discover Platinum Card or pay online @ Discovercard.com. To order Cash Access Checks, select your P.I.N., or to find cash locations call '-800-0ISCOVER ('-800-347-2683) or visit Discovercard.com. PO BOX 15251 111...11...11....,11.1...11 WILMINGTON DE 19886-5251 1,.,111,1..1,.1,1..1,.11..,1.1".1,1.1,1.".11.1,1.".111.1,,1 Address or telepnone change? Please print change in the space above, or go to Discovercard.com. 00000601100230651&507097431&00000000019500 Discover Platinum Card Account Summary account number payment due date minimum payment due credit limit credit available cash credit limit cash credit available 6011 0023 0651 8507 March 2, 2005 $195.00 $15,002.00 $5,258.00 $5,800.00 $5,258.00 Closing Dale: February 3, 2005 previous balance payments and credits e,!fchases cash advances balance transfers FINANCE CHARGES new balance page' of 2 $9,783.68 196.00 + 12.48 + 0.00 ~-~--~~ + 0.00 + 143.02 = $9,743.18 You may be able to avoid Periodic Finance Charges, see the reverse side for details. Important Security Information: Some criminals imitate the e-mails of legitimate companies to entice people to share personal information. This is known as ~phishing.~ By following a few simple steps, you can keep your personal information safe and secure. For details, go to Discovercard.com and click Qn Security Information under Online Safety. Cash back Bonus" Opening Cashback Bonus Balance New Cashback Bonus Earned $ + 0.00 0.00 0.00 0.00 Cashback Bonus@Anniversary Date: April 27 Cash back Bonus Balance Available to Redeem $ $ Transactions trans. post date date previous statement balances tran date Jan 21 Jan 25 Jan 27 post date Jan 21 Jan 25 Jan 27 THE REGISTER MTH SVCE 800-3 PROFIlEPROTECT 800-461-8836 PAYMENT - THANK YOU 2.49 9.99 -196.00 FINANCE CHARGES: OlO BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 FREE Additional Cards for your Account allow you to share your credit line without sharing your Card. Request FREE Additional Cards tor those close to you to help with daily shopping and errands and to use as credit resource in case of emergency. CallI-BOO-DISCOVER or visit Discovercard.comlAdditionafCards today. Questions? Call1-800-D1SCOVER (1-800.347-2683) or log on to Discovercard.com. For TOO (Telecommunication Device for the Deaf) assislance, call 1.800-347-7449. Send billing error notice to: Discover Platinum; P.O. Box 15192;WlImington, DE 19850-5192. ItplJYlkl DISCeVER' IJI~UNt:1{ CARD I~~I~~_~VER J account number 6011002306518507 Questions? Concerns? Comments? Don't hesilote 10 call one of our friendly Cuslomer Service Representatives 01: l-SOO-DISCOVER (1-800-347-2683). Were here 24 hours Q day, 7 days Q week, ta help answer questions about your Discover' Cord Account. C2OO5 DlsaM!f Bank. Member FDIC Closing Dale: February 3, 2005 page 2 of 2 Call 1-877-353-0941 today or visit Discovercard.com to find out if you qualify for a valuable Balance Transfer offer. It's a fast and easy way to save moneyJ Electronically file your federal tax return and PA Y your taxes with your Discover(R) Card via TurboTax at NO ADDITIONAL COST {zero convenience fee). For more informalion visit www.irs.gov. Your Card. Your rewards. You earn a Cashback Bonus(A) award on every purchase you make with your Discover(R) Card. No caps. No fees. Easy to earn. Easy to redeem. See Discovercardcom for details. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.01616%; corresponding ANNUAL PERCENTAGE RA TE: 5.90%. Rate is subject to the terms of the offer including expiration. Average Daily Balances Daily Peflodic Rates current billing period: 31 days Purchases $9155.51 Promotional Purchases $51.17 Cash Advances $0 0.04123% 0.01342% 0.05477% Nominal ANNUAL ANNUAL v PERCENTAGE PERCENTAGE RA TES RA TES Periodic FINANCE CHARGES Tra.nsaction Fee FINANCE CHARGES 17.24% V 4.90% F 19.99% F $142.83 $0.19 $0 none none $0 17.24% 4.90% 19.99% The rates Ihat apply to your Account are ei~her lil{ed (F} or