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HomeMy WebLinkAbout05-3949 McCABE, WEISBERG AND CONWAY, P.c. BY: TERRENCE J. McCABE, ESQUIRE Identification Nnmber 16496 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 215 790-1010 Mortgage Electronic Registration Systems, Inc. 636 Grand Regency Boulevard Brandon,FL 33510 v. Paul K. Lininger 233 Main Street Mechanicsburg, P A 17055 and Jennie M. Lininger 6208 Stanford Court Mechanicsburg, P A 17050 C? Attorney for Plaintiff Cumberland County Court of Common Pleas Number OS- - 3cNcr cz.;JJ~ CIVIL ACTION/MORTGAGE FORECLOSURE NOTICE AVISO You have been sued in court. If you wish to defend against the claims set forth in the following pages, you must take action within twenty (20) days after this complaint and notice are served, by entering a written appearance personally or by attorney and filing in writing with the court your defenses or objections to the claims set forth against you. You are warned that if you fail to do so the case !My proceed without you and a judgment may be entered against you by the court wi thout further notice for any money claimed in the complaint or for any other claim or relief requested by the plaintiff. You may lose money or property or other rights important to you. YOU SHOULD TAKE THIS PAPER TO YOUR LA WYER AT ONCE. IF YOU DO NOT HAVE A LA WYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LA WYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGlBLE PERSONS AT A REDUCED FEE OR NO FEE. cumberland County Bar Association 2 Liberty Avenue carlisle, PA, 17013 800-990-910B Le han demandado a usted en la corte. 5i usted quiere defenderse de estas demandas ex-puestas en lag paginas siguientes, usted tiene veinte (20l dias de plaza al partir de la fecm de la demanda y la notificacion. Hace falta asentar una comparencia escrita 0 en persona 0 con un abogado y entregar a la corte en forma escrita sus defensas 0 sus obj eciones alas demandas en contra de su persona. Sea avisado que si usted no se defiende, la corte tomara medidas y puede continuar la demanda en contra suya sin previa aviso 0 notificacion. Adernas, la corte puede decidir a favor del demandante y reguiere que usted cumpla con todas las provisiones de esta demanda. Usted puede perder dinero 0 sus propiedades u ctros derechos importantes para listed. USTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDlA T AMENTE. SI USTED NO TlENE A UN ABOGADO, V A A 0 TELEFONEA LA OFlClNA EXPUSO ABAJO. ESTA OFICINA LO PUEDE PROPORCIONAR CON INFORMATION ACERCA DE EMPLEAR A UN ABOGADO. Sl USTED NO PUEDE PROPORC10NAR PARA EMPLEAR UN ABOGADO, EST A OF1CINA PUEDE SER CAPAZ DE PROPORC10NARLO CON INFORMACION ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGJBLES EN UN HONORARIO REDUCIDO NI NINGUN HONORARIO. Cumberland County Bar Association 2 Liberty Avenue Carlisle, PA, 17013 800-990-9108 McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 215 790-1010 Attorney for Plaintiff Mortgage Electronic Registration Systems, Inc. 636 Grand Regency Boulevard P.O. Box 2369 Brandon, FL 33510 Cumberland County Court of Common Pleas v. Paul K. Lininger 233 Main Street Mechanicsburg, P A 17055 and Jennie M, Lininger 6208 Stanford Court Mechanicsburg, PA 17050 Number 05- ~J~ CIVIL ACTION/MORTGAGE FORECLOSURE 1. Plaintiff is Mortgage Electronic Registration Systems, Inc., a corporation duly organized and doing business at the above captioned address. 2. The Defendant is Paul K. Lininger, who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and his last-known address is 233 Main Street, Mechanicsburg, P A 17055. 3. The Defendant is Jennie M. Lininger, who is one of the mortgagors and real owners of the mortgaged property hereinafter described, and her last-known address is 6208 Stanford Court, Mechanicsburg, PA 17050. 4. On 05/01/2002, mortgagors made, executed and delivered a mortgage upon the premises hereinafter described to Mortgage Electronic Registration Systems, Inc., as Nominee for Decision One Mortgage Company, LLC, its successors, which mortgage is recorded in the Office of the Recorder of Cumberland County in Mortgage Book 1758, Page 1140. 5. MERS, is or will be, the owner oflegal title to the mortgage that is the subject ofthis action, and nominee for Household Mortgage Funding Corp, Ill, its successors, which is the owner of the entire beneficial interest in the mortgage. 6. The premises subject to said mortgage is described in the mortgage attached as Exhibit "A" and is known as 6897 Wertzville Road, Enola, PA 170251035. 7. The mortgage is in default because monthly payments ofprincipaJ and interest upon said mortgage due 08/11/2004 and each month thereafter are due and unpaid, and by the terms of said mortgage, upon default in such payments for a period of one month, the entire principal balance and all interest due thereon are collectible forthwith. 8. The following amounts are due on the mortgage: Principal Balance Interest 07/! 1/2004 through 07/27/05 (Plus $ 30.65 per diem thereafter) Attorney's Fee Late Charges Corporate Advance Cost of Su it Appraisal Fee Title Search $ 124,453.74 $ 11,442.76 $ 6,222.69 $ 889.46 $ 1,424.50 $ 225.00 $ 125.00 $ 200.00 GRAND TOTAL $ 144,983.15 9. The attorney's fees set forth above are in conformity with the mortgage documents and Pennsylvania Law and will be collected in the event of a third party purchaser at Sheriffs Sale. If the mortgage is reinstated prior to the Sale, reasonable attorney's fees will be charged based on work actually performed. 10. Notice of Intention to Foreclose as required by Act 6 of ]974 (41 P.S. S403) and notice required by the Emergency Mortgage Assistance Act of 1983 as amended under] 2 P A Code Chapter 13, et seq., commonly known as the Combined Notice of Delinquency has been sent to Defendants by regular mail with a certificate ofmailing and by certified mail, return receipt requested. WHEREFORE, Plaintiff demands Judgment against the Defendants in the sum of $144,983. ]5, together with interest at the rate of $30.65 per diem and other costs and charges collectible under the mortgage and for the foreclosure and sale of the mortgaged property. :<, ',' '//;/~(/ TE~l~c~ ;, if~CABE, ESQUIRE Attorney for Plaintiff VERIFICATION The undersigned, Terrence J. McCabe, Esquire, hereby certifies that he is the Attorney for the Plaintiff in the within action, and that he is authorized to make this verification and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 P A.C.S. 94904 relating to unsworn falsification to authorities. /"'-'" /' / /c.. " J <~A0>>:" ;..:-~,/-:}:;~~// / TerrenceJ. Mceabe " >SO ~,7 \ , -~ 19/~g- . ~~ RO~[F.T P. ZIEGLER ft.::::CORCC!t OF DEEDS '02'~Ayl:~C ;~1)~I;'lf~6~f~R\.~ JENKINTOWN, PA 1_ ~H+ ~ Decision One Mo ge Company, LLC rive, Suite 1000 orth Carolina 28287 (SpRee Abol'c Thh Line FOT RCCDrding D>>ta} Loan Number 2030.02044556'046 MIN: 1000779.0004221046.5 MORTGAGE DEFINITIONS Words used in multiple sections ofthis document are defined below and other words are defined In Sections 3, I I, 13, is, 20 and 21. Certain rules regarding the usage of words used in Ibis document ./lIe also provjded in Section 16. (A) "Security IDstrumeot" means this documenl, which is dated MAY 1, 2002, logether with all Riders to this document. (B) "Borrower" is PAUL K. LININGER and JENNIE M. LININGER, HUSBAND AND WIFE. Borrower is tbe mOJ1gagor under this Security Instrument. (C) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS;s the mortgagee under this Security Instrument. MERS is organized and existing under the laws of Dclaware, and has an address and telephone number of P.O. Box 2026, Flint, Ml 48501-2026, tel. (888) 679-MERS. (0) "Lender" is Decisiob One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY organi:.:ed and existing under the laws of NORTH CAROLlNA. Lender's .!Iddrcss is 6060 J.A. JONES DRNE, SUITE 1000, CHARLOTIE. NORTH CAROLINA 28287. (E) "Note" me-1US tlte promissory note signed by Borrower and dated MA Y J, 2002 The No!c states thaL Borrower owes Lender ONE HUNDRED THIRTY-I"JVE THOUSAND AND OO/lOOt.hs Dollars (U.S.$135,OOO.OO) plus interest Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than MAY 11, 2017. (F) "Property" means the property lhat is described below under Ihe heJldjng "Tmnsfer of Rights in the Property." ' (G) "Loan" means HIe deDI evidenced by lhe Now, plus inleresl, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plu!; interest. Form 3039 1101 (page J of 14 pages) .~ ~G HM5 l,'6351/ ( Exhibit A BK I 7 5 8 PG I \ 4 8 (H) "Riders" mc.'lns all Riders to Ihis Security Instrumcnt that Olrc cxecuted by Borrower The following Riders arc to be executed by Borrower [check box OlS applicablc}: Adjustable Rate Rider Condominium Rider Second Home Rider Balloon Rider Planned Unit Dcvelopmenl Ridcr Other(s) [specify] 1-4 Family Rider Biweekly Payment Rider ", (I) "AppUubk LlIw" means all controIling applicable:: federal, Slate and local statutes, regulations, ordinances and adminislmtive rules and orders (that have the eITect of law) as well as all applicable final, llon-appc,11able judicial opinions. (J) "Community AssociatiOD Dues. Fees, and Assessments" means all ducs, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Traosfer" means any transfer of funds, other than a transaction originated b)' check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credil ao account Such teon includes, but is not limited to, point-()f~&ale transfers, automated teller machine lransactions, transfers initialed by telephone, wire lransfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of d<lmages, or proceeds paid by any third party (olher than insurance proceeds paid under the covernges described in Seclion 5) for: (i) damage 10, or destruction of, the Property; (Ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value andlor condition of the Property. (N) "Mortgage {osuraocc" means insurance protecting Lender against the nonpaymenl of, or default on, the Loan. (0) "Periodic Payment" means the regularly schcduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.c. ~ 2601 ct seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation tllat governs the same subjcct matter. As used, in this Security Instrument, "RESPA" refers to all requirements and restrictions thaI are imposed in regard to a Hfcderally related mortgage loan" cven if the Loan docs nol qualify as a Hfcderally related mortgage loan" under RESPA. (Q) "SlIccessor in Interest of Borrower" means any party that has taken title to the Property, whether or nol lhat party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY , This Security Instmment secures to Lender: (i) the repayment ofthe Loan, and all renewals, extensions and modifications of the NOlc; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Nole. For this purpose, Borrower does hereby mortgage, grant and conyey to:J:.1ERS (solely as nominee for Lender and Lender's successors and assigns) and to the successors and assigns o(.:MERS the following described property located in the Count" of CUMBERLAND [Type of Recording Jurisdiclion] [Name of Recording Jurisdictionj SEE ATTACHED SCHEDULE "A" , PENNSYLVANIA-Single Family-Fannie M/lclFl"l'ddie Mae UNIFORM INSTRUMENT Form 3039 1101 (page 2 of 14 pages) ~ =ov' r !' BK , 7 5 8 PG I , 4. , Tax Parcel Identification Number: 38.13-0988-002 which currently has the address of 6897 WERTZVILLE ROAD ENOLA [Street] ("Property Address"): ,Pennsylvania 17025 [City] [Zip Code] TOGETHER WIlli all the improvements now or hereafter erected on the property, and aU easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument, but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of Lcnder including. but not limited to, releasing and canceling this Security Instrument. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covcnants for nalional use and non-uniform covenants with limited variations by jurisdiction to constitute a unifonn securiLy instrument covering real prop:my. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Pa)'ment or Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursUant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. However, if any check or other instrument received by Lcnder as payment under the Note or this seCurity Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due undcr the Note and this Security Instrument be made in one or more of the following forms, as sclccted by Lender: (n) cash; (b) money order; (cl certified check, bank ch.eck, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer. Payments are deemed received by Lender whcn received. at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice provisions in Section 15. Lender may return any pa)TIlent or partial payment if the payment or partial payments are insufficient to bring the Loan current Lender may accept any payment or partial payment insufficient to bring the Loan current, without wdiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments.in the future, but Lender is not obligated to apply such payments at the time such payments arc accepted. If each Periodic Payment is applied as of its scheduled due date, then Lender need not pay interest on unapplied funds. PENNSYLVANJA-SiJlgle Family-FllI1IlI" MII,,/}'reddl. MIlC UNIFORM INSTRUMENT Form 3039 1/1)1 (page 3 of 14 pages) ~ afV , " " BK1758PGIIl!2 Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current If Borrower docs not do so within a reasonable period of lime, Lender shaH either apply such funds or return them to Borrower. If not applied earlier, such funds will be applied to lhc Qutstanding principal balance under tl~ Notc immediately prior to foreclosure. No offset or claim which Borrower migllt have now or in the fulure against Lender shall relieve Borrower from making paymentS due under the Note and this Securily InSlnllllCnl or performing lhe covenants and agreements secured by tltis Security Instrument. 2. Application of Payments or Proceeds. Except as othemisc described in this Section 2, all paYments accepted and applied by Lender shall be applied in the following order of priority: (a) interest due under thc Note; (b) principal due under the Note; (c) amounts due under Section 3. Such payments shall be applied to each Periodic Payment in the order in which it became due. Any remaining amounts shall be applied first 10 tate charges, second to any other amounts due under this Security Instrument, and then to reduce the p~ncjpal balance of the Note. If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a suffIcient amount to pay any late charge due, the payment may be applied to !he delinquent payment and the laIc charge. If more than one Periodic Payment is outswnding, Lender may apply any payment received from Borrov.'Cr to the repayment of the Periodic Payments if, and to the extent that, each payment can be paid in full. To the extent that any e.xccss exists after the payment is applied to the full payment of one or more Periodic Payments, such e:\.'Cess may be <lpplie<1 to any late charges due. Voluntary prepaymeIUs shall be applied iJrst to any prepayment charges and then as described in the Note. Any application of payments, insurallC<:: proceeds, or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone the due date, or change the amount, of the Periodic Payments. . J. Funds for Escrow Hems. Borrower shall pay 10 Lender on the day Pcriodic Paymcnls are due under the Note, unlil the Note is paid jll full, a sum (the "Funds") to provide for payment of amounts due [or: (a) taxes and asseSSlUcmts and other ilems which can attain priority over this Security Instrument as a lien or encumbrance on the Property; (b) leasehold payments or ground rents on the Property, if any; (c) premiums for any and all insurance requircd by Lender under Section 5; and (d) Mortgage Insurance premiums, if any, or any sums payable by Borrower to Lender in lieu of the payment of Mortgage I llsunmce premiums in accordance with the provisions of Section 10. These items are called "Escrow Jtcms.K At origination or at any time during the tenn of the Loan, Lender way require that Community Association Dues, Fees, and Asscssmenls, if any, be escrowed by Borrower, and such dues, fees and assessments shall be an Escrow Item. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this Section. Borrower shall pay Lender the Funds for Escrow Items unless Lender waives Borrower's obligation to pay the Funds for any or all Escrow Items. Lender may waive Borrower's obligation to pay 10 Lender Funds for any or all Escrow Items at any time. I Any such waiver may only be in writing. In the event of sllch waiver, Borrower shall pay directly, when and where payable, the amounts due for any Escrow Hems for which payment of Funds has been waived by Lender and, if Lender requjres, shall furnish 10 Lender receipts evidencing sueh payment within sueh time period as Lender l1Wy require. Borrower's obligation to make such paymel1ts and to prO\'ide receipls slJall for all purposes be deemed to be a covenant and agreement contained in this Security Instrument, as the 'phrase "covenant and agreement" is used in Section 9. If Borrower is obligated to pay Escrow Items directly, pursuant to a waiver, and Borrower fails to pay the amount due for an Escrow Item, Lender may exercise its righls:.llllder Section 9 and pay such amount and Borrower shall then be obligatcd under SeeLion 9 to repay to Lender any such. amount. Lender may revoke lhe waiver as to any or all Escrow Items at any time by a notice given in accordance with Section 15 and, upon such revoeation, Borrower shall pay LO Lender all Funds, and in such amounts. thai arc then required under this Seclion 3. Lcnder may, al any time, collect and hold Funds in an amount (a) sufficient to permit Lender to apply the funds at the lime specified under RESPA, and (b) not to exceed the maximum amount a lender can require under RESP A. Lender shall estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or olhemisc in accordance with Applicable Law. PENNSYLVANIA-Single FamilyoFlIllnit M;.eIFw)dle Mile UNn-ORl\lINSTIWME1>.T Form 3039 11tH (pog~ 4 oj H pages) BKI758PGllq3 ~ - V ~ -, j ~\ j ; The funds shall be held in an institution whose deposits are insured by a federal agcl\CY, instrumentality, or cntity (including Lender, if under is an in$titulion whose deposits Me so insured) or in any Federal Home Loan Bank, Lender shalJ appl)' the Funds to pay the Escrow Items no later thall the lime specified under RESPA. Lender shall not charge Borrower for holding and applying the Funds, annually analyzing the:escrow account, or verif)'ing the Escrow Items, unless Lender pays Borrower imcrcsl en the Funds and Applicablc Law penuits Lender (0 make such a eMrge, Unless an agreement is made in writing or Applicable Law requires interest te be paid on the Funds, Lender shaH not be required to pay Borrower any interest or earnings on Ihe Funds. Borrower and Lender can agree in writing, however, that inlerest shall be paid on the Funds, -Lender shall give to Borrower, without charge, an annual accounting of the funds as required by RESPA. ; If there is a surplus of Funds held in eSCrow, as defined under RESP A, Lender shaH account to Borrower for the excess funds in accordance with RESPA. If there is 8 shonage of funds held in escrow, as defined under RESP A, Lender shaH notify Borrowcr as required by RES? A, and Borrower shall pay 10 Lender the amount necessary to make up the shortage in accordance with RESPA, but in no more than 12 monthly payments. If there is a deficiency of Funds held in escrow, as defined under RESPA, Lender shaU notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount neccssary to n12k~ up the deficiency in acrordance with RESPA, but in no more than 12 monthly payments. Upen payment in full of all sums secured by this Security Instrument, Lender shaH promptly refund to Borrower an)' Funds held by Lender. 4. Cbarges: Liens. Borrower shatl pay all18xes, assessments, charges, fines, and impositions aUributaDle to the Property which can aUain priority over this Security Instrument, leasehold paymcnts or ground rents on the Property, if any, and Community Association Dues, Fees, and Assessments, if any. To the extent that these items are ESCIDW Hems, Borrowcr shall pay them inlhe manner provided in Section 3, Borrower shaJl promplly discharge any lien which has priority over Ihis Seeurit)' Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but onl)' so long as Borrowcr is performing such .agreement; (b) contests the lien ill good faith by, or defends againsl cnforcement of the lien in, legal proceedings which in Lender's opinion operate to prevent (he enforcement of the lien while those proceedings are pending, but only until such proceedings arc concluded; or (c) ~ures from the holder ofthc lien an agreement satisfactory to Lender subordinating thc lien to tllis Security Instrument. If Lendcr rletcnnine$ that any part of the Property is subjccl to a lien which can attain priority over this Security Instrument, Lender may give Borrower a notice iden(i[ying the lien. Wilhill lO days of the date on which that notice is given, Borrower shall s<nisfy the )jcn or take one or more C}f the actions set fortJ! above in this Sectjon 4. Lender mny require Borrower 10 pay a one. time charge for a real estate tit>.: verification andlor reporting service used by Lender in connecHou with tllis Loan. ' 5. ProlJer'ty InsurnDce, Borrower shall keep the improvements now existing or hereafter erected. on (he Propeny insured againsl Jos.s by fire, hazards included within (he (em "cxtended coverage," and any other hazards including, but net limited to, eal1hquakcs and floods, for which Lender requires insul'arn=e. This insurance shall be maintained in the amounts (induding deductible levels) and for U1C periods that' Lender requires. What Lender requires pursuant (0 the preceding sentences can ehonge during thc tCffil of lhe Loan. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lendcr's nghl 10 disapprove Borrower's choice, which right shall oat /)e exercised unreasonably. Lender may require Borrower to pay, in connection with this ~ either: (a) a one-time charge for flood wne delcnninalion, ccrtiOcation and tracking services; er (b) a one~tjme charge for flood zone determination and certification servi~es and subsequenl c)larges each time remappings or similar chllnge.s OCC1If which tc.1sonably might atfect such detcrmina(ion or certification. Borrower shall also be responsible for the paymcnt of an)' 'f!,".Cs imposed.by the Federal Emergency Management Agency in connectien with the review of any flood zonc dClermination rcsultillg from an objection by Borrower. PENNSYLVANIA-Siugle Flimily-J<'2nnll' Mae1I'reddlt Mac UNli'ORM INSfRUMENT Farm JOJ9 JJOl (pQge 5 oj 14 pages) J ~0 BK I 7 5 8 PG I I 4 4 f. I' , i. '{ If Borrower fails to maintain any of the coverages described above, Lcnder may obtain insurance C\Jverage, at Lender's option and Borrower's expensc. Lender is under no obligation l.o purchase any partkular type or amount of coverage. Therefore, such coverage shan cover Lender, but might or might not pr~ect Borrower, Borrower's equity in lhe Property, or the contents of the Property, against any risk, hazard or liability and might provide greater or lesser cover..!!!e than was previously in cffcx:1. Borrower acknowledges that the cost of the insurance coverage so obtained might signIficantly exceed the cost of insurance that Borrower could have obtai [led. Any amounts disbursed by Lender under this Section 5 shall become additional debt of Be.Trower secured by this Security InslrumenL These amounts shall bear intereS.l at the Note rate from the date of djsbursement and shall be payable, wilh such interest, upon notice from Lender to Borrower requesting payment. All insurance policies required by Lender and renewals of such /Xllicies shall be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee and/or as an additional loss payee. Lender shall have the right to hold the policies and renewal certiIicales. If Lender requires, Borrower shall promptly give to lender all receipts of paid premiums and renewal notices. If Borrower obtains any (omt of insurJnce coverage, not olherwise required by Lender, for damage:to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name L~!ldcr as mortgagee and/or as all additional loss payee. In the event of loss, Borrower shall give prompl notice LO {he insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower olhernise agree in writing, any insurance proceeds, whether or not the underlying insurance was required by Lender, sMIl be applied LO restoration or rep<1ir of the Propeny, 1f the restoration or repair is cconomic:nlly feasible and lender's security is not lessencU. During such repair and tcstoration period, Lender shall have the right to hold such insurance proceeds unlil Lender has had all opportunity to inspCCl such Property to ensure the work has been completed to Lender's satisfaction,. provided that such inspection shall be undertaken promptly. Lender may disburse proceeds for the repairs and restoration in a single payment Qr in Ii series of progress payments as the work is completed. Unless an agreement is made in wriling or Applicable Law requires interest to be paid on such insurao<;c proceeds, Lender shaH not be required to pay Borrower any intereM or earnings 00 such proceeds. Fees for public adjusters, or other third parties, retained by Borrower shall not be paid out ofthe insurance proceeds and shaH be the sole obligation of Borrower. If the restoration or repair is not economically feasible or Lender's sccu.rilY would be lesscned, tl1e insurance proceeds shall be applied to Ihe sums sc;;urcd by this Security Instrument, whether or not !.hen dUe, with the excess, if any, paid to Borrower. Such insurance proceeds shall be applied in the order provided for in Section 2. If Borrower abandons the Propeny, Lender may file, negotiate and settle any available insurance claim und related matters. If Borrower docs not respond within 3Q clays to a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may negotiate and scttle the claim. The JO-dlY period will begin when the notice is given. In either event, or if Lender acquires the Pr9perty under Section 22 or oHw;rwise, Borrower hereby assigns to Lender (a) Borrower's rights to any insurance proceeds in an amount not to exceed the amounts unpaid under the Note OT tbis Security Instrument, and (b) any other of BDrrower's rights (other than the righl \0 any refund or unearned premiums paid by Borrower) under all insurance policies covering the Propcny, insofar as such rights are applicable to the cov<;rage of the Property. Lender may use the insurance proceeds either to repair or restore the Property or to pay amounts unpaId under the Note or lhis S~Urity Instrument, whether or not then due. i 6, OccQl'al1C}'. Borrower shall occupy, establish, and use the Property as Borrower's principal residence \\ithiu 60 days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after Lhe date of occupancy, unless Lender otherwise'agrees in 'Writing, which consent shalt no! be unreasonably wilhheld. or unless exicnuating circumstances c,'iist\vhich are beyond Borrower's control. PENNSYLVANIA-Single Family-FlUUlJI! M;I"IF~dJ" M.c UNIFOR.M INSTRUMF.NT Form 3039 JIm (pogo ~ of J4 pageJ) ., BK 1758PG.\ 145 ,l \ ,. ., 7. Preservation, Maintenapce and protection of the Property; Inspections. Borrower shall not destroy, damage or impair the Property, allow the Property to dcterionlle or commit waste on the Property. Whether Of not Borrower is residing in the Property, Borrower shall maintain lhe Property in order to prevent the Property from deteriorating, or dcere.1sing in value due to its condition. Unless it is dctcmlincd pursunnt 10 Section 5 thm repair or restoration is not cconomically feasible, Borrower shall promplly re~lir the Property if damaged 10 avoid further deterioration or damage. lf insurancc or condemnation procc.cds are paid in conneclion witb damage to, or the taking of, the Property, Borrower shall be responsible for repairing or resloring the Property only if" Lender has released proceeds for such purposes. Lemler may 9isburse proceeds for the repai~ and restoration in a ~ngle payment or in a series of progress payments as the work is completed, If the insurance or condemnation proceeds arc not sufficient to repair or restore the Property, BorrO\yer is not relieved of Borrower's obligation for the compleLion of sllch repair or restoration. Lender or ilS agent may make reasonable entries upon and inspections of the Property. If ie has reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Borrower notice at me time of or prior to such an interior inspection specifying such reasonable cause. 8. Borrower's LOlUZ Application. Borrower shall be in default if, during the Loan application prOcess, Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent gave 1118Ien,lJly false, misleading, or inaCCUf"dte information or statements to Lender (or fa'Ued 10 provide Lel1der with material information) in connection with tile Loan. Material rcpreSCI1U1tiollS inclube, but are oat limited 10, representations concerning Borrower's <X,;cupancy of the Property as Borrower's principal residcl1ce. 9, Protection of Lender's Interest in the Property and Rights Under this Sccurit)' lDstrument. If (a) Borrower fails to perfonn the covenants and agreements contained in this SeCllrily Jnstrument,. (b) there is a legal proceeding lhat might significantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforcc laws Clr regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under tJ1is Security Instrument, including protecting andlor assessing the value of the Property, and securing andfor repairing the Property. Lender's actions can include, but arc not limited to: (a) paying any slJms secured by a lien which has priority over this Security Instrument; (b) appearing in coun; and (c) paying reasonable attorneys' fees to protect its interest in the propeny and/or rights under this Security lnstrumellt, including its secured position in a bankruptcy proceeding, Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may lake action under this Section 9, Lender does not have to do so and is nOl under any duty or obligation to do so. It is agreed that Lender incurs no liability [or not taking any or.all actions authorized under lhis Section 9. I Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at thc Note ratc from the date of disbursemellt and shall be payable, witll such interest., upon notice from Lender to Borrower requesting paymcnt t If (his Security Instrument is on a leasehold, Borrower shall comply witb all the provisions ofthc lca.~e. If Borrower acquires fee Olk 10 the Property, the leasehold <lnd (he fee title shall not merge unless Lender :agrees to the merger ill wriling <' PENNSYLVANL\.Single Family-FlUUIic Macli'reddic Mac Vl'm.ORM INSTRUMENT Form 3039 1/1}1 (page 7 of 14'pages) ~ 6ft- BKI758PG\ 146 10. Mortgage Insuradcc. lf u-ndcr required Mortgage Insurance <.IS 11 condition of making \h~ Loan, Borrower shall pay the premiums required to zooin1ain the Mortgage Insurance in effect If, for any reason, the Mortgage Insurance coverage required by Lender ceases 10 be available from the mortgage insurer that previously provided such insurance and Borrower was requited to make scpa11.ltely designated payments toward the premiums for Mortgage lnsurancc, Borrower shall pay the premiums required 10 oblain coverage substantially equivalenl to the Mongage tnsurance previously in effect, at a cost substantially cquivalcnllO the cost to Borrower of the Mortgage Insurance previously in effect, from an alterrullc mortgage insurer SCIC{;led by Lender, If substantially equivalent Mortgnge Insurance ooverage is not available, Borrower shall continue to pay 10 Lender the amount of the separalely designated payments that were due when Ihe insurance ~verage ceased to be in effect. Lender win accept, use and retain these paymems as a non-refundable loss re.serve. in licu of Mortgage Insurance. Such loss reserve shall be non-refundable, notwithstanding the fae! that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest (Jr earnings on such loss reserve, Lender can no longer require loss reserve payments if Mortgage Insllrance coverage (in the,'amOlUlt and for the pcriod that Lender requires) provided by an insurer selected by Lender again becomes avaj'JabJe, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage insurance, If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was reqllired~to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to maintain Mortgage Jnsurance in effect. or to provide a non-refundable loss reserve, until Lender's rcquiremenl for Mortgage Insurance ends in accordance with any written agrcemem between Borrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this Seclion 10 affects Borrower's ohligation to pay intcresl at the rate provided in the Note. Mortgage Insurance reimburses Lender (or an)' enl;l}' that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party 10 Ihe Mortgage Insurance, MDrtgage insurers evaluate their total risk on all such insurance in force from time 10 lime. and may enter into agn:ements with other parties that share or modify their risk, or reduce losses. These agreements are on teons and condi[ions thal are satisfaclory to the mortgage insurer and the othcr party (or panics) to these agreemenls. These agreements may require tbe mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (Which may include funds obtained from Mortgage Insurance premiums). As a resuh of these agreements, Lender, any purchaser of the Note, another insurer, any reinsurer, an)' other entity, or any affiliate of any of the foregoing, may receive (dircclly or indirectly) amounts that derive from (or might be characterized as) a portion of Borrower's pa}1nents. for Mortgage Jnsurance, in exchange for sharing or modifying the mortgage insurer's risk, or reducing losses. If such agreement provides that .an affiliate of Lender takes a share of the insurer's risk in exchange for a slUlre of the premiums paid to the insurer, the arrangemcnl is often termed ~Qlptivc .reinsurance." Further: I (a) Any sucb agreements will nut afrc(t the amounts that Borrower bali a~recd to (lay for Morlg:Jge Insurancc, or auy other terms of tbe Loan, Such agreemcnts will Rot increase thc amount Borrower will owe for Mortgage Insurance, and tbey will Dot cntitle Borrower to noy refund, (b} Auy such agreements will not affcct tbe rights Borrowtr has - if ao)' - with respc(t to tbe Mortgage Insurance ander tbe Homeowners Protection Act of 1998 or an)' otber law. These rights may include the right to receive certain disclosurc.o;.. to request aolS olllain caDccllatioD of the M'ortgage Insurance, '0 bnve tbe Mortgage Insuranc\.'