they may vary (V) as noled above. ...,... nl~.V"1l Questions? Can1.800-DlSCOVER(1-BOO~347.Z683) or log OR to Oiscovercard.com UI~L"V tK (ARl) $9,922.28 03 SDSN6A01 0000660 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 : $394.00 .J I___._~- payment due dale April 2, 2005 enter amount encfosed below $1 Please make check payable to Discover Platinum Card. Minimum payment due includes a past due amount of $195.00. To order Cash Access Checks, select your P.LN., or to find cash locations call 1-800-0ISCOVER (1-800-347-2683) or visit Discovercard.com. PO BOX 15251 11I...11...11..",11.1...11 WILMINGTON DE 19886-5251 1..,111,1..1"1,1.,1"11,.,1.1".1,1.1,1.,,.11.1,1..,,111.1,.1 Address or lelephone change? Please print c/Jange in Ihe space above, or go to Discovercard.com. 000006011002306518507099222800000000039400 Discover Platinum Card Account Summary account number : payment due date minimum payment due credit limit credit available cash credit limit cash credit available 6011 00230651 8507 April 2, 2005 $394.00 $15,002.00 $5,079.00 $5,800.00 $5,079.00 Closing Dale: March 3, 2005 page 1 of 2 $9,743.18 0.00 + 47.48 + 0.00 ._-"~-- + 0.00 + 131.62 $9,922.28 [!!l!viovsba'!!..,!~~ payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance You may be able to avoid Periodic Finance Charges, see the reverse side for details. Cash back Bonus'" Opening Cashback Bonus Balance New Cash back Bonus Earned $ + 0.00 0.00 0.00 0.00 Cashback BonuS@Anniversary Date: April 27 Cash back Bonus Balance Available to Redeem $ $ Transactions trans. post date date previous statement balances tran date Feb 22 Feb 25 Mar3 post date Feb 22 Feb 25 Mar 3 THE REGISTER MTH SVCE 800-3 PROFIlEPROTECT 800-461-8836 lATE FEE 2.49 9.99 35.00 FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 QuestiDns? Call1-800-DISCOVER (1.800.347.2683) Dr log on to Discovercard.com. For TDD (Telecommunication Device for the Deaf) assistance, call1.aOO-347-7449. Send billing error notice 10: Discover Platinum; P.O. Box 15\92.; Wilmington. DE 19850-5192. ...".. DISCeVER' DI~C VER CARD L___ ..'Di~c.VE~J "~.....~.,' '-' '-""....'-. account number 6011002306518507 Questions? Concerns? Comments? Don't h...itale to call one of our friendly Customer Service Representatives ot: l-SOO-DISCOVER (1-800-347-2683). We're here 24 hours a day, 7 days a week, to help answer questions obout your Discover' Card Account. C2005 DiilOOYlll" Bank. Member FDIC Closing Date: March 3, 2005 page 2 of 2 While we are permitted under the Cardmember Agreement to increase fhe APRs on your Account because your payment was late, we have chosen not to do so at this time. We have terminated, however, any introductory or promotional rate on purchases and any special balance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchases and balance transfers, However, we reserve the right to increase the APRs on your Account if you fail to pay the minimum payment due by the payment due date. See the Default Rale Plan section of the Cardmember Agreement fOf details. Your account is past due. Please pay your minimum monthly payment plus the past due amount. Paperless statements can jumpstart your spring cleaning! Get rid of the excess paper in your life by receiving your Discover{R) Card statements online instead of by mail. You'll ger an a-mail Jelting you know when your statement is ready to view online. You can even pay your bill online while you're there. Go to Discovercard.com to sign up. Discover Financial Services is proud to welcome Junior Achievement as a Cashback Bonus(R) Charitable Partner. They join our current charities, JDRF and Make-A-Wish. To donate your Cashback Bonus(R) or learn more, visit Discovercard.com. Balance Transfer offer for current billing period: Daily Periodic Rate: 0.04792%; corresponding ANNUAL PERCENTAGE RA TE: 17.49%. Rate is subject to the terms of the offer including expiration. Average Daily Balances Daily Penodic Rates current billing period: 28 days Purchases $9809.86 Cash Advances $0 0.04792% 0.05477% The rates that apply to your Account are either fixed (F) Of they may vary (V} as noted above. Itp~ll) nl<:"AVI'D' ~~rJ~<;fL ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 17.49% V 19.99% F 17.49% 19.99% $131.62 $0 none $0 Questions? Call1-aOO-OISCOVER{1-aOO-347-Z683} or log on to OiscQven:ard.com UI;)"-' 'VtK CARD $10,124.41 03 SDSN6A01 0000661 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 $597.00 .~ payment due date May 2, 2005 enter amount enclosed below $1 Please make check payable to Discover Platinum Card. Minimum payment due includes a past due amount of $394.00. To order Cash Access Checks, select your P.I.N., or to find cash locations call ;-800-DISCOVER (1-BOO-347-2683) or visit Discovercard.com. PO BOX 15251 11I...11...11.....11.1...11 WILMINGTON DE 19886-5251 1."111,1.,1.,1.1,,1.,11.,,1,1..,1,1,1,1,..,11.1,1.,,.111,1.,1 Address or telephone change? Please print change in the space above, or go to Discovercard.com. 000006011002306518507101244100000000059700 Discover Platinum Card Account Summary account number : payment due date minimum payment due credit/fmit credit available cash credit limit cash credit available 6011 0023 0651 8507 May 2, 2005 $597.00 $15,002.00 $0.00 $5,800.00 $0.00 Closing Date: April 3, 2005 page; of 2 $9,922.28 0.00 + 51.48 + 0.00 + 0.00 + 150.65 = $10,124.41 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance You may be able to avoid Periodic Fina.nce Charges, see the reverse side fOf details. Cashback Bonus" Opening Cashback Bonus Balance New Cash back Bonus Earned $ + 0.00 0.00 0,00 0.00 Cashback Bonus@! Anniversary Date: April 27 Cash back Bonus Balance Available to Redeem $ $ Transactions trans. post date date previous statement balances Iran date Mar 22 Mar 24 Apr2 post date Mar 22 Mar 24 Apr 2 THE REGISTER MTH SVCE 800-3 PROFILEPROTECT BOO-461-8836 LATE FEE 2.49 9.99 39.00 FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS $ 0_00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Questions? Call1-800-D1SCQVER (1-800-347-2683) Dr log on to Discovercard.com. For TOO (Telecommunication Device for the Deaf) assistance, call1-800~347-7449. Send billing error notiGe to: D\sco....er Platinum; P.O. Box 15192; Wilmington, DE 19850-5192. II pop "' DISC.VEIl LJI~\.: 'V tK CARP !__[)-'-S~~Y!I~_J . .__~'" _ '-" "f-....., accountnunlber 6011002306518507 Questions? Concerns? Comments? Don't he.itate ta call one of our friendly Cu.tomer Service Repre.entatives at: 1-800-DISCOVER (l-800-347 - 2683). Were here 24 hours a day, 7 days a week, to help on.wer que.tion. about your Discover' Card Account. C2OO5 OilaWQl" Ikmk. Member fDIC Closing Date: April 3,2005 page 2 at 2 While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your payment was late, we have chosen not to do so at this time. We have terminated, however, any introductory or promotional rate on purchases and any special balance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchases and ba.lance transfers. However, we reserve the right to increase the APAs on your Account if you fail to pay the minimum payment due by the payment due date. See the Default Rate Plan secfion of the Gardmember Agreement tor details. Your account is past due. Please pay your minimum monthly payment plus the past due amount. FREE Additional Cards (or your Account allow you 10 share your credit line without sharing your Card. Request FREE Additional Cards (or those close to you to help with daily shopping and errands and to use as credit resource in case of emergency. Calf 1-800-Df$CQVER or visit Discovercard.comlAddilionalCards today. Paperless statements can jumps/art your spring cleaningl Get rid of the excess paper in your life by receiving your Discover(R) Card statements online instead of by mail. You'll gel an e-mail letting you know when your statement is ready to view online. You can even pay your bill online while you're there. Go to Discovercard.com to sign up. Use your Discover(R) Card 10 make a $100 donation to The Statue of Uberty-Ellis Island Foundation, Inc. and you can have the name of someone you care about engraved on The American Immigrant Wall of Honor(R), built to celebrate freedom and commemorate American Dreams. For more information log on to Discovercard.com. Balance Transfer offer for current billing period; Daily Periodic Rate: 0.04860%; corresponding ANNUAL PERCENTAGE RA TE: f 7. 