! tcrmiolJied automatkally, and/or to receive a rcfund.'or any Mortgage Insurance I)rcm;ums that were unearned at the time or sucb c:.mccllation or terminatiolJ. " 11. Assignment of MiscellauL'G11S Proceeds; Forfeiture. All Miscellaneous Proceeds are hereby a:Ssigncd to and shall be paid to Lender. ,! PENNSYLVANIA-Single Family.Fannie MaefFreddlcMac UNU'ORll.11NSTRUMENT Form 3039 1101 (pagi!8 Df 14pagcs) ~c 0( BKI7S8PGI14g I'. , , If the Property is damaged, such Miseellaneous Proceeds shaU be applied to restoration or repair of lhe Property, if the restoration or repair is economically feasible and Lender's security is not lessencd. During such repair and rcstot;Jtlon period, Lender shill! have the right to hold such Miscellaneous Proceeds until Lcndcr hilS had an opportunity to inspecl such Property to ensurc the work has been completed \0 Lendcr's satis[hction, provided that such inspeclion shall be undertaken promptly, Lender may pay for the lc~irs and rcs\oration in a single disbursement or in a scries ofprogres:s payments as the work is completed. Unless fill ngrcclllc,lll is made in writing or Applicable Law requires interest to be paid on sucll Miscellaneous Proceeds, Lender shall nol be required 10 pay Borrower any interest or earnings on such Miscellaneous Proceeds. If the resloration Or repair is not economically feasible or Lender's security would be lesscned, the MisccllanCQus Proceeds shall be applied to the sums secured by tltis Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. Such Miscellaneous Proceeds shall be applied in the order provided for in Section 2. In the event of a total laking, destruction, or loss in value of the Property, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any. paid to Borrower. . In the event of a partial laking, destmclion, or loss in value of the Propeny in which the fair mark7t value of the Property immediately berore the partial taking, destmction. or loss in value is equal (0 or greater than the amount of the sums secured by this Security Instrument immediately before the partial taking, destruCtion, or loss in value, unless Borrower and Lender othcnv:isc agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following t~action: (a) the total amount of the sums secured immediately before the partial taking, destruction, or loss .in value divided by (b) the fair market value ofttLe Property immediately before the partiat taking, deSl1Uclioll, or Joss in value. Any balance shall be paid 10 Borrower. III the evcnt of a partial taking, destnu:lion, or loss in value of the Property in which the fair market value of the Property immediatcly before the panial taking, destruction, or loss in value is less than the amount of the sums secured immediately before the partial t.aking, destruction, or loss in value, unless Borrower and Lender othenvisc agree in writing, the Miscellaneous Proceeds shall be applied to the sums secured by this Securily Instrument whetller or not the sums are then due. If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the Opposing Party (as defined in the next sentence) offers to rrmke an award to settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply the Miscellaneous Proceeds either to restoration or repair of the Property or to the Slims secured by this Security Instrument. \t.hcther or not then due. "Opposing Party" means the third party that owes Borrower Miscellaneous Proceeds or the party againsl whom Borrower has a right of action in regard to Miscellaneous Proceeds. Borrower shall be in default if any action or proceeding, whether civil or criminal, is begun (ltal, in Lender's judgment, could result in forfeilurc of the Property or other material impairmcnl of Lender's interest in the Property or rights under this Security Instrument. Bonower can curc suell a defaull and, if acceleration has occurred, reinstatc as provided in Section 19, by causing the aClion or proceeding to be dismisscd,with a ruling 1118t. in Lender's judgment, precludcs forfeiture of the Propeny or other matcrial impairment of U;nder's interest in the Property or rights under this Security Instrument. The proceeds or any aW.1rd or claim for damages that arc attributable to the impairment oC Lender's inlercsl in the Property arc hereby assigned and sJlall be paid to Lender. All Mi~eJlaneous Proceeds lhat arc not applied to restoration or repair of the Property shall be applied in the order provided for in Seelion 2. " I j: Pi';!'ONSYLVAN1A-Sil1glc Family~FWlnic lI-br/Fre.hUe Mac UNIFOR.M INSTRUMEi\'T Farm J039 1I0t (IX1sa 9 of /1 pages) >. BK I 75 8.PG l. U~,fl tc 12. Borrower Not Released; Forbearance B)' Lender Not a WaiveT'o Extension oEthc time for payment or modification of amortiuuion of the sums secured by this Security Instrumenl granted by Lender to Borrower or any Successor in Interest of Borrower shall no1 operate to release the liability of Borrower or any Successors in Interest of Borrower. Lender shall not be required to commence proceedings against any Successor in Interest of Borrowcr or 10 rcfuse \0 extcnd time for payment or otherwise modify amonization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or any Successors in Imerc51 of Borrower. Any forbearance by Lender in exercising any right or rcmedy including, without limitation, Lender's acceptance of payments from third persons, entities or Successors in Imerest of Borrower or in amounts less than the amount then due, shalf not be a waiver of or preclude the exercise of any right or remedy. 13. Joint and Several LiabiUt).; Co-sigucrs; Successon aDd Assigns Bound. Borrower covenants and agrees that Borrower's OOJigatioDS and liability shaH be join! and several. However, an)' Borrower who co-signs this Security Instrument but does not execute the Note (a "co-signer"): (11) is co-signing this Security Instrument only to mortgage, gram and convey the co-signer's interest in the Property under Ihe terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Socurity Instrument; and (c) agrees that Lender and any other Borrower can agree to extend, modify, forbear or make any accommodations with regard to the tenns of this Security Instrument or the Note without the cowsigner's consent Subject to the provisions of Section Ig, any Successor in !nterest of Borrower who aSSumes Borrower's obligations under lhis Security Insul.lmenl in wriling, and is approved by Lender, shall obtain all of Borrowcr's riglIts and benefits under this Security Instrument. Borrower shaH not be released from B01fower's obligations and liability under this Security instrument unless Lender agrees to !mch release in writing. Tlte covenanls and a.grecments of this Security Instrument shall bind (except as provided in Section 20) and benefit the successors and assigns of Lender. 14. Lo:1lI' CbJlrgt's. Lender may charge Borrower fees for services performed in connection with Borrower's default, for tIle purpose of protecting Lender's interest in the Property and rights under this Security Instrument, in.cluding, but not limited to, auorneys' fees, property inspection and valuation fees. In regard to any olher fees, the absence of express authority in Ihis Security Instrument to charge a specific fee 10 Borrower shall nol be constnled as a prohibition on the charging of such fee, Lender may nol charge fees Hlat I1rc e.xp1cssly prohibited by tbis Sc<;urity Jnslrument or by Applicable Law. If the Loan is subject to a law which sets maximum loan charges, and that law is finally jmerpreted so that the interest or other loan charges collected Of to be collected in connection with the Loan exceed the pemliUed limits, then: (3) any such loan charge shall 00 reduced by the amount necessary to reduce the cha.rge to the permiued limit; and (b) any sums already collected from Borrower which exceeded permiued limits will he refunded to Borrower. Lender may choose 10 make this refund by reducing the principal owed under *e NOle or by making <l direct payment to Borrower. If a refund reduces princiPJlI, the reduction will be treated as a partial prepayment without any prepaymen! charge (whether or nol a prepayment charge is provided for under the Note). Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out of sllch overcharge. 15. Notices. All notic;es given by Borrower or Lender in connection with this Securily Instrument mUSl be ill writing. Any notice to Borrower in connection with lhis Security fnstrument shall be deemed to have been given to Borrower when mailed by first class mail or when actually delivered la Borrower's Clotice address if sent by othcr menl1!;. Notice 10 anyone Borrower shall constitute notice to all Borrowers unlcss Applicable Law eXllressly requires otherwise, The notice address shalI be the Property Address unless Borrower has designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address. If Lender specifics <l. procedure fOr reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure. There may be o,nly onc " PENNS\'tV,\)~lA.Single Family-F.vmk Mltll'rcddlt MUI: UNtFORM INSTRUMeNT Form 3039 1/01 (page 10 of [4 pages) ~ BK I 758 PG I I 4.91 .;' designated notice address under this Security Instrument at anyone lime. An)' notice to Lendcr slla11 be given by delivering it or by mailing il by first class mail to Lender's address stated herein unless Lender has designated another address by notice 10 Borrower. Any notice in connection witlllhis Security InsUUment shall not be deemed to have been given to Lender unlil actually received by Lender. Ir any noticc rCQuired by tllis Security Instrument is also required under AppHc.1blc Law, Ihe Applicable Law requirement will &1lisfy the corresponding requirement under this Security Instrument. 16. Governing Law; Severability; RuJes of Constl1lction. This Security Instrument shan be governed by federal Jaw and the law of the jurisdiction in whicb the Property is located. AU rights and obligations contailled in this Security Instrument are subject to any requirements and jinUtations of Applicable Law. Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall no! be conslrued as a prohibition against agreement by contract. In the event that any provision or clause of this Security Instrument Of the Note conflicts with Applicable Law, such conflict shall nOt affect other provisions oflhis Security Instrument or the Note which can be'giverl effect without the conflicting provision, As used in this Security Instrument: (a) words of the masculine gender shall mean and include corresponding neuter words or words of the feminine gender; (b) words in the singular shall mean and intlude the plural and vice versa; and (c) the word ~may" gives sole discretion without any obligation to take any nction. 17. Borrower's COP)'. Borrower shall be given one eopy of the Note and of this Security lnstrumcnt 18. Transfer of ibe Property or a Beneficial Ibtercst in Borrower. As used in lhis Section l8, '~'ln!eresl in the Property~ means any legal or beneficial interest in the Property, including, but not limiled to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer oC title by Borrower at a future date to a purchaser. If aU or any part of the Property or any Interest in the Properly is sold or transferred (or if Borrower' is not a natural person and a beneficial interest in Borrower is sold or tmnsferred) without Lender's prior 'written consent,. Lender may require immediate payment in full of all sums secured by this Security Instrument However. this option shall not be exerc.ised by Lender if such exercise is prohibited by Applicable Law, If Lender exercises Ibis option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not leSS than )0 days from the date the notice is given in accordance with Section 15 within which Bonower must pay aU sums secured by ihis Security Instrument. lfBorrower fails to pay these sums prior to the e:\pirntion of this period, Lendcr may invoke allY remedies pemliltcd by this Security Jnstnmrent without further notice or demand on Borrower. 19. Borrower'll Right to Rcil2state After Acceleration. If Borrower meets certain conditions, Borrower shall have the right lo have enforcement of this Security Instrument discontinued at any time prior 10 1he ~ear1iesl of: (a) five days before sale of the Propeny pursuant to any power of sale contained in this Security Instrument; (b) such other period as Applicable Law might specify for (he termination of Borrower's right to reinstate; or (e) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a) pay'i Lemler all sums which then would be due under (his Security Instrument.and the Note as if nO acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incu'rred in enforcing this Security lnstrumenl, including, but not limiled lo, reasonable auorneys' fees, property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument; and (d) takes such action as Lender may reasonably require to assure tbat Lender's interest in thc Property and rights under this Security Instrumcnt, and Borrower's obligation to pay the sums secured by {his Securily Instrument, shall continue un<:nangcd. Lcnder may require that Bonower pay such reinstalement sums and e:\.-penses in one or more of lhe following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, baPk check, treasuret's check or cashier's check, provided any such check is drawn upon ao instituuOll whose deposits are insured by a fedcral .agency, instrumentality or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security Instrument and obligations seCured hereby shall rcmain fully effective as if no acceleration had occuned. However, this right 10 reillstate sJmIl not apply in the case of acceleration under SecHon 18 1 " Pt~NNSYLVA""'IA..singlc Family-Famtic MacfFretldic Mac UNtFQRM INSTRUMENT Form 3039 1101 (ptlgl.! J 1 of f4~poges) ~ ql- BK I 758PG I, 1 SOt 20, Sale of Note; Cbange of LoaD Scrvice.r; Notice of Gdel'aoce. The Note or a partial in1~st in the Note (together with this Security Instrument) can be sold one or more times without prior notice to Borrower. A sale might result in a change in the entity (known as the "Loan Serviccr~) that collects Periodic Payments due under the Note and this Security Instrument and pcrfonns other mortgage loan servicing obligations under the Note, this Security Instrument, and Applicable Law. There also might be one or more changes of the Loan Scrvicer unrelated to a sale of the Note. If (here is a change of lhl: Loan Servicer, Borrower will be given ,,'riUen notice of the change which will srale the name and address of the new Loan Set\'icer, the adnress 10 which payments Sllould be made and any other information RESPA requires in connection wilh a notice of transfer Qf servicing. If the Note is sold and thereafter the Loan is serviced by a Loan Serviccr other th.an the purcbaser of the Notc, the mortgage loan servicing obligations to Borrower will remain with tne Loan Setvicer or be transferred to a successor Loan Servicer and are not assumed by the Note purchaser unless t>therwise plovided by the Nt>le purchaser. Neither Borrower nor Leader may commence, join, or be joined to any judicial action (as either an individual litigant or the member of a class) that arises from the other party's actions pursuant to this Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such notice given in compliance with the requirements of Section 15) of Sl.lch alleged breach and. afforded the other party hereto a reasonable pcrio<1 after the giving of such notice to take corrective action. If Applicable Law provides a time period which must elapse before certain aeHon can be taken, ilia! lime period will be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section J 8 shaH be deemed to salisf)' the notice and opportunity to take corrcelive action provisions of this Section 20. 21. n.aurdous Substances. As used in this Section 21: (a) "Hazardous Substances" are those substanccs defined as toxic or hazardous substances, pollutants, or waste$; by Environmcnla] Law and the following substances: gasoline, kerosene, other t1ammable or lOxic petroleum products, toxic pesticides and herbicides, volatile solvents. materials containing asbestos or fom\Uldchyde, and radioactive maleria!s; (b) "Environmental Law" means federal laws anD laws of the jurisdiction where the Property is located thai relate to health, safety or envirollOlental protection; (c) "Environmclltal Cleanup. includes any response action, remediall:lCtiofl, OJ rel1loval ~ion, as defined in Environmental Law; and (d) an "Environmental Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup. Borro,,"er shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances, or threaten to release aoy Hazardous Substances, on or in the Property. Borrower shal}nol'do, nor allow anyone else to do, anything affecting the PropcI1y ((I) thai is in violation Qf any Enviromnenlal Law, (b) which creates an Environmental ConditiQn, or (c) which, due to the presence, use, or release of a Hazardous SubSlance, creates a condition that adversely affect~ the value of the Property. The preceding two sentences shall not apply 10 the presence, use, or staTage on the Property of smaU Quantities of Hazardous Substances that are generally recognized to be appropriate 10 normal residential uses and to maintenance of the Property (including, but not limitcd 10, hazardous substances in consumer products). BorrO\~'Cr shnlJ promptly give Lendcr written notice of (8) any investigation, clail1l, demand, lawsuit or other action by any gov~mmental or regulatory agency or private party involving the Property and any Hazardous Substance OT Environmental Law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not limited to, any spilling, leaking, disch.nge, release or threat of release of any Hazardous Substance, and (c) any condi!ion caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the Properly. If Borrower learns, or is notified by any governmental or regulatory authority, or any private party, thai any removal or ather remedi<llion of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remediaJ Retia>>" in accordance witb Environmental Law. Nothing herein shill! creatc allY obligation on Lender for an Environmental ~lcallup. I PENNSYl.VANlA-Sirtg!o FllmlJy-Prmn\c Ma~rtddl~ lilac UNIFORM INSTRUMENT Form 3039 1101 (page 12 of J4 page.s) ~v ~ BK \ 758 PG \ \ 5\ NON.UNIFORM COVENANTS, Borrower and Lender further covenant and agree as follows: 22. Acceleratiol1; Remedies. Lender shall give potice to Borrower prior to acceleration following Borrower's breach 01 any covenant or agreement in this Stcurity Instrument (but Dot prior to acceleration under SectiOD 18 unless Applicable Law provides otberwise). Lender shan notifl' Borrower of, amoDg otber tllings: (a) the default; (b) the actioo required to cure the default; (c) when the default must be cured; and (d) ,bat f'ajJure to cure the default as speCified may result in acceleration of the sums secured by this Sceurify Instrument, forl,!(.losure by judicial proceeding and sale of the Property. Lender shall furtber inform Borrower of the right to reinstate after acceleratioD and the right to assen in tbe forecmsure proceeding the non-cxistcnce of a default or any other defense of Borrower to acceleration and foreclOSure. If the default is not cured as specified, Lender at its option may require immediate payment in fuU of all sums secured by Ibis Security Instrument without further demand and may foreclose tbis Security Instrument by judicial procecding. Lender shall be entitled to collect aU expenscs incurrecl in pursuing the remedies provided in this Section 22, including, but not limited to, attorneys' fees and costs of title cvideQce to the e1tent permitted by Applicable Law. 23. Release. Upon payment of all sums secured by this Security Instrument, this Security Instrument and the estate conveyed shall terminate and become void. Ancr such occurrence, Lender shall discharge and satisfy this Securily Instrument. Borrower shall pay any rlXord.:1tion costs_ Lcndcr may charge Borrower a [ee for releasing this Security Instrument, but only if the fee is pai.d to a third party for services rendered and tbe charging orthc rce is permitted under Applicable Law, 24. Waivcrs. Borrower, to the e)t,.1ent pemlittcd by AppIlcable Law, waives and releases any error or defccts in proceedings to enforce this Security 'nstrument, and hereby waives the bcllefil of any presenl or future laws providing for stay of execution, extension of lime, exemption from attachment, levy and sale, and homestead exemption, 25. Rcinstatement Period. Borrower's time to reinstate provided in Section II) shall extend to one hour prior to the commencement of bidding at a sheriffs sale or other sale pursuant to this Security Instrument 26. Purchase Money Mortgage. If any of !.he debt secured by this Security 111SIrumenl is lent to Borrower to acquire title to the Property, this Security Instrument shall be a purchase money mongage. 27. Interest Rate After Judgmcnt. Borrower agrees that the intcrest rate payable after a judgment is entered on the Note or in an action of mortgage foreclosure shall be the tale payable from time to time under the Nate. I PENNSYLVANIA-Single rilmily-Faunlc MaelFnddJ.. Mllf UNIFORM INSTRUMeNT Form 3039 I/OI (page 13 of /4 pages) %' C( BK \ 758PG 1152' BY SIGNING BELOW, Borrower accepts and agrees to the terms and COVeRallts oontained in this Security Instrument and in any RJder executed by Borrower and recorded with it (Seal) Wi\nesscs. .Bom>wc, ~U~h'- ~~ J IE M. LININGER (Seal) -- (Seal) (Seal) ."""- .ll:om>Wcr STATE OF PENNSYLVANIA COUNTY OF CUMBERLAND On this, the I day of m ("") (1! , ~, before me, the undersigned officer, personally appeared PAUL K. LININGER aDd NNJE M. LININGER, HUSBAND AND WIFE , known to mc (or satisfactorily proven) 10 be the person(s) whose name(s) is/are subscribed to the within instrUment, and ack.nowledged that helshe/they executed the same for the purposes therein contained, In witness whereof, I hereunlo set my hond and official seal' ) _ I P h (Seal) __u::rO nJ (I_Ire. Titie of Officer I My Commi~sion EXPire~{'~ ~~! ~(X)lo Typedorpnntedname: ~"_l'l ___ _0)::-1'1010 CERTIFICATE OF RESIDENCE iT~t"'o"'iJ m DE'rt1?Qc, do hereby certify that the correct address of the wilhin-named lender is 6060 J.A. JONES DRNE, SUITE 1000, CHARLOTtE, NORTH CAROLINA 28287, witness my hand this \ dayor mn1j ,~. Agent of Lender. .-:,(,~~i\i"i~ijiilrr ,;}~., 's\i);..-,JJO~ ~.;;. ~o; &;~......~..."II,'J." ~ ~______-fJ.,~~"-\:ff;t:".. .'~ ... ~"d"e_"...v..""" "t' . Q/I~~1!t.,:.;i.\~ "if, - . ,,~ -", .-- ..-- ,.1,.' :=i z.~_~o,.~~"..... r~ '.i~, ." ',;"'\. ""~L4' ~f!'f P ~ ~i;"" .~.- ,--..;;' .. ~" "\ '6.~h"""-~ ~".tJ y ,.~ ....:.2..:...., ~v.,fIJ . ,.4'1'.'-'r"R'" f!'V-.,.-;'>P '~t<i' '~i;iI;;(.,~ijl"'~'.' "(''''J'.1;'1,--''''''"<>' NotarialSeal The<esaM.OoF_.No1aly_ c.~ Of """""'" ",.,...., CounIy """"'"""""_.....7.aooe ~,~AUOdrdIorta~ I'ENNSYLVANIA-Single hmily-FlllUlM Ml\clFreddie Ml\C UNIFORM lNSTIWMENT Funn 3D39 lJ01 (page 14 of /4 pages) BKJ7S8PGI153 EXHIBIT A " ALL THAT CERTAIN PROPERTY SITUATED IN THE TOWNSHIP OF SILVER SPRING IN THE COUNTY Of CUMBERLAND AND COMMONWEALTH Of PENNSYLVANIA, BEING MORE fULLY DESCRIBED IN A fEE SIMPLE DEED DATED 02/17/1999 AND RECORDED 02123/1999, AMONG THE LAND RECORDS OF' THE COUNTY AND STATE SET fORTH ABOVE. IN VOLUME 194 PAGE 769, TAX PARCEL 10: 38.13-0988-002 ADDRESS: 6897 WERTZVILLE ROAD ENOLA, PA 17025 BK I 7 58 PG \ \ 54 I Certify this to be recorded In Cumberland County P A ~~~ . Recorder of Deeds ,> .~ --'-'- ~~ ':7 ;..- ~"'- ,.0 \ tHE B. ~ tItJlUl [lJ.KI1 m:QlSlSl IF _ [ff1a; \ . 5JYlOO2.~'1~,041\1 \'.em I\Ul:ll, le!l~$ 1 jtSlier1 ~ '\~ 11lTfL' bOO\ll:tOB1 OWO' ~1IO. ~1IO ~OO 10.00 ..-:...-.-..---- . ];:;L.-jO:J:....r ~,d ()' "'I'fro -,- . . ,t 1.1 ,,- t '~r }<..'j '(j;' _IJ~; ;".,: : _......... . ',' __1......'_ '" '- ,",,-.;.. .~. oL~ :.: i, i \ , \ \ , " .l . ..-~;,.i:~'-.',.,.'~,....;.'...,. ' . . . ,.;t~,,?","~~~;.:;j.j..i:';':'; . ..~ , . , ~.! .. \ , i ~ J -.J . ,. f, \ . ~;l - . '>,,~ '. , ,,-"" ~ \". ~ r' C) G--\ -n ., -.... -- '" ~ ~ ':J'\ "' 0' , ~ ..t:::: '0\ f'<i ) [ ~ -, Qo C) " Cl ..'-.- C'-j v.\ -1 f-.) -: ,) ~, (.,..) \\ - ~ McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorney for Plaintiff MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC CUMBERLAND COUNTY COURT OF COMMON PLEAS v. PAUL K. LININGER and JENNIE M, LININGER NUMBER 05-3949 CIVIL MOTION TO ALLOW SERVICE ON THE DEFENDANTS BY REGULAR MAIL, CERTIFIED MAIL AND POSTING PURSUANT TO PA RULE OF CIVIL PROCEDURE 430 1. Plaintiff attempted to serve a true and correct copy of the Complaint in Mortgage Foreclosure upon the Defendant, Paul K. Lininger, at the Defendants' mortgaged address of 6897 Wertzville Road, Enola, PA 17025. However, the Sheriff advised that he was unsuccessful as he was unable to locate the Defendant. A copy of the Sheriff's Non Service Return indicating the same is attached hereto and marked as Exhibit "A." 2. Plaintiff attempted to serve a true and correct copy of the Complaint in Mortgage Foreclosure upon the Defendant, Paul K. Lininger, at the Defendants' last-known address of 233 Main Street, Mechanicsburg, PA 17055. However, the Sheriff advised that he was unsuccessful as he was unable to locate the Defendant. A copy of the Sheriff's Non Service Return is attached hereto and marked as Exhibit "B," 3. Plaintiff has searched for a forwarding address for Defendant, and the Post Master has advised that there is no change of address order on file for the Defendant, Paul K, Liniger, from the address of 6897 Wertzville Road, Enola, PA 17025 (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "C"). 4. Plaintiff has made inquiry with the Department of Motor Vehicles and the Drivers License Search has revealed that the last known address for the Defendant, Paul K. Lininger is 1183 Shoreham Road, Camphill, PA, however it has been shown to be an outdated address (See Affidavit of Good Faith Investigation attached hereto and marked as Exhibit "cn). 5. Plaintiff has made inquiry of creditors who's credit files show the current address for the Defendant, Paul K, Lininger at 6897 Wertzville Road, Enola, PA 17025 (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit lIell) . 6. Plaintiff has made inquiry of credit information and the inquiry shows the Defendant's social security number with the address of 6897 Wertzville Road, Enola, PA 17025 (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "C") , 7. Plaintiff has investigated the Defendants' Voter Registration Records, and the Cumberland County Office of Voter Registration has advised that no voter registration record could be found (See Affidavit of Good Faith Investigation attached hereto and marked Exhibit "C"). 8, If service cannot be made on the Defendant, Paul K. Lininger, the Plaintiff will be prejudiced. WHEREFORE, Plaintiff prays this Honorable Court grant an Order allowing the Plaintiff to serve the Complaint in Mortgage Foreclosure, and all other subsequent pleadings that require personal service, and the Notice of Sheriff's Sale upon the Defendant, Paul K, Liniger, by regular mail; certified mail, return receipt requested to 233 Main Street, Mechanicsburg, PA 17055; and by posting at Defendants' mortgaged address known in this herein action as 6897 Wertzville, PA 17025. /:N/~~. /;/~~~ TERRENCE J. McCABE, ESQUI E Attorney for Plaintiff McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorney for Plaintiff MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC CUMBERLAND COUNTY COURT OF COMMON PLEAS v. PAUL K. LININGER and JENNIE M. LININGER NUMBER 05-3949 CIVIL MEMORANDUM OF LAW If a resident Defendant has obstructed or prevented service of process by concealing his whereabouts or otherwise, the Plaintiff shall have the right of service in such a manner as the Court by special order shall direct service pursuant to P,R,C,P. 430, WHEREFORE, Plaintiff prays this service be made. /;-?'./~de ------T ~~% TERRENCE J. McCABE, ESQUIRE McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorney for Plaintiff MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC CUMBERLAND COUNTY COURT OF COMMON PLEAS v. PAUL K. LININGER and JENNIE M. LININGER NUMBER 05-3949 CIVIL CERTIFICATION OF SERVICE I, Terrence J. McCabe, Esquire, attorney for the Plaintiff, hereby certify that I served a true and correct copy of the foregoing petition to Allow Service on the Defendants by Regular Mail, Certified Mail, and Posting Pursuant to Pa.R.C.P. 430, by United States Mail, first class, postage prepaid, on the 21st day of September, 2005, upon the following: Paul K, Lininger 233 Main Street Mechanicsburg, PA 17055 ~__7'"_?~_ ~~6?./ TERRENCE J. McCABE, ESQUIRE VERIFICATION The undersigned, TERRENCE J, McCABE, ESQUIRE, hereby certifies that he is the attorney for the Plaintiff in the within action and that he is authorized to make this verification and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 PA.C.S. ~4904 relating to unsworn falsification to authorities. /-;;::::..-".-.."...-<,00<'-""'- ~..--::T. ~~ TERRENCE J. McCABE, ESQUIRE SHERIFF'S RETURN - NOT FOUND CASE NO: 2005-03949 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND MORTGAGE ELECTRONIC REGISTRATI VS LININGER PAUL K ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT LININGER PAUL K but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , NOT FOUND , as to the within named DEFENDANT , LININGER PAUL K 6897 WERTZVILLE ROAD ENOLA, PA 17025 PROPERTY AT 6897 WERTZVILLE ROAD ENOLA IS VACANT. Sheriff's Costs: Docketing Service Not Found Surcharge 18.00 12.00 5.00 10.00 .00 45.00 R. Thomas ine iff of Cumberland County CCABE WEISBERG CONWAY 09/02/2005 Sworn and subscribed to before me this day of Exhibit A A.D. Prothonotary ... SHERIFF'S 1{t;'l'UKJ.' - NUL rUUM-' CASE NO: 2005-03949 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND MORTGAGE ELECTRONIC REGISTRATI VS LININGER PAUL K ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT LININGER PAUL K but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , NOT FOUND , as to the within named DEFENDANT , LININGER PAUL K 233 MAIN STREET MECHANICSBURG, PA 17055 DEFENDANT WAS NOT FOUND AT 233 WEST MAIN STREET MECHANICSBURG sheriff's Costs: Docketing Service Affidavit Surcharge 6.00 8.00 .00 10,00 .00 24.00 County C BE WEISBERG CONWAY 09/02/2005 Sworn and subscribed to before me day of hibit B this A.D. Prothonotary 08/23/05 14:23 FAX 6308335875 PRO\oST ILLI~OIS 141008 SKIP TRACE FINAL REPORT FILE NO: 96-0426P A I, Dawn Sopoei. an employee ofProV..,l, Inc. IL # 117-001229 sralel have made due and diligent search and inquiry to di~over the name and residence oflhe subject personl1Y performing each of the following acts set forth below. SUBJECT NAME: PAULK. LININGER A. INOUffiV OF CREDl1' INFORMATION; I, SOCIA.L SECURITY NUMBER: lnquiry shows sfill with address of6897 Wertzville Ro.d, Enola, PA 17025 2. EMPLOYMENT SEARCH: No current employmo:nt information could be found. 3, INOUIRY OF CREDITORS: Credit files show cuTTent address of: 6897 WertzViIle Road, Bnola, PA 17025 B. INOUIRY OF TELEPHONE COMPANY: 61 1, DIRECTORY ASSISTANCE SEARCH: Directory assistance doe.. oot have a listing for 111i, defendant; however there is a listing for what is bolievcd to be tho spouse of thi, defendant .t the address of 6208 Stanford Court, Meeluuricsburg, P A 17050. Contact was attempted at the number of 7t 7-796-0796, messages were left, however there bas not been any re''Pon,e. C. INOUIRY OF MOTOR VEHICLES DMSlON DEPARTMENT: 1. DRIVERS T.lCENSE SEARCH: Driver's lieeIlse wa.' listed to the address of 1183 Shoreham Road, Camp Hill, FA however it has been shown to be an outdated address. D. FREEDOM OF INFORMATION ACT INOUIRY MADE TO U.S. POSTAl, SERVICE; Postmaster has not provided further information for the addre,. of 6897 Wertzville Road. El10la l' A 17025. F... NATlONWlDE MAS1'ERFILE DEATH SEARCH: No record F_ OTRER INQUIRES, No voter registration record could be located. Contact was attempted at the number listed to whal is believed to be the spouse of this def""dant at the address listed; however thero bas not been a response. Contact was attempted with relatives; however there has nOl: been 8 response. FINAL REsuiXW.I8jJ:'UR~,.~CSBURG' PA 17050 08/23/05 14:23 FAX 6308335875 PROVEST ILLINOIS 6208 STANFORD COURT, MECHANICSBURG, PA 17050. Dawn Sopoci ProVost, Inc. IL # 117-001229 977 N. OakIawn Avenue Suite 109 Elmhurst, 1L 60126 ~~~~:b an~ ;~rfore on this it IAL SEAL HARRIS :027lJ9i08 Date:.4;s~ I4J009 r .--' 0 <'.;.--_-;J , -n ...,;"'1 0 ,. , _-'I , -i"' U1 -'.... (.,) (,) C IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., : DOCKET NO. 05-3949 CIVIL Plaintiff v. PAUL K. LININGER and JENNIE M. LININGER, Defendants : PREVIOUSLY ASSIGNED TO: NI A CERTIFICATE OF COMPLIANCE I, Matthew J. Eshelman, Esquire, of the firm of Saidis, Shuff, Flower & Lindsay, P.C., hereby certify that: I. Plaintiff, Mortgage Electronic Registration Systems, Inc., is represented by Philadelphia counsel, licensed in Pennsylvania, who has requested the assistance ofthe undersigned to assure compliance with local rule and to handle any portion of the matter requiring personal appearance. 2. Pursuant to C.C.R.P. 208.2(d), concurrence of opposing counsel of record has not been sought because there is no opposing counsel of record. 3. No judge has had prior significant involvement in the case. 4. Pursuant to C.C.R.P. 208.3(a)(3), it is submitted that the Court can make an ex parte determination of this matter without further notice, argument or hearing. Respe SAID , , ~ bmi , F OWER & LINDSAY Date: q \~ ~~\ By: Matthew J. Es elman, Esquire ID #72655 2109 Market Street, Camp Hill, PA 17011 (717) 737-3405 (fax) 737-3407 ':::', f}\ () -'n (:h? q , . I (51 --'1 SHERIFF'S RETURN - REGULAR CASE NO: 2005-03949 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MORTGAGE ELECTRONIC REGISTRATI VS LININGER PAUL K ET AL RON KERR , Sheriff or Deputy Sheriff of Cumberland County,Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon LININGER JENNIE M the DEFENDANT at 0930:00 HOURS, on the 27th day of August , 2005 at 6208 STANFORD COURT MECHANICSBURG, PA 17055 by handing to JENNIE LININGER a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing Her attention to the contents thereof. Sheriff's Costs: Docketing Service Affidavit Surcharge So Answers: 6.00 8.00 .00 10.00 .00 24.00 .?<"-,..!;:;,<~~,,. .'- 1~ A ? ..-'''''~",":'''''''''' " "~"""-"""..,. "1' .~ R. Thomas Kline 09/02/2005 MCCABE WEISBERG CONWAY Sworn and Subscribed to before By: R-fC:- Deputy Sheriff me this A.D. day of SHERIFF'S RETURN - NOT FOUND CASE NO: 2005-03949 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND MORTGAGE ELECTRONIC REGISTRATI VS LININGER PAUL K ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT LININGER PAUL K but was unable to locate Him in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , NOT FOUND , as to the within named DEFENDANT , LININGER PAUL K 6897 WERTZVILLE ROAD ENOLA, PA 17025 PROPERTY AT 6897 WERTZVILLE ROAD ENOLA IS VACANT. Sheriff's Costs: Docketing Service Not Found Surcharge 18.00 12.00 5,00 10,00 .00 45.00 R. Thomas ine iff of Cumberland County CCABE WEISBERG CONWAY 09/02/2005 Sworn and subscribed to before me this J- ( day of ~~ b..u- d-o~ A~.