74%. Rate is subject to the terms of the offer including expiration. Average Daily Balances Dally Penodic Rates currenl billing period: 3 f days Purchases $9999.55 Cash Advances $0 0.04860% 0.05477% The rales \hal apply to your Account are either fixed (F) or they may vary (V) as noted above, ....... nIC"~"r!nt' Nommm ANNUAL ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES f 7.74% V 19.99% F $150.65 $0 none $0 17.74% 19.99% Questions? Can 1.800-OISCDVER{1-8DO-347-2683} or log on to OlscDvercard.com UI~\..i...NtK CARD $10,312.06 03 SDSN6AQ 1 0000662 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 ~~:~-~ payment due date June 2, 2005 enter amount enclosed below $1 Please make check payable to Discover Platinum Card. Minimum payment due includes a past due amount of $597. 00. To order Cash Access Checks, select your P.I.N., or to find cash locations call 1-800-0ISCOVER (1-800-347-2683) or visit Discovercard.com. PO BOX 15251 111...11...11".,,11.1...11 WILMINGTON DE 19886-5251 1."111.1"1.,1.1,,1,,11,,,1,1..,1.1,1.1,..,11.1,1,,..111,1.,1 Address or telephone change? Please print change in the space above, Of go /0 Discoverc8rd.com. 00000601100230651&5071031206000000000B0400 Discover Platinum Card Account Summary account number payment due date minimum payment due credit/fmi! credit available cash credit limit cash credit available 6011 00230651 8507 June 2, 2005 $804.00 $15,002.00 $0.00 $5,800.00 $0.00 Closing Date: May 3, 2005 page 1 of 2 $10,124.41 0.00 + 39.00 + 0.00 + 0.00 + 148.65 $10,312.06 previous balance payments and credits purchases --- cash advances balance transfers FINANCE CHARGES new balance You may be able to avoid Periodic Finance Charges, see the reverse side for details. Build Your Savings 011 YOUR Schedulel Open a Discover Bank Money Market Account and sign up for AutaSavers today! Save money tor whatever you wish by scheduling weekly, bi-weekly or monthly deposits into your Account! Visit Discoverbank.com. Member FDIC. Cashback BonusillJ Cashback BonuS@Anniversary Date: April 27 Opening Cashback Bonus Balance New Cash back Bonus Earned $ + 0.00 0.00 0.00 0.00 Cash back Bonus Balance Available to Redeem $ $ Transactions trans. post date date previous statement balances tran date May 2 post date May 2 lATE FEE FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 39.00 While we are permitted under the Cardmember Agreement to increase the APRs on your Account because your payment was late, we have chosen not to do so at this time. We have terminated, however, any introduclory or promotional rate on purchases and any special balance transfer rate, and applied the standard APR for purchases to your outstanding balance of purchases and balance transfers. However, we reserve the right to increase the APRs on your Account if you fail to pay the minimum payment due by the payment due date. See the Default Rate Plan section of the Cardmember Agreement for details. Questions? Call1-800-D1SCOVER (1-800-347.2683) or log on to Discovercard.com. For TDD (Telecommunication Device for the Deaf) assistance, call1-80Q-347-7449. Send billing error notice to: Oiscc'Ier P\a\im.nw, P.O. 'aox 1519'2; W'llm'lngton, DE 19850.5192. .""" DISCeVER" UI:>\..' 'V t:K C/,l';[) . 'DlscevER I I_----~--~~ ..~....._.,. V ~''''-L..l account number 6011002306518507 Questions? Concerns? Comments? Don't he.itate to coli one of our friendly Cu.tomer SelVice Representative. at: l-SOO-DISCOVER (l-80Q-3il7 -2683). We're here 24 hours a day, 7 day. a week. to help an.wer que.tion. about your Discover' Card Account. 