~. _.' . Prothon tary~ SHERIFF'S RETURN - NOT FOUND CASE NO: 2005-03949 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND MORTGAGE ELECTRONIC REGISTRATI VS LININGER PAUL K ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT LININGER JENNIE M but was unable to locate Her in his bailiwick. He therefore returns the COMPLAINT - MORT FORE , NOT FOUND , as to the within named DEFENDANT , LININGER JENNIE M 6897 WERTZVILLE ROAD ENOLA, PA 17025 PROPERTY AT 6897 WERTZVILLE ROAD ENOLA IS VACANT. Sheriff's Costs: Docketing Service Not Found Surcharge 6.00 .00 5.00 10.00 ,00 21.00 County CABE WEISBERG CONWAY 09/02/2005 Sworn and subscribed to before me this JI cLan\' day of ~~~ A'7; t7 U~~ Protho~tary . SHERIFF'S RETURN - NOT FOUND CASE NO: 2005-03949 P COMMONTWEALTH OF PENNSYLVANIA COUNTY OF CUMBERLAND MORTGAGE ELECTRONIC REGISTRATI VS LININGER PAUL K ET AL R. Thomas Kline ,Sheriff or Deputy Sheriff, who being duly sworn according to law, says, that he made a diligent search and inquiry for the within named DEFENDANT LININGER PAUL K but was unable to locate Him in his bailiwiCK. He therefore returns the COMPLAINT - MORT FORE , NOT FOUND , as to the within named DEFENDANT , LININGER PAUL K 233 MAIN STREET MECHANICSBURG, PA 17055 DEFENDANT WAS NOT FOUND AT 233 WEST MAIN STREET MECHANICSBURG Sheriff's Costs: DOCKeting Service Affidavit Surcharge So . TholTLas Kline l~ f of Cumberland County 6.00 8.00 .00 10.00 .00 24.00 C BE WEISBERG CONWAY 09/02/2005 Sworn and subscribed to before me this J { day of 5.e-p~6.1' J-oOr- A.D/J ~ L'1d Prothonotary . McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC v. PAUL K. LININGER and JENNIE M. LININGER o R D E R AND NOW, this 2. ~~ I - day of RECEIVED OCT 062005 fY1 Attorney for Plaintiff CUMBERLAND COUNTY COURT OF COMMON PLEAS NUMBER 05-3949 CIVIL Ochb..... , 2005, the Plaintiff is granted leave to serve the Complaint in Mortgage Foreclosure and all other subsequent pleadings that require personal service and the Notice of Sheriff's Sale upon the Defendant, Paul K. Liniger, by regular mail and by certified mail, return receipt requested to 233 Main Street, Mechanicsburg, PA 17055, and by posting at the Defendants' last-known address and the mortgaged premises known in this herein action as 6897 Wertzville Road, Enola, PA 17025, BY THE COURT: '):.09 \0' \ /lJ J. \\ nf: :? 1,1,,",1 (! I '0 L:\ ,~/ ~c_ ,J -::' ~;:G= ,'" .jU RECEIVED OCT 0 \l zoo~ IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY, PENNSYLVANIA CIVIL : DOCKET NO, 05-3949 CIVIL MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., o "-, C-:;') 0 i]:1 -n C) ~--t Plaintiff , " -,1 v. I (Jl PAUL K. LININGER and JENNIE M. LININGER, Defendants : PREVIOUSLY ASSIGNED 'tQ:N/4:; -.... " .~~./ '~~ '--i ( "'I C, ~~':r ...;: CERTIFICATE OF COMPLIANCE I, Matthew J, Eshelman, Esquire, of the firm of Saidis, Shuff, Flower & Lindsay, P.C., hereby certifY that: 1. Plaintiff, Mortgage Electronic Registration Systems, Inc" is represented by Philadelphia counsel, licensed in Pennsylvania, who has requested the assistance of the undersigned to assure compliance with local rule and to handle any portion of the matter requiring personal appearance. 2, Pursuant to C.C.R.P. 208.2(d), concurrence of opposing counsel of record has not been sought because there is no opposing counsel of record. 3. No judge has had prior significant involvement in the case. 4. Pursuant to C.eR.p. 208.3(a)(3), it is submitted that the Court can make an ex parte detennination of this matter without further notice, argument or hearing. Resp SAID OWER & LINDSAY Date: ~ \dl ~b~ By: Matthew J, Es elman, Esquire ID #72655 2109 Market Street, Camp Hill, P A 17011 (717) 737-3405 (fax) 737-3407 , McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. CUMBERLAND COUNTY COURT OF COMMON PLEAS v. PAUL K. LININGER and JENNIE M. LININGER NUMBER 05-3949 CIVIL PRAECIPE TO REINSTATE COMPLAINT TO THE PROTHONOTARY: Kindly reinstate the Complaint ln Mortgage Foreclosure in the above-captioned matter. ~~ --7/ ~~~~;d:' TERRENCE J. McCABE, ESQUIRE Attorney for Plaintiff :::J iif-::-:: f.... j, c' ( ~.~ C', McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. CUMBERALND COUNTY COURT OF COMMON PLEAS v. PAUL K. LININGER and JENNIE M. LININGER NUMBER 05-3949 CIVIL AFFIDAVIT OF SERVICE COMMONWEALTH OF PENNSYLVANIA: SS. COUNTY OF CUMBERLAND Terrence J. McCabe, Esquire, being duly sworn according to law, deposes and says that the following is true and correct to the best of his knowledge and belief: 1. That he is counsel for the above-named Plaintiff; 2. That on October 24, 2005 per the attached Court Order, Plaintiff served a true and correct copy of the Complaint in Mortgage Foreclosure upon the Defendant, Paul K. Lininger, by regular mail, certificate of mailing and certified mail, return receipt requested, addressed to his last-known address of 233 Main Street, Mechanicsburg, PA 17055. True and correct copies of the letters, certificates of mailing and certified receipts are attached hereto, made a part hereof, and marked as Exhibit "A." 3. That on October 26, 2005, in accordance with the attached , Court Order, Plaintiff served a true and correct copy of the Complaint in Mortgage Foreclosure upon the Defendant, Paul K. Lininger by posting the same at the mortgage premises of 6897 Wertzville Road, Enola, PA 17025. True and correct copy of the Affidavit of Service indicating the same is attached hereto, made a part hereof, and marked Exhibit "B." - 6'-"- / ;'. .:~ '.../,,"-;#/ .-:~/~ -' ...;;..-.-;;:;::~.~:;; TERRENCE J. McCABE, ESQUIRE SWORN TO AND SUBSCRIBED BEFORE ME THIS 3' /';01 DAY OF .,-f.;;-;y,'nl':;Y'/" I 2005 /)l fY JLI( (Yct1.~S0-~u (Yc~ " ~ NOTARY PUBLIC COMMO:\l'NEA~ TH OF PENi'J2-YLVANJA I'JOT Apl,'4L SE:!~L I Chr:ssanura Shayt' h;m~i!tlfl NO!;3ry Puhilc l City 0' P'",-, I My Cornnil_')~:()" "ii j ~ McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorney for Plaintiff RECEIVED OCT 0 67nn, p MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC CUMBERLAND COUNTY COURT OF COMMON PLEAS v. PAUL K. LININGER and JENNIE M. LININGER NUMBER 05-3949 CIVIL o R D E R AND NOW, this / A. fA day of ({)~J , 2005, the Plaintiff is granted leave to serve the Complaint in Mortgage Foreclosure and all other subsequent pleadings that require personal service and the Notice of Sheriff's Sale upon the Defendant, Paul K. Liniger, by regular mail and by certified mail, return receipt requested to 233 Main Street, Mechanicsburg, PA 17055, and by posting at the Defendants' last-known address and the mortgaged premises known in this herein action as 6897 Wertzville Road, Enola, PA 17025. BY THE COURT: f/~ d -fiLM) J. ..;"...' -~~ ~-_.- - -._-~----------~_.._._.--- I . eomplete itemS 1. 2. and 3. f'JSO complete "em 4 ~ Res\IICled OeIivery Is deSlred. . Pr\llI your """'" and addlOOS on the reverse so that we can retum the card to you. . Attach this card to the back of the mailplece, or on the troot K space permits. 1. Article ~ to: A. SIgnature B. Received by ( Printed Name) o Agent o Add....... C. Date of DeliveI'Y x D. Is delivery address d_ frOm item 17 0 Yes 11 YES, enter dellvel}' address beloW: 0 No /?q/ / ,;:i3~ ;$ h/rVZlr- Y'rc<e-r 3. Type Certifled Meil 0 Exp<eSS Mail o Registered 0 Retum Rece\PI "" t.\elChalld\SO o InsUred Mall 0 C.O.D. .. Restrlcted oetivefY? (E'xtnI Fee) 0 Yes 2. Artk:IONo- 7005 1160 0001 3517 0472 (T"""""''''''''_leI. , pS Form 3B11. FebfUal'J 2004 Don1OSlk> Return ReCeipt .~,1._"J1 .~'c:/70J' 'C.5hLf /1 fA I 7u.55 1(}2S95-01.-M-1540 ru l'- s CJ .5. Postal Service," CERTIFIED MAIL REC (Domestic Mail Only' No In '" EIPT , surance Covera e P 0 l'- M U1 rn Postage $ M CJ Certified Fee CJ CJ RMurn Recalpt Fee (Endorsement Required) CJ Restricted Delivery Fee ..D (Endorsement ReQuired) M M Total Postage & Fees $ Postm'" ",'" / -1) ) SlJ J U1 o 9flt 0 ~ s...;,.ifPtt4:L/.,......A.,....a;?;.!:!LbffLL ~"?=;';,~....?,33..~'.a......:SiL-d::::............. ,.. .. _nUhU.__. J 70S'S- EC', I'l fJ .4 ""1' 'r,",: /:1 "l :;) A\ l'!~~,~J 1,~ _ ,,&.~ J/'""".".,&.l, ji lr~" ~;i ,". ,',:" SHERIFF'S RETURN - KcGULAK CASE NO: 2005-03949 P J COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MORTGAGE ELECTRONIC REGISTRATI VS LININGER PAUL K ET AL WILLIAM CLINE , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon LININGER PAUL K the DEFENDANT , at 2147:00 HOURS, on the 26th day of October ,2005 at 6897 WERTZVILLE ROAD ENOLA, PA 17025 by handing to POSTED PROPERTY AT 6897 WERTZVILLE RD ENOLA a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service posting Surcharge 18.00 9.60 6.00 10.00 .00 43.60 So Answers: ~a/ ~. ,$~' . - ",' - ~ 'f ' >>.z;~,,~p-:;.rt::..$:."'-L j ~ R. Thomas Kline 10/27/2005 MCCABE WEISBERG CONWAY me this day of By: /~/1 V~ r Deputy Sheriff Sworn and Subscribed to before A.D. Prothonotary Exhibit B 0 ,....:a- D co> c: C~ -n c..n -< ~'." :r C~) rn -::: I -.I " , , \...- --" f~-5 '"\, _'"~ (-'5 ( .J IT! c.,.:\ ,,' "- ~". 0 :iJ --< -' -< SHERIFF'S RETURN - REGULAR CASE NO: 2005-03949 P COMMONWEALTH OF PENNSYLVANIA: COUNTY OF CUMBERLAND MORTGAGE ELECTRONIC REGISTRATI VS LININGER PAUL K ET AL WILLIAM CLINE , Sheriff or Deputy Sheriff of Cumberland County, Pennsylvania, who being duly sworn according to law, says, the within COMPLAINT - MORT FORE was served upon LININGER PAUL K the DEFENDANT , at 2147:00 HOURS, on the 26th day of October ,2005 at 6897 WERTZVILLE ROAD ENOLA, PA 17025 by handing to POSTED PROPERTY AT 6897 WERTZVILLE RD ENOLA a true and attested copy of COMPLAINT - MORT FORE together with and at the same time directing His attention to the contents thereof. Sheriff's Costs: Docketing Service Posting Surcharge 18.00 9.60 6.00 10.00 .00 43.60 So Answers: 7~q;::<.,:/.< 4~U' r " R. Thomas Kline 10/27/2005 MCCABE WEISBERG CONWAY me this q"'" day of BY:/~,V~ , Deputy Sheriff Sworn and Subscribed to before ~~fY A.D. - 'McCABE, WEISBERG AND CONWAY, p,c. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Mortgage Electronic Registration Systems, Inc. Cumberland County Court of Common Pleas vs. Number 05-3949 Paul K. Lininger Jennie M. Lininger ASSESSMENT OF DAMAGES AND ENTRY OF JUDGMENT TO THE PROTHONOTARY: Kindly enter judgment by default in favor of Plaintiff and against Defendant in the above. captioned matter for failure to answer Complaint as required by Pennsylvania Rules of Civil Procedure and assess damages as follows: Principal Interest from 7/28/05 . 12/5/05 TOTAL $144,983.15 $ 4.015.15 $148,998.30 ,) 'i. ,/' ~~? (. 1- (_ ( L 1 ,c- -.I I (I' /' f~ ( . <- TERRENCE J. McCABE, ESQUIRE AND NOW, this (.. +lday of G€.C. ' ,2005, Judgment is entered in favor of Plaintiff, Mortgage Electronic Registration Systems, Inc. and against Defendant(s) Paul K. Lininger and Jennie M. Lininger and damages are assessed in the amount of $148,998.30, plus interest and costs. BY THE PROTHONOTARY: (!~i5~ . McCABE, WEISBERG AND CONWAY, P.c. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Mortgage Electronic Registration Systems, Inc. Cumberland County Court of Common Pleas vs. Number 05-3949 Paul K. Lininger Jennie M. Lininger AFFIDAVIT OF NON-MILITARY SERVICE COMMONWEALTH OF PENNSYLVANIA: SS. COUNTY OF CUMBERLAND: The undersigned, being duly sworn according to law, deposes and says that the Defendant is not in the Military or Naval Service of the United States or its Allies, or otherwise within the provisions ofthe Soldiers' and Sailors' Civil Relief Act of Congress of 1940 as amended; and that the Defendant(s), Paul K. Lininger, is over eighteen (18) years of age, and resides at 233 Main Street, Mechanicsburg, PA 17050; and that the Defendant(s), Jennie M. Lininger, is over eighteen (18) years of age, and resides at 6208 Stanford Court, Mechanicsburg, P A 17050 '-::::>.-, ,,~,"".,~ C. ,/"- .,,/.. TERRENCE J. McCABE, ESQUIRE . '--. Attorney for Plaintiff SWORN TO AND SUBSCRIBED BEFORE ME THIS 5th DAY OF Dec. , 2005. N , ! , McCABE, WEISBERG AND CONWAY, P.c. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Mortgage Electronic Registration Systems, Inc. Cumberland County Court of Common Pleas vs. Number 05-3949 Paul K. Lininger Jennie M. Lininger CERTIFICATION I certify that the foregoing assessment of damages is for specified amounts alleged to be due in the Complaint and is calculable as a sum certain from the Complaint. I certify that written notice of the intention to fIle this Praecipe was mailed or delivered to the party against whom judgment is to be entered and to the attorney of record, if any, after the default occurred and at least ten (10) days prior to the date of the filing of the Praecipe. A true and correct copy ofthe notice pursuant to Pennsylvania Rule of Civil Procedure No. 237.1 is attached hereto and marked Exhibit "A". . ----;-./ . 4 ~ " . r:A r Y /;>~ ( /~/(<c--- TERRENCE J. McCABE, ESQUIRE Attorney for Plaintiff SWORN TO AND SUBSCRIBED BEFORE ME THIS 5th DAY OF Dec. ,2005. t\O '" W -' 0 'h1- J:Lk1!J' ~~~Y PUBLIC ~ [;;iE;:):;";;':::;:j,;j~i;-'l VERIFICATION The undersigned, TERRENCE J. McCABE, ESQUIRE, hereby certifies that he is the attorney for the Plaintiff in the within action and that he is authorized to make this verification and that the foregoing facts are true and correct to the best of his knowledge, information and belief and further states that false statements herein are made subject to the penalties of 18 P A.C.S. Section 4909 relating to unsworn falsification to authorities. / _ _7' /' ( -/_(-,L-<-t-liC ,.;-/!('{/,- --(- TERRENCE J. McCABE, ESQUIRE OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS Cumberland County Courthouse, Carlisle, PA 17013 Curt Long Prothonotary November 16,2005 To: Paul K. Lininger 233 Main Street Mechanicsburg, P A 17055 Mortgage Electronic Registration Systems, Inc. vs. Paul K. Lininger and Jennie M. Lininger Cumberland County Court of Common Pleas Number 05-3949 Civil Term NOTICE, RULE 237.5 NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT IMPORTANT NOTICE You ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN AIPEARANCE PERSONA-LLYORBY ATTORNEY AND FUE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECTIONS TO THE CLAIMS SET FORTH AGAINST YOU. UNLESS VOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF TIUS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT AHEARINGAND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORT ANT RIGHTS. You SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF VOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THISOFFICEMA YBEABLE TO PROVIDE YOUWrTH INFORMA lION ABOUT AGENCIESTIIATMA YOFFER LEGAL SERVICES TO EUGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 2 Liberty Avenue Carlisle, P A, 17013 800-990-9108 TJM/rda NOTlFICACION IMPORTANTE USTED SE ENCUENTRA EN EST ADO DE REBELDIA POR NO HABER PRESENTADO UNA COMPARECENCIA ESCRITA, YA SEA PERSONAlMENTE 0 POR ABOOADO Y POR NO HABER RADICADO POR ESCRITO CON ESTE TRIBUNAL SUS DEFENSAS U OBJECIONES A LOS RECLAMOS FORMULADOS EN CONTRA SUYO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE DIEZ (10) DIAS DE LA. FECHA DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESlDAD DE COMPARECER USTED EN CORTE U OIR PREUBA ALGUNA, DICTAR SENTENCIA EN SU CONTRA Y USTED PODRIA PERnER B1ENES U OTROS DERECHOS IMPORT ANTES. USTED LE DEBE TOMAR EsrE PAPEL A SU ABOGADO INMEDIATAMENTE. SI USTED NO TIENE A UN ABOGADO, VA A 0 TELEFONEA LA OFICINA EXPUSO ABAJO. EST A OFICINA W PUEDE PROPORCIONAR CON INFORMACI6N ACERCA DE EMPLEAR A UN ABOOADO. SI USTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADO, EST A OFICINA PUEDE SER CAP AZ DE PROPORCIONARW CON INFORMACION ACERCADE LAS AGENCIAS QUE PU~OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES HONORARIO REDUCIDONININGUNHONORARIO. , ~ Cumberland County Bar A~' ~ 2 Liberty A venue Carlisle,PA, 17013 ~, 800-990,9 \.-,.; Terrence abe, Esquire Attorney for Plaintiff McCABE, WEISBERG & CONWAY, P.c. 123 South Broad Street, Suite 2080 Philadelphia, Peunsylvania 19109 OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS Cumberland County Courthouse, Carlisle, PA 17013 Curt Long Prothonotary November 16, 2005 To: Jennie M. Lininger 6208 Stanford Court Mechanicsburg, P A 17050 Mortgage Electronic Registration Systems, Inc. vs. Paul K. Lininger and Jennie M. Lininger Cumberland County Court of Common Pleas Number 05-3949 Civil Term NOTICE, RULE 237.5 NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT IMPORTANT NOTICE You ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRllTEN APPEARANCE PERSONAllY OR BY ATIORNEY AND FILE IN WRITING WIlli THE COURT YOUR DEFENSES OROBJECTIONSiO TIlE ClAIMS SET FORTH AGAINST YOU. UNLESS YOU ACT WITHIN TEN (10) DAYS FROM THE DA IE OF THIS NOTICE, A JUDGMENT MAYBE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY WSE YOUR PROPERTY OR OTHER IMPORT ANT RIGHTS. YOU SHOUll TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMA nON ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THATMA Y OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. Cumberland County Bar Association 2 Liberty A venue Carlisle, PA, nOl3 800-990-9108 TJM!rda NOTIFICACION IMPORTANTE USTED SE ENCUENTRA EN EST ADO DE REBELDIA POR NO HABER PRESENTADO UNA COMPARECENCIA ESCRITA, YA SEA PERSONALMENTE 0 POR ABOGADO Y POR NO HABER RADICADO POR ESCRITO CON ESTE TRIBUNAL SUS DEFENSAS U OBJECIONES A LOS RECLAMOS FORMULADOS EN CONTRA SUYO. AL NO TOMAR LA ACCION DEBIDA DENTRO DE DIEZ (10) DlAS DE LA FECHA DE ESTA NOTlFICACION, EL TRIBUNAL PODRA, SIN NECESIDAD DE COMPARECER USTED EN CORTE U OIR PREUBA ALGUNA, DlCTAR SENTENCIA EN SU CONTRA Y USTED PODRIA PERDERBIENES U omos DERECHOS IMPORTANTES. USTED LE DEBE TOMAR ESTE PAPEL A SU ABOGADO INMEDlATAMENTE. 51 USTED NO TIENE A UN ABOGADO, VA A 0 TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA LO PUEDE PROPORCIONAR CON INFORMACION ACERCA DE EMPLEAR A UN ABOGADO. 51 USTED NO PUEDE PROPORCIONAR PARA EMPLEAR UN ABOGADO, EST A OFICINA PUEDE SER CAP AZ DE PROPORCIONARLO CON INFORMACION ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARlO REDUCIDO NI NINGUN HONORARIO. Cumberland County Bar Association 2 Liberty Avenue Carlisle. P A, 170 l3 800-990,9108 Terrence J. McCabe, Esquire Attorney for Plaintiff McCABE, WEISBERG & CONWAY, P.c. 