0,2005 Di$COWll' Bank. Memb.- FDIC Closing Date: May 3, 2005 page 2 of 2 Your account is past due. Please pay your minimum monthly payment plus the past due amount. The Discover(R) Gift Card is a festive, prepaid card fhat works just like a credit card -- at malls, online and most everywhere the Discover Card is welcomed. The Discover Gift Card is the perfect gift for everyone and every occasion, so your gift-giving possibilities are endless. And think of the time you'll savS' shopping and gift-wrapp;ng, FREE Additional Cards (or your Account allow you to share your credit line without sharing your Card. Request FREE Additional Cards for those close to you to help with daily shopping and errands and to use as credit resource in case of emergency. Call1-BOO-DISCQVER or visit Discovercard.comJAdditionalCards today. Balance Transfer after for current billing period: Daily Periodic Rate: 0.04860%; corresponding ANNUAL PERCENTAGE RA TE: 17.74%. Rate is subject to the terms of the offer induding expiration, Average Daily Balances Da{fy Peflodic Rates current billing period: 30 days Purchases $10196.06 Cash Advances $0 0,04860% 0.05477% The fales that apply to your Account are either fixed (F) or they may vary (V) as noted above. ...,... nICrA,/C'D' ~~r/G~L ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Transaction Fee FINANCE CHARGES Periodic FINANCE CHARGES 17.74% V 19.99% F $148.65 $0 none $0 17.74% 19.99% Questioas? Call 1-BOO-D\SC.OVER{1-800-347.2683) or log on to Oiscovercard,com UI~\.; 'V t:K CAkD $10,312.06 03 SDSN6A01 0000663 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 1~1 ,O~~O~___~~ enter amount enclosed below payment due date $1 July 2, 2005 . To order Cash Access Checks, select your P .I.N., or to find cash locations call 1-800-DISCOVER (1-800-347-2683) or visit Discovercard.com. PO BOX 15251 111...11...11.....11,1...11 WILMINGTON DE 19886-5251 1..,111,1.,1"1,1.,1,.11,.,1.1".',1.1,1.,,.11.1,1..,,111.1,,1 Address or leJephone change? Please print change in the space above, or go to Discovercard.com. 00000601100230651&507103120600000000103400 Discover Platinum Card Account Summary Closing Dale: June 3, 2005 page 1 of 1 $10,312.06 0.00 + 0.00 + 0.00 + 0.00 + 0.00 $10,312.06 account number , payment due date minimum payment due creditfimit credit available cash credit limit cash credit available 6011 00230651 8507 July 2, 2005 $1,034.00 $15,002.00 $0.00 $5,800.00 $0.00 f!!~Vious balance payments and credils purchases caS!1 advances balance transfers FINANCE CHARGES new balance Cashback Bonus'" Cashback Bonus@) Anniversary Date: April 27 Opening Cash back Bonus Balance New Cash back Bonus Earned $ + 0.00 0.00 0.00 0.00 Cashback Bonus Balance Available to Redeem $ $ Transactions trans. post date date previous statement balances Average Daily Balances current billing period: 31 days Purchases $0 Cash Advances $0 FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 Dally Peflodic Rates Nominal ANNUAL ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES Transaction Fee FINANCE CHARGES Periodic FINANCE CHARGES 0.06847% 0.06847% 24.99% V 24.99% V $0 $0 none $0 24.99% 24.99% The fates that apply \0 your Account are either Iixed (F) or they may vary (V) as noted above. ItPO'Y'h:l DISC.VEIl Questions? Call1-800-DISCOVER (1-800-341-2663) Dr log on to DisCDvercard.com. For TOO ~:~_c~~~~,l~~,i?at\on Device f~~ '.h_e_ ~~~.I) assistance, call 1-800-347-7449. Sand billing errur flo\ice \0: UI:>\..' VI:I<. CARD $10,312.06 03 SDSN6A01 OQ00664 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 , ~ ''''-''--J I $1,264.00 --~-'----- payment due dale August 2. 2005 $1 enter amount enclosed below ........ . uU""'" ............ u"'VI To order Cash Access Checks, select your P.LN., or to find cash locations call 1-800-0ISCOVER (1-800-347-26831 or visit DiscQvercard.com. PO BOX 15251 111...11..,11.....11.1...11 WILMINGTON DE 19886-5251 1.,.111,1..1..1,1..1"11".1,1,.,1,1,'.1,,,,11,1.1,...111,1..1 Address or lelephone change? Please print change in the space above, or go 10 OiScov€(card.com. 00000601100230651&507103120600000000126400 Discover Platinum Card Account Summary Closing Date: July 3, 2005 account number : payment due date ; minimum payment due credit limit credit available cash credit limit cash credit available 6011 00230651 8507 August 2, 2005 $1,264.00 $15,002.00 $0.00 $5,800.00 $0.00 previous balance payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance page 1 of 1 $10,312.06 0.00 + 0.00 + 0.00 + 0.00 + 0.00 $10,312.06 Cash back Bonus'" Cashback BonuS@Anniversary Date: April 27 Opening Cashback Bonus Balance New Cashback Bonus Earned Cashback Bonus Balance Available to Redeem $ + 0.00 0.00 0.00 0.00 $ $ Transactions previous statement balances trans. post date date Average Daily Balances current billing period: 30 days Purchases $0 Cash Advances $0 previous billing period: 31 days Purchases $0 FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS Daily Penodic Rates ~~'Rf~~L ANNUAL PERCENTAGE PERCENTAGE RA TES RA TES 0.06847% 0.06847% 24.99% V 24.99% V 24.99% 24.99% Tt\e rates \na\ apply to your Account are either fixed (F) or they may vary (V) as noted above. 0.06847% 24.99% V 24.99% Questions? Call1-800.OISCOVER (1~800.341.2683) or log on to Discovercard.com. For TOO (Telecommunication Device for Ihe Deal) assistance, call 1-600-347-7449. Send billinn f!rror nnll~", In' $ 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0_00 Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES $0 $0 $0 none $0 none It PCljll 10 nICrA'!I:D' UI~l/ 'VI:K CARll $10,312.06 03 SDSN6A01 0000665 ROBERT D BAILEY 1166 REDWOOD DR CARLISLE PA 17013-1378 L$1,522~0 payment due date September 2, 2005 en/er amount enclosed below $1 To order Cash Access Checks, select your P .I.N., or to find cash locations call 1-800-0ISCOVER \'-800-347-2663) or visit Discovercard.com. PO BOX 15251 111".11...11"...11.1...11 WILMINGTON DE 19886-5251 1",111,1.,1"1,1"1.,11."1,1,,.1,1,1,1,,,.11.1,1.,,.111.1,.1 Address or telephone change? Please prill/ change in the space above, or go to Discovercard.com. 000006011002306518507103120600000000152200 Discover Platinum Card Account Summary account number payment due date minimum payment due credit limit credit available cash credit limit cash credit available 60" 00230651 8507 September 2, 2005 $1,522.00 $15,002.00 $0_00 $5,800.00 $0.00 Closing Dale: August 3, 2005 page 1 of 1 previous balance ------ payments and credits purchases cash advances balance transfers FINANCE CHARGES new balance $10,312.06 0.00 + 0.00 + 0.00 ----- + 0.00 + 0.00 $10,312.06 Cash back Bonus" Cashback BonuS@ Anniversary Date: October 3 Opening Cashback Bonus Balance New Cashback Bonus Earned $ + 0.00 0.00 0.00 0.00 Cash back Bonus Balance Available to Redeem $ $ Transactions trans. post date date previous statement balances FINANCE CHARGES: OLD BALANCE FINANCE CHARGES: CASH FINANCE CHARGES: PURCHASES FINANCE CHARGES: BALANCE TRANSFERS PRINCIPAL: OLD BALANCE PRINCIPAL: CASH PRINCIPAL: PURCHASES PRINCIPAL: BALANCE TRANSFERS Average Daily Balances current biffing period: 31 days Purchases $0 Cash Advances $0 previous billing period: 30 days Purchases $0 Daily Peflodic Rates 0.07189% 0.07189% 0.06847% $ 0.00 0.00 0.00 0.00 0_00 0.00 0.00 0.00 Nominal ANN"AL ANNUAL v PERCENTAGE PERCENTAGE RA TES RATES Periodic FINANCE CHARGES Transaction Fee FINANCE CHARGES 26.24% V 26.24% V $0 $0 none $0 26.24% 26.24% 24.99% V $0 24.99% none The rates (hat apply 10 your Account are either fixed (F) or they may vary (V) as noted above. Questions? Call1-800.DISCDVER (1-800~347-2683) Dr log on to Discovercard.com. For TOO (Telecommunlcatian Oevice 1m ~he Deal) assistance, call 1.800-347.7449. Send billing erfOr notice to: "pcIy1'" DISCeVER CERTIFICATE OF SERVICE A true and correct copy of Plaintiff's First Request for Production of Documents and Request for Admissions has been served by U_S. Mail, on the ~ j~ day of ('v'c?