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 OF~CEOFTHEPROTHONOTARY COURT OF COMMON PLEAS Cumberland County Courthouse, Carlisle, P A 17013 Curt Long Prothonotary November 16, 2005 To: Paul K. Lininger 6897 Wertzville Road Enola, P A 17025 Mortgage Electronic Registration Systems, Inc. Cumberland County Court of Common Pleas vs. Paul K. Lininger and Jennie M. Lininger Number 05-3949 Civil Term NOTICE, RULE 237.5 NOTICE OF PRAECIPE TO ENTER JUDGMENT BY DEFAULT IMPORTANT NOTICE NOTI~CACION IMPORT ANTE You ARE IN DEFAULT BECAUSE YOU HAVE FAILED TO ENTER A WRITTEN APPEARANCE PERSONALLY OR BY ATIORNEY AND FILE IN WRITING WITH THE COURT YOUR DEFENSES OR OBJECfIONS TO THE CLAIMS SET FORTH AGAINST VOU. UNLESS VOU ACT WITHIN TEN (10) DAYS FROM THE DATE OF THIS NOTICE, A JUDGMENT MAY BE ENTERED AGAINST YOU WITHOUT A HEARING AND YOU MAY LOSE YOUR PROPERTY OR OTHER IMPORT ANT RIGHTS. You SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER, GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIs OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER, THIS OFFICE MAY BE ABLE TO PROVIDE VOU WITH INFORMA nON ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. USTED SE ENCUENTRA EN ESTADO DE REBELDlA POR NO HABER PRESENTADO UNA COMPARECENCIA ESCRITA, YA SEA PERSONALMENTE 0 paR ABOGADO Y POR NO HABER RADICADO paR ESCRITO CON ESTE TRIBUNAL SUS DEFENSAS U OBJECIONES A LOS RECLAMOS FORMULADOS EN CONTRA SUYO. Ai NO TOMAR LA ACCION DEBIDA DENTRO DE DIEZ (10) DlAS DE LA FECHA DE ESTA NOTIFICACION, EL TRIBUNAL PODRA, SIN NECESlDAD DE COMP ARECER USTED EN CORTE U aiR PREUBA ALGUNA, DlCT AR SENTENCIA EN SU CONTRA Y USTED POORIA PERDER BIENES U OTROS DERECHOS IMPORT ANTES. USTEO LE DEBE TOMAR ESTE PAPEL A SU ABOGAOO INMEDIATAMENTE. SI USTED NO T1ENE A UN ABOGAOO, VA A 0 TELEFONEA LA OFICINA EXPUSO ABAJO. ESTA OFICINA La PUEOE PROPORCIONAR CON INFORMACION ACERCA DE EMPLEAR A UN ABOGADO. SI USTED NO PUEOE PROPORCIONAR PARA EMPLEAR UN ABOGADO, ESTA OFICINA PUEDE SER CAPAZ DE PROPORCIONARLO CON INFORMACION ACERCA DE LAS AGENCIAS QUE PUEDEN OFRECER LOS SERVICIOS LEGALES A PERSONAS ELEGIBLES EN UN HONORARIO REOUClDO NI NINGUN HONORARIO. Cumberland County Bar Association 2 Liberty Avenue Carlisle, P A. 17013 800-990-9108 Cumberland County Bar Association 2 Liberty A venue Carlisle, PA, 17013 800,990-9108 Terrence J. McCabe, Esquire Attorney for Plaintiff McCABE, WEISBERG & CONWAY, P.c. 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 TJMlrda c ):J (:) ..IQ.. ~ \.. ~ ~ t::) r...., , f' )J 0 (~:-::: .--, ~ - ,<' -1 t :J \ - -oJ: F '",," -:t ~ - w ......() J ~ ~'_.J - (c ~ f~'-" -,-' ., .<'<- ....--' ---..---- ----------- - OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS CUMBERLAND COUNTY COURTHOUSE, CARLISLE, PA 17013 Curtis R. Long Prothonotary To: Paul K. Lininger 233 Main Street Mechanicsburg, P A 17050 Mortgage Electronic Registration Systems, Inc. Cumberland County Court of Common Pleas vs. Number 05-3949 Paul K. Lininger Jennie M. Lininger NOTICE Pursuant to Rule 236, you are hereby notified that a JUDGMENT has been entered in the above proceeding as indicated below. /7 w:e=7 ~ c'tr'tis R. L()P} Pr()thonotary Judgment by Default / ;<./t.z. /OS Money Judgment Judgment in Replevin Judgment for Possession rfyou have any questions concerning this Judgment, please call Terrence J. McCabe. Esquire at (215) 790-1010. OFFICE OF THE PROTHONOTARY COURT OF COMMON PLEAS CUMBERLAND COUNTY COURTHOUSE, CARLISLE, PA 17013 Curtis R. Long Prothonotary To: Jennie M. Lininger 6208 Stanford Court Mechanicsburg, P A 17050 Mortgage Electronic Registration Systems, Inc. Cumberland County Court of Common Pleas vs. Number 05-3949 Paul K. Lininger Jennie M. Lininger NOTICE Pursuant to Rule 236, you are hereby notified that a JUDGMENT has been entered in the above proceeding as indicated below. il .~1 y~t Curtis R. LOn f; Prothonotary Judgment by Default 1:1./1..,/05 Money Judgment Judgment in Replevin Judgment for Possession If you have any questions concerning this Judgment, please call Terrence J. McCabe. Esquire at (215) 790-1010. IN THE COURT OF COMMON PLEAS OF CUMBERLAND COUNTY. PENNSYLVANIA CIVIL DIVISION FILE NO.: 05-3949 Civil Term Mortgage Electronic Registration Systems, Inc. v. AMOUNT DUE: $148,998.30 Paul K. Lininger Jennie M. Lininger INTEREST: from 12/6/05 - 3/8/06 $2277.57 at $24.49 Per Diem ATTY'S COMM.: COSTS: TO THE PROTHONOTARY OF SAID COURT: The undersigned hereby certifies that the below does not arise out of a retail installment sale, contract, or account based on a confession of judgment, but if it does, it is based on the appropriate original proceeding fIled pursuant to Act 7 of 1966 as amended; and for real property pursuant to Act 6 of 1974 as amended. PRAECIPE FOR EXECUTION Issue writ or execution in the above matter to the Sheriff of Cumberland County, for debt, interest and costs upon the following described property ofthe defendant( s) 6897 Wertzville Road. Enola. P A 17025 (More fully described as attached) PRAECIPE FOR ATTACHMENT EXECUTION Issue writ of attachment to the Sheriff of CUMBERLAND County, for debt, interest and costs, as above, directing attachment against the above-named garnishee(s) for the following property (if real estate, supply six copies of the description; supply four copies oflengthy personalty list) and all other property ofthe defendant(s) in the possession, custody or control of the said garnishee(s). (Indicate) Index this writ against the garnishee(s) as a lis pendens against real estate of the defendant(s) described in the attached exhibit. DATE: ~., I / r" -/ " I..~' I ....- , Signature: .--'-- ~/ /~,- _ /~ (,/;" /, /Y:- Print Name: TERRENCE J. McCABE, ESQUIRE Address: 123 S. Broad Street. Suite 2080 Philadelphia. PA 19109 Attorney for: Plaintiff Telephone: (215) 7901010 Supreme Court ID No. 16496 ;z) ~ r ~ 2+- r 3:J (:J -Ql ~ ~ ~~ \) r- "-~ \) ~~('~ ::: ~r v .....0 ~ + \J l c:p tJ-J \r\J:i) ~ ~ ~ ~ ..0 ~ -:0 ~~::..c ~ ~ ~ \' It) \) Vl,C> C C C> \) o c \) (JOe\) C C c> \ \ \ \\1 \ I ~v :::::.::"'~-::-~?- -::::.. :::"-.~"::; ::..~ - ~ \--", ~-" " "..-, \:-, WRIT OF EXECUTION and/or ATTACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 05-3949 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Plaintiff (s) From PAUL K. LININGER AND JENNIE M. LININGER (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION, (2) You are also directed to attach the property of the defendant( s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attacIunent has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attacIunent is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $148,998.30 L.L. $.50 Interest FROM 12/6/05 - 3/8/06 -- $2,277.57 AT $24.49 PER DIEM Atty's Comm % Due Prothy $1.00 Atty Paid $239.60 Other Costs Plaintiff Paid Date: DECEMBER 6, 2005 ?lh~~ Prothonotary / (J (Seal) By: Deputy REQUESTING PARTY: Name TERRENCE J. MCCABE, ESQUIRE Address: 123 S. BROAD STREET, SUITE 2080 PHILADELPHIA, PA 19109 Attorney for: PLAINTIFF Telephone: 215-790-1010 Supreme Court ID No. 16496 ~ McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. MCCABE, ESQUIRE Attorney for Plaintiff Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 215 790-1010 Mortgage Electronic Registration Systems, COURT OF COMMON PLEAS Inc. v. Cumberland COUNTY Paul K. Lininger and Jennie M. Lininger Number 05-3949 Civil Term AFFIDAVIT PURSUANT TO RULE 3129 I, Terrence J. McCabe, Esquire, attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 6897 Wertzville Road, Enola, P A 17025 (Tax Parcel #38-13-0988- 002), a copy of the description of said property is attached hereto and marked as Exhibit "A." 1. Name and address of Owners or Reputed Owners: Name Address Paul K. Lininger 233 Main Street Mechanicsburg, P A 17055 6208 Stanford Court Mechanicsburg, P A 17050 Jennie M. Lininger 2. Name and address of Defendants in the judgment: Name Address Jennie M. Lininger 233 Main Street Mechanicsburg, PA 17055 6208 Stanford Court Mechanicsburg, P A 17050 Paul K. Lininger 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Plaintiff herein 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. 5. Name and address of every other person who has any record lien on the property: Name Address None 6. Name and address of every other person who has any record interest in the property which may be affected by the sale: Name Address None 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants 6897 Wertzville Road, Enola, PA 170251035 Domestic Relations Cumberland County Commonwealth of Pennsylvania Commonwealth of Pennsylvania Inheritance Tax Office P.O. Box 320 Carlisle, P A 17013 Department of Public Welfare P.O. Box 2675 Harrisburg, PAl 7105 1400 Spring Garden Street Philadelphia, PA 19130 Commonwealth of Pennsylvania Bureau of Individual Tax Inheritance Tax Division Department of Public Welfare TPL Casualty Unit Estate Recovery Program Internal Revenue Service 6th Floor, Strawberry Square Department #280601 Harrisburg, PA 17128 Willow Oak Building P.O. Box 8486 Harrisburg, PA 17105-8486 Technical Support Group, William Green Federal Bldg. Room 3259, 600 Arch Street Philadelphia, PA 19106 I verifY that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties ofl8 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. December 5, 2005 DATE -~-' ! , /:- L ___r.'-l..IrJ 'loG _.t/ _ /If I' /1.- /--( TERRENC'E J. McCABE, ESQUIRE Attorney for Plaintiff I., c, ;; ': , c- C) ;..-' ~ McCABE, WEISBERG AND CONWAY, P.c. BY: TERRENCE J. McCABE, ESQUIRE Identification Nnmber 16496 123 South Broad Street, Suite 2080 Philadelphia, PAl 91 09 (215) 790-1010 Attorney for Plaintiff , Mortgage Electronic Registration Systems, Inc. Cumberland County Court of Common Pleas vs. Number 05-3949 Paul K. Lininger Jennie M. Lininger NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Paul K. Lininger 233 Main Street Mechanicsburg, PAl 7050 Jennie M. Lininger 6208 Stanford Court Mechanicburg, P A 17050 Your house (real estate) at 6897 Wertzville Road, Enola, PA 17025 (Tax Parcel #38-13- 0988-002), is scheduled to be sold at Sheriff's Sale on March 8, 2006 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor ofthe Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013, to enforce the court judgment of $148,998.30 obtained by Mortgage Electronic Registration Systems, Inc. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriff's Sale you must take immediate action: I. The sale will be canceled if you pay to Mortgage Electronic Registration Systems, Inc., the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to stop the sale by filing a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See the following notice on how to obtain an attorney.) "" YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF'S SALE DOES TAKE PLACE , I. Ifthe Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to petition the Court to set aside the sale if the bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheliffthe full amount due on the sale. To find out if this has happened, you may call TelTence J. McCabe, Esquire at (215) 790-1010. 4. rfthe amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as if the sale never happened. 5. You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the fIling of the schedule. 7 . You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER.. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER.. IF YOU CANNOT AFFORD TO HIRE A LAWYER.. THIS OFFICE MAYBE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGIBLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE COUNTY COURT ADMINISTRATOR 4TH FLOOR.. CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSYL VANIA 17013 (717) 240-6200 OR CUMBERLAND BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, P A 17013 (717) 249-3166 ,--'\ c ";; c' LEGAL DESCRIPTION ALL THAT CERTAIN TRACT OF LAND SITUATE IN SILVER SPRING TOWNSHIP, CUMBERLAND COUNTY, PENNSYLVANIA, MORE PARTICULARLY BOUNDED AND DESCRIBED IN ACCORDANCE WITH SURVEY AND PLAN THEREOF MADE BY ERNEST J. WALKER, PROFESSIONAL ENGINEER, DATED AUGUST 20, 1966, AS FOLLOWS: BEGINNING AT A POINT ON THE CENTER LINE OF PENNSYLVANIA STATE HIGHWAY ROUTE NO. 944 LEADING FROM ENOLA TO STERRETTS GAP, KNOWN AS WERTZVILLE ROAD, AT LANDS NOW OR FORMERLY OF CHARLES M. LOVENDUSKY AND WIFE; THENCE ALONG SAID LAST MENTIONED LANDS SOUTH TWO DEGREES TWENTY MINUTES WEST THREE HUNDRED (300) FEET TO AN IRON PIN AT OTHER LANDS NOW OR FORMERLY OF LAWRENCE L. BROWN AND RUTH C. BROWN, HIS WIFE; THENCE ALONG SAID LAST MENTIONED LANDS NORTH EIGHTY EIGHT DEGREES THIRTY SIX MINUTES WEST TWO HUNDRED (200) FEET TO A POINT AT LANDS OF GEORGE C. MOORE AND DOROTHY R. MOORE, HIS WIFE; THENCE ALONG SAID LAST MENTIONED LANDS NORTH TWO DEGREES TWENTY MINUTES EAST TWO HUNDRED NINETY NINE AND FIFTY THREE IlUNVREDTHS(299.53) FEET TO THE CENTER LINE OF PENNSYLVANIA STAT HIGHWAY NO. 944, LEADING FROM ENOLA TO STERRETTS GAP, WHICH POINT IS TWO HUNDRED NINETY ONE AND SIXTY TWO HUNDREDTHS (291.62) FEET EAST OF THE CENTER LINE OF SAMPLE'S BRIDGE ROAD; THENCE ALONG SAID CENTER LINE OF SAID HIGHWAY SOUTH EIGHTY EIGHT DEGREES FORTY FOUR MINUTES EAST TWO HUNDRED (200) FEET (INCORRECTLY IDENTIFIED AS ONE HUNDRED (100) FEET TO PRIOR DEEDS) TO THE PLACE OF BEGINNING. UNDER AND SUBJECT TO EASEMENTS, RESTRICTIONS, RESERVATIONS, CONDITIONS AND RIGHTS OF WAY OF RECORD. BEING KNOWN AS 6897 Wertzville Road, Eno1a, PA 17025 Being the same premises which Jennie M. Lininger, by deed dated the 2/17/1999, and recorded 2/23/1 999 in the Office of the Recorder in and for Cumberland County in Deed Book 194, Page 769, granted and conveyed to Paul K. Lininger and Jennie M. Lininger, in fee. TAX MAP PARCEL NUMBER: 38-13-0988-002 McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. MCCABE, ESQUIRE Attorney for Plaintiff Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 215 790-1010 Mortgage Electronic Registration Systems, COURT OF COMMON PLEAS Inc. v. Cumberland COUNTY Paul K. Lininger and Jennie M. Lininger Number 05-3949 Civil Tenn AFFIDAVIT PURSUANT TO RULE 3129 I, Terrence J. McCabe, Esquire, attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was fIled the following information concerning the real property located at: 6897 Wertzville Road, Enola, PA 17025 (Tax Parcel #38-13-0988- 002), a copy of the description of said property is attached hereto and marked as Exhibit "A." 1. Name and address of Owners or Reputed Owners: Name Address Jennie M. Lininger 233 Main Street Mechanicsburg, PA 17055 6208 Stanford Court Mechanicsburg, P A 17050 Paul K. Lininger 2. Name and address of Defendants in the judgment: Name Address EXHIBIT A Paul K. Lininger 233 Main Street Mechanicsburg, P A 17055 6208 Stanford Court Mechanicsburg, P A 17050 Jennie M. Lininger 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Address Plaintiff herein 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. 5. Name and address of every other person who has any record lien on the property: Name Address None 6. Name and address of every other person who has any record interest in the property which may be affected by the sale: Name Address None 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Name Address Tenants 6897 Wertzville Road, Enola, PA 170251035 Domestic Relations Cumberland County Commonwealth of Pennsylvania Commonwealth of Pennsylvania Inheritance Tax Office P.O. Box 320 Carlisle, PA 17013 Department of Public Welfare P.O. Box 2675 Harrisburg, PA 17105 1400 Spring Garden Street Philadelphia, P A 19130 EXHIBIT A .~ Commonwealth of Pennsylvania Bureau of Individual Tax Inheritance Tax Division Department of Public Welfare TPL Casualty Unit Estate Recovery Program Internal Revenue Service 6th Floor, Strawberry Square Department #280601 Harrisburg, PA 17128 Willow Oak Building P.O. Box 8486 Harrisburg, P A 17105-8486 Technical Support Group, William Green Federal Bldg. Room 3259, 600 Arch Street Philadelphia, P A 19106 I verifY that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating~1p unsworn falsification to authorities. // y/ .c~ January 6, 2006 ,/-l/ DATE TERRE CE J. McCABE, ESQUIRE Attorney for Plaintiff I , ! EXHIBIT A C) C' :-., ;-;~~ c.r.... o ~n :::1 ::;1 c_ co f"..) (> . McCABE, WEISBERG AND CONWAY, P.c. ~BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 Attorney for Plaintiff Mortgage Electronic Registration Systems, Inc. Cumberland County Court of Common Pleas vs. Number 05-3949 Paul K. Lininger Jennie M. Lininger DATE: January 6, 2006 TO: ALL PARTIES IN INTEREST AND CLAIMANTS NOTICE OF SHERIFF'S SALE OF REAL PROPERTY OWNER(S): Paul K. Lininger and Jennie M. Lininger PROPERTY: 6897 Wertzville Road, Enola, PAl 7025 IMPROVEMENTS: Residential Dwelling The above-captioned property is scheduled to be sold at the Sheriffs Sale on March 8, 2006. at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, J Courthouse Square. Carlisle, Pennsylvania 17013. Our records indicate that you may hold a mortgage or Judgments and liens on, and/or other interests in the property which will be extinguished by the sale. You may wish to attend the sale to protect your interests. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within lO days after the filing of the schedule. EXHIBIT B C it) c.,,> og~ :; ~I"jm ~. . ,-- 2 N~~~ UJ f o~: 2 :: .'."'" ':~ (.) ~r 0- N ,- c5 ~~ e: e:"f; ^-? 3 W- (t') W \'l~ <~'c' '~).UN0 r'" :f-' G:i -" " .c!; r'l ;~~, c>c' x _ - hY\ll~ ><: " v "", "' -'" ~ ~~~'~ ~!~ ~, ~ 1 ~ }, i_ ' .::: ~- ~ \\ -,.", ';:\ ':, oj i ~ ~ s ~1~~~ c. ~;: ~ ~\ ~oooo ~ < \: , 1 , 1! c t: 0,) ~~ ~,." v::i :;;:~~lt1 ~0u~u':i :.)00000 ; 6 U 0- " " t So -; -t:;I 00'; ;fi nU~ :::. Vl"CJ.;:32.:~ 'C -g,:;;:,.~ '.);9;)/.''- e O)'J.> :<( 1:%iJ)c.. e. ~ O)'U~. ~ '3 '3:.2r-< '0 ....p... ;i~:o~'l: ~.,:\...t:"g~ ~(';.:!,."..,~l- ~N-E.II!f - .;: p.. d -0 ~ '" I z , ~ < -d " g ,g .:;; "", t~~ ~~~ -;It-N ;:;0-.0 0cOf- [-'-.0- Jl ~ -3 ~ ",,i::' ("", ~ ~ .g ~ g ,;100- ~~~<( '.)to;;<p... 'z;;: 0 0 'G11CO'" ,..- G .:-:: 5;Q '(;5 QUp...U " "" .SO " .J r o eM :0:: , ~ -~ ~ ~ -r ,:5: ~~ ~$ G;'V 23= ~::2 '2 'O-g ~ s~'r)<C d or- 0... ~ '2'~ CD ci88~ St::::O~ ~ Th"::i'~ UOo..::J: ~ " '2 " .;.. ;j ~ ').>0 5'15<:: ::\B5'2: 00""'2..:( ~~8;:... 'S't--' 0Ll.~ ~ 'tl.~..c c: c E5.-.2' %.