\;-c,/,h~ 2005, upon the following: Robert D, Bailey ] ] 66 Redwood Drive Carlisle, PA ] 7013 T) . Q/J / / ~ By: ~,-. Benjamm R. Bibler, Esquire VERIFICATION The undersigned does hereby verify subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities, he is an attorney for the Plaintiff herein; makes this Verification based upon the facts as supplied to him by the Plaintiff and/or its agents and because the Plaintiff is outside the jurisdiction of the court and the Plaintiffs Verification cannot be obtained within the time allowed for filing of this pleading, and that the facts set forth in the foregoing pleading are true and correct to the best of his knowledge, information and belief. -'1'3$/Ob Dalk I B CERTIFICATE OF SERVICE A true and correct copy of the within Plaintiff's Motion for Summary Judgment has been served by U.S. Mail, Postage Pre-Paid, on biG of .!b!'(jiJ 200""upon the following: ROBERT 0 BAILEY 1166 REDWOOD DR CARLISLE, PA 17013 r~f2 \ I BY: .// Benjamin R BI ler, Esquire IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK, Plaintiff, Case No.: 05 - 3770 vs. ROBERT D. BAILEY AKA ROBERT BAILEY, Defendant. ORDER OF COURT AND NOW, to-wit, this _ day of , 2006, upon this Court's consideration of Plaintiffs Motion for Summary Judgment, IT IS HEREBY ORDERED, ADJUDGED AND DECREED that said Motion is GRANTED and Plaintiff is awarded judgment against Defendant Kimberly D' Angelo in the amount of$10,312.06 with interest at the legal interest rate of6% per annum from the date of the judgment, plus attorneys' fees of $1 ,500.00, plus costs. BY THE COURT J. , , --1"1 r C) ...) r....) :< PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and sul:Jnitted in duplicate) TO THE PROTHONOTARY OF CUMBERLAND COUNTY: please list the within rratter for the next Argunent Court. --------------------------------------------------------------------------------------- CAPTION OF CASE (entire caption must be stated in full) J)'2,COYiC'1 ~~~ (Plaintiff) vs. ?-'':'>b C'sT- D. ,:el, \r~ '7. ~.c.1 ~:~\ \2.e~6i: ,13,,\ ~~ ( Deferrlant ) -i9 2COS 1-b. ..'" ~c:v) Civil 1. State rratter to be argued (i.e., plaintiff's lIOtion for new trial. defendant's demurrer to complaint. etc.): 2. IdentiIy counsel ..no will argue case: (a) for plaintiff: llddress: We\Im8n, WeIn\)8rg &. Aeis Co., L,P.A. 2718 ~ Bldg. 438 7'" Avenue PI\tBlIUIgh, PA 15219 (412) 434-795!5 (b) for defendant: Address: l~~~t x1~1d Be. C c..-\, s\'" ,V.A.. \::tc)\.3 3. I will notiIy all parties in writing within hIo days been listed for argunent. that this case has 4. Argunent Court Date: ".\ \ ,- 011 aDO", 'I ./ i. Jf)/;/V/l/,V'/ ..-" ..._......_.:1_ i Af)iorney for f''/..) 1;"1- r-fl (,) ~ I:'> " 1jl :":,~ . , , IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA DISCOVER BANK, No. 05-3770-CIVIL Plaintiff, v. ROBERT D BAILEY aJk/a ROBERT BAILEY, Defendant. PRAECIPE TO WITHDRAW MOTION FOR SUMMARY JUDGMENT WITHOUT PREJUDICE FILE ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: Benjamin R. Bibler, Esquire PA LD. #93598 WEL TMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, P A 15219 (412) 434-7955 " r' I' r., " WWR No. 04354961 r . IN THE COURT OF COMMON PLEASE OF CUMBERLAND COUNTY PENNSYLVANIA DISCOVER BANK, No. 05-3770-CIVIL Plaintiff, v. ROBERT D BAILEY aIkIa ROBERT BAILEY, Defendant. PRAECIPE TO WITHDRAW MOTION FOR SUMMARY JUDGMENT WITHOUT PREJUDICE To the Prothonotary: Kindly, withdraw the Motion for Summary Judgment without prejudice to refile. Respectfully Submitted, B nJamin R. I er, squire PA J.D. #93598 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, P A 15219 (412) 434-7955 WWR No. 04354961 i' It g s: ""t} rD n1rr; ~i~; (j) ,," -< 1.'< ~c; >8 ~ ~ c::2 c:;:) C7" :J: :1)10 -< ~ ::;J.." ffl- :gM; ("J6 -:-' -rj o;Q 2M ~ ~ -0 ::I: W N o PRAECIPE FOR LISTING CASE FOR ARGUMENT (Must be typewritten and subnitted in duplicate) OJ-.< 33-Ft./ TO THE PROTHONOTARY OF CUMBERLAND COUNTY: Please list the within matter for the next Argunent Court. --------------------------------------------------------------------------------------- CAPTION OF CASE (entire caption lYlISt be stated in full) J/\Scove.f' ScI\k. (Plaintiff) vs. ~e.A:- :0, 8cd(j ~\\d~ ev'oeJ:t. c@C1: I d ( Deferoant) No. 31-=tD Civil QJoS ~ 1. State matter to be argued (i.e.. plaintiff's lTOtion for new trial, deferoant's dem.u::rer to carplaint. etc.): vn~.ksc ~\ 2. Identify counsel. who will argue case: \':di;;;a>1, Weinberg' FIII.Co.,LAA. 2718 ~ Bldg. 436 7'h A_ PiltsbLHgh, PA 15219 (412) 434-7955 fro Se. 1\ &Jj ~ct v:;>~ d)--. Ch-k)~ p..A \ ~\~ 3. I will notify all parties in writing within 1:1!lo days that this case has been listed for argunent. (a) for plaintiff: J\ddress: (b) for deferoant: J\ddress: 4. Argunent Court Date: 9 )lu \~(., """'-....-...:I~ At ,,"1 ""d , (,,) C.:) DISCOVER BANK, PLAINTIFF V. ROBERT D. BAILEY a/kla ROBERT BAILEY, DEFENDANT AND NOW, this : IN THE COURT OF COMMON PLEAS OF : CUMBERLAND COUNTY, PENNSYLVANIA : 05-3770 CIVIL TERM ORDER OF COURT rl-- day of September, 2006, summary judgment IS GRANTED to plaintiff, Discover Bank, against defendant, Robert D. Bailey a/kla Robert Bailey, in the amount of $10,312.06 plus costs and an attorney fee of $1,500. Benjamin R. Bibler, Esquire 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 For Plaintiff Robert D. Bailey a/kla Robert Bailey 1166 Redwood Drive Carlisle, PA 17013 :sal By the Cour.t, ... ---- 4r(-6(, ~ - ~,L Jlf5 >- q; <c. I', -- h~f} .'?i:=:, (:j c::'-: 4t j\....t- ~tU w.. -- F= l.l... o (0 N ~--r- a: 0:> I CL.. LtJ "" ...c> = = "'-J IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff No. : 05-3770-CIVIL vc: PRAECIPE TO SETTLE, DISCONTINUE AND END WITHOUT PREJUDICE TO REFILE ROBERT 0 BAILEY Defendant FILED ON BEHALF OF Plaintiff COUNSEL OF RECORD OF THIS PARTY: William T. Molczan, Esquire PA 1.0. #47437 WELTMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 VVWR#04354961 IN THE COURT OF COMMON PLEAS CUMBERLAND COUNTY, PENNSYLVANIA CIVIL DIVISION DISCOVER BANK Plaintiff v~ Civil Action No. : 05-3770-CIVIL ROBERT [) Rl\IU::Y Defendant PRAECIPE TO SETTLE, DISCONTiNUE AND END WITHOUT PREJUDICE TO REFILE TO THE PROTHONOTARY OF CUMBERLAND COUNTY: SIR: Settle. Discontinue and End the above-captioned matter upon the records of the Court without prejudice to refile and mark the costs paid. WELTMAN, WEINBERG & REIS CO" L.P,A. / By: Attorney f Plaintif 2718 Koppers Buildi g 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR#04354961 ,2006 H Notarial Seal Wayne A. Jones. Notary Public City Of Pittsburgh. Allegheny County My Convnission Expires June 29. 2010 Member, Pennsylvania Association of Notaries ( ,r" '\ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY PENNSYLVANIA DISCOVER BANK, No. 05-3770-CIVIL Plaintiff, v. ROBERT D BAILEY, PRAECIPE TO V ACA TE JUDGMENT Defendant. FILE ON BEHALF OF: Plaintiff COUNSEL OF RECORD OF THIS PARTY: Benjamin R. Bibler, Esquire PA J.D. #93598 WEL TMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR No. 04406200 , "' IN THE COURT OF COMMON PLEASE OF CUMBERLAND COUNTY PENNSYLVANIA DISCOVER BANK, No. 05-3770-CIVIL Plaintiff, v. ROBERT D BAILEY, Defendant. PRAECIPE TO V ACA TE JUDGMENT To the Prothonotary: Kindly, vacate the judgment entered in the above matter, as the Defendant filed bankruptcy before the judgment date. I. enjamin R. ibler, PA J.D. #93598 WEL TMAN, WEINBERG & REIS CO., L.P.A. 2718 Koppers Building 436 Seventh Avenue Pittsburgh, PA 15219 (412) 434-7955 WWR No. 04406200 ~ ~ 1f ~ ~ 0 oq () ---- w -J ,...., ~ = () \' ~ ... Cf'" r -\ w W {/.I :r:.....n f~i"'i ~ -0 fllp (' f'.) -0 tI3 ~ ~..::} \_() ..... E C? ~-_':~i c:) ~ ~ _'H'_ ,1 -c:; -".(1 ~ -.1J:>. ~ W en ....