~VI.g ~ig~ 8.s:!.t: ~ " '2 " t ~ " 9;..(c~ c'<:':lo0 5t-"if, _ ':Xl 0.........-.:::;" c-('~ __g.:::'1j)o'- o-op.ogs:, -s'.~ 8 ~~<( -:;j~1- t::~-p.... ~::: ~\f)"c oii g:.goG~ ,..- __ ~ O........D ;:; ~'5~ ?C,-'2 ~ ~.c:~ g-~ uco,S-:60':L -- .n ~ t ,$ &; (,) ~ .,- ~<;::: ::I? ~ VI 'd~ ~ 0 :D.".::: s:;:.;:3 r- t.. ~ Si::: --' '-';:.) 51~'..O<( o ;;>.oc:DC>0C1-. ~~o::~;;!; oil ~~ 9, c-.,c "/. =. ~G ~ ~Jl~ 6.....; f;~....;'S ct~~~~ -- c " .. , J. " -2 - $- . ~ '" " ~ 0 eL1J 0 .. -00 :; '" ~ gC!i(~W ;;; ~ .'do - ;-- 2.~'CC "2 ti'.J ';} ~o:' ~ . 0 JJ t: 13 .1."- 0- r' !::!O\.l-..c<C. z ... so...::oo.- " r. ~g-~'o.,cd ~ " :;jifJ,>;:'';J')',2 '" ~ ci~Q(,~ p.. ~ ,. ~ 'd'~ 6<-'\"0 ~ E t: .:: 1~ ~~ "":;:I 0 '13-5:'::: (:;',~ ~ '- E;:~2€. 0 0- - g~ ~o <;;'ii i)~ l~ Z,:> ," ~~ ~ ~ " 'O..g "' tV> l~' ,- c;!!l "~ ~ ~ is M ~ ~.' " " "iO ~ ,c ~ ~ ~ B " ~ "' "" c' (~~. -, ;C.rl ~~~1 ':..... - (jJ "'.:\ .~ '! c~} McCABE, WEISBERG AND CONWAY, P.c. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff Mortgage Electronic Registration Systems, Inc. Cumberland County Court of Common Pleas vs. Number 05-3949 Paul K. Lininger Jennie M. Lininger AFFIDAVIT OF SERVICE I. Terrence J. McCabe, Esquire, attorney for the Plaintiff in the within matter. hereby certify that on the 6th day of January 2006, a true and correct copy of the Notice of Sheriffs Sale of Real Property was served on all pertinent lienholder(s) as set forth in the Affidavit Pursuant to 3129 which is attached hereto as Exhibit "A", Copies of the letter and certificate of mailing are also attached hereto, made a part hereof and marked as Exhibit "B." ../ / I I TERRENCE i McCABE, ESQUIRE ;Attorney for Plaintiff SWORN TO AND SUBSCRIBED BEFORE ME THIS 6th DAY OF Ii"!" 2006 ~ .0 . ~~:lCt c 'I:~'j~ !I~ NOTARY PUBLIC COMMONWEALTH Oft ~t;Nt'>4I'fi.,VA IA NOTARIAL SEAL Chnssandra Shaye Hamilton. Notary Public City of Philadelphia Phlla, County My Com!'].issi~~.~~e:~~~~uary 4, 2009 r,--, . , C..> .S'':'' -n ,- :yl .> i-I C.) 1") C,... _.~' McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 First Union Building 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. CUMBERLAND COUNTY COURT OF COMMON PLEAS v. PAUL K. LININGER and JENNIE M. LININGER NUMBER 05-3949 CIVIL AFFIDAVIT OF SERVICE COMMONWEALTH OF PENNSYLVANIA: SS. COUNTY OF PHILADELPHIA: Terrence J, McCabe, Esquire, being duly sworn according to law, deposes and says that the following is true and correct to the best of his knowledge and belief: 1. That he is counsel for the above-named Plaintiff; 2. That on December 6, 2005 per the attached Court Order, Plaintiff served a true and correct copy of the Notice of Sheriff's Sale upon the Defendant, Paul K. Lininger, by regular mail, certificate of mailing and certified mail, return receipt requested, addressed to his last-known address of 233 Main Street, Mechanicsburg, PA 17055. True and correct copies of the letter, certificate of mailing and certified receipt are attached hereto, made a part hereof, and marked as Exhibit "A." 3. That on December 30, 2005, in accordance with the . attached Court Order, Plaintiff served a true and correct copy of the Notice of Sheriff's Sale upon the Defendant, Paul K. Lininger by posting the same at the mortgage premises of 6897 Wertzville Road, Enola, PA 17025. True and correct copy of the Affidavit of Service indicating the same is attached hereto, made a part hereof, and marked Exhibit "B." \~j_" 21" ~' J.'~cc Bk: i .' ,1( j C ...\ \ I. ESQUIRE TERRENCE SWORN TO AND SUBSCRIBED BEFORE ME THIS t r!.---uAY OF FEBRUARY, 2006. r C h~{'JSQnd;o ,~~(' /{wu/~ NOTARY PUBLIC COMMONWEALTH OF PENNSYLVANIA. NOTARIAL SEAL I Chnssandra Shaye Hamilton, Notary Public , City of Philadelphia Phila County i 'I ...__~I~_?~rnJ.S_~!..O~l"_~"e~feSjal:_l!..~rI~' 200~._._,. . RECEIVED OCT 06 700y Attorney for Plaintiff McCABE, WEISBERG AND CONWAy, P.C. BY: TERRENCE J. McCABE, ESQUIRE Identification Number 16496 123 South Broad, Suite 2080 Philadelphia, Pennsylvania 19109 (215) 790-1010 MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC CUMBERLAND COUNTY COURT OF COMMON PLEAS v. PAUL K. LININGER and JENNIE M. LININGER NUMBER 05-3949 CIVIL o R D E R AND NOW, this J J.th of (f)~J , 2005, day the Plaintiff is granted leave to serve the Complaint in Mortgage Foreclosure and all other subsequent pleadings that require personal service and the Notice of Sheriff's Sale upon the Defendant, Paul K. Liniger, by regular mail and by certified mail, return receipt requested to 233 Main Street, Mechanicsburg, PA 17055, and by posting at the Defendants' last-known address and the mortgaged premises known in this herein action as 6897 Wertzville Road, Enola, PA 17025. BY THE COURT: fU?#//1 d -AiM) J. ,.., ..n L11 f'- L11 '" f'- ~ U.S. Postal Service,.., CERTIFIED MAIL. RECEIPT (Domestic Mail Only; No Insurance Coverage Provided) ,.., o o Return Receipt Fee o (Endorsement Required) [;:] Restricted Delivery Fee [T" (Endorsement Required) m o Certified Fee Posbn"'" Here Total Postage & Fees $ "~'. "~~~\,:\.../ '....~,~--,_.::~>~:; Ul BentTo .i2 . ~ Siiii,CAiif"/(JpL.J::LmJ:..Lr.?.LO'.1'e.c..-'uuu--'-.. ~:!s:'e}!!-.'l.1.uktd~~f.Ie.ugd..~_.....-u al December 6, 2005 Paul K. Lininger 6897 Wertzville Road Enola, P A 17025 LAW OFFICES EISBERG & CONWAY, P.c. SUITE 2080 3 SOUTH BROAD STREET ELPHIA. PENNSYLVANIA 19109 (215) 790-1010 FAX (215)790-1274 SUITE 600 216 HADDON AVENUE WESTMONT. NJ 08108 (856) 858-7080 ' FAX (856) 858-7020 SUITE 205 53 WEST 36" STREET NEW YORK, NY 10018 (917)351-1188 FAX (917) 351-0363 JOSEPH F. RIGA' Of Counsel Re: Mortgage Electronic Registration Systems, Inc. v. Paul K. Lininger and Jennie M. Lininger CUMBERLAND COUNTY C.C.P. NUMBER 05-3949 Civil Term Dear Paul K. Lininger Enclosed please find a true and correct copy of a Notice of Sheriffs Sale regarding the above-captioned matter. TJM! Enclosures SENT VIA REGULAR MAIL AND CERTIFIED MAIL NUMBER RETURN RECEIPT REQUESTED 7005 0390 0001 4785 7561 Very truly yours, ~'-<--, J. /h' ~ TERRENCE J. McCABE Exbibit A '\\ \\ \\ <1> ." % '" .,., -' -' c.>~~ ~z s~ .- ~~ -." o ~ 'Y ;?, c '" ~ o o ,."" .0 ~R -<:7. ~\ -. .,," g,~ -.. 0-' ~'?i ~. f- \J ;;. "'~ ;10 1;\ \:1l ~ 3~~ ~~ ~ ;I '" .?.. ... 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(')~'" ~"- "'~" ~li\ % .' p..v~", '" ;3&i:ll<;;a l.-~..-t~ p.. o~".~ ~?> ? p.e.p- ~~~~ ,...-.; (00 ..... >-\~ ",<;r -~.~~ 00 p..V1 "'t-> " 00" ClOg g- o,,~ ~ '" '0 ~. " z \ 000009 ~trlOn()~ ~ll"O.~" ~. ~.'" .\<' ,.. ~~S ~ 1.(') \ ~\ g, ~ g" t t g _ oooo~ t\ {,fl';d'P~~ ~ ~,%...~< o ~;n'{;' l. a ~a Do,- i ()'6p-o .0 l"";" ~ < 'g Q g.~ % o ~ ~ ~ g. iji" ~ "" ,~ ~ , \::l'\:ln~'rig '"<l aa~.&a~~ g ~i~ii'~~ ~';:A~a-:'$P-tfl ~*g..~:s..~S (':>ntoO l>'~ o~ .G.E.tlt.o6 if:\ - "'-' .... -- ..' ;. 0 0 uNITED yON e <;,,- ~'~~ ~.l' 00 -<,'" W \1~~ \~\ o 00 ~\~ o o~ ..~, 0; "" 1 ~~ \P \"..)<.a, '; \ -"o~ ~~ 0 V':l .._~ Mortgage Electronic Registration Systems, Inc. VS Paul K. Lininger and Jennie M. Lininger The Court of Common Pleas of Cumberland County, Pennsylvania Writ No. 2005-3949 Civil Term William Cline, Deputy Sheriff, who being duly sworn according to law, states that on December 30, 2005 at 8:35 o'clock PM, he served a true copy of the within Real Estate Writ, Notice of Sheriffs Sale and Description, in the above entitled action, upon the within named defendant, to wit: Paul K. Lininger, pursuant to order of court, by posting the premises located at 689'7 WertzviUe Road, Enola, Cumberland County, Pennsylvania, according to law. Timothy Reitz, Deputy Sheriff, who being duly sworn according to law, states that on January 17,2006 at 7:19 o'clock PM, he served a true copy of the within Real Estate Writ, Notice of Sheriffs Sale and Description, in the above entitled action, upon the within named defendant, to wit: Jennie M. Lininger, by making known unto Jennie Lininger, personally, at 6208 Stanford Court, Mechanicsburg, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and correct copy of the sanle. Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on January 06, 2006 at 11:08 o'clock A.M., he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Paul K. Lininger and Jennie M. Lininger, located at 6897 Wertzville Road, Enola, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Paul K. Lininger, by regular mail to his last known address of 1550 Williams Grove Road, Lot 68A, Mechanicsburg, P A 17055. This letter was mailed under the date of January 17,2006 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following manner: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Jennie M. Lininger, by regular mail to her last known address of 6208 Stanford Court, Mechanicsburg, P A 17050. This letter was mailed under the date of January 18,2006 and never returned to the Sheriffs Office. This _ day of ~~~~-q: R. Thomas Kline, Sheriff ~~I ~~t~~~~ 4; ~j! ~i ~ 1/; iT Sworn and subscribed to before me 2006, A.D. (-) c -n ;<i ...:.:;"'i c~; ;, ..~I -0 ,-' ';<:'< ~-~ t>J. ---4 COMMONWEALTH OF PENNSYI"V ANIA COUNTY OF CUMBERLAND }SS: I, Robert P. Ziegler, Recorder of Deeds in and for said County and State do hereby certify that the Sheriffs Deed in which Kenneth A Curtin amd Crystal Hansell is the grantee the same having been sold to said grantee on the 8th day of March A.D., 2006, under and by virtue of a writ Execution issued on the 6th day of Dec, A.D., 2005, out of the Court of Common Pleas of said County as of Civil Term, 2005 Number 3949, at the suit of Mortgage Electronic Registration Svstems Inc against Pari K Lininger & Jennie M is duly recorded in Deed Book No. 274, Page 272. IN TESTIMONY WHEREOF, I have hereunto set my hand 7f;- and seal of said office this / r day of ,A.D.dtJtJ t Mr Recorder of Deeds Clo..~"'=c.-.M ElrI*W thlI FlIII III. il4Ul " . Mortgage Electronic Registration Systems, Inc. VS Paul K. Lininger and Jennie M. Lininger The Court of Cornmon Pleas of Cumberland County, Pennsylvania Writ No. 2005-3949 Civil Term William Cline, Deputy Sheriff, who being duly sworn according to law, states that on December 30, 2005 at 8:35 o'clock PM, he served a true copy of the within Real Estate Writ, Notice of Sheriff's Sale and Description, in the above entitled action, upon the within named defendant, to wit: Paul K. Lininger, pursuant to order of court, by posting the premises located at 6897 Wertzville Road, Enola, Cumberland County, Pennsylvania, according to law. Timothy Reitz, Deputy Sheriff, who being duly sworn according to law, states that on January 17, 2006 at 7:19 o'clock PM, he served a true copy of the within Real Estate Writ, Notice of Sheriff's Sale and Description, in the above entitled action, upon the within named defendant, to wit: Jennie M. Lininger, by making known unto Jennie Lininger, personally, at 6208 Stanford Court, Mechanicsburg, Cumberland County, Pennsylvania, its contents and at the same time handing to her personally the said true and correct copy of the same. Robert Bitner, Deputy Sheriff, who being duly sworn according to law, states that on January 06, 2006 at 11 :08 o'clock A.M., he posted a true copy of the within Real Estate Writ, Notice, Poster and Description, in the above entitled action, upon the property of Paul K. Lininger and Jennie M. Lininger, located at 6897 Wertzville Road, Enola, Pennsylvania, according to law. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following marmer: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Paul K. Lininger, by regular mail to his last known address of 1550 Williams Grove Road, Lot 68A, Mechanicsburg, P A 17055. This letter was mailed under the date of January 17, 2006 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states he served the above Real Estate Writ, Notice, Poster and Description in the following marmer: The Sheriff mailed a notice of the pendency of the action to the within named defendant, to wit: Jennie M. Lininger, by regular mail to her last known address of 6208 Stanford Court, Mechanicsburg, P A 17050. This letter was mailed under the date of January 18, 2006 and never returned to the Sheriffs Office. R. Thomas Kline, Sheriff, who being duly sworn according to law, states that after due and legal notice had been given according to law, he exposed the within described premises at public venue or outcry at the Courthouse, Carlisle, Cumberland County, Pennsylvania on March 08, 2006 at 10:00 o'clock A.M. He sold the same for the sum of $115,000.00 to Crystal Hansell for Kenneth A. Curtis and Crystal Hansell. It being the highest bid and best price received for the same, Kenneth A. Curtis and Crystal Hansell of 151 W oodridge Cricle, Shermansdale, P A 17090, being the buyers in this execution, paid to SheriffR. Thomas Kline the sum of$120,304.20. Sheriffs Costs: Docketing Poundage Posting Bills Advertising Acknowledging Deed Auctioneer Law Library Prothonotary Mileage Certified Mail Levy Surcharge Posting Law Journal Patriot News Share of Bills Distribution of Proceeds Sheriffs Deed $30.00 2,300.00 15.00 15.00 30.00 10.00 .50 1.00 28.16 7.32 15.00 30.00 6.00 437.00 348.80 21.05 25.00 39.50 $3,359.33 Sworn and subscribed to before me 2006,A.D. so~' ~ ~ ',.,~ '-4 R. Thomas Kline, Sheriff BY "'^AII ,f-w,',fL Rea~ ~~ .3b ,uo L ,1) cJ.t537.lJ &. /7'7'7/j'f , '. " , McCABE, WEISBERG AND CONWAY, P.C. BY: TERRENCE J. MCCABE, ESQUIRE Attorney for Plaintiff Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 215 790-1010 Mortgage Electronic Registration Systems, COURT OF COMMON PLEAS Inc. v. Cumberland COUNTY Paul K. Lininger and Jennie M. Lininger Number 05-3949 Civil Term AFFIDAVIT PURSUANT TO RULE 3129 I, Terrence J. McCabe, Esquire, attorney for Plaintiff in the above action, set forth as of the date the Praecipe for the Writ of Execution was filed the following information concerning the real property located at: 6897 Wertzville Road, Enola, PA 17025 (Tax Parcel #38-13-0988- 002), a copy of the description of said property is attached hereto and marked as Exhibit "A." I. Name and address of Owners or Reputed Owners: . Name Paul K. Lininger Address 233 Main Street Mechanicsburg, P A 17055 6208 Stanford Court Mechanicsburg, P A 17050 Jennie M. Lininger 2. Name and address ofDefendllnts in the judgment: Name Address Paul K. Lininger 233 Main Street Mechanicsburg, P A 17055 6208 Stanford Court Mechanicsburg, P A 17050 Jennie M. Lininger ^ .- 3. Name and last known address of every judgment creditor whose judgment is a record lien on the real property to be sold: Name Plaintiff herein Address 4. Name and address of the last recorded holder of every mortgage of record: Name Address Plaintiff herein. 5. Name and address of every other person who has any record lien on the property: Name Address None 6. Name and address of every other person who has any record interest in the property which may be affected by the sale: Name Address None 7. Name and address of every other person of whom the plaintiff has knowledge who has any interest in the property which may be affected by the sale: Tenants Address 6897 Wertzville Road, Enola, PA 170251035 Name Domestic Relations Cumberland County Commonwealth of Pennsylvania P.O. Box 320 Carlisle, P A 17013 Department of Public Welfare P.O. Box 2675 Harrisburg, PA 17105 1400 Spring Garden Street Philadelphia, PA 19130 Commonwealth of Pennsylvania Inheritance Tax Office , Commonwealth of Pennsylvania ., Bureau of Individual Tax Inheritance Tax Division Department of Public Welfare TPL Casualty Unit Estate Recovery Program Internal Revenue Service 6th Floor, Strawberry Square Department #280601 Harrisburg, P A 17128 Willow Oak Building P.O. Box 8486 Harrisburg, PA 17105-8486 Technical Support Group, William Green Federal Bldg. Room 3259, 600 Arch Street Philadelphia, PA 19106 I verifY that the statements made in this Affidavit are true and correct to the best of my personal knowledge or information and belief. I understand that false statements herein are made subject to the penalties of 18 Pa.C.S. Section 4904 relating to unsworn falsification to authorities. December 5, 2005 DATE ./- . " ;; / L ..~!~~~~i. ~:~ABE, ~~QUIRE Attorney for Plaintiff '. i J L~ \ ..1' ~ I.; McCABE, WEISBERG AND q)NW AY, P.C., BY: TERRENCE J. McCABE, ESQUIRE . Identification Number 16496 123 South Broad Street, Suite 2080 Philadelphia, PA 19109 (215) 790-1010 Attorney for Plaintiff - , Mortgage Electronic Registration Systems, Inc. Cumberland County Court of Common Pleas vs. Number 05-3949 Paul K. Lininger Jennie M. Lininger NOTICE OF SHERIFF'S SALE OF REAL PROPERTY TO: Paul K. Lininger 233 Main Street Mechanicsburg, P A 17050 Jennie M. Lininger 6208 Stanford Court Mechanicburg, P A 17050 Your house (real estate) at 6897 Wertzville Road, Enola, PA 17025 (Tax Parcel #38-13- 0988-002) , is scheduled to be sold at Sheriffs Sale on March 8, 2006 at 10:00 a.m. in the Commissioner's Hearing Room located on the 2nd Floor of the Cumberland County Courthouse, 1 Courthouse Square, Carlisle, Pennsylvania 17013, to enforce the court judgment of $148,998.30 obtained by Mortgage Electronic Registration Systems, Inc. against you. NOTICE OF OWNER'S RIGHTS YOU MAY BE ABLE TO PREVENT THIS SHERIFF'S SALE To prevent this Sheriffs Sale you must take immediate action: 1. The sale will be canceled if you pay to Mortgage Electronic Registration Systems, Inc., the back payments, late charges, costs, and reasonable attorney's fees due. To find out how much you must pay, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to stop the sale by fIling a petition asking the Court to strike or open the judgment, if the judgment was improperly entered. You may also ask the Court to postpone the sale for good cause. 3. You may also be able to stop the sale through other legal proceedings. You may need an attorney to assert your rights. The sooner you contact one, the more chance you will have of stopping the sale. (See the following notice on how to obtain an attorney.) YOU MAY STILL BE ABLE TO SAVE YOUR PROPERTY AND YOU HAVE OTHER RIGHTS EVEN IF THE SHERIFF"S 8.ALE DOES TAKE PLACE 1. If the Sheriffs Sale is not stopped, your property will be sold to the highest bidder. You may find out the price bid by calling Terrence J. McCabe, Esquire at (215) 790-1010. 2. You may be able to petition the Court to set aside the sale ifthe bid price was grossly inadequate compared to the value of your property. 3. The sale will go through only if the buyer pays the Sheriff the full amount due on the sale. To find out if this has happened, you may call Terrence J. McCabe, Esquire at (215) 790-1010. 4. If the amount due from the buyer is not paid to the Sheriff, you will remain the owner of the property as ifthe sale never happened. 5 . You have a right to remain in the property until the full amount due is paid to the Sheriff and the Sheriff gives a deed to the buyer. At that time, the buyer may bring legal proceedings to evict you. 6. A schedule of distribution will be filed by the Sheriff on a date specified by the Sheriff not later than 30 days after sale. Distribution will be made in accordance with the schedule unless exceptions are filed thereto within 10 days after the filing of the schedule. 7. You may also have other rights and defenses, or ways of getting your real estate back, if you act immediately after the sale. YOU SHOULD TAKE THIS PAPER TO YOUR LAWYER AT ONCE. IF YOU DO NOT HAVE A LAWYER. GO TO OR TELEPHONE THE OFFICE SET FORTH BELOW. THIS OFFICE CAN PROVIDE YOU WITH INFORMATION ABOUT HIRING A LAWYER. IF YOU CANNOT AFFORD TO HIRE A LAWYER. THIS OFFICE MAY BE ABLE TO PROVIDE YOU WITH INFORMATION ABOUT AGENCIES THAT MAY OFFER LEGAL SERVICES TO ELIGmLE PERSONS AT A REDUCED FEE OR NO FEE. LAWYER REFERRAL SERVICE OR COUNTY COURT ADMINISTRATOR 4TH FLOOR, CUMBERLAND COUNTY COURTHOUSE CARLISLE, PENNSYL VANIA 17013 (717) 240-6200 \H,.' J b J: 3 r CUMBERLAND BAR ASSOCIATION 2 LIBERTY AVENUE CARLISLE, P A 17013 (717) 249-3166 LEGAL DESCRIPTION ALL THAT CERTAIN TRACT OF LAND SITUATE IN SILVER SPRING TOWNSHIP, CUMBERLAND COUNTY, P~NNSYLVANIA, MORE PARTICULARLY BOUNDED AND DESCRIBtD .IN ACCORDANCE WITH SURVEY AND PLAN THEREOF MADE BY ERNEST J. WALKER, PROFESSIONAL ENGINEER, DATED AUGUST 20, 1966, AS FOLLOWS, BEGINNING AT A POINT ON THE CENTER LINE OF PENNSYLVANIA STATE HIGHWAY ROUTE NO. 944 LEADING FROM ENOLA TO STERRETTS GAP, KNOWN AS WERTZVILLE ROAD, AT LANDS NOW OR FORMERLY OF CHARLES M. LOVENDUSKY AND WIFE; THENCE ALONG SAID LAST MENTIONED LANDS SOUTH TWO DEGREES TWENTY MINUTES WEST THREE HUNDRED (300) FEET TO AN IRON PIN AT OTHER LANDS NOW OR FORMERLY OF LAWRENCE L. BROWN AND RUTH C. BROWN, HIS WIFE; THENCE ALONG SAID LAST MENTIONED LANDS NORTH EIGHTY EIGHT DEGREES THIRTY SIX MINUTES WEST TWO HUNDRED (200) FEET TO A POINT AT LANDS OF GEORGE C. MOORE AND DOROTHY R. MOORE, HIS WIFE; THENCE ALONG SAID LAST MENTIONED LANDS NORTH TWO DEGREES TWENTY MINUTES EAST TWO HUNDRED NINETY NINE AND FIFTY THREE HUNDREDTHS (299 . 53) FEET TO THE CENTER LINE OF PENNSYLVANIA STAT HIGHWAY NO. 944, LEADING FROM ENOLA TO STERRETTS GAP, WHICH POINT IS TWO HUNDRED NINETY ONE AND SIXTY TWO HUNDREDTHS (291.62) FEET EAST OF THE CENTER LINE OF SAMPLE'S BRIDGE ROAD; THENCE ALONG SAID CENTER LINE OF SAID HIGHWAY SOUTH EIGHTY EIGHT DEGREES FORTY FOUR MINUTES EAST TWO HUNDRED (200) FEET (INCORRECTLY IDENTIFIED AS ONE HUNDRED (100) FEET TO PRIOR DEEDS) TO THE PLACE OF BEGINNING. UNDER AND SUBJECT TO EASEMENTS, RESTRICTIONS, RESERVATIONS, CONDITIONS AND RIGHTS OF WAY OF RECORD. BEING KNOWN AS 6897 Wertzville Road, Enola, PA 17025 Being the same premises which Jennie M. Lininger, by deed dated the 2/17/1999, and recorded 2/23/1999 in the Office of the Recorder in and for Cumberland County in Deed Book 194, Page 769, granted and conveyed to Paul K. Lininger and Jennie M. Lininger, in fee. TAX MAP PARCEL NUMBER: 38-13-0988-002 WRIT OF lXECUTION and!or A TT ACHMENT COMMONWEALTH OF PENNSYLVANIA) COUNTY OF CUMBERLAND) NO 05-3949 Civil CIVIL ACTION - LAW TO THE SHERIFF OF CUMBERLAND COUNTY: To satisfy the debt, interest and costs due MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., Plaintiff (s) From PAUL K. LININGER AND JENNIE M. LININGER (1) You are directed to levy upon the property of the defendant (s)and to sell SEE LEGAL DESCRIPTION. (2) You are also directed to attach the property of the defendant(s) not levied upon in the possession of GARNISHEE(S) as follows: and to notify the garnishee(s) that: (a) an attachment has been issued; (b) the garnishee(s) is enjoined from paying any debt to or for the account of the defendant (s) and from delivering any property of the defendant (s) or otherwise disposing thereof; (3) If property of the defendant(s) not levied upon an subject to attachment is found in the possession of anyone other than a named garnishee, you are directed to notify him/her that he/she has been added as a garnishee and is enjoined as above stated. Amount Due $148,998.30 L.L. $.50 Interest FROM 12/6/05 - 3/8/06 - $2,277.57 AT $24.49 PER DIEM Atty's Comrn % Due Prothy $1.00 Atty Paid $239.60 Other Costs Plaintiff Paid Date: DECEMBER 6, 2005 (Seal) By: Deputy REQUESTING PARTY: Name TERRENCE J. MCCABE, ESQUIRE Address: 123 S. BROAD STREET, SUITE 2080 PHILADELPmA, PA 19109 Attorney for: PLAINTIFF Telephone: 215-790-1010 Supreme Court ID No. 16496 ;Gil] fj'::' ,. .J ,.'~'" " 3 ", -- ..-' }' l: , . . . . Real Estate Sale # 44 On December I 2, 2005 the Sherifflevied upon the defendant's interest in the real property situated in Silver Spring Township, Cumberland County, PA Known and numbered as 6897 Wertzville Road, Date: December 12,2005 ByJ~~ ~ ~ ~ ~ Enola, more fully described on Exhibit "A" filed with this writ and by this reference incorporated herein. ., Real Estate Sergeant $( I( d L- 310. v~;tij1'fPsOiM1NJol~8~~r PROOF' OF PUBLICATION OF NOTICE IN CUMBERLAND LAW JOURNAL (Under Act 1\0. 587, approved May 16, i 929). P. 1.1784 STATE OF PENNSYLV AI\L\ : ss. COUNTY OF CUMBERLA'\D : Lisa Marie Coyne, Esquire. Editor ul'the Cumberbnd Law Journal, of the County and State aforesaid, being duly S\\ "Ill, according tu law, deposes and says that the Cumberland Law Journal. a legal periodical published in the Borllugh of Carlisle in the County and State aforesaid, was established January 2, I ')52, and designated by the local courts as the official legal periodical for the publication "I all legal notic'cs, and has, Since January 2,1952, been regularly issued weekly in the said COUIU)', and that tile printed notice or publication attached hereto is exactly the samc as was printed in the regular editions and isslles of the said Cumberland Law Journal on the following dates, VIZ: January 20, r: Icbruary 3.2006 Affiant further depose, Illat he is auth"rized to veri IV this statement by the Cumberland Law Journal, a legal periodic", ill' gcncraleircLllation, and ([,ai he is not interested in (he subject matter of the aforesaid not;c(' or adveI1;scll1ent, and that all allegations in the foregoing statements as to time, place at:,lcharacter of publication are true, SINOR 0 ANi) SUBSCRIBED before me this _ ~day of Februarv. 2006 d~.JL. r~----"^ I ~IQ ,N~~I:RI L SE~L , ! I.e.!, t.", ,hlER, N,l,ary PublIC ~ C8r:i:;',:::.'!:Y\~Q, Gumber!and County :' "'\ ':1 '-",":"cS{l'l E:xpik''::,::..Gh 5, 2000. 'N.',.',","""',-'-,"'--' ";'.,.",~.,."...,\."""...,~ JIUL B8TATB ~ 1tO. 44 Wlit No. 2005-3949 CM! Mortgage Electronic Registration Systems. Inc. vs. Paul K. Unlnger and Jennie M. Lininger Atty.: Terrence McCabe LEGAL DESCRIPTION AlL that certaJn tract of land situ, ate in StIver Spring Township, Cumberland County, Pennsylvania. more particularly bounded and de. scribed in accordance with survey and plan thereof made by Ernest J. Walker. Professional Engineer. dated August 20, ] 966. as follows: BEGINNING at a pOint on the center line of Pennsylvania State Highway Route No. 944 leading from Enola to Sterretts Gap. known as Wertzvtlle Road. at lands now or for- merly of Charles M, Lovendusky and wife; thence along said last men- tioned lands South two degrees twenty minutes West three hundred (300) feet to an Iron pin at other lands now or formerly of Lawrence L. Brown and Ruth C. Brown. his wife; thence along said last men- tioned lands North eJghty eight de. grees thirty six minutes West two hundred (200) feet 10 a point at lands of George C. Moore and Dorothy R. Moore, his wife: thence along said last mentioned lands North two de- grees twenty minutes East two hun. dred ninety nine and flfty three hun. . dredths (299.53) feet to the center line of Pennsylvania Stat Highway No. 944, leading from Enola to Sterretts Gap, which point Is two hundred ninety one and sixty two hundredths (291.62) feet east of the center line of Sample's Blidge Road; thence along said center line of said highway SOuth elgh~ eight degrees forty four minutes East two hun- dred (200) feet (Incorrectly ldentJ. fled as one hundred {I 00) feet to prior deeds) to the place of begin- ning. UNDER AND SUBJECT to ease- ments. restrictions, reservations. conditions and rights of way of record. BEING KNOWN AS 6897 Wertz. vtlle Road. Enoia. PA 17025. Bemg the same premises whIch Jennie M. Uninger, by deed dated the 2/ l7 /]999. and recorded 2/ 23/l999 In the Office of the Re- corder in and for Cumberland County In Deed Book 194, Page 769. granted and conveyed to Paul K. Ltninger and JenrUe M. Unmger, in fee. TAX MAP PARCEL NUMBER: 38- ]3,0988-002. , J THE PATRIOT NEWS THE SUNDAY PATRIOT NEWS Proof of Publication Under Act No. 587, Approved May 16, 1929 Commonwealth of Pennsylvania, County of Dauphin) ss Micha,el Morrow, being duly sworn according to law, deposes and says: That he is the Controller of The Patriot News Co., a corporation organized and existing under the laws of the Commonwealth of Pennsylvania, with its principal office and place of business at 812 to 818 Market Street, in the City of Harrisburg, County of Dauphin, State of Pennsylvania, owner and publisher of The Patriot-News and The Sunday Patriot-News newspapers of general circulation, printed and published at 812 to 818 Market Street, in the City, County and State aforesaid; that The Patriot-News and The Sunday Patriot-News were established March 4th, 1854, and September 18th, 1949, respectively, and all have been continuously published ever since; That the printed notice or publication which is securely attached hereto is exactly as printed and published in their regular daily and/or Sunday! Metro editions which appeared in the 24th and 31st day(s) of January and the 7th day(s) of Fehruary 2006. That neither he nor said Company is interested in the subject matter of said printed notice or advertising, and that all of the allegations of this statement as to the time, place and character of publication are true; and That he has personal knowledge of the facts aforesaid and is duly authorized and empowered to verify this statement on behalf of The Patriot-News Co. aforesaid by virtue and pursuant to a resolution unanimously passed and adopted severally by the stockholders and board of directors of the said Company and subsequently duly recorded in the office for the Recording of Deeds in and for said County of Dauphin in Miscellaneous Book "M", Volume 14, Page 317. PUBLICATION COpy SALE#44 NOTARY PUBLIC My commission expires June 6, 2006 . CUMBERLAND COUNTY SHERIFFS OFFICE CUMBERLAND COUNTY COURTHOUSE CAJRlJSLE,PA.17013 SCHEDULE OF DISTRIBUTION SALE NO. 44 Date Filed: April 07, 2006 Writ No. 2005-3949 Civil Term Mortgage Electronic Registration Systems, Inc. VS Paul K. Lininger and Jennie M. Lininger 6897 Wertzville Road Enola, P A 17025 Sale Date: Buyer: Bid Price: March 08, 2006 Crystal Hansell for Kenneth A. Curtis and Crystal Hansell $115,000.00 Real Debt: Interest: Attorney Costs: $148,998.30 2,277.57 239.60 Total: $151,515.47 DISTRIBUTION: Receipts: Cash on account (12/12/2005): Cash on account (03/08/2006): Cash on account (03/24/2006): $ 1,500.00 11,500.00 108,804.20 Total Receipts: $121,804.20 Disbursements: Sheriffs Costs Legal Search State Transfer Tax Local Transfer Tax DebraWeist, Tax Collector Attorney Terrence McCabe Mortgage Electronic Registration Systems Inc. $ 3,359.33 200.00 1,402.1 0 1,402.1 0 406.85 1,500.00 I J3,533.82 Total Disbursements: ($121,804.20) 0.00 Balance for distribution: So Answers: ~~--,~ R. Thomas Kline Sheriff ." .l TITLE REPORT THE PREMISES ENDORSED HEREON ARE SUBJECf TO THE FOLLOWING ITEMS, WHICH WILL BE EXCEPrED IN THE POLICY UNLESS SATISFACfORY EVIDENCE PERMITTING THEIR REMOVAL IS PRODUCED. SHERIFF SALE NO. 44 Held Wednesday, March 8, 2006 Date: March 8, 2006 TAXES: Receipts for all taxes for the years 2004 to 2005 inclusive. Taxes for the current year 2006. WATER RENT: sewer. SEWER RENT Company assumes no liability for private supply of water or Receipts to be produced if services are lienable. MECHANICS' AND Possible unfiled Mechanics Liens and Municipal Claims. MUNICIPAL CLAIMS MORTGAGES: Listed Under Other Exceptions Below. JUDGMENTS: Listed Under Other Exceptions Below. INSTRUMENTS TO BE PRODUCED: Deed from Cumberland County Sheriff to dated , 2006, and recorded , 2006, in Cumberland County Deed Book , Page RECITAL: Being the same premises which Jennie M. Lininger by deed dated February 17, 1999, and recorded February 23, 1999 in the Office of the Recorder of Deeds in and for Cumberland County, at Carlisle Pennsylvania, in Deed Book 194, Page 769, granted and conveyed to Paul K. Lininger and Jennie M. Lininger, husband and wife. OTHER EXCEPTIONS: 1. The identity and legal competency of parties at the closing of this title should be established to the satisfaction of the closing attorney acting for this Company. 2. Rights or claims of parties in possession, if any, other than the owner. 3. Unrecorded easements, discrepancies or conflicts in boundary lines, shortage in area and encroachments which an accurate and complete survey would disclose. 4. Payment of State and local Real Estate Transfer Taxes, if required. 5. Public and private rights in the roadbed of PA State Highway Route No. 944, known as Wertzville Road. 6. Mortgage in the amount of $135,000.00 given by Paul K. Lininger and Jennie M. Lininger to Decision One Mortgage Company for Mortgage Electronic Registration Systems, Inc.,dated May 1,2002 and recorded May 8, 2002 in Mortgage Book 1758 Page 1140. Complaint in mortgage foreclosure filed by Mortgage Electronic Registration Systems, Inc., as Plaintiff against Paul K. Lininger and Jennie M. Lininger, as Defendants in the Office of the Prothonotary of Cumberland County on August 2,2005 to File No. 2005-3949. Judgment in the amount of $148,998.30 entered December 6, 2005. 7. Building and use restrictions as set forth in the Deed of Lawrence L. Brown and Ruth e Bown dated September 13, 1956, and recorded September 14, 1956, in Deed Book "K," Volume 17, Page 47. 8. Rights granted to the American Telegraph and Telephone Company of Pennsylvania, by instrument recorded in Miscellaneous Record Book 87, Page 111. 9. Satisfactory evidence to be produced that proper notice was given to the holders of all liens and encumbrances intended to be divested by subject Sheriff Sale. 10. Real estate taxes accruing on and after July 1, 2006 not yet due and payable. It is to be noted that no search of Domestic Relations Records has been made to detennine support arrearages regarding House Bill 1412, Act 58 of 1997, nor has any search been made for environmental liens in Federal District Court. Robert G. Frey, Agent Note: This Title Report shall not be until countersigned by an authorized REAL ESTATE SALE NO. 44 ~"~. No 200fi_~q,jQ ~"H Mortgage ElectroniC l"C.egJ::>>u",U~ Systems, Inc. vs. Paul K.. Lininger and Jennie M. Lininger Ally.: Terrence McCabe LEGAL DESCRIPTION ALL that certain tract orland situ- ate In SlIver Spring Township. Cumberland County. Pennsylvania. more particularly bounded and de- scrtbed In accordance with survey and plan thereof made by Ernest J. Walker, Professional Engineer, dated August 20. 1966, as rollows: BEGINNING at a point on the center Hne of Pennsylvania State Highway Route No. 944 leading from Enola to Sterrelts Gap, known as WertzvUle Road. at lands now or for- merly of Charles M. Lovendusky and Wife; thence along said last men- tioned lands South two degrees twenty mJnutes West three hundred (300) reet to an Iron pin at other lands now or formerly of Lawrence L. Brown and Ruth C. Brown. his wlCe; thence along said last men- tioned lands North eighty eight de- grees thirty six minutes West two hundred (200) reet to a point at lands of George C. Moore and Dorothy R Moore. his wife; thence along said last mentioned lands North two de- grees twenty minutes East two hun- dred ninety nine and fifty three hun- dredths (299.53) reet to the center line of Pennsylvania Stat Highway No. 944. leading from Enola to Sterretts Gap, which point is two hundred ninety one and sixty two hundredths (291.62) feet east of the center line of Sample's Bridge Road; thence along sald center line or said ay South eighty eight degrees forty UT minutes East two hun- dred 0) feet (Incorrectly Identl- as one hundred (100) feet to prior deeds) to the place of begin- ning. UNDER ANp SUBJECT to ease- ments, restrlcWms. reservations. conditions and rights of way of record. BEING KNOWN AS 6897 Wertz, vlIIe Road. Enola. PA 17025. Being the same premises which Jennie M. Lininger. by deed dated the 2/17/1999, and recorded 2/ 2.3/1999 in the ornce of the Re- . corder in and for Cumberland 1 County In Deed Book 194. Page: 769, granted and conveyed to Paul I K. Lininger and Jennie M. Lininger. 'I in fee. TAX MAP PARCeL NUMBER: 38- 'I 13-0988-002.